Financial Planning Magazine - November 2020

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Contents 3 4 6 8 10 13 14 16 18 20 24 26 29

EDITORIAL BOARD

President's Message Chief Editor's Message

CHAIR Ms Lisa Lee, CFP®

Growth Strategies for your Financial Practice in a Pandemic

CHIEF EDITOR Ms Yash Mishra, CFP®

The Benefits and Risks of Asset Allocation, Insurance leverage

MEMBERS / CONTRIBUTORS Ms Yash Mishra, CFP® Mr Alfred Chia, CFP® Ms Kee Siew Poh, CFP® Mr John Sim, CFP® Mr Lawrence Chow, CFP® Mr Adrian Tong, CFP®

How to build Financial Resiliency as a Single Parent Think Ahead, Post-Covid 19 Retirement Planning Book Review: Mervyn King: The end of Alchemy How to build a resilient investment portfolio

Ms Joanna Leng, CFP® Mr Ron Miura, CFP® Ms Irene Yee, CFP® Mr Tan Hwee Heng, CFP® Mr Calvin Bok, CFP®

Resilience to a Retirement Portfolio for Today and Tomorrow

GUEST WRITER Ms Lorna Tan Head of Financial Planning Consumer Banking Group DBS Bank

Are Your Finances Healthy?

FPAS SECRETARIAT Production of the Magazine.

How to Boost your Financial Resilience

Please email admin@fpas.org.sg for advertisment / article contribution.

Long Term Family Financial Resilience with a Trust Structure

Is Dependants’ Protection Scheme (DPS) enough? Event Calendar

30

World Financial Planning Day 2020

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CPF Sharing for Financial Advisers FPAS-SUSS Webinar Series - Financial Planning in Uncertain Times

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FPSB - Building your Virtual Practice Find Me a Planner

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Financial Planner Awards 2020

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Think Ahead, Post-Covid 19 Retirement Planning

FPAS' VISION FPAS envisions that all Singaporeans have access to responsible and appropriate financial planning advice by raising the professionalism in the industry through education and shared code of ethics. FPAS also provides a range of services to consumers including:

Financial Planning Association of Singapore (UEN: S99SS0008L) 112 Robinson Road #07-02, Sinagpore 068902 Tel: (65) 6372 1030 Fax: (65) 6372 0121 Email: admin@fpas.org.sg Website: www.fpas.org.sg | www.FPA.sg CFP®, CERTIFIED FINANCIAL PLANNER™ and are certification marks owned outside the U.S. by Financial Planning Standards Board Ltd. Financial Planning Association of Singapore is the marks licensing authority for the CFP marks in Singapore, through agreement with FPSB. AFPCM, AWP CM, ASSOCIATE FINANCIAL PLANNER and ASSOCIATE WEALTH PLANNER are registered certification marks of the Financial Planning Association of Singapore. MCI (P) 013/01/2020

• Educate and inform the public of the need for objective professional advice in making secure financial decisions. • Ensure sufficient professional and ethical standards to maintain the confidence and trust of consumers. • Provide education, training and information to our members to enhance their skills in providing holistic and objective financial advice. • Develop and maintain high ethical standards within the CFP professionals.

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Long Term Family Financial Resilience with a Trust Structure

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Are Your Finances Healthy?

• Represents the industry and CFP professionals to continue to raise the professionalism of the industry and to provide high quality financial advice to Singaporeans.


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