Complete Electronic Property Brochure

Mike Hughes Team Hughes Residential

84 Oak Street Needham, MA www.MikeHughesTeam.com www.84Oak.com 617-433-9225

84 Oak Street Needham, MA DESIGN Style Year Built Rooms Bedrooms Baths Living Area

Colonial 1961 9 3 1.5 1,610

STRUCTURE Color: Gray Central Heat 2 Levels + Partially Finished Basement 2 Parking Spaces

Scan To View Interactive Floor Plan & Room Planning

APPLIANCES Countertop Range Wall Oven Dishwasher Disposal Refrigerator Washer Dryer

LIVING AREAS First Level Living Room Dining Room Kitchen Family Room Bathroom Second Level Master Bedroom Bedroom Bedroom Bathroom

Living Areas Continued Lower Level Media Room Storage/ Utility UTILITIES Heat Oil* Water Town Sewer Town Cable/ Internet Disclosures: See MLS Sheet

Sales offerings are made subject to errors, omissions, change of price, prior sale or withdrawal without notice. Buyer is responsible for all due diligence. All Brokers/Salesperson represent the Seller, not the Buyer in the marketing and negotiating and sale of property, unless otherwise disclosed. However, the Broker or Salesperson has an ethical and legal obligation to show honesty and fairness to the buyer in all transactions.

Thank you for visiting

84 OAK STREET Needham, Massachusetts CONTENTS Listing Sheet GIS Property Map Floor Plan Area Map to Public Transportation Critical Needham Phone Numbers Mortgage Rate Sheet Lead Paint Notification Insurance Contact Home Warranty Info (Included in the Purchase) CRS “Your Home” Newsletter 02492 Statistics and Demographics Also visit www.84Oak.com

Proudly Presented By: Mike Hughes Team with Hughes Residential Realtors, CRS Team: 617-610-0716 Team@MikeHughesTeam.com

MLS # 72210868 - New Single Family - Detached 84 Oak St Needham, MA 02492-2214 Norfolk County Style: Colonial Color: White Grade School: Newman Middle School: Pollard High School: Needham High Handicap Access/Features: Directions: Chestnut St => Oak St

List Price: $615,000 Total Rooms: 9 Bedrooms: 3 Bathrooms: 1f 1h Master Bath: Fireplaces: 1

Remarks Rarely available 3 bedroom colonial, just steps to Needham Center and the train to Boston!! This classic center entrance colonial welcomes guests with a front to back living room, dining room and updated kitchen. Everything you need to enjoy the comforts of home and the benefits of Needham are under this roof ... hardwood floors throughout (except for the bright and airy 4-season sunroom which has become the preferred TV and gathering room), fireplace, an ideal size yard (nicely manicured and complete with a natural border that surrounds much of the lot for additional privacy), and a basement which has been divided and now lends itself as the perfect media or play room. The current owner has installed replacement double-pane windows and a high end Buderus heating and hot water system. Don’t miss this unique opportunity to take advantage of the benefits of living on a quiet side street within walking distance from the heart of Needham!! ** Open House Sat. 2-4; Sun.: 11:30-1:30.

Property Information Approx. Living Area: 1,610 Sq. Ft. Living Area Includes:

Approx. Acres: 0.16 (6,970 Sq. Ft.) Garage Spaces: 0 Heat Zones: 2 Hot Water Baseboard, Electric Baseboard, Parking Spaces: 2 Off-Street, Improved Oil Driveway, Paved Driveway Cool Zones: None Approx. Street Frontage:

Living Area Source: Public Record Living Area Disclosures: Floor plan available.

Disclosures: Main electric panel is a fuse panel, Believe that electric boxes are ground (buyer to verify), Hardwood flooring under living room carpeting.

Electric heater in basement does not work.

Room Levels, Dimensions and Features Room Living Room: Dining Room: Family Room: Kitchen: Master Bedroom: Bedroom 2: Bedroom 3: Bath 1: Bath 2: Laundry: Other: Media Room:

Level 1

Size 20X13

1 1 1 2 2 2 1 2 B B B

14X12 16X14 10X10

Features Fireplace, Flooring - Hardwood, Flooring - Wall to Wall Carpet, Flooring - Wood, Window(s) - Picture, Main Level, Exterior Access Closet, Flooring - Hardwood, Flooring - Wood, Main Level, Exterior Access Flooring - Wall to Wall Carpet, Main Level, Exterior Access, Slider Countertops - Upgraded, Main Level, Exterior Access -

Features

Other Property Info

Appliances: Range, Wall Oven, Dishwasher, Disposal, Countertop Range, Refrigerator, Washer, Dryer Disclosure Declaration: No Area Amenities: Public Transportation, Shopping, Park, Medical Facility, Laundromat, Conservation Area, House of Worship, Exclusions: Public School, T-Station Home Own Assn: No Basement: Yes Full, Partially Finished, Interior Access, Bulkhead, Concrete Floor Lead Paint: Unknown Beach: No UFFI: Warranty Features: Construction: Frame Year Built: 1961 Source: Public Electric: Fuses, Circuit Breakers Record Energy Features: Insulated Windows Year Built Description: Actual, Approximate Exterior: Aluminum Year Round: Yes Exterior Features: Patio, Gutters, Screens Short Sale w/Lndr. App. Req: No Flooring: Wood, Tile, Vinyl, Wall to Wall Carpet, Concrete, Hardwood Lender Owned: No Foundation Size: Foundation Description: Poured Concrete Tax Information Hot Water: Separate Booster Pin #: M:132.0 B:0074 L:0000.0 Insulation: Partial, Unknown Assessed: $602,300 Interior Features: Cable Available Tax: $7,161 Tax Year: 2017 Lot Description: Corner, Paved Drive, Cleared, Level Book: 0 Page: 0 Road Type: Public, Paved, Publicly Maint., Sidewalk Cert: Roof Material: Asphalt/Fiberglass Shingles Zoning Code: SRB Sewer Utilities: City/Town Sewer Map: Block: Lot: Utility Connections: for Electric Range, for Electric Oven, for Electric Dryer, Washer Hookup Water Utilities: City/Town Water Waterfront: No

Firm Remarks Please email offers to mike@mikehughesteam.com; Offers, if any, will be reviewed on Tues. (8/15) at noon.

Market Information Listing Date: 8/9/2017 Days on Market: Property has been on the market for a total of 1 day(s) Expiration Date: Original Price: $615,000 Off Market Date: Sale Date:

Listing Market Time: MLS# has been on for 1 day(s) Office Market Time: Office has listed this property for 1 day(s) Cash Paid for Upgrades: Seller Concessions at Closing:

The information in this listing was gathered from third party sources including the seller and public records. MLS Property Information Network and its subscribers disclaim any and all representations or warranties as to the accuracy of this information. Content Š2017 MLS Property Information Network, Inc.

Sunroom 14'-0" x 15'-6" UP

Ref

DN

D/W

Kitchen 9'-8" x 10'-4"

Oven

Closet

Living Room 19'-2" x 12'-6"

UP

Dining Room 12'-0" x 13'-9"

UP

UP

First Floor Plan

84 Oak Street Needham, MA 02492 S

1

E

Completed: July 2017 W

N

Note: Dimensions are not guaranteed and are provided for informational purposes only.

Individual room dimensions are not used to calculate overall square footage.

(800) 328-0217

Closet

Bedroom 9'-2" x 12'-9"

Hall 13'-6" x 6'-6"

Closet

Bath 7'-0" x 7'-9"

DN

Closet

Bedroom 11'-3" x 11'-6"

Bedroom 9'-6" x 12'-9" Closet

Second Floor Plan

D

W

Oil

UP

H/W

Utility / Storage 17'-8" x 12'-6"

Rec Room 12'-0" x 13'-9"

F

UP

Lower Level Plan

84 Oak Street Needham, MA 02492 S

2

E

Completed: July 2017 W

N

Note: Dimensions are not guaranteed and are provided for informational purposes only.

Individual room dimensions are not used to calculate overall square footage.

(800) 328-0217

84 Oak St, Needham, MA 02492 to Needham Center

Map data Š2017 Google

via Linden St and Great Plain Ave Mostly at

via Maple St

Walk 0.4 mile, 7 min

United States

500 ft

7 min 0.4 mile

8 min 0.4 mile

via Oak St and Chestnut St

10 min 0.5 mile

Critical Needham Phone Numbers Board of Selectmen

(781) 455-7500 x204

Council on Aging

(781) 455-7555

Finance & Accounting Department

(781) 455-7500

Assessing & Collector/Treasurer’s Office

(781) 455-7500

Information Technology Center (ITC)

(781) 455-7500

Fire Department

(781)-455-7580

Health Department

(781)-455-7500 ext 511

Library & Administration

(781) 455-7559

Children’s Department

(781) 455-7559 x507

Circulation Department

(781) 455-7559 x505

Community Room Information

(781) 455-7559 x223

Museum Pass Information

(781) 455-7559 x505

Reference Department

(781) 455-7559 x502

Services for the Homebound

(781) 455-7559 x203

Volunteering Information

(781) 455-7559 x203

Parks & Recreation Department

(781)-455-7550 Ext. 505

Personnel / Benefits Administration

(781) 455-7500

Planning and Community Development

(781)-455-7550

Conservation Department

(781) 455-7550 x248

Police Department

(781)-455-7570

Construction / Engineering / Operations Division

(781) 455-7550

Public Works & Administration

(781) 455-7550

Parks & Forestry Division

(781) 455-7550

Recycling and Transfer Station

(781) 455-7568

Water & Sewer Division

(781) 455-7550

Town Clerk's & Town Manager’s Office

(781) 455-7500

Veterans' Services

(781) 455-7500 ext 251

PROPERTY Financing PROPERTY DESCRIPTION Rarely available 3 bedroom colonial, just steps to Needham Center and the train to Boston!! This classic center entrance colonial welcomes guests with a front to back living room, dining room and updated kitchen. Everything you need to enjoy the comforts of home and the benefits of Needham are under this roof ... hardwood floors throughout (except for the bright and airy 4-season sunroom which has become the preferred TV and gathering room), fireplace, an ideal size yard.

FINANCING DETAILS Loan Options

30 Year Fixed

30 Year Fixed, 5% Down - No PMI

15 Year Fixed

INTEREST RATE/APR*

3.875% / 3.879%

4.250% / 4.259%

3.250% / 3.259%

TERM IN YEARS

30

30

15

SALES PRICE

$615,000

$615,000

$615,000

DOWN PAYMENT

$123,000

$30,750

$123,000

DOWN PAYMENT %

20.00%

5.00%

20.00%

LOAN AMOUNT

$492,000

$584,250

$492,000

UP-FRONT MORTGAGE INS.

N/A

N/A

N/A

MONTHLY P&I PAYMENT

$2,313.57

$2,420.34

$3,457.13

MONTHLY HOA FEES

N/A

N/A

N/A

MONTHLY HAZARD INS.

$100.00

$100.00

$100.00

MONTHLY MORTGAGE INS.

N/A

N/A

N/A

MONTHLY PROPERTY TAX

$597.00

$597.00

$597.00

TOTAL MONTHLY PAYMENT

$3,010.57

$3,117.34

$4,154.13

PROPERTY DETAILS 84 Oak St Needham, MA 02492 PROPERTY TYPE

Single Family

SALES PRICE

$615,000

*APR = Annual Percentage Rate This information is not intended to be an indication of loan qualification, loan approval or commitment to lend. Loans are subject to credit and property approval.

Other limitations may apply. Rates, terms and availability of programs is subject to change without notice.

M ik e H u g h e s

Jason Evans

Realtor

NMLS#: 21205 Senior Loan Officer

617-433-9225 office 617-610-0716 cell Mike@mikehughesteam.com www.MikeHughesTeam.com/ License: 9534693-RE-B

(508) 850-4348 office (315) 569-7338 cell 102 Elm Street Walpole, MA 02081 jevans@loanDepot.com www.loanDepot.com/jevans MA LIC # MLO21205

loanDepot.com, LLC. NMLS #174457 (www.nmlsconsumeraccess.org). loanDepot is a Mortgage Lender in Massachusetts License #MC174457. For more licensing, please visit www.loandepot.com/licensing.

PROPERTY TRANSFER NOTIFICATION CERTIFICATION This form is to be signed by the prospective purchaser before signing a purchase and sale agreement or a memorandum of agreement, or by the lessee-prospective purchaser before signing a lease with an option to purchase for residential property built before 1978, for compliance with federal and Massachusetts lead-based paint disclosure requirements.

Required Federal Lead Warning Statement: Every purchaser of any interest in residential property on which a residential dwelling was built prior to 1978 is notified that such property may present exposure to lead from lead-based paint that may place young children at risk of developing lead poisoning. Lead poisoning in young children may produce permanent neurological damage, including learning disabilities, reduced intelligence quotient, behavioral problems and impaired memory. Lead poisoning also poses a particular risk to pregnant women. The seller of any interest in residential real property is required to provide the buyer with any information on lead-based paint hazards from risk assessments or inspections in the seller's possession and notify the buyer of any known lead-based paint hazards. A risk assessment or inspection for possible lead-based paint hazards is recommended prior to purchase.

Seller's Disclosure (a) Presence of lead-based paint and/or lead-based paint hazards (check (i) or (ii) below): (i)

Known lead-based paint and/or lead-based paint hazards are present in the housing (explain).

(ii) X Seller has no knowledge of lead-based paint and/or lead-based paint hazards in the housing. (b) Records and reports available to the seller (check (i) or (ii) below): (i) Seller has provided the purchaser with all available records and reports pertaining to lead-basedpaint and/or lead-based paint hazards in the housing (check documents below).

Lead Inspection Report; Risk Assessment Report; Letter of Interim Control; Letter of Compliance (ii) X Seller has no reports or records pertaining to lead-based paint and/or lead-based paint hazards in the housing.

Purchaser's or Lessee Purchaser's Acknowledgment (initial) (c)

Purchaser or lessee purchaser has received copies of all documents checked above.

(d)

Purchaser or lessee purchaser has received no documents.

(e)

Purchaser or lessee purchaser has received the Property Transfer Lead Paint Notification.

(f)

Purchaser or lessee purchaser has (check (i) or (ii) below): (i) received a 10-day opportunity (or mutually agreed upon period) to conduct a risk assessment or inspection for the presence of lead-based paint and/or lead-based paint hazards; or (ii) waived the opportunity to conduct a risk assessment or inspection for the presence of leadbased paint and/or lead-based paint hazards.

Agent's Acknowledgment (initial) (g) Agent has informed the seller of the seller's obligations under federal and state law for lead-based paint disclosure and notification, and is aware of his/her responsibility to ensure compliance. (h) Agent has verbally informed purchaser or lessee-purchaser of the possible presence of dangerous levels of lead in paint, plaster, putty or other structural materials and his or her obligation to bring a property into compliance with the Massachusetts Lead Law - either through full deleading or interim control - if it was built before 1978 and a child under six years old resides or will reside in the property.

Certification of Accuracy The following parties have reviewed the information above and certify, to the best of their knowledge, that the information they have provided is true and accurate.

07/25/2017 19:05:03

Seller Anneliese David

Date

Seller

Date

Purchaser

Date

Purchaser

Date

07/24/2017 15:48:09

Agent Date Agent Michael P Hughes Property Address: 84 Oak St, Needham, MA 02492-2214

Date

10 CLPPP Form 94-3, 6/30/94, Rev. 9/02 Produced with zipFormÂŽ by zipLogix 18070 Fifteen Mile Road, Fraser, Michigan 48026

www.zipLogix.com

Anneliese David -

NEW! Insufficient Maintenance Now Covered R-410A Upgrade Included

Your Best Defense Against the Unexpectedâ„¢

FREE SELLERS COVERAGE

P.O. Box 850 Lincolnshire, IL 60069-0850 T: 888-492-7359 F: 888-492-7360 www.hwaHomeWarranty.com

your *

home J U LY/A U G 2 017

Tips and tre nd s for homeow ners, buyers and sellers

MARKED

appreciation

KNOW YOUR COVERAGE



A home generally appreciates in value between 3 and 4 percent each year, but not every home appreciates equally. While every market is different—and appreciation is naturally affected by factors homeowners can’t control— there are certain home features that create greater appreciation than others.

Realtor.com did some research, analyzed millions of listings over the past five years and here’s what they found:

Homes overlooking a park appreciate at 7.9% a year, hold value over a longer period of time and recover quickly from a downturn.

Homes with mountain views appreciate 5.1% a year, while lake homes appreciate 4.9% annually.

4.9 %

5.1 %

4.6 %

4.3%

6.6 % 3.8 %

7.9 %

Modern and contemporary architectural styles appreciate 7.7% a year.

Bungalows and traditional homes appreciate at 6.5% and 5.6%, respectively.

5.6 %

Open floor plans appreciate 7.4% a year—beating out other home features like a patio (6.8%), hardwood floors (5.7%), a fireplace (5.3%) and a finished basement (4.6%).

6.5 %

Two bedrooms appreciate 6.6% while five bedrooms appreciate just 4.3%.

7.7 %

Small homes are in high demand, especially by millennial first-time buyers. Homes smaller than 1,200 square feet appreciated an average of 7.5% a year for the past five years. Larger homes (more than 2,400 square feet) only rose by 3.8%.

5.3 %

Adjacency

5.7 %

Style

6.8 %

Floor plan

7.4 %

Bedrooms

7.5 %

Size

There are many misunderstandings out there about homeowners insurance— misconceptions that can lead to expensive mistakes.

According to a survey by insurance marketplace InsuranceQuotes, homeowners tend to overestimate the amount of flood protection they have. Fifty-six percent of respondents still mistakenly believed that a standard homeowners policy covers flood damage. For millennials ages 18 to 36, the percentage rose to 67 percent.

Meanwhile, more than onethird of respondents thought auto insurance would cover items stolen from their car, but actually homeowners or renters insurance would cover those.

Most homeowners underestimate their coverage for dog bites: Regarding potential lawsuits filed by someone bitten by a policyholder’s dog outside their property, few knew they would be protected by their homeowners policy.

BROUGH T T O Y OU B Y Y OUR A GEN T, A MEMBER OF T HE C OUNCIL OF RE SIDEN T I A L SPECI A L IS T S

IL

*

*

EFER R

A

LS!

ER OV

EQUAL HOUSING

DO YOU KNOW SOMEONE WHO IS THINKING ABOUT BUYING OR SELLING A HOME? PLEASE MENTION MY NAME. This newsletter is for informational purposes only and should not be substituted for legal or financial advice. If you are currently working with another real estate agent or broker, it is not a solicitation for business.

OPPORTUNITY

Tips and trends for homeowners, buyers and sellers

TROUBLE-FREE move 

An efficient, well-managed move not only saves you time and money, but it also can make the transition to your new home easier and more pleasant for your family. Here are 10 proven tips to help make your move a trouble-free experience from start to finish:

1 Set a budget and stick to it.

5 Get rid of everything you don’t want or need.

2 Hire reliable movers and be clear about your

6 Get a head start by first boxing things you

expectations and their company policies.

3 Take care of the details, such as utilities to

be shut off or transferred, and contact your bank, credit card issuers and any other company that regularly sends you mail. Be sure to change your address with the post office.

4 Make a packing list. Go room to room and make

an inventory list. Organize it first by room, then by type of item (i.e., furniture, linens, packable items, fragile items and valuables). Once you have a comprehensive list, use highlighters to color-code all items into three categories: keep, sell or give away.

SAY YES TO CRS

use less often, such as off-season clothing, extra linens, tchotchkes or electronics. Clearly label the outside of each box with its contents and the room where it will go in the new house.

7 Plan to transport valuables yourself.

8 Prep your new home. If at all possible, go to

first). Have as many items as possible ready to go— this should be close to everything in your home.

Also, have a cash tip ready for each mover.

10 Donate canned goods and food items so you don’t have to move them. Organizations like Move for Hunger (moveforhunger.org) can help you clear out your pantry while also helping those in need. Move for Hunger works with a network of about 650 moving companies to deliver unwanted canned goods to local food pantries.

your new home before moving day to clean and make sure the necessary utilities have been turned on.

9 Show the movers which items you

want loaded last (and therefore unloaded

Buying or selling a home can seem like an overwhelming task. But the right REALTOR® can make the process easier—and more profitable.

A Certified Residential Specialist (CRS), with years of experience and success, will help you make smart decisions in a fast-paced, complex and competitive marketplace.

To earn the CRS Designation, REALTORS® must demonstrate outstanding professional achievements—including high-volume sales—and pursue advanced training in areas such as finance, marketing and technology. They must also maintain membership in the National Association of REALTORS® and abide by its Code of Ethics.

Work with a REALTOR® who belongs in the top 3 percent in the nation. Contact a CRS today.

Page 1 / 2 © 2017 Move, Inc. All rights reserved.

Page 2 / 2 © 2017 Move, Inc. All rights reserved.

PROFESSIONAL REAL ESTATE SERVICES

Mike Hughes

Mike Hughes is a full-time agent who consistently employs traditional and new marketing techniques to benefit his clients and maximize their home value.

Mike offers the most comprehensive marketing system with aggressive follow-up, advanced technology and market analysis to place his clients ahead of their competition. This strong commitment and work ethic, coupled with his endearing personality, vast market knowledge and ready accessibility, make Mike the ultimate go-to resource for all your real estate needs. Mike is married to Jennifer F. Hughes, Ph.D, they have two children Eden and Henry Hughes.

Realtor, CRS (617) 433-9225 Mike@MikeHughesTeam.com

Individual commitment to a group effort that is what makes a team work …

- Vince Lombardi

Joined together to increase and improve the client experience and ultimately the success of the sale.

The Mike Hughes Team is designed to leverage individual strengths to collectively benefit the home buyer or seller. By leveraging a team approach, we are able to be in multiple places at once while professionally managing the countless behind-thescene activities require to help our buyers find great value or maximize our seller’s greatest asset.

Connect With Us www.MikeHughesTeam.com

It was a pleasure working with you ... we followed your suggestions to the letter, and that’s the reason for the very successful sale.

- Maureen Bonazoli Thanks for introducing us to the area and helping us find the right place. I know that we looked at a ton of property and you really helped us keep priorities in mind. Obviously, we didn’t expect to move so soon after the purchase - everything from your professional stager and photos to online promotion placed us ahead of the competition. We’re thrilled that you were able to help us sell so quickly.

- Mark & Amanda Huefner

Additional Qualifications EDUCATION & PROFESSIONAL MEMBERSHIPS • CRS, Certified Residential Specialist • CHMS, Certified Home Marketing Specialist • CBR, Certified Buyer Representative • Loss Mitigation Certification (LMC & SFR) • Greater Boston Real Estate Board • Massachusetts Association of Realtors • National Association of Realtors • Council of Residential Specialist • The Institute for Luxury Home Marketing • Sandler Sales Training • Mike Ferry Agent Network & Business Planning • Bachelor of Science, Bentley University

ATTORNEY REPRESENTATION Scott Taylor, Esq. Kriss Law p 617-964-3788 e STaylor@KrissLawAtlantic.com w www.KrissLawAtlantic.com

REAL ESTATE CAREER ACHIEVEMENTS • 2014 - 2015 - RE/MAX Platinum Club; Hall of Fame • 2014 - MA Young Professionals Network Committee • 2014 - Awarded RE/MAX Hall of Fame Membership • 2013 - Council of Residential Specialist, Programs Chair • 2012 - 2013 RE/MAX 100% Club • 2012 - Ranked in the TOP 15 in RE/MAX New England • 2011 - Massachusetts Association of Realtors, Technology Chair • 2009 - Team leader ranked in the TOP 25 in RE/MAX New England • 2009 - RE/MAX Platinum Club • 2008 - RE/MAX 100% Club

More Support

HOME INSPECTOR Todd Caisse Pillar to Post Home Inspections p 508-699-0934 e Todd.Caisse@PillartoPost.com w www.PillartoPost.com MORTGAGE PROFESSIONAL Jason Evans Sr. Loan Officer Mortgage Master p 508-850-4348 e JEvans@MortgageMaster.com w www.MortgageMaster.com/JEvans

He is well-informed about the vagaries of the real estate market in general, and the localities he serves in particular. He buttressed his advice to me with factual data and statistics, and answered all the questions I threw at him. He knows the market and understands the psychology of selling and buying, the strategies he devised to market my house were canny and meticulous in detail. - Alice Morrish Thanks again for helping me buy and sell my last home! I know that it was a tough market and I really think that we were able to get out from under the house because of your efforts and unique approach. More importantly, your help when we originally purchased the house made it financially possible for us to sell at the price we did. You kept your word with the “Love-it-or-leave-it” program - thanks! - Brian Chapman