Moon Valley Tattler February 2023

Estate Planning is a gift of love to your family

BY LIBBY BANKS, PLLC, THE LAW OFFICE OF LIBBY BANKS

With the arrival of Valentine’s Day, our thoughts turn to love, and we start looking for ways to show our family and those dear to us just how much we care. It could be roses, chocolates, jewelry, or a special item they’ve always wanted.

One way to show you care is to get a Will or Trust in place. This is a gift that will be there when you are no longer around. It can help ease the stress and grief by making the management of your estate smoother and avoid uncertainty, or worse, family fights.

Many of my clients come to put a plan in place after a stressful and difficult time handling the estate of a parent, sibling or other loved one who didn’t plan ahead. Anyone who has gone through the exhausting process of a probate court proceeding or wrapping up a messy estate knows just how important an estate plan will be to the family when the time comes.

Without a cohesive and thoughtful estate plan, your family will not have any guidance on your wishes. They will spend much more time and money trying to wrap up your estate if you don’t have a plan. If you’ve left a real mess, your family may have to spend a large sum of money and lots of time and effort to clean it up. Even worse, your family may end up fighting.

A good plan can also avoid disputes among the beneficiaries. Time after time when I handled family estate fights, clients said they would never speak to their siblings or stepchildren or stepparent again. Others lamented that the messy estate issues were breaking the family apart. I value family highly and these cases broke my heart. I went into estate planning to help clients avoid these messy fights.

For those who love you, it’s a gift to put an estate plan in place. Here’s how it can help your family:

A good plan avoids court proceedings to name a conservator or guardian

for you if you are incapacitated and unable to manage your own affairs. These proceedings are expensive, time-consuming, and involve at least two lawyers for any case – and that’s if there is no fight among the family members.

A good plan avoids probate court proceedings. In order to wrap up your estate, your family may have to file probate proceedings and ask the court to appoint someone as your executor (personal representative in Arizona) – and that may be true even if you have a Will. Filing probate in court increases the expense of administering your estate, takes more time, and imposes more legal requirements before your family can finalize the estate administration and distribution.

A good plan distributes to your beneficiaries in the best way for them, and the way you want to see your hard-earned assets handled. If you have minor children, a good plan makes sure the right people manage the money for their benefit. We can plan for an irresponsible adult beneficiary, as well as for beneficiaries whose marriages may be troubled – making sure the money left to them will be there when they need it.

A good plan gives you peace of mind. Most of my clients feel a huge sense of relief when they sign their plan and know their wishes are provided for in writing. It is satisfying to know you’ve put a solid estate plan in place that will show your love to your family.

It’s not your typical Valentine’s Day present, but a proper estate plan shows your love. I’ve had many clients talk about what a gift their parents left them – not the money they inherited, but the plan that made it easier for them to administer the estate, with the certainty they were following their parents’ wishes.

Give your loved ones a meaningful gift by getting your estate plan in place. We give you the gift of a complimentary initial consultation or review of your existing plan.

Call us at 602-375-6752, or visit my website at www.libbybanks.com.

Happy February, and may your heart be filled with joy, love, many happy thoughts, feelings, and activities, As the weather is finally starting to change just a bit and the days are warming up quite nicely, it’s time to open the doors and think about getting outside. Fresh air not only cleans your lungs, but it can also boost your mood, lower your heart rate, increase energy levels, and even improve digestion (yes, that’s right). We know that February is American Heart Month as well and you are encouraged to Wear red to raise awareness about cardiovascular disease and help save lives. February is also Valentine’s Day which originated as a Christian feast day honoring one or two early Christian martyrs named Saint Valentine and now celebrated with many traditions and has become a very significant cultural, religious, and commercial celebration of romance and love in many regions of the world. But one Holiday week that many do not know about is RAK Week February 12-18, 2023, or REK Day which is February 17th this year. RAK is random acts of kindness is in most cases, a non-organized and spontaneous gesture of kindness towards someone who needs it. The phrase “practice random kindness and senseless acts of beauty” was coined by Anne Herbert in 1982. It was a response to another phrase about random acts of violence and senseless acts of cruelty — and written with the aim of putting an end to violence. In this crazy world, I am a huge advocate and believer in practicing this self-proclaimed week, but more so looking to follow these acts and beliefs throughout the entire year. This is a great resource to help you practice, I encourage you to share with family, friends, and fellow co-workers. Workmates. The website is really fun and will help stimulate many ideas to really make a difference, and most importantly not only in someone else’s life, but remembering the benefits are so important and impactful for you the giver.

https://www.randomactsofkindness.org/

The More you give, the more you receive.

1. Kindness gets rid of stress: People who are naturally kind have 23% less cortisol, which is the stress hormone.

2. Being kind increases stamina: In a research study, 50% of the participants reported that they felt stronger and more energetic after helping people.

3. Being kind can reduce your blood pressure: Dr.’s claim that practicing acts of kindness helps release a hormone known as oxytocin, which protects the heart by reducing blood pressure.

4. Kindness stabilizes our mood: It stimulates the production of serotonin, which is basically a mood stabilizer.

5. Being kind makes us happy: Performing an act of kindness triggers elevated levels of dopamine in the brain and a natural high is produced, often referred to as ‘helper’s high.’

Wear red, get outside, share your wealth , great deeds and smiles, and don’t forget the chocolate for Valentines, we still love them!

Happy New Year 2023!

Here’s Why You Should Join the MVNA

Article by Barbara Aldieri

Happy New Year Moon Valley! Guess what time it is? It’s time to rejoin the Moon Valley Neighborhood Association by paying your MVNA Dues including Security.

Your dues of $12.50 per month ($150 per year) pay for the following:

Annual

Quarterly newsletter publishing, Christmas Eve luminary supplies (candles and bags) for 1,614 homes, insurance, community entrance maintenance, other neighborhood enhancing projects, community events.

Community Action Security (CAS) which is a private Security patrol. The dollars for this directly equate to the number of hours patrolled in our neighborhood. See the map below showing the positive impact having this service has on reducing crime in our community. Total

Security

Please see the map of crime in our area – it’s clear that Moon Valley is located within the lower crime bubble that comes from the partnering of our Security Patrol with the Phoenix PD.

Our Private Security patrol can respond to neighbor concerns faster, and will call in the Phoenix PD when appropriate. They also help avert crime by notifying homeowners of open garages, and much more. The more subscribers to Security we have translates to more patrol hours in our community. Safety increases with more subscribers, please join.

The Phoenix Police Department is a great partner of Moon Valley. We appreciate them, their support and protection!! Like other businesses and city services, they currently are understaffed and response times for criminal activity can be delayed. Having Community Action Security patrolling our neighborhood helps to keep crime as low as possible and allow our police partners to address crime in the areas outside of Moon Valley! The more money paid for Security Dues, the more hours they will patrol our neighborhood!

There are a few ways to pay:

1. Download the MVNA App by typing in app.moonvalley.org in your browser on your smart phone. You can scan the QR code to complete the in-

Translates to only $12.50 per month.

stallation and then navigate to the green 2023 Membership Dues button and complete your payment

2. Visit the MVNA website at www.moonvalleyna.org and then click on Membership and follow the directions to make your payment

3. Last - You can write a check to Moon Valley NA and mail it to 13236 N. 7th Street St, #4-PMB #264, Phoenix, AZ 85022 but if possible, please use one of our electronic options.

Moon Valley is not the typical HOA that gets regular monthly payments from all its residents. We count on neighbors choosing to rejoin the MVNA every year by paying the dues as outlined. We hope you agree that the services provided are well worth your investment of $12.50 per month.

Moon Valley is a very unique community that we all love and we want to keep it as safe and family-oriented as possible. Please pay your dues as soon as you read this article.

If you have questions or comments regarding any of this or just want to get more involved, please contact the Moon Valley Neighborhood Association at board@moonvalley.org

Flerish Thrift + Gift stores resell community donated goods to support Civitan Foundation, Inc. and the more than 300 individuals with disabilities they serve.

Flerish Thrift + Gift also works with Civitan Foundation, Inc. to employ individuals with disabilities who work to not only increase their career skills, but to also transform the donations Flerish Thrift + Gift receives into beautiful pieces for shoppers to enjoy.

Items We Need You to Donate

Clothing (current and in excellent condition)

Jewelry & Accessories

Shoes

Handbags

Furniture (Couches, End Tables, Desks, Dining Room Tables & Chairs, Etc.)

Housewares & Small Kitchen Appliances (Microwaves, Blenders, Co ee Makers, Etc.)

Home Décor & Art

Electronics

DVDs, CDs & Video Games

Modern Dentistry Done Right

With more than 40 years of service in the greater Phoenix area, AZ Family Dental has crafted thousands of beautiful Arizona smiles. Dr. Matthew Parker, the owner of AZ Family Dental, is excited to expand AZ Family Dental to Moon Valley and offer the same high quality dental care and service patients of AZ Family Dental have come to expect and love.

Every member of our dental team is committed to learning and improving every day. We focus on providing a comfortable patient experience while excelling with innovative dental tools. You can count on AZ Family Dental for an old-school, personal approach and the best modern dental technology, for the following procedures:

• General & Family Dentistry

• Cosmetic Dentistry

• Emergency Dental Treatments

• CEREC and CAD/CAM for same-day/single visit crowns

• Dental Implants

• Dentures & Partial Dentures

• Fixed Prosthetics

• Endodontic Therapy

• Routine Cleanings & Teeth Whitening

• And Most other Dental Procedures

Dr. Parker serves as a mentor for cerecdoctors.com. In this role he helps educate other dentists about CEREC technology and its applications. Dr. Standring joined AZ Family Dental because he loves being a part of a team that empowers him to serve patients the way he would treat his own family. Dr. Standring takes a personalized approach to earn his patients trust by first listening to the desires of his patients to ensure each patient feels heard and understood. Then building on that trust to provide the care and treatment that best suits each patient’s wants and needs.

Dr. Parker and Dr. Standring are excited to bring the latest dental technologies and an unmatched first-rate patient experience to the residents and families in the Moon Valley area.

Visit our website www.azfd.com or call Kendra at 602-922-5969 to schedule a consultation.

You can also stop in and visit with the team at:

AZ Family Dental

1820 W Thunderbird Rd. Suite #1 Phoenix, AZ 85023

THE BLACK MOUNTAIN COMMUNITY ALLIANCE REPORT

By Frosty Kroening

Items discussed at the January 11 meeting of the Black Mountain Community Alliance were good ways to begin 2023. Unfortunately, Commander Darren Viner will be retiring as of the end of February. We really have enjoyed working with him and valuing his leadership on community policing.

The new Phoenix Police Chief’s Organizational Structure as of December 19, 2022 was explained. An organizational chart was made available. Also, the Phoenix Police Department will work toward hiring more women and people who match the diversity of Phoenix. (This is a national effort as well.)

People present asked again about policies dealing with the un-housed population. In one of the break-out groups, it was stated that, because of new and pending legal rulings, police are not able to take much action against homeless people hanging out on public property unless they are breaking laws or regulations. Intrusions on private property are enforced differently as criminal trespass. Also, if people are going out into traffic or knocking on car windows to try to get money, please call 911. The Department is awaiting further legal decisions before taking serious actions on people on public property (except for parks after hours and around businesses). The case in Federal District Court is CV-22-020410PHX-GMS. This case may center partly on having enough places for everyone who is homeless to be housed. But, how do we know how many homeless people there are? And jurisdictions nearby are steering the un-housed to Phoenix because of its many available services.

Traffic operations have been taking place in our precinct in unannounced areas. Many moving violation and non-moving violation tickets have been given and maximum speeds have been recorded at around 80 miles per hour. On one street a speed of 94.25 was recorded! This area apparently is being regarded as a freeway. Traffic operation locations are based on the number of phone calls from concerned nearby residents.

Members of the Alliance have complained about car backfires that are sounding like gunfire. The cars allegedly have been equipped with anti-lag or two-step add-ons. Residents become alarmed when these cars go by and make loud noises. Regulations could be written to prevent vehicles from making loud noises because they affect all of us adversely. Also, various car dealers are considering offering etching services to make catalytic converter theft more difficult.

Attendees asked about police staffing for the Super Bowl. Lt. Ben Sywarungaymun noted that a squad from our precinct will be present at the stadium area and our precinct will be covered more or less as usual. Police from other cities will help out too.

Good news is that one armed robbery ring in the Bell Road and Greenway (near the freeway) neighborhood was apprehended by police action. Loud clapping was the response to that simple statement! 9 individuals were apprehended. We are proud of all Black Mountain Precinct Officers! We are determined to have safe places to carry out our lives and businesses and we consider ourselves part of the team, helping where and when we can. SEE SOMETHING, SAY SOMETHING! We interact directly with and support the Officers assigned in our districts.

Last but not least, Sandy Borbolla talked about the Police Assistant and Ca-

det program of the Department. Young people 14 to 20 are urged to enroll in this program. Recruiting takes place in some high schools. The requirements are an 8th grade graduation, have at least C average grades, are of good character, have no police record, and a desire to assist the police. Meetings take place weekly and trained Police Assistants help in various ways such as writing reports at accidents and other areas where police need help. The young people are paid for carrying out certain tasks. And they are considered early in the police academy process when they turn 21 if they want to serve.

HAPPY VALENTINES DAY TO OUR AMAZING POLICE OFFICERS AND MOON VALLEY RESIDENTS!!

Rookie Mom: 14 Memories for february 14th

BY BRIGHID CONSTABLE

Like all people, we think we’re going to remember a hilarious moment, a decent meal’s smell, how someone looked at a certain time, and so on.

But of course, we’re human, so we’re a forgetful bunch.

And because I am incredibly forgetful, here are 14 memories – in honor of Valentine's Day – that I hope triggers my memory when I’m old and gray, or maybe something that my daughter and son will read to remember Adam and myself as young parents, in love with these everyday moments.

1. Brynn, age 5, thoroughly immersed in her Matilda phase. When she and I watch the musical, Brynn orders me to reenact and sing character roles. She mostly plays wonderkind Matilda, and

I’m the crusty Miss Trunchbull. She dances in the family room like the professional ballerina that she believes herself to be whenever the instrumental music between numbers come on. We’re reading a chapter of Matilda before bedtime, and Brynn found it hilarious when Matilda tricks her dad into dying his hair blonde.

2. Hearing my Mom and Henry deeply cooing at one another in his nursery room as I work from home. It’s quite hilarious listening to my mom have caveman-like grunts that mimic Henry’s 4-month-old baby voice.

3. Lounging on the couch and eating nutella bread while rewatching Ted Lasso with Adam after we put the kids to sleep. Thoroughly enjoying anything and everything Roy Kent does and says, while also agreeing that Coach Beard is the lowkey underrated character.

4. Brynn had an absolute fit because she wanted to wear the sleeveless and belly-baring top and dress that matches her American Girl doll that she received for Christmas. It was 37 degrees outside that day, and we told her she could wear it over long sleeves and leggings. Brynn kept insisting that we’re “ruining her life” and that kids would “make fun of her.”

5. Weekend walks from our house to the main neighborhood park where Brynn spots cotton-tailed bunnies during our stroll. Brynn and Adam playing a catch of rugby while Henry and I coo at one another under a willow tree. Brynn chased a flock of birds in a field causing terror to those poor creatures.

6. Henry was strong enough to sit up at 4 months old, ready to consume his first solid foods. This has been Brynn’s great anticipation since discovering she was going to have a little brother, so she’s been the only one to feed him. Our family laughed hysterically at his shudders and pure hate for bananas, mango, and sweet potato.

7. Walking in my kitchen to take a break from work to find my Mom holding a sleeping Henry and asking, “What happens next?” to The Morning Show, Ted Lasso, The Good Place, etc. She has no patience for wanting to watch the entire series!

8. Adam made the most amazing steak taco bowls known to mankind. My Nana clips, Costco-grilled steak, homemade guac, black beans, and freshly shredded mild cheddar cheese. Basic and droolworthy.

9. Henry looked up at me with his big round blue eyes as I fell asleep. When I barely open my eyes to check on him, he’s there gauging my next move. All I see are these massive, deep navy eyes that I tell myself I’m going to remember.

10. We watch a family show at night after dinner, so right now Brynn’s been obsessed with Bake Squad. I surprised Brynn with a trip to Butta Cakes – our first time there – after picking her up from school. She grabs my camera phone and promptly reviews the cake batter, caramel, german chocolate cake, and raspberry cakes as we watch the show.

11. Date night with Adam at Copper Blues before seeing Ali Wong perform stand up. Instead, we discover Sheng Weng, a super underrated Mitch Hedgeberg-like comedian, who kicked off the show as an opener.

12. Anytime we put Henry down to sleep, zipped up in his gray sleep sack, he’s dead asleep, but then sways back and forth like a madman trying to get comfortable – all while his eyes are shut. It’s hysterical.

13. Brynn is always rushing through the door after school wanting to hold her baby brother. Plugging Henry onto the rainbow bean bag chair, barely holding himself upright, soaking in Brynn reading these mini Eric Carle books reviewing basic shapes, colors, animals, etc.

14. Ending my day before nodding off to sleep, grateful for the day’s little joys.

Greetings Partners and Community Members,

This is Dr. Paul Stanton. I am humbled to serve as the Superintendent of the Washington Elementary School District (WESD). As we continue into 2023, I would like to express my gratitude to each and every one of you. Thank you for your partnership and all you do to support the WESD. This year is already off to a great start, and I look forward to continue sharing our District news and updates with you.

Mountain Sky Teacher Recognized as 2023 Fiesta Bowl Charities Wishes for Teachers Recipient

The WESD is proud to recognize Mountain Sky Jr. High School Math Teacher Ms. Brittani Karbginsky as a winner of the Palo Verde Fiesta Bowl Charities Wishes for Teachers program! Each year during the holiday season, this program awards select Arizona K-12 teachers with $2,500 grants to fund classroom supplies and projects. Ms. Karbginsky plans to use her grant to make her classroom more comfortable for students with purchases of new tables and seating. Congratulations, Ms. Karbginsky!

Mountain Sky Students Impress at Fall Stock Market Game

Prior to winter break, Mountain Sky Entrepreneurialism students earned second and third place in the Fall Stock Market Game hosted by the Arizona Council for Economic Education. Over 2,200 students participated in the statewide event where they started with $100,000 in virtual funds to invest and manage throughout the game. Team Bob the Builder (Hayden A., Trevon B., Jesse C., Luke K. and Maleah P.) grew their investment portfolio to $124,574 while the Flintstones (Alex B., Addison G. and Addasha R.) ended the trading period with $116,022 in their portfolio, which is a 24% and 16% return on investment. Overall, Mountain Sky was well represented as nine teams finished

Independent Living Skills

It's the first program in her adult life that I’ve seen that actually practices what I believe is the mission which is to have the right sta in the right place to work with the special needs community and really help them develop and find their potential.

Vicki, Mother

Person-Centered Learning

I know from our experience how amaz ing it is for me to be able to send Jacob to a place where the sta is really well trained and understand how to interact with Jacob in a way that’s respectful and allows him to fully participate, and grow, and learn things, but not at a rate or in a way that’s frustrating.

James, Father

within the Top 10. The WESD Family congratulates these students on a job well done!

WESD to Host February Teacher Interview Fair

An exciting opportunity to teach in the WESD is quickly approaching! Join us for our Teacher Interview Fair on Saturday, February 11, from 8:30 a.m. to 12:30 p.m. at the WESD Administrative Center. We will be hiring for elementary, middle and special education teachers, as well as speech pathologists. Our District offers competitive salaries, leadership opportunities, teacher support, loan forgiveness, great benefits and much more. In-person and virtual interviews will be available. To schedule an interview today, please call 602-347-2622. Walk-ins are also welcome. We look forward to meeting you!

Stay Connected with the WESD

If you enjoy receiving these updates but want to stay connected with the WESD at all times, I encourage you to follow the District (@WESDschools) on all its social media pages including Facebook, Instagram, Twitter and LinkedIn. This will help ensure that you never miss any important or exiting news. Our district website (https://www.wesdschools.org/ ) is another valuable resource for staying informed with the WESD.

As always, it is an honor sharing our District highlights with you and the rest of the community. Your continued partnership is immeasurable to the success of the WESD.

Meaningful Employment

“I love dressing the mannequins and doing the display cases. I love seeing my work on display. My favorite thing is when a customer buys one of my mannequin displays. It makes me feel proud.”

Tracy,

Member

Accessible Camping Experiences

They got great people here, and you’ll have a lot of fun, & you’ll enjoy yourself.

Kathy, Camper

Community Exploration

Francis also asked and answered questions about fashion, style, and is interested in becoming a model through the FABRIC resources. She was thrilled to see the photography studio, make up and hair spaces, and the recording studio at FABRIC.

Transformational Growth

Overall, my time at camp has made me realize a new passion I have for individuals who are not always understood and accepted as they should be…I will always believe that no disability should define any individual and their capabilities.

Briella, Volunteer

Anthony’s Story

It has been a nine-year journey since he walked into my class at Civitan, just for the fun of it, to now, becoming sta , and teaching members how to develop their skills just like he did. He has found his calling.

Merilee Adams, Art Director with

Civitan Foundation

www.CivitanFoundationAZ.org

Let’s Talk About Keys to weight loss

BY ANDY FEIGUM, FITNESS DIR. AT ANYTIME FITNESS

Cardiovascular exercise, resistance training, and keeping track of total daily calories and macronutrients (protein, carbs and fat) are the three biggest components of weight loss. Ideally you should be doing all three, but if I had to rank these in order of importance it would look like the following.

Track Your Macros/Daily Calorie Intake: In the simplest terms, weight loss happens when you use more calories than you consume. Macros help you understand where those calories are coming from and how they affect your body. You don’t necessarily need to exercise to lose weight (your quality of life will improve greatly if you combine diet and exercise but it’s not an absolute for weight loss) but you do need to determine what a safe and manageable calorie deficit is for your goal. Knowing your macros will help ensure a balanced diet while maintaining a calorie deficit.

Resistance Training: (Weight Lifting) is critical when it comes to weight loss and maintaining a high quality of life. I understand that not everyone loves the weight room, but the return on investment - denser bones, stronger ligaments and tendons, better posture, enhanced sense of independence and more muscle to burn calories throughout the day, cannot be overstated.

Cardiovascular Exercise: Cardiovascular training, also known as aerobic exercise, simply means you’re doing an activity “with oxygen”. Walking, hiking, cycling or using gym equipment such as a treadmill, elliptical, or a rower can all count as cardio exercise as long as you are performing the exercise in such a way that your heart rate is elevated to roughly 50-60% of your maximum heart rate. Research has shown that around 200 minutes of moderate intensity exercise per week is required in order to see noticeable changes.

If weight loss is your goal, the best place to start is tracking calories and find a safe caloric deficit that still meets your daily macros, because even if you don’t count your daily macros, your body does. Resistance training will help you build and maintain muscle. And if you don’t want to feel winded walking up a flight of stairs, add moderate intensity cardio to your routine. Good health will cost you time, energy, and the occasional sacrifice, however, the cost will be even greater if you don’t make the effort now.

We are David and Darcy Weekley and we love Moon Valley and being a part of this neighborhood. We have purchased the preschool/daycare Anderson Preparatory Academy. We have been remodeling the building and developing the educational programs over the last year.

We have a passion for this industry and understand the importance of feeling secure in where your kids spend their days. We have implemented a new curriculum for each class that meets the standards of qualityfirstaz.com, We offer a weekly Karate class that is included in tuition, we have a weekly dance class available and are developing a daily PE class for all our students; we keep our students busy and the time flies we have many other ideas to make our school, like the community, one of the best places in the valley. We renamed our school Moon Valley Prep to reflect the community we serve. Dedicated to Safety, Fun and Learning.

We have lived and raised our own children in Moon Valley since 1999. We have participated locally in cub scouts, boy scouts, girl scouts, little league baseball/softball, USA swim league, National Charity League(NCL) and Boys Team Charity(BTC). Our children went to Lookout Mountain Elementary, Mountain Sky Junior High and graduated from Thunderbird High School.

This community has given our family so much we feel a tremendous amount of gratitude to be able give back and make this neighborhood a little better by offering the quality services we were able to take advantage of for our family 20+ years ago. We could not have chosen a better place to raise our children, and preschool is one of the first steps of that.

This neighborhood has so much to offer that many are unaware of everything available for families locally. We hope to give back to this wonderful community that supported our children by providing outstanding childcare. We love to get to know the new parents of this neighborhood and continue to make this the best place to grow up.

Remembrance months: Part I

MOON VALLEY MAGIC BY DEBBIE ERBSTOESSER

My favorite units to teach are Black History in February and Women’s History in March. I love seeing how on task my students are to learn about people who aren’t in our history books. They get a bit indignant at the injustices done, and it makes for rich conversations and contemplating on how we can move forward in more positive ways, doing better because we know better. . . a quote from Maya Angelou.

Former students (during our four years in Philadelphia, PA) always post on social media about men and women, mostly black, who we haven’t heard about and what extraordinary things they’ve done. I gather up that info and add it to the info I already have. My favs are:

Lewis Latimer invented the filament in the lightbulb. Though Thomas Edison got all the credit for the lightbulb, Lewis Latimer made it possible with the filament.

Thomas Martin invented the sprinkler system in ceilings that are in all public buildings.

Jerry Lawson created the first home gaming console with video cartridges. This became the foundation for Atari, Nintendo and Saga.

Dr. Joseph Jackson invented the tv remote control.

Garrett Morgan invented the first gas mask and traffic signal.

Granville Woods invented the telephone transmitter, railway and subway system, roller coaster and many more. He successfully sued Thomas Edison for stealing his patents.

The fact that a black man could win a case in court against Edison back then was quite remarkable, but the newest info to my unit is The Real Top Gun Mavericks. The first Top Gun competition was in 1949. The white pilots competed with the latest state of art aircraft, while the Black pilots had to compete with older planes. After three days the Tuskegee Airmen (Capt. Temple, 1st Lieutenants Stewart, Harvey and Alexander) were the winners and no one cheered.

During Literacy Night at school, my students educate everyone who takes the time to listen with a Wax Museum that is a huge hit. One of the boys is Jackie Robinson, wearing an old Dodgers shirt from our Shaw Butte Little League days. So glad I kept some of my boys old T shirt/ jerseys to make quilts.

The magic is not in the hoarding, but in the using for education.

Thunderbird Boys Basketball

The Thunderbird Boys Basketball program has gotten off to an awesome start for the 2022-23 season! Varsity, Junior Varsity and the Freshman teams have been practicing since October with Varsity participating in two tournaments in November and December.

The basketball program is led by new head coach, Jesus Flores. Jamie Heath and Rick Dunn are the assistant coaches for the Varsity team. Coach Flores, a Spanish teacher at Thunderbird, has brought unity and a strong sense of community to his program. He has reached out to the feeder schools, held a Youth Titan Camp, and has Future Titan Nights to encourage the incoming athletes to attend games. The boys have been introduced to a wide range of trainings in addition to their skill training, such as yoga and strength training.

Marshall Kerley, Yanni Rosales and Jackson Howell are the three senior leaders on the team! Many of the players have had the unique opportunity to play together since elementary school.

The team is lucky to be supported by the Thunderbird Basketball Booster Club who has been able to help them purchase new uniforms, gear, pay for tournaments, and provide travel meals. All of the money has been raised through various fundraising efforts and generous sponsors.

The Junior Varsity team is led by Chris Walls and Assistant Coach Mike Francis. They have some very talented players and focus on skill development at this level. The Freshman team’s coaches are Darryl Little and Jim Acevedo. These coaches start the boys out strong in the program and help them develop a love for the game.

If you or your future Thunderbird basketball player have any questions about the program, please feel free to contact Coach Flores at Jesus.Flores@guhsdaz.org or the booster club at tbirdbbc@gmail.com

Go Titans!

Do the Application

THE WRITE STUFF BY GERRY JOHNSON

The very first rule I supposedly learned when I first entered the residential mortgage business was – “don’t quote a rate without first taking an application.” I started with Mike Aldridge at Copperstate Lending many moons ago, and he drilled that into my head. Guess what I did the other day, I speculated on a rate, and guess what else, I didn’t get the deal.

It’s kind of like when one runs into their doctor at a cocktail party, tells him that they have a pain and asks what it could be. Normally he would say that he cannot diagnose without an examination. Good answer. But the person persists and the doctor finally says that it could be nothing or it could be cancer. The reaction – “Oh my god, I have cancer.” In reality, a proper diagnosis requires an examination.

Same with a mortgage, there are so many variables, that a reasonable quote cannot be given without an application.

I had the opportunity to explore Proprietary Reverse Mortgages in conjunction with this aforementioned debacle. I have often touted the HECM (Home Equity Conversion Mortgage), which is FHA’s version of the reverse mortgage, to the exclusion of other versions. It turns out that the HECM is not a “one size fits all” solution.

The proprietary version at which I looked, has come a long way from the previous versions that I had explored. Under the right circumstances, this is a good deal. One instance to consider is that the home is worth several million dollars and there is a mortgage balance of say $800,000. A HECM simply doesn’t work here, because this loan cannot advance enough to even pay off the mortgage. The owner would have to come to the table with big bucks just to do this version.

With a proprietary reverse mortgage (a lender’s version not guaranteed by FHA) it may be possible to pay off the indebtedness, take an extra sum of cash or have an open line of credit, and eliminate a monthly mortgage payment. The rate structure can be highly flexible depending on which iteration of the mortgage suits the needs of the borrower.

Another instance may be a condo that does not fit FHA’s profile. Condo approval can be like pulling hen’s teeth through FHA.

The point that I am trying to make is that there are lots of possibilities, but we never know without taking that application. It is not a big deal. It usually takes less than one-half hour. There is no cost or obligation to do so. One really does themselves a disservice by not completing an application. And, mortgage loan officers have a fiduciary duty to keep the information secure.

I suggest that if you have a dilemma that may be solved by a mortgage transaction, take the time to do the application and allow the mortgage loan officer to show you your options. You will be glad you did.

Just Ask Julie!

That’s right, just ask me! In the coming issues I will share questions (and answers) I’ve received from Tattler readers. So, if you have a burning question about real estate and related topics, send me your question(s) at juliepek@cox.net or call me at (602) 316-1875. Look for the answers in the March issue.

Crash!

BY LEON TRY ME BIKE SHOP

Working at the shop a big thump and scraping sound interrupted talking to the customer. Going outside a man was laying in the parking lot his e bike laying on its side. He was ok so was the bike. Truck was not as lucky, starting at the back was a long scratch ending at the door with a big dent. The bike had made the scratch his helmet the dent. Looked like about 3 thousand dollars of damage .He had no insurance, said he was sorry. Lesson to learn most bike riders have no insurance.

Who else has no insurance most bike makers. I thought if you made it you would be libel wrong. E bikes have suffered from poor design and defective parts. Fires seem to be the biggest problem. The cheaper the price your chances of a failure are greater. There are lots of e bikes on line choose wisely.

E bikes are here to stay be careful.

3 Minutes a day

BY NICHOLAS WARNER, DC

If you struggle to find time and/or inspiration to reach your daily, weekly – and plain old anytime – physical activity goals, listen up: It doesn’t have to take as much time and effort as you think to make a big difference. The difference we’re talking about: living longer and healthier. The time and effort required: as few as three minutes a day.

New research suggests short bursts of activity throughout the day matter; in fact, as few as three minutes daily can reduce mortality risk by a whopping 40 percent, even if that’s the extent of your physical exertion. Researchers tracked 25,000+ adults (average age: 62 years at the start of the study) for approximately seven years, using wearable sensors to assess how “brief bursts of vigorous intermittent lifestyle physical activity” correlated with all-cause, cardiovascular disease and cancer mortality. All participants were classified as “non-exercisers,” meaning they did not get any leisure-time physical activity outside of the short bursts (three 1-2 minute bouts daily) dictated by the study.

Compared with people who did not participate in any activity bursts, those who did (average time spent daily: 4.4 minutes) reduced their risk of all-cause and cancer mortality risk by 38-40 percent, with a 48-49 percent reduction in cardiovascular disease mortality risk. Findings appear in Nature Medicine. A separate sample of “exercisers” achieved similar results in terms of mortality / disease risk, suggesting the benefits apply to everyone, regardless of their physical activity habits.

It’s important to point out that study participants’ activity wasn’t what you might think (and dread doing yourself), such as slaving away on a treadmill or hitting the gym to lift weights. They performed “brief bursts of vigorous intermittent lifestyle physical activity” – things like walking fast from the parking lot to work; or jogging up stairs instead of just walking. Talk to your doctor for more ways you can incorporate physical activity into your day – as few as three minutes – and reap the profound health benefits.

Pickleball With Purpose

Pickleball With Purpose is coming to Moon Valley Country Club! The doubles tournament will be held on Friday afternoon, March 3rd as a fundraiser for the Children’s Treehouse Foundation.

The Children’s Treehouse Foundation, provides educational support for children and teens who have a parent or caregiver who has been diagnosed with cancer. Their art-centered program is called CLIMB® which stands for Children’s Lives Include Moments of Bravery. For nearly 20 years the program has helped to demystify cancer and teach positive coping strategies to the entire family. Over the course of six weeks, communication improves as the family develops a common language with which to discuss complicated feelings like fear and anxiety. CLIMB® is used in cancer programs throughout the United States as well as in countries like Ireland and Japan. The Foundation is an Arizona and Colorado based 501c3 organization, and the executive director was born and raised right here in Moon Valley. You can find more information about the program at www. childrenstreehousefdn.org

The pickleball tournament is open to 64 players. The tax-deductible entry fee is $50 per person for basic entry or $100 per person with additional benefits. There will be a silent auction, multiple raffle prizes and, of course, prizes for the winning team.

Sponsors at the time of this printing include Valley Luna, Wellness in Motion, Mushkatel, Robbins and Becker Law, Watland and Allen Law, Moon Valley Pest Control, Western Alliance Bank, Serafina Coffee Roasters, OnPointe Dentistry, Vegan and Vine and Daou Vineyards. Sponsorship opportunities are still available at $250 and $500.

To sign up, simply go to www.children’streehousefdn.org/pickleball

Pickleba With Purpose

for a friendly pickleball tournament benefiting the Children’s Treehouse Foundation

Players of all levels welcome! Prizes, Raffle, Silent Auction, Refreshments

For more information and to sign up, scan the QR code below, or visit www.childrenstreehousefdn.org/pickleball

Tournament Admission $50-$100 Event Sponsorship $250-$500

Children’s Treehouse Foundation

*Members and non-members welcome

The Children’s Treehouse Foundation is a 501c3 nonprofit dedicated to providing evidence-based programming for children and teens who have a loved one diagnosed with cancer. Our program, CLIMB®, has helped thousands of children and families around the world develop socio-emotional tools to navigate challenging times.

10 Reasons You’ll Love

Moon Valley Chiropractic

It looks nice. We just have a few changes. On the top take o the

Friday we are open from 8-12

By Jena Ritchie

What makes Chiropractic care so worthwhile? Millions of Americans living vibrant lives already know the answer, but if you’re not in the know yet, we are here to share the secret. You probably already know many people that routinely receive chiropractic care to recover from injury and/or alleviate chronic back pain. But, did you know that chiropractic care can also positively influence a wide variety of other essential wellness factors like heart health, immune function, headaches, TMJ pain, nervous system, neck pain, shoulder and arm pain, carpal tunnel syndrome, muscle spasms, sciatica, leg pain, allergies, asthma, fibromyalgia, chronic fatigue, physical strength, mobility, flexibility, balance and coordination, and so on. This is just a short summary of evidence, based on peer-reviewed studies and patient testimonials. Here are ten more reasons you will love Moon Valley Chiropractic.

Please send one more proof, thanks

1- We provide reliable scientifically sound holistic solutions that support your overall health, wellness, and lifelong vitality.

2- Dr. Reichow is an experienced and conscientious results-focused Chiropractic Physician; committed to continuous personal development and authentic patient relationships. He is highly skilled in treating patients of all ages. Athletes, weekend warriors, hikers, and golfers, as well as, those with a more sedentary lifestyle -all benefit from chiropractic care.

3- Our Moon Valley Chiropractic office staff is friendly and accommodating, working hard to meet your needs in a prompt and courteous manner.

4- Patients enjoy our family-friendly, community-oriented atmosphere.

5- Our individual treatment rooms honor your personal space and privacy.

6- We have heavy duty, high capacity hydraulic drop tables for your greatest care and comfort.

7- Our state-of-the-art treatment modalities enhance services and expedite quicker recovery.

8- We are in network with most types of insurance benefits.

9- We offer affordable self-pay prices ensuring that quality, comprehensive chiropractic care is accessible to everyone.

10- We deliver results, great value, and additional benefits demonstrating that care at Moon Valley Chiropractic is a sensible and sound investment both physically and fiscally.

Moon Valley Chiropractic has delighted in serving the Moon Valley community for more than two decades with diligence and dedication; prioritizing the unique interests of every patient. We are serious about providing excellent care in a pleasant and peaceful environment. Visit us in February to see what else we have happening. Please call our office directly at 602.298.0292 to schedule your appointment with Dr. Reichow. Ask about our New Patient Appointments and feel free to share something that you love about Moon Valley Chiropractic!

Stuart Hansen, Trish Hansen Kerr and Brad Hansen

Tanner

Business Directory

Distribution Information

box of confidential documents to take to a shredding event. Bring any amount of paper for shredding to ABCO Shredding Services located at 2640 E Rose Garden Lane, Suite 4, in Phoenix 85050.

You may watch the shredding of your documents 8am until 2:30 pm M –F or just drop them off from 8am until 4pm. Either option will have a Certificate of Destruction on your receipt.

The cost for paper shredding is only $.55 per pound or a minimum fee of $15 if the weight is less than

Check out our website www.abcoshredding.com for information on other items that can be shredded such as hard drives from your computer tower or laptop, iPads, tablets, cell phones, CD’s/Floppy

Call us at 623-748-8480 if you have any questions. Thank you! Looking forward to seeing you soon!

ISO Antiques

Buying Antinques & Collectibles

- selective online sales. Call Cheryl - 480-229-3376 - Emailbackintheday@cox.net

The Moon Valley Tattler is distributed monthly free of charge to Moon Valley area homes. Additional copies are distributed at rack locations.

Content in full or part may not be reproduced without the written consent of the publisher. Opinions expressed by contributors are not necessarily the opinions of the publisher and do not constitute an endorsement of products or services. Publication of an ad does not constitute an endorsement. Business profiles are based on information supplied from advertisers. Readers are urged to verify. Articles and photographs can be

Independent Catholic Community

Weight Loss for Healing Support

Piano Lessons

PRIVATE ONLINE & IN STUDIO

THE MOON VALLEY TATTLER, LLC info@mvtattler.com

moonvalleytattler.com

602-765-0902 @moonvalleytattler

St. Teresa of Avila. Join us for Mass! Sundays at 9:00 a.m. Shadow Rock UCC, Education Building Chapel, 12861 N. 8th Ave., Phoenix. ALL ARE WELCOME! Stavila.org

Weight Loss for healing and increased energy. 15 year experienced practitioner of Eastern Medicine, Acupuncture, and Herbs. Etherealbodyworks.com. Email etherealbodywork@gmail.com

LINKED: Hope and support for families affected by addiction. Learn from experts and recovering addicts. Friday, February 3, 2023, 6:30-8:00pm. 602-621-5218

Drywall Repair & Popcorn Ceiling Removal

Cleaning Services

Britt Harms | Owner & Operator Moon Valley Resident

602-741-5166

Britt Harms | Owner & Operator Moon Valley Resident Over 20 Years Licensed, Bonded & Insured 602-741-5166

Clear Advantage Window Cleaning

Glass Cleaning Specialist performing highest quality detailed PERFECTIONIST work every time. Tracks/Sills/ Screens/Sunscreens cleaned.

15+ yrs. exp. Free Estimate. Owner Operated. Moon Valley Resident. Joe Albert 480 228-5453

Emerge from these times playing piano! All Ages. Positive, patient instruction. How you learn makes a difference. Play songs you love. Feel accomplished. Startup 2 free lessons + books. www.PianoKeysToMusic.com

Music Educ/Pianist

Established MV Moon Valley Studio. 602.971.0089

Valerie Thomas

Drywall repair and texturing Popcorn ceiling removal Water damage Electrical and plumbing patching. In business since 1980 Furnished Homes our Specialty Licensed and Bonded

Mike Collins Acoustics 623 582 4325

CAREGIVER: Available for Work

15 years experience. If interested please contact Susan at 602-4812481 for more information. Thank you

Residential Homes,Commercial Businesses, Move in / Move outs

One time, Weekly, by-weekly or Monthly

Free estimates, call Molina 602-326-2780

Nurse’s Assistant

Nurse’s Assistant available for in home care. Call Rebekah at 602-907-8358.

Audrey’s Angels

Audrey’s Angels is a nonprofit organization with the mission of enriching the lives of the elderly in small group homes through live music. The Organization was founded by Audrey and Robert Alderson in 2001 to minimize the isolation and lack of outside engagement and stimulation experienced by seniors living in small group homes. This vulnerable population suffers from age-related physical and/or cognitive disabilities and requires 24/7 professional care. The programming is focused on using music to stimulate cognitive, physical, and emotional responses, and social engagement from the seniors. The music sessions provide a time for the seniors to engage with each other and gather in a communal space of the care home. The musicians, referred to as “Music Angels”, witness the seniors’ joy as they sing along, clap, and tap their feet to the beat of the music. For some, even a simple smile is achieved and valued. Interaction with the Music Angels helps to alleviate the loneliness and isolation felt by most of the residents. Even for those with severe dementia, music can tap deep emotional recall.

Lyn and Don Thonger, owners of Arizuma Horizons Assisted Living Homes and Arizona Adult Care Home recently shared their thoughts about Audrey’s Angels’ music programming; “We love all the musicians you send to our homes. We really appreciate these visits, and the music is the highlight of our residents’ week!”

Audrey’s Angels currently provides over 370 hours of monthly music programming in 107 locations. To continue to grow, the Organization is seeking additional local musicians to provide this valuable programming. Positions are also open on the volunteer Board of Directors and event committees. If you or someone you know may be interested in getting involved in any of these areas, please contact linda@audreysangels.org or call the office at 602-795-2212 for more information.

Phoenix Real Estate Update: Cautiously Optimistic

By Jackie Briggs | Locality Homes

The Phoenix real estate market was quite the rollercoaster ride in 2022. We saw an insane “seller’s market” with record high prices and bidding wars in the spring, then a sudden slow down over the summer, finally entering an official “buyer’s market” in November. After a slow Q4 with sales down 45% and very few new listings (the lowest amount since 2000!), we are ending January with a cautiously optimistic update. In the first month of 2023, mortgage interest rates have dropped, resulting in a 22% increase in homes going under contract from the first week in January to the third week in January. Our ratio of supply-to-demand is now showing Greater Phoenix has moved back into a “balanced market,” reducing further downward pressure on prices. If inflation and mortgage rates continue to decline, we may be putting the rollercoaster days behind us and settling into a more stable market. In a balanced market, sellers need to be realistic about pricing and willing to negotiate with buyers on price, closing costs and repairs. Despite the doom-and-gloom headlines, homes are still selling in Phoenix! Prices have come down since their May 2022 peak, but the majority of sellers are still coming out ahead. The long-term appreciation rate is still an attractive 25% for those who have owned their home for 2 years. The appreciation rate jumps to 50% for homeowners who purchased 3 years ago, 63% for 4 years, 70% for 5 years and 86%+ for homeowners who bought more than 6 years ago. If you’re considering a move in 2023, contact Moon Valley’s real estate experts at Locality Homes for a no-pressure consultation.

REMEMBER?

How many of you were around when Moon Valley became the place to live? That would be about 1968-70 So if you were, you have a joy of driving the two lane road called 7th Street from downtown Phoenix, up over the huge mountain called North Mountain and then feasting your eyes on what?

Open desert with a sprinkling of lights from homes. Savoy builders and investors saw the potential and shortly there were model homes on Thunderbird and Hana Maui. The Moon Valley Country Club already had a presence. If my sources are correct Moon Valley County Club came into being because members of the Phoenix Country Club could not get a Tee time so they built their own golf course and country club. How kool is that!

Amazing what initiative, resources and money can accomplish. Of course it goes with out saying, that is free enterprise and capitalism in action. A previous article was written on the setting up of Block Representatives ie Captains. There were 48 areas with a person assigned to welcome new residents and deliver the illuninarias to the holiday candle tradition. It is quite amazing that our neighborhood, run by volunteers has keep the traditions going.

That is what makes Moon Valley unique and special. Lets support these traditions and the volunteer homeowners association. Together this commoradori makes a difference. Don’t forget our third Saturday in October GAIN Day. Plan to have a gathering on your drive way or help someone on your block do one. We invited our whole block for that Saturday from 5pm to 7:30 pm Our neighbors came with their personal beverage in hand and I had a ice chest full of our favorite ice cream bars and sandwiches. Couldn’t be easier then that. If you register your event the Community Officers working that day will stop by and say hi. A win win as you meet the men and women in blue that drive and protect our community.

Handy Dandy Classifieds Form

Use the form at right to mail or drop off your classified ad. You may also email a Word doc directly to info@mvtattler.com 20 WORDS FOR $20 (PER MONTH). Additional words are 50 cents each.

BLOCK WATCHER BY BLANCHE LUKES

M&T Solutions Tech Tip of the Month

With the holidays in our rear view mirror, M&T Solutions recommends starting the new year off with changing your passwords for most, if not all of your accounts. Cybersecurity experts recommend changing your password every 3 months. This will help keep you secure if any of your information has been compromised in data breaches or phishing scams. Oxford Dictionary defines phishing as the fraudulent practice of sending emails or other messages purporting to be from reputable companies in order to induce individuals to reveal personal information, such as passwords and credit card numbers.

We also recommend enabling 2-Factor Authentication when possible. This will add another layer of security to your accounts and will also notify you if someone is trying to access your accounts. If you do not know how to enable this option, M&T Solutions will be more than happy to assist.

The following are best practices for password management:

• Create a Strong, Long passphrase (8 characters or more)

• This should include: upper and lowercase letters, numbers, and symbols

• Don’t use dictionary words

• Hackers have tools that can search through thousands of dictionary words and can crack the password easily.

• Use different passwords for different accounts

• Secure your phone with a strong password or biometric access

• Phones are commonly used to conduct business, shop, and more.

• Change passwords if there has been a potential threat or compromise to an account.

• Change passwords when an employee leaves your business.

• Avoid storing passwords if possible

• If passwords are stored, make sure they are kept somewhere secure and not in plain site or easily accessible.

• Use a password manager if necessary (e.g. PasswordSafe)

• Don’t share accounts and passwords on the business side if possible This will create issues when employees leave or if someone does something malicious while logged into another user’s account.

passwords. Following the best practices above should help keep your accounts and information safe. If you have any questions or need any assistance, please reach out to M&T Solutions at Mike.Ortiz@nerdsonthemove.com or (602) 888-3305. We are here to help.

Over 80% of hacking related breaches are caused by weak