New American Funding is committed to providing the best products, technology, marketing, and support, so you can focus on selling and delivering value to your clients and partners. Built on trust, integrity, and teamwork, we’re here to help you grow and succeed—because your success is our success.
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“I chose to work for NAF because they are a company that believes in building the talent they have and giving them the tools necessary to be successful. At NAF I feel confident in my ability to take care of my clients and go out to earn more business.”
Dakotah Kutz, Sr. Loan Consultant, NMLS # 1568471, Greenwood Village, CO
“As a loan officer, reputation is everything — and the company you align with can make all the difference. What drew me to NAF was the perfect blend of cutting-edge technology, strong support, and a wide range of products, all backed by genuinely kind people you want on your team. Add to that a visionary leadership team at a privately held company that makes smart, forward-thinking decisions — and you have the foundation I want behind me to best serve my clients.”
Seth Van Essen, Branch Manager, NMLS # 777173, Greenwood Village, CO
“I joined NAF because of its culture, leadership, and values. Heather Enochs inspired me to make the move, and I love being part of a woman-owned company where people truly care about one another. Most importantly, NAF has a different philosophy: Operations supports Sales, with systems and technology designed to make us more efficient so we can focus on growing our business.”
Paula Ramey, Branch Manager, NMLS # 281978, Frisco, CO
Unlock the NAF Condo Advantage with our expert team & comprehensive service.
Support for both Warrantable and Non-Warrantable Condo transactions.
Special products such as 0% pre-sale on new construction.
Ensure a seamless process for your condo transactions.
HUD authority for underwriting:
Single-Unit Approvals
DELRAP Condo projects
We have the people, products & resources to help you sell more homes.
Dedicated Sales fulfillment and partners
Niche loan products
Extended rate locks up to 270 days with float down option
Consumer friendly digital app
New American Funding Portfolio and Non-QM product offerings
Fannie Mae, Freddie Mac and Ginnie Mae Seller/Servicer
Non-warrantable condo and reduce presale allowance
Expert Support: Our team of certified new construction specialists, including Processors, Underwriters, and Closing Experts, is dedicated to supporting you through every step of the process.
Regular Updates: We provide builders with weekly status reports, keeping them informed about the clients we serve and their progress.
Forward Commitment Program: Builders can take advantage of our unique forward commitment program, offering below-market rates that enhance your project's affordability.
Marketing Collaboration: We collaborate with builders to develop unconventional advertising and marketing programs that effectively reach prospective customers, no matter where they are.
We empower your voice through simplicity, automation, and authentic outreach. Our tech and development teams are innovating fast and are identifying solutions to ease the mortgage process for both agent and clients in ways no other company is doing.
A business portal that gives your business partners complete transparency and visibility to transactions and co-marketing solutions.
Industry leading point-of-sale system, providing a modern, user-friendly experience that seamlessly connects to Encompass
Our digital mortgage application streamlines communication, enhances efficiency, and offers real-time updates for better workflow management.*
Next generation point-of-sale system will streamline the loan origination experience with intuitive and innovative technology that will enable loan originators to seamlessly convert more leads into closed deals.* *Coming soon
We prioritize exceptional service through our post-close campaigns, using engaging digital and print materials— such as personalized co-branded with buy agent mortgage statements, birthday cards, and anniversary cards— to strengthen relationships between all parties.
Our dedicated retention team ensures top-notch service by actively engaging clients through follow-up calls, enhancing their experience and identifying growth opportunities. This approach has successfully transitioned thousands of clients back to their Loan Officers (LOs), fostering loyalty and maximizing potential.
Driving change through diversity, employee growth, and equitable homeownership opportunities for all communities, NAF's Promise embodies the future of inclusion. We’re committed to equity for all, shaping our goals around celebrating diverse communities. We strive to diversify our team, enhance employee growth, and increase homeownership with fair, sustainable financing. Our mission is clear: inclusivity for everyone!
We understand that your time is valuable. Our operations support is designed to optimize the Loan Officer's workflow, ensuring you can focus on the most impactful business activities, such as building strong relationships and closing more deals.
In-House Processing, Underwriting, and Funding: Our operations team includes in-house processing, underwriting, and funding departments, enabling you to originate loans faster and more efficiently.
Comprehensive CRM Marketing Support: We provide robust CRM marketing support, ensuring that your customer relationship management is seamless and effective. This allows you to generate more engagement and maintain strong client connections.
Task Fulfillment: Our trained operations team handles a wide range of tasks, from administrative duties to marketing initiatives, freeing up your time to focus on strategic business growth.
Local Expertise: Our team understands the market and can offer tailored solutions to meet the unique needs of your clients.
Enhanced Efficiency: By streamlining operations and providing expert support, we help you work smarter, not harder, so you can maximize your productivity and results.
Dedicated Support: You’ll have a dedicated point of contact within our operations team, ensuring that any questions or issues are addressed promptly and effectively.
At NAF, you will experience onboarding with a white-glove approach – where every detail is tailored to make you feel not just welcomed, but truly valued. Our team goes beyond checklists, ensuring that through personalized touches and seamless support.
This isn’t just an introduction; it’s your VIP Pass into a culture that’s ready to champion you & your clients from day one.
Our regional support team provides you with the resources to elevate your efforts.
Custom Marketing Collateral: Tailored materials that reflect your unique brand and resonate with your target audience.
Email Campaigns: Engaging and effective email marketing to keep your clients informed and connected.
CRM Assistance: Expert support to optimize your Customer Relationship Management system, ensuring seamless client interactions.
Social Media Scheduling: Consistent and strategic posting to maintain a strong online presence and engage your audience.
Content Ideas and Education: Fresh, relevant content and educational resources to keep your clients informed and your brand top-of-mind.
Marketing Tech: A state-of-the-art loan officer website, optimized Google My Business listing, and a customer experience platform to enhance your digital presence and client interactions.
In today’s turbulent market, NAF Cash can give your clients a competitive edge over other buyers. A proud affiliated company of New American Funding, NAF Cash can turn your client into a cash buyer and put them in a great position to secure their new home.
Clients can buy before selling their current home.
Close more homes and get your commissions faster.
Use potential savings to buy down interest rate. No fees for agents.
Our extensive line of programs is as unique as your market. In addition, we offer over 100 programs and two dozen lenders within our Broker Products, providing you with diverse solutions to help you convert more clients.
Non-QM & Jumbo Loans
ITIN Loans
Bank Statement Loans
One-Time Close Construction Loan
Make the Greatest Impact With Our Vast Array of Marketing Tools.
LEARN MORE
LEARN MORE Your Success Is Our Success, See the NAF Difference.
Milton Karavites, Divisional Executive Vice President at New American Funding, brings over 40 years of mortgage industry experience to his leadership of the Mountain and South division, overseeing operations across nine states. Since joining the company in 2012 as its first Branch Manager outside California, Milt has played a pivotal role in regional growth, earning promotions to Regional Vice President and later to his current role in 2022. Known for his servant leadership style and emphasis on collaboration between Sales and Operations, Milt credits his team's dedication for driving strong results and delivering exceptional service to clients and partners.
NMLS # 256789 | 303.829.3616 | milt.k@nafinc.com | naf.com/miltonkaravites
My name is Heather Enochs, and I am proud to work with the community on behalf of New American Funding. As a highly-skilled Regional Vice President, my goal is to provide the best customer service possible along with knowledgeable, unbiased advice.
NMLS # 172031 | 720.252.3165 | heather.enochs@nafinc.com | naf.com/heatherenochs
Cari LaMere is a dedicated Regional Vice President with solid experience in home loan origination. Cari LaMere is ready to meet the needs of the community and demonstrate why so many clients have put their trust in New American Funding over the years.
NMLS # 1250043 | 719.619.6835 | cari.lamere@nafinc.com | naf.com/carilamere
At New American Funding, we are dedicated to coaching and growing loan officers to help scale their business so you can reclaim valuable time back into your day and spend more time doing what you do best, selling and providing high-value proposition to your clients and referral partners. What sets us apart are our Innovative products like NAF Cash, One-Time Close, and our Pathway products. These unique offerings not only distinguish us in the market but also empower you to provide exceptional solutions for your clients. As an Originator for many years and a top producer, I understand the challenges and opportunities in the field. I can relate to your needs for success and am committed to providing the support and resources you need to excel. In Texas we process, underwrite, close, and service our loans right here in Texas with Texas employees. NAF is built on a culture of trust, integrity, and teamwork. We support you as you progress, grow, and build your business.
Pat Bolan, Chief Production Officer | NMLS #732712 | pat.bolan@nafinc.com
