2025 Technology Guide for Independence - Product and Pricing - 1-18-2025

Technology

Today Empowers the Agency of Tomorrow

Dear Agents,

Insurance Agency Network realizes embracing “technology solutions” can be a big move. Technology should be a great liberator. Freeing your organization to push the limits of productivity and innovation. Empowering your people to work anywhere and at any time. Every minute spent managing your technology is time spent away from your customers and growing your business.

Independent Agents and their staff must prepare for, embrace, and implement the technology of today which embodies simplified processes and procedures for working with insurance carriers, customers and prospects that gets agents and staff out of the business of processing data and answering irrelevant unnecessary questions is now required and necessary. These processes and procedures will enable agents and their staff to work on their business instead of constantly working in their business.

Insurance Agency Network sees tremendous opportunity in the Independent Agency –Company distribution partnership and realizes that the opportunities to be different and succeed have never been greater. Customers and prospects demand instant service and staff require flexibility. You must embrace technology to build new business models, processes, and systems that ensure longevity in today’s digital world. Only those agents who are willing to change and adapt to the new client demographics and consumer buying habits will survive in the new insurance paradigm.

For Independent Agents to survive, they must meet carriers,’ customers,’ and prospects’ expectations and still carve out a window of opportunity. Technology is the tool that will enable them to carve out this opportunity and succeed. Transform today to ensure a more competitive and successful tomorrow.

Sincerely,

INSURANCE AGENCY NETWORK

Michael F Haller, CIC Chief Administration Officer

AIDCO Hall

of Fame Member

Table of Contents

The Digital Path Forward

Digital Transformation

The New Customer

The Future Agency

Technology Solutions

Technology Solutions for Independence

Technology Partners

Logos and Branding

Domains and Hosting

E-Mail and Hosting

Websites and Marketing

Agency Management System (AMS)

Comparative Rating

Personal Lines

Commercial Lines

Digital Solutions

eSignature

Customer Relationship Management (CRM)

Business Phone Solutions

Table of Contents

Agency Operations

Back Office Support

Premium Financing

Mergers & Acquisitions

Lead Generation

Business Consultants

Cyber Security

Email Encryption

Endpoint Protection

Digital Transformation

Customers demand instant service. Staff require flexibility. Embrace technology to build new business models, processes, and systems that ensure longevity in today’s digital world. Digitally transform your agency to enhance customer experience, increase employee retention, and drive more efficient operations and profitability. Transform today to ensure a more competitive tomorrow.

Digital agencies experience:

Sixty percent - higher profits for prioritizing customer experience

Source: Salesforce

37% - increase in employee morale.

Source: Altimeter Report

144% - increase in revenue per employee.

Source: Applied Digital Agency Survey

You need to

1. Begin the journey with the end in mind - First determine the ideal end state and create a game plan to achieve goals. Consider the end state, consider customer behaviors and expectations and potential business opportunities to be met and achieved. Set the stage for success by clearly communicating the upcoming changes to your organization, stating the benefits to be gained so that everyone is aligned in a single direction.

2. Adopt digital technologies - Once you have set your end goal, begin to identify the areas of deficiency in the agency’s current technology strategy. Rethink how the business leverages its IT investment, weaving digital technology into the fabric of daily operations to become a digital age. Keeping customer experience top of mind throughout this stage will make sure you futureproof your agency for success in the years to come.

3. Drive the digital mindset - With technology selected, leverage your strategic technology partners to support this change and begin the transformation process by helping key stakeholders understand the digital landscape. Gain internal support to champion this new digital-first mindset, as well as schedule milestones and develop a timeline to review progress. Continue to educate your entire organization on how the change will benefit them and improve business efficiency.

4. Take advantage of existing and new data - Ensure that your technology partners provide the tools needed to capture and translate data into your new systems. Focus on existing and newly captured data and set data standards for your new systems to ensure accurate client management and reporting. Define key performance indicators (KPIs) early in the process so that your business can easily track against business goals and begin to predict customer requirements.

5. Attract and retain digital talent - Establishing the right digital mindset with your current employees supports retention and makes your organization more attractive for potential recruits. Create a clear vision of what a truly digital agency is and develop a hiring strategy that delivers a competitive edge to recruit and hire talent. Meet internally to plan and determine the right fit that will carry your digital transformation forward. Keep everyone engaged with continuous dialogue and feedback.

6. Evolve operations and processes - As you become a digital agency, embrace a paperless operational model, and standardize workflows around new digital technology. Design, develop, deploy, manage, and continually evolve processes to take advantage of all your digital technology capabilities and gain the greatest return on investment. By reducing time previously spent on manual work, you can focus more time on sales to build a sustainable competitive advantage with efficient processes.

7. Innovate products and services - Leverage your new digital technology to make your agency standout by creating new customer service and business models. Utilize new channels and technologies to open alternate opportunities to deliver new products and services. Continuously build on the momentum of your digital transformation to deliver an innovative value proposition and differentiate your business.

The New Customer

The Future Agency

Website Optimization

Social Media

Lead Generation

Post Sales Service

Support & Service

Increased Retention Reviews & Referrals

Digital Presence

Managed Services

Network Support

Performance Tracking

Outsourcing

Technology Solutions for

Independent Agents

Technology Solutions for Independence

Insurance Agency Network brings agents, technology solutions, and companies together to adopt common approaches to e-commerce strategies and to agent-company work processes that will take better care of their customers and enable them to survive, thrive, prosper, and succeed today and tomorrow. We know if we take better care of our customers, we will survive, thrive, and prosper. Technology empowers our ability to do this and helps reinvent the local Independent Agency. Empower your staff to do their jobs and grow the business by giving them the right technology and tools.

IAN partners with great organizations for Technology Solutions like:

IAN has partnerships with over 75 InsurTech Vendors to provide Associates “state of the art” technology solutions and services, at reduced costs enabling them to build new business models, processes, and systems that ensure longevity in today’s digital world.

It all starts with a Logo & Branding

Logos and Branding

Insurance Agency Logos Matter. Why?

Because it grabs attention, makes a strong first impression, is the foundation of your brand identity, is memorable, separates you from competition, fosters brand loyalty, and is expected by your audience. You have about eight seconds to engage consumers’ attention, so your logo has to do a lot of work to do in a short amount of time. Your insurance agency logo provides you one shot at making a strong first impression, as you will not get a second chance. You want that first impression to pique consumers’ interest and entice them to learn more. An agency logo is how you introduce your brand to a new audience. Having a logo is an integral part of making your brand a successful one – right up there with having high-quality products and positive referrals.

Let’s take a deeper look at all these points below.

1. It Grabs Attention - Attention spans are short these days – especially consumers. Companies do have much time to convince potential customers that their products are worth any consideration. That short attention span – you know, the one that causes consumers to judge your business by its appearance –can work to your advantage if you have a solid logo to speak for your company.

2. It Makes a Strong First Impression - You have one chance to get this right. A logo is a company’s first introduction to consumers. If designed well, it can pique the interest of the public and invite them to learn more about the company; if not, you have just alienated a potential customer base and tanked your business.

3. It's the Foundation of Your Brand Identity - Successful branding is about telling a story that will influence customers’ emotions – plain and simple. While it is true that logo design is only a part of a company’s brand, it serves as the foundation for the entire narrative on which the brand is built.

4. It's Memorable - Your logo leads the horse (your audience) to water (your company). Logos are a point of identification; they are the symbol that customers use to recognize your brand. Ideally, you will want people to instantly connect the sight of your logo with the memory of what your company does – and, more importantly, how it makes them feel.

5. It Separates You from Competition - Dare to be different with your logo because your company logo tells consumers why your business is unique. Sure, there are fifty other insurance agencies in your city, but yours is the only one that’s committed to sustainability and complete customer satisfaction and your logo drives that message home.

6. It Fosters Brand Loyalty - Say it with me: Consumers crave consistency. As your brand grows, your logo is going to become more familiar to a wide range of consumers, and this familiarity creates the perception that you’re trustworthy and accessible. Trust is built on a well-designed logo, and brand loyalty is quick to follow.

7. Your Audience Expects it - And finally. Your logo is the first thing that your audience will look for when they see any communications from your brand. It should be front and center of all your marketing materials such as business cards, flyers, advertisements, etc.

A distinctive, visually appealing “logo” that shows well and looks professional will enhance your agency’s brand while a logo that does not show well is worthless and may hurt your brand. So, there you go! As you can see, you need a logo; it’s a vital part of building a successful business and brand.

Logo makers and branding toolkits can help you create a unique and effective image to represent your company’s best qualities, but you would be better well served hiring a professional to design your logo.

It’s just the start with Airo™ Plus

GoDaddy Airo™ Advanced Logo Generator sets you and your agency apart from the competition with a stunning logo that gives your business a unique look and feel with a logo created in a flash by. Get a professionallooking logo. Stop searching, start creating images. Get a stunning logo to use everywhere, and the ability to quickly create your own engaging images.

Set your logo apart with the magic of AI

 No design skills needed - Answer some AI prompts and your business gets a beautiful, branded logo almost instantly — like magic.

 Spend less, save time - Get a professional logo almost instantly without having to hire a designer, which saves time and money.

 Showcase your logo everywhere - Use your unique logo on your site, in social channels, email, online marketplaces, and offline as well.

What's included with Airo™ Plus

• Unlimited logos. Get unique logo options created almost instantly with Airo™ Advanced Logo Generator.

• Customize to your liking. Edit your logo fonts, 3D icons, colors, backgrounds, and layouts.

• Get the right image every time. Airo™ Advanced Image Generator helps you easily create images (instead of spending too much time scrolling through stock).

• Unlimited downloads. Get endless logo downloads with no watermark.

• Pre-sized logo versions. Made especially for your website, social media, email, and more.

• Look great everywhere. Your AI-generated logo will stand out — from online to swag.

Get pre-sized versions of your logo for social ads, browser icon, email, and more — use them to promote your business all over. Save time with your AI design assistant Your personal AI designer saves you time — delivering a beautiful, branded logo almost instantly — like magic.

Design your own beautiful brand

Looka gives you everything you need to launch your brand and look great from day one. The best part? Artificial intelligence does the heavy graphic design lifting, you have the creative control. Looka Logo Maker combines your logo design preferences with Artificial Intelligence to help you create a custom logo you'll love. All it takes is a few clicks and five minutes.

How it works

Looka combines your design preferences with AI to make beautiful logos you'll love. Once you have your logo, use the Brand Kit to access 300+ branded templates, create custom marketing assets, build a website, and launch your business! Design a custom logo for free. Only pay if you’re 100% happy!

1. Start with design inspiration - Enter your company name and select the logo styles, colors, and symbols you like. Looka’s AI-powered logo maker will use these as inspiration when generating your logo designs.

2. Browse and favorite logos - Within minutes, you’ll be browsing 100% custom logos tailored to your business. As you scroll, Looka will generate more designs based on your preferences.

3. Perfect your design - Click any logo design to explore variations and change colors, text fonts, layouts, and symbols. You can also change spacing and sizing.

4. Preview logo mockups - Favorite a logo to preview what it looks like on business cards, T-shirts, and more. As you make changes to logos in the editor, previews update in real-time.

5. Download your files- After you choose and purchase a logo, we’ll send you all of the files a designer would, including high-res PNGs and vector logo files to use online and in print.

Looka’s online logo maker delivers the goods, including vector logo files and color variations. Your Brand Kit includes everything that a logo designer would deliver, and more.

Grow on social media

Create a standout social media presence for your brand, with social profiles, posts, covers, and stories available perfectly sized for Facebook, Instagram, YouTube, and more.

Easily create a logo for your brand

TAILOR BRANDS is a free logo maker. You can create your own logo for free and only pay if you love your finished logo design. Online logo creator helps small business owners, freelancers, start-ups, and entrepreneurs make a logo design that’s both high quality and professional. Logo creator uses AI to create custom logos in just a few clicks.

Design a Unique Insurance Logo

If you want your insurance company to instantly attract clients, a well-designed insurance logo is your best bet. As your clients are putting their assets, and even their lives in your hands, you’ll need to come off as a dependable and trustworthy firm that can properly take care of them.

Do you already have an idea of the type of logo you want to design? If not, don’t worry; TAILOR BRANDS has gathered a selection of insurance logos representing companies of all shapes and sizes, so you can get some inspiration. When you’re ready to get designing, scroll down for best practices to see which logo elements will most resonate with customers in your industry.

How it works

1. Provide business details - Enter your company name and type of business, then tell us a little about what your business does.

2. Choose your logo style - Select the type of logo that best suits your business; you can choose from a wordmark (logotype), monogram, or icon logo.

3. Select your favorite fonts - Choose your favorite font styles to help our logo creator understand your brand personality better.

4. Sit back and wait - Our logo generator will go to work and create a selection of unique logos. It takes less than 1 minute.

5. Customize your logo design - Pick your favorite logo and then customize it. You can change the fonts, icons, and colors.

6. Download your logo - Download a high-resolution file of your design – we provide Vector EPS, SVG, and PNG logo files.

Why choose Tailor Brands' Logo Maker

Tailor Brands loves nothing more than seeing people bring their logo idea to life. And in the last five years, this passion has helped us become the leading automated logo design tool for side-hustlers, individuals, and small business owners.

Empowering the world to design

Canva builds a unique brand identity, starting with custom logos you can easily produce and use. Redefine the way you create with a suite of AI-powered tools that generate copy in your brand. AI-powered efficiency Leverage AI to create on-brand copy, templates and video-editing. Bring your brand in house with templates for your team to design with. Beautiful approval flows Easily control individual permissions, assign tasks and share your work.

Everything you need for an on-brand logo

• Thousands of professionally designed templates - Bring your branding identity to life. Browse our customizable logo templates to find a match.

• Millions of free icons and illustrations - Inject uniqueness into your logos with free graphic elements from our vast media library.

• Hundreds of eye-catching font combinations - Finish off your logo design by using the perfect font pairing.

Craft custom logos in minutes

• Free and easy-to-use logo editor - No advanced skills needed when designing your logo on our drag-and-drop dashboard.

• Visualize your logo on any product - Create realistic product mockups using your design with their Mockups integration.

• Resize your logo for any use - Automatically transform a single design for use on virtually any platform with Magic Switch (Pro).

Work and collaborate with ease

• Share access to your design - Get your teammates’ input by sending them a link to view and edit your design draft.

• Easily get everyone’s comments - Revise with ease. Get your teammates’ and clients’ feedback directly on your design.

• Design on the go - Work where inspiration strikes. Edit on Canva on your mobile, tablet, and desktop devices.

Effortlessly stay on brand

Ensure consistency across all your designs with Brand Kit (Pro). Simply store your logo, brand colors, and fonts to your kit and apply them onto your designs with a single click. Let anyone on your team access the pre-set brand assets and templates so everyone’s always on the same page.

Start designing with Canva

www.canva.com

Domains are the gateway for customers to reach

Domains

Securing a “domain name” for your business is essential, even if you have yet developed your web site or settled on the finer details of your online strategy. A domain name gives you an online presence and is the gateway for customers to reach you. Try to align your domain name to the business name as much as possible and make it memorable, short, and easy to remember. If your business has not yet progressed to having a website, you should still secure your domain name for the future! Register a domain name is to protect copyrights and trademarks, build creditability, increase brand awareness, and search engine positioning.

A domain is a website address that has three parts, each separated by a dot: the subdomain (www), the midlevel domain (where you can display a business name), and the top-level domain (.com, .net, .org for example). All three elements mentioned above are necessary to create a web address accessible to the public. Because there are so many variations of these elements, it is easy to “create a unique web address” for your company.

What Should You Look for in a Domain Hosting Service?

Security - Your data is important, and that is why you should choose a domain hosting company that has proper security solutions as well. A domain host that does not pay consideration to your security is not worthy of your investment.

Speed - No matter how amazing your website is, your viewers are going to decrease dramatically if your loading speed is slow. Find an email hosting provider who can make your website pages load fast.

Type of servers – There are 3 types of servers, which include basic server, Virtual Private Server (VPS) and dedicated servers. Consider the type of servers offered by the host and at what cost and even a best domain hosting service provider can help you to take a right decision, as they will have experts to advise you on the subject.

Sure backup - When your site crashes, there is a possibility of losing data if there is no backup. Therefore, make sure that the domain host you choose not only provides full site backup but also ensures restoring of the backup data is simple; a process that you can manage yourself without waiting for the help of support staff.

Get your own domain, register, and pay for it through a

domain registrar?

Choose your registrar or web hosting service - Check their hosting policies and pricing. Find, research, and read a guide of the best domain registrars for small businesses.

Search for a domain name - The registrar should have an availability checker which you can use to determine if a domain name is available.

Fill out the forms - You will be asked for your personal information and contact details to complete your profile for the public “WHOIS” database. Choose whether you want your profile to be public or private by opting in or out of domain privacy.

Pay for your domain - Prices for the domain names will come up during the availability check but will range from free to $20 annually.

Link domain and website - Using the domain manager, connect your domain to your website; this will require entering host server information if you have not purchased your domain and web hosting from the same provider.

Confirm your domain is live - Once you have logged into your content management system (CMS) and designed the beginnings of your website, be sure to confirm it is live under your purchased domain.

Meet your AI business partner

GoDaddy offers everything you need to create an effective, memorable online presence. GoDaddy is the world’s largest and trusted domain registrar that empowers people like you with creative ideas to succeed online. Buy a new domain and get GoDaddy Airo™, a customizable, AI-powered solution that can easily deliver a website, logo, LLC, and more for your business.

Why choose GoDaddy?

With 20 million customers, 80+ million domains under management in 58 countries, GoDaddy has more experience than anyone and will make sure you find the right domain and that it has a secure home online.

1. Your one-stop tech shop - Forget about jumping around the internet to get all the tools you need to succeed online. Find everything for your online presence in one place.

2. Widest selection on the web - Every time you enter a name in our domain search box, our powerful engine searches the web's largest pool of names. There is no better place to find the right domain name for your business.

3. The technology you need - GoDaddy offers tools for any online endeavor, from websites to email marketing. Best of all, our cloud technology is easy to use — and afford.

4. Award-winning support - If you have a question about a domain name (or anything else that we offer) our web pros are standing by, ready to pick up the phone and help.

5. A worldwide community - A place where twenty million individuals from58 countries can exchange ideas about conquering the internet.

So, what all do you get?

 Simple domain set up. You do not need any technical skills.

 Up to 100 subdomains create a custom web address.

 Real-time monitoring to make sure you are always up and running.

 Quick, simple tools to forward your domains to any existing website.

 World-class support from our web pros standing by ready to assist.

Keep your domain locked & in your name

Business Protection:

• Domain names are safe for up to 12 months.

• Blocks both accidental and malicious domain transfers.

• Keeps your personal details hidden from snoops and crooks.

• Publishes an online business card so customers and partners can find you.

NOTE: Visit the vendor website for additional features, details and current pricing. Tools

Build your brand on a great domain

IONOS® makes it easy to find and purchase a domain name thanks to its modern and intuitive interface. One can get more than just a domain name. It goes beyond the basics to offer a suite of features that accommodate your business needs, offers great solutions, and they do not try to upsell and annoy the customer. It is very simple, and they listen when a customer presents an opportunity for improvement. They are very responsive to customer needs.

Domains as original as your ideas

IONOS offers great solutions and helps build your brand by providing domain names that set you apart from the crowd.

More than just a domain name

While there are generally very few features or inclusions with the purchase of a domain name, IONOS has a lot to offer. Upon making a purchase, domains include a domain name privacy, an SSL certificate, business email with 2 GB of storage and 24/7 support. Register your domain with IONOS and benefit from comprehensive features.

Email - A professional email address (for example: me@mycompany.com) connected to your domain with 2 GB of mailbox space to start, included in each initial contract. Upgrade any time for more space.

Security - For reliable protection of your website visitors and to increase your Google ranking, one Wildcard SSL certificate is included with your initial contract.

10,000 subdomains - Up to 10,000 subdomains to customize and structure your website, for example: news.mycompany.com.

Easy setup - Easily connect your domain with 3rd party services, other IONOS products, and your social media accounts – with just one click.

Domain lock - The domain transfer lock ensures your domain cannot be transferred by unauthorized third parties.

24/7 customer support - Our professional and knowledgeable support team is always available for help and advice, 24/7.

NOTE: Visit the vendor website for additional features, details and current pricing.

Make a name for your website. Literally.

Bluehost® is a leading web hosting solutions company providing comprehensive tools to millions of users throughout the world so anyone, novice, or pro, can get on the web and thrive with our web hosting packages. Bluehost domain manager makes it easy to track, update, transfer, purchase, and administer all your domains in one place.

Your domain comes bearing gifts.

Easy domain management - Manage every aspect of your domains from a single, easy-to-use control panel. Change DNS records easily across multiple domains.

Auto-renewal - Protects your domain from expiring and accidentally being lost by enabling auto-renewal. Switch back to manual renewal at any time. Using this service ensures that your website domain names are always protected.

Domain lock - Once you find your perfect domain, lock it down to prevent unauthorized transfers. Unlock it for transfers at any time. Domain name service will save your preferred name and keep it secure for when you are ready.

Domain forwarding - Automatically redirect your domain’s visitors to other desired locations on the web.

Expert support - Ready to come to your aid by phone or chat anytime, for any reason.

Why choose Bluehost?

1. Lightning-fast search - Quickly find that perfect domain among the multitude of options available.

2. Peace of mind - Have confidence in knowing you’re working with a trusted global domain provider.

3. Domain Privacy - Keep your personal info concealed from possible spammers and identity thieves.

4. Huge Selection - We make it easy to find a unique, creative domain name that helps your site stand out.

5. Geo-location domains - Let everyone know where you’re located right in your domain, for example yourwebsite.uk.

24/7 hosting support

Bluehost supports millions of websites worldwide. Let experts help you effectively build, grow and manage your WordPress website. You can call, chat or email at any time!

NOTE: Visit the vendor website for additional features, details and current pricing. Grab a plot of land and start building

www.bluehost.com

It all starts with a great domain

Domain. Com® has made searching for domains easy with AI DOMAIN GENERATOR. Just enter descriptions and keywords, then search. The more information you include about your business, idea, or hobby, the better. The results are high-quality, instant, and totally unique. Use the power of AI to find new and creative domain name ideas.

How the AI DOMAIN GENERATOR can help you

Custom to you - Because your keywords are specific to your brand, you'll get relevant results that are uniquely made just for you.

Easy to use - With this tool, the work is done for you. Get a streamlined experience that can cut hours out of your domain search.

Made to search - The AI Domain Generator pulls keywords from your query. You'll get options with value, increasing your traffic over time.

Ready to buy - In the past, you had to find purchasable domains on your own. Now you can instantly see dozens of available options.

Helpful tips for picking the perfect domain

 Choose a name that's creative and unique. This may be the differentiation needed to stand out amongst competitors. Take a domain name like BeanStreet.coffee, for example.

 Keep your name easy to remember as well. The sweet spot is ideally one or two words that capture the essence of your website. CoffeeLove.club is easier to remember than CoffeeAndCaffeineAddicts.com, for example.

 If you're a local business, consider adding your region to your domain name, such as .nyc or .asia, to help your site's visibility.

 Consider buying more than one domain. As your site's popularity increases, you don't want copycats to purchase similar domains before you do.

 And lastly, avoid numbers, hyphens, or symbols of any kind.

Why choose DOMAIN.COM?

1. A trusted source - Since 2000, we've been focused on helping customers find the best domain name as the building block of their online presence.

2. Everything is covered - A domain name is just the beginning. We'll help you host, design, and manage your site. We'll even build it for you, if you'd like.

3. Simple Intuitive - We integrate seamlessly with WordPress, WebsiteBuilder, and SiteLock, to name a few. We’ll help you get online with ease.

NOTE: Visit the vendor website for additional features, details and current pricing. The total package for starting your website www.domain.com

Email is not going away anytime soon.

Email

E-mail has become a popular way to communicate all over the globe as organizations are increasingly turning to cloud-based solutions for service, data center and application needs. Email is a reliable source of communication that allows for person-to-person virtual delivery and communication to flow to anyone worldwide.

Show you are in business and look professional with custom email at your company domain. Businesses are now considering nimble and versatile hosted “email” solutions for their needs. Features and pricing vary widely across the segment, so we have reviewed the top solutions and considerations to help you find the best option for your company.

• Hosted Email Service - How companies host, store, and distribute their email has undergone a massive transformation. Businesses are veering away from costly onsite email servers and looking instead to the cloud with hosted email solutions. Going with a scalable and secure hosted Software-asa-Service (SaaS) solution with guaranteed uptime that breaks down pricing into flexible, per- user charges.

• Costs and Your Users - Cost is the most popular driver for businesses moving email to the cloud. It is simply cheaper on a per-user basis when you factor in not only the cost of server hardware and connectivity but also add-on security products and the knowledgeable staff necessary to run them.

• Email Usage Patterns Are Changing - Investigate how your users are emailing daily. That is important because it will impact the tools and features you need to look for in your hosted email provider's client software. Microsoft Outlook is still the most popular on-site email client, but there are others, such as Google's hugely popular Gmail. These clients can be very sophisticated and, depending on what your users are doing with email, they can have a big impact on your day-to- day business process.

• Configuration and Compatibility - The cloud certainly makes delivering email to your users easier but, there is still going to be some setup required beyond simply activating the service. At a minimum, a domain must be purchased and configured to point to the new email host. Your next major concern will be compatibility such as integration and mobility.

• Mobility Factor - How often do your employees need to access email via mobile devices? This is an important issue because most email hosting providers deliver web client usable information as a default inbox. A recent survey clearly shows, email is one of the most popular apps for mobile devices across most organizations and even consumers.

• Security and Privacy - Security starts with spam, otherwise known as unsolicited email. Spam filters are getting better every day and email providers tend to deploy the very latest and greatest for their customers. The filters still are not perfect, which means they can catch a lot of "good" email but often vary significantly in effectiveness.

Privacy/Data protection is a key email security concern. Inboxes contain GBs of business-critical and personal data, so not just hackers but also legitimate marketing companies can make big money off mining email data and this sometimes includes the very company that is providing the email service to you. To protect yourself, be sure to inquire about data safety capabilities on the provider's side.

It boils down to a balance between cost, features, and risk. It is always tempting to simply jump on the lowestcost solution, but the fact that email is ubiquitous keeps this from being the smart play. It is impossible to escape using it, which means your users, your customers, and the guts of your business have all come to depend on it in different ways. You need to discover those ways, evaluate them, and then choose a service that either meets or improves on them. This takes time and some investigation; these are steps you do not want to skip. Otherwise, you will pay for it later.

Create a professional email using your domain.

GoDaddy® Professional Email works for all your business communication and marketing needs. Plus, advanced security tools help protect your data. Look professional with a custom email address that matches your domain. Build trust with email that shows you take your business seriously. Promote your brand with every message you send. Show them you mean business.

How to create a business email

Set up a custom email address and get started in 5 easy steps.

1. Choose and register your domain name.

2. Select the right email plan for your business needs and add mailboxes for every user on your team.

3. Choose your username and password, then set up your business email account(s).

4. Create professional email addresses that match your domain, like orders@yourdomain and info@yourdomain.

5. That's it! You're ready to send and receive emails like pro.

Professional Email

• Domain-based email builds trust - Customers are 9x more likely to choose a business with a professional email address, and a domain-based email account promotes your company with every message. You can even create additional email addresses like sales@ or info@ that help serve customers better.

• Keep more of what’s important - Our plans have loads of storage for your email, contacts and shared calendars. When you create a business email with us, you’ll always have space and won’t have to delete emails to make extra room.

• Names you know and can rely on - With Microsoft 365 from GoDaddy, peace of mind is built in. Every email plan is backed by Microsoft’s 99.9% uptime guarantee and our awardwinning support.

• Your own personal IT team - Creating and managing your business email is simple with GoDaddy. Our award-winning support team is at the ready to answer any questions, and can even help migrate your old email hosting account to our platform.

• All your devices, all in sync - Your latest emails, contacts, and appointments are always at your fingertips. Microsoft 365 from GoDaddy email services work with Outlook, Apple Mail and other top programs to keep all your devices – from your laptop to your smartphone to tablet –up to date and in sync.

• Peace of mind with every click - A whopping 90% of all online threats originate through email attachments^, and many of these attacks look legitimate even as far as impersonating those you know. Advanced Email Security alerts you to bad actors before you click, so you can stop them before they can hurt your business.

Compare Professional Business Email plans

Every Business Email hosting plan includes: Up to 400 email aliases - That's enough for every aspect of your business.

Sync across devices - Instant access to your emails, contacts, and appointments.

Shared online calendars - Manage your calendar and quickly schedule meetings.

7-day money-back guarantee - Buy without worries as you find the plan that works best. +Applicable on annual term purchases only.

Everything you need to get anything done, now in one place.

Google® Workspace can help you get more done with business productivity and collaboration tools loved by billions of users. Work faster, smarter, and more collaboratively than ever before.

• Tools you love, thoughtfully connected - An integrated workspace that’s simple to use, Google Workspace lets you spend less time managing your work and more time doing it.

• Smart suggestions to help you prioritize - Address what’s important and let Google manage the rest with best-in-class AI and search technology that helps you work smarter.

• Flexible solutions for every business - Work from anywhere, on any device – even offline – with tools to help you integrate, customize, and extend Google Workspace to meet your team’s unique needs.

Get Gmail, Calendar, Drive, Docs, Meet and more for business.

Gmail - #1 email used worldwide business email, and so much more - AIpowered, secure, and easy to use email trusted by billions of people and businesses. The latest Gmail makes it easier to stay on top of the work that matters. Stay on top of project work with shared files and tasks — all right in Gmail.

Calendar - Shareable Online Calendar designed for teams - Spend less time planning and more time doing with a shareable calendar that works across Google Workspace. brings all of your calendars together in one place, so you can manage work, personal life, and everything in between.

Google Drive - Store, access, and share your files online - Store any and access every file. AI-powered cloud storage for seamless file sharing and enhanced collaboration. Access files anytime, anywhere from your desktop and mobile devices. Control how files are shared.

Messaging and team collaboration - Real-time or anytime – Chat helps Workspace users connect and collaborate to get things done. With Gemini in Chat, you have a partner who’s always ready to provide answers, summarize conversations, find files in Drive, and brainstorm new creative ideas.

Google Docs - Online, collaborative documents for teams - AI-powered documents to help you and your team create and collaborate on content. Create and edit professional documents from a few simple prompts and get help refining your content. Multiple people can work at the same time, and every change is saved automatically.

Google Meet - Video calls with anyone, anywhere - Stay connected and collaborate with friends, family, and colleagues no matter where you are. Help your team stay securely connected with enterprise-grade video conferencing built on Google’s robust and secure global infrastructure.

Transforming how enterprises work.

Become one of the five million teams that depend on cloud-based apps like Gmail, Calendar, Drive, Docs and Meet to get things done. Google Workspace plans provide a custom email for your business and includes collaboration tools like Gmail, Calendar, Meet, Chat, Drive, Docs, Sheets, Slides, Forms, Sites, and more.

Bring your business ideas to life

Microsoft 365® empowers your employees to do their best work with the power of generative AI in the apps they use daily and brings together best-in-class Office apps with powerful cloud services, device management, and advanced security. Microsoft 365 helps your business improve cybersecurity, reduce costs, and empower employees to work from anywhere. Get the tools you need to do your best work with Microsoft 365. Plus, invest in Microsoft 365 Copilot to bring AI-powered experiences to your entire business.

Do great work with Microsoft 365

• Reach more customers - Connect with new customers using tools that help you communicate more effectively and deliver more value.

• Build your brand - Develop a strong marketplace presence with branded documents, meeting backgrounds, marketing videos, and emails.

• Run your business - Simplify how you run your business with a solution that helps you create, connect, and collaborate securely from anywhere.

• Scale securely - Safeguard your business data and devices with centralized identity, security, compliance, and privacy protection.

The tools you need to do your best work

Microsoft Teams - Easily communicate with customers and employees. Create, share, and store files securely from a single cloud-first platform. Brings everyone together in one place to meet, chat, call, and collaborate.

OneDrive - Save, access, edit, and share files and photos whether you’re in the office or on the go. Easily store, access, and discover your individual and shared work files in Microsoft 365 apps from all your devices. Your offline edits will automatically sync the next time you connect.

SharePoint - Create team sites to share information, files, and resources. Streamline teamwork with dynamic, customizable team sites to share files, data, news, and resources. Collaborate with team members inside and outside your organization, across PCs, Macs, and mobile devices..

Outlook - Manage your email, calendar, tasks, and contacts together in one place. Work efficiently with email, calendar, contacts, and tasks together in one app. And with your Microsoft 365 subscription, you’ll be able to share attachments right from OneDrive, access contacts, and view LinkedIn profiles.

Exchange - Work smarter with business-class email and calendaring. Exchange helps you collaborate on your critical documents and gives you a focused inbox that prioritizes important messages and adapts to your work style, so you can get more done–faster.

Microsoft Loop - Co-create and stay in sync with your teammates to bring all the parts of a project together. Included with Microsoft 365 Business Standard or Business Premium. Unlock the power of shared thinking - co-create, get up-to-speed, and stay in sync with your teammates.

Email as professional as your brand

Bluehost® takes your email to the next leve. Boost customer trust with professional email that fits your budget. Easily integrate your calendar, contacts, and more. When you choose branded email, you’re going beyond unique addresses. You’re choosing a better experience for your team.

All the features you need

Professional Email - Unite your team with a domain-specific email capabilities.

Custom Inbox - Customize your mailboxes and email templates to stay organized.

Calendar - Manage projects in a few clicks with an integrated calendar.

Contacts - Automatically save information and reach colleagues with ease.

Tasks - Create, schedule, and manage your tasks all in one place.

Portal - Keep recent updates and relevant information top-of-mind.

Drive - Improve your workflow by sharing files with controlled settings.

Documents - Experience an integrated suite of tools for all your work needs.

Security - Defend against a variety of threats plaguing modern business.

Pick the plan that fits your plans.

Look like a pro on any budget with a professional email address that matches your domain. Set yourself up for success now with a plan built for you.

Website

is the center piece of any digital

Website

In today’s digital world, an insurance agent website is an essential tool that should form part of any business and marketing strategy. If you are building a new insurance website or refreshing your current site, knowing how to differentiate yourself is key, and first impressions ALWAYS count. A robust website is a foundational pillar for business success, increasing brand awareness, driving user engagement, and boosting conversions. And crafting that standout platform doesn’t have to be complex or challenging. Whether you choose an insurance website builder, or you hire someone to design an insurance site for you, having a presence online is key. The website is the center piece of any digital presence.

10 Reasons Insurance Agents Need Their Own Website

There are many benefits for insurance agents to use carrier websites, to receive subsidies for the first few years for office allowances from the carrier to help get things moving. You also get help for leads, advertising, and technology. While it is easy to let the carrier do marketing for you, it may not have the impact you had hoped. Being proactive and having your own insurance agency website can help you expand your client base and increase referrals.

1. First Impressions Matter - Your website is the first interaction a client has with your independent agency online, and you normally do not get a second chance to make a first impression.

2. Enhances customer engagement - Interactive website features do more than display content, they actively engage visitors, converting passive browsers into leads and, eventually, loyal customers.

3. Showcases credibility and professionalism - A meticulously designed and well-curated website doesn’t just represent your brand, it elevates it.

4. Showcases your company, products and brand - Your website directly reflects your brand, showing visitors who you are and what your business represents.

5. Boosts Your Online Marketing - Harnessing the full potential of digital marketing is pivotal for boosting your website’s bottom line. If you aren’t marketing online, you’re missing out.

6. Increases brand awareness - Every web design detail, from typography to content style, contributes to your brand’s identity and personality.

7. Establishes a competitive edge - A polished website is a crucial differentiator, particularly when marketing a small business in a saturated market.

8. Enables data collection, analysis and insight - Add analytics to your website, and you can see where prospects are coming from and what pages they visit the most.

9. Provides 24/7 accessibility and convenience - Clients do not always have the time to call or email their questions during regular business hours.

10.Evolves with audience preferences - Your website’s structure, from its content and design to its navigation, offers flexibility to adjust as trends and priorities shift, helping it remain relevant and user-centric.

Standing out as an independent agency can be surprisingly challenging. While you may not think that your website is a crucial part of that equation, that genuinely isn’t the case. To put it simply, without a strong website for your independent agency, you are missing out on opportunities. If you are wondering why having an exceptional site matters, here’s what you need to know.

Ideal Agent Website

Functionality, Appeal, Simple Content and Connection

Design Options - Your website is the first chance to make a great first impression. Your website is the hub of all activity. Prospects, clients, and referral partners often search for an agency online and visit a website before you even know they exist. Gain trust and credibility with a clean and modern website design that makes you look trustworthy.

Search Engine Optimized - Prospects and current clients must find your website when they search for insurance on Google. Getting your agency to the top of Google, “IN THE BOX” and other search engines isn’t always as easy as flipping a switch, so you must be serious about (SEO) and implement simple things you are serious about SEO.

Mobile Friendly - Customers must be able to visit your site, request quotes and contact you from any device, anywhere. The more active your website, the more value you get out of it. Your website is so much more than an online brochure and more to reach prospects, better serve your clients, and highlight what makes your agency shine.

Social Media Friendly - Think of social media like opening the front door to your agency. Getting 5-star reviews on Google, Facebook, and other online services helps establish your insurance agency as the trusted, credible solution in your local area. The more 5-stars you get, the higher you’ll be in the search results when people are looking for insurance in your area.

Contact Page - More prospects and clients will call, email, or stop by your agency when it is so easy. Ensure your agency’s NAP (name, address, and phone number) is accurately and consistently displayed within online directories and listing sites to improve visibility and help your website’s SEO (search engine optimization). Choose one with great domain authority, you’ll get the best bang for the buck from them.

Online Quote Forms – A call-to-action (CTA) is a prompt on your site that leads your visitors to take a specific action, is a must. Online quoting forms generate leads with multiple quote forms, email notifications and rater integration. The more you actively use your website tools, the more value you get out of it. Your website is so much more than an online brochure.

Photo Gallery and other content - Personalize your website and build trust with your customers and visitors. Get creative, be human, and have some fun! The more fun stuff you post, the more people will get to know your agency and want to follow along with likes, follows, and comments. Leverage your local presence with the latest updates about your agency in the local community.

Insurance Carriers and Product Pages - Boost search rankings and educate potential prospects and clients with content about the insurance carriers you represent and the products you sell. The ability to change or add new carriers and product offerings or remove old ones any time is a must. A Document Library saves time and impress clients with custom documents in a library on your website.

Agency Newsletter - Use a newsletter to give customers updates about your agency. Provide valuable content to your audience so they look forward to your emails and also build a brand recall. When you deliver content that is relevant to your customers, they will get in the habit of opening your emails. When you send them a promotional email, they are less likely to ignore you.

Insurance Agency Blog - Build trust as an industry authority with an easy-touse blogging platform. The ultimate goal in creating blogs is to drive as much traffic to your website as possible. Creating content regularly informs search engines, such as Google, that your website is actively updated and therefore should be checked frequently to see what new content has surfaced.

Customer and Contact Management - Automate, manage customer life cycle, and make the experience excellent, fluid, and effortless. Online customer service reduces in-agency servicing time and satisfies customers with 24/7 customer service and carrier access. Customer Relationship Excellent customer experience has recently overtaken pricing and product as the key brand differentiator.

Email Marketing – Utilize a CRM or build an email program to send clients and prospects regular emails. Email isn’t as glamorous as AI-powered chatbots, Instagram influencers, or other new-school tech, but it is still one of the best marketing and retention strategies around today! The return on investment (ROI) of email marketing is hard to beat.

Marketing Dashboard – Dashboard tracking of traffic, clicks, rankings, opens and more. Monitor search engine rankings, website traffic, and advertising in real-time 24/7. Keep track of what's working and not working on social media. Easy-to-read reports sent by email every month that will show you exactly what is being doing for you.

Client Document Library - Save time and impress your clients with a customizable document library on your website. They allow you to share important documents with clients and offer several notable features which is a huge benefit you can allow your clients to download documents anytime, anywhere they are available, which makes it easier for them to get access to what they need

SSL Website Security - Gain trust and credibility with an SSL certificate that helps increase lead generation. Keep internet connections secure and prevent criminals from reading or modifying information transferred between you and your clients. When you see a padlock icon next to the URL in the address bar, that means SSL protects the website you are visiting.

Alleviate Service Work and Generate Huge Commissions

Advisor Evolved® helps time-strapped, non-techy independent agencies acquire and retain more clients with easy-to-use marketing tools, and a gorgeous, conversion-optimized website that will never be mistaken for an out-dated, online brochure site.

Conversion Focused, Results Driven Insurance Agency Websites

Flexible design that future-proofs your agency website – Their goal is to build each client a website that is unique to them and their agency, and with our flexible design system built on top of WordPress core, we can do just that. What’s more, our system allows agencies to do so many different things. From point-and-click landing pages, to drag-anddrop page designs, your website is a Swiss Army knife of features and control.

Stunning, mobile-first design with unmatched features and usability - Did you know Googles’ index is now “mobilefirst”? This means Google puts a higher priority on the functionality and compatibility of websites at the mobile level. With more than 60% of all web traffic coming from mobile devices, having a mobile responsive website is non-negotiable. With Advisor Evolved, your website will be highly optimized for the mobile experience.

Unmatched Code Quality - With the introduction of Google Core Web Vitals, code quality & page speed matter more than ever before. Many websites may look good on the surface, but a vast majority aren’t built well under the hood. Our advanced code architecture means that your website will be lean, mean, and perform like a well-oiled machine, helping you rank higher in Google faster.

Conversion Rate Optimized - Most clients report an immediate increase in lead volume after we build & launch their sites. With a design process based on user & visitor data across thousands of websites, your website will be a conversion machine as long as traffic is flowing to it. Unlike some competitors, they build websites based on what works, not what looks flashy or gimmicky.

Google

& SEO Compliant - There’s not another agency website developer who knows more about SEO than they do period. They teach SEO to other SEOs and are extremely in tune with what Google deems to be best practices for website development, SEO, and CRO (conversion rate optimization). With Advisor Evolved, your website will rank higher, and faster.

Custom Designed Insurance Websites

BrightFire® is one of the leading insurance website design and digital marketing providers in the United States. They are committed to providing agencies with customer service they love and solutions that deliver results. BrightFire delivers complete digital marketing solutions tailored for independent insurance agencies of all sizes.

Why a BrightFire website is the right choice for insurance agents.

Custom Designed for Your Agency

Web designers collaborate closely with you to capture your vision. You only have one chance to make a first impression. That’s why the BrightFire team will tailor your design to capture your agency’s personality to help you stand out. No matter what your dream for your website may be, they can make it a reality.

Empower Your Sales Team

Sales tools built for insurance agents to engage and close deals. BrightFire has worked with thousands of insurance agents and knows what you need to succeed. They provide a suite of sales tools that help agents close deals and build stronger relationships with clients without leaving their desks.

Enhance Your Policyholder Experience

Support tools built to save you time and provide convenience to your policyholders. BrightFire has worked with thousands of insurance agents and understands the needs of your customers. They provide a suite of support tools to improve your policyholders’ customer experience all while streamlining your agency’s support processes.

Engage Your Customers with New Content Every Week

BrightFire provides helpful insurance blog content, so you don’t have to. They understand not everyone is a professional writer, so they go the extra mile by providing ongoing blog content covering personal, business, life, health, group benefits, Choose the categories your agency offers, and they manage the rest.

Rest Easy, they’ve Got This

BrightFire manages all the technical aspects so you can focus on your clients. Hosting and managing a website can be tricky business if you aren’t familiar with the process, but BrightFire has your back. They manage your website’s security, updates, web hosting, daily backups, domain name registration, and everything else to keep your site running smoothly.

BrightFire Plays Well with Others, Really

Take your website even further with a host of third-party integrations. Our platform integrates with numerous comparative raters, customer service tools, email marketing solutions, agency management systems, live chat, chatbots, and call scheduling services. With these and future integrations, your agency can automate tasks and sell more efficiently.

Websites Built for you.

Forge™ website platform is flexible enough to meet your agency’s unique goals and vision while looking amazing. Capture leads and service your existing clients in style with a website that best represents your agency. Forge lets you tell your agency’s story, leverage lead generation, integrate with real-time analytics, and engage and educate with built-in tools. Build and grow your online presence with easy-to-navigate websites.

Key Forge Add-Ons to Enhance Your Experience

.

Get access to the most advanced and proven tools in the industry with a streamlined insurance agency website platform. Show up in directory listings, build your reputation, and stand out on social media with advanced and proven tools that go beyond the website and make an impact.

Business Texting - Send, receive, automate text messages, connect over text message, and send automated messages to reach people where they are.

Connect or generate a phone number.

Get notifications and reminders.

Integrate Web Chat to your Forge website.

Automate text messaging for campaigns.

Local Listings - Keep your business info accurate and Capture more traffic by showing up across 50+ directory listings with accurate info.

Appear in local searches effortlessly.

Ensure your agency is visible online.

Get listed across 50+ directories.

Connect with clients searching for insurance near them.

Reputation Management - Manage your online reputation and grow your reputation by highlighting, tracking, and following up on client feedback.

Showcase your hard-earned reviews.

Build upon your credibility.

Ask your loyal clients for their feedback.

Gauge client satisfaction.

Social Media - Automatically post to socials and Access a library of social content, automated posts, and customizable options to post.

Connect your agency’s social accounts.

Use our ready-made social posts.

Create and publish custom content.

Set it and forget it content options.

Forge Dashboard - Access a central hub to view form submissions, unlock sales tools, and reach our dedicated support team.

Track quote and service form submissions.

Update pop-ups and website banners.

Publish your agency’s blog posts.

Contact our team for help with bigger site changes.

Interactive Graphics - Forge comes with 50+ exclusive interactive graphics that engage and educate your clients and prospects alike on insurance in a simple, easy-tounderstand way.

Educate in a click to learn format.

Inform about insurance and risk factors.

Engage with visual, interactive content.

Encourage exploration of coverage options.

You simply click the yellow hotspots and flip through the different graphics to use it!

Everything You Need At a Fraction of the Cost

A feature-rich website platform that doesn’t break the bank.

Agent-Friendly Insurance Websites

InsuranceSplash® is the #1 Insurance Marketing Website for Agents. It is the most important part of your online marketing strategy, and the first thing people see when they look you up. Most of your clients, prospects, and others you connect with daily will visit your website before ever interacting with you or your staff.

Here is what you can get with InsuranceSplash.

An Amazing Insurance Agency Website

• Clean & modern designs that are highly customizable.

• Site built for you, and they make updates if you want them to.

• Easy drag-and-drop backend system to update site yourself.

Search Engine optimization!

• Setup, manage and optimize all important online business listings.

• On-Site original content creation and publication (original blog articles).

• Off-Site content publication for linkbuilding (videos, press releases, etc.).

Social Media Management

• Professional branding design layout for all your agency profiles.

• Updates made on your agency's behalf each week.

• Facebook, LinkedIn, Twitter, Google+, and more social networks.

Email Newsletters

• Monthly Email with all your online content for the month.

• Will send it to you to send or we will send up to 2,500 contacts for you.

• Add subscribers through your website and other social channels.

• Generate leads, referrals, cross-sales and improve retention.

Online Advertising

• $150 Monthly Ad Budget for Search & Display Media Campaigns.

• Guaranteed to drive active shoppers from your market on your website.

• We'll setup and run everything for you and report the results.

Online Marketing Dashboard

• Dashboard tracking of traffic, clicks, rankings, opens and more.

• See the results of our marketing efforts in real-time 24/7.

• Monitor your search engine rankings, website traffic, and advertising.

• Keep track of what is working and not working on social media.

Customer Support

• 24/7 Website support system so you can request help at any time.

• Phone support during regular office hours to ask questions.

• Online tutorials for the most common website edits to it yourself.

• 3 Hours/month of website customization, so you do not it.

Power Your Brand Online

Stratosphere® understands that the insurance industry is highly competitive. To help you stand out from the crowd, they work to establish your agency’s digital presence and create a unique brand image. With carefully crafted websites and world-class digital marketing techniques, Stratosphere empowers you to leave your mark on the world of insurance. Digital marketing solutions for independent insurance agencies have become essential to reach customers and grow brands. With their design, content, and digital marketing experts on your side, your independent insurance agency will reach its full online potential.

Independent Insurance Agency Marketing Solutions

SEO - SEO strategies optimize your website and boost your site’s visibility on search result pages, improve your online presence, and differentiate your brand across the web.

PPC - Campaigns with a strong headline, a concise description, and an appropriate landing page target the people looking for services in a specific location highly effectively.

Paid Advertising - Paid advertising techniques that prioritize your ads to draw immediate traffic to your site, generate more qualified leads, and improve your brand recognition.

Social Media Marketing - Stratosphere helps you manage multiple social media platforms for your insurance agency to establish your brand as customer-oriented, reputable, and trustworthy.

Content Marketing - Content marketing strategies specialize in creating quality content for your insurance agency to attract the right market and provides value to your prospects.

Email Marketing - Email marketing campaigns deliver personalized messages and special offers for a wide range of audiences.

Video Marketing – Quality video marketing strategies to help your insurance agency build brand image, generate leads, and achieve more sales.

Reputation Management - Manage your online reputation and take steps to maximize the visibility of positive reviews and minimize the effects of complaints.

Website Design - Design responsive websites with clean layouts and complete information with lightning-fast loading speed. Good UX ensures each visitor finds the information they need with ease.

Website Development -Web development team helps you create cutting-edge websites, web applications, and portals that will take your insurance agency to the next level.

Web Hosting & Maintenance - Team committed to developing a great hosting and maintenance service, update your website with regular backups, and bug fixes - so one more tedious task is checked off your list.

Insurance Agency Website & Marketing Packages

Agency Website Starting at $199/mo

Marketing Essentials Starting at $199/mo

Additional Add-On Options Available

• Paid Advertising - As a Google Premier Partner, get strategized paid ads fit for your business needs. Paid ads service offers: Starting at $300 or 15% of spend, whichever is higher.

• Social Media - Engage with your audience and enhance your online presence across major social media platforms. Social media service features: Starting at $299/Month

• Blog – Expand your website’s indexed pages with our blogging services to increase organic traffic and engagement. Blog service offers: Starting at $199 / Month

• Newsletter - Monthly newsletter add-on service to keep your audience updated about new developments, offers etc. Newsletter service offers: Starting at $149

• Insurance Agency Success Automation - Boost your insurance agency’s performance with automated user engagement, positive review cultivation, and referral programs.

Agency Management Systems

provide a complete view of customers.

Agency Management System

Insurance Agency Management Systems support the day-to-day operations of insurance agencies with backoffice automation and customer relationship management features. An integrated agency management system is at the core of a digital agency and manages a agency’s customer relationships, policy and benefits administration, sales automation, and financial accounting processes across all lines of business and the entire agency in one application. Built on scalable architecture with standardized data, the application enables your agency to seamlessly add new customers, lines of business and locations across multiple geographies to support growth. Open architecture also enables you to seamlessly integrate third-party applications, proprietary systems, and other data sources.

Insurance Agency Management Systems are geared to streamline insurance agents’ tasks via automation and data-driven tracking and control over the storage and organization of the workflow across the entire insurance value chain. Industry statistics reveal that 90% of agencies use an agency management system.

Agency Management Systems:

• Prevent siloed data that is scattered around;

• Automate repetitive processes;

• Streamline system procedures;

• Ensure the holistic access and view of all workflows;

• Enhance agent productivity;

• Ensure total control over insurance policy;

• Effectively manage customers’ claims;

• Retain customers and provide a highly positive experience.

Analytics in Agency Management Systems:

• Mitigate risks in the claims processes;

• Identify customers at risk of cancellation;

• Control business efficiency level;

• Ensure accuracy in policy, renewals, claims, and commissions accountability;

• Keep track of agents’ working hours precisely;

• Forecast cash flows and pipelines;

• Assess insurer performance;

• Detect pain points.

Customer experience has overtaken pricing and product as the key brand differentiator. Consumers are imploring agencies to provide an excellent experience, even if it means higher prices. No two independent agencies are the same. The reality is that your technology needs to align with your agency’s everyday functions and procedures to truly impact overall performance.

Everyone wants to grow their business and increase their profitability. Yet, the ways you go about accomplishing these goals is different from the way other agencies do. You are unique, so when it comes to an effective management system, there simply is not a one-size-fits-all solution.

Insurance

Agency Management System Comparison

• Ease of Use: Customers will need to navigate the system when interacting with insurance agents and updating their policies.

• Data Storage: Insurance Agency Management Systems are available through cloud-based or Software as a Service (SaaS) platforms.

• Software Integrations: The number of available software integrations will affect the monthly/annual subscription fee.

Advantages

• No need to buy hardware (or a server) – When you purchase a hosted agency management system you do not have to worry about where you are going to host your system. The system’s team will be taking care of that for you. In a large data center somewhere or in the cloud.

• No need for backup assistance – When your system is hosted, the company is taking care of backing up all your data for you. No need to worry about a tragic loss!

• Login from anywhere, anytime – With a hosted version you do not need to be in your office to access you agency management system. If you are somewhere with internet access, you are good to go! And if your internet goes out, just link up to your hotspot to continue working.

• Accessible from your Laptop, Tablet, and Smartphone – How awesome it is to be able to pull your tablet out at a conference or the airport to manage your business without the hassle of a laptop.

• Faster & automatically updated – Most of the time Hosted versions operate much faster and provide better service. Not to mention your system is automatically updated to the most equipped version as updates are available, overnight!

Disadvantages

• Investment - Insurance agencies must use a Management System to stay relevant in the industry. These systems can come with a hefty cost. Procurement costs can be high, and even the monthly bills can be staggering. However, the benefits of the system outweigh the costs by a huge distance.

• Training staff - A Management System won’t be of any significance if the employees don’t know how to use it. At the time of purchasing insurance software, you must always look for one that provides training on their site or has a training manual.

• Technical errors – A management System can have some tech issues. Issues like bugs and breaches can affect your system while using or even when implementing it. Fixing these bugs is not a huge issue, but this will result in more added costs for your agency.

• Unsuitability - Purchasing a cheap solution might save you a lot of cost, but doing so might not meet the needs of your agency. The features that your agency needs might not be covered if you buy cheap insurance software. Also, having an out-of-the-box insurance system might not be suitable for your agency. Such systems can have outlandish features that may be of no use to your agency.

Insurance Agency Management System Price

Insurance Agency Management System vendors charge either a monthly or annual subscription fee per user. The cost of an Insurance Agency Management System can range from $60/user/month to over $300/user/month, depending on the desired feature set. Contact vendors to get specific pricing information and request a demo.

Conclusion

Selecting an agency management system that truly works for your business can seem like a daunting task. It is easy to get lost trying to compare the vast range of features and choices that are out there. That is why it is important to consider what you need out of a solution before diving into the bells and whistles of feature and function. Explore all of your options when choosing an agency management system for your agency. Spend a little more than you budgeted, always go hosted and cloud based.

Your Indispensable Insurance Technology Partner

Applied EPIC® is the world’s most widely used agency management platform. The management system is the backbone of an agency, so you need a system with the capabilities to manage your entire business and the flexibility to grow as you do. Allows you to manage and maintain a clear picture of your entire agency across all roles, locations and lines of business. It is an all-in-one solution that delivers core capabilities for each person within the business to manage prospecting, CRM, market access, quoting, accounting, reporting, and policy admin with ease. Boost the value of your agency by having a flexible system that can grow and innovate alongside your business.

Key Benefits

Capabilities

Embrace technology with an open and flexible platform - Using an open and scalable architecture, accomplished through an API and Data Lake design, Applied Epic supports acquisitions and integrations of both Applied and third-party applications to guarantee productivity and profitability as the needs of your business change.

Give your staff a single place to operate - Get more of your agency in the same platform to have a single source of truth for your business. All roles, locations and lines of business – both P&C and benefits – can be managed in this platform while giving flexibility for staff to operate with other applications that exchange data directly with Applied Epic.

Empower your team to work from anywhere - Give employees a simple, intuitive user experience. They can view account and policy details, complete a quote, file a claim, and remarket a renewal. And with on-the-go access to your management system via browser-based technology, you now have the flexibility to empower your teams to work from anywhere.

Work better with your insurer partners - Connect with insurer partners right from your daily workflow to save time servicing customers. Without ever leaving your core system, you can find the best products quickly and easily and exchange policy details.

Give your P&C and Benefits brokers a single place to operate - Get more of your agency in the same platform to have a single source of truth for your business. All roles, locations and lines of business – both P&C and benefits – can be managed in this platform while giving flexibility for staff to operate with other applications that exchange data directly with Applied Epic.

Process Management and Automation - Delight your employees by making work simpler. Automate, adapt and reassign the most frequently used workflows to ensure consistency across all users and locations through business process management capabilities and pre-built workflows with myEpic. By automating their most frequently used workflows, they can get more done in less time.

Accounting -Reduce time spent on finance and accounting with solutions designed to meet your needs. Our systems integrated accounting is built specifically for insurance to make your FP&A teams efficient and reporting easy.

Policy Management - Getting the right policy, with the right info at the right time to customers is crucial. Our platform makes back-office administration easy with real-time access to policy information at each stage of the policy lifecycle, so you can provide quick and accurate service.

Sales Automation and Customer Relationship Management - Stop wasting time bouncing back-and-forth between multiple systems. Your management system is the only place you need to go to view, monitor, track and forecast new business opportunities and renewals. From there, integrate with world-class CRM technologies, like Salesforce, to get a 360-degree view of your customer.

Document Management - Work the way that works for you. Manage, organize and secure documents based on your agency’s guidelines or your own customized process. Keep it simple or create deep folder hierarchies. Search, create reports, track history and/or versions by customer or vendor. It’s that easy.

Market Access and Quoting - Easily identify markets for your risks directly whether you are looking to find a market for a new risk or remarket a current one. Integrated personal lines and commercial lines quoting reduces redundant data entry and makes for more efficient quoting with insurers directly in your management system so you can make sure your customers get the best products at the right price – all with fewer clicks.

Insurer Connectivity - Say goodbye to paper and hello to productivity. With automated information exchange between you and your insurer partners, receive the latest policy-related documents and information via download directly in your management system.

Reporting and Data Analytics - Obtain powerful graphical business insights from your existing management system data. Then use these insights to target where you can boost employee productivity and focus on the most profitable customer and insurer relationships.

Omnichannel Customer Service - Give your customers choice in how they interact with your business. Applied Epic easily integrates with your customer self-service portal and mobile app so that your customers can access their policy information when and how they like.

What's New in Applied Epic

AI-Powered Email Summarization - Leverage the power of AI to quickly summarize an email into an Activity note when attached in Applied Epic. This new AI-assisted workflow lets you offload the time-consuming task of manually entering notes for emails and focus on higher-value work while ensuring important information is captured and easily accessible.

Epic Quotes Commercial Lines (EQCL) - Epic Quotes Commercial Lines brings single entry, multi-carrier comparative rating natively in Applied Epic® and ensures a single data source for the quoting and application process. This allows your agency to seamlessly remarket or quote new business, present a professional proposal, and simplify the bridge to portal bind experience without ever leaving Applied Epic.

Integrated Text Messaging - Quickly act inside Applied Epic based on incoming customer messages and ensure critical information sent via text by your insured is captured, stored, and easily accessible. Automatically route incoming messages from unique contacts to the proper Account. Receive and attach multimedia messages (pictures, videos, etc.) to the insured’s Account.

NOTE: Visit the vendor website for additional features, details and current pricing.

An All-in-One AMS for Independent Insurance Agents

EZLynx Management System™ comes complete with intuitive tools for agency management and automation, retention, policy management, personal lines rating, commercial lines submissions, eSignature, email marketing, text messaging, online client self-servicing, and so much more. Let EZLynx insurance software be your most productive employee, so you can focus on selling, servicing and growing your agency to drive the best results. Maximize your agency’s potential with our easy-to-use, all-in-one cloud-based management solution.

Management System

Run your agency from anywhere with a cloud-based management system that allows agents to maximize client acquisition and servicing across the entire policy lifecycle in one place.

Key Benefits

Improve Productivity - Use one system to manage new applications, quote, create proposals, and complete ACORD forms and certificates without the pain of managing paper and rekeying data into different software tools.

Simplify Insurance Agency Management - Multi-tasking and collaboration tools are built-in to streamline day-to-day activities between various roles at your agency. Reports and dashboards provide high-level views of activities and completion rates for tasks, so you quickly know where to focus staff time. C

Increase Profitability - Streamlining and automating repetitive activities lowers your operating costs while giving you the time to focus on selling. Integrated personal lines and commercial lines rating and quoting tools make accessing markets quicker and growing your book across more lines of business easier.

Enhance Your Winning Value Proposition - Stay competitive with an omnichannel approach for policy issuance and servicing. A robust set of communication and self-servicing tools allows your customers to get service their way.

Product Features

Accounting - Boost profitability, save time, and maximize efficiency and accuracy. Agency Accounting has all the tools you need for record-keeping, tracking, and automation to gain complete insight into your agency’s financial health.

Automation Center - Automates repetitive tasks that software can perform faster and more effectively, so your agency can get more done and consistently deliver richer customer experiences. Select what should happen when a workflow is triggered, using defined filters and appropriate actions.

Client Center - Differentiates your agency with online customer self-service. Through this customer portal, clients can access policies, generate certificates, submit change requests, view ID Cards, follow claims, share documents and more from anywhere, anytime.

Communication Center - Lets you connect with clients more effectively, and includes solutions for email, text (including MMS), eSignature, Outlook®/Office® 365 integration, nd even postal mail. Expand your reach and drive more new business with targeted and timely email marketing campaigns.

Reporting & Analytics - Provides a 360° view of your agency’s metrics, so you can make more data-driven decisions. A monthly report called Agency Pulse® highlights key data and trends for your agency and its growth. Peer benchmarking highlights the growth and profitability metrics of your agency and compares them with those of peer agencies.

Retention Center - A single, focused user interface with patented predictive analytic risk models identify which clients are most at risk and calls them to your attention, including a summary of premium-bearing changes between the insured’s current policy and the carrier’s renewal offer.

Sales Center - A sales pipeline management and CRM tool tailor-made for the insurance business, helps your agency stay focused on each opportunity – and the next steps needed to close the deal. Agency Insights® for Sales Center automatically generates potential prospects from your quote data and book of business, giving you the information needed to recapture, win, and cross-sell opportunities before the X-Date.

Submission Center - Centralizes your commercial lines submission workflows with guided workflows to help you through every step of the process from submit to bind. Product and appetite guidance helps improve your commercial submission outcomes.

Put EZLynx Management System in Your Pocket - The EZLynx Mobile dashboard is your hub for staying productive and keeping connected to your management system when you’re away from the office. See where you stand with your upcoming and overdue tasks and find client details in seconds using the same quick search feature you’ve come to love in EZLynx desktop. Plus, you’ll have access to those client policy details, quotes, activity log, and documents.

Latest Feature

Performance Goals - Tool that lets agencies set growth targets, measure their success through an easy-toread dashboard, and track to completion. Like any good agency, you already have business goals – but how can you ensure results along the way?

NOTE: Visit the vendor website for additional features, details and current pricing. Everything you need to run your agency anywhere. www.ezlynx.com

An Agency Management System to allow your agency to thrive!

HawkSoft® insurance agency management software stands out in serving independent agencies. Their insurance software solution works harder and smarter for your agency with the tools and technologies you need to succeed in the ultra-competitive modern insurance industry. Turn your agency into an insurtech powerhouse with our strategic insurance software technology at its foundation.

HawkSoft’ s unique approach to cloud

Unique cloud platform combines the powerful performance and efficiency of a desktop app with the convenience of cloud-based data that can be accessed from anywhere, on any device. You’ll enjoy the full set of features on your office PC or laptop and have access to important features on the go via browser login.

Desktop application

All features

The desktop app delivers the full, comprehensive set of HawkSoft features on your office workstation or anywhere you take your laptop.

 Native Windows app installed on your office PC or laptop

 Accessible anywhere with internet connection

 Automatic data backup & retention

 World-class data security

 Export your data on demand

Mobile browser

Many features

Key data, reporting, and management features will be available via browser login so you can access them from any device.

 Client & policy data (view info & add logs)

 Task management

 Analytics & reporting

 Trust accounting & commission management

 Carrier download management

 Agency setup & user management

Efficiency & Automation

Automate policy management - Automate tedious workflows with tools including carrier downloads, prefills on ACORD Forms, submission tracking, and policy data autofill on carrier sites. Plan your agents' days and issue reminders - Keeps agents and brokers on task and on time with proactive alerts and notifications. It also provides visibility into their schedule so they're always mindful of their customers.

Manage documents effortlessly - Documents are all stored in the HawkSoft insurance agency management system, allowing agents to drag-and-drop directly into your email app. Track every client interaction and reduce the risks associated with E&O.

All your data, on all your devices – System works on any device: desktops, laptops, smartphones, and tablets. Designed for agents on the go who need to view client data in a web browser from mobile devices.

Growth & Measurement

Increase sales opportunities and retention - Agency Intelligence™ reporting suite, provides clarity and insight into various key performance indicators like the sales pipeline, retention, and cross-sell opportunities.

Communicate more efficiently and comprehensively - With correspondence templates for batch email, texting, and e-signature, agents can send correspondence directly from any report. Any employee can access and edit a template to save time on communications.

Sensational integration - Integrate agency management system software third-party Insurtech companies for rating, marketing automation, VoIP, and much more. Leverage special discounts from our array of solutions partners and network partners.

Seamless accounting, commissions processing, and reporting - Built-in insurance accounting workflows. Integrates with the #1 small-business accounting platform: QuickBooks. Import commission statements via Excel for seamless commission processing.

Unparalleled Service

Value without gimmicks – 30-day sales agreement. No early termination fees or data extraction fees. All core features in one base subscription and offer add-ons and integrations to help your agency scale as you grow.

Expert data conversion that sets the industry benchmark - Dedicated specialists to walk you through the data conversion process. You can start working in HawkSoft within 24 hours of final data conversion.

Privately owned - Two priorities are customers and employees, not outside investors looking for quick ROI. Track record proves they are in the independent insurance market for the long run. Committed customer service - From omni-channel support (phone, email, remote login, live chat) to a comprehensive Help Portal with how-to videos, HawkSoft delivers customer service the moment you call, write, or message. Superior customer service contributes to our 18-year average customer retention rate.

NOTE: Visit the vendor website for additional features, details and current pricing.

Digitally Transform Your Agency

Jenesis® web-based software is designed to streamline agency operations, enhance customer service, and to improve overall productivity, growth, and success. Helps you manage existing clients, market to potential prospects, increase efficiency and build strong relationships with policyholders. Stands out for its intuitive design and comprehensive features tailored specifically for insurance agencies, enhancing efficiency and client management.

Key JenesisNow Features

Carrier Downloads - Direct carrier downloads to their Agency Management System. Download Personal Lines and Commercial Lines from most insurance carriers in the US who have download ability. New Business policy information, Renewal Offers, Endorsements, Commission Downloads and much more are transmitted through digital files directly to their software.

Rater - Begin by recording the potential client/customer’s. Once the information is complete, it’s possible to bind coverage at the carrier level. In North Carolina, Jenesis has a built-in insurance comparative rater. In other states, Jenesis integrates with AccuAuto, PL Rater, Applied Rater and ITC Turbo Rater.

Electronic Signature - Integrates with Formstack (formerly InsureSign) to allow agents to get documents electronically signed quickly and easily, offering flexibility, efficiency and ease of use. Applications, receipts, statements of no loss and more sent directly to clients in a matter of seconds. One the additional to help you grow your business. * This product is purchased separately and will result in an additional monthly charge.

Email Integration - Email is integrated and features the familiar Inbox, Sent, Drafts, Trash, etc. folders. Use the Compose button to write a new email. Users can Search their Inbox feature to find specific emails and send an email from inside a client’s profile. There is also a running record of all communication to, from, or about a client in the Emails tile box.

Commission Manager - Commission Tracking and Downloads are critically important features within Jenesis. You can set up the commission percentages for users and set up the commission percentages from a company. Commissions come in through downloads and Reporting is available.

Suspense - Feature makes sure you always do the right thing at the right time, allowing you to stay on top of every aspect of your business and provide amazing customer service. Remind yourself or someone else at any date in the future. Sticky notes get lost; Suspense’s do not.

Credit Card Integration - Integrates with Simply Easier Payments and WeSignature Payments to allow credit cards payments without any cost to the agency. It’s a quick, easy function offering you the most flexibility from your client management software.

Premium Finance Integration - Integration with Imperial PFS offers benefits to agencies including immediate commission collection, superior account receivable ratios, reduced billing expenses, enhanced service for your clients, increased annual income, and much more. * This product is purchased separately and will result in an additional monthly charge.

Receipts & Payments - Easily generate receipts for payments to send to your customer or save for future reference.

Training & Implementation - Using an Agency Management System is one thing. Using all its features and time-saving shortcuts is another thing altogether. Jenesis offers a Certification program so your agents can get the most out of their workday.

Customizable Dashboard - Configure your dashboard to match your agency’s business and your personal working style. The feature enables users to streamline their workflow to best use our agency management system.

Employee Transaction & Productivity Log - Know how productive your employees are performing and track their transactions.

Cloud Business Data Backup

Backup service For everything on your network that’s important. Backups to the cloud safely and securely offering unlimited service for business, with continuous and automatic backups, without data caps or surcharges. Data that’s essential to keeping your business running should be backed up. That includes financial records, customer records, tax forms, sales records and any other information that’s critical to keeping your business working.

Enhanced Features

Monthly Pricing for Business Data Backup

Up to 20 Gigs $20

Up to 30 Gigs

Up to 40 Gigs

Up to 50 Gigs

Up to 60 Gigs $60

60 + Contact Us Jenesis

*One Time $50 Set Up Fee

ACORD Forms - System includes many commonly used ACORD forms. Blank and pre-filled forms give you the flexibility you need. Let your client management system work for you.

2-way Emailing and Texting - Send a text or an email automatically from within your agency software.

Marketing Campaigns - Save time, save money and increase your revenue with a variety of marketing campaigns. Campaign types include cross selling, happy birthday new customer and more

Accounting - Keep accounting aligned with Quickbooks export, receipting/invoices and payment detail reports.

VoIP Integration - Efficiently receive and make calls from your computer. Automatically recognize client phone numbers.

NOTE: Visit the vendor website for additional features, details and current pricing.

They see the world differently

NowCerts® agency management system, you won’t need hours and hours of training and instruction. The majority of users start using the system just minutes after registering without any help from our staff. An agency management system that is intuitive, secure, and responsive, yet affordable. We also strive to be creative and innovate. Designing a system that is intuitive and is web-based has another side benefit. There is no need for complicated and expensive setup procedures. Signing up takes less than a minute and then you are ready to go.

Stay organized and manage workflow priorities

Acord Forms - Acord forms are designed to unify the flow of information passing from insured, through an agent or a broker to the carrier. All Acord forms available to you are in PDF or HTML format. You can easily edit, sign, e-mail, fax or save them. All Acord forms are automatically populated with data from the system.

Loss Runs - The Loss Runs feature bypasses the incumbent agent by providing a pass directly from the insured to the carrier and back to the quoting agent. You don’t have to subscribe to additional services to obtain loss runs The Now Certs feature allows for a quick creation of a loss runs request letter which can then be shared with the prospect.

Reports - Now Certs AMS offers three types of reports that combine ease of customization, flexibility, and graphical representation that can provide principals and managers with powerful views of the various aspects of running your organization: Canned - Graphical Reports, On-the-fly filtered lists, and Ad hoc or completely custom reports.

Invoices & Receipts - Easy to use tool for creating invoices, voiding them, taking payments, issuing receipts or refunds. This functionality is particularity applicable for policies with agency billing but can be useful to keep track of receivables for all types of policy billing: agency bill, direct bill, and even financed policies (both in-house and outside financing).

Dashboard - The Dashboard is the focal point of the entire system. It’s a birds-eye view of what’s going on in the agency. The dashboard helps to see what areas need more detailed attention and allows access to those areas with the click of a mouse. Beautifully designed and easy to use modules displaying your common tasks and projects, your appointments.

Calendar - The calendar is designed to remind, push notifications, alert, but most importantly to help the agent be organized and therefore provide superior customer service to its clients. important events are automatically placed in your calendar. Reminders for events are scheduled automatically.

Top rated features and capabilities

Self-Serve Certificates - Allows the insured to issue, email or fax their certificates 24 hours a day. The insured can download and print Vehicle ID Cards, request an amendment or an endorsement of the policy, make a payment, chat with the agent or even submit a quote request. These and many more features are available through the client portal.

Commissions - A comprehensive system for tracking agency and agent commissions, agency fees, carrier fees. Aimed at simplifying and automating the process of commissions tracking and accounting as much as possible and making sure the agency gets paid in a timely fashion and in turn fairly compensates its agents and producers.

Carrier Downloads – Keeps your client and policy information up to date with automated processing of carrier data downloads. Carrier downloads are received directly from carriers or via the Ivans Insurance Solutions Data Exchange so automatically maintain your clients' policy information up to date.

Stay in touch everywhere manage your agency on the go

Mobile Friendly - Retrieve important information or documentation while visiting your clients. You don't have to be at the office computer on a big machine in order to access this system and all its many features. It's completely mobile compatible, and you will receive the same level of quality via the mobile system as the full system.

Completely Online - Access secure, dedicated servers, from anywhere any time, using the latest in encryption technology. You can access this system via any device that has an Internet connection. You are able to work cross-platform on any OS and any version of an OS.

E-mail Synchronization - Sync all of your e-mail accounts in one easy to use location. You can sync either incoming emails, outgoing emails, or both. You can also decide whether or not you want to compose your emails using the Now Certs Agency Management System or if you'd rather compose them using your email server.

All information you need in one place

Marketing Forms - To make your work more productive, they have prepared a set of easy-to-use Marketing Forms. With the Marketing Forms section of the system, you have a streamlined, contained way by which to stay ahead of all the relevant data. It is easily accessible directly from the dashboard.

Claims Module - Tracking, submitting and reporting claims has never been easier. Perfect for a P&C agency that has taken the obligation of filing claim requests with carriers and MGAs. Allows the agency to capture claim submissions directly from the insured and after a quick approval that claim submission can be forwarded directly to the Carrier's claims department.

Always be in charge of what goes on in your agency

Electronic Signature - Upload signatures into the system and use them for signing documents. A signature that can be used to sign various forms for underwriters and affiliates, signing off on commissions, signing certificates, and anything else for which your signature is required. Not only is this method incredibly easy, but it's also very secure.

Pending Cancel Reminders

- The ability to send automated messages via e-mail to your customers. Benefits to this aspect of the system. Prompts the insured to renew their policy before the cancellation kicks in and creating these notifications in the system helps you to be free of errors and omissions claims.

Now Certs is not just another agency management system; Now Certs is a tool which is designed with the agent and the insured in mind. It is designed to save time, money and effort. It is designed to make money for the insurance agency.

NOTE: Visit the vendor website for additional features, details and current pricing.

www.nowcerts.com

Right-sized for your small business

QQCatalyst® is an agency management system that provides operational, marketing, and sales pipeline management tools. Your agency needs easy-to-use, powerful solutions that work together to save time and help you grow. An intuitive agency management system combined with the industry’s leading real-time personal lines rater and the largest ecosystem of technology integrations all tailored to the needs of small agencies. It enables agencies to strengthen customer relationships and ensure effective business management, so they can focus on growing their book of business.

An agency management system ready right out of the box

• Client and policy management

• Sales pipeline management

• Email marketing

• Third-party integrations

Why QQCatalyst?

• Simple set-up - Some agencies need a management system that is ready to install and ready to use. That's QQCatalyst®.

• Built with the small agency in mind - A sales-focused agency management system that covers the entire client lifecycle.

• Fast and easy - Built for independent agencies needing operational, marketing, and sales pipeline management tools all in one.

• Robust client and policy management - Easy to use and still mighty.

Features you need

• Grow your sales pipeline - With Salesroom, you can identify new business, round out your current accounts, and strategically manage prospect sales cycles with the fully integrated sales pipeline manager.

• Find new business with easy email marketing - Marketing Automation and Agency Intelligence lets you create email marketing campaigns to better service your existing customers, cross-sell, or acquire new customers.

• Monitor employee productivity to increase efficiency - Employee Productivity allows agencies to track the activities of their employees when using the system, so they can recognize leaders and get insight on how to improve productivity for all staff.

• Provide exceptional customer service and easily manage policies - Policy Management allows you to give both existing and prospective customers a comprehensive summary of all their current and future insurance policies.

• Manage your staff with increased visibility of their status - Employee Time Clock allows agency administrators to track the clock-in / clock-out activity of their employees and indicate which clock-out reasons are payable.

Customers see potential for

• Efficiency: “It used to take 30 minutes a day to run business-critical reports. Now it takes 30 minutes once a month.”

• Retention: “QQCatalyst helps us retain customers by allowing us to identify problems before they occur.”

• Revenue Growth: “The QQCatalyst product is like having another team member without having to add bodies. QQCatalyst saves time, money, streamlines processes, and helps sell and service clients more effectively.”

NOTE: Visit the vendor website for additional features, details and current pricing.

To learn more about QQCatalyst, call 800.444.4813 or visit www.vertafore.com

Because "one-size-fits-all" usually doesn't

AMS360® is an agency management system that provides the foundation for independent agencies to grow their businesses and boost their profitability. A tech stack you can't outgrow with the flexibility to meet your agency's unique needs. AMS360 is designed to integrate with solutions to help streamline workflows, improve renewals, retention, and drive new business, resulting in improved employee productivity and superior customer experience. Automates manual processes, and enables seamless connections with carriers, enabling you to grow your book and dedicate more time to customers and prospects. YOU choose what's best to maximize your success.

Simplify your complex agency

Features you need

• Send the right communications at the right time - Vertafore Client Communications brings robust integrated emails, campaign, and reputation management in an easy-to-use tool.

• Service and deliver information on-the-go - With AMS360 Mobile you can securely access client information and manage your customer’s accounts from your mobile device.

• Increase employee efficiency - With My Agency Home you can service customers faster with guided workflows and a dashboard that adapts to your agency’s processes.

• Make data-driven decisions to grow your book - My Agency Reports provides visibility into your data, with the ability to drill into details, so you can make data-driven decisions.

• Consolidate carrier documents and messages - Receive eDocs and messaging through TransactNOW with real-time transaction workflows and instant sign-on to carrier websites.

• Eliminate sign-on issues - Securely access all your Vertafore solutions with Vertafore Single Sign On, so you do not have to remember multiple logins.

• Reconcile commission and policy detail - Save time updating policy data, status information, and direct bill commission statements with Carrier Downloads.

Core integrations

• AMS360 Messenger - Easily text customers via an AMS360 integrated texting platform.

• PL Rating - Offer multiple competitive quotes in less time than it takes to get one from a carrier website with the leading independent agency comparative rater.

o PL Rating Add-ons - Consumer Rate Quotes, Incident Prefill, Vehicle & Driver Prefill, CoreLogic MSB Home Estimator.

• DocuSign - Earn revenue faster while giving clients the convenience they expect when it comes to eSignatures.

• ReferenceConnect - Diversify your book of business, enhance customer experience, and garner the trust of prospects with information from over 40 trusted insurance sources.

• InsurLink - Provides clients with self-service digital access, 24/7, to the information they need the most.

NOTE: Visit the vendor website for additional features, details and current pricing.

They are with you for the long haul

• To learn more about AMS360, call 800.444.4813 or visit www.vertafore.com

Agency management made easy

SALES CLOUD

Agency Matrix® is the web-based insurance management system your agency needs to maximize efficiency, productivity, and sales ... with prices and features the others cannot touch. Leverage an agency management system that is easy to use, yet comprehensive enough to manage large, complex clients. Easily manage the entire life cycle of your agency’s client relationship from pre-sales to servicing to renewal in a unified system. Centralize your data and create customized workflows tailored to your agency. Agency Matrix is committed to delivering insurance software solutions that meet these criteria and will help you reach your business goals.

Features + Benefits

• Increase Revenue with Renewals and Retention - Agency Matrix reduces time spent on tasks like x-date tracking, accounting reports, sweep tracking and reconciliation, and client service. Free up your Customer Service team from meaningless data reentry tasks to follow up on more leads and dedicate more time to servicing customers. With easy-to-use dashboards, x-date tracking, accounting reports, sweep tracking and more, your team can stay organized ahead of the busy season rush. -

• Save Time for Building a Better Client Experience - Save time and money with automated reporting and telephone integrations that automatically launch a client’s account based on the incoming phone number. Give your team structured workflows like a daily dashboard, end-of-day tracking tools and more to help them have more time to focus on sales, retention and ultimately their customers.

• Improve Workflow Efficiency and Staff Productivity - A browser-based system allows you to manage your agency from any internet-connected device. A one-page record allows you to work in a client record without going back and forth between sections. Consolidate workflows and processes like email and text communications for renewals as well as policy changes, manage tasks, control workflows, identify cross-sell opportunities and manage your prospects and quotes all in one industry specific product.

• Capture Crucial Information with Email Integration - Capturing email communications in your insurance agency management system is essential for strong client service. Agencies leverage the autoattach capability to ensure all client inbound and outbound email communications are captured in the system.

• Stay Connected with Integrated Texting - Independent agencies need a solution for text messaging with clients that doesn’t create gaps in documentation. Too many agencies have cumbersome workarounds or simply outlaw text conversations due to the associated risks. Integrated text messaging makes sending and receiving texts and images with clients easy and lets you save a permanent conversation record with one click.

• Easily Access Reporting Information - Produce reliable insights with the click of a button to manage your staff, business and clients. Gain valuable, real-time information on agency finances, client retention rates, new policy business growth and more without specialized knowledge.

NOTE: Visit the vendor website for additional features, details and current pricing. Ready to take the next step? www.zywave.com

Challenge the Status Quo

Partner Platform® is an agency management system that delivers capabilities for a competitive advantage, a team you trust, and long-term affordability. It is easy to use yet comprehensive enough to manage large, complex clients. Clients describe the Partner Platform agency management system as intuitive with a depth of capabilities and integrations for the high demands placed on today’s independent insurance agency. Included AND integrated are innovative sales, marketing, and financial management capabilities along with breakthrough business analytics and reporting

Capabilities

Partner Platform - Agency Management System

Achieve consistency, quality and excellence throughout your agency - Easily manage the entire lifecycle of your agency’s client relationship from pre-sales to servicing to renewal in a unified system that has sales and marketing, client, policy, and financial management, agency-branded mobile app, integrated text messaging, data analytics, web solutions, and integrations with third-party tools and industry partners.

• Manage large/complex commercial accounts - Import/export for large schedules

• Built-in Insurance Accounting – Full General Ledger Accounting and Built-in Insurance Trust Accounting

• Document Management – Agency-wide organization system with custom folders to fit your business

• Text Messaging - Text with customers from within system and automatically attach images & conversations

• Email Integration - Best-in-class Outlook integration with Auto-attach or drag-and-drop

• Data Analytics - Full Financial Reporting, Agency Performance and Retention Effectiveness

• Partner XE Mobile App - Access Key Information on your mobile device

• Proposals - Generate professional proposals in minutes, not hours Branded for your agency

Partner XL - Sales and Marketing

Purpose-built sales and marketing tools which help you grow your business and retain clients - Partner XL’s easy to use sales and marketing tools work within your agency management system to give you the capabilities you need without having to turn to yet another system.

• Sales - Integrated insurance CRM with Sales Dashboards and Pipeline Management

• Marketing Automation - Schedule Automatic Drip Campaigns, market to New Prospects and Cross-sell within existing client base

Partner Connect - Personalized Digital Experience

Partner Connect allows you to enhance your client relationships through an agency-branded mobile app, web portal, or full website.

Convenience – clients expect easy service, now you can extend your relationship to the digital world

Availability – extend 24/7 service to your client anytime anywhere

Promotes your brand – emphasize your agency’s brand and name in the palm of the client’s hand

• Client Portal - Secure agency-branded portal with 24/7 Availability

• Agency-Branded Mobile App - Agency-branded mobile app for client use, available for Apple and Android devices and 24/7 availability

• Agency Website - Professional web presence for your agency, responsive website designs and built with best SEO practices

Secure Architecture

Security is a Top Priority - Everything done incorporates policies, processes, practices, and technology to assure customer data is safe and secure. Strategic Insurance Software holds the CompTIA Security Trustmark+, the highest Security Trustmark available, demonstrating that SIS employs best practices as a standard for security to protect insurance data. SIS leverages cloud computing capacity, geographic redundancy, data encryption, and state of the art technology to house, backup, and protect customer data in facilities compliant with industry and government standards.

Integrations & Technology Partnerships

Partner Allies Program - “Partner Allies” provide products and services which work together with the Partner Platform agency management system and CRM to enhance the independent agency’s capacity to retain, grow, and service clients. These relationships are more than integrations – they are commitments from likeminded vendors collaborating to serve mutual clients and leveraging diverse strengths to improve the experience of our agencies.

• Integrations - Partner Platform boasts integrations with additional insurance software products that your agency may be using — saving your staff time and increasing the efficiency of your workflows.

• Technology Partnerships - To accept the status quo is to get left behind. SIS is always looking towards tomorrow to keep up with the ever-changing nature of the agencies they serve. They do this is by soliciting input from their active Partner Community, by joining with technology providers that help them innovate and improve the customer experience and by becoming actively involved with a number of industry partners that bring agents, vendors, and carriers together to promote standards and the betterment of the industry.

NOTE: Visit the vendor website for additional features, details and current pricing.

Comparative Rating improves efficiency and accuracy.

Comparative Rating

“Comparative Rating” is a tool for independent agencies to improve efficiency and accuracy by eliminating the need to enter the same risk information into multiple carriers’ systems. Less time spent on data entry enables agents more time to focus on what is truly important: selling the value of their services and the carriers they represent.

A comparative rater is a perfect example of a single-entry multiple company interface (SEMCI). All of that is a long fancy way of saying that the software can take information from one place and compare it with information from multiple companies. This type of technology is also the basis for many agency management systems. These interfaces allow data to be grabbed and sent to multiple insurers and vendors for quoting, policy issues and inquiries – all without needing to rekey information. SEMCIs are essential for an insurance agent’s everyday business. Comparative raters take potential customers’ information and provide quotes for various lines of insurance policies from different carriers in seconds. This gives your customers options to choose from so they can consider pricing, coverage features and more.

Following up with potential and current clients is a key attribute that differentiates a salesperson from an order taker. Order takers simply quote a price and hope they made the sale. A salesperson identifies the prospect’s risks, needs, and wants and sells how his agency and the carriers he represents will meet those needs. A reputable comparative rater will automate much of the follow up process, thereby further increasing the agency’s efficiencies and ensuring there is a consistent process that results in every prospect being followed up with every time. This is a critical component to agencies improving their sales and retention rates.

Agents either know how to sell on value or they do not. Not only is selling on price a great disservice to the insureds, it also directly impacts agents’ relationships with their carriers. Selling insurance on price alone, whether obtained via a comparative rater or multiple carrier systems, results in adverse selection and higher loss ratios. The ability to fulfill a quote request promptly and accurately by automating the quote process allows staff to focus on new sales and account rounding activities and increases your agency’s revenue and clients’ satisfaction.

Comparative raters are not an enemy of the Insurance Industry and Independent Agents but an asset. Comparative raters have value for every prospect, client, carrier, and independent agent.

The Prospect - Consumers want a competitive quote with multiple carriers and they also want that quote fast. By using a rater, you can analyze multiple insurance companies and find a policy to fit the coverage need and price within a few seconds of a prospect's request.

The Client - People want great service. Some agents do not want to shop their clients' policies because it hurts their renewal books. Your clients are probably shopping every day. When it is renewal time, a comparative rater makes it easy to shop a policy again so you can tell the client whether it is the best policy for the best value. This reminds your client of your most valuable service and how they do not need to shop for a policy themselves.

The Carrier - Carriers want the opportunity to be quoted every time a consumer requests a quote. Without comparative raters a carrier getting quoted every time is less likely as it takes too much time to manually quote a policy. A special relationship with a specific carrier, can make sure that carrier is seen with ever quote. Carriers have a great opportunity to help agents succeed by educating and advising them on why it is critical to their future to learn how to sell on value and not take orders on price.

The Agent - Time is money and using a comparative rater improves the overall efficiency of your agency. Some a rater takes too long to give a quote, or the quote is inaccurate. The problem of time and accuracy is not with all comparative raters; the problem could be with your comparative rater. There is good comparative raters on the market that don't take too long to return an accurate quote. A reputable comparative rater will provide you with reports on producer performance, marketing, and sales so you can track your successes and failures to make necessary business decisions.

Comparative Rater Checklist

1. How long will it disrupt your service? The transition process should be super easy. No one wants large gaps in being able to provide services to customers.

2. Does it have NAICS codes and questions built in? To save time your rater should have class codes that can populate the carrier questions you need to ask your clients automatically after entry, making your forms easy and fast to fill every time.

3. Does it have integrations with third party software that give important policy information automatically? Many raters on the market have partnerships with third-party companies, like LexisNexis, that provide driver and vehicle information and MSB that can provide replacement costs for properties.

4. Can you run any reports? While many of the leading rating providers offer basic reports, not all do. Make sure that the rater you purchase can provide the information you find important for running your business. Knowledge is power.

5. Does your rater easily allow you to cross-sell other lines of business? Only a few rating providers specialize in making it is easy for you to receive quotes for other lines of business at the time you are presenting the Auto and Home quotes to your insureds.

6. What is the speed to market? Speed to market is how fast you can provide your customers with their policy information. The faster you can get quotes to your customers the more likely they are to buy from you instead of a competitor.

7. Can you access all the carriers you want to? You’ll want to be sure that the comparative rater you choose has access to the carriers you want. More access to more carriers means more options which means a more comprehensive value proposition for customers. Don’t you want more, more, more?

8. Is it mobile? It’s more important now than ever that you can work from anywhere. Your software should go where you do! Many comparative rater options are cloud-based, which allow users to access it onthe-go with any internet-enabled device.

9. Is it secure? Not only does being on a cloud network make your business mobile, but it also makes your information safer. Cyber security is an increasing concern and with a cloud-based system you can rest easy knowing that all your clients’ personal information is safe.

10. Can it provide direct-to-consumer quoting? Self-service and direct-to-consumer quoting for clients is growing in popularity. It is important that your quoting software can be accessed by prospects on your company site.

11. How is the support? Support is an important part of company selection. You want to be able to access support easily and in different forms, whether it be a hotline, emails, and even training portals online.

12. Do they value innovation? Times change quickly and it is important that the company you purchase your software from wants to evolve with the market. You don’t want to invest time and money for new technology for it to be outdated quickly.

Independent Agencies must consider quoting only those carriers that provide top-notch claims handling, excellent customer service, easy to understand and simple billing programs, attractive compensation structures and they have preferred personal relationships with company underwriters, claims adjusters and marketing representatives with these carriers.

Personal Lines Rating

SALES CLOUD

All the Carriers You Need in One Comparative Rater

TurboRater® eliminates the need to enter quote information into multiple companies’ websites decreasing the opportunity for data entry errors and is easy to use and accurately rates auto, homeowners, condominium, and renters’ policies. When you rate with TurboRater, you can be confident in the quotes you provide your clients.

Provide your customers with the valuable service of finding the right coverage needed for the best price. Quickly understand coverage and price options from several carriers with built-in underwriting rules. Stop wasting time entering quote information into multiple carrier websites or other agency tools and decrease the opportunity for data entry errors

Benefits

• Increase Revenue - Decreasing the time to quote a policy enables your producers and CSRs more time to focus on new sales and retention. With TurboRater’s comparative rater, you will increase your agency’s revenue and improve client satisfaction. Plus, the ease of one-time data entry helps reduce errors and employee training and onboarding time.

• Save Time - Why should getting a quote take any longer than 4 seconds? Help your clients find the best combination of coverage and price in under 4 seconds with TurboRater with automated processes, single-entry data forms, and access to a comprehensive list of carriers. Leave duplicate work in the past.

• Improve Efficiency - If you write a variety of risks, you need a rating platform that can help you rate all those different risks. You need TurboRater, the industry’s leading personal lines comparative rater that helps producers and CSRs provide quotes quickly and accurately to help you become more efficient.

Features

• Simple Quote Entry to Hundreds of Carriers - With more than 225 carriers available and accurate rates for auto, homeowners, condominium, renters, dwelling, fire, and motorcycle policies, you can quickly quote the coverage your clients need.

• Real-Time Rates & Built-in Underwriting - With a direct connection to hundreds of carriers, you can feel confident in the rates you receive on the platform. Underwriting rules are built into TurboRater. If a risk is unacceptable, a message will display explaining why. If prior approval is needed, the quote will be noted accordingly.

• Extensive Reporting - Track your agency's success with extensive quote reports. From closing ratios by producer or location to what companies are quoted the most, you can access the data you need to track the success and failures of your agency.

They are with you for the long haul

Increase productivity and sell more personal lines

PL Rating™ is the independent agency channel’s leading comparative rating solution that enables agencies to offer multiple competitive quotes in less time than it takes to get one from a carrier website. With standardized workflows, real-time carrier connections, and time savings through 3rd party integrations, it creates competitive advantages to help close business faster.

Features you need

• Multiple quoting capabilities - Easily price a combined auto and home quote, while reflecting multi-line discounts from your carriers in real-time. Quoting capabilities include Automobile, Homeowners, Package, Renters and Condos, and (in California) Motorcycle and Dwelling Fire.

• Real-time carrier connection - Streamline your quoting process: with direct access to over 300 carriers, you only need to enter customer information once. Bridge to your carrier partners easily through PL Rating to be able to write more business quickly.

• Management system integration - Save time and increase accuracy by integrating seamlessly with AMS360, Sagitta, QQCatalyst, or your agency management system of choice. Have your customers’ information at your fingertips and provide fast, effective service.

• Flood cross-sell opportunities - Generate an additional revenue stream with zero extra work through flood insurance quotes listed alongside package or homeowners rates through our partnerships with the National Flood Services (NFS), Selective Flood, and Aon Edge Private Flood Insurance.

Third-party add-ons

• Solutions at Quote (SAQ) - Easily validate driver and vehicle information based on address data from LexisNexis’s public database.

• Violation Prefill - Available in several states, Violation Prefill auto populates your customers’ driving history (including court-based traffic violation data) while saving time and avoiding MVR chargebacks from carriers. Easily guide your customer conversations with validated customer driving activity before submitting to your carriers to ensure accurate auto rates at the point of sale.

• CoreLogic (MSB) Prefill Home Characteristics - Provide your clients with the best homeowners’ policy by validating home details through the CoreLogic Interchange property database as part of the homeowners quote workflow.

• CoreLogic (MSB) ITV - Easily view replacement cost valuations for properties without leaving PL Rating

• Consumer Rate Quotes (CRQ) - CRQ allows you to provide multiple carrier quoting directly on your website and social media. Potential clients can submit their information for quotes, which is captured as a lead for your agency even if the prospect doesn’t complete their request. They

Easy Comparative Cross-Carrier Quoting

EZLynx® spent their early days perfecting the game of real-time quotes and in doing so created the leading rater in the industry. Web-based technology allows you to get instantaneous quotes from 330 carriers in 48 states. Comparative cross-carrier quoting has never been this easy. The days of entering consumer information individually into each carrier’s system is over. One-time data entry in yields dozens of comparative quotes in just seconds. You can even log into your EZLynx account on your mobile device to access quotes on the go.

Product Features

Real-Time Quoting - Single data entry for multi-carrier submissions modernizes the quoting process. Producers can rate, bind, issue policies from carrier websites, and store ACORD forms. EZLynx continues to innovate comparative rating because insurance shoppers expect more from their agent.

Carrier Defaults & Pre-Fill - EZLynx makes it faster to navigate carrier-specific fields throughout the quoting process by displaying the fields you need and hiding the ones you don’t. In the background, these hidden fields are intelligently prefilled by EZLynx.

Graph View for Quote Results - Visually compares quote results in just seconds. Color cues make it simple to differentiate Auto and Home results and to combine quotes from the same carrier.

Applicant / Co-Applicant Switch - Swap the Applicant and Co-Applicant with a single click! No more reentering data to quote the same household under a different applicant.

Google Maps Integration - EZLynx’s Google Maps integration makes it easier than ever to find addresses. The system automates address validation with USPS, so you can be sure the information is accurate.

Accuracy Check-Ins - The system continuously checks for missing or invalid information throughout the quoting process to save time and worry. You’re notified of any discrepancies as sections of the application are completed.

Latest Feature

Quote By Text - Texting has become the preferred method of communication for so many. Attract today’s texting-savvy consumers by offering Quote By Text. This new quote touchpoint meets those insurance shoppers where they are. A simple text message initiates the selling process. From there, Quote By Text engages with the consumer until enough information is gathered for the system to provide a quote. Straightforward prompts and responses make the entire process easy and familiar

• Attract insurance shoppers who prefer the ease, convenience, and simplicity of text-based quoting.

• Differentiate yourself from the competition and win more business.

Personal Lines

Pricing and features as indicated are believed to be true and correct via current information obtained from the internet or vendor and are subject to change without notification.

NOTE: Visit the vendor or their website for additional features and details.

Commercial Lines Rating

Commercial Lines Raters

Commercial Insurance Rater is a tool that helps insurance agents compare and evaluate different insurance policies and providers. By entering some basic information about a client's business and insurance needs, a commercial insurance rater can generate a list of policies and providers that match those criteria, along with key information about each policy such as premiums, deductibles, coverage limits, and more.

Benefits

• Saves time and effort. - Rather than spending hours researching and comparing different policies and providers, a rater can generate a list of options in just minutes, allowing agents to quickly identify the best options for their clients.

• Ensure offering the best possible coverage at the most competitive rates. - By providing information on premiums and deductibles for each policy, a rater can help agents identify policies that offer the best value for their clients' specific needs. This can help agents build stronger relationships with their clients by demonstrating that they are dedicated to finding the best possible coverage for their business.

• Identify policies that may have previously been overlooked. - For example, if an agent is only familiar with a handful of insurance providers in their region, they may not be aware of policies from other providers that could offer better coverage or rates. A rater can help agents expand their knowledge of the market and identify policies that may have been missed otherwise.

• Agents stay up-to-date with changes in the insurance market. - With new policies and providers entering the market all the time, it can be difficult for agents to keep track of all the latest developments. A rater can help agents stay informed about new policies and providers that may be relevant to their clients, ensuring that they are always offering the most up-to-date and comprehensive coverage options.

• Provide better customer service to clients and prospects. - By using a rater to quickly identify the best policy options for their clients, agents can provide a more efficient and streamlined experience for their clients. This can help build trust and loyalty with clients, who are likely to appreciate the agent's dedication to finding the best possible coverage for their business.

Not all commercial insurance raters are created equal. Some raters may be more comprehensive than others, while some may be easier to use or more user-friendly. It's important for agents to research different raters and find the one that best fits their needs and the needs of their clients.

A commercial insurance rater is a valuable tool for insurance agents looking to save time, offer better coverage options, and provide top-notch customer service to their clients. By taking advantage of the many benefits of a rater, agents can ensure that they are always offering the most comprehensive and competitive coverage options to their clients, helping them build strong relationships and grow

The Bold Penguin Terminal

BOLD PENGUIN® Terminal is a leading small business insurance quote platform that brings carriers and agents together, making the quote and bind process quicker and more profitable for all parties – agents, brokers, and carriers.

The Terminal

With a Bold Penguin Terminal subscription, agents can simultaneously quote multiple products with multiple carriers using one universal application to find the best coverage in minutes instead of hours or days. Agents can obtain a small business insurance quote with confidence that it’s the right coverage at the right time for their customer’s unique needs.

Reach multiple carriers at once through current appointments or gain access to new carriers and products with sub-appointments through Bold Penguin. Access broader market appetite to present more small business coverage options to bind more premium.

Product Features

Why use the Terminal - Agents achieve higher quote yields, bind more premium, and see profit margins increase.

One universal streamlined application - The Terminal condenses the business insurance quote application process down to one universal form to remove duplicate data entries in the application process.

Carrier access - Aggregate access to your direct appointments, enabling a straight-through process to the carrier’s portal. Even if you do not have a direct appointment with a carrier, you can apply for a sub-appointment through the Bold Penguin Terminal to gain additional market access.

Bold Insights - State-of-the-art quotes and commissions dashboard helps agencies track performance and make strategic, data-driven decisions.

Appetite search tool - Explore carrier appetite for any risk across all carriers available on the Terminal before starting an application.

Real-time eligibility - See small business insurance quotes immediately during the application process.

The old way vs. the Bold way

When you see it side-by-side, there’s no comparison. With the “Bold way,” the small business insurance quoting process is streamlined, efficient, and data-based. We think the old, limited, manual way is for the (other) birds.

The Terminal integrates with

NOTE: Visit the vendor or their website for additional features and details.

www.boldpenguin.com

Bridging the Distribution Gap

CoverForce® is a quote, pay, and bind platform that solves digital disconnects in commercial insurance and empowers users with the digital tools they need to grow. It is the fastest way to quote, propose, pay and bind policies with preferred carriers. Direct integration to the carriers you trust without giving up customers or commissions and providing simpler, smarter pathways between people, businesses.

Why CoverForce

Boost the value of your agency by unleashing the power of your book and focusing your team on yield.

 Quick setup and easy to use - Solution is battle-tested by CSRs and brokers to save hours in quoting and delivery of customer proposals.

 Focus on your agency - Guide agents to a panel of your preferred carriers for efficiency of placement.

 Real-time insights into performance - Every submissions delivers you with access to rich data on your customer.

 Top Carriers - One submission and a few minutes is all it takes to see bindable quotes from A+ rated insurance companies.

 Cover Any Client Industry - CoverForce simplifies the submission process without misclassifying your risk with 1500+ Standard Industry Codes and 800+ NCCI Codes.

Products

Quote and Bind Platform - Get a fast and direct connection with carriers you trust without leaving the platform and Keep 100% of commissions.

Agent requested features

• Single Submission Form – A smarter submission form handles underwriting complexity, enabling multi-location and multi-class submissions that deliver bindable quotes.

• Instant Quote & Compare - Your quotes are returned in seconds. Compare on your dashboard, block markets, adjust limits on the fly and generate proposal PDFs to share with your client.

• Bridge or Bind - Bind on platform or Bridge to the carrier site to complete the transaction.

Built Right

• Manage Broker IDs and Carrier preferences - Store broker credentials for all agents in one place and dynamically select the carriers you want to channel business to

• Sync with your existing systems - Downloads customer information from (and syncs bound policies to) your existing agency systems (AMS360, EPIC)

• Certified SOC 2 Compliant - We adhere to the most rigorous cybersecurity standards to safeguard you and your clients

Embed Commercial Insurance - Launch a clean commercial quote, pay and bind experience fast with CoverForce, supported by leading national brokers and agencies. Low Effort and High Impact with a turnkey solution that automates everything, providing a profitable, digital-first experience that your customers will love.

• Launch in weeks, not years - It’s easy to standup a clean, user-friendly quote & bind experience via API or iframe.

• Carriers your customers know - In insurance, trust is everything. They offer policies from established carriers with strong name-brand recognition.

• Market-first customer experience - Be the first to offer customers an instant, commercial insurance purchase experience.

Embedded commercial platform features

• Fill out one dynamic form to get quotes - Smart form yields bindable, competitively priced quotes from top carriers — in minutes.

• Access agent support - Your customers compare multiple quotes with real time access to a dedicated, licensed broker.

• Pay and bind - Customers select payment plan, pay insurer, and receive their certificate of insurance via email.

Coverages to Quote

Workers’ Compensation - Quote businesses with up to $25M in Payroll and 200 employees.

Business Owners Policies - Protection from disaster and theft for business property

General Liability - Foundational protection for baseline risk related to third-party damages

Cyber - Protection for damages caused by data breaches

Commercial Auto - Protection for liability related to autos owned or used in your business

Product Liability - Protection if a product you sold caused bodily injury or property damage

Get Started Fast - It’s easy to launch with CoverForce

1. Set up your CoverForce account - They start by assessing your business. Then match you with one of their national brokers and carriers that want to access your customer base.

2. Integrate via API - CoverForce powers a beautifully designed front-end experience with just a few lines of code.

3. Go to market - Once everyone gives it the ‘thumbs up’ - Go live with your quote, pay, and bind customer experience.

NOTE: Visit the vendor or their website for additional features and details.

Mylo™ is an insurtech leader with an insurance intelligence platform that seamlessly integrates into partner experiences to connect business owners and individuals with top-rated insurance products from multiple carriers, including business, auto, home, small group benefits, life and individual health. Backed by Group 1001, the global investor with a powerful commitment to technologydriven insurance transformation, Mylo delivers personalized coverage recommendations and ideal solutions online or over the phone with licensed agents. They can't wait to amplify your success!

Why Mylo?

Mylo takes the confusion out of insurance – so you know you have the right coverage and didn't overpay.

 One-stop shop - Shop for business, car, home, life, health and more from 100+ top carriers

 Superior technology - Our recommendation engine matches your needs to exact coverage

 Proven expertise - We build on 50+ years of expertise so you can feel confident in your coverage

Bring your agency into the future - Unleash Amplifi, the transformative tech our own agents use. A successful way to scale your business while giving your customers personalized guidance and solutions. Amplifi℠ makes it fast and easy to:

• Streamline your operations

• Quote multiple carrier partners at once

• Handle high volume transactions

• Embed shopping on your website

• Expand carriers, products and states

Streamline your operations - Now you don't have to shop your carriers one by one, enter the same customer info every time and keep up with the latest carrier appetites. Plug in Amplifi and you can:

• Enter each customer's info ONCE

• Match needs with current carrier appetites

• See multiple quotes at the same time

• Instantly open carrier portals to purchase policies

Give personalized solutions without high costsYour customers deserve expert guidance. Now you don't have to sink time, money and energy into finding their ideal solutions. Patented Mind of Mylo engine will quickly:

• Recommend the coverage they need

• Give clear explanations and examples

• Quote the right coverage at the best price

Embed a shopping experience on your site - Just enter a few lines of code to integrate an award-winning guided shopping experience directly into your digital experience. Your customers never have to leave your site.

• Add the simple code provided and you're done!

• A guided shopping experience now lives on your site

• Shoppers enter their info and drive leads to you

How long does it take to set up? Five minutes or less! (Really.)

Handle high volume transactions - Amplifi was designed to handle a high volume of transactions from underserved customers like small business owners and individuals. Position to scale your agency by:

• Speeding up your operations

• Automating time-consuming activities

• Letting agents focus on great customer experiences

Expand carriers, products and states - If you don't have a carrier partner with the right product, you can still monetize no-market customers by sending them directly to Mylo. Mylo is ready to help with:

• 100+ top-rated carriers

• Agents licensed in all 50 states

• Solutions for business, auto, home, group benefits, life, health and more

Use Mylo's time-tested technology –and gain access to our agency too. We can't wait to work together!

Quote more work less

Semsee® platform streamlines processes and significantly reduces the time required for quoting small commercial policies. Automates cumbersome tasks while accelerating small commercial quoting for independent agents by providing fast, accurate quotes from multiple carriers through a single-form submission enabling agents to spend more time consulting clients, generating revenue, and growing their book of business. This powerful tool not only saves time and enhances efficiency but also broadens your quoting capabilities, providing a comprehensive solution for navigating the complexities of small commercial insurance.

Benefits

• One application - Platform combines all carrier questions into a single smart form, with auto-filled answers and real-time carrier risk appetite integrations.

• Friendly and user centered interface - Algorithms to do all the work so you don't have to. Leverage Semsee's easy-to-use submission platform. It's intuitive for commercial agents, producers, marketers, and CSRs.

• Many quotes and quotes faster - Submit to multiple carriers, returning quotes and creating records in your carrier portals. Reduce keystrokes and redundant data entry by quoting commercial with Semsee.

Features

• Class Code Finder - Leveraging artificial intelligence, the Class Code Finder predicts your client’s NAICS code to save you from having to research and find that yourself.

• Auto-Fill - All the information needed to submit an application is at your fingertips with Semsee’s third party data that will intuitively populate the submission.

• Question Flagging - Semsee allows you to flag questions from any part of our dynamic form, and then view and answer them all in one place.

• ACORD Forms - Export all information from Semsee into a selection of ACORD forms to send to carriers that don’t have online portals or keep for your records.

• Agent Dashboard - Easily view quotes, application status, carrier updates, performance statistics and more.

• Renewals - The headline and sub header tell what you're offering, and the form header closes the deal. Over here you can explain why your offer is so great it's worth filling out a form for.

• Client Records - Bridge to your carrier site for the client record. Semsee creates a client record in each carrier portal, blocking the market and removing any need for rekeying data.

• Compare Quotes - Completed forms are simultaneously submitted to multiple carriers, with easy-tocompare bind-able quote results.

Semsee Market Access - Semsee's market access program grants you access to additional markets. By leveraging both Semsee's small commercial insurance platform and market access program, you gain a powerful tool to streamline the process of quoting and binding small commercial risks.

Duplicate Application Semsee's new application feature allows you to make changes on the fly. Tweak your limits or queue up a new renewal. It's so easy!

Check Appetite - Find the market that's right for you (for small commercial BOP.)

NOTE: Visit the vendor or their website for additional features and details.

Seamless Quoting for the Independent Agent

TARMIKA™ solves a major problem in independent insurance agencies: wasted time. Manual data entry, fluctuating insurer appetite, and shorter quoting windows make it difficult to be profitable when quoting small commercial business. You need a way to deliver fast, accurate quotes to your clients while lowering overhead costs and maximizing premiums. TARMIKA is single-entry multi-insurer comparative rating solution designed to streamline the quoting process.

Key Benefits

Streamline the Quoting Process - Submit commercial lines policies to multiple carriers within a single submission. Application data is prefilled to Tarmika from the management system, eliminating the need to rekey. Stay in your EZLynx workflow to manage commercial quoting without leaving the system.

Simplify Commercial Submissions with Quote Comparisons - Get quote comparisons, dynamic carrier selection options, and ACORD form generation to make your commercial quoting as simple as possible. Update your customer experience and upgrade your agency.

Offer more product choice in less time - Show prospects accurate quote comparisons for more insurers and more lines of business. Access more than 35 markets and most major commercial lines within your management system to ensure your customers get the best products at the best premium price.

Quote the most accurate rates - Give clients the most competitive rates and comprehensive service. You can receive quotes from insurers directly in your management system workflows for fast, accurate quoting for commercial lines.

Eliminate manual data entry - Removes redundant data entry with a connected commercial lines experience embedded in your management system. Prefills customer and prospect data into the application, creating a single point of data entry and validation.

Grow Your Commercial Business - Access a wide range of markets through Tarmika, integrated with EZLynx, to provide greater choice for your clients. Focus on expanding operations with enhanced efficiency

Become more profitable - Eliminate the worry of maintaining profits on lower premium simple commercial policies. A simplified application process and connected data and workflows make it easy to grow premium profitability.

Capabilities

 Prefill Quotes with Epic Policy Data - Seamlessly push risk data from the Account or Policy screen to begin quoting automatically prefilling policy and risk details from Applied Epic, eliminating the need to re-enter base question data.

 Market Matching and Appetite Visibility - Explore markets with an appetite for each risk at multiple stages in the quoting workflow, ensuring proper coverage and that you are only quoting with in-appetite markets.

 Multi-Line Quoting - Quote multiple lines simultaneously as part of a single workflow, with built-in logic to prevent users from quoting redundant lines.

 Multi-Location Quoting - Enter multiple locations, buildings and related details as a part of a single workflow for Business Owners Policy (BOP), General Liability (GL), Workers Comp (WC), and Cyber (CYB) to eliminate the need to re-enter data and submit multiple quotes for a single risk with multiple locations.

 Mark Quote as Sold - Use the Mark as Sold workflow to indicate which market was bound to the business. This will then create a Policy shell (monoline or multi-line) to prepare for the quote download.

 Single View of Commercial Lines Submissions - Maintain overarching visibility into historical and active quotes, including high-level details like market rates and status, with customizable columns to tailor your view.

 Enhanced Security - Control user access to customers and data as your organization defined in Applied Epic to ensure sensitive client information remains private based on established permissions.

Product Features

Dynamic Question Sets - Duplicate carrier questions are removed from the flow and remapped, allowing agents only to answer a single query once.

Quotes Reserved in the Market - You can reserve your quote in the market and communicate with your underwriter without leaving your quoting workflow.

Coverage Comparisons - This tool gives a snapshot of commercial coverage comparisons to help determine the right product and premium.

Embedded Insurance Option - The insured-facing tool allows consumers to enter their own quoting data to return real-time rates, creating a simpler, more connected commercial lines quoting experience.

NOTE: Visit the vendor or their website for additional features and details.

The industry’s #1 commercial rater!

Vertafore’s Commercial Submissions® solution automates and simplifies the commercial submissions process from application through quote and bind and enables agencies to save time and improve profitability on commercial quoting by offering multiple quotes in the time it takes to get one. Today, small commercial lines require a significant amount of manual effort for quote requests. Commercial Submissions delivers a gamechanging experience for commercial quotes.

Sales, Service and Operations

Close business faster - Multiple quotes with one click

• Simplify quoting. Access 25+ carriers and 5 commercial lines and eliminate duplicate entries with pre-fill and dynamic questions.

• Reserve your quote in market. Stay ahead of competitors and ensure prospects get the best protection.

• Quote and bind E&S. Place tougher commercial risks with the right Excess & Surplus (E&S) market in just a few clicks.

Accelerate remarketing - Rate quickly and accurately

• Eliminate duplicate entry. Save time during renewals by pre-populating current policy information to quote in a few clicks.

• Let conversations flow. Complete your customer’s quote application quickly and easily with our interview-style workflow.

• Say hello to prefill. Our third-party data partners can prefill the most updated information in just a click.

Streamline quoting workflows - Powered by deep connectivity

• Integrate your tech stack. Easily connect your management system and remove duplicate data entry.

• Get real-time, accurate quotes. Secure integrations with over 25 carriers make quoting and binding faster than ever.

• Trust your data. Verified third-party data vendors enrich with the highest quality information.

Features you need

• Real-time quoting - Get instant pricing indications for small commercial lines from leading carriers. Cut the time needed to respond to clients and provide a more comprehensive quoting experience.

• AMS360 & Sagitta Integration - Automatically pre-fill applications with customer data from your management system, saving you time on renewals and new business while improving accuracy.

• Enhanced Appetite Engine - Have clear visibility into carrier appetite with our third-party integration, allowing you to target certain markets for your customers.

• Accurate Risk Classification - Ensure pricing integrity with access to industry data sources NAICS, SIC, ISO and others within Commercial Submissions.

Some customers have seen success through

• Saving time by entering data only once

• Eliminating visits to multiple carrier websites

• Improved productivity and profitability on a process that used to take hours

• Accelerated sales and remarketing cycles

Lines of Business Supported by Commercial Submissions

• Commercial Auto

• Workers Compensation

• Business Owners Policy (BOP)

• General Liability (GL)

• Excess & Surplus (E&S)

• Umbrella/Excess Liability

NOTE: Visit the vendor or their website for additional features and details.

Streamline commercial quoting

To learn more about Commercial Submissions call 800.444.4813 or visit www.vertafore.com

Submission Management Platform

Wheelhouse™ unlocks digital technology enabling agents to write small business policies automatically. Integrations tie directly into underwriting platforms giving you direct access to carriers and empowering you to quote and bind digitally and instantly, proactively provide quotes for renewals, and improve overall efficiency, creating a better client experience. Wheelhouse empowers property and casualty (P&C) agents to sell and service small business coverages via any channel and do it more efficiently and automates manual processes for increased productivity.

Instantly quote these lines of business:

• BOP

• General Liability

• Worker’s Comp

• Professional Liability

• Cyber Benefits

• Real-Time Quotes - Direct API integrations into top carriers. No screen-scrapping here or other shortcuts here.

• Metrics - Understand your portfolio of carriers like never before. In a market that’s always changing, see trends before they develop to stay ahead of the competition.

• Single-Entry Applications - Save your staff valuable time with our dynamic aggregated application. Quote multiple lines of coverage across multiple carriers quickly.

• Highly Customizable - Make Talage’s Wheelhouse platform yours. Off-the-shelf customization of logos, images, and colors. You built a brand. Use it.

How it works

• Efficiency - One application, multiple coverages and carriers, and a streamlined workflow to make it easy to get submissions in the system and write more premium.

• Human Intelligence - Built by insurance people for insurance people with a deep understanding of how this industry works.

• Artificial Intelligence -Talage is powered by AI behind the curtain to ensure accuracy of submissions and onboard new products and carriers fast.

• Standardization Talage is powered by AI behind the curtain to ensure accuracy of submissions and onboard new products and carriers fast.

Using Wheelhouse technology to quote policies and market products across all the digital channels - email, social, website, advertising is the key to success. Imagine what your agency could do simply by adding Wheelhouse as your go-to quoting tool?

NOTE: Visit the vendor or their website for additional features and details.

Comparative Raters

Commercial

Comparison Chart

Contract Required

Lines of Business

Business Owners Policy

General Liability

Professional Liability

Commercial Auto

Worker's Compensation Management Liability

Acuity Auto-Owners

Berkley Berkshire Hathaway

CHUBB

BTIS

Cincinnati

C N A

Coterie

Cowbell Cyber

Grange Insurance

Liberty Mutual

Markel

National general

Nationwide

NEXT

Oregon Mutual

Philadelphia

Progressive

The Hartfdrod

Travelers

US Assure

Digital Solutions

Independent Agents have always been the key to delivering consumer-centricity, and “digital solutions” only enhance that. Insurance distribution channels are rapidly evolving, as the legacy systems of web-based lead generation used by the insurance industry for years no longer works for today’s fast-paced business climate. A new, digitally enhanced model increases the customer-centricity of the industry and promises to help agents together with customers manage all their insurance needs from a single source. The critical components of insurance digital transformation:

• Optical character recognition (OCR) software - To achieve digital transformation, this is an essential tool for any organization burdened by manual data entry. Insurers and agents can find immediate improvements in their processes, including reduced costs and improved service, simply by adding an advanced data capture solution. According to the research, more CIOs will prioritize OCR capabilities, robotic process automation (RPA) and AI in the coming years.

• Customized communications - Customers are used to receiving personalized offers and solutions fit to meet their specific needs. Content personalization has already emerged in personal lines. To implement customized digital processes and personalized communication, insurers must invest in the technology platforms and analytics to expand their understanding of, and access to, customer data, preferences, and interactions.

• Working smarter - Workflow management software automates business processes, allowing efficient sharing of cases and information between workers. It matches work tasks with the appropriate employees, allowing employees at every level to work more efficiently as they spend more time on tasks best suited to their individual skills. Agents will not waste crucial time searching for documents or supporting material, allowing for faster responses, fewer lost opportunities, and higher satisfaction.

• Online content collaboration - Agent’s desire speed for quotes and policy issue to secure sales, expand customer portal capabilities enabling bill pay or endorsements that reduce servicing costs and quickly become aware of customer activity to improve retention. Customers want quick access to information from any device, the ability to self-initiate changes, file claims and receive advice from trusted advisors when needed. These “wish list” items make an online collaborative content management platform key to digital insurance initiatives.

• E-Signature adoption - The passage of the Electronic Signatures in Global and National Commerce Act (ESIGN) in 2000 gave electronic signatures the same legal standing as handwritten signatures, providing organizations with numerous business process advantages. E-Signature software can aid carriers and agents in expediting the signing processes, cutting costs, and reducing risk associated with lost documents and compliance.

Customers and prospects have distinct ways they want to interact with insurance providers and agents throughout their consumer journey. New technology, enabling digital connectivity and cognitive computing, helps insurers push past indemnification into a deeper role with customers. Increasingly segmented and refined user types are clearly a future focus and a study last year on various customer segments and their expectations of insurers and agents identified three primary customer types:

 Nomads: A highly digitally active group, ready for a new model of delivery.

 Hunters: Value-oriented customers searching for the best deal on price.

 Quality Seekers: Loyal to insurers and agents that deliver on brand integrity and service excellence.

A high-level understanding of the differences between customer types is a good first step towards transforming your digital presence but drilling deeper to identify more precise personas provides a much more detailed view into the wants and needs of current and potential customers. The more understanding a company has about its prospects and customers, the better positioned it is to improve the development of its products and the design of its customer experiences.

Transform insurance with digital agreements

Docusign® securely sends and signs policy or claims agreements while maintaining a detailed audit trail. Reach policyholders faster with SMS notifications and simplify claims submissions with drawing capabilities. Agents are on the front line of the insurance business, and staying a step ahead of the competition is critical to an agent’s success. Whether your agency consists of just one agent or hundreds, helps you delight customers with mobile-friendly signing, Enhance agent productivity with faster document turn-around time and easy visibility into signing status and Book new business faster.

Benefits

• Improve your customers’ experience - Consumers, partners, employees and vendors expect convenient, fast agreement experiences. Enable them to sign practically any type of agreement on almost any device. And provide more intuitive experiences for your customers through custom branding and responsive signing.

• Boost business efficiency and reduce costs - Empower your teams to quickly prepare, route and approve agreements so they can focus on the big picture. Get going quickly with dynamic document generation, collaborate with comments and shared templates and take advantage of configurable workflows to tackle your trickiest agreement challenges.

• Increase security and make compliance easier - Protect your agreements with enterprise-grade security and compliance controls without sacrificing the user experience. Get an added layer of security with enhanced signer identification and robust threat detection capabilities.

• Connect with all of the tools you already use - Easily integrate your agreements with your apps of choice, including Salesforce, Microsoft, Google, Zoom and more. Connect and extend your signature workflows with an industry-leading number of pre-built integrations and award-winning APIs.

Product features

• Document creation - With more than a billion users worldwide, processes more than a million documents daily. Offers features that make documents both widely compatible and widely accessible.

• Sending options -eSignature lets you specify and order any number of signers. Assign recipients different roles and access beyond signing permissions you have control over every step of the process.

• Signing experience - Send documents with eSignature and have your customers sign and send back your document within a matter of minutes. Sending and signing is fast, easy and intuitive.

• Signer identification and authentication - Make sure your signers are who they say they are. Offers multiple ways to have signers prove their identity before you give them access to documents.

• Reporting - Robust product reporting makes it easy for users and account administrators to get visibility into their account. Get business data whenever you need it with real-time access combined with extensible scheduled reporting.

• Compliance - With eSignature, your electronic signatures are legally admissible in court and widely accepted for most business transactions around the world. Powerful transaction data logging helps protect your contracts from repudiation.

• Archiving and document retention - Tamper-evident storage system maintains signed documents and audit trails, providing easy but secure access.

Choose your plan

Fast and secure digital signatures anywhere

formstack® Sign is a digital document signing app that lets you eSign documents on any device, so signing documents does not have to be a hassle. An electronic signature (or eSignature) is simply a digitally captured signature. eSignatures can be as simple as a name typed into a document or a signature by hand on a tablet or mobile phone. Avoid the bottlenecks associated with waiting for signatures.

Streamline your document signing process with Formstack Sign. Collect secure, legally-binding eSignatures from anywhere, on any device. Try eSignature solutions to save time, reduce paperwork, and enhance efficiency.

Easy insurance data management

Streamline the management of proposals, policies, and claims with Formstack's automation software powered by online forms, documents, and signatures. Formstack makes insurance automation easy so you can ditch paperwork for good, be more efficient, and better meet customer needs.

Features

Signature preparation - Collecting eSignatures is a breeze with simple, no-code features anyone on your team can use.

• Auto-Reminders - Schedule auto-reminders so your team doesn't have to worry about repeatedly emailing clients to collect signatures.

• Multiple Participant Workflows - Easily add multiple signers and approvers to your document workflows. Mix and match email, text, and in-person signature collection.

• Drag-and-Drop Signatures - With Formstack Sign’s intuitive drag-and-drop functionality, you won’t need your IT department to prepare your documents for signature.

• Signature Templates - Quickly create templates for the documents you frequently need and apply all fields with just one click.

Workflow management - Access the digital signature features you need to quickly complete your workflows.

• Mobile Signing -Send documents to customers or employees via text message so they can review and sign on their phone or tablet.

• Sign Open API -Don’t see the integration you need? Our open API makes it easy to connect Formstack Sign to your favorite tools.

• In-Person Signing - Easily set up documents that clients can electronically sign in your office with any tablet or mobile device.

• Signer Redirection/Referrals - Automatically send prospects and clients to your social media or review pages to rate their experience.

• Integrate with business tools - Connect more than 250 leading software tools so you can automate business processes, eliminate data silos, and be more productive.

Security & compliance - Formstack Sign meets the industry standards for security so you can trust that your information is secure.

• Maintain HIPAA Compliance - Safely eSign documents that contain healthcare data with our easy-to-use eSignature solution.

• Audit Trails - Get a comprehensive audit trail with each signed document that logs all document activity.

• Password Protection - Add an additional layer of security to your documents by requiring signers to use a password.

• Digital Signature Security - Ensure safe electronic signing with the latest security features, including SSL encryption, password protection, and more.

Select the plan that fits your team's unique needs

NOTE: Visit the vendor or their website for additional features and details. Ready to get started?

www.formstack.com

Feature-rich plus elegantly easy

RSign® has everything your organization needs in an electronic signature service. RSign® includes a variety of eSign services with almost infinite combinations of features and configurable settings. Whether a document needs a simple approval or there is a complex set of forms, security requirements and rules, RSign eSignature solutions will fit to your situations and will automate your workflows. Designed with a (more) affordable, flexible pricing model that adapts to businesses from all industries, sizes, and regions, and at the same time is feature-rich, easy to use, and friendlier to work with.

Benefits

• Breadth of Services - All about innovation and have grown the platform alongside customers’ and partners’ evolving needs to meet all their requirements and scenarios. Features, rules, API, turnkey and custom integrations, whatever you need.

• Simplicity - Believe technology is not just about what it can do, but how it feels. That is why they designed and built RSign to be robust, yet simple and intuitive for all users, whether senders, signers, process managers, or API owners.

• Legal Proof For Electronic Signatures - Compliance and security are in the DNA. Each eSign transaction returns a legally-binding, court-admissible, cryptographically sealed signing certificate that is locked to the content and audit trail. Means Legal Proof® eSign evidence.

• Identity, Authentication - Built to meet the highest security standards worldwide, providing end-toend and in-transit encryption, multi-factor authentication, and more. All aspects of the RSign eSign record can be later authenticated who signed what, with whom, and when.

Features

Guided eSign Experience - Easy for signers means happy senders. RSign transforms documents and forms into guided, gracefully stylish e-signing experiences. And our expert staff will even transform your signed documents into electronic signature templates for you easy onboarding, and fast migration from another system.

eSign Templates Automate Faster - Instantly transform a commonly used form or document into an RSign template. Configure a document and its associated workflow just once and then save it as a reusable template, and you’ll never have to do it again for similar transactions. Create logic, build rules, or imagine any other eSign document control and it’ll be there, in RSign.

Digital Forms & Bulk eSign - Digitize any form with a click and a swipe. Modernize your business process mentality. Generate a static link for your configured eSign forms and templates to embed into website pages or emails. Web forms need a webmaster. PDF forms are cumbersome to share. Doc forms need field alignment wrestling. With RSign, form fill, sign, and data extract struggles are no more.

Privacy, Compliance & Legalities - Security, privacy, and compliance are in their DNA. RSign lets you meet the strictest eSign laws and privacy regulations wherever you may be, or whatever you need. View which documents have been opened and signed, increasing visibility, measuring signoff time, speeding your business processes, and provides peace of mind with a robust legal eSign audit trail and transaction forensics deliver.

Dynamic API Integrations - RSign electronic signatures has been built into the most popular apps, messaging programs, document management systems, CRMs, ERPs — any application that lets you print. And we’ve got a range of APIs that are configurable to address your every imaginable automation need with local experts to collaborate with your teams from design to deployment, every step of the way.

Plans & Pricing

NOTE: Visit the vendor or their website for additional features and details.

Keep your work flowing

ShareFile® automates manual tasks, collect e-signatures seamlessly, and simplify onboarding – all with a single secure software Your clients value a smooth experience, and the workflow automation and client portal are designed to help you deliver just that. You touch hundreds of sensitive financial documents every day and the Sharefile solution protects them all while making it easy to create, share, and organize.

Benefits

• More efficiencies for Insurance Agents – Easily complete policy or claim document workflows with automation and integrated e-signatures.

• Cutting-edge security for firm administration – ensures all employees can securely transfer and restore data without adding steps to their workflows.

• Faster service for clients – organizes document request workflow, files, and tasks by claim or policy to make customer collaborations seamless.

Features

• Work smarter with the right tool - Build documents and collect e-signatures in one place — no complex training or IT support needed.

o Collect signatures faster

o Templatize common forms

o Automate document collection

• Security made easy - Advanced security features work in the background to protect you from breaches and keep you in operation.

o Safely send and store files

o Control who has access to your files

• Elevate every client touchpoint - Our solution offers your clients a place to view, upload, and comment — eliminating common communication speed bumps along the way.

o Give clients a dedicated portal

o Automate client onboarding

• Delight your clients without the clutter - Give clients a simplified experience with one tool to upload claim-related documents, access files, provide e-signatures, and complete tasks.

o Client portal

o Integrated e-signatures

o Collaboration spaces

• Uncomplicate document workflows - Replace routine tasks and risky emails with pre-built workflows to onboard clients or request document lists within a single, secure solution.

o Rapid client onboarding

o Digital document request lists

o Email and file encryption

• Integrate with your favorite tools - ShareFile connects beautifully with the most popular workplace tools. ShareFile integrates seamlessly with the software you love so you can automate document workflows, securely send files, and sync work across all your devices.

o Microsoft 365

o Google Workspace

o Quickbooks

o Salesforce

o Zapier

• ShareFile desktop app - Securely access documents, files, and folders on your PC without using up storage space.

• ShareFile mobile app - Get simple, secure access to ShareFile on the go while keeping folders and files synced across all your devices. Your complete solution for modern, secure document workflows.

NOTE: Visit the vendor or their website for additional features and details.

Annual Billed Price

Build seamless and secure insurance workflows

SignNow® empowers organizations to speed up document processes, reduce errors and improve collaboration. Easily organize signing processes for your insurance certificates, policy applications, and custom quotes. Quickly fill and share them with clients to collect data and signatures. Sign, send, track, and securely store documents using any device. No training or downloads required.

Why choose SignNow

 Free 7-day trial - Choose the plan you need and try it riskfree.

 Honest pricing for full-featured plans - SignNow offers subscription plans with no overages or hidden fees at renewal.

 Enterprise-grade security - SignNow helps you comply with global security standards.

Benefits

• Quick to start and easy to send - Intuitive interface allows newcomers to create an account, upload, eSign, and send their first document for signing in minutes no training or downloads required.

• Best value at the most competitive price - Break free from predatory pricing plans with hidden costs at renewal. With SignNow, you only pay for what you use, without overcharges for extra sends or templates.

• Every feature SMBs and enterprises need - Close deals faster in person or remotely, improve team collaboration, and get complete visibility into the document signing process using advanced functionality tailored to your needs.

SignNow streamlines document workflows for the insurance industry

• Easily collect signatures from clients - Track who is signing and when, so you know whose signatures are missing and whose you have.

• Streamline your eSigning workflows - Organize your insurance documents by creating groups. Whenever you need to issue an insurance policy you can send out an entire group of documents for signing.

• eSign insurance policies on the go - Use your Android or iOS mobile device to manage your insurance documents. Draw your signature or upload it from your device and sign your policy application in seconds.

• Stay secure - Two-factor authentication and advanced encryption allow you to securely manage all your insurance documents. View the Audit Trail anytime to track all document changes.

• Collect payments on the spot - Simply add a payment request right to your insurance document and send it to your client. You’ll be notified when your client signs the document and sends payment.

• Make your documents look professional - Create custom fillable forms by adding different fields and setting specific parameters. Assign signing roles to your clients to get accurate insurance details.

• Integrations - SignNow adds functionality to the apps you use and love. Increase your organization’s productivity, reduce document errors, and delight your employees and customers.

Select a subscription plan for your team or try advanced functionality for free. NOTE:

Draft it. Send it. Sign it.

SignWell® simplifies the document signing process so you spend less time chasing signatures with a legally-binding e-signature Whether it’s the last stage of a long negotiation or the beginning of an exciting new chapter, signatures are how we tell the world we agree. We’re on the same page. And overpriced, difficult-to-use technology shouldn’t stand between you and the people you connect with. By making e-signatures both intuitive and affordable, SignWell aims to simplify the signature process, so you and your recipients can sign with ease. Signatures are only one page of your journey. SignWell is here to make it an easy one draft it, send it, sign it, done.

Benefits

• Easy-to-use - We believe that good technology should be a natural and intuitive extension of how you get things done. Our goal is to deliver a straightforward and reliable e-signature tool to get your documents signed with ease. No painful setup, no clunky software just a few clicks and you’re moving on with your day.

• Affordable - Getting your documents signed shouldn’t be more expensive than the value of the signature itself. Our goal is to be your software of choice no matter where you’re at with your e-signature needs. By removing these barriers to make signing more accessible whether for individual use or larger organizations we want to ensure that everyone feels comfortable and confident getting their documents signed.

• A branded signing experience - We believe technology should be adapted to how people use it, rather than people adapting to the technology. Constantly learning from customers and building on what we’ve learned is at the very core of our business ethos. That’s how we create the very best customer-led product because, at the end of the day, it’s all about making the best product for you.

Features

• Document Signing - Collect legally-binding signatures with a few clicks Make it easy for recipients to securely sign documents with a solution that’s compliant with U.S. and international e-signature laws. Ditch your printer, scanner, and even your important documents folder signed documents are archived and protected from further changes, so you can rest easy knowing your documents are secure.

• Document Workflows - Track and prioritize unsigned documents. Quickly track outstanding signatures and completed documents. Choose who needs to sign, in what order, and keep the process moving with automatic notifications. You'll always know who needs to complete a document and all recipients will get a copy of the completed document when it’s finalized.

• Custom Templates - Quickly reuse and resend popular documents. Turn any document into a template you can quickly access and send to anyone, from anywhere (even from your phone). Recipients will receive a fully guided experience walking them through each step. There’s no hand-holding needed from you.

• Audit Reports - Track document history with detailed audit reports. Track the history of your documents with detailed audit reports. Know when each document has been opened and signed with time stamps and full visibility into document activity with a solution that exceeds US and international e-signature law requirements.

• Easy Integration - Integrate signatures with your favorite tools. SignWell works seamlessly with 5,000+ of your favorite apps, including Gmail, Dropbox, and Slack. Keep documents in your workflow without needing to switch between different applications.

• Responsive Customer Support - All the support you need to keep things moving. Receive the support you need when you need it most. SignWell’s customer success team is here to support you via email, phone, or a quick Zoom call. Our support is included free of charge in every plan.

Unlimited Document Signing at an Affordable Price

Annual Billed Price

e-Sign that Scales with your workflow

WeSignature® was built around service-based businesses and provides everything needed to generate better electronic signature workflows. Unique E-Signature Sales Cloud provides everything to optimize workflows and increase revenue. Save time with a simple online electronic signature service. Create templates, automate workflows, enhance signature and payment collection. Save hundreds of hours and increase revenue by reducing cost. Enhance your workflow by allowing your clients to e-sign and pay for their insurance in one easy process from anywhere.

Why WeSignature?

• Easy To Use - Services and software are just easy to use. It’s effortless! No training is required.

• Simple To Manage - Managing your WeSignature team is a breeze. Add and delete users as you need.

• A Better Experience - There are other e-sign software out there, but you’ll find WeSignature to be intuitive and robust.

• Cost Effective - E-Signature software can be expensive. Their business model allows you to enjoy a premium service at excellent pricing.

• Use It Anywhere - Not at your computer? No problem! You can use WeSignature anywhere in the world as long as you have an internet connection.

• The Features You Need - Drag and drop, storage, templates, SMS text, payment processing, reminders, document protection, e-signing and more!

E-Signature For The Insurance Industry

SMS Text or Email - Send policies, endorsements, and other documents to customers via text or email so clients can sign on their phone or computer.

Video - WeSignature’ s exclusive video feature allows you to upload a video ad, up sell, give directions or just say hello!

Templates - Quickly create templates for documents that you use on a regular basis and apply fields with just one click.

Teams - Add agents, CSR’s, and team members to your account and manage those members activity with WeSignature Team Builder.

Collect Payments - Collecting premiums is an important part of contract execution and now you can request payment at the same time your client signs a document.

Go Mobile - With WeSignature you can send your clients an electronic signature request by email or text for them to sign while on the go.

Management allows you to stay in front of your clients.

Customer Management

Customer Relationship Management (CRM) is a powerful tool that has transformed the way insurance agents operate. In an industry where building and maintaining strong client relationships are crucial, CRM software has become indispensable. In this section, we’ll explore how insurance agents can harness the potential of CRM to grow their practice, streamline operations, and ultimately achieve greater success.

Understanding CRM for Insurance Agents

What is CRM? - CRM is a technology-driven approach to managing interactions and relationships with clients. For insurance agents, CRM involves using specialized software to organize, automate, and synchronize sales, marketing, and customer service efforts. It serves as a central hub for storing valuable client information, communication history, and leads.

The Insurance Industry and CRM - The insurance sector is highly competitive, and customer retention is vital. CRM systems allow agents to deliver personalized services, leading to improved client satisfaction and loyalty. Moreover, it helps agents identify cross-selling and upselling opportunities, maximizing revenue from existing clients.

Benefits of CRM for Insurance Agents - Insurance CRM is essential software every insurance company should have. The insurance CRM software increases the efficiency of insurance agents and greatly increases the total sales productivity of the organization. Now, let’s see some of the important benefits of CRM for insurance agents.

• Enhanced Customer Engagement - CRM tools enable insurance agents to engage with clients on a deeper level. By tracking client preferences and purchase history, agents can offer tailored advice and solutions, leading to higher conversion rates and happier clients.

• Efficient Lead Management - Efficient lead management is essential in the insurance industry. CRM systems help agents track leads, follow up on inquiries, and automate lead nurturing processes. This results in a higher conversion rate of leads into paying clients.

• Improved Communication - CRM systems facilitate seamless communication. Agents can schedule follow-up calls, send personalized emails, and even automate birthday or policy renewal reminders. This consistent communication strengthens client relationships and increases policy retention rates.

• Data Analytics and Insights - Modern CRM systems offer robust analytics tools. Agents can analyze data to identify trends, preferences, and gaps in their services. This data-driven approach helps agents make informed decisions and tailor their strategies for better results.

• Automate Lead Management for All Your Teams - The CRM for insurance agents allows you to instantly capture, sort, and distribute leads to the right sales representatives. Thus, it automates the entire lead management process, which will lead to increased productivity.

Strategies to Grow Your Insurance Practice with CRM

1. Client Segmentation - Segmentation is the key to effective communication. With CRM, agents can categorize clients based on demographics, policies, or other criteria. This allows for targeted marketing efforts and personalized client interactions.

2. Automation of Routine Tasks - CRM automates many administrative tasks, such as sending policy renewal reminders or processing claims. This frees up agents’ time to focus on building relationships and pursuing new clients.

3. Lead Scoring - CRM systems often include lead scoring functionality, which helps agents prioritize leads based on their likelihood to convert. This ensures agents are investing their time and resources where they are most likely to see results.

4. Personalized Communication - Personalization is crucial in the insurance industry. CRM systems enable agents to send personalized messages, offers, and policy recommendations, making clients feel valued and understood.

5. Integration with Other Tools - Many CRM systems can integrate with other tools, such as email marketing platforms or social media management tools. This ensures a cohesive marketing and communication strategy across multiple channels.

6. Continuous Training - Implementing a CRM system requires training for agents to use it effectively. Continuous training and updates are essential to maximize the benefits of CRM.

Choosing the Right CRM for Insurance Agents

The market is full of CRM providers. Some of these providers specifically cater to sales, while others to marketing. Most claim to do it all for you! It is important that you understand a CRM process to choose the right product for your agency. The factors that you should consider while going for a CRM for insurance agents. Choosing the right CRM for insurance agents is very important, as it directly affects the total productivity of the organization.

 Consider Your Needs - Selecting the right CRM solution for insurance agents depends on your specific needs. Consider factors such as the size of your practice, your budget, and the features that are most important to you.

 User-Friendly Interface - A user-friendly interface is crucial for smooth adoption by your team. Ensure that the CRM system that you are choosing is intuitive and easy to navigate.

 Scalability - Your practice may grow over time, so choose a CRM system that can scale with your needs without causing disruptions.

CRM has revolutionized the way insurance agents operate. By leveraging CRM systems, agents can enhance customer engagement, streamline operations, and grow their practice. It’s not just a tool; it’s a strategy for success in the competitive world of insurance. If you work with a lot of customers, a CRM is your agencies best friend. Not only will it help you manage your data. A good CRM makes your customers’ experience excellent, fluid, and effortless.

Ramp up your Insurance Agency’s reputation and leads

Agency Marketing Machine® is the all-in-one solution that insurance agencies across the country use to boost their online presence, close more business, and increase retention can now work for you, too. The program works to make an agency stand-out – both online and offline. It builds and enhances agency relationships, driving significantly more referrals and increasing retention. A team of marketing professionals is assigned to each agency to consistently perform their recurring marketing tactics. AMM clients become not only successful Trusted Advisors, but also active Agents of Change within their own communities.

Accelerate Your Growth

A program designed for growth - All the marketing components you need to get more leads and more profit for your Insurance Agency are here. During a 30-day brand refresh, they will blow you away - from logo and website design to facelift for your social profiles!

• Websites

• Ad Targeting Engine

• Monthly Digital Newsletter Marketing

• Referral Engine

• Local SEO Engine

• Email Marketing

• Social Media Engine

• Giveaways

• FAQ Video Engine

• Custom Gift Engine

• Community Engine

The Engage Machine

A dashboard that tracks and allows you to ENGAGE in your results - Access all of your campaign data in one easy-to-use platform.

• Contact management

• Email broadcasts

• Drip and workflow automation

• Pipeline and opportunity management

• Contact messaging (email, text, chat)

• Easily integrates with your other systems

• Single point of access to all of your AMM engines

One-Stop-Shop

Your Insurance Agency’s team is about to include:

• Copywriters

• Graphic Designers

• Web Developers

• Social Media Specialists

• Video Experts

• Tech Gurus

• Ad Managers

• Project Managers

• Dedicated Account Managers

• Community Relations Managers

…and it’s WAY more affordable than you’d think!

Unlock the potential of your Insurance Agency - Discover the All-in-One Solution That's Revolutionizing the Insurance Industry. Are you ready to:

• Boost your online presence?

• Close more business?

• Increase customer retention?

During a Discovery Call, You'll Learn

• How to improve your local authority and branding

• Strategies to generate more high-quality leads

• Techniques to increase customer retention and profitability

• The secret to how AMM has helped clients generate 147,000+ quoted leads

2 ways of working with our Agency Marketing Machine .

DONE FOR YOU Hands-Off

Let their team of experts put the ENTIRE PROGRAM to run for you.

DONE WITH YOU

Expert-Guided Hands On Trigger the best-in-class A LA CARTE TOOLS for your agency.

NOTE: Visit the vendor or their website for additional features and details. Help your

Communication Enablement for Independent Insurance Agents

Fuse™ intelligent marketing automation is the insurance industry’s leading marketing automation tool. Streamlines communication with clients and prospects, allowing agencies to stay connected and engaged with their audience. Use the client and policy data in your agency management system to deliver personalized communications throughout the customer lifecycle. By delighting and engaging clients by delivering personalized omnichannel communications at key points in the customer journey, your agency will improve retention, client acquisition, policies per customer, and staff efficiency.

Benefits and Features

Deep Integration with Leading Agency Management Systems - Fuse™ offers the deepest two-way integration of any insurance marketing automation tool empowering you to micro-target and trigger email, text, and direct mail communications based on more than 100 client and policy data points. Automate communication at scale without losing that personal touch that your clients expect.

• Pre-Built Content and Campaigns Help Automate Marketing - The Fuse library of ready-togo, multi-step campaigns include everything your insurance agency needs to sell more policies, delight clients, and streamline operations.

o Sell More Insurance Policies - Proven campaigns to cross-sell to existing clients, gather referrals, and renew accounts are ready to launch as soon as you get started.

o Delight and Educate Clients - Exceed client expectations with a welcome campaign, send birthday and holiday postcards, engage them with monthly newsletter templates.

o Streamline Operations - Automatically guide clients when they file a claim, gather client feedback, schedule timely account reviews, send surveys, and win back customers effortlessly.

• Easy Email Marketing Automation for Insurance Agencies - Creating your own automated campaigns is simple too. Fuse’s modern email builder lets anyone easily design professional-looking email campaigns complete with text, graphics, and video.

• Multi-location, Multi-brand, Multi-sender Support - Do you have locations across multiple states, regions, or across the entire US? No problem. Fuse™ is the only marketing automation tool that can create campaigns once, then instantly execute them across multiple offices and brands. This advanced feature coupled with Sender Personalization ensures each communication comes from the person at the agency the consumer has a relationship with, which significantly improves engagement.

• Omnichannel Marketing Automation with a Personal Touch - Communicating in the customer’s preferred channel creates an even more personalized experience. Fuse™ lets you send messages and build sequential omnichannel campaigns using email, text, and direct mail. It also lets you create multiple senders, so clients receive messages from the right person.

• NPS® for Insurance Agencies Drives Retention and Growth - Fuse™ has robust Net Promoter Score (NPS) capabilities. Agencies can measure customer satisfaction with the company, staff, or products offered. Understanding which clients are promoters and which are detractors can help you improve retention, get more online reviews and referral business.

• Dashboard for Monitoring Performance - See exactly how Fuse™ campaigns are growing your insurance agency with the business insights dashboard. Immediately, track your book of business, active customers, policies in force, individual performance, and more so you can make the best strategic decisions to drive growth in your insurance agency.

• Business Texting - Meet your clients where they are – on their phones. You can connect with your clients at a time that’s most convenient for both of you, even outside of regular business hours.

o Automatically triggered based on a client event - This means you can set it up once and it will continue to work for you, saving you time and effort in the long run.

o Texting tool runs without additional apps- The group inbox features ensure your clients get the quickest response. Texting connects to an existing contact, keeping all of your client communication in one place, helping you to provide the best service.

o Easily add texts to campaigns – both existing and new ones – seamlessly integrating it into your current marketing strategy.

• Pipeline Management Tool - Whether they’re a new prospect or a loyal client can help you communicate effectively at every stage. It’s there to support you from the first interaction with a lead, through to renewal or cross-sell with a client.

o Helps you communicate with clients to renewal or cross-sell. This ensures that you’re always in touch with your clients, providing them with the information they need when they need it.

o When it comes to prospects, the tool allows you to target specific key moments on their path to purchase. This can help you make a strong impression and increase your chances of converting leads into clients.

NOTE: Visit the vendor or their website for additional features and details.

The best way to grow your insurance agency

AgencyZoom™ was built to provide a solution for modern agency obsessed with their customers’ and employees’ experiences. Driving an improved customer experience, automating engagement, increasing retention, and closing leads faster – these are the areas that successful agencies are most focused on. As a part of Vertafore’s suite of solutions, agencies will benefit from more tools, deeper integrations, and more valuable solutions and services to drive their success.

Benefits

• Sell more - Grow your book of business by putting your producers on a rocket ship with AgencyZoom's easy to use sales platform

• Boost retention - Streamline your service and stand out from the rest, to keep customers coming back to your insurance agency.

• Analyze growth - Know where you stand with an amazing dashboard that shows you who is hitting goals and who's holding you back.

Features

• A smarter lead manager/CRM - AgencyZoom® is a smart automation solution built expressly for insurance agencies. Close more leads. Faster! Click and drag, it's that easy! Smart automation to make sure your insurance sales skyrocket.

• Complete lifecycle automation - Build an automated customer journey from prospecting, to renewals, and beyond. Automate engagement. Increase retention. Build an automated customer journey from prospecting, to renewals, and beyond.

• A dashboard you'll love - Crush your goals! Know exactly what you and your insurance producers need to do to succeed today, this month, and this year.

• Google Reviews - Help generate 5-star Google Reviews. Month after month you'll build up your insurance agency's Google Reviews automatically.

• No more double entry - Integrations with multiple insurtech solutions you use daily to effortlessly sync information.

Only insurance CRM on iPhone and Android

Lead from anywhere - Track producer performance while traveling. Ensure you’re trending upwards, even when you’re out of office. View reports directly from your phone

Mobile lead management - Add new leads on site. Work your pipeline anywhere, anytime. Close leads from home, in the airport, or even at the beach

Manage tasks on the go - Take calls and add meeting notes from anywhere. Ensure important emails go out while you’re gone. Create and assign tasks for producers.

NOTE: Visit the vendor or their website for additional features and details.

Not sure yet?

www.agencyzoom.com

The Only Sales-Driven Insurance AMS

Better Agency is a sales driven AMS and a powerful CRM all in one tool! If you want one system to manage sales and service while offering the best automation possible that was specifically designed (and battle tested) for Independent Insurance Agents, then Better Agency is for you!

Automate Your Pipelines To Sell More Premium

Add Your Contacts

Upload your prospect and customer lists

Trigger new campaigns every time a new sale, endorsement, claim, or policy renewal

Segment your lists for custom communications

Add Your Entire Sales & Service Teams Within Minutes

Better Agency helps every person on your team! Even your producers and CSRs

Create user-profiles and goals for each team member in minutes

Set custom user permissions based on job roles in just a few clicks

Choose Which Campaigns You Want To Start

With over 100+ pre-built campaigns to choose from, you can cross-sell, nurture X-dates, or start renewal campaigns instantly.

Every campaign you'll ever need, including:

40+ cross-selling campaigns

Google review campaigns

X-date campaigns

Win-back campaigns

Long term nurture campaigns

Get Back To Running Your Agency More Efficiently - Better Agency simplifies the process so you can focus less on figuring out workflows and more on the tasks that matter like growing your agency and building stronger client relationships.

Onboarding Takes Hours, Not Weeks or Months - Unlike other software tools that can take months to figure out, our awesome Customer Success Team will help you migrate all of your data to Better Agency and start your campaigns immediately. You’ll have everything you need in place and implemented so that you can see an ROI. Don’t just take it from us, we have thousands of agencies across the country who are running a better agency, with Better Agency.

NOTE: Visit the vendor or their website for additional features and details.

Achieve the Growth You Deserve.

Blitz® insurance CRM software tracks your leads, manages renewals, increases cross-sell opportunities, and view all your customer history from one place. Software built for the express purpose of eliminating manual work activities for employees, supervisors, and owners of businesses. They have a passion for helping small businesses grow by enabling them to do less manual day-to-day work. Blitz Sales Software™ is built and maintained by internal software programmers which allows them to constantly develop the system to add new functionality and features to meet the evolving needs you have in your business.

Why Choose A CRM Software?

Close More Deals To Help GROW Your Insurance Agency

Do your agents tend to forget to follow up with contacts? Blitz helps insurance agents automate their day-to-day work, from sending emails to scheduling reminder calls to even asking for referrals. Using insurance intelligent automation, Blitz can keep agents’ schedules full and give agency owners an opportunity to coach and mentor the team appropriately.

Have Access To Contact Information and Documents in

ONE Place - Blitz is a cloud-based insurance CRM software that gives you access to contact history and documentation at your fingertips when you need it. Allow other employees to assist each other because they have all the current information available about any contact. By documenting notes, your team will never miss a beat!

Benefits

• Manage Your Contacts - Never let a contact fall through the cracks. Have a CRM keep your pipeline full using automation.

• Automate Follow Up - Use automation to reach contacts at optimal times and keep your staff’s schedules full.

• Reporting To Grow - See and track what source is generating the most revenue and invest more in that stream of your business.

Features

• Customizable - We help you setup your Insurance CRM the way you want it to work in your agency.

• Flexibility - Whether your big or small, Blitz helps you manage all of your contacts with an easy-to-use interface.

• Communication - Build and save email templates, send emails, and other means of communication.

• Tracking Sources - Properly track and source where your leads come from to help agency owners see where the return is coming from.

• Artificial Intelligence - Workflow Automation is built to automate manual work to try to reach contacts at the right time.

• Reporting - Easy to read reporting that includes filtering to manage different campaigns for your agency.

• Cloud Based - Access Blitz from wherever you need to. Our Insurance CRM is cloud-based. Simply log in from anywhere!

• Integrations - Integrations are as easy as turning them on and off. We organize the front end of your sales pipeline.

•

Pricing

Track your leads, manage contacts, and view all your customer history from one place with Blitz Sales Software

Features Included In Each Package

Web Forms Target Email Duplicate Checking

Email Templates Mobile Version Reporting

Integrations Free Updates Scheduling

Import Contacts Custom Fields And Much More!

NOTE: Visit the vendor or their website for additional features and details.

BlueJay Reviews® is dedicated to helping businesses increase revenue and build a solid reputation by turning reviews into revenue. Managing reviews can make a huge impact on revenue. The problem is how do you do that while trying to run your day-to-day operations? They provide the tools and know how to leverage your greatest asset of repeat and new customers. Turns your happy customers into supporters and helps ensure any bad customer experience has been addressed before the review goes public and will increase both your review count & star rating, requiring minimal effort from your team, without ever having to buy or fake your reviews.

Are You Facing These Challenges?

Customers Posting Negative Reviews Publicly Before Bringing it to Your Direct Attention

Unable to Find Time to Consistently Remind Happy Customers for Positive Reviews

Unsure of How to Track and Respond to All Review Postings Coming in From Multiple Sites

Why Care About Reviews?

• 93% of users say online reviews had an impact on their buying decisions.

• 81% of consumers use Google to evaluate local businesses

• 49% of consumers trust online reviews as much as personal recommendations from family members

• Consumers want to see 100+ reviews for a product or service and 3.4 stars or higher to consider making a decision.

• Consumers are 50% more likely to be motivated by an online reviews than by a discount offer.

• 75% of businesses don’t respond to negative reviews because they don’t have a plan in place to do so.

How Does Bluejay Reviews Work?

Using Bluejay Reviews 4 pillar approach, clients are mitigating the majority of negative reviews from being posted publicly, while at the same time getting your happy and satisfied customers to actually go online and leave 5-star reviews.

The 4 Pillar Approach:

• Solicit Reviews from happy and satisfied customers at strategic moments through the use of automation and CRM integrations.

• Simplify the process for customers to actually write reviews.

• Block with an 80% success rate (or higher) negative reviews from being posted publicly.

• Optimize and market your positive reviews to boost your local SEO and create less friction in your sales process.

Automate Customer Reviews and Reputation Management

Make it simple to respond to reviews quickly, promote great reviews automatically, and turn your existing customers into a referral engine.

• Send personalized texts or emails to every customer automatically.

• Automatically send customers to review sites such as Google, Facebook, Yelp, Trip Advisor, Open Table, Etc.

• Monitor and respond to new reviews from all review-sites in one easy to use dashboard.

• Increase your overall customer ratings.

• Receive text and email alerts whenever your company receives a new review on any site.

• Promote your best reviews by having them automatically posted across your social media pages and website increasing your SEO rankings.

NOTE: Visit the vendor or their website for additional features and details.

It's time to stand out and grow your

business.

Bonjoro® is building the world's first Customer Delight platform to help great teams build real relationships with their customers at scale. Connects to your CRM so when someone signs up, subscribes, or makes a purchase, you can quickly engage them with a delightful personal video, sent direct to their email inbox. A simple platform and powerful integrations make it easy to convert your customers with video. Send quick personal videos to new leads and customers, to stand out, build trust, and make more sales. Convert, retain, and grow your customers with delightful personal video messages sent at just the right moment.

How Bonjoro works

Integrate

Connect your CRM to Bonjoro - Connect to your CRM to easily send personal videos whenever you get a new lead, signup, or enquiry.

Integrate with your CRM directly or via Zapier

Build workflows to send videos at key moments.

Upload contacts via CSV for one-off campaigns

Send

Send personalized videos – Record and send your videos from mobile or desktop, fully personalized to pre-recorded, that helps add a human-touch to any email, at any scale.

Create personalized videos for maximum engagement

Send pre-recorded videos if you're short on time

Record group videos to engage customers at scale

Convert

Convert more replies - Get more replies, and drive conversions by including links to your website, calendar or other key resources.

Stand out in the email inbox, get more opens and replies

Drive next steps with eye-catching CTAs on your videos

Convert 3X more leads, and build customers superfans

Integrate with 1000+ tools

Connect your tools to Bonjoro to send personal videos to your customers at the perfect moment. Find the right plan for you Bonjoro Video Messaging Pricing

Start your journey for free. No credit card required.

One platform, made for insurance

ClientCircle™ software helps insurance agents manage the complete customer journey. From prospecting to sales to retention everything you need to turn prospects into happy customers and happy customers into your biggest promoters and repeat buyers.

How does ClientCircle work?

Manage the complete customer relationship - They help you create and manage every step of your relationships for a flawless experience for everyone—your employees included. Turn prospects into happy customers, and happy customers promoters. You no longer need to worry about missing a step and you’ll be able to accomplish so much more with fewer resources.

Connect your tools with a website made for insurance - Your website is one of the first things prospects see when they’re considering you as their agent, and it’s the first place your clients go when they need help. You’ll be able to connect and automate many of your agency tools and tasks so you have happier clients and sell more products. Pick a template and customize it to fit your agency.

Automate online reviews and testimonials - Collecting online reviews can be a difficult task if you don’t know which of your clients to ask, how to ask or when. Luckily, you don’t need to worry about all the rules because we’ll do it for you. We find your clients who are willing to leave a positive review or a testimonial and ask them at the best possible times.

Improve your online reputation - As your reputation climbs online, people in your area will be more likely to find you before your competitors. With ClientCircle, you could see your Google ranking improve 3-4 spots every 6 months. And you’ll be able to keep an eye on and respond to Facebook and Google My Business feedback right from your dashboard in ClientCircle.

Retain more clients - We’ll help you identify your happy clients and those who may be ready to leave. We’ll do that by surveying your customers regularly, at just the right times, with a one-question Net Promoter Score (NPS) survey. You’ll start getting valuable feedback almost right away. We’ll notify you when clients are unhappy so you can quickly save those relationships and improve your retention.

Grow through referrals -Our automated referral tools will help you make sure your happiest customers are sharing their positive experiences with family, friends and colleagues. When a client refers someone to you, you’ll be able to thank them with a personal, handwritten card delivered in the mail. We’ll know when to send it and to whom, so you don’t have to worry about forgetting.

Communicate in a way your customers prefer - Every person has preferences on how they want to communicate. Some like email, others prefer texting. Almost everyone loves getting an occasional, unexpected, personalized card in the mail. You will have all these channels available to you in one app. Onboarding campaigns, handwritten cards, surveys sent via text, web chat that lives on your website our platform has it all.

Sell more with automations - Cross-selling is one of the best ways you can grow your revenue. Our ready-to-go automations allow you to easily set up cross-selling campaigns for any product and audience with lists and templates, well, all ready to go. All content has been written specifically for insurance. Send as-is or customize as much as you’d like to fit your needs.

Manage all conversations in one place - First-class mail, email, texting, web chat and even third-party messaging tools we do it all. You can manage all client communications and conversations inside ClientCircle without having to juggle multiple apps. Collaborate with your team, know what was said last and mark conversations as resolved when you’re done. A mobile app so you can respond to clients on the go.

Turn data into decisions - We’ll connect your data with ClientCircle Analytics to gain actionable insights into your agency. Our comprehensive dashboards and flexible filters help you focus on a range of metrics, from sales performance to customer retention. With an intuitive interface, you can easily monitor trends, identify opportunities and make informed decisions to grow your business.

Build your plan

Whether you’re just starting out and are looking for a few simple tools or you’re a growing agency with advanced needs, they will help you build a plan that’s right for your business.

NOTE: Visit the vendor or their website for additional features and details.

The Client Experience Platform for Independent Insurance Agents

GloveBox® unlocks seamless workflows for agents and clients, eliminating manual hassles, and generating delighted policyholders.

The Hybrid Agent has arrived - Simplify Workflows and Engage Your Customers Like Never Before. Optimize. Amplify. Skyrocket: Unleash growth with effortless ease!

• Premium agency-branded iOS and Android AppsDeliver your clients amazing convenience dramatically decreasing service.

• Introducing ClientHub exclusively from GloveBox! - The most comprehensive browser client portal available in the market.

• Integrated Agent Platform - Streamline your customer interactions and watch your investment in GloveBox soar!

• Direct Carrier Connections - Active Policy Monitoring offers your clients direct to carrier connectivity making self-service a breeze.

Decrease Service Burden - Increase Referrals and Delight Your Clients! Unleash Simplicity, Ignite Client Referrals: Your agency's secret to astonishing client experiences. Unleash the power of an amazing client experience and watch your revenue skyrocket.

• Service - Give Your Policyholders the Power to Get Things Done. Simple workflows and digital self-service for all lines of business both personal and commercial.

• Connectivity - Connect Your Existing Agency Technologies with Ease. Our no-code platform allows you to plug and play your existing technologies and data to maximize performance.

• Referrals - Skyrocket Current Client and Partner Referrals with One Click! From text and email to social media, watch your agency get referrals like never before.

Your Insurance Simplified. The

GloveBox Mobile app is the smartest way to manage all of your insurance with your agency, when you’re on the go.

Generate, Monitor, and Market Customer Reviews

Grade.us™ is a review management platform built for agencies that support local businesses and helps build a business using the power of online reviews. Reviews help your business appear in front of your potential customers on search engines and help them choose you over your competitors. Only *you* cannot do anything - your customers must spread the good word about your business for you.

Features

Review Management - Review Management needs to be an essential part of your marketing strategy and promote business growth. Online reviews provide your business with visibility and credibility. Review Management needs to be an essential part of your marketing strategy to promote business growth. The Grade.us review management platform helps you automate the process of improving your reputation

Generate Reviews - Create a custom review landing page under your agency’s white labeled custom domain. Automate the process of asking for a review. Make it as easy as possible for your customers to leave a review by providing links to your preferred review sites by providing choices. Remove any friction by simplifying the review funnel with a streamlined minimal click process.

Monitor Your Reviews Review monitoring software means good customer service. Monitoring and responding to your reviews shape your business reputation. Happy customers who sing your organization’s praises deserve recognition. Grade.us provides review monitoring on Google, Facebook, and 100+ other industry specific sites so your team knows exactly what’s being said about your business and can take action to celebrate happy customers and help recover your unhappy customers’ brand experience.

Market Your Review - Review marketing adds credibility to your website and your brand. When you earn a positive reputation, review management software allows businesses to share their online reviews and boost their social proof. Grade.us makes the process easy. Automate sharing your reviews on social media channels and your website with schema-friendly data structured review markup.

Reporting & Analytics - Measure the quality and quantity of your online reviews Report on key review portfolio metrics. Track every facet of your review management strategy, from review generation email and SMS campaigns, effectiveness of your review funnel, and your review management KPIs across multiple businesses or locations. channels like Twitter and Facebook for review marketing.

White Label Management Review - Schedule customizable white label review portfolio reports and provide your clients with all the key metrics important to their review performance across one or multiple locations. Automate weekly or monthly report emails that can be delivered to multiple stakeholders and comes from a white labeled email address.

Listings Management - Reviews and listings go hand-in-hand. Both are major local search ranking factors that help your business be found. Customers seek out reviews and need accurate information when they choose to reach out to your business. Partnered with Whitespark to be the Listings Management partner of Grade.us. Why did they choose Whitespark?

One-time fee - no subscription or contracts.

Comprehensive cleanup on the sites that matter most to you

New listing creation to further expand your local footprint

Own your listings - stop "renting" them from other services

Fully customizable service - pick and choose the options that best suit your business

Start Your 14 Day Free Trial

The Most Advanced Client Service Platform for Independent Agents

Insurance Agent App® has unmatched features, functionality, and value. The Insurance Agent App empowers your clients to handle low-value service needs, building trust through self-service. For enterpriselevel features, functionality, and value, there’s no comparison! Your client list is worth a lot of $$$, which is why IA App will never reserve the right to sell your clients’ data.

Top 5 Customer Service Platform Considerations

1. User Experience - Primary purpose is to create a personalized experience that facilitates client engagement, service and retention. IA App keeps the agent at the center-point of the agent-clientcarrier relationship.

2. Features - Claims documentation for Vehicle / Workplace accidents & property incidents; Asset Inventory; Biometric Access; Multi-Lingual Options; Preferred Icons. While features are important, IA App gets very high marks for the user interface. Clean and simple.

3. AMS Integrations - Deep integration means policyholders receive ALL of their PL & CL data. Coverages, limits, deductibles, additional interest etc. Integrations offer the most reliable and accurate way to deliver policy data to policyholders – even for non-standard and E&S policies when the data for those policies is entered into an AMS and is SOC 2 compliant.

4. Terms of Use/Service - IA App has never reserved the right to sublicense or “sell” either agency or policyholder data, nor will we do so in the future. They ONLY use data provided by an agency or an agency’s clients to deliver our service.

5. Value - IA App bases its pricing on the number of an insurance agent’s active clients with active policies. The IA App is accessible for all sized P&C insurance agents: From a scratch agent to the largest businesses in the P&C space. They do charge a set-up fee.

Deep AMS Integrations

Deliver More Data & Info to Your Clients While REDUCING Non-revenue Service Calls.

Policy Data Synced Multiple Times per Day

Coverages, Limits & Deductibles

Pre-loaded In-App Vehicle ID Cards

Carrier-Connected Bill Pay & Claims

Why IA App is the Go-to Service Platform for Independent Agents?

• Trusted - Data Is Safe & Secure and only used to provide the Service.

• Vetted - Sanctioned by Industry leaders, Carriers, and AMS Partners

• Privately Owned - No VC or PE backing – call their own shots.

• Most Advanced Technology - Highest data accuracy, security, automation, and innovation.

• Agency-Centric - Everything focuses on the agency, not the carrier.

Pricing

You get incredible value for your money more than any other customer service platform. These one-of-a-kind features? Yep, they’re ours, and you won’t find them anywhere else!

NOTE: Visit the vendor or their website for additional features and details. Take your agency to the next level of client servicing, increased productivity and higher retention. www.insuranceagentapp.com

The Ultimate CRM for Insurance Agents

InsuredMine™ transforms your insurance journey by elevating your insurance experience with advanced CRM technology where client information meets automation excellence and innovation never takes a break. Your go-to platform for insurance agencies, offering easy-to-use software solutions to manage your insurance needs now and in the future. All in one integrated CRM to optimize and grow your agency

Transform your insurance journey

• SALES - Take your sales capabilities to new heights with an advanced suite of features designed to revolutionize how you approach sales, enabling you to work smarter, not harder.

• ENGAGEMENT – Engagement Module makes your work easier and helps build better relationships with your clients in a simple and hassle-free manner.

• ANALYTICS - Track your insurance insights with best-in-class analytic tools. Transform real-time data into actionable decisions for your agency's success.

• EFFORTLESS ESIGN

o Enhanced Data Collection - Include your email, company name, and title to efficiently monitor both delivered and undelivered eSign documents for comprehensive management.

o Advanced Signing Options - SMS OTP verification, parallel signing, and use customizable eSign templates for efficient document handling.

o Integrated Workflow - Link signed documents to contacts, accounts, and policies. Utilize Stripe payment integration and sync with AMS for streamlined operations.

• MOBILE APP

o Agent App - Mobile app keeps you connected to your consumers through an easy-to-use interface, providing added benefits for your agency at the tip of your fingers.

o Client App - Now, access the client app from anywhere on your mobile, for personalized solutions, simplifying the process of meeting your customized needs.

Revolutionize Your Customer Journey

Optimize your customer journey with innovative lead management solutions, tackling common challenges seamlessly through sales automation. Revolutionize your approach for enhanced efficiency and superior customer experience.

Lead Management - Celebrate each step towards closing deals with our efficient lead capture and management tools.

Address Obstacles - Drip campaigns, sales platforms, advanced email management, tackling lead nurturing challenges.

Sales Automation - Boost revenue consistency with our sales automation features, including email and mobile text solutions.

One Price, No Surprise

NOTE: Visit the vendor or their website for additional features and details. Ready to Experience the Best CRM for Insurance Agencies? www.insuredmine.com

Your Agency Focuses on Relationships. So should you’re marketing.

Levitate® integrates with your existing AMS to streamline your marketing efforts. Become a 5-star agency with timely, personal-feeling content for all types of insurance, easy Google Review generation, and your own dedicated Success Specialist.

Authentic Intelligence

AI innovation with the authenticity of human touch? Authentic intelligence. Efficiency & power comes from a built-in AI assistant while being guided by the expertise of a success specialist to create genuine content in seconds. Nothing artificial here.

One-Stop-Shop for Turning Happy Clients into Loyal Advocates

With Levitate, you can grow your business with a single tool, saving you time and money while building better relationships for happier clients.

Grow Your Agency and gauge client satisfaction through our survey feature that allows you to leverage great feedback into more Google Reviews.

Account Round with tag-based automations to send personalized emails that show clients you have their best interest at heart.

Save Time and Money with tried-and-tested insurance industry templates, personal-feeling AI-created content and custom content.

Nurture Your Network and gain repeat business by keeping in touch with clients and prospects through email, text, social media and handwritten cards.

Work Smarter in the email, AMS, and calendar apps you already use. Plus, our built-in meeting booking feature eliminates back-and-forth emails. row Your Agency - Gauge client satisfaction through our survey feature that allows you to leverage great feedback into more Google Reviews.

A Better Approach, From Start to Five Stars

• White glove service comes standard - You have too much to do and not enough time to do it— that’s why we’re here. Your Success Specialist will onboard your team, develop your strategy, and serve as an ongoing marketing resource for your team.

• Quality over quantity - Our recipe for the best email open rates in the marketing business? Fewer, more personal emails. Our library delivers three times average industry open rates*, with templates so simple and effective that you’ll wonder why you wasted so much time on that last newsletter.

• With us, it's personal - Our platform uses your everyday email server (like Outlook or Gmail), so your message skips the Promotions folder and looks like a truly personal email.

• Your keep-in-touch calendar - Get personalized email and social media content recommendations you can review and approve months in advance with the click of a button. Not interested in one month’s recommended content. Not a problem–we make it easy to drag, drop, and schedule other relevant templates.

• Integrate with your current AMS - No need to duplicate work. Levitate integrates with most agency management systems so client information is updated automatically.

Keeping in touch made easy

Email - Personal-feeling emails, sent at scale.

Social Media - Simplify your social media by scheduling ready-made posts specific to your industry.

Texting - Deepen relationships with personalized texting through the Levitate platform.

Meeting Booking - Easily share your calendar and book meetings with a click.

Handwritten Cards - Your words, handwritten (by robots �� � � �� ��). Make your clients feel special with personal cards for every occasion.

Surveys & Reviews - Boost your Client Happiness Score™ and generate 5-star reviews with ease.

Enabling Your Business

Lift Local® has a decade of experience working with businesses to create marketing campaigns that produce productive conversations about new sales and retention opportunities. Working primarily within the insurance industry, they’ve known that one of the greatest values they could add was to remove the headache of managing marketing on your own. They handle the marketing so you can run your business. Marketing services are designed to create engagement at every step of the customer lifecycle to ultimately improve online visibility and traffic, warm up prospects for increased success with outreach, develop customer loyalty, and re-capture past customers.

Marketing Campaigns to Grow Your Insurance Agency

LOCAL SEO - Optimize your online presence and rank higher in Google search results.

REVIEW GENERATION - Stand out from the competition by getting more positive Google reviews.

CUSTOMER FEEDBACK - Guage customer satisfaction to identify up-sell and retention opportunities.

SOCIAL MEDIA MANAGEMENT - Drive engagement on social media and interact with comments and messages.

EMAIL MARKETING - Discover quote opportunities from cold leads and former customers.

CUSTOMER ENGAGEMENT - Uncover up-sell, cross-sell, and retention opportunities from your existing book.

Simple Action Items, Delivered Straight to Your Team

Marketing campaigns produce an outcome that helps you start conversations that ultimately grow your insurance agency. As the results from those campaigns roll in, your action items dashboard simplifies what you need to do to make the most of each engagement. Simply complete the action items in your dashboard each day.

• Inbound Leads - Get inbound calls from Google with Local SEO or warm leads from email marketing. Our marketing campaigns are designed to capture engaged leads and notify you when someone is ready to talk.

• Up-Sell & Cross-Sell Opportunities - Engage with your current customers to uncover the immense value within your current book of business. When customers are engaged, they often bring up opportunities for you to increase their policy amounts or sell new policies.

• Referrals - Get more referrals by utilizing Customer Engagement campaigns which ask your customers specifically for referrals, or with a Customer Satisfaction survey, which helps you know who your most satisfied customers are, so you can seek referrals directly from those who are most likely to give them.

• Retention & Saves - Reduce churn at your agency by identifying your dissatisfied customers. When you can identify customers who are unhappy, it gives you a chance to make things right before they defect for a different insurance provider.

The Impact on Your Agency

• Uncover Quote Requests - Campaigns uncover quote requests in a variety of ways: inbound calls from Local SEO campaigns, current customers requesting quotes due to life updates, prospects becoming familiar with your brand via email marketing, and more.

• Reduce Churn - The marketing services provided naturally lead to ways you can resolve concerns and service policies to delight your customers. Hearing from your customers and providing quality service naturally leads to better retention.

MARKETING DONE FOR YOU - At Lift Local, Hands-Off Service does not require endless hours of onboarding calls, proposal reviews, software training, or approval processes – they just need a 10-minute discovery session to get your campaigns up and running. With the marketing done for you, all you need to do it simply log into the dashboard to view what action items are waiting for you to complete and turn them into real value for your agency.

AFFORDABLE PRICING - Lift Local arms your agency with full marketing strategies at a fraction of the cost of an inhouse marketing manager. Streamlined processes simply save costs without cutting corners and make them more efficient than any other marketing agency on the market. Get local SEO, email marketing, and social media management services at a single agency for a small monthly or annual fee. Marketing plans start at $269.99. NOTE: Visit the vendor or their website for additional features and details.

Boost Retention Effortlessly

Pathway® is a cloud-based insurance software designed to help insurance agencies streamline client communication, marketing automation, and workflow management operations. Enabling employees to handle client onboarding, contract renewal, billing, referral requests, and cross-selling opportunities. Features include prospect nurturing, document management, quote follow-ups, claims notifications, reviews tracking, insurance policy management, reporting, and more. Facilitates integration with most management systems, such as EPIC, NowCerts, Catalyst, EZLynx, AMS360, and more. It also allows managers to assign tasks to team members, handle customer loyalty programs, and store data related to policy documents, proof of insurance, billing invoices, and more in a centralized repository.

Why Choose Pathway?

Pathway delivers cutting-edge insurance automation tools tailored for progressive agencies in the United States, Canada, and the UK.

Products Marketing Automation

Revolutionize client relationships. Streamline renewals, billing, and engagement. Boost retention effortlessly with Pathway’s Marketing Automation. Improve client retention through automated communication, elevating and strengthening your client relationships.

Workflow automation

Automate Insurance Operations and Stay Lean - Let our intuitive workflow automation do the heavy lifting for you. Generate and deliver pre-renewal and renewal letters to your clients in a fraction of the time it takes to do it manually.

Digital documents

Intelligent Document Processing and Delivery - To help you save time, Pathway’s Marketing Automation instantly detects specific new insurance policy documents in your management system and securely delivers them to the right client, with a tailored message.

Prioritize tasks

Eliminate Manual Processes in Insurance - Put to rest the tedious manual approach to managing billing reminders. Focus instead on what you do best and grow your brokerage instead of collecting payments on business you already have.

Deeper connections

Better Customer Engagement - Effortlessly onboard new clients and keep them engaged year-round with Pathway’s automated, trigger-based email campaigns for insurance. Let Pathway’s Marketing Automation do the work for you!

Offer More Than a Single Purchase

Cross Sell With Ease - Let your clients know that you are the one-stop shop for all their insurance needs with engaging cross-sell campaigns.

Forms

Simplify Data Collection with Forms. Forms gives you the tools to turn all your PDF questionnaires, applications into convenient online forms.

Customer experience

Elevates your customer service - Gives policyholders a complete digital experience and makes it easier for them to complete forms thanks to intuitive features like auto-fill, conditional questions, page-skip logic, and more.

Get More Done

Reduces turnaround time - Convenient one-click submission ensures you get applications and forms back faster than you would with snail mail or fillable PDFs.

2-Way Integration

Integrates fully with your AMS/BMS - Sends key data back to your AMS/BMS for better data analysis and reduced data entry.

Your brand

Customizable to match your brand - Add your logo, change the font, or adjust the template color to better fit your brand.

BPA

Empower Your Team with BPA Bots. Meet your digital colleagues! From efficient policy reviews to streamlined claims processing, BPA Bots elevate your brokerage with unparalleled automation. Explore the future of insurance operations. Transforms insurance brokerages and agencies by harnessing the power of business process automation.

Robot revolution

BPA for Insurance - We transform insurance brokerages and agencies by harnessing the power of business process automation – software robots. These digital colleagues:

• Free up your valuable resources

• Eliminate errors

• Minimize hiring needs

Policy comparison

Renewal Assist Bot - Implement the Renewal Assist Bot to reduce policy backlogs, enhance customer retention, and repurpose your team’s time by swiftly reviewing policies and proactively assisting at-risk clients.

Carrier portal transfers

Upload Assist Bot - Extracting vital info from Quotes and Apps, it seamlessly transfers details to the carrier portal, completes the Quote/Issue sequence, and sets policy suspense for brokers maximizing efficiency and reducing manual workload.

Claims validator

Claims Sync Bot - Your data reconciliation expert. Effortlessly cross-reference Carrier Claim Reports with your BMS data, ensuring precision, saving time, and optimizing claims management. Goodbye to discrepancies, hello to efficiency.

Efficient data acquisition

Loss History Bot - Loss History Bot automates loss history and motor vehicle report retrieval. It reads request data, submits, assigns charges, and imports reports to your BMS, streamlining underwriting data retrieval.

Self-Service Kiosk

Revolutionize client relationships. Take your customer service to the next level by giving clients access to a dedicated self-service portal. Empower Clients with the Ultimate Convenience of Self-Service.

Save time

Reduce phone call volumes - Simplify how clients access their information. Free up your team from having to answer questions, send policy documents and solve problems that policyholders can instantly access themselves.

Easy billing

Simplify payments - Provide a seamless online payment experience to your policyholders and simplify the payment collection process, all while helping you comply with local regulations.

Live chat

Connect with your customers in real-time - A personal, human touch is a simple gesture that goes a long way. Give customers the option to live chat with your staff, offering real-time answers to their most pressing questions.

Convenient access

Add value on the go - Help policyholders keep track of their home inventory and contact roadside and emergency services while on the road with a convenient mobile insurance app.

DataPort API

Connect effortlessly. Optimize workflows, automate data processes, and achieve unparalleled efficiency with DataPort API. Empower your brokerage with seamless integration to your third-party tools and your workflows.

App integration

Empowering Data to Work Smarter - Use DataPort API to optimize external communication, add value to data, and empower smarter data usage. Integrate CRM for improved customer relations, data flow, and performance.

Less manual work

Streamline Your Workflows - Automate repetitive daily tasks with responsive data processing, putting actions on autopilot based on the rules you set.

Document handling

Automate Document Management - With the help of the DataPort API, insurance brokers can automate document management tasks, which simplifies manual tasks and leads to improved operational efficiency.

Consistency is key

Write Back to Your BMS - Make your BMS the central point of truth. Log back activities for events happening in other systems keeping your staff in the loop.

Enterprise

Enterprise-Focused Features. Uniquely designed software for organizations like yours, focusing on dynamic branding, user permissions, security and premium support. Navigating the complex landscape of enterpriselevel challenges requires secure, flexible, and productivity-enhancing solutions. Introducing Pathway Enterprise – uniquely designed software for organizations like yours.

Dynamic Branding

Brand - Pathway’s Enterprise Plan empowers you to uphold a consistent and impactful brand presence in your organization’s automated email communication effortlessly.

Seamlessly support multiple brands

Create dynamic branding templates

Harness franchise branding tools for comprehensive control

Send identical campaigns using multiple brands simultaneously

User permissions

Access - Experience streamlined access control with Pathway’s Enterprise Plan. Empower your team with precisely tailored access, allowing them to focus on what matters most.

Single sign-on (SSO)

Audit logging tracks changes

Granular user permissions

Branch-level data access for staff

Enterprise grade

Security - In a complex regulatory landscape, Pathway understands your compliance requirements. We prioritize them, enabling you to concentrate on your business.

ISO27001 Certified

Regular Security Audits and Assessments

Store data in Canada or the UK

Premium support experience

Support - Heighten your enterprise journey with Pathway’s Premium Support. Indulge in an elevated level of service and benefit from the fastest and highest-tier support available.

Dedicated level 3 client success managers

Direct access to Jira tickets

Tickets backed by robust SLAs

Proactively receive recommendations

DataPort API

Integration - Pathway’s powerful DataPort API seamlessly integrates with your existing infrastructure, unlocking the full potential of your operations.

Streamline your workflows

Connect to 3rd party tools

Write back to your AMS/BMS

The application lets insurance agents interact with prospects and policyholders at every stage of the insurance management lifecycle via text messages or emails.

Product Pricing

2,500 contacts with email addresses in your AMS/BMS.

$795 One Time Data Sync

NOTE: Visit the vendor or their website for additional features and details.

AI that converts leads and makes you money.

Podium's® AI is built to talk to more leads, set more appointments, and follow up for your business with little oversight. Never miss a lead again see every call, text, website chat, review, and thirdparty app message all from a consolidated inbox. Respond to leads in <1 minute to boost your chance of a sale by >45%. Help your customers immediately, accurately, and 24/7. Let AI put in the work to drive repeat sales. AI Employee proactively follows up with customers at the right time to guide them to a sale. More reviews = more business. AI requests reviews after each sale and responds to customers on review sites, helping you rank high on Google.

AI employee for your industry.

Boosts your sales - Focused on customer satisfaction and driving sales, our AI Employee increases your bottom line by up to 30%.

Knows your industry - Pre-trained on 10+ years of industry expertise, our AI Employee boosts customer engagement rates by 24%.

Sets up quickly - Customized to your policies and services, our AI Employee is easy to set up, tailored to your needs by our experts and your guidance.

Capture. Consolidate. Convert. Reconvert.

• Reviews – Collect AI-powered reviews to grow your business, via text, Google, Facebook, and other review sites. Double your monthly reviews in less than 60 days all in one easy-to-use platform.

• Phones – Turn customer calls into revenue with AI. Connect Manage calls, texts, and messages in one inbox and use AI Employee to instantly respond to missed calls.

• Lead Consolidation – Reply faster than your competition. Consolidate all your lead channels and reply instantly with AI Employee to generate 5x more leads.

• Website Chat – Make your website a conversation starter and use AI Employee to instantly respond to customers, ensuring conversations continue over text, even after they’ve left your site.

• Inbox – AI-powered communications in one place. View and respond to all customer interactions chats, texts, calls, and social messages in one AI-powered inbox with instant replies.

• Payments –Podium Payment options help small businesses gather more reviews, generate higher quality leads, and centralize customer data to better market and communicate with customers.

• Text Marketing – Increase sales with personalized, AI-powered marketing texts, that have a 98% open rate. Use AI Employee to respond to customers instantly, turning every message into a sale.

• AI Employee - Get 30% more sales with your new AI Employee. Your all-in-one AI employee sells, schedules, and communicates with customers day and night, while still sounding like the human you are.

o AI Salesperson - Turn leads from any channel into more sales or appointments with a goaloriented Al that knows your business and your customers all day, every day.

o AI Scheduler - Turn leads into new business around the clock by automatically collecting appointment details, driving more bookings, and identifying opportunities.

o AI Marketer - Drive repeat business with personalized, data-driven campaigns that target customers with engaging messages, and follow ups to boost effectiveness.

o AI Concierge - Provides conversational support and delivers accurate responses to common questions about your business and provides you customization control over its responses.

o AI Reputation Specialist - Enhance online presence by responding to reviews with personalized and professional replies, while retaining full control over which reviews are addressed.

• Automations – Put your business on auto-pilot to drive more sales. Convert leads faster, with automations, to save time on routine tasks. AI Employee seamlessly keeps the conversation going.

AI lead conversion with every plan

If clients aren’t hearing from you, they’re forgetting about you.

Renew King® is designed to be a hands off service, so you can focus on running your agency. You don’t need to do anything. It is a completely done-for-you client follow up service and marketing program that keeps your customers engaged. While they offer software you can login to, it is 100% okay to never login and the system will work the same. Renew King does not ask for a testimonial because they see the value in generating Google Reviews as most important for your agency. They also send a very simple yes/no green/red survey to make it easy to leave feedback on the experience, so simply asking them for the review this way generates a lot of new reviews for any agency. The biggest difference is the way they generate reviews and the service instead of another software you need to learn.

How it Works

Problem: No Client Onboarding

Five Star Reviews rolling in effortlessly - Welcome every new client with a simple survey that drives 5 - star reviews and referrals. Plus, a completely customized onboarding specific to your agency.

Problem: Keeping Clients Connected

Engaging Content - delivered every month - Stay relevant and increase retention with monthly emails crafted by our team of copywriters. No need to spend your valuable time trying to come up with something to say.

Problem: Missed Opportunities

Cross - Selling Campaigns that work while you run your agency - Make the most of your client renewals with our targeted campaigns designed to cross - sell. Plus, unique campaigns for Umbrella, Life, and Commercial.

No Contracts

No writing your own emails

No confusing software to learn

No added work on your plate Pricing

Check client follow up off your list www.renewking.com

Best CRM Software for Insurance Agents

Zoho CRM® customer experience suite to manage sales, service, and marketing and lets you communicate with policyholders using various channels, including email, phone, live chat, and social media. Reaches out to customers across multiple channels and builds strong relationships. Use process automation and workflows to help your team stay efficient while maintaining a high quality of service to help your agents bring in more people. Agents use it to maintain relationships with insureds, generate leads, and automate workflows to increase efficiency.

Why choose Zoho CRM for your insurance business?

User-friendly interface - allows for quick adoption across your organization

Customization - ensures that Zoho CRM can be molded to meet your industry requirements

AI-based sales assistant - helps you stay on top of your tasks

Seamless integration - with the Zoho Suite and open REST APIs helps you build your own integrations.

Mobile app - allows your field agents to access information from anywhere.

Benefits and features

• Omnichannel communication for optimal customer engagement - Zoho CRM's omnichannel communication system ensures that you are ready to engage customers through email, phone calls, live chat, and social media. A combined view of all past interactions along with real-time notifications across all platforms enables your team to assist customers quickly, in any context.

• Automation helps your customers renew on time - Workflow automations can be set up to send reminders to customers whenever a renewal is due, or to remind you to wish them a happy birthday. Automate mundane activities to allow your team to focus on serving your customers.

• Manage multiple policies in the same CRM - Handle customer data for multiple policies inside Zoho CRM with multi-page layouts and conditional fields. Set up layouts for your policy offerings to push data to the right policy. This helps you keep policyholders organized, allowing a complete view of the different policies a customer may be signed up for.

• Assign claims to the right employee for a quick resolution - When a customer raises a claim request, it's vital to resolve it as quickly as possible in order to ensure high customer satisfaction. Assignment rules help get the claim to the right person, and Approval Processes ensure that it's properly approved.

• Standardize processes for your organization to follow - Define specific processes to be followed across your organization. Set SLAs, create checklists, and automate specific tasks to ensure that standards are maintained when serving customers. Blueprint helps you standardize processes and offer a consistent customer experience all around.

• Let the numbers guide your business - Zoho CRM's built-in analytics engine allows you to leverage the data you have in your CRM to generate sales forecasts and identify important trends in your business. Visualize key customer metrics using Charts, KPIs, and more, so you don't miss out on vital information.

Sensational software, Sensible price

NOTE: Visit the vendor or their website for additional features and details.

SALES CLOUD

Nurturing prospects and clients into long-term relationships

AgencyBuzz™ is an automated agency marketing system that does email, print mail, voice, and SMS. It increases closing ratios and improves client retention by keeping your agency in front of prospects and clients, through consistent, personal communication. You can customize AgencyBuzz, which is a web-based system, to your agency’s workflow. Use it to automate follow ups with prospects, remind clients of renewals and payments, and solicit referrals. It is easy to use and saves you time.

Why AgencyBuzz®?

 Are you following up with every lead that your agency gets?

 Do you have an agency marketing plan for retaining clients?

 Are you consistently marketing to current clients for referrals? If you answered no to any of these questions, you need an automated agency marketing system that measures email campaigns, tracks when a client or prospect interacts with your email, organizes contacts by line of business and relationship status.

Benefits

• Easily Follow-up on Leads - No longer worry about missing an opportunity to sell! With AgencyBuzz you can always stay in front of your ideal prospects through multiple marketing channels. Increase your close ratio by always being present for your prospects to help guide them from lead to client.

• Retain More Clients - Automate your cadences and campaigns to engage with your clients about timely upcoming renewals or payments. Provide additional information and educational content on a scheduled basis to demonstrate your value and grow trust with your clients.

• Drive Additional Referrals - With the ability to create multiple communication touchpoints, help drive referrals and reviews with your best clients, which will help your organization grow.

Features

• Built-in Mailing Designs - With beautifully designed emails, quickly pick your template and apply it to your communications. With various themes, including lines of business, seasonal and more, you’ll always have an engaging way to connect with your clients and prospects.

• Easy-to-use Interface - Don’t be scared by complex platforms or scared away by coding. With a platform that is easy to work and control, you will find it easy to manage and update your campaigns inside the web-based platform. Quickly create, schedule, and send impactful communications.

• Agency Management Integration - AgencyBuzz integrates with many platforms, including Insurance Website Builder and Agency Matrix, to provide the most seamless process into creating more efficient and effective marketing efforts for your organization.

Plans & Features

AgencyBuzz is a lead management tool designed specifically for insurance agents from the start. No longer are you forced to store customers in generic mailings lists with systems not designed for the insurance industry. Easy-to-use tool that will automate the personal touch your prospects and customers expect from your agency. NOTE:

Business Phone Solutions

Business Phone Solutions

The insurance industry heavily relies on phone communications to streamline business operations and deliver high-quality service. Whether it is dealing with a frantic client that wants to submit a claim or rapidly redirecting your agents to various locations, insurance business happens over the phone.

What is VoIP? - VoIP, Voice Over Internet Protocol, is a system that leverages high-speed broadband or cable connection to route calls as digital data over the Internet. In It allows you to use your Internet connection to make phone calls. All you need is to get set up with an offsite-hosted service are compatible handsets.

Countless benefits of VOIP technologies - Online VoIP systems offer a variety of benefits to insurance agencies and provide an outstanding return on investment. Because business mostly happens over the phone, it is crucial to ensure that your agency is reachable regardless of anything,

Support customers on an individual basis - Customers demand a personalized approach, especially when it comes to insurance. VoIP systems allow organizations to record and store all call information and retrieve it easily, when interacting with a person. This allows any representative to quickly skim through the call history and provide a personalized approach to any customer, regardless of the issue. VoIP software ensures that you will never miss a phone call from a client.

Ensure that you never miss a call! - Mobility, which hinders effective business operations. Mobility is of utmost importance for insurance agencies, especially if you have multiple offices around the country, with agents having to move from one place to another quickly. Reaching them anytime, anywhere, on any device including mobile, tablet, and PC, via extensive dialing, and being able to identify their location can help dramatically improve productivity and increase revenue.

No learning curve, no liability - Market-leading VoIP vendors offer simple setup, automatic cloud updates, and maintenance of the whole system. With no learning curve required to adapt to the new software, the ROI of a cloud-hosted VoIP system will start ramping up much quicker compared to an in-house solution.

Cloud-based solutions at a low premium - Even if you are an enterprise-grade insurance provider, maintaining localized phone communications systems can be a major drawback in terms of extra costs, overheads, and quality of service provided. Moreover, leading cloud-hosted VoIP vendors pay special attention to data security, ensuring that your clients’ details will never end up in the wrong hands.

Connect with a flexible cloud phone system

GoTo Connect® is the market-leading cloud-based phone system and customer engagement software that modernizes and centralizes your conversations, making it easier to engage, persuade, and amaze your customers. Provides fully integrated business communications across phone, meetings, and messaging and has everything your business needs to run completely virtuallyfrom cloud-based business phones (VoIP), to video conferencing, text, and chat. Employees can collaborate seamlessly through a single browser, desktop, or mobile application, to stay productive and connected from anywhere.

Benefits

• Keep your existing numbers - If you have a long-standing number, no worries! Transfer your numbers to your GoToConnect service.

• Choose what phones work for you - GoToConnect offers a wide variety of IP phones, including VoIP headsets, fax solutions, and conference phone systems, all at discount prices.

• Video conferencing for all your needs - Host and join meetings right from your browser no download needed. Share your live screen for presentations, demos and more.

Features

Big Savings

• Low, all-inclusive pricing; No hidden fees.

• Unlimited extensions, ring groups, call queues, and more.

• Save over 40% with one provider for professional calls, meetings, and chat.

VoIP from Anywhere

• Manage your entire phone system wherever you are.

• Text, place calls, and host meetings using your softphone or mobile app.

• Route incoming calls directly to your cell phone to conduct business wherever.

Better Customer Interactions

• Get unparalleled visibility into your call flows including hold times and abandonment rates.

• Prevent lost revenue by making call routing changes in real time so you never miss a call.

• Integrate with CRMs for better workflows.

A Trusted Partner

• Safeguarded communication with layered authentication and encryption networks.

• Stay connected during disasters and outages.

• Redundant data centers to safeguard.

GoToConnect® comes packed with over 100 features across cloud VoIP and web, audio, and video conferencing. All designed to make your users productive while providing IT with a single pane of glass to manage their entire UCC solution. Pick the right plan NOTE:

The Virtual Phone System for Small Businesses

Grasshopper® is a affordable and simple and easy-to-use virtual phone system (calls, texts, custom greetings, extensions, inbound fax, and more) that provides you with a second phone number for your personal phone, so you can keep business and personal calls separate. It has tons of great fesatures and all the communication tools you need to run your small business, to sound big and grow bigger. Your business phone number combined with a complete virtual phone system. You’ are a small business owner, not an office manager. Grasshopper helps you focus on your business, so you can do what you are good at.

Grasshopper's Benefits

• Separate work and personal - Get a virtual phone number for your business, plus all of the features of a robust phone system without the expense of additional devices. That way, your personal number stays private and you always know when business is calling.

• Look and sound professional - Grasshopper lets you know when a call is business related so you can put your best voice forward. Your business will look bigger with features such as custom greetings and extensions that welcome callers and direct them to the right department or employee.

• Never miss a call - Make and receive business calls and texts from anywhere with our desktop or mobile apps. Take multiple calls at the same time by routing them to another phone or team member, so your customers never hear another busy signal.

Grasshopper's features

• Desktop + Mobile Apps - Stay connected with Grasshopper on your desktop, iPhone or Android device.

• Business Texting - Provide updates and quick replies via text messaging on your business number.

• Call Forwarding - Route business calls to your personal phone or to another team member.

• Voicemail Transcription - Get your voicemails transcribed so you can read them without having to listen to the message!

• VoIP/Wi-Fi Calling - Use your internet connection to make and receive calls when cell reception is poor.

• Voicemail - Set up a voicemail for business calls and get MP3s of your messages through email.

• Simultaneous Call Handling - Take calls from multiple people at the same time so no one hears a busy signal.

• Virtual Fax - Have incoming faxes delivered as PDF attachments right to your email inbox.

• Extensions - Give employees or departments extensions with their own call forwarding rules.

• Custom Greetings - Record professional messages that welcome your customers when they call in.

• Incoming Call Control - Screen callers, block calls and set up custom schedules for your business hours.

• Call Transfers - Place callers on hold and even transfer them to another number when needed.

• Reporting - Keep your finger on the pulse of your business with detailed call reports.

• Business Phone Number - Choose from our inventory of vanity, local, or toll-free numbers. Or port your own for free!

• Instant Response - Automatically send a text to new callers when you can’t answer their call.

Add-Ons - Get the extra features you need to scale faster, work smarter, and maximize your business communications potential all in one place.

• Call Blasting - Never miss a call by ringing each line simultaneously to reduce wait times and increase customer satisfaction. $9/month

• Voice Studio - Make the right first impression with polished, professional greetings with our experienced voice actors. English, Spanish, and French available! $75/order

• Extra Numbers - Add more Grasshopper numbers anytime. $9/month each

• Extra Extensions - Appear large by adding more department and/or employee extensions. $3/month each

• Digital Listings Management - Boost sales, drive traffic, and take control of your brand with digital listings management service. 25% off your first year

• Ruby Receptionists - Never miss a call by adding service from Ruby. Live, US-based receptionists will deliver a personalized experience for your callers. 30% off your first month Choose your perfect plan

NOTE: Visit the vendor or their website for additional features and details.

Business phone service for insurance agencies

Ooma® Office is available wherever you are. Get reliable calls at your desk or on the go. Whether you are working at your desk or on the go, never miss another call. Run your insurance agency from anywhere, increase client loyalty and improve staff productivity with the #1 rated business phone service. Ooma’s cloud-based phone service was rated #1 in reliability by the readers of PC Magazine. Patented PureVoice HD™ technology means your customers experience crystal-clear calling every time.

Benefits

• Save up to 70% on monthly phone bills.

• No contracts and a 30-day money back guarantee.

• 100+ advanced business phone capabilities.

• Integrates with the AgencyZoom sales suite.

• Keep your office phone number or choose a new one.

• Easy to install, use and manage.

• Unlimited calling in the U.S., Canada and Puerto Rico.

• 24 x 7 customer support.

Features

24×7 Virtual Receptionist - Greet and route callers to the right team members; answer common questions like directions and office hours.

Audio and Videoconferencing - Meet remotely with clients and collaborate with staff. Host meetings from your Google or Microsoft calendar. Share screens simultaneously, record meetings and more.

Mobile App - Differentiate between business and personal calls. Send and receive text messages, record calls, block robocalls, join videoconferences, send and receive digital faxes and more.

Fax Online - Send and receive digital faxes from your desk or mobile phone.

CRM Integration - Pre-built CRM integration with popular CRM systems like Salesforce, Microsoft Dynamics 365 and AgencyZoom enables agents to receive Caller-ID screen pops for matched customer records while automated call logs help ensure accurate customer and lead interaction history.

Ring Groups - Set up a simple call center; simultaneously ring employees and employee groups (customer support, sales, admin, etc.) to increase customer responsiveness.

Hot Desking - Empower agents and employees to share phones whether you have one office, multiple offices or anywhere else employees are working.

Enhanced Call Blocking - Automatically screens and blocks more than 2 million verified robocalls

Call Recording - Call Recording - Record calls automatically or on-demand to verify billing accuracy and confirm important conversation details.

Business Phone Plans

All three Ooma Office plans begin with essential business phone features that empower you to connect seamlessly with customers and co-workers. If your business requires advanced communication features, get more with Ooma Office Pro and Ooma Office Pro Plus. Applicable taxes and fees are not included.

NOTE: Visit the vendor or their website for additional features and details. Office stacks up to its competitors. www.ooma.com

More than just VOIP

Lightspeed Connect® goes above and beyond a conventional phone system. The reliable user-friendly system makes staying connected easy is for owners looking to improve client experience, elevate their business’s performance, and connect their staff with a fully supported, easy to use, customizable client communications platform.

Benefits IMPROVED CONTROL

Managing and monitoring staff is easier with employee productivity and performance tracking.

INCREASED RELIABILITY

Geographically dispersed data centers and call forwarding means your clients can always reach you.

Features

GREATER CONNECTION

Work anywhere with internet. Connect locations, departments and employees with a unified platform, mobile app, and location agnostic handsets.

ADVANCED INTELLIGENCE

Intelligent tracking of customer satisfaction with statistics and analytics. Integrates with CRMs and other 3rd party software.

Increased Control - Manage staff and tailor your customer experience with intelligent call routing, auto scheduling, an internal time clock, and on hold music.

Greater Connection - Keep your teams and locations connected with a reliable, unified system, calls that follow you to any device, mobile apps, and customized ring strategies.

Higher Intelligence - Manage your client experience with insights from detailed reports and call recording and live coach staff on their calls to ensure the best customer service.

Superior Support - Always find the help you need with our industry leading customer support teams based in the US and 3rd party integrations with your favorite software.

Call Transcription - Convert spoken conversations into text, which enables quick reference, easy searchability, and seamless integration. PII redaction ensures compliance.

Call Sentiment Analysis - Detect the tone expressed during customer interactions. Swiftly pinpoint negative sentiments, mitigate risks, and strengthen customer relationships.

Smart Summary - Highlight key points and action items, allowing you to grasp the essence of a call. This ensures that nothing important gets overlooked and improves follow-up.

AMS/CRM Automation - Merge customer data with AI insights. Streamline workflows by automatically updating customer records with call summary and sentiment analysis.

Bring your existing software into the future with useful API integrations.

Work Together from Anywhere™

RingCentral® empowers businesses to communicate effortlessly through the cloud and use the power of AI to unlock conversational insights making every employee and customer experience smarter, and everyday work more productive and efficient. A leading cloud-based communications and collaborations solutions provider and was named the number one market share leader in both revenue and subscriber count in its industry. Bring employees and customers together with the world's #1 business communications platform.

Benefits

• Work together from anywhere - Message, meet, call, and even fax using your favorite devices.

• No more app switching - Integrate with hundreds of work tools like Microsoft, G Suite, and Salesforce.

• Never miss a conversation - Stay connected with industry-leading reliability and a 99.999% uptime SLA.

• Track the important stuff - Add and remove team members, track service quality, and more - all from our admin portal.

• Protect your team’s data - Keep conversations secure at every layer of your organization.

• Distant does not have to mean apart - Feel like everyone is in the room with HD audio and video calls.

Features

• Manage calls - Get reliable, industry-leading cloud calling across all your favorite devices.

• Send texts & faxes - Send business texts that are optimized for open rates and share faxes in just a few clicks.

• Chat with the team - Chat, share files, collaborate, and manage projects in one organized space.

• Meet from anywhere - Get AI-powered video meetings with live transcriptions, summaries, and recaps. Move projects forward with team messaging, file sharing, task management, and more all in one place.

Why choose RingCentral

• Affordable - Save 30% or more with all-inclusive monthly pricing from a single provider. There is no need for separate products or several vendors for a series of different services, so costs are reduced dramatically.

• Simple to set up and use - Setup takes minutes, not days, with a dedicated onboarding specialist to ensure a smooth installation process and preconfigured phones that quickly connect to your existing internet service.

• Any device, anywhere, anytime - The RingCentral mobile app turns your employees’ desk phones, laptops, tablets, and smartphones into mobile offices, giving them 24/7 access anywhere they have an internet connection.

A better business phone system awaits.

Vonage Business Communications (VBC) Desktop App unifies calling, messaging, video conferencing and CRM integrations into one integrated communications platform. Make and receive calls from your business phone number. Take your business calls, dial out or call your work contacts. Business Inbox Use SMS, MMS and Facebook Messenger to communicate and collaborate in customers preferred channel. Video conferencing with Vonage Meetings Initiate and schedule video meetings using your desktop app to connect with teammates and customers worldwide. Business SMS & MMS Send texts and media messages to any US Phone number from your business number on the VBC Desktop app.

Promise

Who they are

Reinventing communications all over again - Change is an essential part of the Vonage DNA. The original business brought VoIP to families and small businesses and now they’re making communications more flexible, intelligent, and personal to help enterprises the world over, stay ahead. They've brought leaders in unified communications, contact centers, and communications APIs all under one roof. Together, they’ve created the world’s most flexible cloud communications platform.

Now we're talking - Technology is supposed to make things easier. Right? So, why does the business communications business seem to make things so complicated? It’s simple: They want you to understand unified communications solutions without needing a PhD. They want to maximize the impact and minimize the jargon and don’t want to work with celebrity spokespeople. They’re too busy working with businesses and developers. and don’t care about technology being fancy. They want it to be so good you forget about it. Because it’s not about how advanced the technology is, it’s about what you can do with it. They’re keeping communications how they should be: straightforward. Now we’re talking.

Products

Unified Communications, Contact Centers, Communications APIs: take your pick ... or pick them all. We’re uniquely flexible when it comes to our capabilities. Choose from our stock of proven applications, all ready to go. Select from our extensive portfolio of APIs to create your own apps and integrations. Or get the best of both: choose the apps you need and customize them with our APIs. You can’t do that with anyone else.

Operations to improve, growth, retention & revenue.

Agency Operations

Independent Agents need simplified processes and procedures for working with insurance carriers, customers, and prospects. They must have technology vendors that provide simpler and more efficient processes that gets them and their staff out of the business of processing data and answering irrelevant and unnecessary questions. They must partner with companies and vendors that can and will provide the simplified processes and procedures they require, enabling them to work on their business instead of constantly working in their business. They need a common system, and we are confident that such a system, thanks to the commonality and universality of the Internet, is available for implementation.

Support Programs

Independent Agents must take the lead in preparing their agencies, agents, and staff for the future by developing and implementing technology support programs that will embody the principles of work simplification, remote access to agency and customer data, common processing standards, more effective sales techniques, and product selection in a secure environment. This goal must be at the top of the task list for all Local Independent Agents. This will give agents an opportunity to exert a position of leadership in the larger insurance industry when it comes to determining how the Independent Agent distribution system processes business.

Independent Agents must see the tremendous opportunity in the Local Independent Agency – Company partnership. Insurance companies are changing practices to become more efficient and answer the customer’s demand for their products and services. Local Independent Agencies must do the same.

Support programs are important for independent insurance agents because they provide services, education, advocacy, and support. These programs help agents take their careers to the next level and beyond. They make it easy for agents to place business and align with capabilities that support prompt and efficient agency transactions. By working with specialty insurance programs, agents can find the right partners and elevate their agency.

Turning clients into long-term advocates is about more than just selling policies; it’s about building meaningful connections and delivering value at every touchpoint. When you prioritize genuine relationships, tailored solutions, and exceptional service, your clients don’t just feel like customers they feel like partners in a shared journey. Yes, it takes effort and intentionality to go beyond transactional interactions, but the rewards are worth it. Clients who feel valued and supported are not only more likely to stay loyal, but they’ll also spread the word about your agency, becoming your most powerful marketing tool.

But turning clients into advocates isn’t just about keeping them happy during the good times; it’s also about how you support them through challenges and adapt to their changing needs. By staying present throughout the customer lifecycle, asking for feedback, and showing gratitude, you build trust and credibility that lasts. And when you invest in these relationships, you’re not just building a stronger business you’re creating a legacy of reliability and care that sets your agency apart.

Experience better HR and payroll

ADP® gives access to scalable payroll and HR tools to help you be more strategic, so you can broaden and deepen the impact of your business. Running a small business can be challenging today. ADP’s got your back with faster, easier, more reliable solutions designed to help you stay focused on what matters. ADP’s innovative solutions are designed to help you meet some of your most challenging needs and help you focus more on what you are good at – growing.

RUN Powered by ADP® payroll and HR platform

Running a small business can be challenging today. ADP’s got your back with faster, easier, more reliable solutions designed to help you stay focused on what matters. Payroll and HR solutions that meet your needs

FASTER, EASIER PAYROLL

run FAST: Pay your people in a flash. RUN personalizes your experience and puts critical information at your fingertips to help you run payroll quickly and easily, no matter where you are.

 Save time – RUN deducts and files federal, state and local payroll taxes for you.

 Stay on top of it all with a dashboard tailored to what you need, including your next payroll date, priority to-dos and important alerts.

 Avoid costly, common payroll mistakes (with AI-enabled error flagging) before they can impact your business.

 Put recurring payroll on autopilot – we call that RUN & DONE®.

 Pay employees their way with flexible pay options such as direct deposit, including the ability to enroll for Wisely® Direct (a debit card offered exclusively by ADP3), and ADPCheck™

 Run payroll no matter where you are using the helpful mobile app.

FLEXIBILITY & COMPLIANCE BUILT-IN

run AHEAD: Grow your business with confidence From reliable payroll to complex HR support, the all-in-one RUN platform easily flexes as your needs change. Proven payroll and HR expertise also helps you stay ahead of compliance risks.

 Keep ahead of the latest state and federal tax laws and HR regulations with automatic updates covering all 50 states.

 We’ll create and deliver W-2 and 1099 forms for you, and even e-file these forms with the IRS on your behalf.

 Easily connect with your favorite accounting, point of sale (POS), HR and business tools.

 Manage labor costs, overtime and worker classification with time tracking and HR tools. Also calculate individual project/job labor costs for invoicing and profitability analysis.

 Worry less – ADP is always thinking about the future and investing in its technology.



EXPERT HIRING & HR SUPPORT

run HUMAN: Take better care of your people and yourself. Deliver an exceptional employee experience and rest easy knowing that real-person support from payroll and HR professionals are just a call (or click) away.

 Get help managing your team with recruiting tools, simplified onboarding, employee handbook assistance, compliance training and more.

 Offer your people attractive benefits, such as insurance, retirement, flexible pay options and consumer discount programs.

 Modernize your employee experience with automated time tracking that eliminates timecards

 Give your employees a friendly mobile payroll and HR app to access pay history, personal information and more.

 Stay competitive in the hiring market with data-driven salary benchmarking insights.

Seamless add-ons and integrations

Everything you need in one, integrated platform — like health insurance, retirement solutions, time tracking, workers’ comp and more — designed to work seamlessly together within RUN.

Business Insurance and Health Benefits - Manage cash flow and plan for the coverage you need, including workers' compensation.

Retirement Solutions - Take care of the people you count on with competitive retirement plan options.

Time and Scheduling - Get better time management tools to automate time entry, simplify compliance and control labor costs.

Find your best fit

You've got options. From basic payroll to a full suite of HR tools and services, get what you need, when you need it with our RUN Powered by ADP® platform.

NOTE: Visit the vendor or their website for additional features and details.

A complete CRM for insurance agents

Bridge™ is a complete communication suite for insurance agents that combines CRM, eSignature, text messaging, live website chat, web forms, automated marketing, advanced VoIP phone system and many other tools. Agencies typically pay separately for these, but Bridge combines them and lets agents easily document everything in their management system for E&O compliance. Bridge seamlessly consolidates an entire range of easy-to-use communication tools that allow people to connect in the way they prefer and build ever stronger relationships.

Stay in touch - Better interactions with leads, customers, and your team.

• Communications - Now you can communicate with clients, prospects, and your team from one hub Harness phone, text, chat, video, VoIP, and more in one platform that integrates seamlessly with your agency management system.

o Texting & SMS Marketing

o Internal & Customer-Facing Chat

o Modern Video Meeting Software

• Phone - The industry leading insurance phone system that supercharges agents and brokers. Get the features you need - automation, insights, flexibility - all in a phone software made for the savvy agent and broker. And with optional enterprise-grade tools, we grow with you.

o CSR & Call Reports

o Screen Pop

o CRM & AMS Integration

• eSign & faxing - Fast and secure paperless agreements With online faxing and eSignature, you can conveniently and securely manage and track all of your documentation. And the best part? it's all in one place, accessible from anywhere.

o Quick & Easy eSignature

o Online Faxing

Keep track - Protect your insurance agency and gain new insights for better efficiency

• Compliance - Keep communications with your customers compliant, without disrupting your processes Streamline your entire compliance process - E&O, PCI, FCC, TCPA, CTIA, and TCR - and gain peace of mind.

o Automatic Transcribing

o Auto Alerts

o Comprehensive Compliance

• Reporting - Get quick, actionable insights that maximize your agency's communication efforts Experience the power of automated agency communications and marketing reporting.

o Production Summaries

o Integrated Data

o Agency-Specific Reports

Grow your book - Turbocharge your agency with advanced marketing and CRM tools

• Automated marketing - Agency-specific marketing software that does all the work for you Level the playing field against the big guys cutting edge marketing tools that will make you wonder how you did it any other way.

o Multi-Channel Campaigns

o Advanced Targeting

o Auto Triggers & Sorting

• Retention & Onboarding - Improve loyalty and renewals with tools that make customers feel valued. Watch your renewal rate skyrocket with features that integrate with insurance agency management systems and implement best practices for agents and brokers

o Auto Renewal Process

o CSR Visibility

o individual lead profile

o Policy Cycle Tracking

AMS Integration - Advanced integrations for your insurance agency management system

Pricing Packages

Insurance Data Intake is a Key Step

Canopy Connect® is a digital infrastructure that offers easy permissioned sharing to businesses looking to streamline gathering data from consumers. How you gather insurance information from prospects affects your quoting process. The insurance data intake platform makes it easy for clients to share their insurance information and allows agents to view verified coverages, premiums, limits, deductibles, dec pages and more so they can provide faster, more accurate quotes that win, so you can spend more time building rapport and guiding them through the coverages they need.

The Right Data, Right Now - From the start, prospects are looking for the and quickest way to get a quote. Don’t rely on long intake forms or manually over the phone These processes make an unenjoyable experience and lack the speed and efficiency modern consumers are used to. Deliver delightful, intelligent and frictionless insurance service and provide a fast and accurate comparison quote that is positioned to win.

How Canopy Connect Works - Win More Deals with Instant Verification of Insurance Data - Imagine being able to instantly see all your clients and prospects policies, VINs, premiums, limits, and deductibles. How much more business would you write?

1. Send Link - Text or email your custom Canopy Connect link to your prospect. You can also embed a widget directly into your website.

2. Client Signs In - Your prospect or client selects their carrier and authenticates. They are done importing their insurance in less than 10 seconds.

3. View Policy Information - You can view the imported structured data as well as recent documents including declaration pages from all policies in the account in the agent dashboard.

Core Features - All plans receive access to the following data and documents.

• Personal Policy Details - See premiums, coverages, limits, and deductibles for home, auto, and specialty lines. Available for all plans except Agency Commercial.

• Declaration Pages - View PDFs of the most recent declaration pages for all lines.

• Additional Documents - View PDFs of ID cards, endorsements, binders, verification of insurance, and insurance applications.

• Contact Information - Get names, phone numbers and emails.

• Drivers - Names, DOBs and driver's license numbers.

• Vehicle, Home, and Asset Information - VIN, year, make, model, and property address.

• Claims, Incidents and Driving Records - Up to seven years of history with the current carrier. Available with select carriers.

• Data Enrichment - Lookup household drivers and vehicles, driver's license, and Driving Record IQ. Available on all plans as an add-on.

Choose a Plan That's Right for Your Agency

Free 14-day trial on all plans/Mon-to-month, no long contracts

Save 10% with an Annual Plan

Permissioned Policy Sharing

DecSight™ Document Upload

Standard Forms

Custom Forms

Custom Links and Flows

Policy Edits and Servicing

Text Messaging

Email Messaging

Track Wins & Losses

Share Submissions with Team

Integrations

Zapier

Comparative Rater

CRM Integrations

Agency Management System

Website Integrations

API Access

Single Sign On (Coming Soon)

NOTE: Visit the vendor or their website for additional features and details.

Insurance data can be a beast. Let’s tame it together.

Coivie® is the easiest way to integrate insurance data from your users without having them leave your own web app. Eenables consumers to effortlessly connect their insurance data with the products and services they use. Friendly platform provides a simple, clean user experience that provides access to the biggest names in insurance - all through a single interface - so users can get to where they’re going quickly. Start faster, quote accurately and win more business. Covie lets agents view prospects' existing policy declaration pages and see premiums. All for less than the cost of a cup of coffee.

Why use Covie?

View homeowners and auto policies. Quote the bundle and win all of their business.

Don’t quote blind - See coverage limits, deductibles and all the policy information so your apples match their apples.

Know where your quote needs to be - We surface the premiums so you don’t lose on the first number.

See multi-lines - Prospects can link all their policies so you get to quote all their business and show them available bundle discounts.

Provide a better customer experience - No more 20 questions, email chains, asking them for their spouse's drivers license, etc. One link and they're done.

How does it work?

Convenient and easy for your prospects. Get the data you need to quote in less than 42 seconds

Make it yours - Customize a landing page and they will host it for you or embed our widget into your website.

Connect with your prospects - You’ll send them a link and they’ll choose their carrier and link the policy. You’ll instantly have all the policy data in your Covie dashboard.

Get accurate data + premium insight - As soon as a policy is linked you get to see the formatted data including premiums and view the declaration page.

Covie tracks:

Why you should use Covie?

Tracking & Enforcement - Keep real-time tabs on a customer, vendor, or business partner's insurance to ensure it remains active and automate enforcement actions for lapses.

Insurance Verification - Instantly validate that an insurance policy is active and meets coverage limit and policy feature requirements.

Financial Planning - Incorporate information about insurance products when assessing financial risks and conducting financial planning.

Covie Products

Access – Obtain limit and coverage details for a particular policy

Monitor – Be notified when a policy’s status, limits, or coverage changes.

Simple, Flexible Pricing

Pay For What You Use - Simple pricing means no contracts or hidden fees.

Scaled Discounts - We want to help you grow. You’ll pay less for usage as you use more.

Need more? - Ask us about Enterprise Business pricing for high volume usage.

Access - The Access service provides a drop-in solution to retrieve Personal Auto, Homeowners, and Renters insurance policies from a multitude of supported carriers. Pricing is based on a graduated scale where price decreases as link volume increases.

Monitor - Track linked policies over time and be notified of changes. Events such as policy cancellations, coverage limit changes. Tracking can be scheduled and re-occurring or on-demand.

Online Payments, Built Just for Insurance

epaypolicy® gives customers payment flexibility, while making payments the easiest thing you do. Start with the customizable payment page, branded to your business. Your customers will love the convenience of online credit card and ACH payments, but the benefits don’t stop there. Say goodbye to paper checks and hello to an insurance-centric solution both your clients and your team will love.

Explore all the features ePayPolicy has to offer.

CUSTOM PAYMENT PAGE &

DASHBOARD

- A modern, mobile-friendly page for them. A comprehensive, birds-eye view for you. Payment pages are customized to match your business, linked across your communications, and connected to a dashboard that allows you to see it all.

INTEGRATION - Make your accounting team’s day - or year - with time saving API integrations. Nobody wants another software in a silo. ePay integrates with the most popular management systems. Need more? They can create custom API solutions, too.

• Auto Sync Invoices

• Invoice Notifications

• Batch Payables

• AutoPay

FINANCE CONNECT – Premium Financing made simpler. Combining the ease of integrated online payments with financing at checkout to help improve conversion rates and eliminate extra back-and-forth.

• Connected to your PFC partners.

• Securely view and e-sign PFAs

• AutoPay and payment reminders

CHECKMATE® - Automate check payments, and never touch a check again. CHECKMATE® solves the pain of paper payments with rapid check routing and reconciliation. Check payments are managed through your ePayPolicy dashboard.

• Daily batching and processing

• Faster, consolidated collection

• One dashboard for all payments

• No contracts, no additional monthly fees

PAYABLES CONNECT – Insurance payables have met their match. Automatically scan, match and reconcile market invoices, with the payables solution built for scale.

• Pre-built integrations automatically write back into your accounting system.

• Drastically reduces the time and headcount needed to process market statements.

• Generate a payment via ACH or a mailed check with a click

Explore our pricing plans and find one that fits your needs

NOTE: Visit the vendor or their website for additional features and details. Ready to Make Payments Easier? www.epaypolicy.com

Best source for instant insight and data enrichment

Fenris Digital® enables a modern insurance sales process that is personalized, fast, and easy. A proprietary, purposebuilt suite of predictive algorithms is easily integrated into your platform of choice. It makes it possible to optimize each customer journey, from lead to quote to retention and crosssell. It innovates the antiquated approach the insurance industry relies upon for customer acquisition. The current approach costs too much. It is inefficient and serves neither applicants nor agents well. AI-driven Insight is the better approach and gets all the information you need to quote and bind new business fast and accurately.

Increase sales in all stages of the customer journey

Use Fenris Insight to instantly, easily, and accurately service clients from lead to applicant to policyholder.

Lead Insight - Lets you know if the lead best meets your criteria before you pay for it

Applicant Insight - Tells you which applicants are up to 10x more likely to buy from you.

Policyholder Insight - Get instant, accurate, updated data about every policyholder for cross-selling opportunities.

Higher conversion rates and more efficient operations

Consumers expect a fast, seamless, Amazon-like experience when purchasing insurance. They are also uncomfortable volunteering information in today’s world of data breaches. Manually entered data often has quality issues. The Fenris Prefill products resolve this conflict by giving insurance companies data about people and companies that can be used to prefill applications. Shorten your sales cycle and reduce your costs.

Fenris Prefill APIs are built specifically for insurance.

Auto Insurance - Enter a name and address and we can return most, if not all, of the data you need to prefill the application

• Auto Prefill API - The Auto Prefill service returns information from verified third-party data associated with the applicant and their address including household drivers and vehicles.

• VIN Decoder - The 50-state VIN Decoder service provides automobile information for a requested VIN.

• Driver's License - The Fenris Digital Driver's License search service provides a driver's license number and state for an input person.

• Driver Record - The Fenris Digital Driver Record service provides summary information of potential violations on a driver's record.

Homeowners Insurance - With just a name and address, we provide over 500 data points about the property in under a second.

• Address Details API - The Fenris Digital Property – Assessment Details API quickly and accurately provides a summary of reported information on building characteristics, valuation, and mortgages.

• Property Hazards and Perils - The Fenris Digital Property – Hazards and Perils API quickly and accurately provides a targeted assessment of geographic risks for property policy underwriting. The categories covered by this service are:

• Property Replacement Cost - The Fenris Digital Property – Replacement Cost API quickly and accurately provides a summary of replacement cost information on a given building.

Commercial Insurance - Solutions require only the business name and state and you receive accurate data without requiring the business owner to fill out onerous forms. API locates and returns 40+ data points in less than 2 seconds including:

• NAICS code

• SIC code

• Estimated revenue

• Primary industry

• Entity type

• Alternate names

• Number of locations

• Number of employees

• Phone number

• Revenue Headquarters location

• Parent company

• LinkedIn URL

• Domain name

• Website and more

Life Insurance - Using only a name and address, they provide a 360-degree view of your client, including beneficiaries, assets and needs. They also keep you updated with major life events to ensure policies are always aligned to the client’s lifestyle. Solution enables you to:

• Gain insight into the applicant including family members, assets, hobbies and more.

• Create stronger life-long relationships with your clients with a proactive approach to managing their financial well-being.

Fenris is the single source for instant insight and data on all applicants and policyholders across the customer lifecycle.

Better Hires, Better Business

IdealTraits® is your all-in-one hiring platform to make better hires, faster. Maximum jobs posting exposure, applicant tracking, precise assessments and one-way interviewing. Everything you need to hire for your insurance agency. Maximum jobs posting exposure, streamlined candidate tracking, precise assessments and one-way interviewing. The IdealTraits hiring platform offers a host of recruiting tools and professional services to help small to mid size businesses make better hires faster.

Complete Hiring Solution for Insurance Agencies

JOB POSTING - Get more candidates with Job Posting. One-click, reach millions of job seekers

• JOB DESCRIPTION BUILDER - Build your perfect job ad in less than a minute, with AI Craft optimized job ads tailored to your exact needs with our user-friendly templates or harness the power of Artificial Intelligence to ensure your message resonates with the right talent.

• SOCIAL RECRUITING - Share your jobs on social media. This approach is a great strategy to reach out to both active and passive job seekers.

• JOB SPONSOR (OPTIONAL) -More candidates, faster. Guaranteed Sponsoring your jobs increases the visibility and reach to relevant candidatesand speeds up the hiring process. It’s cost-effective

APPLICANT TRACKING (ATS)- Collaborate, organize and automate your candidates.

• MULTI-USER FUNCTIONALITY - Invite your team for collaborative hiring Engage your entire hiring team in the process with features that allow for seamless sharing of candidate information, collective decisionmaking, and efficient communication.

• ORGANIZE - ATS TOOLS - Sort candidate profiles for easy access, leave detailed comments for team collaboration, internally rank candidates for quick evaluation, tag for efficient organization, and filter to focus on your ideal candidates, all in a seamless interface.

• ORGANIZE - HIRING STAGES - Easily manage and track candidates. Customizable stages allow you to align the ATS with your unique recruitment workflow, ensuring transparency and consistency from application to hiring.

• AUTOMATE - CANDIDATE COMMUNICATIONS - Initiate conversations and stay connected with candidates. Keep candidates in the loop with integrated texting and email templates, fostering engagement and interest throughout the recruitment process.

• RESUME PARSING AND SEARCH - Efficiently search all resumes for important keywords Advanced resume analysis and search tool that efficiently extracts essential details. Find candidates using specific keywords, abilities, professional background, and additional criteria.

• AUTOMATE - DIGITAL OFFER LETTERS - High quality, branded digital offer letters. Increase your speed to hire and welcome new hires with digital offer letters. Streamlined, paperless, and efficient

PRE-HIRE ASSESSMENTS - Predict job performance with assessments.

• PERSONALITY ASSESSMENT - Identify and hire the ideal fit for your team Provides insight into their likely performance. Make informed decisions and hire the perfect match for your team.

• ONE-WAY VIDEO INTERVIEW - Watch, analyze and evaluate. This unique approach provides an efficient way to assess interpersonal skills, confidence, and suitability for your team.

• COGNITIVE ASSESSMENT - Gauge your candidates cognitive abilities.. This assessment is efficiently structured with 15 targeted questions, each carefully crafted to evaluate a candidate’s ability in pattern recognition a key indicator of cognitive acuity and analytical thinking.

• PROVEN AND VALIDATED - University-validated for trustworthy results. This means that they are not just based on industry standards but are also aligned with the latest research and best practices in psychological and behavioral assessment.

ONE-WAY VIDEO INTERVIEWING - Screen candidates faster with video interviews.

• HOW IT WORKS - Send invites, watch interviews on-demand. Invite candidates to record their responses at their convenience. One-way interviewing enables candidates to complete the interview from anywhere, at any time, on any device. Once completed, review the recorded interviews.

• MORE INTERVIEWS IN LESS TIME - One-way video interviews at scale. One-way video interviews provide flexibility to both employers and job seekers, making the process easier for everyone. Avoid the constraints of juggling schedules and interview more candidates in less time.

• GREAT CANDIDATE EXPERIENCE - Custom candidate experience.. Ask up to 6 questions, set time limits on answers and even allow re-takes (if you choose). Settings that create a stress free environment for candidates typically leads to more genuine and insightful responses.

Digitize the insurance application and renewal process.

Indio™ is a modern solution that enables agencies to automate internal application and renewal processes, eliminating redundancies in data gathering to minimize E&O and provide insureds a simpler, more collaborative customer experience. Indio provides a fully digital client risk capture and application experience by automating the data population across individual, unique insurer applications. The application uses smart-form automapping to reduce the need for rekeying client information across multiple applications, increasing efficiency while reducing errors and omissions. With Indio, customers can have multiple agency staff members participate in the application process, tracking individual edits and allowing for collaboration on responses. Indio simplifies the insurance application process to make it faster, more collaborative and easier, and minimize errors and omissions, saving you and your clients time and money.

Digitize the Application Process to Renew and Win New Business

Stop sending your clients unruly PDF forms and spreadsheets during the insurance application process. Unify the application and renewal data gathering process for your staff and customers, eliminating redundancies in data gathering while ensuring data accuracy.

Why Digitize Your Application and Renewal Experience?

Increase Efficiency and Time Savings – Reduce keystrokes and time wasted by agents and customers when navigating separate individual applications.

Keep Your Customers Happy and Renewing - Create a simpler application experience by reducing the total number of questions your customers are required to answer and provide them a faster application and renewal process.

Minimize E&O Exposure – Eliminate duplicate data entry and reduce the opportunity for inaccurate data and Errors & Omissions exposure.

Win New Business – Arm Producers with a simplified application process for their customers and prospects, making it easier to generate cross-sell opportunities, round out accounts, increase customer retention and referrals.

How A “Smart Form’ Works

Automapping - With “smart” forms, answers to similar questions auto-map from one form to another, alleviating the need for you and your clients to rekey the same information repeatedly.

Customizable Forms - The “smart” forms come with customizable technology, allowing you to hide or mark specific questions required within an application, making the experience personalized and simpler for your customers.

Conditional Questions - “Smart” forms come with pre-built conditional questions, which means a question answered “Yes,” will have follow up questions appear, while a question answered “No,” will not have additional questions appear.

A Modern Technology Platform to Future-Proof Your Business

Bank-Grade Security - All customer data is protected using AES-256 encryption behind SSL with regular security audits. View Indio’s full security report at www.useindio.com

Cloud-Based Platform – Indio is built of Amazon’s AWS cloud to provide the maximum reliability and scalability. Indio’s always-on platform integrates with your AMS to ensure that data is always kept up to date.

Data Standardization - The intake engine takes client data from uploaded spreadsheets, supplemental forms, or AMS exports, sanitizes the data, and then stores it in a clean structured format where you and your clients can easily access it.

Why Indio?

Indio, a subsidiary of Applied Systems, provides insurance application and renewal software to automate the commercial lines submission process among agencies, brokerages, insurers and the insured. The application provides a fully digital client risk capture and application experience by automating the data population across each individual, unique insurer application. In simplifying and accelerating the submission and renewal process, Indio enables agencies, brokerages and insurers to create greater efficiencies and value while providing their insureds a digital customer experience.

NOTE: Visit the vendor or their website for pricing, additional features and details.

Save Time and Earn More

InsurGrid® is making insurance sales simple and transparent for everyone. Focused on building the infrastructure layer for insurance. They believe buying, selling, verifying insurance should be easy, simple, and transparent. Simple, Secure Policy Data Collection for Property and Casualty Agents. Are you ready to grow your business and sell more premium? Start InsurGrid for free or book a demo today!

Your insurance verification assistant

InsurGrid is your hub for verifying insurance policy data and documents professionally and efficiently, eliminating the hassle of back-and-forth email and calls. Collect and verify the following information instantly:

 Contact information (Name, phone, and email)

 Drivers (Names, DOBs, and DLS)

 Policy Details (Premiums, limits, and deductibles)

 Vehicle, home, and asset details Documents

• One click insurance policy data collection & verification - Collect and verify policy data and documents without the back-and-forth emails. Simply send a link to your clients and nontechnical process handles the mess.

• Diverse and flexible information collection tools - Collect and verify insurance policy data directly from the client’s current insurance provider using email, SMS, QR code or embedded on your own website.

• A built-in community with ample resources - Provides templates to help you engage with clients and a supportive community of agents just like you.

• So simple, you'll want to try it again - So easy to use. You can start collecting and verifying your client’s insurance policy data instantly. No learning or training necessary.

• It's 3 easy steps - Inform your client, share your link and get insurance policy data and documents instantly.

Platform

Policy Data Collection - 150+ insurance carrier integrations to collect policy data without the back-and-forth emails.

All-In-One Dashboard - Your personal assistant to easily manage clients to share their information for a quote.

Built-in Resources - Access to the right tools to engage with your clients in the right ways.

Personal Link - Connect personal insurance carriers to collect personal lines policy data and documents.

Policy Cancellation - Automate the policy cancellation process for you and your clients.

Commercial Link - Connect commercial insurance carriers to collect commercial lines policy data and documents.

Quoting should be easy. Get started for one simple price.

$99/month ($79/month for annual subscription)

One tier to rule them all! They want to give you everything you need to be successful.

NOTE:

Create the digital experience clients expect

InsurLink® agencies provide their clients with a digital experience through a branded self-service portal. Clients can access information when and where they want, reducing time spent on service calls and improving employee productivity. Customer retention is improved while reducing E&O risk. Improve clients’ experience and meet their expectations by being faster, more transparent, and more accessible. Free up time by reducing requests so your staff can give advice and round out accounts. Become the agency known for customer service. Connect with your clients and empower them to do business with you when, where, and how it works best for them.

Why Insurlink?

• Empower your clients - Lets you provide documents, endorsements, and policy information to clients on-demand and in real-time.

• Be accessible - Meet your client needs with a 24/7 self-service digital portal.

• Grow your business - Spend your time building relationships and not completing repetitive tasks.

• Personalize - Communicate with clients directly with focused, on-brand messaging.

• Reduce risk - Share files securely and record client communications instantly.

Features you need

• A branded website for client access: 24x7 access to your agency so clients can help themselves. Insureds

• can perform self-service tasks, and securely share files with you when, where, and how it is convenient for them.

• Mobile app: Clients expect mobile access. The InsurLink mobile app gives them the access they expect and provides offline Auto ID cards.

• Time savings: Self-service frees up your staff for higher value client contact, clients can help themselves with:

o Policy information: check limits, premium, or policy terms:

o Policy change requests: coverage, changing drivers or vehicles, or coverage limits

o Auto ID cards

o Claims inquiries: status, new, submit information

o Certificate requests: issue or reissue, add a holder

• Logging activity: Keep a record of interactions in your management system, reducing your E&O risk.

• Secure file sharing: Share files from the AMS or WorkSmart, clients also can share documents with you in a secure fashion.

• Real-time updates: Highly integrated with AMS360 and Sagitta, updates are seen immediately rather than loading information into a separate portal.

• Templates: Create unique experiences for specific customers, by CL/PL lines, or other segments.

• Access control for clients: You decide what access your clients get and when they receive it; controlled onboarding for a better experience.

• Cross-sell recommendations: InsurLink utilizes industry leading data to recommend additional coverages relevant to individual clients’ industries, creating a warm lead generating touchpoint with your clients.

Are you ready to get started?

Your dedicated Vertafore team will kick off you’re on-boarding and implementation soon after your decision to buy and will work alongside you to set up your InsurLink so you can begin driving success to your agency quickly. Here is just a glimpse of what your implementation will look like:

Give staff access to InsurLink - Through Vertafore Single Sign On (VSSO), you will grant InsurLink access to your employees with specified security selections. This will allow your agents to invite their clients to use InsurLink and further connect with them online.

Set

up agency for InsurLink - The agency configuration for InsurLink is as simple as filling out seven tabs with all your agency’s information and design preferences. In this step, you can make InsurLink your own by adding your social media accounts, your agency’s website, choosing your color schemes, and build templates.

Set up the client for InsurLink access - Once you have completed your agency, you are ready to set up your clients for InsurLink. Here, you will add your clients as InsurLink users to send them invitations and manage their permissions so you can assure your clients are getting the utmost personalized service.

Once you have completed these three steps with your Implementation Consultant, you are ready to use InsurLink! After your implementation, you will be equipped with an InsurLink Support team as well as additional resources to help you with any of your InsurLink needs

NOTE: Visit the vendor or their website for pricing, additional features and details.

Open the Door to More Revenue

Ivans® is the industry’s network where insurance professionals can plug into new ways to drive business. An easier way to connect to your carrier partners. Sorting through the seemingly infinite technology choices to connect to your carriers can be daunting as a new agent. But it doesn’t have to be. Ivans is the industry’s superhighway, connecting more than 34,000 agents to 450 (and counting) carriers and MGAs to make market access and servicing your customers easy. The best part is Ivans solutions are free to agents just like you.

The Place to Be to Move the Industry Forward

Technology is moving fast, but Ivans is moving even faster to eliminate the complexity and make it easy for the industry to come together. There is no "I" in team, and while there is one “I” in Ivans, we understand that it's not all about us. We can't transform the industry alone. Let's come together as a team to succeed while staying true to the core promise of insurance – to safeguard and protect what matters most in people's lives.

Get Started With Tech That’s Right for You

Ivans Download

Ivans Download™ automates the exchange of claims and policy information between you and your carrier and MGA partners so the latest details are instantly available. In addition to saving time and money by reducing the operational overhead of manual processes, you’ll step up your customer experience with timely and effective service.

Key Benefits

Do more in less time - Say goodbye to paper-based communication methods like emails and mail and visiting multiple carrier systems to access the information you need directly in your management system. By eliminating time spent manually managing paperwork and requesting information, there’s more time for selling and servicing.

Provide timely customer service - Your customers are busy and expect instant answers. Use this online tool to make sure you always have the most up-to-date information instantly available exactly when it’s needed.

Reduce administrative expenses - Stop wasting money managing printed paper and processing mailed-in documents. Expensive paper-driven processes should be a thing of the past, not a drag on your time and money.

Manage downloads via one platform - Work within a single data exchange workflow and system for multiple carrier download connections. Ivans Download helps you and your carrier and MGA partners stay organized and see real-time updates on policy information and documents.

Ivans eServicing

Ivans eServicing™ allows you to ping your carrier partners’ systems with just a click of a button to get all of the account status, billing, claims, policy and loss run information you need. Even better, you stay in your management system the entire time, making you more efficient and your customers happier.

Key Benefits

Stay more connected with carriers - All you need is a little help from…technology. Easily exchange information from your management system to carriers' systems so both you and your carrier partners get what’s needed quickly.

Focus your time on more value-added work - No more wasting time requesting, waiting, receiving and rekeying information. Instantly receive policy and other business information you need directly within your management system.

Keep your customers happy - Your customers want the easiest and fastest service. Use connected and automated information exchange to answer customer questions quickly and redirect your time toward other things.

Ivans Exchange

Ivans Exchange™ is a complimentary online tool that lets you track current and new download connections. Its user-friendly design allows you to track total download usage, available opportunities to increase connectivity, and indicate to carriers your interest in new lines of download or quality issues. All from one central, online location.

Key Benefits

Get policy information faster to deliver superior customer service - Ivans Exchange is where you can automate carrier and MGA partner communications and automatically get notified when new download opportunities are available. By activating new partners and lines of business download as they go live, you’re sure to delight customers with your exceptional service.

Create organizational productivity - Let Ivans make your job easier. Our simple-to-use dashboard displays the number of download transactions your agency receives per line of business, new carrier/MGA offerings, single eDocs and Messages, claims, commission statements, resend policies and more. Doesn’t get much easier than that!

Collaborate with carriers and MGAs on download opportunity - Forget the back and forth on the download you want and the download you’re receiving. With Ivans Exchange, you and your carrier/MGA partners can have all of that communication in one location.

Solutions for New Agents

Ivans is the industry’s superhighway, connecting agents to carriers and MGAs to make market access and making servicing your customers easy. Existing in technology you already use, Ivans is the network that digitally connects you to carriers, so you can instantly exchange information on markets, policies, billing and more. The best part is Ivans solutions are free to agents just like you. To get started today, contact one of our Agency Customer Success representatives.

Why Carrier Connectivity Is Essential to a Successful Agency

Find markets and quote new policies - Flipping through individual carrier portals and printed appetite guides wastes critical time, putting you at risk for losing a client. Digitally search for personal and commercial lines markets directly within your daily workflow.

Cut costs and be more productive - Don’t waste your time and money juggling multiple applications to talk to carrier partners. Do it all in your management system.

Be a trusted advisor - Don't be caught without information when you need it. Always have the most up-to-date information and documents when you service your customers.

What’s New

• Search Mailbox by Agency Code - Search by agency code within your mailbox to quickly locate download files using that agency code, eliminating the need for multiple steps and clicks.

• Additional Claim Types Added - Your Claims download process just got better, with carriers now providing the additional messaging details you requested.

Ivans Partners

Ivans Partners for Agency Solutions provide their agency customers immediate access to policy information via Ivans to drive revenue, increase client retention and build stronger insurer relationships. By connecting to insurers and MGAs through Ivans, Ivans Partners for Agency Solutions provide agents a single, efficient workflow for information exchange that reduces manual processes and improves customer service

Agency Matrix - Agency Matrix is the fastest growing, cloud-based technology company in the marketplace. Leading today’s independent insurance market with cutting edge technology, Agency Matrix is committed to delivering solutions that will help agencies reach their business goals.

Agency Software - Development and marketing strategies aimed toward supporting agency goals of increasing overall written premiums, decreasing errors and omissions exposure, utilizing automation, and providing legendary support, ASI partners with agents through a dynamic suite of products

Applied Systems - Insurance agencies and brokerages have faced new challenges and demands on their businesses over time, Applied has been at the forefront of insurance technology, leading the way through innovation. They are delivering new technology and expanded multinational capabilities.

Better Agency - Their desire is to help agents simplify their workload, reduce their tech stack, and to sell more premium with less effort. By having the Ivans integration, they will be able to reduce the need for a standalone AMS and help agents complete tasks and trigger new automation campaigns.

eVo - Designed by agents, for agents, and is available at a much lower cost. You need a revolutionary agency management system that can help you run your entire business. You’ll get a powerful client app with quoting, claims and payment options, so your clients can access their policies whenever and wherever they want to.

EZLynx - EZLynx pioneered personal lines real-time comparative rating with a single data entry point. EZLynx has created innovative software solutions that transform every facet of agency life, including agency management, client selfservicing, sales pipeline management, marketing and communications, accounting, eSignature, and more, all available on a unified, one platform solution. Hawksoft - HawkSoft is a leader in management systems for agencies that want effective workflows and a delightful experience for staff and policyholders, HawkSoft takes pride in being independently-owned and answerable to agencies that rely on their system. Created by independent agents, HawkSoft continues to evolve as a cutting-edge system that powers thousands of agencies.

Jenesis Software - Jenesis Software provides a web-based insurance agency management system. It is an intelligent tool to make running an insurance agency easier and more efficient with features like credit card processing, electronic signature, auto-filling Acord forms, smart task list reminders, calendar and email integration, time clock, built-in marketing tools, company downloads, and more.

North American Software Associates - North American Software Associates software has given agencies the tools needed to efficiently operate their agencies. NASA has always been known for excellent software and outstanding customer service, with a commitment to continue to provide this reliability and service for years to come.

NowCerts - NowCerts suite of cutting-edge products and services helps streamline their operations and improve bottom lines. The platform includes the Momentum AMS, Automate365 CRM, NowCerts Remote CSR Services. Momentum AMS (by NowCerts) is a cloud-based, full-feature agency management system that, through its open API, offers integrations with dozens of web-based systems.

Strategic Insurance Software - Innovative web-based insurance agency management system that helps independent agencies grow by streamlining workflows and facilitating service to the insured customer. A refreshing and unique combination of ease of use, personalized service, and affordability to help your agency achieve your goals.

Vertafore Simplifying insurance distribution so that our customers can focus on what matters most: people. Vertafore’s solutions provide end-to-end connectivity, improve the client and agent experience, unlock the power of data, and streamline essential workflows to drive efficiency, productivity, and profitability for independent agencies and carriers.

Veruna - Empowers businesses to control their destiny and serve customers better. Allows agencies to build custom configurations, capture unique value propositions and integrates numerous solutions. Create automated tasks to meet your insureds’ needs. Delivers innovative insurance technology that allows agents to focus on one thing – your customers.

Xanatek - Primary program is a powerful, innovative system that offers comprehensive agency management and document imaging capabilities. Helps independent agents better run their businesses with advanced, a cloud-based system. Using their system, agency staff can access critical client data, process new policies, changes, and service clients, quickly, easily and efficiently.

Igniting Industry Connectivity and Value

Connectivity is the lifeblood of innovation, and Ivans is bringing a fresh new approach to what it means to connect. Driven by an insatiable desire to innovate and hyper-focused on the future, they are your single access point to the entire insurance ecosystem.

NOTE: Visit the vendor or their website for pricing, additional features and details.

Stop Chasing Loss Run Requests.

Loss Run Pro® is on a mission to help insurance agents win more commercial business. Did you ever wish there was a better and easier way to request, track and manage your loss run requests? Now there is. Get started in minutes. A team of developers and insurance professionals who understand your needs and want to help you make the most of your time. With Loss Run Pro, you can simplify your workflows and spend less time with paperwork, so you have more time to focus on what matters: growing your agency and helping your customers.

Help has arrived.

Loss Run Pro is bringing change to insurance by streamlining and automating the Loss Run request process Working together, they are empowering agents to achieve their goals and focus on what matters most: building relationships, winning new business and serving customers! No more faxes, googling, phone calls, or snail mail. All heavy lifting is handled for you. All you have to do is create your custom loss run request, send it to your clients for e-signature, and they'll take care of the rest!

The Loss Run Pro Magic - Fast. Simple. Efficient.

1. Create – Create custom Loss Run requests’ letterhead.

2. e-sign – Send Loss Run Request electronically to your customers for their e-signatures. Loss Run Requests are automatically delivered to the carriers.

3. Track - Track, manage and view all your agencies’ loss run request from your dashboard. Access your data anytime, no matter where you are or what devise you use.

Here’s how it works for new business.

Create a custom loss run request on your customers' letterhead in minutes. Send the loss run request to your customers for e-signature Loss Run Requests are automatically delivered to carriers after signature.

Here’s how it works for renewal business.

Import your current clients into LRP.

Schedule loss run requests monthly, quarterly or several days before expiration. Bypass manual excels sheets and to-dos for renewals. Prevent losing business due to non-renewals, large reserves or open claims. Track & manage as your requests are fulfilled– saving you time, money, energy & stress!!

You've got loss run problems.

Loss Run Solutions™ secures quote submission with smart, fast and easy loss run requests tools is your solution. They know the rules, follow the rules, and enforce the rules when necessary. Nearly 20 years developing the most effective methods for requesting loss runs and resolving loss run compliance issues. Understanding the common (and uncommon!) causes of delay or failure Loss Run Compliance Specialists have the knowledge and experience necessary to deliver success with every request! They don't “make it easy”, they “do it right”, with a fully compliant and enforceable loss run request process which has proven effective in completing over 650,000 requests and counting!

Why is LRS your Solution?

Efficient - Simple request creation, delivery, and tracking.

Expedient - Average turnaround of 3 business days from request to receipt.

Experienced - Expert assistance at every stage of the request process.

Effective - Commitment to compliance delivers results.

How it works

You build the loss run request

Insured authorizes and submits request

LRS tracks and guides the progress until complete

Carrier delivers the loss runs

How Long does it take to get Loss Runs?

Most of requests are completed within 5 business days. Many carriers will email loss runs directly to the insured on the same day or within 24 hours of receiving a request from the insured. If your client hasn't received their loss runs after 10 business days, the Carrier Compliance Team will review your outstanding request and recommend an appropriate escalation strategy on a case-by-case basis.

Simplify Your Intake Process

RiskAdvisor® eliminates double-entry nonsense. Pushes Prospect and Client Data wherever with easy integrations Know exactly what and when to ask, close more deals and increase your revenue. Removes the hassle of entering the same data multiple times. Send the structured data to Virtual Assistants, Raters, Brokers, CRMs, and more, saving you time and effort. Book a free Demo with David to discover how RiskAdvisor can optimize your agency’s sales process

The Problem

Your Agency Is Leaving Commission On The Table Because Of Fragmented Tools & Processes - They talk with agencies every day, and have discovered several common pain-points that are crushing profitability & complicating internal processes:

There's no easy way to send info to VAs

You're selling on price instead of value & coverage

Not cross-selling as much as you should be

Increasing E&O exposures with un-trained VAs

Enter RiskAdvisor

Insuring More Risk = Making More Money - Regardless of whether you’re a seasoned agent, or just starting your agency, RiskAdvisor ensures more maximum profitability.

Reduce Your Agency’s E&O Exposure

Capture Better Prospect & Client Data While Reducing Your E&O Exposure - RiskAdvisor makes the current landscape of insurance raters and form solutions look exactly like they are extremely fragmented and complicated. With RiskAdvisor, you’ll have a dead simple solution that allows you to capture client data accurately, the first time, and every time.

Empower Virtual Assistants & Producers

Plug-and-Play New Producers & Virtual Assistants With RiskAdvisor - We know how hard it is to find good producers and virtual assistants and how long it takes to train them properly. With RiskAdvisor, you can plug-in even the most inexperienced producer or virtual assistant, knowing the correct data is being collected accurately.

More Features

RiskAdvisor Gets More From Your Producers & Virtual Assistants Immediately - Stop running around in circles when trying to quote new personal lines business or renewals. With RiskAdvisor, your entire team will be able to streamline your processes immediately.

 Complete Risk Profiles - Easy-to-use risk profiles help you become a true Risk Advisor. Now, everyone in your agency will write better, more comprehensive insurance that keeps your client protected.

 Eliminate Double Entry - You’ll ask the right questions and onboard clients faster with our pre-built insurance forms. These forms are smart eliminating the need for double entry and reducing errors.

 Powerful Automation - No more manually sending emails to your wholesale brokers and virtual assistants. Automation lets you Click & Send the right information in the same structure very time.

Making Quoting Simple

SALT® understands the challenges independent agents face in an ever-evolving insurance landscape. You can say goodbye to these pain points and hello to faster, more accurate data collection. Digital forms make it easy to collect the right information quickly, no matter where your prospects are or what time it is. You'll be able to provide a modern, customer-friendly experience that will help you close more deals and grow your business.

Manual data collection processes cost time, money, and customers

Every minute counts and inefficient data collection methods can slow down your sales process, leading to missed opportunities and frustrated prospects. In today’s cut-throat personal lines market, agents using PDF factfinder’s look outdated and lose sales. Modernize your process with SALT and leave the competition in the dust.

Acquire Customers Efficiently

Acquiring data for insurance applications does not have to be a chore! SALT is a better way, and it is what your customers and prospects are asking for. SALT empowers agents to acquire customers efficiently with streamlined data intake tools and solutions that targets three key areas:

1. Seamless Data Intake: Capture prospect-verified home and auto details that automatically pre-fill your comparative rater.

2. Enhanced Prospect Experience: Keep prospects engaged with user-friendly, branded forms.

3. Maximized Referrals: Capitalize on every lead with tracked referral links that facilitate a smooth referral.

Unlock Your Potential and Transform your Agency.

Increase efficiency, deliver exceptional customer experiences, seamlessly integrate with tools your agency knows and trusts and acquire customers efficiently with streamlined data intake tools.

Boost Efficiency - Maximize productivity with our streamlined data collection process, freeing up time for building relationships and closing deals. Focus on what truly matters for your agency's success.

Enhance Customer Experience - Offer prospects user-friendly forms, ensuring a hassle-free digital experience. Prioritize their needs by creating a process they can complete at their convenience, building trust and loyalty.

Powerful Integrations - Effortlessly sync prospect data with your comparative raters, CRM, and AMS. Reduce manual data entry, improve efficiency, and enjoy a smoother, more effective workflow.

Get a Personalized Demo - Experience the power of SALT's platform firsthand, tailored to your agency's workflow, and explore the features that will benefit you the most.

Empower Your Agency - Implement SALT into your daily operations and watch your agency unlock its full potential and improve customer experience.

Reclaim Your Time with Enhanced Rater Integrations

SALT automatically sends your prospect's data to your comparative rater. Seamless data transfer allows you to focus on nurturing leads and expanding your agency. Stop wasting time lost in data entry. SALT's rating engine integrations automatically synchronizes your customer’s and prospect's data directly to your rater.

Pricing that fits your Agency

Whether you're a Principal working with a virtual assistant or a growing community agency, we offer pricing plans tailored to your agency's needs.

NOTE: Visit the vendor or their website for additional features and details.

Hire

smarter.

Train Faster. Amplify your growth.

TOTAL CSR® is the insurance industry’s first and only agency development program. They are modernizing hiring and training for the next insurance generation. Most Millennials and Gen Z job seekers are not interested in the insurance industry, but you can attract this generation of employees to your team with Total CSR, the only structured onboarding and training for insurance agencies.

Transform your agency with training programs.

Benefits

• Reduce Training Time by 95% - When you successfully train your new hires 95% faster with us, it saves you time and money. (Up to $10,000-$15,000 per hire!). Our onboarding is faster, cheaper, and more effective than the stressful and expensive, traditional hiring and training process.

• Attract the Best Talent - Only 4% of Millenials and Gen Z job seekers are interested in the insurance industry, but 80% of them prefer a structured onboarding and training program when choosing their next career move. You can attract these younger generation employees to your team with Total CSR, the only structured onboarding and training for insurance agencies.

• Ensure Top Team Performance - These days, the average age of an insurance professional is 59 years old, and at least 25% of them are planning to retire within the next two years. However, 90% of agencies still don’t have a formal training program to attract and support the new hires they desperately need.

• Ignite Your Agency's Growth - We let you focus on what’s most important to you: growing your agency. Our platform fully prepares CSRs on the processes, procedures, and coverage knowledge they will need in less than one month. Regular on-the-job training can take as long as 2 years before a CSR is fully self-sufficient. Don’t let your growth train get derailed by training.

Solutions

• Hire - Find, evaluate, and hire top-tier talent with our comprehensive applicant tracking system. Manage candidates from multiple job boards, your company website, and social media all in one place. From the job posting to the offer letter, our guided platform helps you navigate the hiring process and find your next star employee.

• Assess - Determine the overall compatibility, competency, and insurance expertise of both your current employees and job candidates. These results will help you determine who needs more training, develop and fortify your current team members, and separate the pretenders from the performers.

• Train - Enroll new hires and experienced staff in practical and interactive insurance courses and professional development programs. From ACORD form tutorials to advanced commercial lines coverage, we’ve got it all. With Total CSR, you can take a new-to-industry hire and turn them into a valuable, contributing team member 95% faster than traditional training methods alone.

• Support - Provide a quick-access, searchable, and convenient resource to your employees with the Total CSR Support system. New hires will get answers to their daily insurance questions, and experienced CSRs can find the information they need, fast.

Goodbye email thread. Hello simplicity.

Wundewrrite® delights your customers, ditches redundant paperwork, and brings your processes to the digital age. Give your team the #1 forms solution. Producers are first to market & win more business, account managers finish renewals up to 12x faster, marketing managers are able to manage submissions across your agency and 78% of customers access Wunderite with a mobile device.

Make it easy to buy and renew insurance through your agency.

The fastest way to complete applications

Search from 8,461 applications

Autofill repetitive data

Share and fill out from any device.

Easily login with passwordless

Commercial submissions from any device - Easily complete ACORDs and supplementals from wherever you and your customers do business

Unlimited digital signatures - Combine tools and save costs by replacing your current digital signature solution.

Select from our forms or upload your own PDFs.

Drag and drop, add multiple signers, send via link or email.

Organized by customer.

Legally binding digital signatures from any device

How it works

Find your supplemental - Search our library of 8,461 forms. Add your own or any missing carrier apps. All mapped, digitized, and fillable from any device.

Fill - One-click autofill up to 35% of new supplemental applications and up to 100% of renewal applications. All ACORDs mapped. Work on both PDF and webform.

Share - Assign an entire application or highlight a handful of questions. Get apps back from clients in hours instead of weeks. Easily access with passwordless login.

Sign - Sign digitally without ever leaving your workflow. Save costs and combine tools by using Wunderite for all signatures.

Real-time integration with

NOTE: Visit the vendor or their website for additional features and details. Give your team a modern platform to manage every application. www.wunderrite.com

Pricing and features as indicated are believed to be true and correct via current information obtained from the internet or vendor and are subject to change without notification.

Full-Service Independent Insurance Agency

Zywave® helps grow your agency with automation solutions designed to simplify workflow and drive business results for Independent Insurance Agents. They offer unique value-adds and strategies designed to establish your industry expertise and make you an indispensable partner to your clients by providing risk management solutions, assisting with claims, negotiating renewals, and providing policy expertise for Independent Insurance Agents. While providing trusted guidance remains critical, today’s insurance buyers expect more.

Break away from the mold of the traditional agent. The average agent meets basic needs when it comes to claims, plans and renewal negotiation. What about new exposures like cyber-attacks? New legislation? Pandemics? New tech giants can be focused on curing the pains of HR, such as benefits administration and small compliance issues, but lack the personal touch and insurance expertise that an independent agent provides.

Sales Cloud - Empowers your agency with world-class technology to automate your everyday tasks, so that you can deliver superior value to your prospects and clients. Compete on a whole new level by using a comprehensive suite of tools to generate new leads, nurture prospects and existing clients, and streamline servicing workflows.

Client Cloud - Delivers a high-impact customer experience by offering clients the centralized tools and content they need to solve their business’s unique pain points. Whether clients need help with HR, compliance, employee training or another need, Client Cloud has the resources to deliver exceptional customer service yearround.

Content Cloud - Elevates your brand and builds your reputation by delivering high- quality, trusted content to clients and prospects. Leverage the content library available to deliver timely, personalized content that speaks to customers’ individual pain points. All the content needed in one platform to help boost engagement and drive growth.

Analytics Cloud – Become a strategic business consultant and help clients evaluate claims, workers’ comp losses, health plans and more. Show every client how invested you are in their business’s success. Highlight your capabilities and deliver targeted, cost-saving advice by leveraging powerful reporting and analytical tools.

Sales Cloud - Streamline mission-critical benefits workflows - from prospecting to renewals - fueling organic growth for your agency. Every agency needs a process to find and write new business, while providing the best service to renew current clients. Empower your agency with world-class technology to automate everyday tasks so you can deliver superior value to your clients and prospects. Every personal lines agent requires an effective method to acquire new customers and retain existing ones. Incorporating cutting-edge technology to automate daily tasks can enhance the value you offer to potential clients and existing policyholders.

Identify Opportunities - Arm your producers with a data-driven growth platform that can consistently target new leads, promote your agency, and present your unique story to prospects and clients.

Grow Profitably - Increase cross-selling, your team’s productivity and reduce manual errors with a comprehensive quoting, proposal and consulting solution to streamline your sales and renewal workflows.

Service Seamlessly - As your business scales, access everything you need to manage your agency operations, sales, service and renewal processes in one customizable platform.

Marketing Automation

• Save time and increase reach with tailored, timely communications to your entire book of business.

• Reach your target audience with dynamic lists for specific groups or individuals based on location and other demographics.

• Measure the effectiveness of any given email campaign.

Lead Generation

• Supercharge your marketing strategy with insurance profiles and insights gathered and interpolated from dozens of data sources.

• Create an intelligent prospecting strategy, finding qualified leads based on the industry’s largest variety of criteria.

• Easily engage with prospects by managing and exporting lead list

Quoting & Proposals (CPQ)

• Identify the right carriers and the right plan designs to meet the unique needs of your clients and prospects

• Instantly access pricing direct from numerous carriers, streamlining the RFP process no matter what plan design your employer requires

• Deliver quotes to employers within proposal presentations that are professional, custom and created in minutes.

Agency Management (AMS)

• Reduce errors and improve efficiency by managing your benefits client and prospect data in a single location.

• Track client and prospect activity and gain insights into the workflows.

• Take the guesswork out of reporting and gain a more comprehensive understanding of your agency’s employee benefits operations.

Sales Cloud for Personal Lines - Driving Efficiency for Key Agency Workflows Every agency needs a process to find and write new business, while providing the best service to renew current clients. Empower your agency with world-class technology to automate your everyday tasks so you can deliver superior value to your prospects and clients.

Agency Marketing - Access a comprehensive platform that can simplify your entire sales process. Identify and market to new leads, coordinate all your communications with ease and take control of collecting key information to kick-off the quoting process.

• Marketing Automation

• Dec Page Connect

• Website Builder & Digital Marketing

• Search Engine Optimization (SEO)

• Lead Sourcing & Management

Agency Quoting (CPQ) - Take control of your quoting process with an industry-leading platformpowered by TurboRater - that can eliminate ineffective quoting workflows and enhance them with carrierdirect automation, insights and reporting.

• Comparative Rater (CPQ)

• Embedded Quoting Platform

Agency Management (AMS) - Leverage a full life cycle relationship management system that consolidates workflows and processes into a single platform while providing unprecedented insight into agency performance.

• Account and Contact Management

• Activity and Workflow Management

• File Management

• Opportunity Management

• Policy Management

• Commission Tracking

• Agency Insights Reporting

Featured Products

 miEdge™

 Broker Briefcase P&C Edition

 Broker Briefcase Benefits Edition

 Zywave CPQ

 Brokerage Builder

Client Cloud - Many agencies claim to offer superior customer service, but what additional resources and tools do they truly provide? To deliver a high-impact customer experience, offer your clients the centralized tools and content they need to solve their business’s unique pain points. Better Serve Your Clients and Your Bottom Line. Your clients want more than an insurance policy they want a trusted advisor. Discover consulting and fee-based service opportunities by providing your clients the self-service resources and tools they need to stay compliant, manage risk and build a better workforce.

Compliance & Risk Management - Prove your worth as a trusted advisor by helping your clients navigate the complex world of compliance and risk management. Provide them access to tools and a content library to help them maintain compliance and avoid potential penalties.

• Content Library

• Compliance Apps

• Notices

• Benefit Document Builder

• OSHA Log

Employer Self-Service Portal - Provide clients access to an online portal to create a one-stop shop for all the content, tools and resources they need.

• 24/7 Access

• Mobile-Friendly

• Customizable to your brand

Learning Management System (LMS) -Exceed expectations by offering clients a learning management system (LMS) that can be customized to meet their unique business needs.

• Extensive Course Catalog

• Mobile-Friendly

• Customizable to your brand

People Management -Extend your value by offering your clients tools centered around their biggest investment their employees. Provide them with the HR Apps and resources they need to do their jobs more effectively, along with access to a team of experienced HR professionals who are ready to answer their pressing business questions.

• HR Apps

• HR Hotline

• Employee Handbook Builder

Enrollment & Onboarding - Become an essential part of your clients’ benefits enrollment process. Instantly create, manage and store enrollment booklets that are customized with your colors, logos and fonts.

• Enrollment Booklet Builder

Client Cloud for Commercial Lines - Better serve your clients & your bottom line by providing added tools and resources.

Client Self-Service Portal

• Put more time back in your day by allowing your clients to self-serve and find answers and information with on-demand resources.

• Attorney-backed resources you can feel confident in with content specific to OSHA, COBRA and more

• Built within an intuitive and easy-to-use platform that allows you to customize the portal experience for each of your clients.

People Management

• Streamline workflows by providing your clients with the applications and resources they need to effectively keep their employees safe and engaged.

• Provide your clients an on-demand service to answer key questions and reduce their administrative burden.

• Help your clients build custom employee handbooks in minutes, regardless of location or company details.

Compliance & Risk Management

• Showcase expertise by accessing foundational content around HR, state laws, recruitment and hiring, discipline and termination, health care reform, safety and wellness, and more.

• Help clients mitigate their exposures and promote compliance by leveraging tools that automate required reports and forms.

• Your clients can easily track incidents, store data and generate OSHA-compliant reports.

Learning Management System (LMS)

• Extensive course catalog that is continually reviewed, updated and expanded with hundreds of courses in categories like Workplace Harassment & Violence, Chemical & Environmental Safety, OSHA Compliance and more

• Track and meet compliance standards for government-mandated training requirements with robust reporting that ensures employees are engaged.

• Administrative portals built specifically for brokers and employers that allow for quick set-up and the provisioning of courses and the ability to brand to your organization.

Featured Products

 HR Connection

 MyWave Client Portal

 Wrap360™

 HR Hotline

 Zywave Learning

Content Cloud -Content is golden. Specialized material for compliance, cyber liability, employee benefits, human resources, or risk management can help brokers thrive. Harness the power of employee benefits content to drive growth through engagement and education. Specialized material for compliance, cyber liability, employee benefits, human resources, or risk management can help brokers thrive. Carefully crafted, attorneyvetted resources can help engage your clients, maximize the value they receive from your services, and improve their outcomes – all while boosting your organization’s name and reputation. This solution is backed by the industry’s most expansive content library. And it's designed to deliver branded materials to your customer with ease. Content Cloud puts the power of content in your hands.

Educate - Demonstrate your expertise with targeted content and your own agency materials, allowing you to organize everything you need, in one easy-to-use platform.

Consult - Showcase knowledge across all the markets you serve with the largest customizable content library available and distinguish your brand from the competition.

Integrate - Set your agency up for success with an integrated content solution that delivers content the way you want, in the systems you already use.

Content Library

• Trusted compliance guidance on everything relating to ERISA, DOL, ACA, FMLA and COBRA

• Comprehensive HR resources that offer insights to your employee benefits clients into everything from hiring and onboarding to offboarding and terminations

• Promote a greater understanding of open enrollment, benefit plan options and other key employee benefits topics

• Create a culture of health and wellness with a dynamic collection of resources.

• Help clients better communicate with their employees about open enrollment and benefits plans

Content Delivery

• Get instant content recommendations based on specific account information

• Access pre-made Zywave content groups based on the most popular topics and tag your favorite resources and store them in one convenient location.

• Reach a greater audience with the ability to instantly share content to your social media platforms.

Content Management System (CMS)

• Keep your agency content organized by tailoring the way you access and interact with it

• Grow your business and stand out from the competition with the ability to easily brand your content.

• Mold your agency content or other content into your existing processes with administrative controls and features to help you manage how and where your resources are used.

Expansive Content Library - Empower your team with the industry’s largest library of resources. Complete with videos, guides, checklists and more, there is a solution for every compliance, cyber liability, employee benefits, human resources, or risk management concern - and much more.

• Smart content delivery: Dynamically recommend resources for specific clients based on their unique account data. Ensure you're providing the most relevant, accurate content.

• Content groups & topics: Search for content based on such specific subjects as industry and line of business to find the most relevant resources for your unique customers.

Flexible Delivery

• Third-Party Content Integrations: Access content in the software solutions you already use to increase utilization and efficiency. Automatically display content in your existing CRM systems and discover the most relevant resources based on specific account data.

• Social sharing: Reach a greater audience by instantly sharing content on LinkedIn and Facebook. Expand your social media presence, enhance content awareness, and easily track and measure engagement.

Customizable Content

• Content customization: Make Zywave’s content your own with the ability to globally or individually customize content to reflect your unique colors, logos, and brand.

• Administrative tools: Keep your content organized, accurate, and easily accessible with a comprehensive set of administrative tools - including dynamic folder structures, bulk content upload, and more.

Featured Products

 Broker Briefcase Benefits Edition

 Broker Briefcase P&C Edition

Analytics Cloud - Become a strategic business consultant for your clients, not just your top clients. Show them how invested you are in the success of their business by highlighting your agency's analytics capabilities and delivering targeted, cost-saving advice by leveraging powerful reporting and analytical tools. Drive growth and help clients control rising health care costs with data claims analysis. Highlight your agency’s analytics capabilities and deliver targeted, cost-saving advice by leveraging powerful reporting and analytical tools.

Identify

• Uncover hidden health care costs and educate your clients on the right coverage.

• Show data to help clients stay competitive in their industry.

• Pinpoint cost drivers and developing strategic recommendations

Implement

• Model potential plan design changes to showcase your value and knowledge as a trusted advisor.

• Deliver targeted cost-saving solutions for your client.

Features + Benefits

Identify Health Plan Cost Drivers - Benchmark your group’s medical and prescription utilization and costs against one of the largest normative data sets in the country. Use our advanced analytics to illuminate potential problem areas.

Take the Fear Out of Data Analysis - Stop wasting time with spreadsheets. With the interactive dashboards and reporting within Decision Master® Warehouse and PlanAdvisor®, you can quickly get to the who, why, where, what and when, allowing you to deliver targeted, cost-saving strategies and helpful insight into choosing a plan.

Help Employees Get More Out of Their Healthcare Dollars - Open enrollment can be a confusing time for employees. Help your clients’ employees better understand their health care options by providing them with our Plan Selector tool so that they can make wiser decisions during enrollment time.

Comprehensive Benchmarking - Show your clients how their health plans match up by region and industry. Explore more than 60 categories, including total health plan costs, inpatient and outpatient claims, ER utilization and more. Identify gaps in their health plans to help them compete for and retain top talent.

Renewal Estimator - Calculate projected health plan renewal costs based on trend, midpoint and large claim information. Use this data to ensure clients get a fair renewal quote and effectively budget for future expenses.

Customizable Reporting - Once your analysis is complete, easily create branded, custom client reports. Showcase your value by providing strategic plans with multi-year or multi-location reporting to help clients better understand how to manage their health care costs.

Analytics Cloud for Commercial Lines - Claims and loss analysis made easy to drive value.

ModMaster

• Engage your clients and prospects with reports that blend workers’ compensation education and information specific to them.

• Communicate the mod, minimum mod, controllable mod and associated premium.

• Create custom report packages branded to your organization, delivering value and achievable savings through loss control.

Cyber OverVue

• Leverage proprietary cyber loss data to facilitate effective, data-driven decision-making.

• Create a holistic view of an organization’s cyber risk, combining insights from its historical loss experience

• Forecast potential scenarios and how they could impact your client or prospect.

Loss Insight

• Leverage comprehensive data on historical loss activity across sectors.

• Model large loss scenarios to illustrate specialized coverage needs.

• Offer coverage options with limits that reflect risk prevalence

Ready to take the next step?

Speak with a revenue generation expert to learn ways you can increase productivity, achieve profitable growth, and delight your customers.

www.zywave.com

Features as indicated are believed to be true and correct via current information obtained from the internet or vendor and are subject to change without notification.

Business

Consultants provide expert advice.

Business Consultants

Business consulting is important for insurance agencies in the ever-evolving landscape of the insurance industry. Staying ahead of the curve is essential for success. As insurance agencies strive to navigate complex regulations, dynamic customer expectations, and advancements in technology, the role of consulting firms becomes increasingly vital. Consultants help agents assess their insurance needs, identify risks, and select the best solutions to handle the risks. Insurance consulting firms help develop digital strategies using data analytics, artificial intelligence, and machine learning to improve underwriting processes and streamline operations. Consultants empower agents to thrive in the insurance landscape by providing strategic guidance, fostering innovation, and offering continuous support. The main benefits of using a top-notch insurance agency consultant include their depth of knowledge, access to the latest trends and tools, and the ability to draw from successful practices of clients similar to and outside of the agency's industry

Services typically provided to insurance agencies:

• Systems utilization

• Agency operations

• Virtual operations management

• Accounting

• Procedure manual writing and review

• Risk management

• Digital transformation

• Regulatory compliance

• Sales Strategy and Implementation

• Technology Solutions and Integration

• Tax and audit.

The benefits of working with a consulting firm are compelling. From cultivating a deep understanding of business goals to ensuring seamless integration and fostering a long-term relationship, the advantages of partnership are undeniable. In an industry where adaptability and strategic innovation are paramount, the power of a singular consulting firm can drive insurance agencies toward sustainable growth and enduring success.

Serving Independent Insurance Agencies

AgencyCFO™ Program is a virtual, fractional, and customizable CFO service uniquely developed for independent insurance agencies of all sizes. The entire AgencyCFO™ team of experts bring independent insurance agencies of any size an incredible array of financial, growth and organizational expertise. Your agency will have an expert, strategic guide towards higher growth, profit, and value. No longer do you have to go it alone – AgencyCFO™ is here to offer the lens of financial clarity you need!

How does AgencyCFO work?

The vast majority of Independent Insurance Agencies can’t justify a full-time CFO, yet they still need strategic financial support. Being a business owner in today’s world can be a lonely place to be. The weight of responsibilities along with the pressures of growth create conflicting priorities. All too often, working ON the business suffers.

AgencyCFO™ is the solution you’ve been looking for to fill the financial gap in your agency.

• Virtual - Any place, anywhere.

• Fractional - A full-time CFO is no longer the only option!

• Scalable - Services adjust in tandem with agency’s growth!

• Customizable - Uniqueness and complexity are embraced!

What Makes AgencyCFO different and the right fit for me?

Through their proprietary approach, the AgencyCFO™ Trust Experience leads Independent Insurance Agencies to:

• Greater Growth

• Which boosts Profitability

• And therefore, grows the valuation of the agency. It’s your asset after all!

• We provide visibility into the story behind your numbers.

• Ultimately, we make agency owners feel safe. Our team of experts have developed the infrastructure to refine, monitor and scale your agency’s financial trajectory.

The AgencyCFO™ Trust Experience:

• Custom Financial Model (built annually, updated monthly)

• Monthly Accounting Cadence

• AgencyCFO™ Expert Guidance

• AgencyCFO™ Strategic Toolbox

• And most importantly, reducing ‘Noise’ aka you finally can sleep at night!

Are you an AgencyCFO Ideal Client?

 Business Type: Independently Owned Insurance Agency

 Progressive: Strives for improvement

 Growth Minded: Not satisfied with the status quo

 Tactically Strong: Accounting up to date and ready to roll

 Visionary: Sees the value of being open to a bigger picture perspective

FINANCIAL MASTERY™ Package

Going it alone doesn’t cut it anymore in this incredibly complex world. All too often, agency owners face key decisions without a true picture of the FINANCIAL IMPACT their decision actually makes. Just as frequently, they lose their strategic edge due to the constant focus on tactical (bookkeeping) and taxes (CPA) for the agency. What’s needed to fill the strategic gap? An expert CFO in the world of independent insurance agencies. Agencies in this package will receive:

• Introductory AgencyCFO™Assessment

• Monthly Earnings and Strategic Calls

• Annual Financial Plans with Budgeted Metrics

• Benchmarking Analysis with ongoing updates

• Monthly Results presented in the custom AgencyCFO™Financial Report

• Strategic Project Work utilizing the AgencyCFO Toolbox™in areas such as Compensation Plans, Growth and Vision Tools, Pro-forma Development, and the list continues with the latest AgencyCFO™ custom solutions!

• Unlimited access to guidance from the entire team of experts.

THE BOOK

Are you ready to lead yourself to your ideal future? Get “Changing Your Equation,” written by Roe and Don Polczynski. As experts in personal leadership, they can help you make the changes you need to succeed in your career – and in your life in general.

Shining the light to a new level of success for your agency

Angela Adams Consulting™ is the premier resource for independent agencies providing advice, custom solutions, and remote services related to front and back-office insurance agency operations specializing in CSR, Accounting, Training, and Consulting services for Independent Insurance Agents. Trusted Customized Solutions, Real-World Approach, utilizing a strategic and practical approach, to achieve real results that increase productivity at every level. Whether it is short term assistance or a long-term partner – Angela Adams Consulting is the best solution!

Insurance Accounting Services - Angela Adams Consulting introduced the concept of virtual accounting and now offer a robust a-la-carte menu of services designed to meet the temporary or ongoing needs of agencies all over the country.

Virtual CFO - We provide confidence to agency owners that agency financial functions are well managed, reports are accurate and meaningful, and the appropriate measures are in place to ensure quality accounting.

Bookkeeping - As the premier provider of monthly accounting services, they offer a robust, ala-carte menu with a variety of services that meet the needs of insurance agencies all over the country.

Staff Assessments - Accounting professionals have years of real-world experience with insurance accounting and are extremely proficient in helping agencies better leverage their software for their accounting needs. We will review staff workflows and existing procedures providing suggestions for improved efficiency and accuracy!

Financial Analysts - Our team of insurance agency accounting professionals are able to go beyond bookkeeping to provide reports and analysis critical to making confident and sound decisions when running your agency.

Short Term Assignments - Short staffed? Let them help you when you need it the most, allowing you to stay focused on your goals and objectives and make the best strategic decisions for your agency.

Report Card - Make sure you are protected against inefficiencies and costly time-consuming processes! Save time and money by aligning your accounting processes and procedures with industry experts.

20 Hour New Hire Training - Provided by accounting and software experts, our quality training adheres to your agency’s procedures without burdening existing staff – and ensures new hires are ready to hit the ground running!

Special Projects – Eliminate problems fast! They are there to help your agency with any special projects such as Cleanup and Backlog, Disaster Recovery Claims Handling & assisting with Data Entry during management system conversions.

Advisory Services - The strength of our talented team of consultants is the combined proficiency in every aspect of the insurance industry, including the following: accounting, strategic planning, creating marketing strategies, designing incentive programs, developing procedure manuals, goal setting, and custom proposals. Our agency advisory services include software and process implementation, system utilization reviews, and workflow analysis.

Coaching - Help you make the agency of your dreams a reality. By encouraging agency owners to stay focused on their goals and providing guidance, when necessary, helps them unlock their full potential.

Consulting - Experienced team will help you chart a roadmap for success, capitalizing on the combined strength of your agency’s team and technology.

Training - Ensures your staff maximizes the benefits of its management system. Having worked with hundreds of agencies, their team knows how your software works, and how to increase your team’s efficiency!

Virtual Operations Management - Remotely manage service staff, allowing owners to focus on growth. Also provide meaningful analysis of behind-the-scenes operations so that you can make the best strategic decisions for your agency.

Virtual HR - Team provides remote HR assistance for agencies that do not need full time HR management. Can produce employee handbooks and manuals, help with recruiting top talent, provide expert advice on delicate personnel matters, and assist with payroll functions.

Lighthouse Academy - Provide online, on-demand, agency-specific training on operations, software capabilities, and more – plus, access to hundreds of business skills courses including the Microsoft Office suite. Offer the training you need – when you need it!

Insurance Agency Consulting - Consultants provide expert advice and guidance based on an unmatched ability to understand the inner workings of agency operations and the power of agency management software.

There is no overhead, no minimums, no set-up costs, no interviews, no personnel files, no paid breaks… just quality work when you need it, from a firm you can trust.

NOTE: Visit the vendor or their website for additional features, details and pricing.

www.angelaadamsconsulting.com

Your Insurance Agency's Trusted Technology Partner

Archway® Computer is a premier IT support company that specializes in providing cutting-edge technology services for independent insurance agencies of all shapes and sizes. We understand that in today’s fast-paced and technology-driven world, having reliable IT support is crucial for the success of your agency. Archway Computer prides itself on providing affordable and expert IT services specifically tailored for insurance agencies. Our comprehensive service offering includes the installation, maintenance, and optimization of all insurance software programs, ensuring your systems run smoothly and efficiently.

Technology Services - Archway Computer is equipped to manage any request in your IT environment. Their proactive strategy is designed to preemptively address IT issues before they have a chance to adversely affect your agency.

24/7 Remote Help Desk - A support service that provides continuous IT assistance, anytime and anywhere. Help Desk is staffed by a team of experienced IT engineers and technical staff who are available 24/7/365 to provide immediate support and resolve any IT challenges your agency may face. Whether it’s a simple question or a complex technical issue and team is always on hand to provide prompt and professional assistance.

IT Security & Compliance - Team of certified experts is dedicated to ensuring that your insurance agency remains fully compliant with the New York Cyber Regulation Laws and other cybersecurity regulations relevant to your business. These regulations encompass standards for industry compliance, consumer data protection, cybersecurity controls, and timely reporting of cybersecurity events.

Technology Consulting - Offering completely independent advice. Unlike other consulting firms, they don’t sell hardware, software, or phone systems. This means recommendations are solely focused on what benefits your agency the most, ensuring you get the best value for your investment. Team of specialists knows the ins and outs of insurance technology and is dedicated to helping you leverage it to its fullest potential.

Virus and Spam Protection - Investing in proactive protection not only safeguards your sensitive data but also ensures uninterrupted business operations. Cyber-attacks can lead to significant downtime, loss of sensitive information, and even legal ramifications. By taking preventive measures, you can avoid these costly disruptions and focus on what matters most: growing your business.

Cloud Solutions - A well-planned, smooth migration to the cloud will transform how your business operates. The cloud provides great value, is cost-effective, and makes your operations more secure, mobile, flexible, and competitive. Experts will ensure things run smoothly for every step of the transition process and beyond. As a result, your employees will have access to files and applications anywhere in the world.

Backup & Disaster Recovery Services - Services go beyond mere support; proactive and comprehensive assistance tailored to the specific challenges encountered by independent insurance agencies. A deep understanding of the unique threats and vulnerabilities that agencies face in the ever-evolving cybersecurity landscape. Proactive approach means that we work diligently to anticipate potential problems before they manifest.

NOTE: Visit the vendor or their website for additional features, details and pricing.

Digital Marketing Services

- Having a strong online presence isn’t just nice to have it’s a must-have for insurance agencies. A full suite of digital marketing solutions from SEO to Google Ads, Social Media Management, and beyond designed to give your agency that 360-degree edge to boost your online success.

Insurance Agency Financials and Marketing Done Right

Club Capital® is dedicated to empowering small businesses and non-profits to achieve their utmost potential. The mission is to drive growth in top-line revenue and enhance bottom-line profits, enabling you to take control of your business and not let it control you. provides monthly accounting, tax, CFO, and *marketing services for Insurance Agencies. Designed from the ground up to be much more than your run-of-the-mill CPA firm. They handle clients personal and business taxes, but emphasize the need for monthly financials, peer comparison, payroll, HR, and benefits support all managed by a single team. Not just a singular service, but a strategic advantage to help your business grow.

What Club Capital cares about most

 Results - Results are a key metric for the performance of both our company and our customers. Naturally, we let it drive our work.

 Grit - Never give up. Never settle. No problem too large. Easy as that. Ecstatic customers - Happy customers = Thriving business, We want the Club Capital experience to be as smooth and painfree as possible.

 Curiosity - What good is a static service? By consistently reviewing and modifying our knowledge base, we aim to improve our services and better meet our customers’ similarly evolving needs.

 Radical transparency - You see what we see. It’s easier to hold yourself accountable when everyone is on the same page.

• Monthly Accounting - Take away the guesswork and empower your insurance agency with monthly financial reports and quarterly meetings designed with your dedicated account manager to help your business achieve your goals.

• Industry-Specific Tax Services - Club Capital’s tax services help insurance agencies navigate complex compliance regulations, prepare and file tax returns, and avoid costly penalties. With experience and knowledge in insurance agency taxes, our team can ensure your business maximizes tax benefits.

• CFO Services - Should you hire another team member? Should you invest more in ads? Will my business have enough to survive a down season? Should my business purchase a new office or vehicle? As insurance agency owners, these are questions you ask yourself every day, and our CFO Services will help you determine how these decisions will impact your Club’s future success.

• Peer Benchmarking - Only Club Capital compares your insurance agency’s financials to other agents around the country based on tenure, revenue, entity type, and region. These unrivaled insights help you evaluate business decisions based on peer groups. Imagine data from the largest “Study Group” in the country!

• Marketing* - Club Capital specializes in marketing Insurance agencies through SEO, PPC, social media, and more. In-depth knowledge of the insurance industry enables them to craft campaigns that resonate with your local community. They undersatnd the insurance ;landscape and can translate your value into compeling, click-worthy content. Contact them to discover how we can increase your lead flow!

*At this time, our marketing services exclusively serve State Farm agencies.

Why Insurance Agencies Choose Club Capital

• Personal 1-on-1 Support - Get fast, responsive service from your dedicated Account Manager. Coupled with our tax team or CFO Advisors, we know your insurance agency and your financials better than anyone.

• Industry-Benchmarked Reporting - Your monthly and quarterly reports include key financial metric dashboards compared to your own targets as well as all the other businesses within your industry that we work with.

• Expertise In Insurance – They are NOT a public accounting firm. They work solely within 3 industries: insurance, youth sports, and fitness franchises. This allows them to focus on helping insurance agency owners grow theri business faster with industry-specific accounting, tax, CFO, and marketing services.

NOTE: Visit the vendor or their website for additional features, details and pricing.

your top line, manage your bottom line

Your agency’s success comes first

Premier Strategy Box™ exists to help revenue-focused insurance agencies with the proven processes and frameworks you need to achieve the organic growth you know is possible. Every insurance agency has the potential to be extraordinary. Achieving that potential requires more than just ambition it takes strategy, alignment, and the right systems to thrive in a competitive landscape. Empowering agencies to move from good to exceptional by providing the tools, strategies, and alignment they need to thrive—not just in today’s world but in tomorrow’s as well.

• Empowering Agencies - Every agency is unique, and so are its challenges. We are passionate about helping agencies overcome obstacles, unlock potential, and build a future they’re proud of.

• Focusing on People - Agencies aren’t built on processes or technology they’re built on people. From your team to your customers, we believe putting people first creates the foundation for lasting success.

• Delivering Results - Big ideas mean nothing without execution. We focus on measurable, scalable outcomes that redefine what success looks like for your agency.

Built for the Modern Agency

Premier 360 is your ultimate solution, designed to meet the challenges of today while preparing your agency for the opportunities of tomorrow. This isn’t about doing more; it’s about doing what matters. Premier 360 aligns your team, streamlines your processes, and equips you with the tools to attract top talent, engage modern customers, and dominate your market. The future of your agency starts here.

Core pillars of Premier 360

• RevOps - Revolutionize Revenue. Maximize Growth - Align your sales, marketing, and service teams under one powerful strategy. RevOps transforms chaos into consistency by standardizing your revenue-generating processes. The result? Scalable growth that feels effortless and unstoppable.

• SalesOps - Turn Leads Into Clients. Clients Into Champions - SalesOps optimizes every stage of your sales process, integrating social and digital selling strategies to connect with customers where they are. From refining lead generation to mastering CRM tools, we empower your team to sell smarter, faster, and more effectively in a digital-first world.

• AlignHR - Build Teams That Win. Cultures That Thrive - Your agency’s success starts with its people. AlignHR dives deep into your culture, HR policies, and finances to create a rocksolid foundation. Motivate your team, strengthen your culture, and align your goals for an unstoppable agency.

• AutomationOps - Automate Everything. Focus on What Matters - Say goodbye to repetitive tasks and hello to a streamlined agency. AutomationOps leverages cutting-edge technology to eliminate inefficiencies, free up your team’s time, and let you focus on strategy, relationships, and big-picture growth. It's not just automation it’s liberation.

• Bridge to Commercial -Expand Boldly. Own the Commercial Space - Ready to level up? Bridge to Commercial helps you seamlessly transition from personal to commercial lines. With expert guidance, proven processes, and team training, you’ll diversify your offerings, expand your market, and dominate the commercial landscape.

SalesOps

An award-winning sales process that will increase your revenue. Say goodbye to disappearing prospects and frustrated sales producers, and say hello to revenue with a battle-tested insurance sales playbook

SalesOps is broken down into six key phases.

Identify your Ideal Client - When you have a clear, well-defined client in mind, it becomes much easier to focus your marketing (and your sales efforts) more effectively.

Uncovering Pain - Why does anyone make a purchase? To remove pain. Learn how to go beyond the surface to solve the pain puzzle of your ideal-fit prospects.

Confirm Understanding - In this pre-close stage, you demonstrate understanding and empathy, validate your abilities to get results, ask for business, and confirm buy-in.

Permission to Move Forward - Never assume you have permission to move forward, always ask. This includes stating what’s needed and setting a presentation date.

Presentation - The most powerful and effective sales presentations are actual presentations that focus on pain points – not boiler-plate carrier quote proposals.

Final Close - To bring a sale home, ask questions, address pain points, confirm their understanding of what’s offered, and proactively solicit questions.

How the SalesOps program works - Your SalesOps program will be deeply customized to your insurance agency’s unique sales goals and challenges. A typical SalesOps program begins with a 60-day bootcamp phase, which is then followed by Producer Accountability through the first year.

AutomationOps

Tailored AutomationOps was built BY Independent Agents, FOR Independent Agents! Transform Your Insurance Agency with Cutting-Edge Automation Solutions to revolutionize your agency. Take your agency from struggling with inefficiencies to thriving with seamless, automated processes.

What they Do!

• Implement systems and create tailored automation strategies that drive real growth and efficiency.

• Build relationships with clients and grow your business with cutting-edge systems like InsuredMine, Agency Zoom, and various management platforms.

• Streamline operations, making your agency more agile, responsive, and profitable.

• Expertise ensures that every solution is tailored to your specific needs, delivering maximum value without overwhelming your team.

Who is it for?

• Do you feel overwhelmed by the administrative burden that prevents you from focusing on growth?

• Are your teams struggling to adapt, leading to frustration and inefficiency?

• Do you have challenges with inefficiency, lack of personalization, and slow tech adoption.?

What Results Will You Get?

• Enhanced Efficiency: By automating repetitive tasks, your team can focus on high-impact activities, increasing overall productivity and reducing errors.

• Improved Client Relationships: Effective client tiering and personalized service improve client satisfaction and retention, driving long-term success.

• Streamlined Operations: Simplify your workflow with balanced automation, eliminating bottlenecks and optimizing processes for seamless performance.

• Increased Profitability: Automation reduces operational costs and enhances efficiency, directly impacting your bottom line. Agencies see significant improvements in revenue and client retention.

Simple pricing. Incredible service.

Make your life even easier today.

The Premier Institute

Leveraging the power of learning, development, & collaboration for insurance professionals. Investing in employee training increases profits by lowering expenses, which happens in the form of benefits like reduced turnover. Training also helps to increase revenue, which comes in the form of accelerated sales growth and higher productivity. Investing in your people is one of the best business decisions you could ever make.

Training can increase profits through a strategic process that aims to:

• Lower turnover rate

• Increase productivity

• Shorten the sales cycle

• Increase upsells and cross-sells

• Improve client retention

Unleashing

Potential, Unlocking Success

Dedicated to empowering insurance professionals with the knowledge, skills, and strategies needed to excel. Cutting-edge training programs are meticulously designed to foster industry leadership, personal growth, and dynamic work culture. Mission is to empower insurance professionals to reach their full potential and drive their agencies toward unprecedented success.

Producer Development - Focus areas include mastering prospecting techniques, leveraging social selling, utilizing video for sales, and implementing effective questioning strategies. Participants will also learn to overcome objections and close deals with confidence.

Account Manager Development - Topics include mental health strategies, time management, soft skills for customer interaction, cross-selling techniques, handling tough client conversations, and efficient book of business management.

Sales Mindset & Peak Performance - Enhanced strategies for achieving peak performance, time management, and maintaining a positive outlook through the ups and downs of the sales process. Designed to help you gain mental resilience, stay motivated, and maintain a proactive attitude

Modern Customer Experience - Elevate your agency’s customer experience with strategies designed for today’s market. This module covers personalized service, customer journey mapping, leveraging technology for seamless interactions, and building a customer-centric culture that enhances satisfaction and loyalty.

PL and CL Coverage Foundations - Unlock the core principles of Personal and Commercial Lines coverage with our comprehensive exploration into the world of risk management. Key topics include understanding coverage options, risk assessment, policy management, and best practices for selling and servicing both lines effectively.

Principal Productivity and Leadership - Designed for agency principals, this module focuses on enhancing leadership skills and boosting productivity. Key areas include creating a business plan, financial management, producer compensation strategies, building team culture, modern customer experience strategies, and leveraging automation for efficiency.

Rough Notes™ Company from the beginning, has been committed to serving insurance professionals with products and services of unmatched quality. Continues to empower independent agents and their business clients in an increasingly competitive marketplace. The Rough Notes Company products and solutions provide access to authoritative risk and insurance information that can be trusted. They pledge to continue to our tradition of listening to the needs of the insurance marketplace and innovate solutions that fulfill those needs.

AN RN Newsletter isn’t just a Buzz Word. It’s about you, the customer and our engagement with you. Rough Notes will continue to service the insurance ecosystem of independent agents, brokers and the carriers they represent.

We listened and now you can:

Identify Coverage Gaps in Efforts to Reduce E&O Client Exposures

Provide Excellent Client Experiences

Attract Organic Growth By Understanding “Niche” Market Expertise

Get Answers On-Demand On Any Modern Technical Device

The Insurance Marketplace - First published in 1963, The Insurance Marketplace is a national market directory of excess, surplus, specialty lines and industry services. It provides independent insurance agency professionals an easy and a useful way to find companies that offer insurance coverage and programs in more than 800 industry categories. The Insurance marketplace is also available online at no charge to all licensed agents.

RoughNotes-Pro - An essential go-to guide for insurance professionals to strengthen their property and casualty expertise on commercial, personal, and specialty lines coverages and concepts. It provides access to authoritative risk and insurance information that can be trusted.

Premium Financing

Premium Financing is a specialized lending option that provides individuals and businesses with the funds needed to cover the cost of insurance premiums. In the commercial insurance industry, providing clients with flexible payment solutions can set you apart from competitors and help foster stronger client relationships. By using this strategy, policyholders can avoid large upfront payments, manage cash flow more effectively, and potentially access tax benefits and asset protection strategies. The primary purpose of premium financing is to help policyholders manage their cash flow by spreading out the cost of insurance premiums over a longer period. This can be particularly beneficial for individuals and businesses with high-value insurance policies, such as life insurance or commercial insurance, where premiums can be expensive.

The key participants in premium financing include the policyholder, the insurance company, and the premium finance company. But when exploring premium financing solutions, not all providers are the same. Beyond evaluating rate, it is important to understand the company’s financing capabilities, restrictions and service standards.

Why Offer Premium Financing to Your Clients

• Increases Client Affordability - Commercial insurance premiums can be a significant expense, particularly for small to mid-sized businesses. Offering premium financing can make these essential policies more affordable by spreading out the cost over several months.

• Improves Client Retention - Clients are more likely to remain loyal to agents who provide flexible solutions that address their financial challenges. Clients appreciate having payment options that align with their budget, making it easier for them to stay insured year after year.

• Helps Clients Secure Comprehensive Coverage - Financing helps clients secure comprehensive coverage that protects them against all potential risks, ensuring they have the best protection possible without compromising due to cost concerns.

• Enhances Client Satisfaction - A flexible financing option increases client satisfaction by reducing the stress of managing large upfront costs, allowing clients to focus on their business operations without financial strain.

• Increases Business Opportunities - Businesses that might otherwise be hesitant to take on higher insurance premiums may be more willing to purchase policies when financing is an option. This opens up opportunities to sell more comprehensive policies, ultimately increasing your revenue.

Benefits for Insurance Agents

• Strengthens Client Relationships - By offering financing solutions, you position yourself as a trusted advisor who genuinely cares about the financial well-being of your clients.

• Differentiates Your Services - In a competitive marketplace, providing premium financing sets you apart from agents who don’t offer this added value. It gives clients a reason to choose you over competitors.

• Streamlines Payment Collection - When clients finance their premiums, the premium finance company typically handles the collection of payments. This reduces the administrative burden on your agency, freeing up your time for other important tasks like client outreach and policy servicing.

Service as unique as a two-dollar bill

Capital Premium Financing™ provides financing for insurance premiums paid by commercial enterprises. CPF has an excellent reputation for service, product innovation and is recognized as a leader in service and trusted partner in the premium finance loan industry and complies with all laws, regulations, and contractual obligations that pertain to their company. The founder continues to manage the day-to-day operations in conjunction with a highly qualified team of professional financial managers comprising combined commercial banking, investment portfolio management, and financial institution regulatory experience of over 150 years.

Benefits

• Increased Revenue – With exclusive profit-sharing programs, financing insurance premiums has never been so profitable.

• Lower Cancellations – With exclusive cancellation prevention programs, financing insurance premiums has never been so efficient.

• Unique Service – With an exclusive service set and one point of contact, financing insurance premiums has never been so simple.

Features

Grow your agency’s revenue?

• Commissions (not available in every state)

• Contract Funding™ - additional revenue without affecting the insured’s APR.

• AFP FlexPlan™ profit sharing – revenue rate based on prime, interest compounded monthly, full liquidity and monthly statements.

• AFP MaxPlan™ profit sharing - agency shares portfolio return, detailed monthly statements, annual contribution, and quarterly withdrawal options.

 15-day pre-due date monthly bill

 10-day post due date notice of intent to cancel

 10-day, 5-day, 3-day pre-cancellation calls to insured

 3-day notice of intent to cancel fax/email to agency

Looking for better service?

• One point of contact

• Online Quoting

• Phone (live help on quotes)

• *Text notifications on Past Due/ Intent to Cancel/Cancel

• Quote Integration w/ Agency Management Systems

Agency service “your way.”

 Phone (live help on quotes)

 Email (forward your quote from market)

 Online Quotes

 ESignatures

NOTE: Visit the vendor or their website for additional features and details.

Premium Finance. Simplified.

FIRST offers features and services that make them different. At first look, premium finance companies may all seem alike. But, beyond competitive rates and terms, Industry-leading paperless process that’s easy for you and your insureds JUST ASK! policy with flexibility to create custom solutions for your clients. Value-added features to increase your competitive edge Workflow efficiencies, including team training. Financial analysis team for reporting and insights Customized agency rewards to meet your business goals.

How First Helps

Innovative Solutions - Iinsureds/clients are looking for payment options that are easy and convenient. But, how do you balance their demand with your workflow and workforce? Payment and Insurtech Solutions team pulls together our internal experts in operations, technology, and client success to offer you a customized solution to meet your business needs.

Insurance Agents - Offer a premium finance option with every insurance policy you quote

Carriers, MGAs, Program Administrators & Captives - Maximize choice for your insureds with our custom billing and payment solutions

Insurtech Solutions For Your Website - We can integrate with your platform at the point of sale to provide pay-in-full and installment payment options online

How Premium Finance Works for the Agency

The Insured Purchases Policy - The insured decides to purchase insurance policies through your agency

The Agent Gets a Quote - The agent enters basic policy details into FIRST’s online system and receives a quote with payment terms to offer the insured

The Insured Agrees to Finance their Premium - The insured reads and signs the premium finance agreement

FIRST Provides the Funding - FIRST provides the funding to pay the premium for the policy to the insurance company

The Insured Makes Installment Payments - The insured pays installment payments to FIRST and enjoys the ability to use their capital for other business priorities

FOR AGENTS

• Provide payment options that increase cash flow for your insureds

• Offer services your competitors are not

• Receive client commission upfront

• Generate additional agency revenue

• Reduce client receivables and hassle: we handle billing and collections

• Consolidate and transmit all client funding from one source

BENEFITS FOR INSUREDS

• Preserve capital for other business opportunities and priorities

• Keep credit line(s) open

• Earn more on retained capital by not paying insurance premium upfront

• Enjoy flexible and convenient payment options

• Make one installment payment

• Afford additional insurance coverage

• Rest assured with fixed rate and payments for loan term

NOTE: Visit the vendor or their website for additional features and details.

One Platform for Premium Finance Payments

IPFS® helps you generate revenue, automate processes, and provide great service to your insureds. A one-stop source for premium financing paired with easy-to-use, time-saving solutions for insureds. Flexible online payment options, secure eSignature and document delivery, cancellation avoidance alerts and custombranded products and services. IPFS strives to create competitive advantages for customers. Solutions help agents and insurance providers offer customers improved cash flow and a streamlined payment process - all in One Platform.

Premium Financing

Premium financing offers business owners the ability to alleviate the financial burden associated with paying a lump sum for their insurance premium, opening the door for insurance agents to reach a broader audience with specific insurance needs.

Financing Solutions - From immediate commission collection, superior account receivable ratios, and reduced billing expenses to enhanced service for your customers and the opportunity for increased annual income, the value of working with IPFS is endless. While premium finance programs rely on a range of variables, we may be able to offer financing for fully earned policies, audits, bonds, and retrospective-rated policies.

Sample terms for commercial policy financing might be:

25% down and 9 monthly payments or

15% down and 10 monthly payments

IPFS for Agents

How can IPFS work for you - Sell more insurance and improve your bottom line with premium financing, payments, and other solutions designed to streamline operations, shorten the sales cycle, and enhance the entire customer experience. Insurance providers that offer premium financing and payments from IPFS can:

Increase opportunities to sell more insurance policies and generate revenue.

Reduce policy cancellations by offering financing with automatic installment payments.

Provide better service and simplify the entire experience for insureds.

IPFS is right for you if:

You need a partner to help you automate operational processes and reduce manual intervention.

Your goals are to sell more policies and increase revenue while improving the customer experience with digital-first solutions.

You want to work with a company that provides unrivaled customer service combined with the latest technologies in premium financing and payments.

ONE Platform that meets all your needs

Offering insurance doesn't have to be complicated. Not when you leverage the power of ONE digital platform designed to work seamlessly with your management system.

Premium Finance -As a privately held company with a national network, we provide faster, more customized solutions for insurance agents, carriers, and wholesalers than other providers.

Payment Solutions - IPFS Payments Powered by AndDone enables your insureds the flexibility of choice. Payments can be financed, remitted in full, or over time with any time payments.

Secure eSignature - Our convenient electronic signature options digitize the submission process, allowing you to decrease turnaround time, reduce paperwork, and reach your customers wherever they are.

Document Delivery - Shorten sales cycle by combining document distribution, electronic signatures, and payment options into a single link for insureds.

IPFS QuoteLink® - A turnkey solution for a simple way to pass information from your management system to IPFS. Setup is quick and easy! Integrations: AppliedEPIC, AppliedTAM/TAM Online, Vertafore AMS360, Vertafore AIM, Vertafore Sagitta, NowCerts, Jenesis Classic, and JenesisNOW.

IPFS® combines superior technology and more than 40 years of legendary Customer service to provide a seamless premium finance experience and believes that legendary customer service means serving as an indispensable partner to their valued customers, rather than just a vendor.

NOTE: Visit the vendor or their website for additional features and details.

Perpetuation, Mergers & Acquisitions

Perpetuation

Every successful independent insurance agency will eventually be sold, merged or handed off to a successor.

Proactive perpetuation planning is about making sure that the agency’s future is protected, no matter what succession path is taken. It’s about aligning priorities, ensuring valuations are maximized, and that a plan is put in place that allows an agency’s legacy to continue on in a way that is beneficial for employees, for customers, and for everyone with a current or former ownership stake.

As more agency owners approach retirement and M&A plays an increasingly important role in the industry, strategic perpetuation planning is also becoming increasingly important for both individual agencies and for the overall health of the independent agency system.

Most agencies have some sort of perpetuation plan in place. Nearly 70% of agency principals said they have a plan for who will take over the business. The most common perpetuation plan is for children or family members to take over the agency – 42% of principals who expect an ownership change in the next five years are planning for a family member to take over.

Other perpetuation plans differ depending on the size of the agency. Agencies with more than seven employees are most likely to plan for other principals to buy out a departing owner or principal’s interest. Agencies with fewer than seven employees are more likely to consider selling to an outside party.

However, there is disconnect between how agencies plan to perpetuate and the reality of how people become agency owners. Even if you don’t fit a traditional lender’s tight credit requirements, or you need to move faster than traditional loan processes, want more flexibility in terms, or require a unique funding structure, it all starts with a no-pressure conversation with a Lending Advisor.

Mergers & Acquisitions

The merger & acquisition environment is at an all-time high. There are many factors that make Insurance agencies great investments, including: low interest rates, high retention rates and the increase of private equity in the industry. Multiples for well-run agencies are at an all-time high.

The Mergers & Acquisition Process

Considering selling or acquiring and agency? There are many factors to consider making a well-informed and sound business decision.

Step

1: Define Goals

- When you are contemplating a growth by acquisition strategy, selling your agency externally or transitioning the ownership of your agency internally, it is important for buyers and sellers to define their goals. There are many reasons that an agency owner wants to acquire or sell and knowing what is most important to you will help you define the path you want to take.

Common Reasons to Acquire

• Economies of scale

• Growth (much faster than organic growth)

• Part of your succession plan (buy bench strength)

• Part of another partner's succession plan

• Geographic expansion

• The opportunity fell in your lap

Step 2: Prepare

• Know the terms - There are several terms like merger, asset purchase, book purchase, buy/sell agreement, earnout, multiples, Automatic ERP, ERP (Tail), EBITA and many others that are used when talking about mergers and acquisitions. Having a solid understanding of these terms is important to reduce confusion and make sure that everyone is on the same page.

• Develop your Team - Make sure that you have access to the right advice as you move through the process. For many, their agency is their biggest asset, so it is important that you are well-informed throughout the process. Your deal team should include a valuation expert, CPA/tax expert, lawyer and lender. It is important that these experts be well versed and experienced in the independent insurance industry.

Step 3: Conduct Due Diligence - Once you have found a prospective agency to buy, or a potential successor or buyer for your agency, it's time to conduct due diligence. You should act like a real investigator during this process. Your priorities will drive your decision about the potential opportunities. Prior to engaging in any conversation or exchanging any information sharing any information, you must execute a Non-Disclosure Agreement (NDA).

Step 4: Write a Letter of Intent & Negotiate the Deal - Put a Letter of Intent (LOI) in place and begin negotiating the terms of the agreement. This is where the valuation, tax considerations, legal implications and lending requirements will all be taken into consideration. Timing, mechanism, structure, and price can all vary depending on the buyers’ and sellers’ priorities and the synergies that exist. Having realistic expectations and understanding that all deals are

Step 5: Establish Funding Options - You should engage with a lender early in the process as they will require information about the agency and your personal financial situation. If you engage with your lender early you can gain an understanding of their process and timeline. They have their own qualification process and requirements that take time. Engaging too late with a lender can delay the process.

Step 6: Secure the Agreement - A strong agreement will include several key components that will protect the agency should anything unexpected happen to any parties of the agreement. Ensure that your agreement is comprehensive and addresses all the key triggering events and clearly outlines the agreement that has been reached. Several other agreements that may need to be put into place with both staff and owners as a condition of the agreement. These are legal documents that should not be created without qualified legal advice.

• Asset Purchase Agreement

• Bill of Sale

• Promissory Note

• Trademark Agreement

• Seller “Consultant” Agreement

• Stock Buy/Sell Agreement

Step 7: Create a Transition Plan - Once the deal has been executed the real work starts. Integrating two agencies and/or transitioning ownership requires thoughtful planning and strong communication. Deciding who will lead the agency, how to communicate to staff, customers, carriers, and agency partners throughout the process is very important. Listening to the concerns of all stakeholders throughout the transition process is important as your staff and your client relationships are key to the success of any deal.

Insurance Agency Lenders

Lending requirements, loan terms, and fund delivery are designed with an agency's business structure and funding needs in mind. Aim is to offer agency owners customized, flexible funding so they can build their business and respond to growth opportunities at every stage of their agency's lifespan. While traditional funders can be slow to fund or require extensive paperwork, specialty Insurance Lenders operate differently:

Customized Insurance Agency Lending

AGILECAP® understands the insurance industry and knows agents and agencies are unique. Insurance agency lending is ALL THEY DO. They support agency growth and development through all stages and phases. They get to know you — your goals, plans and timelines — and create a customized funding solution to meet your business needs. By collateralizing commissions and collecting just enough business information to understand your agency they can get you the funds you need

Take control of your agency's growth path

AgileCap helps agency owners access reliable funding in order to buy, grow and invest in their agencies. While traditional funders can be slow to fund or require extensive paperwork, as a specialty lender, our insurance agency funding is:

Access funds quickly - From application to fund delivery in 5-7 business days. Now you can grow your agency, hire producers, or acquire another book or agency…fast!

Receive customized terms - Your dedicated Lending Advisor collects basic business paperwork from you, so we can design a loan that fits your agency’s needs.

Gain a knowledgeable lending partner - With 20+ years of insurance industry experience, we know how to handle unique funding structures like partner buy-outs.

Process is simple and funding is fast

Expert consult - Contact with Loan Advisor for an initial conversation with one of our Lending Advisors. We’ll get back to you within 1 business day. Then we’ll get to know your agency, your business plans and your financial needs.

Simple loan process - You’ll receive a term sheet from within 1 business day, outlining the rate, timing, and repayment terms you qualify for. Once you’ve agreed to the terms on your term sheet, they’ll just need some basic financial documents to complete your loan process.

Quick fund delivery - Once they receive your financial documents, a streamlined underwriting process begins. Your funds can be in your account in as little as 7 business days, ready to use.

Banking built around Insurance Professionals

Live Oak Bank’s insurance banking experts fully understand the nuances of your specific business model and offer a variety of business solutions that benefit your bottom line. Whether you need a business loan, a high-yield savings account or a robust business checking account, Live Oak will support you with customized financial products focused on your success. Expertise helps you meet challenges, avoid pitfalls and capitalize on opportunities in the market. We design a loan package that meets your needs and provide you with support and guidance throughout the life of your insurance agency loan.

Insurance banking expertise is your advantage

Acquisition - Buying an insurance agency isn’t your everyday job – but it is ours. We’ll guide you through the acquisition process, start to finish. Whether you’re doing a large transaction or buying a small book of business, Live Oak has the products to support your goals.

Perpetuation - You’ve worked hard to build your business. Together, let’s strategize on the right investments in your agency to ensure a profitable and successful transition. If you’re ready to sell an existing agency, we can help.

Working Capital - Need new software or to hire a new producer? Live Oak’s Express program provides small, expedited loans for independent insurance agency owners who need funds fast.

Get Funds fast for loans under

$500,000.

Live Oak® Express loans are perfect for small business owners who need access to capital quickly. Enjoy a simple application process, quick decisions and fast funding for loan amounts from $10,000 to $500,000.

Working Capital

SBA Lending Process Guide

Comprehensive guide will equip you with everything you need to know about the SBA loan process Expert team will lead you through the entire SBA loan process, from application to servicing.

They're ready when you are www.liveoak.com

Capital for your Insurance Agency

Oak Street Funding® provides financing to evolve your agency! Your business is challenged with growing throughout its life cycle. Whether you are contemplating strategies to reach the next level, expanding to new markets, launching a new acquisition model, or positioning your business for a future sale, you may need capital to meet your goals. Oak Street Funding® specializes in providing insurance professionals with capital based on your biggest asset – future revenue.

Loan Solutions Exclusively for Insurance Agents

• FLEXIBILITY TO GROW - Get capital based on your future revenue rather than your personal assets, which gives you the flexibility to grow at any stage of your agency’s life cycle.

• ALIGNED WITH YOUR AGENCY - Our unique cash-flow analysis, fast turn times, and innovative technology are aligned to how you run your agency.

• FREEDOM TO REINVEST - Free up capital with our interest- only loan options so you can invest in your agency today to grow tomorrow.

• CONTROL YOUR TIME HORIZON - With terms up to 10 years, our loans are customizable to your needs and timeline.

Loan Solutions - As a non -SBA lender, Oak Street Funding provides a variety of loan solutions that can be customized to your needs as an insurance agent.

Acquisition Loan - Looking to acquire another insurance agency? We can help guide you through that process.

Succession Loan - Make a well -deserved financial exit while positioning future owners of your agency for long-term success.

Working Capital Loan - Get ahead with a working capital loan to hire new employees, upgrade technology, or launch a new marketing campaign.

Business Debt Restructure Loan - Consolidate existing loans, reduce debt obligations, clean up your balance sheet, and improve liquidity.

In-House Loan Processing and Servicing

Experience a bank that understands insurance

Westfield Bank’s™ has been in the insurance business for over 170 years. In fact, Westfield Bank grew directly from Westfield Insurance, a company that was founded in 1848. They know and understand your business and understand the unique needs of an insurance agency. An experienced team of bankers partners with you to personalize financial solutions, that is right for your specific needs to empower your agency every step of the way. They are more flexible and faster than bigger banks and deliver a more personalized service and provide financial services at lower costs. Lending decisions are made locally.

Financial solutions to empower your agency

Agency Loans - Empower your agency with working capital as you achieve new milestones. Working with you throughout your agency’s merger, acquisition, or perpetuation, our team of dedicated bankers is here to keep you moving forward.

• Mergers and Acquisitions

• Perpetuation Loans

• Lines of Credit

• Producer Loans

• Commercial real Estate

Premium financing - to conveniently and efficiently provide funding that covers the costs of your clients’ commercial insurance premiums. The insured conveniently makes payments back in monthly installments to cover the costs.

• Standard Loan Structures*:

• 25/9 - 25% down payment; 9 monthly payments

• 40/3 - 40% down payment; 3 quarterly payments

• 30/8 - 30% down payment; 8 payments for Commercial Auto (filings)

*Terms are subject to change depending on coverage type and minimum earned premium. Treasury management - to securely and accurately manage your agency’s finances. Treasury management business solutions.

• ACH

• Sweep accounts

• Positive Pay

• Account transfers

• Wire service

• Bill Pay

• Mobile Deposit for Business Commission-Based Streamlined Loans.

• Loans from $250,000 - $2,000,000

• Limited underwriting outside of commission statements

• Commissions must be deposited into Westfield Bank account

• All loan payments deducted from Westfield Bank account

• Minimum balance of 3x monthly loan payment

• Fast Turn times (less than 2 weeks)

• Online Application Process

Back Office Support to operate economically and efficiently.

Back Office Support

With every passing day, surviving in the insurance industry is getting difficult for an insurance agency. Customer expectations are compelling the insurance agencies to customize their services to the highest level, reducing the time-to-market and providing the best customer experience has become one of the top priorities for any insurance agency. To achieve these customer demands in the best possible manner, outsourcing “back- office support” is the most fruitful option.

For an insurance agency to stay relevant in these testing times, it must operate economically and efficiently while automating as many processes as possible. Even with the latest online marketing strategies and real time quoting tools, there are certain tasks which can be optimally executed only when outsourced to a professional outsourcing service provider.

Outsourcing service providers manage other activities that might be crucial for many insurance agents enabling them to increase their business growth. Outsourcing is an efficient way to quickly manage a lot of tasks such as policy creation, claims processing etc. simultaneously. In this way outsourcing insurance back-office services is a beneficial strategy for your business development.

Benefits of a back-office support outsourcing company:

• Provides access to experts & subject matter specialists in insurance back-office processes.

• Helps reduce time for new markets and guarantee first-class customer experience.

• Provides virtual insurance assistance who work with best-in-class technology in the market.

• Provides the maximum level of client satisfaction.

• Customizes programs to fit your individual agency needs.

An outsourcing service who understands the insurance industry can quickly and efficiently manage many backoffice tasks, including customer service, data entry, policy updates, certificates of insurance, bookkeeping and accounting, outbound lead generation and technical assistance.

Here are some insurance back-office services to outsource:

 Policy management and administration services - Helps optimize your workflow to enhance coordination and revenue. Identifies and enhances areas of your business where management and operations are not optimal.

 Certificates of Insurance - Simplifies the certificate issuance process while adhering to the industry and compliance requirements.

 Claims management and processing services – Highly skilled claims management professionals audit, warranty claims to ensure you are not swindled off by fraudulent claims and examine cases to determine if requests are clean and valid.

 Commission management services - Enhances transparency, accountability, and gives auditable results through constant evaluation of your sales channel and commission structures.

 Insurance data processing - Insurance data entry professionals perform accurate data entry to save your team from additional legwork. You remain focused on other priority tasks.

 Insurance Accounting - Delegates the accounting tasks to professionals who perform accounting and bookkeeping for your insurance agency while you focus on improving the customer experience.

Insurance Agents outsourcing their back-office tasks is an incredibly wise decision that can save you time and money even though you pay for services. You can inexpensively outsource many of tasks and then use that "extra" time to chase leads, arrange new policies or upgrade products with existing clients. These services can also give you the peace of mind that your clients have the help they need when you are not available and build your firm's reputation as a place where the staff care about their clients.

They've Got You Covered

Cover Desk® is focused on a single goal: helping independent insurance agencies grow, thrive, and innovate in the fast-paced world of the 21st century. They understand the unique challenges you face in balancing day-to-day operations with the demands of delivering exceptional client experiences and driving growth. That’s why they are dedicated to providing you with access to a team of highly educated and experienced virtual assistants. Virtual assistants are trained to handle a wide range of administrative tasks, allowing your team to focus on what they do best serving clients and expanding your business. Cover Desk is committed to being a catalyst for your success, helping you navigate the future of insurance with confidence and ease.

Unlock Growth and Efficiency with Innovative Virtual Solutions

Why Choose Cover Desk for Your Virtual Assistant Needs? - Cover Desk virtual assistants are based in the Philippines, a country renowned for its highly educated and professional workforce. All of their virtual assistants are college-educated professionals, ready to support your agency with the expertise and the dedication you need. Cover Desk offers unmatched quality and reliability. The workforce consists of driven, eager professionals who take immense pride in their work, eager to build a future for themselves, their families, and your agency.

What Sets Their Team Apart? - They understand that onboarding and training new staff can be timeconsuming, costly, and energy-intensive. That’s why they pride themselves on providing virtual assistants who are not only highly skilled and qualified but also quick to learn and adapt to your unique processes. With experience working for top North American, Australian, and European companies like AT&T, Blue Cross Blue Shield, Citibank, United Healthcare, Verizon, and more, their virtual assistants bring two to four years of industry knowledge to your team. Candidates are fluent English speakers and educated professionals who work seamlessly during your office hours, regardless of the time difference, ensuring smooth communication and consistent support.

Why Cover Desk Stands Out Among Outsourcing Options? - Once you select the team member(s) who best match your agency’s needs, they immediately begin a tailored training process to align them perfectly with your operations. Virtual assistants come with a diverse range of skills, and they are ready and eager to learn the specifics of your business. Every Cover Desk virtual professional becomes a customer-facing team member dedicated to working for your agency and driving your success.

Your Roadmap to Success, One Step at a Time.

• Pre-Screening - Criminal, legal, and work-history background checks are conducted on all incoming virtual assistants. The recruiting team pre-screens all candidates. Because virtual assistants are an extension of your business, you are part of the hiring process, meeting and interviewing prospective virtual assistants.

• Personal Assessment - You don't need a sales leader, closer, networker. They use Ideal Traits for this assessment. You are welcome to use another preferred assessment as well as theirs. They provide a personality assessment. This is key to your success. They recognize that you need the right person in an administrative role a consistent, reliable player, a perfectionist, a planner.

• Interviews - Interviews are conducted with your team and the recruitment team via Zoom. Once they have collectively identified at least three candidates, they schedule interviews and provide resumes and personality assessments to you.

Solutions

Dedicated Virtual Assistant - When you choose this service offering, you are part of the interview and hiring process from start to finish, building the team you need. This provides comfort and confidence in communicating and working with a dedicated virtual assistant and gives you the one-on-one, personalized service needed to thrive.

On-Demand - Requires a one-time set-up fee and minimum monthly commitment. Your monthly commitment is subject to change based on your volume and needs. This service is a “use-it-or-lose-it” model your monthly commitment does not roll over, and thus, allows us to properly staff our team.

Claims - Here’s what our Claims Assistants can do for your Agency:

• First Notice of Loss

• Initial Claim Check

• Insured 10-Day Follow-up

• Open Claims Review

Insurance Accounting - Our US Accounting team is backed by our team of virtual assistants. Our team is actively working with AMS 360, Applied EPIC and TAM, EZLynx, Hawksoft, Partner XE, Benefit Point and QuickBooks. Here's what our team can do for your organization:

• Account current statements (agency bill)

• Direct bill commission (any method)

• Bank reconciliation

• Invoicing/billing

• Agency bill (Transactions, Installments, Multi-entry)

• Vendor (Payables, Templates, Credit cards)

• Cash receipt recording (Customers, Carriers, Epays, and more)

• Recording payroll transactions from third-party software

• Producer commissions, AJE's, EOM, EOY

• Reporting on request

• 1099s

Spanish Bilingual Virtual Assistant - Monterrey is the capital of the northeastern Mexican state of Nuevo León. English is a mandatory subject in Mexican schools and many private schools start teaching as early as preschool.

• Personal Lines

• Commercial Lines

Personalized Service Beyond AI: Choose Virtual Assistants. Let’s start making your business grow in the best way possible with our premiere virtual assistants.

Supercharge your Business Today!

www.coverdesk.com

Note: Contact vendor for current pricing.

Hire fast. Grow faster.

EDGE® helps small to medium size insurance agencies, better compete. Your success depends upon your customers’ success. Edge is a market leader in bringing you big company resources at a fraction of the cost, letting you enrich customer relationships. Hire vetted, qualified, reliable talent within a week. Free your producers, fuel agency revenue. Our cofounders have traveled across more than 39 countries, where they encountered hundreds of remarkable individuals whose ambitions were limited by their local economies. This experience inspired the creation of the Edge Platform Marketplace, with the mission to "Democratize access to fair wages and jobs around the world." We believe that exceptional talent should not be confined by borders, and we are committed to empowering people to pursue their ambitions without limitations.

How it Works

Accelerated and simplified process so you can focus on what matters most - your customers

1. Tell them what you need - This isn't one-size-fits-all hiring-we want the details. Tell them what you need, and they'll scour the world for the highest-quality fit.

2. Meet your candidates - Once they've sourced and vetted the best talent for your needs, they introduce them to your team. This usually where they hear: "OMG, when can they start!?"

3. Choose your start date - They help you onboard all new team members with your culture, processes, and tools, so they can hit the role running like a new-favorite sibling.

Quickly and easily find, hire, and train new employees.

• Screening - Rigorous screening process ensures that only the best candidates are accepted into our global talent network. All candidates must pass three different stages of interviewing, including an English screening, an assessment exercise, and tests for both hard and soft skills.

• Training - Training is an essential component of our hiring process. Every member of our talent network has attended and graduated from Open Academy, our one-month training program that provides them with foundational skills to help them thrive as a remote employee

• Onboarding - They handle all the logistics of the onboarding process for you, so your new staff member seamlessly integrates with your office’s culture and processes.

Protect your profitability with top pre-trained CSRs

Edge is passionate about fulfilling our purpose: to equalize access to opportunity so people can have a better quality of life. Top three reasons successful agencies consider Edge the leading insurance staffing agency:

1. Fill open positions faster - You don’t have time to screen 500 resumes for qualified CSR candidates. But we do. And we only send you the top pre-trained remote employees for your practice. So you can fill open positions 10x faster without missing an appointment.

2. Save Money - Local hiring is expensive. Recruitment costs, competitive salaries, benefits it adds up fast. But by hiring remote talent through Edge, you can save up to 50% on recruitment costs and salaries. Plus, we pay all benefits and taxes. Cha-ching!

3. Eliminate Turnover - Insurance agencies pay over $10K to replace an employee and that doesn’t include workflow disruptions, missed calls, or decreased quality of care. Our 97.3% retention rate ensures new hires stick around and you never have to read another resume.

Complete suite of workforce management solutions for a simple monthly feeEdge is the first-ever global platform to provide access to high-quality talent from around the world as well as all the tools and resources you'll need to effortlessly manage them.

Pricing Models

Note:

Take Your Insurance Business from Good to Great

MarbleBox™ helps insurance agencies like yours reduce the administrative load so you can focus on building stronger client relationships and growing your book of business. Your clients trust you to guide them through life’s uncertainties, and that’s your superpower. But paperwork, data entry, and back-office management? That’s the job of Marblebox They are more than a service provider they are your partner. Your challenges become theirs, and they craft solutions that fit your insurance agency’s unique needs. Because your success is personal to Marble Box.

Why Marble Box

Onboarding Journey

1. Identify Tasks - If you’re not sure which tasks should come first, talk to an insurance process expert, the onboarding team will walk you through exactly how to prioritize what comes first.

2. Document Processes - If you have processes already, great! Experience with hundreds of insurance agencies has allowed the team to build best practice documentation, so you’ll never start from scratch. The team knows how to get what’s in your head (or the heads of your team) onto “paper.”

3. Build a Dedicated Team - Consistency and accuracy is second to none. We make that happen with focus. With Marble Box, you hire a dedicated team to focus solely on your tasks. You’ll have the same people working on the same tasks day in and day out. That’s how we get it right again and again.

4. Pilot Tasks - You want to hand over documentation, outsource your tasks, and not have to spend much time thinking about it after that. That’s our goal too. They test each process before it goes live. Pilot tasks are executed in test mode, so when they go live, they work correctly.

5. Establish Benchmarks - Once the process is nailed down, and you verify it is right, it’s time to finetune the execution. They lock down the time it takes to execute each task so you can predictably forecast the number of hours you need from them to complete the level of work required to run your business smoothly.

6. Go Live and Grow – A reliable way to get the repeatable tasks completed for your agency. Outsourcing to Marble Box means you don’t have to worry about your process if someone calls in sick. They have trained back-ups for every account and have a dedicated quality control member on every team. With Marble Box, you train them once, and they do the rest.

What They Do for Insurance Agencies:

• Policy Administration - Policy Administration services encompass everything from policy issuance and processing to endorsements, cancellations, updates, and policy expiration.

• Claims Processing and Management - Claims Processing and Management services handle the intake and processing of First Notice of Loss (FNOL), update data and follow-up with carriers, and provide comprehensive tracking and documentation of claim status.

• Underwriting Support - Underwriting Support services involve gathering and entering data for underwriting decisions, assisting with pre-screening applications and risk assessments, and preparing quotes and proposals in line with underwriting guidelines.

• Customer Service Support - Customer Service Support services include handling customer inquiries via email and chat, answering questions related to policy details, billing, claims, and assisting with updates and coverage changes.

• Accounting and Finance - Accounting and Finance services cover premium billing, invoicing, payment collections, reconciling and calculating commissions, along with managing accounts payable and receivable.

• Data Management and Entry - Data Entry and Database Management services involve updating and maintaining client records and policy data, performing data validation and error correction, and importing information into agency management systems.

• Compliance and Regulatory Support - Compliance and Regulatory Support services include document preparation and organization for audits, ensuring compliance with industry standards and regulatory requirements, and monitoring licenses and renewals.

• Sales Support - Sales Support services encompass lead generation and qualification, preparing quotations, and following up on new business opportunities.

• Marketing and CRM Management - Marketing and CRM Management services include managing CRM databases and updating client details, assisting with email marketing campaigns and tracking metrics, and providing social media support and content scheduling.

• Document Management - Document Management services include scanning, organizing, archiving client and policy documents, retrieving and sharing documents with clients or carriers as needed, ensuring secure and organized document storage.

• IT and Back-Office Support - IT and Back-Office Support services include basic IT support for CRM and agency management systems, assistance with data migration and software integration, and helpdesk support for technical issues.

Save time and scale with plans designed to help your business grow. Let Marble Box help you choose the plan that's just right for your business

Leveraging people and technology

PATRA™ helps retail agencies save time, drive new business, increase profitability, reduce staff workload, optimize small account management, and improve service efficiency. With expertise in P&C (Personal and Commercial Lines) and Employee Benefits, they help deepen relationships with key accounts, boost client retention, and provide an exceptional insured experience. Their operational excellence model is what sets Patra apart. With nearly 20 years solely dedicated to the insurance industry, they know your business. Integrated a proven quality framework to deliver greater capacity, expertise and precision to the most complex tasks and processes. PATRA™ was founded to enable insurance brokers to issue certificates faster and more efficiently and now focuses on insurance processes and insurtech solutions that drive profitability and new customer acquisition across the industry.

Solutions for retail agencies

Insurance Processing - Patra OnDemand, streamlines and manages your simple to complex tasks prioritizing accuracy, speed, and consistency.

• Policy Services - With more than 20M transactions processed annually, Patra can meet any processing business need, from policy checking and delivery to endorsement processing and billing.

• Claims Services - Patra is expert at managing claims service from experience modification calculation to premium loss summaries and many others.

• Certificate Services - Patra is one of the largest certificate issuers in the world, providing unsurpassed expertise when it comes to certificates, evidence, endorsements and so much more.

• Accounting and Billing - We handle your direct bill invoicing, expense report tracking and many other accounting and billing tasks on your list.

• Benefits Services - Your dedicated Patra team efficiently addresses census input and updating, renewal letters and more.

• Data Entry - Patra provides meticulous data entry such as applications, new business data entry, and proposals.

Small Accounts Management - Patra’s managed service model, Patra Select, is a flexible, powerful tool to manage or grow small accounts, whether commercial, personal, or employee benefits.

• Patra Select generates increased insured retention rates and enables more relationship development while significantly increasing client satisfaction.

• Patra Select seamlessly integrates with your existing tools to ensure real-time, comprehensive quotes of standard and non-standard business.

• Patra Select is invisible to your insureds our small accounts management team integrates to your agency systems to work through your company’s branded telephone greetings and email domains.

Contact Center - Patra Direct provides omni-channel support and a high performing team to deliver exceptional customer experience under your brand, through voice, chat, text, email and white mail.

• Policy Owner Service - Patra can serve as an extension to an existing operation or build a stand-alone operation as required for areas including payment processing for new, renewal and endorsement premiums, or tele-underwriting.

• FNOL/Claims Support - Patra is equipped to manage all facets of the claims experience such as first notice of loss, claim data input, and file management.

• Technology - Patra is “system agnostic” which enables us to deliver processing solutions by utilizing existing customer systems.

• Workflow Capabilities - All Patra Direct services are provided by licensed agents holding the appropriate licensing and possessing the necessary insurance expertise and customer service knowledge.

Policy Checking - Patra’s Policy Checking AI patent pending technology combines advanced Artificial Intelligence (AI), sets a new bar for checking policies with unsurpassed quality, accuracy and efficiency.

• Standardized workflow - Step-by-step workflow delivers consistent, high-quality output

• Comprehensive policy review - Detailed review of policy coverage and limits and exposures.

• Discrepancy report & summary - Color-coded report for easy review, research and reporting

• Full-service solution - Patra combines industry-leading, tech-enabled Policy Checking AI solution with a dedicated team of processing executives assigned to your business.

• Self-service solution - For agencies that prefer to handle this work internally, teams can now leverage the power of Policy Checking AI in-house. Policy Checking provides the most sophisticated AI-based automation available in the market, enabling teams to check policies with speed and accuracy.

Virtual Assistant - Patra Assist, provides dedicated remote staff member(s) as an extension of your team to perform assistant-type services and operate within your brand, hours, systems, communications platforms, and workflows.

• Application(s) - Prepare ACORD forms and Enter account details in management system

• Quoting - Quote with direct carrier (PL/CL through carrier portal or comparative rater), submit accounts to agencies for quotes and send quote proposals to insureds

• Binding - Assemble binding documents, bind quotes with carriers and submit bind requests to agencies

• Policy Issuance - Send policies to insureds, file policy info in management system and attach documents Create, update and issue COIs (Certificates of Insurance)

• Servicing – Process Audits, Endorsements, Cancellations, Reinstatements, Invoices and Payments

• Other Insurance Process Support - Commission reconciliations, renewal monitoring, etc., inbound and outbound phone calls (insureds, banks, carriers, etc.), outbound sales calls (prospecting), appointment scheduling for producers and process evidence of insurance

Print, Mail, and Virtual Mail - Patra’s full-service document fulfillment solution, Patra Document, manages millions of insurance documents each year, providing state-of-the-art print facilities, print, mail, and virtual mail outsourcing. Streamline your print, mail, and virtual mail processes.

• Virtual Mail - Retrieve returned and forwarded mail, batch and scan documents to preferred system, index, and follow and generate tasks customized to your document management workflows.

• Document Management - Mailed and Printed documents can be attached to your preferred systems and follow your customized document management workflows.

Implementation - What’s next after deal-close? Patra’s dedicated implementation team will effectively navigate your pain points, develop processes, establish connectivity, train your team, & deliver system solutions within 4-8 weeks.

Note: Contact vendor for current pricing

A smarter way to find your perfect hire.

wahve® has two talent solutions helps you hire the best-fit talent. As insurance industry talent experts, they understand the unique skills and experience you need, and how to cut the fastest path to the most qualified candidates. WAHVE’s contract staffing model – Work-at-Home Vintage Experts –flips the typical retirement paradigm on its head. They have industry professionals with decades of experience who are phasing into retirement and want to remain engaged in longterm assignments. They call them “wahves.” They’re eager to share their skills and knowledge and ready to hit the ground running. WAHVE’s Talent Acquisition Outsourcing (TAO) lifts the burden of sourcing talent and sifting through resumes with a service that finds and qualifies candidates with the skills and experience that best fit your needs. Whether your need is for a full-time employee or long-term contractor, WAHVE has options to help you find and qualify the best candidates for your open positions.

The wahve® Promise

Wahve is dedicated to making a positive difference in all that we do and in the lives of everyone we serve, guided by five core values:

Integrity - T reat everyone customers, partners, vendors, and each other with respect, honesty, and accountability.

Transparency - Share information effectively and respectfully, balancing transparency with confidentiality.

Quality - Strive for excellence in our day-to-day work and seek continuous improvement, with customer satisfaction as our top priority.

Innovation - Welcome new ideas and encourage creative problem solving and business improvement.

Collaboration - Believe in the power of teamwork, working together for the collective interests of our clients, candidates, and company.

Finding the hard- to - find - Whether your open position requires an experienced insurance professional or capable support staff, WAHVE’s insurance experts know how to source and qualify candidates that precisely match your job requirements. People you can build your business on.

• Moving at the speed of the market - The insurance industry is constantly changing, and you need to roll with the change. We cut the fastest path to the talent you need to deliver your services without missing a beat.

• Finding the hard - to - find - In an industry as complex as insurance, it takes experience to find candidates with the skills you need to meet your business goals. Our sourcing and qualifying process delivers expert - veteran - contract and direct - hire talent who meet your specific needs .

• Maximizing your ROI - From job ads to employee onboarding, you want the best return on your investment. We provide you with contract work- at - home vintage experts (wahves) or, for your direct hires, we craft your ads for optimal response and present you with a short - list of candidates most likely to succeed.

Contract Staffing

Work-at-Home Vintage Experts - Tap the expertise of professionals with deep insurance industry experience who are eager to offer their skills and knowledge in a work-from-home position. Helps you complete a job request that enables precise matching of candidates to your needs from a pool of vintage experts, and they facilitate onboarding and management throughout the engagement.

1. Qualifying - As the repository of the industry’s retiring talent, the application and blind-interview process qualifies candidates so that they are ready when you are.

2. Job Request - Proprietary platform guides you through completing a job request including the selection of hard and soft skills that define the position and serve as inputs for matching candidates.

3. Talent Matching - A placement specialist further qualifies the best matched WAHVE’s who fit your requirements and sends you, their resumes. You decide who to interview and who to hire.

4. Onboarding - Contract the wahve exclusively to your firm. Coordinate with your IT team to connect the WAHVE with your systems and work with you to schedule training on your processes.

5. Delivery - Your WAHVE becomes a fully productive member of your staff almost immediately, and a Relationship Manager works closely with you and your WAHVE throughout the assignment. You are billed only for hours worked.

Hire Better

Talent Acquisition Outsourcing - Lift the burden of sifting through dozens of applicants with an end-to-end service that qualifies and selects a shortlist of candidates who match your needs precisely. Helps help you complete a job request, craft your job ad, post it in the optimal locations, gather essential applicant data, score and qualify candidates without bias, and present you with a precisely matched shortlist.

1. Job Request - Proprietary qualifying platform guides you through defining the position including the selection of hard and soft skills which serve as inputs for scoring applicants and for creating a job ad.

2. Origination - Platform creates a job ad with a unique URL for you to post or we post it on your behalf with a budget you provide, which brings the applicants to our application platform.

3. Application - An intuitive application prompts candidates to enter their hard and soft skills, work experience, and other credentials relevant to the job requirements.

4. Matching - Proprietary machine learning algorithm finds the intersections between the job requirements and the skills and experience of the applicants, creating a ranked list.

5. Qualifying - Industry experts evaluate top scored applicants using a behavioral assessment, reference checks, and blind interviews, providing you with a bias-free short list of best-fit candidates.

Lead Generation

The ability to generate insurance leads can play a major role in the success of an insurance agent, especially an independent agent. It is the marketing side of a sales-based industry that rewards hard work and taking a unique approach. There are hundreds of ways to generate a lead and several steps in each process. Agents can elect to self-generate the entire lead or outsource specific areas as opposed to buying a lead outright from a lead service. The challenge for many insurance agents is getting leads during the initial stages of operation when the budget is tight. You do not need money to attract a ton of leads, you just need to have the right strategies and a solid execution.

Insurance “lead generation” is a time consuming and sometimes costly endeavor. Independent Agents are faced with a multitude of factors to decide which option is best including costs involved, the value of their time and resulting lead quality. We encourage diversity in an agent’s business stream which means both paid leads and self-generated insurance leads.

Insurance Prospect Lists - Many agents generate prospect lists themselves while other elect to outsource this step of the lead generation process with a list broker or information service.

Cold Calling & Telemarketing - It is a time-consuming process, so an agent needs to consider the time required to generate leads versus other options available. Take some time to hone your skills and have a “telephone talk” and plan in mind before each call.

Direct Mail - It is dependable and gets results. The primary aspects of a direct mail campaign are 1) The mailing list 2) The mailer content and design 3) Mailing Supplies 4) Postage 5) Assembling and mailing

Traditional Advertising & Marketing - Traditional advertising methods used for successful insurance lead generation are Newspaper, Radio and TV Advertising, Trade Journals, Sponsorships, Promotional Products and Door Hangers.

Internet Led-Generation - All industries have been impacted including insurance. Those that have embraced these changes are seeing significant results and higher returns for their efforts than ever before.

The “lead generation” market is constantly evolving; with new lead generation models and innovative tools being developed on a regular basis. There has been a clear shift from quantity to quality. New models of interaction and lead verification tools are causing agents and marketers to shift toward new models within the industry, allowing key players to better find their niche

Insurance Lead Generation tactics to employ today

1. SEO Optimized Online Content Marketing - An insurance agency can create content that educates readers on the products they provide, thus bringing them into the insurance sales pipeline. This is because most insurance shoppers now look for their policies online. With a killer digital marketing and SEO (search engine optimization) campaign, your company could experience an influx of new customers. Include the following in your digital marketing campaign:

• The solutions your agency can provide (auto insurance, life insurance, general industry know-how).

• Educational insurance content, like white papers on certain complex insurance issues or products, could attract a new lead.

• Interactive insurance calculators.

An example of using SEO strategies would be creating targeted health insurance content for younger audiences or group insurance content for company owners. By creating SEO content targeted at a chosen audience, you are more likely to attract an outbound lead.

2. Online Web/Contact Forms - Online contact forms should be attached to the company’s web landing page you create for your digital marketing campaign or placed in your targeted email templates. But what are they? Online contact forms are ideal for capturing customer information and insurance inquiries. They occupy small areas of any web page to allow a new lead to provide contact information such as:

• Name and surname

• Age and date of birth

• Email address

• Phone number

• Service requests

With online contact forms, inbound leads can contact your agency at their convenience, bringing them into your sales funnel.

3. Email Marketing - Email marketing refers to sending commercial advertisements about products and services to a group of people, converting them from leads into potential customers. You obtain a direct communication stream between the agency and inbound leads, which helps you nurture a healthy future client relationship. It also allows you to re-contact any aged leads. The benefits of using email marketing as a lead generation service include:

• Being able to target potential clients and bring them into the sales pipeline.

• Follow up and contact all high-quality leads.

• Influencing aged leads to engage with the brand on a more personal level. Your agency should draw up a relevant email list of people interested in a specific type of insurance Sending homeowners emails containing deals on home insurance premiums is great for building a relationship with potential customers. Research has shown that a solid email marketing campaign generates 50% more quality leads than any lead-generation tactic. This is especially true if you send personalized emails to each member of your email subscriber list.

4. Customer Referrals - One of the most common ways to generate an exclusive lead or convert a cold lead is through referrals by an existing customer who already knows and loves your service. When potential customers hear about positive experiences with your agency, they will likely choose you when an insurance need arises. The best way to generate customer referrals is by asking existing customers whether they can recommend anyone who stands to benefit from your product. Your agency could increase referrals by providing good customer service or incentives like loyalty rewards programs.

5. Social Media Advertising - Social media has become one of the most popular online advertising avenues for online lead generation. Platforms like Facebook, LinkedIn, and Instagram now allow an insurance company to advertise its services to any qualified lead or potential client. Most social media sites allow advertisers to display posts to your target audience using factors like demographics, languages, keywords, and interests.

6. Traditional Advertising - Last but not least, go traditional with your advertising strategy instead of going with a dedicated online tactic. To cultivate a localized customer base, the insurance industry still finds much value in traditional advertising techniques, such as television partnerships and placing ads in newspapers and billboard displays. While these advertisements are not as targeted as the ones mentioned above and do not recruit shared leads, they could still help boost your agency’s local profile and visibility.

The insurance game has gotten more challenging. Insurance consumers have more available sources than ever to research, compare and acquire lines of insurance. This means you as an Independent Agent must cast a much wider net to capture the attention of potential prospects. The job requires diversification and marketing various traditional and new media channels. There is no doubt that referrals are the golden ticket in our industry, but they must be earned.

Expect More Than Insurance Software

Ask Kodiak™ is a search engine for commercial insurance helps insurance companies organize and share appetite and eligibility with their partners in real-time across channels and NAICS is a big part of how we make the magic happen. So, you can come to one place and find the perfect market to fit your client’s specific risk. Just type in the risk description, and you will get a list of markets that have appetite for your risk. Think of it like Kayak.com for market appetite. Want to know what others in your agency are searching for? It can do that, too. Analytics track which lines of business and carriers your staff are searching the most, giving you more insight into your carrier relationships. Searching for the right market for your customer’s risk can be tedious. You want to do right by your customer, so you make several calls and check multiple carrier portals to find the right market for your specific risk. There is a better way and it’s Ask Kodiak™.

Key Benefits

Win business with the best coverage - Your customers trust you to find the best coverage for their specific risk. Easily search real-time carrier and MGA appetite options to find the right coverage and win their business quickly.

Work smarter and save time - Manually looking for carrier appetite takes time that could otherwise be used to service or advise customers. Appetite search integrated with your current workflow keeps you focused and productive.

Keep an eye on carrier relationships - The best decisions are informed ones. Make sure you are making the right decisions for your agency with carrier relationship insights.

Capabilities

• Instant Appetite Search - Searches commercial industries online giving you an instant list of in-appetite carriers and MGAs for your new and renewal business.

• Risk Filters - Filters by state, classification, risk-size and more so you can instantly see product highlights, underwriting criteria and more across your contracted markets and beyond.

• Analytics Dashboards - Comprehensive dashboards tell you your agents’ search habits so you can understand any trends as well as identify preferred carriers.

What's New

Ask Kodiak Supports NAICS 2022 - Ask Kodiak has been updated to provide full support of North American Industry Classification System (NAICS) 2022. This means that carriers can adequately express appetite for, and you can search for the latest business types introduced by the NAICS 2022 update.

Ivans is ready to provide your business the advanced insurance software and solutions to digitally distribute and service products in new ways.

Note: Contact vendor for current pricing.

A Complete, Smart Lead Management System

Agency MVP® is the first smart sales & lead management system built by agents, for agents. MVP identifies which prospects are most valuable and most likely to close by analyzing key insurance-specific data points. They are open to all carriers and have thousands of agents, both captive and independent, utilizing Agency MVP daily to manage more leads and sell more premium. When high value ranking and optimal timing are combined, the MVP’s (most valuable prospects) rise to the top and give you an incredible selling advantage over the competition to scale up and sell more premium.

Key Features

What you get with Agency MVP

Lead Prioritization - Find the leads that are most likely to close based on valuable data. Agency MVP uses proprietary, insurancespecific algorithms to help you turn your most valuable prospects into customers. The more data you add to Agency MVP the smarter it becomes, growing more powerful from every lead and quote you put into it.

Smart Automation - Powerful text and email workflows to follow up with prospects quickly. Fast, flexible quoting capabilities. Deliver follow up messages to your prospects at the right time via text or email. Track contact and conversion rates instantly.

Data Integrations - Easily connect to the systems you already use to manage your agency. Save time and money by directly integrating the leads you purchase from top providers like EverQuote and QuoteWizard. Auto-populate information and quote directly in MVP with PL Rater and Zapier integrations.

Simplify: Integrate All Your Applications

Lead Providers - If you purchase internet leads from one of the providers listed below, you can have those automatically integrate into Agency MVP saving you hours of data entry time. Plus, you can create a workflow that automatically sends out texts and emails to households right away.

AMS, Rating Systems, + More - MVP integrates with the systems you already use, saving you time by enabling faster quoting.

Pricing

*Up to 100 EZLynx quotes per month are included in monthly and annual MVP plans.

NOTE: Visit the vendor or their website for additional features and details. Prioritize Your Leads

Start Transforming Your Lead Strategy

Benepath® secures premium commercial insurance leads tailored exclusively for you. Their top priority is delivering custom and quality leads tailored to every agent’s needs. They filter commercial insurance leads by leveraging filters like geography, dayparting, and volume. Customize with product type for superior lead generation outcomes. They understand the importance of cost-effective lead generation strategies for insurance agents and their lead pricing is tailored to provide exceptional value, ensuring you receive exclusive leads that are ready to convert without the hefty price tag.

How they generate leads

Strategically Crafted Leads Across All Platforms - Lead generation service spans multiple digital marketing channels, enhancing visibility and engagement:

• Search Engine Marketing (SEM)

• Search Engine Optimization (SEO)

• Social Media Marketing

• Email Marketing

• Video Content

• Direct Mail

Precision in Every Prospect: Authenticating Leads

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Rigorously validate each lead for authenticity and compliance using industry-leading tools, ensuring you receive leads that are not only genuine but also ready for conversion:

• TrustedForm

• Jornaya

• Anura

• The Blacklist Alliance

• Whitepages

Insurance Leads Cost: Strategic Pricing for Strategic Growth

Lead pricing is tailored to provide exceptional value, ensuring you receive exclusive leads that are ready to convert without the hefty price tag. Here's how our lead pricing is structured to meet your specific needs in the insurance industry:

 Order Size: Adjust the volume to match your agency's capacity and goals.

 Lead Type: Choose from real-time data leads, live phone calls, or a combination.

 Dependents: Select leads based on family size for more personalized targeting.

 Geographic Preferences: Focus your efforts on specific regions for localized or broad reach.

 Call Duration: Drives meaningful engagement for better ROI and sales efficiency.

pricing model is designed to be flexible, catering to both burgeoning insurance agents and established insurance companies looking for scalable solutions. Whether you’re targeting health, group, or commercial sectors, Benepath offers a variety of leads including:

 Aged Leads: Cost-effective for broader market penetration.

 Exclusive Leads: Top-tier, no competition from other agents, offering the best potential for conversion.

 Live Calls: Premium pricing for direct, immediate connections with prospects.

Get the most accurate and qualified insurance leads without breaking the bank. Contact Benepath today to tailor your lead generation strategy and discover just how much insurance leads cost, ensuring you invest wisely in leads that convert.

Note: Contact vendor for current pricing.

Lead generation for insurance agents.

BOLD PENGUIN® Exchange allows you to Buy and Sell Small Business Prospects that Want Insurance. For partners looking to grow through small business insurance opportunities, this is the place for you.

Bold Penguin delivers an integrated digital solution platform dedicated to simplifying business insurance. Our advanced product suite includes a commercial insurance quoting platform that has digitized and transformed a slow, manual process, resulting in reduced costs, increased efficiency, and better overall outcomes. We are an innovative insurance technology company founded by insurance agents, for insurance agents. We're leading the industry and creating solutions that radically reduce the friction out of commercial insurance.

Gain efficiency and drive growth

Storefront for channel partners provides them with the ability to submit small business commercial prospects to the Exchange. Channel partners can support their SMB community with access to proper insurance coverages while unlocking new revenue opportunities. Storefront also increases customer retention and satisfaction while simplifying the quote and bind process.

Storefront Pro provides agents and brokers a branded direct-to-consumer, customizable digital application for small business insurance quotes that can be implemented quickly, without any development spend.

Storefront Pro customizable digital application - Storefront Pro is a robust quoting platform that allows agents to manage a small business owner’s online quote experience through a customizable, branded, end-toend digital application. Better serve online customers while kickstarting online capture of prospect data to support lead generation for agents.

Why use Bold Penguin Storefront Pro? - Agents can grow their business while monetizing website traffic. Storefront Pro increases agency sales by putting a straight-through quote-to-bind digital application at their fingertips with optional agent interaction. Build a digital home and meet online customers where (and when) they shop for insurance.

Features

• New revenue opportunities - Submit small business commercial prospects to the Exchange with Storefront for channel partners.

• Lead generation for agents - Storefront collects data online to support automated lead generation for agents, increasing business opportunities and revenue.

• Configurable workflows - Storefront Pro's custom front-end interface allows agents to control the interaction with their online customers.

• Community building - Storefront for channel partners can empower SMB customers by providing access to often-overlooked insurance needs, protecting their investments while increasing your customer satisfaction.

• Customizable branding - Storefront Pro easily creates a seamless online experience with a logo, color scheme, contact info, and customized copy all aligned within your brand guidelines.

• Multi-carrier quoting - Storefront Pro can improve conversion by directly connecting agencies with their appointed carriers in the Terminal to receive a bindable quote in real time.

Small commercial insurance leads to grow your business.

Exchange for small commercial insurance - The Exchange seamlessly matches referred commercial prospects, who have confirmed intent to buy, with in-appetite agents via immediate, warm phone transfer. Provides a steady source of curated commercial insurance leads with preferred risk profiles. Supports leads for over 19,000+ NAICS codes for general liability, business owner’s policy, commercial auto, workers’ compensation, and more.

Optimize growth with the largest prospect marketplace for small commercial insurance - The Exchange delivers commercial insurance leads for agents, enabling targeted prospect acquisition within preferred risk profiles. Agents can also monetize leads and unlock new revenue opportunities from out-of-appetite risks.

Monetize out-of-appetite prospects - Maximize efficiency by reducing valuable time spent on quoting ineligible risks. Unleash a new revenue stream by rethinking the sales flow for out-of-appetite prospects. Increase community by ensuring clients' needs are met.

Grow and diversify your business with qualified commercial insurance leads - Save time and money normally spent prospecting. Maximize opportunities for increased conversion rates, commissions, contingencies, and bonuses. Capitalize on growth opportunities by expanding commercial lines coverage.

Features

• Customizable filters - Partners align on multiple checkpoints to ensure that commercial insurance leads are in-appetite.

• Prescreened, “warm" phone transfers - Only qualified, live prospects with confirmed intent to buy are sent to the Exchange. This process ensures that agents only receive qualified commercial leads –maximizing profitability.

Note: Contact vendor for current

Empowering insurance professionals to reach their full potential.

leO™ equips sales professionals, agents, and brokers with the tools they need to accurately identify and understand prospects before initiating contact. This strategic approach allows them to specialize further in their niches, enhancing their sales effectiveness. Serves insurance industry clients that are innovating and modernizing their businesses. The company’s "Personal AI Sales Assistant" seamlessly interfaces with agency management systems and third-party data sources to give insurance agents easy access to information about existing and potential customers and business opportunities, facilitating the insurance policy sales process.

Increasing revenue is a never-ending priority for Independent Insurance Agents. The capacity to quickly and intuitively cross-sell directly from your phone is a feature that sets leO. It's time to empower you with speed to market, using a platform that producers embrace. Say goodbye to the time-consuming and costly prospecting and cross-selling workflows of the past!

DISCOVER OPPORTUNITIES

• Discover Commercial Leads - Target leads with filters: location, industry, employees, and insurance data.

• P&C Prospecting - Access insurance data: renewals, WC, DOT, OSHA, 990s, carriers, ex-mod, and more.

• Benefits Prospecting - Find companies with 5500 data and uncover pension and benefits gaps.

• Identify Key Contacts - Get contact details for CEOs, Owners, CFOs, HR Heads, and key decisionmakers.

BUILD A PIPELINE

• Export to CSV – Seamlessly export leads, contacts, and insurance data points to a CSV file.

• Save to CRM - Sync leads and insights to Salesforce or AgencyZoom.

• Email Outreach via LeO - Send personalized emails via LeO to boost conversions.

• Save Leads to Pipeline - Manage and track your pipeline in LeO.

CLOSE DEALS

• Optimize Outreach Timing – Engage at the perfect time before for WC, auto, GL, benefits and more.

• Use AI for Timed Opportunities- Utilize LeO's AI to identify and capitalize on well-timed opportunities.

• Get Personalized Lead Alerts - Get tailored leads delivered timely directly to your inbox each week.

Put Experience To Work For You

Lead Orchard® provides agents with high quality face to face appointments with local business owners and executives who have an interest in reviewing their business insurance needs. Provides you with a choice of business classes based on SIC codes. You will determine your territory by choosing either counties or a specific mile radius of your address. You will set your availability for appointments. All prospects are instructed to have their current insurance documentation available for your review upon arrival.

Commercial P&C Insurance Leads

 Guaranteed

 Exclusive

 Confirmed

If the business is not in the class you select, in the territory you choose, or If the prospect cancels the appointment They will replace it.

Generating Leads for Commercial Insurance Agents

Mobile Access - Access lead information and communicate with our team on the go.

Appointment Management System - Online access to all activity. Appointment details are emailed and also accessible in your account.

Introduction Emails - Introduction Email and Appointment Reminder sent to your prospective clients.

Appointments On Your Schedule - Our shared calendar will allow you to dictate the days you are available to run your appointments.

Appointment Details

Lead Orchard® provides high quality sales appointments with local business owners and executives who are interested in reviewing their business insurance needs.

• You Choose - They will provide you with a choice of business classes based on SIC codes. You will determine your territory by choosing either counties or a specific mile radius of your address. You will set your availability for appointments.

• What to expect – They schedule your appointments within the business classes you select in the area of your choosing. All prospects are instructed to have their current insurance documentation available for your review upon arrival.

• Information provided - Insurance renewal dates, carrier info: Liab, WC and Bus Auto, number of loc, emp and autos, business and decision maker contact info and appointment notes.

Plans

TARGET businesses within 30 - 120 days of RENEWALS

100% of our Appointments are EXCLUSIVE & GUARANTEED. We also call the day before the appointment to CONFIRM... All you have to do is show up!

Lead Orchard® guarantees if the business is not in the class you select, in the territory you choose, or if the prospect cancels the appointment – They will replace it. Get appointments now www.leadorchard.com

Note: Contact vendor for current pricing.

Take Lead Generation to the Next Level

miEdge™ is designed to help build an intelligent prospecting strategy. This revolutionary solution aggregates and analyzes millions of data points from dozens of data sources to create a complete, comprehensive insurance profile for millions of commercial lines prospects. Unlike any other company or solution, miEdge aggregates and analyzes thousands of datapoints from dozens of disconnected sources to create a comprehensive insurance profile for millions of employers. miEdge removes the guesswork in prospecting and delivers you the leads you need for growth and success. miEdge™ is a key cog in any commercial lines lead generation process.

The Ultimate Unfair Advantage

 Next Level Discovery - With more than 400 million data points embedded within 4 million commercial lines prospect profiles, the power of information is in your hands.

 Multifaceted Search Capabilities - Unlock critical P&C data and target commercial prospects with hazard and property data, carrier and broker listings, policy x-dates, OSHA violations, DOT inspections, penalties and more. Access the most current and accurate information available to speed up the underwriting submission process

 Alerts - Set up alerts for a specific company to proactively deliver proposals to a prospective client to get ahead of the competition.

 Data Export - Extract and utilize miEdge™ data and reports for further analysis. Or integrate within your current tech stack and reporting templates for added efficiency

Overview

• Supercharge your marketing strategy with commercial profiles and insights gathered and interpolated from hundreds of data sources

• Create an intelligent prospecting strategy, finding qualified leads based on the industry’s largest variety of criteria

• Easily engage with prospects by managing lead lists, receiving alerts for data changes and integrating into your existing tech stack

Benefits

• Next-level Discovery - Start conversations with the right people by identifying key decision makers and using detailed knowledge about their business to engage with them in a whole new way.

• Grow into New Markets - Uncover valuable employee benefits and P&C insights on prospects in unfamiliar industries to expand your operations and access carrier and broker information to target certain prospects.

Features

• Streamline Prospecting & Lead Generation - Instantly access millions of leads and target the businesses you want based on advanced search functionality. Then unlock strategic business insights and insurance profiles to boost sales operations.

• Insightful P&C Insurance Data - Unlock critical commercial data and target commercial prospects based on OSHA violations, DOT inspections, penalties and more. Access the most current and accurate data available to speed up the underwriting submission process.

• Data Analytics and CRM Integrations - Use advanced analytics to uncover market trends in all 50 states. Gain competitive intelligence for territory planning, market expansion and commission structure.

Accelerate YOUR Agency Growth!

The Insurance Marketing Group® goal is to provide the highest quality, cost effective commercial insurance appointments for every one of their clients and to perform the service with integrity. IMG provides an innovative and cost-effective approach to new business development with guaranteed results with dozens of satisfied clients that have experienced significant ROI when utilizing their commercial insurance appointment setting service!

Why The Insurance Marketing Group?

IMG provides the highest quality…

 commercial insurance appointments.

 commercial insurance x-dates.

 independent agency mergers & acquisitions calls.

 new producer cold call training program.

IMG can accelerate YOUR agency growth because they know how to …

 smile and dial, call agents average twenty-five outbound calls per hour.

 get past the gatekeeper and connect with the decision maker.

 pique a prospect’s level of interest and engage in meaningful conversation.

 ask for the opportunity to quote and set highly qualified insurance appointments that lead to sales!

What separates them from the competition …

 expert cold callers that specialize in commercial insurance appointment setting.

 coached by licensed insurance agents; there are very few objections they cannot overcome.

 works closely with clients and their underwriters to develop a unique and effective phone presentation.

 offers EXCLUSIVITY; do not do business with any of your competitors within a 30-mileradius.

 100% TCPA Compliant.

The Insurance Marketing Group and your agency …

 will customize your agency’s campaign to suit your specific telemarketing needs.

 can call your target prospects before your competitors do.

 wants to be your business partner and accelerate your agency growth!

Additional Services

• Hot transfers, connecting an interested party directly to your designated cell or phone number

• TCPA compliant database supplied to your exact specifications

• Live call monitoring (where permitted by law)

• Call recordings (where permitted by law)

• Script development

• Daily reporting

www.theinsurancemarketinggroup.com

Note: Contact vendor for current pricing.

Commercial Lead Generation and Appointment Setting

Therrien Communications Inc® has specialized in telemarketing for insurance agents and the insurance industry throughout the country for over 15 years. A well-trained telemarketing team generates quality leads and is highly motivated to help expand and grow your business. The “Core Lead Generation Program” was developedby a former Nationwide employee and leading telemarketer trained by Nationwide in commercial and personal lines.

Commercial Leads/ Appointments - Looking for high quality Insurance leads and appointments at affordable prices?

Agency Acquisitions - Seeking to acquire an agency to grow your business?

Homeowner Referral Program - Grow your Homeowner book ofbusiness with this INNOVATIVE NEW program!

Commercial Telemarketing

Therrien Communications understands that obtaining quality leads is criticalto your success, especially in these tough economic times. Marketing dollars you spend must produce results That is why they guarantee quality leads and appointments for each telemarketing session and follow up on yourX-dates at no additional cost.

Agency Acquisition

Acquiring a quality agency is a great way to expand your business! Experts estimate three out of four agencies in the US will transition in the next 10 years. The challenge is finding qualityagency owners that are interested in selling now! Therrien Communications specializes in locating interested sellers for you based on your criteria.

Competitive Advantages

• Adapting. Strategies and scripts factoring product, region, and market

• Flexibility. Accessibility with coast to coast calling

• Exclusivity. Only represents one agent per region

• Dedicated. Assigned a telemarketer will execute and monitor the entire call campaign

• Longevity. Many of their customers have been with us for 10 to 15 years

• Experienced. Trained team of professional telemarketers have an average tenure of 8 years

• Guaranteed. Quality leads every month

• Free. Follow-up on x-dates to schedule appointments

• Results. Agents have seen results up to 60% client revenue on an annual basis.

www.therriencommunications.com

Note: Contact vendor for current pricing.

Meet Your Agency’s All-In-One Growth Partner

EverQuote® serves insurance agents as a trusted, all-in-one growth partner, enabling agents to achieve your goals faster with performance-driven products. They provide a comprehensive range of products, supporting everything from Marketing your agency to real-time Leads & Calls. Unlike other online lead vendors, EverQuote is a trusted partner with a platform designed specifically for agents. Discover our comprehensive suite of product options from Marketing Services to real-time Leads and Calls, and much more.

Product Overview

From Marketing Services to Leads, Calls, and more, EverQuote offers insurance agents the most effective mix of growth-focused products on the market.

Marketing Services - Leverage paid search to boost your online visibility, connect with highintent shoppers, and diversify your acquisition strategies with a team of experts who will handle everything to ensure your campaigns are optimized and achieving your objectives and results.

Leads and Calls - Connect in real-time with one of the millions of consumers who visit our websites every month. Choose the products that are right for you and get high-intent leads who fit your target risk profiles and locations down to the ZIP code.

Real-Time Leads – Receive leads within seconds of the prospect submitting their information.

Consumer-Initiated Inbound Calls – When a high-intent shopper calls EverQuote for an insurance quote, they pass them on directly you.

Pro – Utilize their Lead Management System, Pro, to receive and manage your EverQuote leads.

Lead Connection - Save time and activate EverQuote’s best-in-class lead outreach team to call leads, nurture prospects, and pass qualified shoppers on to you. Free up time by letting EverQuote’s best-in-class lead outreach specialists call your leads and pass qualified prospects on to you. A proven, consistent, data-driven outreach cadence where leads are contacted within 30 seconds, with continued follow-ups for up to seven days via phone and emails.

Agent Support - Join our Accelerated Growth Program for goal-based pricing, consistent lead volume, monthly business reviews, and a Dedicated Business Consultant. Program (AGP) offers large insurance agencies seeking aggressive growth a unique partnership opportunity with exclusive benefits.

Be the first to learn about new offerings and beta releases

Count on priority access to available lead volume

Get pricing based on your agency’s ROI and growth goals

Receive a dedicated Agency Business Consultant who will guide you through specialized training, monthly reviews, and more

Note: Contact vendor for current pricing.

Premium Insurance Leads That Agents Endorse!

Hometown Quotes® was built and is run by insurance industry experts and the sole business is providing high- quality, real-time auto, homeowners, life, and renters insurance leads at extremely competitive prices. Our custom pricing is based primarily on product type and risk class. With real-time insurance leads, you spend less time finding the right contact and more time closing deals.

Hometown Quotes® lasting relationships with many major insurance carriers, allows them to offer pricing discounts, monthly promotions and, in some cases, subsidies on auto, homeowners, life and renters leads.

Get the Hometown Quotes Advantage and see how we can help you grow your business every step of the way.

Why Agents love Hometown Quotes

80% Reported Quote

SEM Generated Leads*

Custom Account Control

74% of Insurance Shoppers Begin

Online - Hometown Quotes finds only the most high-intent online shoppers using SEM marketing.

Limited Lead Distribution - Leads delivered to up to 4 agents. In most cases, that number is much lower. Leads delivered in several ways: Email, Text, Rater, CRM, Dialer, and LMS.

How the Program Works

Rate Limited Distribution

Acclaimed Customer Service

Unlimited FREE Filters

HTQ Validates Leads 3 WaysChecks that all leads are fresh (not recycled) by checking the born-on date of each lead delivered and validate email addresses to make sure they are active.

Your Lead 4 Life - Even if you do not write a policy at the time of purchase, effective lead nurturing may bring them back around later.

Delivers SEM Leads - Highly sophisticated marketing techniques locate online insurance shoppers with high intent to purchase, allowing delivery of quality leads in numerous ways.

Gives You Control - Based on your filters and other account controls, we pass these quotable opportunities onto you, so you can turn leads into policies.

Helps You Along the Way - Dedicated account managers have worked in the insurance industry for years, doing exactly what you are doing today and helping you succeed.

Want to grow your business? www.hometownquotes.com

Note: Contact vendor for current pricing.

Accelerate your sales with InsuranceLeads

InsuranceLeads® will help to fuel your pipeline with high-intent consumers. Their expert team will ensure you are targeting the right consumers to drive success for your business. Without a reliable source of insurance leads coming to an agent, their sales struggle and business dwindle. InsuranceLeads.com spends millions of dollars monthly to capture hundreds of thousands of motivated prospects who are looking for insurance online. To see our smart leads management system, all you need to do is complete our online registration form. Registration is free and there are no obligations in order to activate your account. When you decide to activate and try our leads, we will give you 50% off your second lead type

Insurance Lead Types

Successful insurance producers frequently require new prospects to grow their business. Sales leads put you in touch with consumers who are already shopping for insurance products. business. Find out how InsuranceLeads can help you sell more policies using our most popular lead types:

• Auto Insurance Leads

• Health Insurance Leads

• Life Insurance Leads

• Home Insurance Leads

How It Works

1. InsuranceLeads operates a network of websites that helps consumers assemble competitive quotes from insurance agents.

2. Consumers find our sites while searching for insurance-shopping terms on portals like Google and Bing, or by clicking ads on many of the web’s most popular sites.

3. Once at the website, consumers fill out a detailed quote request form that is specific to the type of insurance they’re interested in buying.

4. Our advanced technology distributes leads based on agent-created profiles – including geography, lifestyle filters and daily/weekly lead maximums.

5. Agents get an excellent value: we offer one of the lowest shared lead caps in the industry.

Insurance Lead Pricing

InsuranceLeads offers quality Internet leads at competitive prices, often below the competition. Provide free geographic targeting so you get leads only where you need them. If you do not need to further target your prospects, the price below is all you pay. Additionally they offer hundreds of optional filters at an additional charge. Use our software online 24/7 to configure and make adjustments to your account whenever necessary. Leads are Carrier-Exclusive, and are sent to between 2-4 agents on average, often less. Be sure to check out our Frequently Asked Questions for more information.

Note: Contact vendor for current pricing.

Built For Insurance Agents by Insurance Agents

Real Results® was built with your insurance agency in mind. We know how hard it is to generate new business and keep policyholders on the books. That is why all their products and services are specifically designed for you. They deliver on what they promise, and in a short period of time have expanded from solely setting exclusive appointments to providing an all-inclusive one-of-a-kind product, the Internet Sales System

Real Results® Insurance Telemarketing Services are the best in the business and offer a unique approach to lead generation. Whether your company needs commercial lines or personal lines insurance telemarketing services, they have you covered.

What Makes Real Results® Insurance Telemarketing Services Unique?

Appointments to Fit Your

Schedule - In-person or over the phone appointments set to work around your schedule in the parameters you define.

Prospects Are Primed to Buy –Implementation of the Wedge Technique uncovers buyer’s pain points and give you a sales advantage.

Take Your Business to The Next Level with Real Results

More Options: Geography and SIC Filters – Give them the exact SIC code, size of business and arears you want to write business in.

Customizable Plans for Each Agency – They work alongside your business strategy, and they devise a plan that fits your agency’s needs.

Exclusive Homeowners Live Transfers - Imagine if you could get the person shopping for your product on the phone in real time. Exclusive live transfer leads transfer potential customers to you, giving you a brief introduction, then letting you do what you do best, SELL! Let us help you today.

Personal Lines Engagement Program - The first of its kind! Real Results’ proven method focuses on growing your current book of business through referrals, creating new business opportunities, and selling your most asset… your agency!

Insurance Telemarketing Services - Our insurance telemarketing services are the best in the business. Built on integrity with the standard of excellence, we offer a unique approach to lead generation. Whether your company needs commercial lines or personal lines insurance telemarketing services, we have you covered.

Note: Contact vendor for current pricing.

Best Insurance Lead Value in the Industry

QuoteWizard® is the preferred customer acquisition platform for the modern agent. Connects insurance agents, brokers, and carriers to active insurance shoppers with high converting insurance lead and call products and monitors customers close rates in order to optimize their experience. They realize the only way to grow their business is by helping customers grow theirs.

Why QuoteWizard?

Provides superior products and service to insurance agents, brokers, and carriers in all 50 states than any other lead company. Spends over $100 million dollars yearly on search engine marketing. The result is leads will convert 25% higher than the industry average for their customers.

Better Agent Experience - Easy to use, yet powerful account management system and dedicated representatives to help locate your ideal customers.

Better Lead Quality - Committed to lead quality through focused online consumer search sources. These sources help to ensure better quality leads and return on your lead investment.

Better Close Rate - Based on feedback from corporate partners their leads close 25% higher than the industry average. Additionally, their insurance leads are only sent to 1.7 agents on average.

How QuoteWizard Insurance Leads Work

• People shopping for insurance online fill out detailed forms to receive quotes.

• QuoteWizard matches these people with agents based on selected filters and territory in real time.

• QuoteWizard monitors the close rates and lead returns from all of customers.

• Use data to improve every customer's lead mix in order to achieve the best possible close rates.

How their Pricing Works

Insurance lead products are competitively priced based on special carrier discounts, risk category, product type, and current promotional offers. QuoteWizard offers several product types designed to accommodate any budget. Connect with your ideal local customers in real-time, seconds after they submit a quote request. Most agents will qualify for either a deposit match or up to 30% off your leads on top of already affordable pricing model. engine marketing. The result is our leads will convert 25% higher than the industry average for our customers.

Special Pricing

QuoteWizard has strong partnerships with most of the major carriers. These partnerships can provide your agency with additional subsidies and savings on our lead products. If you are an independent agent, you may still qualify for special programs and pricing.

Note: Contact vendor for current pricing.

Cybersecurity protects and recovers from an attack.

Cybersecurity

Cybersecurity is the state or process of protecting and recovering networks, devices, and programs from any type of cyberattack. Cyberattacks are an evolving danger to organizations, employees, and consumers. They may be designed to access or destroy sensitive data or extort money. These cyberattacks are usually aimed at accessing, changing, or destroying sensitive information; extorting money from users; or interrupting normal business processes. Implementing effective cybersecurity measures is particularly challenging today because there are more devices than people, and attackers are becoming more innovative.

Types of cyber threats

Phishing - The practice of sending fraudulent emails that resemble emails from reputable sources. The aim is to steal sensitive data like credit card numbers and login information. It’s the most common type of cyberattack.

Social Engineering – The Process of psychologically manipulating people into performing actions or giving away sensitive information.

APTs (Advanced Persistent Threats) – Attacks in which an unauthorized user infiltrates a network undetected and stays in the network for a long period of time.

Ransomware -Type of malicious software. It is designed to extort money by blocking access to files or the computer system until the ransom is paid. Paying the ransom does not guarantee that the files will be recovered, or the system restored.

Malware – Software that is specially designed to gain access or damage a computer without the knowledge of the owner.

What is cybersecurity all about?

A successful cybersecurity approach has multiple layers of protection spread across the computers, networks, programs, or data that one intends to keep safe. In an organization, the people, processes, and technology must all complement one another to create an effective defense from cyberattacks. A unified threat management system can automate integrations across select security products and accelerate key security operations functions: detection, investigation, and remediation.

People - Users must understand and comply with basic data security principles like choosing strong passwords, being wary of attachments in email, and backing up data.

Processes - Organizations must have a framework for how they deal with both attempted and successful cyberattacks. One well-respected framework can guide you. It will explain how you can identify attacks, protect systems, detect, and respond to threats, and recover from successful attacks.

Technology - Technology is essential to giving organizations and individuals the computer security tools needed to protect themselves from cyberattacks. Three main entities must be protected: endpoint devices like computers, smart devices, and routers; networks; and the cloud. Common technology used to protect these entities include next-generation firewalls, DNS filtering, malware protection, antivirus software, and email security solutions.

Why is cybersecurity important?

In today’s connected world, everyone benefits from advanced cyber defense programs. At an individual or small business level, a cybersecurity attack can result in everything from identity theft, extortion attempts, and the loss of and breach of important data. Everyone relies on critical infrastructure like small business and securing these and other organizations is essential to keeping our society functioning. Choose the ideal combination of solutions or product bundles, with tailored recommendations to meet your cybersecurity and data management needs today Take the attack to the attackers

• Detect sophisticated threats with network-powered defense - Identify and stop the most complex attacks with a network-led open XDR approach powered by a simple, built-in Network Detection and Response (NDR) to gain comprehensive visibility.

• Realize the power of unified security and network operations - Natively integrate network data from devices to gain clear visibility beyond what EDR-based tools provide, so defenders can take more informed and timely actions.

• Elevate productivity with AI assistance and automation - Remediate threats quickly and decisively with AI-guided response and automation that levels up the performance and effectiveness of your security operations team.

Bring your security stack together

• Email telemetry and response integrations - Effortlessly integrate email and applications data from leading solutions to deliver secure access.

• Endpoint telemetry and response integrations - Seamlessly integrate popular endpoint detection and response tools to extend security investments.

• Cloud and network telemetry and response integrations - Easily connect cloud, network, and firewall security tools to gain insights across your environment.

Email Encryption

Email Encryption

Email has become one of the most efficient and cost-effective means of communicating globally. Small and medium-sized businesses (SMBs) depend on email communication, but it has become the most vulnerable aspect of their business. E-mail communication works so that the users utilize mail servers that transfer, store, and send messages with different client programs. Mail servers in turn transfer messages through other mail servers and different proxy servers to receiver’s mail server. Receiver reads the message from the mail server with the client program in use. E-mail passes through multiple servers, not directly from computer to computer and can be protected with encryption software and encryption programs that ensure the confidentiality of email messaging.

Bad actors target email because it has a series of vulnerabilities they can exploit. Email communication needs to be secure and easily tracked to prevent unauthorized access. According to the FBI, email phishing has risen dramatically in recent years and business email compromise (BEC) has become one of the most common avenues cybercriminals use to exploit unsuspecting users. Since many organizations are subject to compliance and privacy regulations, email security needs to be in place to help businesses avoid hefty fines and damage to their reputation.

There are two main types of email encryption protocol:

1) S/MIME and PGP/MIME. S/MIME (Secure/Multipurpose Internet Mail Extensions) - Technology that allows you to encrypt your emails. S/MIME is based on asymmetric cryptography to protect your emails from unwanted access. It is built into most OSX and iOS devices and relies on a centralized authority to pick the encryption algorithm. S/MIME is used most often because it is built into large web-based email companies such as Apple, Gmail, and Outlook.

2) PGP/MIME (Pretty Good Privacy/Multipurpose Internet Mail Extensions) - data encryption computer program that gives cryptographic privacy and authentication for online communication. It is often used to encrypt and decrypt texts, emails, and files to increase the security of emails. PGP encryption uses a mix of data compression, hashing, and public-key cryptography. Within this model, there is more flexibility and control over how well you want your emails to be encrypted, but it requires a third-party encryption tool.

Why is encryption important?

• Encryption helps protect data you send, receive, and store, using a device, including text messages stored on your smartphone, running logs saved on your fitness watch, and banking information sent through your online account.

• Encryption secures electronic communication tools when communicating confidential matters, such as personal data, contract papers, company business secrets and sending different passwords to other parties.

• Encrypting data renders files incomprehensible to unauthorized interceptors without impairing accepted users’ access.

• Encrypting an email message means it's converted from readable plain text into scrambled cipher text. Only the recipient who has the private key that matches the public key used to encrypt the message can decipher the message for reading.

• Encryption satisfies an organization’s responsibility to ensure that confidential information remains confidential. E-mail solutions play a key role and ensure the safety of your organization’s communication.

• Encryption protects you from a data breach. If the hacker can’t read your message because it’s encrypted, they can’t do anything with the information. Since 2013, over thirteen billion data records have been lost or stolen. The average cost of a data breach in 2018 is $3.86 million.

More security, less complexity.

Barracuda® provides simple email encryption because deploying standalone email encryption services can be so cumbersome to manage and use that many users decide to bypass their organizations' secure communication policies. Your email is not secure. Cybercriminals are constantly evolving new ways to exploit human nature at organizations of all sizes. Barracuda combines email encryption with other layers of data protection including data leak prevention, archiving, and filtering that blocks malware and advanced threats of a complete email protection solution that is extremely secure.

Complete email security powered by AI.

Organizations around the globe trust Barracuda to protect their email against persistent threats, and we’ve led the way in AI-powered security. Our comprehensive solution combines pre- and post-delivery defense to stop threats at every stage.

Prevent threats - Powered by AI, Barracuda Email Protection leverages machine learning to predict, detect, and neutralize threats before they reach your users.

Detect and respond - Identify and limit the impact of any threats that reach your users with automated response and security awareness training.

Secure data - Back up your important Microsoft 365 email and data to recover easily from malware attacks or lost data.

Advanced email threat prevention deployed how you want it.

Get AI-powered protection against advanced threats, including phishing, impersonation, and ransomware. Direct integration with your cloud email enables real-time threat detection, easy deployment, and effortless management of your security.

• Integrated cloud email security - Barracuda’s integrated approach combines AI-driven threat detection with advanced behavioral analytics and natural language processing, providing the most effective way to block evolving threats, such as malicious QR codes and phishing emails.

• Simple to use, hard to get through - Our solution is designed with simplicity in mind. There is no need for extensive configurations or manual oversight, making security effortless without compromising detection efficacy.

Incident response that you’ll actually enjoy.

Detect and respond to malicious activity before and after delivery. Slash the time between detection and response with fully-automated, post-delivery remediation and M-SOAR capabilities.

• Peace of mind through automation - Automate the toughest security challenges, from threat detection to post-delivery remediation.

• Increased threat coverage/Increased cyber resilience - Continuously neutralize threats that have evaded traditional defenses by searching inboxes and leveraging real-time threat intelligence.

• Reduced impact of human error - Quickly mitigate damage caused by human mistakes. Identify users that interact with dangerous content, isolate compromised accounts, revoke access, or remove malicious emails sent internally.

NOTE: Visit the vendor or their website for additional features and details. Get effective email security www.baracuda.com

Intelligent Email Security

Egress® is the only platform to continually assess human risk and dynamically adapt security controls, preparing customers to defend against advanced phishing threats, human error, and data exfiltration. Egress generates aggregated individual risk scores that are used to automatically adapt controls for products in the Intelligent Email Security platform. Combined with intelligent, behaviorbased threat detection and real-time user engagement, Egress is proven to tangibly reduce risk.

Why choose Egress?

We’ve architected a single email security platform that seamlessly integrates into Microsoft 365 to augment its native security and stop the inbound and outbound threats that secure email gateways (SEGs) miss.

Stop up to 97% more attacks - Protects your organization from the attacks that matter most, including business email compromise, supply chain compromise, and ransomware.

Uncover 10x more data breaches than previously reported - Use contextual machine learning and social graph technologies to understand individual behavior by analyzing who they share data with, and the content they usually share.

Detecting the threats that Microsoft 365 misses - Our technology integrates seamlessly into Microsoft 365, detecting the phishing threats that get through its native security and preventing data loss caused by human error and exfiltration.

Detect and prevent inbound and outbound email threats

People represent the biggest risk to organizations and are most vulnerable when using email. Combining an adaptive security model with intelligent detection capability, Egress Intelligent Email Security:

Prevents advanced phishing threats, data loss, and data exfiltration - AI models and a zero-trust approach combine to detect the full spectrum of phishing threats and anomalies in human behavior that lead to data loss and data exfiltration.

Provides continuous education using real-time teachable moments - Contextual banners and prompts are delivered at the point of risk, augmenting security awareness and training through real-time teachable moments.

Continually assesses risk to dynamically adapt enforcement - Aggregated human risk scores for each individual user are used to dynamically adjust security controls, providing automated and tailored protection.

Key benefits

• A single platform that detects and prevents both inbound and outbound email threats

• Adaptive security architecture prepares organizations for threats before they materialize

• Lowers administration overhead with intelligent self-learning technology

• Augments security awareness by engaging users at the point of risk with real-time teachable moments

• Significantly lowers time to respond to and remediate email-related incidents

• Proactive human risk quantification with actionable intelligence

• Fast to deploy with immediate time to value

Intelligent Email Security suite

Protects against inbound and outbound email threats - Combines advanced detection technologies to reduce human-activated risk and protect against inbound and outbound email threats. Protects against data breaches by engaging and empowering users without introducing friction.

File Sharing and Collaboration suite

Allow your teams to communicate securely and share sensitive data - Make it easy for users to securely upload, control, and share documents with teammates and external partners. Create customizable secure web forms for inbound data flows, allowing third parties and customers to share sensitive data easily.

Intelligent Email Security products

Protect

Secure email for insurance professionals.

NeoCertified® is the gold standard in email encryption. Sending personal information across an unsecured email network poses two risks: The email could potentially be sent to the wrong person or even worse intercepted electronically en route. NeoCertified ensures the protection and privacy of each email you send, leaving you protected at all times from malicious online intent.

• Microsoft Integration - Send encrypted emails right from your Microsoft Outlook browser. Our Outlook Add-In is compatible with versions 2010 | 2013 | 2016 | 2019 & Office 365.

• Secure Email Archiving - Access, deliver, and store archives of all previously sent and received secure email messages and attachments with our Secure Archiving email solution.

• Secure Email API - Give your business the ability to access our secure email solutions directly from your business application, making email encryption that much easier.

Email encryption solutions, all in one place

Cloud- based portal

• Send and receive secure emails and attachments - Cloud-Based Portal is the central nervous system of our encrypted email platform. All messages sent, stored, and received are encrypted at all times.

• Microsoft integration is right around the corner - From the portal, you can also download our Microsoft Outlook Add-In which gives you the ability to send and receive secure emails directly from your browser.

Neo Mobile

• As technology progresses, so do our expectations - They’ve mobile-optimized our email encryption software, so you can now compose, send, and receive secure emails directly from your smartphone devices.

• iOS and Android compatible for your convenience - Download the NeoCertified App directly to your smartphone to run message reports, retract sent secure emails, and manage your portal preferences.

Email & Messaging Large Files

• Large-file transfer for insurance professionals - Insurance plans typically contain large documents that include sensitive information. With NeoCertified’s Secure Large-File Transfer option, you can effortlessly send large files of up to 1GB in size directly from your device’s file manager.

Encrypted Email Since 2002

• Reshaping email security one step at a time - NeoCertified is one of the top secure email providers for insurance agencies in the country, offering a variety of secure email solutions around private insurance data. Secure email for insurance professionals has never been easier! Compliance Requirements

• (GLBA) Gramm-Leach-Bliley Act - Compliance

• (HIPPA) Health Insurance Portability and Accountability Act compliance for insurance firms

• (NAIC) National Association of Insurance Commissioners laws and regulations

• CAN-SPAM email compliance standards

A 30-day money-back guarantee on all purchased NeoCertified secure email accounts.

NOTE: Visit the vendor or their website for additional features and details.

A better internet starts with privacy and freedom

ProtonMail® is easy to use and encrypted by default, your business emails and events are always private. Because what's in your email is your businessMost popular email providers, such as Gmail, Outlook, and Yahoo, scan the content of your emails and use your email address to create a detailed profile on you and profit from your data. Proton Mail's end-to-end encryption and zero-access encryption ensure only you can see your emails. Not even Proton can view the content of your emails and attachments. No more trackers in your inbox - Email trackers tell senders and advertisers what you read and click on and can follow you around the web. Proton Mail protects you from these digital spies and prevents companies from monitoring you.

What makes ProtonMail email better?

• Ad free, always free - Proton Mail is a free and secure email service that's powered by our community, not surveillance capitalism. Our free plan is supported by paid subscriptions that offer extra features and storage.

• Highest standards of privacy - Proton is incorporated and headquartered in Switzerland, meaning your data is protected by some of the world's strictest privacy laws.

• Switch to Proton Mail in one click - With Easy Switch, you can quickly migrate from any email provider to Proton Mail. Import your emails, labels, contacts, and calendars to Proton Mail and set up automatic forwarding to receive future emails in your new encrypted inbox.

• Open source and independently audited - All Proton services are open source and independently audited for security. We also maintain open-source encryption libraries used by millions of people around the world.

Encrypted email that ensures business privacy

• Protect your business - Proton Mail and Proton Calendar don’t share your data with third parties or scan your communications like Microsoft and Google do. And it’s easy, there’s no training or extra steps required for your organization.

• Safeguard your valuable data - Proton encrypts your data by default to keep your internal communications and customer data secure. Thanks to automatic encryption, your business email, calendar and contacts are protected from data breaches and easily comply with data protection laws.

• Customize your email workspace - Get a custom email domain (like yourname@example.com), brand your mailbox, apply advanced filters, set up a catch-all email address, and more for seamless productivity.

• Stay secure and connected anywhere - Keep your team secure on the go with our open source and end-to-end encrypted apps for web, iPhone, Android, Windows, and Mac. Our apps are easy to use and come with every business plan at no extra cost.

• Over 100 million people trust Proton - Founded by scientists in 2014, Proton Mail is the world’s most popular encrypted email provider. Our mission is to build a more secure internet where you control your data, not tech companies.

• The security assurance you need - Proton undergoes systematic in-depth audits to verify we’re secure. Our open-source apps are regularly inspected by independent security experts, and we obtained an ISO 27001 certification. Proton can help you fulfill your regulatory requirements and protect your data.

NOTE: Visit

Secure Email & More

RMail® is a secure email provider/service that empowers you; all the functionality you need, all in one installation onto the platforms you’re already using email encryption, certified proof, AI-infused human e-security error prevention, in-the moment personalized e-security training, and much more. Built with AI that automatically sensitizes users to today’s e-security and ecompliance needs; subtly nudging them to make the right emailrelated e-security decisions. Securing your business has never been easier.

Why They Are Unique

• Breadth of Services - RMail is a secure email provider/service that empowers you; all of the functionality you need, all in one installation onto the platforms you’re already using email encryption, certified proof, AI-infused human e-security error prevention, in-the moment personalized e-security training, and much more.

• Simplicity - We understand that the power of e-security technology resides in user adoption. That is why RMail is built with AI that automatically sensitizes users to today’s e-security and e-compliance needs; subtly nudging them to make the right email-related e-security decisions. Securing your business has never been easier.

• Legal Proof® - Each message comes with a Registered Receipt™ email record; the global standard for court-accepted, timestamped proof of secure delivery of emails — and its attachments. This record is durable (it may be forwarded, retaining its self-authenticating integrity), and is self-contained (it does not require any other record to be stored anywhere).

• Friendlier Service - Excellent technology is key, outstanding service is gold. Getting both in a single package is pure bliss. Our teams are more knowledgeable and friendlier to work with. That is why our customers rate us with 99% satisfaction scores and 5-star accolades.

Features

SMART Email Encryption - Dynamically adapting encrypted email ensures elegantly easy; simple for recipient means happy sender. Far beyond opportunistic TLS, RMail encrypted email service smartly adapts to provide peace-of-mind with end-to-end encryption, secure file sharing, auditable proof of fact of GDPR and HIPAA privacy compliance, and more.

Mutating the DNA

of Data Leaks

- Automatically sensitize users of their need to treat certain messages differently, seamlessly and in the flow of email and work, with in-the-momentof-sending bite-sized security insights and alerts. Empower your people and prevent data loss with AI-infused and automated rules-based email compliance and security recommendations.

Intercepting the Human Instinct to Please - Nip cybercriminal-induced mis-wires (a/k/a wire fraud) with real-time alerts that expose whose email account is being eavesdropped on, which email addresses have tricky lookalike domains, and when a reply is about to be hijacked must-have additional layers for your Business Email Compromise defense. Outbound PRECrimeTM email security at its finest.

Proof of Who Said What When, by Email - Gain insights of the overall journey of your email, how popular, who read what when, and receive forensic certified proof. The only internationally court-accepted, authenticatable timestamped proof of content e-delivered. Do More with Less - Choose outbound security gateway, in-the-inbox integrated cloud email security, in-the-ether e-security content control rights management services: all, some or one. RMail automates email security and secures your communications so that your organization can focus on doing business. Reduce costs and app complexity with the RMail AI-infused e-security layers; choose one, or all-in-one.

Plans & Pricing

Easy, Affordable Email Encryption

Virtru® allows you to apply easy encryption to your most frequently used apps, like Google Workspace (including Gmail), Microsoft 365 Office, Salesforce, Zendesk, and more of the apps you use every day. Simple, affordable encryption gives you complete control over your information, everywhere it moves even when you share it outside of your organization. Protect your critical communications and collaboration workflows everywhere your data travels.

With Virtru, you can

Easily Encrypt Data - Virtru makes it easy to add protection to emails, files, attachments, and even data flowing through other SaaS apps — no new accounts required.

Strengthen Compliance - Whether you work in insurance, finance, manufacturing, education, or healthcare, Virtru's encryption and access controls support even the strictest regulations, including ITAR, CMMC 2.0, CJIS, HIPAA, and many others.

Control Data Flowing in and out of Your Organization - Safeguard data in motion, including the ability to revoke access to encrypted emails sent at any time.

Email and File Encryption Made Simple

Complete Control of Your Data - Protect your data in to help maintain compliance, no matter where it is shared or who has been granted access. Granular security controls allow users and admins to:

• Revoke messages

• Set expiration dates

• Disable forwarding

• Disable downloading

• Add watermarks and more

Easy Gmail Security - One-click, end-to-end encryption and decryption with no portal logins.

• Integrates directly within the native Gmail interface

• Does not require S/MIME or other labor-intensive frameworks

• A simple, industry-leading recipient experience for decryption

• Deploy data security at the organization or group level

• FIPS validation helps support advanced security requirements mandated by certain regulatory obligations

Intuitive User Experience for Recipients - Easily collaborate with anyone, whether they’re inside or outside your organization. Our industry-leading recipient experience means recipients can access data easily:

• No portal logins

• No new accounts

• No new passwords

Clear

Data Visibility and Audit - Virtru gives you centralized insights to make informed business decisions.

• See how sensitive data is being used and shared for auditing purposes

• All users can track their email opens and file shares, as well as manage data access, even after it’s left the organization’s server

• Administrators can maintain oversight and manage data access for all users

Automated Data Loss Prevention - Humans are, well, human. Protect sensitive data against human error with the Virtru Data Protection Gateway

• Integrates with Google Workspace to seamlessly protect data flowing in and out of your organization

• Automatically encrypts sensitive data like PII, PHI and more based on precise DLP rules

• Maintain support for regulatory compliance obligations without disrupting workflows

Pricing

Accelerate productivity, reduce risk, and help meet your compliance obligations.

NOTE: Visit the vendor or their website for additional features and details.

Endpoint Security

Endpoint Security

What is an endpoint?

Endpoints are physical devices that connect to and exchange information with a computer network. Some examples of endpoints are mobile devices, desktop computers, virtual machines, embedded devices, and servers. Internet-of-Things devices like cameras, lighting, refrigerators, security systems, smart speakers, and thermostats are also endpoints. When a device connects to a network, the flow of information between, for instance, a laptop and a network, is much like a conversation between two people over the phone. Endpoints are a primary target for cyber attackers. Consequences and resulting damage of successful attacks are growing, and many companies are bolstering their defense by adding endpoint protection products.

What is endpoint protection/security?

Endpoint protection, or endpoint security, is a general term that describes cybersecurity services for network endpoints, like laptops, desktops, smartphones, tablets, servers, and virtual environments. These services may include antivirus and antimalware, web filtering, and more. Endpoint protection helps businesses keep critical systems, intellectual property, customer data, employees, and guests safe from ransomware, phishing, malware, and other cyberattacks.

Why do businesses need endpoint protection?

Endpoint Prevention matters as global cyber threats are more aggressive than ever and can have a staggering impact on a business. No matter the size of your business you need reliable endpoint security that can stop modern attacks and since most companies are subject to some form of compliance and privacy regulations, protection for endpoints is 100% necessary to help businesses avoid hefty fines and damage to their reputation due to a security breach.

Why is security awareness training necessary?

As cybersecurity threats continue to increase and evolve, security awareness training helps businesses decrease help desk costs, protect their reputation and secure their overall cybersecurity investment. According to the 2022 Verizon Data Breach Investigation Report: 82% of all breaches involve a human element. Well-trained users reduce these incidents, resulting in reduced costs related to lost productivity and system downtime. Security awareness training transforms employees into a business's best line of defense. Employees learn about subjects like information security, social engineering, malware and industry-specific compliance topics. Knowledge verification increases employee resilience to cyberattacks at home, on the move and at the office.

Methods to ensure complete endpoint security:

1. Data Encryption – Ensure that the business and customer data are completely encrypted. Data loss can lead to data breaches, customer identity theft and hence a downfall in the business revenue.

2. Cybersecurity awareness campaign – Create an awareness campaign on cyber-security in your organization. Employees are the most vulnerable source of an attack. educate the employees on their vital role in complying with the organization standards.

3. Invest in the best cybersecurity technology – Do detailed research on which cybersecurity system matches your company requirements and read the user reviews – this would help you a long way in investing in the right and successful cybersecurity technology.

4. Consider needs of multiple users – There are multiple requirements for multiple users, consider the demands of each user. Two different users at two different places may require a different software all these are to be considered.

Fix today. Protect forever.

Malwarebytes® believes when you’re free from threats, you’re free to thrive. It all started with one person who needed help with a malware infection Now we’re doing so much more than just malware remediation. They’ve forged ahead into the world of cyberprotection, privacy, and beyond. Detection and response keep your business and endpoints safe from cybercriminals with a cloud - hosted security platform that maximizes limited resources and simplifies endpoint protection. Innovation that secures without sacrificing endpoint performance, taking you from infection to recovery in seconds.

Teams

Cybersecurity for the sole proprietor, boutique business, or small office – no IT skills required.

Protection for all your business devices.

AI-powered hacker and malware defense - Multi-layered technology offers always-on protection against malware, viruses, spyware, brute-force attacks, and more.

Scam and ransomware protection - Prevent ransomware attacks that could halt your operations. Shut down robocalls, scam texts, phishing attempts, and dangerous decoy websites.

Uncompromising speed and ease - Keep your business on the fast track. Boost browsing by up to 4x. All with our easy-to-use, intuitive dashboard.

Dedicated, priority support - Get expert guidance with 24/7 human support, tailored security assessments, and a 60-day money-back guarantee.

Provides organizations complete, integrated protection through a single, lightweight agent that is incredibly fast to install and easy to manage. Built on a decade plus of experience with malware detection and remediation, ThreatDown offers best-in-class endpoint security solutions designed to protect organizations just like yours.

Solutions

Managed Detection & Response -Use a 24x7x365, all-in-one security service by seasoned analysts and threat hunters.

Endpoint Detection & Response - Address suspicious activity and behavior with industryleading EDR.

Endpoint Protection - Next-gen AV stops ransomware and other malware with awardwinning prevention.

Vulnerability Assessment - Identify weaknesses in your environment and prioritize the results for action.

Patch Management - Understand risks quickly and strengthen defenses across your digital ecosystem.

Security Advisor - Instantly visualize, understand and optimize your security posture with the power of AI.

ThreatDown Pricing

Choose the endpoint security bundle that’s right for your organization.

NOTE: Visit the vendor or their website for additional features and details.

Say hello to a brighter world.

Norton’s passion is more than just offering device security, identity protection, online privacy, and all-in-one protection. It’s to empower you and your family to feel safer in your everyday digital life. They believe that when you worry less about the darkness of cybercrime, you can live on the bright side. So, they make protection for your digital life easy. Digital life is life. It only makes sense that the brand known for protecting people around the world from the start is leading the way again by changing with it. Cybercrime may have a dark side. But it’s time to say hello to a brighter world. The new Norton. This is digital living on the bright side. You get real-time protection against ransomware, viruses, spyware, malware, and other online threats.

Designed for small business owners and their employees

Norton Small Business Premium helps you keep your business devices and critical data secure and running seamlessly with an always-on antivirus, cloud backup21, and 24/7 IT support▽. Reduce your business's exposure to online security risks with a VPN, payment monitoring†, and a password manager for you and your employees.

• Device Security - Real-time antivirus helps protect your devices, and our firewall for Windows and Mac helps block cybercriminals from accessing your network.

• Business Tech Support - Your subscription includes 5x access per year to Norton experts, available 24/7 for remote IT support on your devices, network, and software.

• Secure VPN - Work online and access websites more safely at home or on the go with bank-grade VPN encryption.

• Financial Monitoring - Get alerts so you can act quickly if we detect suspicious transactions on your company’s bank accounts.

• Cloud Backup - Help prevent the loss of your business data from ransomware, PC theft, or hard drive failures by storing copies of files and folders in our secure cloud storage.

• Private Browser - Our secure web browser helps your employees avoid scammers and cybercriminals during their day-to-day online activities.

• Password Manager - Create, store, and manage your passwords, credit card information, and other credentials more securely in a personal, encrypted, online vault.

• Software Updater - Software Updater helps you to keep your software up to date, so there are fewer vulnerabilities for cybercriminals to exploit.

• Utilities Ultimate - Utilities Ultimate cleans out junk, removes unnecessary apps and data, and helps keep your Windows PCs running smoothly.

• Employee Identity Monitoring - Automatically scan hidden sites where identity thieves trade personal information. Be notified if sensitive data related to your five monitored company contacts is found so you can act quickly to prevent misuse.

• Social Media Monitoring - Don't let cybercriminals damage your company's good reputation by posting on your social media. Prevent your business profiles from being taken over by regularly monitoring for suspicious activities on your personal accounts.

• Driver Updater- Help keep drivers on your Windows PCs up to date and safe by downloading from a database of millions of malware-free drivers. Choose the right protection for your business.

NOTE:

Simplify and secure your connected world.

Trend Micro™, a global cybersecurity leader, helps make the world safe for exchanging digital information. Fueled by decades of security expertise, global threat research, and continuous innovation, our cybersecurity platform protects 500,000+ organizations and 250+ million individuals across clouds, networks, devices, and endpoints. As a leader in cloud and enterprise cybersecurity, our platform delivers central visibility for better, faster detection and response and a powerful range of advanced threat defense techniques optimized for environments, like AWS, Microsoft, and Google.

Essential protection for peace of mind

Benefits

Block web threats - Defend against ransomware and other online dangers.

Avoid online scams and fraud - Flag malicious phishing emails and scam websites.

Browse safely - Block dangerous websites that can steal personal data.

Stop malware - Prevent malicious files and applications from infecting your PC.

• Secure your connected world - Block viruses, spyware, and other malicious software, so you can enjoy your digital life safely.

• Stop cybercriminals from taking your data hostage - Protect against the newest types of attacks, including ransomware, which can encrypt your data until you pay off the bad guys.

• Clear and simple to use - Get security without complexity. Intuitive settings and clear status reports make safety simple.

Ready for Windows 11?

Trend Micro Antivirus + is fully compatible with Windows 11 so you can shop, game, and socialize online with confidence that you and your devices are protected by world-class protection against the latest malware, fraud and scams.

TotalAV™ Antivirus Pro is a real-rime antivirus protection for Windows, Mac®, Android & iOS Devices that Safeguard Your Identity & Online Purchases. All The Features You Need To Protect Your Digital Life. trusted by millions of people across the world, with hourly virus definition updates, real-time protection, and outstanding malware testing performance scores. The final word in internet security, with daily virus definition updates, Real-Time antivirus protection, and an Award-Winning virus detection rate.

All The Features You Need To Protect Your Digital Life.

Our antivirus is trusted by millions of people across the world, with hourly virus definition updates, real-time protection, and outstanding malware testing performance scores.

Real-Time Protection - Check downloads, installs and executables for viruses & threats each time your computer accesses them.

Eliminate Malware - Our Award-Winning antivirus protection keeps harmful threats away from your system.

Block Annoying Ads - Say goodbye to those pesky adverts that invade your screen and diminish your browsing experience.

Block Online Threats - WebShield works without rest to safeguard against all manner of cyber threats.

Schedule Smart Scans - Set up your scans to run like clockwork and ensure your system remains safe and secure at all times.

100% Compatible - Benefit from our advanced security tools made available across Windows, Mac, Android & iOS.

Your Laptop, Smartphone or Tablet. Secure all your devices.

• Security Enhancements - Cybersecurity doesn't just end with Antivirus, at TotalAV™ we have a wide range of security features.

• Browse the web safely and securely - WebShield is the first line of defense against fake, scam, phishing & ‘spoofed’ websites, created to harm devices, compromise security, and even steal personal information.

• Block Unlimited Ads - Eliminate those irritating ads, pop-ups and notifications that clog the screen on your favorite websites.

• Block In-Play Video Ads - Interrupted, ad-heavy videos are now a nuisance of the past, courtesy of our no-nonsense Total AdBlock tool.

• Ultra-Fast Antivirus - Packed with all the essential features to find and remove malware, keeping you safe. Rapid install speed, avoiding interruptions. Powerful on-demand protection, in a light solution.

• Trusted by millions of people worldwide - The final word in internet security, with daily virus definition updates, Real-Time antivirus protection, and an Award-Winning virus detection rate. Award-Winning Antivirus, for advanced, dynamic, around-the-clock protection

NOTE: Visit the vendor or their website for additional features and details. Your protection is more than just a priority. It’s a passion. www.toyalav.com

A smarter, simplified way to protect your business

Webroot™ Endpoint Protection stops malware, ransomware, phishing and other damaging attacks aimed at your users and systems by delivering an award-winning management console with comprehensive protection that complements an organization’s cyber resilience strategy. Without protection, companies risk losing their critical data, paying significant ransoms and losing the ability to conduct business. Many companies are also subject to privacy and compliance regulations, so there is additional risk of further financial loss and damage to their reputation in the case of a security breach.

Webroot’s got you covered with all-in-one protection

Device - Always–On, proactive AntiVirus with 6x faster scans

Identity - Dark web and financial monitoring alerts with up to $1M in stolen funds and identity fraud expense reimbursement

Privacy - Cleans your devices for improved performance and eliminates traces of online activity

Benefits

Purpose-built for MSPs and SMBs

Superior efficacy against zero-day threats

Hassle free deployment and fully operational in 30 seconds

Features

Collective threat intelligence

• Powered by advanced machine learning

• Predictive analytics provides automated protection against zero-day threats

• Requires minimal human interaction

• Lightning Bolt Icon

Superior speed and efficiency

• Nimble agent designed for minimal footprint and system performance impact

• Easy to deploy and installs in seconds

• Ultra-fast scans

• Cloud Icon

Cloud-based architecture

• Continuously correlates and analyzes data from 95+ million sensors

• Access to advanced computing power

Copyright © 2019 by

Mike Haller

All rights reserved. No part of this publication may be reproduced, distributed, or transmitted in any form or by any means or manner whatsoever, without the express written permission of the Author. For permission requests, write to the author, addressed “Attention: Administration Officer,” at the email address provided.

NOTE: All information contained in this document was obtained from the internet, or directly from the Vendors and is subject to change.