make an impact
about naf
Licensed in all 50 states and Puerto Rico!
New American Funding (NAF) is one of the nation’s top mortgage lenders. Celebrating its 20-year anniversary in 2023, the company is proudly privately-owned, focused on innovation, and built to last.
about naf
90%
NAF is an industry leader in culture, dedication to service, and lending to underrepresented communities.
The company originates billions in loans each year and services approximately 90% of the Conventional, FHA, and VA loans we originate, allowing diverse revenue streams, customer loyalty, and successful navigation of market conditions.
NAF boasts an extensive line of loan programs as diverse as its clients, with competitive rates and industry-leading turn times.
NAF is committed to reducing homeownership disparities and increasing homeownership among underrepresented communities across America.
what we value
Lead with Integrity
As a leader in the mortgage industry, we have always led with integrity.
Stronger United
A champion of a positive and inclusive culture that fosters open, honest, and meaningful relationships.
Innovation Fuels Evolution
Innovation is at the forefront of everything NAF does, leadership encourages calculated risks, new ideas, and strives to exceed expectations.
Pursue the Impossible
NAF thinks beyond “what is” and envisions “what can be” before competitors.
Execution Drives Success
Purpose drives courage to reach beyond, overcome obstacles, find solutions, and deliver exceptional service.
People Come First
NAF’s core values affect positive, groundbreaking change and deliver excellence to the customers, colleagues, and communities they serve.
Commitment to Diverse communities
NAF is passionate about helping every person, in every community, achieve the dream of homeownership. Our unique initiatives lead the way in serving diverse communities.
New American Funding is the nation’s largest home loan company, founded by a Latina Co-founder and CEO, Patty Arvielo.
Through Black Impact, the company identifies and addresses the challenges of Black consumers in their pursuit of homeownership and to enhance the quality of their lending experience. Utilizing education and awareness, Black Impact aims to lift the community
and build generational wealth through homeownership.
NAF is also dedicated to hiring a workforce that reflects a range of racial and ethnic backgrounds, with over 40% of its employees identifying as part of diverse communities. And their commitment goes even further. NAF is committed to funding $20 billion in home loans to the Black community over the next four years.
bla C k impa C t lea D ership
Mosi Gatling
Mosi Gatling, SVP of Strategic Growth & Expansion at New American Funding, is a distinguished leader and top-tier loan originator with over 20 years of experience. Having created a $100,000,000 mortgage business and originated over 1,000 loans in the past three years, she consistently ranks in the top 1% of loan originators by the Scotsman Guide (2021-2023). A HousingWire 2024 Woman of Influence, Mosi is committed to equitable homeownership and supports underrepresented communities through her work with the National Association of Mortgage Bankers and the National Housing Conference. Her innovative, consultative approach ensures that every homebuyer has a clear pathway to achieving their homeownership goals.
Mission
To stand with the Black community by engaging with Black employees and consumers, offering ongoing cultural competency training, acknowledging historical challenges and systemic barriers faced by Black individuals, and using intentional language in our marketing efforts to empower Black clients in achieving homeownership.
Vision
To shape a diverse and inclusive landscape for homeownership. Black Impact represents our commitment to taking direct, action-oriented steps to address credit accessibility and promote sustainable and equitable homeownership for Black individuals and communities. We recognize and celebrate the resilience, creativity, and leadership of Black communities in overcoming systemic obstacles and discrimination.
They also:
Modernizing Fair Housing and Opportunity in Housing
A transformative training program designed to deepen our commitment to promoting equitable homeownership. This initiative isn’t just about training our sales force; it’s a movement towards fostering a more inclusive and diverse landscape in the mortgage industry. When you see this badge, it means that the individual who earned it is proudly showcasing their commitment and expertise in serving Black homebuyers.
Stay updated with the latest industry developments
Have mastered cultural competence
Gained critical insights into overcoming systemic barriers that affect Black homebuyers
Engage in projects and initiatives that close the racial wealth gap
Support community stability
naf pro D ucts
Path to Readiness
If you’re close to being loan ready, but need an extra push, we’ve partnered with UQUAL to provide personalized roadmaps tailored especially to your individual needs.
Benefits of UQUAL
1:1 Loan readiness Coaching
Reducing debt
Increasing your credit scores
Saving money for down payment
NAF Cash
Turn clients into cash buyers using NAF Cash to strengthen their purchase offers making closings quick and convenient.
Down Payment Assistance
State, Private, and Federal entities in your area may have zero-interest, grant, or forgivable programs that you can leverage to cover your down payment, property taxes, or closing costs.
A larger down payment can result in lower mortgage insurance premiums. Keep YOUR money in the bank, and leverage opportunities your loan officer will help you identify.
