NAF Alliance information - Eric Fellows

NAF Alliance & NAF REALs

About New American Funding For over 20 years, NAF has been proudly privatelyowned, focused on innovation, and built to last.

NAF is an industry leader in culture, dedication to service, and lending to underrepresented communities.

NAF originates billions in loans each year and services 80% of its loans, which allows it to diversify its revenue streams, build customer loyalty, and sucessfully navigate any market conditions.

NAF boasts an extensive line of loan programs as diverse as its clients, competitive rates, and industry-leading turn times.

NAF takes it one step further in its commitment to increasing and sustaining homeownership among underrepresented communities across america.

For Real Estate Agent use only – Not For Public Distribution

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Real Estate

The Ultimate Partnership Mortgage

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Mortgage Opportunities Your Business. Your Branch. Your Way. Run your own mortgage branch, powered by NAF.

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Earn Money In Mortgage To Boost Your Business Earn money in mortgage while building your business! NAF gives entrepreneurs like you the support you need to open your own mortgage branch, plus unparalleled flexibility and transparency that you won’t find anywhere else.

We Won’t Box You In

It’s your businses. We’re here to support you, not stand in your way.

Making the Change is Easy

Our expert transition team and training specialists ensure a smooth process.

Nothing to Hide

NAF gives you transparency like you’ve never experienced before.

Flexibility to Grow

Build your operations to meet your needs or tap into corporate support.

Say ‘Yes’ More Often

Our suite of products and underwriting team allow you to serve more customers.

For Real Estate Agent use only – Not For Public Distribution

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Branch Structure

REAL (Loan Officer)

NAF Alliance

Loan Consultant

Loan Consultant

Loan Consultant

REAL (Loan Officer)

NAF Operations Support

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

$500,000

$6,000,000

$6,000,000

12

12

12

$150,000

$150,000

$150,000

$20,340

$20,340

$20,340

Gross Revenue

$170,340

$170,340

$170,340

NAF Lender Fee

$11,940

$11,940

$11,940

Fulfillment

$12,840

$12,840

$12,840

Agent | LO Commissions

$60,000

$60,000

$60,000

Benefits | Payroll Tax

$6,100

$6,100

$6,100

Desk Rental

$1,000

$1,000

$1,000

Total Expense

$91,880

$91,880

$91,880

Monthly Net Income

$78,460

$78,460

$78,460

Annual Net Income

$941,520

$941,520

$941,520

Annual Profit Share

$470,760

$470,760

$470,760

144

144

144

Monthly Units

AVERAGE LOAN SIZE

$1,695 LENDER FEE

Profit & Loss Sheet — Partnership

$6,000,000.00

Monthly Volume

250.00 bps BLENDED REVENUE (BPS)

100 AGENT | LO COMMISSIONS

50%

Revenue Fee Income

PROFIT SPLIT

$1,000 MONTHLY DESK RENTAL

Reset to Defaults

Annual Units

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

$500,000

$20,000,000

$30,000,000

20

40

60

Total Monthly Override

$15,000

$30,000

$45,000

Monthly Override Split

$7,500

$15,000

$22,500

Total Annual Override

$180,000

$360,000

$540,000

Annual Override Split

$90,000

$180,000

$270,000

Monthly Units

AVERAGE LOAN SIZE

Profit & Loss Sheet — Retail

$10,000,000

Monthly Volume

15 bps OVERRIDE (BPS)

50% OVERRIDE SPLIT

Reset to Defaults

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

You Drive Your Business.

We Provide Unmatched Support.

NAF provides the tools and platform you deserve, giving you: • Uncapped earning potential • Recruiting support to build your branch • Forecasting and analytics of profit and loss • Autonomy to make decisions that work for your business.

• The support you need, when you need it.

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

NAF: The Platinum Experience At NAF, you will experience onboarding like never before with our white-glove approach, where every detail is tailored to make you feel not just welcomed, but truly valued.

Personalized Licensing Support

Tailored Training & Development

Concierge Level Support

Hands-On Equipment Setup

Divisional Success Manager

Tailored guidance throughout your MLO licensing process.

From initial onboarding sessions that cover product knowledge and CRM tools to advanced system techniques, you’ll receive the resources you need to elevate your business goals.

During your transition, NAF’s success team is there to handle the logistical details so you can focus on your clients and growth.

Receive all necessary tech and resources, delivered and configured by your Success Concierge to minimize downtime.

Your personalized guide and advocate, offering hands-on support while you transition to NAF.

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Pathway To Success

1. Evaluate if this opportunity aligns with your growth

vision as you review the resources and support we offer.

2. Plan with our team to create a customized pro forma and

START

1

2

financial model, forecasting potential revenue and expenses for your branch.

3. Recruit Loan Officers based on experience, skills, and

cultural fit to build a team that shares your vision for success.

4

3

4. Strategize your recruitment and growth strategy with NAF leadership, outlining branch growth milestones and aligning with regional and market opportunities.

5. Locate the ideal spot that fits your target market and

5

business goals, working with NAF to set up your new space.

6. Launch your branch, start originating loans, and use

NAF’s tools and technology to streamline loan processes.

7

6

7. Track your branch’s profit and loss statements to monitor growth, identify areas for improvement, and optimize costs.

8. Succeed and celebrate your success while continuing 8

to build for the future as you watch your earnings grow by expanding your team and loan volume.

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Introducing NAF REALs

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Be More than an Agent.

Be More than a Loan Officer.

Be Both.

Create a seamless, efficient, and stress-free experience for your clients and skyrocket your earning potential by becoming licensed in real estate and mortgage lending.

Become a Trusted All-In-One Advisor Enhance your problem-solving skills and help clients move into their new homes.

Enjoy Unmatched Support Benefit from seamless communication, immediate solutions to challenges, and full transparency with experienced NAF loan officers.

Grow Your Referral Network As your reputation for excellence spreads, so will your referrals.

Program not available in all states.

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Example Scenario: Let’s assume the purchase price is $375,000 with a 95% Loan-to-Value (LTV) and a gross commission income (GCI) of 2.5%.

Money Left on the Table Through NAF REALs, you have the ability to significantly increase your earning potential.

Real Estate Agent (REA) SPLIT

Broker Split

REA Payout

Real Estate Agent Loan Officer (REAL)

Payout Increase As REAL

90%

10%

$8,438

$1,781

21%

80%

20%

$7,500

$1,781

24%

70%

30%

$6,563

$1,781

27%

60%

40%

$5,625

$1,781

32%

50%

50%

$4,688

$1,781

38%

Now, let’s look at some programs that pay lower splits, such as leads, referrals, etc.

Real Estate Agent (REA) Split

Broker Split

REA Payout

Real Estate Agent Loan Officer (REAL)

Payout Increase As REAL

40%

60%

$3,750

$1,781

48%

30%

70%

$2,813

$1,781

63%

20%

80%

$1,875

$1,781

95%

10%

90%

$938

$1,781

190%

This is the equivalent of $1,781 per deal, or $21,375 for 12 deals!

For Real Estate Agent use only – Not For Public Distribution

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Earning Potential Calculator

Reset to Defaults

Potential Total NAF REALs Income

$0

$0 PERSONAL PURCHASE VOLUME PER MONTH

PERSONAL COMMISSION PER YEAR

$4,667

$806,500

$4,033

CONVENTIONAL LOAN LIMIT

MAX LO COMP/CONVENTIONAL LOAN

$524,225

$2,621

FHA LOAN LIMIT

MAX LO COMP/FHA LOAN

AVERAGE LOAN AMOUNT

TOTAL POTENTIAL NAF REALS INCOME PER MONTH

$56,000 TOTAL POTENTIAL NAF REALs INCOME PER YEAR

LEVEL

# OF USERS

PAYOUT

1

20

5 bps

$350,000

4

$14,000

$403

$262

2

40

5 bps

$350,000

4

$28,000

$403

$262

3

20

5 bps

$350,000

4

$14,000

$403

$262

# LOANS PER USER/YEAR

PERSONAL COMMISSION

MAX OR CONVENTIONAL

MAX OR FHA

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Unique Products, Programs, and Loans For Today’s Buyers We’re a one-stop-shop offering loan products for every type of client. No matter how unique a situation is, we may have the right home solution.

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Product Highlights

Loan Terms that Work for your Clients

Adjustable-Rate Mortgages

Customizable loan terms from 10 to 30 years.

Upfront savings with a lower introductory interest rate.

Buydown 3-2-1 & 2-1 Ease interest rate concerns with lower payment rates for up to the first three years.

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Program Highlights

Buy with Cash Turn your buyers into cash buyers through our partner NAF Cash LLC.

Pathway to Homeownership Offers qualified buyers in select areas up to $7,500 in assistance.

These funds are not a loan that needs to be repaid.

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Our Loan Offerings NAF offers a variety of loan products including: • Conventional • VA • FHA • HELOC • Jumbo • Non-QM

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Driven by Technology Our industry-leading technology team is dedicated to crafting innovative solutions that simplify the mortgage process for everyone involved.

Our advanced systems are designed to streamline the management of your pipelines, commissions, accounting, marketing, and more.

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Driven by Technology

Built for Real Estate Agents • Client Management • Pre-approval letters • Document tracking • Loan status updates

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Driven by Technology

Contacts on Autopilot • Personalized outreach at scale • Voice, video, and text messaging • Google and Facebook ad creation • Organize your sales process

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Build Your Brand We provide customized marketing support to help set you apart. As a leading national brand, we’re known for our integrity and business approach. Our reputation opens doors to new customers and partnerships, enhancing your businses opportunities.

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Comprehensive Support for Your Success

Optimized Online Presence

Regional Marketing Support

Marketing Portal

Customized Websites

Custom Video Content

We equip you with a personalized webpage, enhancing your visibility to local borrowers.

Tailored marketing assistance to help expand your business.

Access an extensive library of marketing materials that you can personalize and co-brand with real estate agents.

Our LOs receive a multilayered website that showcases their personal profile, branch details, services, useful tips, housing news, and more.

Available resources to assist your client interactions and enhance your marketing efforts.

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Social Media Engagement

Robust Social Media Library

Monthly Social Media Training

Access a vast library of content to connect you with referral partners, customers, and your network.

Regular calls to educate and train you on leveraging social platforms effectively.

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Personalized Marketing Strategies Engage Your Network We activate your personal network — including past customers, friends, and family — with targeted marketing tools like postcards, emails, and market updates at least twice a month.

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

Marketing Flexibility Collaborative Compliance & Marketing Our teams work closely to ensure that the marketing materials meet your needs and comply with regulations, setting you up for success.

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25

To learn more about this exciting program, please reach out to us any time!

(Or scan the QR code below!)

Eric Fellows VP, Mid-South | NMLS# 448457

(970) 708-0803

eric.fellows@nafinc.com NAF.com/EricFellows

nafalliance@nafinc.com

Please Select a state or blank.

Equal Housing Opportunity. Not intended for distribution to consumers as defined by Section 1026.2 of Regulation Z which implements the Truth-In-Lending Act. This information is to inform the real estate industry only and is not marketing material to be provided to consumers. Not applicable in NV. New American Funding, LLC is an Equal Opportunity Employer. We believe in diversity, equity and inclusion in the workplace; accordingly, we welcome applications for employment from all qualified candidates, regardless of race, color, gender, national origin, religion, age, sexual orientation, gender identity, gender expression, genetic information, individuals with disabilities, pregnancy, marital status, status as a protected veteran or any other status protected by applicable law. Equal Housing Opportunity. This is not a loan commitment or guarantee of any kind. Terms and conditions apply. Subject to borrower and property qualifications. Not all applicants will qualify. Rates and terms are subject to change without notice. All mortgage loan products are subject to credit and property approval. 2025 ©️ New American Funding, LLC. NMLS #6606. nmlsconsumeraccess.org. Corporate office 14511 Myford Rd., Ste 100, Tustin, CA 92780. www.naf.com. Phone: (800) 450-2010. 09/25