YourPartnerinSuccess
Jumbo&Non-QMLoans
15 Correspondent Jumbo/Non-QM Investors
FICO scores as low as 600
Loan amounts up to $10 million
Up to 90% loan-to-value (LTV) ratio
Debt Service Coverage Ratio (DSCR) loans
Asset utilization programs
1099 form, or profit and loss (P&L) statement programs
12 & 24-month bank statement programs
In-house DSCR for ITIN’ and ‘NAF Bridge Loan
No-ratio loan options
In-HouseCommunityLendingPathwaySuite
Down payment assistance
Non-repayable grant fund options
Repayable In-house Community Lending Programs
Up to $6,000 in grant funds
3% down with no mortgage insurance (MI)
Up to 100% LTV
3.5% - 5% In-house Community Lending Programs Rate
discounts on purchase and refinance for:
Properties located in low-to-moderate census tracts
Properties located in majority/minority census tracts
BeforeSelling YourClientsCanBuy
In today’s turbulent market, NAF Cash can give your clients a competitive edge over other buyers. A proud affiliated company of New American Funding, NAF Cash can turn your client into a cash buyer and put them in a great position to secure their new home.
Clientscanbuybefore sellingtheircurrenthome. Usepotentialsavingsto buydowninterestrate. Nofeesforagents. Closemorehomesand getyourcommissionsfaster.
LOTestimonial
"The NAF-Cash Program is the most creative product I have ever seen in the last 30 Years that I have been in the industry! It is very versatile and can be very creative when necessary!!”
Bob Hailey - Clackamas, OR
Branch
Manager, NMLS #290893
“NAF Cash is the #1 differentiator I bring to my agent partners. It’s what keeps them engaged, loyal, and winning more deals. It's hands-down the most powerful tool I have to help realtors and clients solve real market problems, win more offers, and build raving fans for life.”
Eric Harlington - Puyallup, WA Branch Manager, NMLS #173124
WhyweareaGreatFitfor HomeBuilders
Wehavethepeople,products&resources tohelpyousellmorehomes.
Dedicated Sales fulfillment and partners
Niche loan products
Extended rate locks up to 270 days with float down option
Consumer friendly digital app
New American Funding Portfolio and Non-QM product offerings
Fannie Mae, Freddie Mac and Ginnie Mae Seller/Servicer
Non-warrantable condo and reduce presale allowance
Marketing Collaboration: We collaborate with builders to develop unconventional advertising and marketing programs that effectively reach prospective customers, no matter where they are. BuilderServices
Expert Support: Our team of certified new construction specialists, including Processors, Underwriters, and Closing Experts, is dedicated to supporting you through every step of the process
Regular Updates: We provide builders with weekly status reports, keeping them informed about the clients we serve and their progress.
Forward Commitment Program: Builders can take advantage of our unique forward commitment program, offering belowmarket rates that enhance your project's affordability.
LocationMap
Bellevue, WA
Chewelah, WA
Marysville, WA
Everett, WA
Mount Vernon, WA
Federal Way, WA
Spokane, WA
Tri-Cities, WA
Port Townsend, WA
Puyallup, WA
Redmond, OR
Medford, OR
Poulsbo, WA
Vancouver, WA
Klamath Falls, OR
Lake Oswego, OR
Yakima, WA
Helena, MT
Billings, MT
Clackamas, OR
Don’tTakeItFromUs, HearfromourTopOriginators
“What I appreciate most about this organization is its commitment to excellence in processing, which allows me to serve my clients efficiently and effectively. Our competitive rates and diverse programs enable me to offer tailored solutions that really resonate with potential buyers. It's incredibly satisfying to win deals consistently and help clients achieve their homeownership dreams. Working with such a dedicated team not only enhances my professional growth but also fosters an environment where we can truly make a difference in our community."
Luz Aguirre Loza, Loan Consultant
“I have been in mortgage for 35+ years, and the NW Region of NAF has the best ops department I have ever been involved with! Their dissected approach allows a process flow that is second to none!!! I NEVER have to worry about things getting done on time, we consistently have docs to title early, and have clients are realtors that rave about our smooth process!! Absolute game changer for my business!!"
Bob Hailey, Branch Manager
“I really enjoy working for NAF. The support team and marketing department is second to none. The leadership truly values its employees, encourages growth, and fosters a positive vibe. I’m proud to be part of a company that not only delivers excellence but also genuinely cares about the client experience.”
Mike Bon, Sr. Loan Consultant
“I am thrilled to share my journey with New American Funding – it’s been a fantastic choice that I wouldn't trade for anything! The culture of collaboration and teamwork here, combined with cutting-edge technology and top-notch leadership, has truly set me and my realtor partners up for success! With over 31 years in the mortgage industry, I’ve learned that success is built on a solid foundation of dedicated processing and underwriting teams. At NAF, we all share a common goal: achieving on-time closings and ensuring our clients are happy. It’s this unique culture and teamwork that empower me to deliver exceptional service to each of my clients!”
Laura Wells, Sales Manager
“What I love most about NAF is the incredible level of support—it truly makes a difference. I always feel valued and important, which speaks volumes about the company culture. One of the things I’m most proud of is that we service 97% of our loans. That level of commitment helps build strong, lasting relationships with our clients.
The leadership team is another standout. They’re approachable, accessible, and genuinely invested in our success. On top of that, NAF offers a vast assortment of loan programs, which gives me the tools I need to find the right solution for every borrower.”
Angie Giussi, Sales Manager
AdditionalQuotes
"NAF has the name and the reputation, which is huge in this market. I have had several comments over the years on how trusted NAF is out there helps my offers get accepted more than others!"
"NAF has an overall culture of wanting to help the community, and always has, and that is known throughout the industry."
"NAF is the VERY BEST at docs out and funding, this is a life saver and enables us to close loans so fast. The faster they close, the faster we are paid, and the agent too!"
"NAF has so many tools and can help everyone succeed, and beyond, you just need to ask."
17havebeenherefor10-16years
18havebeenherefor6-9years
148havebeenherefor2-5years
Servicing&RetentionSupport
We prioritize exceptional service through our post-close campaigns, using engaging digital and print materials— such as personalized co-branded with buy agent mortgage statements, birthday cards, and anniversary cards to strengthen relationships between all parties. Our dedicated retention team ensures top-notch service by actively engaging clients through follow-up calls, enhancing their experience and identifying growth opportunities. This approach has successfully transitioned thousands of clients back to their Loan Officers (LOs), fostering loyalty and maximizing potential.
NAF’sPromiseInitiatives
Driving change through diversity, employee growth, and equitable homeownership opportunities for all communities, NAF Promise embodies the future of inclusion. We’re committed to equity for all, shaping our goals around celebrating diverse communities. We strive to diversify our team, enhance employee growth, and increase homeownership with fair, sustainable financing Our mission is clear: inclusivity for everyone!
We’rePuttingMoreTime BackinYourDay
We understand that your time is valuable. Our operational support is designed to optimize the Loan Officer's workflow, ensuring you can focus on the most impactful business activities, such as building strong relationships and closing more deals.
KeyBenefits
In-House Processing, Underwriting, and Funding: Our operations team includes in-house processing, underwriting, and funding departments, enabling you to originate loans faster and more efficiently.
Comprehensive CRM Marketing Support: We provide robust CRM marketing support, ensuring that your customer relationship management is seamless and effective. This allows you to generate more engagement and maintain strong client connections
Task Fulfillment: Our trained operations team handles a wide range of tasks, from administrative duties to marketing initiatives, freeing up your time to focus on strategic business growth.
Local Expertise: Our team understands the market and can offer tailored solutions to meet the unique needs of your clients.
Enhanced Efficiency: By streamlining operations and providing expert support, we help you work smarter, not harder, so you can maximize your productivity and results.
Dedicated Support: You’ll have a dedicated point of contact within our operations team, ensuring that any questions or issues are addressed promptly and effectively.
ThePlatinum OnboardingExperience
AtNAF,youwillexperienceonboardingwithawhite-gloveapproach –whereeverydetailistailoredtomakeyoufeelnotjustwelcomed, buttrulyvalued.Ourteamgoesbeyondchecklists,ensuringthat throughpersonalizedtouchesandseamlesssupport.
Thisisn’tjustanintroduction;it’syourVIPPassintoaculturethat’s readytochampionyou&yourclientsfromdayone.
Grow Your Business
WithStrategic MarketingSolutions
Custom Marketing Collateral: Tailored materials that reflect your unique brand and resonate with your target audience.
Email Campaigns: Engaging and effective email marketing to keep your clients informed and connected.
CRM Assistance: Expert support to optimize your Customer Relationship Management system, ensuring seamless client interactions.
Social Media Scheduling: Consistent and strategic posting to maintain a strong online presence and engage your audience.
Content Ideas and Education: Fresh, relevant content and educational resources to keep your clients informed and your brand top-of-mind.
Marketing Tech: A state-of-the-art loan officer website, optimized Google My Business listing, and a customer experience platform to enhance your digital presence and client interactions.
prepaid by the seller and held by the lender to supplement the buyer’s required monthly payment The buyer required monthly payment is calculated using an interest rate below the note rate for the first 12, 24, or 36 months After the initial buydown period, the interest rate will adjust to the note rate Due to