Aproduct foreveryone.
New American Funding is a one-stop shop that offers loan products for every type of client. No matter how unique a situation, we have the right home loan solution. Some of these options are Non-Qualified Mortgage (Non-QM) loans for self-employed borrowers, programs for first-time homebuyers, as well as loans for savvy real estate investors and those looking for vacation homes.
CONVENTIONAL
Low down payment, convenient monthly payment
USDA
Zero down loans for rural areas
NON-QM
For self-employed borrowers
FHA
Great for first-time homebuyers
JUMBO
Loans up to $4 million
VA
Zero down for those who served our country
DOWNPAYMENTASSISTANCE
Assistance for those who qualify
INTERESTONLY
Gives buyers more control over cash flow.
70.4BILLION
Productsforallbackgrounds.
Opportunitiesfortheunderserved
Our extensive line of loan programs is as diverse as your clients. While we have competitive rates and industry-leading turn times, we take it one step further in our commitment to increasing and sustaining homeownership among underserved communities across America.
Help Buyers Ease into Homeownership with a Lower Payment
Can reduce buyers’ first-year, second-year, and third-year payment rate
Customizable Payment Terms to Meet Buyers’ Needs Offers terms from 8 to 30 years Upfront Savings with Lower Introductory Interes Rate Eases higher market rates with lower introductory rate Numerous Options to Fund Renovations Cash out refinance, HELOC, FHA 203(k) loans
The key to a quick, happy closing? Cash.
Your clients can save and win.
Help your clients tap into certainty and convenience in today’s housing market.
Sellers love the certainty of cash buyers. Buyers love having their offers accepted — especially if it’s below asking price. Everyone loves a quick closing, including real estate agents, who can receive their full commission in seven to 10 days.
With NAF Cash, your buyer’s dream home is purchased with cash and sold back to them. Give your clients the cash buyer advantage and close more homes more quickly.
Keeping You Top of Mind.
DEFINITIONS
BORROWER
UNDERWRITING
CLOSING
LOAN STATUS UPDATE
Hello [[BorrowerAndCoBorrowerFirstName]],
We received your application and your file is in the initial stages of the review process! Our Operations Team is working diligently to move your loan into the next phase. On behalf of the entire New American Funding team, we look forward to working with you!
LOAN STATUS UPDATE
LOAN STATUS UPDATE
Hello [[BorrowerAndCoBorrowerFirstName]],
Hello [[BorrowerAndCoBorrowerFirstName]],
Congratulations! Your loan has funded for [[PropertyAddressLine1]].
LOAN STATUS UPDATE
Here’s a look ahead at some of the major milestones you can expect while your loan is being processed:
We received your application and your file is in the initial stages of the review process! Our Operations Team is working diligently to move your loan into the next phase. On behalf of the entire New American Funding team, we look forward to working with you!
Hello [[BorrowerAndCoBorrowerFirstName]],
Congratulations! Your loan has funded for [[PropertyAddressLine1]].
Here’s a look ahead at some of the major milestones you can expect while your loan is being processed:
Reminder: During
Prior to your first payment due date, you will receive a payment statement with details for remitting your payment.Reminder: There is a first payment coupon with your closing documents. If you have any questions, please feel free to contact our Loan Servicing Center at +1 800-893-5304 or by email at customercare@nafinc.com
It’s been a pleasure working with you, thank you for your business!
JAMES SMITH Sr. Loan Consultant NMLS# 555555 555.123.4567 james.smith@nafinc.com
JANE DOE
Prior to your first payment due date, you will receive a payment statement with details for remitting your payment.Reminder: There is a first payment coupon with your closing documents. If you have any questions, please feel free to contact our Loan Servicing Center at +1 800-893-5304 or by email at customercare@nafinc.com
Reminder: During your loan process DO NOT make any major purchases, job changes, credit requests, or financial transactions without consulting with us first. Please note, employment and credit will be refreshed within 48 hours of closing.
Reminder: During your loan process DO NOT make any major purchases, job changes, credit requests, or financial transactions without consulting with us first. Please note, employment and credit will be refreshed within 48 hours of closing.
It’s been a pleasure working with you, thank you for your business!
Real Estate Agent BRE# 555555 555.123.4567 jane.doe@realestate.com
[[SignatureBlock]]
Reminder: During your
Keeping You Top of Mind.
We keep you front & center on client marketing materials through cobranding opportunities.
Post-close email campaigns
Post-close mailers
Monthly mortgage statements
Co-branded closing cards are mailed to our mutual clients with information on how to download closing documents.
Personalized co-branded greeting cards sent to clients for years after a loan closes on birthdays and loan anniversaries.
Co-branded closing cards are mailed to our mutual clients with information on how to download closing documents.
Areyoualistingagent?
We offer both digital and print materials that highlight your client's home. In addition, we offer financing options to outline payment scenarios. We also offer farming, day-of open house support, and co-marketing digital web advertising.
Digital Print
Access to our library of endless social media assets through NAF Connect
Co-branded Open House and Just Listed Social Media Posts
Comprehensive Listing Flipbook with Lender Incentive*
Listing Co-branded Social Media
Advertisement with Lead Funnel Creation
Property Flyers with Financing Scenarios Niche Product Information and Availability
Direct Mail Co-Branded Postcards to send to Local Neighborhoods Doorhangers for Open House Promotion
Co-host an Open House with me, and I'll create a customized flyer showcasing a compelling Lender Incentive designed to boost engagement and drive conversions. All in aim to attract more buyers!
ExperiencingaDealthat NeedsSavingonaListing? Letushelp!
At times, things don't go as planned with your buyer's loan with another lender. When this happens, we are here to help. At New American Funding we offer financing options designed to meet your buyer's needs and get the deal closed quickly.
WhyChooseUs?
In-HouseExpertise
Our dedicated in-house operations team is equipped with the knowledge and commitment to provide top-notch customer service.
Customer-
CentricApproach
SpeedyClosings
As a direct lender with fewer overlays, we streamline the process to ensure a fast closing.
Extensive ProductOfferings
Our commitment to customer service means we go above and beyond to keep your transaction on track. Don'tletastalledloanderailyourdeal.Giveusachance–we'vegotyoucovered.
We offer a wide range of products to suit various financial situations, ensuring we can find the right fit for your buyer.
Aboutyourlocal mortgageprofessional NICKJEATRAN
LOANCONSULTANT|NMLS#404213
I am passionate about the mortgage industry and find great joy in helping my clients achieve their financial goals through home financing.
Buying a home is one of the most significant financial decisions you can make. It is crucial to work with a local lender who possesses both market knowledge and product expertise. My primary objective is to structure a mortgage plan that aligns with your clients’ financial goals, ensuring they have confidence in a seamless, top-notch experience from start to finish.
My goal with all of our clients is to cultivate long-term relationships built on a foundation of trust, ensuring they have a lender and real estate agent for life.
ExperienceHighlights:
Mortgage Advisor since 2008
University of St Thomas Graduate Review credit reports, analyze income statements and perform underwriting of income versus debt and combined asset worth.
Customizes loan programs tailored to meet the financial needs of the individual clients
Provide customer with desired payment level and cost level associated with buying a new home
Ensure timely closing of loans by maintaining constant communication throughout the entire loan process amongst borrower, realtor, loan team, Title Company, and Escrow Company
STAYCONNECTED
"Nick was with us every step of the way and will be our first recommendation for friends and family. He genuinely seems to care about his customers, and his communication level was excellent. I look forward to working with him for refinancing options for this loan in the future. Thanks again, Nick!"
You’reworking with awinningteam.
We close loans quickly (even the really hard ones) and turn clients into raving fans in the process.
OriginatorHighlights
Digital Mortgage Application
Fully Underwritten Pre-approvals
Industry Leading Closing Times (14 business day close guarantee)
24 hour Lock Desk
Local Support
LoanRescue
We know that sometimes things don’t go to plan with a buyer’s loan, and we’re prepared as your ‘Loan Rescue’ solution when it does happen.
SeeWhatOthersAreSaying...
In-house Appraisal Panel
Industry Relations (MBA, NAHREP, VAREP)
New American Funding Initiatives (Latino Focus, NAF Black Impact, NAF Heroes
Licensed in 50 states
Why us? As a direct leader we have less overlays than big banks, allowing us to close quickly. Our in-house operations, product offering, knowledge and commitment to customer service make us the perfect place to come when you need to get your transaction back on track.
Booklets & Brochures
Yard Signs & Sign Riders
Elevateco-marketing opportunitieswith
our
NWRegionalMarketing teamsupport!
Are you looking to elevate your marketing game? Look no further! With our regional marketing team at your fingertips, you can unlock a world of possibilities. Our dedicated team is here to help us generate customized collateral that suits our unique co-marketing needs!
So why wait?
Contactustodayandlet’sstartcreatingimpactful marketingmaterialstogether!
NAF Cash is fulfilled by NAF Cash LLC MI Real Estate Broker #6502431375, an affiliated real estate company of New American Funding that is managed and operated in compliance with applicable legal and regulatory requirements. NAF Cash LLC does not originate loans or issue loan commitments and charges a transaction fee that varies by state. Terms and conditions apply. Not all applicants will qualify. Not available in all states. 41050 W 11 Mile Rd, Suite 220, Novi, MI, 48375. Phone 844-344-0531.
Equal Housing Opportunity. 2023 New American Funding, LLC. All Rights Reserved. NMLS ID #6606. For state licensing, please visit: newamericanfunding.com/legal/state-licensing/. Licensed Mortgage Banker—NYS Department of Financial Services Corporate office 14511 Myford Rd., Suite 100, Tustin, CA 92780. Phone: (800) 450-2010. This is not a loan commitment or guarantee of any kind. Loan approval and rate are dependent upon borrower credit, collateral, financial history, and program availability at time of origination. Rates and terms are subject to change without notice. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. 7/2024