ISSUE 69 | SEPTEMBER 2021
interview
Arlene Dickinson CEO VENTUREPARK Pg 35
Syed Mansoor Naqvi
How To Find Success In Any Business While Being A Solution Provider? Pg 05
THIS MONTH FOCUSING ON The Most Common Airline Industry Trends To Watch In 2021
The Real Estate Industry Challenges & Opportunities In The Year 2021
What Are The Things That Motivate Employee More Than Money?
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CONTENTS
28
Strengthen Your Communication
30
Horoscopes
32
How Smart Technologies Is Influencing Hotel Industry In Canada
35
Interview With Arlene Dickinson
within Remote and Hybrid Teams
September 2021 Virgo
05
How To Find Success
07
One Man Can Make A Difference, But Team Can Make Miracles
09
Avoiding The Naysayers
Labour Day
& Staying Positive In Life
40
12
Let’s Be Clear:
42
List Of The Happiest
15
What’s Wrong With Uber? Everything
44
Motivations For An Entrepreneur
18
BRITISH COLUMBIA’S HEAT WAVE IS THE MOST DANGEROUS...
20
Event Calendar
In Any Business While Being A Solution...
WINDOWS IS NO COMEBACK STORY
September 2021
24
CEO VENTUREPARK
General Significance, History & Importance To Canada
Countries & What Makes Them Worth Living
To Start His Own Enterprise
48
Reasons Why Breakfast Is The Meal Of The Day
Life Insurance Benefits and Product knowledge
52
RETAIL MARKETING TRENDS TO LOOK OUT FOR IN THE YEAR 2021
EDITOR'S LETTER Dear Readers, Our September is here with our 69th edition of the MBE Business Magazine. In this month we will observe Labor Day. In Canada, the day is observed on the first Monday of September, like it did last year on the 7th of September 2020. This year, it will be a national holiday as well in Canada, and is falling on the 6th of September 2021. Values are attached to the contributions of the labor workforce to a country like Canada which falls in the list of most peaceful nations. This edition of MBE Business Magazine covers an important article on how to find success in any business while being a solution provider by Mr. Mansoor Naqvi; An insightful piece on one man can make a difference, but team can make miracles by Mr. Mahmood Naqvi; Avoiding the naysayers & staying positive in life by Mr. Alamdar; The human Law, War and separation of state, religion and businesses (Part Four) by Mr. David Ralph Mackereth and other interesting articles are included in this issue. We hope you will find this issue just as interesting and informative as always. Our team has worked tirelessly to bring this issue to you through our digital and social media platforms. Your feedback is highly valuable to us. If you have suggestions or comments, feel free to call us at 1-866-667-1377 or email us at info@mbeforyou.com to tell us what you think about this issue. For Ad placements and marketing related queries, please email us at digitalmedia@mbeforyou.com Thank you, Aurora Zabala, Editor In Chief.
Publisher MB Enterprises Editor-in-chief Aurora Zabala Senior Editor Peter Z. Vaisey Managing Editors Steve Montgomery Mahmood Naqvi Design Cynthia Tolson A. Khan Production, Technology & Print Simon Wilson R.J Advertising S. Hassan Shoeib Kamal Administration Alamdar Hussein Erum Asghar R. Adil HOW TO REACH US Website: www.mbeforyou.com Feed-back: 1-866-667-1377 E-mail: info@mbeforyou.com Mail: 100 Dynamic Drive, Unit 104, Scarborough, ON, M1V 5C4. Fax: 1-866-204-6888 MBE Business Magazine is a monthly issue business magazine published by MBE. Inc. Ontario, Canada. Printed by Vision Printers Contents © Copyrights 2017 by MBE, may not be reprinted without written permission. Subscribe / Unsubscribe or Advertise by emailing us at mbe-marketing@mbeforyou.com
How To Find Success
In Any Business While Being A Solution Provider? Syed mANSOOR Naqvi
PRESIDENT MBE
business strategy aligned along with the entrepreneur’s goals.
TEAM ENGAGEMENT REGARDS TO COVERING THE GREY AREAS:
The two key areas that needs to be focused on are pure
There are certain grey areas in every sector, department or a
dedication and focusing towards the grey areas that should
unit. Also, with regards to a certain project or the strategy
be covered on a daily basis. Every business needs a certain
adopted to take hold of that project. Project management is a
amount of energy and intensity that is required in the initial
technical and highly misunderstood area of business, and it
stages. However, with the passage of time, things normally
needs better understanding with regards to step-wise
get settled with reference to the amount of change manage-
segmentation. A project plan always helps in making close to
ment strategies.
successful strategies of implementation of a project while
Finding success in any business is possible through a proper
covering its grey areas. Success can be truly achieved via There is a ‘journey of successes’, also known as the pathway
engaging a team and highlighting the grey areas. Allocation of
of success that is a huge ingredient of a power strategy for
tasks with regards to each grey area to the team member
any business. All businesses demands a strategy, a cash
having that expertise is the best strategy. It can resolve the
flow, a business plan, an investment and finally good return
bugs in any project, or an operations in a business that’s
on investment, i.e. R.O.I.
hurting the profitability levels. A reported bug is like a system virus that keeps on hurting the business especially in its
The best and premier strategy is to make a team while
high-profit earning phases.
identifying the grey areas, and lookout for solutions on a daily basis. As we move forward with multiple businesses in the
Team engagement values can’t be ignored anywhere or in
last 25 years of MBE’s success story, we have witnessed
any business large or small. While covering the grey areas in
problems more than successes. However, we have been
a particular business or subsidiary, it can be challenging.
strategically successful in implementing a plan on how to find
However, team management strategies and the role of the
solutions on a daily basis. This is also through proper
team management in this regards is vitally strong. It’s like
allocation of resources as well as human resources to
leading an environmental operation of ‘oil spilling’ in the sea
successfully combat challenges of the business world. A
where the oil is in large quantities and can hurt the marine life
step-wise plan or a strategy is in most cases the best plan as
and the sea as well to a huge extent. The time factor in this
it segments small little challenges and highlights ways to
regards plays a vital part, as whatever needs to be done
successfully implement them.
should be fast and with the best and most accurate results. For a win-win scenario ‘team engagement’ needs to be on par with all the capabilities and capacities for best results.
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
W W W. M B E F O RYOU. C O M
SUCCESSFUL IDENTIFICATION OF THE GREY AREAS:
better than a cure’, it’s also true that you need solutions in
The successful identification of the grey areas in the corpo-
business & life on almost a daily basis. Just like taking
rate world is itself a challenging scenario. It's like having the
medicine every day to make sure you don't have a cold and
right cure for your medical issues, thus you need the right
you are a conscious player.
diagnosis from a professional doctor. This is indeed, better advice rather than making a ‘self-diagnosis’ or asking the
According to most business pundits and scholars, it’s good to
pharmacist for the medicine rather going to a doctor. Similarly,
be conscious of your problems rather than closing your eyes
you need the right ‘business doctor’ to identify successfully
and accepting your failures. Being a constant solution
the grey areas in your business. Either its time management
provider is the best way to have success with multiple
of the staff, the capital investments, lack of role play, or lack of
businesses at the same time. Similarly, it enhances your
marketing strategies.
business strategies to larger levels of success while transforming you into an experienced and knowledgeable entrepreneur.
The right identification is the best identification for fast and most approved results. Either you have to find an in-house strategy to identify the grey areas or take the services of any consultancy involved. In any case, it's you, who can be the right judge as to what your business needs right now.
HOW TO BE A SOLUTION PROVIDER ON A DAILY BASIS? The business needs you to be a solution provider on an everyday basis. What’s more important is building an attitude amongst the peers, the team members and the rest of the staff that: don't be just an identifier of a problem, start coming up with solutions’. Just like the saying goes ‘Prevention is
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One Man Can Make A Difference, But A Team Can Make Miracles SYED MAHMOOD NAQVI Vice President | MB Enterprises
Running a company can never be a
vision. The growth prospects and the
and planning mechanisms. An
one man show, in fact it’s the team
focus is larger while working as a
example is while working remotely
work that makes things possible for an
team rather than working alone
during the pandemic, it became hard
aligned vision. Nokia, the Finnish
without the involvement of shared
to interact except though the digital
mobile manufacturing company has
goals and targets. On the contrary
media options. However, working
the slogan ‘Connecting People’. The
limited feedback is always not a
remotely doesn’t affect the feedback
moto is more than connectivity; It's the
favorable option as it restricts many
system which is always helpful in
relationship that people have with
things including trusted feedback.
forward decision making.
team work whether its M-Rides, or
HOW TEAM WORK IS GOOD FOR A BETTER ‘FEEDBACK’ SYSTEM:
THE MBE GROUP & ITS CONNECTIONS WITH BETTER TEAM WORK:
MBE’s other business units. All are
Team work assist to huge levels for a
MBE Group comprises of 17 different
aligned with each other, i.e. connected
better and more synchronized
companies & is still growing every day.
in form of a chain for better team work
feedback with regards to a project or
There is a huge reliance on team work
and productivity options.
business options. It’s the feedback
that makes every individual working in
from different individuals in a team
the group more secure in terms of
The operations while working as a
that counts towards better quality.
sustainability options. It not only
team are made much faster as there
Having feedback from all individuals in
improves our vision for future, but
are more than one feedback available
a team always helps in moving
develops better understanding,
for better analysis and an improved
forward as it increases the options
improves focus and aligns our goals.
each other while they interact. Similarly, there is no alternative to
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE SEPTEMBER 2021
07
tions and productivity as it completely
MONEY IS NOT THE MOTIVE, ITS BETTER CONNECTIVITY:
WHILE MOVING FORWARD MIRACLES ARE A POSSIBILITY:
changes attitude and how to manage
Whether we are taking customer
It is always a possibility in a compa-
people.
feedback or getting the team feedback
ny’s growth that they can achieve
for a brand launching, money is not
miracles through people manage-
the motive initially. It's creating better
ment, motivation and team efforts. A
connectivity between the team and its
trusted example is the progress made
One man cannot make a difference in
customers that counts moving
by the Call Centre in any particular
the company’s objectives, its goals or
forward. Financial aspects and
month is far more than the other 11
the vision for the future. It’s the team
implications comes later on, but the
months. The reason being team work,
work that is the source of the real
best thing is how people are respond-
motivation and consistency in hard
difference. Whether its real estate
ing and gelling for improved and
work. In simple words team work and
property business, accounting or other
improvised results.
motivation are the building blocks of
Team work is best in terms of opera-
ONE MAN IS NOT THE DIFFERENCE, ITS TEAM WORK:
businesses, team work and the
success for a company’s progress
reliance towards business develop-
Circumstances can change as they
forward. You just need a bit more
ment objectives are the two elementa-
are largely dependent on certain
consistency than normal to make that
ry entities for a consistent growth
external factors and background
one month’s progress a common
forward.
factors such as the pandemic
phenomenon.
COVID-19. However, the relationship The best suited example here is
management between teams and its
M-Rides, M-Foodz & M-Packages, as
people count in bigger values. It
the three are the best and most
obviously creates a bridge of ‘Good-
trusted examples of team work in the
will’ & trust that holds stronger bonds
corporate world. M-Rides, the
between people. Finally, it can bring
operations strategy and business
you close to your planning towards the
development aspects are a team
implementation phase as the phase of
possibility and is not absolutely a ‘One
life is moving forward from one state
man show’.
to the other.
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
W W W. M B E F O RYOU. C O M
Avoiding The Naysayers & Staying Positive In Life SYED ALAMDAR HUSSAIN Country Head - MB Enterprises
Naysayers or negative people are one
counts for you as an individual and a
a life where you can achieve what you
of the most common resistance that
goal seeker. This is apart from the
desire through hard work and commit-
shall be coming in one form or the
vision that you might have adopted to
ments. However, for more refined
other. Their role is to demoralize and
change things for yourself. If you are
results just avoid the behaviors of the
demotivate one’s self esteem and
acting as a change agent for your own
naysayers. They are always in one
one’s attitude towards the goals.
life, just avoid the negative behaviors
form or another to negate your
Staying positive for your goals and
of the naysayers.
objective and act as a hindrance in
overloaded with ideas of creativity can
your goals. Follow your dreams and
get hurt to a huge extent. This is
STAYING POSITIVE CAN BE HARD:
keep dreaming is more important than
largely because of the naysayers and
Staying positive and focused can be
listening to the naysayers. All because
their attitude towards the life and
hard for higher goals management.
you wouldn’t want your attitude to die
behaviors of others.
This is just like climbing the ladder
or get killed.
and the higher you go, the more you There are always ‘Naysayers’ who say
feel at risk. However, positivity and
that it can’t be done, moreover as their
control over your emotions can always
LIFE IS A JOURNEY SIMILAR TO A ROLLER COASTER:
prime objective is demotivation and
take you high up the ladder in terms of
Why we say that ‘Life is a journey
destruction. It’s the mindset that
your preferences. You tend to choose
similar to a roller coaster’. Simply
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE SEPTEMBER 2021
09
because we want to conclude that life witnesses the ups and
Ignorance is termed as "lack of knowledge", however, you
the downs in more ways than we can imagine. The highs and
must identify from your mind frame who needs to be avoided
the lows, the good & the bad, all needs to be handled with an
and how much. The best thing is to stay with positive people,
optimistic attitude and a fully committed mindset. Deal with
listen to positive people and always apply positive actions in
the ups and downs with a positive mindset and you will feel
your life. Positivity above all is not only a phenomenon that
more accomplished. However, when you start listening to the
makes you happy, but enlarges your vision in your own eyes.
naysayers you will feel more down and out in terms of the
It makes you realize that what you have been looking for
circumstances.
wasn’t that far away just like it seemed initially.
According to the naysayers, while you are getting close to
One can also avoid the naysayers just by focusing on realistic
your accomplishments you should avoid taking risks. It can be
goals and achieving the realism. Staying closer to reality and
termed as a safe attitude, but it cannot be regarded as an
sensitivity will definitely help you as a person to avoid the
attitude that will take you to new heights. Keep experimenting
negative people.
with your life patterns and the way you accomplish the goals. Only then, will you get the kick you have been looking for
WHY BALANCING YOUR THOUGHTS IS IMPORTANT?
some time. However, always getting scared of experimenting
Thoughts are the ingredients of success and are always
with things like changing them and molding them is not the
helpful when you need them. Thus, balancing your thoughts
desirable attitude of the naysayers.
is always an act of the smartest of people even in the corporate world. It’s just realizing at the right time when you
WAYS TO IGNORE THE NAYSAYERS WHILE ON THE RIGHT TRACK:
need to be positive and how positivity matters in your life.
It’s easy to ignore the people who are so called ‘The Naysayers’. However, if you feel you are on the right track and on the pathway of success, you won’t find yourself being a victim of naysayers and their negative mental therapies. Just try to be positive and you shall lay the first brick in avoiding what the naysayers keep saying about you.
10
MBE BUSINESS MAGAZINE SEPTEMBER 2021
W W W. M B E F O RYOU. C O M
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LET’S BE CLEAR: WINDOWS IS NO COMEBACK STORY NAVNEET ALANG System is like office furniture – necessary but terminally boring!
and popularity in years.
decline of the venerable old platform.
Now, Microsoft is looking to capitalize
Microsoft’s history with Windows is a
on that change with a new version
textbook case study in what a market
called Windows 11.
dominance can do to a company.
The company is betting a shiny new
With the desktop market owned by
version with a slick coat of paint and
Windows in the 1990s, the company
a simplified design will reaffirm
ballooned in size and scope, becom-
terminally boring.
Windows usefulness to workers, but
ing widely successful. That same
also that it and the shiny new iteration
success and reliance on traditional
Windows, despite having 1.3 billion
might see users and app makers love
computers, however, had it fail to see
Windows again.
the iPhone revolution on the horizon,
It’s hard to get excited about Windows. Microsoft’s operating system that powers desktop and laptop computers around the world has, for years now, been like office furniture: necessary, but also
users, is strangely irrelevant: somehow everywhere and yet
dismissing mobile as a mere toy.
invisible all at once.
It is, however, a far-fetched dream.
After missing the portable revolution
Windows has long since ceased to
more than once – first with Windows
At least it was irrelevant until the
be a locus of development, design or
Mobile, then with Windows Phone,
pleasure. Though Microsoft may hope
and most recently with its failed
Windows 11 will somehow reinvigor-
Surface Duo – Windows became an
ate the platform, it is unlikely it will do
afterthought in the minds of most,
much more than slow the gradual
inescapable due to the prevalence of
pandemic. As working from home became the go-to solution, the humble windows powered computer saw its first major increase in sales
12
MBE BUSINESS MAGAZINE SEPTEMBER 2021
W W W. M B E F O RYOU. C O M
the software in the workplace but also far from inspiring.
held. The same can’t be said for Windows.
But recently, Microsoft is a changed company. Under CEO
Because the iPhone is architecturally similar to the Mac,
Satya Nadella, the company’s stock price and bottom line
Apple computers also got the benefit of good apps as a sort
has boomed, and more open, forward thinking approach has
of knock on effect.
led to the company’s cloud, Office and gaming divisions to grow significantly.
Yet Windows has no such virtuous circle form which to benefit. That means despite the dominance of Windows in
So now, Microsoft is looking to reimagine what used to be its
the corporate desktop world, the momentum of the industry
core product. Windows 11 has an esthetically pleasing new
is slowly moving away from Microsoft’s operating system.
design, without the clutter of more recent iterations; it has
That is why I switched: I was tired of waiting for Windows to
simplified some of its more arcane parts making changing
enter the 21st century. And that’s why it’s hard to see
settings easier for everyday users; and unlike Google and
Windows 11 as the savior the company wants it to be.
Apple, it will not change developers who wish to use
While it’s unlikely Fortune 500 companies will switch away
Microsoft’s App Store.
from Microsoft and time soon, the future for Windows is
Those are sensible changes but are unlikely to do much to
murky. As apps and services continue to be built atop the
change Windows’ standing.
platforms of Google and Apple, who have more robust offerings that can be used on desktop and mobile, what hope
Perhaps I should put my quite biased cards on the table. I
is there for Windows to upend it status as a boring, corporate
have used Windows since the early 1990s until this year,
afterthought?
when I finally gave up on it. The reason was simple: every interesting, well designed productivity app was on competing
The digital world relies on ecosystems – on giving users
platforms kike iOS, Mac or Android. The modern email,
easy access to the relevant things they need to get what they
calendar, to-do and notes apps I rely on that make my work
want done. But using Windows feels like having one part of
life so much better only exist elsewhere. There is no brilliant,
your digital life stuck in the past.
innovative software left on Windows that is not made by Microsoft itself.
When Windows 11 arrives, I will no doubt install it on my old desktop PC, just to see what it is like. I’m sure I will feel a bit
The reason there is no good apps for Windows is because
of nostalgia, and maybe ‘ooh’ and ‘aah’ a bit over the new
software development shifted to the far more lucrative
look.
platforms of iOS and Android. If you are trying to make a living making apps, you might strike it rich or at least make a
Much like the operating system itself, however, I don’t think
decent living selling apps for an iPhone or Samsung hand
it’s a thing that will last.
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE SEPTEMBER 2021
13
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WHAT’S WRONG WITH UBER? EVERYTHING DAVID OLIVE Some enterprises should not exist.
see a dime of that increase.
delivery services that would also
Uber Technologies Inc. for instance.
And Uber is coming off a quarter,
improve mobility in big cities.
The problem with Uber, is well
ending March 31, in which its $134
everything.
million loss includes $349 million in
Twelve years on, Uber has been
stock based compensation expenses
proved wrong on both counts. Uber
for Uber’s executives.
operates in one of the most fiercely
Everything save that the app-based
competitive of all industries and is
mobility firm has sufficient cash reserves for now to carry on despite
You read that right. If Uber’s execu-
therefore chronically unprofitable.
huge chronic losses.
tives had paid themselves less – in a
And it has worsened rather than
quarter in which their efforts yielded
improve traffic congestion in the
But first the news.
losses, after all – Uber might have
nearly 10,000 cities it serves.
Uber has enraged U.S. lawmakers by
surprised the market with a rare
abruptly raising prices in its two main
profit.
And so, Uber has lost more than $27 billion in the past four years. It is one
businesses, ride-hailing and food-delivery services (Uber Eats).
Now back to what else is wrong with
of the least successful big companies
It is doing so in tandem with its
Uber.
on Earth.
largest rivals. That looks to antitrust
Too much competition
regulators like collusion.
With Silicon Valley arrogance, Uber’s
Uber didn’t anticipate the galaxy of
It also looks like unfair labour
founders in 2009 assumed that with
tenacious rivals it would have to
practices since Uber’s underpaid
high tech they could create a
compete with. Its competitors
driver – some making less than half
lucrative ride hailing monopoly, later
included the personal vehicles and
the Ontario minimum wage – won’t
twinned with dominance in app based
taxis it expected to displace. Uber
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE SEPTEMBER 2021
15
must also compete with public transit and traditional delivery
In most of the 71 countries in which Uber operates, Uber’s
firms like FedEx and Canada Post and their local peers.
drivers are classified as independent contractors rather than employees. That deprives them of standard employment
Uber is in competition with Amazon.com Inc.’s burgeoning
protections the law provides employees, including minimum
delivery service and with delivery services launched during
wage pay, unemployment benefits, paid sick leave and
the pandemic by grocery, restaurant, pharmacy chains and
vacation pay.
Torstar Corp. And Uber vies for business against ultra-low cost neighbourhood passenger and delivery services that are
To deal with the resulting turnover in drivers, Uber spends
proliferating like crab grass in Uber’s South Asian and
hundreds of millions each year on signing bonuses for new
Asia-Pacific markets. These are soon to make their presence
drivers; one time driver retention bonuses and payments to
felt in North America, (if not already) where Uber derives
drivers who recruit other drivers. And still Uber drivers are
62% of its revenue. There are no barriers to entry in this
stuck on low pay ghetto because Uber and its peers
industry. Anyone with a vehicle can set themselves up as a
stubbornly refuse to raise base pay. But Uber was recently
driving service.
forced to do just that by U.K. authorities. To keep its license to do business in Britain, Uber in March, agreed to reclassify its
Can’t cover costs
U.K. drivers as employees. The driver’s enhanced compensa-
That means Uber has no pricing power, the term economists
tion includes minimum wages, vacation pay and enrolment is
use to describe a company’s ability to raise prices. Because
a pension plan.
Uber’s services are not differentiated in any meaningful way from those of its competitors, customers gravitate to the
Negative Social Impact
lowest priced provider. Which, as it happens, is often Uber.
App based mobility has resulted in a net increase in vehicles
For years, Uber has engaged in fits of irrational pricing,
on the road. That has made traffic congestion even worse
subsidizing its customers with below cost fares in order not
and made more difficult the fight against climate crisis.
to lose market share to competitors. More often than not,
Uber tried to discredit the many reports on its role in conges-
Uber passenger is paying only 40% or so of the cost of the
tion until a 2019 report commissioned by Uber and rival Lyft
ride.
Inc. themselves found that ride hailing accounted for significant net increases in vehicles on the road in six U.S. cities
Lately, the app based mobility firms have been trying to raise
studied.
prices to match increased demand as economies reopen, in what we hope are the last stages of the pandemic.
That prompted Janette Sadik-Khan, former New York City transportation commissioner, to tweet that “As Uber & Lyft
But, in a long established pattern over the years, every price
add to city traffic, lose billions in dollars and undermine
increase attempted by the app based firms’ triggers
transit, we need to ask ourselves what transportation
pushback from customers and government authorities.
problems they solve.”
Transportation is an acutely price sensitive industry, as the app based firms should have known from studying how taxi,
That is still a valid question and it’s a wonder that public
public transit and traditional delivery prices are set.
officials in Toronto aren’t raising it. Ahead of its initial public
Sure enough, the latest price increases have drawn the ire of
offering of stock in 2019, Uber warned that “it may not
customers and U.S. authorities, as delivery charges by Uber
achieve profitability”. That warning gets hauled out a lot
Eats have risen to as much as 60% of the meal itself.
these days because it was so well advised.
The authorities want to impose caps on what app based delivery firms can charge and make them conform with
It is difficult to see any upside for Uber, only downside, as
federal and state labour laws they’ve so far evaded.
regulators in more and more of Uber’s markets impose additional costs on a business model that is already a proven
Uber, which helped create and legitimize the gig economy
failure even with lax regulations.
underclass, is obliged to nickel and dime its workforce of more than 5 million drivers. With a ceiling on prices, Uber’s only hope of making its business model work is by operating a sweat shop on wheels.
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
W W W. M B E F O RYOU. C O M
BRITISH COLUMBIA’S HEAT WAVE IS THE MOST DANGEROUS IN RECENT TIMES DMM DEPARTMENT MB Enterprises
The recent heat wave in British
Coroner the extreme heat that has
the vast province are still experienc-
Columbia has been one of the most
been a cause of tinder dry conditions
ing the high temperatures, and she
lethal ones in terms of the deaths
as well as raised the fire danger
laid emphasis that we all take care to
caused in the province. According to
rating across the whole province is
avoid the dangerous effects of the
sources, the death toll across the
tribute to be the only contributing
severe heat. The Govt. of Canada on
whole province due to the heat wave
factor to the number of fatalities.
the other hand has already started to
has reached figures of 719 from 25th
Figures that almost crossed 700
take steps regards to contingency
June to 1st July in the year 2021.
raised eyebrows not for the first time
measures for future. They are sure
These figures are highly not like stats
regards to contingency plans for
that something like this can happen in
from Canada as it is a cold country
environment related activities.
next years to come, however, they
with temperatures changing mildly in
However, for the first time the Govt.
want to make sure that it is dealt with
few provinces due to Global warming
has raised huge alarms all across the
in best possible ways. According to
effects. According to pundits and
Canadian province for heat control
the Public Safety Minister of B.C.
experts, these are record figures in
measures and taking good care of
something like this was never been
terms of the fatalities that have
such an environmental hazard in
witnessed in British Columbia in the
mostly happened in Vancouver, the
future.
past, especially regards to the amount of magnitude of losses and
largest city of British Columbia and
CONTINGENCY PLANNING FOR THE FUTURE REMEDIES:
how they can be encountered. The
coming for tourism in Canada. According to Miss Lisa, the Chief
According to Miss Lisa, some parts of
recorded in British Columbia, Lytton a
holds most attractions for the people
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
record breaking temperatures
W W W. M B E F O RYOU. C O M
village near Vancouver. It broke Canada’s all-time record of
There are many Canadian scientists who are of the opinion
46.9 Degrees Centigrade and is a matter of great concern for
that they still have time for the mitigation of the deadly
the governing authorities. It has made Canadians in the Govt.
impacts of climate change. However, there needs to be
ponder more deeply on the deadly effects of climate change,
sufficiency in political and public efforts regards to this.
especially after the devastations of the recent June wild fire. It was something like a burning train and people got injuries and fatalities that will be remembered in Canada’s environmental history for a pretty long time.
WHAT NEEDS DOING- REALIZATIONS & PREVENTIONS? What needs doing to combat the ill effects of climate change and Global warming is a question very common? At least for the sake of positive realizations the Canadians are more aware of the current environmental hazard. On top of this, for the future the climate experts from British Columbia have warned in advance that more extreme conditions, the kind witnessed lately is expected to happen in coming days, especially in British Columbia.
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE SEPTEMBER 2021
19
SEPTEMBER
EVENT 2021 CALENDAR 6 SEP
MONDAY
Labour Day Labour Day in Canada is celebrated on the first Monday of September. It originally gave workers the chance to campaign for better working conditions or pay. The day is now part of a long weekend for many Canadians.
7 SEP
TUESDAY
Rosh Hashana
16 SEP
THURSDAY
Yom Kippur
21 SEP
TUESDAY
First day of Sukkot
22 SEP
WEDNESDAY
September Equinox
Many Jewish Canadians celebrate Rosh Hashana, which is also known as the Jewish New Year. Rosh Hashana starts on the first day of Tishrei (or Tishri), which is the seventh month in the Jewish calendar, and may last for two days. It is sometimes called the Day of Remembrance or the Day of Blowing the Shofar.
Yom Kippur is a Jewish holiday known as the Day of Atonement. Many Canadians of Jewish faith in Canada spend the day fasting and praying. Its theme centers on atonement and repentance. Yom Kippur is on the 10th day of the month of Tishrei (or Tishri) in the Jewish calendar.
Many Jewish communities in Canada the first day of Sukkot, which is the start of the Sukkot period. This period, also known as the Feast of Tabernacles, lasts for about seven days. It is observed during the week starting on 15th day of Tishri, which is the first month of the year in the Jewish calendar.
There are two equinoxes every year – in September and March – when the Sun shines directly on the Equator and the length of day and night is nearly equal.
27 SEP
20
MONDAY
Hoshana Rabbah Many Jewish people in Canada mark Hoshana Rabbah (or Hoshana Raba) as the last day of Sukkot (Succot, Succoth, Sukkoth) in their calendars. This day is the end of the Sukkot period, also known as the Feast of Tabernacles. The Sukkot festival is observed during the week starting on 15th day of Tishri (or Tishrei), which is the first month of the year in the Jewish calendar.
MBE BUSINESS MAGAZINE SEPTEMBER 2021
W W W. M B E F O RYOU. C O M
CROSSWORD PUZZLE SOLUTION
MONTH AUGUST
M A G I C
A A R G H
A F E W
R I V E
E A S E
L E O X
T R A L A
T E N O R S
K N I E N E K B A L S O T T I S
W W W. M B E F O RYOU. C O M
M A J S A S A P D D U K E O O A L I E B R E E N O N E A S H I N G T O O O L Y N O U N T Y L I U P F R I O T O O T Y W C
R O M
I S C A E V A W N I N S A C H
S H A H H U E E D T A
S N A R E S
U Z U T E R I A N L L S U X O R
T E O N O L L S
T R I N I
E L C I D
R E E D S
MBE BUSINESS MAGAZINE SEPTEMBER 2021
21
The Human Law, War and Separation of State, Religion and Business Part Four
DAVID RALPH MACKERETH dmackereth@canimac.com
Niall Ferguson in his 2018 ‘The Square and the Tower:
Vietnam, 522,905 medals were awarded – double the number
Networks And Power, From The Freemasons To Facebook’
of American military personnel […]” (5) The US war in
points out; “The Third World War was not fought with nuclear
Grenada lasted a lengthy four days (October 25 to 29, 1983),
missiles in the stratosphere, but with semi-automatic
and the Americans were faced by a combined Grenadian/Cu-
weapons in the jungles of what became known as the Third
ban force of 2,000 non-heavily armed combatants. As we
World.” And the Americans have participated in varying ways
find at wikipedia.org, “By the time the United States ended its
in many of these Third World Wars, as have the Russians.
Southeast Asian bombing campaigns, the total tonnage of
On September 16, 2014 Timothy McGrath wrote an article
ordnance dropped approximately tripled the totals for World
‘The US is now involved in 134 wars or none, depending on
War II.” Which brings into question, what was the thinking
your definition of war’. At www.freakonometrics.hypothe-
behind the awarding of the number of Vietnam medals issued
ses.org we find on March 19, 2017: ‘The U.S. has been at war
by the US in a war that was a ‘Political Failure’? However, on
222 out of 239 years.’
the business front, some U.S. major corporations had to make/replace all of those bombs!
In USA Today, Amanda Trejos wrote on January 5, 2018; ‘Why getting rid of Costa Rica’s army 70 years ago has been such
“Past thinking and methods did not prevent world wars.
a success’: “It has used the savings from defense spending to
Future thinking must.” Albert Einstein, 1945 Nobel Anniversa-
improve education, health care and a durable social safety
ry Dinner
net. […] The Happy Planet Index ranked it No. 1 in the world.” Military heroes have dominated history all the way back to the
“Those societies that glorify militarism invariably lose wars.”
earliest human writings and previously, and this may not have
Adam Gopnik (4)
benefited humankind. The Bible and many other religious/spiritual writings condone killing – Period! In order
“Life did not take over the globe by combat, but by network-
to keep the American public engaged in the appropriation of
ing.” Lynn Margulis, Microcosmos: Four Billion Years of
enormous Public Funding (mostly borrowed money) for the
Microbial Evolution (1986)
US military effort; they have made heroes out of many of their military personnel. John Ralston Saul brings to our attention
Many of our admirable authors have attempted to describe
in 1992: “A large number of the 8,633 medals awarded were
the detrimental aspects of war: - “Never think that war, no
given to people on the planning staff who took no part in the
matter how necessary, nor how justified, is not a crime.”
operation [1983 US invasion of Grenada]. In 1970 in
Ernest Hemingway, For Whom the Bell Tolls (1940) - “On the
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
W W W. M B E F O RYOU. C O M
twelfth of June 1812, the forces of Western Europe crossed
folks all need training and personalities that satisfy the
the Russian frontier and war began, that is, an event took
particular requirements for each of these four areas.
place opposed to human reason and to human nature.” Leo
Politicians are there to make the lives of their citizens as
Tolstoy, War and Peace (1869) - “[…] highly civilized human
humane as they can, and to provide the infrastructure
beings are flying overhead, trying to kill me. They do not feel
allowing all the various components of a jurisdiction to
any enmity against me as an individual, nor I against them.”
operate at the most efficient level. The civil servants carry out
George Orwell, The Lion and the Unicorn: Socialism and the
the day-to-day work on behalf of the government. The
English Genius (1941)
religious/spiritual folks provide guidance to enhance ethical/moral/spiritual existence. And our business folks are
“It takes centuries to build a town, a society, a culture; it can
there, mostly, to make as much profit as they can: highest
take mere seconds of bombing to destroy them.” A.C.
possible price, with the lowest possible costs (includes
Grayling (11)
wages). These are clearly disparate approaches! And each
“Every important strategist from Sun Tzu [544 – 496 BCE] on
calls for different personalities and skill sets, and with the
makes clear that the best defense is the avoidance of war
population as a whole continuously learning to appreciate the
through superior leadership.” John Ralston Saul (5)
necessity of having the right people in the right job to
At www.abillionpeople.org we discover a formidable sugges-
establish ‘The Best of All Possible Worlds’. We all lose by
tion: “If any such Referendum [Declaring War] does not
having the wrong person in the wrong situation, and with
achieve approval on the part of the People in proportion to at
wealth and power being consolidated evermore, the business
least 50 %, then the [U.S.] Congress shall not be permitted
types are encroaching (that’s what they are very good at) on
the power to declare War.” Should a few hundred people be
the running of the government, to the detriment of all! The
able to declare war on behalf of hundreds of millions – and it
calculation of ‘Profit and Loss’ does cannot represent humane
will be the 99 % who will do the actual fighting, and truly do
or spiritual outcomes.
the dying, and receive the maiming? (2) 21 Lessons for the 21st Century, by Yuval Noah Harari Possibly we have all been looking at the wrong approach to
(2018)
ending Wars, as a play by Aristophanes (c.446 – c.386 BCE) proposes; “[…] the most powerful of the anti-war comedies,
(5) Voltaire’s Bastards: The Dictatorship of Reason in the
produced at the height of the war with Sparta, is Lysistrata, in
West, by John Ralston Saul (1992)
which women bring war to an end by refusing sex to their soldier-husbands.” (6)
(6) The Struggle For Democracy, by Patrick Watson and Benjamin Barber (1988)
Of the eight recognized reasons for ‘War’, none appear to mirror the recognized respected qualities of being a ‘Humane
(11) The Challenge of Things: Thinking Through Troubled
Human’. We find the reasons for war at www.owlcatio.com:
Times, by A.C. Grayling (2015)
Economic Gain; Territorial Gain; Religion; Nationalism; Revenge; Civil War; Revolutionary War; Defensive War. All of which should be compared against the lives of Jesus, Buddha, Einstein, Gandhi, Bertrand Russell, Martin Luther King Jr., Leo Tolstoy and Doctors Without Borders. Yuval Noah Harari stated a most severe observation to all Governments considering War, “[…] in 2018 successful wars seem to be an endangered species.” (2) Furthering the thought that ‘War’ may be a ‘Make Work’ project’. THE HUMAN SEPARATION OF STATE, RELIGION AND BUSINESS It would appear very different skill sets are required to: 1) work for the government as a civil servant, versus 2) representing the government as a politician, versus 3) representing religious / spiritual organizations, and versus 4) running a successful business. If this is in fact true, these
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE SEPTEMBER 2021
23
Life Insurance Benefits and Product knowledge SYED HASSAN Royal Le-Page, Royal Brokers
We are often afraid of Life Insurance, as it is related directly to death and the benefits after death.
Universal Life Insurance: This product has a component of Investment, segregated funds like mutual funds and Insur-
Let me discuss some useful benefits and details about
ance.
Insurance and its products. Term Insurance: First of all, Term Insurance is the least Life Insurance Payment is a Tax free benefit to the Benefi-
expensive Insurance product. This product has a component
ciaries.
of renewal and conversion. This means that this insurance
Life Insurance Payment is Debt Protected, meaning that this money cannot be claimed by any person or institution. Any money owed by the Insured, has to be settled before it gets to the beneficiaries. Not the Life Insurance amount. Generally, Insurance money is given to Beneficiaries in 10 days. There are a couple of Products under this banner. Like Whole Life, Universal and Term Insurance. Whole Life Insurance: This product has both components,
policy can be renewed and converted to another Insurance
living benefits and after death benefits. One can have access
product, without medical.
to his savings in the policy. Beneficiaries will get the Insurance amount upon death of the Insured.
Disability Insurance: This Insurance is one of the best Living Benefit Insurance. In case of disability to perform what one was doing, Insured will get monthly benefit. Disability can be any type of accident or Illness. This product is Income replacement Insurance. This product can be obtained for a 2 year term or up to retirement
24
MBE BUSINESS MAGAZINE SEPTEMBER 2021
W W W. M B E F O RYOU. C O M
of 65 years of age. Monthly coverage of $1,000 to $5,000 is available.
Critical illness:
Author: Syed Hassan, Broker, Royal Lepage Exceptional Professional and Educational Background B.Sc. Electrical Engineer, Real Estate Broker, Financial
This is also a living benefit. Lump sum amount of coverage is
Advisor, IQCS Certified Lead Auditor & Consultant for ISO
given to the Insured. Up to 24 major diseases can be
Management and Environmental Standards, Certified Total
covered e.g. cancer, heart attack, stroke and many more.
Quality Manager. Professional Experience and Affiliations MB Group of companies, Royal Le-Page Exceptional, Royal Brokers, American Express Bank of Canada, Budget Rent a Car, Moody’s, SGS, PIQC.
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE SEPTEMBER 2021
25
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
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W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE SEPTEMBER 2021
27
Strengthen Your Communication within Remote and Hybrid Teams
ENTREPRENEUR.COM
With a large number of employees continuing to work from home,
want in Zoom meetings. While it may only seem to introduce
implementing fun and functional team-building exercises is
fun, encouraging positive social dynamics among all workers,
crucial to maintaining great communication and culture in the
corporate and remote. Let them know you care about their
workplace.
well-being, which motivates them to work their best for you.
Covid-19 forced everyone to go remote, but many companies,
Remove barriers to participation
like ours, had already been operating with hybrid models
Word of mouth around the office can teach someone what he
when the pandemic hit. Most businesses that had never
or she may not know, but remote workers are excluded from
learned to balance a corporate-remote-team energy
this, so consider all communication barriers when you plan a
struggled with holding everyone together during the
team-building exercise. If having to figure out a new applica-
transition, but we had already built empathy for remote work
tion on their own stands in the way of participation in an
into our operations. As a result, our team stayed united
activity, employees may see the whole effort as a bother.
despite being forced to implement a more divided model.
Removing barriers to joining the team-building exercises through education in areas like technology makes it easier for
Better communication through team-building leads to greater
everyone to buy in and reap the benefits.
empathy, the least understood and most effective trait that we can build as employees. But if your focus stays on-site,
Of course, establishing a stable hybrid model depends on
remote workers feel left out, and their work will suffer as a
network strength and security. Outfitting remote workers with
result. Remote work and hybrid models are here to stay, so
quality broadband and fiber, as well as added layers of
businesses that can extend that empathy to remote workers
security — like protection on public networks, automatic
with team-building exercises will maintain a stronger bond
firewall updates and PC encryption — makes it easier for
among their employees in spite of any distance.
them to join team-building activities. When you take into
Introduce productive socialization
consideration the obstacles that can cause remote workers to
Remote team-building exercises that your employees find
get left behind, they feel valued and included and want to do
both functional and fun encourage productivity. No matter the
their work well.
location, anyone can participate in quizzes on Kahoot! Or online games like Jeopardy that give them a shared topic to
Make sure your teammates are okay
talk about. You can create specific support spaces for remote
It can be easy for employees to neglect their health when
workers to discuss work-from-home tips too. I give gifts to let
isolated from the rest of the team, so including remote
my remote employees know that I'm thinking of them, and
workers in your team-building lets you know they’re doing
even that's a level of team-building because it affects how
well. Remote workers often find that going from the bedroom
they see me as a teammate.
to the home office is their exercise for the day, so create avenues of communication that encourage shared physical
These activities should be functional, but sometimes fun is
activity. A lunchtime walk around the building can become a
the function itself. Schedule a team happy hour or a weekly
remote team-building exercise over video chat, and everyone
“Filter Friday,” where employees can use whatever filter they
can enjoy the positive social engagement.
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Team-building exercises can also support remote worker’s
Opening communication between remote workers and the
mental health. Not only does the rest of the team uplift remote
people that can teach them through example will take
workers through social support, but they also end up with
innovation in communication technology. Our first solution
more empathy for their remote teammates. In one team-build-
was as simple as implementing desk-to-mobile phone
ing program, my coworkers and I were introduced to a
forwarding, but now we’re converting users to softphones that
hypothetical situation in which a woman was seen exceeding
follow them with their computers. As more businesses take on
the speed limit, swerving through traffic and, finally, running a
remote workers, more tools will emerge to facilitate this highly
stop sign. When team members were asked to put together
beneficial passive learning among them, so stay proactive in
ideas on what was happening and how to resolve the
your hybrid-infrastructure investments.
situation, people suggested that the driver was reckless, perhaps drunk or simply disruptive. However, when it was
Team-building opens up channels of communication that
disclosed that her driving was due to her efforts to get help
allow employees to develop deeper relationships with one
for a baby that was choking in the backseat, the anger within
another, but if any part of your team is remote, it requires new
the group quickly dissolved into empathy. Especially when
considerations. When you make fun and functional activities
they work remotely, you never know when coworkers have a
easily accessible to all employees, they learn to work better
“baby in the back,” and this team-building practice reminds us
together no matter where they are. When you care about your
to ask if they’re okay.
coworkers and value their contribution to the team, the desire to see everyone succeed comes more naturally, and greater
Encourage active and passive learning
productivity follows.
One of the biggest benefits to working in an office is the passive learning that takes place, so encouraging this in remote workers will take serious team-building efforts. With active learning, some established training log describes the steps to teach a new position, but passive learning comes from simply being in the presence of someone with more skills or knowledge than yourself. A more senior person in the office may not be intentionally sharing his or her words of wisdom with junior workers so they can learn they just do.
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horoscopes
september 2021 virgo Virgo is is the sixth astrological sign in the Zodiac. The Virgo
Personal Opportunities for Virgo:
sign starts on August 23 and ends on September 22.
Belief in yourself and an improving attitude to life is where your best opportunities exist. Jupiter will remain in your sign
The Virgo 2021 horoscope shows that 2021 is going to be a
until late September 2021 and will bring benefits to you, if
lucky year for Virgos, they will manage to continue their
you want to move ahead in your life. Some additional luck is
projects and start new ones, taking small but sure steps to
also around you in the middle of the year.
reach their goals. Jupiter brings into your life the dose of luck each of your needs. It seems that the planets shine upon
Finances:
you, especially in your financial life, and some unexpected
You can move ahead this year because of personal effort,
earnings may occur.
and some luck that exists in joint partnerships. You may also enter into a new financial partnership and talks begin in
Count on your analytical sense and intuition when you want
April.
to invest. Don’t count on the opinions and recommendations of third parties because you will only have to lose. A more
Be aware of over commitment and read all fine print when
favorable period for earning unexpected additional income
signing contracts in September.
will come towards the end of the year, in September, October, and November.
Will Virgo get married in 2021? The first part of 2021 will be full of passion, love, and
The Virgos may go through some changes, but 2021 does
romance, which is why you might decide to get married. You
not bring as many troubles as in the past. You may find the
will be more charming, more loving.
opportunity to start a new relationship, to revive your current relationship with better and more peaceful energy. Financial-
This period is full of the bohemian atmosphere of love. In the
ly, this is going to be a very productive year, and the
second part of the year, you will retreat little by little in your
investments you predict will turn out profitable.
shell. You will be slightly calmer and more balanced.
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
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Will single Virgo find love?
According to the Virgo horoscope 2021, many will work two
The year 2021 will be very active in terms of social life. You
jobs this year, especially from the period of April to August.
will go out more, meet new friends, and take advantage of
From mid August until late September you find additional
your free time. This period is very favorable for the single
enthusiasm for work and will be busiest in this time. Financial
Virgos. Going out more will increase your chances of meeting
rewards can come in September.
someone and starting a new relationship.
Health:
You now have the planet of surprise and unpredictable events
You are inclined to be healthier when Jupiter is in your sign,
and situations moving through your relationship sector. It
with one exception. This planet likes to party and indulge in
stands to reason that change will take place here. You are
pleasurable pursuits with an increase in weight possible. For
more attracted now to those people who are different, so new
the health-conscious though it will be the time to begin more
friendships and group involvements take place.
appropriate dietary and health regimes from May.
Will Virgo get a job in 2021? Those who are born in the Virgo zodiac sign will have a very active year, professionally. Definitely, you will need to work, so you can slowly climb the steps of success. You will be very interested in obtaining good results, not necessarily to earn more money. Professionally, everything related to research, development, innovation, and marketing is well represented. Those who activate in arts can obtain spectacular outcomes.
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
31
HOW SMART TECHNOLOGIES IS INFLUENCING HOTEL INDUSTRY IN CANADA
DIGITAL MEDIA MARKETING MB Enterprises
The role of smart technologies is
ties while enabling the hotel owners to
systems are aligned with energy
highly integral while outlaying an
reach new profitability levels. Apart
management practices and sustaina-
influence on the hospitality industry in
from the profitability, the customer
bility measures which are importantly
Canada. A sector that is a huge
experience is much valued and brings
realized all over the world. Smart
revenue generating sector in Canada
with it a charm of a hotel stay and love
energy management not only means
due to the number of people going for
for quality food.
savings in terms of profitability levels,
holidays and vacations from overseas
but also bridges the gap between
and within Canada annually. The hotel
Here are some ways in which the
technology and luxuries associated
industry is a posh industry in Canada
smart technology shall be reshaping
with best hotel management practices.
with the hotels being the primary
the hotel industry in the near future.
The benefits it includes relates to cost
source of inspiration for people
savings, energy savings for better
1. SMART ENERGY MANAGEMENT – ‘SEM’:
environmental effects, & increasing
hotel industry is uniform in terms of the rich standards and diversity in
Smart energy management or ‘SEM’
consumers. Part of the CSR activities,
terms of the values & service delivera-
is a vital part of the modern energy
it is integral to show how people are
bles. This is ranging from the guest
management systems. In the hotel
taking good care of the activities
experience to the marketing, the
industry it has taken innovation and
needed for saving the energy and
smart hotel technology offers a variety
technology to new considerable
saving the environment.
of cost savings and revenue opportuni-
heights. These energy management
coming from abroad. Canada-wide the
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
the awareness levels amongst the
W W W. M B E F O RYOU. C O M
According to a research Smart Energy
the guests and customers to make
protection operations are carried as
management systems can bring
reservations of the parking spots in
according to the Data Protection Act
reductions to hotel energy costs by a
advance of their visit. Especially, to
operational in Canada in all the hotel
huge 25%. At the same time it is
have their space assigned on arrival.
country-wide. This is according to
helpful in generating some of the
This will be a huge advantage and will
HAC or Hotel Association of Canada
fastest payback periods in history. An
save hotels the Labour costs of
privacy policy.
investment return lasting from one to
manually managing the parking
two years and can significantly
inventory. Apart from this, it will give
4. REMOTE CHECK-IN/CHECK-OUT:
increase the resale value of a hotel.
the guests a smooth experience that
The remote check-in and check-out is
The factors that are actually the
they shall remember and would love
a facility that enables the guest to
success generators are the payback
to come again for an enriching
check-in remotely through their mobile
period, investment rate of return and
experience.
devices. This will enable the hotel management to better manage their
ROI or Return on Investments. All
3. HOTEL MANAGEMENT SYSTEMS & PRIVACY POLICY:
staff and staff utilization, saves the
associated with the hotel industry worldwide.
As part of the smart technologies that
Labour costs. The technology can also
influences the hotel industry in
be helpful in making the staff alert
These systems also enable the
Canada, Hotel management systems
while the guests’ arrivals and automati-
customers to have a good understand-
and privacy policy via data protection
cally saves the time for the welcoming
ing of their energy needs and how
are the two major influences. A hotel
process. At the end of the day a better
best the needs can be catered. They
management system stores critical
and much more personalized guest
have a decent know-how of automate
data of the regular guests and
experience.
consumption and adaption to real-time
customers while taking good care of
changes in occupancy. With the help
their likings and disliking. It further
An easy check-out experience similar
of HVAC systems installed, and
includes likings and disliking based on
to the remote check-in, which is
motion sensors the energy consump-
customer preferences regards to food
witnessed by the customers and
tion is at its best. This is in addition to
in-take, room service, guest preferred
allows them to arrange for their
the machine-learning algorithms and
choices, utilization of facilities and
transportation on their way back. The
improving the overall lighting consump-
many other preferences for a smooth
transportation can be in form of
tion throughout the year.
guest experience next time.
anything, i.e. taxi, airport shuttle, or a
these realizes the profitability margins
time factor and finally saves the
ride-sharing service. Hence, it is not
2. SMART RESERVE PARKING:
However, a data protection Act always
only a convenient procedure to
Smart reserve parking is a common
takes care of the data provided by
checkout remotely, but also saves
application of technology in modern
customers which includes protection
Labour costs to considerable levels.
hotel industry. This is done with
of bank card details, protection of
convenience through the use of smart
individual details and all other details
sensors and the usage of hotel apps
to be protected that are regarded as
on mobile phones. These apps allows
critical in the customer’s eye. The data
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE SEPTEMBER 2021
33
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INTERVIEW WITH Arlene Dickinson CEO VENTUREPARK
By Alex Derry Courtesy: www.canadianbusiness.com
"We’ve had a level of uncertainty in all of our lives that never existed before, and we now have to think about what it is we want to accomplish as a society" W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE SEPTEMBER 2021
35
Arlene Dickinson, CEO of Venturepark— Canada’s most
experiences also shaped my own entrepreneurial journey. As
extensive business growth ecosystem—and star of CBC’s
I was helping entrepreneurs, I was also building myself as an
Dragon’s Den. Here, Dickinson speaks with writer Alex Derry
entrepreneur. Back then, I thought of myself as running a
about the changing face of entrepreneurship and the role of
marketing firm, but I was really an entrepreneur-in-training. I
leadership in a post-pandemic world.
started understanding and thinking about risk and how I could build a business differently, and what the opportunities are.
How did you get your start with Venture?
And it helped me understand what it means to back
In my early thirties, I was asked to join Venture Communica-
somebody—it’s about more than just money.
tions as a partner. It was a very early-stage startup, which basically meant I worked for free. I had been working in
How has the idea of leadership evolved for you?
media sales prior to that, so I had a little bit of marketing
It’s important to find your passion as a leader. Purpose-driven
experience, and had found that I really loved marketing. I ran
entrepreneurialism and leadership is important—leaders
the company with a couple of partners for several years, then
need to know what they’re trying to get to and why they’re
bought them out, and went from there. I started to figure out
trying to get to it. It’s got to have meaning. It’s got to have
how I wanted to build the business and did a little bit of angel
social impact. It’s got to have opportunity. It’s, of course, got to
investing as the company grew and things did well. One of my
be economically viable.
employees was looking to start a business and asked me for ment worked. I was also working with many businesses in my
What common values are emerging in the business world as we come out of the pandemic?
marketing career and had lots of opportunities presented to
When we think back years ago, business leaders were all
me. Then as I was investing and growing the business, and
about, “let’s take the hill, follow me!” Today, leadership is
getting a higher profile, I joined Dragon’s Den.
about saying to your team, “I don’t have all the answers. This
an investment. That led to an understanding of how invest-
is all uncharted territory. Here’s what I’d like to build. Here’s
How have these experiences shaped your approach to entrepreneurship?
why I think it’s important.” And then making sure your team is
They helped me understand what differentiates people who
ty and less rigidity, more empathy versus the hardcore
have an idea and think they want to be entrepreneurs versus
approach of “I’m in charge, do what I say.”
feeling included in the process. Today it’s about more flexibili-
people who are driven to be entrepreneurs. I started to recognize that entrepreneurialism is its own identity. These
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
W W W. M B E F O RYOU. C O M
What mega-trends do you anticipate businesses will have to navigate as Canada reopens?
I reinvented Venturepark, which is a business growth ecosys-
We’re going to have to navigate a changing workforce. Just
companies in the food, health and personal-care space. All of
think about how many people are deciding that work isn’t for
it existed before the pandemic, but the notion of bringing it all
them, at least the traditional type of work. We’re seeing record
together in one ecosystem and leveraging each other’s
numbers of people quitting their jobs and going on to do
diverse skill sets all driven by the same goal was something
different things. That’s an opportunity for young people. That
that we did during Covid. We’ve got a venture capital fund, an
means leaders are going to have to understand how they can
accelerator, a commercial kitchen, two marketing companies
keep their core teams together while still being aware that the
and a media platform. I’m about to raise my second fund,
workforce is changing.
which I’m excited about. We’ve been investing in companies
tem focused on supporting and marketing consumer goods
across Canada, and it’s been incredibly rewarding to see how We’ve had a level of uncertainty in all of our lives that never existed before, and we now have to think about what it is we want to accomplish as a society, how businesses can serve those needs, and then how we compete globally.
this ecosystem has grown.
What advice do you have for young entrepreneurs who are inspired by your journey? In Canada, we’re taught to be low risk, as a country and as
What are you working on these days that’s getting you excited?
individuals. But that low risk does not come with high reward.
The pandemic really was an awakening for me, as it was for
and innovation that we have and lift up brave leaders. We
many of us. We stopped and thought about what mattered,
have to use our values to purposefully help change the world.
what we want to leave as a legacy, and what we want our
Dream big, and don’t let anyone else tell you not to. We really
society to be. I had a lot of time to think about how to navigate
do have what it takes to compete, but we have to push
this period, and what I want as we come out of it.
ourselves harder and harder to make this country all it can
We have to push ourselves to leverage the intelligence, skills
be.
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE SEPTEMBER 2021
37
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LABOUR DAY – GENERAL SIGNIFICANCE, HISTORY & IMPORTANCE TO CANADA DMM DEPARTMENT MB Enterprises
Labour Day is regarded as a day of
their beloved country. Thus, they are
global significance for the labour
regarded as people who are patriotic
THE ORIGIN OF THE LABOUR DAYCANADA & USA:
workforce all over the world. In
and are always ready to work very
The origin of the Labour Day dates
Canada, the day is observed on the
hard for the sake of their country’s
back to 1894 in Canada since it
first Monday of September, like it did
prestige and its honor.
started as celebration on the first
last year on the 7th of September
Monday of September. However, in
2020. This year, it will be a national
Similar are the stories attached to the
the neighboring United States it
holiday as well in Canada, and is
labour workforce of other countries
started two years earlier, i.e. 1892.
falling on the 6th of September 2021.
that includes USA, U.K, Germany,
Interestingly, the origin of the Labour
Values are attached to the contribu-
Italy, France, & Spain. This is apart
Day in Canada was even twenty
tions of the labour workforce to a
from the many other countries
years before that, i.e. 1872 when the
country like Canada which falls in the
attached with those who follow
Unions started to hold parades and
list of most peaceful nations. The
Labour Day with a massive patriotic
rallies in Toronto and Ottawa, i.e. the
labour is regarded as the most
essence & historical attachments. It’s
biggest city and the Capital city of
committed workforce and a working
a tribute dedicated to the Labour
Canada. The parades and rallies
class that are hardworking, dedicat-
class and their contributions to the
were held to celebrate the famous
ed, and holds most ethical values for
economy in Canada and worldwide.
and successful 1872 printers strike. It
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
W W W. M B E F O RYOU. C O M
is also known as the original ‘Fight for Fairness’ that was the cause of some major changes. These changes includes decriminalization of the unions in Canada. As the name clearly suggests ‘Fight for Fairness’ means the fight against Labour’s mistreatment and violation of their basic rights.
DECLARATION AS NATIONAL HOLIDAY & RECOGNIZING THE LABOUR RIGHTS: In Canada, after pressure from parties and unions for the declaration of a national labour holiday, on the 23rd of July 1894, Prime Minister Sir John Thomson passed a legislation making Labour Day official. Hence, it was declared as an official holiday that is observed on the first Monday of September every year. This is in form of rallies, seminars and debates regards to the rights of labour being held on the day. Apart from this, hundreds of communities all across Canada and United States hold picnics, parades, concerts and marches to mark the historical occasion. The focus and aim of these marches, seminars and official gatherings is to recognize the rights of labours in different sectors in Canada. Apart from the different sectors their rights are considered in various provinces of Canada with an absolutely different mindset. Ironically, as labour has to fight the cold climate to work every day, especially in some territories of Canada, for e.g. Nunavut. These sectors are the key services industry in Canada and have taken Canada to new heights and towards the roads of developments and industrialization. The various sectors includes Services Industries, Agriculture, Railways, Transport (Buses & Coach), Construction Industry, Retail Industry, and other daily workers working on daily wages. The minimum hourly wages varies from one province to another depending on the amount of hardships labour has to face while working every day. The involvement of unions and political parties is partially in recognizing if the provincial minimum wages needs to be increased. These realizations are dependent on different factors effective in different provincial boundaries. Canada is a sovereign country that recognizes the rights of all the citizens living with prestige and courage and working every day for the development of the great nation. These includes people coming as migrants from different backgrounds and countries as well as the inhabitants of the great North American nation. The labour is like the head behind a country’s pride & values and its walk forward for more prosperity and success.
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE SEPTEMBER 2021
41
LIST OF THE HAPPIEST
COUNTRIES & WHAT MAKES THEM WORTH LIVING
DMM DEPARTMENT MB Enterprises
‘How can you measure the level of happiness for people living
The World Happiness Report of 2021 is the most recent
in a country? Naturally, it is a difficult thing to measure as
report that is being released amid the COVID-19 pandemic.
there are many different characteristics that determine the
Fortunately, the countries in the list are those ones as well
level of happiness. In terms of the economic values there is a
who are least bothered with the effects of the pandemic.
measure that is generally known as the happy country index.
While this is true, New Zealand is the first country that
The index starting from low to high determines the level of
declared itself as COVID free in most recent circumstances
happiness of the country through people living in the country.
few months back. The report has also paid special attention to
Hence, it is the benchmark that is used for comparative
make evaluations of how different Governments have been
analysis with other nations. Generally the considerations
able to deal with the pandemic.
taken to reach the happy country index includes prosperity of the country and its GDP Per Capita. Apart from these, beauty
The following are some of the top ten countries according to
values, natural beauty, job satisfaction, work opportunities,
World Happiness Report 2021 being amongst the happiest
and many other similar characteristics that determine how
nations:
happy the residents are. The UN Sustainable Development Solutions Network publishes its report every year. This is
1. FINLAND (#1 in World Happiness Report 2021):
known as World Happiness Report and is a research based
A beautiful country from the Nordic, i.e. Scandinavia is listed
study that examines the useful connections between
as number 1 in the list of happiest countries. This is for the
happiness and developments.
fourth year in a row that the Nordic nation has taken the #1
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
W W W. M B E F O RYOU. C O M
spot and credit goes to the level of consistency. The main reason is that consistently ranks amongst the top education
4. SWEDEN (#7 in World Happiness Report 2021): Another country from Scandinavia in World Happiness Report
systems in the world. A system that is designed by the Govt.
2021 top 10 listings. The country is the biggest in Nordic
supports education and teachers should have a Master’s
region w.r.t. its covered area and holds a strong economic
degree as a must. All the education for the teachers and
system. It has a high GDP Per Capita which is shared by
those in the schooling system is state-funded and determines
many of its Nordic neighbors. A huge emphasis is laid on
the strength of the economic values. Also supportive of equal
social equality system and values of work-life balance. The
opportunity and values related to rights of people of Finland.
best country for women with 16 months of paid family leaves
2. DENMARK (#2 in World Happiness Report 2021):
on the birth of a child. Ironically, the leaves can be split between the couple. Also holds a good security system that’s
Yet another Nordic nation that ranks number two spot this
is not only for safety and security of the people living.
year World Happiness Report 2021. The reasons are valuable
However, also security in terms of economic and job
economic values and Work-Life balance system that suits
placement values.
everyone. The country is top rated in all the reported metrics, i.e. life expectancy, social support, and renewable energy productions (environmental). The country is the most bike friendly country in the world with most people making using of
5. NEW ZEALAND (#9 in World Happiness Report 2021): A country from the Australian continent is one of the most
the bikes for commuting. For the people of Denmark there are
beautiful countries in terms of scenic beauty. The world
huge trust values in the Govt., the economic security,
happiness report 2021 ranks New Zealand on number 9 spot,
freedom, civil participation, and finally Work-Life balance.
and the country was the first one in the world to declare itself
3.NORWAY (#6 in World Happiness Report 2021):
as absolutely COVID free.
Yet another Nordic country listed on the number 6 spot is one
New Zealanders, also known as Kiwis are generally regarded
of the most beautiful countries from the Scandinavian nations.
as happy people with a warm and welcoming nature for
The country has been dropping in this ranking since 2017
migrants coming to their country. New Zealand apart from
where it was on #1 spot in 2017.
many other specialties enjoy massive natural wealth with beautiful beaches. On top of this, vineyards and the moun-
Norway is one of the blessed nations which is a mixture of a
tains are a massive contributor to New Zealand’s natural
well-integrated Govt. welfare system and a thriving economy.
beauty reserves.
The economic values are built across responsible and useful utilization of its natural resources. A huge feeling of support and massive trust in Govt. and economic well-being are the other few characteristics of Norway’s happy country index.
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE SEPTEMBER 2021
43
MOTIVATIONS FOR AN ENTREPRENEUR TO START HIS OWN ENTERPRISE
DMM DEPARTMENT MB Enterprises
There are a number of entrepreneurs in the world of business
biggest e-commerce companies in the world based in China.
who have some sort of motivation to start their own business.
After a series of consistent failures, heart breaks and many
However, those who don’t are probably not that big names in
ups & downs, JackMa, the founder of Ali Baba at last was
the world of business, commerce & finance. Obviously, like
able to get the right click. He knew what he has from the
you need a sky to fly, there has to be a vision to get big in the
inside and how to transform that vision into a goal.
business world and demonstrate a continuous growth upwards. Trends have shown that entrepreneurial goals are
Similar to that is the story of Mark Zuckerberg who being a
not just part of the dreams, but naturally they are part of the
visionary and a social media giant and tycoon was a student
economic life cycle. All in all it’s also the fire inside that turns
who came up with the idea of Facebook. Not only that he
into commitment and hard work leading towards a name or a
became the pioneer and the guru of social media, but showed
brand. This is similar to what JackMa is for Alibaba, one of the
to the world the correct meaning of creativity and business
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
W W W. M B E F O RYOU. C O M
intelligence merged together. His business intelligence has
culture, however, your passion wants you to work, work and
not only lead him to be a CEO& Owner of a million-dollar
work. ‘All work and no play makes Jack a dull boy’, something
enterprise known as Facebook. But, also being the man
you need to apply especially if you are working yourself
behind the revolution in digital media and social networking.
towards a sustainable business. The key is to remember that
Is it the vision and the dream that transformed into gold, or is
every building is standing on that first brick that is ultimately
it just a fluke?
the key to success.
Below are the most common factors for having an enterprise;
HELPING OTHERS & FEELING GOOD:
HAVING A PURPOSE IN LIFE:
For many entrepreneurs who land themselves into the business world, their vision is apart from money to help
For some people having a purpose in life is most important in
people. Helping others makes them more relaxed and they
terms of the outcomes. It might be the most important thing in
feel better apart from earning the profits. This is also one of
the list of entrepreneurs that motivates them internally to start
the reasons why so many people who are entrepreneurs are
a business, i.e. having a purpose in life. People usually
philanthropists.
starting a business are those that either want to change the world in more than one ways. Alternatively, they look up for
Most pundits hold the opinion that helping others is what
challenges that are faced by others and like to create
motivates people to become entrepreneurs and start a
solutions for them. Their purpose is larger than life, i.e. giving
business. Successful entrepreneurs keep reminding
trustworthy financial solutions that can prove to be concrete
themselves that if they stick with their vision of helping others
and sustainable for the future outcomes. Almost every
than they will be able to expand their business empire more
successful entrepreneur on earth has a vision and they used
successfully. Sustainability measures and goals are always a
their motivations, ambitions and courage to transform that
fuel towards increased business opportunities and higher
vision into reality. In simple words they had a purpose that
levels of profitability. It clearly sums it up, that you as an
they were able to fulfill in the best possible ways. Entrepre-
entrepreneur hold good intentions to work for the society and
neurs with a defined purpose in life know well how to combat
environment apart from your own business goals.
the challenges of the business world and resolve them with a strategic mindset.
THE 9-5 RAT RACE:
FINANCIAL FREEDOM: One of the most important motivations for an entrepreneur is the financial freedom that they enjoy while being their own
The 9-5 rat race is an ultimate aim of most professionals
boss. Financial freedom sometimes means everything for an
those who are graduating from business schools with a
entrepreneur as it helps a great deal in planning future
masters or bachelor’s degree. However, for some people the
business journeys & targets. Either as an entrepreneur you
vision gets even larger than the 9-5 rat race, and they want to
are looking to enjoy your holidays in the Bahamas or you
expand this vision towards their own business enterprise.
want to invest in Real Estate property business, it’s your own
Bringing creativity to the vision and doing something that
choice that matters most for you. This is the reason why one
suits you doesn’t bind you of any working hours. In fact it
takes the pain of becoming a successful entrepreneur after
makes you an ideal candidate to work freely and follow your
years and years of struggle. It’s your own risk and your own
dream of having your own business or multiple businesses.
gain which matters for you at the end of the day. Something,
This doesn’t in any way deny the fact that you love the work
that motivates further for higher business goals.
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE SEPTEMBER 2021
45
CROSSWORD PUZZLE
NOISY COMPANIONS
ACROSS 1 Video game family 5 Lean 9 "Good______!" 14 Major Leagues clan name 15 !Banzai Pipeline locale 16 !Roberts of "That '70s Show" 17 *One throwing a mortgage burning party l9 Surmise 20 lt discontinued U.S. passenger vehicle sales on Jan.31,2009 21 Ten in Toulouse 23 Latch (onto) 24 Wanna-______ (hopefuls) 25 *Words on a shipping carton 29 "You turn __ !" 30 Something toa po log ize for 32 *Goaded 35 What 39-Across refers to 36 Weather report abbr. 37 Lorgnette part 38 O.T. book 39 Wordon a dipstick 40 Substance reputedly involved in some controversia I CIA experiments 43 *Trolley travel tab 46 Source of lightheadedness 48 Obligation 49 *Activity for one with a Twitter account 51 Andean tuber 54 "Don't take______hard" 55 Alec Baldwin and Steve Martin have been its most frequent hosts 56 Diddly-_____ 58 They're rigged 60 No. 2 album on Rolling Stone's all-time greatest list. .• or something found in the five starred clues 63 " ______ Gold" (Fonda film) 64 Torment 65 Frozen drink brand 66 "Hey ... over here ...” 67 Proof goof 68 Epsilon follower
Down 1 Sir, in India 2 "You win"counter part 3 Greek god of ridicule 4 Egyptian canal 5 Blue 6 Follower of Christ? 7 Casts off 8 Milan moneymaker 9 Volkswagen hatchback model 10 Extended 11 Viral malady once known as grippe 12 Startling revelation 13 Kind of team 18 Word before limit or layer 22 Abolitionists' Amendment 26 Turnip turner-upper?
27 Polit. label 28 High-speed Internet in its. 29 C. of "Happy Days" 31 Astronaut Slayton 32 Moravian, e.g. 33 Places for idols 34 Gets ready for a certain camp, maybe 38 Snuff film trio? 40 Grass measure 41 Beetle's bane: Abbr. 42 Mastered 43 Iowa college 44 Aardvark's tidbit 45 _____-Japanese War 47 Some gov't. instruments 50 Thomas Gray work 51 Prevention measure?
See previous issue answers on page # 21
52 West Pointer 53 " ... and all the ships ..” follower in Walter Winchells's stock intro 54 Possible response to "Rise and shine!" 57 Mini-exam 59 Boomer, once 61 Spinner 62_____-Caps
REASONS WHY BREAKFAST IS THE DIGITAL MEDIA MARKETING MEAL OF THE DAY MB Enterprises
Breakfast is considered globally as the
impression is the last impression. You
1. IT’S LIKE BREAKING A FAST:
most important or the King meal of the
shouldn’t miss the fun and love for
The importance of a healthy and
day, and holds vital importance for
food by avoiding the breakfast in the
balanced breakfast is also vital as you
much improved fitness levels. Having
morning. As it is the best and first
are having something after a huge
a meal straightaway after waking up
meal and ignites your day while you
break, i.e. almost a fast. If you skip
might turn out to be the single most
set new targets and goals for the rest
breakfast it isn’t just the body running
important food decision. This is for the
of the day. The ‘King Meal’ nourishes
empty, it’s the brain as well that is
whole day, as it is naturally the
your mind apart from your body and
empty too. In addition to this, the
starting meal of the day that counts
automatically makes you feel more
longer you put it off, the more hungry
most. It helps you sustain yourself for
energized and healthy while you are
you will be on your next meal. Hence,
the rest of the day as you have to
at work. For those who are related to a
it will make you eat more, and what’s
work in the office and outlay your
profession where you need mental
important is having the right and a
focus at work. Naturally gives you the
and physical fitness at the same time.
balanced diet. Stuffing yourself after
required energy levels that are
For e.g. working on tills in a retail
long hours of fasting, i.e. eating
needed for better performance and
supermarket. Ironically, the impor-
nothing at all will cause your glucose
working for long hours until you reach
tance of a breakfast cannot in anyway
to ebb and flow. This will also be a
the lunch time, i.e. the second most
be ignored as it gives you the required
huge source of creating unsteady
important meal of the day.
energy for the hard work you shall be
energy levels as well as the potential
doing in the whole day.
for more eating. Also known in dietary
Why is it regarded as the ‘King Meal’?
terms as unhealthy eating and having
As according to most people, first
an unbalanced diet.
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
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2. REDUCES THE RISKS OF HEART DISEASES:
A medical study also suggests that people who didn’t had a
The risk levels associated with heart diseases are reduced to
good breakfast early in the morning. They will be having a
a huge extent because of having regular breakfast. While
23% higher risk of developing diabetes as compared to those
skipping the breakfast, one tend to eat heavy during the next
who made time for a good morning breakfast.
meal which in turn leads to gaining unwanted weight, Further studies have also shown that the breakfast eaters
5. A GOOD PROTEIN IN-TAKE IN MORNING CURBS THE DESIRES LATER:
also have lower incidences of heart disease than as
A decent protein in-take in the morning in form of a morning
compared to the ‘skippers’.
breakfast, such as an omelet or a Greek Yogurt is likely to
increasing the cholesterol and having blood pressure issues.
keep you filled up. This is ironically for longer hours and
3. GOOD FOR WEIGHT LOSS:
preventing you from overeating in the day time, i.e. at lunch.
Reducing your largest meal to a breakfast can lead you to
Also prevents you in making poor food choices and making
shed pounds much faster. Having more calorie consumption
unhealthy preferences. MRI or Magnetic Resonance Imaging
in the morning automatically helps in weight reduction in a
clearly demonstrated much reduced activity in the portion of
specified period of time, for e.g. three months. However, on
the brain making food demands for several hours. This is
the other hand those who eat lesser after waking up, and
largely due to that first, heavy protein meal which is always
have a big dinner in the middle of the day. They will be losing
good for the brain activity. Thus, balancing energy levels and
less weight as compared to those who eat a heavy early
reducing other associated risks.
morning breakfast.
4. REDUCES THE RISKS OF HAVING DIABETES: Diabetes is a common disease that occurs due to excessive weight or because of side-effects of other diseases or medicines. Having larger and less nutritious meals because of skipping the breakfast can really affect your insulin levels.
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE SEPTEMBER 2021
49
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
51
RETAIL MARKETING TRENDS TO LOOK OUT FOR IN THE YEAR 2021
DMM DEPARTMENT MB Enterprises
The face of retail marketing is changing fast since 2020 and
growth in e-commerce and increase in sales for the e-com-
mostly the change in trends is due to the current scenario. To
merce companies e.g. Ali Baba. The year 2020 was a
be precise and clear, it’s all linked up with pandemic
massive one for e-commerce as it was the start of the
COVID-19 which is a dynamic cause of the changing trends
pandemic and that’s the reason it’s on a current all-time high.
in retail industry. A huge percentage of inclination is now on
Many retailers in the world ignored the strength and presence
online shopping mainly because of the increased number of
of internet had to realize later the power & potential of the
lock-downs and flexible hours in play. As a matter of fact the
World Wide Web. For many businesses the transitioning
retail sector is being re-shaped and the consumer preferenc-
towards the digital world became a must for the survival.
es of the last years are set to become the industry norms of
Hence, it’s the survival of the fittest which became almost an
the current year.
uncertainty without the reliance on e-commerce & digital media.
Some of the retail industry trends to watch out for in 2021 are as follows;
1. A CONTINOUS GROWTH IN E-COMMERCE: This year will definitely witness a continuous and constant
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
2. SUSTAINABILITY IS A VITALITY: Just like the necessity of food and good minerals for a better survival, sustainability is a vitality in the retail business environment. Currently, the top priority is the climate change
W W W. M B E F O RYOU. C O M
and the global retailers are much expected to continue to
in terms of increased lock-downs and sensitive measures.
focus on key sustainability agendas.
Thus, resulting in changing & diverting buying behaviors towards online grocery.
The focus of the retailers in 2021 shall be more towards reductions in plastic waste and food waste. This is especially
Ordering grocery from home is a retail trend that will continue
true for retail food chains and supermarkets who are bound to
in 2021 and even post-pandemic era as it is one common
have more inclinations towards sustainable activities. As an
procedure in futuristic trends.
example we can discuss the strategy adopted by H&M who are spearheading recycling techniques for the sake of turning
5. MUCH BETTER & IMPROVED LOGISTICS:
old textile waste into raw material.
While we have seen that the dependencies in online retail
3. A LARGER FOCUS ON PERSONAL HEALTH & SELF-CARE:
shopping has increased. This is also noted that the standards in logistics has improved and become much better since the arrivals of COVID-19. Faster deliveries and improved supply
A higher level focus in 2021 due to the changing circumstanc-
chain is the need of the hour and so shall be witnessed in
es is on personal health & self-care. This is seen as a new
2021 with much improved deliverables in operations.
development and a key focus on healthy life style. Sales have
While this is true, it’s also a fact that the difference between a
increased for hygiene products that includes sanitizers,
good retailer and a bad retailer is more in terms of the
masks and products that relates to routine health checks.
delivery time. It’s the time it takes from ordering a product
Also expected in 2021 is the increase in sales of meditation
online to the time it’s received at your doorstep.
apps and software that are good for mental health. The key is for people to find mental fitness and peace in these current times of the pandemic.
.
4. AN INCREASE IN ONLINE GROCERY: Being part of the most common retail industry trends in 2021 is an increase in online grocery. This is vitally true for United States and Canada as both have seen the effects of COVID
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53
THE IMPORTANCE OF WORK LIFE BALANCE ON EMPLOYEE’S PRODUCTIVITY & WELLNESS
DMM DEPARTMENT MB Enterprises
The level of importance that is attached with work life balance
Judgmental issues are a common reason that can cause the
for productivity & wellness are the fundamentals of a success-
productivity graph of employees to decline. It can also affect
ful work culture. It’s not an easy task to achieve the balance
wellness at work and problems of flexibility.
between work and life, however, it should be the aim to achieve for being effective at work.
‘Focus’ seems to be a short word, however, holds valuable importance due to its mandatory nature and priorities. Having
The work life balance is a necessity that helps in handling
a higher amount of focus is a necessity, especially on
work pressures and stress levels. These stress levels are
sensitive jobs and nature of work where focus is a key
associated with pressures at work, meeting up with
element. This is simply like while in a boxing match, upon
deadlines, handling the meeting pressures, presentation at
losing focus, you might get a heavy blow, or even get knocked
client side and finally looking at things with an easy mindset.
out by your opponent. Thus, focus helps in competition almost
How work life balance is good for the mindset, and why it
everywhere and also helps in realizing the needs in more
matters most for employees? Just because it has some
strategic ways.
damaging effects on the personal life apart from effects at workplace. Examples includes clumsiness at work, unable to
HOW IMPORTANCE IS THE WORK LIFE BALANCE?
hold to pressures, and finally inaccurate or quick decision
The importance is there in maintaining a healthy work life
making.
balance not only being good for the health concerns, but also
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
W W W. M B E F O RYOU. C O M
relaxed measures every year with better retention strategies.
GUARANTEEING MORE MINDFULNESS: Work life balance guarantees more mindfulness and allocation of time to activities that are categorized as activities necessary for mind, body & soul. These key activities includes exercising, Yoga, meditation, walking, running, cycling & having more inclinations towards physical activities and relaxations are key for achieving higher levels of mindfulness. Mindfulness activities automatically relaxes the mind and improves the productivity of employees and finally their
gives mental peace that is a necessity for achieving higher
overall performances.
levels of performance. These activities helps in managing the stress levels to much higher extent and setting yourself
Employee replacements can prove to be costly and take
mentally for more work pressures. It gives an insight of what
some time before things get normalize after layoffs. Thus, it is
are strategies to divide your work and handle work pressures
highly feasible indeed to take a positive approach that is
with the help of mindfulness. A healthy mind is always a good
known as work life balance. Helps to a great deal in employee
mind for handling work pressures.
retention programs apart from employee satisfaction, and make employees more result oriented.
TAKING SHORT BREAKS THROUGHOUT THE DAY: According to a research report regards to mind concentra-
SIGNIFICANTLY REDUCES THE HEALTH PROBLEMS:
tions, an average mind can concentrate from 50-55 mins.
Health related issues are a common thing in a work environ-
Keeping this fact in mind, it is necessary to realize the
ment where the balance is lacking. Most health problems are
importance of taking short breaks throughout the day during
related to mental health issues, increasing stress levels, and
work hours. This can be a 10-15 minutes tea break or just
finally heart issues due to heavy workloads. Bringing balance
relaxing & thinking. An exercise that is regarded as highly
in work & life is always a positive approach taken by bigger
integral in achieving levels of work life balance. Ultimately, a
companies. Big companies always realize this importance as
necessity indeed to achieve the balance that is critical for a
they know well the consequences of losing employees due to
constant growth in a particular work environment.
workload issues. These issues can be problematic in small of employee retention as compared with multinational
HAVING AN UNDERSTANDING OF YOUR WORK CULTURE‘FLEXIBILITY GOALS’:
companies and large enterprises.
Having an understanding of your work culture and the
companies, therefore, automatically have a lower percentage
flexibility goals, the target should be interactions between
INCREASES THE HAPPINESS INDEX:
each other which improves the work life balance. Not only a
It definitely increases the happiness index as countries with
necessity in modern work cultures, but also helps in under-
higher happiness index are more inclined sensitively towards
standing your work culture. Something that will be highly
the work life balance. Ironically, work life balance issues in
helpful for a better tomorrow.
such countries are lesser as compared to those countries with lower happiness index. An example of a country which is amongst the Top 10 happiest countries of the world is Sweden. Paternity & Maternity leaves granted in Sweden are at least sixteen months shared paid leaves, which is the highest in any European country. The Scandinavian country highly believes in a culture of work life balance and working with happiness and compassion while achieving all the desired targets. According to the happiness index of 2020 Sweden’s happiness index is 7.353 which is the highest since 2017. This is all due to the efforts and considerations that are being realized for the employees and Swedish workforce. Government is being sensitive towards the rights of their workforce and is introducing W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE SEPTEMBER 2021
55
SYED MANSOOR ALI NAQVI
AUTOBIOGRAPHY The Autobiography of Mr. Syed
Mansoor Naqvi, The man who made it
possible just with a vision and a dream in his eyes.
“As a mentor a person gets paramount importance from their
followers, but success comes from true following & demonstration of work.
MENTOR –CHAPTER 11”
“A Successful Canadian Entrepreneur”
THE MOST COMMON AIRLINE INDUSTRY TRENDS TO WATCH IN 2021
DMM DEPARTMENT MB Enterprises
The year 2021, i.e. the first year post pandemic has experi-
most recent report of Eurocontrol, the air traffic has been a
enced already many restrictions and travel bans. These are
huge 65% lower than the previous year stats of 2019.
travel restrictions in continuity since 2020, the year when the pandemic started. COVID-19 has outlaid some major effects
Everyone largely expects that Air travel will rise as travel
in terms of travelling & tourism industry, especially in North
restrictions are relaxed. Apart from that, the vaccination rates
America. The Airline industry has witnessed some common
have increased which has supported the travel towards
trends that have affected tourism industry globally. These
positive figures. According to the same report from Eurocon-
trends are more or less focused on a single problem, i.e. the
trol, only UK, Israel, Serbia and Malta have reported more
pandemic, COVID-19 and how it has been a cause of severe
than 16% of the population having received at least a dose in
devastations.
March 2021.
In Europe and North America particularly the losses have been of huge magnitude. This has been largely due to the
THE AIRLINE INDUSTRY TRENDS 2021: 1. CONTACTLESS TECHNOLOGY –
affected European countries that includes Italy, United
The use of contactless technology has been a part of the
Kingdom, France, Germany, Russia & Spain. While in North
Airline industry Trends in 2021. This is to make the entire
America, the countries most affected has been United States
customer experience, i.e. from check-in to shopping to
and Mexico. Canada has been a country that has seen the
entertainment on flight, a contactless one. In simple terms all
effects of COVID-19 in some provinces to higher extent, and
these functions are performed as touchless one to make sure
some being very low. However, as far as domestic and
of the safety parameters. This is via the use of customer’s
international travelling is concerned there have been many ill
smart phone for payments and check-ins and choosing the
effects of the pandemic in terms of the revenue generation.
flight entertainment on board. Surprisingly, can also check for COVID-19 symptoms if in-case the customer is experiencing
FOCUS OF TRAVELLERS & TRAVELLING IN 2021:
one during the air travel. Apart from this technology, VR or
The travelers in the year 2021 are more inclined and focused
Voice recognition is also used widely in the industry so that
on the factors of cleanliness, flexibility, and current informa-
people avoid touching the screens.
tion regards to the travel restrictions. This is according to the W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE SEPTEMBER 2021
57
2. THE HEALTH PASSPORT:
3. INCREASED FLEXIBILITY LEVELS:
The number of people that are vaccinated throughout the
As part of the trends in the Airline Industry, the levels of
world are different in terms of the size. These world-wide
flexibility have changed for the betterment of travel. Part of the
variances are mainly because of the different number of
number one Airline Trends in 2021 is the flexible changing
people affected from COVID-19 throughout the world as well
and cancellation policies. Travelers can feel more confident at
as recognizing the values attached to a health passport. As
the time of booking a travel that if the plans change they won’t
soon as countries ease the travel restrictions, it automatically
be penalized. This is because of unpredictable circumstances
increases the bookings. This definitely leads to new variants
that have been witnessed in the Airline Industry since 2020.
of COVID hence leading to new restrictions.
For last minute cancellations many Airlines are giving cash refunds and have eliminated the change fees. This largely
However, in case to bring a halt to this cycle and boost
depends on the policies of various airline companies being
travelling. Ironically, the reliance must be on increasing the
different from each other.
number of vaccines and making it more effective and widely distributed. These can also be termed as effective measures
Some changes by few airlines also means that the airlines
towards your health passport. According to IATA many
are changing their projections, at the same time enhancing
countries want a proof of vaccination for allowing travelling.
communications between the revenue and the planning
Hence, the most common and used term for this is ‘The
teams.
Health Passport.’
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THE REAL ESTATE INDUSTRY CHALLENGES & OPPORTUNITIES IN THE YEAR 2021 DMM DEPARTMENT MB Enterprises
While we are in the midst of the new
challenges in the upcoming year.
is to develop a concrete road-map
year in 2021 there have been many
Some of the most vital highlights
while conducting an assessment to
industry related challenges and
includes affordable housing and
see where the security gap lies. The
opportunities that we have come
keeping up with the latest technology
road-map should be based on ground
across. Canada has been a land of
which is a massive requirement of the
realities, i.e. practical, adapted to
real opportunities in the real estate
new world.
business and highly focused on key
sector, however, things have fluctuat-
areas. Secondly, start prioritizing your
ed in Canada as well like they have in
As part of the real estate industry
risk through an understanding of the
the rest of the world. The reason
challenges the following are the
risks level. Next should be the
which is ironic is COVID-19 & it’s
areas that the realtors will find
monitoring of the risk exposure for
linked up circumstances that have
challenging in Canadian markets.
example, how the third party risk
turned out to be a huge reason in
exposure will change with the
THE CYBER-SECURITY RISKS & CHALLENGES IN REAL ESTATE:
passage of time. Lastly, the key is to
The risk and challenges associated
Estate sector the business continuity
Canadians have been more sort of
with cyber-security in the Real Estate
stays there. This can be achieved via
cautious this year in terms of the real
are growing as companies are
route of a robust incident response
estate investments and how to
digitizing their businesses. Following
and crisis management plan.
undergo them with a focused insight.
the measures connected in real
However, as far as the challenges are
estate the priority should be to
concerned, the Real estate industry
understand your cyber related risks
shall be experiencing many different
for better contingency. The first thing
terms of the consequences being undertaken by people.
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make sure that, especially in Real
MBE BUSINESS MAGAZINE SEPTEMBER 2021
59
2. CLIMATIC HAZARDS & WEATHER-RELATED RISKS:
use of digital channels for the sake of driving sales as well as
The climatic hazards & the climate-related risks are one of
build a customer base are the two of the primary digital
the most common problems in Canada affecting the potential
transformation challenges that the real estate industry shall
home owners in Real Estate. This includes extreme cold
face. For many realtors and real estate people the difficulty
weather and extreme weather conditions apart from fires,
comes in measuring the impact of their marketing channels.
flooding, & hurricanes that can affect the potential homeown-
Examples includes paid media, enterprise SEO, local SEO,
er’s investment decisions.
social media or content strategy.
As an example the extremely hot weather that crossed 46
An effective Real Estate digital marketing strategy is the
Degree Centigrade in British Columbia is itself a climatic
challenge that shall be comprehensively faced all over the
hazard for the potential homeowners in B.C.
Real Estate industry. This is also due to the impact that it will have on the Real Estate sector, especially regards to
3. HAVING AN EFFECTIVE REAL ESTATE DIGITAL MARKETING STRATEGY:
specialized digital media strategies.
In the Real Estate sector in 2021 the most important thing is to have a real estate digital marketing strategy. The effective
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
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WHAT ARE THE THINGS THAT MOTIVATE EMPLOYEES MORE THAN MONEY? DMM DEPARTMENT MB Enterprises
There are many things that motivate
Having a pure sense of meaning and
vital opportunities of learning and
employee more than money while
purpose at work is regarded as the
development is indeed a huge
working in a professional corporate
number one relationship between an
attraction for employees more than
environment. However, this largely
employee and their workplace. A
the money.
depends on the attitude of employees
sense of meaning is highly attached
and what motivates them to work in a
to a pure sense of accomplishment
professional environment. Is it the
which is a huge source of cultivation.
1.A SENSE OF MEANING AND PURPOSE AT WORK:
workplace norms and ethics? Or the
The second most effective element
Meaning and purpose at work always
normal routine procedures that
attached to employee satisfaction
motivates employees, especially the
attracts you to rise every day and run
more than money is through a
most committed ones. It ignites the
to your work. At the same time, it’s an
positive work culture. A work environ-
creative elements of employees and
absolute fact that the passion for
ment that is good for an employee in
turns them into being more produc-
working somewhere as a volunteer or
terms of their motivational aspects.
tive as far as the output is concerned.
free (Internee) is lesser than working
The third most vital element is
Meaning and purpose at work is
for money. Most people invest in their
recognition for the hard work which
attached to organizational behavior
education, i.e. academics in form of
always motivates employees more
and values that are highly trained in a
degree for the sake of reaping the
than money. Most importantly, having
proper organization. It’s like closely
benefits of working in a corporate
a clear pathway of career progression
related to employee development and
setting. However, for some people,
always gives the vital nourishments
how employee development values
the priorities attached to the
that are necessary for the progress. A
are created for the sake of pure
financials are lesser than the
boost in career developments sums it
purpose.
priorities attached to working with the
up more than the monetary values
desired standards.
attached to the workplace. Lastly, the
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2. A POSITIVE COMPANY CULTURE:
kick out of being acknowledged for a job well done. On top of
A positive company culture or work culture has huge values
this, a kick is always good to ease the ups and downs in a
attached that are recognized more in terms of the monetary
company environment apart from the motivational values
values. A positive company culture always realizes the rights
attached.
of employees in more than one ways, i.e. in all the concerned sectors. This is especially true regards to employee satisfac-
4. A CLEAR PATHWAY OF CAREER PROGRESSION:
tion aspects as well as employee motivational values. An
A pathway of career progression is always a bonus for
organizational culture in most cases holds positive elements
employees while working in a company. Most of the MNC’s,
for the employees, irrespective of the profitability elements.
i.e. multinationals for e.g. Unilever and P&G always take care
However, there are certain key factors that plays a huge part
of these aspects, i.e. the career pathway designed for
and these includes employee well-being, compassion, and
employees. This is not only part of their profitability concerns,
finally diversity, inclusion and equality. A work culture based
but linked directly with the corporate social responsibility
on equality and equal opportunities is always a huge element
elements. For a company’s goodwill and their well-being it’s
of success.
just not enough to enroll employees on training courses and webinars. What can be even more motivating for most
A culture of employee well-being and work-life balance is a
professionals is that there is a career ladder that they can
huge advantage for a company that is promising enough for
climb.
the employees. Especially in terms of the development measures being taken for employees.
5. LEARNING & DEVELOPMENT OPPORTUNITIES AT THE WORK PLACE:
3. RECOGNITION FOR THE HARD WORK:
The learning & development opportunities at the workplace
Employee recognition for the hard work in terms of good
are always an influencing edge for a company. This is
gestures from the company, increased employee ownership
basically it creates a healthy environment as well as an
values and recognition in terms of awards is a massive
environment of trust between both the employees and the
compliment. It is in terms of recognition for the hard work and
company. Not only gives the employees the portfolio they
an encouragement for the services. Recognition for the hard
have been looking for, but higher prospects for future
work is part of the good people management skills and
positions in other similar businesses or companies.
depends on how well you execute it. Everyone would love a
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63
WHY MORE INTERNATIONAL STUDENTS ARE BECOMING CANADIAN IMMIGRANTS? DMM DEPARTMENT MB Enterprises
Becoming an International student is
the economic system and values that
Amongst the huge percentage of
a tough ask these days especially for
binds international students towards
International students who achieved
people preferring to study in USA,
permanent settlements.
their first study permit, between years
U.K, Canada or Australia. What it
2000 and 2014. Within a period of 5
takes to be an international student is
According to a report from the IRCC
years, a massive 46% of Indians
not just the student’s permit or
the number of study permit holders
became permanent residents. These
student’s visa. But, also to work and
increased from 124,700 to 644,500
stats are followed by Nigeria and
study in a completely alien environ-
between the years 2000 to 2019. This
Vietnam with 33% and 22 %
ment where you have to adjust in the
is the period during which immigra-
initial stages. This is vitally true for all
tion numbers increased because of
the immigrant families and most
the easy going policies of the Govt. of
A HUGE CONVERSION RATE TOWARDS MIGRATIONS:
popular countries for international
Canada for the immigrants. IRCC is
Canada, since 2000 has enjoyed a
students, i.e. USA, U.K., Australia,
the govt. regulatory body responsible
massive conversion rate, i.e. people
New Zealand and finally Canada. A
for Immigration, Refugees and
converting their visas and becoming
huge number of people from
Citizenship Canada. According to a
permanent Canadian residents. They
South-Asia including India, Pakistan
similar study, a huge 30%, i.e. 3 in 10
not only adore the Canadian living
and Bangladesh prefer to come to
int. students arriving to Canada after
standards and a uniform economic
Canada for study and work purposes.
the year 2000 have transitioned
system, but also good values in terms
According to a study there are a huge
themselves to the next stage, i.e. the
of the equal opportunities. According
number of students who wish to stay
settlement stage. This is primarily
to results from previous applications,
in these countries. They absolutely
after the first 10 years of receiving
the int. students and the grads who
love the culture, the environment and
their first permit, i.e. student’s visa.
worked during their period of study
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W W W. M B E F O RYOU. C O M
after graduation were more likely, i.e. 62% to become permanent residents. These figures are irrespective of any countries and are interestingly on a higher side. According to immigration experts, these numbers can rise post pandemic, due to the amount of international sufferings and global turmoil. Results also showed that International students in the category of higher paying jobs are more likely to become permanent residents. For those with salaries from $50 k or more, 87% of them have successfully transitioned to become permanent residents. These are statistics between 2005 and 2009 including a year of credit crunch, i.e. 2009. The credit crunch in North America and Europe took place from 2009-2010.
WHY INTERNATIONAL STUDENTS PREFER TO SETTLE DOWN IN CANADA? All these historical data and results clearly shows that a huge number of international students prefer to settle down in Canada due to the high pay scale, economic values and a very sustainable immigration system. A system that suits people studying from Canadian universities. Thus, they not only enjoy the economic values and the cultural heritage but also the standardized system of international education. Academics that are comparable to countries like USA, U.K., and Australia-New Zealand in terms of the research opportunities, infrastructure and global university rankings. Although, Canada is far lower in terms of universities in the top 100 ranking list where USA has most universities followed by the U.K. But, there is always room for improvement in terms of the standards that are improving every day. A good news for Canadian citizens as well as the Int. students coming to Canada for the purpose of study. The diversity in languages is also a bonus for the Int. students in terms of academic opportunities as Quebec is a French speaking province. The province provides higher opportunities for people coming as students and then finally settling down as permanent residents.
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
65
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
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INSURANCE INDUSTRY IN CANADA & SOME VITAL THINGS YOU NEED TO KNOW DMM DEPARTMENT MB Enterprises
The insurance industry in Canada is
currently, i.e. pandemic COVID-19.
adapting to a new country can’t be
active in all its departments provincial-
Ironically, the life insurance is found
easy. A fact that applies fully in any
ly. Hence, as it is one of the major
to be worthwhile as risk to life has
circumstances, i.e. ‘Good’ or ‘Bad’.
sectors that make the Canadian
increased with obvious reasons.
You have to find a place to live
economy a fully functional & lucrative
Most of the newly established
according to your work or university.
one. Whether its the auto insurance
businesses are being made sustaina-
Next, you have to find a suitable job
industry, life insurance industry,
ble through business insurance.
to sustain your everyday expenses.
mortgage insurance, mobile
Obviously, as the uncertainty and risk
Finally, to pay your rent and bills and
insurance cover or home insurance
factor has increased with immediate
figure out the laws and regulations in
industry. Also includes, business
effect. The higher the risks involved,
your adaptive country, i.e. the country
insurance or any other type of small
the more the insurance cover, as the
you have migrated to. Therefore,
or big insurance. Obviously, it is found
immediate goal is sustainability. On
wherever the laws are concerned,
to be an element that is a necessity
top of this, encountering the fast
insurance is found to be an important
in most areas and highly important in
changing circumstances. Especially,
area. Definitely, to make sure that you
the other key areas. In circumstances
for the migrants coming to Canada.
are covered in-case if you get into
similar to those we are witnessing
Importantly, it’s an absolute fact that
trouble.
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
67
AUTO INSURANCE- A MANDATORY IN INSURANCE INDUSTRY CANADA:
HOME INSURANCE- NOT MANDATORY BUT IMPORTANT:
The auto insurance industry in Canada is found to be
tory. However, it is considered as highly important in a
mandatory. This is especially for those who are coming on
country like Canada. Especially, because of the climatic
Home insurance is something that is not considered manda-
the roads and ready to shift gears. No one is legitimately allowed to drive a vehicle unless they have the insurance
hazards that are faced in Canada. Something, that can result in damaging circumstances for the Canadian citizens. For the people living on rent, home insurance is not a requirement by cover. An insurance cover largely depends on the type of
law. However, some landlords require their tenants as part of
vehicle. As well as, the age of the driver and his current
the contract to carry home insurance. Alternatively, for the
location, i.e. area of residence. Apart from covering the driver
owners, the requirements are found to be slightly different.
which is a mandatory thing. The insurance cover also covers
Particularly, as anyone with a mortgage is in most circum-
the passengers, the pedestrians and the property involved in
stances required by the creditor to take out home insurance.
a vehicle accident. Apart from covering the goods and the property, home In Canada, according to the laws and the regulations in
insurance in Canada also covers the civil liability. This applies
place. The vehicle insurance is regulated by the provinces.
in case you are held responsible for any involuntary damage
IBC is the association or the body in Canada that is a
or an injury to anyone else. As an example, we can discuss a
governing body. It is also known as Insurance Bureau of
case of an accidental fire in your home that has caused
Canada that represents the most Canadian property and
some significant damages to your neighbour's property.
casualty insurance companies.
Alternatively, even the surroundings such as the building. Furthermore, it might have been a cause of burns and
RULES CHANGING ACCORDING TO THE PROVINCES:
injuries to any guests living with you on temporary basis. In
Some of the rules and regulations that are applicable in the
such a scenario civil liability insurance comes into play.
insurance sector in Canada varies according to the provinces. Hence, as Canada is a huge country which is divided into
Home insurance in Canada in most cases and provincial
provinces and territories. The main objective is to provide
boundaries covers the theft, fire, & vandalism for the starters.
safety and security as far as possible. However, with flexible
Also, covers damages caused by high winds, hail, lightning,
measures that are a necessity that is limited by the provincial
explosion, smoke and leaks. It all largely depends on the
boundaries. Same is the case largely in the auto insurance
insurance contract and the type of cover that the customer
sector as the rules vary from one province to another, i.e.
has taken.
different rules apply with slight variations in British Columbia, as compared to Ontario. As an example we can discuss that Ontario doesn’t have public auto insurance, physical injuries and property damage are both covered by private insurance companies. In the province B.C. both the type of damages are covered by public Insurance Corporation.
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
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JOIN RMA MBBP
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Address: 104-100 Dynamic Drive, Toronto, ON M1V 5C4
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W W W. M B E F O RYOU. C O M
Direct: 1 866-667-1377 Ext: 205 Email: mortgage@mbeforyou.com Web: www.mbeforyou.com
MBE BUSINESS MAGAZINE SEPTEMBER 2021
69
Career Overview As a resort manager, your job will include managing all aspects of a resort, including lodging, food and beverage management, human resources, housekeeping, attractions, and guest services. You'll be in charge of employees, finances, customer service, promotions, and quality control. Resort managers often have to work nights and weekends, putting in long hours to ensure the success of their establishment. Job Description Includes duties in three major areas: Daily Operations, Finances, and Marketing Resources
|
Customer Service
|
Human
Daily Operations, Financial, and Marketing Duties Resort managers oversee product stocking, accounting, and marketing efforts at the resort. As a resort manager, you'll hire contractors to perform services, such as painting or plumbing. You'll ensure that all supplies, from housekeeping materials to furniture, are in good condition and in stock. You'll monitor payroll, customer billing, and expense accounts. Customer Service Resort managers ensure positive customer experiences by maintaining high-quality facilities and remedying problems. At the resort, you'll conduct room, kitchen, and grounds inspections to make sure that they are all up to code. You'll greet guests at arrival, create standards surveys, and find acceptable solutions to problems that may arise. Human Resources Responsibilities As a resort manager, you'll be in charge of hiring, training, and scheduling new staff members. You'll set goals for employees and help your staff achieve these goals. You might also have assistant managers who you'll work with to manage departments, such as housekeeping, dining, security, and desk personnel.
Contact: 4382 HWY # 60, RR#1 DWIGHT, ONTARIO P0A 1H0 CANADA 1-800-387-2244 stay@algonquininn.com
WE ARE HIRING!
RESORT MANAGER
WE ARE HIRING!
HEAD CHEF JOB REQUIREMENTS
THE SENATOR HOTEL
&CONFERENCE CENTRE
LANGUAGE: ENGLISH EXPERIENCE: FRESH ABILITY TO SUPERVISE: 5 TO 10 PEOPLE SKILLS: Maintain Records of Food Cost; Consumption; Sales & Inventor y ; Prepare & Cook Food on a Regular or for Special guests and Events; Meals and Speciality Foods; Train Staff in Preparation; Cooking & Handling of Foods; South Indian; International; Super vise Cook & other Kitchen Staff. WORK INFO: Room & Board Provided
HOW TO APPLY Email: gm@senatorhoteltimmins.ca Phone: (416)-918-1356 (12:00 PM to 05:00 PM) Mail: 14 Mountjoy Street, South Timmins, ON P4N 1S4 Note: Anyone who can legally work in Canada can APPLY for this job, If you are not currently authorized to work in Canada, The Employer will not consider your job application
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
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INTEGRATED
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Address: 104-100 Dynamic Drive, Toronto, ON M1V5C4 Call: 1-866-667-1377 Fax: 1-866-204-6888 E-mail: pos@mbeforyou.com Web: pos.mbeforyou.com
E-Commerce
VANCOUVER CITY ENJOYS THIRD RANK SUSTAINABILITY ACROSS NORTH AMERICA DMM DEPARTMENT MB Enterprises
Vancouver is one of the biggest and
Vancouver is dependent on certain
developments that are on the rise
fastest growing metropolis of Canada
variable factors that includes a highly
every day. The largest city of British
and the largest city of the province
well-maintained transit system and
Columbia province is a fashion hub
British Columbia. It is ranked third in
high ridership. Apart from these it
and a city that has unique vibrancy
North America after a globalized and
also includes lower air pollution and
and bounce that turns it into a global
one of the most authentic ranking
transportation investment in compari-
metropolitan.
system. This system ranks global
son to other cities. Air pollution has
cities giving them a rating based on
been a major issue for global cities,
sustainability measures and values
especially those that are busy cities.
MOBILITY INDEX FOR SUSTAINABLE CITIES AND ITS INDICATORS:
related to global sustenance. It will
Same is the case with Vancouver as
The ranking system is based on
definitely come as a great news for
it enjoys a decent GDP contributions
certain sustainability indicators that
the green-conscious crowd that will
to Canada’s overall Total GDP.
ranks the city based on people,
be very happy to know their city’s
The city is mainly occupied with
planet and profits. It’s the people of
current rating. Vancouver city is
modern architecture and high-rise
Vancouver that are full of energies
amongst the bronze spot for sustaina-
buildings that have been a huge
from start of the day till midnight. The
bility in comparison to twenty three
highlight since many years. This is
measurements includes social and
North American cities. This is
especially for people coming to
human implications of the mobility
according to Sustainable Cities
Canada for work and study purposes.
systems that includes the quality of
Mobility Index that is released and
A huge percentage of people,
life. The standards and quality of life
calculated by a global environmental
especially migrants prefer Vancouver
means a huge percentage of people
consulting company. The strength of
just because of its infrastructure and
living a quality life style, working for a
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
W W W. M B E F O RYOU. C O M
good life daily and sustaining internationally in the most competitive environments.
OVERALL SUSTAINABILITY RANKINGS OF VANCOUVER CITY: Hence, overall it ranks number three in North America which
The other indicator of sustainability are the highly considered
is one of the biggest news for the residents of Vancouver
environmental impacts that includes the pollution and carbon
who are passionate for their city. New York is the city that
emissions. The city has maintained its pollution through
tops the sustainability spot as it’s a huge metropolitan and
managing congestions and introduction of environmental and
sustainability measures have assured New York’s position to
green measures. It’s the green ideology that Vancouver not
the current number one spot.
only respects but practices every day for maintenance of a pollution free environment.
After a globalized comparison of the Top 100 cities of the world, Vancouver city took the 28th spot while Hong Kong
The third and foremost sustainability indicator is known as
ranks number one. A city that used to be part of Britain was
‘Profitability’. This is after focusing on efficiency and reliability
handed over to China on 1st July 1997, also known as ‘The
of a mobility system for the facilitation of economic growth. In
Handover’.
these different indicators the ranking of Vancouver varies after a final slot in the province North America. In the category of sustainability indicator for people, Vancouver ranks seventh based on the calculation methods being adopted. The city ranks ninth on the planet, i.e. pollution control and emissions which is also a good news for Vancouver’s environment. Finally, it ranks number one in profitability as the city is highly committed to manage sustainability measures while taking good care of the profitability margins.
W W W. M B E F O RYOU. C O M
MBE BUSINESS MAGAZINE SEPTEMBER 2021
73
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For More Contact Us! Information
104-100 Dynamic Drive, Toronto, ON M1V 5C4 1-866-204-6888
1-855-669-6227 info@rmacanada.com
Contact Us: Address: 104-100 Dynamic Drive, Toll free: 1-866-667-1377 Email: info@mbeforyou.com Toronto, ON M1V 5C4 Website: www.mbeforyou.com Fax: 1-866-204-6888
JOINT VENTURE FINTECH SELECT / RMA CANADA
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YOUR SUCCESS IS OUR PASSION
CORE BUSINESS
We are pleased to announce that RMA CANADA - a subsidiary of MB Enterprises, has signed an agreement with Fintech to launch their Selectcoin Crypto-currency Solution. Selectcoin is a card-based digital wallet solution that enables customers to buy and sell crypto-currency through a point-of-sale at a retail location.
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Address: 104-100 Dynamic Drive,Toronto, ON M1V 5C4 For more details about Selectcoin, please visit : www.fintechselect.com/fintech-selectcoin/ To know more about us visit : www.rmacanada.com
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MBE BUSINESS MAGAZINE SEPTEMBER 2021
Tel: 1-866-677-1377 | Fax: 1-866-204-6888 E-mail: info@mbeforyou.com
W W W. M B E F O RYOU. C O M
TERREQUITY REAL ESTATE SERVICES BROKERAGE INDEPENDENTLY OWNED & OPERATED
Helping you is what we do.
Opportunities
MAHMOOD NAQVI BROKER
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GULZAR KHAN
SALES REPRESENTATIVE
104-100 Dynamic Drive, Toronto, ON M1V 5C4 200 Consumers Road, Suite 100, Toronto, ON M2J 4R4 (416) 939-9378 (416) 497-5949 www.mansoornaqviteam.com
SYED BAQAR KAZEMI
SALES REPRESENTATIVE