Condo Life – May 3, 2025 by Media Classified

Getaway to everyday. Residences from

the low $600’s.

Aspen Shores welcomes all-season resort-style living to the Georgian Bay waterfront in Meaford. Discover a community of high-end condominiums backdropped by a stunning natural playground, brought to you by the visionaries at Skyline.

TIME TO EXPLORE

WAYNE KARL EDITOR-IN-CHIEF Condo Life Magazine

EMAIL: wayne.karl@nexthome.ca

TWITTER: @WayneKarl

Now that the federal election is over and Mark Carney has been elected Prime Minister, hopefully we can get down to business – the business of managing the U.S. tariff challenge and other related economic issues. As it pertains to housing, we must now count on the Liberals delivering on their pre-election promises to develop Canada’s most ambitious housing plan since the Second World War – however that may be shaped post-victory.

For what it’s worth, the Canadian Home Builders’ Association (CHBA) says there were many wins during the campaign, and other areas of concern that CHBA will seek to improve. “It is expected that the many wins for CHBA with the Liberal government last year, as reflected in the 2024 Budget and the companion ‘Canada Housing Plan’ document, in which CHBA recommendations found themselves extensively, will continue to be implemented – CHBA will work to ensure they are.”

More locally, there is some concern that Carney’s pledge for Ottawa to get into the homebuilding business may be slightly off-target.

“The idea of a public builder may sound appealing, but it requires us to buy into the idea that governments can do it better, faster and cheaper,” says Dave Wilkes, president and CEO of the Building Industry and Land Development Association (BILD). “We need only look at the track record of countless government infrastructure projects and procurement processes to dispel this idea, as time and time again, these efforts have been plagued by cost overruns and extensive delays.”

However these initiatives play out in the coming months, we’re now fully into May – what would normally be busy spring season in real estate. But for the above and other reasons, it’s a different period – one punctuated by uncertainty and concern.

But that doesn’t mean a lack of opportunities.

As our feature on Spring Homebuying on page 14 examines, there are plenty of new-home buying opportunities for the well-prepared and undeterred, whether they are in move-in ready inventory homes or builder incentives and upgrades.

Incentives vary from builder to builder and are sometimes shared with buyers only in sales offices. They are also available for the proverbial “limited time only and subject to change without notice,” so it’s best to check with builders directly.

One project was even offering a new car with the purchase of a new home.

Yes, you read that right.

The best way to discover these opportunities, then, is get out there and explore. Identify your desired neighbourhood, know what type of home you want and can afford, look for builders that are offering such product, and visit their homesites.

It’s spring, and while not perfect this year, it’s a great time to explore.

PERSONAL FINANCE | JESSE ABRAMS

Jesse Abrams is Co-Founder at Homewise, a mortgage advisory and brokerage firm based in Toronto. thinkhomewise.com

TRREB REPORT | ELECHIA BARRY-SPROULE

Elechia Barry-Sproule is President of the Toronto Regional Real Estate Board (TRREB) and Broker/Owner of Red Apple Real Estate Inc. She is committed to mentoring and supporting real estate professionals across the industry. trreb.ca.

WESTERN VIEW | MIKE COLLINS-WILLIAMS

Mike Collins-Williams, RPP, MCIP, is CEO West End Home Builders’ Association. westendhba.ca.

HOME REALTY | DEBBIE COSIC

Debbie Cosic is CEO and founder of In2ition Realty. She has overseen the sale of more than $15 billion worth of real estate. With Debbie at its helm, In2ition has become one of the fastest-growing and most innovative new home and condo sales companies. in2ition.ca

INSIDE EDGE | RIZ DHANJI

Riz Dhanji is Pre-construction Sales and Marketing Specialist at RAD Marketing. radmarketing.ca.

REAL ESTATE PRO | BARBARA LAWLOR

Barbara Lawlor is President and CEO of Baker Real Estate Inc., and an indemand columnist and speaker. A member of the Baker team since 1993, Barbara oversees the marketing and sale of condo developments in Canada and overseas. baker-re.com

STAT CHAT | BEN MYERS

Ben Myers is the President of Bullpen Consulting, a boutique residential real estate advisory firm specializing in condominium and rental apartment market studies, forecasts and valuations for developers, lenders and land owners. Contact him at bullpenconsulting.ca and @benmyers29 on Twitter.

LEGALLY SPEAKING | JAYSON SCHWARZ

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at info@schwarzlaw.ca or phone at 416.486.2040.

BILD REPORT | DAVE WILKES

Dave Wilkes is president and CEO of the Building Industry and Land Development Association (BILD), the voice of the home building, land development and professional renovation industry in the GTA. For the latest industry news and new home data, follow BILD on Twitter at @bildgta or visit bildgta.ca

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SENIOR VICE-PRESIDENT, SALES, NEXTHOME

Hope McLarnon

416.708.7987

hope.mclarnon@nexthome.ca

DIRECTOR OF SALES, ONTARIO, NEXTHOME Natalie Chin 416.881.4288 natalie.chin@nexthome.ca

SENIOR MEDIA CONSULTANTS Amanda Bell 416.830.2911 amanda.bell@nexthome.ca

EDITORIAL DIRECTOR Amanda Pereira

EDITOR-IN-CHIEF – GREATER TORONTO AREA

Wayne Karl wayne.karl@nexthome.ca

CONTRIBUTORS

Mariam Aboutaam, Jesse Abrams, Elechia Barry-Sproule, Mike Collins-Williams, Debbie Cosic, Riz Dhanji, Barbara Lawlor, Linda Mazur, Lianne McOuat, Ben Myers, Jayson Schwarz, Dave Wilkes

EXECUTIVE MEDIA CONSULTANTS

Jacky Hill, Michael Rosset

VICE-PRESIDENT, MARKETING – GTA Leanne Speers

MANAGER CUSTOMER SALES/SERVICE

Marilyn Watling

SALES & MARKETING CO-ORDINATOR

Gary Chilvers

BUSINESS DEVELOPMENT MANAGER

Josh Rosset

DISTRIBUTION distributionteam@nexthome.ca

ACCOUNTING INQUIRIES accountingteam@nexthome.ca

DIRECTOR OF PRINT MEDIA Lauren Reid–Sachs

VICE-PRESIDENT, PRODUCTION – GTA Lisa Kelly

PRODUCTION MANAGER – GTA Yvonne Poon

GRAPHIC DESIGNER & PRE-PRESS COORDINATOR Hannah Yarkony

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NHBA NAMES 2025 AWARDS OF EXCELLENCE WINNERS

The Niagara Home Builders’ Association recently conferred its Awards of Excellence to the best of the best in the Niagara Region homebuilding, renovation and supplier community.

Based on a scoring system completed by a panel of judges outside of the Niagara Region, companies were selected as the winners in the categories below, respectively. For a complete list of winners, visit nhba.ca.

MARKETING

• BEST PROJECT VIDEO

Mountainview Homes:

Westwind Shores

• BEST PRINT AD CAMPAIGN

Lucchetta Homes:

WaterCrest at Hunters Pointe

• BEST SOCIAL MEDIA CAMPAIGN

Lucchetta Homes:

WaterCrest at Hunters Pointe

• BEST NEW HOME SHOWROOM OR SALES CENTRE

Silvergate Homes:

Prudhomme’s Landing Sales Centre

• BEST INTERIOR DECORATING –MODEL HOME OR SUITE

Rinaldi Homes: Elevated Living

ARCHITECTURAL DESIGN

• MOST OUTSTANDING

PRODUCTION BUILT HOME –ONE STOREY UP TO 1,800 SQ. FT.

Lucchetta Homes: The Superior at WaterCrest at Hunters Pointe

• MOST OUTSTANDING CUSTOMBUILT HOME – ONE STOREY OVER 1,800 SQ. FT.

Rinaldi Homes: Maple Leaf Ave

• MOST OUTSTANDING

PRODUCTION BUILT HOME –TWO-THREE STOREYS UP TO 2,500 SQ. FT.

Centennial Homes Niagara: The Emery, 7887 Seabiscuit Drive

• MOST OUTSTANDING PRODUCTION BUILT HOME –TWO-THREE STOREYS

2,501 SQ. FT. AND OVER

Mountainview Homes: The Selene

• MOST OUTSTANDING CONDO/ TOWNHOME UP TO 1,500 SQ. FT.

Silvergate Homes: The Fireside

• MOST OUTSTANDING CONDO/ TOWNHOME OVER 1,500 SQ. FT.

Lucchetta Homes: The Dolomiti at Lusso Urban Towns

• MOST OUTSTANDING MIDRISE BUILDING 4-10 STOREYS –COMPLETED

Mountainview Homes: One Fonthill Condominiums, One Eighteen

• MOST OUTSTANDING HIGH- OR MIDRISE CONDO SUITE 4-PLUS STOREYS UP TO 800 SQ. FT.

Mountainview Homes: Coronation

• MOST OUTSTANDING HIGH- OR MIDRISE CONDO SUITE 4-PLUS STOREYS 801 SQ. FT. AND OVER

Mountainview Homes: Evangeline

• MOST OUTSTANDING MID- TO HIGHRISE BUILDING CONCEPT DESIGN (4-11-PLUS STOREYS) –PLANNED

Mountainview Homes: One Fonthill Condominiums, One Forty

ROOM DESIGN

• MOST OUTSTANDING NEW HOME KITCHEN (NEW LOWRISE HOME UP TO 2,500 SQ. FT.)

Rinaldi Homes: Maple Leaf Ave

• MOST OUTSTANDING NEW HOME KITCHEN (NEW LOWRISE HOME 2,501 SQ. FT. AND OVER)

Centennial Homes Niagara: The Parkway Project

• MOST OUTSTANDING NEW HOME

BATHROOM (NEW LOWRISE HOME UP TO 2,500 SQ. FT.)

Silvergate Homes: Fireside Ensuite

• MOST OUTSTANDING NEW HOME BATHROOM (NEW LOWRISE HOME 2,501 SQ. FT. AND OVER)

Mountainview Homes: The House on The Hill

• MOST OUTSTANDING NEW HOME FINISHED BASEMENT

Lucchetta Homes: The Superior at WaterCrest at Hunters Pointe

• MOST OUTSTANDING FEATURE ELEMENT

Ridgeline Homes: The Storybook Home Turret

PRESTIGE AWARDS

• BUILDER OF THE YEAR

Lucchetta Homes

• COMMUNITY DEVELOPMENT OF THE YEAR

Rinaldi Homes: Fonthill Abbey

• PROJECT OF THE YEAR – LOWRISE

Centennial Homes: Centennial Homes and Habitat for Humanity Collaboration

• PROJECT OF THE YEAR – MID- OR HIGHRISE

Mountainview Homes: One Fonthill Condominiums, One Eighteen

• SUPPLIER OF THE YEAR

Reliance Home Comfort

• SALES TEAM OF THE YEAR

Mountainview Homes: Mountainview Sales team

• EXCELLENCE IN GREEN/ SUSTAINABILITY

Lucchetta Homes

CANADA’S RECREATIONAL HOUSING MARKET PROVES RESILIENT IN ECONOMIC UNCERTAINTY

In something of a surprise given the economic uncertainty, Canada’s recreational housing market is proving to be resilient, according to a new report from Royal LePage.

The median price of a singlefamily home in Canada’s recreational regions is forecast to increase 4.0 per cent in 2025 to $652,808, as demand for recreational homes – though slightly depressed as a result of geopolitical tensions and economic uncertainty – continues to outpace available supply in most markets. All of Canada’s provincial recreational markets are expected to see an increase in home prices this year.

“The pandemic-era scramble for recreational properties, once reminiscent of a modern-day gold rush, has thankfully eased – along with the chaos of bidding wars and thin inventories,” says Phil Soper, president and CEO, Royal LePage. “Demand for recreational properties among Canadians, and the lifestyle they offer, remains strong but

balanced. While the mainstream market is more sensitive to economic shifts, demand in the recreational segment remains steadfast, even during periods of market hesitation. Many families share the deep-rooted desire to own a recreational home, and that is unlikely to change.”

In 2024, the weighted median price of a single-family home in Canada’s recreational property regions increased 2.3 per cent year over year to $627,700. When broken out by housing type, the weighted median price of a single-family waterfront property decreased 3.6 per cent year over year to $1.06 million in 2024, and the weighted median price of a standard condominium remained flat, rising a modest 0.2 per cent to $431,700.

“After three years of doubledigit price growth during and after the pandemic, recreational property values have settled slightly below peak for the 2025 season,” says Soper.

“Looking ahead, recreational property prices are expected to rise modestly, driven by ongoing supply shortages. New cottages and cabins aren’t being built fast enough to meet buyer demand, which will continue to support long-term price growth.”

In Ontario in 2024, the weighted median price of a single-family home in the recreational property market decreased 1.5 per cent year over year to $640,700. During the same period, the weighted median price of a standard condominium decreased 5.7 per cent to $468,900.

Amexon Development Corp., one of Toronto’s leading real estate developers, has announced e-lofts, a new rental community designed for contemporary loft-style living, with a focus on sustainability and connectivity.

Located at Eglinton Avenue East and Don Mills Road, e-lofts will transform an existing 15-storey office building into a vibrant residential property, offering authentic loft-style suites. Designed in collaboration with CORE Architects and II BY IV DESIGN, the development connects the natural beauty of the Don River parklands with the urban energy of Eglinton.

ASPEN SHORES

Luxury living awaits you at Aspen Shores, the new condominium community coming soon to the Georgian Bay waterfront in Meaford, Ont. From the visionary team at Skyline, Aspen Shores will feature three, four-storey condominiums designed to provide residents with year-round resort-style living and ample opportunity for outdoor recreation. The first phase will see the release of 101 suites, offering an oasis of refined comfort to those in search of sophistication and natural beauty.

Aspen Shores is situated on one of the last remaining stretches

of waterfront on Georgian Bay in Southern Ontario’s most picturesque region. Its design is inspired by the breathtaking location, which offers residents and guests unparalleled access to the area’s natural wonders.

The warmer months offer scenic walking and cycling trails, pristine beaches and world-class boating opportunities, and water enthusiasts can enjoy kayaking, paddleboarding, and sailing right from the shoreline. As the seasons change, residents can embrace the arrival of a winter wonderland with cross-country skiing, snowshoeing, and cosy fireside gatherings.

Aspen Shores residents can also enjoy Meaford’s charming downtown, located just a short walk away. Boutique shops, farm-to-table dining and cultural attractions, such as the Meaford Hall Arts & Cultural Centre, add vibrancy to everyday living, while farmers’ markets, art festivals and seasonal events all contribute to Meaford’s rich community life and ensure that there is always something to explore. The area also boasts a rich agricultural history, with local wineries and cider houses offering tastings and tours for those who appreciate the finer things in life. The wider Georgian Bay community,

including Collingwood, Thornbury and the Blue Mountains, are all within a short distance, offering even more opportunities for entertainment, exploration, and indulgence on memorable nights out after days on the bay.

The Aspen Shores community includes three condominium buildings, all featuring a fusion of comfort and elegance.

The Terrace Collection and Lifestyle Collection of suites offer residents private, personal retreats with modern fixtures, coupled with warm, minimalist finishes to create a seamless flow from the splendour of the outdoors through to your own home. The ultra-luxurious Waterfront Collection features six exclusive penthouse suites with exquisite details including an fireplaces and stunning views of Georgian Bay. Each Waterfront suite features floor-to-ceiling windows that frame

breathtaking vistas, while openconcept layouts maximize space and natural light.

Aspen Shores’ elegant interiors offer a striking contrast to the rugged and natural Georgian Bay shoreline just outside. Designer kitchens feature premium appliances, smart home technology and spainspired bathrooms, while private outdoor spaces offer residents the opportunity to make the most of every single day by the shore.

Resident lifestyle has been carefully considered throughout every aspect of Aspen Shores. The community will feature a selection of premium amenities curated for wellness, self-care, socializing and outdoor recreation. The Coastal Lobby welcomes residents and their guests with a warm and airy ambience, as well as ample seating, including dedicated coworking spaces perfect for a dynamic work-

from-home environment, or for meeting friends and associates.

For guests looking to host a dinner party, the Cove Kitchen’s amenities will surely make for a night to remember. This fully equipped shared cooking and dining space provides plenty of prep area and counter seating, as well as indoor and outdoor dining areas backdropped by stunning views of the bay.

After long days on the slopes or out on the water, residents can unwind in luxurious comfort and enjoy conversation with friends and family in the Aprés Lounge, a social space complete with a modern fireplace. Another community highlight is the Player’s Den, a games room and gathering space boasting sophisticated furnishings, a poker table and billiards. For those looking for friendly competition, this is the place to be.

Healthy, active living is a pillar of the Aspen Shores community, and numerous amenities have been designed to make fitness fun and convenient, including a pickleball court, groomed walking trails and the Wellness Hub, equipped for weight training, cardio, Pilates, yoga and more. After an invigorating workout, residents can unwind outside in one of the barrel saunas or cool off in the pool at the palatial Shoreline Terrace outdoor lounge.

The community also caters to outdoor enthusiasts of every stripe, with dedicated storage areas for watercraft, and sporting equipment for kayaking, stand-up paddleboarding, skiing, snowboarding and golfing at one of the nearby clubs. The community is also petfriendly with pet washing stations and a dog run on the grand lawn.

In addition to condominium residences, Aspen Shores is elevating hospitality with a hallmark partnership; a collaboration with the prestigious Vintage Hotels, an Ontario-based brand that has become synonymous with luxury and exceptional service. This partnership will further enhance the Aspen Shores resident experience with exclusive curated events and access to premium hospitality offerings. From personalized dining experiences to wellness retreats and bespoke travel arrangements, Aspen Shores residents and guests can expect a level of service that rivals the finest boutique resorts.

Aspen Shores is being developed by SkyDev, which is part of Skyline, a Guelph, Ont.-based capital management company committed to creating meaningful value for communities across Canada, with $9.01 billion in real estate and renewable infrastructure under management. SkyDev’s expertise spans sustainable apartment, office, industrial and retail developments. It has successfully completed more than 600 apartment units and currently

has 1,000 residential units under construction, with an additional 3,000 units advancing through approvals across Ontario. With Aspen Shores, SkyDev is bringing its record of performance and experience to Meaford to create a unique destination community where every single moment is meant to be savoured.

For more information, contact hello@aspenshores.ca or visit aspenshores.ca.

HOMEBUILDING

Ontario builders shine as finalists for CHBA 2025 National Awards for Housing Excellence

Builders and developers in the Greater Toronto Area and elsewhere in Ontario earned their fair share of nominations, as the Canadian Home Builders’ Association has named the finalists for the 2025 CHBA National Awards for Housing Excellence. Catch

HOUSING POLICY

Federal Liberals unveil Canada’s most ambitious housing plan since the Second World Wart

Mark Carney has announced that a new Liberal government would build more homes that Canadians can afford, with Canada’s most ambitious housing plan since the Second World War.

ANALYSIS

Studies provide insight into what’s behind the GTA housing crisis

Two recent studies have underscored the factors that are contributing to the GTA’s housing affordability and supply crisis this growing problem. To reverse this trajectory, it is crucial that we act swiftly to streamline development processes and increase the construction of homes that align with shifting demographic needs.

PLANNING APPROVALS

Hamilton ranks last in national planning approvals

The Canadian Home Builders’ Association recently released its 2024 Municipal Benchmarking Study, confirming that Hamilton is failing to build enough housing, with potentially catastrophic consequences. The city ranks last among 23 Canadian municipalities in approval timelines for new housing developments.

HOME DESIGN

Modern kitchens serve multiple purposes

The kitchen is the heart of the home, deserving thoughtful design to ensure it is both functional and inviting. When purchasing a pre-construction home, you can personalize your kitchen by selecting colours, styles and materials included in your purchase agreement, as well as opting for upgrades to enhance your space.

Visit nexthome.ca

INVENTORY HOMES AND INCENTIVES PRESENT

OPPORTUNITY FOR HOMEBUYERS TO ACT NOW

Spring is usually busy season in real estate, with prospective buyers on the new homes and resale fronts eager to get out into the warmer weather and execute their wellthought-out plans.

This year is atypical in that regard, however, as uncertainty from the threat of U.S. tariffs, a Canadian federal election and other related issues is causing some buyers – and even builders – to pause.

If there was pent-up demand before, these circumstances are only causing it to grow even further, as prospective buyers wait for clarity before making their move.

“Buyers should feel very positive about the spring market,” Lianne McOuat, vice-president, strategy, at McOuat Partnership, a sales and marketing agency in Toronto,” told Condo Life . “It is a buyers’ market, and that means there is a lot of choice and great deals out there, particularly for inventory homes that are ready to move in.”

Indeed, Richard Mariani, sales and marketing manager at CountryWide

by WAYNE KARL

Homes, says prices in new home construction have mostly rolled back to 2019 price points. “Builders have a lot of standing inventory homes for sale right now because of commitments from existing sales that required construction to commence without the entire project being sold out. Therefore, each builder likely has homes that are either nearly completed and still allow the buyer the opportunity to select their interior finishes, or fully built and ready to move in as little as 30 days. There’s motivation to sell these homes, meaning great incentives for the buyers who understand the value of the opportunity.”

“While some might see the uncertainty as a reason to wait, savvy buyers know that these conditions create opportunities to secure fantastic pre-construction deals,” Debbie Cosic, CEO and founder of In2ition Realty, writes in her column on page 22. “Developers are offering incentives to attract buyers, and those who act now can

lock in incredible value before the market shifts again.”

Natalya Kuzminova, director of sales at RAD Marketing, summarizes why current conditions mean now is a good time to buy preconstruction:

• Falling interest rates improve affordability

• 30-year amortizations are available for first-time buyers

• Low inventory and market trends indicate prices could soon rise

• Builder incentives are some of the best in more than 20 years, but will decline as prices rise and market conditions improve

“Many buyers are sitting on the sidelines, but now is the best time to buy pre-construction,” she says, adding that buyers will benefit from competitive pricing, flexible deposit structures, generous incentive packages and better property selection.”

For well prepared and undeterred homebuyers, then, there are strong opportunities out there – be they

Northshore Condos, Burlington, by National Homes

in move-in ready homes or incentives from builders.

Here is a select list of some of them.

MOVE-IN READY HOMES

BARRIE

Everwell, by Sorbara sorbara.com

Midhurst Valley, by CountryWide countrywidehomes.ca

BEETON

GreenRidge, by Flato Developments flatogroup.com

BURLINGTON

Northshore Towns, by National Homes in Burlington nationalhomes.com

CALEDON

Castles of Caledon, by CountryWide countrywidehomes.ca

MARKHAM

Angus Glen South Village, by Kylemore kylemoreliving.com

MISSISSAUGA

Whitehorn Woods, townhomes by National Homes nationalhomes.com

NIAGARA

Lusso Urban Towns, by Lucchetta Homes

lucchettahomes.com

WaterCrest at Hunters Pointe, by Lucchetta Homes lucchettahomes.com

TORONTO

900 St. Clair, by Canderel canderel.com

Amsterdam Towns, by Rise Developments amsterdamtowns.com

WHITBY

Station No3, by Brookfield Residential brookfieldresidential.com

INCENTIVES

New home and condo incentives, meanwhile, vary from builder to builder and are sometimes shared with buyers only in sales offices. They are also available for the proverbial “limited time only and subject to change without notice,” so it’s best to check with builders directly. One project was even offering a new car with the purchase of a new home.

At CountryWide Homes, for example, the company says it has “adapted to what the market has been telling us across our 18 active communities within the GTA, and has introduced special inventory pricing.

“There is something for every life stage, whether you need a townhome that closes in 30 days or a detached home that your children and grandchildren can move into with you in six to 12 months,” says Richard Mariani, sales and marketing manager.

CountryWide has also partnered with TD Bank “to offer peace of mind and confidence during these uncertain times by offering firm mortgage approvals up to 24 months,” adds Mariani. “Even if you lose or change jobs before you close, help with down payments or a blanket appraisal.”

AJAX

Time Townhomes, by Marshall Homes marshallhomes.ca

BRAMPTON

Duo Condos, by National Homes nationalhomes.com

Union, by Mattamy Homes mattamyhomes.com

BURLINGTON

Northshore Condos, by National nationalhomes.com

CALEDON

Ellis Lane, by Mattamy Homes mattamyhomes.com

GEORGETOWN

42 Mill St., by Amico 42millst.com

HAMILTON

Rebecca Condos, by Rosehaven rosehavenhomes.com

MARKHAM

Angus Glen South Village, by Kylemore kylemoreliving.com

Springwater, by Mattamy Homes

mattamyhomes.com

Union City, by Metropia unioncity.ca

MILTON

Hawthorne Village, by Mattamy Homes mattamyhomes.com

MISSISSAUGA

Exhale Condos, by Brixen Developments exhalecondominiums.ca

NIAGARA

Lusso Urban Towns, by Lucchetta Homes lucchettahomes.com

WaterCrest at Hunters Pointe, by Lucchetta Homes lucchettahomes.com

TORONTO

8 Elm, by Reserve Properties and Capital Developments eightelm.com

28 Eastern, by Alterra 28eastern.com

625 Sheppard, by Canderel canderel.com

908 St. Clair, by Canderel canderel.com

Bluffer’s Park, by Skale and Diamante bluffersparkcondos.com

Celeste, by Alterra and Diamond Corp. celeste.ca

Foret Condos, by Canderel canderel.com

Motto, by Sierra sierra.ca

Olive Condos, by Capital Developments oliveresidences.ca

Park Road, by Capital Developments parkroad.ca

The Humber, by Options for Homes optionsforhomes.ca

The Wilde, by Chestnut Hill Developments

Thewildebychesnuthill.com

The Ivy, by Dream ivycondos.ca

WHITBY

Highbury Gardens, by Stafford stafford.ca

THE CONDO MARKET

IS BEING REWRITTEN IN REAL TIME

In recent months, a familiar chorus has returned to the Toronto housing debate. As the new condominium market undergoes a correction, critics – many of whom have long declared its demise – have resurfaced, dancing on the proverbial grave. With a “told-you-so” tone, they proclaim that the investor-led model is finally crumbling under its own weight, cheering what they believe will be a renaissance in housing policy and delivery. But this perspective, although emotionally satisfying for some, dangerously misreads the complex realities behind development and ignores the essential function that investors have played in delivering supply in the Greater Toronto Area.

If you’ve followed the Toronto Under Construction podcast, you’ve heard this nuance unpacked in detail. In Episode 84, I hosted a panel of some of the smartest young executives in the industry, developers Adam Sheffer (Originate Developments), Ty Diamond (Diamond Kilmer Developments), and Pouyan Safapour (Devron Developments). Through candid hypotheticals, the episode dismantles the simplistic narratives popular in political circles and social media echo chambers. We discussed real solutions and potential pivots, not “pie in the sky” outcomes typically brought forward by industry outsiders.

Much of the current discourse has hinged on the idea that the condo market “wasn’t delivering what people wanted.” This argument,

often advanced by left-leaning commentators, critiques the size, price and security of tenure of typical new units. In a recent X thread, I concluded that this interpretation overlooks the very structure of development economics. Condominiums aren’t built because developers prefer smaller suites at higher prices – they’re built because zoning constraints, cost inputs and financing requirements dictate what is feasible, and how the unit mix is ultimately programmed.

Critics rarely account for the essential role that pre-construction investors play in de-risking projects. Without those early purchasers –many of whom never intend to live in the units – projects would not receive the financing needed to move forward. It is not enough to say “just sell to end-users.” Without investors acting as the crowd-funded equity layer, many GTA projects would never break ground.

The myth that “every site can just be rental now” is a common fallacy. Rental development is structurally different, requiring longer timelines, more patient capital and entirely different risk profiles. Those urging mass conversion to rental often underestimate the challenge of securing financing, underwriting lease-up periods, managing operations and achieving viable long-term returns. Just because a site was viable for condo in 2021 doesn’t mean it can be flipped to rental in 2025 with the wave of a bureaucratic wand. To put it succinctly: Rental development requires a big upfront cheque.

What rises from the ashes of this correction is not going to be a utopian village of affordable threebedroom rentals priced at $900

per month. It is more likely to be a prolonged period of undersupply. With investors on the sidelines and lenders wary, housing starts are expected to fall sharply – by as much as 50 to 70 per cent from peak levels. This will have cascading effects: Higher rents, reduced population inflows, lost jobs and diminished neighbourhood vibrancy.

The notion that “being right” about a market correction equates to winning a policy argument is a dangerous fallacy. This isn’t just about who got the forecast correct – it’s about what happens next. As supply tightens and ownership opportunities decline, the same voices celebrating today’s downturn may soon find themselves lamenting tomorrow’s affordability crisis. And the irony? The very investor model they criticized may have been the only mechanism keeping prices remotely tethered to reality by ensuring enough homes got built in the first place.

If you’re a buyer, a prospective investor or just someone trying to understand why housing is so hard to come by, don’t buy into the funeral march just yet. The condo market isn’t dead – it’s evolving. But to meet the needs of the next generation of Torontonians, we need policy grounded in pragmatism, not idealism.

BEN MYERS

TODAY’S TECH TOOLKIT

STACKED UP FOR SALES SUCCESS

Pre-construction sales used to run on paper, Post-its and handshakes. Not anymore.

In today’s real estate market, launching a new development requires more than a glossy brochure and a charming sales agent. It demands a tightly integrated technology ecosystem – from the first lead to the final firm deal. The stakes are high, timelines are tight and buyers expect an experience that’s seamless, digital and personal.

From CRM to sales gallery tech, here’s the modern toolkit every developer and sales agency should be using to deliver an engaged buyer experience.

CRM: THE NERVE CENTRE OF YOUR SALES OPERATION

A powerful CRM is more than contact storage, it’s how you manage relationships at scale. In preconstruction, where buyer cycles are long and broker engagement is key, your CRM should provide full visibility into every touchpoint. From tracking agent activity to managing thousands of leads, the right system keeps your sales machine running.

Key features: Automated workflows, real-time reporting, segmentation tool, team insights

LEAD MANAGEMENT: CAPTURE. QUALIFY. CONVERT.

Leads are the lifeblood of your launch, and yet many teams struggle to properly capture and route them. A strong lead management system

ensures no opportunity slips through the cracks – whether from a website, social campaign, QR code or sales gallery event. It scores leads, routes them to the right agent and enables fast follow-up.

Key features: Integrated forms, lead scoring, lead assignment, response management

INVENTORY MANAGEMENT: NO MORE SPREADSHEET NIGHTMARES

Managing hundreds of units across multiple floorplans and fluctuating pricing? That’s a job for software, not sticky notes. A good inventory system keeps your matrix clean, current and visible to all stakeholders, with real-time demand and pricing data at your fingertips.

Key features: Stacking plans, batch pricing tools, customized reporting, access controls

SALES MANAGEMENT: RUN YOUR LAUNCH LIKE A PRO

When the doors open – virtually or physically – you need tech that brings structure to the chaos. Sales management tools let your team guide buyers through every step: Booking appointments, presenting marketing, writing suite requests and issuing docs, all in one place. Think of it as mission control.

Key features: Digital worksheets, deal processing, automated alerts, broker dashboards

IMMERSIVE SALES GALLERY: FROM SHOWROOM TO SHOWCASE

In-person experiences still matter. But today’s sales galleries are powered by tech that turns a floorplan into a full-blown experience. Touchscreens display real-time inventory. Virtual walkthroughs immerse buyers in

unbuilt spaces. Augmented reality overlays transform renderings into living, breathing homes. It’s all about interactive storytelling.

Key features: Interactive touchscreens, hyper-realistic renderings, immersive 3D-experiences

With all the tech available today, the most successful sales programs aren’t just well-staffed – they’re well-wired. A fully integrated tech stack connects the dots between marketing, sales, operations and the buyer experience. It empowers your team, sharpens your strategy and gives you the data to move faster and smarter.

In an industry where timing is everything, the right tools are the competitive edge.

Tim Ng is Founder and CEO of ADHOC STUDIO and BLACKLINE, pioneering industry-leading digital solutions merging real estate, art and technology to transform the sales experience. To explore ADHOC’s award-winning renderings and BLACKLINE’s innovative sales platform, visit adhocstudio.ca and blacklineapp.com.

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FEDERAL HOUSING

Homeownership is the dream of most Canadians, and why not? Owning a home or condominium suite offers a sense of stability, belonging and the benefits of a solid long-term financial investment. In Canada, we have been building an average of about

227,000 homes per year over the past 10 years. To build the four million homes we need in the next few years, we must double this rate. This goal involves complex strategies, which should and will be addressed right away by our federal government.

To meet a deadline, at the time of writing, we did not yet know which party would be voted in during our election. Whatever the results, all parties had plans to help the housing affordability and supply crisis we are experiencing. And rightly so.

A key player in our economy, the housing industry supports wealth creation, economic growth, labour opportunities and productivity, plus investment in real estate and related industries. The great news is that the industry has been incredibly resilient in the past. Our homebuilders and developers can respond quickly to whatever federal program is put into place.

To address housing shortages and affordability challenges, numerous actions were proposed across the

BARBARA LAWLOR

“ ” A key player in our economy, the housing industry supports wealth creation, economic growth, labour opportunities and productivity.

major party platforms. Among the various plans for all the parties, both the Liberal and Conservative platforms included eliminating the GST for first-time homebuyers for homes of less than $1 million (Liberal) and less than $1.3 million (Conservatives). Among the other proposals across all parties were to remove much of the red tape that hinders approvals process, cut development charges on selected new construction, eliminating land transfer tax for first-time buyers,

and the legalization of fourplexes in residential areas. This complex problem will indeed require a comprehensive solution that will have an effect and instill consumer confidence once again.

Whatever the outcome of the election, we need bold, creative solutions on the parts of both our governments and housing industries. Think back to 1981, when mortgage interest rates zoomed up to 20-plus per cent. The federal government came up with a program to offer a $5,000 grant to anyone purchasing a home for under $150,000. The provincial government then piggybacked that with an interest-free loan for those who purchased a home for less than $115,000. In turn, builders responded by finding creative ways to design and build homes more economically.

In the meantime, new-home buyers – especially those entering the market for the first time – can access government and private sector programs to help them afford their dream of homeownership. For example, Ourboro Inc. is a company that co-invests up to $250,000 to help buyers reach a 20 per cent deposit.

Our homebuilding industry is far too important to our Canadian economy to not maintain its health. Here’s hoping our newly elected government will act quickly and efficiently to help restore this critical component of Canadians’ enviable quality of life. We need to restore the reality of the dream of homeownership for as many Canadians as possible.

Barbara Lawlor is CEO of Baker Real Estate Inc. A member of the Baker team since 1993, she oversees the marketing and sales of new home and condominium developments in the GTA, Vancouver, Calgary and Montreal, and internationally in Shanghai. baker-re.com

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The Winston by Insoho

WHAT THE FEDERAL ELECTION RESULTS

COULD MEAN FOR CANADA’S HOUSING MARKET

JESSE ABRAMS

During the recent federal election campaigns, housing was once again shaping up to be a central issue. Amid rising home prices, affordability challenges, and elevated interest rates, Canadians are looking to political leaders for concrete plans –not just promises – that address both short-term affordability and longterm housing supply.

At Homewise, we work with firsttime buyers, current homeowners and investors every day, and one thing is clear: Uncertainty in the market is real. While elections always bring speculation, this one could have tangible impacts on the housing landscape.

1. INTEREST RATES AND MARKET EXPECTATIONS

While interest rates are set by the Bank of Canada and not political parties, the broader economic

policies proposed by each party can influence inflation expectations – and in turn, how the central bank reacts.

Policies that increase government spending or alter taxation could have ripple effects on inflation, which would influence whether the Bank of Canada accelerates or delays rate cuts.

For homeowners renewing their mortgage soon or new buyers entering the market, rate direction is key. Volatility could also mean it makes sense to lock in. A stable or declining rate environment could create more buying opportunities, especially in currently slow markets.

HOUSING SUPPLY AND AFFORDABILITY: PROMISES VS REALITY

Almost every major federal party has announced plans to tackle housing affordability. These include:

• Accelerated homebuilding targets

• Incentives for purpose-built rentals

• Zoning reform tied to federal funding

While these commitments sound promising, it’s important to evaluate their feasibility and timelines. Increasing housing supply meaningfully requires collaboration between all levels of government, as well as private sector buy-in.

3. FIRST-TIME BUYER

INCENTIVES

We expect renewed focus on programs that assist first-time homebuyers. Whether it’s expanding the First Home Savings Account (FHSA), adjusting the First-Time Home Buyer Incentive (FTHBI), or offering land transfer tax rebates, parties will

likely look to strengthen voter appeal among younger Canadians.

However, as we’ve seen before, the impact of these programs is often limited by eligibility restrictions or underfunding. Buyers should look beyond headlines and understand how these programs actually apply to them.

4. A WAIT-AND-SEE MARKET?

Election cycles often slow buyer activity. With many Canadians waiting to see how policies shake out and whether rate cuts materialize, the summer and fall markets may be quieter than usual.

But for prepared buyers, this period could offer less competition and better negotiating power – especially for homes that have been sitting on the market.

FINAL THOUGHT

Political shifts bring the potential for policy changes, but real impact on housing takes time. As a buyer or homeowner, the best strategy is to stay informed, work with experts, and ensure you understand all of your mortgage and financing options.

Regardless of who wins, the fundamentals remain: Plan well, shop around, and don’t let headlines drive your decision-making.

Jesse Abrams is Co-Founder at Homewise, a mortgage advisory and brokerage firm. thinkhomewise.com

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HOW GLOBAL ECONOMIC SHIFTS MAKE

PRE-CONSTRUCTION CONDOS A STRATEGIC CHOICE

In a world where headlines are dominated by global uncertainty –whether it’s U.S. tariffs, the Canadian federal election or shifting trade policies – many Canadians are wondering how all of this affects their financial future, especially when it comes to pre-construction developments across Canada.

The truth is, while the global landscape can feel unpredictable, it’s also creating very real opportunities for savvy investors right here at home. Pre-construction condos, in particular, have emerged as a smart and strategic choice – offering stability, flexibility and long-term growth in a time when other markets feel anything but certain.

TARIFFS AND TRADE: LOCK IN BEFORE COSTS RISE

While recent U.S. tariffs have focused specifically on steel and aluminum, the ripple effects are already being felt in materials such as rebar, windows and other metal components. When we modeled the impact on one of our projects, a 15-per-cent tariff translated to an approximate 2.3-per-cent increase in total hard construction costs. That may seem modest now – but if additional tariffs are introduced or expanded, those numbers could escalate quickly.

This is where pre-construction offers a strategic edge: Buyers can secure today’s pricing before

developers are forced to adjust for rising input costs. It’s a chance to get ahead of inflationary pressures and protect your investment from costdriven price increases that may be just around the corner.

ELECTIONS AND INVESTOR CONFIDENCE

Leading up to the April 28 federal election, political uncertainty was top of mind for many. Elections can shape housing policy, immigration targets and market conditions – but rather than waiting on the sidelines, buyers in the pre-construction space are seizing the opportunity to secure units in high-demand areas such as the GTA. While outcomes are uncertain, southern Ontario’s long-term fundamentals – such as immigration and limited housing supply – continue to drive demand, making pre-construction a smart choice, regardless of political shifts.

A LOCAL MARKET THAT STAYS RESILIENT

Interest rates remain within a historically moderate range, and many forecasts suggest rates will ease over the next 18 to 24 months. Some projections indicate that five-year fixed rates could fall to the mid- to high-three-per-cent range by 2026, which creates a significant opportunity for pre-construction buyers to secure a unit now and close under more favourable conditions later.

WHY PRE-CONSTRUCTION MAKES STRATEGIC SENSE RIGHT NOW

In today’s market, pre-construction is less about timing and more about

strategy. Here’s why acting now makes sense:

• Beat cost increases

Tariffs on materials such as steel and aluminum are already nudging construction costs up. Buying today locks in pricing before developers adjust for future inflation.

• Time your mortgage right With rate cuts expected through 2025 and 2026, you could be closing into a much lower mortgage environment. Pre-construction gives you that runway.

• Get first pick

Early access means better units, better prices and better incentives – before the general market even sees them.

A STRATEGIC CHOICE IN UNCERTAIN TIMES

In this moment of global uncertainty, one thing remains clear: The fundamentals of the southern Ontario real estate market are strong. Immigration, population growth and limited land supply continue to drive long-term demand.

So, while the world watches elections and negotiates trade deals, you can take action now – secure your future, protect your buying power and invest in one of the most reliable assets out there.

If you’ve been waiting for the right time to invest, this is it.

Riz Dhanji is Pre-construction Sales and Marketing Specialist at RAD Marketing. radmarketing.ca.

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RIZ DHANJI

THE PRE-CONSTRUCTION GOLDILOCKS ZONE:

JUST RIGHT FOR AN INVESTMENT

DEBBIE COSIC

The real estate market is constantly evolving, and with uncertainty surrounding elections, tariffs, inflation and interest rates, some buyers and investors are wondering if now is the right time to make a move. While some might see this uncertainty as a reason to wait, savvy buyers know that these conditions create

opportunities to secure fantastic preconstruction deals. Developers are offering incentives to attract buyers, and those who act now can lock in incredible value before the market shifts again.

MOVE-IN READY OPPORTUNITIES

For buyers looking to move in soon, there are some exceptional deals available on freehold townhomes, detached homes and boutique condominiums. These properties offer immediate value with incentives that make homeownership more affordable.

• Everwell in Barrie by Sorbara: This master-planned community offers freehold towns from the mid$700,000s and detached homes from the high-$800,000s. With strong growth in Barrie’s real estate market, this is an opportunity to secure a home at a competitive price.

• Station No3 in Downtown Whitby by Brookfield: A boutique midrise condo offering a package of incentives valued at more than $80,000. Buyers receive two years of free maintenance and home

Internet (valued at $17,000), plus free parking and a locker (valued at $65,000). Whitby’s growing infrastructure and proximity to the GTA make this an excellent investment for both end-users and investors.

PRE-CONSTRUCTION HOMES FOR FUTURE HOMEOWNERS

• Time Townhomes in Ajax by Marshall Homes: These modern townhomes, starting from the high $500,000s, are an attractive deal for first-time buyers. The first release sold out quickly, proving the demand for well-priced homes in a growing market. Ajax’s proximity to Toronto and continued development make this an attractive option for longterm appreciation. Additionally, these homes are 40-per-cent larger and $150,000 less than the average two-bedroom condo in Durham, offering significantly more space and value for buyers.

• Angus Glen by Kylemore in Markham: Offering a limitedtime Spring Special on pre-sited pre-construction homes set for completion between late 2025 and mid-2026. Buyers can own a prestigious home in one of Markham’s most sought-after communities.

INVESTOR-FOCUSED PRECONSTRUCTION DEALS

For those willing to wait, preconstruction projects offer a strategic way to secure real estate at today’s prices with flexible deposit structures and lucrative incentives. These projects provide the potential for significant appreciation before completion, making them ideal for investors.

• Exhale Condos by Brixen Developments in South Mississauga: With only five per cent down and more than $100,000 in savings, this development is an incredible investment opportunity in the highly sought after South Mississauga market, minutes to the lake.

• Rebecca Condos’ Exclusive Investor Package: Investors benefit from a

two-year guaranteed rental program and free property management, ensuring a hassle-free ownership experience. With just 10 per cent down before occupancy, this is a low-risk, high-reward investment. Hamilton continues to attract investors due to its strong rental demand and ongoing urban revitalization. What makes this program the strongest in the GTHA is that guaranteed lease rates at Rebecca Condos are on average 155 per cent higher than current lease rates, ensuring investors enjoy premium returns and positive cash flow. This reflects confidence in The Rebecca and Hamilton’s future growth.

• The Wilde by Chestnut Hill Developments in Toronto: Wilde offers exceptional value, with prices at 20- to 30-per-cent lower than nearby preconstruction condo projects, translating to $300 to $400 per sq. ft. of savings. With a unique incentive where the builder makes payments to the purchaser to supplement mortgage payments after closing, every unit remains cash flow positive from the first year, providing a strong investment opportunity. Combined with its prime location – withing walking distance of the Glencairn subway, reputable builder and stylish

amenities, Wilde stands out as a smart choice for investors.

WHY YOU SHOULD ACT NOW

The current market conditions, while uncertain, are presenting buyers with opportunities that may not last. Interest rates continue to drop, increasing demand and prices, while incentives from developers may not be available indefinitely. Preconstruction real estate allows buyers to secure pricing today, benefit from future appreciation and take advantage of lucrative incentives that make homeownership and investing more accessible.

If you’re thinking about moving or investing, now’s the time to explore these opportunities before they disappear. Whether you’re looking for a move-in-ready home or a longterm investment, this market has options for everyone.

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NEW HOME CONSTRUCTION:

A CRITICAL PILLAR OF LOCAL JOBS AMID ECONOMIC HEADWINDS

As Canada deals with economic uncertainty, with international tariff threats putting pressure on key sectors, one industry remains a vital source of stability and employment: New housing and residential construction.

Residential construction is more than just building homes – it’s a powerful job creator that supports a broad ecosystem of local workers, from skilled trades and small contractors to suppliers, engineers, architects and municipal staff. According to data from the Canadian Home Builders’ Association, the residential construction sector directly and indirectly supports more than 1.5 million jobs across the country.

In Ontario alone, homebuilding has become a cornerstone of local economies. With manufacturing facing international headwinds and retail slowing, housing is a critical sector in driving investment and employment at the local level. Every time a shovel hits the ground for a new home, it puts people to work. It’s not just carpenters and electricians – it’s also the many businesses supplying drywall, laying foundations, doing inspections and the entire local supply chains.

The resilience of the construction sector is particularly important now,

as Canada faces new tariff threats from major trading partners. These could impact a range of industries, but the largely domestic nature of residential construction helps insulate local jobs from global shocks. However, the new housing sector is slowing down under the weight of crippling municipal red tape and long approvals processes as well as excessive taxation through development charges.

With the economy slowing, it is critical that the newly elected federal and provincial governments work together to reduce the tax burden on new housing and streamline approvals processes. We need swift action from the federal government on promises to address the GST on new housing and for the provincial government to quickly match that with the provincial share of the HST. Joint federal and provincial action would significantly reduce the tax burden on new housing.

Equally important is for local municipal governments to come to the table with reductions in

development charges. These charges, while essential for infrastructure, have increased dramatically over the past decade – far exceeding inflation. Reforming this system could save new homebuyers tens of thousands without jeopardizing municipal budgets.

Lastly, there is an urgent need to fix the delays in the approvals process. In some Ontario cities, developers face multi-year waits for planning and infrastructure approvals, adding cost and uncertainty. In contrast, out west, cities such as Calgary are approving projects in five months or less. The freshly elected Ontario government should address the crisis head on and reform our entire planning process to get shovels in the ground quickly.

MIKE COLLINS-WILLIAMS

THE POWER OF PRESENTATION:

UNLOCKING THE VALUE OF HOME STAGING

ELECHIA BARRY-SPROULE

When you walk into a home and immediately picture yourself living there, that’s no accident – it’s often the result of thoughtful, strategic staging.

Home staging isn’t just about decorating; it’s a powerful way to help buyers connect emotionally with a property. For sellers, it can make a world of difference in today’s competitive market. On a recent episode of TRREB’s Ready to Real Estate podcast, I had the pleasure of speaking with professional home stager Nina Doiron to explore how staging benefits both buyers and sellers – and how it adds value at every step of the real estate journey.

“ ” Even small updates – such as decluttering, optimizing lighting, or refreshing key rooms – can transform a space and elevate its perceived value.

MAKE A LASTING FIRST IMPRESSION

Staging is more than aesthetics – it’s a marketing strategy. It highlights

a home’s best features, minimizes distractions and creates an inviting space where buyers can imagine their lives unfolding.

“When you stage a home, you’re packaging it so it’s attractive to all buyers,” Doiron says. Staged homes often sell faster and for higher prices because they spark that instant connection. From rearranging furniture for better flow to adding warm, neutral decor that photographs beautifully, staging ensures a property stands out from the moment it hits the market.

Even small updates – such as decluttering, optimizing lighting, or refreshing key rooms – can transform a space and elevate its perceived value.

SEE THE POSSIBILITIES

For buyers, staging reveals a home’s potential. A well-staged property makes it easier to visualize how the space could work for them. Rather than focusing on the current owner’s style or imperfections, buyers are free to see the home’s strengths – and imagine their own routines, furniture and memories filling the space.

That emotional response is powerful. “When someone walks in and says, ‘I want this home and this life,’ that’s when you know you’ve created a lasting impression,” Doiron says.

ADDING VALUE WITH STAGING EXPERTISE

If you’re working with a realtor, ask about staging support early in the process. Many realtors now offer

consultations or partner with staging professionals to help sellers prepare for market.

At TRREB, we offer the RESA Home Staging Designation Course, which helps realtors understand the impact of staging, speak to its value and incorporate it into their services.

“The more value you can offer your clients, the better,” Doiron says. “And staging is one of those tools that helps realtors and their clients succeed.”

THE BOTTOM LINE

Whether you’re preparing to sell, searching for your next home or supporting clients through the process, staging is a simple but effective way to add value. It helps homes stand out, shortens time on market, and creates that all-important emotional connection that can lead to stronger offers.

To hear more insights from Nina and learn how staging can enhance your buying or selling experience, listen to the full episode of TRREB’s Ready to Real Estate podcast at trreb.ca.

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FINDING THE RIGHT

RECREATIONAL PROPERTY

JAYSON SCHWARZ, LLM

Spring is fully underway and summer is not far behind. This is the time of year when some people think of realizing their dream of owning a recreation property.

Choosing the right location depends on a number of factors –everything from distance from your home to the type of cottage to issues of access and more.

Perhaps the first thing you need to determine the right location is the kind of recreation property you would like to own. Perhaps a maintenance-free condominium or timeshare meets your needs. This kind of cottage may include a resort and the amenities that go with it. You need to consider the fact that your neighbours will be close by and you will have a fixed monthly maintenance and operations cost.

What if you want the isolation of that small cabin in the woods? Location now raises a number of issues that will require significant legal investigation. Is there a survey? Are there easements necessary to get to the cabin? Who owns the road? What is the zoning? What is the position of the local municipality on building more than one structure? Location also gives you the peace and quiet that you can only obtain as part of the natural beauty of Ontario’s north. As an example, one of my clients just purchased forest in Haliburton County near Donald on the Burnt River and is creating 17 acre lots on

the river. Is this isolation, wilderness and privacy what you want?

I have been looking for a perfect family compound on a multi lake chain. Another set of location questions then arises: Who owns the shore road allowance? How close to the lake can I construct? Are all of the existing structures in compliance or are they legally non-conforming? Location is more than the distance to travel. How close is the nearest town, grocery store, hardware store or marina?

Some have even dreamed of their own private island. That’s quite the location to yearn for, but it also raises questions about electricity, water, access and marina proximity. What if your boat breaks down or there is bad weather? An island is a marvellous thing, surrounded by water with all the wonders of the summer cottage at your fingertips… boating, swimming, fishing. So, the location and legal issues to get it are extremely important.

Finding the right location is a complex question. First, it’s an emotional decision as to the where, and then the objective decision of the how. Location is tied into the

need to find the right lawyer and real estate broker, to guide you through the issues before you make that final decision. The best advice I can give you is to ensure that you have a lawyer familiar with the type of cottage you want to buy, and to have that lawyer review the offer before it is finalised. By doing so, you should avoid the pitfalls of choosing the wrong location.

Location, location, location is a key rule of thumb in real estate. When it comes to buying a recreation property, other important factors are – take your time, explore, research and make an informed decision. Then prepare to enjoy the greatest experience of your life – a family cottage.

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law Partners LLP. Visit online at schwarzlaw.ca or email info@schwarzlaw.ca with your questions, concerns, critiques and quandaries.

FIND YOUR NEXT HOME

BRAMPTON

1. Bristol place 199 Main St, North, Brampton

2. Duo condos Malta ave & Steeles Ave

CALEDON

3. Mayfield Collection 2256 Mayfield Road. Mayfieldcollection.ca

ETOBICOKE

4. Curio Condos 801 The Queensway marlinspring.com

5. Humberwood Heights 50 Humberwood Blvd. tributecommunities.com

6. Arcadia District Bloor & Kipling arcadiadistrict.com

7. Kül Condos 875 The Queensway kulcondos.com

MARKHAM/ UNIONVILLE

8. Panda Markham 8200 Warden Ave. lifetimedevelopments.com

9. Gallery Towers at Downtown Markahm 162 Enterprise Blvd. downtownmarkham.ca

10. Highmount 4077 Hwy. 7 highmountbykingdom.com

MISSISSAUGA

11. Birch at Lakeview Village Lakeshore & Dixie Rd. branthaven.com

12. Artform Condos 86 Dundas St. E. emblemdevcorp.com

13. Exhale Condominiums Lakeshore Rd. East & Dixie Rd. exhalelakeshore.ca

14. Westport 28 Ann Street westportcondos.ca

NORTH YORK

15. Central Park Sheppard Ave. East & Leslie St. amexon.com

16. Yonge City Square 4050 Yonge St. yongecitysquare.com

PICKERING

17. Vupoint Kingston Rd. & Liverpool Rd. tributecommunities.com

OSHAWA

18. U.C. Tower 2425 Simcoe St N,Oshawa tributecommunities.com

TORONTO

19. Lawrence Hill Urban Towns Don Mills & Lawrence lawrencehillurbantowns. com

20. 489 Wellington St. W. 489 Wellington St. W. lifetimedevelopments.com

21. 500 Dupont St. 500 Dupont St. lifetimedevelopments.com

22. Artistry Condos 292 Dundas St. W. tributeartistrycondos.ca

23. Panda Condos Yonge & Dundas. lifetimedevelopments.com

24. 36 Eglinton Ave. W. 36 Eglinton Ave. W. lifetimedevelopments.com

25. Linx Condominiums Danforth & Main tributecommunicties.com

26. Y&S Condos 2161 Yonge St. tributecommunities.com

27. 50 at Wellesley Station

50 Wellesley St. East pureplaza.com

28. No. 1 Yorkville 1 Yorkville Ave. pureplaza.com

29. Theatre District Residences Adelaide & Widmer pureplaza.com

30. Bijou on Bloor 2450 Bloor St. West pureplaza.com

31. The Briar on Avenue 368 Briar Hill Ave. pureplaza.com

32. One Seventy Spadina & Queen St. West pureplaza.com

33. King West & Charlotte King St. West & Charlotte pureplaza.com

34. Forest Hill Private Residences

2 Forest Hill Rd. foresthillresidences.com

35. Oscar Residences 500 Dupont St. W. at Bathurst oscarresidences.com

36. Kingside Residences Kingston Rd. & Danforth altreedevelopments.com

37. Allure Condominiums 250 King St. East emblemdevcorp.com

38. XO Condos King & Dufferin lifetimedevelopments.com

39. 225 Jarvis Street Condos Dundas St. East & Jarvis amexon.com

40. 101 Spadina Spadina & Adelaide 101spadina.com

41. The Residences of Central Park Sheppard Ave. East & Leslie centralparktoronto.com

42. The Dawes at Main Street Danforth & Main St. thedawes.com

43. Birchaus Birchcliffe Village on Kingston Road birchausresidences.com

44. Knotting Hill 4000 Eglington Ave. W knottinghillcondominiums. com

45. Park Avenue Place 1 & 2

Jane St. & Rutherford Rd. solmar.ca

VAUGHAN

FIND YOUR NEXT HOME

The latest properties in the Southwestern Ontario Area to keep your

BURLINGTON

1. Affinity Condos Plains Rd. E. & Filmandale Rd. rosehavenhomes.com

2. Millcroft Towns Appleby Line & Taywood Dr. branthavenmillcroft.com

3. North Shore North Shore Blvd. & Plains Rd. nationalhomes.com

FORT ERIE

4. Discoverie Condos Signature Communities discoveriecondos.ca

HAMILTON

5. 1 Jarvis 1 Jarvis 1jarvis.com

6. The Design District 41 Wilson Street emblemdevcorp.com

7. Corktown 225 John Street South corktown.condos

NIAGARA

REGION

8. Lusso Urban Towns Martindale Rd. & Grapeview Dr. lucchettahomes.com

OAKVILLE

9. The Greenwich Condos at Oakvillage Trafalgar Rd. & Dundas branthaven.com

10. Synergy McCraney St. E. & Sixth Line branthaven.com

11. Upper West Side at Oakvillage 351 Dundas St. E. upperwestsidecondos2.ca

12. Greenwich Condos at Oakvilage Trafalgar Rd. & Dundas St. branthaven.com

13. Villages of Oakpark Dundas & Trafalgar ballantryhomes.com

STONEY CREEK

14. Casa Di Torre 980 Queenston Rd. branthaven.com

15. On The Ridge Lormont Blvd. & Chaumont Drive liveontheridge.ca

WHY FIXING THE HOUSING CRISIS IS KEY

TO MITIGATING ECONOMIC FALLOUT FROM TARIFF UNCERTAINTY

As provincial and federal governments work to mitigate the impacts and economic uncertainty caused by the present trade dispute and resulting tariffs, there are three factors that they need to keep in mind. First, the GTA desperately needs more housing. Second, building more housing for Canadians creates domestic jobs, economic activity and supports industries from coast to coast. Third, new housing projects are struggling now with financial viability due to a “cost to build” crisis. All these factors make now the time when provincial and federal governments should be reducing or eliminating the HST on new homes.

The present “cost to build” crisis has been brought about by rapidly rising costs over virtually every aspect of new projects, challenging the financial feasibility of building homes and making it impossible to produce them at prices the market can or will absorb. Significant cost increases have affected materials, labor, land, financing, professional services and government fees, taxes and charges applied to new homes. New home sales have dried up, housing starts are falling, and the industry is slowing down precisely when we need it to be gearing up. Layer on top of this the shaken consumer confidence due to tariff and economic uncertainty and it only

further underscores the need for urgent solutions.

The GTA is the economic engine of Canada, and a thriving housing market is crucial to its continued success. Housing construction is not just about building homes – it is about building an economy. One hundred per cent of the direct employment is Canadian, and more than 90 per cent of the materials used in home construction are sourced from within Canada. This supports hundreds of thousands of jobs across a variety of industries that provide materials that go into building a home. Building homes in the GTA literally builds our economy, supports domestic industries nationwide and protects Canadian jobs.

Yet, government fees and taxes account for a staggering 25 per cent of the cost of an average home in the GTA – a significant portion of which comes from the HST. Since the tax and its rebate structures have not changed since they were first introduced in 1991, tax revenues for the government have soared and the significant dollars added to the cost of a new home have become a barrier to affordability and a burden to first-time buyers and young families.

At the federal level, the HST amount has increased dramatically along with home prices. When the GST (now HST) was introduced, the average Ontario home cost $276,000, and the federal government collected $8,800 in sales tax. By 2023, with the average home priced at $1.023 million, the federal government collects $47,000 in HST – a 435-percent increase.

Similarly, the provincial HST revenues per house have also soared. In 2010, the average new single-family home in the GTA cost $519,000, and the provincial government collected $14,000 in sales tax. Today, the price has jumped to $1.63 million, and despite the province’s $24,000 rebate, the provincial portion of the HST still adds about $93,000 to the cost of a new home. This directly impacts buyers and further erodes affordability.

The solution is clear: Both the federal and provincial governments must work together to eliminate the HST on new homes. Inaction at either level of government will undermine the impact of the other’s efforts. By working together, both governments can deliver a solution that helps ease the financial burden on homebuyers and ensures the GTA’s economic engine continues to run smoothly – and help counter the current global economic uncertainties at hand.

Now is the time for bold action. Simply put, our economic engine and societal well-being is at stake.

Dave Wilkes is President and CEO of the Building Industry and Land Development Association (BILD), the voice of the homebuilding, land development and professional renovation industry in the GTA. For the latest industry news and new home data, follow BILD on Twitter, @bildgta or visit bildgta.ca.

DAVE WILKES