2425 NW Larkspur Court, Camas, WA 98607

2425 NW Larkspur Court Camas, WA 98607

TABLE OF CONTENTS Property Details Maps Local Schools Community Utilities & Resources Title & Escrow Covenants, Conditions & Restrictions

The information contained is provided by WFG’s Customer Service Department to our customers, and while deemed reliable, is not guaranteed.

PROPERTY DETAILS

2425 NW LARKSPUR CT CAMAS WA 98607 986031338 CLARK COUNTY WA

Owner Information Owner Name:

KIRA NOBUHIKO / KIRA TOSHIKO

Vesting:

HUSBAND AND WIFE

Mail Address:

2425 NW LARKSPUR CT CAMAS WA 98607

Owner Status:

OwnerOccupied

Location Information

Legal Desc:

SUMMIT @ COLUMBIA VISTA PH2 LOT 30 311690 FOR ASSESSOR USE ONLY SUMMIT @ COLUMBIA VISTA PH2 LOT 30 311690

County:

CLARK

Census/Block: 040609 / 2003

Alt Parcel # School District: CAMAS

Tsp-Rng-Sec:

T01N-R03E-S04

Municipality:

CITY CAMAS

Lot / Block:

Lot: 30 Block:

Parcel #:

986031338

Housing Tract: SUMMIT AT COLUMBIA VISTA Last Market Sale Date:

2017-05-02/2017-05-01

Lender:

FINANCE OF AMERICA MTG LLC

Sale Price:

760000

Loan:

570000

Document #: 5399597

Document #: 5399598

Doc Type:

GENERAL WARRANTY DEED

Loan Type:

CONVENTIONAL

$ Sqft:

$194.62

Loan Term:

30

Prior Sale Information Date:

2014-03-21/2014-03-20

Lender:

Price:

575224

Loan:

Document #: 5059187 Doc Type:

GENERAL WARRANTY DEED

517954

Document #: Loan Type:

CONVENTIONAL

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

2425 NW LARKSPUR CT CAMAS WA 98607 986031338 CLARK COUNTY WA

Property Characteristics Gross Area:

4679

Garage Area:

Interior Wall

Living Area:

3905

Roof Shape:

Porch Type:

Above Grade: 4,679

Foundation:

Patio Type:

Bedrooms:

4

Roof Material: CEMENT/COMPOSITION Air Cond:

Bath (F/H):

1/1

Construction:

Fireplace:

1 STORY 1 OPENING Heat Type:

Year Built:

2013

CENTRAL

Fixtures: FORCED AI

Floor:

Cooling Type: CENTRAL

Equipment:

Parking Type: Garage

Exterior Wall:

Stories:

2

Units:

Rooms:

Pool:

No

Basement:

Quality:

EXCELLENT

Condition:

AVERAGE

Property Information Land Use:

SFR

County Use:

SFR UNIT NOT SHAR State Use:

Zoning:

R-7.5 : CA

Lot Acres:

0.2301

Lot Sqft:

10,023

Len/Wid:

/

Tax and Assessment Information Assd Year:

2021

Assd Value:

$796,157

Taxable Val:

$796,157

Tax Year:

2021

Land Value:

$180,000

Mkt Value:

$796,157

Tax Area:

10200

Imp Value:

$616,157

Exemption:

Property Tax:

$9,069.30

Improved %:

77%

District:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

2425 NW LARKSPUR CT CAMAS WA 98607 986031338 CLARK COUNTY WA

Averages

Avg Bedrooms

Avg Bathrooms

Avg Sqft

Avg Price

Avg $Sqft

2016

2.00

3.14

3,454

$1,501,900

$435

2017

4.00

3.67

3,600

$603,908

$168

2018

2.00

4.33

3,571

$660,167

$185

2019

2.00

3.50

3,570

$781,500

$219

2020

2.00

3.33

3,529

$761,471

$216

Average Sale Price $1,501,900

$603,908

$660,167

2017

2018

$168

$185

2017

2018

2016

$781,500

$761,471

2019

2020

$219

$216

2019

2020

Average $ Per Square Foot $435

2016

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

2425 NW LARKSPUR CT CAMAS WA 98607 986031338 CLARK COUNTY WA

Female Population

15,235

13.0% 0-9

18.2% 7.2% 10-19

20-29

13.7%

30-39

20.1%

40-49

15.1%

50-59

11.3%

8.5%

60-69

70+

10.6%

7.8%

60-69

70+

Male Population

14,625

13.6%

0-9

20.5% 8.7% 10-19

20-29

Education

12.5% 30-39

19.6%

40-49

15.4%

50-59

Employment

No Diploma: High School:

5.0% 13.6%

Working Age:

Some College:

Median Income:

Bachelor's

28.3%

Employed:

21.5%

72.7%

Labor Force:

31.7%

Graduate's:

22,481

Unemployed:

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

$108,321 96.8% 3.2%

MAPS

ASSESSOR MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

STREET MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

AERIAL MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

CITY BOUNDARY MAP

This map/plat is being furnished as an aid in locating described land in relation to adjoining streets, natural boundaries and other land, and is not a survey of the land depicted. Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the company does not insure dimensions, distances, location of easements, acreage or other matters shown thereon.

SCHOOLS

2425 NW LARKSPUR CT CAMAS WA 98607 986031338 CLARK COUNTY WA

Camas School District Elementary Schools Prune Hill Elementary 1601 NW TIDLAND ST CAMAS WA 98607 Grades: KG to 05 Charter School: U Magnet School: U

360-817-4451 Area Desc: Suburb: Large Distance: 0.58 Miles Title One: N

Dorothy Fox 2623 NW SIERRA ST CAMAS WA 98607 Grades: KG to 05 Charter School: U Magnet School: U Middle Schools Liberty Middle School 1612 NE GARFIELD ST CAMAS WA 98607 Grades: 06 to 08 Charter School: U Magnet School: U High Schools Hayes Freedom High 1919 NE IONE ST CAMAS WA 98607 Grades: 09 to 12 Charter School: U Magnet School: U

360-817-4417 Area Desc: Suburb: Large Distance: 0.86 Miles Title One: Y

Camas High 26900 SE 15TH ST CAMAS WA 98607 Grades: 08 to 12 Charter School: U

360-817-4441 Area Desc: Rural: Fringe Distance: 2.62 Miles Title One: N

Magnet School: U

360-604-6625 Area Desc: Suburb: Large Distance: 2.14 Miles Title One: Y 360-833-5553 Area Desc: Suburb: Large Distance: 2.25 Miles Title One: N

Your assigned school should be the first school in each category, but it is recommended you check with the district or school.

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

Pr uneHi l lEl em 1601NW Ti dl andSt Camas,WA986079405

360.

833.

5730

514

7%

79%

12%

71%

93%

27%

Hav eRegul ar At t endance

Hav eHi ghEngl i s h LanguageAr t sGr owt h

32

78%

15.

5

68%

22% Hav eHi ghMat h Gr owt h

$10, 248

21 Tos eemor ef r om t heWas hi ngt onSc hoolRepor tCar d, v i s i t Was hi ngt onSt at eRepor t Car d.

OSPI . k 12. wa. us / Repor t Car d/ Vi ewSc hool Or Di s t r i c t / I fy ouhav eques t i onsorc omment s , c ont ac tRepor t Car dRedes i gn@k 12. wa. us . .

$1, 474

Skyr i dgeMi ddl eSchool 5220NW Par k erSt r eet Camas,WA986078576

360.

833.

5800

868

2%

83%

11%

74%

90%

31%

Hav eRegul ar At t endance

Hav eHi ghEngl i s h LanguageAr t sGr owt h

61

84%

12.

4

80%

43% Hav eHi ghMat h Gr owt h

$10, 218

24 Tos eemor ef r om t heWas hi ngt onSc hoolRepor tCar d, v i s i t Was hi ngt onSt at eRepor t Car d.

OSPI . k 12. wa. us / Repor t Car d/ Vi ewSc hool Or Di s t r i c t / I fy ouhav eques t i onsorc omment s , c ont ac tRepor t Car dRedes i gn@k 12. wa. us . .

$1, 474

CamasHi ghSchool 26900SE15THST Camas,WA986077296

360.

833.

5750

2, 231

1%

88%

13%

66%

89%

58%

9t hGr ader son Tr ackt oGr aduat e

TookaDual Cr edi t Cour s e

118

78%

10%

91% Gr aduat ei n4year s

13.

2

19 Tos eemor ef r om t heWas hi ngt onSc hoolRepor tCar d, v i s i t Was hi ngt onSt at eRepor t Car d.

OSPI . k 12. wa. us / Repor t Car d/ Vi ewSc hool Or Di s t r i c t / I fy ouhav eques t i onsorc omment s , c ont ac tRepor t Car dRedes i gn@k 12. wa. us . .

$9, 621 $1, 474

CamasSchoolDi st r i ct 841NE22ndAv e CAMAS,WA986071148

360.

335.

3000

7, 266

3%

81%

16%

71%

88%

37%

9t hGr ader son Tr ackt oGr aduat e

Hav eHi ghEngl i s h LanguageAr t sGr owt h

419

77%

13.

2

55%

38% Hav eHi ghMat h Gr owt h

$10, 274

21 Tos eemor ef r om t heWas hi ngt onSc hoolRepor tCar d, v i s i t Was hi ngt onSt at eRepor t Car d.

OSPI . k 12. wa. us / Repor t Car d/ Vi ewSc hool Or Di s t r i c t / I fy ouhav eques t i onsorc omment s , c ont ac tRepor t Car dRedes i gn@k 12. wa. us

$1, 474

COMMUNITY

CITY OF CAMAS

19,355 POPULATION 2010 Census Data

MALE 49.6%

$60,187

36.9

MEDIAN INCOME

MEDIAN AGE

2000 Census Data

Camas

HOUSING 2010 Census Data  

2010 Census Data

Camas is a city located in Clark County. Officially incorporated on June 18, 1906, the city is named after the camas lily, a plant with an onion-like bulb prized by Native Americans. At the west end of downtown Camas is a large Georgia-Pacific paper mill from which the high school teams get their name, "the Papermakers". A paper mill was first established in the city in 1883 with the support of Henry Pittock, a wealthy entrepreneur from England who had settled in Portland, Oregon, where he published The Oregonian.

SCHOOL DISTRICTS 

FEMALE 50.4%

76.84% of homes owner occupied 23.16% of homes rented

AGE DEMOGRAPHIC 2010 Census Data     

31.1% under age 18 6.5% between ages 18 to 24 27.1% between ages 25 to 44 26.8% between ages 45 to 64 8.7% above age 65

CITY QUICK FACTS POPULATION DENSITY 2010 Census Data  

1,434.8 inhabitants per sq. mile 7,072 housing units at an average density of 524.2 per sq. mile

     

20 miles east of Portland Prune Hill is a major geographical feature of the city 15.25 square miles 75 feet elevation Highest Average Temperature 82º Lowest Average Temperature 33º

Pittock's LaCamas Colony bought 2600 acres in 1883, forming the Columbia River Paper Company the following year to begin production in 1885, before merging with Oregon City's Crown Paper Company to form Crown Columbia Paper in 1905. Converting from steam to electricity in 1913, it then merged with Willamette Paper in 1914 and then again in 1928 with Zellerbach Paper to become the largest paper company on the west coast, Crown Zellerbach. Changing from newsprint to toilet tissue in 1930, it temporarily produced shipyard parts during the second world war. In 1950 it was the first factory to produce folded paper napkins.

CLARK COUNTY BASE MAP

Your Local Market Report Camas, WA 98607 REPORT FOR 4/26/2021 Single-Family Homes

Presented by WFG National Title Company reports@wfgnationaltitle.com

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Camas, WA 98607

This week the median list price for Camas, WA 98607 is $790,000 with the market action index hovering around 89. This is an increase over last month's market action index of 85. Inventory has held steady at or around 31.

Real-Time Market Profile

Market Action Index This answers “How’s the Market?” by comparing rate of sales versus inventory.

40

Buyer's Market

50

60

20

10

90

89

100

ay Tod

M

80

Last

th on

0

Seller's Market

70

30

Strong Seller's Market The market continues to get hotter. More sales demand and fewer homes listed have contributed to a relatively long run of increasing prices. Current supply and demand levels show no sign of prices changing from their current trend.

Median List Price

$790,000

Median Price of New Listings

$754,000

Per Square Foot

$283

Average Days on Market

67

Median Days on Market

14

Price Decreased

19%

Price Increased

6%

Relisted

3%

Inventory

31

Median Rent

$1,695

Market Action

89

Strong Seller's Market

Market Segments Each segment below represents approximately 25% of the market ordered by price.

Median Price

Sq. Ft.

Lot Size

Beds

Bath

Age

New

Absorbed

DOM

$1,695,000

4,045

0.5 - 1 acre

4

3

23

1

3

35

$1,122,500

3,782

0.25 - 0.5 acre

4

3

22

5

3

10

$734,947

2,537

1 - 2.5 acres

3

2

1

2

4

14

$580,050

2,238

4,500 - 6,500 sqft

4

2

18

5

9

0

Mon Apr 26 2021 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2021 Altos Research, Inc.

2 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Camas, WA 98607

Median List Price

Price trends in this zip code continued their recent uptrend this week. While still below the market's high point, we've seen a nice run recently. $1.0M

$900K

$800K

$700K

$600K

$500K May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

7-Day Average

Jan 2020

May 2020

Sep 2020

Jan 2021 Apr 2021

90-Day Average

Segments

In the quartile market segments, we see pricing across most of the zip code relatively strong recently. While Quartile 4 is basically flat, all other segments are in an up trend period. Unless the Market Action Index has a persistent downward shift, expect that Quartile 4 will assume a similar trend with the other groups. $2.5M

$2.0M

$1.5M

$1.0M

$500K

$0 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

Jan 2020

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

May 2020

Sep 2020

Jan 2021 Apr 2021

Third/Lower 90-Day

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3 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Camas, WA 98607

Price Per Square Foot

In a market where prices are rising fairly consistently, price per square foot is essentially flat. This often implies that new homes coming on the market are pricier, and also larger than older homes. As a result the value one can buy stays the same. $300

$275

$250

$225

$200

$175 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

7-Day Average

Jan 2020

May 2020

Sep 2020

Jan 2021 Apr 2021

90-Day Average

Inventory

Inventory has been falling in recent weeks. Note that declining inventory alone does not signal a strengthening market. Look to the Market Action Index and Days on Market trends to gauge whether buyer interest is changing with the available supply.

300

250

200

150

100

50

0 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

7-Day Average

Jan 2020

May 2020

Sep 2020

Jan 2021 Apr 2021

90-Day Average

Mon Apr 26 2021 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2021 Altos Research, Inc.

4 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Camas, WA 98607

Market Action Index

The market continues to get hotter. More sales demand and fewer homes listed have contributed to a relatively long run of increasing prices. Current supply and demand levels show no sign of prices changing from their current trend.

125

100

75

50

25

0 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

7-Day Average

Jan 2020

May 2020

Sep 2020

Jan 2021 Apr 2021

90-Day Average

Market Action Segments

Not surprisingly, all segments in this zip code are showing high levels of demand. Watch the quartiles for changes before the whole market changes. Often one end of the market (e.g. the high-end) will weaken before the rest of the market and signal a slowdown for the whole group.

125

100

75

50

25

0 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

Jan 2020

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

May 2020

Sep 2020

Jan 2021 Apr 2021

Third/Lower 90-Day

Mon Apr 26 2021 Powered by Altos Research, Inc. | www.altos.re | Copyright © 2021 Altos Research, Inc.

5 of 6

Single-Family Homes

Your Local Market Report WFG National Title Company | oregon.wfgnationaltitle.com

Camas, WA 98607

Median Days on Market (DOM)

The properties have been on the market for an average of 97 days. Half of the listings have come newly on the market in the past 23 or so days. Watch the 90-day DOM trend for signals of a changing market.

200

150

100

50

0 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

7-Day Average

Jan 2020

May 2020

Sep 2020

Jan 2021 Apr 2021

90-Day Average

Segments

It is not uncommon for the higher priced homes in an area to take longer to sell than those in the lower quartiles.

250

200

150

100

50

0 May 2018

Sep 2018

Jan 2019

May 2019

Sep 2019

Jan 2020

First/Top 90-Day Second/Upper 90-Day Fourth/Bottom 90-Day

May 2020

Sep 2020

Jan 2021 Apr 2021

Third/Lower 90-Day

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6 of 6

2425 NW LARKSPUR CT CAMAS WA 98607 986031338 CLARK COUNTY WA

Animal - Services Name

Address

Telephone

Distance

Bachelder, Robyn DVM - Banfie

130 SE 192nd Ave

360-254-0362

2.21 Mi

Fritch, Maurine D DVM - Casca

16820 SE McGillivray Blvd

360-892-2122

2.61 Mi

Riverview Animal Hospital

3200 SE 164th Ave, #210

360-256-4147

2.77 Mi

Strom, Laura B DVM - Laurelhu

20100 NE Sandy Blvd

503-233-5222

3.60 Mi

Kokta, Theresa DVM - Kokta's

1906 SE 331st Ave

360-356-4645

5.55 Mi

Banks Name

Address

Telephone

Distance

Bank of America ATM

3505 SE 192nd Ave

800-442-6680

1.52 Mi

Bank of America

3317 SE 192nd Ave

360-892-4277

1.52 Mi

Wells Fargo Bank

19100 SE 34th St

360-944-1345

1.56 Mi

US Bank

430 NE Adams St

360-834-2089

2.13 Mi

Riverview Community Bank

320 SE 192nd Ave

360-514-5196

2.13 Mi

Coffee Shops Name

Address

Telephone

Distance

Starbucks: Riverstone Marketp

19215 SE 34th St

360-253-8317

1.49 Mi

Starbucks

19215 SE 34th St, #100

360-253-8317

1.49 Mi

Starbucks: QFC-Vancouver #212

3505 SE 192nd Ave

360-253-3016

1.52 Mi

Starbucks

530 SE 192nd Ave, #100

360-896-8784

2.01 Mi

Starbucks: Columbia Tech Cent

530 SE 192nd Ave, #Ave-1

360-896-8784

2.07 Mi

Credit Unions Name

Address

Telephone

Distance

People's Community CU

16211 SE 12th St

360-695-5121

3.07 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

2425 NW LARKSPUR CT CAMAS WA 98607 986031338 CLARK COUNTY WA

Credit Unions Name

Address

Telephone

Distance

Lacamas Community Credit Unio

640 E St

360-834-3611

3.94 Mi

Nw Priority Credit Union

12630 SE Division St

503-760-5304

7.67 Mi

Onpoint Community Credit Unio

9730 SE Washington St

503-228-7077

7.83 Mi

Castparts Employee Federal CU

8120 SE Luther Rd

503-771-2464

11.38 Mi

Eating and Drinking Places Name

Address

Telephone

Distance

Halliday Associates Inc

656 NW Norwood St

360-834-6657

1.36 Mi

Starbucks: Riverstone Marketp

19215 SE 34th St, #100

360-253-8317

1.49 Mi

Subway Sandwiches & Salads

3415 SE 192nd Ave

360-883-1330

1.52 Mi

360 Pizzeria

3425 SE 192nd Ave, #110

360-260-3605

1.52 Mi

Young's Deli & Grocery

419 NW 6th Ave

360-834-6100

1.80 Mi

Golf Courses Name

Address

Telephone

Distance

Camas Meadows Golf Club

4105 NW Camas Meadows Dr

360-833-2000

2.15 Mi

Fairway Village Golf Course

15509 SE Fernwood Dr

360-254-9325

3.22 Mi

Green Mountain Golf Course

2917 NE Ingle Rd

360-833-8463

3.55 Mi

Jim Colbert's Hound Hollow Go

23010 W Arata Rd

503-669-2290

4.44 Mi

Pub Course at McMenamins Edge

2126 SW Halsey St

503-669-8610

4.51 Mi

Grocers and Supermakets Name

Address

Telephone

Distance

Safeway Food & Drug - Camas-

800 NE 3rd Ave

360-834-7933

2.36 Mi

Albertsons Supermarkets - Foo

2100 SE 164th Ave

360-260-9225

2.85 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

2425 NW LARKSPUR CT CAMAS WA 98607 986031338 CLARK COUNTY WA

Grocers and Supermakets Name

Address

Telephone

Distance

Rob's Gourmet Green Tea Kitchen

2527 NE 3rd Ave

360-834-5208

3.27 Mi

602 SE 157th Ave

360-892-8989

3.43 Mi

Rolling Hills Market

20101 NE Sandy Blvd

503-665-5934

3.60 Mi

Health Clubs and Spas Name

Address

Telephone

Distance

Lacamas Swim & Sport Club

2950 NW 38th Ave

360-834-8506

0.73 Mi

Curves

322 SE 192nd Ave

360-896-5332

2.15 Mi

YMCA Jack Will & Rob Center

2041 NE Ione St

360-817-9966

2.24 Mi

24 Hour Fitness

800 SE Tech Center Dr

360-514-8381

2.69 Mi

Waterford Health & Fitness Cl

2927 SE Village Loop

360-433-6400

2.95 Mi

Hospitals Name

Address

Telephone

Distance

Woodland Park Hospital

10300 NE Hancock St

503-257-5500

6.82 Mi

Hospitals - Acute Care Name

Address

Telephone

Distance

Legacy Mount Hood Medical Cen

24800 SE Stark St

503-674-1122

5.69 Mi

S W Washington Medical Center

400 NE Mother Joseph Pl

360-256-2000

6.74 Mi

Adventist Medical Center

10123 SE Market St

503-257-2500

8.05 Mi

Nursing Homes Name

Address

Telephone

Distance

Highland Terrace Nursing Ctr

640 NE Everett St

360-834-5055

2.17 Mi

Cascade Park Care Center

801 SE Park Crest Ave

360-253-2879

3.86 Mi

Village Manor

2060 NE 238th Dr

503-491-0553

4.33 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

2425 NW LARKSPUR CT CAMAS WA 98607 986031338 CLARK COUNTY WA

Nursing Homes Name

Address

Telephone

Distance

Marquis Care At Centennial Menlo Park Health Care

725 SE 202nd Ave

503-665-3118

5.51 Mi

745 NE 122nd Ave

503-252-0241

6.49 Mi

Offices and Clinics of Chiropractors Name

Address

Telephone

Distance

Rial Douglas A DC Lmt Homer, Lucas Q DC - Cascade P

110 E Columbia River Hwy

503-667-1105

4.80 Mi

12214 Se Mill Plain Blvd, #101

360-254-4040

5.11 Mi

Kreger, Ronald W DC - Kreger

9818 E Burnside St

503-254-4252

7.61 Mi

Offices and Clinics of Dentists Name

Address

Telephone

Distance

Mike R Warner

300 County Road 120

360-260-4172

0.84 Mi

Geetika Chawla

7012 Se 40th St

360-254-5254

0.94 Mi

Kathryn L Poleson

4640 Nw Valley St

360-254-8300

1.37 Mi

Chawla, Geetika

19221 Se 34th St

360-882-9595

1.41 Mi

David K Chan

11600 Se Mill Plain Blvd

360-892-1776

1.99 Mi

Telephone

Distance

Offices and Clinics of Medical Doctors Name Address Alc-Mountainview House

2647 NW Kent St

360-834-3988

1.22 Mi

Baker, David M DDS - Baker Or

3425 SE 192nd Ave, #120

360-891-6500

1.52 Mi

Nelson, Lyle W DDS - Cascade

3215 SE 192nd Ave, #112

360-256-7100

1.52 Mi

Liem Annie L MD

411 NE 6th Ave

360-834-2863

2.12 Mi

Tanner, Nathan M DDS - Gentle

322 SE 192nd Ave, #100

360-604-5873

2.15 Mi

Pet Sitting Services Name

Address

Telephone

Distance

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

2425 NW LARKSPUR CT CAMAS WA 98607 986031338 CLARK COUNTY WA

Pet Sitting Services Name

Address

Telephone

Distance

Baker, Michael DVM - St Franc Andrew, Michael P DVM - Town

12010 NE 65th St

360-253-5446

7.14 Mi

12515 SE Division St

503-761-2330

7.68 Mi

Pharmacies Name

Address

Telephone

Distance

Asthma Education Center Of Th Columbia Asthma & Allergy Cli

821 NW Fremont St

360-567-3984

0.83 Mi

3400 SE 196th Ave

360-834-6700

1.27 Mi

Beri Eye Care Associates Pc

19301 SE 34th St

360-817-2700

1.35 Mi

Cascade Oral Surgery

3215 SE 192nd Ave #112

360-256-7100

1.44 Mi

Quality Food Centers Inc

3505 SE 192nd Ave

360-253-3043

1.45 Mi

Places of Religion Name

Address

Telephone

Distance

Church of the Nazarene

2204 NE Birch St

N/A

1.89 Mi

St John's Presbyterian Chr

1206 NE Birch St

N/A

1.98 Mi

First Church Of Christ Scntst

704 NE 5th Ave

360-834-4752

2.25 Mi

Zion Lutheran Church Elca

824 NE 4th Ave

N/A

2.33 Mi

Glad Tidings Church

305 NE 192nd Ave

N/A

2.34 Mi

Retirement Communities Name

Address

Telephone

Distance

Fishers Landing Assisted Livi

17171 SE 22nd Dr

360-885-1400

2.50 Mi

Waterford at Fairway Village

2911 SE Village Loop

360-433-6300

2.91 Mi

Vancouver Realtor

1405 SE 164th Ave

800-897-8670

2.94 Mi

Clerestorie

1821 SE Solomon Loop

360-260-9002

3.20 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

2425 NW LARKSPUR CT CAMAS WA 98607 986031338 CLARK COUNTY WA

Retirement Communities Name

Address

Telephone

Distance

Lexington Park II

2610 Southeast 164th Avenue Of

360-882-0449

3.28 Mi

Veterinary - Emergency Services Name

Address

Telephone

Distance

Camas Washougal Animal Hospit

401 6th St

360-835-7240

3.90 Mi

Hearthwood Dog & Cat Clinic

14516 SE Mill Plain Blvd

360-831-0706

4.00 Mi

Wildwood Animal Hospital

1404 NE 181st Ave

503-665-1126

4.64 Mi

Halsey-East Animal Clinic PC

16057 NE Halsey St

503-255-0261

4.97 Mi

VCA 12-Mile Animal Hospital

21920 SE Stark St

503-342-8890

5.40 Mi

Veterinary - Medicine Name

Address

Telephone

Distance

Shaffer Animal Clinic

624 NW Ivy St

360-834-7853

1.56 Mi

Hollywood Pet Hospital

290-3565 NE Sandy Blvd

503-234-9229

3.77 Mi

Banfield, the Pet Hospital

11815 NE Glenn Widing Dr

503-256-7299

4.96 Mi

Idexx Veterinary Svc Incorpor

12015 NE Sumner St

503-255-1820

5.16 Mi

A Animal Health Services Spay

3030 NE Hogan Dr

503-667-2763

5.73 Mi

The above is believed to be accurate, but is not guaranteed.

Copyright © 1995-2021 CDS Marketing, Inc.

UTILITIES & RESOURCES

UPDATER Organize and complete all your moving-related tasks! WFG National Title has partnered with Updater, a time-saving free tool geared to simplify and ease the process of moving. Look for a personalized Updater invitation after we complete your Title Report.

Registration is totally optional!

Use Updater to: Forward USPS mail Reserve a mover online Update your accounts Connect utilities Hook up home services Search move-in special offers Share moving announcements with friends & family

For more information on Updater, visit;

https://wfgwashington.updater.com/sign-up

CAMAS UTILITIES Emergency/Police/Medical/Fire 911 Poison Control (800) 222-1222 www.aapcc.org United States Postal Service (800) 275-8777 www.usps.com Xfinity (800) 266-2278 www.xfinity.com Frontier Communications (800) 921-8101 www.frontier.com Verizon (800) 483-4100 www.verizon.com AT&T (800) 288-2020 www.att.com CenturyLink (866) 963-6665 www.centurylinkcom Dish Network (800) 318-0572 www.dish.com DIRECT TV (800) 531-5000

Camas-Washougal Post Record (360) 834-2141 www.camaspostrecord.com The Columbian (360) 694-2312 www.oregonlive.com TRI-MET (503) 238-7433 www.trimet.org C-Tran Transit (360) 695-8918 www.c-tran.com Northwest Natural Gas (800) 422-4012 www.nwnatural.com Clark Public Utilities (360) 992-3000 www.clarkpublicutilities.com City of Camas Water District (360) 817-1567 www.cityofcamas.us City of Camas Sewer Provider (360) 817-1567 www.cityofcamas.us Waste Connections (360) 892-5370 www.wcnorthwest.com Camas School District (360) 335-3000 www.camas.wednet.edu

CHANGE OF ADDRESS USPS Below is the website if you would like to change your address online or you can visit your local post office, they will provide you with the change of address packet.

https://moversguide.usps.com Benefits you will receive when you change your address online are:  Exclusive mover savings coupons  Safe and secure with identity verification by a simple $1.00 charge to your

credit or debt card

 Email confirmation at the end of registration of your change of address * Must have valid email address and credit card to register online.

DMV Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail back to DMV at: Oregon Department of Transportation DMV Services 1905 Lana Avenue NE Salem, OR 97314-0100

www.oregondmv.com/online/index.htm General DMV Information Contact: (503) 299-9999

VOTER REGISTRATION Below is the website if you would like to change your address online or you can fill out the paperwork provided and mail it back to your County Elections Office listed below.

www.oregonvotes.org/votreg/vreg.htm County Elections Office Contacts Clackamas County 825 Portland Avenue Gladstone, OR 97027 (503) 655-8510 Multnomah County 1040 SE Morrison Street Portland, OR 97214 (503) 988-3720 Washington County 3700 SW Murray Blvd., Ste 101 Beaverton, OR 97005 (503) 846-5800

MOVING CHECKLIST UTILITIES  Electric  NW Natural Gas  Water District  Sewer District  Garbage Provider  Cable/Satellite  Fuel (Propane)  Phone Services  Internet FINANCIAL INSTITUTIONS  Banks and Credit Unions  Credit Card Companies (including department store credit cards)  Lenders (Mortgage, Home Equity, Auto, Student Loans)  Insurance Companies (Health, Renters, Auto, Home, Medical, Dental, Disability, Life)  Retirement (Pension plans, 401K, Social Security, Veterans Affairs)  Investments (Investment Agencies and Brokers)  Online Bill Payer  Paypal GOVERNMENT OFFICES  US Post Office  Department of Motor Vehicles (Obtain your driver’s license and change vehicle registration)  IRS  Passport Office  Veteran Affairs  Unemployment Office (If you are currently receiving unemployment benefits)

HEALTH  Physician  Pharmacies SERVICE PROVIDERS  Childcare  Housecleaning Services  Delivery Services  Lawn Care Services  Veterinarian  Pool Service MEMBERSHIPS  Health Clubs  Membership Clubs (AAA or similar)  Community Groups (PTA, Neighborhood Associations, Civic Clubs)  Children’s Extracurricular Activities (Dance Classes, Music Lesson, Sports Clubs) SUBSCRIPTIONS  Newspapers  Magazine (USPS will only forward 2 months)  Movie Subscriptions (Netflix, Blockbuster, etc)  Book or Music Clubs OTHER  Friends and Family  Employers (typically notify the Human Resources Department)

MOVING CHECKLIST 8 WEEKS BEFORE YOUR MOVE  Inventory Sheets: Create an inventory sheet of all your belongings which need to be moved  Research Moving Options: You’ll need to decide if yours is a do-it-yourself move or if you’ll be using a moving company.  Request Moving Quote: Solicit moving quotes from as many moving companies and movers as possible. There can be a large difference between rates and services within moving companies.  Discard Unnecessary Items: Moving is a great time for ridding yourself of unnecessary items. Have a yard sale or donate unnecessary items to charity.  Packing Material: Gather moving boxes and packing material for your move.  Contact Insurance Companies: You’ll need to contact your insurance agent to cancel/transfer your insurance policy.

4 WEEKS BEFORE YOUR MOVE  Start Packing: Begin packing all things destined for your new location.  Obtain Your Medical Records: Contact your doctor, physician, dentist and other medical specialists who may currently be retaining any of your family’s medical records. Obtain these records or make plans for them to be delivered to your new medical facilities if changing. Security is critical of personal records.  Note Food Inventory Levels: Check your cupboards, refrigerator and freezer. Use up as much of your perishable food as possible.  Small Engines: Service small engines for your move by extracting gas and oil from the machines.

This will reduce that chance to catch fire during your move.  Protect Jewelry and Valuables: Transfer your jewelry and valuables to a safety deposit box; you don’t want them to be lost or stolen during your move.  Borrowed and Rented Items: Return items which you may have borrowed or rented. Collect items borrowed to others.

1 WEEK BEFORE YOUR MOVE  Your Change of Address: Change your address with the USPS, DMV, Financial Institutions, Utilities, Government Offices, Health Care Service Providers, Memberships, Subscriptions and Insurance Provisions.  Bank Accounts: Transfer or close bank accounts if changing banks. Make sure to have a money order for paying the moving company.  Service Automobiles: If automobiles are to be driven long distance, you’ll want to have them serviced so you have a trouble-free drive.  Cancel Services: Notify any remaining service providers (newspapers, lawn services, etc.) of your move.  Travel Items: Set aside all items you’ll need while traveling. Make sure these are not packed on the moving truck..  Contact Utility Companies: Set utility turnoff date, seek refunds and deposits and notify them of your new address.

MOVING DAY  Plan Your Itinerary: Make plans to spend the entire day at the house or at least until the movers are on their way. Someone will need to be around to make decisions. Make plans for kids and pets to be at a sitters for the day.  Review the House: Once the house is empty, check the entire house (closets, attic, basement, etc.) to ensure no items are left or no home issues exist.  Double Check With Your Mover: Ensure the mover has the new property address and all of your most recent contact information, should they have any questions during your move.  Vacate Your Home: Make sure utilities are off, doors and windows are locked and notify your real estate agent you’ve vacated the property.  Questions To Ask: Where is the garage door opener? Where are the keys to the house, mailbox and other lockable area? Did you retrieve all keys from neighbors and friends?

MOVING RESOURCES THE HOME DEPOT (800) 466-3337 www.homedepot.com Beaverton (503) 469-4242 4401 SW 110th Ave. Beaverton, OR 97005 S. Beaverton (503) 646-1525 13700 NW Science Pk. Dr. Portland 97229 Clackamas (503) 774-6372 9300 SE 82nd Ave. Happy Valley, OR 97086 Hillsboro (503) 693-9090 1950 SE Minter Bridge Rd. Hillsboro 97123 Jantzen Beach (503) 289-9200 1728 N Tomahawk Island Dr. Portland 97217 Oregon City (503) 723-3181 2002 Washington St. Oregon City, OR 97045 E. Portland (503) 261-8543 10120 SE Washington St. Portland 97216 NE Portland (503) 252-0188 11633 NE Glen Widing Dr. Portland 97220 Sherwood (503) 925-8447 20260 SW Pacific Hwy. Sherwood, OR 97140 Tigard (503) 639-3500 14800 SW Sequoia Parkway Tigard 97224

THE HOME DEPOT CONTINUED...

MOVING TRUCK RENTALS

Troutdale (503) 674-3944 25101 SE Stark St. Troutdale, OR 97060

Budget (800) 462-8343 www.budgettruck.com

LOWES (800) 466-3337 www.lowes.com Hillsboro (503) 844-6200 1951 SE 24th Ave. Hillsboro, OR 97123 Milwaukie (503) 794-2500 13631 SE Johnson Rd. Milwaukie 97222 Portland (503) 737-3000 1160 N Hayden Meadows Dr. Portland 97217 Tigard (503) 624-2644 12615 SW 72nd Ave. Tigard, OR 97223 Wood Village (503) 667-1005 1000 NE Wood Village Blvd.

Wood Village, OR 97060 DONATION FACILITIES Goodwill (800) 741-0186 locator.goodwill.org The Salvation Army (800) 958-7825 www.salvationarmyusa.org Value Village (800) 958-7825 www.valuevillage.com

Penske (888) 996-5415 www.pensketruckrental.com Ryder (800) 297-9337 www.ryder.com U-Haul (800) 468-4285 www.uhaul.com STORAGE COMPANIES NW Self Storage www.nwselfstorage Public Storage (800) 906-0879 www.publicstorage.com Pods (888) 309-8967 www.pods.com TRANSFER STATIONS Garbage/Recycling Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR 97210 Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR 97045

RESOURCE GUIDE AIRPORT

CITY CONTACT CONTINUED...

CITY CONTACT CONTINUED...

Portland International Airport (877) 793-4690 www.flypdx.com

Cornelius (503) 357-9112 www.ci.cornelius.or.us

Molalla (503) 829-6855 www.cityofmolalla.com

AUTO & DRIVER REGISTRATION

Damascus (503) 658-8545 www.ci.damascus.or.us

North Plains (503) 647-5555 www.northplains.org

Estacada (503) 630-8270 www.cityofestacada.org

Oregon City (503) 657-0891 www.ci.orcity.or.us

Fairview (503) 665-7929 www.ci.fairview.or.us

Portland (503) 823-4000 www.portlandonline.com

Forest Grove (503) 359-3200 www.ci.forest-grove.or.us

River Grove (503) 639-6919

DMV (503) 945-5000 www.odot.state.or.us/dmv/ BUS SERVICE C-Tran (360) 695-0123 www.c-tran.com Greyhound (800) 231-2222 www.greyhound.com Tri-Met (503) 238-7433 www.tri-met.org CABLE TV & INTERNET Verizon (888) 881-8161 www.verizon.com XFINITY (Comcast) (800) 934-6489 www.comcast.com CITY CONTACT Banks (503) 324-5112 www.cityofbanks.org Beaverton (503) 526-2222 www.ci.beaverton.or.us Canby (503) 266-4021 www.ci.canby.or.us

Gaston (503) 985-3340

Sandy (503) 668-5533 www.ci.sandy.or.us

Gladstone (503) 656-5225 www.ci.gladstone.or.us

Sherwood (503) 625-5522 www.ci.sherwood.or.us

Gresham (503) 661-3000 www.ci.gresham.or.us

Tigard (503) 639-4171 www.ci.tigard.or.us

Happy Valley (503) 760-3325 www.ci.happy-valley.or.us

Troutdale (503) 665-5175 www.ci.troutdale.or.us

Hillsboro (503) 681-6100 www.hillsboro-oregon.gov

Tualatin (503) 692-2000 www.tualatinoregon.gov

King City (503) 639-4082 www.ci.king-city.or.us

West Linn (503) 657-0331 www.westlinnoregon.gov

Lake Oswego (503) 635-0270 www.ci.oswego.or.us

Wilsonville (503) 682-1011 www.ci.wilsonville.or.us

Milwaukie (503) 786-7525 www.ci.cityofmilwaukie.org

Wood Village (503) 667-6211 www.ci.wood-village-or.us

RESOURCE GUIDE COUNTY CONTACTS

HOSPITALS CONTINUED...

NATURAL GAS

Clackamas (503) 655-8011 www.co.clackamas.or.us Taxation (503) 655-8671

Legacy Meridian Park (503) 692-1212 www.legacyhealth.org

NW Natural (800) 422-4012 www.nwnatural.com

Legacy Mt. Hood (503) 674-1122 www.legacyhealth.org

NEWSPAPERS

Multnomah (503) 248-3511 www.co.clackamas.or.us Taxation (503) 988-3326 Washington (503) 846-8611 www.co.clackamas.or.us Taxation (503) 846-8741 ELECTRICITY Pacific Power (888) 221 7070 www.pacificpower.net Portland General (800) 542-8818 www.portlandgeneral.com

Kaiser Permanente Sunnyside (503) 813-2000 www.kaiserpermanente.org Kaiser Permanente Westside (503) 813-2000 www.kaiserpermanente.org OHSU (503) 494-8311 www.ohsu.edu Providence Milwaukie (503) 513-8300 www.providence.org Providence Portland (503) 215-1111 www.providence.org

HOSPITALS

Providence St. Vincent (503) 216-1234 www.providence.org

Adventist Medical (503) 257-2500 www.adventisthealthnw.com

Providence Willamette Falls (503) 656-1631 www.providence.org

Doernbecher Children’s Hospital (503) 494-8311 www.ohsu.edu

Shriner’s Hospital (503) 241-5090 www.shrinershq.org

Legacy Good Samaritan (503) 413-4683 www.legacyhealth.org Legacy Emanuel (503) 413-2200 www.legacyhealth.org

Tuality Community (503) 681-1111 www.tuality.org Tuality Forest Grove (503) 357-2173 www.tuality.org

The Columbian (360) 694-3391 www.columbian.com The Oregonian (503) 221-8240 www.oregonlive.com Willamette Weekly (503) 243-2122 www.wweek.com RECREATION Convention Center (503) 235-7575 www.oregoncc.org Expo Center (503) 736-5200 www.expocenter.org Mt. Hood Meadows (503) 337-2222 www.mthoodmeadows.com OMSI (503) 797-4000 www.omsi.edu Oregon Zoo (503) 266-1561 www.oregonzoo.com Portland International Raceway (503) 823-7223 www.portlandraceway.com Portland Art Museum (503) 266-2811 www.pam.org

RESOURCE GUIDE RECREATION CONTINUED...

SHOPPING CONTINUED...

VOTER REGISTRATION

Providence Park (503) 553-5400 www.providenceparkpdx.com

Streets of Tanasbourne (503) 533-0561 www.streetsoftanasbourne.com

Clackamas (503) 655-8510

Regal Cinemas (800) FANDANGO www.regalcinemas.com

Washington Square (503) 369-8860 www.shopwashingtonsquare.com

Moda Center (503) 797-9619 www.rosequarter.com

Woodburn Outlets (888) 664-SHOP www.woodburncompanystores.com

Willamette Jetboat (503) 231-1532 www.willamettejet.com

TELEPHONE SERVICE

SHOPPING

Verizon (800) 483-4100 www.verizon.com

Bridgeport Village (503) 968-1704 www.bridgeport-village.com

AT&T (800) 288-2020 www.att.com

Cedar Hills Crossing (503) 643-6563 www.cedarhillscrossing.com

TRANSFER STATIONS

Clackamas Town Center (503) 653-6913 www.clackamastowncenter.com Columbia Gorge Outlets (503) 669-8060 www.premiumoutlets.com/ columbiagorge Lloyd Center (503) 282-2511 www.lloydcenter.com Mall 205 (503) 255-5805 Pioneer Place (503) 228-5800 www.pioneerplace.com

Metro Center (503) 234-3000 www.oregonmetro.gov 6161 NW 61st Ave. Portland, OR Metro South (503) 234-3000 www.oregonmetro.gov 2001 Washington St. Oregon City, OR Clackamas County (503) 668-8885 www.wmnorthwest.com 19600 SE Canyon Valley Rd. Sandy, OR

Multnomah (503) 248-3720 Washington (503) 846-5800 WATER BUREAU Beaverton (503) 526-2257 Clackamas (503) 722-9220 Gladstone (503) 656-5223 Gresham (503) 618-2373 Hillsboro (503) 681-6228 Lake Oswego (503) 635-0265 Milwaukie (503) 786-7525 Oregon City (503) 657-8151 Portland (503) 823-7770 Tigard (503) 639-1554 Tualatin (503) 692-2000 West Linn (503) 656-4261 Wilsonville (503) 682-1011

TITLE & ESCROW

CYBER SECURITY Because of you… we obsess over cyber security!

Cyber fraud and email hacking is on the rise. Fraudsters may access individual email accounts and monitor the life of your transaction. At the time funds are due to the escrow, fraudsters intercept the information for wiring funds and the fraudsters change the information without the knowledge of the sender or recipient, resulting in the funds being sent to an outside account and never credited to the intended party.

To protect and reduce your risk, WFG has implemented the following procedures for outgoing and incoming wires: Outgoing Wire from WFG to seller or borrower for proceeds In the escrow paperwork provided you will be asked to provide written instructions how you want funds due you sent to you at close of escrow. If you choose to have the funds sent via wire transfer, WFG will contact you by phone to confirm the wire information provided.

Incoming Wires from buyer and/or lender to WFG bank account For funds that are to be wired to WFG for your transaction, we will send specific wire instructions to the remitting person via an encrypted email. We recommend you reach out to your WFG contact to confirm the wire instructions prior to remittance.

We look forward to processing your escrow transaction for you. We know that this can be a stressful time and we are here to assist you in any way we can to make this a good experience. http://national.wfgnationaltitle.com/2016/04/05/obsess-cyber-security/

WHY IS OWNER’S TITLE INSURANCE IMPORTANT? Financially speaking, the decision to buy a home is one of the biggest decisions a person will likely ever make.

Owner’s title insurance insures that, when the purchase is closed, the buyer is the owner of and has marketable title to the property, has access to the home, and there are no liens, claims, or restrictions on the buyer’s property, other than the mortgage the buyer agrees to pay.

If the preliminary title search uncovers potential problems, a buyer can require that those problems be satisfactorily dealt with before closing on the home.

In addition, owner’s title insurance protects buyers against a myriad of risks that not even the most careful title search can uncover, including things such forged documents, undisclosed or missing heirs of a previous owner, fraud, will disputes, and unrecorded claims of many types.

Without owner’s title insurance, the legal costs to resolve such title claims could easily be in the tens of thousands of dollars and would have to be paid out of pocket by the buyer - not to mention the stress that such situations would cause to the buyer.

Owner’s title insurance is one of the most affordable insurance policies a person can ever buy. Unlike other forms of insurance, there is only a one-time fee at closing for the policy, which financially protects the buyer’s investment for as long as the buyer or the buyer’s heirs own the home.

So, if someone tells the buyer that owner’s title insurance is “optional”, that certainly does not mean that the buyer should not get it. Virtually every lender requires lender’s title insurance, but that insurance does not protect the buyer.

In order to safeguard the buyer’s investment in the property, which is possibly the most important investment the buyer will ever make, owner’s title insurance is absolutely critical.

WHAT IS ESCROW Understanding the Escrow Process An escrow is an arrangement in which a neutral third party (the escrow agent) assembles and processes many of the components of a real estate transaction, records the transaction, and ultimately, disburses and distributes funds according to the buyers’, sellers’ and lenders’ instructions. Your transaction is typically closed by an Escrow Officer. People buying and selling real estate usually open an escrow for their protection and convenience. Both the buyer and seller rely on the escrow agent to carry out their written instructions relating to the transaction and to advise them if any of their instructions are not mutually consistent or cannot be carried out. If the instructions from all parties to an escrow are clearly drafted, the escrow officer can proceed on behalf of the buyer and seller without further consultation. This saves much time and facilitates the closing of the transaction.

Typical Roles in the Closing Process The Seller/Agent  Delivers a fully executed Purchase Sale Agreement to the escrow agent.  Executes the paperwork necessary to close the transaction.

The Buyer/Agent  Deposits collected funds required to close (in with the escrow agent.  Approves the commitment for title insurance, or other items as called for by the Purchase Sale Agreement.  Executes the paperwork and loan documents necessary to close the transaction.

The Lender  Deposits loan documents to be executed by the buyer.  Deposits the loan proceeds.  Directs the escrow agent of the conditions under which the loan funds may be used The Escrow Agent  Clears Title  Obtains title insurance  Obtains payoffs and release documents for underlying loans on the property  Receives funds from the buyer and/or lender.  Prepares vesting document affidavit on seller’s behalf.  Prorates insurance, taxes, rents, etc.  Prepares a final statement (often referred to as the “HUD Statement” or ”Settlement Statement”) for each party, indicating amounts paid in conjunction with the closing of your transaction.  Forwards deed to the county for recording.  Once the proper documents have been recorded, the escrow agent will distribute funds to the proper parties.

In Summary Escrow is the process that assembles and processes many of the components of a real estate transaction. The sale is officially closed when the new deed is recorded and funds are available to the seller, thus transferring ownership from the seller to the buyer. The escrow agent is a neutral third party acting on behalf of the buyer and seller .

WHAT IS TITLE About Title Insurance

What’s involved in a title search?

Title is a bundle of rights in real property.

Protecting purchasers and lenders against loss is accomplished by the issuance of a title insurance policy. Usually, during a purchase transaction the lender requests a policy (commonly referred to as the Lender’s Policy) while the buyers receive their own policy (commonly referred to as an Owner's Policy).

A title search is actually made up of three separate searches:

In short, the policy states that if the status of the title to a parcel of real property is other than as represented, and if the insured (either the owner or lender) suffers a loss as a result of a title defect, the insurer will reimburse the insured for that loss and any related legal expenses, up to the face amount of the policy, subject to exceptions and exclusions contained in the policy.

Typically there are two policies issued. The Mortgagee’s Policy insures the lender for the amount of the loan. The Owner’s Policy insures the purchaser for the purchase price.

How is title insurance different from other types of insurance?

While the function of most other forms of insurance is risk assumption through the pooling of risks for losses arising out of unforeseen future events (such as sickness or accidents), the primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. To achieve this goal, title insurers perform an extensive search and examination of the public records to determine whether there are any adverse claims (title defects) attached to the subject property. Said defects/claims are either eliminated prior to the issuance of a title policy or their existence is excepted from coverage.

Your policy is issued after the closing of your new home, for a one-time nominal fee, and is good for as long as you own the property.

• Chain of Title – History of the ownership of the subject property • Tax Search – The tax search reveals the status of the taxes and assessments • Judgment and Name Search – Searches for judgment and liens against the owners’ and purchasers’ names Once the three searches have been completed, the file is reviewed by an examiner who determines: • Whether or not the Chain of Title shows that the party selling the property has the right to do so.

• The status of taxes for the subject property.

The Tax Search will also indicate the existence of any special assessments against the land and whether or not these assessments are current or past due.

• Whether there are any unsatisfied judgments on the Judgment and Name Search against the previous owners, sellers, or and purchasers.

Rights established by judgment decrees, unpaid federal income taxes and mechanic liens all may be prior claims on the property, ahead of the buyer’s or lender’s rights. The title search will only uncover defects in title that are of public record, thus allowing the title company to work with the seller to clear up these issues and provide the new buyer with title insurance.

In Summary After the searches have been examined, the title company will issue a commitment, stating the conditions under which it will insure title.

The buyer, seller and the mortgage lender will proceed with the closing of the transaction after clearing up any defects in the title that have been uncovered by the search and examination.

WHO PAYS FOR WHAT IN OREGON Buyer’s Customary Escrow Fee Responsibilities

Seller’s Customary Escrow Fee Responsibilities

Typical Costs

Typical Costs

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Fire Insurance Premium - mandatory when any lender is involved, including the seller’s lender  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by the principals

The following costs generally affect all transactions:  Escrow Fee - one-half of the fee, based on title company’s fee schedule  Recording Fees - based on county fee schedule  Title Premium - based on fixed statewide fee schedule  Real Estate Commission - based on agreement with Broker  Tax Prorate - to apportion taxes between parties as of date of closing  General Costs - as listed for each specific transaction, as requested by principals  Release fees for loan payoff(s)

Land Sale Contract Transaction   

Attorney Fee - optional, and is sometimes shared with seller Collection Escrow Setup Fee - optional, and is sometimes shared with seller Recording Fee - for contract or memorandum thereof

Assignment of contract for assumption of loan transaction   

Assumption or Assignment Next monthly payment due, if required by lender Recording Fee - for Assumption/Assignment of Agreement, if required by lender

Conventional, FHA, VA loan transactions        

Lenders title insurance policy & endorsements, as required by lender Loan Fee - as required by lender Credit Report Fee - as required by lender Appraisal Fee - as required by lender Mortgage Insurance Premium - based on fee schedule and endorsements of lender Prepaid Interest - if required by lender VA Loans only - funding fee, if required by lender FHA, VA, and some Conventional Loans reserves for real property taxes, fire insurance and mortgage insurance

Land Sale Contract Transaction  

Attorney Fee - optional, and is sometimes shared with purchaser Collection Escrow Setup Fee - optional, and is often shared with purchaser

Assignment of contract for assumption of loan transaction  

Any delinquent payments to bring contract or loan current Prorate share of current month’s interest based on current rate

Conventional, FHA, VA loan transactions  

Any closing cost (not expenses of property or loan interest) negotiated on behalf of the purchaser, subject to lender’s approval FHA, VA Loans - check with lender for any applicable seller costs

DISCLAIMER: This information is provided for informational purposes only and no warranties are made.

TITLE VESTING AS AN INDIVIDUAL - An individual may hold title in his or her name only, regardless of whether or not married – e.g. “Jane Smith, an individual”. That individual then owns all rights to the property, which can be sold or transferred to others via will or trust. While a divorce is pending, however, if the property was acquired during the marriage it will likely be treated as part of the marital estate and thus be subject to court authority.

AS TENANTS BY THE ENTIRETY - A conveyance to a husband and wife creates a tenancy by the entirety – e.g. “John Smith and Jane Smith, husband and wife, as tenants by the entirety”. This creates a survivorship estate, which means that if one spouse dies, his/her interest will automatically go to the surviving spouse. A husband and wife may also take title as tenants in common (discussed below) if the intention to hold title in that manner is expressly stated.

AS TENANTS IN COMMON – Unless a conveyance expressly provides that the parties intend to create a survivorship estate (discussed below), a conveyance to two or more persons who are not married creates a tenancy in common in which each has (unless otherwise stated) an equal undivided interest in the property – e.g. “John Smith and Robert Jones, as tenants in common, each as to an undivided 50% interest”. Each tenant in common then owns an undivided interest in the entire property, which can be sold or transferred to others via will or trust.

AS A SURVIVORSHIP ESTATE - Two or more persons who are not married may also hold title as tenants in common with a right of survivorship, as long as the survivorship declaration is expressly contained in the deed – e.g. “John Smith and Robert Jones, not as tenants in common, but with the right of survivorship”. This creates a survivorship estate, which means that if one party dies, his/her interest will automatically go to the survivor and cannot be sold during the lifetime of or transferred via will or trust by the party who dies first.

AS REGISTERED DOMESTIC PARTNERS - Registered domestic partners may take title as (i) tenants in common– e.g. “Jane Smith and Mary Jones, registered domestic partners, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. “Jane Smith and Mary Jones, as registered domestic partners with right of survivorship”.

AS A SAME SEX MARRIED COUPLE - Same sex married couples may take title as (i) tenants in common – e.g. “John Smith and Robert Smith, a married couple, as tenants in common, each as to an undivided 50% interest”, or (ii) in a survivorship estate similar to that of a tenancy by the entirety – e.g. John Smith and Robert Smith, a married couple with right of survivorship, or (iii) as tenants by the entirety – e.g. “John Smith and Robert Smith, a married couple, as tenants by the entirety”.

AS AN ENTITY - A registered entity, such as a corporation, limited liability company or partnership, may hold title. Title should be held exactly as the name is registered with the Oregon Secretary of State – e.g. “Smith & Jones, LLC, an Oregon limited liability company”.

DISCLAIMER – The foregoing contains informational examples only and is not to be construed as legal advice. Given the complexities involved in acquiring and holding legal title to real property, WFG strongly recommends that you seek legal advice from an attorney prior to doing so.

WFG OFFICE LOCATIONS

1

2

3

ADMINISTRATIVE

4

LLOYD

7

DOWNTOWN VANCOUVER

CLACKAMAS

5

NW PDX/ COMMERCIAL

8

SALMON CREEK

LAKE OSWEGO

6

SUNSET

9

VANCOUVER MALL

12909 SW 68th Pkwy. Ste. 350 Portland, OR 97223 503-431-8500 9200 SE Sunnybrook Blvd. Ste. 350 Clackamas, OR 97015 503-353-9975 5885 Meadows Rd. Ste. 150 Lake Oswego, OR 97035 503-624-4900

1625 NE Weidler Street Portland, OR 97232 503-230-8488 25 NW 23rd Pl. Ste. 1 Portland, OR 97210 503-219-9088

2430 NW 206th Ave. Ste. 125 Beaverton, OR 97006 503-533-9510

101 E 6th St. Ste. 125 Vancouver, WA 98660 360-314-0300

2105 NE 129th St. Ste. 107 Vancouver, WA 98686 360-314-1818 5101 NE 82nd Ave. Ste. 102 Vancouver, WA 98662 360-891-5454

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Notification is sent to both Buyer and Seller.

Notification is sent once all title curative items are received and ready for closing.

All notifications include a link that can be used for registration and access to your MyHome® dashboard post registration.

Notification is sent 10 days after Title Report is completed.

Notification is sent when EM is received

by Escrow.

Notification is sent to Buyers every 90 days.

KEEP

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Notification sent one day after transaction is marked recorded.

TRANSACTION CLOSES

SIGNING SCHEDULED

Notification (video, when applicable) is sent five days after Title Cleared Notification.

NEARING YOUR SIGNING

TITLE CLEARED

Notification is sent in conjunction with Title Cleared notification.

MIDPOINT FEEDBACK

Notification is sent after Title Report is completed.

MyHome® notifications start triggering to the Client once the order has been opened.

UPDATER INVITATION

EARNEST MONEY

TITLE REPORT DELIVERED

TRANSACTION STARTED

CONSUMER EXPERIENCE TIMELINE

COVENANTS, CONDITIONS & RESTRICTIONS

Covenants, Conditions & Restrictions We believe these are the correct conditions and restrictions.

However, no examination of title has been made and WFG National Title assumes no liability for any additions, deletions or corrections.

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