Issuu

November November 2017

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VOL 37 No. 11

JOURNEY THROUGH THE EMERALD ISLE B Y PAU L A G . C U L L I S O N The ‘Luck of the Irish’ was with us throughout our two-week trip. We were off to a good start with several months of planning and help from the Irish Cultural Center in Phoenix where I also did some basic genealogy work on my husband’s maternal side. Five nights in Dublin was all too short a time to enjoy this great city. We did attend a very popular local comedy at the Gaiety Theater entitled, Breaking Dad. Additionally, we attended a modern interpretation of Twelfth Night at the Abbey Theater, and a concert of traditional Irish music and dance at the Arlington Hotel. We happened upon the Giro d’Italia Cycling Race and (along with 200 others) cheered the participants, as they crossed the finish line. It all went so fast; I could hardly catch my breath. The race which began in Belfast ended in Trieste. There were 198 cyclists from 22 countries. The winner was Nairo Quintana from Colombia, a first for his country. As far as getting around is concerned, we found the public transportation system in Dublin to be excellent and the Hop On - Hop Off tourist bus always a good idea. St Stephen’s Green and Merrion Square, both close to the Mespil Hotel, were our favorite spots for some relaxation and people watching. Walking along the River Liffey and then crossing the Ha’ Penny and other bridges, one can feel the spiritual presence of James Joyce, Samuel Beckett, William Yates and other Irish writers. A walking tour of Dublin provided us with some history, especially the Uprising of 1916 when a group of Irish nationalists rebelled against the British. Over 1,500 died and the rebels were executed. However, about 6 years later an agreement was reached and the Irish Republic was established. An impressive monument to Daniel O’Connell, the 19th Century nationalist leader, prominently stands in the street named for him. The four winged-victories at the base represent virtues attributed to O’Connell: patriotism, courage, eloquence and fidelity. The height of the monument is 40 feet, including the bronze statue of O’Connell which is 12 feet. Nearby Parnell Street, named for the nationalist leader Charles Steward Parnell, is always bustling with locals and tourists alike. Strolling on the Trinity College campus, where we viewed a few pages of the Book of Kells (created by monks in 800 AD), was another highlight. The illuminated drawings and the painstaking calligraphy of Four Gospels of the New Testament are highly treasured and a privilege to see. Fortunately, I had seen an extensive exhibit of the Book of Kells at the Metropolitan Museum of Art in 1977. Although we did not have time for a tour of the 64 acre Guinness Brewery (aka St James Gate) founded in 1759, there can be no doubt that Dublin thrives on its Pub Culture. The Temple Bar area is a testament to that. ....Continued on page 25 Mountain Sky Junior High Triple District Champions! This year all three teams are the WESD District Champions!

Go EAGLES!

November 2017 | The Moon Valley Tattler | 602-765-0902

Boys Team Charity

BY DJ GLEASH, BTC PRESIDENT

WE all this time of year, have so much to be thankful for, and should be counting our blessings daily, all year long. We have many goals, and volunteer hours all year that our North Valley Boys Team Charity strives to accomplish. We serve our local community, promote personal growth, strengthen family relationships, develop leadership skills, and offer many educational opportunities to these young men entering 7th grade, through Seniors in High School. ALL Boys Team Charity Inc., choose to support our military in different ways. Our North Valley Chapter recently in September, held a General Membership Meeting for all our boys, and families. We had Officer Zachary Wright, and Chris Villa of the Phoenix Police Department’s K-9 Unit join us for an interactive, behind-the-scenes look at K-9 Unit Readiness and Training Program. It was a fantastic presentation, for all the boys, and parents to ask questions, and see the service dogs in action. In support of the service dogs, we also collected donations, of dog food, treats, and for Packages From Home. Packages From Home is a non-profit organization dedicated to our U.S. Service Men and Women overseas. Its sole purpose is to provide food, personal care, recreational items, and support to deployed American Troops. “ My favorite part of the presentation was watching how FAST the service dogs were at finding the hidden drugs, and how they worked on command from the officers,” said DJ Gleash. DJ also said watching the dogs, and their officers interact was a very special bond, that you can tell took a lot of time, patience, and training. I learned so much about these officers, and the time they invest in the dogs. It was really cool to watch! “Said Class of 2021 President DJ Gleash. Our North Valley Boys Team Charity do many activities throughout the year donating, collecting, and letter writing from each of our BTC Classes, to our U. S Service Men and Women overseas. Following the presentation, our North Valley Boys Team Charity did make a donation, of our appreciation of their time, in their honor to The 100 Club of Arizona. The 100 Club, responds immediately when tragedy strikes. Our North Valley Boys Team Chapter received a letter of appreciation, and thoughtfulness, and thanking us for our support that we stand, and support the men and women behind the badge.” I am so proud to be a part of this wonderful, caring, giving, and thoughtful organization of families. I am proud to be a Team Manager for our North Valley Boys Team Chairty, I love to donate my time to the community, and to our boys. The conversations that we have, and what the boys learn from every volunteer opportunity , and all the different organizations is a reminder of how fortunate we all are. WE have so much to be grateful for," says, Tara Gleash.

Phoenix Fashion show welcomed two Moon Valley Residents to Debut in their FIRST Ever Runway Experience this Season by Rachel Gettinger

13-year-old Kennedy Basham, and 16-year-old AJ Baker had the opportunity to model big-name designers in the show earlier this month. “It was amazing. It took place at night at the Talking Stick Arena in Scottsdale, so there were huge lights and photographers everywhere, just like something you would see on TV,” said Jamie Basham, Kennedy’s mother. Each child was personally selected by designers to model unique outfits. Kennedy Basham was selected to walk for Yaz Couture, a high-end fashion designer who has designed for celebrities such as Carrie Underwood, Jennifer Lopez and Gwen Stefani. The event included multiple costume changes as Kennedy also modeled for Resty. AJ Baker received selection by Elevee and walked down the 80-foot runway in a striking red blazer. Jamie said the two were ecstatic about the opportunity and cannot wait to do it again. The Phoenix Fashion show is the largest event of its kind here in the Southwest, with thousands of audience members attending, and is held in Phoenix once a year. The week showcases celebrated designers from all over the world as well as up and coming designers. This year, the event showcased spring and winter designs through 25 different runway shows over the course of four days.

LOOKING TO BUY OR SELL IN MOON VALLEY? JB McCutcheon & Jodie Winters Sales Managers | NMLS #129793 | NMLS #212930 teamjj@bayeq.com | 602.541.4419 | 480.334.0808

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We’ve been Moon Valley residents for a combined 30+ YEARS! Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Bay Equity LLC, 28 Liberty Ship Way Suite 2800, Sausalito, CA 94965; NMLS ID#76988. Arizona Mortgage Banker License #0910340. NMLS consumer access: www.nmlsconsumeraccess.org BEKG-170925-1.0

November 2017 | The Moon Valley Tattler | 602-765-0902

TRAPPED IN MOON VALLEY LET TER FROM THE EDITOR It is the season, we really start reflecting on the past year and all the things we’ve done and all the things we had hoped to get done! But more importantly what we have and what we are grateful for. All our lives are filled with many delightful abundances, but the ability to truly recognize and embrace these gifts is not always easy. What I was thinking we could create a “thankful reflection” movement in Moon Valley. I know that thankfulness can be contagious, and really want to foster a “Gratitude Challenge”, and share what makes you happy. It is so easy to complain and grumble about our family, our job, our body, our home and the list goes on, but lets not go there, at least for the next 30 days! ……. I ask that you consider posting each day on “our” Facebook page something you are thankful for, love doing for yourself or others, makes you smile, and warms your heart. Take a photo, write a blog share it, and tag it.

#MVTGivesThanks

~To fully live we must embrace the small miracles of the moment.~

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Moving to a retirement community isn’t about giving up your independence; it’s about really enjoying the next chapter in life – spending your days doing everything - or nothing at all. You’re in charge. [ new chapter ]

Call today at 602-833-4330 to schedule a tour and enjoy lunch on us. Rents start at $2,059. Residents must be 62+.

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November 2017 | The Moon Valley Tattler | 602-765-0902

Waste Not, So Others Will Want Not BY SUSAN MERCER HINRICHS, REPORTER Ever wonder what happens to all the unopened stacks of nice, leftover boxed lunches after an employee meeting, luncheon or other special event, like one major, annual Valley golf match? Or have you thought about the fate of those many, many pounds of extra edibles from Super Bowl 49, played Feb. 1, 2015 at the University of Phoenix stadium, that were ready and waiting -- but never unveiled for consumption -- for the thousands of people covering or attending the melee of events leading up to and during that landmark football game? Enter Waste Not, Arizona’s sole perishable-food rescue organization. Waste Not staffers are dedicated to collecting all kinds of fresh food not purchased or possibly prepared but not consumed and then distributing it to some 100-plus Valley sites serving folks in need. “We have more than 200 organizations that donate (perishable food) that has not been presented to people and that has been well refrigerated and cared for,” Waste Not president and CEO Dee Mitten says. “When I saw the amount of food thrown away every day and saw the people benefitting from it, I was amazed,” adding the Waste Not philosophy “just makes sense.” One of the few perishable food collection-anddistribution nonprofit organizations in the nation, Waste Not occupies a niche few have entered. At 30 years old, it’s not overly visible in the metropolitan area, but its impact reaches far. “We’re a middle man agency,” Mitten says. Starting at 6 a.m. six days a week, Waste Not drivers set out on the journey to collect what amounts to, on average, thousands of pounds of perishable food daily. They pick up everything from fresh meat and produce to prepared meals, boxed lunches and bakery products. Donors include grocery stores, caterers, restaurants and resorts, to name a few. The 501-C-3 organization calibrates its collections in terms of “pounds in and pounds out,” with one pound of food designated as being able to provide one meal. As drivers work their respective areas throughout the Phoenix metropolitan area, they, in turn, deliver the food they collect to agencies in their areas based on site needs and on a rotating schedule. But drivers’ decision-making enters every collection and distribution point, too, Mit-

ten says. For example, if Donor A, located in one area, has a lot of fresh meat to offer and recipient B, located in another area, has a great need for such a product, the driver can deliver the goods to the agency requiring that protein. The recipients include senior centers, schools, day-care facilities, homeless shelters, transition homes and after-school programs, for example. And daily, hundreds of people who need a helping hand benefit from the nourishing foodstuffs. Maricopa County agencies have determined one in three children in this political subdivision go to bed hungry every night. “That’s a staggering statistic,” Mitten says, glad that Waste Not can help alleviate a situation known as food insecurity. The federal Department of Agriculture defines food insecurity as a state in which “consistent access to adequate food in limited by a lack of money and other resources at times during the year.” Some of those times during the year include Thanksgiving, along with all the holidays occurring throughout December and into a new year. Mitten, with Waste Not for 15 years, says she’s “incredibly grateful” for the anonymous donor who has donated cash to the organization for the past 17 years, enabling it to purchase frozen turkeys that are distributed to agencies that prepare Thanksgiving dinners for a their site visitors. Helping Mitten with agency outreach, along with maintaining donors and developing new ones, is Waste Not Communications Director Michelle McIntyre. She’s also is in charge of all internal and external communications. Already in October, McIntyre was ramping up and publishing resources pertaining to holiday drives and year-end donations to Waste Not. Prior to September, she played a great role with a restaurant, facilitating the donation of some of its opening-day profits to Waste Not. That eatery, she said during an interview, was in the process of becoming a regular perishable-food donor, too. “What I do is helping to fuel that mission -- fighting hunger and food waste,” McIntyre says. “That’s really exciting to me.” The Waste Not website, www.wastenotaz.org, provides a wealth of information about the nonprofit’s mission, its leadership, its recipients and includes information on how donations to it can be turned into credits on a filer’s Arizona income-tax return. And if you’re still wondering about how much food was consigned to leftover status after Super Bowl 49 events, Mitten says more than 100,000 pounds was loaded onto Waste Not trucks. And annually, she also says the Phoenix Open golf event is the source of thousands of pounds of delicious perishable foods, too.

November 2017 | The Moon Valley Tattler | 602-765-0902

MVNA GAIN Success & Fall Yard Sale Nov 4/5 BY BRET ALDIERI, MVNA PRESIDENT Moon Valley Neighborhood Association (MVNA) held another fun and successful G.A.I.N. event (Getting AZ Involved in Neighborhoods) on Saturday, October 14th at MVCC –our Fifth Annual. We had a great neighborhood turnout as folks got to meet our Black Mountain Precinct Police Department and Phoenix Fire at this City of Phoenix sponsored outreach event. The big hit this year was the addition of a dunk tank. We had various VIPs enter the tank including a local teacher, MVCC head chef, MVNA officers and others, but the big hit was having our Police Precinct Commander Chuck Morin (and one of his Lieutenants) each take a turn. Our City Councilwoman Deb Starks couldn’t pass up taking a turn to dunk the Commander. We all had good fun while raising money for the 100 Club. We gave away more than 100 pumpkins which kids artfully decorated. Kids also enjoyed face painting, balloons and the ever popular bouncy house. There was plenty for the adults to enjoy with the AZ Roundup Club w/ teardrop RVs, Puppy Pet adoption, AZ Game and Fish display, our DJ Lanny Wade, Kettle Corn, and our burger grill manned by Long Reality and much more. We raised nearly $1,500 and after food costs, a check will be given to the 100 Club at our next Coffee with a Cop breakfast. Thanks to all of you for helping Moon Valley donate to this

charity that provides support to AZ families of fallen first responders (both Police and Fire). Their Moto: “STANDING BEHIND THE MEN AND WOMEN WHO STAND BEHIND THE BADGE”. This event was accomplished through the Neighborhood Block Watch Grant Program. Special thanks to Sylvia and Richard Iodice who continue to champion it, and to our partner Moon Valley Country Club who continues to host and participate in giving back to our community. Our next Moon Valley community wide yard sale will be Nov 4th & 5th staring at 7 AM. It’s one of the larger community sales that enables buyers and sellers to meet. Apologize if this notice is late. This holiday season is fast approaching! Just a quick reminder about the Moon Valley annual Christmas Home decorating contest; judging is scheduled for early December. Please email us if you want your home judged or if you want to be a judge on our Dec. Friday night bus judging tour. Get Moon Valley updates on our website at www.moonvalleyna.org, or signup for our weekly email blast and pet patrol notices. Participation helps make our community a stronger, safer place. Moon Valley – Neighbors helping Neighbors

Moon Valley Neighborhood Association Community Fair was held on Saturday, Oct 14th. A fun time was had by all. The children's activity center, the iCandy Photo Booth, games. silent auction, raffle, music, and delicious barb-q added to the festivities. Monique Quintana, Branch Mgr of Desert Schools Credit Union, was one of the sponsors. Their drawing of a $25 MasterCard gift card was won by Paula Cullison. Hector Gill ran the popular Dunk Tank where Tony Murphy, Mountain Sky Middle School Athletics Director, got dunked quite a few times, as did Hector. Pam Gill volunteered at the pet rescue booth. Proceeds benefited the 100 Club for the families of fallen Police Officers and Fire Fighters. Everyone is looking forward to next year.

Architectural Rendering

We’re adding 33 new patio homes to the iconic neighborhood north of Beatitudes Campus. With a vibrant social life, lifelong learning opportunities, and exceptional peace of mind for today and tomorrow, it’s our way of inspiring a whole new view of senior living.

Beatitudes Campus is a life plan community and a not-for-profit ministry of the Church of the Beatitudes.

November 2017 | The Moon Valley Tattler | 602-765-0902

TIP OF THE DAY How long does it take to double your money? BY ADAM TR AGANZA, MBA Answer: The Rule of 72 says that if you divide 72 by your expected rate of return you will get the number of years. Example: You invest 100k. You expect 6%. Therefore, 72/.06 = 14 years. Your $100k would become $200k in 14 years. For Illustrative purposes only. Not indicative of any specific investment. Securities offered through Cambridge Investment Research Inc., a broker/ dealer, Member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc. a Registered Investment Advisor.

Is it time to consider rebalancing your portfolio? As we are now in the second longest bull market in history, it may be wise to rebalance your investments.

ADAM TRAGANZA, MBA

REGISTERED INVESTMENT ADVISOR REPRESENTATIVE

17 YEAR MOON VALLEY RESIDENT | 23 YEARS INVESTMENT EXPERIENCE

RETIREMENT MUTUAL FUNDS 401K ROLLOVERS

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VIEW MY PROFILE & CREDENTIALS AT WWW.PROTECTEDINVESTORS.COM/ADAM-TRAGANZA SECURITIES OFFERED THROUGH CAMBRIDGE INVESTMENT RESEARCH INC., A BROKER/DEALER, MEMBER FINRA/SIPC. ADVISORY SERVICES THROUGH CAMBRIDGE INVESTMENT RESEARCH ADVISORS, INC. A REGISTERED INVESTMENT ADVISOR. NO STRATEGY CAN ASSURE A PROFIT OR PROTECT AGAINST LOSS. REBALANCING OUTSIDE OF A TAXABLE ACCOUNT MAY CREATE TAXABLE TRANSACTIONS.

Medicare Open Enrollment is

October 15th through December 7th! Need to know your Medicare insurance options? Contact your neighborhood Medicare expert:

Yvonne Kudray-Baraban

Medicare Benefits Consulting, LLC

Licensed insurance professional specializing in Medicare insurance since 1996

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Yvonne.Kudray@cox.net

I represent multiple Medicare plans and can help you decide on the plan that is best for you. My services are available at no cost to you. Guiding clients through the Medicare maze for over 20 years, and your Moon Valley neighbor since 2003!

Traveling Tattler - Alaska Long time Moon Valley residents, Larmon and Linda Haugen started celebrating their 50th Anniversary (December 2017) a little early with a ten day round trip cruise from San Francisco to Alaska. Although this was our third trip to Alaska, we never get tired of the beauty Alaska has to offer. We enjoyed a Duck Boat ride in Ketchikan spending half the time on land and the other half in the bay where we passed by the Time Bandit which is used in The Deadliest Catch TV series. The weather was absolutely perfect while we were in Ketchikan. Our next tour near Juneau was a Discovery Channel sponsored whale watching tour with only fourteen passengers on the boat and an excellent tour guide. We were fortunate to see both orcas (killer whales) and humpbacks on this journey. Having recently been at Sea World in San Diego, it is very clear that these magnificent mammals deserve to be in the wild and not in a tank at a theme park. From Skagway we rode the White Pass & Yukon Route Railroad which is billed as “the Scenic Railway of the World” and it definitely lives up to the billing. Our final port was Victoria, British Columbia. From there we went to experience the incredible and beautiful Butchart Gardens—truly amazing. When our cruise ended, we stayed two nights in San Francisco near Pier 39. We very much enjoyed our second tour of Alcatraz and the fascinating history it has to offer. We also visited Madame Tussauds wax museum for the first time and found it quite fascinating and very well done with very life like figures represented. Of course we also had some excellent food in San Francisco. We would definitely like to visit Alaska and San Francisco again in the future—a very memorable trip for us.

Medicare Open Enrollment Ends Soon! B Y Y V O N N E K U D R AY- B A R A B A N As we informed you in last month’s issue, Medicare Open Enrollment ends on December 7th. That is a firm deadline! Excuses that you missed the enrollment deadline because you were too busy with Thanksgiving and holiday shopping will fall upon the Government’s deaf ears. Again, if you miss the Open Enrollment deadline, you will probably have to wait a full year before you can make changes to your plan. So, it is important to plan ahead and not wait until the last minute to make an important decision such as which Medicare insurance plan is best for you. The article in last month’s issue on this topic set forth the many advantages of hiring an independent broker to look out for YOU as opposed to calling the carrier directly whose sales agent has been tasked with selling that company’s plan. It’s hard to know what Medicare insurance plan is the right fit for you. As an Independent Broker who represents several carriers, I can help you process all of the information that will be coming your way in order to select the best plan for you. I can be reached by calling 602-575-0622 or via email at Yvonne.Kudray@Cox.net. Last, but not least, Medicare will be issuing new ID cards starting in April 2018 without Social Security numbers on them. So make sure to destroy your old card and start utilizing the new card as soon as your receive it in order to reduce your risk of identity theft. Yvonne Kudray-Baraban is a Sales Representative and Independent Broker licensed by the State of Arizona who has been specializing in selling Medicare insurance in Arizona since 1996 (over 20 years!!) and has been a Moon Valley resident since 2003.

November 2017 | The Moon Valley Tattler | 602-765-0902

Realty Listings NEW PROPERTIES TO THE MOON VALLEY MARKET ON THE MARKET

616 E Meadow Lane 2365 sq ft, 5 Bedroom, 3 Bathroom, well cared for home. Sparkling Pool, Large backyard for entertaining. Located in the heart of the desirable Moon Valley neighborhood. North/South exposure. Contact us about this property: 623.202.3127 | jimmysadre@cox.net Top Producers Realty - 49 W. Tam-O-Shanter Dr. Phoenix, AZ 85023

UNDER CONTRACT

1031 W Indian Hills Place 2049 sq ft, 3 Bedroom, 2 Bathroom, SOLAR HOME! Incredible Mountain Views, Resort like Backyard, LARGE GAZEBO WITH GAS FIREPLACE, Come home to paradise! Contact us about this property: 623.202.3127 | jimmysadre@cox.net Top Producers Realty - 49 W. Tam-O-Shanter Dr. Phoenix, AZ 85023

ON THE MARKET

15024 N 6th Lane 2 bedroom, 3 bathroom Gracious Southwestern Style custom home! Built for entertaining with open and spacious living room, Sunset North Community with all the amenities! Contact us about this property: 623.202.3127 | jimmysadre@cox.net Top Producers Realty - 49 W. Tam-O-Shanter Dr. Phoenix, AZ 85023

NEW LISTING

15236 N 6th Circle Georgeous single story home in the highly sought-after subdivision of Sunset North. With approximately 2,600 square feet this spectacular home provides an appealing floor plan and resort-like backyard. Amenities and updates you need to see! Contact us about this property: 623.202.3127 | jimmysadre@cox.net Top Producers Realty - 49 W. Tam-O-Shanter Dr. Phoenix, AZ 85023

WE BELIEVE IN USING OUR RESOURCES TO SELL AT TOP DOLLAR!

Professional Cutting Edge Drone Photography Pre Listing Seller Inspection paid for by Top Producers Realty (Approx. $400 value) Access to Preferred Pricing with our Property Mgt vendors/trades to address repairs in the Pre Listing Inspection Comparative Market Analysis to price your property including the option to convert your property into a RENTAL

www.TopProducersRealtyAZ.com 8

November 2017 | The Moon Valley Tattler | 602-765-0902

AHS ADOPTION SPOTLIGHT - HOPE Gorgeous, smart and athletic, Hope is all about finding the fun. This sweet dog has lived in shelters for nearly three years. That’s just about her whole life. She came to the Arizona humane Society in August after a local rescue closed its doors. Several pets were taken in that day, and all found new homes. Hope is still waiting. Volunteers took the Shepherd and Labrador mix for a day out on the town and Hope’s tail never stopped wagging as she received a relaxing doggy massage, a bubble bath, a blueberry facial, a pawdicure, and a yummy Starbucks puppuccino. Time out of the kennel did wonders for her morale but a home is what she longs for. She doesn’t ask for much, just a yard to romp in, daily walks, and plenty of petting. She’s housetrained and knows a few tricks plus she’s great with kids. Meet Hope at the Arizona Humane Society located at 9226 N. 13th Avenue in Phoenix. Her adoption fee is $50 and includes her spay surgery, vaccinations, and a microchip. For more information call 602.997.7585 and ask for animal number A561219.

LUNCH WITH AN ANGEL B LO C K WAT C H E R BY B L A N C H E LU K E S Each year I suggest we shop locally for the coming holidays . Supporting our local businesses every way we can is a true win win. Well, we can add several other reasons to do so. Not necessarily in order of importance but, it sure is nice to have activity on our business corners, rather than a boarded up strip centers. When we support those small businesses , it also supports the health of our community. Another thought came to me when we are involved in community activities, we see how generous merchants often are to the local causes, be it a community event or a school event. . I have a long time friend, someone I met in business in the early 1980;s. I knew she was special but wow. We had a catch up lunch and I learned how truly amazing she is. There are many organizations that reach out to families in need. The Kiwanis, Salvation Army, Big Brothers, just to mention a few. These organizations are successful only because of all the awesome volunteers. She is one of those! . I have known this lady a long time, yet I had no idea the scope of her generous heart. Efforts are made to gather actual wish lists from families in need, done through a local schools. Their focus is our Washington School District. The social workers identify families in need. This year they had 140 families! With the help of generous merchants, and ongoing fund raisers like the Walk a Ton held this past Saturday (with 1000 walkers) , they raised money to put together boxes of food for Christmas and Thanksgiving.. Besides the food, there is often needed clothes. They even bought beds, bedding and pajamas. Yes there is truly a need. Thank you to my friend Mickey Garcia and all her helpers. Blanche Lukes moonvalleybw@cox.net

Candy Buy Back Program

$Cash for Candy$ Bring your Halloween candy in to our office between November 1st and November 30th and we will PAY you for every pound you DON'T EAT! We will be sending the candy to our troops overseas as a treat!

• Cosmetic Bonding • Inlays and Onlays • Porcelain Veneers • White Composite Fillings • Teeth Whitening / Bleaching

New Patients only. Cannot be combined with any other offers. Expires 10/31/17

New Patients only. Does not apply with insurance. Cannot be combine with any other offers. Expires 10/31/17

November 2017 | The Moon Valley Tattler | 602-765-0902

Spending a Painful Day Off WELLNESS IN MOTION BY DR. NICHOLAS WARNER We all have our “story” when we don’t show up at work on any given day; some more valid than others. After all, “My car broke down” or “I had to take my daughter to urgent care” generally come off much better than “I slept in and missed the bus” or “I lost my car keys.” Now here’s a truly valid reason for work absenteeism, and unfortunately, it’s becoming more prevalent throughout the U.S.: chronic pain. According to a recent study published in the peer-reviewed research journal Spine, workers suffering from chronic pain are more likely be absent from work – and more likely to stay absent – compared to workers not suffering from chronic pain. In fact, among a study population of more than 8,000 workers, chronic pain sufferers were significantly more likely to be absent from work one or more days: 20 percent more likely if suffering from neck pain, and 22 percent more likely if suffering from low back pain or headache pain (migraines), respectively. The good news is there are natural solutions to all three of these common conditions, starting with chiropractic care, and research supports it. Talk to your chiropractor if you’re suffering from pain, whether acute or chronic, before it gets so bad that you have to miss work. After all, you deserve to save your personal leave time for a well-deserved vacation, not to endure chronic pain.

Men... and Football

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www.wellness-in-motion.com 14001 N. 7th St., Suite D-107 Phoenix, AZ 85002

We Teach Comfort & Confidence

M O O N VA L L E Y M AG I C BY D E B B I E E R B S T O E S S E R Remember my column about the wonderful wonders of Men back in July of 2012? That wasn’t during Football Season. I was teaching a lesson recently and the character in the book was a 16 year old boy who was acting responsible and protective, like a man. I quipped that it must not have taken place during football season. My students didn’t get it, so I told them about the brut at Sam’s Club who instead of waiting for me to get my shopping cart, stepped on my foot while reaching around me for a shopping cart of his own. These normally protective, nurturing, marvelous men turn into selfish, simple-minded buffoons. This is our year of lasts with our last son playing football for the last time and we are ever so grateful that it will be the last time we have to listen to the awful announcers at these games. Our announcer isn’t rude, but wow, are the other schools bad. You can clearly hear their downtrodden voices when we make the touch down, but then they turn around and get loud and obnoxious when it’s their team’s touchdown. At a recent game the announcer was whooping it up because our QB got sacked. These are our kids, not big, burly NFL players. Oh, and don’t get me started on the biased refereeing. Some of our fans half-heartedly joke that the refs must be alumni from that particular school . . . but I digress. Football addles the brain as far as I’m concerned. Manners, decorum, it all goes out the window, through the foot and onto the field, and then . . . a beautiful thing happened one night. Since I usually have no idea what’s going on, I take in the sideline view. There was a former student from last year who made his way onto the sidelines and thought he was going to lambast a player who had made a mistake. That player already knew he’d messed up. He came off the field slumped over and sat on the ground with his head in his hands. The former student was yelling at him the whole way until team mate Quaid Veidmark wouldn’t let him get any closer and then stood guard like a sentry to keep the former student away. I went looking for my friend Natalie, Quaid’s mom, to tell her what happened. It turns out that Quaid didn’t think it was such a big deal, but the player who messed up and was the recipient of the protection knew what happened and was grateful for it. So, football doesn’t make the entire male species a bunch of goofballs. There are still some who remember their manners and treat others with kindness and respect. It starts at home, goes out the door and onto the field.

SPLASH, PLAY & LEARN!

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BABY SPLASH 8 wks - 5 mos LITTLE SNAPPERS 6 mos - 35 mos GROUP LESSONS 6 mos - 12 yrs PHOENIX, RIVERVIEW & PEORIA HUBBARDSWIM.COM 602.971.4044

Chrissy Hempelman, GRI, ABR, ESA Associate Broker

Moon Valley Resident and Area Specialist

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602-942-4786 Fax: 602-863-6953 Hm Office:

www.chrissyhempelman.com

November 2017 | The Moon Valley Tattler | 602-765-0902

TOM NACK, DMD Dr. Nack is dedicated to providing you with the most modern and comprehensive approach to assessing your oral health. Dr. Nack served in the US Navy for over eight years including time served during Desert Storm. A native of Wisconsin, he has been an Arizona resident since 1994. He graduated from Arizona’s rst dental school, Arizona School of Dentistry and Oral Health, with top honors and advanced training. His talents allow him to provide you with any and all dental services – all at one convenient location.

602-702-5429

www.7thstreetdentalaz.com

This independently-owned dental ofﬁce is recommended by BestDentalCareAZ.com Trusted Dentists in Arizona for you & your family!

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November 2017 | The Moon Valley Tattler | 602-765-0902

Whiplash BY D R . JA M E Y R E I CH OW, D.C . The term ‘whiplash’ was first introduced by an American Orthopedist, Dr. H.E. Crowe in 1928. He described the syndrome as a spinal tissue insult-injury due to the sudden acceleration-deceleration event of the head and neck.  About 1,000,000 whiplash injuries occur in the United States every year. Most are the result of motor vehicle accidents or collisions involving contact sports. When unexpected force jerks the head back, then forward the bones of the neck snap out of position and irritated nerves can interfere with flow of blood and transmission of nerve impulses. Pinched nerves can damage or destroy the function of body parts whose actions they govern.  Even if the crash seems minor, the damage to your neck and spine may not be. It may take weeks or even months, for inflammation and scar tissue from a whiplash injury to cause pain and suffering. So long, in fact, that you may not even associate it with a minor “fender bender”. In fact a change in velocity of 2.5-5 m.p.h. has been linked to whiplash injury.     Neck sprain or strain is often the diagnosis given to the person injured in a car crash. However, the injuries may not be so simple as a ‘strain-sprain’. People suffering from injuries sustained in a motor vehicle crash may also complain of:  • Neck Pain & Headaches   • Upper back pain   • Low Back Pain   • Numbness & Tingling of Extremities   • Cognitive Difficulties   • Visual Disturbances   • Tinnitus  The whiplash event causes complex forces to act on the tissues of the spine: compression, bending, shear, and tension. These forces can cause micro tearing and in some cases visible tearing of the soft tissues of the spine. The most common injuries to the spine due to whiplash are damaged spinal neck ligaments. These ligaments are the primary cause of many patient’s pain. The tissues that can be injured included:  • Vertebral Facet Capsular Ligaments   • Intervertebral Discs   • Spinal Ligaments and Muscles   • Specific Upper Cervical Ligaments  Chiropractic adjustments and rehabilitation procedures offers safe and effective means of an initial course of treatment for patients suffering from whiplash induced disorders. Several clinical studies from randomized trials and case studies have demonstrated the benefits of chiropractic care for improving injuries and symptoms related to whiplash.  For example, one study found that 93% of patients with chronic whiplash pain get relief from chiropractic even when medical care and physical therapy failed.  Treatment for whiplash injury pain is geared towards correcting the cause of the pain, increasing joint and postural movement and reducing pain and inflammation. At Moon Valley Chiropractic we incorporate the chiropractic adjustment with trigger point therapy, stretching, electrical stimulation, ultrasound, laser therapy and nutritional supplements that aid in reducing inflammation and promote healing while advising our patients on home care activities.  Utilizing these methods we have helped many patients that have suffered from motor vehicle accidents and whiplash injuries.  Do not take a wait and see policy when involved in a car accident no matter how minor it seemed.  An examination and treatment is important in reducing severity of symptoms, healing and preventing chronic symptoms associated with whiplash injury.

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Seventy-five dollars covers it ALL!

602-298-0292

HOURS: MON - FRI 8-12, 2-6:30 CLOSED TUESDAYS

Lighting for Your Home B Y T O M S E R T I C H , K I R K D E V E L O P M E N T C O M PA N Y If you are interested in changing or adding to the lighting in your home, a good lighting plan is essential. You need to think through your lighting needs; What type of lighting - Reading, food prep, general, etc. Where do you need the lighting - Library, family room, kitchen, counter area, halls, walkway, etc. How much light do you need -Work center, mood, specific highlight areas, etc. There are basically three types of lighting for your home. General Lighting: General lighting provides overall lighting for a specific room. General lighting illuminates the area so you can walk around safely. In some areas of the home such as the laundry rooms, general lighting can serve as task lighting. Typical types of general lighting are ceiling mounted light fixtures, recessed can lighting, hanging light fixtures, track lighting and fan lighting. Accent Lighting: Accent lighting draws your attention to a specific object or area. Accent lighting can be used indoor for artwork, plants, bookcases, above cabinet wall washing and outdoors to highlight trees, plants or any landscaped area. Typical types of accent lighting are recessed directional lighting, track lighting, landscape lighting and wall mounted fixtures. Task Lighting: Task lighting provides lighting to perform specific tasks in the house. Areas of the house that use task lighting are kitchens for food preparation, living rooms and home offices for reading, and bathrooms at the vanity area. Typical types of task lighting are under cabinet lighting in the kitchen, track lighting, sconces at the vanity and lamps for reading. There is such a diverse amount of lighting fixtures for each lighting type that it can seem overwhelming - to decide on the correct fixture. Contact Kirk Development Company at 602 944-3658 and we can work with you to design a lighting plan that is best for your family and lifestyle.

November 2017 | The Moon Valley Tattler | 602-765-0902

Our Holiday Gift to You!

$25.00 off any night during Polar Express Nov 10- Jan 6, 2017 - Call for reservations

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comfy-cozy family-friendly With 6 uniquely decorated private cabins, your family can enjoy the frosted wonderland that is Williams in winter. Set off on a polar adventure, drink hot cocoa, and rest your heads at Trapperâ€™s.

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November 2017 | The Moon Valley Tattler | 602-765-0902

Thinking of Purchasing a Second Home? Here's What You Need to Know. BY TOM BO NE T TO, T HE LEND IN G COACH Hotels are great, but they are certainly not a good investment….unless your last name is Hilton. According to the Case-Shiller Home Price Index, home prices are up nationwide by more than 5% since last year. That means your vacation home might actually pay for your vacation! Nearly one million buyers purchased 2nd homes last year, as no doubt they had grown weary of spending excessively on hotels and vacation rentals. Second homes potentially yield a return while providing a vacation spot over which you have 100% control. But buying a vacation home can sometimes be a bit trickier than you think. It’s different than purchasing a primary residence, so make sure you have the right mortgage lender and real estate agent on your side. Here’s what you need to know before making that plunge: Be Clear of All The Costs - One thing to know is that you should plan carefully before getting started, as affording the total cost is different that qualifying for the mortgage. Owning a second home comes with extra responsibility. You really should consider travel costs, regular maintenance, repairs, utilities, furnishings, and household items. On the plus side, you might offset some or even all of the costs if you rent your home part-time. Make sure to check with your lender, as some loan programs don’t allow you to rent out a second home. You may also be able to write off your mortgage interest and property taxes to reduce overall cost. Know the Difference Between a Rental Property and Vacation Home - Just so you know, rental homes and vacation properties are financed differently. If you can qualify for your purchase without the property generating any income, buy it as a vacation home. You’ll get a better interest rate, and qualifying is more straightforward when rental income is off the table. However, if you need to rent out your place to afford it, it becomes an investment property, not a second home. Know Your Down Payment Requirements - You can buy a primary residence with just three percent down in many cases, but it takes at least ten percent down to buy a vacation home, and that’s if your application is very strong. Otherwise, your lender may require at least 20 percent. If you don’t have a lot of cash on hand, you may be able to borrow your down payment. The National Association of REALTORS® says that about one-fifth of buyers tap into equity from their primary residence to make the down payment on the second home. Choose Wisely and do the Math - It is tempting to jump into a vacation home purchase, but first, weigh the benefits and costs. Ensure that it makes long-term financial sense to buy. Although there are upfront costs, a second home purchase can be a nice addition to your real estate portfolio or retirement plan. To make ownership even more affordable, make sure you work with an agent and lender that know the insand-outs of the process!

THE LENDING COACH Your Residential Mortgage Lender

Pictured is Nicholas Monroe and Jack Sock

Top Rank Tennis Player Nicholas Monroe Coming to Gold Key Racquet Club On Saturday, November 11th, Top ATP Pro Nicholas Monroe is coming to visit Gold Key Racquet Club. He will be at the club for a series of clinics and an exciting pro exhibition! The relationship with Mr Monroe and Gold Key Racquet Club is a great one. Nicholas started training back at the club in 2009 when his ranking in the world was in the 400’s. Ever since then, his ranking has consistently climbed and currently has an ATP Ranking of 30 in the world! Nicholas has played doubles in all four Grand Slams and has played with some of the top players in the world including Donald Young, Steve Johnson, John Isner, and Marion Bartoli. Currently, He is just coming off the Swiss Indoor tournament with fellow American Jack Sock! Nicholas will be providing both Junior and Adult clinics while at the club and all of these events are open to the public. For more information or to sign up, please contact Gold Key Racquet Club at 602-9931900. Gold Key Racquet Club is located at 12826 N. 3rd street which is just south of Thunderbird Rd.

It’s Tennis Time! Gold Key Racquet Club

R R R R

Meet People. Exercise. Have Fun. Affordable!

It’s not often that you run across a true coach in the mortgage world. Moon Valley resident Tom Bonetto has been helping his customers & his players achieve the best for nearly 30 years. Let him help you ﬁnd the right home loan product to ﬁt your needs.

Call tom today: (480) 788-2658 Tom Bonetto

The Lending Coach www.lendingcoach.net

Learn to Play or Simply Improve Your Game! fter Kids A l Schoo Now Tennis le! b Availa

Get your Child involved in a sport that will last a lifetime!

NMLS #1431961 Licensed in AZ and CA (480) 788-2658

Gold Key Racquet Club

tom@lendingcoach.net

12826 N. 3rd Street, Phoenix, AZ 85022

(602) 993-1900

www.goldkeyracquetclub.com Adult Member Special

10 Free Tennis Clinics!

Join by October 31st, 2017 and you will receive 10 Free Jump Start Tennis Clinics and NO Initiation! Stop in today! 15

November 2017 | The Moon Valley Tattler | 602-765-0902

Diamondback Realty L.L.C.

Jeff Barker, ABR

REALTOR ® (480) 326-7857

jeffbarker1@cox.net www.jbazhomes.com 14301 N. 87th St. #106, Scottsdale AZ 85260

Rick Ritter Extra Mile Painting Company, offering exquisite and affordable, interior and exterior painting!

20% SEASONAL DISCOUNT

through the end of the year !

CALL JOE - (602) 521-2662

Bonded, Insured, Licensed ROC 299666! Excellent yelp reviews!

602.909.8592

RITCO TILE SPECIALISTS Measure Twice - Cut Once

Floors, Showers Walls, Countertops Tile, Granite, Marble & More

RickRitterTile@gmail.com Licensed and Bonded

CARPET CLEANING

Carpet, Upholstrey & Tile Cleaning

602.376.4498

CURTIS & MICHELE KLOEMPKEN Privately Owned and Operated Serving the Valley Since 1987 FULLY INSURED

azmwcarpetcleaning.com

GREATER AZ

HOME IMPROVEMENTS Licensed Contractor ROC #301944 | Bonded & Insured

Quality doesn’t cost you... it pays. Free Estimates Dependable Reasonable Professional 29 Years of Quality Work

Handyman/Craftsman

Affordable, Honest, Knowledgeable, Dependable, Quality Guaranteed, Flexible Availability, References Available (Not a Licensed Contractor)

602-499-6951 -Appliance Repair -Carpentry -Custom Furniture -Dry Wall Repair -Electrical -Fix What’s Broken

-Furniture Repair -Odd Jobs -Painting -Precision Woodworking -Product Assembly

HANDYMAN DAN HOME REPAIRS

FREE ESTIMATES 25 YEARS EXPERIENCE RELIABLE & HONEST

602-430-1717 HANDYMANDANAZ@GMAIL.COM

Jeff Grossman

Jeff@ArtisticWoodandMarquetry.com www.ArtisticWoodandMarquetry.com

Home & Business Improvements Plumbing • Tile • Drywall Kitchen/Bathroom • Painting Int/Ext Remodeling • Repairs

Mike McAuley

Business Cell

(602) 971-2022 (602) 703-2175

November 2017 | The Moon Valley Tattler | 602-765-0902

MOON VALLEY CLASSIFIEDS ADULT CARE

Best Care Home of Moon Valley A State Licensed Home established in1996 is owned and operated by a Registered Nurse. Accepts all levels of care. For more information, please call Tess Baylon BSN,RN at 602-548-1082.

Need a Caregiver? We provide in-home care giving services with love and compassion. Call Life’s Blessings for a free consultation at 602.466.3005.

HOME IMPROVEMENT

Garage Doors AYS, “At Your Service” Garage Door. ROC-272744, BBB A+, Service, Repair or Install Save $20 w/ ad Call 602-375-3667

Professional, but Personal. Cleaning fine homes since 1982. Also, house and pet sitting. Vince or Cheryl 623-694-3747 or 623-694-1695 HOUSE CLEANING RESIDENTIAL AND COMMERCIAL cleaning services. Honest, Professional, Hardworking excellent references my payment is my work. Free estimates Kathy 602.574.9945

SPLISH SPLASH POOL SERVICE & REPAIR Swimming Pool Service since 1984. We can take care of ALL your pool needs. Call to schedule an appointment 623581- 3111. Sign up online. www. splishsplashpools.com

Tree Trimming Palms, hard-woods, shrubs Removal, hauling, landscaping. Free estimates, reasonable rates. Call Mike, MJA Tree Service. 602-493-0733

Acoustic (popcorn) Ceilings Removed All types of texturing and drywall repairs. Furnished homes our specialty. Since 1979. Free Estimates. ROC#192644. Call Mike 623582-4325

CLEANING SERVICES

LANDSCAPING & POOL

Leah Weber

Seablu Pool & Spa Services A full service Co. Weekly maintenance, repairs, system inspection. Free estimates, phone 602.614.3418. A woman owned business, bonded and Insured. www. seablu.com. Moon Valley’s Preferred Pool Service.

LESSONS & TUTORING

PIANO LESSONS-first 2 lessons free Adults/Children Positive, patient instruction. Making music understandable and fun. Feel accomplished, motivated, enjoy playing. Lots of variety. Experienced Educator/ Pianist 28 years. www.PianoKeysToMusic.com Established MVbusiness Valerie Thomas 602-971- 0089

Publication Coordinator

13236 N. 7th St., #4304 • Phoenix, AZ 85022 P | 602.765.0902 • F | 602.765.3225 • E | info@mvtattler.com

602.765.0902

H E RE!

Distribution Information The Moon Valley Tattler is distributed monthly free of charge. Readership is 50,000. The paper is hand-delivered to Moon Valley area homes from Bell Road on the north, south through “The Pointe” community to Peoria, east to Cave Creek Road and or 32nd Street, and west to 19th Avenue. Additional copies are distributed at rack locations. Mail subscriptions are available for $25.00 per year. Content in full or part may not be reproduced without the written consent of the publisher. Opinions expressed by contributors are not necessarily the opinions of the publisher and do not constitute an endorsement of products or services. Publication of an ad does not constitute an endorsement. Business profiles are based

on information supplied from advertisers. Readers are urged to verify. Articles and photographs can be submitted for use in future issues. Please submit a SASE if return is necessary. The publisher reserves the right to reject any advertisement or letter to the editor that is not in keeping with the standards of the publication. The publication’s name is copyrighted by: THE MOON VALLEY TATTLER, LLC Publisher: Dawn M. Trapp Publication Coordinator: Leah Weber Art Director: Hana Ruzsa Staff Writer: Susan Mercer Hinrichs info@mvtattler.com www.moonvalleytattler.com

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November 2017 | The Moon Valley Tattler | 602-765-0902

Protect Your Children's Inheritance B Y L I B B Y B A N K S , T H E L AW O F F I C E O F L I B B Y B A N K S , P L L C The revocable living trust is a great estate planning tool. Putting your own assets in a revocable living trust doesn’t protect those assets from your creditors. The assets in your trust are still considered your assets because you continue to have complete control over them. However, you can use your trust to provide asset protection for your beneficiaries after your death. How can you do that? When you pass on your assets to your beneficiaries, you pass them on in a trust for each beneficiary. Instead of giving them of all the assets outright, where they put it in their own bank account or in their own name, at death we create an irrevocable trust for each beneficiary. Trusts Can Keep an Inheritance Out of the Hands of Creditors If we don’t hold a beneficiary’s inheritance in trust, the beneficiary’s creditors can end up with all your hard-earned money. Let me give you a real life example (with details changed to protect confidentiality). Son started a business, but in the economic downturn, it didn’t make it. He filed bankruptcy. Within a few months after filing, Mom passed away, leaving him everything in an outright distribution. It was all his. Except it wasn’t his. Instead, because he had filed bankruptcy, it all went to his bankruptcy trustee. Had Mom given him the assets in trust, he could have completed the bankruptcy without using the assets in the trust. Then, when the bankruptcy was over, the assets in the trust could have given him a fresh start. A Special Note About Inherited IRAs: Not long ago, the U.S. Supreme Court ruled that inherited IRAs are not exempt in a bankruptcy proceeding, and the bankruptcy trustee is permitted to take those funds to pay a debtor’s creditors. However, nine states have laws that protect inherited IRAs in a bankruptcy. Arizona is one of those states. Keep in mind that a child, even an adult child, may simply cash in an IRA, however, and lose that protection. A separate trust to hold your IRA and distribute it can prevent that. Trusts Can Protect an Irresponsible Heir From Himself and Still Provide for His Welfare When we create trusts for your beneficiaries at your death, we provide protection from beneficiaries who might not manage the inheritance well. Maybe it is a child who is a spendthrift (or has a spouse who spends money like there’s no tomorrow). Perhaps a parent is protecting a child with addiction issues from literally killing themselves with drugs using the inheritance left to them, or saving a beneficiary with a gambling addiction from losing everything. Leaving the money in trust doesn’t mean you don’t provide for them. The trust will allow for discretionary distributions to your heirs. Generally, we write in the trust

DO YOU NEED A WILL OR TRUST?

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Phone (602) 993-6600 Moon Valley: 288 E. Greenway Parkway www.halfmoonsportsgrill.com

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602-375-6752 • libbybanks.com

For all you Bears Fans, Check out our Highland location for authentic Chicago fare featuring Chicago Thin Crust Pizza & Vienna Beef Hotdogs! Phone (602)977-2700 Biltmore: 2121 E. Highland Avenue www.halfmoonsportsgrill.com *Please note that menus and specials vary between locations.

that the trustee has discretion to provide for the health, education, maintenance and general welfare of the beneficiary. That way, the beneficiary still benefits from your assets, but doesn’t have full access. This takes away any opportunity to overspend or get into trouble with the assets you left. Trusts Can Protect the Inheritance in Case of Your Beneficiary’s Divorce or Death If a beneficiary has a rocky marriage or is going through a divorce, leaving the inheritance in trust can assure that your beneficiary keeps your money in a divorce. By keeping assets in trust, you can ensure that your trust assets do not go to a son-in-law or daughter-in-law in a divorce, or to their children from a previous marriage. An inheritance is separate property, meaning that your beneficiary’s spouse isn’t entitled to it in a divorce. However, if your beneficiary commingles his inheritance with assets of the marital community, they are no longer separate. When you leave your assets in a beneficiaries’ trust, the assets remain separate property, and are protected from being divided up in a divorce. The Trust may protect the inheritance in the event of your heir’s death as well. Your beneficiary’s spouse may be entitled to half or more of the beneficiary’s separate property at death, even if they wouldn’t be entitled to any of it in a divorce. Thus, if your beneficiary dies owning the assets you left him outright, his spouse may take the assets instead of your grandchildren or other heirs. On the other hand, if you give him assets in a trust, you can state who is to receive the remainder of the assets after your beneficiary dies. You can even include the spouse if you wish, while assuring that what is left at his or her death goes to your grandchildren, and not someone else. The Arizona Advantage for the Responsible Heir In Arizona, we have the somewhat unique law that permits a beneficiary to be trustee of his or her own trust and still have the asset protection we’ve discussed in this article. That means the beneficiary has control over the trust and all the assets in it, while still getting the advantages of creditor protection and divorce protection. That’s an advantage you should take advantage of! Planning with continuing trusts can assure that your heirs are the ones who get your inheritance and that it’s used for their support no matter what life brings their way. Asset protection planning for your heirs is a substantial benefit to using a revocable living trust as your primary estate planning tool. If you don’t have a revocable living trust, consider talking to your estate planning attorney or contact my office soon. Visit my website at www.libbybanks.com, email me at Libby@libbybanks.com or call me at 602-375-6752.

The Law Office of

Libby Banks Your Moon Valley Neighbor & Lawyer 11120 N. Tatum Blvd. Suite 101, Phoenix, AZ 85028

November 2017 | The Moon Valley Tattler | 602-765-0902

News from Phoenix City Council District 3

Mountain Sky’s Newest Elective: Digital Media

By Joselyn Cardenas & Parker Nagle As you’re walking into the classroom, you feel the determination of the students The city of Phoenix will soon unveil PHX C.A.R.E.S., a new plan to engage floating in the air. You can tell they are doing their hardest to succeed, as they are homeless living in encampments, improve neighborhoods and help property owners engrossed in making pieces they can be proud of. Mr. Pemberton encourages them learn how to protect their rights. to continue on. Picture for Digital Media Article PHX C.A.R.E.S., which stands for community action response engagement For the 2017-2018 school year, Mountain Sky has an exciting new addition to services, is a collaborative, proactive response involving the city departments most Colleen Iacuessa creates animations on the computer part of Digital the Digital Media Class. its as electives, Media. This course is being offered in conjunction with the impacted by the increase of service requests over the past two years as the unshelS.T.E.A.M. electives. Digital media is the basics of 2D animation and film cretered homeless population has increased by 59 ation. In this class, the students will be using digital campercent. eras, laptops, scanners, light boxes, PowerPoint, Windows Soon, the PHX C.A.R.E.S program will movie maker, and much more. They will use these tools to introduce a central phone number that will create numerous amounts of astounding projects over the help residents, business owners and community course of the semester. members report homeless encampments. This Mr. Pemberton hopes that this class will help the stuwill result in the city, first dispatching, certidents “open up to their creativity” to the point that they fied homeless outreach professionals to engage may be able to reach their goal of creating professional and focus on stabilizing the people experiencand studio-esque projects. This is also another aspect that ing homelessness that reside in the encampment. distinguishes, and differentiates digital media from other The city will have at least one outreach team art classes available. working seven days a week, from 5 a.m. to 11 In fact, Mr. Pemberton stated that his art classes, “are p.m. The PHX C.A.R.E.S. team will also begin going more toward product design and that their projects addressing the needs of those living in the comare more physical works.” munity around the camp and the city resources If you are considering joining this class for the upneeded to restore the neighborhood through coming semester, as it is one of many electives, all you clean up and ongoing enforcement to keep the have to do is sign up. Currently, Mr. Pemberton has about homeless camps from reestablishing. 150 students in his seventh and eighth grade classes and The new PHX C.A.R.E.S. phone line and Colleen Iacuessa creates animations on the computer 160 for the next semester. The class is a semester long for the program are expected to roll out this fall. Our office plans as part of the Digital Media Class. both seventh and eighth grade-however, students are able to have at least one public meeting about the program – we will to take two of his classes simultaneously and sign up anyshare those meeting details as soon as possible. time. Although, Mr. Pemberton cautions that all three of his classes- digital media, graphic design, and art- are not as easy as people perceive Respectfully, them to be. Debra Stark He explained that his students often walk into the classroom, unaware of the Councilwoman high expectations that he has for his students. However, once trained in the various pieces of technology used in his class, they easily surpass his expectations.

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November 2017 | The Moon Valley Tattler | 602-765-0902 Sharon #1 Residential Agent 2015 Phoenix & Top 1% Companywide

SHARON HELLAND

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MOON VALLEY AGENT

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cell: 602-510-2468 email: azhelland@aol.com

PATTY SCHMID

REALTOR ®, Berkshire Hathaway HomeServices Arizona Properties

cell: 480-889-4449 email: patty@theschmidgroup.com www.AccessMoonValley.com Berkshire Hathaway HomeServices Arizona Properties 3200 E Camelback Rd #103, Phoenix, AZ 85018 Office: 602-288-4400 Fax: 602-288-3955

NEW LISTING—UNDER CONTRACT

FABULOUS SQUAW PEAK AREA

READ SHARON & PATTY’S ARTICLE INSIDE! SOLD!

971 W Moon Valley Dr—$499,000

7110 N 18th St—$970,000

AVAILABLE SOON FOR LEASE

SOLD! —7TH AVE & UNION HILLS

1002 E Grandview Rd—$317,000

1227 E Grandview Rd—$1750/mo PATTY & SHARON’S LISTINGS! NEW LISTING – UNDER CONTRACT! MOON VALLEY OVERSIZED GOLF LOT! Wonderful home on Moon Valley Golf course on 7th & 8th Fairways with 29,332 sq. ft (over ½ acre lot) with Views of Shaw Butte, Phoenix Mountain Preserve! Meticulously maintained for the last 40 years by same owner! 2885 sq. ft with room to add on to! This lovely home has a Formal living and Dining rooms, Family room with fireplace, 4 bedrooms, 1 split for office off kitchen, Eat in Kitchen, inside laundry. This is the best Golf lot with views in Moon Valley!! Call Patty or Sharon for more information and listing information. 971 W Moon Valley Dr $499,000 – UNDER CONTRACT! MOON VALLEY SOLD! $220,000 7TH AVE & UNION HILLS! Great home, Great price, shows very well! What a darling perfect little home! This home lives large 3 bedroom & 2.5 bathrooms with nice architectural aspects, vaulted ceilings in Living room, high windows. Kitchen open to small family room w/Arcadia doors to back patio. Kitchen stainless refrigerator conveys, stove & built in microwave, breakfast bar, dining area & powder room downstairs, 3 good sized bedrooms, 2 w/triple door closets, Master bed-room even has a newer jetted tub/shower and nice walk in closet! These sell very quickly, Owner loved living there feels it is quiet safe neighbor-hood, with nice Community pool one way in one way out, loves the light from all the windows! 3 yr old AC & 2010 new roof! Front yard is taken care of from HOA!! 18632 N 4th Avenue SOLD $220,000 NEW LISTING! LINCOLN/18TH STREET SQ. PEAK AREA! You cannot find a quality built Custom home w/these amenities which is ready to move into at this price range! Private iron gated Courtyard entry w/travertine paver block pathways, landscaping & fountain greet you. Architectural details stone, Custom 9' wood & glass door to grand entry foyer. Slab Granite counters, furniture grade cabinetry, 36” dual Stainless built-in refrigerators, Viking Gas Range w/warming drawer, hand pressed tile in kitchen, Natural stone floors, Temp controlled 640 bottle wine room, butler's pantry w/onyx counters & wet bar, full walk in pantry, all in an Great room concept open to kitchen, built-in entertainment center/ display cabinet, Custom cabinetry office w/ built-ins & custom Murphy Bed. Squaw Peak Views, Resort Pool/spa/waterfall/BBQ, fridge, sink. You cannot find a quality built Custom home w/these amenities which is ready to move into at this price range! Private iron gated Courtyard entry w/ travertine paver block pathways, landscaping & fountain greet you. Architectural details stone, Custom 9' wood & glass door to grand entry foyer. Slab Granite counters, furniture grade cabinetry, 36” dual Stainless built-in refrigerators, Viking Gas Range w/warming drawer, hand pressed tile in kitchen, Natural stone floors, Temp controlled 640 bottle wine room, butler's pantry w/onyx counters & wet bar, full walk in pantry, all in an Great room concept open to kitchen, built-in entertainment center/display cabinet, Custom cabinetry office w/ built-ins & custom Murphy Bed. Squaw Peak Views, Resort Pool/ spa/waterfall/BBQ/fridge/sink. 7110 N 18th Street $970,000 MOON VALLEY RENTAL AVAILABLE SOON! Moon Valley Canyon area great single family home, freshly painted interior & exterior, vaulted ceilings, Great room with fireplace, granite slab counters, Refrigerator, laundry room inside, remodeled baths, quiet street and 2 car garage. – 3 bed-room/2 bath/2 car garage. Great Room home light and bright on quiet street! Mountain Views. 1227 E Grandview Road $1750 per month! MOON VALLEY - SOLD! Single family home with 1827 sq. ft, Formal Living and Dining + family room with fireplace, 3 bedroom and 2 full baths, inside laundry room, hardwood floors, remodeled baths. Wonderful backyard with pebble Tec pool, large covered patio and additional seating areas, grassy area, built in shed, plus additional shed for storage. Shows immaculate! 1002 E Grandview Road SOLD $317,000

Sellers, It Is Time To List ! Search the Entire MLS Like Sharon & Patty Do!

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18632 N 4th Ave—$220,000 MOON VALLEY $100,000-$3 MILLION ACTIVE HOMES ON MARKET: 95 AVERAGE SQ FT: 2,837 LIST AVE= 499,304

PRICE PER SQ FT=

175.07

DAYS ON MARKET= 100

$100,000-$3 MILLION CURRENT SALES IN ESCROW (PENDING): 24

AVE SQ FT: 2,371 LIST AVE= 372,279 PRICE PER SQ FT= 164.37 DAYS ON MARKET= 69 $100,000-$3 MILLION CURRENT SALES : 40 — AVERAGE SQ FT: 2,341 LIST AVE= 379,692 PRICE PER SQ FT= 163.06

Sold: MOON VALLEY

DAYS ON MARKET= 81

Sold: MOON VALLEY

Address...…………......…....SqFt……..…SP

16036 N 11TH AVE 1135

1,619

255,000

50 E CANTERBURY CT

3,787

535,000

13205 N 13TH LN

2,124

324,700

14451 N CORAL GABLES

3,400

685,000

412 E BROOK HOLLOW DR

2,300

360,000

1405 W CARIBBEAN LN

4,109

815,000

1058 E TIERRA BUENA LN

3,110

535,000

602 E BROOK HOLLOW

2,400

365,000

2214 E NISBET RD

1,404

210,000

13602 N 12TH PL

2,115

366,000

16002 N 3RD DR

1,685

260,000

823 E MONTE CRISTO

1,224

226,000

15040 N 20TH PL

1,537

278,000

15850 N 20TH PL

1,210

228,000

1248 E REDFIELD RD

2,241

340,000

2231 E VISTA DR

1,194

239,000

825 E Sandra TER

2,694

395,000

1930 E CAMINO DE LOS RA

1,881

167,000

1814 E LUDLOW DR

2,481

345,000

1315 E MEADOW LN

1,232

250,000

1116 E BRAEBURN DR

4,500

749,000

1704 E Redfield RD

3,230

460,000

82 E CANTERBURY CT

2,934

415,000

501 E CANTERBURY LN

3,208

515,000

13201 N 7TH DR

2,034

417,500

1750 E CAMINO DE LOS RA

1,320

203,000

18 E CANTERBURY CT

3,089

440,000

14008 N 21ST WAY

1,750

212,000

1002 E GRANDVIEW RD

1,743

317,000

1826 E REDFIELD RD

1,750

286,000

13815 N BURNING TREE PL

2,036

372,500

601 W CAPE ROYAL LN

2,636

420,000

1539 E WINGED FOOT RD

2,319

410,000

14035 N BURNING TREE PL

1,765

270,000

9 E WINGED FOOT RD

2,562

472,000

1744 E WALTANN LN

2,080

379,000

1243 E MONTE CRISTO

2,656

410,000

14219 N 17th PL

3,230

450,000

1214 W CAROL ANN WAY

2,133

325,000

1950 E HILLERY DR

2,910

486,000

THE POINTE TAPATIO ACTIVE HOMES ON MARKET: 12 AVERAGE SQ FT: 2,427 LIST AVE= 409,292

PRICE PER SQ FT=

Sold: 4 AVERAGE SQ FT: 2,002 PRICE PER SQ FT= 176.02

173.64

DAYS ON MARKET= 117

AVE LIST PRICE: 353,000 DAYS ON MAKET= 46

SOLD Address.………………………………………………….SQ Ft……………..PRICE 10629 N 8TH ST

1,882

335,000

10445 N 9TH ST

1,865

292,500

11618 N 12TH JPL

2,373

427,500

909 E MESCAL ST

1,888

357,000

*Sales from MLS statistics & includes all participation brokerage firms.

20 would you list or buy with anyone else?” 24 hour voicemail & cell phone 602-510-2468 or 480-889-4449! “Why

November 2017 | The Moon Valley Tattler | 602-765-0902

INSIDE REAL ESTATE

B Y PAT T Y S C H M I D A N D S H A R O N H E L L A N D

One “Fishy” Group: Mountain Sky’s Marine Biology Club

A few days ago, we had lunch with a seasoned REALTOR friend before we participated in an industry business meeting. To be clear, our friend, Marti, has a similar work ethic and By Megan Mannelly we have mutual respect for one another. As a result of that meeting, we thought we should Picture for Marine Biology Article: Your heart beats faster as you sluggishly make your way to the STEAM door. You highlight our insider lunch conversation. stop, hesitating before you outthe to grab cool metalatofMountain the doorknob. taking care ofreach one of manythefish tanks Sky. Opening it, For more than twenty years, we have reviewed market data, home inspections, preparing Lucy Melin your home for sale, marketing, negotiating a contract, or selecting a real estate agent, and so the salty, living scent of the ocean surrounds you, reminding you of summer. A broad smile much more. So, this is a different article. But, our lunch friend Marti has advanced experi- registers on your face, you were in the right place, you were two steps away from the Marine Biology club. ence, advanced training, and a similar business philosophy. So, we thought we should share The anour real estate world. nouncement is out, Truth be told, we couldn’t stop a desperate owner from selling, or stop a motivated buyer and so is the wonfrom buying. But, we also agreed, our knowledge and experience with the local market, valuderful Marine Biations, business standards, vendor networks, finance sources, contract forms, and escrow proology Club. What cesses, enabled us to help our customers meet their unique lifestyle and housing needs – ensuris that? You say, ing they moved from one chapter of their lives, to the next – household formation, marriage, the Marine Biolpartnership, career growth, birth of children, growing family, corporate relocation, divorce, ogy Club is located loss of spouse, empty nesting, retiring, downsizing, estate planning, and the like. in Mountain Sky After many years and many transactions, we agreed, we had pretty much seen it all. Not Junior High, and much surprised us anymore. But, after all, we were never naive, or judgmental, to begin with – is taught by the we simply helped our customers achieve their unique lifestyle and housing goals, no matter the STEAM teacher, circumstances, no matter what it took. We called it, shared experience and shared outcome. Mr. Perrone. And, sometimes it takes everything for that shared outcome – adjusting price expectations, “There are two repairs and maintenance, packing boxes, cleaning the pool, mowing the lawn, painting the Lucy Melin taking care of one of the many fish tanks at Mountain Sky. main parts of the house, housekeeping, staging, selling cars, consigning furniture, and everything else required class, taking care of the fish, and building the tanks themselves” The steam teacher explains to deconstruct and decommission a household. Over the years, we shared, we had become lifetime real estate partners for our customers with great enthusiasm. “The students can’t get it anywhere else. We live in Arizona and this and, as a result, we were blessed with repeat customers and referrals from our repeat custom- allows the students to learn about the fish, and actually get their hands in the tank” Ever since he was a small boy, Mr. Perrone had fish tanks. About seven years ago, ers as they trusted us to represent them, as well as their family and friends, time and again, he turned his fresh water tank into a salt water one. He didn’t stop there, he continued throughout their lives. In the end, we concluded our work was important, because we were repeatedly honored to improve it, and his interest grew. Now wanting to spread this to students with similar interests, he created the Marine Biology Club. “Some parts if why the students really enjoy and humbled to serve our customers. What do we do for our sellers? It is simple. We help prepare homes for sale, we help the club is control, they get to feel responsible, as well as actually take care of the tanks and owners price their home, we help owners market their home, and we help owners with the interact with the fish themselves.” Mr. Perrone elaborated. The students have also spoken of how interesting this club is “I love to compare and paperwork. What do we do for our buyers? It is also simple. We help buyers see all the homes that help the animals” exclaims a bubbly Kailey Smith. Birds of a feather flock together, as the meet their criteria, we help buyers pay the right price, we help buyers avoid a money pit, and saying goes, well, in some cases it can be fish. The students love the class, and with similar interests grows teamwork, communication, and collaboration. “Just really having fun with we help buyers with the paperwork. While it is always fun to talk shop with another REALTOR, we prefer meeting in your everyone and making a difference in the tanks seems to bring us all closer.” Neely Burns stated. This club, while it may be a little “fishy”, definitely has many wonderful traits. living room, or our office, to talk about your unique lifestyle and real estate needs!

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November 2017 | The Moon Valley Tattler | 602-765-0902

Oriental Rugs DESIGN SOLUTIONS BY ROBERT ALAN MINOR Q: We recently replaced all of our flooring with 24” x 24” stone tiles. The look is much “colder” than we thought it would be. Our traditional home is perfect for a mix of oriental rugs. Can you give us a primer on choosing the perfect rug? A: An Oriental rug is like a work of art. Fine antique rugs have long adorned the traditional homes of both East and West, and there was a particularly busy export trade of Persian rugs to both Europe and America from the mid-nineteenth century onward. After the depression, Americans opted for wall-to-wall carpeting, but there has been a big comeback with Oriental rugs since the fifties, and with good reason. For centuries, the Oriental rug has been the foundation of a beautiful home and can set the tone for a whole decorating scheme. The rug not only furnishes a room, but also can separate functions in a large room and control traffic. With a fine rug as a base, you can build up slowly over a number of years. The mistake most people make is matching a rug to a sofa or draperies. The rug should be purchased first. The beauty of a fine antique rug is in the exceptional wools and craftsmanship of the past and the use of only vegetable dyes. Colors are subdued and mellowed with years of wear. But certain traditions are passed on decade after decade from antique to modern rugs. The patterns of the past are repeated over and over, and a good quality Persian rug can cost as much as a modestly priced antique rug. Fine Oriental rugs were created to be used, walked on, and passed on to the next generation and the next. By virtue of the sheer magnitude of its use over the centuries, the Oriental rug provides a base for a total Oriental look or a traditional western home filled with antiques. But, don’t discount using this type rug in a contemporary setting. There is a broad range of styles, patterns and colors that will complement any modern setting. I recently used a beautiful art deco inspired rug to highlight a minimal room with classic modern furniture. With the popularity of stone, wood and tile flooring, many designers are carefully choosing the right Oriental rug for our casual lifestyle. D When looking for a rug, pick an overall color thatLEappeals to you. Make sure the ASE pattern is symmetrical, that dark colors haven’t run into the light ones, and that the

rug lies flat. If you are not sure about your choice, take it home and live with it for a few days before you make a final decision. The Persian rug is generally the best investment if you are looking for top resale value; if not, go for a modern Chinese, Turkish or Indian rug. Age does not necessarily denote value; it all depends on the quality. Oriental rugs are invariably named for the geographical region, the towns or districts in which they are produced. Each has distinguishing characteristics. The designs incorporated in the Oriental rug are important in identification of the rug as to country and period. True Oriental rugs will show the entire pattern or motif in detail on the underside of the rug. The quality of Oriental rugs is largely dependent on the number of knots per square inch, the range being from around forty, for the very coarse, to more that nine hundred for the finest. Some Oriental knots are the AFGHAN, ARMENIAN, GHIORDES and SENNA. Oriental rugs of various sizes have their special names: DOZAR, an area rug, about four feet three inches by seven feet; KELLEGI, a long narrow rug, two or three times its width, about six feet by sixteen feet; KENAREH, a runner, or strip rug, three feet wide and from eight to twenty feet in length; PUSHTI, a small scatter rug, about two feet by three feet; QALI, a rug normally measuring around six feet by ten feet; YASTIK, a small rug, usually from ten feet by one foot three inches to one foot eight inches by two feet seven inches; ZARCHEREK, a throw rug, about two feet four inches by four feet seven inches; and a ZARONIM, a small size rug, measuring about three feet six inches by five feet.

Always buy from a reputable dealer! Interior designer Robert Alan Minor of Interior Resources has been designing and remodeling homes, offices and restaurants since 1978. He lives and works in Moon Valley, where he can be reached by email at robertalanminor@aol.com, and by phone at 602-298-8038.

YOUR POINTE MOUNTAINSIDE SPECIALIST! Lived in & focused on Pointe Mountainside for 20+ years! Also serving all Moon Valley & other parts of Phoenix

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JShackleford.com | 602-284-0499 134 E BECK LN — $168,000

! SOLD

Beautifully Remodeled townhome in Moon Valley. 2 Master Bedrooms/ 2 full baths/Loft. Great Room w/ 18’’x 18’’tile floors and Vaulted Ceilings. Fully remodeled in 2012! New paint & carpet. Remodeled Kitchen features Slab Granite counters, Breakfast Bar, Glasstop Stove, Brushed Nickel Fixtures and 18’’x 18’’tile. Both bathrooms granite & brushed nickel! Shutters on all windows! 2 Skylights!Private. Front Courtyard & Patio! 2 Car Carport. Community Pool & Heated Spa.Truly Move-In Ready!

ACT

NTR

R CO

E UND

NEW

PRIC

1132 E VILLAGE CIRCLE DR N -- $339,000

WOW! - Beautiful REMODELED home in quiet corner of The Villages. Kitchen features New Composite Counters & Backsplash, S.S. Appliances, Brushed Nickel fixtures & 2 Pantries. Wood Look Laminate Flooring throughout! 2 Remodeled Bathrooms, Cozy Stone-faced FP. Diving Pool & Mtn Views! 4 BR/ 2 Bath. 2390 SF. Community Tennis Ct,

14202 N 14TH ST - $469,800

Fully REPAINTED INSIDE & RE-PLUMBED! Stunning single level home on private CDS lot in Pointe Mountainside. Bright, open floorplan w/ soaring ceilings & warm wall tones throughout! Plantation shutters on all windows. Huge Kitchen w/ large Center Island, breakfast bar & tons of cabinets. Master Suite has 12’ceilings, plush carpet & walk-in closet. Full spa bathroom w/ his&hers vanities & soaking tub. Private grass backyard! 4 BR/ 2 Bath. 2832 SF.

Catch the Game on 2222 TVs catch the madness onour our tvs Nightly Dinner Specials!

monday BURGER DAY . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11 A. M .- 4P. M .* 50 cent Wings* | $250 Hot Dogs* | $250 Brawtwursts*

.....

4 P. M .-10 P. M .*

* with beverage purchase

tuesday pasta night . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 6 95

add Soup or Salad

. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 7 95

wednesday meatloaf

8 95 9 95 thursday fried chicken . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 9 95 comes w/mashed potatoes & corn add Soup or Salad . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $10 95 friday fish fry . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 8 95 ....................................... $

comes w/mashed potatoes & veggies add a Salad . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .$

comes w/ choice of soup or salad and choice of potato

! SOLD

14201 N 14TH PL — $429,000

New Price!! Stunning, fully Remodeled Home in Gated Community! Soft Contemporary feel. 4 large Bedrooms/3 Full Baths. 2342 SF. Amazing house backing to golf course with fantastic mountain & golf course views! Professionally decorated & artistic flourishes throughout!

friday fish & chips . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . $ 4 95 saturday $1 TACO SATURDAYS $1 tacos w/ beverage purchase 12pm -6pm

sunday breakfast 9am - 1pm Ne

igh

bor h ood Es ta

sunday thru thursday

friday & saturday

602.861.9389

Corner of Peoria & Cave Creek Road

PHOENIX, AZ

10604 N. Cave Creek Road Phoenix, AZ 85020

SP D, SP IR ITS &

DINNER HOURS

en t

2 domestic pints $ 275 domestic bottles $ 75 well drinks

TO SEARCH for any other properties in Pointe Mountainside, Moon Valley or anywhere in the VALLEY, Just go to: JShackleford.com

PPY HOUR HA 75

lis

Stunning, Contemporary style home perched on side of S. Mountain! Very Private! 5 Acre lot! Views in all directions! Open Great Room Floor Plan w/ 15 ft Hardwood ceilings and Hardwood floors! 3773 SF main floor. 2500 SF basement/playroom/Man Cave! 4 BR / 3 Baths / 4 car garage. Pool!

2549 W WALATOWA ST — $650,000

! SOLD

11am until 10pm

11am until 11pm

November 2017 | The Moon Valley Tattler | 602-765-0902

NCL, Inc. Membership Drive B Y S TAC E Y P R O C T O R As your kids get older it becomes harder to find things that you want to do together. Remember the days when you and the kids were equally excited about a trip to the park or the zoo? Then the kids enter high school and they don’t want to be seen with their parents. As the parent of a daughter, I have had that fear for years. At what point will she ask me to drop her off around the corner so she isn’t seen with me? How do I continue to have a relationship with her as she grows up? A few years ago a friend mentioned an organization to me that really helps to foster mother-daughter relationships. It’s called National Charity League, Inc. (NCL), and it’s a non-profit organization that focuses on philanthropic work, that mothers and daughters participate in together. It sounded exactly like what I was looking for! NCL, Inc. helps to foster the bond between a mother and daughter while helping to develop strong women leaders who serve and impact the community. It’s about being able to volunteer and help a charity while spending time together. This helps to establish a sense of responsibility in the girls and teaches them the importance of being gracious. Girls usually join NCL, Inc. as they are finishing 6th grade and commit through the end of high school although you can join anytime in that age range. If you have a daughter who is currently in 6th grade and are interested in learning more, I would encourage you to come and learn more about NCL, Inc. on Sunday, November 5 at 4:30 p.m. at Lookout Mountain Elementary School. This Prospective Member Information Meeting will last about an hour and will provide you all the information you need to understand the opportunities and obligations of membership. Please RSVP to Jill Hicks (Membership Committee) at jhicks@evergreen-solutionsllc. com. If you are unable to attend, but would like to learn more, please email Jill as well. We’d love to share more about the Moon Valley Chapter of National Charity League, Inc.

NCL, Inc. Partners with Desert Mission Food Bank

BY K R I S T E N K E E B L E , C L A SS O F 2020

For over 90 years, Desert Mission Food Bank in North Central Phoenix has provided underprivileged families with food and medical supplies. Desert Mission started in 1927 and assists approximately 250 families each day. Just recently, the nonprofit organization, National Charity League, Inc. (NCL) has become a philanthropic partner with Desert Mission Food Bank. With the help of the Moon Valley Chapter and other community volunteers, the food bank effectively supplies food packages and other essential items for families in our community. I often volunteer at Desert Mission Food Bank, one of my favorite NCL philanthropies. Recently, my mom and I, along with two other members of the Moon Valley, spent two hours packaging potato chips into bags for distribution. By the conclusion of our two-hour period, we had packaged over 600 pounds of potato chips! The staff at Desert Mission Food Bank is enthusiastic, supportive and welcoming to the volunteers, and makes it an overall fun volunteer experience. While we were packaging food, they provided us with snacks and music to liven up the warehouse and our assembly line efficiency. We also learned about the history of Desert Mission and its relation to John C. Lincoln hospital. In the 1930’s, a wealthy Ohio

businessman, John Cromwell Lincoln brought his wife Helen to the Arizona desert to help her recover from tuberculosis. During that time many people with respiratory illnesses moved to the desert climate to find relief. A local Presbyterian Church organization, “Angels of the Desert”, had compassion on these people and brought them food and medical supplies. The Lincoln family was very moved by the work of this group of volunteers and donated money to help purchase the land near Dunlap and 3rd Streets to help build a clinic. It is amazing to be part of such a strong pillar in our community that has been around for so many years. It is rewarding to continue the work at Desert Mission Food Bank through NCL, work that supports and strengthens both my community and my relationship with my mom. NCL, Inc. is a philanthropic organization with over 200 chapters across the country that all share the mission of fostering strong mother/daughter relationships through community service, leadership development and cultural experiences. For more information about NCL, Inc. visit our website at www.nclmoonvalley.com. Mothers and Daughters Serving Communities Together.

What is the Best Choice for My Medicare? Serving the Valley since 1992, Dean & Associates can help you make informed decisions for an appropriate Medicare Supplement or insurance product to fit your needs. Our experience has shown that the proper choice can make a dramatic difference in your health delivery options.

- Dedicated to the Senior Market Call us today: 602-264-6000 | Toll Free: 800-663-0611 1118 E. Missouri Ave., Suite B3 Phoenix, AZ 85014 Ellen Dean

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Website: www.deanmedsup.com Email: info@deanmedsup.com 23

November 2017 | The Moon Valley Tattler | 602-765-0902

Required Withdrawals from Retirement Plans: What Should You Know? BY KYLE M. KISER

IRT-1948E-A

You may spend decades contributing to your IRA and 401(k). But, eventually, you’ll need to use this money. Before that day arrives, you’ll want to be familiar with the rules governing withdrawals – and you’ll want to know just how much you should take out. To begin with, withdrawals from traditional employer-sponsored retirement plans like these fall under the Internal Revenue Service’s “required minimum distributions” (RMD) guidelines. (You aren’t required to take these distributions from a Roth IRA.) Here are some of the key RMD points to keep in mind: • You need to take distributions by age 70½. You generally should begin taking RMDs in the year in which you turn 70½. If you don’t take your first RMD during that year, you must take it no later than April 1 of the following year. If you do put it off until April 1, you must take two distributions in one year. If you don’t take your RMDs on time, you may have to pay the IRS a 50 percent penalty tax on the taxable portion of your uncollected distribution — so make sure you know your dates. • You can take more than the minimum. You can withdraw more than the RMD, but, as the word “required” suggests, you can’t withdraw less. • You may be able to delay RMDs in an employer’s retirement plan if you’re still working. If your employer’s retirement plan permits it, you may not have to take RMDs if you are still working and you are 70-1/2 or older. However, this exception won’t apply if you own 5 percent or more of your company. To determine your RMD, you’ll need to use either the Uniform Lifetime Table, which is based on your life expectancy, or the Joint Life Table, if you have a spouse who is the sole beneficiary and who is more than 10 years younger. Your tax advisor can help you make this selection. So, now that you know the basic rules of RMDs, you’ll need to consider their impact on your retirement income. As mentioned above, you can certainly take out more than the RMD, but should you? If you need the extra money, then you’ll have to take it. However, when determining how much you should take beyond your RMDs, you’ll need to weigh some other factors. For one thing, if you can delay taking Social Security, you’ll get bigger checks, so you might be able to lower the amounts you take from your 401(k) and IRA. Another factor to consider is the size and composition of your investment

Considering buying a home or refinancing your mortgage?

Moon Valley resident since 1974

Gerry Johnson Senior Loan Officer

Residential and Reverse Mortgages

602.390.6422

gjohnson@peoplesmortgage.com

- ACCESSIBLE - KNOWLEDGEABLE - RESPONSIBLE LO Licensing: AZ LO-0911738 CA-DBO183091 NMLS-183091 Company Licensing: AZ BK-0904164 CAFLL603L266/RMLA4130661, Licensed by the Department of Business Oversight Under the California Residential Mortgage Lending Act NMLS-6274

portfolio held outside your retirement accounts. If you have a sizable amount of investments, with some of them providing regular income, you may be able to afford to take out only your RMDs, or perhaps just slightly more. On the other hand, if your 401(k) and IRA make up the vast majority of your investment holdings, you might need to rely on them much more heavily. In any case, though, you will need to establish an appropriate withdrawal rate for all your investments to ensure you won’t outlive your money. A financial professional can help you calculate this rate. Do whatever it takes to maximize your benefits from your IRA and 401(k). They’re valuable assets – so use them wisely. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor.

Leaving Your Employer? Understand Your 401(k) Options. At Edward Jones, we can explain options for your 401(k), including leaving the money in your former employer’s plan, moving it to your new employer’s plan, rolling it over to an Individual Retirement Account (IRA) or cashing out the account subject to tax consequences.

To learn more, call or visit your financial advisor today.

Kyle M Kiser

Financial Advisor .

13236 N 7th St Suite 6 Phoenix, AZ 85022 602-866-6309

www.edwardjones.com

Member SIPC

Licensed Professionals THE WRITE STUFF BY GERRY JOHNSON I recently spent almost two days taking part in my annual rite of fall. Continuing Education is a requirement of my Loan Originator’s license, thus each year I have to take eight hours of instruction (actually 9 hours because I’m also licensed in California). I am a member of AZ AMP (Arizona Association of Mortgage Professionals) and they do a really nice job of putting together a package that is interesting, educational, and informative. This year it was held at the Wild Horse Casino in Chandler – a great venue. On Friday we had four hours of instruction, a luncheon with a national speaker, and an expo with 60 or so Lenders represented. One could literally get briefed on every residential mortgage product available. Then on Saturday we finished up our education requirement and were out by about noon to pursue our interests. So why bore you with all this? Because it points out that Mortgage Loan Officers are professionals. We have to adhere to exacting standards. Ethical behavior is a job requirement. Our personal credit profile has to be very good and is reviewed each year as we renew our licenses. We have the fiduciary responsibility to look out for the best interests of our clients. Here are some requirements of the job: 1. Loan Originators have to be licensed 2. There are standardized forms and procedures that must be used and followed 3. Loan Originators cannot adjust their fees according to the size of the loan, they cannot be paid both on the front end and back end of the loan (one or the other), and it

must be disclosed in advance 4. Appraisals must be handled at “arms-length”. The Realtor or Loan Originator cannot pick their favorite appraiser 5. Transparency and ability to shop around are stressed In order to get licensed, every LO must take 20 hours of instruction which includes several hours of “Ethics and Fair Lending”. They must pass a background check, be fingerprinted, have very good credit, and pass a comprehensive test. They must be registered with the NMLS (Nationwide Mortgage Licensing System) and licensed by the banking division of their respective states. They must be licensed in the state where they are conducting business. The level of professionalism in the mortgage industry is at the highest. So, these are requirements for those loan officer who work for mortgage bankers and mortgage brokers. The requirements are a little different for loan officers that work for the big banks controlled by the FDIC; they must still be registered but not necessarily licensed by the state. If you are thinking about a mortgage, it pays to shop around for the right Loan Officer and the right lender. Big banks have their rates, but Mortgage Bankers and Brokers have relationships with many lenders, thus many loan products and rates to fit your exact situation. Interview several until you find one with whom you are comfortable. Remember, a few institutions do the bulk of the business, but you can almost always find a better rate, lower fees, and better service with an independent Mortgage Banker.

November 2017 | The Moon Valley Tattler | 602-765-0902

CHANGE OF SEASONS SOUVIA SAYS GOODBYE! B Y O L I V I A W I N G E R T, CO - O W N E R S O U V I A T E A

After more than a decade, our little tea sanctuary here in Moon Valley is closing its doors December 31st. Twelve years ago, we took a chance to introduce a whole new concept and product – LOOSE LEAF TEA! Many advised us not to go out on that limb, that it would not be a successful endeavor, but German stubbornness and the curiosity and open mindedness of our community helped us get off the ground, sustained us through a recession and kept us going when many other tea businesses faltered. The idea behind Souvia® was to create a sanctuary where people could leave their troubles outside the door, where customers would always be greeted by a friendly face, where your senses could take a journey into the world of tea and where you could meet with old friends and make new ones. This vision came to manifest in part because of the incredible staff we have had. You may remember Rachel, Grace, Megan and Claudia, or had the chance to meet Heather, Emily and Derrick. All of them shared their passion for tea and maintained a level of customer service frequently praised by our customers. There were those Thunderbird High Schoolers that landed their first job here at Souvia® and we watched them grow and grow up! One of our own, Nicolette, even ventured out to open her own tea store and is now the owner of two amazing stores in Kentucky and Florida. It was you, though, our wonderful customers, that contributed mostly to the realization of a dream. You came and came back and brought friends, and told others about the little gem in Moon Valley. You not only shared a cup of tea with us, you shared so much more! We were privileged to be there for you and with you through the good times and the bad. From wedding planning to the celebration of a new family member, a new job or graduation, to the loss of a loved one. You brought it to us and we poured a cup of “Spring Fling”, “Morning After’ or “Margaret’s Hope”. Your enthusiasm about tea and your loyalty has made us successful and your friendships have enriched our lives in so many ways. It has not been an easy decision for Rene and myself, but the business landscape has changed and we feel it is time to take what we have learnt as well as the fond memories we have and move on to the next stage in career and life. However, during the months of November and December we will be open for business, are stocked for the holidays and offer many sales! Both, Rene and I will spend much time at the store and hope to see many of you and maybe share another cup of tea!

Souvia Tea ®

…because quality matters

140 Premium Teas Organic Herbs Tea Tastings Herbal Education Tea Ware and Tools Gifts for all Occasions

www.souvia.com Emerald Isle ... continued from front page

Not wanting to drive, we used the very comfortable coach bus services provided by Erin. The buses crisscross Ireland; tickets are very reasonable. Our three nights in Cork were spent at the conveniently located Jurys Inn Hotel, We visited the famous Blarney Castle via local bus. We hiked to the top of the Castle, kissed The Blarney Stone, and then strolled around the lovely gardens. Later that afternoon, we took the train to Cobh harbor from where most immigrants left for America and which was the last stop for the Titanic. I took a photo of the statue of Annie Moore (17) and her two young brothers (Anthony 11 and Philip 7) who emigrated to the US from Cobh (formerly known as Queenstown) in 1892 on the “Perhaps that is the true gift of teatime celebration S.S. Nevada. Annie was the first immigrant to enter the US from Ellis Island. Over It fills our cups with joy and warmth and friendship. May the echo of the teacup’s message be heard any time friends come together!” 2.5 million Irish would emigrate from this port city. Using a google search, I learned that Annie married Joseph Schayer, a German immigrant who worked at the Fulton Emilie Barnes Fish Market in NYC, had 10 children, and died in New York in 1924 of heart failure at age 50. Cheers and thank YOU for your gift! Olivia and Rene A day trip to the Dingle Peninsula, with its awesome scenery (thatched roofed houses and castles along the way), was most rewarding. It is readily apparent that the cows and sheep have a good life in Ireland. The grass couldn’t be any greener. When We wis h Olivia and Re n e a l l th e we arrived in Dingle, a Women’s 10K was in progress, so we cheered along with the best on th e i r n e w jou rn e y. other supporters. Then we had the traditional fish and chips for lunch. Tha n k you for you r years of writ In Ennis, a Sister City to Phoenix we stayed at The Temple Gate Hotel, a former ing for th e Moon Va l l e y Tattl e r convent, which is absolutely gorgeous (rather heavenly!). The central location is perand sha ring you r knowledge of fect. We attended the opening of the 40th anniversary of the Fleadh Nua concert a l l things tea. We wil l miss you series (traditional Irish music). There we met the Mayor of Ennis, Mary Coote-Ryan, Sou via! a charming woman who remembered many of their visitors from Phoenix. Earlier that day we encountered (and joined) a demonstration for ‘Bring Back Our Girls’ in support of the Nigerian girls who were taken hostage by the Boko Haram. The demonstration was organized by the County Clare Women’s Association. It was a good reminder that we must care for each other. The journey continued when we headed for Galway. With plenty of pedestrian friendly areas (like Quay Street) populated with street musicians and home to numerous pubs, Galway is considered one of Ireland’s most charming cities. Passing Diplomate of the American Board of Orthodontics through the Spanish Arch, built in 1584, we took the ‘Long Walk’ along banks of the River Corrib in order to get a feel for the life of the sailors and fishermen who call this Thank you Moon Valley for your support! home. Galway Bay evokes a keen sense of romance and adventure. Celebrating 10 years at our current locations! We also took a day trip to visit the Newgrange area with its incredible and aweinspiring majestic Cliffs of Moher, located in The Burren region of County Clare. The Burren area supports a mild climate resulting in a long growing season rich with diverse plant growth. It is also home to the Neolithic site of Poulnabrone Dolmen, a portal tomb which dates back to 3800 BC. The awe-inspiring Cliffs of Moher rise almost 400 feet above the Atlantic Ocean Visit us at Either Location at Hag’s Head and just over 700 feet at O’Brien’s Tower. We spent time enjoying the Paradise Valley Professional Campus 16620 N. 40th St. Suite A-1 vistas and avoiding the steep drops. While there, we listened to Celtic harp music. It Phoenix, AZ 85032 was a mystical experience. There are almost 35 million American citizens of Irish ancestry. That is 7 times Paseo Medical & Dental Bld. more that the population of Ireland which is about 5 million. Therefore, the interest 6120 W. Bell Rd. Suite 190 in traveling to Ireland is quite high. Glendale, AZ 85308 As we ended our journey, I thought of a lovely Irish Blessing: May the road rise Honored to be peer-selected a Phoenix Magazine up to meet you. May the wind be ever at your back. May the sun shine warm upon TOP DENTIST for 15 Consecutive Years! your face and the rain fall softly on your fields.

Orthodontics for Children & Adults

www.DrStevenSabatino.com

602.485.4700

November 2017 | The Moon Valley Tattler | 602-765-0902

Tax Credit BY D R . PAU L S TA N T O N , S U P E R I N T E N D E N T, W E S D Hello, again! I’m Dr. Paul Stanton, the proud Superintendent of the Washington Elementary School District. As we enter this season of Thanksgiving, I would like to begin by saying thank you. Thank you for taking the time to volunteer in our schools and participate in our community meetings and events. For those of you who are parents and grandparents in the WESD, thank you for nurturing and encouraging your student and supporting the teacher’s efforts in the classroom. In the WESD, we know the importance of a well-rounded education. To enhance the learning in the classroom, we offer extracurricular sports, clubs, fieldtrips, and character education. This gives students a chance to apply their learning, take leadership roles, and learn the value of working as a team. If you are not familiar with the public school tax credit program, it provides Arizona residents a dollar-for-dollar reduction in state income taxes. The credit is $400 for married taxpayers that file a joint return and $200 for single taxpayers or heads of households. If married taxpayers file separate returns, each spouse may claim one-half of the credit that would have been allowed. You do not need to have a child enrolled in a school to take advantage of this tax credit. Tax credit donations may be made at any time of year; however, donations must be made on or before April 15 to be applied to the prior year’s taxes. As we enter the season of sharing, I hope that you, as a resident of the WESD, would consider donating to a school in the District. The dollars can be used for items like new athletic uniforms and equipment, character education programs like Rachel’s Challenge, and special field trips. You can learn more about how to contribute at www.wesdschools.org. I’m proud to share that this year donating is easier than ever with our new online payment system. Be sure to give it a try! The most important part of a well-rounded education is quality teachers. As many are aware, there is currently a teacher shortage in Arizona; therefore, the WESD is starting our recruitment efforts earlier than ever! Our first Teacher Interview Fair of the year is this Saturday, November 4 from 8:30 a.m. to 12:30 p.m. at the Administrative Center, 4650 W. Sweetwater Ave., Glendale, 85304. Additional

Selling or Buying We will Make REAL ESTATE Real Easy for You! NEW RESALE 602.993.8808 602.390.6554 Email: j993@cox.net Cell:

fairs are schedule for the same location and time on the following dates: Saturday, December 16, 2017, Saturday, January 20, 2018, Saturday, February 24, 2018, Thursday, March 15, 2018, 4 to 7:30 p.m.; and Saturday, April 28, 2018 Interviews will be conducted for those interested in teaching kindergarten, elementary education, special education, language arts, mathematics, science, social studies, general music, art and special needs’ preschool. If you know someone who may be interested, please share! They should apply online at jobs.wesdschools.org. Human Resources will contact qualified applicants directly to preschedule an interview. Walk-in applicants are welcome. For more information about teaching in WESD, please contact Lydia Garcia at 602-347-2622 or e-mail teach@wesdschools. org. If you haven’t already done so, please follow us on Facebook, Twitter, Instagram and LinkedIn. There, each and every day, we share at least one good news story. Thank you in advance for your continued support of the WESD schools. We know you have choices regarding your child or grandchild’s education. Thank you for choosing the WESD family.

Architectural Rendering

We’re adding 33 new patio homes to the iconic neighborhood north of Beatitudes Campus. Find out why our patio homes are in such high demand, and why you need the luck of the draw to get one of your own.

Beatitudes Campus is a life plan community and a not-for-profit ministry of the Church of the Beatitudes.

November 2017 | The Moon Valley Tattler | 602-765-0902

Moon Valley Foodies Aiello’s Family of Restaurants

Seven years ago, transplanted New Yorkers Joe & Myrah Aiello decided that there was no better place than their own neighborhood to bring their great food to. Established originally in NYC and more recently in the Central Corridor of Phoenix, Moon Valley needed their nosh. Now, the family corners the food market on the Southwest Corner of 7th Street & Thunderbird with their three unique concepts. The duo was awarded the Lamp of Learning award a few years ago, and although both children have years ago graduated from the neighborhood schools, they still continue to support the community. Let me tell you a bite about each.

Aiello’s Specials

East Coast Italian means hearty southern Italian Fare. As you enter the warm and cozy dining room, you are surrounded by Frank Sinatra’s voice and the smell of freshly baked focaccia bread. You will also likely see Joe Aiello himself making rounds and chatting with each and every customer. The restaurant offers an eclectic all Italian wine list. Not familiar? Don’t be nervous, their gracious servers or the owners themselves will be more than happy to steer you in the right direction.

Monday A light start to the week Only available on our beautiful patio Enjoy a bottle of Chianti or Pinot Grigio and an appetizer to share choice of: Eggplant Rolatini Stuffed Artichoke Hearts Caprese Salad and a basket of house made focaccia $25 Tuesday Three course Dinner for Two From a select menu One appetizer Choice of: Caesar Salad, Eggplant Rolatini or Stuffed Artichoke Hearts Two entrees Choice of : Chicken Parmigiana, Spaghetti with Joe’s Famous Meatballs, Pappardelle Bolognese or Rigatoni Wild Mushrooms One dessert Zabaglione with strawberries or tiramisu $35

The food is always fresh and truly Italian comfort. Lunch offers a $9.00 salad & pasta special, Italian heros & fresh healthy salads. Joe’s Pomodoro sauce is made fresh daily (along with all of his others) from only the best San Marzano tomatoes. All pastas are either imported Italian, or freshly made. At dinner your options are plentiful. Chef has such a great variety on his menu from his fond memories of cooking all these great dishes in the kitchen with his Nana. This led him to take his culinary skills to the next level, graduating from the culinary Institute of America which classically trained him to pursue his culinary journey. Aiello’s has a huge wrap around patio, just perfect for a cool evening under the stars. Guests are also welcome to bring the pooch, as there’s always a cookie & bowl of water waiting to dine al fresco. www.aiellositalianrestaurant.com

Wine Wednesday $10 off any bottle of wine

602-547-3354

Specialty slices will add only .25 -.50 cents per slice, opening your options up to favorites such as Spinach Alfredo, Supreme, or their signature Nana’s Pie with a sweet plum tomato sauce with fresh garlic and basil.

Isa’s Pizza a product of Aiello’s (a literal pun) is named after the Aiello’s youngest daughter Isa. Isa’s has garnished “Best in Phoenix “accolades from all the major publications. She also took 2nd place amongst the best competition in the world held in Las Vegas at the International Pizza Competition. Isa’s by far is the best NY pizza in town, always offering at least 10 different options by the slice.

Pies are a whopping 18” with 8 large slices, a perfect dinner for a family of four. Add a salad or some wings and keep your kitchen clean tonight. Better yet, have Isa deliver and dine in your jammies.

The $5 lunch special is a steal , with two huge slices of NY cheese & a drink for only $5.

w w w. i s a s p i z z a . c o m

602-938-7492 Charr Specials

Happy Hour - Everyday 3-6 And all day Sunday

Last but not least is Charr, an American Burger Bar. Ranked Best Burger Joint in Ranking Arizona, Charr is home to 14 delectable burgers, though the possibilities are endless as you can always build your own. The menu also boasts delicious and healthy salads and hand-crafted sandwiches on freshly baked rolls from Isa’s. It is a great place to grab a craft beer or a cocktail while watch your favorite team play, or to lounge by the large fire pit, under the red white and blue lights of the dog-friendly patio.

Monday Only available on our beau�ful pa�o Enjoy a bottle of Cabernet or Chardonnay & an appetizer to share choice of: Parmesan Zucchini Spinach Artichoke Dip Classic Sliders $25 Tuesday Three Course Dinner for Two - $30 From a select menu One appe�zer Choice of: Original Wedge, Spinach Artichoke Dip or Sweet & Spicy Chili Glazed Wings Two entrees Choice of : Phoenix Burger, Philly Burger, Salmon Burger or Chicken Fruit & Nut Salad One dessert House made Blueberry Bread Pudding or Apple Crumb Cobbler Wine Wednesday $10 off any bottle of wine

Wherever you choose to sit, there is something for everyone. Happy hour is every day from 3-6, where there are fabulous deals on drinks and appetizers, like their Sweet and Spicy Chili Glazed Wings, Slider Flight, or Panko Parmesan Zucchini to name a few. To end the night, kids and grownups alike love the milkshake bar, with various options of ice cream and mix-ins to choose from. www.charrburgerbar.com

602-993-2427

November 2017 | The Moon Valley Tattler | 602-765-0902

What is it like to Lose 1/3 of Your Body Weight? B Y D E B O R A H L A V I N S K Y, P M A - C P T & O W N E R What is it like to lose 1/3 of your body weight? When I look at my photos from before 2009, it seems like I’m looking at someone else. In fact, my first wake-up call was when I got the photos back from my daughter’s wedding. I didn’t recognize myself- I hadn’t realized how overweight I had become and those photos embarrassed me. That was the beginning of my weight loss journey. I was taking Pilates lessons twice a week at that time and despite my extra girth, I felt I was pretty strong and flexible nonetheless. Over a period of four years I peeled away 70 pounds of the layers encasing my body. It wasn’t easy and basically it came down to diet and exercise. I began running and was thrilled to be able to run in the PF Chang’s Rock and Roll Half Marathon. My daughter’s friend introduced me to triathlons and I was hooked. The triathlon atmosphere is so inspiring. Unfortunately, I needed knee surgery and was advised to stop running. That was disappointing, but I still had my Pilates! Not long after my surgery I decided to enroll in a comprehensive Pilates teacher training program. It was during the Mat Pilates training that I experienced massive changes to my body- more than running, biking or swimming did with long, lean muscles replacing fat. Big Pilates win! Age, inattention to my diet and menopause caused my weight to start creeping up. Last March, I had my second wake-up call— the inability to perform my favorite Mat Pilates exercises because I had gotten too heavy. I discovered a Cleveland Clinic food plan through Dr. Alexander Villares at Ideal Physicians Weight Loss that completely transformed my life. Since this past March, I have lost 50 pounds for a grand total of 86 pounds since November 2009. I eat real, good quality food, lots of protein and vegetables, but have eliminated sugar, bread, starches, and alcohol although I expect that I will be able to add those eventually in moderation. It was difficult at the beginning to make these changes, weighing my food, eating only certain things at certain times, but after the weight started to melt off I was on board all the way. My Pilates practice improved immediately, and I was able to do all of my favorite Mat exercises again —better than ever. According to the Omron Scale, through increased metabolic rate, fat loss and muscle gain, my body age has been reduced from age 70 to age 46! My before and after pictures tell the story--can you believe I'm 60 years old? How can I help YOU reach your goals? Let’s design a program together to help you achieve them. I’ve been there, done that and know how it feels on both sides of the scale. There’s no body-shaming, no distorting mirrors and 100% welcoming atmosphere at BellaBody Pilates. Call for your free 30 minute consultation today at 602-318-5068.

For the first time this year, children 3 and under are FREE! Food, Drinks and Wristbands will be available for purchase the evening of the event! Our Fall Festival Committee has also put together an amazing raffle that you won’t want to miss!! 28

November 2017 | The Moon Valley Tattler | 602-765-0902

Exploitation? S E N I O R M O M E N T S BY DA N S E AG R E N The word exploitation can have a double meaning: development or victimization. But sometimes it is both which can be subtle or conspicuous. We now look at the previous family years later with a Mom, Dad, Big Sis and Lil’ bro who is now a Freshman in High School. Big Sis is a Senior. When Time Magazine (9/4/1700) devotes ten pages to Kid Sport, Inc., perhaps we should take notice here in 400 words. In short, Kid Sports is a $15 billion dollar industry beginning with professional four-year olds and featuring a ten-year old who plays for several pro teams. Yes, there are young exceptional athletes, well-to-do parents who can easily pay for training, travel, housing, equipment, fees and incidentals and those who either cannot or will not. Some spend freely for youngsters hoping for a lucrative college sport scholarship for their child against huge odds. Other push their little ones who would rather do something else. And there are youngsters who weary of it all but can’t quit. It is an expensive venture and growing while some adult sports are diminishing professionally. The previous Dad is somewhat oblivious to the youth pro movement but learns in a hurry when his Freshman son is nominated by his coach for a tryout. It is an attractive, appealing but costly venture. Lil’ bro was excited while Dad was fearful of the side effects: costs, travel, missed school days and possible failure as well as his limited almost Paycheck to Paycheck income. Now Senior Big Sis has lofty thoughts of attending an expensive prestigious school after graduation like some of her well-to-do schoolmates. The delicacy of these dual options, especially for a Father who had successfully controlled his compulsive temper. Although there was time to make decisions, there was the danger of falling deeply into debt. What would their friends think if the answer was no? How would his wife respond? What about that nine-year old five-star player portrayed in tournaments in three different states whose parents now utilize the GoFundMe – if he should pass or fail? The risks and temptations may just be incompatible companions for many. Is Exploitation the most appropriate word for today’s Professional Child Athletes???

FAX OR SCAN HERE

BLESSINGS Assisted Living Home

Where you can smile again

Another Great Bicycle Ride

We also provide In-Home Care services for those who want to continue living in their home. Do you need help with cooking, changing, laundry, bathing, house chores and other life issues? Our caregivers can assist you in your home.

BY LEON, TRY ME BIC YCLE SHOP Several months ago I wrote about the New River Trail which actually goes under the 101 Freeway connecting to the rest of the bicycle path systemand to Moon Valley. However, last time I started at the 101 Freeway and rode to the end at 99th Avenue and Dunlap. The good news is that this time I started at 90th Avenue and Thunderbird Road and included four additional miles that have been added to about 107th Avenue and Bethany Home Road. Even though some of the bicycle path goes into the normally dry New River, I found it cleaned and swept. Along the way were three small ponds where I saw ducks, a great engret, plus a cooper hawk. For those who like to take the time to enjoy their surroundings, there are some shelters, water fountains, a gabion rock cage benches. There are lights in the under passes for safety. And along with the regular desert landscape there newly planted box trees.

For those who need assistance but want to live life to the fullest.

Assisted Living • Adult Day Care • Respite Care • In-Home Care Moon Valley

Central Corridor

16009 North 6th Place Phoenix, AZ 85022

602.575.6800

707 West Drey Drive Phoenix, AZ 85021

Admin@LifesBlessingsHome.com www.LifesBlessingsHome.com

All in all, it is a most pleasant ride with no traffic, and a good, safe, and smooth ride for all ages. See you there, Leon, Try Me Bicycle Shop

Because We Care We recognize each family with a customized service that celebrates life and memorializes loved ones.

family owned and operated since 1949 Stuart Hansen, Trish Hansen Kerr, Brad Hansen, and Ardra Hansen

November 2017 | The Moon Valley Tattler | 602-765-0902

How to Choose a Fun Program for Kids BY " COAC H " D E R E K M O R R I S O N

Sports Instruction and Physical Literacy for Kids

“Times have changed…” COMING SOON TO MOON VALLEY PARK Growing up, there were only a handful of programs for young kids. There were Fridays, Nov. 10 to Dec. 22 definitely no cell phones or I-pads. Today, the options for child enrichment is virtually 4:00 PM - 5:00 PM FUNdamentals of Soccer - Ages 3 to 6 limitless. Everywhere you look, there is an advertisement (including this article - sorry 5:15 PM - 6:15 PM Soccer Skills & Teamwork - Ages 6 to 10 - but hopefully you find the information here helpful). Wellness experts advocate introducing your child to multiple activities in early years for healthy brain and body development. In fact, many studies have shown that overspecialization in just one activity at an early age increases the likelihood of burnout. In the case of sports, early specialization in just one sport can lead to one- REGISTER ONLINE at www.SPORTBALL.us or CALL (480) 245-6818 sided muscle development and future injuries. It is important for children to have a variety of experiences, to have unstructured play, but to also have the structured purpose driven play. Structured programs typically come at a premium, and so you should expect a history of research and purpose behind every activity within the class. Instructors should be captivating and classes safe. At Sportball, we train often and work hard behind the scenes to ensure our students are safe, engaged, and progressing their individual capabilities in every class - while having a blast doing so. Be it swimming, science, art, music, gymnastics, sports or any other program for mind or body development – the choice can be daunting. Convenience and price are often the top of the priority list. Here are some factors to consider, as well. Professional - What are the instructor qualifications and certifications? Safety - Do the instructors have a State and Federal Background Clearance? Experience - How long have they been in business? What is their teaching methodology? Quantity or Quality focused - What is the ratio of student to instructor? 13126 North 7th St Age proximity - Are the other children in class close in age? Extra fees - Are there any other fees after enrolling? Suite 34 “Times have changed…” Phoenix, AZ 85022 That’s what Generation Z and Generation Alpha will be saying in about 20 years or so. I am truly excited to see what world we can build for them. My purpose is to 602-368-9897 nurture their natural love for exercise with physical literacy development, movement games and sport skill work. If you have a child between the ages of 15 months and 12 years old, Sportball has a variety of fun instructional sport programs near you. This November 10th we begin Soccer classes for preschoolers and elementary students at Moon Valley Park. Give us a call at (480) 245-6818 or Google “Sportball”.

Candy’s Kitchen

Grandma’s Cookin Are You Hungry

Open Daily 6am -2pm

About The Author:

Coach Derek, his wife and one-year old son are Moon Valley residents. Since 2009, Derek has been a franchise owner for Sportball, “sports instruction and physical literacy for kids”. He now owns and operates three Sportball territories within Arizona and California.

Look for new fall hours Join us on Thanksgiving for a FREE lunch

Home Cooking –I’ll take a minute – Worth the Wait

Traveling Tattler - Realtors

Every 3rd Thursday of the month, realtors travel around in Moon Valley touring homes that are on the market. Last month, the Tattler came along! We start the morning off with a short meeting at the Moon Valley Country Club, and then we caravan through the neighborhoods viewing the lovely homes of Moon Valley. And we vote on the best home of the tour! Quite fun. Many of these agents support the Tattler, so we thought you may want to print our photo. If you›re interested in a more in-depth article / story about the tour, I›d be happy to get that together for you. Brokerages that are pictured here: Coldwell Banker Residential Brokerage Long Realty HomeSmart Realty Executives Berkshire Hathaway

November 2017 | The Moon Valley Tattler | 602-765-0902

Knowing your “WHY” allows us to Handcraft the perfect real estate solution for you. Sticking a sign in your yard, may be what you are used to, but it is not the only solution! Handcrafted Solution Scottsdale , AZ Mr. & Mrs. Important Clients owned this home for many years. It sat cluttered and in disrepair due to lack of time for repairs, illnesses, & embarrassment. Their son suggested they call us. We purchased the home, in this condition, for a fair price, which gave them the freedom to move forward with their life plans.

602-993-8600 Steve@ValentineGroupAZ.com www.valentinegroupaz.com Realty Executives Professional Standards

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Down-sizing or up-sizing

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House is outdated

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Behind in payments

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Poor condition (either you or the house)

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Not sure whether to move or to renovate

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Need to relocate sooner than later

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Want a fixer-upper

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Want to find a great deal

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Want to own investment property

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…….What’s YOUR WHY for selling your home?

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We make a plan that supports seamless move out—move in, and/or multiple transactions Consult with our very own designer to determine which improvements are really necessary We purchase your home, in any condition, for cash, quickly, with no cost to you We offer off-market deals we know will appeal to other investor buyers, for quick transactions Strategic wealth building programs to invest in real estate—fixer-uppers and rentals We HANDCRAFT a plan to benefit YOUR goals.

Why should you have a property manager? Why you shouldn’t have a property manager? Why do poor tenants avoid property managers? Why a property manager actually protects you? All great questions! You probably know what a property manager does, right? Now, let’s talk about the “HOW!”

We work with you to explain HOW to vet a property management company & HOW it protects your largest investment. You’ll be surprised by all the services you receive, when you put your house to work for YOU!.

602-866-0150 debbie@valentineteam.com www.ValentineTeam.com 31

November 2017 | The Moon Valley Tattler | 602-765-0902