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Morning Star

Vol. 11 No. 12 Kent & Sussex Counties, Delaware

August 2008

Bayhealth breaks ground on expansion

On July 15, Bayhealth broke ground on the largest building project in its history – a $168 million, 400,000 square foot expansion at Kent General Hospital. This project will redefine the level of healthcare available to residents of central Delaware. The expansion is Phase II of Bayhealth’s 10-year strategic plan designed to address present and future healthcare needs. “It is both an honor and pleasure to break ground for the start of Phase II of Bayhealth’s 10-year expansion plan,” said Bayhealth President/CEO Dennis E. Klima. “Today’s groundbreaking cements Bayhealth’s commitment to provide the best community healthcare services.” Construction is expected to be complete in 2011 and will consist of a new Emergency Department that will double the size of our existing facility and provide shell space for future growth, an integrated Cancer Center that will bring radiation and medical oncology together, a Welcome Center, a Central Utility Building and a 375 car parking garage with convenient access right into the hospital. The total square footage of this project is over 400,000. This new construction will reorient the front door of the hospital and organize functions around a central green space. Upon entering the building, visitors will enter the light-filled two-story Welcome Center space with reception, waiting and retail areas. This area will link directly to the existing hospital, new Emergency Department and Cancer Center. From the entry, an open stair will rise to the second floor where the Medical Resource Library and Medical Oncology will be located. Bayhealth has taken a forward approach to consolidating and streamlining material flow, utilities and mechanical equipment by creating a new Central Services Building across South Street. During construction, 250 additional parking spaces have been created in the area formerly known as the employee parking lot on South Street adjacent to the construction zone. Starting in early August, visitor parking will be relocated to this lot. A parking shuttle from this location will be available to take visitors to the hospital from 6:00 a.m. to 9:00 p.m. daily – or visitors can simply

Bayhealth Planning Chair Jim Flood, Bayhealth Chief Operating Officer/Executive Vice President Terry Murphy, Dover Mayor Carlton Carey, Whiting Turner President Jim Gerber, Bayhealth Board Chair Barbara Rutt, Greg Moore from Becker Morgan, Jim Martini from Whiting Turner and up in the machine - Dennis E. Klima, Bayhealth President/CEO. Photo by Laura Rogers

drive up to the patient drop-off area and take advantage of free valet parking service from 6:00 a.m. to 9:00 p.m. daily. This 10-year plan was launched in 2001, when the Bayhealth Board of Directors approved the expansion project. Phase 1 was completed in 2006 and consisted of the creation of three new stories on top of an existing three story building. This construction included the two-story Center for Women and Infants with labor, delivery and recovery all-private rooms, a nursery, perinatology suite, c-section suite and a neo-natal intensive care unit. The additional new floor provides 26 all private rooms equipped with the ability to remotely monitor patients. In addition to this project at Kent General, Bayhealth is also working on plans for the Milford Memorial facility. These plans will be announced as soon as they are approved by the Bayhealth Board of Directors.

When completed, the Bayhealth expansion will include a retail center, a 30,000 sq. ft. Central Services Building, a 35,000 sq. ft. Emergency Department with a rooftop heliport, a 35,000 sq. ft Integrated Cancer Center and a new 135,000 parking garage. Shown is the view from Governors Ave.

Morning Star Business Report • August 2008


Business Mix

AB&C acquires company

Aloysius Butler & Clark (AB&C), a full-service marketing communications firm, has announced that Zero-In Recruitment Marketing has become a division of AB&C. Zero-In Recruitment Marketing has recruited physicians and nurses, as well as business and education executives. The company combines unique interactive media and web communications with branding, graphic design and writing and advertising to achieve measurable results. AB&C ( is a 37-year-old communications agency established in business-to-business and consumer marketing.

Alternative energy showroom

Flexera has opened the first alternative energy showroom in the state on the second floor of The Good For You Natural Market located on the Lewes/ Georgetown Highway in Lewes. “Since solar and wind systems are relatively new, we’ve found that residents and businesses want to see and touch the products, as they are deciding how to reduce energy consumption,” said Bob Light, CEO of Flexera. Flexera is a full-service firm that deals with alternative energy resources,

NEW NEIGHBORHOOD - J.S. Hovnanian & Sons, a four-generation privately-held home builder based in South Jersey, held an exclusive pre-construction VIP event to debut its first-ever residential community, Roesville, in Frederica. Over 50 attendees, were able to meet the builder and receive exclusive tours of homes already under construction before general public viewing. Roesville features ranch-style, single-family homes and offers a host of community amenities geared to the new generation of 55+ buyers. For more information, visit

including wind and solar. Light, along with Brian Lisiewski, president of Flexera, are engineers. Flexera’s Showroom features two operating solar panel systems. You can see the number of kilowatts that are being produced, and the way the sunlight is converted to electricity.

There is a “cut down” version of a small wind turbine system and a solar hot water system. The showroom will be staffed from 10 to 4 p.m., Monday to Saturday. Private appointments are also available. There will be access to the showroom while the Good For You Natural Market is open from 10

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a.m. to 6 p.m. daily and until 8 p.m. on Thursdays. For more information, contact the showroom at 302-684-8860 or visit

Applebees raises money

The Rose Group, local franchisee of Applebee's Grill & Bar and Corner

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Morning Star Business Report • August 2008

County supports millville - County Bank recently donated $500 to the Millville Volunteer Fire Company of Millville to support their ongoing fire, rescue and emergency medical services. Since 1922, when the town purchased a wagon for $60, the Millville Volunteer Fire Company has provided protection and assistance in a variety of emergency and non-emergency situations. Since that time the company has expanded to over 100 members and established a Junior Fire Company. County Bank’s Millville branch presents a check to Robert Powell of the Millville Volunteer Fire Company. From left are Zita Kanele–Oakley, customer service representative; Brenda Richards, customer service representative; Cathy Teller, head teller; Sherri Damron, teller; Peggy Toomey, assistant vice president and manager of the Millville branch; Sheila Parham, teller; Robert Powell; and Mary Lou Carozza, teller.

Bakery Cafe, hosted its third annual Charity Golf Classic outing, in Ambler, raising over $50,000 for Alex's Lemonade Stand Foundation. All proceeds were donated to Alex's Lemonade Stand Foundation to help fight pediatric cancer. The Rose Group, headquartered in Newtown, Pa., is the 35th largest restaurant franchise company in the United States. They currently own and operate 55 Applebee's Neighborhood Grill and Bar restaurants in eastern Pennsylvania and Maryland. For more information, visit

Good 4 You goes solar

Good 4 You has gone solar, according to Andy Meddick, owner and operator of the natural food market in Lewes. “We partnered with Flexera to install 24 solar panels on our property. This is an important component of our overall philosophy,� says Med-

dick. “We care about what we put in our bodies and provide the best, most chemical free food we can,� continued Meddick. The solar panels are fully operational and are expected to reduce Good 4 U’s electric bill by 40%. Flexera is a full service firm that provides alternative energy products such as solar panels and windmills. For more information, contact Flexera at 684-8860 or visit For more information about Good 4 You visit,

Old World Breads opens

Steve Kogler has opened Old World Breads, a wholesale commercial bakery in Ellendale. The breads are classic European style made with the finest ingredients available. Kogler, who has a bachelor's degree in fine art, has worked in restaurants for over 20 years. He also holds a design patent and started three companies including Teller Wines in Lewes. Kogler studied the work of French Master Baker




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Morning Star Business Report • August 2008

PAGE 4 Raymond Calvel and started making baguettes. Since 2007, the business has grown and now occupies a new facility in Ellendale. Old World Breads are available at Lloyds Market, Lewes; Tomato Sunshine, Rehoboth; Hickman’s Meat Market, Rehoboth; Lewes Farmers Market; Rehoboth Farmers Market; Fenwick Island Farmers Market; and Bethany Beach Farmers Market. For more information, call 302-604-2580.

Starboard goes solar

The Starboard Dewey Beach located at 2009 Highway One has installed solar power. Owner of The Starboard, Steve Montgomery is pleased to have joined the solar revolution. “With the help of the state rebates along with the renewable energy credits that we receive by utilizing solar panels, going solar seemed to be a wise business decision,” stated Montgomery. Delaware Renewable Energy Company of Rehoboth along with Shore Electric were responsible for the installation of The Starboard system. The Starboard’s new solar panel system was showcased at the first Delaware Renewable Energy Customer Appreciation Party on July 30. To learn more about renewable energy sources, contact Delaware Renewable Energy Company at 302-227-1337 or visit www.DelawareRenewableEnergy. com.

PUMH opens in Ocean View - The Bethany-Fenwick chamber of Commerce held a ribbon cutting on Tuesday, July 29 for PUMH (Peninsula United Methodist Homes) in Ocean View. PUMH's latest community, Mariposa at Bethany is the fifth of it's kind on the Delmarva Peninsula. Representative Gerald Hocker and the Board of Director's from PUMH gathered in front of the Mariposa at Bethany sales office for the ribbon cutting ceremony. For more information on Mariposa at Bethany, call Deb Schiffer at 1-888-619-9000 or visit them on the web at

Old Dominion signs contract

Old Dominion Electric Cooperative (ODEC) and Arlington, Va.-based energy supplier AES Corporation have signed a long-term contract under which ODEC will purchase up to 70 megawatts (MW) of wind-generated power. ODEC, the primary power pro-

vider for 12 member electric distribution cooperatives in Delaware, Maryland and Virginia, will purchase the energy output and renewable energy credits (RECs) from AES’s Armenia Mountain Wind Energy Project in north central Pennsylvania. Plans call for the first phase of

the Armenia Mountain Wind Energy Project to be completed by Nov. 2009 and to initially produce 100.5 MW of electricity utilizing 67 wind turbines. ODEC and Delmarva Power of Newark will each purchase 50% of the project’s output. AES may add an additional 26

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Morning Star Business Report • August 2008 turbines in a second phase of construction that would boost the output to 140 MW. AES Corporation was chosen as one of the winning bidders following a request for wind power proposals issued by ODEC and Delmarva Power earlier this year. In addition to its agreement with AES for wind-generated energy, ODEC recently announced that it had contracted to purchase 100% of the power generated by two community-based renewable energy resources – the Worcester County, Md. landfill gas-to-energy project and the Hydro FS hydroelectric project in Alleghany County, Va. For more information, visit www.

Dover Downs expansion opens

Dover Downs Hotel & Casino announces the early opening of several outlets in the company’s Phase VI casino expansion plan, The Colonnade. Doc Magrogan’s Oyster House, Sweet Perks Too, Fire & Ice at Dover Downs Hotel & Casino and more than 500 slot machines opened to the public


on July 10. Two more restaurants and four retail outlets are scheduled to open in late summer. The first of three planned restaurants to open is Doc Magrogan’s Oyster House, operated by Dave Magrogan Group. Doc Magrogan’s features a vintage-style atmosphere evocative of 1920’s seaside oyster houses. The new casino lounge - Fire & Ice at Dover Downs Hotel & Casino - seats 200 and features both a fullystocked bar and an inner lounge with dance floor and performance stage. The bar is equipped with 35 HDTVs. Sweet Perks Too serves gourmet coffees, lattes, cappuccinos and more. Establishments to open later this summer include Public House restaurant which serves All-American fare; Marabella’s Italian restaurant; Fashions of The Colonnade featuring designer apparel and accessories; Godiva Chocolatier; Swarovski Crystal; and The Colonnade Marketplace which will carry a line of Dover Downs Hotel & Casino logo merchandise.

MARIPOSA’S FIRST TENANT - Betty Franke (left), of Berlin, Maryland is the first to purchase an apartment in the new PUMH 55 plus community, Mariposa at Bethany. Director of Sales, Gini Bean (right) presented Ms. Franke with a certificate of purchase after the ribbon cutting ceremony. Franke, a Baltimore native, has lived in Ocean Pines for over 15 years and is ready to make the move to her new home. Ms. Franke said she chose Mariposa at Bethany because of it's scenic location and because it is a full-care facility. Mariposa at Bethany is expected to be completed by 2012.

Insurance Strategies for Growth Risk Management Commercial Insurance Brokerage Employee Benefits Executive Personal Insurance Chesapeake Utilities Corporation’s Director of Safety, Ric Chatham, was selected by the National Propane Gas Association as the national winner of the Individual Safety Award for 2008. Chatham, right, is congratulated by Steve Thompson, senior vice president of Chesapeake Utilities Corporation and president of Eastern Shore Natural Gas Company.

The Entrepreneurs’ Forum of Greater Philadelphia Philadelphia Business Journal The Wharton Small Business Development Center

Director recognized nationally Ric Chatham, director of Safety for Chesapeake Utilities Corporation, was selected by the National Propane Gas Association (NPGA) as the winner of the Individual Safety Award for 2008. The Safety Award is presented to a company or individual who has made extraordinary contributions to industry safety through public or community education, hazardous materials training and support, or employee training. Chatham has been with Chesapeake Utilities for over 10 years and oversees the safety programs for the entire corporation and all of its subsidiaries including Chesapeake Utilities, Sharp Energy and Eastern Shore Natural Gas. Mr. Chatham’s outreach efforts with first responders, informative

sessions with organizations in the Delmarva community, training and workshops for fire and rescue personnel, and strong employee education program are among the many reasons he was nominated for the award. Mr. Chatham received the award at the NPGA’s Nominating Luncheon in Washington, D.C. on June 9. Chesapeake Utilities Corporation’s subsidiary, Eastern Shore Natural Gas Company, was recently awarded the American Gas Association’s Safety Award for the fifth consecutive year. The American Gas Association, which represents the nation’s gas utilities, recognized 17 of its member companies for achieving outstanding records for employee safety in 2007.


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Morning Star Business Report • August 2008

Chamber News

Chamber plans arts festival

The 30th annual award-winning Bethany-Fenwick Area Chamber of Commerce's (BFACC) Boardwalk Arts Festival has been expanded to include three street festival areas with entertainment at Second Street, Garfield Parkway and Parkwood Street. Artists will stretch the entire length of the boardwalk. The festival, which is Saturday, Sept. 6 from 10 a.m. to 5 p.m., features jewelry, art glass, pottery, watercolor and oil painting, basketry, woodworking, and much more. For more information, call the BFACC at 302-539-2100.

State Chamber events

Register online at For more information, call Chuck James at 302-576-6562. Aug. 6 West Sussex Lead Group 8–9:15 a.m. Location: Delaware National Bank, 21305 N. DuPont Blvd., Georgetown Pre-registration required. Aug. 14 Dover Lead Group Meeting 8:15–9:15 a.m. Location: Coldwell Banker Amato Commercial Realtors, 500 West Loockerman St., 3rd Floor, Dover Pre-registration required. East Sussex Lead Group Meeting 12-1 p.m. Location: Beach to Bay Real Estate Center, 17316 Coastal Highway, Lewes Aug. 20 West Sussex Lead Group 8–9:15 a.m. Location: Delaware National Bank, 21035 N. DuPont Blvd., Georgetown Pre-registration required. Aug. 28 Dover Lead Group Meeting 8:15–9:15 a.m. Location: 500 West Loockerman St., 3rd Floor. Coldwell Banker Amato Commercial Realtors, Dover Pre-registration required. East Sussex Lead Group Meeting 12–1 p.m. Location: Beach to Bay Real Estate Center, 17316 Coastal Highway, Lewes

Birding weekend planned

The Bethany-Fenwick Area Chamber of Commerce (BFACC) will hold a Quiet Resorts Birding Weekend, Oct. 17 to 19, featuring two-dozen boat tours, paddling expeditions and hiking

Delaware Chambers of Commerce



Bethany-Fenwick 539-2100 Delmar 846-3336 Georgetown 856-1544 Laurel 875-9319 Lewes 645-8073 Milford 422-3344 Millsboro 934-6777 Milton 684-1101 Rehoboth-Dewey 227-2233 Seaford 629-9690 Central Delaware 734-7513 Delaware State 655-7221

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Karen McGrath Diane Buckley Norma Elliott Connie Lewis Betsy Reamer Jo Schmeiser Fran Bruce Georgia Dalzell Carol Everhart Paula Gunson Judy Diogo Bill Stephano

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* Annual membership cost based on businesses with fewer than 10 employees. For Delaware State and Central Delaware chambers membership cost figure is for 1 - 5 members. For Delaware State Chamber special rate applies if business already belongs to another chamber. treks throughout the Quiet Resorts and nearby areas. The field trips offer opportunities to sight indigenous birds and those on their fall migration. Modeled after Delmarva Low Impact Tourism Experiences’ spring event, this weekend will allow participants to customize their own experience. Trips are designed to appeal to both novice and experienced birders, and all include experienced guides. For more information, contact Karen McGrath at 302-539-2100 or

Nemours speaks about 5-2-1

Jeanne Dukes of Nemours discussed the 5-2-1 Almost None program at the June lunch meeting of the Greater Georgetown Chamber of Commerce. Jeanne recruited David Tidwell of Lack Lingo Realtor to participate in one of her demonstrations explaining that young men between the ages of 12-19 consume an average of 867 cans of soda each year. The Nemours 5-2-1 Almost None program reminds children to eat five fruits and vegetables a day, spend no more than two hours watching television, commit to one hour of physical activity each day and to limit sugary drinks to almost none.

Benefits for home businesses

Are you a new home-based business in the area? Would you like to get the same exposure that businesses with storefronts do? The Bethany-Fenwick Area Chamber of Commerce offers several benefits that are exclusively for homebased business members.

RIBBON CUTTING - Owners Byron & Anne Braniff and Tom Schulz recently celebrated the grand re-opening of the Mill Outlet located on Route 1 in Rehoboth Beach at the Lighthouse Plaza Shopping Center. The Rehoboth Beach-Dewey Beach Chamber of Commerce sponsored a ribbon cutting ceremony. From left is Tom Schulz, owner; and Anne and Byron Braniff, owners. The Mill Outlet, which first opened in Downtown Rehoboth in 1979 and moved to Route 1 in 1995, offers home textiles, giftware and lamps. The store is open Monday through Saturday from 9 a.m. to 8 p.m. and Sunday from 10 a.m. to 6 p.m. For more information, call 302-227-8340 or visit www.milloutlet. com.

New home-based businesses can host a “virtual ribbon cutting” ceremony for no charge at the Chamber office. Hang a banner in the Chamber's conference room with your business name on it and we will take the photo and send out a press release to all the local papers. Don’t have a conference room to meet with clients/customers? Call the Chamber and put your meeting on our

calendar. Any member of the BFACC is able to use our conference room for free. For more information, contact Carrie Subity at 302-539-2100 x12.

State Chamber wins award

Delaware State Chamber of Commerce Senior VP Communications Jeanne Mell has been named a national winner in the annual National

Morning Star Business Report • August 2008 Federation of Press Women (NFPW) Communications Contest. Mell received an Honorable Mention for a speech she wrote about the importance of partnerships between business and higher education. State Chamber President Jim Wolfe delivered the remarks at the University of Delaware’s Creating KnowledgeBased Partnerships conference in Nov. 2007. The competition is open only to NFPW members whose work received a first-place award in one of the state affiliate contests. The Delaware Press Association submitted Mell's entry in the 2008 NFPW Communications Contest. A complete list of national contest winners can be found online at www.

Cinemas in the Sand

The Town of Dewey Beach and the Rehoboth Beach-Dewey Beach Chamber of Commerce invite everyone to their free “Cinemas in the Sand” every Monday night until Labor Day. The movies are shown at Dagsworthy Street and the Beach beginning at dusk (approximately 8:45 p.m.) and are weather dependent. Any cancellation will be decided by 8 p.m. and announced on WGMD Radio – 92.7.

Movies to be shown over the summer include The Water Horse, Bee Movie, Daddy Day Camp, The Nanny Diaries and Nancy Drew. For a full listing of Dewey Beach recreational activities, including movies and bonfires, visit For more information, contact Carol Everhart at 302-227-2233, ext. 13.

Chamber welcomes students

The Rehoboth Beach Resort Area International Student Program, under the umbrella of the Rehoboth BeachDewey Beach Chamber of Commerce and the Lewes-Rehoboth Association of Churches, welcomed students on July 8, during one of the regularly scheduled information, social and meal program nights. The event was hosted by Epworth United Methodist Church/Westminster Presbyterian Church and held at Epworth Church, 19285 Holland Glade Road, Rehoboth Beach. Legislators Pete Schwartzkopf and Gary Simpson, Ben Shamburger from the Social Security Administration, Rehoboth Beach Commissioners Paul Kuhns and Stan Mills, and Chamber representatives joined over 150 students in this cooperative effort. For more information, contact Carol Everhart at 302-227-2233, ext. 13.

From left are Dave Kramer, Katie Handy, Dan Slagle and Gwen Osborne of Sign*A*Rama, a new train car sponsor for the Rehoboth Beach-Dewey Beach Chamber of Commerce.

Businesses sponsor train cars The Rehoboth Beach - Dewey Beach Chamber of Commerce announces that two members, Del-Shore Design & Build and Sign*A*Rama, are on board as Train Car Sponsors. Each train car is imprinted with a member’s logo and contact information. The train runs at ceiling height throughout the rooms of the Cham-


ber’s Visitor Center in Rehoboth’s original train station. The Visitors Center, located at 501 Rehoboth Ave., Rehoboth Beach, is open Monday through Friday from 9 a.m. to 5 p.m. and Saturday and Sunday from 9 a.m. to 1 p.m. To sponsor a train car, contact Meghan McCalley at 302-227-2233 x15 or

RITA'S OPENS - The Bethany-Fenwick Area Chamber of Commerce helped celebrate the grand opening of Rita’s of Bethany Beach located at 759 Garfield Pkwy., Unit A. From left are Carrie Subity, Chamber membership director; Sue Renehan; Arlene Hauck; Karen McGrath, Chamber executive director; Marilyn Panagopoulos; Sandra deChurch; Sue Nilsson; Carol Tenuto; Diane Koch; AnnMarie Tenuto; Barbara Keyser; Michael Tenuto Sr.; Michael Tenuto Jr., owner. For more information, call 302-539-3880.


Morning Star Business Report • August 2008

RIBBON CUTTING - The Chamber of Commerce for Greater Milford held a ribbon cutting ceremony for Cedar Creek Landing Campground located at 22444 Holly Branch Way, Lincoln recently. From left are Dale Faulkner, Key Builders; Jo Schmeiser, CCGM executive director; Brent Fannin, Key Builders; Lynn Hammond, CCGM vice president, Michelle White, Country Life Homes; and Bill Marconi, Cedar Creek Landing Campground.

GRAND OPENING - The Bethany-Fenwick Area Chamber of Commerce (BFACC) recently helped celebrate the grand opening of the Fenwick Island Farmers' Market. The market is open every Friday from 8 noon in the parking lot of the Chamber's Information Center, Route 1, Fenwick Island. Pictured from left are Ellen Magee, Magee Farms and market master; Diane Koch; Sue Nilsson; Kelli Steele, Delaware Department of Agriculture; Kathy Castrovillo; Jennifer Pavik; Bill Weistling, Fenwick Island Town Council; Barbara Keyser; Patti Grimes, president BFACC; Barbara Carlson; Karen McGrath, executive director BFACC; Diane Tingle, Fenwick Island Town Council; Tony Carson, Fenwick Island town manager. For more information, call 302-539-2100.

GRAND OPENING - Staff recently celebrated the grand opening of Hair’s The Thing located at 20245 Bay Vista Road in Rehoboth Beach. The Rehoboth BeachDewey Beach Chamber of Commerce sponsored a ribbon cutting ceremony. From left is Kate Carrow, staff member; Jay Belanger, owner; and Jill Harrison, owner. The salon is open Tuesday through Thursday from 9 a.m. to 8 p.m., Friday 9 a.m. to 6 p.m., and Saturday from 9:30 a.m. to 3 p.m. For more information, call 302-226-1454 or visit

GRAND OPENING - The Sleep Inn & Suites, located at 1784 N. DuPont Highway in Dover, recently celebrated their grand opening and ribbon cutting with lunch catered by the Sheraton Dover Hotel and desserts from Sonic Drive-In. Accommodations include king and double rooms and several whirlpool suites, a fitness center and business center, an outdoor pool and complimentary deluxe continental breakfast. Cutting the ribbon from left are Gina Aurora, Central Delaware Chamber of Commerce; Tad Fox, Sleep Inn & Suites general manager; Tom Kramedas; Sophia KramedasGhanayem; Avelina Kramedas; and Dover Mayor Carleton Carey. Not pictured is the owner of KW Properties, Davis Wood.

RIBBON CUTTING - The Chamber of Commerce for Greater Milford held a ribbon cutting ceremony for Just Knead It Massage Therapy located within the Walsh Chiropractic Center, 800 Airport Road, Suite 103, Milford Medical Center, Milford. From left are Lynn Hammond, CCGM vice president; Kevin Brown; Janet Bly, owner, Just Knead It Massage Therapy; Mayor Dan Marabello; and Jo Schmeiser, CCGM executive director.

From left are Todd and Pam McDonald of Del-Shore Design & Build and Carol Everhart, president/CEO of the Rehoboth Beach - Dewey Beach Chamber of Commerce.

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Morning Star Business Report • August 2008

RIBBON CUTTING - The Bethany Fenwick Chamber of Commerce held a ribbon cutting ceremony recently to announce the official opening of Lighthouse Crossing on Route 54 in Selbyville. Lighthouse Crossing is a new housing community that aims to provide affordable, energy efficient homes for seniors.

RIBBON CUTTING - Friends and family members joined Bel Boutique owner Erin Tinsley on Saturday, July 26 for the ribbon cutting just before the official opening. This contemporary women’s clothing, accessories, home décor and gift store is located at 28 W. Loockerman Street in Dover. For more information, call 302-741-2340 or visit

CORRECTION MARTY GODWIN TENNIS - Marty Godwin Tennis offers private lessons, adult and children clinics and camps. The Rehoboth Beach-Dewey Beach Chamber of Commerce held a ribbon cutting ceremony at Kings Creek Country Club on Friday, July 18. For more information on lessons and camps, contact Marty at 302-226-1697 or visit From left are Gary Wheeler, Kings Creek Country Club, clubhouse manager; Marty Godwin; and Mindy Logan, assistant/tennis counselor.

Last month the Business Report ran a story on Good For You Natural Market and provided an incorrect web address. We apologize for the error. The market is located at 28841

Georgetown Highway (Rt. 9) in Lewes. They can be found on the web at or reached by phone at 302-684-8330.

visit uson the w eb at: THE w w w .georgetow n G REATER G EORGETOWN 460 M em bers& Chamber of Commerce G row in g D aily! Aug. 13 - 7:30-8:30 - 2nd Wed. Breakfast at CHEER, $8. Topic: Charles “Buzz” Matthews, the new director of the Georgetown Boys & Girls Club, will be discussing its mission and exciting things to come. Aug. 20 - 4:30-6:30 p.m., 3rd Wed. MIXER. Glow Hair & Body, Sterling Plaza, across from Cheer Center will be our host. ‘Beach Party.’ All invited. Aug. 27 - Noon, 4th Wed. Lunch at DTCC, $10. Topic: Phil Brown, Director of Bear Hugs For Babies, Inc., will describe how his organization serves tiny tots in need in Sussex County.

Located in the Georgetown Train Station • Mon.-Fri. 8 a.m. to 4 p.m. 140 Layton Avenue, P.O. Box 1, Georgetown, DE 19947 Phone: 302-856-1544 • Fax: 302-856-1577 • L in kin g Busin essw ith the Com m un ity ~ Join ourCham bertod ay!

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Morning Star Business Report • August 2008


Should rising oil prices affect your strategies for investing? By Melinda Tingle


Every time you fill up your gas tank, you are painIf inflation rises fully aware that oil prices are high - really high. And rising three percent a year, oil prices can affect the cost of many other goods and then everything you services, from food to airline tickets. So, as a consumer, buy today could cost you know the impact of an twice as much in 24 increase in the cost of oil but how about as an invesyears. tor? Should rising oil prices change the way you invest? Before we look at this increased value of your energy stocks question, let's quickly review why oil has caused your portfolio to become prices have gone up so far and so fast. "overweighted" with these stocks, First, the price of oil is reflecting the which can be volatile, you may want law of supply and demand; the world's to consider some type of "rebalancoil supply has stayed relatively tight ing." recently, while demand has continued But rather than focus on how rising to rise. Second, oil is a commodity oil prices can affect individual marpriced in dollars, so if the dollar falls ket sectors, try to look at the "bigger in value - as has been the case lately picture." As we mentioned earlier, then the price of oil will rise. rising oil prices can lead to higher Will these two factors continue to overall inflation - and, over the long drive up the price of oil? It's hard to term, inflation is a much more serious predict. However, as an investor, you threat to your portfolio's health than a do want to know how the current state short-term spike in oil prices. Consider of affairs - that is, elevated oil prices this: If inflation rises three percent - will affect your investments. Specifia year - which has been the average cally, in this environment, what market increase over the past eight decades sectors will be influenced? And how? then everything you buy today could Not surprisingly, the stocks of some cost twice as much in 24 years. energy companies tend to do well To protect yourself from the ravwhen oil prices are high. ages of inflation, you need to own At the same time, the automoinvestments that offer the potential for bile and airline industries, and some rising income, such as quality, divielements of the retail sector, may be dend-paying stocks. By doing some negatively affected. research, you can find stocks that have Does this mean you should make paid - and increased - dividends for 20 some drastic changes to your investor 25 straight years. ments? By making timely adjustments in Not if you follow a strategy of response to events such as oil price buying and holding a diversified array "shocks" and by following a long-term of quality investments. (Keep in mind, strategy of owning an appropriate though, that diversification, by itself, array of quality investments, you can cannot guarantee a profit or protect continue working toward your finanagainst a loss in a declining market.) cial goals - now and in the future. However, you may want to make Melinda Tingle is financial advisor for some adjustments. For example, if the the Edward Jones office in Laurel.

Morning Star Business Report • August 2008


Personnel File

Esposito joins board of directors

The Delaware Solid Waste Authority (DSWA) and its board of directors announces the appointment of Gerard (Jerry) L. Esposito to the board. He replaces Ms. Stephanie L. Hansen, whose term ended. Esposito is the president of Tidewater Utilities. Governor Ruth Ann Minner formally offered Esposito the appointment, which the State Senate approved and he accepted on June 26. The Delaware Solid Waste Authority’s Board of Directors is comprised of seven Delaware residents representing The City of Wilmington and the three counties. With the exception of its chairman, who serves at the pleasure of the governor, the board is appointed by the governor and confirmed by the Senate for three-year terms. The board of directors sets policies and makes decisions regarding current operations, programs and planning. The board also adopts a “Statewide Solid Waste Management Plan” to provide the framework for the future of the Delaware Solid Waste Authority. For more information, visit www.

New manager for marina

DNREC’s Division of Parks and Recreation has named a new manager for the Indian River Marina, Theresa A. Mosier. She began her position on July 28. Her appointment comes after a two month search to replace Kenneth Farrall, regional administrator for Delaware Seashore State Park, who has also served as interim manager of the marina for the past year and a half. Mosier has extensive experience in all phases of marina management and operations. For the past two years, she has served as manager of Broad Creek Fishing Center and Marina in Outer Banks, N.C., which is similar in size of operation and capacity. Before that, she served as dock master at the Ocean City Fishing Center in

Ocean City. Mosier is excited about coming back to Delaware. “I grew up spending my summers in Lewes, and I’m looking forward to settling back home,” Mosier said. Indian River Marina includes 274 wet slips, a dry stack storage building with 156 berths and two staging docks, a public boat ramp, 12 ADAaccessible cottages, head and charter operations, a bait and tackle and fish cleaning operation, a retail ship store, fuel sales and more. The facility is in the final stage of a five-year, multi-million dollar capital re-development project as finishing touches are put on the marina’s new administration building.

Agency welcomes Oldfather

Ocean Atlantic Agency in downtown Rehoboth Beach welcomes Mariya Oldfather to their team. Oldfather has been involved in the Delaware Shore markets of Dewey, Rehoboth, Lewes and Historic Milton since 2005. Partnered with her Oldfather husband Dustin Oldfather as the Oldfather Team, Mariya specializes in the coastal communities of Southern Delaware. She has an extensive background in new construction and mortgage lending and is a certified Senior Housing Specialist. For more information, visit or call 302-227-6767.

Rubenstein joins McBride Shopa McBride Shopa & Company, P. A., announces the appointment of Jennifer P. Rubenstein as staff accountant at their Rehoboth Beach location. Jen Rubenstein graduated summa cum laude from Wilmington University with a bachelor of science in Accounting and is pursuing a master's degree in Business Administration.

Before joining McBride Shopa & Company, P.A., Rubenstein served for the past three years as the associate director of Rehoboth Beach Main Street, Inc., a nonprofit organization to promote and enhance businesses in Rehoboth Beach. Rubenstein has Rubenstein 13 years experience in nonprofit management and an additional three years at a local accounting firm. Born and raised in California, Rubenstein relocated to Rehoboth Beach in 2001 after living in Washington, D.C.

Board welcomes new members

Kent County Tourism has announced that seven community representatives have been approved as new members of its board of directors. The new board members and their areas of representation include: Monica Anderson, general manager, Comfort Inn Dover (hotel industry); Chris Engel, director of Advertising Development, Delaware State News (newspaper publishing); Charles Gray, director of Rentals, Delaware State Fairgrounds (attractions and meeting/ event facilities); Ken Hogan, president of Dover City Council (municipal government); Dr. Cynthia Mayo, associate professor, Delaware State University College of Hospitality and Tourism Management (tourism education); Lisa Sanderson, senior account executive, Delaware Today (magazine publishing); and Gerry Wright, director of Marketing, Monster Racing Excitement (attractions). There are a total of 32 members of the Kent County Tourism board of directors. They provide guidance to the nonprofit organization, whose mission is to strengthen the county’s economy by promoting the area’s unique spirit and travel experiences to visitors as a year-round, overnight destination

for conventions, meetings and leisure travel. For more information, contact Kent County Tourism at 302-734-1736 or visit

Bunting-Howarth named director Department of Natural Resources and Environmental Control Secretary John A. Hughes has announced that Katherine BuntingHowarth is the new director of the Division of Water Resources. Dr. BuntingHowarth served as acting director of the division for six Bunting-Howarth months prior to her appointment. She also was acting administrator for the division’s Financial Assistance Branch, where she administered the Clean Water State Revolving Fund programs for municipal wastewater treatment and nonpoint source loan programs, and staffed the Clean Water Advisory Council. Her other responsibilities included directing implementation of the state’s Septic Rehabilitation Loan Fund and the Agricultural Nonpoint Source Loan Program. Before joining DNREC, Dr. Bunting-Howarth, who has a law degree, was editor-in-chief of the Journal of Environmental Law and Litigation. Dr. Bunting-Howarth replaces Kevin Donnelly, who resigned as director of Water Resources to become district coordinator for the New Castle Conservation District. Dr. BuntingHowarth has a Ph.D. in Marine Policy from the University of Delaware’s Graduate College of Marine Studies, a Juris Doctorate with a certificate in Environmental and Natural Resource Law from the University Of Oregon School Of Law, and a bachelor of arts in Biology and International Relations from the University of Delaware. She and her husband, David, have two sons, Davin and Aidan, and reside in Magnolia.





Morning Star Business Report • August 2008

Grant from state helps expand Governor Ruth Ann Minner and Chief Operating Officer Joel Daly have announced that the Internet technology company will continue to expand its operations in Delaware, creating 75 new high-wage jobs over the next three years. The expansion comes after a move into a new international corporate headquarters in Newark earlier this year. The Delaware Economic Development Office awarded HostMySite. com a Strategic Fund Grant in the amount of $274,000 for the purchase of three new generators required for the company’s expansion. The investment will generate an additional economic impact of $3.5 million, bringing the company’s total economic impact to more than $16.5 million annually. “At the Delaware Economic Development Office, part of our job is to recognize entrepreneurial efforts and assist gazelle firms like HostMySite. com become more successful,” said Judy McKinney-Cherry, director of DEDO. “As a company that has already experienced exceptional growth, is expected to provide a

significant return on investment for the State.” was founded in 1997. Today, has grown from a two-man operation to one of the top Web hosting companies, serving more than 60,000 customers in 130 countries. When applied for the Strategic Fund Grant, the company employed 165 professionals. Just a few months later, they now employ 250. It is recognized by Delaware Today as one of the “Great Places to Work” and by INC.500 lists as one of the fastest growing privately held companies in the United States. In the past year, HostMySite. com has provided customers with an upgraded call center, a new hosting control panel, and the build out of an additional state-of-the-art data center. The company also announced it was acquired by Wachovia Capital Partners, the private equity investing arm of Wachovia Corporation, the fourth largest bank holding company in the U.S. With the backing of a strong financial partner, the company will continue to grow as a leading managed Web hosting company.

Nanticoke Memorial's Cancer Screening Nurse Navigator Melinda Huffman next to the national winning poster "One Small State's Dedication is the Power to Make a Difference in Colon Cancer."

Huffman speaks at conference Melinda Huffman, Cancer Screening Nurse Navigator for Nanticoke Memorial Hospital's Cancer Care Center and Delaware Health and Social Services, recently traveled to Salt Lake City, Utah for a Gastroenterology Nurses and Associates (SGNA) annual national education conference. This year, in addition to speaking about the Delaware Cancer Nurse Navigation Program, she submitted a poster abstract showing the Delaware Cancer Nurse Screening Navigator program's colon cancer results. The poster entitled "One Small State's Dedication is the Power to

Make a Difference in Colon Cancer" received a first place ribbon. Melinda currently serves as the President of the Delaware SGNA-Region 10 and has worked with members to bring this small region into the age of technology. The idea of advancing the region through technology was submitted by Karen Bell (DSU/Endo manager at Bayhealth, Milford) and Melinda Huffman as a poster abstract. That poster entitled "Delaware SGNA + Technology = The Power to Make a Difference" received a second place award.

The Sussex County division of the American Heart Association announces that Bunky Griffith of Seaford is the 2008 chairperson for the 17th Annual Start! Heart Walk. Griffith, who has been married for 35 years, has two daughters and four grandchildren. He says that is why he’s always been interested in community service. “I have always been involved in the community whether through our church, the mission field in the Ukraine, past president of the Jaycees, board of directors for the Greater Seaford Chamber of Commerce, vice president of Mission of Hope in Seaford, or just helping someone out,” said Griffith. He is the executive director of the Banning Foundation, a charitable arm of Trinity Transport in Seaford. His co-chair is Christy Gorski, also

of Trinity Transport and a member of the Banning family that owns Trinity. “During my high school and college years I worked part-time in the accounting department. After graduating from Del Tech in 2000 with a degree in Occupational Therapy, I made the decision to continue to work alongside my family,” said Gorski. She’s been married for nine years and has two children. The annual Heart Walk, which is sponsored by Beebe Medical Center, is on Oct. 4 at Delaware Technical and Community College. The largest fundraiser in Sussex County for the American Heart Association, the walk is geared toward companies who sign up teams, and individuals who would like to walk for themselves or in honor of someone else. For more information, call 302-424-0866.

Heart Association announces chair for annual heart walk

County Bank cleans highway - As participants in the Department of Transportation’s Adopt-A-Highway Program, County Bank recently collected trash along two miles of Route 24, just off of Route 1. Members of County Bank spent several hours collecting 14 bags of litter. To adopt a highway, individuals, organizations or businesses agree to keep a two-mile stretch of road free of litter for two years. Volunteers are given trash bags and safety vests to assist them with their clean-ups. They have the option of recycling any litter collected, and keeping the money for their organization. DelDOT posts signs bearing the sponsor’s name at the beginning and end of the adopted section. For more information, call 800-652-5600. Representing County Bank in the Adopt-a-Highway Clean-up from left are Jan Ezell, customer service representative, Lewes; Sherri Damron, teller, Millville; Sandy Goff, mortgage loan specialist; Irene Berchock, customer service representative, Rehoboth Branch; Bonny Sammons, teller, Milton; Carmen Ergenzinger, assistant vice president and branch manager, Long Neck Branch; John M. Floyd, business development officer; and Sheila Parham, teller, Millville.

Morning Star Business Report • August 2008



Nanticoke’s Cancer Care Center staff wins first place with float The Cancer Care Center staff at Nanticoke Memorial Hospital paraded the facts of the Delaware Cancer Screening and Treatment program in a float entered in the Laurel Independence Day Parade and won 1st place for their division. The float entitled "Born Free, Live Free, Stay Cancer Free" tied in with the parade's overall "Born Free" theme. The float featured flags representing breast, cervical, colon and prostate cancers. The graphics for the float were the creation of Patricia Laurion. The cancer flags were hand sewn by Sandra Zorn, EdD, RN. Terri Clifton, MS, NCC, Cancer Care coordinator, and Melinda Huffman, MSN, RN, CGRN, Cancer Screening nurse, were aboard the winning float. Their message, "We

are here to help" emphasized their presence in the community to meet the cancer screening and/or treatment needs. Life Savers candy was handed out to parade spectators to reinforce the slogan, "Be a life saver, and get regular cancer screenings." The Delaware Health and Social Services Screening For Life program pays for free screenings for breast, cervical, colon and prostate cancers for uninsured Delaware citizens meeting specific financial guidelines. The Delaware Cancer Treatment Program pays for cancer treatment for up to two years for uninsured Delaware residents that meet specific financial guidelines. If you need help with cancer screening or cancer treatment call Nanticoke Cancer Care Center at 302-629-6615 ext 3765 or 2577.

Terri Clifton, MS, NCC, Cancer Care coordinator, and Melinda Huffman, MSN, RN, CGRN, Cancer Screening nurse at Nanticoke Cancer Care Center, were aboard the winning float waving and handing out Life Savers candy to reinforce the slogan, "Be a life saver, and get regular cancer screenings."

Nanticoke hires new director

nanticoke AWARDS SCHOLARSHIPS - Nanticoke Health Services recently presented three scholarships to local high school graduates who plan to enter the health care field. The three recipients are Cha’Teedra McGee, graduate from Woodbridge High School, Lindsay James and Stephanie Jones, both graduates from Seaford High School. Cha’Teedra McGee will be attending Delaware State University and is pursing a degree in Psychiatry. Lindsay James will be attending the University of Delaware and is pursuing a degree in Nursing. Stephanie Jones will be attending Delaware Technical & Community College and is also pursuing a degree in Nursing. Each student successfully completed the Health Career Internship program at Nanticoke Hospital. Mark J. Rappaport, president and CEO and Mr. Thomas E. Brown, Corporate Development vice president, pose with Nanticoke's three scholarship recipients, Cha'Teedra McGee, Stephanie Jones and Lindsay James. Submitted photo

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Nanticoke Health Services welcomes Mr. Donald J. Tricarico Jr., RN, MSA, CNOR, as director of Surgical Services. Tricarico started his role on July 1. As director of Surgical Services, Tricarico will play a critical role in the delivery of patient care services in collaboration with physicians and other health care providers. His background includes over 20 years in the military and private healthcare sector. For the last six years, he has been the director of Surgical Services in a hospital that mirrors Nanticoke in both size and rural setting. Besides having a BSN from the University of Delaware, he has a master’s degree in Administrative Management, his Certified Nurse Operating Room certification and has written several publications. Tricarico is a Dover native and will be relocating to the Seaford area with his wife and daughter.

Nanticoke plans golf tournament The 22nd annual Nanticoke Health Services Golf Tournament is Fri-

day, Sept. 5 at the Seaford Golf and Country Club. The day will consist of practice, lunch, 18-holes of golf, dinner and door prizes. The tournament’s goal is to raise over $35,000 for Nanticoke Memorial Hospital. Proceeds will be used for the hospital’s charity endowment prescription fund, a special indigent fund for patients in need of assistance with their prescriptions. Teams of four players will compete for various donated prizes. During the course of the day, golfers will have chances to test their skills by competing in contests for Longest Drive, Closest-To-The-Pin, Hit-The-Green and a Hole-In-One. All participants will have the opportunity to putt through a three-step qualifying round. Following dinner, three people will putt for $2,500 each. Entry fees are $150 per player and $600 for a foursome. Anyone interested in individual reservations or sponsorship opportunities should contact the Nanticoke Health Services Development office at 302-629-6611, extension 2404 or email


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Berntsen named director

Beebe Medical Center announces that Marie Berntsen, RN, ONC, has been named director of the Orthopaedic Service Line. She will be responsible for orthopaedic patient education and inpatient care services at Beebe Medical Center, and will report to Vendla Esler, RN, vice president of Patient Care Services. Berntsen has been at Beebe Medical Center for 17 years. She worked in Orthopaedics for 12 years, and then five years ago, she took over as coordinator of the Service Line, and has been in charge of the patient education program. In 2007, Berntsen earned her Orthopaedic Nursing Certification and became Board-certified. The certification recognizes her as being proficient in orthopaedic nursing, and for using theory in planning and implementing nursing care. During the past two years, HeathGrades has rated Beebe Medical Center's Orthopaedic services among the top in the nation. For 2008, Beebe Medical Center was the only hospital on the Delmarva Peninsula (including Delaware), to be ranked by HealthGrades in the top 10 percent in the nation for Overall Orthopaedic Care.

Express Care forms partnership

Eden Hill Express Care at Eden Hill Medical Center in Dover has partnered with Bayhealth Medical Center and will open a new walk-in medical aid unit at the end of August once the new complex is complete. Express Care will be located at the Eden Hill Medical Center on North Street in Dover. This partnership means that Bayhealth’s WalkIn Medical Care, currently located on the corner of State Street and U.S. 13, will transition its walkin patients to Express Care and will cease operations as a walk-in clinic but will retain and continue to operate its occupational health services. Bayhealth is a partner in Express Care, along with Drs. Tom Barnett, Carolyn Apple, Robert Chrzanowski and Ralph Aurigemma and Mr. Sean Mace. Dr. Carolyn Apple is the president and medical director of Eden Hill Express Care, LLC. Dr. Bob Chrzanowski will serve as the assistant director. Express Care will be open seven days a week. Until Express Care opens, patients needing walk-in treatment should continue to use the current WalkIn Medical Care facility at 1275 S. State St. in Dover. The Milford facility at 301 Jefferson Ave. in Milford will remain open after the transition.

Bayhealth names Nurse of the Year John Gossman, RN, ADN, CCRN was recently named Nurse of the Year

Morning Star Business Report • August 2008 for Bayhealth Medical Center – Kent General Hospital. As Nurse of the Year, he will attend the National Magnet Conference in Salt Lake City, Utah in October. Gossman has been with Bayhealth for three years and is a charge nurse in the Gossman ICU at Kent General. He received his associate's degree in Nursing from Delaware Technical and Community College and is currently working on a bachelor's/master's bridge program. Gossman recently received his Certification in Critical Care Nursing through the American Association of Critical Care Nurses. Gossman was previously station manager for a national courier service and then owned his own fish and tackle business. Later while studying to become a pastor, Gossman donated one of his kidneys to a friend and found his true calling. Gossman explained, “I was preparing to become a pastor but through my experiences in the hospital I found that nursing can also be a ministry.” Gossman lives in Townsend with his wife of 19 years, Joyce, and their daughters Rebekah, 14 and Sarah, 12.

Beebe welcomes physician

Janete M. Mills M.D., a radiation oncologist, has joined Beebe Medical Center and is seeing patients at the Tunnell Cancer Center. Dr. Mills is Board Certified in radiation oncology. Dr. Mills received her medical degree from Temple University School of Medicine in Philadelphia. She did a residency in internal medicine at The Reading Hospital and Medical Center in Reading, Pa., and a residency in radiation oncology at the Hospital of the University of Pennsylvania Mills in Philadelphia. She also served as chief resident in Radiation Oncology. Mills was the National Spokesperson for American Cancer Society in 2004 and has been featured in Washingtonian Magazine's Top Doctors since 2005.

Kirkes promoted to director

Brad Kirkes, OTR/L, CHT, of Rehoboth Beach has been promoted to administrative director, Operations – Orthopedics and Rehabilitation Service Line for Bayhealth Medical Center. In this role, Kirkes has system accountability and responsibility for the development, implementation and evaluation of the complete Orthopedics and Rehabilitation service line. Kirkes served as the director of

Orthopedics and Rehabilitation since 2005. He previously worked for nine years at the University of Maryland Medical Center, where he served as director of Rehabilitation Services. A native Californian, Kirkes received Kirkes his bachelor's degree in Occupational Therapy from San Jose State University in San Jose, Calif., and his MBA from the University of Maryland. In 1997, he also received an advanced certification as a Certified Hand Therapist, a rigorous certification that is one of the highest honors in the rehabilitation field. Kirkes is a member of the American College of Healthcare Executives. A well-known author and national speaker, Kirkes has written several courses.

Dr. Morris opens new office

Bayhealth Medical Associates, located at 305 Jefferson Ave. in Milford, is now open. Adrian J. Morris, MD, a board-certified internal medicine physician, is accepting patients. Dr. Morris received his medical Morris degree from Hahnemann Medical College in Philadelphia. He completed his internship and residency at the Wilmington Medical Center in Wilmington. Morris comes to Bayhealth from Delaware Medical Associates in Wilmington, which he joined in 2004. He was in private practice in Scranton, Pa. for 22 years. His special interests include cardiology and vascular disease. To make an appointment, call 302-430-0867.

NBC editor to keynote summit

Dr. Nancy Snyderman, NBC News chief medical editor, will keynote the Advocates of Hope: Raising Cancer Awareness in the Business Community Summit on Thursday, Oct. 16. This statewide cancer awareness summit will present cancer information from an employers’ perspective. It will be held at the University of Delaware’s Clayton Hall in Newark. The program will also feature panel discussions and breakout sessions. There will also be tabletop exhibits by area cancer resource organizations. Dr. Snyderman is a co-founder of LLuminari, a Wilmington, Del.-based health education company. Prior to joining NBC News, she was vice president, Consumer Education at Johnson & Johnson. She also served as the medical correspondent for ABC News for 17 years where she contributed to 20/20, Prime Time Thursday

and Good Morning America. The Summit will begin with a continental breakfast and continue through lunch. Registration is $75 for State Chamber members; $100 for nonmembers. Exhibit tables are $225 to $325 with Snyderman special rates for nonprofit organizations. Sponsorships are available. For more information, call 302-576-6571.

Dietitian earns certification

Beebe Medical Center announces that Kim Westcott, MS, RD, CNSD, CSO, has passed the first Oncology Board Specialty certification exam offered by the Commission on Dietetic Registration, the credentialing agency for the Westcott American Dietetic Association. Westcott is among the first group of registered dietitians in the nation to take the inaugural examination earning the CSO designation. As of July 1, there were a total of 74 dietitians across the nation who have been Board Certified as Specialists in oncology nutrition. The ADA's Oncology Nutrition Dietetic Practice Group provides these dietetic professionals with resources and networking opportunities to deal with the complexities of oncology practice. Westcott has been a registered dietitian at Beebe Medical Center since Sept. 1993, working in a variety of positions supporting the nutritional needs of the customers in the school-based wellness centers, outpatient facilities, in-patients and those attending community events. In the fall of 2002, Westcott started working with patients four days a week at the Tunnell Cancer Center. She also holds the Certified Nutrition Support Dietitian designation (CNSD), and has a master's degree in Health Education.

Beebe is “trans fat free”

Beebe Medical Center announces that its Nutritional Services department no longer serves foods that contain trans fats. This includes the oil used in sautéing, frying and in other means of food preparation. “Getting rid of trans fats was quite a task and will need to be ongoing,” said Kathi Fryling, RD, director of Nutritional Services. She explained that to get rid of trans fats was a lengthy process that took about 10 months. Department staff scrutinized the ingredients of more than 600 food products the department orders to make sure that none contained trans fat. Those that did had to either be discontinued or replaced. The Nutritional Services Depart-

Morning Star Business Report • August 2008 ment operates two restaurants in the Beebe Medical Center main campus on Savannah Road in Lewes, prepares meals for inpatients, outpatients, employees, visitors and physicians in addition to catering meals for hospital meetings and other events. The department also employs a team of medical nutrition therapists, also known as registered dietitians (RD), who work throughout Beebe Medical Center providing nutrition support to a variety of customers. Trans fats - trans fatty acids, are created in an industrial process that adds hydrogen to liquid vegetable oils to make them solid. This process not only makes the foods last longer, but unfortunately also makes it act like saturated fat, and thus, more damaging to our cardiovascular system. Food manufacturers have used trans fats because they are inexpensive to produce and last a long time. The American Heart Association recommends limiting the amount of trans fats you eat to less than one percent of your total

daily calories. That means if you need 2,000 calories a day, no more than 20 of those calories should come from trans fats.

Oncology symposium

The sixth annual Seaside Oncology Symposium will take place Saturday, Oct. 11, at the Boardwalk Plaza Hotel in Rehoboth Beach. The Tunnell Cancer Center and the Medical Society of Delaware sponsor this annual, half day symposium to update participants on the diagnosis and management of cancer. It is designed for physicians, nurses and other healthcare professionals. The conference, which begins at 7:30 a.m. and ends with lunch at 1 p.m., is planned and implemented in accordance with the Essential Areas and Policies of the Accreditation Council for Continuing Medical Education (ACCME) through the joint sponsorship of the Medical Society of Del ware and Beebe Medical Center. Hotel reservations may be made directly with the Boardwalk Plaza at 800-332-3224.

Peggy Diehl, Beebe Medical Center Community Health nurse coordinator, speaks to those attending the African American Women's Health Conference.

Conference educates women Beebe Medical Center recently held a women's health conference to educate women about the services that are available to them. The African American Women's Health Conference, which took place at Delaware Technical & Community College in Georgetown, featured presentations by medical professionals on heart disease, stroke, diabetes, nutrition and medications. There also were free glucose, cholesterol, and blood pressure screenings, bone density and body mass index evaluations, and information on the Community Healthcare Access Program, which helps the uninsured access healthcare services. Organizations that set up exhibits included Beebe Medical Center Community Health, Delaware Health and


Social Services/Women's Health, Delaware Health Source, La Red Health Center in Georgetown and People's Place in Milford. "Our focus was to educate Delaware's African American female population, which statistically has higher rates of uncontrolled diabetes, and higher mortality rates of cancer than the rest of the population," explains Peggy A Diehl, RN, MSN, Beebe Medical Center's Community Health nurse coordinator. Speakers encouraged attendees to make sure they get the prescribed screenings for diabetes, heart disease and cancer. They also encouraged them to learn about the signs of these diseases, as well as the prevention measures.

FIRM FITNESS DONATION - The Firm Fitness Center supported this year’s Lower Delaware Autism Foundation Race for Autism. Paul Timmons, The Firm’s owner, has sponsored the race for five years. Over 550 participants registered for the half marathon, 5K run/walk and kiddie fun run that benefits individuals with autism in Sussex County. The funds allow LDAF to continue to provide programs and services to individuals with autism and their families in Sussex County. From left, Timmons presents his Race for Autism sponsorship check to Mary Landon Green, LDAF program and event coordinator. For more information, visit or call 302-644-3410.

Beebe honors volunteers at annual lunch and ceremony

Beebe Medical Center recently honored 48 volunteers with a ceremony at the 20th Annual Volunteer Awards Luncheon at the Rehoboth Beach Country Club. Last year, on a monthly average, about 247 volunteers provided services. Beebe's volunteers donated a total of 50,435 hours working throughout the medical center and organizing fundraisers. To become a volunteer, contact Rebecca McCarty, coordinator of Volunteer Services, at 302-645-3531. The following volunteers were honored for their milestone years of service and support: 65 Years - Ann Knobelspiesse 35 Years - Alice Masterson 30 Years - Nancy Horneck, Doreen Lyons and Ellen Miller 25 Years - Madeline Nelson, Carol Orr and Dolores Williams 20 Years - Mary DeVries, Pat Frantz, Dolores Kochinski, Robert

Manie, Dorothy Marshall, Gordon Parsons, Mabel Rander and Ann Stellman 15 Years - Betty Barnes, Patricia Johnson, Lois Lantz, Doris Lauer and Harriet Woodring 10 Years - Robert Allen, Robert Cahill, Vicki Cahill, Gerri O'Kane Conyngham*, Sissy Morrison, Sarah Ortolani, Joanne Price, Paul Riggs, Marie Schneck, Erna Steinbruck, Gil Thompson, Harry Vercoe, Mary Vercoe and Donald Wagner 5 Years - Carol Baucher, Nancy Brown, Evelyn Diggs, Sue Gable, Judith Hipp, Marie Leister, Sue Mast, Violet McCarthy, Ruth Topper, Kathleen Triboletti, Pasqual Triboletti and Margaret Walker *Deceased 2008 Deceased volunteers - 2007 Nancy Connor, Blanche Cummings, Barbara Foti, Patricia Galpin, Rosanna Hoffman, Evelyn Lichtenstein, Jennie Maedler and Florence Wingate



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Morning Star Business Report • August 2008

FITNESS CENTER COMES DOWN - Bill Neaton, former Bayhealth Medical Center board of directors chairman, took the ceremonial first swing at knocking down Bayhealth’s old Lifestyles Fitness Center. Lifestyles was brought down to make way for Phase II of Bayhealth’s expansion project. Lifestyles has since moved and is now located at 1255 South State Street in Carroll’s Corner Shopping Center in Dover.

SCHOLARSHIPS AWARDED - Kimberly Willoughby of Greenwood and Michelle McGowan of Millsboro, two students of the Beebe Medical Center's School of Nursing, have been honored with the Louise Jarmon Hopkinson Scholarship. Ms. Willoughby is a senior and Ms. McGowan is a first-year student. Louise Jarmon Hopkinson graduated from Beebe School of Nursing in 1932. She served in the Army Nurse Corps and as a private duty nurse at Beebe Hospital. A generous bequest from Mrs. Hopkinson's estate provides scholarship awards for the spring semester to a Beebe School of Nursing Senior and a First-Year Student who have the highest academic average. From left are Alex Sydnor, executive director of the Beebe Medical Foundation; Bethany Ott, assistant executive director of the Beebe Medical Foundation; Kimberly Willoughby of Greenwood, Michelle McGowan of Millsboro; and Constance E. Bushey, RN, BSN, MEd, director of the Beebe School of Nursing.

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Hocker's raises money - Hocker’s Stores in Millville and Ocean View held a kickoff event on July 5 to raise money for their Memory Walk Team. The stores are selling forget-me-not paper flowers to display in the store for $1 each with the money benefiting local programs and services for the Alzheimer’s Association Delaware Valley Chapter. Hocker’s Organized Proud Employees, The HOPE Team, will participate in the Memory Walk at Grove Park in Rehoboth on Sept. 27. For more information about the Memory Walk, call Jamie Magee at 302-854-9788. From left are Ruth Ann Marvel, co-captain of the HOPE Team, State Representative Gerald Hocker and Jamie Magee, the Georgetown branch office coordinator for the Alzheimer’s Association.

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Morning Star Business Report • August 2008


Beebe announces staff changes at the Tunnell Cancer Center

SPEICHER EARNS SCHOLARSHIP - Heather O' Day, a senior at Beebe School of Nursing, has earned the Joanna Speicher Scholarship. Mr. and Mrs. Daryl Speicher of Laurel initiated the scholarship in memory of their daughter. To be eligible for the scholarship, the Beebe School of Nursing student must have a B average and be a graduate of Laurel High School. From left are Constance E. Bushey, RN, BSN, MEd, director of the Beebe School of Nursing, nursing student Heather O' Day, and Alex Sydnor, executive director of the Beebe Medical Foundation.

Beebe Medical Center has announced recently that the Tunnell Cancer Center will undergo staff changes. Isabel Benson, NP-C, OCN, a certified oncology nurse who has served as nurse manager and research coordinator since 2001, has become board certified as a nurse practitioner. Benson is now seeing medical oncology patients at the Tunnell Cancer Center. Sylvia Heinze, RN, MS, a clinical specialist in oncology, has joined the Tunnell Cancer Center to take over as nurse manager. Benson joined the Tunnell Cancer Center in 1997 as a certified oncology nurse and was promoted to nurse manager in 2001. She recently completed her master's degree in nursing and her nurse practitioner education at Thomas Jefferson University in Philadelphia, and passed the American Academy of Nurse Practitioners Boards in Adult Care. Benson will work with the three medical oncologists to provide follow-

up care visits throughout patient treatment as well as see patients who need immediate attention for acute problems associated with their treatments. She will manage the clinical trials program in conjunction with research nurses Donna Miskin, RN, OCN, and Kari Souder, RN, OCN, who enroll and follow patients on clinical trials. Heinze came to the Tunnell Cancer Center from Graham Hospital in Canton, Ill., where she taught at the School of Nursing for the past five years. She also worked as a medical oncology nurse. She has a master's degree in nursing and is board certified in medical surgical nursing by the American Nursing Credentialing Center. She is an advanced oncology certified nurse and is approved by the Hospice and Palliative Nurses Association. As nurse manager, Heinze is responsible for the team of nurses providing the care for patients at the Tunnell Cancer Center.

Morning Star Business Report • August 2008


An artist’s rendering shows an aerial view from State Street.

BAYHEALTH GROUNDBREAKING - Dover Mayor Crlton Carey (left) alongside Whiting Turner President Jim Gerber are shown breaking ground for the expansion of Kent General Hospital.

An artist’s rendering of the view from the bridge over South Street.


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The best in nursing education at Delaware’s only hospital-based nursing school. Beebe School of Nursing is the only hospital-based nursing school in Delaware—which means our nursing students have access to the most comprehensive, up-to-date clinicalbased education setting possible. This optimal hands-on clinical experience also means students are better prepared for national licensure exams (NCLEX) and the rewarding career of nursing.

The choice is yours! At Beebe School of Nursing you can choose from a two-year daytime program or a three-year evening/weekend program. Students can even apply for a Beebe Medical Center scholarship.

Be prepared for the future. Find out about what it takes to become a “Beebe Nurse” and why the Beebe School of Nursing is accredited by the National League for Nursing Accrediting Commission (NLNAC). With more than 85 years of nursing education excellence, Beebe School of Nursing is the right choice to expand your options in life.

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Morning Star Business Report • August 2008


Time tested traditions are not lost at Dover bakery By Daniel Richardson

At the Frankfurt Bakery in Dover you won’t find any cans of baking powder or jars of Crisco. You won’t even find a bag of yeast lying around because everything they bake is made from scratch. Andy Janke, owner of the bakery, arrives at his shop at 1 in the morning to begin baking for the day. Instead of using chemicals to speed up the process, Andy bakes everything fresh using starter that he lets ferment naturally. “Grocery stores don’t make that stuff anymore because it’s too much labor, but I don’t mind,” said Andy. Frankfurt Bakery will have been in business for one year this November and, according to Andy, most people did not expect the business to last this long. “The maximum people gave me was six months,” said Andy. The bakery began with just fresh bread and two employees, Andy and his wife Nancy. They have now expanded to include cakes, pastries, pies, sandwiches, three more full-time employees and

a retail division that supplies local restaurants with fresh baked breads. The sandwiches are made with Boars Head Brand meats and customers can choose any type of bread that they have available. The bakery even takes special orders. One customer brought in some anchovies and asked for them to be baked into a foccacia, which they were happy to accommodate. Andy named his bakery after the city in Germany where he grew up and learned to bake. He first began baking at age 15. In Germany, students choose their profession and begin to studying and training at the age of 15 or 16. Andy said that when it came time to choose his future career, he knew

Fresh fruit diamonds on display at the Frankfurt bakery. Photo by Laura Rogers

Next Month

Tyler Wright,

Lewes Branch

Cannon sisters,

Rehoboth Branch

Carol and Tobey Givens, Georgetown Branch

B ank locally. B ring your m oney around full circle. Morning Star Business Report’s



Next month’s edition of the Morning Star Business Report will focus on finance, insurance and real estate trends and opportunities. Contact Laura Rogers or Doris Shenton at 629-9788 or email

County Bank is home grown, right here in southern Delaware. Our friendly, helpful employees are part of the community. Our convenient network of branches brings modern, advanced banking services to all our citizens.

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Morning Star Business Report • August 2008


Andy Yanke shows off some of his fresh baked bread. Photo by Laura Rogers

he wanted to work somewhere “inside, warm and that had food.” While in school, Andy took a trip to a Bakery and instantly fell in love with the craft. He apprenticed as a baker for three years and as a pastry chef for two years. Andy came to America in 1997 to visit his sister in Texas after the untimely deaths of both his mother and father within six months of each other. While in Texas, Andy met Nancy, who is also a baker, and decided to stay in the states. They both worked for H.E.B. Central Market, a large market specializing in fresh, from scratch foods. Nancy had a desire to pursue a

career in nursing and Andy wanted to own his own bakery, so the couple moved to Delaware where Nancy had family and nurses were in demand. The couple purchased an old church to setup the bakery and performed all of the renovations themselves. Now, after nearly a year in business, they are beginning to outgrow the building and Nancy has had to put her nursing plans on hold because of the high demand for their products. Frankfurt Bakery is open Tuesday through Saturday from 7 - 3 p.m. They are located at 429 South New street. For more information about the bakery, call 302-741-0180.

Beach House plans barbecue The 6th Annual Beach House Barbecue is Saturday, Aug. 23 from 6:30 to 9 p.m. at the Children’s Beach House located on 1800 Bay Ave. in Lewes. This annual fundraiser benefits the Children’s Beach House “Sandcastle Program,” which serves at-risk children, ages 4-6, from the Cape Henlopen School District through arts, crafts and environmental education. This year’s theme is “Under the Boardwalk” and includes a live acous-

tic performance by Paul Cullen and a live performance by the Press Gang. Refreshments include a gourmet selection of seafood, fresh vegetables and a raw bar. The BBQ includes a silent auction of custom designed and painted child sized Adirondack chairs created by some of the area’s finest artists. Tickets are $85 and can be purchased by calling 302-655-4288 or visiting Sponsorships are available.

More than just bean counters. At Horty & Horty, we’re focused on growth for our clients. From careful cultivation and development of your accounting systems, to tax planning and preparation, we make it our goal to focus on maximum yield from the precious seeds you sow.

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Morning Star Business Report • August 2008

Colleges offer convenience and flexibility to non-traditional students Del Tech

Delaware Technical & Community College is committed to serving the business community through its Division of Corporate and Community Programs. The Owens Campus in Georgetown offers an extensive list of business and professional development courses designed to enhance businesses and advance individuals in their careers. The listing covers various industry sectors, including health, industrial, environmental, real estate, insurance, child care, supervisory training, and project management. These courses can serve several purposes: provide continuing education units needed to maintain professional licensure to practice in the field; prepare people for professional certification exams; or teach a skill essential for professional growth and advancement. Some offerings, such as computer training and supervisory skill development, are applicable to all career fields. Experienced contract training specialists can design, develop, and

deliver training in technical and nontechnical areas. Training courses are designed with the content focused on needs identified by the employer. In addition to the classes offered on campus and on site, the use of distance learning has greatly enhanced the pursuit of professional development. The number of online classes available makes it possible to learn “on your time and at any time” — when it suits a person’s schedule. Facilities are available for businesses to hold conferences, seminars, and meetings. Interactive classrooms at each campus have become essential to many businesses as a site to hold statewide meetings without added travel time and expense. The use of distance learning has greatly enhanced the pursuit of professional development. Online classes make it possible to learn “on your time and at any time.” The campus-based Environmental Training Center is a premier training site on the East Coast for water quality education and training. The program is responsible for the certification of water and wastewater operators for


Delaware; the college also coordinates technical assistance programs at water and wastewater facilities throughout the state. Delaware Tech has been recognized internationally for its leadership in this field. Consequently, developing countries are requesting the college’s help for education and training. The Center for Language and Culture offers English as a Second Language classes for non-English speaking workers. Also available are courses in Conversational Spanish and Spanish by Profession for workforce sectors, including health care, real estate sales and development, legal professions and the hospitality industry. As a partner in the economic de-

velopment of Sussex County, Delaware Tech can provide the training necessary for the county to prosper. To discover the value that college can add to your business and career, call 302-855-5906 or visit ccp.

Delaware State University

For employers who want to find classes to advance the skill and knowledge levels of their employees, Delaware State University offers a wide variety of continuing education courses and programs. DSU’s Office of Continuing Education offers non-credit online courses that cover a range of options in



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Morning Star Business Report • August 2008 business leadership, human resources, sales training and personal/professional development. For employees interested in entering graduate school, DSU also offers comprehensive practice exams for the Graduate Record Examination and the Graduate Management Admission Test. In the teaching realm, DSU offers a Master of Arts in Teaching degree specifically designed for someone who has a bachelor degree in English, math or science and wants to be certified as a teacher. For those that aspire to be an administrator, DSU offers master's and doctoral programs in Educational Leadership. A Master of Business Administration is also available. DSU President Allen L. Sessoms said the University offers great opportunities for workers who want to expand their abilities, increase their value to their employers and help them achieve positions of greater responsibility and authority. For more information, contact the DSU Office of Continuing Education at 302-857-6820.

Nursing with concentration in Health Services Administration; Master of Science in Nursing, Clinical Nurse Specialist (CNS); Master of Science with Health Services Administration major; Master of Science in Electrical Engineering; Master of Mechanical Engineering; and Graduate Certificate in Composite Materials. Free counseling, student services and administrative assistance are available at the Academic Center in the Carter Partnership Center in Georgetown. In addition, the University offers customized education to businesses and organizations. After a free needs assessment, a professional and continuing studies team can adapt existing programs to meet the organization’s needs or custom-design a program based on any subject covered by the expertise of the University’s faculty. For more information about University of Delaware programs and services in southern Delaware, call 1-866-820-0238 or visit www.pcs.udel. edu/delaware/.

University of Delaware

Wesley College

The University of Delaware offers a wide variety of opportunities for people to take courses, complete degrees and continue their education in southern Delaware. Most academic credit courses take place at the William Carter Partnership Center in Georgetown or the Delaware Tech Terry Campus in Dover. The University also provides online courses that allow students to take classes at their home or office, broadening the choice of courses available in southern Delaware. Undergraduate degree opportunities in southern Delaware include an associate in arts degree and bachelor’s degrees in Criminal Justice, Elementary Teacher Education, and Agriculture and Natural Resources. In addition, an associate in arts and two bachelor’s degrees (Hotel, Restaurant and Institutional Management, and the Bachelor of Science in Nursing for the R.N.) can be completed almost completely through Internet-based distance learning courses. An online Certificate of Business Essentials is a great opportunity for returning students or working professionals who have earned a degree or taken coursework in a non-business field to earn a University business credential. The four online courses that make up the certificate cover the fundamentals of accounting, finance, economics, and management, and build a valuable toolbox of business skills. Graduate degrees can also be completed in southern Delaware. Offerings include a Master of Arts in Liberal Studies; Master of Education in Educational Leadership; Master of Instruction; and Doctor of Education in Educational Leadership. In the distance learning format, students can also complete a Master of Science in Nursing for the R.N. (R.N. to M.S.N.); Master of Science in

Wesley College’s Main Campus is located in Dover’s historic district. Founded in 1873, Wesley is the oldest private college in Delaware. All of Wesley’s programs are fully accredited and over 80% of the faculty members have a doctoral or other terminal degree in their area of study. Classes are small and instructors are dedicated to the success of their students. Wesley College has a total student enrollment of approximately 2,500 and offers graduate programs in Nursing, Business Administration, Education and Environmental Science. Graduate programs are offered at both the Dover and New Castle campuses. Wesley’s graduate courses usually meet one night a week and some courses can be taken on weekends. Programs can be completed in 12 to 22 months depending on the program and how many courses are taken per semester.

Wilmington University in Dover By Suki Deen

Wilmington University, a locally trusted institution, has two central Delaware locations to serve Kent County students: Dover and Dover Air Force Base. The University, which began as Wilmington College, has been serving the Dover area since 1983 when it began offering classes at its Silver Lake site. In 1999 the institution purchased land off US Route 13 and opened its Dover site in Sept. 2000. The institution has been providing higher education options to military personnel since 1977, when their Dover Air Force Base site began offering classes. In keeping with its mission of convenience, Wilmington University offers flexible class schedules, ensures

all classes have a maximum of 21 students and designs programs geared towards working adults. Courses are offered during the day, in the evening, on weekends, or online for added convenience. “We wanted to be sure that students felt at ease with their instructors,” said Alice Corning, Dover site director. “Small class sizes encourage students to be more interactive and get involved in class discussion.” The institution offers a variety of undergraduate and graduate degrees at their Dover location, with majors that include Education, Business, Information Technology & Advanced Communications, General Studies, Nursing and Behavioral Science. The Doctor of Education allows students to pick from one of two concentrations: a concentration in Educational Leadership or Organizational Leadership. In observation of current trends, Wilmington University began offering a bachelor of science in Computer and Network Security. This major, which is available at the Dover site, has become one of the fastest growing occupations in the United States in 2008. According to the United States Department of Labor Bureau of Labor Statistics (BLS), the number of people employed as network systems and data communications analysts in 2008 has increased 53.4% since 2006. Because of this, more businesses are seek-

PAGE 25 ing professionals who are capable of protecting networks from hackers and computer viruses all while maintaining the company’s privacy. Wilmington University is the only local institution to offer a bachelor of science in Computer and Network Security. To find out more, visit www.wilmu. edu or call 1-877-967-5464.

Professional and personal life too hectic to make it to campus?

E DUCATION T HAT F ITS Courses, degrees, Y OUR L IFE and student services via the Web UD Online brings the campus to you with courses delivered via the Internet. Class lectures, discussions with your professor, and library research all take place when and where YOU choose! Our staff is committed to helping you succeed and is ready to assist you.

Find out how the University of Delaware’s nationally recognized educational technology can benefit you as an adult student: call tollfree 1-866-820-0238, e-mail, or visit udonline/.


Morning Star Business Report • August 2008

Bayhealth offers employees help with continuing education By Lynn R. Parks Bayhealth Medical Center sees a 25-percent increase every year in the amount of money it forks out for continuing education classes for its employees. But administrators at the center, made up of Kent General Hospital in Dover, Milford Memorial Hospital and the Middletown Medical Center, aren’t complaining. In fact, said Ruth Warner, director of compensation, benefits, human resources, information systems and payroll, Bayhealth is happy to spend the money. “We are growing our own employees,” she said. “People who get training while they are here want to stay with the organization, and that saves us from recruiting. It really reduces costs in the long run.” Warner said that of the nearly 3,000 employees at Bayhealth, 700 have taken advantage of their employer’s continuing education payment program. This number does not include nurses who are required by

state law to attend classes every year to maintain their licenses. Bayhealth offers $4,000 a year to each employee for continuing education. Last year, it spent about $500,000 on classes for employees. Warner said that many of the employees who take advantage of the program are nurses. Nurses who have associate degrees go for their bachelor’s degrees, nurses with bachelor’s degrees go for their master’s and some with master’s even go for doctorates. Each step up in their education level means a pay increase. “We really see this as making our staff better educated,” Warner said. “Nurses are better able to take care of patients and are better able to educate patients about how to take care of themselves.” But continuing education is not limited to the nursing staff. Warner said that there have been instances of “environmental service workers,” who used to be called orderlies, taking classes required to take a step up in their employment.


Completion of a 16-week course in pharmacy technology, for example, that is offered by Polytech Adult Education, Woodside, can mean a $3 an hour pay increase for some employees, she said. Employees in the medical center’s business offices also take classes, and teachers in the Dover facility’s daycare program for children of employees, which has nearly 80 students, take courses in education. “We have had some executives who went for their MBAs, so that they could be better business managers of their units,” Warner said. Warner said that the one drawback

to the program is the way it pays for the classes. Employees are reimbursed for tuition only after they have passed the class. If the employee fails, there is no reimbursement. “Some people just can’t pay that money up front,” Warner said. Bayhealth employees take some of their courses online. In addition to Polytech, schools that are attended by the employees include Wesley College, Wilmington University and the University of Delaware in Delaware, Villanova University and Drexel University in Philadelphia and Widener University, Chester, Pa.

SEED program students are given scholarships from W.U. This year the Delaware general assembly introduced Senate Bill 162 better known as the STAR scholarship program. This scholarship program would have given students from Delaware’s SEED (Student Excellence Equals Degree) program, the opportunity to complete their education at a fouryear institution tuition free. However, due to financial restraints the legislature was unable to find funding for the continuation of this bill. In support of their vision, Dr. Varsalona, announced that Wilmington University will offer scholarships

based on the same principles of the proposed STAR legislation. SEED program students will be given full tuition to Wilmington University, and have the chance to earn their bachelor’s degrees. Students in the SEED program, that has been in place for the past two years, are offered full or partial scholarships by the state to earn an associate’s degree at Delaware Technical & Community College or the University of Delaware’s Associate in Arts Program. Maintaining a 2.5 GPA and graduating from a Delaware high school are both requirements for the SEED program.

So far the SEED program has helped more than 1,300 students attend college. To qualify for Wilmington University’s new scholarship program (based on the STAR scholarship program) a student must be currently enrolled in the SEED program at DelawareTech or University of Delaware, have fulfilled all of the requirements of the SEED program, graduate with a Grade Point Average of at least 3.5 and enroll in the institution no later than the semester immediately after the student has completed his or her SEED-associated degree. About 20 students currently meet

the qualifications in the STAR legislation. According to Delaware Tech’s most recent college-wide placement report about 65-70 percent of Delaware-Tech students who choose to go on to higher education choose Wilmington University. Wilmington University has had both articulation agreements and a dual-admissions agreement in place with Delaware-Tech. This allows students to seamlessly transfer their associate’s degree into a bachelor’s degree program at Wilmington University. These students begin as juniors in their bachelor’s degree program of choice.

Rick Givens of Dover is the new chairman of the Salisbury University Foundation, Inc. Givens has been a member of the foundation board since 2002, serving as its treasurer from 2005-2008, and the immediate past chair of its public radio committee. He replaces outgoing chairman Edward M. Thomas, who led the

foundation for four years. Thomas will continue to serve on the board. Givens is a two-time graduate of SU, earning his B.S. in business administration and B.A. in liberal studies/music. He is a retired senior fiscal administrative officer for the State of Delaware Treasurer's Office and former administrative officer in the office

of the Delaware Insurance Commissioner. He serves on the boards of the Biggs Museum of American Art, the Smyrna Opera House and volunteers as a public school student mentor with Big Brothers/Big Sisters of Delaware. Currently, the foundation manages more than $52 million in assets for the benefit of SU.

Each of the institution's four schools are permanently endowed, a rarity in higher education. In 2005, the foundation began the public phase of its Campaign 2012 initiative with a goal of raising $30 million for scholarships, capital projects, fine arts enhancements and campus outreach programs. The foundation is expected to far exceed that goal by the campaign’s end.

Givens elected chair of Salisbury University foundation

Morning Star Business Report • August 2008


How to cope with difficult customers By Doug.Harbaugh

Every company has customers that can be frustrating -- customers that are never satisfied with prices, proposals, delivery times and levels of service. As long as the relationship is profitable, these customers are worth keeping, even though you often feel you are not on the same page with them. It is frustrating to constantly re-negotiate or change strategy to satisfy a difficult customer and keep them from going to a competitor, but problems like these come with the turf, so you have to be prepared to handle them. Here are five ways to help you cope with a difficult client, keep their business and keep your composure.

Anticipate objections When you’re preparing your proposals or quotes, think about issues your customer might raise — and plan your response. Your customer will be impressed you anticipated an objection and this will help solidify your relationship. Listen carefully. Show your value as a problemsolving consultant by listening closely to your customer’s concerns. Don’t interrupt or get defensive It might seem to you that your client is being difficult or just nitpicking, but most likely the customer

thinks their concerns are important and valid.

answer or position and ask for their next question.

Understand the objection. If you’re not 100 percent clear about the customer’s objection, ask questions. Check your understanding by restating the problem in your own words to your client. Answer questions fully and honestly. You won’t resolve issues by being evasive, by manipulating clients or by misrepresenting products. Preface your answer by showing you understand that the concern is legitimate from the customer’s viewpoint. After responding, confirm with your client that they understand your

Be flexible. Understand that your customer has been a customer for many years because you have met their needs. Your willingness and ability to be flexible has created profitable business and there’s a very good chance your customer is telling prospects what kind of supplier you are.

state trooper for 26 years, holds the rank of major and has responsibility for all state police criminal and patrol functions in New Castle County. He also oversees all state police responses and involvement during weather emergencies, hazardous waste spills and other critical emergency operations.

Before becoming field operations officer, Homiak served as troop commander of Troop 6, overseeing the day-to-day operations of 50 uniformed troopers. A Delaware native, he holds a bachelor’s degree in criminal justice from Wilmington University.

If you have any business related questions or would like advice on other workplace issues, visit www., email or call 302-368-7292, ext. 324.

Homiak named director of campus and public safety Albert J. “Skip” Homiak Jr., field operations officer for the Delaware State Police since 2005, has been named executive director of campus and public safety at the University of Delaware. Homiak will coordinate the development and implementation of a

University-wide safety and security plan and provide strategic leadership. He will oversee and manage security operations, emergency response and management plans and occupational health and safety programs, as well as training and development in these areas. Homiak, who has been a Delaware

BECOME A NEWSPAPER IN EDUCATION SPONSOR Each school year Morning Star Publications places almost 1,000 copies of the Seaford and Laurel Star newspapers every week in Sussex County classrooms. Teachers welcome the newspaper and use them for classroom assignments. The students enjoy reading about local events.

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Morning Star Business Report • August 2008

Business Licenses The following business licenses were issued by the state of Delaware from July 15 to Aug. 15.

Bethany Beach

Delmarva Law Enforcement Supply; 792B Garfield Pkwy., Bethany Beach; retailer-various products Sisters; 312 Le Pointe Dr., Bethany Beach; lessee of tangible property Tenuto's House of Ice, Ritas Water Ice at Bethany Beach; 765 Garfield Pkwy., Bethany Beach; retailer-food (except restaurant)


Garcia, Vianey A., Brightning Delaware Cleaning Svc.; 13 Oar St., Bridgeville; professional and/or personal services-unclassified Hands on Massage & Bodywork; 18868 Sussex Hwy., Bridgeville; professional services Savage, Vanessa, Vanessa's Childcare; 21908 Mill Park Dr., Bridgeville; professional and/or personal servicesunclassified


Iapino Salvatore, Sals Pizza & Grill; 101 South St., Camden; reconciliation purpose code Meyers, Toni, Melt Mia Bella; 30 Dewitt Circle, Camden; retailer-various products


Candelight Corporation, Showy Display; 18043 Line Church Rd., Delmar; retailer-various products Jim Turner Painting, LLC; 38006 Saint George Rd., Delmar; contractorresidential River II, LLC; 36393 Sussex Hwy., Delmar; wholesaler-any products Solutions Engineering, LLC; 38375 Old Stage Rd., Delmar; professional services Steadfast Carpentry Inc.; 35 Emery Circle, Delmar; contractor-residential


Areas USA DD LLC, Godiva Chocolatier; Shops of the Colannade; 1131 N. Dupont Hwy., Dover; retailerfood (except restaurant) Areas USA DD LLC, Fashions of the Colannade; Shops of the Colannade; 1131 N. Dupont Hwy., Dover; retailer-dry goods & apparel Areas USA DD LLC, Dover Downs Market Place; Shops of the Colannade; 1131 N. Dupont Hwy., Dover; tobacco products retailer and retailer-various products Areas USA DD LLC, Swarouski; Shops of the Colannade; 1131 N. Dupont Hwy., Dover; retailer-various products B&D Auto; 873 Bison Rd., Dover; personal service-motor vehicle service BSS Enterprises, Nonstop Entertain-

ment; 11 Mineral Ct., Dover; professional and/or personal services Burchenal, Terry; 736 Holly Dr., Dover; professional and/or personal services unclassified Diversified Clinical Services; 640 S. Kent St., Dover; professional and/or personal services unclassified Doc Magrogans Oyster House Dover; Dover Downs Hotel and Casino, Dover; retailer-restaurant Dover Ventures LLC, Philly Pretzel Factory; 171 N. Dupont Hwy., Dover; manufacturer-food G&J Hope Service Inc., New You Relaxing Stop; Dover Mall, 1365 N. Dupont Hwy. Ste. 5061, Dover; professional and/or personal servicesunclassified Joe Coppock LLC; 2244 Dyke Branch Rd., Dover; contractor-residential KFC US Properties Inc., KFC #Y300041; 344 Walmart Dr., Dover; retailer-restaurant L&T Cleaning LLC; 155 S. Bradford St., Ste. 206B, Dover; professional and/or personal services-unclassified Lecky Sr., Brent Taylor; 1550 S. Governors Ave., Dover; professional and/or personal services Memories by Marsha Photography; 212 Harriet St., Dover; photographer Miller, Jan E., Earth and Ocean Creations; 746 S. Old Mill Rd., Dover; retailer-various products and professional and/or personal servicesunclassified Morris, Ruth Ann; 1131 S. Bay Rd., Trlr. 16, Dover; personal servicesbail enforcement agents One Stop Virtual Services; 400 N. Dupont Hwy., Apt. G16, Dover; professional and/or personal services Smith, Melissa Marie, Mel's Place Tattoo's; 600 S. Bay Rd., Dover; professional and/or personal servicesunclassified Studio 24 LLC; 1058 S. Governors Ave. Ste. 101, Dover; personal services-health club/spa Tamatha's Unique Cuts, Okemah's Cut Above; Dover; professional and/or personal services The Wright Cleaning Company; 28 S. Queen St., Dover; professional and/ or personal services unclassified Three Guarantees Window Cleaning; 147 Blue Beach Rd., Dover; professional and/or personal services Tunnell, Nickia, Almost Fabulous Salon; 301 S. Governors Ave., Dover; personal services-beautician and commercial lessor Wolverine Football Camp LLC, Wolverine Football Camp; 120 N. State St., Dover; professional and/or personal services-unclassified Yoder, Ervin J., Ervin J. Yoder LLC; 483 Rose Valley School Rd., Dover; contractor-residential Yoder, Ervin J., Erin J. Yoda LLC; 483 Rose Valley School Rd., Dover; professional and/or personal servicesunclassified


AG Adams Construction LLC; 23 Marcella St., Georgetown; contractorresidential Alep Inc.; 3 Widgeon Rd., Georgetown; drayperson/mover Barlow, Helen Ann, Magic Unlimited; 23 Fairway Dr. W, Georgetown; professional and/or personal servicesunclassified E-Z Key, LLC; 21122 Woods Ln, Georgetown; professionl and/or personal services Ed Wilsons Floor Covering LLC; 24308 Shortly Rd, Georgetown; contractor-residential Farrah, Philip R., Lincoln Property Management Srvcs.; 111 N. Bedford St., Georgetown; professional and/or personal services Grounds for Appeal, Amanda Cleary; 7 E. Market St., Georgetown; tobacco products retailer Huber, Adam P., Snuff Books; 8 E. Pine St., Georgetown; retailer-various products KBE Aviation LLC; 24867 Governor Stockley Rd., Georgetown; professional and/or personal servicesunclassified Mejia Godofredo, Company Medium La Rock; 4 N. Race St., Apt. 2, Georgetown; professional and/or personal services


ADS Drywall Inc., 212 Delaware Ave., Harrington; contractor-residential Collins, Howard, AAG & H Cleaning Svc., Harrington; professional and/ or personal services-unclassified Harrington Family Restaurant Inc., 16967 S. Dupont Hwy., Harrington; retailer-restaurant Musicians Web; 284 Delaware Ave., Harrington; professional and/or personal services Post, Nicholas W., Thomas Edison Electric; 47 Clark St., Harrington; contractor-residential Richardson, Ellis C., Ellis & Associates Marketing; 4 Liberty Plz., Harrington; professional and/or personal services unclassified Rivenbark, Clayton; 800 Killens Pond Rd., Harrington; reconciliation purpose code Vernon Education Consultants; 583 Fox Hunters Rd., Harrington; professional and/or personal services


Baybilly; 120 Horsey Ave., Laurel; wholesaler-any products Bridgeport Speedway; 16244 Sycamore Rd., Laurel; reconciliation purpose code Cuts Plus Lawn Care, LLC; 14362 Shiloh Way, Laurel; contractor-residential Etta and Associates; P.O. Box 181, Laurel; professional services Jaime Hooks, Fun 2 Learn Daycare;

7119 Airport Rd., Laurel; professional and/or personal services Lewis Brent; Chipmans Creek Landscaping; 31012 Chipmans Chase Dr., Laurel; professional and/or personal services unclassified Pitz, Elaine M., Ennies Weenies; 104 Allen Ave., Laurel; retailer-food (except restaurant) Wongus, Jr. Keith D., Paparazz Photos; 532 W. 7th St., Laurel; photographer


Delaware Holistic Services LLC; 1550 Wescoats Corner, Lewes; professional and/or personal services-unclassified First State Auto & Towing Inc.; 32393 Lewes Georgetown Hwy., Lewes; professional and/or personal services unclassified Ital Cucina, Inc., Villa Sorrento Italian Res/Pizza; 16880 Savannah Rd. #3, Lewes; retailer-restaurant Jerry Paulley Tree Services; 22827 Camp Arrowhead Rd., Lewes; professional and/or personal services-unclassified Logo Motive Inc., Logo Motive; 17238 Five Points Sq. Unit B, Lewes; retailer-dry goods & apparel S.S.I. Group, LLC; 16192 Coastal Hwy., Lewes; contractor-residential Stanley Virginski Jr. LLC; 29775 Paul Ave., Lewes; contractor-residential Suloft, Jeremy Wayne; 17228 Coastal Hwy., Lewes; reconciliation purpose code Wright Locations Inc.; 2 Bridle Ridge Cir., Lewes; professional and/or personal services


Brittingham's Construction LLC; 323 S. Washington St., Apt. A, Milford; contractor-residential Chantilly Builders; 715 S. Dupont Hwy., Milford; reconciliation purpose code Clear Minds; 27 Valley Forge Dr., Milford; professional services-medical office Craig T. Parola LLC; 16 Elizabeth St., Milford; contractor-residential Green Technologies International; 318 Lakelawn Dr., Milford; contractorresidential Hitchens, Michael A., MH Custom Countertops; 62 Lexington Dr., Milford; contractor-residential Joe's Lawn Service; 16008 Abbotts Pond Rd., Milford; professional and/or personal services unclassified Just Right Investments; 27 Valley Forge Dr., Milford; professional services Live Free or Die Foundation I LLC; 12984 S. Dupont Hwy., Milford; commercial lessor Medina Plumbing, Marco Cesar Medina Torres; 300 Valley Dr. Apt. 8, Milford; contractor-residential

Morning Star Business Report • August 2008 Milford Counseling Associates; 17052 Turtle Hl., Milford; professional services-counselor Nicole' Studios LLC; 1009 Mattlind Way, Milford; personal services-dance school Swains Wharf; 3035 Lighthouse Rd., Milford; lessor of tangible personal property Transition Services Consulting; 18 N. Brandywine Rd., Milford; professional services Ukibay Tradin; 587 Bay Ave., Milford; wholesaler-any products


Agronomic Resource Group Inc.; 24915 Godwin School Rd., Millsboro; professional and/or personal servicesunclassified Bendistis, John, JB Painting; 26150 Granville Dr., Millsboro; contractorresidential Breneman, Joann L.; JD Mowing Services; 22355 Phillips Hill Rd., Millsboro; professional and/or personal services unclassified Carben of DE Inc., Quiznos Sub; 123 E. Dupont Hwy., Ste. 4; Millsboro Chicken Shack, Wings to Go; 25938 Plaza Dr., Millsboro; retailerrestaurant Hostelley, Linda, Found Treasures Inc.; 28253 Dupont Blvd., Millsboro; retailer-various products

I&J Drywall, LLC; 27739 Sandy Dr., Millsboro; contractor-residential Jacob Painting & Drywall; 26271 Crows Nest Ct. W, Millsboro; contractor-residential KJ Builders Inc.; 31840 Jackson Drain Ln., Millsboro; contractorresidential Perry, Raymond, Beach Laundry; 32601 River Rd., Millsboro; personal services-laundry operator Sharda, Inc., Books & Tobacco; 25938 John J. Williams Hwy., Millsboro; tobacco products retailer and retailer-various products Tom's Flooring LLC; 27478 Sandpebble Dr. N., Millsboro; contractorresidential Tropical Island Delight; 32783 Long Neck Rd., Millsboro; retailervarious products

Rehoboth Beach

Tran Kenny Khuong; T and T Nails; 21214 Coastal Highway #3, Rehoboth Beach; personal servicesmanicurist


Abbott, Angela C., Angela's Cleaning Services; 1200 Tull Dr., Apt. 7, Seaford; professional and/or personal services unclassified Advanced Fireplace Experts; 28437 Ellis Mill Rd., Seaford; contractorresidential

Beyond Entertainment; 95 Nylon Blvd., Seaford; professional and/or personal services Fraser, Grayson C., A Beautiful Exterior LLC; 26481 Lonesome Rd., Seaford; contractor-residential Handy, Natasha Denise; Handy's Cleaning; 730 Thompson St., Seaford; professional and/or personal services unclassified Kirklow, Richard D., R&S Construction; 14001 E. Janna Circle, Seaford; reconciliation purpose code Rhone, Michael, M.R. Trucking Enterprise; 514 Woodland Mills Dr., Seaford; drayperson/mover Stillwater Excavating LLC; 29425 Still Water Rd., Seaford; contractorresidential Sturgeon, Michael P., C&K Construction Group; 6494 Earle Ln., Seaford; reconciliation purpose code Turner & Turner; 24720 Jewell St., Seaford; contractor-residential West, Donald, Don West; 27826 Oneals Rd., Seaford; contractor-residential Wheaton's Inc.; 24960 Dairy Ln., Seaford; retailer-furniture & fixtures


Adams, Deborah A., Stage A Home; 130 Gardenside Dr., Smyrna; professional and/or personal servicesunclassified Baystate Services, LLC; 880 Big

PAGE 29 Oak Rd., Smyrna; professional services Children of Promise Home Daycare; 237 Rons Way, Smyrna; professional and/or personal services unclassified Conover Construction; 1099 McQuail Rd., Smyrna; contractorresidential Gordy, Christine R., Top Dog Styler Mobile Grooming Salon LLC; 1816 Mount Friendship Rd., Smyrna; professional and/or personal services unclassified Horsey, Rickey D.; 5511 Dupont Pkwy., Smyrna; professional and/or personal services unclassified Martin Davis Stables, Inc.; 43 Zion Dr., Smyrna; professional and/or personal services unclassified Morris, Lillian E.; 360 N. 5th St., Smyrna; personal services-bail enforcement agents Nature Nurture Organics LLC; 128 W. Commerce St., Smyrna; retailervarious products Pals Roof Renew LLC; 710 Black Diamond Rd., Smyrna; professional and/or personal services unclassified Shields, Berhley, Shields and Shields; 301 Garnet Ln., Smyrna; contractor-residential Trafficspaces Inc.; 552 Greens Branch Ln., Smyrna; professional and/ or personal services

Processing Your Credit Card Transactions is Just the Beginning If you’re tired of talking to merchant credit card sales people, call us for a free analysis. We will let you know if you are receiving the best rate possible. Locally owned and operated.

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Morning Star Business Report • August 2008


Verizon Wireless expands its wireless broadband network

Verizon Wireless has expanded BroadbandAccess, its wireless broadband service, in Sussex and Kent Counties, giving local customers access to the latest high-speed business and entertainment services on their wireless phones, laptop and desktop computers, and PDAs. Customers in Sussex County, including Ellendale, Milton, Georgetown, Harbeson, Rehoboth Beach, Dewey Beach, Millsboro, Dagsboro, Bethany Beach, and Keenwick can now access their e-mail, corporate data, the Internet, and more at broadband speeds – in their homes, on the road, or at the beach. The BroadbandAccess expansion also provides coverage along Routes 113, 1, 54, 9, 20, 24, 23, 18, and 5. In Kent County, the service is available on the western border, providing coverage along portions of Route 12 and Whiteleysburg Road (west of Harrington). BroadbandAccess will enable customers to view and download video clips on their phones, download music onto their handsets over-the-air, play 3D games, and send large data files at faster speeds as the company continues to expand the next generation of its high-speed wireless broadband network across Delaware. “Verizon Wireless is focused on

providing the best customer experience, and a major part of that commitment is making sure we continue to have the best, most reliable network,” said Christine Baron, president of Verizon Wireless’ Philadelphia Tri-State region. BroadbandAccess provides average download speeds of 600 kilobits per second (kbps) to 1.4 megabits per second and average upload speeds of 500-800 kbps, translating to being able to download a 1 Megabyte e-mail attachment – the equivalent of a small PowerPoint presentation or a large PDF file – in about eight seconds and upload the same-sized file in less than 13 seconds. Verizon Wireless has invested more than $45 billion since it was formed to increase the coverage and capacity of its national network and to add new services like BroadbandAccess and V CAST. The company spent more than $235 million in 2007 to enhance services and coverage in the Philadelphia Tri-State region, which includes Delaware, bringing the total network investment to more than $1.5 billion since 2000. For more information about Verizon Wireless products and services, visit a Verizon Wireless Communications Store, call 1-800-2-JOIN-IN or go to

The Bethany Beach Jazz Funeral "bids a fond farewell" to the traditional summer season. The 2008 Bethany Beach Jazz Funeral, which is influenced by jazz funerals from New Orleans, is Monday, Sept. 1 beginning at 5:30 p.m. at the north end of the Bethany Beach Boardwalk. Spectators can join the funeral procession of mourners carrying a casket with a mannequin representing "Summer of 2008" to its final resting place at the Boardwalk Bandstand. "The Bethany Beach Jazz Funeral

will celebrate its 23rd anniversary," remarked Kirk Rankin, a longtime area resident who has been a Jazz Funeral enthusiast since its inception. Three New Orleans-style Dixieland Jazz bands will provide the entertainment - the Dixie Cats, the Downtown Dixieland Band and the Jazz Funeral Irregulars. The annual Bethany Beach Jazz Funeral begins with a private "Wake" at 5 p.m.  followed by the "Solemn Procession" at 5:30 p.m.  For more information,call 302-537-1585. 

Bethany Beach plans annual jazz funeral for summer 2008

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Morning Star Business Report • August 2008


Consider donating to groups with tax credits By Sam Slabaugh


In America, it’s up to individuals to invest in their Charitable community. Civic-minded corporations are driven by deductions only visionaries, and most of reduce the taxable those movers and shakers agree - when the tide comes income whereas tax in, everyone’s boat rises. The State of Maryland credits reduce tax approves of this idea, so a paid dollar-for-dollar. program has been created that grants tax credits in exchange for donations to nonprofits who actively develop community investment. larger location that now employs three One such non-profit is Maryland people. Says Ms. Jones-Warner, “MCE Capital Enterprises (MCE), an orgahelped me take my business to the nization whose mission is to “help next level.” economically disadvantaged residents The tax credit incentive allows for of Maryland’s Eastern Shore become significant leverage of corporate dolself-sufficient through entrepreneurship lars. Tax credits bring more value to a by aiding in the creation and expancorporate bottom line than charitable sion of micro-businesses owned by deductions. minorities, women, and others with Charitable deductions only reduce low incomes and limited assets.” the taxable income whereas tax credits The organization accomplishes this reduce tax paid dollar-for-dollar. For mission by making loans to minorities example, a company with $100,000 in starting a business who are often not profits that made a $10,000 donation eligible for traditional financing. to charity would reduce their taxable One beneficiary of this mission is income to $90,000 and end up paying Vanessa Jones-Warner of God’s Little $7,425 in Maryland taxes instead of Angels Childcare in Salisbury, Md. $8,245. Ms. Jones-Warner was self-employed The same company that donates with an in-home day care. She wanted $10,000 to a charity with tax credto expand but did not know how to its would receive the deduction and proceed. With counseling from MCE, receive a credit of $5,000. This would Ms. Jones-Warner created a business reduce their state tax bill from $8,245 plan and purchased a building. to $2,425. (Not included in this exShe needed more equipment to supample is the additional impact of the ply a larger building but was denied Federal deduction.) a loan by her bank. MCE loaned Ms. In short, these credits granted by Jones-Warner the money for equipthe State allow businesses to redirect ment and she was able to open the

Texas Roadhouse opening date set - This Texas Roadhouse is under construction next to Lowe’s, US 13, Seaford. The plan is to open the restaurant on August 18. Texas Roadhouse has more than 300 locations in 44 states and plans to open many new locations throughout 2008. The business began when the founder, Kent Taylor, had a vision of great steaks, ribs and ice-cold beer at a price families across America could afford. "We wanted to provide a place that the whole family could enjoy," says Taylor. "Texas Roadhouse is about a hearty, good meal with service that is friendly, energetic, and enthusiastic." Texas Roadhouse features hand-cut steaks, fall-off-the-bone ribs, homemade side dishes and fresh-baked bread. Photo by Rick Cullen

what would otherwise be tax dollars toward community development. One local company that has leveraged community investment is First Shore Federal. This bank has given to many organizations offering tax credits such as Habitat for Humanity, Pocomoke Marketing Partnership for Pocomoke River Discovery Center, Salisbury Neighborhood Housing Services and Maryland Capital Enterprises. Asked if the tax credits were the motivation for the gift, CEO Marty Neat said, “Sure, they basically give the opportunity to double your gift. The way they are structured, you get to give your gift as well as what you would have paid in taxes. Is it the only consideration? No, but it certainly is a factor.” Maryland’s Department of Housing and Community Development awards a total of $1 million in tax credits to worthy projects that creatively address community issues. The awards process is competitive and place both small and large organizations on a level playing field. Dan Aker, Program Officer of Neighborhood Revitalization Division, thinks one of the benefits of the program is that it “does not entail any money on the part of the State, just crediting $1 million in tax credits.”

Asked why this program has been so successful, Mr. Aker said, “There really is a double benefit for companies. First of all the credit, but in addition, the business that buys the tax credit receives the tax deduction on the Federal level.” Of course, one does not give because of the tax credit; community investment should be made for the right reasons. Never let the tax tail wag the dog; an investment should make good community sense and not just tax sense. For companies who are already investing in the community, leveraging a gift with tax credits is the logical course of action. For companies who are not yet investing but wish to start, consider diverting tax dollars to an organization with credits to give away. A list of Maryland organizations with available tax credits can be found at www.neighborhoodrevitalization. org under Community Investment Tax Credits.

About the author

Samuel F. Slabaugh, Sr. is a CERTIFIED FINANCIAL PLANNER professional at EST Financial Group, Delmar. He specializes in retirement and estate planning and small business consulting. For more information, visit www.

“For those who believe a bird in hand is worth two in the bush.” 302.846.9201 Securities and Investment Advisory services offered through H. Beck Inc., Member FINRA/SIPC. EST Financial Group and H. Beck, Inc. are unaffiliated entities.


Morning Star Business Report • August 2008







ADVERTISING Morning Star Business Report Laura Rogers 302-629-9788 302-629-9243 PO Box 1000, 628 W. Stein Hwy., Seaford, DE 19973 Doris Shenton 302-629-9788 302-629-9243 _______________________________________________________________________________________________________________________________________________________________________

The Seaford Star Bryant Richardson 302-629-9788 302-629-9243 PO Box 1000, 628 W. Stein Hwy., Seaford, DE 19973 _______________________________________________________________________________________________________________________________________________________________________

The Laurel Star Pat Murphy 302-629-9788 302-629-9243 PO Box 1000, 628 W. Stein Hwy., Seaford, DE 19973 _______________________________________________________________________________________________________________________________________________________________________

APPRAISAL SERVICES Brady Appraisal Associates Lillias Brady 610-876-6888 610-471-0705 25 Branchwood Dr., Rehoboth, DE 19971 _______________________________________________________________________________________________________________________________________________________________________

ARCHITECTS & ENGINEERS A-ES ArchiTech, LLC Eric A. Booth 410-543-4595 410-543-4898 110 W. Church St., Salisbury, MD 21801 Thomas D. Plotts _______________________________________________________________________________________________________________________________________________________________________ George, Miles & Buhr, LLC Michelle Everngam 302-628-1421 302-628-8350 400 High St., Seaford, DE 19973 _______________________________________________________________________________________________________________________________________________________________________ George, Miles & Buhr, LLC Michelle Everngam 302-645-1944 302-645-2236 1143 Savannah Rd., Suite 1, Lewes, DE 19958 _______________________________________________________________________________________________________________________________________________________________________

BUSINESS & INDUSTRY STAFF DEV. TRAINING Delaware Technical & Community College Ann Del Negro Ed.D 302-855-1665 302-858-5457 Rt. 18 Seashore Highway, Georgetown, DE 19947 _______________________________________________________________________________________________________________________________________________________________________

CABINETRY- Kitchen, Bath & Home Office U. L. Harman, Inc., . Delores Bowles 800-346-4887 410-482-8879 PO Box 56, Marydel, DE 19964 Jeff Riddleberger 302-492-3456 _______________________________________________________________________________________________________________________________________________________________________

CHAMBER OF COMMERCE Central Delaware Chamber of Commerce Sandy Dale 302-734-7513 302-678-0189 435 N. DuPont Hwy., Dover, DE 19901 _______________________________________________________________________________________________________________________________________________________________________

Chamber of Commerce of Greater Milford Jo Schmeiser 302-422-3344 302-422-7503 5_______________________________________________________________________________________________________________________________________________________________________ S. Washington Street, Milford, DE 19963 Georgetown Chamber of Commerce Norma Elliott 302-856-1544 302-856-1577 140 Layton Ave., PO Box 1, Georgetown, DE 19947 _______________________________________________________________________________________________________________________________________________________________________ Greater Millsboro Chamber of Commerce Fran Bruce 302-934-6777 302-934-6065 PO Box 187., Millsboro, DE 19966 _______________________________________________________________________________________________________________________________________________________________________

Greater Seaford Chamber of Commerce Paula Gunson 302-629-9690 302-629-0281 221 High St., Seaford, DE 19973 _______________________________________________________________________________________________________________________________________________________________________ Rehoboth-Dewey Chamber of Commerce Carol Everhart 302-227-6446 302-227-8351 501 Rehoboth Ave., Rehoboth Beach, DE 19971 800-441-1329 x13 _______________________________________________________________________________________________________________________________________________________________________

COMMUNICATIONS DCI Voice Solutions. Tanya Wilhelmi 410-341-6200 410-219-3659 216 E. Main St., Salisbury, MD 21804 _______________________________________________________________________________________________________________________________________________________________________ COMPUTERS Fast Teks Gary Schaaf 302-491-8808 302-491-8804 P.O. Box 563, Georgetown, DE 19947 _______________________________________________________________________________________________________________________________________________________________________

Z-Tronix Computers & Software Alan Stolzenbach 302-628-9661 302-628-7733 22876 Sussex Highway, Unit 7, Seaford, DE 19973 _______________________________________________________________________________________________________________________________________________________________________

EDUCATION University of Del. Div. of Prof. & Continuing Studies Tara Kee 866-820-0238 302-831-3292 Carter Partnership Center Del Tech Owens Campus, Georgetown, DE 19947 _______________________________________________________________________________________________________________________________________________________________________ ENVIRONMENTAL Delaware Solid Waste Authority Wendy Pizzadili 302-739-5361 302-739-4287 1128 S. Bradford St., PO Box 455, Dover, DE 19903 _______________________________________________________________________________________________________________________________________________________________________ FINANCIAL Bank of Delmarva Donald Dykes 302-875-5901 302-875-1766 200 East Market St., Laurel, DE 19956 _______________________________________________________________________________________________________________________________________________________________________

DEL ONE 7 STATEWIDE LOCATIONS Debbie Jewell 302-672-1492 302-739-1790 270 Beiser Blvd., Dover, DE 19904 _______________________________________________________________________________________________________________________________________________________________ Delaware State Police Federal Credit Union Stephen Cimo 302-856-3501 302-856-2539 PO Box 800, Georgetown, DE 19947-0800 EXT 120 _______________________________________________________________________________________________________________________________________________________________________ Delaware National Bank, PO Box 602 Judy Johnson 302-629-5400 302-629-4861 24488 Sussex Hwy., Suite 5, Seaford, DE 19973 _______________________________________________________________________________________________________________________________________________________________________

Morning Star Business Report • August 2008








FINANCIAL Delaware National Bank, PO Box 9 Al Turchan 302-875-2137 302-875-7345 Sussex Hwy., Laurel, DE 19956 ______________________________________________________________________________________________________________________________________________________________________

Delaware National Bank, Rt.113 & Edwards St. Georgetown, DE 19947-0800 Linda S. Price 302-855-2406 302-855-2421 ______________________________________________________________________________________________________________________________________________________________________

Discover Bank Sherry Berman 302-349-4512 302-349-4578 sherryberman@ 502 East Market St., Greenwood, DE 19950 ______________________________________________________________________________________________________________________________________________________________________

Seaford Federal Credit Union Mary Adams 302-629-7852 302-629-9125 Seaford Professional Center Rt. 13 South, Seaford, DE 19973 ______________________________________________________________________________________________________________________________________________________________________

Sussex County Federal Credit Union Paula Campbell 302-629-0100 302-629-2583 PO Box 1800, 1941 Bridgeville Hwy. Pamela Fleuette Seaford, DE 19973 ______________________________________________________________________________________________________________________________________________________________________ FLAGS AND ACCESSORIES International Flag Supply Bridget Mayer 302-645-1943 302-645-1943 30237 Whitehall Rd., Milton, DE 19968 ______________________________________________________________________________________________________________________________________________________________________ FLORIST Blossoms Inc.. Sandy de Church 302-537-6001 302-537-6067 761 Garfield Parkway., Bethany Beach, DE 19930 Theresa Pyle ______________________________________________________________________________________________________________________________________________________________________

FUNERAL SERVICES Watson Yates Funeral Home, Inc. Gary Yates 302-629-8561 302-629-7961 Front & King St., Seaford, DE 19973 ______________________________________________________________________________________________________________________________________________________________________

GLASS Mr. Go-Glass, 680 North Dual Hwy. Bruce Johnston 302-629-4947 302-629-4843 Seaford Village Shopping Ctr., Seaford, DE 19973 Mr. Go-Glass Tom Huff 302-674-3390 302-674-8637 3895 N. DuPont Hwy., Dover, DE 19901 Mr. Go-Glass Ric Ross 302-645-9340 302-645-9705 17701 Dartmouth Dr., #3, Lewes, DE 19958 ______________________________________________________________________________________________________________________________________________________________________

GRAPHIC/WEBSITE DESIGN Dean Design/Marketing Group Inc. Jane E. Dean 302-674-5007 717-898-9570 1007 Nissley Rd., Lancaster, PA 17601 877-407-9800 Lincoln, DE ______________________________________________________________________________________________________________________________________________________________________

Hamilton Associates Herb G.Quick 302-629-4949 302-629-4949 PO Box 1431, Seaford, DE 19973 Jocelyn K. Quick ______________________________________________________________________________________________________________________________________________________________________

HEALTH Beebe Medical Center Mark B. Thompson 302-645-3300 302-644-9032 424 Savannah Rd., Lewes, DE 19958-0226 ______________________________________________________________________________________________________________________________________________________________________

Heritage At Milford - Genesis HealthCare SM Cheryl Stover 302-422-8700 302-422-8744 500 South DuPont Blvd., Milford, DE 19963 ______________________________________________________________________________________________________________________________________________________________________

Nanticoke Health Services Reneé Morris 302-629-6611 302-629-2493 801 Middleford Rd., Seaford, DE 19973 ______________________________________________________________________________________________________________________________________________________________________

HOME BUILDERS - CONTRACTORS U.L. Harman, Inc. Ron Jayne 302-492-3456 302-482-8879 PO Box 56, Marydel, DE 19964 Fred Bradbury 800-346-4887 ______________________________________________________________________________________________________________________________________________________________________

HOME SERVICES Cheer Home Services Gloria Woodson 302-854-9555 302-854-9564 20520 Sand Hill Rd. ______________________________________________________________________________________________________________________________________________________________________

INSURANCE Farnell & Gast Insurance Joe Gast, CPCU 302-629-4514 302-629-4513 500 W. Stein Highway, Seaford, DE 19973 800-966-4514 ______________________________________________________________________________________________________________________________________________________________________

Clifford Short Insurance Cliff Short 302-856-7773 302-856-7943 606 East Market St., Georgetown, DE 19947 ______________________________________________________________________________________________________________________________________________________________________

INTERNET SERVICE & WEB PAGE DESIGN Delmarva Digital Tim Smith 302-875-7700 302-875-8288 218 Laureltowne, Laurel, DE 19956 ______________________________________________________________________________________________________________________________________________________________________ LEGAL SERVICE Sergovic and Carmean, P.A. Joan Tyndall 302-855-1260 302-855-1270 123 W.Market St., Georgetown, DE 19947 ______________________________________________________________________________________________________________________________________________________________________


Morning Star Business Report • August 2008








MEDICAL TRANSPORT Lifestar Ambulance Mike Parker 410-546-0809 410-860-5260 1024 S. Tower Dr., Salisbury, MD 21804 800-572-9838 _______________________________________________________________________________________________________________________________________________________________________ MORTGAGES Chase Home Loans John Rowley 302-678-9696 302-678-5581 One S. Independence Blvd., Dover, DE 19904 _______________________________________________________________________________________________________________________________________________________________________ NETWORKING Resort Beaches, Women In Business Regina Aamacha 302-226-1693 PO Box 860, Rehoboth Beach, DE 19971 _______________________________________________________________________________________________________________________________________________________________________

PAINTING Beach House Coloring Annamarie Pereira 302-249-6828 PO Box 1093, Rehoboth Beach, DE 19971 _______________________________________________________________________________________________________________________________________________________________________ PAYROLL SERVICE Payroll Professionals Cindi Cleaver 302-645-5700 302-645-0395 1636-D Savannah Rd., Lewes, DE 19958 _______________________________________________________________________________________________________________________________________________________________________ PERSONAL CHEF Abra…ca…dinner! LLC Kris Etze 302-228-6125 302-945-4153 PO Box 142, Harbeson, DE 19951 _______________________________________________________________________________________________________________________________________________________________________ PLANTS FOR ALL SEASONS Jeff’s Greenhouses Jeff Hastings 302-875-3420 302-875-9542 Main St., Bethel, DE 19931 _______________________________________________________________________________________________________________________________________________________________________ PORTRAITS Portraits In The Sand Dave Koster 302-226-9226 302-226-8424 businessreport@ 110 White Oak Rd., Rehoboth, DE 19971 portraitsin the _______________________________________________________________________________________________________________________________________________________________________ PUBLISHING Morning Star Publications Bryant Richardson 302-629-9788 302-629-9243 PO Box 1000., Seaford, DE 19973 ___________________________________________________________________________________________________________________________________________________________________________

REAL ESTATE Long & Foster Real Estate, Inc. Ethel M. Lewis 302-227-2541 X470 302-227-8165 720 Rehoboth Ave., Rehoboth Beach, DE 19971 800-462-3224 ___________________________________________________________________________________________________________________________________________________________________________ Century 21 - Tull Ramey Patti Haney 302-628-9000 office 302-628-5246 www.delawarefromshore 107 Pennsylvania Ave., Seaford, DE 19973 302-462-0710 cell ___________________________________________________________________________________________________________________________________________________________________________ Century 21 Mann & Sons In-Town Susan Giove 302-226-3770 office 302-226-3772 414 Rehoboth Avenue, Rehoboth, DE 19971 Joe Maggio 302-841-5331 cell ___________________________________________________________________________________________________________________________________________________________________________

SIGNS Sign-A-Rama Gwen Osborne 302-227-3280 302-227-2699 www.signarama/ 37169 Rehoboth Ave. Ext., Unit 9, Katie Handy Rehoboth Beach, DE 19971 ___________________________________________________________________________________________________________________________________________________________________________ TATTOO STUDIO Ancient Art Tattoo Studio, Inc. Peggi Hurley 302-644-1864 34410 Tenley Ct. #1, Lewes, DE 19958 ___________________________________________________________________________________________________________________________________________________________________________ TITLE COMPANIES Superior Title Corporation Barbara O’Leary 302-337-9190 302-337-8935 103 S. Main St., Bridgeville, DE 19933 ___________________________________________________________________________________________________________________________________________________________________________ Superior Title Corporation Barbara O’Leary 302-732-0936 302-732-0938 30838 Vines Creek Rd., Dagsboro, DE 19939 ___________________________________________________________________________________________________________________________________________________________________________ Superior Title Corporation Barbara O’Leary 302-227-3390 302-227-2292 323D Rehoboth Ave., Rehoboth Beach, DE 19971 ___________________________________________________________________________________________________________________________________________________________________________ UTILITIES Artesian Water Company George Phillips 302-453-6900 302-453-6957 664 Churchman’s Rd., Newark, DE 19702 302-684-2527 302-684-5164 28322 Lewes Georgetown Hwy., Unit 4, Milton, DE 19965 800-332-5114 _______________________________________________________________________________________________________________________________________________________________________ Tidewater Utilities Gerard Esposito 302-734-7500 302-734-9297 1100 S. Little Creek Road, Dover, DE 19901 800-523-7224 _______________________________________________________________________________________________________________________________________________________________________ To be included in the Morning Star Business Directory Call Laura Rogers or Doris Shenton at 302-629-9788 fax 302-629-9243 or email

Morning Star Business Report • August 2008


AgrAbility helps Milford man keep farming Third generation farmer, Joel Blessing of Milford, never considered himself to be disabled and did not allow his total knee replacement surgery to stop him from doing what he loves - farming. “It’s my life,” Joel says. Farming is the only thing Joel knows. He has worked on his family farm his entire life and started fulltime in 1975. His farm, based out of Kent County, raises vegetables, beef cows and is an agriculture facility, but Joel mainly works with the fish farming business the family started five and a half years ago. His 2005 knee surgery could have changed his entire livelihood, but he was not going to let that happen. With the help of Easter Seals Delaware and Maryland’s Eastern Shore and the Delaware-Maryland AgrAbility Project (DMAP) he did not have to. Although Joel had heard of DMAP he never realized all it had to offer until he spoke with Sally Van Schaik, social worker for Easter Seals and the case manager for the AgrAbility project. As a result of his DMAP assessment, Joel was connected with Jim Glancy with the Department of Bioresources Engineering and Mechanical

Engineering and Ronald Jester, DMAP Project director and Extension Safety specialist, both with the University of Delaware. Glancy and Jester have helped Joel immensely by designing equipment specifically for him. The engineering students at the University of Delaware incorporated an elevator they built especially for his fish tanks into their senior project. They designed and created an elevator tank that lifts the 35 to 45 pound baskets of fish to the top of the tank. This not only helps with keeping the mortality rate as low as possible, since these are live fish, but it also eases the load of the workers who used to have to lift these baskets from the floor to above their heads. “The technical assistance helps you to continue to do what you love to do,” said Joel. They also designed a loading system that works off of a lift that loads and weighs the fish: each basket weighs approximately 300 pounds. A composter for mortality is also being designed and produced by a team in Texas. The equipment designed specifically for Joel helps his employees as well. The average age of workers on Joel’s

With the help of Easter Seals Delaware and Maryland’s Eastern Shore and the Delaware-Maryland AgrAbility Project (DMAP), Joel Blessing of Milford, who had total knee replacement surgery, is able to continue farming in Kent County.

family farm is in the mid-60s, his father is 81 and his uncle is in his 70s. The goal of the AgrAbility Project is to inform, educate and assist farmers and farm workers with disabilities as well as their families, so they can continue to lead successful careers

in agriculture and contribute to their families and communities. For more information, contact Sally Van Schaik with Easter Seals at 877-204-3276 or visit







Garrison Custom Home






Garrison Custom Home

Your Real Estate Resource Derrick Lingo, Broker-Associate

Direct:302-226-6618 3 BR, 2 1/2 Bath/ Pond Front $ 4 7 9 , 0 0 0 $ 4 5 9 , 0 0 0 Amenity Rich Community


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4 BR, 3 1/2 Bath $ 7 3 9 , 0 0 0 $ 6 9 5 , 0 0 0 Just 1.4 Miles to the Beach




Tracy Kelley, Realtor®-Associate Direct:302-226-6401 Cell:302-542-9610

246 Rehoboth Avenue, Rehoboth Beach Main: 800-345-3469, 302-227-3883 4 BR, 3 1/2 Bath, Fully Furnished $ 9 8 9 , 0 0 0 Beautifully Maintained

4 BR, 4 1/2 Bath $ 2 , 2 9 9 , 0 0 0 Best Views and Location, New Construction

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Morning Star Business Report • August 2008


Amish Country Bike Tour set Chesapeake Utilities Corporation of Dover is the first company to register for the Team Challenge competition in the 22nd Annual Amish Country Bike Tour set for Saturday, Sept. 6 in Dover. The Team Challenge for corporate, business and clubs is a new addition to this year’s event, with proceeds benefiting Central Delaware YMCA, Amish Country Schoolhouse and Kent County Tourism. Teams will compete for trophies in four categories: Finish Line Award – Team completing the most total miles Community Pride Award – Team with the largest number of participating cyclists Community Support Award – Team that matches the riders’ entry fees, with all matched funds benefiting the Central Delaware YMCA Best Dressed Company Award – PAGE x

Send your employees dressed in coordinated shirts to market your company For businesses, clubs or organizations with a minimum of 25 employees or members participating, bike tour registration fees will be reduced from $30 per person to $20 per person if registered before the Aug. 20 deadline. Teams will also receive free admission to the post-ride after party, catered picnic lunch from Where Pigs Fly; collectible water bottles; free access to four food stops including home-baked goods at the Amish School House; and bike tour map with marked routes (15, 25, 50, 62 and 100-mile loop options). GREEN HOTEL - The new Mainstay Suites in Dover was Kent County’s first To learn more about the Amish hotel to be recognized for its green practices by the Delaware Department of Natural Country Bike Tour Team ChalResources and Environmental Control (DNREC). DNREC and the Delaware Hotel Lodging Association created the green hotels initiative called “Delaware Green lenge, call Kent County Tourism at Lodging,” making Delaware among the first 12 states in the nation to start such 302-734-1736 or 302-734-4888. a program. From left are DNREC’s Crystal Nagyiski, presenting the certificate to For more information about the Donna Davidson, Francine Dabson and Bob Hartley, all of Mainstay Suites. bike tour, visit Morning Star Business Report • August 2008

The Institute for Financial Independence is proud to sponser this page of area events. 135 atlantic ave. • millville, de 19967 (302) 537-8505 • email -

Sussex County August 1 - 30 Freeman Summer Stage Series, Bear Trap Dunes, Ocean View 1 - 2 30th Annual Sandcastle Contest, Fisherman’s Beach, Rehoboth 2 Antique Show, Lewes Historical Society Complex, Lewes 2 Recreation of the May 14, 1945 Surrender of U-858, Cape Henlopen State Park 2 “Summer on the Green” Concert Series, Villages of Five Points, Lewes 2 Senior League Softball World Series, Roxana

5, 19, 26 Kids Story & Craft Time, Milton Historical Society, Milton 3 - 9 Lewes Outdoor Summer Concert, Stango Park, Lewes 7-9 Eastern Shore AFRAM Festival, Seaford, Nutter Park 12 Lewes Outdoor Concert - Country Current Navy 15 Lewes Outdoor Concert Keyboard America (Variety) 14-16 Big Thursday, Millsboro, Cupola Park 16 - 17 East Coast Skimboarding Champonships, Dewey Beach 19 Lewes Outdoor Concert - Capitol Brass 20 & 27 “Summer on the Green”

Movie Night, Town Center Lawn, Villages of Five Points, Lewes 22 Lewes Outdoor Concert Keyboard America (Variety) 23 Historic Delaware Lighthouse Tours, Lewes 26 Lewes Outdoor Concert - Vinyl Shockley (Pop, R&B) 30 Annual Bethany Beach Jazz Funeral, North end of Bethany Beach Boardwalk

Kent County August 2 Wyoming Peach Festival-

Downtown Wyoming, De. 2 - 3 Dover Town Regatta, Dover Seafront 7, 14, 21, 28 City of Dover Concerts on The Green 7 p.m. 8, 15 Concert at Killens Pond State Park 6:30 p.m. 9 Glorious Garden Prom, Goodnestone Park Gardens, Dover 6:30 p.m. 16 VVA Family Day at Dover Museum 16 - 17 Horticultural Show, Pencester Gardens, Dover 11 a.m. - 4 p.m. 30 Sandwich Farmers Market, Guildhall Forecourt 9 a.m. - 1 p.m.

I DREAM of waking to the sound of waves crashing on the shore You don’t have to wait for retirement. Come to a free seminar to learn strategies that help capture opportunity by reducing the money you lose to interest and taxes. Call us at 240.484.4000 or visit

Securities licensed associates of the Institute for Financial Independence and CAPITAL Asset Management Group Inc., are registered representatives of, and offer securities through NATIONAL PLANNING CORPORATION (NPC of America in Florida and New York)(NPC). Member FINRA/SIPC. Investment advisory licensed associates of the Institute for Financial Independence and CAPITAL Asset Management Group are investment advisor representatives of, and offer advisory services through CAPITAL Investment Advisors, Inc. A registered Investment advisory firm. CAPITAL Asset Management Group, Inc./CAPITAL Investment Advisors Inc., Institute for Financial Independence, and NPC are separate and unrelated companies

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Morning Star Business Report  

August 2008 edition - Morning Star Business Report is published by Morning Star Publications, publishers of the Seaford Star, Laurel Star, S...

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