IAN Company Profiles - 1-27-2025

Carriers & Compensation

Table of Contents

Insurance Agency Network

Current Carriers Represented

Carriers in Process and Consideration

Insurance Industry at-a-glance

Top 25 P & C Companies/Groups

National Companies

Super Regional Companies

Regional Companies

Company Profiles

Summary

Products Offered

Territory of Operation

Commission Schedule

Specialty Companies

MGA’s

IAN - Insurance Agency Network provides Associate’s access to a broad selection of top national and regional carriers and other organizations that provide increased commissions, profit share and growth bonuses which are important in funding agency operations.

Current Carriers/Markets Represented

Current Carriers/Markets Represented

Brokers/Wholesalers

Specialty Programs

Carriers/Markets in Process and Consideration Current Carriers/Markets Represented

In Process or Discussions

National Insurance Companies

Allstate's® history began in the fall of 1930 when Sears, Roebuck & Co. President and Board Chairman, General Robert E. Wood, got the idea to start an auto insurance company and sell insurance by mail. It was the beginning of something big. The Allstate Corporation is an American insurance company, headquartered in Northfield Township, Illinois, near Northbrook since 1967. Founded in 1931 as part of Sears, Roebuck and Co., to start an auto insurance company and sell insurance by mail. It was spun off in 1993.

Allstate® has been a pioneer of the insurance industry. Americans have trusted Allstate to help protect their families and their belongings for over 80 years and is the nation's largest publicly held personal lines insurer. Its leaders, employees and agency owners have been an integral part of Allstate's heritage. Today, Allstate is reinventing protection to help consumers better prepare for tomorrow and protect what matters most.

milestones:

• 1931 – Allstate Insurance Company begins on April 17, 1931.

• 1933 – Richard Roskam became Allstate’s first agent at the Chicago World’s Fair.

• 1939 – Began tailoring auto rates by age, milage and use of car.

• 1940’s – Developed a series of training courses to help women replace male agents on military leave, created the “Illustrator Policy” so customers could easily understand their policy and ends with Written Premiums of $45.3 million, 708,763 policyholders and more than 2,800 employees.

• 1950’s – Created the “You’re In Good Hands With Allstate”® slogan, opened their first drive-in claim office and introduced Residential Fire Insurance.

• 1960’s – Good Driver Discount Plan introduced in many states, moved its home office to Northbrook, Illinois and written Premiums of $1.47 billion, 11.4 million active polices and more than 30,000 employees.

• 1974 – Forms Allstate Indemnity Company serving customers considered “high risk”.

• 1976 – Created the “Helping Hands” program for community causes and created the “You’re in Good Hand with Allstate” logo.

• 1978 – North Brook Property and Casualty begins offering products to commercial risks.

• 1980 – Introduced the IBM 8100 enabling employees to communicate electronically.

• 1982 – Became part of the Sears Financial Network, a one stop financial services concept.

• 1993 – Allstate went public when Sears sold 19.8% of the company with largest public offering to that date in U.S.History.

• 1996 – Launched its consumer website, www.allstate.com

• 1999 – Expands market reach with acquisition of personal lines insurance business from CNA and renames to Encompass Insurance, Written Premium of $20.4 billion,14 million policies in force and 40,000 employees.

• 2000 – The Good Hands Network℠ goes live. Customers are able to purchase auto insurance on the Internet, over the phone or through an agent.

• 2001 – Became the Official Home and Auto Insurance Sponsor of the 2002 Olympic Games, the 2002 and 2004 U.S. Olympic teams.

• 2005 – Became an official sponsor of NASCAR, with the “Allstate 400 at the Brickyard”.

• 2006 – Celebrated 75th Anniversary, became the title sponsor of the Allstate Sugar Bowl, introduced “Your Choice Home” and launched “Keep the Drive”

• 2019 - Written Premiums of $35.4 billion, 46.3 million policies in force and 45,700 employees.

Financial Stability:

• Allstate® is rated A+ (Excellent) by A.M. Best which reflects solid capitalization, favorable operating profitability, disciplined underwriting initiatives and conservative reserving philosophy, which has resulted in favorable reserve development.

• 2019 - $35.4 billion in gross premiums.

Employee, Customer and Community Oriented:

• Allstate® has thrived for 89 years by adapting to better serve customers. They believe Purpose-driven companies are powered by purpose-driven people. Through collective power, they harness diverse talent to better serve customers and make the world a better place.

• Allstaters take a stand to empower youth, uplift and educate survivors of domestic violence and support the communities where they live and work. The National Association of Insurance Commissioners (NAIC) received fewer complaints regarding Allstate than average in the last year.

• Advertising and sponsorship strategies help connect with people in relevant and meaningful ways. With national ad placements and corporate sponsorships, Allstate is able to support local communities and show how they can keep people protected through the Good Hands® commitment.

Company Highlights:

Allstate® is grateful and honored to be at the top of many national lists. Take a look at some of the awards received in recent years.

• 1998 - Fortune’s list of “Best Companies for Asians, Blacks and Hispanics and Forbes “World’s Top 50 Companies”.

• 2000 - Top company for Executive Women by Working Woman

• 2005 - Nations’ top 50 innovative users of information technology by InformationWeek, second most-admired company in the Property & casualty industry by Fortune magazine and “Top 50 Companies for Hispanics” by Hispanic Business magazine.

• 2009 – 2012, 2014-2016 – Recognized by Newsweek on its “100 Greenest Companies in America” list.

• 2013 – 15 (24-time award winner) - Working Mother Magazine annual list of “100 Best Companies for Working Mothers”.

• (2015 – 20) - Ethisphere Institute’s World’s Most Ethical Companies

• 2017 - Forbes’ America’s Best Employers

• 2019 - 2020 Forbes’ Best Employers for Diversity and Women.

• 2020 - Fortune’s World’s Most Admired Companies.

Industry Rankings:

• Allstate® is the 5th largest Property and Casualty Insurer in the United States based upon premium written per 2020 NAIC reporting.

• 2nd largest writer of Homeowners coverage in the United States.

• 4th largest writer of Private Passenger Auto coverage in the United States.

• 10th largest writer of Commercial Auto in the United Sates.

Products Offered

Auto Insurance Coverage

Auto Policy Discounts

Your Choice Auto®

Bumper-to-Bumper

Homeowners Insurance

Condominium Insurance

Renters Insurance

Landlord Property Insurance

Personal Umbrella Policy

Flood Insurance

Motorcycle Insurance

Boat Insurance

Motorhome Insurance

Snowmobile Insurance

ATVs and 4x4s

Business Insurance

Roadside Assistance

Pet Insurance

Event Insurance

Operating Territory

Additional Comission Schedules

Company Profile: AmTrust® began in 1998 with a commitment to innovation in small business insurance and has grown into a global property and casualty provider with a broad product offering. The company has grown, but their commitment to innovation and service remain the same.

AmTrust® today has over 5,000 employees serving 60 countries and has become a top U.S. commercial insurer and a leading global provider of warranty products and specialty risk. Their investments in people and proprietary technology allow us them to offer customers the most innovative insurance products to meet their needs today and anticipate their needs for tomorrow.

AmTrust® features a balanced mix of business lines, the portfolio endures by maintaining strong retention rates and benefiting from both lower pricing pressures and volatility. The more they learn from historical claims data, the better they can build programs, products, and services to help prevent loss, prepare for risks, and prevail when the unexpected occurs.

AmTrust® unified portfolio of products includes:

• Small Commercial Business Insurance and Workers’ Compensation

• Specialty Risk and Extended Warranty Insurance

• Specialty Middle-Market Property and Casualty Insurance and Surety.

• 1998 - AmTrust® Financial Services was founded.

• 2001 – Enters the small business workers’ compensation market.

• 2002 – 2005 -Acquires Princeton Agency in the Northeast, Covenant Group in the South and Alea and enters specialty middle market property and casualty business.

• 2006 - Becomes publicly traded on the NASDAQ Global Market under the symbol AFSI, acquires Murfield with workers’ compensation business in the Midwest and Wesco Insurance Company which is licensed in all 50 states.

• 2008 – 2010 - Acquires Unitrin Business Insurance, CyberComp™ workers' compensation business unit of Swiss Re, and Majestic, marking AmTrust’s entrance into the California workers’ compensation market.

• 2011 – 2013 - Acquires BTIS, CardinalComp, Car Care Plan Holdings with warranty business worldwide, and Sequoia and Tower Group International solidifying market leadership in small commercial business segment.

• 2014 – 2015 - Acquires Comp Options Insurance Company, Inc., Insco Dico Surety who does business in all 50 states, completes integration with AmTrust IT operating platform, acquires Warranty Solutions, a Wells Fargo business and ranks 11th largest commercial lines writer in the U.S.

• 2016 – Completes 14 acquisitions and acquires ANV Holdings B.V. a specialty insurance company and Nationwide Title Agency, LLC, and its subsidiaries.

• 2017 - Named to the Fortune 500, with a ranking of 475 on the 63rd annual Fortune 500.

• 2019 - Announces agreement with Swiss Reinsurance America Corp (“Swiss Re”) for covering U.S. small commercial business totaling approximately $2.9 billion in projected written premiums.

Financial Stability:

• AmTrust® Financial is rated “A-” from A.M. Best and well positioned to provide coverage for those in need of a strong, agile partner.

• AmTrust business model is focused on generating steady, stable, and positive growth. A disciplined, conservative, and opportunistic path to achieving long-term, sustained profitability. milestones:

• AmTrust® remains focused on profitable growth based upon a philosophy of niche diversity, low-hazard risk and offering the best service experience, driven by innovation, transformative technology, and excellence in data analytics. They are expanding in businesses where they have unique expertise to generate the most profitable returns.

• 2018 Direct Written Premiums more than $5.9 billion.

Employee and Customer Oriented:

• AmTrust® Financials’ commitment to excellent customer service is the foundation of their products and capabilities. The experienced, reliable staff of expert underwriters and salespeople remains steadfastly dedicated to treating agents and policyholders with the individual attention they deserve, regardless of the size of their businesses. Their commitment to excellence is at the root of all AmTrust products and capabilities.

• Clients can always be assured that they’re working with one of the most financially secure insurance providers in the market.

• Employee accelerated growth rate means unparalleled career advancement opportunities and a chance to be a part of continuous innovation, because Your Success is Our Policy®!

Company Highlights:

• AmTrust® Financial works with a network of independent insurance agents, MGAs and claims administrators who rely on AmTrust to reduce, mitigate, and transfer risk.

• Market focus continues to be on Multiline Small Business including lumber, restaurants, automotive service centers, financial institutions and many more, Program Business such as retail and wholesale operations, service operations and non-profit organizations and Specialty Risk and Extended Warranty serving manufacturers, retailers, and thirdparty warranty administrators around the world.

• AmTrust recently announced an organization-wide program called AmTrust Forward, aimed at building on their successful history in order to remain strong and profitable for the future. The initiative sharpens focus and leverages unique strengths to continue to be a leading provider of specialty commercial P&C products and services in the U.S. and internationally.

Industry Rankings:

• AmTrust® Financial is the 23rd largest Property and Casualty Insurer/Group in the United States based upon 2018 revenue.

• 5th largest writer of Workers Compensation Insurance in the United States.

• 11th largest writer of Commercial Auto Insurance in the United States.

• Ranks 475th on the current Fortune 500 list of largest corporations in the United States.

Insurance

Workers' Compensation

Businessowners Policy

Commercial Package

Cyber Liability

EPLI

Specialty Programs

State Disability

Products Offered

Specialty Risk

Agricultural and Heavy Equipment

Automotive

Consumer Products

Financial Institutions

Home Warranty

Service Providers

Software Companies

Commercial Property Insurance

Excess & Surplus

General Liability

Operating Territory

Commissions - Commercial

American Strategic Insurance (ASI) was formed in 1997. Its initial offering was homeowner’s insurance in Florida. The company has experienced rapid growth and is now expected to offer coverage nationwide, establishing its place in the top 15 homeowner’s insurance providers in the United States. ASI is headquartered in St. Petersburg, Florida. These expansion goals are largely attributed to its acquisition by PROGRESSIVE® in April 2015. The strategic partnership between the two companies is meant to allow them to compete in the coveted insurance "bundling" market.

ASI is now part of the PROGRESSIVE®Group of Insurance Companies. They set big goals and achieved them by paying close attention to the details. ASI cares most about people and their local communities and work hard to go above and beyond everywhere they offer coverage. They are passionate about insurance and people and believe these two interests go hand-in-hand, which is why they cherish every relationship they create. Their success relies on the combined efforts and impacts of partners, independent agents, team members and policyholders.

milestones:

• 1997 - Founded by John F. Auer, incorporation of ASI and ARX Holding Corp and began offering coverage in Florida with the Goal: Become the Progressive of Residential Property Insurance

• 1998 - First Homeowners Policy issued

• 1999 - First Umbrella policy issued.

• 2000 - First Flood policy issued.

• 2001 - Earns A.M. Best Rating "B++" and Expanded to offer coverage in Texas.

• 2002 - 100,000th policy sold.

• 2004 - The first set of catastrophes that showed ASI was financially stable; Hurricanes Charley, Frances, Ivan, and Jeanne

• 2005 - ASI outperformed competitors and increased reputation with independent agencies; Hurricanes Wilma, Rita, and Katrina

• 2007 - Earns A.M. Best Rating "A-"

• 2008 - Expands coverage to five states.

• 2009 - Progressive Home Advantage® launches

• 2010 - Earns Florida Trend’s “Best Mid-Sized Company” award, 500,000th policy sold and Expands coverage to 10 states.

• 2011 - Earns No.1 spot in Tampa Bay Times’ “Top Workplaces” program, Wins the National Flood Insurance Program’s 2010 Administrator’s Club Award and Named one of Florida Trend’s “Best Companies To Work For.”

• 2012 -EarnsA.M.Best Rating"A", ASIandProgressivemakereciprocal investments, Namedoneof Florida Trend’s “Best Companies To Work For” and Expands coverage to 20 states.

• 2013 - $1 billion in earned premium, $500 million of policyholder surplus, earns No.1 spot in Tampa Bay Times’ “Top Workplaces” program, and Named one of Florida Trend’s “Best Companies To Work For.”

• 2014 - First catastrophe bond issued, 1 millionth policy sold and Named one of Florida Trend’s “Best Companies To Work For.”

• 2015 - PROGRESSIVE® purchases majority interest in ASI, becomes one of the 15 largest residential property insurers in U.S. and expands coverage to 30 states.

• Today - Expands coverage to 40 states and Launches Auto program in California (ASI Select)

Financial Stability:

• ASI became a majority-owned subsidiary of PROGRESSIVE®Corporation, on April 1, 2015.

• They have proudly held a rating of A (Excellent) from A.M. Best Co., the leading independent rating organization for insurance companies.

• 2019 - Parent Company PROGRESSIVE® Direct Written Premiums over $35 billion.

Employee, Customer and Community Oriented:

ASI believes in never settling for less than the very best, so you don’t have too either. Their goal is to provide an insurance experience that allows you to rely on supportive, fast, and progressive services every time.

• Community Involvement - Their goal is to be the best in the industry, and this means going above and beyond not just for staff, partners, and policyholders, but for local communities too. They are more than simply a team; they are a family and care about each other and eagerly seek opportunities to be active members of the places in which they live and work.

• Green Initiatives - They are committed to innovation, especially when it comes to reducing the carbon footprint. They have adopted many keyways to carry out eco-friendly practices.

• Organization Support - Whether raising funds for a new cause or volunteering with a local non-profit organization, they know that they can have a bigger impact when we work together. They proudly support many Charitable Organizations have many community campaigns that run throughout the year.

Company Highlights:

ASI values dictate every decision made, big and small. Core values are the building blocks of the ASI culture.

• Attitude - We live and breathe positivity. Our optimistic, supportive, and respectful nature is at the heart of our company’s success.

• Speed - From fast underwriting experiences to first responders during natural disasters, we are committed to enhancing every product and service we offer as quickly as possible.

• Innovation - We transform ideas into realities. Our inspiring, creative, and clever team challenges the status quo by seeking improvement every chance we get.

• 2015 - American Strategic Insurance (ASI) selected as one of the Top Workplaces in Tampa Bay.

• 2015 - ASI Celebrates its 18th anniversary and is named on the Top 100 Best Companies List.

Industry Rankings:

• PROGRESSIVE®is the 3rd largest Property and Casualty Insurer and ranks 99th on the Fortune 500 list of largest corporations in the United States based on 2019 revenue.

• 12th largest writer of Homeowners coverage in the United States.

• 3rd largest writer of Private Passenger Auto coverage in the United States.

• Largest writer of Commercial Auto coverage in the United States.

• 40th on 2016 InformationWeek Elite 100 – a list of the top business technology innovators in the U.S.

Homeowners

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Products Offered

Operating Territory

Commission Schedules

See Progressive

Company Profile: W. R. Berkley Corporation founded in 1967, is one of the nation’s premier commercial lines property casualty insurance providers. Each of the operating units in the Berkley group participates in a niche market requiring specialized knowledge about a territory or product and has the expertise and resources to utilize their strengths in the present environment, and the flexibility to anticipate, innovate and respond to whatever opportunities and challenges the future may hold.

W.R.BerkleyCorporation’s®competitiveadvantageliesinalong-termstrategyofdecentralizedoperations,allowing each of their units to identify and respond quickly and effectively to changing market conditions and local customer needs. This decentralized structure provides financial accountability and incentives to local management and enables them to attract and retain the highest caliber professionals.

milestones:

• 1967 – Berkley Dean & Company was formed, precursor to W. R. Berkley Corporation.

• 1970’s - Acquired Houston General Insurance Company and entered the insurance market, organized Union Insurance Company and tri-State Insurance Company, acquired General Insurance Company, Union Standard Insurance Company, Signet Reinsurance Company, Reinsurance Underwriters Corporation, Admiral Insurance Company, enters the specialty insurance market and goes public.

• 1980’s - Acquired Fireman’s Insurance Company of Washington, D.C., Carolina Casualty Insurance Company, Continental Western Insurance Company, establishes Fireman’s Habitational Division to write coverages for highend real estate in the northeast and forms Nautilus Insurance Company to write smaller excess and surplus lines risks, forms Berkley Risk Administrators Company entering the risk management and administration sector and total assets surpass the $1 billion mark.

• 1990’s – Forms Monitor Liability Managers and Enters the Directors’ and Officers’ business, acquired 80% of Independencia Insurance Company of Argentina and established Berkley Surety Group and Berkley Insurance Company of the Carolinas established.

• 2000 – Regional companies were consolidated to reduce costs, enhance size and scale, and to provide better competitive positions, while maintaining operations close to the customer.

• 2004 – Joins the ranks of the Fortune 500.

• 2007 – Named Best Managed Insurance Company by Forbes Magazine.

• 2008–2013–ContinuedtoexpandthroughthecreationofnewbusinessessuchasBerkleyAssetProtection,Berkley Canada, Berkley Professional Liability, Berkley Agribusiness, Berkley North Pacific Group, Berkley Oil and Gas, Berkley Technology Underwriters, Berkley Public Entity Managers and Berkley Southeast Insurance Group.

• 2015 – Forms Berkley Construction Professional Liability and Global Product Recall.

• 2016 – Announced entry into High End personal lines market with Berkley One.

• 2017 – Marks 50th Anniversary.

• 2019 - Added to the S&P 500 with $7.9 billion in revenue and $6.1 billion in stockholders’ equity at year-end and forms Berkley Prime Transportation.

Financial Stability:

• W. R. Berkley Corporation® is rated by A+ by A.M. Best, A+ by Standard & Poor’s

• The business is operated with an ownership perspective and a clear sense of fiduciary responsibility to shareholders. Risk exposures are managed proactively. A strong balance sheet, including a high-quality investment portfolio, ensures ample resources to grow the business profitably whenever there are opportunities to do so.

• 2019 Direct Written Premium was more than $6.3 billion.

Employee, Customer and Community Oriented:

• W. R. Berkley Corporation® trademarked phrase “Everything counts – Everyone matters”:

• Values the diversity of perspective, talent, and experience that employees bring to the organization and utilizes consistent and objective standards to measure performance

• Provides a diverse workforce that reflects communities and clients and fosters innovation and creativity that empowers employees to positively contribute to the company’s success. At the heart of their inclusion efforts is the development of talent within the organization that will perpetuate the company’s culture and philosophy

• Shows commitment to developing the next generation of insurance professionals to continue the work of providing creative solutions to the insurance needs of clients. To this end, various operating units are involved in organizations that promote young people in insurance, while others offer programs for mentoring, interning, and coaching

• From local food banks to disaster relief efforts throughout the world to the creation of a charity dedicated to helping the children of injured workers, they embody a culture of doing the right thing and giving back to the communities they serve.

Company Highlights:

• W. R. Berkley Corporation® combines the expertise of underwriting, risk management, claims handling and investing to deliver outstanding risk-adjusted returns. How they are different:

• Accountability-Thebusinessisoperatedwithan ownershipperspectiveandaclearsenseoffiduciaryresponsibility to shareholders.

• People-Oriented Strategy - New businesses are started when opportunities are identified and, most importantly, when the right talent is found to lead a business. Of Berkley's 52 companies, 45 were developed internally and seven were acquired.

• Responsible Financial Practices - Risk exposures are managed proactively. A strong balance sheet, including a high-quality investment portfolio, ensures ample resources to grow the business profitably whenever there are opportunities to do so.

• Risk-Adjusted Returns - Management company-wide is focused on obtaining the best potential returns with a real understanding of the amount of risk being assumed. Superior risk-adjusted returns are generated over the insurance cycle.

• Transparency - Consistent and objective standards are used to measure performance – and the same standards are used regardless of the environment.

Industry Rankings:

• W. R. Berkley Corporation® is the 22nd largest Property and Casualty Insurer/Group in the United States based upon 2019 revenue.

• Ranks 369th on the current Fortune 500 list of largest corporations in the United States.

• 19th largest writer of Medical Professional Liability coverage in the United States.

• 12th largest writer of Workers’ Compensation Auto coverage in the United States.

• 9th largest writer of Commercial General Liability coverage in the United States.

• 16th largest writer of Commercial Auto coverage in the United States.

• Named to the 2019 Ward’s 50® list of top performing property casualty insurance companies.

• Named a Five-Star Carrier on Insurance Business America’s Brokers on Carriers’ report. Berkley earned a five-star ranking in all 10 survey categories ranging from underwriting expertise to claims processing to commitment to broker distribution channel.

Berkley North Pacific is a regional, commercial insurance provider servicing business in the Northwest. With local leadership, conversational underwriting, as well as consultative risk management and claims services, they are we truly are a relationship driven company. Partnering with a select group of Independent Agents they pride themselves on the ease of doing business.

Continental Western Group® (CWG) has been a trusted insurance carrier since 1886. They offer a broad array of commercial insurance products for businesses in 13 states from the Rocky Mountains to the Great Lakes and their goal is to be the strong, local, and trusted choice for independent insurance agents and customers. They live and operate in the same communities as customers and available when needed most. Such local presence provides in-depth understanding of the businesses and communities they insure.

Berkley Mid-Atlantic Group knows needs are changing, the world is shifting, and are here to help. They understand you need consistency, transparency, and the fast delivery of value. They manage risks for small, medium, and large businesses and their expertise is delivered by talented independent insurance agents and backed by exemplary service from claims, underwriting, risk management, audit, sales, and marketing teams.

Acadia INSURANCE specializes in commercial property casualty insurance. The company began in 1992 insuring businesses in Maine and today offers insurance programs for small and midsize businesses throughout New England and NewYork Statewith local offices in Connecticut, Maine,Massachusetts, NewHampshire,New York andVermont.

UNION STANDARD works with independent agents to tailorcoverageto meet theuniqueneeds ofavarietyofbusinesses. They believe your Insurance coverage should be as unique as your business and with local underwriting, claim, loss control and audit services, they’ve got you covered!

Berkley Southeast Insurance Group, (BSIG), is a regional commercial lines property and casualty insurance provider. They partner with a select group of independent agents in Alabama, the Carolinas, Georgia, Mississippi, and Tennessee to provide commercial products and services for small and mid-sized businesses. With the resources of W. R Berkley Corporation, a Fortune 500 company, they can provide assurance to policyholders that BSIG will be there when you need them most.

Commercial Insurance

Property

General Liability

Commercial Auto

Inland Marine

Umbrella

Cyber Liability

Employment Practices

Liability

Workers’ Compensation

Products Offered

Commercial Industries

Agribusiness Auto Care & Service

Breweries

Building Material Dealers

Construction Golf Courses

Hotels & Motels Janitorial

Manufacturing Offices

Real Estate Restaurants

Retail Stores Service Businesses

Wholesalers Wineries

Risk Management Services

Operating Territory

Property (ADP) Ren

Company Profile: Berkshire Hathaway GUARD® Insurance Company was established in 1983. Products are now available through a nationwide network of 5,500 carefully selected, highly trained professional Independent Insurance Agents The group’s insurance companies currently insure over 250,000 businesses. Since 2007, the company’s annual premiums have more than tripled (despite very challenging economic times) while maintaining a combined ratio well below industry peers and diversifying into new lines of property and casualty coverage.

Berkshire Hathaway GUARD® currently offers insurance products from coast to coast with focus on their main insurance products:

• Worker’ Compensation

• Businessowner’s Policies

• Commercial Umbrella

• Commercial Auto

Financial Stability:

• Berkshire Hathaway GUARD® is rated A+ (Superior) from A.M. Best. Assigned to insurance companies that has a superior ability to meet their ongoing insurance obligations.

• The ratings reflect solid capitalization, favorable operating profitability, disciplined underwriting initiatives and conservative reserving philosophy, which has resulted in favorable reserve development. The ratings also acknowledge the implicit and explicit financial support provided by GUARD’s ultimate parent, Berkshire Hathaway Inc.

• 2020 Direct Written Premiums over $2 billion.

Company Highlights:

• Berkshire Hathaway GUARD® satisfaction of customers is very important. To create a positive experience, the company provides secure coverage enriched by a full range of value-added services. One of their proudest accomplishments is the fact that nine out of ten of their policyholders choose to renew their policies with them year after year. Below are just a few of the reasons:

o Flexible Pricing/Payment Options - They give policyholders the greatest possible savings and provide favorable billing terms reflecting today’s cash-flow realities and offer FLEXIBLE alternatives that allow customized solutions designed to satisfy the individual needs of customers.

o Local Connection - The staff is highly trained and expert in the handling of all aspects of their products and recognize that customer convenience often starts at the local level. As a result, their product through a network of independent agents and brokers from communities throughout the United States; these carefully selected, and highly trained professionals are able to acquaint customers with the full range of options available and help create customized insurance solutions that feature the best possible price and a plan for taking advantage of appropriate services.

o Ease of Use - Doing business with Berkshire Hathaway GUARD Insurance Companies couldn’t be easier. From fulfillment of requests for quotes via GUARD E-Z Rate through the issuance of policies, billing of premium, and management of claims, the focus is timely, convenient, AND effective service. When you have questions or require help, a range of resources allow you to select the method best suited to you. Via the Internet and secure Agency and Policyholder Service Centers, transactional account information is available as well as extensive viewable/printable materials. Alternatively, a Customer Service call will get you directly to a member of the staff who is trained to offer the kind of personalized attention you deserve.

o Safety Resources - Safety benefits everyone, facilitating an efficient, productive, and safe environment. Therefore, the best way to reduce expenses incurred as a result of claims is through prevention. Berkshire Hathaway GUARD Insurance Companies staff has the educational background, general expertise, and hands-on experience to assist our policyholders in creating and maintaining an environment free of hazards. Not everyone wants or needs extensive assistance from their insurance company, so a broad selection of easy to use and understand resources (such as online, streamed videos and safety flyers) are available.

o Expert Claims - Claims happen and the reason insurance is purchased is for those unpredictable misfortunes. Their staff of trained experts is dedicated to resolving claims as quickly, fairly, and painlessly as possible. Some of the factors that contribute to success are toll-free, 24-hour claims reporting and a national network of highly specialized business partners (including medical providers, emergency service vendors, appraisal services, etc.) that can be accessed when circumstances dictate.

Employee Oriented:

• Berkshire Hathaway GUARD® values each employee. They understand that attracting and retaining high-quality talent is essential to the success of their company.

• Named a Ward’s 50 Top Performer. Ward's 50 company has passed all safety and consistency screens and achieved superior performance over the five years analyzed.

• Employees are allowed to volunteer work time with nonprofit agencies. They believe volunteerism is investing in your human capital, which is a company’s most valuable asset. At the same time, it strengthens the community.

• Health care initiative, WellGUARD, was recognized by the Greater Wilkes-Barre Chamber of Commerce. The award recognizes the numerous health-conscious programs GUARD has put into place since launching WellGUARD in January of 2006.

Industry Rankings:

• Berkshire Hathaway GUARD® is in the top 100 largest Property and Casualty Insurers in the United States on their own.

• Berkshire Hathaway Group:

o 2nd largest Property and Casualty Insurer in the United States with Premium in excess of $43 billion.

o Owns GEICO® InsuranceCompany is the2nd largest PrivatePassenger Auto Insurerin theUnitedStateswith Direct Written Premium in excess of $33 billion.

o 4th on the current Fortune 500 list of largest corporations in the United States.

Products Offered

Personal Insurance

Homeowners

Personal Umbrella

Commercial Insurance

Businessowner’s Policy

Commercial Auto

Commercial Package

Commercial Property

Commercial Umbrella

Disability

General Liability

Professional Liability

Accountants

Architects & Engineers

Lawyers

Miscellaneous

Workers’ Compensation

Operating Territory

Commissions - Personal Lines

Commissions - Commercial Lines

Company Profile: BRISTOL WEST INSURANCE GROUP started in Florida in 1973 as a private passenger automobile insurance carrier for Florida residents and kept expanding its reach to more customers in more states. Since that time, it has grown to be a leading provider of liability and physical damage insurance - focusing exclusively on private passenger vehicles across the United States with insurance policies now available to customers through agents and brokers in 45 states across the country.

BRISTOL WEST INSURANCE GROUP became a part of Farmers Insurance Group of Companies, one of the largest property and casualty insurer groups in the United States in July 2007. Farmers Insurance proudly serves more than 10 million households with over19million individualpoliciesnationally,throughtheeffortsofmore than48,000 exclusive and independent agents and approximately 20,000 employees.

Financial Stability:

• BRISTOL WEST INSURANCE GROUP is a member of the Farmers Insurance Group of Companies.

• Farmers Insurance Group of Companies financial strength Rated A (Excellent) by A.M. Best.

• 2020 Direct Written Premiums for all companies more than $20 billion.

Customer Oriented:

BRISTOL WEST INSURANCE GROUP provides Auto Insurance with you in mind.

• Whether you are a customer seeking auto insurance, or you are an agent or broker looking for a solid insurance carrier for your customers, Bristol West focuses on delivering high-quality and responsive service to customers through product innovation and a broad array of systems to support customers, and agents and brokers.

• For customers, they offer a range of automobile insurance coverages at competitive prices with responsive customer service and, should the need arise, claims professionals. They also have convenience features to help you easily manage your insurance coverage, like flexible billing and pay plan options including paperless billing, text alert bill payment reminders, and eSignature for new policy documents.

• They know today’s world demands having many options to pay your insurance premium, file a claim or manage your coverage – whether online, on the phone or in person with your agent or broker. We’re here to serve you and your insurance needs with ease however you’d like to do business with us. Easy as that.

• For agents and brokers, Bristol West’s ongoing investment in technology and an eEverything mindset provides leading-edge tools to manage your business, improve efficiency and deliver service with ease at the point of sale.

• How Bristol West can help you:

o Helps customerswith poorcredit andnocredit findtheauto insurance they’relookingfor. If you’re facing this challenge, give them a try.

o Helps help you get the auto insurance coverage you want whether you have no prior insurance, little or no driving history or have only had minimal prior coverage.

o Helps by giving you discounts when you sign-up for automatic payments, go paperless, maintain a good driving record or buy multiple policies from Bristol West, Farmers® or Foremost® Insurance.

o Helps if you’ve had multiple traffic violations, accidents or even a DUI. They offer coverage options for a variety of challenging situations.

Company Highlights:

• BRISTOL WEST INSURANCE GROUP is part of Farmers Insurance Group® which was founded in Los Angeles, California in 1928. Farmers is the nation's 9th largest insurer, and offers a wide variety of home, life, specialty, commercial and auto insurance products, and services across the United States. Farmers is the trade name of Farmers Group, Inc., which is a wholly owned entity of the Zurich Financial Services Group and is represented by more than 38,000 agents across the country.

• Farmers Insurance® 2021:

o Named One of the FORTUNE Best Companies to Work For by Great Place to Work and Fortune

o Earns Top Marks in Human Rights Campaign's Corporate Equality Index

o 40 Best Large Workplaces in Financial Services and Insurance

o Diversity, Inclusion + Equity Awards: Organization of the Year (Enterprise)

o 28 Best Remote-Friendly Companies for Women

Industry Rankings:

• BRISTOL WEST INSURANCE GROUP is part of the Farmers Insurance Group of Companies , the 9th largest Property and Casualty Insurance Group in the United States.

• 5th largest writer of Homeowners Insurance in the United States.

• 7th largest writer of Private Passenger Auto Insurance in the United States.

• 22nd largest writer of Commercial Auto Insurance in the United States.

Operating Territory

Comission Schedules Coming Soon

Company Profile: BTIS® was founded in 1998 in Rocklin, California, Builders & Tradesmen's Insurance Services, Inc. (BTIS). Originally built around a Small Artisan Contractor General Liability program, BTIS was focused on speed and ease of use for insurance producers. BTIS is now a nationwide wholesale intermediary with a small business attitude, that believes in building and fostering solid relationships through communication and genuine concern for customers.

BTIS offers a wide range of commercial lines and are focused on developing and implementing cutting edge technology to provide individual service, exceptional value, ease of use and rapid turnaround times. They believe in building and fostering solid relationships through communication and genuine concern for our customers. Although we now offer a wide range of commercial lines, we remain focused on individual service, exceptional value, ease of use and rapid turnaround times.

Financial Stability:

• BTIS is part of the Amynta Group, a premier insurance services company with more than $3.5 billion in managed premium and 2,000 associates across North America, Europe, and Australia.

• Amynta serves leading carriers, wholesalers, retail agencies, auto dealers, original equipment manufacturers, and consumer product retailers with innovative insurance and warranty protection solutions

Employee and Customer Oriented:

• BTIS is committed to providing quality, robust, individualized products and the highest level of service. We ensure each client feels confident and secure in selecting us as their provider and are dedicated to the success of our customers. By offering education and sales tools we allow our producers to be a trusted source for insurance that their clients, in turn, can rely upon.

• BTIS takes pride in providing insurance for the construction industry. The entire executive team has past experience working in this arena. Collectively, BTIS has over 127 years of experience in the insurance industry within its management team. Their professional staff of underwriters has insurance company backgrounds with more than 75 years of experience underwriting commercial/contractor risks.

• Since the beginning, they have had one steady goal in mind; providing outstanding service to customers. With the use of the internet, they are able to deliver unmatched turnaround time on quotes and policy issuance. By utilizing the latest in technology, they achieve what few other organizations have: immediate turnaround, unbeatable service, and great value for our clients.

Company Highlights:

• Solutions through technology - Get real-time access to the BTIS quoting and submission system and expert underwriting team. The BTIS platform is a powerful and easy-to-use tool you can depend on to help drive your business forward.

• Innovative online price indication system - Quote and bind capability, and email correspondence paired with unparalleled customer service made for the fastest and simplest way for producers to quote and bind commercial accounts.

• Product lines include – Contractor General Liability, Workers’ Compensation, BOP & Small Business Insurance, Commercial Auto, Builders Risk, Inland marine, and Contract Bonds.

Products Offered

o GENERAL LIABILITY - Contractor General Liability programs are underwritten by Admitted A rated carriers and are available in most states. Please see the Products tab above for the complete list of carrier options.

o WORKERS’ COMP - Workers’ Compensation programs offered from many Admitted A rated carriers that are available in most states. Please see the Products tab above for the complete list of carrier options.

o SMALL BUSINESS - With several preferred classes underwritten by multiple A rated carriers, you are sure to have what you are looking for. Programs feature many different coverages to fit your needs.

o COMMERCIAL AUTO - Commercial Auto programs are underwritten by multiple A rated carriers, specializing in coverage for a variety light-duty to medium-duty vehicles that are used for local to intermediate distances in many businesses.

o BUILDERS RISK - With names like Navigators, Great American and Everest, you'll find coverage for many different kinds of residential and/or commercial risks and is available in many states.

o INLAND MARINE - Inland Marine programs offered from multiple A rated carriers offering great rates, high limits, and variable deductibles. Plus, they are currently available in most states.

o EXCESS - Excess Programs underwritten by multiple A rated carriers. These programs feature online price indication and/or online applications and are available in most states.

o BONDS - Bonds are available for almost any surety situation you'll encounter and are underwritten by multiple A rated carriers.

Please see the Products tab at my.btisinc.com for the complete list of carriers and states available.

Comission Schedules Coming Soon

Company Profile: The origins of CHUBB® Corporation date back to 1882 when Thomas Caldecot Chubb and his son Percy opened their marine underwriting business in the seaport district of New York City. By 1900, Chubb had established strong relationships with the insurance agents and brokers who placed their clients’ business with Chubb underwriters. Products are now distributed through more than 14,000 independent agents and brokers in North America and employs more than 30,000 people worldwide.

CHUBB® is the world’s largest publicly traded P&C insurance company and the largest commercial insurer in the U.S. With operations in 54 countries and territories, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. As an underwriting company, they assess, assume, and manage risk with insight and discipline and service and pay claims fairly and promptly. They combine the precision of craftsmanship with decades of experience to conceive, craft and deliver the very best insurance coverage and service to individuals and families, and businesses of all sizes.

ACE was established in 1985 in response to an availability crisis in the U.S. insurance marketplace for excess liability and directors’ and officers’ insurance coverage. From its inception through the 1990s, ACE grew rapidly through product diversification, strategic partnerships, and acquisition. A true turning point for ACE was its 1999 acquisition of Cigna Corporation’s international and domestic property and casualty business. The acquisition gave ACE an instant global network and simultaneously transferred INA’s 200-year history to the company.

By the time, ACE acquired CHUBB®, ACE had grown into a leading global insurer serving customers from the largest multinational companies to individuals and families around the world.

milestones:

• 1792 - Investors meet at Independence Hall in Philadelphia to organize the Insurance Company of North America - INA

• 1794 - First U.S. insurer to cover the contents of a house from fire.

• 1808 - Appoints agents on the U.S. frontier and launches an advertising campaign.

• 1821 - Predecessor fire insurer Aetna Insurance Company becomes the first U.S. insurer to enter Canada.

• 1848 - Appoints an agent in San Francisco as the California Gold Rush begins. Premiums are sent to the home office in the form of gold dust.

• 1882 – Chubb & Son opens for business in New York City.

• 1887 - Appoints agents in London, Vienna, and Buenos Aires, the beginning of CHUBB Overseas General business.

• 1897 - Becomes the first U.S. insurer to appoint an agent in China.

• 1912 - Three predecessor insurance companies (Aetna, Federal, INA) suffer losses from the sinking of the Titanic.

• 1928 – Opens its first branch outside the U.S. in Montreal, Canada.

• 1950 - Invents the definitive multiple-line homeowners’ policy.

• 1956 - Forms a personal lines department and installs their first computer, the IBM 705.

• 1965 – IAN debuts on the New York Stock Exchange.

• 1967 – Incorporates and acquires Pacific Indemnity Companies.

• 1980 - Insures the Olympic Winter Games in Lake Placid, NY.

• 1982 - INA Corporation and Connecticut General Corporation complete a merger to create CIGNA Corporation.

• 1984 – CHUBB is listed on the New York Stock Exchange

• 1985–ACE Limitedwasestablishedby34insurancecompaniesseekingdifficult-to-obtainExcessLiability and Directors and Officers (D&O) insurance coverage.

• 1986 - Chubb launches the Masterpiece personal lines policy, becoming the company's definitive high net worth product.

• 1993 – ACE goes public on the New York Stock Exchange.

• 1996 - Acquires the first of its Lloyd's syndicate managing agencies and acquires Tempest Re, a major global reinsurer.

• 1999 - Acquires CIGNA Corporation and Insurance Company of North America (INA) for $3.45 billion.

• 2008 – Acquires Combined Insurance Company of America from AON Corporation for $2.56 billion and the high-net-worth personal lines business of the Atlantic Companies.

• 2010 – Acquires Rain and Hail, LLC in Iowa for $1.1 billion.

• 2012 – Claim’s service shines after Superstorm Sandy, settling the largest number of claims in company history and acquires Asuransi Jay Proteski in Indonesia for $130 million.

• 2015 - Acquires Fireman’s Fund high-net-worth personal lines business from Allianz for $365 million.

• 2016 – ACE and Chubb become one and adopt the Chubb name

• 2017 - Celebrates 225 years of business with the birth of INA in 1792.

• 2019 - Evan Greenberg awarded Insurance Company CEO of the Year.

Financial Stability:

• CHUBB® is rated AA by Standard & Poor’s, A++ by A.M. Best and AA by Fitch and has more than $174 billion in assets and reported $38 billion of gross premiums written in 2018.

• Chubb Limited, the parent company of Chubb, is listed on the New York Stock Exchange (NYSE: CB) and is a component of the S&P 500 index.

• 2018 - $24.4 billion in gross premiums, in North America operations

Company Highlights:

• CHUBB® is defined by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, and local operations globally. The company serves multinational corporations, mid-size and small businesses with property and casualty insurance and risk engineering services; affluent and high net worth individuals with substantial assets to protect; individuals purchasing life, personal accident, supplemental health, homeowners, automobile, and specialty personal insurance.

• Provides claims handling service renowned for its quality, promptness, and fairness Industry-leading loss control services and more than 400 risk engineering professionals serving commercial clients in the U.S. and globally Residential risk consulting and appraisal services.

• The Chubb Charitable Foundation believes that meaningful contributions that support communities globally provide lasting benefits to society, employees, and the company. Through philanthropy, global partnerships and company sponsored-volunteer activities focused on giving the gift of time and donations, the Chubb Charitable Foundation supports clearly defined projects that solve problems with measurable and sustainable outcomes with a commitment to assist those less fortunate and to be stewards of the planet. In 2016, the company’s foundations made grants and matching gifts of nearly $7.0 million to support innovative initiatives around the globe.

• Chubb encourages the development of initiatives that reflect employees’ commitment to the needs of their local and regional communities. Employees from around the globe participate in hundreds of volunteer activities annually that have a direct impact on the local communities where employees live and work.

• Through national campaigns, local volunteer projects and other initiatives, Chubb supports employee giving and volunteerism with a variety of programs such as:

o Matching Gift Program - matches donations made to eligible charitable organizations by employees in the U.S., Canada, and Bermuda.

o Disaster Relief Matching Gifts - conducts fundraising campaigns that raise money to provide assistance and matches employees’ donations in support of relief efforts in global disasters.

o IICF Week of Giving - combines the collective strengths of the insurance industry to provide grants, volunteer service, leadership and contributes to local non-profits in a wide variety of areas, including education, disaster preparedness, the environment, health and human services, military veterans, and atrisk children.

o Regional Day of Service - provides an opportunity for Asia-Pacific employees to rally together and give time to local community projects.

Industry Rankings:

• CHUBB® is the 7th largest Property and Casualty Insurer in the United States based upon premium written per NAIC.

• Number 1 writer of Other Liability coverage in the United States.

• 9th largest writer of Homeowners coverage in the United States.

• 15th largest writer of Medical Professional Liability coverage in the United States.

• 6th largest writer of Workers Compensation coverage in the United States.

• 10th largest writer of Commercial Auto in the United Sates.

• The world’s largest publicly traded property and casualty insurer with operations in 54 countries.

• 48 commercial P&C branch offices, and another 220 locations and nearly 18,000 employees who write commercial and personal P&C and A&H coverage for businesses and individual consumers, the CHUBB® North American division is larger than the clear majority of U.S. insurers.

Personal

Home Auto Insurance

Excess Liability

Valuables

Boats & yachts

Travel

Natural Disasters

Cyber

Bespoke Services

Products Offered

Commercial

Commercial

Event Insurance

Global Casualty

Management Liability

Medical Liability

Product Recall

Property

& Surplus

Liability

Reinsurance Small Business

Specialty Casualty

Trade Credit Umbrella & Excess Casualty

Workers Compensation Workplace Benefits

Operating Territory

Commissions - Personal Lines

Commissions - Commercial Lines

Company Profile: Encompass™ began selling personal insurance in 1897 as Continental Casualty Company, backed by a clear simple promise: "Protection and Security." Today, well over a century later, it's still a foundation of their business. Since officially becoming the Encompass Insurance Company in the 1990s, they've had several notable events that have helped make us into the proud company we are today.

Encompass™ Insurance is a subsidiary of Allstate Corporation and one of the largest personal property and casualty insurance brands sold exclusively through a network of more than 2,400 independent agents. Each agent is committed to delivering superior service and quality products to their discerning policyholders. Encompass knows that value is important to you, which is why they give you the ability to tailor solutions to fit your price and coverage needs.

milestones:

• 1999 - 2000 - Illinois-based Allstate Insurance Company purchases personal lines insurance business from CNA and introduces the Encompass name. Although the name is less than a quarter-century old, the EncompassOne® Package Policy traces back to 1897.

• 2000 - Present - Continued commitment to independent agents, customer service and innovative insurance solutions is reflected in our numbers more than ever, with more than 2,400 Independent Agents in 39 states.

Financial Stability:

• Encompass™ is rated A+ (Superior) Assigned to insurance companies that have a superior ability to meet their ongoing insurance obligations.

• Ratings are based on the following factors Profitability, Adequacy of capital liquidity, Company management and Investment risk.

• 2019 Parent Company Allstate® Direct Written Premiums over $35 billion.

Employee and Customer Oriented:

• Encompass™ is partoftheAllstate advertising and sponsorship strategy helping connect with people in relevant and meaningful ways. With national ad placements and corporate sponsorships, Allstate is able support local communities and show how to keep people protected through the Good Hands® commitment.

• What matters most to customers matters most to Encompass and it shows. Whether it's exceptional service or personalized protection. Being a customer means having access to an experienced local agent. From helping you find available discounts to talking you through your coverage options, they're here to help you stay protected through every stage in life. Agents don't just go above and beyond for you and your loved ones; they're also dedicated to doing good in their communities.

• As an industry leader, Allstate/Encompass continue to take a public stand on issues that are important to the insurance industry and consumers. The company's advocacy advertising campaign is designed to broaden awareness on significant issues such as Teen Driving, Preparing and Protecting America from Catastrophe, The Role of Insurance in America, and Retirement Funding.

Company Highlights: Encompass™ Insurance Package Policy, EncompassOne®, gives you protection for the things you value, all under a comprehensive plan. Whether you're pursuing your passion, supporting your family, or planning for what's next, life can be busy. You deserve insurance that makes protecting what you love simple and each of the three signature policies offer you coverage for your home, car, and important possessions.

• Why EncompassOne®?

o Easy insurance - One premium. One deductible. One agent. When it comes to insurance, EncompassOne® is as simple as it gets.

o Personalized protection - With varying limits and features, EncompassOne® gives you freedom to build the policy that fits your life.

o Comprehensive coverage – EncompassOne® robust package helps fill risky coverage gaps that other policies may not.

o Personalized insurance made simple - Only you can know the coverage that's right for you.

• EncompassOne® offers three tiers of protection each designed to fit your unique needs:

o Special Insurance Policy – Provides solid protection with a simple insurance experience. The Special Policy offers homeowners and auto insurance in a single package, with policy limits, coverage options and insurance discounts.

o Deluxe Insurance Policy - Provides higher limits of for homeowners and auto insurance plans, along with many product features to provide even more protection. Plus, you get the convenience of one deductible1, one premium and one trusted advisor.

o Elite Insurance Policy – Provides the highest-level home and auto insurance with additional features all with the convenience of one deductible1, one premium and one agent. High Net-Worth and High-value possessions require higher levels of protection. The Elite Insurance Policy provides the highest-level home and auto insurance with additional features all with the convenience of one deductible1, one premium and one agent.

Encompass™ Insurance parent company Allstate®

• 2019 - Fortune Magazine’s “World’s Most Admired Companies”.

• 2015, 2016, 2017, 2018, 2019 – “World’s Most Ethical Company® per the Ethisphere Institute.

• 2017, 2018 and 2019 - Fortune “Change the World” company.

Industry Rankings:

• Encompass™ Insurance parent company Allstate® is 5th largest Property and Casualty Insurer in the United States based upon 2019 premiums.

• Allstate® is the 2nd largest writer of Homeowners Insurance in the United States.

• Allstate® is the 4th largest writer of Private Passenger Auto Insurance in the United States.

• Allstate® is the 10th largest writer of Commercial Auto Insurance in the United States.

• Allstate® is72nd on the current Fortune 500 list of largest corporations in the United States..

Products Offered

Personal Insurance

The EncompassOne Policy

• Special

• Deluxe

• Elite

Home Insurance

Auto Insurance

Personal Umbrella Protection

Encompass Lifestyle Endorsement

Home Business Insurance

Motorcycle Insurance

Recreational Vehicle Insurance

Boat & Watercraft Insurance

Identity Theft Protection

Operating Territory

Commissions - Personal Lines

CompanyProfile: FOREMOST® was foundedbyafewinvestorsin 1952.Theirmotivationwasnovel:toprovide insurance to the thousands of American families who lived in mobile homes. The mobile home industry was in its infancy and people needed financing and insurance for these new homes. With their involvement, mobile home manufacturers created improved construction standards for homes, banks started lending for mobile home purchases, and park owners were able to expand and improve communities.

FOREMOST® insurance company serves markets by providing insurance choices that may not be offered by other companies. From the people who create their policies to the representatives who process claims, they strive to serve customers to the best of their abilities. If you're looking for in-person service right in your community, then turn to one of the thousands of highly trained and exceptional agents that represent Foremost across the country. Agents that write Foremost can help you choose the best policy for your situation and get you all the available discounts applied to your policy.

FOREMOST® has spent the last 68 years getting to know the markets they serve exceptionally well. They understand the coverages you are looking for with the specific types of policies you may want or need. They have taken what they learned and turned that expertise into a solid business.

milestones:

• 1952 - Foremost Insurance founded.

• 1960’s - Wise up tie down creates coverage for Motor Homes.

• 1970’s - Creates policies for Boats, Motorcycles, Mini-Bikes, Snowmobiles and All-Terrain Vehicles.

• 1980’s - Creates specialized services for owners over the age of 50.

• 1989 - Endorsed to offer Mobile Home Insurance to AARP members.

• 1990s - Builds a Mobile Home Fix-It Guide website.

• 1996 - Foremost.com goes live.

• 2000 - Acquired by Farmers Insurance Group®

• 2000’s - Contracted with J.C. Taylor to handle new collectible auto program.

• 2004 - Endorsed to offer Motorcycle Insurance to AARP members.

• 2007 -Acquires Bristol West. Foremost Auto available in 43 states.

Financial Stability:

• FOREMOST® is a member of the Zurich Financial Services Group and Farmers Insurance Group of Companies.

• Financial strength Rated A (Excellent) by A.M. Best.

• 2018 Direct Written Premiums for all companies more than $32.7 billion.

Employee and Customer Oriented:

• FOREMOST® agents and employees care about the communities in their own backyards and have been giving back to local charities for decades, supporting charities like Habitat for Humanity, FoodShare, United Way, and Salvation Army who provide needed assistance to the under-served. Together they strive to make our communities better places to live.

• Employees strive to serve customers to the best of their abilities, from those who create policies and provide customer service to the representatives who process claims.

• Farmers Recently named a Great Place to Work®.

Company Highlights:

• FOREMOST® commissioned a study to determine the effects of strong winds on mobile homes and worked with state legislators to create mandatory tie-down laws. Research and hard work helped minimize the damage done to mobile homes during windstorm.

• As a specialty insurance company, serves markets by providing insurance choices that may not be offered by other companies. If you're wondering if Foremost can insure a product, check them out. Their extensive insurance options may surprise you!

• Should you have a claim, from frozen pipes to an automobile accident, rest assured, a team of professionals is on hand 24/7/365 to take your call.

• As part of Zurich Financial Services Group, one of the world's largest insurance groups, and one of the few to operate on a truly global basis. Founded in 1872, Zurich is headquartered in Zurich, Switzerland and operates in more than 170 countries.

• Aspartof Farmers InsuranceGroup® was founded in LosAngeles,Californiain 1928. Farmersis the nation's third largest insurer, and offers a wide variety of home, life, specialty, commercial and auto insurance products, and services across the United States. Farmers is the trade name of Farmers Group, Inc., which is a wholly owned entity of the Zurich Financial Services Group. And is represented by more than 38,000 agents across the country.

Industry Rankings:

• FOREMOST® is a member of the Zurich Financial Services Group and Farmers Insurance Group of Companies

• Zurich Financial Services Group and Farmers Insurance Group of Companies is the 6th largest Property and Casualty Insurance Group in the United States based upon the 2019 NAIC Report.

• Farmers Insurance Group of Companies is the 9th largest Property and Casualty Insurance Group in the United States.

• 5th largest writer of Homeowners Insurance in the United States.

• 7th largest writer of Private Passenger Auto Insurance in the United States.

• 20th largest writer of Commercial Auto Insurance in the United States.

• Zurich Financial Services Group is the 12th largest Property and Casualty Insurance Group in the United States.

• 3rd largest writer of Workers Compensation Insurance in the United States.

• 10th largest writer of Other Commercial Liability Insurance in the United States.

• 7th largest writer of Commercial Auto Insurance in the United States.

Home

Seasonal

Renters

Vacant

Products Offered

Vacant Property

Landlord

Owner-Occupied Condominium

Landlord Condominium

Flood Auto

Collectible Auto Commercial Auto

Boat Personal Watercraft

Motorcycle Scooter

Off-Road Vehicle

Snowmobile

Golf Cart Neighborhood Electric Vehicle

Motor Home

5th Wheel

Mobile Home

Travel Trailer

Luxury Motor Coach

Operating Territory

Commissions - All Lines

CompanyProfile: HAGERTY® was invented in 1984 by Frank and Louise Hagerty to provide coverage for their treasured wooden boats. They launched the first Agreed Value policy for boats, completely changing the way collector boats were insured. This specialty coverage was a big hit, and within a few years, half of all vintage boat owners were Hagerty clients.

HAGERTY® decided in 1991, that classic cars deserved better coverage, and they introduced the first specialty auto policy that combined Agreed Value, flexible usage, and in-house claims handling. Today Hagerty is an insurance company specializing in classic car, classic boat, vintage motorcycle, motorsports, business insurance and Private Client Services based in Traverse City, Michigan.

• 1984 – Hagerty invented/founded.

• 1991 – Classic Car coverage introduced.

• 1995 – Hagerty children take over family business.

• 2000 – Launches Overseas Shipping and Touring Coverage.

• 2002 – Debuts Private Client Services (PCS), a suite of products and services designed for high-end collectors.

• 2005 – Founded the Collectors Foundation, a non-profit organization with the goal to “Protect the past. Build the Future.”

• 2006 – Publishes first issue of Hagerty Magazine.

• 2008 – First issue of Hagerty Price Guide issued.

• 2008 - Introduced commercial coverage, designed exclusively to protect businesses that serve the collector car community.

• 2009 - Established the Historic Vehicle Association®, North American's FIVA affiliate. The HVA is committed to celebrating and advancing our automotive heritage and its place in American culture.

• 2009 – Crossed the border into Canada.

• 2010 - Invented Guaranteed Value, an evolution of our legendary Agreed Value policy Employee and Customer Oriented:

HAGERTY® employees recently participated in the restoration of a 1967 Sunbeam Tiger. This past year, over 107 employees put in a total of 1,216 hours toward the complete restoration, and work has already begun on another employee restoration for a 1960 Plymouth Fury. These hands-on projects, totally unique to Hagerty, provide our employees with valuable restoration skills, enhancing their appreciation for the vehicles we protect.

• Donates 10% of net revenue to programs and organizations devoted to preserving the hobby.

• Employees get 16 hours of paid community service each year.

• Has been recognized at both state and national levels for our employee volunteer efforts.

Company Highlights: Hagerty Exists to Save Driving

• Imagine a world without driving - No key turning the ignition, no engine roaring to life. No steering wheel to grip down a twisting mountain road. No teenage rite-of-passage first drive, brand new license in your pocket, feeling freedom like you’ve never felt before. Imagine a world where there’s nothing on the road but self-driving, robot cars. All driverless. All the time. Is this the future? Not on their watch. milestones:

• Driverless cars and human drivers will coexist - Driving is who we are, and there’s too much at stake to stop. Things like heritage, community, and the sheer joy of doing a burnout. In the future, we won’t be driving because we need to get from A to B. We’ll be driving because we want to. Because it’s fun.

How To Save Driving

• Put People Behind the Wheel – Nothing builds car lovers faster than a hands-on experience.

• Keep Cars on the Road – Each time we issue a policy, handle a claim, or help you make a purchase, we put a car back on the road and give you a license to enjoy the ride.

• Fuel a Community of Car Lovers – We entertain, inform, engage, and connect people who love cars. We’ve got to think big if we’re really going to save driving and with the full force of the passionate automotive community behind this movement, there’s no way we can lose.

Community Values

• We Share the Road - At Hagerty, we share the road. An inclusive automotive community where all are welcomed, valued,and belong regardless ofrace,gender,age,orcarpreference. Weare united byourshared passionfordriving, our commitment to preserve car culture for future generations and our desire to make a positive impact in the world.

Corporate giving

HAGERTY® believes in enriching the lives of employees, members, clients, and neighbors through business practices. They drive progress through people, protection of the environment, and investment in the community.

• Initiatives supported serve more than 100 people, and the organization should demonstrate commitment to equality and inclusion, while aligning to 1 of these pillars:

o Community stewardship of environment - We support organizations that demonstrate environmental stewardship in the community.

o Sustainable/Green Businesses - We support organizations that demonstrate environmental stewardship and innovation.

o Regional Parks & Recreation - We invest in organizations that provide public access for community benefit near our offices.

o Small business & entrepreneurship support - We invest in the development and resiliency of small businesses and innovation.

o Local economic development - We support business attraction and retention efforts in the regions near our offices.

o Community Resilience & crisis relief - We support the community through natural disaster relief and crisis relief efforts.

Industry Rankings:

• HAGERTY® protects over 1,000,000 vehicles, 12,000 boats, and 30,000 motorcycles worth a total of $30 billion.

• Talks to 80,000 clients and agents each month on average.

• HAGERTY® is bigger than all specialty competitors (combined).

Hagerty Products

Collector and Classic Car Insurance: Hagerty is as passionate as you are. A deep knowledge of cars and their owners allows Hagerty to offer better Classic Car coverage for less.

Classic Boat Insurance: Hagerty is the world’s leading provider of classic boat insurance. Hagerty was the first and continues to be the best to offer Agreed Value boat insurance.

Vintage Motorcycle Insurance: You want to ride with the freedom that Hagerty offers for classic motorcycles. Does your motorcycle qualify for Hagerty insurance?

Motorsports Coverage: Some vehicles were born to be raced. Hitting the track in a nostalgia dragster, vintage race car, street legal muscle car, or pro street – it’s always an adventure. Hagerty has created affordable Guaranteed Value™ coverage to protect race cars while they’re not on the track.

Museums: Whether your collector vehicle museum is for-profit or non-profit, Hagerty can design a policy that meets your unique needs. Protection for loaned vehicles, museum-owned vehicles, and more.

Dealerships: AsaCollectorCarDealer,youneedadditionalprotection.Hagertycantailortheircommercial insurance to meet your specific needs. Coverage provided that protects your business and the classic vehicles in your care.

Storage Facilities: Hagerty has designed unique coverage to suit you and the vehicles under your care. The policy provides custom coverage for the collector vehicle storage businesses.

Car Clubs: Hagerty can customize our commercial policies to suit the needs of your club and help make your events as successful as possible. Policy helps ensure your club’s events are as safe and secure as possible.

Hagerty's Private Client Services (PCS): Hagerty Private Client Services is a suite of best-in-class services created specifically to suit collectors' unique needs.

Operating Territory

Comission Schedules Coming Soon

Company Profile: The Hanover Insurance Group®, Inc., founded in 1852 and based in Worcester, Massachusetts, is one of the oldest continuous businesses in the United States still operating within its original industry.

The Hanover Insurance Group® is the holding company for several property and casualty insurance companies, whichtogetherconstituteoneofthelargest insurancebusinessesin theUnitedStates. Thecompanyprovidesexceptional insurance solutions in a dynamic world. The Hanover distributes its products through a select group of independent agents and brokers. Together with its agents, The Hanover offers standard and specialized insurance protection for small and mid-sized businesses, as well as for homes, automobiles, and other personal items.

• 1852 – The Hanover Fire Insurance Company opens and appoints first independent agent

• 1864 – Forms General Agency to service new frontier and expand west.

• 1866 – Pays all its claims from the Portland Maine fire that burned 1800 buildings.

• 1871 – Meets all obligations from The Great Chicago Fire.

• 1872 – Passes another difficult financial challenge from Fire in Boston.

• 1911 - Expands charter to write inland marine and automobile insurance.

• 1915 – Writes first auto policy in Michigan. Early customers included Babe Ruth.

• 1935 – Doesn’t layoff a single employee during Depression and continues to pay dividends.

• 1958 – Change’s name to The Hanover Insurance Group.

• 1969 – Moves headquarters from NYC to Worchester, Massachusetts.

• 1974 – Acquired Citizens Mutual Insurance Company.

• 2003-2007 – Identified by The Wall Street Journal as number one in the P&C industry for increasing shareholder value over a five-year period.

• 2009 – Acquires OneBeacon Insurance Group enabling Western U.S. expansion and A.M. Best upgrades company rating to "A" (Excellent).

• 2010-2011 - Completes strategic U.S. and international acquisitions. Lloyd's of London Chaucer Holdings adds capabilities, geographic diversity, and underwriting expertise.

• 2013 – Crosses the $5 billion written premium threshold and is writing business in 179 countries.

• 2015 – Standard & Poor’s upgrades the financial rating to “A” and Forbes recognizes The Hanover as one of America’s best employers and most trustworthy financial companies.

• 2018 – Sells Lloyd's of London Chaucer Holdings.

Financial Stability:

• The Hanover Insurance Group® is rated “A” (Excellent). Assigned to insurance companies that have an excellent ability to meet their ongoing insurance obligations.

• Recognizes the need to continuously adjust portfolio mix, directing capital and other resources in the most effective way, while growing in areas with a sustainable, competitive advantage.

• 2020 Direct Written Premiums more than $4.6 billion. milestones:

Employee and Customer Oriented:

• The Hanover Insurance Group® heart is its people, which is why they invest significant resources to attract and retain the best people in the business.

• Currentlycomprisedofmorethan5,000dedicated, innovative,andknowledgeableprofessionals, focusedonasingle goal - delivering value to policyholders and independent agent partners.

• Committed to delivering on promises and being there when it matters the most. The Hanover Insurance Group employees live their values every day, demonstrating they “care”:

o Collaboration–Theybringa positive attitude anda passion forworkingtogether.Theyaresupportive, inclusive and rely on the contributions of all team members to achieve results no matter what the challenge.

o Accountability – They do the right thing by being responsive, demonstrating ownership and showing courage. They hold themselves to the highest standards of excellence and honor our commitments to agents, customers, shareholders, communities, and one another.

o Respect – Integrity and honesty are at the heart of everything they do. They create an environment of trust by listening first and welcoming diverse perspectives.

o Empowerment – They help develop talent and encourage creativity that is entrepreneurial and resilient. They believe in the power of people to innovate and take calculated risks to drive our company's future.

Company Highlights:

• The Hanover Insurance Group® is committed to building a premier property and casualty insurance company, adapting to the dynamic industry environment. Focused on building their unique agency-centric distribution platform, enhancing specialized capabilities, and investing in technological and analytical capabilities to capitalize on emerging market opportunities.

• Firmly believes in the value of quality independent agents and professional advice in the insurance marketplace because increased consumer demands and digital preferences. This unique consultative approach to agency partnerships, combined with product and service enhancements, earns additional “shelf space” with agents.

• Partners with the best independent agents and brokers providing them with a broad and growing portfolio of innovative products, local underwriting expertise, and unparalleled service to help meet their customers’ insurance needs.

Industry Rankings:

• The Hanover Insurance Group® is the 25th largest Property and Casualty Insurer in the United States based upon 2019 revenues.

• Named One of "America's Best Mid-Size Employers" for fifth consecutive year

• Earns Perfect Score on Corporate Equality Index

Valuable

Products Offered

Operating Territory

Comission Schedules Coming Soon

Company Profile:

THE HARTFORD® understands what it means to be sustainable They have been in business for more than 200 years. Their success comes from a commitment to doing the right thing, while adapting and reinventing themselves to remain relevant and indispensable to their customers and the agents that sell their products. THE HARTFORD® helps people and businesses prepare for the unexpected, protect what is uniquely important to them, and assist them to prevail through life’s challenges and opportunities. They do this by delivering industry leading property and casualtyinsurance, group benefits andmutual fundsto customers,creating a diverseand inclusiveculture for employees, financial performance for shareholders, and by engaging with and serving the communities in which they work and live.

• 1810 – Started as a Fire Insurance company.

• 1835–DirectorspledgedpersonalfortunestopayclaimsafterafiredestroyedNewYork’sfinancialdistrict.Showed company would stand-by claims no matter the size of the disaster.

• 1852 – Expands west to Columbus, Ohio.

• 1861 – Abraham Lincoln purchased a policy to protect his home in Illinois.

• 1870 – Expands to San Francisco and begins to operate coast to coast.

• 1871 – Paid all claims from The Great Chicago Fire.

• 1906 – Paid $11.6 million in damage claims from the San Francisco Earthquake.

• 1913 – Hartford Accident and Indemnity Company is formed to provide broader coverage.

• 1920 – Babe Ruth purchase a “sickness policy” to protect his earnings.

• 1930’s – Bond’s construction projects for The Hoover Dam and The Golden Gate Bridge

• 1945 – Provides Liability Insurance for first meetings of the United Nations

• 1947 – Junior Fire Marshals program is created to educate children about fire protection.

• 1970 – Acquired by ITT Corporation for $1.4 billion.

• 1984 – Wins contract to provide auto and homeowners insurance to members of AARP

• 1995 – The Hartford becomes and independent entity once again.

• 2001 - Paid over $850 million in claims from the September 11 terrorist attacks.

• 2003 – Forms a founding partnership with U.S Paralymics

• 2010 – Celebrates its 200th Anniversary.

• 2012 – Refocuses its business portfolio on property-casualty insurance, group benefits and mutual funds.

Financial Stability:

• THE HARTFORD® is rated A+ by A.M. Best, A+ by Standard & Poor’s, A1 by Moody’s.

• These ratings reflect strong capital position, excellent risk management and capabilities, product and distribution breath, diversified business with market leadership position and a superior ability to meet on going insurance obligations.

• 2020 Direct Written Premiums more than $11.9 billion. milestones:

Employee, Customer and Community Oriented:

• THE HARTFORD® believe that people are capable of achieving amazing things with the right encouragement and support. We put this belief into action by not only ensuring individuals and businesses are well protected, but by making an impact in ways that go beyond an insurance policy.

• Provides an environment where all employees can focus on business outcomes and produce more innovative ideas and better solutions for clients and provide a high-performance atmosphere where employees feel comfortable giving and receiving open and honest feedback. A deliberate focus on fostering an inclusive work environment where people can continue to progress in their careers, makes them a company of choice for employees, business partners, and customers. They believe helping people succeed is more than just a business imperative, it is a human one

• Helps individuals and neighborhoods prevail by building safe, strong, and successful communities. They make a positive difference in each of these areas by targeting philanthropic investments, partnering with like-minded national and local organizations, and harnessing the power of our workforce, mobilizing them to invest their time, talent, and generosity as employee volunteers and vested neighbors.

• Taking knowledge, data and energy and using it to help people, businesses, and communities all across the country achieve great things – not just because it’s the right thing to do, but because when customers, communities and employees succeed, we all do.

Company Highlights:

• THE HARTFORD® was recognized in 2020 as a “World Most Ethical Company”, achieving this prestigious accolade for the 12th time.

• 2020 – Named a “Women on Boards Winning 'W' Company”. This award recognizes companies with more than 20% women representation on their board of directors.

• 2020 - Marks 73rd anniversary of its Junior Fire Marshal® program with $2 million donation and commitment to educate 1.5 million children about fire prevention.

• 2020 – Ranked No. 1 for digital capabilities in Keynova Group’s (formerly Dynatrace) Small Commercial Insurance Scorecard.

• 2020 - For the second straight year, ranks highest among insurance companies on Forbes and JUST Capital’s list of “America’s Most “JUST” Companies”. Industry Rankings:

• THE HARTFORD® is the 13th largest Property and Casualty Insurer in the United States based on 2019 revenue per the NAIC Report

• Ranks 160th on the Fortune 500 list of largest corporations.

• 16th largest writer of Homeowners coverage in the United States.

• 20th largest writer of Private Passenger Auto coverage in the United States.

• 12th largest writer of Commercial Auto coverage in the United States.

• 5th largest writer of Commercial Multi-Peril coverage in the United States.

• 2nd largest writer of Workers’ Compensation coverage in the United Sates.

Business Insurance

Businessowners

Products Offered

Workers’ Compensation

Property

General Liability

Management Liability

Professional Liability

Auto

Specialized Coverages

Bond

Credit & Political Risk

Cyber

Environmental

Technology

Inland and Ocean Marine

Multinational and more

Operating Territory

Commissions - Commercial Lines

Company Profile: KEMPER® origins are tied directly to the general business climate of the early 20th century. In 1912, a 25-year-old insurance salesman named James S. Kemper proposed to a group of Chicago lumber-industry leaders that they organize their own mutual insurance firm.

KEMPER® family of companies today are one of the nation’s leading insurers. With $13 billion in assets, Kemper is improving the world of insurance by offering personalized solutions for individuals, families, and businesses. Kemper currently services approximately 6.4 million policies, are represented by more than 30,000 agents and brokers, employ 9,100 associates dedicated to providing exceptional service and is licensed to sell insurance in 50 states and the District of Columbia.

• 1912 – Lumbermens Mutual Insurance Company incorporated.

• 1913 – National Underwriters founded to provide supplementary fire insurance for lumbermen.

• 1923 – Acquires two subsidiaries, begins operating in Canada and adopts the name Kemper Insurance.

• 1926 – American Motorists Insurance Company (AMICO) is formed.

• 1930 – American Manufacturers Insurance Company joins Kemper.

• 1948 – Company moves to a larger building on Chicago’s Wacker drive.

• 1954 – Fidelity Life Association is organized.

• 1957 – Installed computers to process vast amounts of data Kemper Insurance collected.

• 1968 – Kemperco holding company established for P&C and Life operations.

• 1971 -Organization had outgrown thethreebuildings it thenoccupiedin Chicagoandmovedto a1,000-acrecampus in Long Grove, Illinois.

• 1972 – Acquires Kemper Investors Life Insurance Company, National Automobile and Casualty Insurance Company, and Sequoia Insurance.

• 1981 – Kemper founder James D. Kemper dies.

• 1990 – Today’s Kemper Corporation was founded as Unitrin, Inc. and Lumbermens Mutual Casualty Company, AmericanMotorists InsuranceCompany,andAmericanManufacturersMutualInsuranceCompanybecomeKemper National Insurance Companies.

• 1992 - Economy Fire & Casualty Co. was sold to the St. Paul Companies, while Federal Kemper Insurance Co. was sold to Anthem P&C Holdings, part of the Associated Group (in the process Kemper exited from property-casualty insurance, the business upon which it was founded).

• 1996 - Zurich took sole control of the asset management unit Kemper Financial Services, which was renamed Zurich Kemper Investments Inc.

• 2002 – Unitrin acquires the renewal rights to the original Kemper Company.

• 2010 – Unitrin purchased all rights to the Kemper name, and began operations as Kemper Corporation in August of 2011.

• 2015 - Acquires Alliance United Insurance Company, one of the fastest growing auto insurance providers in the State of California.

• 2018 - Acquires Infinity Property and Casualty Corporation (NASDAQ: IPCC), an auto insurance provider focused on serving the specialty, nonstandard segment, the transaction was valued at approximately $1.4 billion. milestones:

Financial Stability:

• KEMPER® Preferred and Specialty are A- (Excellent) by AM Best. Infinity Insurance is rated A (Excellent) by AM Best. Alliance United Insurance Company is not rated.

• These ratings reflect strong capital position, excellent risk management and capabilities, product and distribution breath, diversified business with market leadership position and an excellent ability to meet on going insurance obligations.

• 2020 Direct Written Premiums more than $4.6 billion.

Employee, Customer and Community Oriented:

KEMPER® is building a culture where every employee think and “acts like an owner”, understands the important role they play in fulfilling the promises made to customers and strives to be world-class operators, where decisions and actions are guided by intellectual curiosity, and leverage analytic superiority as a key to build sustainable competitive advantages and advance growth.

• Employees demonstrate behaviors, not only with a strong spirit of individual responsibility and successful teamwork, but also a powerful sense of commitment to ensure they meet the needs of policyholders and the results achieved have only been made possible by these commitments and talents of the entire team.

• Ties in the community - both through customers and investment strategy optimize core competencies to address opportunities and goals in aspects related to environmental, social and governance principles have long beenand will continue to be - imperative to business strategy.

• Business model works by staying true to the promises made to customers, while in tandem ensuring to provide a rewarding experience for employees and creating meaningful value for customers and shareholders.

Company Highlights:

KEMPER® family of companies is one of the nation’s leading insurers. With $14.1 billion in assets, Kemper is improving the world of insurance by offering personalized solutions for individuals, families, and businesses. Offers insurance for auto, home, life, health and valuables, services approximately 6.3 million policies, is represented by more than 30,000 agents and brokers, employs 9,300 associates dedicated to providing exceptional service and is licensed to sell insurance in 50 states and the District of Columbia

• Endorses Environmental, Social and Governance (ESG Factors). When integrated into the business strategy, analysis, and portfolio construction, ESG Factors, offer potential long-term performance advantages.

Environmental

o Sustainability - Team sets the overall sustainability strategy by reviewing short-and long-term objectives and opportunities related to operational efficiency, enterprise risk, and sustainability initiatives.

o Energy Use, Environmental Action and Targets - Operations include initiatives across all offices and operations to reduce waste, energy, water use, and greenhouse gas emissions whenever possible.

Social

o Products and Services - Focused on meeting the needs of a diverse customer base by providing products and services that are affordable and easy-to-use.

o Responsible Investing - Primary purpose of investment portfolio is to fund future claim payments. Riskadjusted approach to investing that ensures capital is adequate to support varying economic climates.

Social (cont.)

o Society and Corporate Responsibility - Philanthropic initiatives are focused on supporting causes, organizations and initiatives that make a meaningful difference in the lives of customers, employees, and the communities where they and work.

o Talent Management, Inclusion and Diversity – Appropriate policies and procedures to recruit and retain talented people and ensure achievement so employees can thrive in a positive work environment, free from explicit or implicit biases and harassment, where employment decisions are based on merit.

Governance

o Board of Directors has been comprised of a majority of independent directors since 2003 and has a wide and valuable range of business, industry, and functional experience and capabilities. Consistent with our “act like an owner” culture, officers and directors are subject to significant stock ownership requirements.

o Audit Committee oversees the Company’s independent auditors, financial statement integrity, compliance with legal and regulatoryrequirements, internal controladequacy,internal audit function,andcorporateresponsibility hotline.

o Enterprise Risk Committee (“ERC”) is comprised of senior management and provides oversight of enterprise and business unit risk management activities and establishes risk appetites and tolerances. The ERC also reviews enterprise principles, guidelines, and limits for significant risks, monitors emerging risks, and oversees the strategies and actions management takes to control these risks.

Industry Rankings:

• KEMPER® is the 30th largest Property and Casualty Insurer and in the United States based on 2019 revenues

Products Offered

Auto

Commercial Auto

Boat

Home

Renters

Condo

Personal Valuables

Collectibles

Personal Catastrophe Liability

Identity Fraud

Package Life and Health

Operating Territory

Commissions - Personal Lines

Company Profile: Liberty Mutual® INSURANCE was founded in 1912 as The Massachusetts Employees’ Insurance Association (MEIA). Liberty Mutual Holding Company, the parent corporation of the Liberty Mutual Insurance group of entities, is a diversified global insurer offering a wide range of insurance products and services, including personal automobile, homeowners, workers' compensation, commercial multiple peril, commercial automobile, general liability, global specialty, group disability, fire, and surety.

Liberty Mutual® INSURANCE has been committed to helping people preserve and protect what they earn, build, own and cherish over the past 100 years They offer a wide range of insurance products and services, including personal automobile, homeowners, workers' compensation, commercial multiple peril, commercial automobile, general liability, global specialty, group disability, fire, and surety. Theyofferproducts in theU.S. throughthe LibertyMutual andSafeco Insurance brands.

Liberty Mutual® INSURANCE currentlyconducts business through three strategic business units:

• Global Consumer Markets: offers automobile, homeowners and other types of property and casualty insurance coverage to individuals in the United States and International Consumer Markets

• CommercialInsurance-offersproperty-casualty,groupbenefits,andlifeinsurancecoveragesthroughindependent agents, brokers, benefit consultants, captive agents, and bank partners in the United States. Serves small and middle market customers through regional operations that combine local underwriting, market knowledge and service with the advantages of a national company and commercial lines products and services, including third-party administration, benefits, and workers’ compensation to large businesses.

• Global Specialty - offers products and services for specialty markets worldwide, inland marine and specialty commercial insurance worldwide and commercial surety bonds to businesses of all sizes.

• 1912 - Massachusetts Employees’ Insurance Association (MEIA), the forerunner of today’s Liberty Mutual, begins operations on July 1, 1912.

• 1917 - MEIA changes its name to the Liberty Mutual Insurance Company and begins writing public liability insurance.

• 1918 – Issues first Auto Policy.

• 1937 - Completes expansion of its operations to all 48 states.

• 1957 – Partnered with Cornell University to create a “safety car”.

• 1972 - Surpasses the $2 billion mark in written premiums.

• 1973 – Established operations in the United Kingdom.

• 1997 - Acquires Golden Eagle Insurance of San Diego, California.

• 1998 - Affiliates with Employers Insurance of Wausau.

• 1999 – Acquires Colorado Casualty Insurance Company.

• 2001- Acquires OneBeacon with operations in 42 states.

• 2003 - Acquires Prudential Financial personal lines operations in 47 states.

• 2007 - Acquires Ohio Casualty Corporation with operations in 48 states

• 2008 - Acquires Safeco Corporation with operations throughout the United States.

• 2012 - Liberty Mutual celebrates 100 years in business.

• 2016 – Acquires Ironhorse, Inc. milestones:

Financial Stability:

• Liberty Mutual® INSURANCE is rated A by A.M. Best. Insurance companies assigned an A rating, in their opinion, have an excellent ability to meet their ongoing obligations to policyholders. The outlook for this rating is stable.

• 2020 Direct Written Premium more than $39.4 billion.

Employee, Customer and Community Oriented:

LibertyMutual® INSURANCE excelsbyofferingagentsandpolicyholders alocal presence,unparalleledclaimsservice, loss control consultation services, work-saving technology initiatives, andcompetitiveproducts, rates and compensation and employs over 50,000 people in more than 900 locations throughout the world.

• Supports the communities in which employees live and work. In partnership with their employees, the common purpose is: “To invest the expertise, leadership and the financial strength of Liberty Mutual Insurance and its employees to improve the lives of our most vulnerable neighbors.”

• Give with Liberty campaign, 71 percent of employees pledged $12.4 million to 7,646 charities.

• Serve with Liberty program, 28,238 employees from 21 countries served over 122,000 hours at 936 charities.

Company Highlights:

Liberty Mutual® INSURANCE supports programs that make a positive difference in the world and that inspire all of us to aim high and realize our full potential.

• The Statue of Liberty - Ellis Island Foundation - Supports The Statue of Liberty-Ellis Island Foundation in the creation of the Statue of Liberty Museum, which celebrates the Statue of Liberty’s history, influence, and legacy in the world, and gives visitor an opportunity to get an up-close view of the Statue’s most iconic symbol – her original torch.

• American Experience - Since 1997, has sponsored television's most-watched history series, American Experience. The series brings to life the incredible characters and epic stories that have shaped America’s past and present.

• TheCouncil-Diamond SponsoroftheCIAB(CouncilofInsuranceAgents andBrokers)Partnersin Excellence. The sponsorship supports The Council Foundation which develops future leaders through a scholarship program to support financially needy students majoring in risk management and insurance.

• Spencer Educational Foundation - Chairman’s Circle supporter of the Spencer Foundation which funds the education of future risk management and insurance leaders by providing scholarships, grants supporting student andprofessionaleducationinitiatives,grantsforsummerinternships,and fundingforriskmanagement/insurance related curricula at universities.

• Title sponsor of the Liberty Mutual Insurance Invitational™, the #1 Charity Event in Golf™ where thousands of golfers participate in local amateur golf tournaments directly benefitting national and local charities.

• 2019 - Certified as a “Great Place to Work by Great Place to Work”

• 2019 -Recognized by Forbes Magazine as “Best Employers for Women”

• 2019 - 73rd on Fortune Magazine’s “Best Workplaces for Diversity”

• 2020 - Forbes Magazine's for “America's Best Employers for New Graduates”

• 2020 – 44th on IDG's Insider Pro and Computerworld’s annual list of “Best Places to Work in IT”

• 2021 – 4th consecutive year received a rating of 100 percent on the Corporate Equality Index (CEI) of “Best Places to Work for LGBTQ Equality”

• 2021 – 16th on Equal Opportunity Magazine’s “Top 50 Employers” list

Industry Rankings:

• Liberty Mutual® INSURANCE is the 4th largest property and casualty insurer in the United States based upon 2019 NAIC Report.

o 4th largest writer of Homeowners Insurance in the United States.

o 6th largest writer of Private Passenger Auto Insurance in the United States.

o 5th largest writer of Multi-Peril Liability in the United States.

o 9th largest writer of Medical Professional Liability Insurance in the United States.

o 3rd largest writer of Commercial Auto Insurance in the United States. `

o 4th largest writer of Workers’ Comprehensive coverage in the United States.

o 2nd largest Surety writer in the United States.

• 77th on the Fortune 500 list of largest United States corporations based on 2019 revenue.

Property & Casualty

Products Offered

Business Owner's Package Policies

Property Commercial Auto

General Liability Inland Marine

Equipment Breakdown Umbrella

Workers Compensation Excess Liability

Ocean Marine Surety Bonds

Group Programs Captives

Specialty Programs

Medical Stop Loss

Mergers and Acquisitions

Third Party Administration

Industries

Agriculture (Farm) Auto Dismantlers

Building Maintenance Construction

Contractors Education

Energy

Financial Institutions

Healthcare Hospitality (Hotels)

Insurance Agencies Manufacturing

Nonprofits Printing & Publishing

Private Equity Public Entities

Religious Organizations Real Estate

Restaurants Retail

Scrap Metal Self-Storage

Sports & Fitness Wholesale

Food & Beverage Manufacturing

Operating Territory

Commissions - Commercial Lines

Company Profile: MARKEL® Corporation is a holding company for insurance, reinsurance, and investment operations around the world. Headquartered in Richmond, Virginia and founded in 1930, Markel reports its ongoing underwriting operations in three segments, and products originate from four insurance divisions and one reinsurance division.

MARKEL® main operations are insurance. Specialty insurance that provides coverage for hard-to-place risks that generally do not fit in the underwriting criteria of standard insurance carriers. Markel offers specialty insurance for a variety of niche businesses across the globe. Many of the businesses are highly specialized or have distinct characteristics and underwriters and claims specialists at Markel are experts in working with these niche markets. In each of these markets, our insurance coverage is tailored to the unique nature of the loss exposures and coverage needs required by the insured. Distribution channels include retail agents, agents specializing in particular product lines, program administrators/MGAs/MGUs, and direct to consumer.

MARKEL®currentlyconducts insurance business through three strategic business units:

• Markel Assurance - combines Markel's experienced wholesale-focused underwriting teams with teams focused on complex,risk managedretail accounts.Thegoal is tobeamarket ofchoiceforproductionpartners and policyholders while providing a wide range of casualty, professional liability, marine, and property solutions for commercial risks. Products include both admitted (retail) and excess and surplus lines (wholesale).

• Markel Specialty - underwrites innovative insurance solutions for both commercial customers (such as camps, schools, childcare centers, and business owners) and individuals. Types of insurance offered include workers compensation, property and casualty, accident, programs featuring industry or risk-specific coverage packages, and personal lines. Associates haveapassionfortherisks insured,horses, motorcycles,fineartcollections, boats, martial arts studios, and dance schools to name a few.

• Markel International - writes business throughout the UK, Europe, Asia-Pacific, Canada, and Latin America. Markel International underwrites casualty, professional liability, equine, terrorism, marine, energy, and trade credit insurance on both a direct and reinsurance basis and manages Markel Syndicate 3000 at Lloyd’s. Markel International's national markets business provides national brokersin countrieswhere wehaveoffices with specialist products for a wide range of property, liability, and other risks.

• 1930 – Founded by Sam Markel

• 1940’s -Markel earnsanational following anddevelops areputation forindustry-leading claims adjusting and safety engineering. American Fidelity & Casualty, covering fleets of trucks and buses, becomes the largest insurer of these risks in the US.

• 1980 - Essex Insurance Company is incorporated and licensed to write excess & surplus (E&S) lines business.

• 1986 - Listed on NASDAQ exchange.

• 1997 - Moves to the NYSE

• 2000 - Acquires Terra Nova Holdings Ltd. (Bermuda), Elliott Special Risks and establishes Markel Syndicate 3000 at Lloyd's.

• 2005 - Markel Ventures deploys "permanent capital" investing approach to acquire non-insurance companies.

• 2011 - Markel Ventures acquired PartnerMD and controlling interest in Weldship. milestones:

• 2012 - Markel Specialty acquires FirstComp (workers compensation insurer focused on small businesses), THOMCO (program administrator with customers ranging from senior living programs to ambulance/medical transport providers to pest control operators), and Essentia Insurance (an insurer of classic cars and vintage boats).

• 2013 - Acquires Alterra Capital Holdings Limited for $3.1 billion (USD and adds Markel Global Insurance and Markel Global Reinsurance.

• 2014 - Markel International acquires Abbey Protection and Cottrell is acquired by Markel Ventures.

• 2015 - Acquires Bermuda-based CATCo.

• 2016 - Joins the Fortune 500 at ranked at 476th .

• 2017 - Acquires SureTec Financial Corp. and State National and Markel Ventures acquires Costa Farms.

• 2018 - Acquires Nephila and Markel Ventures acquires Rosemont Investment Group and Brahmin.

• 2019 – Ranks 295th on Forbes list of America’s top companies and 441st on Fortune 500 list.

Financial Stability:

• MARKEL® is rated A (Excellent) by A.M. Best reflecting adequate operating performance, favourable business profile and appropriate enterprise risk management.

• Financial goals are to earn consistent underwriting and operating profits and to combine those profits with superior investment returns to build shareholder value.

• 2019 Direct Written Premiums more than $5.8 billion.

Employee and Community Oriented:

• MARKEL® Specialty people that make the difference. They are dedicated to delivering customer service in extraordinary and memorable ways that sets Markel apart from their competitors. Existing products are constantly reviewed and refined to make certain they are meeting the distinct needs of the marketplace. Other competitive advantages are the risk management expertise they share with agents and policyholders in the industry niches in which they compete as well as their financial strength.

• Associates are generous with both their time and money, and the company is supportive of their efforts on behalf of more than one hundred local, regional, national, and international charities. Recent contributions have aided medical research, hunger relief agencies, schools, inner city youth, hospice organizations, veterans, the arts, and victims of natural disasters. Markel is proud of their colleagues who reflect the best of the Markel Style while improving the communities we serve.

• MARKEL® Corporation recently won the best Young Professional Workplace in the large business category by the chamber of commerce for the greater Richmond, Virginia, region. The award recognizes organizations in that excel at attracting, retaining, and developing young employees.

Company Highlights:

• MARKEL®aspires to build oneoftheworld’sgreat companies. Corevalues remainintegrity, adaptability,continuous learning, and humility, among others. The Markel Style was written over 30 years ago to describe core values and culture. Theybelievetheirstatementofvaluesties their varied businessestogether.Today, it does so formorepeople and in more places than ever before. As to tomorrow and beyond, while they’ve grown tremendously over decades, they feel like they are just getting started.

• Committed to constantly re-evaluating their product portfolio, pricing adequacy, and rate competitiveness, so that they meet customer and agency needs and offer competitive insurance solutions for target markets. Will continue to strengthen Personal Lines product offerings through technological enhancements, product knowledge and effective distribution channels. Perpetual evaluation of customer and agency satisfaction levels allows them to continually make enhancements to the customer and agency experience.

• Headquartered in Richmond with 80 offices in 18 countries, 17,400 employees and $36 billion dollars in total assets.

Industry Rankings:

• MARKEL® Corporation is the 24thth largest Property and Casualty Insurer in the United States based upon 2019 premium written per the National Association of Insurance Commissioners (NAIC).

o 24th largest Workers Compensation Insurer in the United States.

o 14th largest Other Liability Insurer in the United States.

o 24th largest Commercial Auto Insurer in the United States.

• 2nd largest excess and surplus lines insurer in the United States based upon S&P Global Market Intellengence.

• Ranked 33rd on A.M. Best’s top 75 North American public insurers by revenue.

• Ward’s Top 50 performing P&C insurers.

• Ranked 295th on Forbes’ list of America’s top companies.

Insurance Solutions

Child development/recreation

Commercial Child care

In-home child care

Commercial and Residential

Contractors

Janitorial Services

Lawn care

Pest Control

Education

Commercial Child care

Educational Services

Horse and Farm

Cattle farm and ranch

Commercial Equine operations

Farm and ranch

Farrier

Horse club and association

Horse farm and ranch

Horse mortality

Private horse owner

Riding instructor/horse trainer

Show animal club

Therapeutic riding center

Winery and vineyard

Mainstreet Businesses

Contractors

Convenience and grocery

Medical offices

Office and professional services

Personal care

Processing and services

Restaurants and eateries

Retail

Wholesale and distribution

Marine

Boat

High performance watercraft

Marine-based businesses

Personal watercraft

Yacht

Medial Services

Ambulance

Hospital fleet

Medical offices

Powersports

ATV

Boat

High performance watercraft

Motorcycle

Personal watercraft

Snowmobile

Yacht

Specialty Property

Excess and surplus property

Manufactured home

Multi-family housing

Rental and vacant property

Sports and Fitness

Cheer gym

Dance

Gymnastics

Health clubs

Martial arts

Personal trainer

Other Business

Investment advisors

Museums and fine arts

Nature centers and botanical

gardens

Social and intramural activities

Winery and vineyard

Workers’ Compensation

Commissions - Commercial Lines

Company Profile: MetLife® was founded in 1868 and is among the largest global providers of insurance, annuities, and employee benefit programs, with 90 million customers in over 60 countries They have helped generations of people around the world protect their finances, property, family, and future. In the process, they have shown a commitment to safeguarding families, serving communities, and strengthening society.

MetLife® is building a stronger and more agile company that can thrive in a variety of environments. MetLife is transforming and embracing new opportunities that build expertise in asset management, employee benefits and financial protection. They are investing in innovation, partnering with startups, digitizing their business, and equipping themselves to compete in a changing world, while working hard to build a more protected world.

milestones:

• 1863 - New York businessmen form National Union Life and Limb Insurance Company.

• 1865 - Company is renamed National Life and Traveler's Insurance Company.

• 1868 - National Traveler's Insurance Company is reorganized as Metropolitan Life Insurance Company.

• 1893 - Metropolitan Tower, which would become a New York landmark, is commissioned.

• 1909 - Metropolitan has more life insurance in force than any other company.

• 1915 – Transformed into a mutually company (owned by its policyholders).

• 1946 - By March, Metropolitan has paid out $42.1 million on World War II deaths.

• 1966 - Replaced by Prudential as the number one life insurer in terms of assets.

• 1974 - Begins offering auto and homeowners’ insurance.

• 1975 - Begins writing individual retirement annuities.

• 1980 - Completes the largest single building purchase (Pan Am Building) in history.

• 1984 - Launches advertising campaign featuring the well-known Peanuts comic strip characters kicked off with the slogan, "Get Met. It Pays."

• 1999 – Acquires St. Paul Economy Fire & Casualty Group the personal insurance lines of St. Paul Companies Inc.

• 2005 - Acquires Citigroup's Travelers Life & Annuity making MetLife the largest individual life insurer in North America.

• 2010 - Acquires American Life Insurance Company (ALICO) creating one global company to meet the needs of 90 million customers in over 60 countries.

• 2011 – Acquires naming rights to Meadowlands Stadium and renames it to MetLife Stadium.

• 2019: Acquires PetFirst Healthcare, LLC (“PetFirst”) enabling the company to offer a new benefit that is growing in popularity.

• 2020 – Sells P&C Operations to FARMERS INSURANCE℠ for 3.94 billion.

Financial Stability:

• MetLife® has a rating of A+ (Superior). Assigned to Insurance Companies with a superior to meet their ongoing obligations. stable outlook from AM Best Company

• Ratings apply to Metropolitan Life Insurance Company financial strength and claims-paying ability and not the performance of any products.

• 2018 – more than $3.7 billion in net premiums.

Employee, Customer and Community Oriented:

• MetLife® has operated as a good corporate citizen for 150 years. In the process, they have shown their commitment to safeguarding families, serving communities, and strengthening society.

o For communities - Investing for the long term to deliver on promises to customers while helping to grow the global economy.

o For business - Fostering a culture of ethics, integrity, and risk management to underpin the company’s role as architects of a more protected world, with all employees taking ownership for managing risk.

o For customers - Listening closely and shaping products and services to fulfill varied customer needs and meet their changing expectations.

o For employees – Helping the global team in more than 40 countries grow and thrive by providing training and development, supporting healthandwellness, andpromotingdiversityandinclusion.MetLifeis leading provider of employee benefits globally, protecting their own employees’ futures by offering comprehensive benefits.

o For the environment - Committed to promoting a healthy planet for generations to come by reducing their environmental footprint.

o For the underserved - Striving strive to improve financial health worldwide. MetLife and MetLife Foundation provided $44.4 million in grants in 2018, including $28.9 million for financial health.

Company Highlights:

• MetLife® sees their role as architects of a more protected world in a time of unprecedented and constant change. The goal is to responsibly deliver long-term value for all stakeholders as they navigate life together. They deliver on this commitment in many ways: through the security provided to customers, the claims paid during times of need, activities in the communities they served and long-term investments in the broader economy.

• Throughout their 150-year history, MetLife has been a great place to work allowing interaction with customers, employees, and communities around the world. Understanding different regions and cultures also allows them to better customize products and services. These efforts have been recognized by a broad range of external associations and the media

• 2020 - Fortune Magazine - World’s Most Admired Companies

• 2020 - Disability Equality Index - Best Place to Work for Disability Inclusion

• 2013-2020 - G.I. Jobs - Military Friendly Employers and Military Friendly Spouse Employers

• 2004-2019 - Human Rights Campaign, perfect score - Best Places to Work for LGBT Equality

• 2008-2018 - LATINA Style Magazine - Best Companies for Latinas

• 2016-2018 - National Association for Female Executives - Top Companies for Executive Women

• 1999 -2018 - Working Mother Media - 100 Best Companies Hall of Fame

Industry Rankings:

• MetLife® is 31st largest Property and Casualty Insurer in the United States based upon 2018 results per AM Best.

• 15th largest writer of Homeowners coverage in the United States per NAIC.

• 18th largest writer of Private Passenger Auto coverage in the United States per NAIC.

• 48th on the Fortune 500 list of largest corporations in 2020.

Products Offered

Landlord

• Motorcycles, ATVs, snowmobiles, and dirt bikes

• Motorhomes, campers, and travel trailers

• Golf carts, scooters, and transport trailers

Boat Insurance Legal Insurance Pet Insurance

Operating Territory

Commissions - Personal Lines

Company Profile: National General Insurance was founded in 1926 as Motors Insurance Corporation. Since acquiring GMAC Insurance in 2010, National General Holdings Corp. has completed multiple acquisitions which built National General into the well diversified personal lines insurer it is today. They now offer property and casualty products, including personal auto, homeowners, umbrella, recreational vehicle, motorcycle, commercial auto, supplemental health, and other niche insurance products. With a nationwide network of claims professionals and a 24hour, toll-free claims hotline available 365 days a year, National General Insurance provides superior claims service for its customers.

National General Insurance continues to focus on profitably growing the business both organically and pursuing additional accretive Merger and Acquisition opportunities, enhancing their geo- graphic footprint, maintaining an intense emphasis on disciplined expense management, integrating acquisitions, and delivering strong returns to shareholders. Proven leadership with an experienced management team that has a history of creating shareholder value in previous ventures. They were acquired by Allstate® Insurance at the end of 2020.

• 1920 - Integon Life Insurance Company founded, one of the two companies that became National General Insurance.

• 1926 - Motors Insurance Company, founded by General Motors to offer damage coverage to GM vehicles sold by dealers and financed by GMAC

• 1969 - Integon Corp. started a holding company and began insuring high-risk drivers.

• 1997 - GMAC announced they were acquiring Integon in a deal valued at $550M. When the deal finally closed in October 1997, it was for $778M.

• 2000 - Integon became GMAC Insurance Personal Lines

• 2006 - General Motors sold 51% of GMAC

• 2009 - American Capital Acquisition Corp bought GMAC's U.S. consumer property-casualty insurance business GMAC Insurance Holdings, Inc.

• 2013 - GMAC Insurance changed its name to National General Insurance.

• 2020 - Allstate® announced acquiring National General for $4 billion, which closed in January 2021.

Financial Stability:

• National General Insurance is rated A- (Excellent) by A.M. Best.

• These ratings reflect strong balance sheet with a conservative investment portfolio, stable loss reserves, and a solid capital position. Intense focus on profitable underwriting and disciplined expense management.

• 2019 Direct Written Premiums more than $3.7 billion.

Employee and Customer Oriented:

• National General Insurance is a fast paced, dynamic, and entrepreneurial organization.

• Offers exciting opportunities to smart, motivated individuals who are looking to build a successful future working for a best-in-class insurance provider, discover new beginnings in a dynamic learning environment and set pursue the right path to achieving professional goals.

• Looks for dedicated individuals with strong core values and solid experience. Team members are engaging, entrepreneurial in spirit, and rich in self-confidence because of the supportive environment that surrounds them.

• Culture revolves around the FOUR Es – Engaged, Energized, Empowered, and Execute every day to provide an exceptional experience for customers! milestones:

o Employees must be Engaged, questioning, and challenging what is done and why, and looking for better ways to do it every day. Complacency and “because that is how we have always done it,” does not exist in the vocabulary.

o Employees must be Energized and excited and push themselves and their colleagues to do more every day.

o Empowered employees are decision makers that are comfortable making mistakes because they know they will learn and grow from them.

o Lastly, if employees don't Execute every day, they will fail. It is that simple.

Company Highlights:

• National General Insurance advantage provides a technology driven infrastructure which utilizes a stateof-the-art platform and creates operational efficiencies that result in reduced expenses and increased profitability.

• Developed astrong networkof approximately 22,000insuranceagents and brokers,many of whom areloyal, highly motivated, and productive agents, by providing competitive compensation, auser-friendly technology platform and superior service for our core markets.

• GM/GMAC Discounts - Millions of people have a connection to General Motors, such as GMAC auto financing, a GMAC mortgage, a GM Card, or a career with GM or one of its thousands of suppliers or dealerships. In many states, National General Insurance can offer discounts to people that have one of these connections.

• Company maintains a safe, sound, secure philosophy, which has been consistent throughout its’ 100-year history.

Industry Rankings:

• National General Insurance is in the 60th largest Property and Casualty Insurer in the United Sates.

• 15th largest writer of Private Passenger Auto coverage in the United States per the NAIC 2019 Report.

Insurance Coverages

Auto Insurance

RV Insurance

Home Insurance

Small Business Auto Insurance

National General Motor Club

Motorcycle Insurance

Mexico Insurance

Asset Protection for Lenders

Collector/Classic Car Insurance

Operating Territory

National

National

National

National

National

National

National

Commissions - Personal Lines

Company Profile: Nationwide® sold their first policy in 1926, and The Ohio Farm Bureau Federation is open for business. They’ve grown from a small mutual auto insurance company, owned by policyholders who spent their days farming in Ohio, to one of the largest insurances and financial services companies in the world.

Nationwide® is still owned by policyholders, but they protect a lot more than just autos owned by Ohio farmers. Today they offer a full range of insurance and financial services across the country, including car, motorcycle, boat, homeowners, pet, farm, life, and commercial insurance, as well as administrative services, annuities, mortgages, mutual funds, pensions, long-term savings plans and specialty health services in all 50 states.

• 1925 - The Ohio Farm Bureau Federation incorporates Farm Bureau Mutual Automobile Insurance Company.

• 1926 - The Ohio Farm Bureau Federation sells its’ first policy.

• 1934 – Begins insuring motorists and writing property policies in metropolitan areas.

• 1943 – Farm Bureau Mutual continues expansion into 12 additional states.

• 1955 – After continued expansion into 20 additional states changes name to Nationwide®

• 1960 - First major insurer to endorse Medicare before being required by law.

• 1978 - Completes construction of One Nationwide Plaza,

• 1982 - Acquires Farmland Insurance, America’s leading farm insurer.

• 1982 – Acquired Farmland and created Scottsdale Insurance Company and excess and surplus lines company.

• 1997 – Acquires TIG Holdings and TIG Countrywide Ins. Co.

• 1998 - Acquires Allied Mutual Insurance Co.

• 1999 - Acquires Cal Farm Insurance Co and Crestbrook Insurance as part of the Cal Farm acquisition.

• 2000 - Nationwide Arena opens as the home to the NHL team Columbus Blue Jackets.

• 2002 - Introduced the industry's first sales system to include a simplified sales and underwriting process for variable universal life insurance.

• 2006 - The Nationwide Foundation approved a $50 million grant to Columbus Children's Hospital, the secondlargest philanthropic gift made to an American hospital.

• 2007 -NationwideBank opens to thepublic andColumbus Children’sHospital rededicatedas NationwideChildren’s Hospital.

• 2009 – Acquires Veterinary Pet Insurance (VPI), which introduced pet insurance to the United States in 1982 and purchased all outstanding shares of Nationwide Financial Services.

• 2012 - Acquires Harleysville Mutual Insurance Company and Harleysville Group Inc.

• 2014 - The Nationwide Foundation donated $10 million to Nationwide Children's Hospital to establish the Nationwide Children's Pediatric Innovation Fund.

• 2017 - Pledged $100 million venture capital to startups.

• 2018 - madethestrategic decisionto focus its bank-related services onits trust operations in supportofits retirement plan business and transition away from operating as a full-service, federally chartered retail bank, hosted the first Silicon Valley Hackathon, began offering health savings accounts and announced the construction of an innovation center in Columbus, Ohio.

• Today – A Fortune 100 company that offers a full range of insurance and financial services across the country. milestones:

Financial Stability:

• Nationwide® is rated A+ by A.M. Best, A+ by Standard & Poor’s, A1 by Moody’s.

• These ratings reflect strong capital position, excellent risk management and capabilities, product and distribution breath, diversified business with market leadership position and a superior ability to meet on going insurance obligations.

• 2019 Direct Written Premiums more than $18.4 billion.

Employee and Customer Oriented:

• Nationwide® promotes a culture that provides meaningful and engaging career growth opportunities for over 34,000 associates across the country. The company continuously evolves its innovative talent development strategies, as well as comprehensive health, well-being and retirement benefits and resources to meet their individual needs. Nationwide associate’s broad opportunities to give support to one another as well as the communities where they live and work.

• A diverse and inclusive workforce is critical to Nationwide's success. Bringing together the unique characteristics of their associates -- gender, gender identity, sexual orientation, age, nationality, disability, veteran status, ethnicity, race, religion as well as many other differences such as thinking styles, personalities, and work experience is an integral part of who they are and how they operate as a company.

• 2020 - Fortune Magazine list of “100 Best Companies to Work For” and as a “Great Workplace” by Great Place to Work®.

Company Highlights:

• Nationwide® supports the communities where they live and do business. As a mutual company, they dedicate time, energy, and resources to serving the community. Nationwide has been working with Nationwide Children’s Hospital for more than 60 years to help them achieve their vision and mission.

• Launched Make Safe Happen® in 2015 to empower parents, caregivers and children with tools and resources to make homes safer. The Make Safe Happen® program has delivered over one million safety actions through 2016 with the hope of reducing childhood accidental injury and death.

• Associates across the country support Feeding America® and its member food banks through food drives, monetary donations, and volunteerism. Since 2000, Nationwide associates have raised more than 32.9 million meals* for Feeding America food banks.

• Official Sponsor of the NFL.

• Official Sponsor of the Memorial Tournament of the PGA Tour.

• Official Sponsor of the Nationwide Children's Hospital Championship.

• Primary Sponsor of NASCAR® Sprint Cup Driver.

Industry Rankings:

• Nationwide® is the 10th largest Property and Casualty Insurer and ranks 74th on the Fortune 500 list of largest corporations in the United States based on 2019 revenue per the NAIC Report

o 8th largest writer of Homeowners coverage in the United States.

o 8th largest writer of Private Passenger Auto coverage in the United States.

o 12th largest writer of Commercial Liability coverage in the United States.

o 4th largest writer of Commercial Auto in the United Sates.

For your ride

Private passenger

vehicles

Commercial vehicles

Classic cars

Sport vehicles

For your family

Life

Auto

Homeowners

Dogs

Cats

Birds and exotic pets

Products Offered

For your business

Commercial

Farm and ranch

Commercial agribusiness

Corporate life

Retirement plans

Excess and surplus

For your free time

Recreational vehicles

Boats

Sport vehicles

Motorcycles

Snowmobiles

Travel

For your home Homeowners

Renters

For your future

Annuities

Mutual funds Retirement plan

Operating Territory

Commissions - Personal Lines

Commissions - Commercial Lines

Company Profile: Nationwide® Private Client original roots date back to 1948. Known then as CalFarm Insurance, a small farm owner and surety bond issuer, Nationwide Insurance purchased the company in 1999. In 2013, Nationwide created a specialized property and casualty insurance offering for clients who value flexible coverages and comprehensive protection for their assets.

Nationwide® Private Client brings unique, distinctive policy offers to market on behalf of its clients. Highly skilledand experienced sales,underwriting,claims,andserviceprofessionals arefocusedonprovidingthebest solutions and service for clients. Utilizing cutting-edge technology, NPC developed an innovative approach to simplify the insurance process, while delivering customized policies and coverages that are built around understanding your expectations, offering exceptional service, and delivering on a promise.

Nationwide® Private Client policies protect you and the assets you have worked so hard to achieve. They understand you and your lifestyle and are ready to exceed your expectations. Their goal is to allow you the flexibility to insure your valuable assets with customizable coverages so you only pay for exactly what you need.

Financial Stability:

• Nationwide® is rated A+ by A.M. Best, A+ by Standard & Poor’s, A1 by Moody’s.

• These ratings reflect strong capital position, excellent risk management and capabilities, product and distribution breath, diversified business with market leadership position and a superior ability to meet on going insurance obligations.

• 2019 Direct Written Premiums more than $18.4 billion.

Employee, Customer and Community Oriented:

• Nationwide® Private Client success is measured by the trust they earn. Their goal is to not only meet your expectations, but to exceed them. With Private Client policies, you have the peace of mind knowing that they will deliver on their promises - from financial backing to exceptional service.

• As a good corporate citizen NPC has a social responsibility to share its success with the communities where their agents and clients live and work. They know that as people's lives are enriched, the lives of those around them get better. That's why they support the United Way, Red Cross, Feeding America, and its programs. It takes everyone, working together, to reach the goal of improving lives and building a stronger community.

• NPC programs are carried out through the philanthropy of the Nationwide Insurance Foundation and through the volunteerism and workplace giving efforts of associates and agents. They partner with local and national organizations including United Way, American Red Cross, Feeding America, and Nationwide Children's Hospital. Company Highlights:

• Nationwide® Private Client leadership team brings a wealth of expertise to this bold product line. With decades of proven success in the insurance and financial services industry, leaders are responsible for the launch, management, and strategic development of Private Client.

• There are many advantages to being a part of the Nationwide family of insurers. Nationwide is one of the largest insurances and financial services companies in the world. As a subsidiary of Nationwide, Private Client has access to a wide range of resources and benefits afforded to Nationwide clients and business partners.

• NPC is dedicated to the development of their associates, unlocking profitable growth opportunities for agents and brokers while working relentlessly to meet the distinctive coverage and service needs of their clients. Success is measured by the relationships built and the trust that is earned.

• Nationwide® is the 10th largest Property and Casualty Insurer and ranks 74th on the Fortune 500 list of largest corporations in the United States based on 2019 revenue per the NAIC Report

o 8th largest writer of Homeowners coverage in the United States.

o 8th largest writer of Private Passenger Auto coverage in the United States.

o 12th largest writer of Commercial Liability coverage in the United States.

o 4th largest writer of Commercial Auto in the United Sates. www.nationwideprivateclient.com

What

Homeowners

Automobile

Watercraft

Personal

Recreational

Flood

Excess

Earthquake

Products Offered

Operating Territory

Commissions - Personal Lines

Company Profile: Philadelphia Insurance Companies (PHLY) headquartered in Bala Cynwyd, PA, designs, markets, and underwrites commercial Property/Casualty and Professional Liability insurance products, incorporating value-added coverages and services for select industries. In 1980 James J. Maguire, Sr. formed the Company, which today owns several subsidiaries. Philadelphia Indemnity Insurance Company is its flagship company and has provided industry leading expertise and unsurpassed customer service for more than 55 years.

PHLY is a team of motivated, high achievers committed to delivering innovative products and unsurpassed service to niche insurance markets. By maintaining a disciplined approach to business, they provide greater security for policyholders and superior value for shareholders. They believe integrity and mutual respect are the foundation of longterm and fulfilling relationships with employees, customers, and business partners.

After going public in 1993, PHLY has grown to offer coverage in over 80 niche business markets and employ 1,600 people in 50 offices across the country in all 50 states. In 2008, Mr. Maguire - working with the CEO and PHLY management team - negotiated and completed one of the largest transactions for financial firms in Japanese history, merging PHLY with the TOKIO MARINE

HOLDINGS

.

milestones:

• 1969 – First national account called “Chevway” launched with Chevrolet auto dealers.

• 1970 – Launched WHEELWAYS program for automobile dealers.

• 1978 – Entered insurance risk bearing.

• 1980 – Philadelphia Consolidated Holding Corporation formed.

• 1986 – Chartered Philadelphia Insurance Company.

• 1987 – Purchased Philadelphia Indemnity Insurance Company.

• 1993 – Initial Public Offering.

• 1996 – Launches Preferred Agent Program.

• 1999 – Acquires The Jerger Company, Inc./Liberty American Group.

• 2006 – Grundy Worldwide partnership.

• 2007 – Acquires Fitness and Wellness Insurance Agency and MIMS International, Ltd.

• 2007 – Named one of America’s 400 Best Big Companies.

• 2008 - Listed Number One Insurance Company based on 10yr EPS, ROE & Consistent Profit by Wall Street.

• 2008 – Acquires Gillingham & Associates, Inc.

• 2008 – Acquired by TOKIO MARINE HOLDINGS Marine Holdings, Inc. for $4.8 billion.

• 2012 – Celebrates 50 years in business.

Financial Stability:

• Rated "A++" (Superior) by the A.M. Best Company and "A+" by Standard & Poor's.

• These ratings reflect a disciplined approach to business and provide greater security for policyholders and superior value for shareholders.

• 2019 - Direct Written Premiums more than $3.7 billion.

• 2019 - TOKIO MARINE HOLDINGS Direct Written Premiums more than $7.4 billion.

Employee and Customer Oriented:

• PHLY believes that integrity and mutual respect are the foundation of long-term and fulfilling relationships with employees, customers, and business partners.

• To remain competitive, they attract, develop, motivate, and retain the most qualified employees regardless of age, color, race, religion, gender, disability, national or ethnic origin, family circumstances, life experiences, marital status, military status, or sexual orientation. This creates a culture where individual differences are understood, respected, and valued.

• Core Values:

o Strive to exceed all expectations - Good just isn't good enough.

o Be passionate - Passion drives success and makes work more enjoyable.

o Embrace new and better ideas - Innovation comes from everyone.

o Commit to growth and learning - There is more potential inside every person than he or she realizes.

o Be accountable - Being individually accountable for results helps us achieve critical objectives.

o Act with integrity - Do the right thing regardless of the outcome.

o Develop positive relationships - Our people are our greatest assets.

o Practice "Work/Life” balance – To be at our best, there must be balance in our lives.

Company Highlights:

• PHLY operates 50 offices strategically located across the United States to provide superior service.

• Named one of Top Workplaces in Philadelphia by Philly.com and Workplace Dynamics for the 10th consecutive year in 2020.

• Recipient of the Healthiest 100 Workplaces in America award in 2016. This honor is given to only 100 of the 5,000 U.S. companies that apply for the award each year.

• Received 18 top workplace awards and been named one of the "Best Places to Work in Insurance" since 2010.

• For 17 consecutive years PHLY has been nationally recognized as a member of Ward's Top 50.

• Customer Service team has earned a total of nine Stevie Awards since 2012, including two Gold Stevie Awards for Customer Service Contact Center of the Year and two Silver Stevie Awards for Customer Service Department of the Year.

Industry Rankings:

• TOKIO MARINE HOLDINGS is the 19th largest Property and Casualty Insurer in the United States based on 2019 revenue and the NAIC Report.

o 15th largest writer of Commercial Liability coverage in the United States.

o Japan's oldest and leading Property/Casualty insurer and one of the 10 largest insurance groups in the world.

o Ranked within the Top 20 life/non-life insurance company group in the world for its market capitalization.

o A top-tier global insurance group with approximately 33,700 employees in 39 countries.

Products Offered

Commercial Lines

Commercial Auto

Commercial Small Business Unit

Educational

Entertainment and Recreation

Habitational

Health and Fitness

Industry Services

Non-Profit and Human Services

Outdoor Products

PHLYXS - Small Accounts

Public Services

Real Estate

Special Events

Sports

Management and Professional Liability

Management Liability

Business Owners Policy (BOP)

Professional Liability

Surety Division

Surety Bonds

Excess and Surplus

PHLY E&S Insurance Solutions

PHLY E&S Small Business

Flood Coverage

Flood Coverage

Operating Territory

Independent Agent Commission Schedule

ALL PRODUCTS - NEW BUSINESS - 15%

Exceptions:

12%Commission:

• Affordable Housing/Apartments (Package & Umbrella), Commercial Umbrella, Condominium Package & Umbrella, Outdoor products**, Religious Organizations Package& Umbrella, and Real Estate

8%Commission:

• Primary Rent A Car Liability & Physical Damage,Primary Leasing Liability & Physical Damage

ALL PRODUCTS - RENEWAL BUSINESS

Agents with GWP > $500,000 - 15%

Agents with GWP between $100,000 and $500,000 - 12%

Agent with under $100,000 GWP - 10%

*Exceptions:

12% Commissions:

• Affordable Housing/Apartments, Condominium, Outdoor products**, Religious Organizations, and RealEstate

10% Commissions:

• Umbrellas

8% Commissions:

• Primary Leasing Liability & Physical Damage and Primary Rent A Car Liability & Physical Damage

This does not apply to Contingent and Excess/Contingent Physical Damage (CE/CP/XC product codes)or Interim(INProduct code)

*Exceptions: (renewal rates) (exception rate only applies if agent meets the GWP rate requirements listed above - if not - default to above rates for all)

**Outdoor Products – Bed & Breakfasts, Consulting Foresters, Dude & Guest Ranches, Fishing & Hunting Lodges, Guided Tours, Guides & Outfitters, Hunting Leases, Hunting Preserves, Resorts & Lodges, Rod & Gun Clubs, RV Parks & Campgrounds, Shooting Ranges, Snowmobile Tours, Trap, and Skeet & Sporting Clay

Company Profile: was started in 1937. On March 10, 1937, Joseph Lewis and Jack Green started Progressive Mutual Insurance Company. They wanted to provide vehicle owners with security and protection, and they thought an insurance company was a good investment for a couple of lawyers who were just getting started. Their business philosophy was to approach auto insurance in an innovative way like no other company had. The Progressive Corporation is now one of the largest providers of car insurance in the United States. The company also insures motorcycles, boats, RVs, and commercial vehicles, and provides home insurance through select companies. has taken an innovative approach to auto insurance. They offered drive-in claims service before any other auto insurance company, and, in another industry first, allowed customers to pay their premiums in installments an appealing option for those who couldn't afford annual payments. Progressive wanted and still wants to make auto insurance accessible and easy so more people could protect their vehicles.

milestones:

• 1937 – Progressive Mutual Insurance Company founded.

• 1956 – Progressive Casualty Company formed to write high-risk drivers.

• 1964 – Offers a payment plan to nonstandard auto policyholders and starts insuring products other than autos motorcycles, motor scooters, and motor bikes.

• 1965 - The Progressive Corporation is founded and a new company philosophy rejects industry groupthink that only corporate investments can be relied on for profit.

• 1970’s–BecomesaPublicTradedCompany,movedheadquarterstoMayfieldVillage,Ohio,firstautoinsurance company to publish its loss reserve report - providing full disclosure of how loss reserves are established and validated and launched Progressive On-line Transaction Enquiry and Update System (PROTEUS) for data processing.

• 1980’s – Surpasses $ billion in premiums, listed on the New York Stock Exchange and shifts focus from being an agent-centric company to building a leading consumer brand with the passage of Proposition 103 in California.

• 1990 – Introduced Immediate Response® claims services, available 24/7,

• 1992 – Recognized as the largest seller of auto insurance through independent agents.

• 1994 – Surpassed $2 billion in written premium, introduced 1-800-AUTO-PRO, an auto insurance rate comparison shopping service, and the Immediate Response® Vehicle.

• 1995 – 2000

o First major auto insurer in the world to launch a Website,

o Began offering limited online policy access and quoting,

o First insurer to give consumers the ability to buy (not just quote) an auto insurance policy in real time online.

o Earned industry awards for customer experience.

o Recognized for having the industry's most comprehensive and easiest-to-use auto insurance customer service site

o Firstinsurancegrouptoofferinstantonlinequotes formotorcycle,boat,and watercraftinsurance and provide the opportunity to buy online.

• 2000 – Offers Virtually Perfect Service, to evolve customers from insurance consumers to brand promoters, first auto insurance group to offer instant online quotes for RV insurance, first insurance company to introduce a Wireless Application Protocol, which allows consumers to access information about the company, find an independent agent/broker, by using their web-enabled PDA or cell phone, became the first auto insurance group to receive a wireless payment from a customer using these devices.

• 2001- 2005

o First publicly held company to report underwriting results monthly.

o Launched the unique Rate Ticker, which provides an up-to-the-minute sampling of comparison rates to see Progressive Direct's rate and rates from the country's top auto insurance companies.

o First major insurance carrier to release monthly financial results, began selling first-ever insurance policies for owners of Segway® Human Transporters, the self-balancing and emissions-free transportation devices

o Introduced Service Centers for claims, offering one-stop, concierge-level service and convenience to customers and launched Concierge Level of Claims service and Total Loss Concierge which helps customers find a replacement vehicle and financing.

o Piloted TripSense®, a usage-based insurance program to research driving habits.

o First major auto insurance group in the United States to connect with consumers using “Talk to Me,” a Voice Over Internet Protocol tool.

o Premiums grew an average of 17% per year from $3.4 billion to $14 billion

• 2006-2010

o Renamed Cleveland Indians to Progressive Field

o Became first insurancecompanyto offerPet Injury coverage,which coversdogs andcats ifthey'rehurt when you're in a car accident.

o Flo and the Superstore debuts. “Wow! I say it louder” and with one phrase their brand icon and a pop-culture phenomenon is born.

o First major U.S. car insurer to release an Android™ app just for car insurance.

• 2010-2015

o Introduced Snapshot - Pay As You Drive, a usage-based insurance program which rewards customers with lower rates for safe driving behaviors.

o AdAge named Flo to its Top Ten Female Ad Icons of All Time list,

o Option to buy a policy via a mobile app was introduced.

o Progressive Commercial Lines earned the No. 1 spot as insurer of non-fleet trucks.

o Acquired controlling interest in American Strategic Insurance, a homeowners insurance company that aligns with both their culture and business goals.

• 2016 - Gave customers a new choice in the claim process the option to submit their vehicle damage photos to us via our mobile app to get a claim estimate and expands beyond auto insurance by moving into the home insurance market.

• 2017 - First insurer to offer a voice action on Google Home, Flo Chatbot debuts, making Progressive the first major insurer to give consumers the ability to quote an auto policy via Facebook Messenger and launched a multiple home quoting platform with HomeQuote Explorer.

• 2018 - Made shopping online for bundled auto and homeowners’ policies easier and faster by integrating HomeQuote Explorer with their Direct Auto quoting experience.

• 2016 - 2020 – Net Premiums grew an average of 14.6% per year from $23.4 billion to $40.6 billion.

Financial Stability:

• is rated A+ by A.M. Best, A+ by Standard & Poor’s, A1 by Moody’s.

• These ratings reflect strong capital position, excellent risk management and capabilities, product and distribution breath, diversified business with market leadership position and a superior ability to meet on going insurance obligations.

• 2020 Direct Written Premiums more than $40.6 billion.

Employee, Customer and Community Oriented:

• vision is to reduce the human trauma and economic costs associated with automobile accidents. They do this by providing customers with services designed to help them get their lives back in order again as quickly as possible.

• Governing their vision, decisions and behavior are Core Values pragmatic statements of what works best for us in the real world.

o Integrity - Revere honesty. Adhere to high ethical standards, provide timely, accurate and complete financial reporting, encourage disclosing bad news and welcome disagreement.

o Golden Rule - Respect all people, value the differences among them and deal with them in the way we want to be dealt with. This requires you to know yourself and to try to understand others.

o Objectives -Strive to clearlycommunicateProgressive's ambitious objectives and people's personal and team objectives. We evaluate performance against all these objectives.

o Excellence - Strive constantly to improve to meet and exceed the highest expectations of customers, agents, shareholders, and people. Teach and encourage people to improve performance and to reduce the costs of what they do for customers. Base rewards on results and promotion on ability.

o Profit - Seek to earn a profit by offering consumers products and services they want. Profit is how the freeenterprise system motivates investment and rewards companies that consistently create value.

• Progressive Insurance Foundation - employees have an opportunity to make a difference in the world. Its purpose is to match the contributions employees make to charities that they believe in and support.

• Volunteer opportunities - employees can support their neighborhood, community and society while also enriching their own life.

Company Highlights:

• sponsors The Progressive Automotive X PRIZE, an international competition designed to inspire a new generation of viable, super fuel-efficient vehicles.

• "Decade Award" winner, which honors the 10 companies that have averaged the highest rankings on the annual Elite 100 list over the past decade.

• 2019 - 50th on Diversity MBA’s 50 Out Front: “Best Places to Work”

• 2019 - 18th on “Best Workplaces for Millennials”

• 2019 –“Military Friendly Company” by on G.I. Jobs and Military Friendly

• 2019 - 5th on “Best Workplaces in Financial Services & Insurance”

• 2019- 6th on Fortune’s “100 Best Companies to Work For”

Industry Rankings:

• is the 3rd largest Property and Casualty Insurer and ranks 112th on the Fortune 500 list of largest corporations in the United States based on 2019 Direct Written Premium and the NAIC Report.

o 12th largest writer of Homeowners coverage in the United States per NAIC

o 3rd largest writer of Private Passenger Auto coverage in the United States.

o #1 writer of Commercial Auto coverage in the United States.

o #1 writer of Commercial Truck Insurance in the United States.

• #1 writer of Motorcycle Insurance.

• #1 writer of Specialty RV Insurance in the United States.

Products Offered

Operating Territory

Commissions - Personal Lines

Commissions - Commercial Lines

Company Profile: Safeco® was founded in Seattle, Washington, in 1923 by Hawthorne K. Dent as the General Insurance Company of America, as a property and casualty insurer protecting individuals and families with personal insurance coverage. This name is still used by Safeco on some of its insurance products. Safeco Insurance is now a member of the Liberty Mutual Group, and with the financial strength of Liberty Mutual Insurance Company combined with a national network of local independent agents Safeco focuses exclusively on personal insurance nationally. Safeco® promises to make it easy for you, by providing the coverage you need, to connect you with local agents who offer personal advice, and – most of all – to be there for you at any time. With expert advice from local independent agents, they make it simple to protect what’s important to you and easy to get the best mix of coverage and pricing. The They offer a comprehensive mix of coverage, pricing and personalized service to individuals and families looking to protect their homes, autos and more.

milestones:

• 1923 – Founded as General Insurance Company of America.

• 1953 – Creates Selective Fire Ensurance Company of America - SAFECO.

• 1960 – Begins to offer Mutual Funds and Commercial Lines.

• 1997 – Acquires American States Financial Corporation.

• 2002 – Retuned to roots of competitive pricing and disciplined underwriting.

• 2004 – Sells Life and Investments Division to Berkshire Hathaway.

• 2008 – Acquired by Liberty Mutual Insurance Company for $6.2 billion.

Financial Stability:

• Safeco® is a Liberty Mutual® INSURANCE Company.

• Liberty Mutual Insurance Company has financial strength ratings of A (Excellent) from the A.M. Best Company, A2 (Good) from Moody’s Investors Service, and A- (Strong) from Standard & Poor’s.

• 2018 Direct Written Premiums more than $34.6 billion.

Employee, Customer and Community Oriented:

Safeco® is proud to help communities through corporate philanthropy and to help make a difference in the communities they serve. Their giving programs strive to support communities through grants, meaningful sponsorships, direct employee involvement, and contributions.

• Safeco Insurance Fund – Opportunity, Security, and Accessibility - Established in 2006, the Safeco Insurance Fund, a fund within the Liberty Mutual Foundation, supports nonprofit organizations within the state of Washington.

• Serve with Liberty - Safeco employees join forces with their colleagues from Liberty Mutual to provide their time in a global employee service program called Serve with Liberty. Safeco encourages employees to select from hundreds of volunteer events happening in their area. Activities have included feeding the hungry, sprucing up public parks, planting gardens and building new homes.

• Give with Liberty - Safeco employees across the country take an active role in supporting our communities by contributing to nonprofit organizations during this annual giving campaign.

• Independent Agents and Community Involvement - Independent insurance agents give back to their communities, too. Learn how Safeco supports their commitment to volunteering, sharing, and giving

Company Highlights:

Safeco® knows that trust matters when it comes to some of your biggest investments, like your home, car, and even your boat. Safeco promises to make it easy for you, to provide the coverage you need, to connect you with local agents who offer personal advice, and most important of all - to be there for you when you need us most.

Safeco® partners with local independent agents who live and work in your community. You get personal recommendations tailored specifically to your unique insurance needs and enjoy the fast and comprehensive service you deserve.

• Along with offering the best combination of value and protection, independent agents work to improve the lives of those around them:

o They build stronger communities. Agents are business owners, but above all, they are members of the community. Many of them make an impact by sharing their time and resources with local nonprofit organizations. Safeco Insurance is proud to recognize these independent agencies and amplify their charitable efforts with three community giving programs.

1. Make More Happen Awards

2. Protecting What Matters

3. Make More Happen Days

o They build long-term relationships. Three out of four people use an agent to buy insurance, according to a recent survey, and many of them stay with the same agency for years. When you work with a local insurance agency, you deal with people you know and people who know you.

• With Liberty Mutual® INSURANCE as its parent company, Safeco® has been able to concentrate exclusively on personal insurance and has always taken a personal approach to coverage, tailoring service, and coverage options to the needs of individuals rather than selling cookie-cutter plans.

• 2019 - Certified as a “Great Place to Work by Great Place to Work”

• 2019 -Recognized by Forbes Magazine as “Best Employers for Women”

• 2019 - 73rd on Fortune Magazine’s “Best Workplaces for Diversity”

• 2020 - Forbes Magazine's for “America's Best Employers for New Graduates”

• 2020 – 44th on IDG's Insider Pro and Computerworld’s annual list of “Best Places to Work in IT.”

• 2021 – 4th consecutive year received a rating of 100 percent on the Corporate Equality Index (CEI) of “Best Places to Work for LGBTQ Equality.”

• 2021 – 16th on Equal Opportunity Magazine’s “Top 50 Employers” list Industry Rankings:

• Safeco® is a Liberty Mutual Insurance company. Liberty Mutual® INSURANCE is the 4th largest property and casualty insurer in the United States based upon 2019 NAIC Report.

o 4th largest writer of Homeowners Insurance in the United States.

o 6th largest writer of Private Passenger Auto Insurance in the United States.

o 5th largest writer of Multi-Peril Liability in the United States.

o 9th largest writer of Medical Professional Liability Insurance in the United States.

o 3rd largest writer of Commercial Auto Insurance in the United States. `

o 4th largest writer of Workers’ Comprehensive coverage in the United States.

o 2nd largest Surety writer in the United States.

• 77th on the Fortune 500 list of largest United States corporations based on 2019 revenue.

Products Offered

Vehicle Insurance

Auto Insurance

Motorcycle insurance

Boat & watercraft insurance

Classic car insurance

RV insurance

ATV & off-road vehicle

Snowmobile insurance

Golf cart & low-speed vehicle

Valuable Articles

Home warranty

Operating Territory

Company Profile: TRAVELERS® was established in 1853 by St. Paul businessmen as the St. Paul Fire and Marine Insurance Company. Their original focus was insuring travelers who were using trains and steamboats to travel around the country. The famous umbrella company logo was first introduced in 1870 and has remained as the company logo through various transitions and mergers.

TRAVELERS®, more than 160 years after their founding, is one of the nation's largest property casualty companies. They are a leading provider of property casualty insurance for auto, home, and business, keeping pace with the everchanging needs of customers, and anticipating their needs for the future. Their diverse business lines offer its customers global wide coverage sold primarily through independent agents and brokers.

milestones:

• 1853 – St. Paul businessmen establish the St. Paul Fire and Marine Insurance Company.

• 1855 – St. Paul Fire and Marine pays its first claim for a fire loss.

• 1864 – Hartford businessmen found The Travelers Insurance Company for the purpose of insuring travelers against loss or personal injury while traveling by railway or steamboat.

• 1865 - St. Paul Fire and Marine Insurance Company reorganizes as a stock company and renames itself The St. Paul.

• 1871 – The St. Paul pays its claims from “The Great Chicago Fire”.

• 1897 – Travelers issues the “First Automobile Policy”.

• 1989 – Travelers offers liability insurance to employers know today as “Workers’ Compensation” and flourishes into a multi-line organization.

• 1906 – The St. Paul pays its claims from “The San Francisco Earthquake”

• 1912 – Travelers pays its claims from the “Sinking of the Titanic”

• 1919 – Travelers issues first insurance on aerial transportation. President Woodrow Wilson was the first aircraft passenger insured against aerial accidents.

• 1929 – The St. Paul does not lay off workers because of “The Great Depression”.

• 1969 – Travelers issues “Insurance for Flight and Lunar Exploration”.

• 1996 – Travelers and Aetna Casualty form the 4th largest Property and Casualty Company.

• 1998 – The St. Paul and United States Fidelity and Guaranty Company (USF&G) form the 8th largest Property and Casualty Company.

• 2004 - The St. Paul acquires Travelers Property Casualty Corp. and renames itself The St. Paul Travelers Companies, Inc.

• 2007 – The St. Paul Travelers Companies, Inc. changes company name to The Travelers Insurance Companies, Inc., reacquires the Red Umbrella at its symbol of protection and Became the title sponsor of the Travelers Championship.

• 2009 – Down Jones adds The Travelers Companies, Inc. to the Dow Jones Industrial Average.

• 2014 - Travelers extends sponsorship of the Travelers Championship for 10 years.

• 2016: *Created the Early Severity Predictor, the first predictive model to help injured employees avoid chronic pain and opioid use.

• 2017: *Introduced ZoneCheckSM , a first-of-its-kind online tool to help customers identify areas surrounding a job site that could be affected by vibrations from heavy equipment.

Financial Stability:

• TRAVELERS® is rated A++ (Superior) by A.M. Best, AA (Very Strong) by Standard & Poor’s, Aa2 (Strong) by Moody’s and AA (Very Strong) by Fitch

• In 2015, posted record net income per diluted share of $10.88, net income of over $3.4 billion and a strong return on equity of 14.2%, with a consolidated combined ratio of 88.3%, demonstrating a continued focus on underwriting excellence and the value of industry-leading data and analytics

• 2020 Direct Written Premium more the $29 billion.

Employee, Customer and Community Oriented:

TRAVELERS® recognizes that building for the future also requires maintaining their talent advantage and diversity and inclusion are a business imperative. By creating a welcoming environment that brings together people with different backgrounds and perspectives, they enable new ideas, innovation and a culture in which employees feel valued, respected, supported, and empowered. Their commitment to diversity aims to:

• Employ a diverse workforce to reflect the communities in which they do business. Values the unique abilities and talents each individual brings to the organization and recognizes that they benefit in numerous ways from differences in culture, ethnicity, national origin, race, color, religion, gender, age, disability, and sexual orientation.

• Foster an inclusive environment for all employees. Fosters an inclusive work environment to allow all employees to reach their full potential.

• Provide learning and development opportunities to advance diverse leaders. Provides learning and development opportunities, including career planning and mentoring assistance, to help all employees prepare for advancement.

• Explore diverse markets today to tap into tomorrow’s opportunities. They are dedicated to creating a pipeline of diverse candidates and have active talent acquisition strategies, including sourcing strategies and diverse slate requirements, to help us do so.

TRAVELERS® has a responsibility to be a good corporate citizen and actively contribute to the vitality and resilience of the communities they serve. Below are just a few examples of this commitment:

• Travelers Championship - Company and employees maintain a strong commitment to the communities in which we live and work. All of the net proceeds from this popular stop on the PGA TOUR go to charities throughout the region. Since Travelers became title sponsor, the tournament has generated nearly $20 million for more than 750 local charities

• Travelers Foundation - Provided more than $25 million in community support in 2018, for a total of more than $218 million over the past decade.

• Habitat for Humanity - Partnership with Travelers employees dedicated more than 8,500 hours to build 51 homes in the United States and Canada.

Company Highlights:

TRAVELERS® is an insurance company that cares. Travelers takes on the risk and provides the coverage needed to protect the things that are important to you, so you don’t have to worry. They have been around for more than 160 years and have earned a reputation as one of the best property casualty insurers in the industry because they take care of customers, communities, and employees.

Expertise and focus on innovation have made them a leader in personal, business and specialty insurance and the only property casualty company in the Dow Jones Industrial Average. Every day, approximately 30,000

employees and 13,500 independent agents and brokers in the United States,Canada, the United Kingdom, and Ireland help provide peace of mind to customers.

• Competitive advantages

o Considerable financial strength.

o Superior depth and breadth of product offerings with strong underwriting focus.

o Exceptional service delivered by applying innovative claim and medical management strategies.

o Innovative risk control services.

o Strong distribution with broad geographic presence across the United States and selected international markets.

• Better experiences - More than 12,000 Claim employees are committed to exceptional service with empathy and compassion.

• Deeper expertise - Industry-leading specialists study the ins and outs of risks all day, every way.

• Smarter innovation - People are leading change and innovation in the insurance industry, anticipating customers’ needs and providing thoughtful solutions.

• Sustainability - Continued success requires that they perform today, transform for tomorrow, and fulfill promises to customers, communities, and employees.

• 2006-2019 - World’s Most Admired Companies, Fortune magazine.

• 2019 - Employer of the Year, Lifeworks

• 2007 -2020- Top 100 Military Friendly Employer, G.I. Jobs.

• 2016-2019 - Places to Work for LGBTQ Equality, Human Rights Campaign Foundation

• 2019 - America’s Best Employers for Diversity, Forbes.

• 2019 - America’s Best Employers for Women, Forbes.

Industry Rankings:

• TRAVELERS® is the 6th largest property and casualty insurer in the United States based on 2019 revenue and the NAIC Report.

o 6th largest writer of Homeowners Insurance in the United States.

o Largest writer of Workers’ Comprehensive coverage in the United States.

o 4th largest writer of Commercial General Liability coverage in the United States.

o 10th largest writer of Private Passenger Auto in the United States.

o 2nd largest writer of Commercial Auto in the United States.

• 106th on the Fortune 500 list of largest corporations in the United States.

www.travelers.com

Personal Lines

Homeowners

Personal Auto

Renters

Condo

Landlord

Boat & Yacht

Travel

Pet

Commercial Lines

Businessowners

Boiler & Machinery

Commercial Auto

Commercial Liability

Commercial Multi-Peril

Commercial Property

Excess Casualty/Umbrella

Fidelity

Weddings & Events

Umbrella

Affinity Car & Home Program

Global Insurance

Inland Marine

Ocean Marine

Surety

Workers Compensation

Operating Territory

Commissions - Commercial Lines

ZURICH® Insurance Group (Zurich) is a leading multi-line insurer that serves its customers in global and local markets. Zurich’s customers include individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. The Group is headquartered in Zurich, Switzerland, where it was founded in 1872.

In North America, ZURICH® is a leading commercial property and casualty insurance provider serving a number of sectors, including global corporate, large corporate and middle market. It additionally serves life clients in the retail, affluent and corporate markets. The Group also operates through Farmers Group, Inc. in the U.S. For nearly 150 years, ZURICH® has protected those who put their trust in them and are building on this legacy to serve the needs of customers, employees, partners, and society, and to work together with them to ensure they are better equipped to deal with the dramatic changes happening in our communities, In this era of unprecedented change,

ZURICH®isdeterminedtoshapeafutureinwhichwecanallthrive,aslivesandinsurancearebecomingincreasingly digital, they are sharpening focus on innovation in digital technology to reshape the way they interact with customers and meet their evolving needs.

milestones:

• 1872 - Founded as a Marine Reinsurer and Global from the start.

• 1889 - Caring for employees. A fund to support Zurich employees in case of temporary illness and disability is established.

• 1894 - General Accident & Liability Insurance Limited is founded, and Zurich changes its name to Zurich General Accident & Liability Insurance Limited.

• 1900 - Financial strength is the only security in insurance! By 1909, the ratio of reserves to premiums exceeds 150 percent for the first time.

• 1912 - Gains the necessary licenses to start business in the U.S and by the end of its first business year, the American business already made up 9% of Zurich’s overall premium income.

• 1915 - For the first time, purchases an entire company. Buying companies in trouble at a discount and restructuring them becomes one of the growth strategies Zurich uses throughout the 20th century.

• 1920 - The U.S. is Zurich’s main market, accounting for 50 percent of its overall gross written premium and celebrates 50th Anniversary.

• 1929 - Zurich Fire Insurance Company of New York is founded. The purpose is not to write property fire business but to be able to grant fire cover for cars as part of car-hull insurance.

• 1933 - Zurich is awarded the leading contract of the liability insurance program for the 1933 World’s Fair in Chicago.

• 1941 - Zurich U.S. introduces its Safety Zone Program aimed at improving safety standards at insured factories, especially those involved in defense production during World War II.

• 1965 - Introduces the Construction All Risk policy to cover contractors of large development projects against all property damages caused by accidents or elementary forces.

• 1976 - The International Division is founded and Zurich becomes the second worldwide insurer to offer umbrella programs to its corporate customers, to cover all facilities of a company worldwide.

• 1978 -Risk Engineering is founded as part of the International Division. In a world first, it provides integrated risk analyses to corporate customers going beyond traditionally analyzed property risk to include safety and liability risks.

• 1980 - Further expansion in the U.S with the acquisition of Fidelity and Deposit Company of Maryland (in cooperation with Swiss Re). Zurich Reinsurance Company of New York is founded.

• 1989 - Consolidation and largest takeover with the acquisition of the Maryland Casualty Group in the U.S.

• 1996 - Starts to realize the Allfinanz concept by acquiring over 80 percent of Kemper Corporation, with two life insurance subsidiaries and 97 percent of Kemper Financial Services.

• 1998 - Acquires Farmers Group, while Farmers Insurance is owned by its policyholders. Farmers Insurance is now thefifth-andseventh-largestproviderofhomeandautoinsurance,respectively,intheUnitedStates and celebrates its 125th anniversary.

• 2003 - strengthens its capital base and introduces a clear performance measure (Business Operating Profit –BOP) and restructures its investments. The Zurich Way is launched to standardize core business processes and share best practices.

• 2005 - Launches its global brand campaign, Change Happenz, a step towards building Zurich into a leading brand and ensuring sustainable growth.

• 2009 - Acquired 21st Century the U.S. personal car insurance business of AIG and closed the year with its 28th consecutive quarter of profitability.

• 2010 - Included in the top 100 global brands by the Interbrand ranking for the first time.

• 2012 - 100 Years insuring America and changes its name from Zurich Financial Services to Zurich Insurance Group to more accurately reflect its business and the role the company plays in society.

• 2015 Gaining an 'EDGE'. Zurich became the first global company in the insurance industry to be certified by 'EDGE' (Economic Dividends for Gender Equality).

• 2016 Introduces a simpler, more customer-oriented approach to support global and local businesses with a more customer-oriented approach..

• 2017 - Positioning Zurich in a dynamic market made profound changes including digital advances, insurance offerings by new, non-traditional providers, and heightened customer expectations that are affecting us all.

• 2020 - Zurich Insurance Group (Zurich) subsidiary Farmers Group, Inc. (FGI) and Farmers Exchanges completed the acquisition of MetLife’s property and casualty (P&C) business in the U.S. for a purchase price of USD 3.94 billion.

Financial Stability:

• ZURICH® Group’s balance sheet remains strong and Fitch Ratings has affirmed Zurich Insurance Company's (ZIC) Insurer Financial Strength (IFS) Rating at 'AA-' (Very Strong) and Long-Term Issuer Default Rating (IDR) at 'A+'. The Outlooks are Stable.

• 2020 Direct Written Premiums more than $35.5 billion in North American Operations.

Employee, Customer and Community Oriented:

ZURICH® wants to create a brighter future together. Their new purpose defines who they are, who stakeholders are, and the impact they want to have in the world. It’s an evolution and it builds on a legacy and better reflects how to serve the needs of our customers, employees, partners, and society.

ZURICH® has have spent the last 150 years going above and beyond to protect the people who put their trust in them. They recognize the dramatic changes happening in societies, whether driven by climate change or the effects of technology on work and the way we live our lives. In an era of unprecedented change, they are determined to shape a future in which we can all thrive.

• How they live their culture:

o Being a responsible and impactful business is more than a story we tell. It’s a principle that informs every action taken and it’s they we are.

o Guided by our values and are optimistic caring and reliable, with forward thinking, determination, and a sense of togetherness, that bring purpose to life.

o Purpose and values are at the basis of their strategy.

Company Highlights:

ZURICH®hasatrusted brand, talented people and understands the risks customers face and can structure offerings that meet their needs. This reinforces their global brand, one of the most valuable in the insurance industry. A strong reputation allows them to attract the best talent worldwide and their business is balanced both geographically and by products and customer segments. A strong retail and commercial franchise and flexible operating model means they can weather economic and market volatility and take advantage of industry change.

ZURICH® employs more than 55,000 people from over 100 different countries. Apart from different countries of origin, they are diverse in terms of cultures, race/ethnicity, generations, gender, sexual orientation, gender identity, individual abilities and many other characteristics and value and celebrate this diversity.

2021 - Named to Fortune’s 2021 World’s Most Admired Companies list

2020 - Forbes America’s Best Employers For Veterans list

2020 - Zurich North America receives Pledge to America’s Workers Presidential Award

2020 - Stonewall recognizes Zurich as a Top Global Employer for LGBT+ People

2020 - Zurich Apprentice Program earns Gold in Brandon Hall Excellence Awards

2020 – Cracks top 10 for Best Employers for Women

Industry Rankings:

• ZURICH® is the 12th largest property and casualty insurer in the United States United States based upon 2019 NAIC Report.

o 3rd largest writer of Workers’ Comprehensive coverage in the United States.

o 10th largest writer of Multi-Peril Liability in the United States.

o 7th largest writer of Commercial Auto Insurance in the United States.

• FARMERS℠ is the 9th largest property and casualty insurer in the United States based upon 2019 NAIC Report.

o 5th largest writer of Homeowners Insurance in the United States.

o 7th largest writer of Private Passenger Auto Insurance in the United States.

o 20th largest writer of Commercial Auto Insurance in the United States.

• 117th largest public company according to Forbes' Global 2000s list.

• 255th on the Fortune 500 list of largest United States corporations based on 2019 revenue.

Insurance

Builders Risk

Captives

Casualty

Commercial Fleet

Cyber Insurance

Products Offered

Excess and Surplus (E&S)

Management Liability

Marine

Pollution Liability Insurance

Private Equity

Professional Liability

Programs

Property

Surety

Trade Credit & Political Risk

Umbrella

Workers’ Compensation

Operating Territory

Industries

Travel

Comission Schedules Coming Soon

Super

- Regional Insurance Companies

Company Profile: Auto-Owners Insurance® was founded in 1916. The infant company had no capital and was housed in one room of a bank building. The company is now in Lansing, Michigan. And recognized for exceptional financial strength and stability, it is among the nation’s largest insurers and provides insurance to nearly 3 million policyholders.

Auto-Owners Insurance® success has evolved from its loyal agents, policyholders, and associates. Today the company offers multiple lines of property and casualty insurance and life insurance. Almost 6,300 independent agencies and 48,000 licensed agents represent Auto-Owners in 26 states. Their goal is to continue to live the values that defines the companyanddeliveroneachpromisemadethroughtheirproducts.Byworkingtogetherwiththeiragentsandassociates, they strive to prove there is a difference you can count on, just like those who did so yesterday, today, and continue to do so tomorrow.

• 1916 - Auto-Owners Insurance® was founded in Mt. Pleasant, Michigan.

• 1917 – Corporate office moved to Lansing, Michigan.

• 1933 - During “The Great Depression” paid all claims promptly, daily and IN CASH!

• 1935 – Begins writing business in Indiana and Ohio.

• 1940 – Entered the general casualty insurance field.

• 1940’s – Expands operations to include Illinois and Minnesota.

• 1950’s – Expands operations to include Iowa, North and South Dakota, Florida, Missouri, Alabama, Tennessee, and North and South Carolina and consolidates all offices into one home office in Lansing, Michigan.

• 1966 - Auto-Owners Life Insurance Company established.

• 1969 – Begins operation in Wisconsin.

• 1970’s – Expands operations to include Nebraska and Georgia and Home office moved to Delta Township, Michigan.

• 1980’s - Expands operations to include Arizona and Virginia.

• 1990’s – Expands operations to include Kentucky, Kansas, Utah and Colorado.

• 2000’s – Expands operations to include Arkansas, Idaho and Pennsylvania.

• 2015 – Acquired Atlantic Casualty Insurance Company and enters the E&S market

• 2016 – Celebrates 100 years in business and began NASCAR® sponsorship.

• 2017 – Affiliates with Concord General Mutual Insurance expanding operations into New Hampshire, Vermont, Maine, and Massachusetts.

• 2019 – Acquired Capital Insurance Group and expanded operations to the West Coast.

Financial Stability:

• Auto-Owners Insurance® is rated A++ by A.M. Best. Assigned to insurance companies that have a superior ability to meet their ongoing insurance obligations.

• The A++ rating reflects superior capitalization, solid operating income through net investment income, supplemented by underwriting profits, anexperiencedmanagementteam, long-standing agencyrelationships, strong risk management techniques and a well-established market position.

• 2019 Direct Written Premiums more than $8.8 billion. milestones:

Employee, Customer and Community Oriented:

• Auto-Owners Insurance® employees have received numerous awards for providing Super Outstanding Service to their policyholders, agents, and claimants by embracing and believing in the Core Values of :

o Honesty - Truthful and trustworthy, no matter the circumstance.

o Hard Work - The outcome is the result of our effort.

o Prudence - Thoughtful consideration goes into every decision.

o Loyalty - A strong commitment to agents, policyholders, and associates.

o The Team - It’s not just the way we work. It’s the way we work best.

o Relationships - A close connection to people is the heart of our story.

o Opportunities for Associates - Your personal and professional growth makes us stronger.

o The Customer - Going above and beyond to help those we serve.

o Stability & Consistency - Trust comes from knowing what to expect.

o Profit - In every facet of our company, profitability gives rise to possibility.

• Focuses philanthropic initiatives and efforts on the enrichment and support of the communities where associates, agents and policyholders live and work and values prudence in all investments of time, money, and other resources.

Company Highlights:

• Auto-Owners Insurance® is represented by more than 6,200 independent agencies and 48,000 licensed agents, selling personal and commercial property/casualty and life, health, and annuity insurance in 26 states for more than 100 years and Backs up its products by providing its famous “No Problem”® claims service.

• Proud to partner with organizations such as American Heart Association, American Red Cross, Habitat for Humanity, Susan G. Komen, the American Cancer Society and March of Dimes.

• 2016 - Teamed up with NASCAR® to spread the word about local independent agents!

• 2020 - Received A.M. Best’s highest rating, currently A++ (Superior), for 48th consecutive year.

• 2020 - Ranked among the Fortune 500 for the past 18 years.

• 2020 - Certified as a great workplace by Great Place to Work® with a reputation of being the "No Problem" People® .

Industry Rankings:

• Auto-Owners Insurance® is the 16th largest Property and Casualty Insurer in the United States based upon 2019 revenue and the NAIC Report.

o 11th largest writer of Homeowners Insurance coverage in the United States.

o 14th largest Private Passenger Auto Insurance coverage in the United States.

o 8th largest Commercial Auto Insurance coverage in the United States.

• 15th largest Michigan-based business on the Fortune 500 list.

Operating Territory

Commissions - Personal Lines

Group - The commission payable on policies receiving a Group Discount is reduced by one percentage point.

Commissions - Commercial Lines

Group - The commission payable on policies receiving a Special Rating Plan or Group Commercial lines Special Rating Plan Discount is reduced by one percentage point. Exception: The commission payable on commercial lines policies receiving the Agency group discount is zero.

Company Profile: MAIN STREET AMERICA INSURANCE® started in 1923 with the founding of National Grange Mutual Insurance Company (NGM), which was created to provide affordable insurance coverage to Grange Fraternity members in New Hampshire. In 2005 NGM converted to a mutual holding company structure and the formation of Main Street America Group Inc. MAIN STREET AMERICA INSURANCE® provides customized solutions for personal lines and commercial lines insurance as well as fidelity bonds and surety bonds, which are offered exclusively through independent agents.

MAIN STREET AMERICA INSURANCE® based in Jacksonville, Fla. and offers a wide range of commercial and personal insurance, to "Main Street" individuals, families, and businesses in 37 states and fidelity and surety bond products in 47 states and the District of Columbia. They recently merged with Wisconsin-based AMERICAN FAMILY INSURANCE®, a trusted company with a 90-year history. The merger will improve diversity of risk, promote growth through geographic expansion and provide agents and policyholders broader product offerings. Main Street America partners with more than 3,000 independent agents to provide superior, personal service to more than 650,000 policyholders:

• 1923 - National Grange Mutual Insurance Company (NGM), begins operations.

• 1985 - Circle of Excellence established.

• 2005 - Main Street America Group is formed.

• 2012 – Acquires Austin Mutual insurance

• 2015 – Launched Main Street Protection Auto program.

• 2018 – Merged operations with American Family Insurance.

Financial Stability:

• A.M. Best affirmed MAIN STREET AMERICA INSURANCE® with an "A" (Excellent) Financial Strength Rating, with a Stable Outlook, as well as the companies “a+” Issuer Credit Rating.

• Ended 2017 with a surplus (capital) of $1.09 billion. The company also had net premium growth of 13.5 percent and AMERICAN FAMILY INSURANCE® added $955million to policyholderequity in 2018.Thegroup’srevenueincreased to $11.3 billion in 2020 from $9.5 billion in 2017.

• 2020 Direct Written Premiums more than $11.3 billion.

Employee, Customer and Community Oriented:

• MAIN STREET AMERICA INSURANCE® feels it is not the “what” we do, but the “how” we do it that distinguishes us from the competition. This is defined as “The MSA Experience.” This experience is reinforced and strengthened throughinteractions with customersandis created by employees whoareflexibleandadaptablein the ever-changing marketplace.

• Ownership, relationships, and service are the fabric that binds the company and their employees. Since their founding,thecompanyhasremainedcommittedtodemonstratingacorevalueofservicethroughmanyphilanthropic efforts and to making a positive impact in the communities where employees live and work. Main Street America’s broad community outreach includes:

o United Way – Supporting the annual nationwide United Way campaign donating nearly $100,000 annually to local United Way agencies (combined employee payroll deductions and company matches).

o NGM Charitable Foundation and Austin Mutual Foundation - Supporting local nonprofit organizations across the United States focused on health and welfare, educational, cultural, and civic needs. milestones:

o Annual Honorarium Program - In the spirit of holiday season giving provides much-needed funding to a designated nonprofit organization in each of their eight office markets across the country.

o Higher Education: University of North Florida Scholarship - Established a $25,000 scholarship program at the University of North Florida (UNF) to fund educational opportunities for students enrolled in the College of Education and Human Services.

o Primary and Secondary Education - Supported Woodland Acres Elementary School since 2009. This partnership includes a dedicated team of employees who volunteered to tutor students monthly at the public elementary school. In Keene, N.H., we partner with Keene High School North Campus, a specialty school for “at-risk” youth.

o Holiday Food and Toy Drives - Conducts year-end holiday season food and toy drives at their eight locations around the country to benefit Toys for Tots and Project Share and Children’s Hospital of Minnesota

o Employee Volunteer Activities - Provides employees the opportunity of a volunteer day, which enables them to spend an entire workday (or two half days) volunteering at a local organization of their choosing, such as a nonprofit agency, school, or religious organization.

Company Highlights:

• MAIN STREET AMERICA INSURANCE® is the founding company partner of Trusted Choice®, the global branding program of the Independent Insurance Agents & Brokers of America.

• Honored with two Best of Show Awards and three Awards of Excellence during the 59th Annual Insurance Marketing & Communications Association (IMCA) Showcase Awards Gala in 2017.

• The Circle of Excellence is an annual recognition program for employees and members are nominated by fellow employees and selected by the company’s senior management team for their embodiment of the organization’s core values of ownership, relationships, and service.

Industry Rankings:

• AMERICAN FAMILY INSURANCE®/ MAIN STREET AMERICA INSURANCE® group is the 14th largest property and casualty insurer in the United States and based upon 2019 premiums written per NAIC Report.

• 14th largest property and casualty insurer in the United States based upon 2018 premiums written per A.M. Best.

o 7th largest writer of Homeowners Insurance in the United States.

o 9th largest writer of Private Passenger Auto Insurance in the United States.

o 315th on the Fortune 500 list of largest corporations in the United States.

Operating Territory

Commissions - Personal Lines

Commissions - Commercial Lines

CompanyProfile:MERCURY INSURANCE sold itsfirst policyApril 1,1962.Thefledgling companybegan with a very small office and six employees in the heart of Los Angeles, but its founder, George Joseph, had a very big vision of the future that still serves as a blueprint for today's insurance marketplace. More than 50 years later, Mercury has grown to become one of the largest, most respected insurance companies in America.

MERCURY INSURANCE is now ranked as the fourth largest private passenger automobile insurer in California. Since its Mercury has concentrated on building and improving the foundation on which long-term shareholder value is created. First and foremost is thecarefulunderwriting, strictcost control andefficient claims management which support affordable, competitive automobile insurance rates. Highly motivated managers and employees working with Mercury's independent brokers and agents make the Mercury system work.

Milestones:

• 1962 – Mercury General Corporation is founded by George Joseph.

• 1967 - Receives an A+ rating from A.M. Best.

• 1970’s - Writes $1 million in premiums in one month, sells its first Homeowners Policy and establishes Special Investigation Unit (SIU) to fight insurance fraud.

• 1980’s – Becomes the largest independent agency writer of Private Passenger Auto insurance in California, goes public with Initial Offering at $19/share and expands operations to Georgia and Illinois.

• 1993 – Expands product offerings to auto, home, and umbrella coverage.

• 1996 – Acquires American Fidelity Insurance Group, expanding operations into Oklahoma, Texas, and Kansas.

• 1997 - 2001 – Net Written Premiums exceed $1 billion and expands operations into Florida, New York, and Virginia.

• 2003 – Net Written Premiums exceed $2 billion, and operations expanded into New Jersey;

• 2004 – Expanded operations into Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Missouri,

• 2006 - Net Written Premiums exceeds $3 billion;

• 2007 – Celebrates 10 years on the NYSE.

• 2009 – One of only 10 companies named to the Forbes.com list of America's Most Trustworthy Companies three years in a row (2007, 2008 and 2009) and purchases Auto Insurance Specialists (AIS), the nation’s largest independent insurance agency.

• 2010 – Title sponsor of Mercury Insurance Open women’s pro tennis tournament.

• 2011 - Launches Buy Button project in Georgia, the company's first direct-to-consumer.

• 2015 - Acquires Workmen’s Auto Insurance Company

• 2019 – Net Written premiums exceed $3.7 billion.

Financial Stability:

• MERCURY INSURANCE continues to earn A ratings from A.M. Best and Fitch.

• These ratings reflect strong capital position, excellent risk management and capabilities, product and distribution breath, diversified business with market leadership position and a superior ability to meet on going insurance obligations.

• Mercury has seenespecially strongnumbers in surplus growth, premium growthandcombined ratio trends, numbers that represent underwriting results.

• 2019 Direct Written Premium more than $3.7 billion.

Employee, Customer and Community Oriented:

• MERCURY INSURANCE amazing team camaraderie, career opportunities, perks, challenging job duties, and an overall culture built upon integrity and care for one another are some key things American employees look for when seeking their ideal job. Mercury provides these and more and has always been dedicated to providing employees with an ideal workplace.

• Employees champion causes across the country that leave a lasting positive effect on the communities they serve. Philanthropic efforts through “Mercury Cares” take many forms, but always focus on changing someone’s life for the better. Why? Because it’s in our nature to help people in need. There is an old saying that Mercury employees take very much to heart: “To the world you may be one person, but to one person you may be the world.” They strive every day to make a difference in the communities in which we live, work and play.

• Some of the programs the company, employees and agents support are:

o Drive Safe Challenge - helping reduce the nation’s leading cause of death for teens – vehicle collisions.

o Mercury Insurance Packing Party - delivers a little piece of home to the troops.

o Habitat for Humanity - partnership to Build Homes for those in need.

o Alex’s Lemonade Stand – changing the lives of children with cancer through funding research, raising awareness, supporting families, and empowering everyone to help cure childhood cancer.

o My Health at Mercury – a work and personal life balance program which includes weight loss, quitting smoking and more.

Company Highlights:

• MERCURY INSURANCE pairs ultracompetitive rates with excellent customer service and offers their unique products and services offering a unique “high-tech” and “high-touch” business model:

• Team is in strong alignment about the mission, vision, and values of the company. They know success is not a destination, but a journey together – including the participation and dedication of customers, agents, and employees.

• Has an aggressive plan to grow and differentiate themselves in the marketplace. Looks to the future with enthusiasm and eagerness to achieve the vision and be admired by peers and customers for expertise, caring and a company that devotes every-day to its customers, agents, and employees.

• Is in the strongest financial position they have been as a company both in terms of underwriting and investment results.

• 2016 - Forbes magazine as one of America’s Most Trustworthy Companies for 3rd time.

• 2019 - Insure.com’s top five Best Auto Insurance Companies.

• 2019 - Forbes magazine's America's Best Mid-size Employers’ list for the third year-in-a-row.

Industry Rankings and Awards:

• MERCURY INSURANCE 34th largest Property and Casualty Insurer/Group in the United States.

• based upon 2018 revenue.

• 17th largest writer of Private Passenger Auto Insurance in the United States.

• 4th largest private passenger automobile insurer in California.

.

Products Offered

Mechanical Protection Insurance

Ride-Hailing Home Condo

Homeowners

Cyber Protection

Home-Sharing Coverage

Home Systems Protection

Identity Management Services

Service Line Protection

Landlord

Renters

Personal Umbrella

Insurance Business Auto Business Insurance Commercial Multi-Peril Extra Protection

Mercury Insurance Offers Lessors Risk Coverage in California - Coverages to protect commercial building investments.

Operating Territory

Comission Schedules Coming Soon

Company Profile: S E L E C T I V E began with an accident that led to the idea that has been the foundation of customer service strategies through nine decades. Today, this founding idea still provides a clear vision and strong commitment to the values that have been critical to success over 90 years of business.

S E L E C T I V E provides value-added products and services to businesses, public entities, and individuals through a network of independent agency distribution partners to market insurance products and services offering a unique “high-tech”, “high-touch” business model that powerfully combines a unique field-based underwriting and insurance claims model with leading edge agency automation technology. Employees create the competitive advantages that make Selective one of the best regional insurance organizations in the marketplace.

Milestones:

• 1926 - Selected Risks Insurance was established with initial investment of $20,000.

• 1928 - Became a stock company under the name of Selected Risks Indemnity Company

• 1929 - Coverage provided for auto material damage and property fire coverages.

• 1931 - Coverage includes general liability, workers’ compensation, property, and municipal government insurance.

• 1936 – Became a regional insurer by adding Pennsylvania, Maryland, Delaware, and the District of Columbia to its original operating territory.

• 1944 -1945 – Rhode Island, Connecticut, and West Virginia to operating territory.

• 1957 - Bbuilt stronger relationships with independent agents with field underwriting and claims handling, regular agency visits and the first agent profit sharing program.

• 1962 - Upgraded automation and technology to drastically improve business operations and added Virginia to the operating territory.

• 1970 - IBM computer systems installed in the data processing center, CRTs installed in the claims area, and a new direct billing system was developed.

• 1975 - Aadded fidelity, contract surety and commercial surety bonds.

• 1984 - Bbegan issuing flood insurance on behalf of the federal government’s “Write Your Own” flood program.

• 1993 - Restructured Strategic Business Units (SBUs).

• 1994-1996 – Ttechnology linked to “high-tech”, “high-touch” business model, combining field-based underwriting and insurance claims model with agency automation technology

• 1997-1998 – Eexpanded into Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Missouri, Ohio, Rhode Island, and Wisconsin.

• 2000 – 2001 - Rolled out One & Done®, eSelect® and Mobile Claim System (MCS).

• 2002 – $1 billion in net premiums written.

• 2003 - Added CLAS®, eSurety® and SelectPLUS®.

• 2005 – 2006 - Launched xSELerate® and eSelect® Online Services.

• 2007 - Expanded the operating territory to 21 states and the District of Columbia.

• 2011 - Acquired E&S operations of Alterra Capital Holdings Limited and MUSIC.

• 2014 - $1.9 billion in net premiums written.

• 2016 - Celebrated 90th year in business and announced plans for a Southwest expansion.

• 2018 – More than $2.5 billion in net premiums written.

Financial Stability:

• S E L E C T I V E has received an A (Excellent) rating from the A.M. Best Company for more than 85 consecutive years. This is an independent view of an insurer’s financial strength and ability to meet its ongoing insurance policies and contract obligations.

• Selective has seen especially strong numbers in surplus growth, premium growth and combined ratio trends, numbers that represent underwriting results.

• 2018 Direct Written Premium more than $2.5 billion.

Employee, Customer and Community Oriented:

• S E L E C T I V E believes being a good corporate citizen includes making a positive impact on society by contributing resources to benefit the public. The Selective Insurance Group Foundation was established to reach out and support the many organizations that are making a difference in people’s lives in our communities.

• Offers grants to not-for-profit, 501(c)(3) organizations in the communities in which they serve and operate that providehealth and human services, promote civic responsibility,andsupport home,auto and business safety. Funds organizations that provide health and human services, promote civic responsibility and support home, auto and business safety. These include, but are not limited to:

o Food banks and shelters

o Hospitals and hospice centers

o Civic organizations, including human and community services

o Conservation and environmental agencies

o Education

o Military support services

• S E L E C T I V E agencies are professional insurance and financial service firms whose commitment to quality service enables them to treat you as a person, not a policy. They are independent agents in your community and have a full suite of options available to meet your needs. They are agencies, who are committed to providing the following benefits:

o Work hard to identify the insurance and financial services that are right for you, your family, or your business.

o Guide you through the claims process for a prompt and fair resolution of your claim.

o Help you solve problems related to your coverage or account.

o Explain the coverages and options available to you through their agency, at your request.

o Return your phone calls and emails promptly and respond to your requests in a timely manner.

Company Highlights:

• S E L E C T I V E offers their unique products and services offering a unique “high-tech” and “high-touch” business model:

o SBUs - Strategic Business Units integrate underwriting, claims and marketing experts who concentrate on providing a full range of insurance products for specific customer groups.

o One & Done® - Small business issuance system offering quote, issuance, endorsement, and renewal processing for commercial lines products over the web.

o eSelect® - Employee and agent extranet portal.

o MCS - Mobile Claim System – Allows claims specialists to fully service on site and in an agent’s office.

o eSurety® - Offers agents the ability to rate, quote and issue new commercial surety bonds over the web.

o SelectPLUS® - Personal lines system, providing a user-friendly environment for processing personal lines policies.

o xSELerate® - Agency integration technology for commercial lines, provides agents with a way to bridge data in their agency management system to and from Selective’s systems.

o eSelect® Online Services - Allows customers to access real-time information, manage their accounts and pay their bills online 24 hours a day

• Team is in strong alignment about the mission, vision, and values of the company. They know success is not a destination, but a journey together – including the participation and dedication of customers, agents, and employees. Has an aggressive plan to grow and differentiate themselves in the marketplace. Looks to the future with enthusiasm and eagerness to achieve the vision and be admired by peers and customers for expertise, caring and a company that devotes every-day to its customers, agents, and employees.

• Is in the strongest financial position they have been as a company both in terms of underwriting and investment results.

• Young Agents Committee of the Independent Insurance Agents of New Jersey (IIANJ) named Selected the “Insurance Company Most Respected and Admired” by its member agents, an award the company has won many times.

• Professional Insurance Agents (PIA) of New Jersey has named Selective "Company of the Year” throughout their history.

• The National Association of Professional Insurance Agents (PIA National) has presented its "Company of the Year Award" to Selective many times.

2019 - Recognized by Ward’s 50 as a top performing P&C insurer. Selective passed all safety and consistency screens and achieved superior performance over a five-year period (2015-2019).

• 2020 – Summer Awards – Best Mobile App Design for MySelective mobile app.

• 2021 – Best Workplaces in Financial Services & Insurance™

• 2021 – Best Places to Work Award from Business Intelligence Group (BIG).

Industry Rankings:

• S E L E C T I V E is the 41st largest Property and Casualty Insurer/Group in the United States based upon 2018 revenue per AM Best report.

• 814th on Fortune 1000.

• 5th largest “Write Your Own” insurance carrier in the National Flood Insurance Program.

For Individuals

Auto Insurance

Homeowners Insurance

Apartment / Renters

Condominium / Townhouse

Umbrella

Flood Insurance

For Businesses

Business Income

Business Owners Policy

Commercial Auto

Commercial Flood

Crime/Fidelity Insurance Coverage

Crisis Coverage

Cyber Liability

Data Compromise Coverage

Electronic Information Systems (EIS)

Errors & Omissions

General Liability Coverage

Identity Recovery (IDR)

Inland Marine

Management Liability

Product Recall

Property Insurance Coverage

Surety Bonds

Umbrella Liability Coverage

Workers Compensation

Operating Territory

Commission Schedules Coming Soon

Company Profile: STATE AUTO® Insurance Companies story began in 1921 when Robert Pein set out to create a new kind of insurance company. He was frustrated by insurance rates that were too high and claim settlements that weren’t handled fairly. State Automobile Mutual Insurance Company would be different. He pledged reasonable rates with prompt and fair claim service that remain our hallmark to this day.

STATE AUTO® Insurance Companies nearly 100-year history of business operations, has developed a wellrespected heritage and built a strong foundation. State Auto has always celebrated a culture of people who care, deliver exceptional service, plant themselves firmly in the communities they serve, genuinely understand their customers, and develop trusted relationships.

Financial Stability:

• STATE AUTO® Insurance Companies has received an A+ (Superior) rating from the A.M. Best Company.

• The ratings reflect State Auto’s strong capitalization, favorable earnings trend, and excellent regional market franchise. These attributes reflect its long-standing market presence, well-established agency relationships, diversified product offerings and adherence to sound underwriting fundamentals.

• 2019 Direct Written Premium more than $1.8 billion.

Employee, Customer and Community Oriented:

• STATE AUTO® Insurance Companies believes to ensure long-term success you must put diversity to work that is, bring together people with differing experiences and talents and create a culture of inclusion that enables each employee to do their best work, offer up their best ideas, and work cooperatively with colleagues. We must start by providing an environment of fairness and equitable treatment of everyone, regardless of their human differences.

• Actively supports the communities in which their employees live and work. Not only in dollars, but through the time and energy of associates. Encouraging participation in runs, walks, tutoring programs, and fundraisers, and more than 20 State Auto officers are members of foundations and boards that support the arts, education, and human services.

o Invest a Day: Grants associates a day off each year to volunteer in their community and State Auto associates have invested thousands of hours.

o Community Partnerships: Partners with non-profit organizations in Columbus and other locations across the country to support local needs of each community.

o State Auto Foundation: Established in 1988, is a non-profit corporation that administers a trust fund dedicated tootherorganizations.TheFoundationactsonbehalfofthecorporategivinginterestsoftheStateAuto Insurance Companies.

o Associate giving campaigns: Associates generously support the United Way and Mid-Ohio Foodbank through annual giving campaigns. Drives throughout the year are organized to collect items for local organizations such as food, coats/hats/gloves, school supplies.

o Jay Yano CommunityService Award: Createdin2016to honorourlate General Counsel, JayYano,theaward honors a State Auto associate who demonstrates significant contributions to the community through leadership, passion, and a commitment to volunteerism in service to others.

Company Highlights:

• STATE AUTO® Insurance Companieshasstrengthenedtheirfoundationandareonceagainrelevant in the insurance industry. Policy processing and billing systems have been rebuilt and all new products for personal lines and small commercial have been developed.

o Exited lines of business does not core to their strategy and most importantly, created a culture that provides a greater opportunity for success in a rapidly changing marketplace.

• Relevance can be measured in many ways, but none is more critical than the fact that in 2018 a 98.6% statutory combined ratio along with 12.5% net written premium growth in personal and commercial lines of business is a terrific accomplishment.

• Financial results are the strongest indicator, along with qualitative feedback, of an important and valued market for agents. That value manifests itself through a combination of competitive products, ease of doing business and compensation. Numbers confirm deliverance of value for distribution partners.

• Well positioned for the future with a digital platform, well designed products, a talented workforce, innovative culture, and outstanding distribution force.

• 2019 - Named a recipient of a CIO 100 Award by IDG’s CIO, which recognizes organizations around the world that exemplify the highest level of operational and strategic excellence in information technology (IT).

Industry Rankings:

• STATE AUTO® Insurance Companies is the 54th largest Property and Casualty Insurer/Group in the United States based upon 2018 revenue per AM Best reporting.

Products Offered

Business

Business

Commercial

Industry

Risk

Workers'

Employment

Cyber

Data

Operating Territory

Commissions - Personal Lines

Commissions - Commercial Lines

Company Profile: ufg was founded in 1946 United Fire & Casualty Company and today United Fire Group, Inc., continues to protect thesimple andcomplex things in lifeoffering commercial andpersonal insurance,life insurance and annuities, and surety bonds.

ufg is licensed as a property and casualty insurer in 49 states, plus the District of Columbia, and is represented by approximately 1,000 independent agencies UFG employsmorethan1,100people,withofficesin California,Colorado, Iowa(home office), Louisiana, New Jersey, Pennsylvania and Texas.

Insurance can be complex but selecting coverages, issuing policies, making payments and resolving claims should be simple,atleastthat’showUFG thinks UFG chooses togobeyond thecomplexsideoftheinsurancebusiness and focus on the people side of thebusiness because it’sthe interactions with their insurance agents and policyholders that are most rewarding. Their commitment to ethical business practices, conservative financial management and effective risk mitigation, are thereasonsthousandsofinsuranceagents andpolicyholdershavechosenUFG since1946andbeyond.

Through a commitment to providing ease of doing business for insurance agents and peace of mind for policyholders, UFG has built long-term relationships with agents and customers and know these are the best to have. For over 75 years UFG has been doing business the right way and treating people the right way, because that’s the way things are done at UFG.

milestones:

• 1946 – Founded as United Fire and Casualty Company.

• 1950 – Begins selling multiple lines of business

• 1952 – Begins selling Fidelity and Surety Bonds.

• 1962 – Establishes a Life Insurance subsidiary.

• 1964 – Moves to current corporate headquarters in Cedar Rapids, Iowa.

• 1979 – Acquires Lafayette Insurance Company.

• 1981 – Acquires Protective Fire & Casualty Company.

• 1990 – Acquires Addison farmers Insurance Company.

• 1999 – Acquires American Indemnity Financial Corporation.

• 2006 – 20th Anniversary on the Nasdaq Stock market.

• 2011 – Acquires Mercer Insurance Group Inc.

• 2014 – Rebranding from United Fire Group to ufg.

• 2015 – Achieves over $1 billion in total revenues.

• 2016 – Celebrates 70 years in business, 45 years publicly traded and 30 years on the Nasdaq Stock Market.

• 2018 - Completes sale of their life company to focus on property and casualty operations.

• 2020 – Entry into a renewal rights agreement for personal lines business.

• 2021 - Celebrates 75th anniversary, 50th year publicly traded and 35th year on the Nasdaq Stock Market.

Financial Stability:

• United Fire Group, Inc. is rated A (Excellent) by A.M. Best Company for the 27th consecutive year..

• 2020 Direct Written Premiums more than $1 billion.

Employee and Customer Oriented:

• ufg employees are what make UFG such a great company to work for and a great company to do business with. Their workforce of over 1,100 people work together to serve customers, embracing company values to respect, serve, aspire and create.

• Entrustsemployees withtheimportantjoboffulfillingthepromisemadeas aninsurancecompany thepromise of protection.

• Named “Top Workplace” by The Des Moines Register for the third time in 2017.

• Third-party research study conducted by Vernon Research Group, 99 percent of UFG insurance agents surveyed said that an insurer’s trustworthiness is important and the agents rated UFG as a trustworthy insurance company.

Company Highlights:

• ufg received "Five-Star Carrier" rating from Insurance Business America in 2019 for excellence in financial stability, company reputation, claims processing, underwriting expertise and product offerings.

• Continued to expand their specialty division of excess and surplus lines of business, producing $21.2 million in writtenpremiumsin2015.SpecialtyinsuranceiscurrentlyavailableinthestatesofArizona,California,Colorado, Idaho, NewMexico,Nevada,OregonandUtah

• Proud of the recognition received in the insurance industry, establishing them as the clear company of choice foragents,policyholdersandemployees.Theseawardsreflect anongoingcommitmenttodelivering exceptional protection and services and demonstrating outstanding integrity and transparency in all they do.

Industry Rankings:

• ufg ranks 77th on the list of Top 100 U.S. Property Casualty Writers in the 2020 Best’s Review.

• 2019 - Best’s Review list of Top 200 U.S. Property/Casualty Underwriters

• 2019 - List of Five Star Carriers by Insurance Business America for the fourth time

• 2019 - Business Insurance named UFG to list of Best Places to Work in Insurance

• 2019 - Named to Forbes’ “America’s50MostTrustworthyFinancialCompanies”.

• Super Regional Property/Casualty Insurer™ by Insurance Journal every year since 2006.

Businesses

Commercial

Commercial

Business Auto

Inland

Workers

Products Offered

Operating Territory

Commissions - Commercial Lines

*Renewal Business Only **UFG Online business only

Regional Insurance Companies

Company Profile: acuity™Insurance is headquarter in Sheboygan, Wisconsin, has been in business since 1925 and is the 61st largest insurer in the United States. They operate in 25 states, generate over $1.5 billion in revenue through 1,000 independent agencies, manage over $5 billion in assets, and employs over 1,200 people. A remarkable blend of world-class agents and empowered employees has delivered industry-leading performance not just in 2019, but for the past 20 years.

acuity™’s number one goal is protecting what matters most to you and your family. They are a nationally recognized company specializing in property and casualty insurance. They have earned many accolades for their financial strength, innovative technology, workplace environment, and community philanthropy.

Financial Stability:

• acuity™ is rated A+ by both A.M. Best and Standard & Poor's. Assigned to insurance companies that have an excellent ability to meet their ongoing insurance obligations.

• Only commercial regional insurer to be rated A+ by both A.M. Best and Standard & Poor's, making Acuity is an icon of strength.

• 2016, grew by a whopping $46 million to an all-time high of $1.376 billion in Direct Written Premiums. $371 Million in Personal Lines and $1.005 Billion in Commercial Lines.

• 2019 Direct Written Premiums more than $1.6 billion.

Employee, Customer and Community Oriented:

• acuity™

o provides property and casualty insurance products for consumers and businesses in the United States, protecting what matters most to you and your family is their number one goal.

o Committedtobeing apartofthelocal communitiesin which theyoperateand realizethey could not exist without the support of those communities. In turn, they extend support to community and charitable organizations, both on a corporate and individual level.

o Culture is built on the core values of developing and empowering people, acting with integrity, having fun, driving excellence, innovating, working as a team, having open communication, and respecting and trusting others.

The Acuity Difference:

Mission & Vision – Their mission is to protect and enhance the well-being of all our customers. When disaster strikes, they help rebuild shattered lives.

Corporate citizenship - We have a proud history of corporate philanthropy, hosting charitable events at our headquarters, and employee volunteerism.

People – Their People make the difference. Knowledgeable employees are passionate about serving you and take the time to understand your unique needs.

Our culture - They culture is built on the core values of developing and empowering people, acting with integrity, having fun, driving excellence, innovating, working as a team, having open communication, and respecting and trusting others.

Recognition - They are consistently recognized as one of the best-performing insurance companies in the nation by independent bench-marking firms.

Acuity events - Cares about the community and enjoys hosting events that benefit educational and charitable causes. Take a closer look at what's happening at Acuity.

• Named to PEOPLE’s first-ever top 50 “Companies That Care.” The list recognizes companies with 1,000 or more employees that show extraordinary compassion for their employees, their communities, and the environment, as well as being military friendly and embracing diversity.

Company Highlights:

• acuity™writes a broad spectrum of property and casualty coverages for families and businesses in 25 states. Does not currently write business in Washington, Oregon, or California.

• The acuity™ Flagpole in Sheboygan, Wisconsin is the world’s tallest symbol of Freedom.

o It is 100 feet taller than the Statue of Liberty.

o A 70- by 140-foot flag is the world's largest free-flying American flag.

o Each stripe is over 5 feet high and each star nearly 3 feet across

o The 9,800-square-foot flag weighs 340 pounds

o At 400 feet, the flagpole is the tallest in the world flying a U.S. flag.

o The Flagpole weighs approximately 420,000 pounds.

o The 11-foot diameter at base of pole tapers to 5 1/2-foot diameter at top

• A strong charitable nature through numerous contributions, employee volunteer efforts, and other forms of social stewardship. Recently donated $2.5 million to Aurora Health Care, the greatest donation from any single source to Aurora that will support the construction of the Acuity Neonatal Intensive Care Unit, the Acuity Pediatric Unit, and the Acuity Birthing Center within a new hospital in Sheboygan. In 2019, contributed over $3 million to charitable causes.

• Insurance Journal's list of Super Regional Property/Casualty Insurers

• Ward’s 50® Top Performer list of best-run insurance companies 20 consecutive years.

• Top 500 technology company per InformationWeek for 15 straight years.

• Winner of more ACORD technology awards than any carrier for 17 years.

• Over 98% of theiragents rate their award-winning claims service as "very good" or "excellent".

Industry Rankings and Awards:

• acuity™ is the 59th largest Property and Casualty Insurer in the United States based upon 2019 revenue.

• 2018 - Forbes Best Workplace for Women,

• 2018 - Silver Stevie Award for Great Employers - Insurance

• 2019 - Forbes Best Workplace for Diversity

• 2019 - Forbes Best Mid-Sized Employers

• 2021 - Forbes Best Mid-Sized Employers

• 2020 - Best-In-State Employer, 2020

• 2021 - #9 carrier on the annual CRASH Network survey list out of 75 of collision repair shops.

Products Offered

Personal Insurance

Auto

Motorcycle

Homeowners

Condo

Renters

Packaged Coverages

Umbrella

ID Theft & Cyber Protection

Business Insurance

Construction

Manufacturing

Retail & Restaurants

Wholesale & Distribution

Trucking

Hotels & Motels

Service Businesses

Auto Repair Shops

Landlord & Rental Properties

Offices

Business Liability

Commercial Property

Commercial Auto

Workers' Compensation

Operating Territory

Commission Schedules Coming Soon

Company Profile: CENTRAL INSURANCE COMPANIES® was founded as the in 1876 and the Central Insurance Group of companies has evolved into a successful property and casualty group operating on a strong foundation of core values. Central now writes over 350,000 insurance policies for policyholders in 24 states. Because they are based in a small community, they know the importance of personal, friendly service, therefore aim to carefully select only the best independent agents who will provide policyholders with exceptional customer service.

CENTRAL works with your independent agent to provide you the best insurance coverage possible at a reasonable cost to not only meet your insurance needs but also provide you continuous quality service as long as you are a Central policyholder. Your agent's expertise, local presence, and friendly service matched with Central's innovative products and services, has satisfied clients' needs for over 140 years.

milestones:

• 1876 - Central Insurance Companies is incorporated and management decided that the company was going to operate through independent agents rather than a company salesman selling on a direct basis.

• 1878 - Purmort Brothers Insurance Agency located in Van Wert, Ohio. A.R. was appointed.

• 1884 - Van Wert County Mutual Fire Insurance Company became The Central Manufacturers' Mutual Insurance Company.

• 1888 - B.C. Coleman Agency (Baldwin & Whitney, Inc.) of Dayton, Ohio, began representing Central Manufacturers' Mutual Insurance Company.

• 1900-1920 - Celebrates 25th anniversary, operates in six states and has over $500,000 in total assets, Licensed in 13 states, expands coverage to include protection against theft, property damage, and collision and a separate automobile department was established.

• 1921 - Joined with 16 other companies to form Improved Risk Mutual (IRM) offering reinsurance, engineering, and inspection services.

• 1940’s - Celebrates 65 years in business and rated A+ by the Best Insurance Report and “Chief” recognized as the company symbol.

• 1951 - Celebrates 75th Anniversary with assets of $25 million.

• 1960’s - Establishes All American Insurance Company, enters the workers’ compensation field, purchases first computer, and implements rating and printing automobile and homeowner’s policies on the computer.

• 1970’s - Celebrated 100 years in business, elimination of paper files began with the installation of Computer Output Microfilm and became a charter member of the Insurance Institute for Research (IIR).

• 1980’s - Implemented Automated Policy System (CAPS), developed Agency Services, and the highly successful “Blue Streak program was introduced and (maps) and withdrew from California.

• 1990 - Computer software for the rating of auto, homeowners, and businessowners coverage is made available to agents.

• 1993 – Personal Lines Premium reach $100 million,

• 1994 - Continued development of the Internet provided the "service focused technology" to maintain Central's strong position in the industry.

• 1996 – Commercial Lines Premiums break the $100 million mark.

• 2007 – Final Construction at the Home Office was completed.

• 2012 - Receives the Company Award of Excellence from the National Association of Professional Insurance Agents (PIA).

Financial Stability:

• CENTRAL INSURANCE COMPANIES® is rated “A” Excellent by A.M. Best. This commitment to excellence is reflected in combined assets totaling over $1 billion.

• This rating reflects a strong capital position, excellent risk management capabilities, product and distribution breath, diversified business with market leadership position and a superior ability to meet on going insurance obligations.

• 2018 Direct Written Premiums more than $770 million.

Employee, Customer and Community Oriented:

CENTRAL INSURANCE COMPANIES®employees come from a variety of backgrounds and offer many skills and talents, but all share a common goal: a commitment to providing prompt, accurate, friendly, and professional service. They are dedicated professionals who follow corporate values of Integrity, Relationships, and Excellence.

• Integrity - An insurance policy is essentially a promise to provide protection, security, and peace of mind to our policyholders. Employees are committed to fulfilling these promises everyday by offering quality products, operating a stable company with sound investments, and providing outstanding customer service.

• Relationships - These are the building blocks of our company. Employees value the relationships built with policyholders, agents, and each other. A supportive environment is fostered for personal and professional growth, where each individual is valued for the unique skills and talents they bring to the organization.

• Excellence - Central continually challenge ourselves to achieve more by investing people through learning and skill development, encouraging innovation and creativity, and providing strong leadership from visionaries who truly care about each employee. Setting such high standards is how Central attracts the most talented people and is what makes an excellent insurance company.

• Community - Central and its employees are dedicated to giving back to the communities in which they live and work. Through many different programs, charities and volunteer opportunities, Central gives of its time and resources to uphold integrity, foster relationships, and maintain excellence in our communities.

Company Highlights:

• Recent PIA Insurance Company Satisfaction Survey ranked Central first among Ohio insurance carriers in their annual survey.

• Awarded the IVANS Digital Insurer Gold Award for both Personal Lines and Commercial Lines insurance. One of only three insurers to get Gold status for both personal and commercial lines.

• 2016 - Honored with the prestigious Pinnacle Award. Applied’s top award recognizing their best customers and business partners for technology innovation and business success.

• 2017 - Recognized by the Ward's Benchmark Group as one of the Top Performing property-casualty insurance companies.

• 2018 - Super Regional Property/Casualty Insurer and ranked Central 26th among 148 property/casualty companies.

• 2019- Honored with the Ohio Insurance Agents Eagle Award which recognizes a company that has demonstrated outstanding achievement and superior performance.

• 2020 - Recognized for the 13th time for imaginative, outstanding, and unique contributions in advocating Best Practices Philosophies that enhance the independent agency system.

Personal Insurance

Homeowners Coverages

Boat Docks

Condo Owners

Equipment Breakdown

Home Business Plus

Identity Fraud Protection

Personal Cyber

Personal Flood

Personal Umbrella

Renters Insurance

Renters Dwelling Insurance

Scheduled Personal Property

Utility Line

Personal Auto

Roadside Assistance

Boatowners

Products Offered

Commercial Insurance

Businessowners

Commercial Auto

Commercial Property

Crime

Cyber Suite

Employment Practices Liability

General Liability

Inland Marine

Pollution Liability

Professional Liability

Workers' Compensation

Operating Territory

Commission Schedules Coming Soon

Company Profile: Grange Insurance ASSOCIATION has grown into a regional mutual insurance company serving theneedsoffarmingfamilies,“MainStreet”communities,andurbanandsuburbanmarkets. TheynowserveCalifornia, Colorado, Idaho, Oregon, Washington, and Wyoming. Their service is backed by more than a century of knowledge and experience, delivered by people who care.

Grange Insurance ASSOCIATION is a smaller yet financially strong insurance company, who can adapt quickly to changing market conditions and capitalize on opportunities as they develop. They are rooted in a community of Independent Agents who provide the advice needed to protect families and farms in times of transformative change and always strive to do their best for their customers, because they are often friends and neighbors. They will continue to place the needs of insured families and farms above everything else and believe the insurance industry truly benefits society and will continue to prosper with the same core values that they have always held.

• 1889 - Washington State Grange is formed.

• 1893 - Meets in White Salmon and resolves to start a fire insurance cooperative.

• 1928 - Heavy fire losses were encountered, and risk inspections were instituted to determine insurability.

• 1931 – Hires first permanent employee.

• 1933 – Builds new Headquarters on Western Avenue in Seattle.

• 1944 – Celebrates its 50th anniversary, writes its first Auto Policy and changes name to Grange Insurance Association

• 1956 – Acquired the Mayflower Insurance Exchange

• 1958 – Acquired Rocky Mountain Fire & Casualty Company.

• 1962 – Columbus Day Storm results in a record $700,000 in losses.

• 1980 – Mt. St. Helens erupts, and company pays volcano-related claims.

• 1982 – Moves into new headquarters on Cedar Street in Seattle.

• 1994 – Celebrates 100 years in business.

• 2006 – Launches web-based real time quoting system – GO Quote.

• 2009 – Earns A.M. Best’s rating of A- (Excellent).

• 2010 – Named one of Washington’s 100 best companies to work for by Seattle Business.

• 2014 – Unveils a new brand that reflects the company’s history and embraces its future.

• 2016 – Awarded ValChoice Award for #1 Best Value for Home Insurance in the Pacific Northwest.

• 2017 – Awarded IIABKC Carrier of the Year award.

• 2019 – Steve Stogner takes over as CEO.

Financial Stability:

• Grange Insurance ASSOCIATION is rated “A-” (Excellent) rating and stable outlook

• An “Excellent” ranking with A.M Best is not just an honor, but an indication the insurance company has an “excellent ability to meet their ongoing insurance obligations.” A.M. Best rating reaffirms GIA has the financial strength and stability of a large insurance carrier but with the local, personalized service of a small company.

• 2017 Direct Written Premiums over $1.2 billion. milestones:

Employee and Customer Oriented:

• Grange Insurance ASSOCIATION five core values are Communicate Openly, Be One team, Solve Creativity for Tomorrow, Deliver Excellence and Do the Right Thing.

• “DotheRight Thing” guidesemployees when providing peace ofmind to policyholders in theirtimeofneed, but it also drives the commitment to serving the communities where they work and live. Grange’s multifaceted community relations program includes financial support, volunteerism, and in-kind donations.

• Associates volunteerthousands ofhoursoftimeandtalent to various charitieseach year.MembersofGrange leadership are heavily involved in their communities as well, with half serving on dozens of local nonprofit boards. As a result, Grange is frequently recognized for its philanthropic efforts.

• Associates have been recognized recently for the following:

o American Red Cross Life Sharing Challenge Award, 1st Place Insurance.

o United Way of Central Georgia, Top 100 Most Generous Work Places.

o United Way of Central Ohio Leadership Giving Award.

o Medical Mutual Pillar Award for Community Service.

o United Way of Central Ohio Corporate Award of Excellence.

o American Red Cross Life Sharing Challenge Award, 1st Place Insurance

Company Highlights:

• Grange Insurance ASSOCIATION is a diverse company that cares about people and continues to invest in the communities where they live and work. Understands work-life balance and has worked hard to build a culture that is challenging yet rewarding, where both an entrepreneurial spirit and a sense of humor are encouraged.

• Understands and supports the relationship between an agent and their client, and believes this bond is an integral part of short-term and long-term strategies.

• Sells products exclusively through local Independent Insurance Agents, who have the expertise to find coverage that’s right for their clients, are real people that can have real conversations and someone to call who’s “in the neighborhood” if you have a claim.

• Values all the things that make us unique as human beings. Committed to creating and supporting a workforce and agency force that reflects differences ranging from race, gender and age to thoughts, perspectives, and experiences. To foster an inclusive environment, they will be intentional in bringing those differences together for the good of Grange, its agents, and customers.

Industry Rankings:

• Grange Insurance™ is the 65th largest Property and Casualty Insurer in the United States based upon 2018 revenues.

Products Offered

Personal Insurance

Auto Insurance

Home Insurance

Condo Insurance

Renters Insurance

Dwellings

Umbrella Insurance

Manufactured Home

Recreational vehicles

Golf carts, ATVs, and snowmobiles

Motor Homes

Trailers

Boats and Watercraft

Farm & Ranch

Liability

Auto insurance

Excess coverage

Machinery Extra Expense

Policy Extra Expense

FarmPak Plus Endorsement

GrangePak Endorsement

Peak Season endorsement

Dairyman’s Package

Hobby Farms - Country Estates Program

Orchard & Vineyard Insurance

Operating Territory

Commissions - All Lines

Company Profile: MAPFRE℠ INSURANCE originated in Massachusetts as The Commerce Group, Inc. (CGI), founded in the town of Webster, Massachusetts in 1972. They are the largest private passenger automobile insurer, homeowners’ insurer and commercial automobile insurer in Massachusetts and now offer a full range of insurance products, including coverage for automobiles, homes, motorcycles, watercraft, and businesses in 19 states across the United States through a network of more than 4,200 independent agents and brokers.

MAPFRE℠ INSURANCE is part of the MAPFRE Group, a global insurance company present on five continents. It is the benchmark insurer in the Spanish market, the leading multinational insurance group in Latin America and one of the top 10 insurance companies in Europe in terms of premium volume. MAPFRE Group does business in over 100 countries across five continents. MAPFRE has over 36,000 employees serving over 30 million customers worldwide.

milestones:

• 1933 - The Association of Owners of Rural properties in Spain creates MAPFRE

• 1962 - Acquires Central Public Works and Appropriations develops a network of funding throughout the Spanish territory

• 1975 - FUNDACIÓN MAPFRE and MAPFRE REINSURANCE SERVICES are created.

• 1981 - Central Investment and Loan becomes MAPFRE

• 1984-1992 - Expands presence in Colombia, Argentina, Paraguay, Chile, Mexico, Puerto Rico, Ireland, and Brazil

• 2008 – Acquires US insurer, American Commerce Insurance Company

• 2010 - The Commerce Group, Inc. is renamed MAPFRE USA

• 2011 - Ranked by Fortune and Forbes as among the “500 Best and Most Admired Companies in the World” Financial Stability:

• MAPFRE℠ is rated A (Excellent) by A.M. Best.

• Their combined ratio improved two percentage points in the last twelve months, to 97.6 percent, reflecting MAPFRE’s efficiency and professional business management, while the expense ratio also decreased nearly one percentage point, to 27.4 percent.

• 2018 revenue surpassed $29.5 billion, with net earnings of $587 million.

• 2018 Direct Written Premiums of the North America Operations was almost $2.7 billion.

Employee and Community Oriented:

• MAPFRE℠ strives to build lifelong relationships, take care of people, and build relationships based on trust. They arecommittedto providing high quality products and valuableservices, as well as exceptional customerexperiences. That’s MAPFRE… People who take care of people.®

• The leading provider of home and auto insurance in Massachusetts, announced a commitment to expand its Community Partners program in 2018.

• Fundación MAPFRE is a non-profit organization created by MAPFRE in 1975 to promote the well-being of society and citizens across the company’s footprint. Active in 30 countries, Fundación MAPFRE focused on five areas.

1)

Accident Prevention and Road Safety: To prevent all kinds of unintentional injuries, with particular emphasis on roadsafety.

2) Insurance and Social Protection: Push, promote and spread knowledge about the culture of Insurance and SocialProtection.

3) Culture: To foster the access citizens have to Culture, the Arts and Literature.

4) Social Action: Contribute towards improving the living conditions of the most disadvantaged people and social groups.

5) Health Promotion: To contribute to improving the quality of life, undertaking actions that contribute to significantly reducing society's morbidity rates.

• Employees participate in a variety of partnerships and programs with nonprofit organizations such as Worcester Community Action Council, Best Buddies, Boston Children’s Hospital, Teach For America and Bottom Line that provided support and give back to the communities in which they work and live.

o Best Buddies International - An international movement of volunteers that creates opportunities for comprehensive work, leadership development and inclusive life for students with intellectual and/or developmental disabilities. Since its founding in 1989, the organization has grown, and today its comprehensive employment program has created more than 400 jobs in the United States.

o Child Injury in The United States - In collaboration with the Johns Hopkins Center for Injury Research and Policy, carries out research on intentional and unintentional injuries suffered by children from 0 to 14 years of age in the United States.

o Injury Prevention Program Boston Children’s Hospital - The “Safe Play Starts Here” program that in collaboration with Boston Children’s Hospital has as its goal educating the community so that all homes take measures to prevent injuries, especially injuries sustained by children.

• Rrecently received an “A+” Accreditation rating from the Better Business Bureau (BBB), in all the 19 states where it conducts business.

Company Highlights:

• MAPFRE Better Business Bureau Accreditation requires adherence to very high ethical standards and is dedicated to the values of trust and integrity in all its actions including the BBB Principles for Trust; Build Trust, Advertise Honestly, Tell the Truth, Be Transparent, Honor Promises, Be Responsive, Embody Integrity, and Safeguard Privacy.

• Their recently aproved strategic plan for the 2016-2018 period, focuses on profitable growth and has customer orientation, digital transformation, excellence in technical management, strengthening of the internal culture and human talent development as its main axes.

Industry Rankings:

• MAPFRE is the 50th largest Property and Casualty Insurer in the United States based upon 2018 AM Best report.

• 21st largest Private Auto Insurer in the United States.

• 33rd largest Homeowners Insurer in the United States.

• Largest Personal Lines Insurer in Massachusetts.

Auto Insurance

Disappearing deductible

Drive-in-Appraisal

Accident forgiveness

Auto Glass program

Car EZ

DriveAdvisor

ePICS

TeenSMART

Products Offered

Living

Help Desk MAPFRE Select Home Restoration Program

Home System protection

Identity theft

ePICS Homeowners

Operating Territory

Commissions - Personal Lines

Commissions - Commercial Lines

Company Profile: MUTAL OF ENUMCLAW INSURANCE was founded in 1898 by a group of local farmers in Enumclaw, Washington, who had one simple goal: To look out for each other. As a mutual insurance company, they are owned by their members. They work for the members, not outside investors. The founders knew it and the company still believes it today when we take mutual responsibility, we enjoy mutual strength and prosperity. They are proud to be represented by independent agents who have deep connections to the communities where they live and serve.

MUTAL OF ENUMCLAW INSURANCE provides coverage that really counts. Policies, products, and claims service are all designed to meet the needs of the members. When a claim is made it is handled promptly, with compassion and a determination to do the right thing the thoughtful thing in all circumstances. Members can be assured that everything done reflects the company Quality Service Standards:

• Ethical – Do what’s right.

• Responsive – Speed and competency build trust.

• Personal – Memorable customer service begins with a personal touch.

• Efficient – Continually Improve what is done every day.

MUTAL OF ENUMCLAW INSURANCE is excited about the future. Whether you are a policyholder, an agent, or one of their talented employees they know that there is no way they could have gotten this far without you. Thank you.

• 1898 - Farmers’ Mutual Insurance Company created in Enumclaw, Washington to service farms throughout Washington.

• 1940’s – Begins offering personal insurance for families.

• 1952 – Expanded operations into Oregon and Idaho.

• 1963 – Begins offering commercial insurance for main street business throughout Oregon, Idaho, and Washington.

• 1966 - Company name changed to Mutual of Enumclaw Insurance Company.

• 1998 – Celebrates 100 years in business.

• 2002 – Expands operations into Utah.

• 2002 - Enumclaw Property and Casualty Insurance Company launched in Washington in December 2002 to help company to grow into new markets and to offer new and innovative products.

• 2014 – Expands operations into Arizona.

• 2017 - Sixth year in a row, employees nominate Mutual of Enumclaw for recognition as one of the 100 best places to work in Washington State.

• 2018 - Expands operations into Montana.

• 2020 - Expands operations into Wyoming.

• 2021-Recognizedforthe tenthyearin arowas oneofWashington's 100Best Companies to WorkForby Seattle Business magazine. milestones:

Financial Stability:

• MUTAL OF ENUMCLAW INSURANCE has an A- (Excellent) rating from A.M. Best.

• This rating reflects a strong balance sheet. Their exceptional level of financial stability ensures that, even in the worst of disasters, they will be able to continue providing for the specific insurance needs of their members/customers

• 2020 Direct Written Premiums more than $460 million.

Employee and Customer Oriented:

• MUTAL OF ENUMCLAW INSURANCE has been named one of “Washington’s 100 Best Companies to Work For” by Seattle Business Magazine. Employees live and work alongside members, in communities throughout Oregon, Idaho, Washington, Arizona, Utah, Montana and Wyoming

• Core values that employees live every day.

o Ethical: We do what’s right.

o Responsive: Speed and competency build trust.

o Personal: Positive and memorable customer service begins with a personal touch

• Giving back is part of the company heritage. The company was founded to strengthen the community and to watch out for each other. Today, the legacy started over 120 years ago continues, by looking for ways to support the communities that employees call home. They believe that contributing to events, projects, and organizations makes our communities a great place to live and work.

Company Highlights:

• MUTAL OF ENUMCLAW INSURANCE humble beginnings and a thoughtful business approach continues to fuel their ability to meet policyholder, agent, and employee needs for many generations to come.

• Purpose, Mission and Vision:

o Purpose - To deliver an insurance experience so rare and valuable that it can't be found elsewhere and build a 500-year-old company.

o Mission - Thoughtful people protecting members’ financial security.

o Vision - Delivering a rare and valuable experience across America for generations to come and build a thriving organization, trusted by its members, that stands the test of time.

• Has grown into a prominent western regional carrier but has never lost sight of the idea that every single one of us is part of the rest of us. Together with their network of community-based independent agents, they provide coverage to families, farms and businesses, always remembering that we are mutually interconnected and we’re better for it.

Industry Rankings:

• MUTAL OF ENUMCLAW INSURANCE has been named one of “Washington’s 100 Best Companies to Work For” by Seattle Business Magazine for the tenth year in a row.

• In2016,MutualofEnumclawwas recognizedby ValChoicefordeliveringthebestvalueserviceintheinsurance industry in Arizona, Idaho, Oregon, and Washington.

Products Offered

Member's Best Home & Auto

Personal Excess Liability

Boat Coverage

Teen Drivers

Family Cyber Protection

Service Line Coverage

Equipment Breakdown Coverage

Wildfire Program

Business Insurance

Commercial Auto

Business Continuity

Cyber Liability Coverage

EPL Insurance

Wildfire Program

Farm & Ranch Insurance

Farm Auto

Cyber Liability Coverage

EPL Insurance

Wildfire Program

Operating Territory

Commissions - Personal Lines

Commissions - Commercial Lines

Company Profile: Oregon Mutual℠ was founded in McMinnville, Oregon in 1894 by a close group of business owners, who only wanted the best for themselves and their neighbors. They wanted their own company, one that understood the needs of the local people in the West. “Insurance of the people, by the people and for the people” was their motto. They organized a “Mutual” insurance company based on the concept that members needs come first.

Oregon Mutual℠ is in the heart of Oregon’s wine country and has been providing winery coverage from the beginning. Proximity to customers and expertise in wine coverage can’t be matched with any other insurance carrier providing this product line. As a participating member of various local American Viticultural Areas (AVAS) in the region, they gather with member vintners and winemakers several time a year to discuss contemporary topics and share support for a great industry. They work with local independent agents to craft a balance and robust policy that fits a customer’s’ needs. Oregon Mutual is the insurance company that understands wineries and vineyards.

Oregon Mutual℠ remains the oldest, independent, mutual insurance company west of the Mississippi, with over 125 years of serving customers personal, commercial, and agricultural needs throughout Oregon, Washington, California, and Idaho. Unlike some insurance companies, Oregon Mutual does not answer to institutional investors. They are in business for you.

milestones:

• 1894 – Established in McMinnville, Oregon.

• 1987 – Founded Western Protectors Insurance Company.

• 1990 – Receives A- (Excellent) rating from A.M. Best.

• 1994 – Celebrates 100 years in business.

• 2019 – Celebrates 125 years in business, introduces new Legacy Logo and tagline, and receives A(Excellent) rating from Kroll Bond Rating Agency

Financial Stability:

• Oregon Mutual℠ is currently rated the A-(Excellent) from the A.M. Best Company and A- (Excellent) from Kroll Bond Rating Agency (KBRA).

• These ratings reflect strong capital position, excellent risk management and capabilities, product and distribution breath, diversified business and consistently demonstrating stability, management expertise, and the ability to meet financial obligations.

Customer, Employee and Community Oriented:

Some other insurance companies refer to their customers only as policyholders. At Oregon Mutual, policyholders are members. Whether calling for a quote, a general question or filing a claim, members are treated with dignity, compassion, and respect. As a member of Oregon Mutual, you’re more than just a customer.

• Mission - Earn the trust of customers and provide peace of mind by delivering superior insurance products and service. To earn trust, they act through the positive actions of our employees and independent agents in an environment that values. While other insurance companies refer to their customers as policyholders, they refer to policyholders as members. It wouldn’t feel right to refer to them in any other way. Whether calling for a quote, a general question, or filing a claim, their people treat members with dignity, compassion, and respect.

• Core Values:

o Integrity: Personally accountable to be honest, fair, and ethical in all of our activities.

o Respect: Treat everyone with respect and foster a work environment that recognizes individual contributions, encourages teamwork, and promotes career and personal growth.

o Innovation: Continually strive to improve our products and services for the benefit of our customers.

o Independence: Manage our resources to perpetuate a growing and prosperous independent mutual insurance company.

o Citizenship: Encourage and support active participation in our communities.

Company Highlights:

Oregon Mutual℠ , to celebrate their milestone birthday, introduced a total re-brand of the company that better represents who they are stable, honest, and always willing to lend a hand to those who need it most. It’s an Oregon approach and one they are proud to be associated with. The spirit led by the pioneers who settled this region is the spirit that drives Oregon Mutual to serve neighbors and communities. Oregon. It’s Who We Are.

As an Oregon Mutual policyholder, you have an ownership stake in the company and can be assured that your company has your interests and welfare first in mind. They are not a stock company who raises capital by selling stock, so they don’t answer to shareholders, they answer to their members. Oregon Mutual does not have market and investor pressure to maximize profits, which helps them keep rates as low as possible. Their foremost responsibility is to serve their policyholders. “It's who we are™”.

Commissions - Personal Lines

Commissions - Commercial Lines

Company Profile: WESTFIELD® has come a long way since a small group of Ohio farmers joined together in 1848 to form an insurance company founded on integrity, trust, knowledge, respect, and stewardship and achieved a level of trust and respect that remains the hallmark of how Westfield conducts business today.

WESTFIELD®has always beenarelationship company,sharingwhat employees andagents knowto help customers protect things they care about most. When a 170-year-old insurance company eliminates the word “insurance” from its name, turns out a lot happens. It opens a world of possibilities – where unexpected partnerships inspire customers to take risks in pursuit of growth and success and the courage to act is rewarded and taking it forward makes all the difference.

Quick facts:

• One of the largest non-public companies in Ohio and largest employer in Medina County.

• Provides personal insurance in 10 states, commercial insurance in 21 states and surety products in 50 states through a network of more than a thousand leading independent agencies.

• Has more than $4.9 billion in consolidated assets.

• Is the largest writer of contract performance bonds in Ohio.

• Is among the top writers of farm business policies in the U.S.

• Sponsored the Cleveland Cavaliers Straight "A" All-Stars since 2005.

Financial Stability:

• WESTFIELD®receivedanA(Excellent)ratingfromtheA.M.BestCompany.Assignedtoinsurancecompanies that have an excellent ability to meet their ongoing insurance obligations.

• Westfield has seen especially strong numbers in surplus growth, premium growth and combined ratio trends, numbers that represent underwriting results.

• 2018 Direct Written Premium more than $1.8 billion.

Employee, Customer and Community Oriented:

• WESTFIELD® invests in a variety of projects and programs that encourages job seekers, career changers and non-traditional students to check out the insurance industry and works with nonprofit partners to raise awareness about opportunities in the insurance industry.

• Helping friends and neighbors during times of need is at the core of what they do at Westfield. They are committed to improving the safety and stability of the communities around them. They have identified key areas for giving, including family stability, disaster recovery and safety.

• In order to “give back,” employees spend time each week volunteering for one of the nonprofit partners. Last year, Westfield volunteered more than 3,000 hours on company time. Here are some highlights and accomplishments:

o Built and rehabilitated eight homes in three states.

o Sorted and distributed more than 100,000 meals.

o Planted 300 trees.

o Taught financial literacy and work readiness in 13 classrooms.

o Assisted with a resource fair for more than 600 military veterans.

Company Highlights:

WESTFIELD® passion is building teams, investing in talent, and cultivating relationships. They have an aggressiveplanto growanddifferentiatethemselves in themarketplace. Interactions betweenpeople aremoreimportant than ever and the personal connection will remain at the core of how they stand above the rest.

• Team is in strong alignment about the mission, vision, and values of the company. They know success is not a destination, but a journey together – including the participation and dedication of customers, agents, and employees.

• Looks to the future with enthusiasm and eagerness to achieve the vision and be admired by peers and customers for expertise, caring and a company that devotes every-day to its customers, agents, and employees.

• Has the best independent agency relationships in the industry. Their agents are smart, committed and share common values.

• Since 1934, has rated "A" (Excellent) or higher for financial strength by A.M. Best, a rating organization that focuses on the insurance industry. This is an independent view of an insurer’s financial strength and ability to meet its ongoing insurance policies and contract obligations.

• 2019 - Ranked #1 by J.D. Powers in customer satisfaction among auto insurers in the North central Region

• 2018 - Crains Archer Award for HR Team of the Year

• 2017 - Healthy Business Council of Ohio Silver Award for Healthy Practices

• 2016 - Best Practices Award of Excellence from Trusted Choice and the IIABA

• 4-Time Big “I” Best Practices Award Winners (2019,2018,2015and 2013)

• Is in the strongest financial position they have been as a company both in terms of underwriting and investment results.

Industry Rankings and Awards:

• WESTFIELD® is the 55th largest Property and Casualty Insurer/Group in the United States based upon 2018 Direct Written Premium per A.M. Best.

Products Offered

Personal Insurance

Home products

Home Renters

Condos

Vehicle products

Auto Boat

RV/Camper

Umbrella

Business Insurance

Contractors

Distributors:

Health Care:

Medical Offices

Medical Diagnostic Laboratories

Outpatient Care Centers

Hospitality

Golf Courses

Hotels

Restaurant

Manufacturing

Real Estate

Farm & Agri Business

Surety

Operating Territory

Personal

Lines - Commission Schedule

Small

Business & AgriBusiness

Contract Surety - Commission Schedule

Company Profile:WEST BEND

MUTUAL INSURANCE COMPANY® for more than 125 years, has been providing valuable insurance coverages and services to home and auto owners, as well as business owners. As a mutual insurer, the company is owned by policyholders and does not to Wall Street. They decide what to do, and these decisions are always based on what's best for agents, insureds, and associates for the long term. West Bend is a relationship-based company with core values that emphasize excellence, integrity, and responsibility. The vision is to be the company of choice for associates, agents, and policyholders.

Milestones:

• 1894 – West Bend Mutual Fire Insurance Company adopts its constitution. The first three polices – at $2,500 each - are written for the West Bend Brewing Company.

• 1895 - Ends its first full year with assets totaling $2,298.

• 1907 – The company has 2,696 fire insurance policies and collected premium of $18,517 on $2,483,056 of insurance in force.

• 1908 – Moves into its first true home when a single-story cement block building is constructed at a total cost of $3,880, paid in cash.

• 1918 – Hired first full-time employee.

• 1926 – Annual net premiums are $56,464.

• 1930’s

o Adds standard windstorm and tornado policies to its portfolio and introduces an “extended coverage” endorsement.

o Expands into Illinois.

• 1940’s

o Moves to a larger 5,000 square foot Headquarters.

o Expands into Minnesota, Indiana, and Iowa.

o Annual Written Premium is $597,000 with 15 employees.

o Prepares to write Casualty Insurance.

• 1950’s

o Writes first Casualty Insurance, covering personal liability, burglary, and glass coverage.

o Expands into Florida, Kentucky, Tennessee, Texas, Washington, and Michigan.

o Eliminates “Fire” from company name and Annual Premium reached $2.1 million.

• 1960’s

o Moves to new home office, in a two story 15,000 square foot building and purchases first computer.

o Introduces a commercial policy which offers commercial property owners a combination of property, casualty, and inland marine coverages.

o Annual Written Premium reached $8.2 million.

• 1974 – Introduces the special multi-coverage (SMC) plan combining a variety of commercial coverages.

• 1980’s

o Businessowners policy is added packaging property, casualty, and inland marine coverages for small business.

o Property, casualty, and inland marine underwriting departments are recognized as two divisions – personal lines and commercial lines.

o Home and Highway is introduces, offering personal lines coverages – automobile, homeowners, boats, recreational vehicles, and personal umbrella – on one policy.

o Launches an in-house training program for agents and associates.

• 1990’s

o Moves to its new Home Office occupying 55 acres, 150,00 square feet and housing 540 Associates.

o Introduces a division that focuses on specialty insurance and bond programs.

o Annual Written Premium reaches $187.4 million.

• 2008 – New Brand is launched with taglines “The Silver Lining” and “The Worst Brings Out Our Best” and produces and airs television ads in several states.

• 2010 – Introduces Argent, a division that specializes in workers’ compensation insurance

• 2016 - Reaches a milestone of $1 billion in premium Billion in Annual Written Premium!

• 2018 - Home Office is now 100,00 square feet and houses 1,200 Associates.

• 2020 – Annual Written Premium reaches more than $1,453,310.

Financial Stability:

• WEST BEND MUTUAL INSURANCE COMPANY® Financial Strength Rating of “A” (Excellent) and Issuer Credit Rating of “a+” were affirmed in 2019 by A.M. Best Company. The ratings reflect the company’s consistently strong risk-adjusted capitalization, stable regional market presence, and conservative risk management culture.

• 2020 Direct Written Premiums more than $1.45 billion.

Employee, Customer and Community Oriented:

• WEST BEND MUTUAL INSURANCE COMPANY® associates number more than 1,200 and are committed to providing exceptional service to policyholders and independent agent partners. It is associate performance and customer satisfaction that determine their success. Their dedication and commitment is the foundation of the Silver Lining® brand, The Worst Brings Out Our Best® and the companies’ Mission, Values and Vision.

o Mission - To provide peace of mind to customers through sound insurance and exceptional service.

o Core Values -

o Excellence

o Integrity

o Responsibility

o Vision - To be the company of choice for associates, agents, and policyholders.

• West Bend has become a leader in providing training and education for associates, as well as agent-partners and is proud to support local and state communities. Through corporate contributions, as well as the West Bend Mutual InsuranceCompanyCharitableFund,theyarepleased to providesupportto dozens ofnonprofit organizations within their community and throughout the state. West Bend associates have personally embraced this charitable culture and currently volunteer their time and talents to more than 125 organizations, including the MACC Fund, the Boys and Girls Club, the American Heart Association, Big Brothers Big Sisters, the American Diabetes Association, and the Arthritis Foundation.

Company Highlights:

• WEST BEND MUTUAL INSURANCE COMPANY® policy is to conduct affairs consistent with the highest moral, legal, and ethical standards, as well as to comply with all laws governing operations. They value associates, agents and policyholders and believe in the free enterprise system and pledge to treat associates, agents, policyholders, claimants, suppliers and community with honesty, dignity, fairness, and respect.

• West Bend believes thatleadershipin theindustrycomesfrom providing insuranceproducts andservices ofaquality and value that are superior to those of competitors. Their intent is to compete fairly. It is against company policy and beliefs to act together with any competitor to fix prices or to agree about the nature, extent or means of competition in any market and any actions that could be interpreted as price fixing or collusion are prohibited.

• Since 1971, West Bend has been rated A (Excellent) or better by A.M. Best Company, recognized worldwide as the benchmark for assessing insurers' financial strength.

• 2021 – Ward’s 50 for Safety, Consistence and Performance.

• 2021 – Top Ten on Crash Networks Insurer report card.

• 2021 – Rating of A+ by the Better Business Bureau.

• 2021 – Torch Awards for Ethics by the Better Business Bureau.

• 2020 – Top Work Place by Journal Sentinel.

• 2019 – Best Workplaces in Financial Services & Insurance by Great Place to Work.

• 2019 – Best Places to Work by Business Insurance Magazine.

Industry Rankings:

• WEST BEND MUTUAL INSURANCE COMPANY® is the 65th largest Property and Casualty Insurer in the United States based upon 2020 revenues.

Products Offered

Personal Insurance

Auto Insurance

Condo Owners Insurance

Generations

Home and Highway Policy

Homeowners Insurance

Identity Theft Insurance

Personal Umbrella Insurance

Renters Insurance

Roadside Assistance from TravelNet

Sport and Rec Vehicle Insurance

Teen Driving Resources

Business Insurance Solutions

Property Liability.

Business Auto

Workers' Compensation

Crime

Mobile Equipment

Business Umbrella

Surety Bonds

E&O (Errors and Omissions)

EPLI (Employment Practices Liability)

D&O (Directors and Officers)

Workers’ Compensation

Operating Territory

Commission Schedules Coming Soon

Company Profile: TheZenith® is the premier specialist in workers’ compensation nationally, and, since 2010, a leader in property and casualty insurance for the California agriculture industry. They combine depth of expertise with a forward-thinking approach to achieve the highest level of service and outcomes for our clients.

Zenith Agribusiness Solutions is the premier insurer for California Agriculture, and great businesses become even better when they invest in the best. By combining depth of expertise with a forward-thinking approach, Zenith strives to achieve the highest level of service and outcomes for customers. With every farm and agricultural account protected, they work to maximize the return on insurance for the policyholder.

Financial Stability:

• Zenith National is a Delaware holding company, which is an indirect wholly owned subsidiary of FAIRFAX FINANCIAL HOLDING LIMITED (“Fairfax”).

• Zenith Insurance Company and ZNAT Insurance Company each has a Financial Strength Rating of A (Excellent) from A.M. Best

• 2020 Direct Written Premiums - TheZenith - more than $646 million.

Employee, Customer and Community Oriented:

TheZenith®:

• Believes insurance is a long-term investment in your employees and the success of your business. Great businesses become even better when they invest in the best. With every company they protect, they work to help you maximize your return on insurance.

• What sets them apart is their people-first approach. By getting to know you and your unique operation, they are able to guide you toward generating more value in the long run, so you can keep your business – and your employees – safe and productive.

• It’s not just how they treat policyholders – it’s their culture through and through. Talented and committed employees value communication, cooperation, and respect. For them doing well and doing right are the same thing.

• Believes the best service comes from knowledgeable and responsive experts located in California, not across the country. That’s why they employ talented insurance professionals with deep roots in California agriculture, so they can get to know you, understand how you run your unique operation, and help you protect your business.

Company Highlights:

TheZenith®

• Writes 100% of business through independent agents who are critical to their success. Customers rely on you for advice and customized multi-line solutions. You need to place accounts with confidence, knowing that your customers and your team will have a positive experience. Realizes your reputation means everything and is critical to the success of your business.

• Maintains deep and significant relationships with producers, who specialize in agriculture, are the ingredients to mutual success. You understand your customers and Zenith and are in the best position to see when customers would benefit from a differentiated, long-term approach to insurance, and work with you to win and keep those customers.

• Recognizes that no two agriculture businesses are the same, particularly in an agricultural industry as diverse as California’s. Realizes business challenges are unique, and a one-size-fits-all solution rarely works.

• Has customized insurance coverages based on a unique knowledge of your business needs and designed products specifically for California agriculture, offering you the flexibility to cover what is most important to you.

You can expect:

✓ Help reducing workplace injuries and claims, so you stay productive.

✓ Putting employees first, to help anyone who is injured on the job get the medical care they need.

✓ Fighting fraud, so you can protect what you’ve built.

✓ Providing attentive and responsive service, so you can focus on your business.

✓ Help strengthening your business reputation, so you can compete for talent.

Industry Rankings:

• TheZenith® is a is an indirect wholly owned subsidiary of FAIRFAX FINANCIAL HOLDING LIMITED (“Fairfax”).

• FAIRFAX FINANCIAL HOLDING LIMITED is the 19TH largest property and casualty insurer in the United States based upon 2019 NAIC Report.

o 17th largest writer of Workers Compensation Homeowners Insurance in the United States.

o 9th largest writer of Other Liability Insurance in the United States.

o 18th largest writer of Commercial Auto Insurance in the United States. www.thezenith.com

Products Offered

Insurance

Commercial Property

Commercial General Liability

Products Liability

Business Auto

Commercial Umbrella

Farm/Agribusiness

Farm Umbrella

Workers’ Compensation

Operating Territory

Commission Schedules Coming Soon

Specialty Insurance Companies

Company Profile: AMALGAMATED SPECIALTY GROUP (ASG) and its predecessor entities have been focused on helping light public auto business owners protect their vehicles and businesses, since 1938. Building upon experience in insuring taxis, they expanded their business to offer insureds in the Washington, D.C. metro area coverage solutions that also protect sedans, limousines, ride-sharing vehicles, sightseeing tours, courtesy shuttles, school shuttles, last-mile delivery and couriers.

ASG’s 80-plus years of experience has enabled them to keep pace – and stay ahead – of the changing commercial transportation industry as emerging niches like ridesharing and last-mile delivery have exploded onto the scene. They are able to serve these niches and the others in which they specialize, working with their carriers to find solutions that best fit each of the client’s risk profile. Seasoned professionals understand how challenging the commercial auto insurance market can be and are an invaluable source for clients in obtaining the protection they need.

Financial Stability:

• AMALGAMATED SPECIALTY GROUP has been given a financial strength rating of “B++” (Good) by A.M. Best and “A” (Exceptional) by Demotech.

• The majority of insurance companies have an alphabetical rating of A- (excellent) or better by AM Best, but Companies that fall within the B++ category are still considered excellent by AM Best.

Company Highlights:

AMALGAMATED SPECIALTY GROUP is an industry leader and your source for commercial transportation insurance.

• Serving the insurance needs of commercial transportation businesses isn’t just something they do – it’s the only thing they do. The commercial transportation industry has changed over the years, but their focus on serving customershasn’t.Theyunderstandyourbusiness andtherisksyouface.Whenexperience,knowledge,andspeed of execution matter, they are your source for commercial transportation insurance solutions.

• Through its Retail Agency operation, ASG Risk Services offer insureds coverage solutions to protect taxis, sedans, limousines, ride-sharing vehicles, sightseeing tours, courtesy shuttles, school shuttles, last-mile delivery and couriers. Through its Wholesale Agency operation, ASG Risk Services provides exclusive access to Amalgamated Casualty’s specialty commercial auto programs.

• They have decades of experience identifying, creating, and distributing commercial transportation insurance products. A full range of products is available for your needs. Whether you need liability coverage, physical damage coverage for your vehicles or property and liability coverages for your business (e.g. general liability, business owners’ package, or workers’ compensation), they can help you.

• ASG’s mission is to continue to identify, create, distribute, and service superior specialized commercial auto insurance products and programs while providing outstanding service and exceptional value to their customers.

Products Offered

Businessowners

Insurance Products

Taxi Insurance

Sedan

Limousine

Ride Sharing (TNC)

Sightseeing Tours

Courtesy Shuttles

School Shuttles

Last-Mile Delivery

Couriers

Food Trucks

Producers

Exclusive Programs

Taxi

Sedans

Limousine

School Shuttles

Senior Car Service

Misc Public Auto

Operating Territory

CONDONSKELLY ™ has been helping customers protect their classics with affordable, industry-leading insurance coverage since 1967. They are a group of collectors, enthusiasts, and professionals who specialize in insuring all types of collector vehicles – from antiques and classics to specialty and exotic cars. As collectors they understand the challenges and concerns that come along with owning collector vehicles. That’s why the heart of the business has always been customer service.

CONDONSKELLY™ team is more than just a highly specialized group of collector car insurance expertsthey're car guys! And they're passionate about providing the industry's best coverage to car collectors and setting the standard of excellence in service to their agents and customers.

Muscle Car Insurance

• Collector Muscle Car Insurance - The 1960’s. A decade that was defined by war and alternative lifestyles. I’m not talking about Vietnam and hippies. I’m talking about the no-holds-barred battle between the auto manufacturers and their desire to push the limits of possibility and the car owners who waited years to get the muscle car of their dreams. A struggle that would come crashing down hard just a few years later as the recession and gas crisis took hold. But that’s for another day.

• Vintage Chevrolet Camaro Car Insurance - A muscle car means different things to different people. To some, the muscle car means an era. To others, it means a brand or model. You’ll often hear people say, “the 1969 Camaro, that was a real muscle car.” Still, others are more specific, using terms like Hemi or Big Block, to define a muscle car. It’s not surprising that such a simple term can have different definitions, so let’s look at each one.

• Antique Ford Shelby Mustang Insurance - No doubt, the 1960’s was the era of the muscle cars. It was first defined when Carol Shelby “added Muscle” to a small British sports car called the AC, by shoe horning in a 427CI Ford motor. As the decade moved on, manufacturers decided to push the boundaries on performance by putting bigger motors into family style sedans and coupes. These cars were “sleepers” as in many cases only a fender badge would give away what was lurking under the hood. The grocery getter you were thinking about racing to the end of the block would have been just as comfortable at the local drag strip. Towards the end of the 1960’s, and into the 70’s, manufacturers were then building cars around powerful motors. With names like Barracuda, Charger, and Road Runner, Chrysler led the way with performance and marketing.

• Classic Chevrolet Camaro Insurance - No particular mass market brand or model could be considered a muscle car. All of them could be bought with very basic performance packages. The same 1969 Camaro that could be ordered with an aluminum block 427, radio delete and rubber floor mats for the race track, could also be ordered with an inline six cylinder and air conditioning. The difference was about $5000 and about 15mpg. All the manufacturers had similar options for those who wanted the look, without having to pay for performance.

• Classic Pontiac Firebird Insurance - The thought that the muscle car could be defined by a motor is probably as close to accurate as a definition as you would get. Odds are, if you told people you had a 1968 PontiacFirebird,itwasnotamusclecar.IfyoutoldpeoplethatyouhadaRamAir 400HO1968PontiacFirebird, that left little to the imagination about the fire breathing motor that was under the hood. That’s why you hear true muscle cars referred to in terms like Hemi Cuda, Big Block, Vette, and Super Duty Trans Am. In the end, no matter how you slice it, it was the motor that created the muscle and that is the way to define it. One more of life’s automotive questions solved.

Hot Rod Insurance

Hot rodding cars is not a new phenomenon. Nor was it a trend, as many believe, that was started in the 1950’s. In fact, hot rodding cars goes back nearly to the birth of the automobile. As soon as the first car was built, mechanics were immediately trying to figure out ways to get performance from their creations. That is the most basic definition of hot rodding.

• Street Rod Insurance - In the early 1900’s, the fastest way to increase performance was to reduce the weight of the cars. Nearly all of the turn-of-the-century race cars began life as street touring vehicles. The bodies and fenders were discarded and replaced with only the basic necessities required to operate it. The next step was to improve the mechanics, specifically the horsepower. Big displacements, multiple carburetors, and special exhaust systems were just a part of the progression to make cars go faster and perform better.

• Modified Cars Insurance - As the auto industry took off with the mass production of the Ford Model T in 1909, the aftermarket performance industry followed right along. For as little as 50 dollars, you could double the horsepower of your Model T, taking it from 20 to 40, with the addition of the Frontenac cylinder head. That would takeyourModel Tfrom 35mph to 50mph. Ahugeleap.Themorecars thatwerebuilt, themorecompanies came out with ways to modify them. The Hot Rod industry was born not from a plan, but from the desire of car owners to have something better than before and different than their neighbor. This somewhat unorganized movement continued right up until the 1950’s.

• Custom Car Insurance - Most people look to the 1950’s as the birth of hot rodding, but what they are really acknowledging is actually the birth of the hot-rodding lifestyle. No longer were just the cars being modified, the owners were as well. Greased slick back hair, tattoos, leather jackets and jeans were the style du jour for hot rod owners. And for the first time, the cars being modifying were not newer models. They were typically older than 20 years. Sometimes straight out of the junk yards. Ford Model A roadsters were prime candidates. Cheap and easy to work on, nothing fit the rebel profile better than cruising up and down Main St. USA every Saturday night looking for a race. It was for this reason many cities created “no cruising” laws in an attempt to avoid the accidents that occurred frequently while drag racing on public roads.

• Specialty Cars Insurance - The final piece that legitimized Hot Rodding was created when Wally Parks founded the National Hot Rod Association in 1951. Wally saw the need for a safe environment for drag racing and began holding drag races at abandoned airports around the country. The NHRA brought hot rodding to the mainstream and made the world acknowledgethat it was anindustry anda lifestyleto be reckoned with. Whether people know it or not, this is the real reason why the 1950’s were seen as the birth of hot rodding. The vision of one man, just trying to make the streets safer.

Company Profile: COWBELL™ CYBER provides security software solution and is dedicated to providing standalone,admitted,individualized,andeasy-to-understandcyberinsuranceforsmallandmid-sizeenterprises(SMEs). In its unique AI-based approach to risk selection and pricing, Cowbell's continuous underwriting platform, powered by Cowbell Factors, compresses the insurance process from submission to issue to less than 5 minutes. Cowbell Insurance Agency is currently licensed in 50 U.S. states and the District of Columbia.

COWBELL™ CYBER Insurance is specifically designed for enterprises with up to $250 million in annual revenue. For a health-care, technology, construction, finance, retail, or agriculture business, Cowbell automates insurance applications. As an enterprise risk manager, your work is already done. Cowbell Factors assessment results are always tuned to your exact exposure risk helping you decide how to control potential losses and work on cybersecurity remediation. Skills and experience in enterprise software, insurance, cybersecurity, data science, artificial intelligence, and other technologies are the foundations of Cowbell Cyber. Each team member brings a unique perspective to work perfect for a company that focuses on your organization’s individual insurance requirements.

The COWBELL™ CYBER Difference:

✓ A Cyber Risk Early Warning System

✓ Evaluates Your Risk Factors to Assess Potential Cyber Exposure

✓ Provides Complete Cyber Risk Insight

✓ Finds Your Cyber Insurance Sweet Spot

✓ Designs Cyber Policies Just for You

Company Highlights:

COWBELL™ CYBER

• the industry's first AI-powered cyber insurance provider for small to medium enterprises (SMEs)

• with help from more than 100 mentors and 13 insurance carriers designed the first continuous underwriting platform.

• factors identify enterprise risk exposure using a score from 0 to 100.

• constantly shows enterprise risk managers the hazards as well as remediations to mitigate potential losses.

• standalone, admitted policies are tailored to the unique needs of your clients.

• AI-powered platform rates cyber risks in real-time and gives you the ability to issue relevant, easy-to-understand policies in minutes.

• maps insurable threats and risk exposures using artificial intelligence to determine the probability of threats and impact on coverage types for the enterprise.

Industry Rankings:

• Insurtech Insights’ Future50 Americas list, which recognizes companies that bring significant innovation to the insurance industry, challenge the status quo, and bring much-needed evolution in all aspects of insurance with creativity and smart use of technology. Cowbell Cyber ranked number 10 on the list and was the highest-ranked cyber insurance provider.

www.cowbell.insure

Products Offered

Cowbell Prime 100: Standalone Cyber for Better Protection - A standalone cyber policy provides comprehensive financial protection against cyber threats compared to packaged policies and add-ons.

Cowbell Prime 250: Breadth of Coverage, Clarity, Speed - A complete portfolio of admitted, easy-to-understand cyber coverages written on the industry’s most robust forms.

Cowbell Prime Plus: Up to $10 million of Excess Limits - The right policy and required limits to satisfy policyholders’ needs for financial protection.

Excluded Classes - Utilities, Satellite Communications, Data Processing, Hosting, Aviation, Cannabis, and Public Colleges and Universities, Accounts with claims.

Operating Territory

Cowbell is licensed to sell insurance in the 50 U.S. states and the District of Columbia. Cowbell Prime cyber insurance programs are admitted in 44 states and the District of Columbia.

DISTINGUISHED® PROGRAMS has been helping insurance brokers meet the needs of their specialized clients for almost four decades enabling them to serve and maintain existing clients and seek opportunities in new business segments. formed the first real estate purchasing group in the nation. They were also one of the first in the industry to introduce a Broker Portal so brokers could submit, quote, and bind online, making things much more efficient. Today, they are following those pioneering and innovative firsts by investing in product development, technology and most importantly: people.

Through thoughtful innovation, they foster growth and opportunity for brokers, agents, carriers, and employees alike, and our commitment goes far beyond the words we use in our communications. For decades they have been demonstrating their trustworthiness and professionalism to every individual and company they interact with and their reputation for integrity remains unchallenged.

DISTINGUISHED® PROGRAMS will be there to continue to lead the industry with innovative product offerings, inspiring a culture that is rich with a tradition of improvement. When you call, you’ll likely speak with someone you know by name, who has been with the organization for years. Clients, carrier partners, and employees agree that those are a couple of the reasons why they are Distinguished.

SPECIALTY INSURANCE PROGRAMS & MARKET-LEADING UMBRELLAS

REAL ESTATE - INSURANCE PROGRAMS

Condominiums

Cooperatives

Cooperative Brownstones

Condo Row Houses

Rental Apartment Buildings

Homeowners as part of a Community

Commercial Condos

Timeshare/Intervals

Planned Unit Developments

Strip Shopping

• City Multi-Family - For your clients with multi-family properties in designated cities, this program is designed for their special needs including mixed-use buildings with two to 100 units.

• New York Brick & Brownstone - The New York Brick & Brownstown package insurance product is designed for owner- or tenant-occupied properties in Manhattan, Brooklyn, and Queens. Developed specifically for smaller New York habitational properties with two to 30 units, you’ll be able to get your clients covered with easy submit-quote-bind with an online portal.

• Remodeler's & Builder's Risk - Designed for property owners, contractors, investors, and others responsible for insuring commercial and residential properties during ground-up construction and remodel projects, you’ll be able to get your clients covered in minutes via an online portal.

• Vacant Building Insurance - As part of a complete transitional real estate offering, Vacant Building Insurance coverage provides protection until a building is leased or sold. Ideal for single, multi-family, and commercial structures, including retail and office buildings, flexible options give your clients the ability to easily extend or transition to the next coverage.

• City Landlord - Sometimes referred to as CityHomes or Urban Homes, this program was designed for multifamily, often owner-occupied and mixed-use properties with two to 100 units. What makes them eligible? Their urban location and unique needs. Only available in designated cities.

City Condominiums - For condominiums in an urban environment, you need a specialty program that address their unique needs. Designed for properties with two to 100 units, mixed-use and pools are eligible too. Easy online submit-quote-bind.

• Workers' Compensation - Not all Workers' Compensation programs are created equally. Round out your clients' coverage with Work Comp that includes the value-added HR OnDemand resource.

• Real Estate Umbrella - For your larger, more complex Real Estate accounts, you’ll be able to offer the protection of our Distinguished Real Estate Umbrella with limits of up to $180M. An expert underwriting team stands ready to guide you through the process with experience and the power-of-the-pen.

COMMUNITY ASSOCIATIONS - INSURANCE

Condominium Associations (COAs)

Homeowners Associations (HOAs)

Planned Unit Developments (PUDs)

Cooperatives (CO-OPs)

Property Owners Associations (POAs)

Commercial Condominiums

Timeshares/Intervals

Mixed-Use Condominiums

• Community Associations Package Insurance - Property and General Liability coverage designed by real estate insurance veterans. We deliver a unique solution for your community association clients. Combine it with D&O, Crime, Umbrella, and Workers' Compensation and you’ll have a full coverage suite with one carrier.

• Directors & Officers Insurance Program - Volunteer association directors and officers have every expectation that they will be protected with broad, effective insurance coverage. Combined with valuable and unique benefits like access to a Legal Concierge service, they'll be proactively protected too.

• Crime Insurance Coverage - Crime Insurance protects your association clients from employee fraud, forgery, theft, and so much more. An important coverage, you'll be able to submit-quote-bind via an online portal, making it easy, fast, and efficient.

• Workers' Compensation - Not all Workers' Compensation programs are created equally. Round out your clients coverage with Work Comp that includes the value-added HR OnDemand resource.

• Express Community Associations Umbrella - Submit-quote-bind on our online portal. With competitively priced limits up to $70M, you'll deliver outstanding value and protection for your clients.

HOTEL INSURANCE - PROGRAMS

Select-Service

Midscale

Full-Service

Luxury

Resorts with Amenities

Casinos

• Hotel Liability Insurance Program - You'll be able to protect your luxury, full-service and resort hotel clients with General Liability and Liquor Liability. Designed by industry experts, no exclusions for Legionella and services including Crisis Response.

• Workers' Compensation Insurance - Not all Workers' Compensation programs are created equally. Round out your clients coverage with Work Comp that includes the value-added HR OnDemand resource.

• Express Hotel Umbrella - This Hotel Umbrella coverage is the perfect fit for your well-maintained selectservice and midscale hotel clients. With limits up to $105M and a simple submit process via our online portal, you'll be able to provide convenience and outstanding value.

• Distinguished Hotel Umbrella - Designed for your full-service and luxury hotels with some of the highest limits available, up to $180M. All admitted carriers and expert underwriters, to ensure the process is smooth and efficient.

• DistinguishedResort Umbrella - Designed for resorts with amenities, the Resort Umbrella provides highlimit protection for properties that need it the most.

• Distinguished Casino Umbrella - Some of the biggest names in gaming rely on our Umbrella coverage to protect their businesses.

• Distinguished City Clubs Umbrella - City Clubs are private membership clubs in the city, such as university alumni clubs. With unique needs and risks, our Umbrellas protect this niche market.

RESTAURANT- INSURANCE PROGRAMS

Fine Dining

Family/Casual Dining

Fast Casual

Wine Bars

Off-Premises Caterers

HAPPY TO ENTERTAIN

New Ventures with Experience

Sushi & Raw Bars

Hibachi-style Cooking Exposure

Incidental Bakery, Market or Retail Exposures

Ghost Restaurants

• Restaurant Package Insurance - Complete and comprehensive, the Restaurant Package Insurance includes Property, General Liability, Liquor Liability with optional Worker's Comp, EPLI, Cyber, and Umbrella. You'll be able to provide exclusive end-to-end protection from an A+ XV rated carrier and expert underwriting and service team.

• Workers' Compensation - Not all Workers' Compensation programs are created equally. Round out your clients coverage with work comp that includes the value-added HR OnDemand resource.

• Distinguished Restaurant Umbrella - This high-limit Umbrella gives your restaurant clients real peace-of-mind. With limits up to $180M, this much-needed protection is available to restaurant classes from quick service to fine dining.

DISTINGUISHED® PROGRAMS in-depth approach to the markets served enables them to give you real market insight and tools to help you win your deals. The provide the support you need from submissions through to renewals, and any claims that might happen along the way.

K&K® Insurance Group is a subsidiary of Aon and is headquartered in Fort Wayne, IN. Since its origin as a motorsport’s insurance provider in 1952, K&K has delivered innovative and competitive insurance products developed for unique specialty markets and has been recognized as the leading provider of sports, leisure, and entertainment insurance products. As one of the largest Managing General Underwriters in the United States, they perform a variety of traditional insurance company functions on behalf of the insurance companies we represent, allowing us to provide exceptional service in: program development; sales & marketing; underwriting; policy issuance & administration; loss control; and claims.

Experience

Knowledge of the industries they serve is the core of K&K's success; decades of experience provide an in-depth perspective of the unique issues specific to the markets they serve. Through active involvement in industry associations, trade organizations, events, conventions and meetings, the staff stays abreast of current issues and trends.

Each of the specialty insurance programs offered has been carefully researched to best ensure that K&K is a consistent resource for competitive insurance provided through financially sound insurance companies. The insurance marketplace is an ever-changing environment, but with effective planning, expertise, and a desire to succeed, K&K is positioned to remain a leader in its field.

Working with K&K

• K&K imposes no volume commitments - Their goal is to make it easy for licensed producers to place business with us. No prior appointment or agreement is necessary to submit applications for a coverage quotation.

o Upon binding the first account, agencies and individual producers are required to submit proper licensing documentation and Errors & Omissions coverage verification through the Unified Producer Agreement.

o If preferred, this agreement can be signed prior to submitting business and serves to satisfy the proof of licensing and E&O coverage requirement.

• Commissions - Due to the unique aspects of each specialty program developed, commission rates can vary by program class and/or coverage line. Please verify your commission rate with the K&K representative processing your submission. If you charge the insured a fee for services and would prefer to receive a quotation "net" of commission, please let your representative know.

• Onlinequoting andbindingcapabilities - Inaddition to thetraditionalpaperapplicationprocess for complex risks, K&K provides agents with instant access to coverage online for programs that generally require less underwriting. Agents using our online application process earn commission without the hassle of completing paper applications and waiting for a response.

K&K strives to be the number one resource for sports, leisure and entertainment insurance and is dedicated to providing fast and efficient service to licensed independent agents and brokers throughout the U.S. and Canada.

Sports

Amateur Sports Associations

Products Offered

Amateur Sports- Teams, Leagues & Associations

Amateur Sports - Tournaments and Events

Bowl Games/H.S. All-star Games

Coaches/Officials

College & High School Athletics

Fitness Instructors

Gymnastics Clubs and Cheer Gyms

Martial Arts Schools

Professional Sports Teams

Sports Camps and Clinics

Sports Events

Athletic Conferences

School Athlete Accident Medical

Sports Instructors

Walk/Run Events

Esports

Recreation

Bowling/Entertainment Centers

Dance Instructors

Community Centers

Dance Schools and Programs

Gaming

Ice/In-line Skating Facilities

Pari-mutuel Racing

Activity and Social Clubs

Independent Instructors of the Arts

Party Equipment Rental

Health & Fitness

Exercise/Personal Training Studios

Fitness Instructors

Health Club Program-Limited Services

Health Clubs- Full-Service Operations

Health Club Program- Full Service (Health, Fitness, Racquet, Sport, Gym)

Yoga Instructors

Venues

Amphitheaters

Arenas and Stadiums

Athletic Fields

Auditoriums

Civic and Convention Centers

Sports Complexes

Theaters and Performing Arts Centers

Entertainer

Entertainers and Performers

Bands and Performing Groups

Motorsports

Motorsports Disability Income

Motorsports Facilities and Events

Motorsports Off-Track and Storage

Race Teams and Race Shops

Racing Owners and Sponsors Liability

Motorsports Independent Clubs

Outfitters & Guides

Outfitters and Guides

Outfitters and Guides-RPG

Camps

Camps

Youth Sports Camps and Clinics

Youth Day Camps

Concessionaires, Exhibitors and Vendors

Concessionaires, Exhibitors and Vendors

Products Liability

Products Liability

Powersports Dealerships

Franchised Powersport Dealerships

Franchised RV Dealerships

Directors and Officers

Not-for-profit D & O with EPLI

Campground, Resort and Guest Ranch

Resorts

Campgrounds

NIPgroup is a specialized business insurance and risk management intermediary ranked among the 100 largest in the United States. Known for an entrepreneurial spirit, ability to innovate, and unique depth of knowledge in key markets, experienced employees provide a wide range of brokerage, underwriting and risk management services to numerous industries. NIP Group has more than 150 employees headquartered in Woodbridge, NJ and draws upon the expertise of highly talented business partners throughout the country and abroad to meet the needs of their clients.

Lawn Care & Landscaping Insurance

Landscapers and lawn care specialists are faced with many challenges, not the least of which is managing complex risk and insuring themselves against loss.

NIPgroup has been insuring the green industry for more than 30 years and are experts in providing the best landscaping insurance. LandPro is the largest national liability insurance program for commercial landscapers and lawn care maintenance professionals, with the most experience protecting these specialized businesses with complete, customized landscaping insurance coverage.

Arborist & Tree Service Insurance

Tree Service Professionals & Arborists are faced with many challenges, not the least of which is managing complex risk and protecting themselves against loss with the proper tree care insurance.

TreePro tree service insurance program has been insuring tree professionals for more than 30 years and is the largest program of its kind. It’s a multi-line package that provides better tree service insurance coverage and value than standard products. Our approach to tree company insurance is exceptional, with specialized coverage, risk control, claims management, and a library of industry related resources. We can handle crane and boom exposures and snow and ice removal that many of our competitors simply ignore.

Interior Plantscaping Insurance

PlantScapePro® is a specialty insurance program designed specifically for contractors providing indoor plantscaping and landscape installation.

PlantScapePro is one of the most comprehensive insurance solutions available for interior landscaping contractors within the continental United States. The program offers competitive pricing for businesses of all sizes, from small contractors to larger operations. We provide clients with the coverage they need; at a price they’ll appreciate!

HVAC Contractors Insurance

HVACPro® was developed specifically for HVAC contractors that design, build and service heating, cooling, and ventilation systems.

HVACPro program is underwritten by a carrier Rated A+ (Superior), Financial Size XV by A.M. Best, and provides all-lines coverage with the special insurance coverage enhancements HVAC contractors need, including Blanket Additional Insured, Per Project Aggregate, Blanket Waiver of Rights, Primary Non-Contributory, Completed Operations, and more.

Painting Insurance

PaintingPro specifically provides customized and comprehensive insurance for commercial painting and paperhanging contractors.

This program provides the most extensive painting insurance coverage in the market, providing clients with the coverage they need backed by stellar support and service, at a price they’ll appreciate!

Plumbers Insurance

PlumbingPro® provides all-lines coverage (including Workers’ Comp and Umbrella) and many coverage enhancements tailored specifically for plumbing contractor’s insurance.

PlumbingPro coverage examples include: Blanket Additional Insured, Per Project Aggregate, Blanket Waiver of Rights, Primary Non-Contributory, Completed Operations, and more. The program is underwritten by an A.M. Best “A+ Rated” Carrier.

Electrical Contractors Insurance

PowerPro® provides general liability insurance all-lines coverage (including Workers’ Comp and Umbrella) for electrical contractors.

PowerPro provides many coverage enhancements tailored specifically to the specific insurance needs of commercial electricians and contractors dealing in the installation, service, and repair of electrical apparatuses. Examples include: Blanket Additional Insured, Per Project Aggregate, Blanket Waiver of Rights, Primary Non-Contributory, Completed Operations, and more.

Greenhouse & Nursery Growers Insurance

GrowPro insurance program covers greenhouse growers, nurseries, hemp growing, retail garden centers, hydroponic farms, or any combination, providing greater capacity, more pricing flexibility, enhanced stock coverages, more customized risk control and even better claims service.

GrowPro is here to make sure your greenhouse grower and nursery business owners have the latest resources available to them, since the agriculture & growing industry are changing rapidly. Whether it’s a hydroponic farm, floriculture and ornamental nursery, retail garden center, or even a hemp growing operation, GrowPro provides expert guidance on greenhouse insurance coverages and risk control, plus proper valuation of your client’s operations, property, and equipment.

Grading & Excavation Contractors Insurance

SitePro® is a specialty insurance program designed specifically to service grading & excavation contractors.

SitePro is one of the most comprehensive insurance programs available for construction contractors focused on site preparation, grading & excavation, and land improvement, with many coverage enhancements tailored specifically to their construction insurance needs.

Glass Fabrication, Glazing & Installation Insurance

Glass Contractors are faced with many risks unique to their line of business. GlassPro® is one of the most comprehensive glass insurance programs available for glass manufacturers, dealers, and installers.

GlassPro was developed with the unique needs of glass professionals in mind, GlassPro® provides the most extensive glass insurance coverage in the market, backed by stellar support and service. We provide clients with the coverage they need; at a price they’ll appreciate!

Sign Industry Insurance

Designed specifically to service the sign and display industry, SignagePro® is oneofthemostcomprehensiveinsuranceprograms availableforsign,display and awning manufacturing, installation, and servicing companies nationwide.

SignagePro was developed with the unique needs of display professionals in mind, SignagePro® provides the most extensive sign insurance coverage in the market, backed by stellar support and service and at a price your clients will appreciate!

Janitorial Services Insurance

MaintenancePro® is a customized program developed to provide insurance for janitorial services, maintenance services and commercial cleaning services.

MaintenancePro program provides the most extensive insurance coverage in the market to accounts that fall primarily into the janitorial and light maintenance segments of the industry, including both commercial and residential cleaning and maintenance. We provide clients with the coverage they need backed by stellar support and service; at a price they’ll appreciate!

Municipalities & Public Entities Insurance

Insurance for U.S. Cities & Towns.

CivicPro is a national insurance program designed specifically for U.S. Cities & Towns serving 100,000 or more in population. This program provides a highly creative and cost-effective alternative to traditional excess of loss selfinsured retention (SIR) insurance products. School Insurance

Insurance for larger school districts

StudyPro is a specialty insurance program designed specifically to meet the specialized needs of larger K-12 public school districts with student enrollment of more than 5,000 (including smaller districts situated in cities). This program provides a highly creative and cost-effective alternative to traditional first dollar insurance coverage. The program also offers a superior alternative to standard excess of loss self-insured retention (SIR) insurance products.

NIPgroup Mission is to Create and manage insurance programs for companies in similar industries to achieve the following three goals:

1. Gain greater control over their insurance costs; 2. Reduce their exposure to loss; and 3. Protect the safety of their work environments while improving the quality of their work.

For partners and their clients, NIP Group provides the ingenuity to solve even the most complex business insurance challenges.

www.nipgroup.com

SKISAFE, unlike other boat insurance companies operated by general insurance providers, and for over 40 has been exclusively serving the boat and jet ski & pwc community. You can rest assured knowing you are working with the best when it comes to Marine Insurance! They know and understand your unique needs as a boat owner and can tailor our coverage to meet your satisfaction.

BOAT INSURANCE SPECIALIST

SKISAFE has experience insuring a wide range of boats, from small jet skis to luxury yachts. Over 500,000 boaters throughout the United States have chosen SKISAFE as their insurance provider. Their boat insurance won't just protect your boat, it’ll give you peace of mind knowing that your interests are protected by boating specialists who are always available to speak to you about any questions or concerns.

COMPLETE NATIONWIDE COVERAGE

SKISAFE services personal watercraft and boat insurance in all states of America and with AN exclusive focus on marine insurance and extensive industry expertise, there’s no better source for watercraft insurance. You can sail a schooner along the Rhode Island seaside, zip your motorboat down either coast in Florida, do a little fishing in northern Wisconsin, cruise to California’s Catalina Island in your yacht, or take your jet ski out for a spin on Arizona’s Lake Havasu. No matter where you are, America has no shortage of great opportunities to get on the water. But just as the water in the Gulf of Mexico is a bit warmer than it is in Lake Minnetonka, the insurance requirements for boaters can be different from state to state. You want to be sure you have the right coverage no matter where you and your boat are. If you have asked, “Where can I find boat insurance near me?” look no further.

BOAT TYPE

• Bass

• Center Console

• Inboard Motor Yacht

• Pontoon

• PWC/Jet Ski

• Sailboat

• Ski & Wake Inboard

• Yacht

MEETING YOUR UNIQUE NEEDS

When you choose SKISAFE for your boat insurance, no matter what state you’re in, you’ll be working with the most knowledgeable professionals in the industry. Adjusters and claims teams will work with you to create the most complete coverage for your exact needs and make the claims process as hassle-free as possible for you. The insurance needs of American boaters are as unique as the bodies of water they enjoy. Contact SKISAFE today for a free quote and learn how we can meet your unique needs and let you enjoy your boat worry-free.

Company Profile: wingman Insurance™ was founded in 2007 to make writing technology insurance faster, smarter, and easier. The current marketplace for technology insurance is complicated, time consuming, and outdated. By marrying years of underwriting expertise to expertly tailored product selection and an easy-touse policy management system, Wingman aims to simplify and speed up the process. wingman Insurance™ provides a single insurance solution for all tech companies that qualify. There are no decisions to make or shopping to do. When this simplicity was married with a state-of-the-art quoting and policy management system, the Wingman Insurance solution was born. They partner with agents and brokers who want an easy way to sell better policies while providing excellent service to their clients.

The Wingman Difference:

✓ They partner with both admitted and non-admitted carriers to provide the best coverage at a great price.

✓ Their coverage is great, but their process is better. Harness the Wingman online app process to rate, quote, purchase, issue, and service policies in seconds.

✓ The Wingman advantage to agents: shorter applications, live chat with underwriters for real time answers, easy policy service, and system enhancements weekly based on user feedback.

Company Highlights:

• Every Company should have access to Great Insurance - The job of the modern insurance agent just got easier finding the products you need at the best prices. For all your clients, Wingman has built the technology to allow you to write more business. Shorter applications, easier to use software, live chat- working with Wingman makes a difference. Clients need it. You sell it. Wingman makes it easy.

• Easy to Use - The Wingman Platform online app allows brokers to rate, quote, bind, issue, endorse, renew, and pay for policies with the touch of a button. Writing business with Wingman can take as little as 60 seconds.

• Competitive Commissions - Wingman pays broker partners market rate commissions or above and will work with each one to help write more business. Their easy-to- use payment system allows brokers to stop worrying about accounts receivable - freeing up time to write more business.

• Three coverage options – Wingman’s current focus on the Tech and Cyber sectors, finding and creating best in class coverage has been of the highest importance. Knowing you are providing the best policy in the simplest way is the future for all insurance agents.

Products Offered

WINGMAN CYBER:

• Wingman’s flagship product provides fully admitted coverage for all industries to protect businesses against the growing threat of cyber-attack. Cyber Security starts with learning and managing potential dangers.

WINGMAN TECH:

• Errors & Omissions - A full suite of professional liability coverage married to the robust cyber coverage a modern tech company needs.

• Wingman 360 - Coverage for property, general liability, and more coupled with a shared risk executive risks suite that includes D&O, E&O, Fiduciary, Cyber, EPL, and more, with 360, you know that the coverage clients need, they can also afford.

Operating Territory

MGA’s

Copyright © 2020 by Mike

Haller

All rights reserved. No part of this publication may be reproduced, distributed, or transmitted in any form or by any means or manner whatsoever, without the express written permission of the Author. For permission requests, write to the author, addressed “Attention: Administration Officer,” at the address provided.

NOTE: All information contained in this document was obtained from the internet, Carrier Annual Reports or directly from the Carriers and is subject to change.