MassLandlords Newsletter 2024-06

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JUNE 2024 Letter from the Executive Director: Multiple Threats Inbound Contact Your Rep, Senator and Renters to Oppose 193 H.4356 and H.4138 Eviction Sealing, Debt Cancellation Oppose Rent Control Bills, read RentControlHistory.com
JUNE 2024 2 MASSLANDLORDS NEWSLETTER MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT. Contents 4 25 12 16 20 3 Letter from the Executive Director 4 The Complete Updated Guide to the Housing Crisis in Massachusetts 12 RAFT Kiss of Death: 22% Single Payment Success Rate, Study Shows, with Record High Debts, Low Housing Stability After Award 16 Oppose Rent Control Bills, read RentControlHistory.com 20 Oppose the Housing Bond Bill Through the EOHLC Housing Survey 25 Powerful New Applicant Qualifier v13.1, Business Nuisance Disqualifiers, Released 26 Contact Your Rep, Senator and Renters to Oppose 193 H.4356 and H.4138 Eviction Sealing, Debt Cancellation 28 REGIONAL

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THE MASSLANDLORDS

BOARD OF DIRECTORS

Michele Kasabula, President, through 2024

Steffen Landrum, Treasurer, through 2025

Russell Sabadosa, Secretary, through 2027

Alec Bewsee, through 2024

Erin Zamarro, through 2028

EXECUTIVE DIRECTOR

Douglas Quattrochi

INFORMATION MANAGER

Jillian Campayno

COMMUNITY BUILDER AND ACCOUNTANT

Naomi Richardson

WRITER, JOURNALIST, AND EDITOR

Kimberly Harper Rau, Eric Weld

FULL STACK DEVELOPER

Ron Software Development Services

LEGISLATIVE AFFAIRS COUNSEL

Peter Vickery, Esq.

SR MANAGER OF SERVICE AND MARKETING

Sue McMahon

BOOKKEEPING

Honeylyn Estopace

CREATIVES

Paul Ssemanda, Jen Rau

MESSAGE BOARDS, SERVICE DIRECTORY, AND DATA

Fatima Cangas, Nomer Caceres, Emerson Raniaga, Maria Evangeline Legaspi

VIRTUAL REGISTRATION DESK

Naomi Elliott, Kaitlin McMahon

NEWSLETTER DESIGN

Ailar Arak

VIDEOGRAPHY

Paul Mong

TRANSCRIPTION

Prospero Pulma

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Charles O’Neill, Paul Harris

PARTNER ASSOCIATIONS

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MassLandlords’ views and opinions may not reflect those of partner associations.

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For pay-as-you-go business advice or legal information, visit MassLandlords.net/helpline

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LETTER FROM THE EXECUTIVE DIRECTOR

Multiple Threats Inbound

Our Letter from the Executive Director for June 2024 looks at the end of the 193rd legislative session with rent control and eviction sealing looming.

To the best of my knowledge, the eviction sealing mistake is moving forward in either the HOMES Act (193 H.4356) or the Housing Bond Bill (193 H.4138). And a dozen forms of rent control (including 193 H.3744) are still alive through July, as well. It is up to you to resolve now to take action. Our two biggest policy nightmares will be decided this month. But I haven’t heard from half of you. I haven’t seen 90% of you at events. You have to believe it can happen to us here. You have to set aside time on your calendar to do what we are asking.

The first thing you must do is engage your good renters to oppose eviction sealing. I know it’s awkward. I went through the awkwardness myself. But you have to start to talk politics with your renters. You have to explain that good renters like them will be hurt by this bill. It’s already the case that it takes a year to remove a professional tenant or “tenant from hell.” The only reason your buildings are manageable at all is because you screen your new tenants. If you can’t screen on evictions, you will be holding the door open for new neighbors fresh off their last eviction. You need your renters to contact their representative and senator to oppose eviction sealing. Use the find my legislator link for their address and give them the phone numbers to call. And read our article for sample email wording.

The second thing you must do is contact your own representative and senator to oppose eviction sealing and rent control. If you have already contacted them this spring, follow up and ask them to confirm they plan to vote “no.” If they are in leadership, also email us at hello@masslandlords.net. We can schedule a time for us to go and talk with them.

The third thing you should do is harden your lease-up process given your goals and market. We can’t tell you which applicants to take or what rents to set. But we have worked hard the last five months to give you new frameworks to consider. For instance, our applicant qualifier still gives equal housing opportunity, but our new business nuisance disqualifiers might give you a leading indicator for people who won’t follow the rules. Another example: our rental agreement optional clauses give the option for automatic rent increases. You must understand these and start to implement what makes sense for you now. We don’t want you blindsided when an emergency law passes with immediate effect.

One fourth and final thing we recommend: start to get new renters on a credit reporting system. For example, we spun out the for-profit RentHelper service in 2017 for good reason. 99% of renters will build credit. But as we detail in the “RAFT Kiss of Death” article in this edition, some renters will leave us wishing we had never become landlords. If these laws pass, it will become more frequent. Our only true leverage is at lease signing when we can impose these and other constraints.

I have spent a lot of time doing policy work recently. I was recorded in multiple sessions for an upcoming NBC story on professional tenants. I was recorded for WFXT covering a rent control protest. It doesn’t matter that history is on our side, mistakes are made regularly in our democracy. You need to participate actively and vocally. Do not let these bills happen to you. We can stop them. Act now.

Thank you for supporting our mission to create better rental housing. We’ve got your back only because you’ve got ours. Please join as a member, encourage others to join, become a property rights supporter or increase your level of support. We aim to hire both a full-time educator and policy advocate.

Sincerely,

Douglas Quattrochi

Executive Director

MassLandlords, Inc.

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The Complete Updated Guide to the Housing Crisis in Massachusetts

Exclusionary zoning, climate change and a tough rental climate are part of our complete, updated list about why Massachusetts is in a housing crisis.

There’s a housing crisis in Massachusetts. While prices are going up and supply is dwindling across the country in relation to demand, this is particularly evident in desirable, high-cost areas such as the Bay State.

The intent of this article is to provide a reference point for the ongoing factors that influence the state of housing in

Massachusetts. There are many causes. We offer some short explanations here. If you want to learn more about a particular subject, you will find links to relevant, more in-depth articles as you read.

CAUSE 1: LOCAL OPPORTUNITY CREATES HIGH DEMAND.

Massachusetts is a desirable place to live for a laundry list of reasons.

This part of the Earth has been free from war and occupation for a long time (even if people who lived here have died in conflict elsewhere). Massachusetts has no history of famine and is relatively free of major natural disasters such as wildfires, earthquakes and tornadoes. (We know there have been exceptions, such

as the 1953 tornado that remains one of the deadliest in history.) We do get a lot of snow, but we also plan for it, so it’s rarely devastating.

Socially, Massachusetts has some of the strongest protections against discrimination in the country. With lower than average violent crime rates and the third-lowest property crime rate in the country as of 2024, it’s also considered a safe place to live

Massachusetts’ commonwealth constitution guarantees everyone access to education. It is home to some of the best universities in the world and has a strong tech industry, along with other major sectors such as medicine, engineering and finance.

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Massachusetts is a desirable place to live, particularly Boston and the surrounding area. But high rents and apartment scarcity make finding a home here difficult. (Lic: Venti Views for Unsplash)

Though domestic migration numbers are down, an increasing birth rate and higher international migration numbers have recently boosted the population of Massachusetts back to more than 7 million people. Like the rest of America, there’s no official language that acts as a barrier to entry or to access services.

Economically, we have our ups and downs. But even in times of relative downturn, our large nonprofit employers like hospitals and universities, sitting alongside major for-profit companies, have made us resilient.

All these factors put a Massachusetts home in high demand.

CAUSE 2: PROBLEMS OUTSIDE MASSACHUSETTS CREATE EVEN MORE RELATIVE DEMAND. The overwhelming trend across all countries and all human history is urbanization. It is very hard to thrive, let alone survive, alone in nature. Massachusetts has its wild parts, but no place within state borders is very far from the land we’ve changed to suit human needs. The trend toward increased demand is only going to continue as climate change and conflict makes it harder for others to survive and thrive elsewhere.

According to a 2023 report from Massachusetts Climate Chief Melissa Hoffer, “[t]he Northeast is projected to receive significant migration from people fleeing areas impacted by severe heat waves, drought, storms, crop loss, water scarcity, and other impacts of climate change.”

We have seen this already with the migrant crisis of 2023 to 2024.

CAUSE 3: HOUSING SUPPLY IS ARTIFICIALLY CONSTRAINED. Low housing supply against increasing demand means higher housing costs. What would be naturally occurring affordable housing becomes expensive. You may think Boston is a very densely populated city, but the fact is, even our state’s capital city is largely zoned for single-family homes by right. You can check the data for yourself at the Metropolitan Area Planning Council’s (MAPC) zoning atlas page

“You look at Boston…half of it is effectively single-family,” MassLandlords Executive Director Doug Quattrochi said in a 2024 rent control webinar “You look at many towns in the surrounding suburbs, they’re completely, overwhelmingly, entirely single-family… even places you think of as being very dense are not actually allowing new construction of housing.”

Things like minimum lot size, frontage and setbacks all affect what kind of housing can get built, and how much of it. That may not make as much of a difference in rural communities in the western part of the state, but for the increasingly connected conurbation inside I-495, single-family zoning restrictions are a major constraint preventing people from being able to afford to live near their work. Even in the Springfield market, though, traffic patterns show people live and work in very different places.

That’s assuming they can find a home that meets their needs in the first place. The general difficulty in permitting renovations means much of our housing stock remains mismatched to today’s market. Large families today are less common than they were in the past, so we have a lot of students occupying these large spaces. Family housing remains a gap, especially in school districts with good opportunity.

Zoning and permitting provide useful benefits to the community, but by focusing less on the desired outcome and more on the process, many desirable outcomes are forestalled.

EXCLUSIONARY ZONING MEANS NOT EVERYONE WILL GET A PLACE TO LIVE.

Massachusetts has remained historically stagnant with land use restrictions. In other words, the same zoning laws that were enacted years ago are largely still law today. Many such laws allow for single-family zoning restrictions, now pejoratively referred to as “exclusionary zoning.”

Government efforts to combat exclusionary zoning have met with stiff and increasing resistance. In 2020, then-governor Charlie Baker signed

Chapter 358 of the Acts of 2020, a rare modification to the Zoning Act. It allowed cities and towns throughout Massachusetts to approve certain zoning changes without a supermajority vote. However, that essentially swept disagreement under the carpet. The longstanding opposition to density became better organized, particularly for density changes to single-family neighborhoods.

For example, the 2022 MBTA Communities Act set additional multifamily zoning standards for communities that benefit from MBTA transportation. Penalties for not complying with these new standards would lead to loss of state funding for other projects, but some communities are still strongly opposing the act’s requirements. This is even after the state substantially watered down the initial housing production targets.

Accessory dwelling units (ADUs) have been looked at as a way to add housing units to single-family plots of land. However, when we surveyed the cities and towns of Massachusetts, some do not allow ADUs at all, and others have owner-occupy restrictions or require special permits. More towns are revisiting the issue, though some places, such as Lowell, seem hopelessly against the idea.

People who already have housing strongly resist changes to their neighborhoods.

CAUSE 4: CAR DEPENDENCY CREATES A FEEDBACK LOOP BETWEEN PARKING SPACES, LOW DENSITY AND LACK OF TRANSIT.

Land used for housing cannot be made denser unless people can get to it. But because the land is not densely settled, alternatives to car travel (like public transit) are economically infeasible. So, we remain stuck in low-density land use patterns. Parking lots take up huge sections of most Massachusetts downtowns and suburbs.

In Massachusetts, we generally lag far behind European cities in terms of infrastructure for bikes, motor scooters, buses, streetcars, subways and trains. These all require a certain minimum density of households per square mile to work. Only a few places, like Cambridge

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and Somerville, stand out as positive examples. But even here, local opposition to change creates delay

Parking spaces have become such an important part of housing they have been recognized as hindering the creation of more housing units at the highest levels for the last five years at least.

Land closest to public transportation and other amenities is often more expensive than land in outlying areas. When builders construct affordable housing, they often choose to build on the outskirts of cities. This makes for cheaper construction but also forces residents to rely on automobiles. More parking spaces means fewer units on that lot, and then greater demand for parking at all the places these new residents need to travel. For all these reasons, transportation affects housing. Lack of car alternatives sustains low density land use patterns and prevents us building alternative means of transportation.

CAUSE 4: CLIMATE CHANGE IS FLOODING AND DEVALUING THE LAND WE LIVE ON.

Sea levels are rising at an accelerated rate due to climate change. But sea level rise is not the greatest threat: It’s rainfall. Rain falling faster from warmer air puts more properties at risk for damage from flooding even far inland. In 2023, Montpelier, Vt., faced catastrophic damage after a major flooding event that can be linked to climate change. Leominster also flooded later that year. All river-adjacent communities are at increased risk. Because New England was built on hydropower, a large amount of rental housing is at risk of river flood from heavy rainfall.

You can check the National Flood Insurance Program’s site and see if your address is at risk for flooding. You may be surprised to learn areas you thought safe from flooding are actually in areas at heightened flood risk. Professional investors now devalue such lots.

Additionally, shorelines are eroding quickly, spelling disaster for our coastal regions. On Cape Cod, some beaches lose 3 to 20 feet a year from erosion and sea level changes. As the sea moves more inland, that’s less buildable

area for homes.

Plus, as climate change causes more natural disasters throughout the country, home insurance rates are spiking nationwide. This means that the housing that is available becomes even more expensive to occupy.

Climate change is changing our land use patterns regardless of whether we can adapt to this.

CAUSE 5: HOUSING IS EXPENSIVE TO BUILD, MAINTAIN AND OPERATE HERE.

People look at rising rents and are sometimes quick to blame landlords for exploiting the housing crisis for financial gain. But remember, it’s a false comparison to equate rents with mortgage payments. The estimated monthly payment for just a mortgage doesn’t include everything landlords pay to keep a home running. Rent covers the mortgage but also property taxes, homeowners’ insurance, utilities, upkeep, repairs, legal fees and major upgrades (sometimes called “capital improvements”).

When a landlord rents a property out, that rent number must include the

base housing costs, but also all of those expected and unexpected contingencies, like if a renter becomes unable or unwilling to pay their fair share. Plus, ideally, a landlord should be compensated for the work required to do all this. This is why monthly rents can appear higher than a mortgage payment for a similar property.

Labor costs are especially daunting. Because of the way we license skilled trades, plumbers and electricians are assured of a limited pool of competitors and charge hourly rates that keep them very well compensated. A single plumber visit can easily absorb a month’s gross rent depending on the nature of the problem.

Housing is expensive.

CAUSE 6: PREVENTING CLIMATE CHANGE WILL TEMPORARILY MAKE NEW HOUSING EVEN MORE EXPENSIVE.

Getting older homes more energy efficient to combat climate change is very important, but retrofitting is complicated and expensive. The biggest expense is staff and contractor time to relearn how to make homes just as good and

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Parking requirements eat up a lot of land that could be used for housing. But access to public transportation is vital for reducing our reliance on cars. (Image: Leon Bredella for Unsplash)

long-lasting as with older technology.

Gas boilers, for example, have a well-deserved reputation for reliability and affordability. Many plumbers have been slow to adopt heat pumps, which are more complex. More complexity means more opportunity for something to break. But gas boilers cannot operate past 2050, the deadline past which all of Massachusetts must be net-zero in carbon emissions. So we have to learn. Learning is expensive, takes up valuable time that would otherwise be spent doing, and gets harder as we age. So in the transition, many developers and contractors rightly have pointed out that their costs are going up due to stretch codes and energy codes. These are temporary costs in the big picture, but they are real costs and will be with us for the next decade at least.

Climate change requires us to relearn old habits, and learning takes time that must be paid for somehow. Complex building systems require new materials and technologies that start out more expensive.

CAUSE 7: MISMANAGEMENT OF RENTAL ASSISTANCE LEAVES US LACKING A HOUSING SAFETY NET.

The number-one reason renters and their advocates discuss the housing crisis relates to the failed safety net. There are two kinds of rental assistance: long-term and temporary.

For example, the state Residential Assistance for Families in Transition (RAFT) program has provided temporary amounts (for instance, in 2024 up to $7,000 per 12-month period) to help families avoid losing housing. Temporary rental assistance programs can be used to pay owed rent, put down move-in funds for a new rental, and in some circumstances to purchase household needs such as furniture.

Section 8 and the related Massachusetts Rental Voucher Program provide long-term assistance for an openended timeframe. They guarantee that as long as a renter remains eligible, they will pay no more than one-third of their income to rent.

These should be primary safety nets

for renters experiencing temporary or long-term lack of economic competitiveness in the housing market. But these programs are chronically under resourced and public oversight is next to impossible.

During the Covid-19 pandemic, the state received billions of dollars in assistance for the RAFT program. The influx enabled RAFT to temporarily increase limits to 18 months of rent assistance per household. However, in some cases it took months for families to receive assistance. This went on for several years after Covid shutdowns began. In other cases, applicants never got assistance. Only half of all applications were granted, and one-third were “timed out” for alleged lack of documentation.

When we tried to get information about timeouts, we were stonewalled by the Executive Office of Housing and Livable Communities (EOHLC). We filed a lawsuit to try to force them to comply with our public records request, but our case was ultimately dismissed. That’s millions of dollars of rental assistance unawarded and unaccounted for.

The waitlist for a Section 8 voucher is approximately 10 years. Temporary RAFT payments rarely are adequate.

CAUSE 8: LACK OF TARGETED ENFORCEMENT AGAINST BAD LANDLORDS LEADS TO UNPREDICTABLE HOUSING QUALITY AND POLICY.

There are landlords who do not keep their properties up to code, and even if kept up to code, building systems (or lack thereof) can have deadly consequences. Municipal building departments, divisions of inspectional service and boards of health are supposed to enforce the sanitary code. In actual practice, enforcement is underresourced and patchy.

There are also housing providers who don’t understand you can’t take a security deposit and invest it in cryptocurrency Usually, legal deficiencies like these only come to light in the context of a court proceeding (like eviction) or a discrimination complaint. If a landlord avoids court, most legal deficiencies are never noticed or corrected.

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When landlords act in good faith to fix problems and still lose their case, Judge Joseph Ditkoff wrote in a dissenting opinion, “our decision adds to the steady judicial drumbeat warning every small residential landowner that, whatever you do, do not rent out your property.”

Our attempts to raise the bar by creating a market enforcement mechanism (Certified Massachusetts Landlord™) has received zero support from the towns and housing authorities we’ve discussed it with.

Lack of landlord compliance and behavioral enforcement doesn’t just make law-abiding housing providers look bad. It also feeds back into the creation of more lopsided pro-renter policies. Any single landlord misbehavior hurts the renter who resides there. And it also becomes a rallying cry for sweeping new anti-landlord housing policies.

Bad landlords who cannot be made compliant substantially worsen opportunities for good landlords.

CAUSE 9: LACK OF ENFORCEMENT AGAINST BAD TENANTS DRIVES GOOD RENTERS AND HOUSING PROVIDERS OUT OF THE MARKET.

We’ve written a lot about the free rent trick, but there are also tenants who violate their lease and drag things out in court in other ways. If a renter gets into housing and decides to stop following the rules outlined in the lease, the landlord has very little recourse.

For instance, if a renter is hoarding

and is unable or unwilling to seek help to fix the problem, the landlord will need to file a for-cause eviction, not for their hoarding disability, but for the unsanitary conditions of the unit. For-cause evictions are notoriously difficult to win.

Standards of evidence in court make it very hard to evict for misbehavior. For example, the for-cause case of Gwendolyn Property Management v. Goodwin, Johnson (2021, 21H85SP001694) was brought to evict renters for smoking in a no-smoking building. Four witnesses were lined up. But the judge threw it out as hearsay. A no-cause-stated eviction later got the renters out, after much delay.

In another case, Ferreira vs. Charland, a landlord was rendered homeless when a renter failed to move out on time and raised a complaint about improper water billing. After years in court, despite the landlord always acting in good faith and even repaying triple damages for the water bill during the court proceedings, they lost their case. Judge Ditkoff wrote, “our decision adds to the steady judicial drumbeat warning every small residential landowner that, whatever you do, do not rent out your property. There are many reasons for the housing crisis in Massachusetts, but we would do well to

acknowledge that our landlord–tenant jurisprudence is one of them.”

EVICTION IS DIFFICULT, EXPENSIVE AND ALMOST ENTIRELY DEPENDENT ON WHO SHOWS UP. Eviction contributes to the housing crisis in Massachusetts because eviction is expensive, and the courts don’t move quickly. Since the pandemic, average court time has been 90 days, and 95th percentile has been 300 days. This means roughly 1 in 20 cases lasts a year.

Setting aside mediations, which are more complex to study, the primary reason a landlord wins is a renter fails to show up. The primary reason a renter wins is because the landlord fails to show up. This really dissolves the whole issue of eviction into a crapshoot for both parties.

If both parties show up and money is at stake, the landlord will eventually win. Court judgments are issued in only approximately 3% of eviction cases.

If/when a landlord wins, if the former tenant is on public assistance of any kind, they are considered “judgment proof.”

In other words, the landlord might never see that lost rent repaid. Repaid judgments are unusual.

Landlords don’t want to evict anyone we don’t have to. One way we increase our odds of staying out of court is to carefully screen our potential renters We’ve developed an applicant qualifier that applies the same standards to every applicant. Applicant qualifiers didn’t exist here 20 years ago. It used to be a handshake and a warning: “Pay the rent and follow the rules or I’ll evict you.” But as evictions have become harder and harder, landlords have had to screen tougher and tougher. This creates additional scarcity. Even if there is rental housing available generally, it may not be available to every applicant.

In general, the tougher we make it to remove a bad tenant, the more we increase rental application difficulty. When the state tries to eliminate rental application checks, for instance, with eviction sealing, it invariably creates tougher screening criteria on other metrics.

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What’s going on in our state and city governments? We need more transparency and an overhaul on how policy is made. (Image: Unsplash)

Bad renters who cannot be removed substantially worsen housing availability for good renters.

CAUSE 10: HOUSING POLICY IS CREATED WITHOUT EVEN APPROACHING CANDOR OR CONSENSUS.

Massachusetts needs to reform how it creates policy and legislation, which is typically deeply partisan and reflects only one side of an issue (e.g., housing advocates vs. NIMBYs, renters vs. landlords). Also, lack of candor creates diverging narratives around the success of any one initiative.

Elections are a primary weakness. In first-past-the-post elections (compared with something like ranked choice voting), a Massachusetts candidate can be elected with a core group of partisans (e.g., renters). This puts people in power with no incentive to include the opposition. Single-family owners outnumber renters 10 to 1, and will

remain a primary opposition without a seat at every housing table.

Lobbying compliance is also a primary weakness. Public officials may be wary of business interests asking for something, but it seems few have that same concern when a nonprofit asks for a meeting. But nonprofits have financial interests too. Pro-renter lobbying takes place via funds distributed via the Massachusetts Legal Assistance Corporation. Legal services attorneys have called for tougher evictions in the form of an expanded Housing Court, taxpayer funded legal aid, eviction sealing and more. If these attorneys accurately reported their lobbying, their financial interests would become plain. Also, their organizations would become ineligible for grant funding. They do not accurately report.

Lopsided policy creation creates unintended consequences. We know, for example, that rent control has historically not worked

A secondary weakness is that our

laws are drafted without good process. They usually start without any outline or statement of objective. They are drafted by legislative aides or citizens without technical expertise in housing and transportation. The public hearing process does not require testimony be sworn in, so people make up stories or facts. Would-be participants must plan to wait on average four hours, or for some issues eight hours, before their chance to speak, so only the most zealous persist. Committee chairs often text or leave during testimony, paying little attention to what is said. There are no version numbers on bill text, and so very little iteration or traceability. There is no way for the public to see or comment on proposed changes. Edits happen behind closed doors. Over 90% of all bills fail to pass each session.

One last weakness is the apparent lack of elected officials’ ability to say, “I don’t know.” Lack of candor is a major deterrent to approaching the truth of

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the housing crisis. It is also a major limitation that every pilot program we try must be declared a success, even when most programs do not improve outcomes in a statistically significant way. Accurate measurement of a noisy housing market requires the application of scientific principles. Science is almost never used in housing. Many say “studies show” without a single peer-reviewed citation to back it up. Most “studies” cited are actually political pieces with cherry-picked data or conclusions that do not follow from the facts. Emotion and anecdote rule the day.

LACK OF TRANSPARENCY CREATES GROUND FOR CORRUPTION.

For a state that prides itself on its inclusivity, Massachusetts’ government is frustratingly opaque. For example, the state’s open meeting law does not include the state legislature. It is also exempt from the public records law.

All of this opacity weakens the democratic process and makes it harder for us to see who’s standing in the way of consensus on needed reform.

LANDLORDS AREN’T GETTING A SEAT AT THE TABLE.

Landlords are excluded at every turn, primarily because it is not necessary to involve us to win elections.

In 2022, for example, Boston mayor Michelle Wu announced the formation of a rent stabilization advisory committee. There were no landlord groups on the committee. Going back to the transparency issue, we have no idea how this committee was formed. We filed a lawsuit against the city of Boston to try and get that information. Having no housing provider groups on the RSAC was unbalanced and shortsighted, and the policy work that resulted ultimately ignored rent control history and peerreviewed studies.

Small landlords provide two-thirds of the housing in Massachusetts. If we don’t have a voice when policy is being determined, the public are left with no idea what it takes to provide housing, let alone create more of it.

SUMMARY

The housing crisis is the result of a complex system failing in a core set of

ways. We have not listed many solutions here because any proposed solution is only as good as the stakeholders who contribute, and we are but one voice. A solution to any one of the issues raised likely requires a complex and deliberative set of discussions among diverse and disagreeing stakeholders. Any solution also requires careful consideration of unintended consequences.

Suffice it to say everyone deserves access to safe housing. The sooner we can all work together, the faster we can really start tackling the housing crisis in Massachusetts. ML

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Former Officer Defrauds Landlords, Gets Probation: A Cautionary Tale

Robert Kennedy has a history of not paying his rent. While earning up to $187,000 a year as a police detective, Kennedy’s girlfriend lied on rental assistance applications to get $10,000 in RAFT during the pandemic. The former Stoneham police officer further managed to cover up his eviction history by submitting background checks using a social security number belonging to a family member with the same name.

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RAFT Kiss of Death: 22% Single Payment Success Rate, Study Shows, with Record High Debts, Low Housing Stability After Award

Does Residential Assistance for Families in Transition (RAFT) work to keep households stable? In a word, no, it seems not. A new study of RentHelper payment histories shows unresolved issues in most cases.

After receiving a single payment of Residential Assistance for Families in Transition (RAFT), a subset of renters will be more likely to accrue a larger debt than at any time in their past and then leave, according to RentHelper data shared with MassLandlords.

Balance histories for 23 renter households receiving RAFT were graphed against payments received. Thirteen of these households went on to record high balances after receiving RAFT. Of these, five subsequently moved out owing their landlord money. An additional five households did not accrue record high balances but moved out owing their landlord money nonetheless. Of the 23 study households, only five were fully helped by a single RAFT award and went on thereafter either to remain stably housed as of May 1, 2024, or to move out owing no money. (Moving out owing nothing implies renter choice.)

The statistics paint a grim picture of a 22% success rate (5 out of 23 stabilized by a single RAFT award). Likely this is due to two factors: on the one hand, gross inadequacy for good renters unaided

by short-term subsidy; and on the other hand, abuse of RAFT by renters with no further intention of paying.

This “kiss of death” shows loving gestures nonetheless may spell doom for a subset of renters and/or their landlords.

Rental assistance became available in Massachusetts in mid-2021. At its peak, RAFT was widely known to be paying 18 months of rent for arrears and goingforward stipend.

The study is a complete survey in the sense that 23 households studied are all the households for which a RAFT credit appears in their ledger. (Public records litigation that would have increased the sample size, among addressing other

issues, did not produce results.) Here are five household narratives representative of the variety in this survey.

HOUSEHOLD

RECEIVED 13 MONTHS’ RENT, DID NOT STABILIZE Household Seven in the study was a market rate renter. They received five months’ RAFT in December 2021. They never paid rent again. They would go on to receive RAFT twice more for a total RAFT benefit of $18,200. Meanwhile, the landlord worked through the housing court to evict the renter, which was allowed after 20 months of nonpayment, in May 2023. The final judgment showed $9,800 in owed rent after RAFT.

JUNE 2024 12 MASSLANDLORDS NEWSLETTER MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.
The solid line represents Household Seven's balance. Orange vertical bars represent payments. The dark arrow indicates the first time RAFT was received. CC BY-SA MassLandlords RentHelper.

It is hard to know if this renter acted in bad faith or was in deep economic peril such that RAFT was inadequate. Possibly a combination of both factors was at play.

The moral hazard with RAFT is extreme. Paying rent yourself reduces your future RAFT award, so a rational actor expecting RAFT should withhold rent to maximize their eventual benefit.

Whatever the reason, eviction in this case took place before a fourth RAFT award.

HOUSEHOLD UNSTABLE START TO FINISH

Household Eight in the study was a Section 8 renter who received a RAFT payment to move into the apartment in late 2019. Their original share of rent was $150 after Section 8. They received RAFT twice over the next three years but never paid consistently. Each time after receiving RAFT, their balance climbed higher than before.

Their balance accrual rate increased following a Section 8 recertification that increased their share of the rent owed. This indicated that they had much higher income. Despite this new income, they continued not to pay. Eviction was allowed in late 2022. The renter was removed owing 10 months of their original share of rent, approximately $1,500 total.

This renter seems to have acted in bad faith, as evidenced by the Section 8 recertification showing they could pay.

HOUSEHOLD UNSTABLE START TO FINISH, BETTER WITH CREDIT REPORT THREAT

Household Four in the study was a market rate renter who received a RAFT credit to move into the apartment early 2022. They subsequently ghosted the landlord and stopped paying rent, as well. They received RAFT twice more. The total balance owed climbed through 2023, at which point credit reporting was threatened and a cosigner stepped in to make the renter a regular payer. Unfortunately, borrowing is not a long-term solution, and this renter left the apartment owing money.

This renter seemed to act in bad faith initially. The cosigner had not been

aware of the nonpayment and stepped in following threat of credit reporting. For this reason, it seems likely the renter may have been in genuine need and unable to ask for help. Suffice it to say RAFT did not save them.

HOUSEHOLD RECEIVED 9 MONTHS’ RENT, DID NOT STABILIZE

Household 3 in the study was a market rate renter. They made rare payments prior to the pandemic and then, in early 2020, started paying to keep their balance steady. They made progress reducing

13 JUNE 2024 MASSLANDLORDS NEWSLETTER MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.
The solid line represents Household Eight's balance. Orange vertical bars represent payments. The dark arrow indicates the first time RAFT was received. CC BY-SA MassLandlords RentHelper. The solid line represents Household Four's balance. Orange vertical bars represent payments. The dark rightward arrow indicates the first time RAFT was received. The purple leftward arrow indicates pushback in the form of credit reporting. CC BY-SA MassLandlords RentHelper.

their balance until RAFT became available. They applied for RAFT, were awarded over 9 months’ rent and stipend, and then never paid rent again.

After a long relocation settlement negotiation, the renter left owing four months’ rent. It is unclear if the renter acted in bad faith or was in deep economic peril such that RAFT was inadequate.

HOUSEHOLD STABLE ONLY AFTER COURT, CREDIT REPORT THREAT

Household One is a household of two payers that remains stably housed as of May 1, 2024. They each made regular payments of $550 per month for years, including through the worst of the pandemic. For unknown reasons, one roommate stopped paying mid-2021. The second soon followed. A large balance accrued. RAFT was applied for and awarded to cover both arrears and provide a going-forward stipend, all of which appears on the RentHelper ledger as a single credit.

After receiving RAFT, from approximately mid-2021 until mid-2023, one roommate did not pay any rent at all. The second roommate made a number of payments, but with lower frequency than before. An even larger balance accrued. RAFT was awarded twice more.

A nonpayment eviction filed previously was brought to agreement for judgment in late 2023 and the landlord sought to enforce the payment plan with RentHelper. Additionally, the owner used RentHelper’s credit reporting service to provide a second consequence to the renters for noncompliance.

This household seems to have avoided the “RAFT kiss of death” and have become regular payers again. Their balance is trending towards zero. They remain stably housed.

One of the two renters seems to have acted in bad faith, as evidenced by the sudden payments following threat of credit reporting.

IMPLICATIONS FOR POLICY MAKERS

The promise of large cash awards has created moral hazards in which renters stopped paying rent even when they could

The solid line represents Household One's balance. Orange vertical bars represent payments. The dark arrow rightward indicates the first time RAFT was received. The purple leftward arrow indicates pushback in the form of threat of credit reporting and eviction. CC BY-SA MassLandlords RentHelper.

afford it. This is demonstrated by the data showing court orders and credit reporting restored payments for these households. There can be no doubt. (The only uncertainty given our sample size of 23 histories is how widespread this may be.)

For renters acting in good faith, the temporary nature of RAFT was nevertheless inadequate to cure deep

economic problems. This is why the Section 8 program was invented and remains the longest running housing safety net in our nation’s history, now approaching 100 years. Section 8 avoids some moral hazards by requiring renters to make regular monthly payments, however small. And by being an openended commitment, renters in need are

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The solid line represents Household Three's balance. Orange vertical bars represent payments. The dark arrow indicates the first time RAFT was received. CC BY-SA MassLandlords RentHelper.

not needlessly evicted. If need increases, they just recertify to increase the housing assistance payment.

IMPLICATIONS FOR LANDLORDS

Considering that 10 of the 23 renters who applied for RAFT in the sample subsequently left owing their landlords money, it is probably wise to navigate eviction and negative credit reporting in parallel to the long RAFT application process. If the renter can pay on their own, this will create the right incentives for that to happen. Absent court or credit reporting, RAFT may spell doom.

CONTRIBUTE TO THIS RESEARCH

Landlords with detailed account ledgers can email a spreadsheet to us at hello@masslandlords.net. We will use this information to contribute to future work. The spreadsheet ledger should have columns for “date, debit or credit, and balance owed.” For instance, if rent of $1,000 is due on the first, and on this date

their balance goes to $2,000, we should see a row as follows: “5/1/2024,1000, 2000”. If the renter pays on the second, we should see that as well: “5/2/2024, -500, 1500.” Additional notes:

• Debits and credits on the same date may appear in any order in the table.

• Debits and credits may appear in two separate columns without a minus sign. For example, the header row could be “date, debit, credit, balance” and the rows could be “5/1/2024, 1000, , 2000” and “5/2/2024, , 500, 1500”.

• Each ledger must be on a different worksheet.

• The property address must be visible in the worksheet title or elsewhere in the sheet for deduplication and verification purposes.

• If participating, do not cherry pick: Include one full payment ledger for each renter who ever received

RAFT. Five renters received RAFT? We need all five ledgers.

• If you want a spreadsheet template to fill in, email us

Our ability to conduct statistical analyses depends on sample size.

The RentHelper dataset contains approximately 1,000 rental agreements of which 23 received RAFT. With an additional 40 full RAFT histories we could start to make statements with 95% confidence and also estimate frequency across the entire population of all ~100,000 RAFT awards. ML

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JUNE 2024 MASSLANDLORDS NEWSLETTER

Oppose Rent Control Bills, read RentControlHistory.com

Half a dozen rent control bills are before the State Legislature at the end of the 193rd session, each and every one a mistake.

The Massachusetts legislature has been asked by some to allow towns and cities to enact rent control. We strongly oppose all these bills. The flagship rent control

disaster would be H.3744 “An Act for a special law authorizing the city of Boston to implement rent stabilization and tenant eviction protections.” The longer list includes: H.1304, H.1318, H.2545, S.872 and others.

We have chronicled the history of rent control in an accessible, visual way at RentControlHistory.com. The following is a reprint of our press release from earlier this year in case you missed it.

UNINTENDED CONSEQUENCES

Many in Massachusetts might not know that the Prince of Denmark, the Cambridge Mayor and a state superior court judge all obtained rent-controlled apartments. During rent control in Cambridge, from 1970 to 1994, one of the major unintended consequences was affluent residents living in inexpensive rentals. Hundreds of doctors, lawyers, professors and engineers did so. Meanwhile, the low-income residents who most needed controlled rents often couldn’t qualify for them.

It’s just one of the interesting aspects of rent control history in Massachusetts illustrated in RentControlHistory. com, an informational and educational website recently published by MassLandlords, Inc.

The website is the first of its kind in that it provides, in one place, a comprehensive overview of rent control’s origins and evolution in Massachusetts. RentControlHistory.com provides illustrative images and brief narratives outlining the trajectory of rent control, exclusionary zoning and other discriminatory policies that have resulted in our current housing crisis.

Rent control policies in Massachusetts – those in place from the 1970s to 1994 – have been analyzed and studied in detail. But until now, there has been no overarching encapsulation of the policy and its ramifications. RentControlHistory. com aims to present a clear and connected series of policies and practices from the past 120 years, leading to our present moment of crisis. The site also seeks to clarify confusion and discrepancies around the state’s housing policies and their effects.

Cambridge, with the most longstanding and the most severe rent control

JUNE 2024 16 MASSLANDLORDS NEWSLETTER MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.
Policies interpreted and applied by rent control boards in Boston discouraged development of new buildings, improvement of existing buildings and basic upkeep of rental units. The result was too often scenes like this, in Southie. Image: public domain.

structure, is the subject of most scrutiny. We cite specific studies, including a city-funded study that concluded Cambridge’s rent-control laws were detrimental, having contributed to an uneven municipal tax base, neglected and deteriorating rental properties citywide, unequal access that resulted in high percentages of affluent residents in controlled rentals, and corrupt rent control boards.

Ample economic analysis now exists agreeing with the assessment that rent control is an overall ineffective policy. Yet, despite the piles of evidence, hindsight and statistics showing the harmful effects of rent control, proposals to revisit the practice continue to surface. A proposal by Boston Mayor Michelle Wu asks the state legislature to allow Boston a home rule petition to enact rent control. And a ballot initiative was introduced late in 2023 to ask voters in the 2024 election to weigh in on whether or not to overturn

the statewide ban on rent control. The initiative was withdrawn in December.

HOUSING CRISIS IN RETROSPECT

RentControlHistory.com first reaches back to the turn of the 20th century, when seeds for the housing crisis were first planted with the introduction of zoning laws. The nation’s first zoning laws were written specifically to bar racial minorities (e.g., Chinese, Black people) from owning land in majority white neighborhoods. Those racist zoning policies morphed into classist policies that have continued across the United States and remain in place where they still exacerbate a national housing shortage.

The site goes back beyond 1970 to discuss other attempts at rent control in the state, beginning in 1920. Every time it’s been tried, rent control has failed and been repealed.

The site details how rent control was

lucrative, only for those who happened to obtain rent-controlled apartments. That included such Cambridge residents as Superior Court Judge Ruth Abrams, Prince Frederik of Denmark, and Cambridge Mayor Ken Reeves. Everyone else paid the price. Meanwhile, as a result of the stringent policy, landlords had no choice but to hold out for high-quality applicants. Those most in need of controlled rentals couldn’t qualify for them.

RentControlHistory.com uses images of some of the seven thousand pages we scanned from Cambridge Rent Control Board meetings to illustrate the boards’ misuses of power. Their whims in allowing or disallowing repairs and improvements contributed to an overall decline in rental quality, property value and tax assessments. As a result, the site outlines, all other communities paid more in taxes so that Cambridge could have rent control.

17 JUNE 2024 MASSLANDLORDS NEWSLETTER MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.
Cambridge residents who obtained rent-controlled units included Massachusetts Superior Judicial Court Judge Ruth Abrams (left); Prince Frederik of Denmark, a Harvard graduate student at the time (center); and Cambridge Mayor Kenneth Reeves, who lived in a rent-controlled apartment from his undergraduate Harvard days in the 1970s beyond 1994 (right). Images: Ruth Abrams public mass dot gov; Frederik cc by-sa Wikimedia Aarhus uni; Ken Reeves editorial use spoa.

Most dramatically, RentControlHistory. com tells the stories of landlords who had no choice but to leave the housing industry, were forced out, or, in one tragic case, died as a result of bad city policy.

RENT CONTROL PAST AND PRESENT

RentControlHistory.com has a simple mission: to present the clear and thorough truth of rent control policies in Massachusetts. By doing so, we hope to assist voters in debating and devising informed opinions on this longstanding issue.

RentControlHistory.com was designed, created and funded by MassLandlords, Inc., a statewide association of housing providers dedicated to creating better rental housing for all. ML

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JUNE 2024 18 MASSLANDLORDS NEWSLETTER MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.
PROPERTY MANAGEMENT We specialize in the ongoing management and maintenance of single family, multi-family, commercial rental properties and vacant properties (413) 377-5335 Informat on witmanproperties com
Today, some 75% of residential land in the United States is unfairly zoned for single-family only. Single-family zoning perpetuates the racist preferences of long-dead landowners. It reduces housing availability and raises all housing costs, including rents. Image: cc by-sa flickr NNECAPA Photo Library.

Oppose the Housing Bond Bill Through the EOHLC Housing Survey

The Executive Office of Housing and Livable Communities is looking for feedback on the state of housing in Massachusetts. Your thoughts on the bond bill matter.

The Executive Office of Housing and Livable Communities (EOHLC) has launched a survey looking for residents’ thoughts on the housing crisis in Massachusetts. The feedback will ostensibly help shape the state’s five-year strategic housing plan. This an excellent opportunity to voice your thoughts

on housing matters in Massachusetts, particularly in relation to the proposed housing bond bill currently before the governor. We strongly oppose all policy sections in the bill.

193 H.4138, also known as the Housing Bond Bill, stands to effect major change in housing policy. Some of these changes are receiving enough pushback that a referendum vote may be possible if they pass.

What can you do? If you are inclined to speak out on these matters, we have prepared some talking points. However, we aren’t suggesting anyone spam the EOHLC. If you choose to take the survey, only take it once.

The EOHLC survey asks participants

to report what has been working well in their communities when it comes to housing. It also asks for the perceived biggest housing challenges in the community, and potential solutions or strategies for overcoming those obstacles. There’s also a section at the end that asks for additional commentary.

ALL POLICY SECTIONS SHOULD BE REMOVED FROM 193 H.4138

Housing bond bills are supposed to be clean spending bills. That is, every item on the bill should have a dollar figure attached to it. This bill has multiple non-monetary lines that seek to change the way things operate instead of simply funding existing processes. Bills with

JUNE 2024 20 MASSLANDLORDS NEWSLETTER MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.
The EOHLC is asking for feedback about housing in Massachusetts. One of the biggest roadblocks to fixing the housing crisis is the current housing bond bill. (Image: Public Domain, EOHLC)

funding that keep things moving along are relatively easy to pass. Processchange bills are historically harder to get through. By tying the two together, the legislature is hoping to sneak in major policy changes along with a badly needed bill to fund public housing.

This effectively “dirties” what should be a cut-and-dried (“clean”) spending bill. Additionally, some of these sections are so contentious that, should it pass, a referendum vote seems possible. Small housing providers, single-family property owners and brokers are opposed to many of the measures listed.

There are three primary controversial areas: eviction sealing, accessory dwelling units and the proposed transfer tax.

EVICTION SEALING UNITES SMALL PROPERTY OWNERS AGAINST BOND BILL

Eviction sealing has been proposed as a way to help renters with an eviction record obtain rental housing more easily. In reality, housing providers need to understand an applicant’s housing history and evaluate it on a case-by-case basis. If it passes, landlords will not be able to complete thorough applicant screenings, and applicants will not be able to learn whether their landlord has a reputation for unnecessary evictions.

Worse, rental housing quality will sharply degrade for existing renters. It’s already difficult to remove tenants who violate the lease by smoking in nonsmoking buildings, ignoring quiet hours or threatening violence. If eviction sealing passes, landlords will be powerless to identify problematic renters before a lease is signed.

This is the biggest issue in the bond bill for housing providers and renters, who are uniting against it.

ADU PROVISION CREATES OPPOSITION AMONG SINGLE-FAMILY OWNERS

Accessory Dwelling Units (ADUs) have been touted as a way to increase available housing. We’ve spoken in favor of them before, and have compiled resources that allow you to see what the laws are in your area.

However, ADUs are often met with

strong opposition from single-family homeowners, some of whom do not want to see additional rental housing in their neighborhood. Lowell had an ADU proposal on the table that was soundly defeated in early 2024. The people leading the charge? Single-family property owners.

And, as good as ADUs sound, data shows that, so far, they create very little housing. That means landlords won’t be wasting much time fighting for them. Zoning reform is needed, but sweeping opposition under the rug does not lead to consensus that supports effective, lasting change.

Single-family homeowners are likely already weighing in to oppose ADUs in the bond bill.

“MANSION TAX” AFFECTS ALMOST ALL RENTAL HOUSING; GARNERS OPPOSITION FROM REALTORS AND BROKERS

193 H.4138 also includes a provision that would grant municipalities the right to impose a 0.5% to 2% property transfer tax on property sales over $1 million. The revenue from this tax would support affordable housing projects.

Billed by some as the “mansion tax,” given the cost of housing, this transfer tax would actually impact any sales of property duplex-sized or larger in the greater Boston area.

This provision has support from some community leaders, at least some of whom have been asking for transfer taxes for years. However, many landlords will be affected and oppose it. It also is strongly opposed by realtors and brokers. The Greater Boston Real Estate Board has launched a “Yes to new housing, No to new taxes” campaign against it.

CONCLUSION

The bond bill should not pass for all the opposition from single-family and small property owners, housing providers, our good renters, realtors and brokers. There is so much objectionable in it that it creates a “strange bedfellows” coalition of broad-based opposition.

But there’s another issue here as well. The bond bill was profoundly ill-advised. The administration only looks to renter nonprofits like CHAPA and MAPC. These groups have systematically excluded housing provider views or worked to undermine our input.

21 JUNE 2024 MASSLANDLORDS NEWSLETTER MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.
“Mansion Tax”? Hardly. Most multifamily homes in the greater Boston area will be affected by the proposed transfer tax. (Image: CC by SA Brian Corr)

MassLandlords was not invited to participate on either of the two housing counsels created by the governor. Nor were we alerted to feedback sessions. When we asked to provide input another way, our lawful public records suit going on at the time was used as a reason EOHLC couldn’t talk to us at all. Just as this was going to print, EOHLC had their new hire of two months, a landlord outreach coordinator, call our executive director of 10 years asking if EOHLC could “partner up.” We explained politely there was a lot of ground to cover before

that could happen.

Landlords provide a huge chunk of housing for the state. Nearly 40% of Massachusetts residents rent instead of own. In Boston, that number is more than 60%. And two-thirds of this housing is provided by small operators who know and respect our renter customers. It’s very clear, or it should be: If the EOHLC doesn’t start involving housing providers in earnest, they will never solve the housing crisis. Respectfully sharing your voice through their survey is one small way we can be heard. ML

MassLandlords Thanks Our Property Rights Supporters

Property Rights Supporters make monthly contributions earmarked for policy advocacy.

OWNERS COOPERATIVE

$100 and Up. Arrow Properties, Inc. Curtis Corliss. Jim Duffy. Fairfield Realty Trust. Haddad Real Estate. Hilltop Group Holdings. Rich Merlino. Stony Hill Real Estate Services.

OWNERS CLUB

$50 to $99. Erin Zamarro, Real Estate Broker. Foxworth Properties, LLC. Michael Goodman. Harbor View Realty Trust. Hilltop Realty. Mike Horgan. Brian Keaney. Mary Norcross. Jim O’Brien. PCPA LLC. Shamrock Management. Slope Properties LLC. Bob Smith. Michael Totman. Urban Lights LLC. Winsser Realty Trust. Witman Properties Inc.

WORKING TOGETHER CLUB

$20.25 to $49. 557 Union Avenue Realty Trust. Yan Alperin. Beacon Hill Property Management. Broggi R.E. & Property Mgmt Inc. Linda Caterino. McCharles Craven. CHELSEACORPLLC. Sean Doherty. Michael Donahue. Bob Finch. Lucille Fink. Dana Fogg. Royce Fuller. GMC Property Management LLC. Haverhill Multi-Family, LLC. JCCarrig Real Property. Karen Jarosiewicz. King Craft Property Mgmt. Matthew Maddaleni. Kristina Midura-Rodriguez. Vincent Monaco. Jill Monahan. Darlene Musto. Alex Narinsky. Liz O’Connor. Olson Apartments. Glenn Phillips. Cheryl Popiak. Ted Poppitz. Chris Rodwill. Alexandra Schoolcraft. South Shore Apartments, Wembley LLC. The Claremont Living LLC. Webber and Grinnell Insurance. Lorenzo Whitter.

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WORKING TOGETHER CIRCLE

Up to $10. 1020 Overlook LLC. AAMD MGT. Bernard Welch Realty Inc. Chris Adler. Bob Allen. Lori Amara. Rob Barrientos. Ray Boylan. Broggi R.E. & Property Mgmt Inc. Nigel Brooks. Corofin Properties. Demers Enterprises. Nisha Deo. Liz Dichiara. Dietschler Properties. Energywise homes, Inc. Deborah Entwistle. Matt Explosion. Cristina Ferla. Margaret Forde. Justin Forkuo. Forge Property Management. Alan Fournier. Ross W. Hackerson. Lori Haims. Hancock Holdings LLC. Nora Harrington. Mike Hempstead. JD Powers Property Management LLC. JMG Realty & Investments. Catherine Jurczyk. Kee 55, Inc. Agency Account C/O Ercolini. John Kubilis. Altagracia Lama. Jo Landers. Geri Ledoux. Sean Lopez. MassBay Group. Shane McGlone. Ana Monte. Murphy Realty. Pavel Novikov. Michael Ozog. Mary Palazzo. Benjamin Perry. Jesse Pianka. PJM Property Management. Alvan Pope. Tara Pottebaum. Property Realty Group LLC. Douglas Quattrochi. Kathryn Rivet. Lisa Rizza. Cary- Amy Rose. Michael Siciliano. Jonathan Siegel. John Siri. Joann Strub. Summit Rentals LLC. Topaz Realty Trust. Vadim Tulchinsky. Snaedis Valsdottir. Mark Waitkevich. Stuart Warner. Westmass Apartments LLC. Carole Winkler Wells. Kim Wu. Alexa Zaccagnino.

One-time and bespoke donations sincerely appreciated, too numerous to list here.

To join, complete a pink sheet at any MassLandlords event or sign up online at MassLandlords.net/property

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MassLandlords media mentions and appearances by association representatives

This edition of MassLandlords In the News features comments in the Boston Herald, WBUR radio and other media on rent control, nonpaying tenants, application fees and other topics.

WEDNESDAY, MAY 15, 2024

MassLandlords Executive Director Doug Quattrochi contributed to a news video and article by Joanna Bouras on Boston 25 News about a recent rally for rent control and a higher minimum wage on Boston Common. Several attendees noted the prohibitively high cost of rental housing in Boston, and their inability to afford housing based on their income.

Quattrochi points out in the article that the housing crisis is due largely to a shortage of housing in the state. “We have a need of between 200,000 and 300,000 units, and that’s just for latent demand. In other words, if you built those tonight they would be full tomorrow.”

Quattrochi added that rent control, when implemented, comes with unintended consequences. “Landlords increase application difficulty until basically they’re only taking the very best renters because those folks are likely to pay whatever rent is allowed and not damage the place.” He also referred to past rent control policies in the state in which rent control boards were empowered with approving renovations and improvements. “So landlords had to grovel for permission to install new water heaters, updated kitchen, buy new fridges.”

Read the article and watch the video.

TUESDAY, FEB. 27, 2024

Quattrochi contributed for an article by Simón Rios on WBUR Radio about “professional tenants,” those who exploit rental laws in order to skirt paying rent. The article profiles the case of landlord Peter Avitabile in Rockland, whose tenant stopped paying their $2,100 rent for more than 18 months. Avitabile won his eviction case in housing court, only to have a hold put on the eviction days before the move-out date. His tenant was given 10 days to start paying rent and failed to do so, delaying the process further, and filed counterclaims against the landlord.

“There are people who know how to make the system fail for a property owner,” notes Quattrochi in the article. He estimates that landlords lose more than $3 million a month due to nonpayment.

The article explains that Avitabile finally regained possession of the apartment, but faced a heavily damaged unit cluttered with trash and abandoned belongings. According to Avitabile, the eviction cost him nearly $80,000.

Read the article.

THURSDAY, FEB. 2, 2024

Quattrochi commented for a Boston Herald article about attorney representation for low-income renters in eviction cases. Boston City Councilor Ben Weber is a main supporter of the pilot. The program joins other efforts to establish “right to counsel” for all renters in the state. Governor Maura Healey has designated budgetary funds for such a program statewide, and a “right to counsel” bill has been filed in the legislature.

Quattrochi noted that right to counsel may not be adequate to help tenants remain in their homes if they are in court due to nonpayment of rent.

“No amount of lawyering can help people pay the rent,” Quattrochi is quoted in the article. “In 2023, 71% of eviction cases were nonpayment.”

Read the article. ML

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JUNE 2024 24 MASSLANDLORDS NEWSLETTER MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.

Powerful New Applicant Qualifier

v13.1, Business Nuisance Disqualifiers, Released

Our applicant qualifier underwent a significant revision in May 2024 based on field testing and modeling, anticipating that eviction sealing might pass and also trying to recognize modern housing crisis realities.

The MassLandlords applicant qualifier underwent a major revision in May. This is a tenant screening tool and policy for equal housing opportunity. Our default applicant qualifier now makes it much more difficult for applicants to pass if they create “business nuisance,” in other words, if they attempt to work around our screening processes. At the same time, this new revision provides more housing opportunity to renters with poor credit, individuals exiting medical or divorce bankruptcy, first-time workforce participants and more.

The business nuisance disqualifiers now give members clear policies to apply when applicants attempt to discourage us from using our normal screening processes. This “hurry up and pick me” approach has been a major red flag for years. Yet many of us have wasted a lot of time with applicants for fear of inadequately defending a decision to discontinue the conversation. (Allegations of discrimination are so common, even if many are baseless, that the Massachusetts Commission Against Discrimination has a multi-year backlog.) Now applicants with low intent to learn and follow the rules can be identified and safely rejected earlier in a documented process.

Half of the applicant qualifier sections have been reweighted to allow passing scores for applicants with housing barriers:

• First-time workforce participants, mitigated by recent educational attainment.

• Applicants fresh off an eviction, mitigated by a cosigner who owns real estate.

• Single-earner households coming off of medical or divorce bankruptcy, mitigated by downsizing.

• Section 8 participants with awful credit, mitigated by a clean eviction record.

The applicant qualifier was tested on a dozen real-world applicants in the first quarter of 2024. Still, it should be customized to suit your business before use. Members should download the new applicant qualifier and incorporate it into their screening processes. Non-members should join: With

eviction durations remaining two to three times longer than pre-pandemic, tenant screening is more important now than ever. Our applicant qualifier has been continuously maintained and available for download since 2016.

As a member you must still customize the qualifier to suit your market and business. ML

Point your camera app here to read more online

25 JUNE 2024 MASSLANDLORDS NEWSLETTER MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.
Our Applicant Qualifier now with Business Nuisance disqualifiers empowers housing providers to enforce the rules on tenant screening and reject applicants who pressure us to do otherwise. Licensed 123rf.

Contact Your Rep, Senator and Renters to Oppose 193 H.4356 and H.4138 Eviction Sealing, Debt Cancellation

193 H.4356 the HOMES Act would seal eviction records and cancel debts. It will hurt housing providers, good renters, the courts and many more.

On February 12 the Joint Committee on the Judiciary made a big mistake. They looked at a bill that would seal eviction records and create a process to nullify eviction debts. And they recommended it “ought to pass.” Separately, this eviction sealing bill was also added to H.4138 the “Housing bond bill.”

This bill (full text) comes from a place of wanting to help renters get an apartment with an eviction record. But let’s be honest: any time two parties end up in court, one or both of them are in the wrong. Either way, there’s a story that is highly relevant to the next housing provider. We need to understand whether this applicant will succeed in our community. We need to see prior evictions. We need to evaluate prior histories on a case-by-case basis.

Even worse, the eviction sealing bill has been expanded to nullify prior judgments administratively, without so much as a hearing. This could wipe out the last 20 years of debts, totaling 700 million dollars of unpaid rent. It could wipe out judgments going forward, as well. This could dramatically raise rents for good renters.

This bill is bad for the 96% of renters who avoid court every year. Your landlord or property manager will be unable to screen your new neighbors well enough. You may find your new neighbors smoking in a no-smoking building, throwing parties late at night, committing violent acts or worse.

This bill is bad for good renters with housing barriers. You may have low income and poor credit and need to show your clean eviction record to qualify. A clean eviction record is the single most important factor on the MassLandlords applicant qualifier. If eviction records become unreliable, minimum required income and credit scores will increase.

This bill is very bad for the courts. You will have to hear each eviction twice with no additional funding.

This bill is bad for housing providers. You will be unable to do your job to screen tenants. We will have 700 million dollars of judgments canceled going back 20 years, and more going forward.

This bill is bad for democracy. We must have public courts. Secret courts are the stuff of dictatorship.

This bill is bad for journalists, researchers and law enforcement, all of whom would have to get court permission to access needed data.

This bill is bad for the legislature, who will have landlordtenant law redefined in contradiction of long-established terminology. The changes we need will far further beyond reach.

And this bill has been the result of unlawful, unreported lobbying by renter advocacy organizations.

Please contact your representative and senator to oppose eviction sealing and debt cancellation. Use the Find My Legislator tool at the State House website. This bill could pass any day. But we can stop it if you act now. ML

Point your camera app here to read more online

JUNE 2024 26 MASSLANDLORDS NEWSLETTER MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.
Eviction sealing and debt cancellation is bad for housing providers, the courts, journalists, good renters, good renters with housing barriers and more. Derivative of Licensed 123rf.com

MassLandlords Upcoming events

2024 JUNE

2024 JULY

REGIONAL JUNE 2024 J ULY 2022
SUNDAY MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 Virtual Meeting 5:00PM-6:00PM SUNDAY MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY SATURDAY 1 2 3 4 5 6 7 8 Worcester Meetup, SWCLA Virtual Meeting 6:30PM, 7:00PM9:00PM 5:00PM-6:40PM 9 10 11 12 13 14 15 Medford Dinner Meeting Virtual Meeting, NWCLA 5:30PM-8:35PM 5:00PM-6:40PM, 7:00PM-9:00PM 16 17 18 19 20 21 22 Virtual Meeting Cambridge Crash Course 12:00PM-1:00PM 8:30am-4:00pm 23 24 25 26 27 28 29 Virtual Meeting 5:00PM-6:40PM 30
REGIONAL
See details under each region

STATEWIDE

Section 8 Tutorial. 5 pm - 6:40 pm Zoom.

WED 06/05

This presentation will give attendees a comprehensive overview of the Housing Choice Voucher Program (Section 8). We will cover:

• What to say when an applicant asks, “Do you take Section 8?”

• Why and to what extent Massachusetts landlords must participate.

• How to deal with inspections.

• How to screen a Section 8 applicant.

• Why your insurance can’t stop you renting to Section 8.

• and more!

Permanent rental subsidies like the Housing Choice Voucher Program (Section 8) can be great programs to participate in. But they can be tough on the unprepared landlord: your first Section 8 applicant may expose weaknesses in your non-discriminatory tenant screening process, sanitary code compliance, or other aspects of your business!

Attendees will leave knowing the program, confident in working with Section 8 applicants, and ready to navigate the process with flying colors.

by Doug Quattrochi, Executive Director, MassLandlords, Inc. Doug was a founding member of MassLandlords in 2013. He became the association’s first Executive Director under new bylaws in 2014. Since then, he has scaled the organization from a core of 160 members in Worcester to approximately 2,500 dues paying businesses from Pittsfield to the Cape, and from an all-volunteer team to approximately 20 full and part-time staff plus 50 volunteers. Doug has been instrumental in advancing democratic governance mechanisms, including score voting for policy priorities and a staggered and democratically elected Board of Directors. Doug also oversees the RentHelper spin-off, which is expanding access to electronic banking for those of us who are unbanked or underbanked. Prior to MassLandlords, Doug held leadership roles in various Massachusetts startups, two of which are still operating. Doug holds a Master of Science in Aerospace Engineering from the Massachusetts Institute of Technology.

“Doug’s presentation was excellent. He was very clear and provided detailed explanations.” -Larry

“Doug always holds very informative classes full of substance and Very organized!” -Thomas

“Your answers to member’s questions were most helpful.” -Liz

Zamarro Realty will moderate open Q&A time. You can volunteer for a future event.

Open Q&A time for this event will be moderated by Erin Zamarro

Erin Zamarro is a real estate broker with Coldwell Banker in Worcester, operating since 2008. She is a member of MassLandlords and the National Association of Realtors. Erin frequently works with buyers and sellers of multifamily or investment properties, as

well as assisting property owners with rentals. She owns 8 units in Worcester. Purchase your ticket in just a few clicks!

“No Sales Pitch” Guarantee MassLandlords offers attendees of directly managed events a “No Sales Pitch” guarantee. If a guest speaker offers services, their presentation will not discuss pricing, promotions, or reasons why you should hire them. We do not permit speakers to pay for or sponsor events. Guest speakers are chosen for their expertise and willingness to present helpful educational content. Your purchase of an event ticket sustains our nonprofit model.

WEDNESDAY, JUNE 5TH

VIRTUAL MEETING AGENDA

5:00 pm Open Q&A: ask any real estate related question of other attendees or our Q&A host.

5:40 pm Presentation

6:40 pm Virtual Meeting ends By member survey, the business update has been reimagined as a set of convenient videos viewable anytime online.

PARTICIPATION IS EASY

We have two formats of online events:

• Virtual meetings include optional audience participation via video, phone, and screenshare and, unless stated otherwise, are not recorded.

• Webinars have limited participation options (typed questions only) and, unless stated otherwise, are recorded.

Our virtual registration desk is open for all events one hour starting 30 minutes prior to the event start time. Call 774-314-1896 or email  hello@masslandlords.net for live, real-time help signing in and using your technology.

If joining a virtual meeting, please use the zoom “test audio” feature. You will be allowed to talk to others if your microphone is good and there is no background noise. We reserve the right to mute anyone for any reason. Attendees without a microphone or who don’t want to be heard can type questions.

REGIONAL 29 JUNE 2024 MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.
MassLandlords Executive Director Doug Quattrochi Knowledge is power, so learn how Section 8 works to be in control once more. Part of this presentation will be given Erin Zamarro of A.A.

ACCESSIBILITY

Automatic closed captions may be activated at any time. Simply turn on this setting from inside the Zoom app.

Questions may be asked over microphone after using the “raise hand” feature of zoom. Questions may also be entered via the Zoom text chat box.

VIRTUAL MEETING DETAILS

(HOSTED BY ZOOM)

We will share our video, audio, and computer screen and slides.

• Optional: You can share your video with everyone, talk to everyone, and type chat with everyone. Video sharing is not required. Talking is not required.

Password will be emailed and viewable online.

Topic: Section 8 Virtual Meeting June 5, 2024

Time: Jun 5, 2024 05:00 PM Eastern Time (US and Canada) Join Zoom Meeting https://us02web.zoom. us/j/87573064814

Meeting ID: 875 7306 4814

Passcode: Will be emailed and viewable online

Dial by your location

+1 646 876 9923 US (New York)

+1 646 931 3860 US

+1 301 715 8592 US (Washington DC)

+1 305 224 1968 US

+1 309 205 3325 US

+1 312 626 6799 US (Chicago)

+1 689 278 1000 US

+1 719 359 4580 US

+1 253 205 0468 US

+1 253 215 8782 US (Tacoma)

+1 346 248 7799 US (Houston)

+1 360 209 5623 US

+1 386 347 5053 US

+1 408 638 0968 US (San Jose)

+1 507 473 4847 US

+1 564 217 2000 US

+1 669 444 9171 US

+1 669 900 6833 US (San Jose)

Meeting ID: 875 7306 4814

Passcode: Will be emailed and viewable online

Find your local number: https://us02web. zoom.us/u/kRtyYnv0I

PRICING

Open to the public. Membership

is not required!

• Public: $42

• Members: $7

Public Registrants: Please note that by registering for this event you will be automatically added to our mailing list. You can always unsubscribe from our mailing list, by clicking on unsubscribe link at the bottom of any email you may receive.

Registration in advance is required.

This event will not be recorded.

Slides and handouts if any will be uploaded to Section 8

Purchase your ticket in just a few clicks!

This event is operated by MassLandlords, Inc. staff.

This Virtual Meeting counts for continuing education credit for Certified Massachusetts Landlord Level Three. Beep in. Leave feedback/beep out. Want to speak at a MassLandlords meeting? Submit a speaker request This is part of the Virtual rental real estate networking and training series.

Add our entire event calendar to yours:

Google: add our entire event calendar to Google calendar.

Outlook: add our entire event calendar to Outlook.

Add just this event to your calendar: Google: add just this event to Google calendar.

Heat

Pump

vs. Furnace

or

Boiler

Tutorial. 5 pm - 6:40 pm Zoom.

THU 06/13

This tutorial will show you how to use the MassLandlords heat pump vs. furnace or boiler calculator. Knowledge of Excel is recommended but not required. The heat pump vs. furnace or boiler calculator helps you find the best way to heat your buildings. We will cover:

• How to model your apartment, including R factors for walls.

• How to model a gas boiler or furnace in the calculator.

• How to enter heating and cooling degree days to simulate weather at your property.

• Bottom line, how much can we (or our renters) save?

• And much more!

Attendees will leave knowing where to find and download our heat pump vs. furnace calculator and how to use it. Note: the heat pump vs. furnace calculator is a members-only benefit. Purchase of an event ticket does not grant access to the calculator, although you are welcome to purchase a ticket and learn even if you are not a member. Presenter is not a licensed plumber; this is a presentation about whether and which heat pump to install, not how to install.

models an apartment as a simple rectangle with areas and R-values for the various surfaces include windows, doors, etc.

Part of this presentation will be given by Doug Quattrochi, Executive

REGIONAL JUNE 2024 30 MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.
MassLandlords Executive Director Doug Quattrochi Key differen ces: You need 3 of these heat pumps to equal 1 of these boilers. The heat The heat pump vs natural gas spreadsheet tool

Director, MassLandlords, Inc. Doug was a founding member of MassLandlords in 2013. He became the association’s first Executive Director under new bylaws in 2014. Since then, he has scaled the organization from a core of 160 members in Worcester to approximately 2,500 dues paying businesses from Pittsfield to the Cape, and from an all-volunteer team to approximately 20 full and part-time staff plus 50 volunteers. Doug has been instrumental in advancing democratic governance mechanisms, including score voting for policy priorities and a staggered and democratically elected Board of Directors. Doug also oversees the RentHelper spin-off, which is expanding access to electronic banking for those of us who are unbanked or underbanked. Prior to MassLandlords, Doug held leadership roles in various Massachusetts startups, two of which are still operating. Doug holds a Master of Science in Aerospace Engineering from the Massachusetts Institute of Technology.

“Doug’s presentation was excellent. He was very clear and provided detailed explanations.” -Larry

“Doug always holds very informative classes full of substance and Very organized!” -Thomas

“Your answers to member’s questions were most helpful.” -Liz

will moderate open Q&A time. You can volunteer for a future event.

Open Q&A time for this event will be moderated by Erin Zamarro. Erin Zamarro is a real estate broker with Coldwell Banker in Worcester, operating since 2008. She is a member

of MassLandlords and the National Association of Realtors. Erin frequently works with buyers and sellers of multifamily or investment properties, as well as assisting property owners with rentals. She owns 8 units in Worcester.

Purchase your ticket in just a few clicks!

“No Sales Pitch” Guarantee

MassLandlords offers attendees of directly managed events a “No Sales Pitch” guarantee. If a guest speaker offers services, their presentation will not discuss pricing, promotions, or reasons why you should hire them. We do not permit speakers to pay for or sponsor events. Guest speakers are chosen for their expertise and willingness to present helpful educational content. Your purchase of an event ticket sustains our nonprofit model.

THURSDAY, JUNE 13TH

VIRTUAL MEETING AGENDA

5:00 pm Open Q&A: ask any real estate related question of other attendees

31 MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.
Erin Zamarro of A.A. Zamarro Realty

or our Q&A host.

5:40 pm Presentation

6:40 pm Virtual Meeting ends

By member survey, the business update has been reimagined as a set of convenient videos viewable anytime online.

Participation is Easy

We have two formats of online events:

• Virtual meetings include optional audience participation via video, phone, and screenshare and, unless stated otherwise, are not recorded.

• Webinars have limited participation options (typed questions only) and, unless stated otherwise, are recorded.

Our virtual registration desk is open for all events one hour starting 30 minutes prior to the event start time. Call 774-314-1896 or email  hello@masslandlords.net for live, real-time help signing in and using your technology.

If joining a virtual meeting, please use the zoom “test audio” feature. You will be allowed to talk to others if your microphone is good and there is no background noise. We reserve the right to mute anyone for any reason. Attendees without a microphone or who don’t want to be heard can type questions.

ACCESSIBILITY

Automatic closed captions may be activated at any time. Simply turn on this setting from inside the Zoom app. Questions may be asked over microphone after using the “raise hand”

feature of zoom. Questions may also be entered via the Zoom text chat box.

VIRTUAL MEETING DETAILS

(HOSTED BY ZOOM)

We will share our video, audio, and computer screen and slides.

• Optional: You can share your video with everyone, talk to everyone, and type chat with everyone. Video sharing is not required. Talking is not required.

Password will be emailed and viewable online

PRICING

Open to the public. Membership is not required!

• Public: $42

• Members: $7

Public Registrants: Please note that by registering for this event you will be automatically added to our mailing list. You can always unsubscribe from our mailing list, by clicking on unsubscribe link at the bottom of any email you may receive.

Registration in advance is required. This event will not be recorded.

Slides and handouts if any will be uploaded to Heat Pumps vs. Furnaces   Purchase your ticket in just a few clicks!

This event is operated by MassLandlords, Inc. staff.

This Virtual Meeting counts for continuing education credit for Certified Massachusetts Landlord Level Three. Beep in. Leave feedback/beep out

HEALTHY HOMES FOR

LIVING!

Want to speak at a MassLandlords meeting? Submit a speaker request.

This is part of the Virtual rental real estate networking and training series. Add our entire event calendar to yours: Google: add our entire event calendar to Google calendar.

Outlook: add our entire event calendar to Outlook.

Add just this event to your calendar:

Google: add just this event to Google calendar.

Rooming Houses and Renting by the Room. 12 pm - 1 pm Zoom.

This presentation will review the difference between a roommate and a lodger. You need a license for one but not the other. We will contrast both with normal tenancies and with special situations. We will explain:

• Separate vs. joint-and-several rental agreements.

• Sanitary code requirements with shared kitchens and bathrooms.

• What makes a lodging house?

• Licensing and zoning restrictions on lodging houses.

• Agency as leaseholder and congregate housing.

• And more!

Attendees will leave knowing how

REGIONAL JUNE 2024 32 MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.
FRI 06/21
BETTER
• Indoor Air Quality • Lead Paint Inspections • Mold Testing & Analysis • Serving all of MA & NH Call Toll Free: 800-349-7779 1 Arcadia St. Dorchester, MA 02122 Phone: 617-288-8870 Fax: 617-282-7783 Inspections@asapenvironmental com www.asapenvironmental.com Osterville 508-428-1669 Brockton 508-580-4800 Rockland 781-982-8700 Worcester 508-755-7320 Lawrence 978-686-0003

to compliantly rent to different individuals or groups. This helps all kinds of households get and keep affordable housing.

Attorney Peter Vickery, Esq. Attorney and Counselor at Law, is also MassLandlords Legislative Affairs Counsel

Rooming houses come in all shapes and sizes, but what are the differences between roommates, a lodging house and a standard rental?

Part of this presentation will be given by Peter Vickery, Esq.. Attorney Vickery practices law in Western Massachusetts where he focuses on landlord-tenant law (representing landlords in Housing Court) and discrimination defense (representing business owners in the Massachusetts Commission Against Discrimination). He graduated from Oxford University (Jesus College) with a BA in Modern History; obtained his Post-Graduate Diploma in Law from the University of the West of England in Bristol; his JD from Boston University School of Law; and his Masters in Public Policy & Administration from the University of Massachusetts, Amherst. Attorney Vickery served one term on the Governor’s Council (the elected 8-member body that approves or vetoes the governor’s choice of judges in Massachusetts) and on the State Ballot Law Commission. As Legislative Affairs Counsel for MassLandlords he drafts bills, bill summaries, and testimony in the area of housing law, and writes amicus briefs in cases that have strategic significance for rental-property owners.

Purchase your ticket in just a few clicks!

“No Sales Pitch” Guarantee

MassLandlords offers attendees of directly managed events a “No Sales Pitch” guarantee. If a guest speaker offers services, their presentation will not discuss pricing, promotions, or reasons why you should hire them. We do not permit speakers to pay for or sponsor events. Guest speakers are chosen for their expertise and willingness to present helpful educational content. Your purchase of an event ticket sustains our nonprofit model.

FRIDAY,

JUNE 21ST

VIRTUAL MEETING AGENDA

12:00 pm Presentation

1:00 pm Virtual Meeting ends By member survey, the business update has been reimagined as a set of convenient videos viewable anytime online.

Participation is Easy

We have two formats of online events:

• Virtual meetings include optional audience participation via video, phone, and screenshare and, unless stated otherwise, are not recorded.

• Webinars have limited participation options (typed questions only) and, unless stated otherwise, are recorded.

Our virtual registration desk is open for all events one hour starting 30 minutes prior to the event start time. Call 774-314-1896 or email  hello@masslandlords.net for live, real-time help signing in and using your technology.

If joining a virtual meeting, please use the zoom “test audio” feature. You will be allowed to talk to others if your microphone is good and there is no background noise. We reserve the right to mute anyone for any reason. Attendees without a microphone or who don’t want to be heard can type questions.

ACCESSIBILITY

Automatic closed captions may be activated at any time. Simply turn on this setting from inside the Zoom app.

Questions may be asked over microphone after using the “raise hand” feature of zoom. Questions may also be entered via the Zoom text chat box.

VIRTUAL MEETING DETAILS (HOSTED BY ZOOM)

We will share our video, audio, and computer screen and slides.

• Optional: You can share your video with everyone, talk to everyone, and type chat with everyone. Video sharing is not required. Talking is not required.

Password will be emailed and viewable online

Topic: Renting by the Room Virtual Meeting June 21, 2024

Time: Jun 21, 2024 12:00 PM Eastern Time (US and Canada)

Join Zoom Meeting https://us02web. zoom.us/j/86289968795

Meeting ID: 862 8996 8795

Passcode: Will be emailed and viewable online

Dial by your location

+1 305 224 1968 US

+1 309 205 3325 US

+1 312 626 6799 US (Chicago)

+1 646 876 9923 US (New York)

+1 646 931 3860 US

+1 301 715 8592 US (Washington DC)

+1 253 215 8782 US (Tacoma)

+1 346 248 7799 US (Houston)

+1 360 209 5623 US

+1 386 347 5053 US

+1 408 638 0968 US (San Jose)

+1 507 473 4847 US

+1 564 217 2000 US

+1 669 444 9171 US

+1 669 900 6833 US (San Jose)

+1 689 278 1000 US

+1 719 359 4580 US

+1 253 205 0468 US

Meeting ID: 862 8996 8795

Passcode: Will be emailed and viewable online

Find your local number: https://us02web. zoom.us/u/kbdoNZq6kg

PRICING

Open to the public. Membership is not required!

Public: $21

REGIONAL 33 JUNE 2024 MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.

Members: $7

Public Registrants: Please note that by registering for this event you will be automatically added to our mailing list. You can always unsubscribe from our mailing list, by clicking on unsubscribe link at the bottom of any email you may receive.

Registration in advance is required.

This event will not be recorded.

Slides and handouts if any will be uploaded to Rooming Houses and Renting by the Room.

Purchase your ticket in just a few clicks!

This event is operated by MassLandlords, Inc. staff.

This Virtual Meeting counts for continuing education credit for Certified Massachusetts Landlord Level Three. Beep in. Leave feedback/beep out. Want to speak at a MassLandlords meeting? Submit a speaker request

This is part of the Virtual rental real estate networking and training series.

Add our entire event calendar to yours:

Google: add our entire event calendar to Google calendar.

Outlook:

add our entire event calendar to Outlook.

Top Ten Tips for New Massachusetts Real Estate Investors.

5 pm - 6:40 pm Zoom.

This presentation will review our top ten ways to succeed as a real estate investor in Massachusetts. This will not be in-depth rental training. Rather we will look at strategy and answer the big questions:

• Rent, “condotize” or flip?

• Vacant or occupied?

• How to shop in a seller’s market?

• Side hustles and alternate paths.

• And more!

We will also alert you to major pitfalls

that are possible when taking over occupied property.

Attendees will leave knowing more about the Massachusetts real estate investing landscape.

Part of this presentation will be given by Doug Quattrochi, Executive Director, MassLandlords, Inc. Doug was a founding member of MassLandlords in 2013. He became the association’s first Executive Director under new bylaws in 2014. Since then, he has scaled the organization from a core of 160 members in Worcester to approximately 2,500 dues paying businesses from Pittsfield to the Cape, and from an all-volunteer team to approximately 20 full and part-time staff plus 50 volunteers. Doug has been instrumental in advancing democratic governance mechanisms, including score voting for policy priorities and a staggered and democratically elected Board of Directors. Doug also oversees the RentHelper spin-off, which is expanding access to electronic banking for those of us who are unbanked or underbanked. Prior to MassLandlords, Doug held leadership roles in various Massachusetts startups, two of which are still operating. Doug holds a Master of Science in Aerospace Engineering from the Massachusetts Institute of Technology.

“Doug’s presentation was excellent. He

was very clear and provided detailed explanations.” -Larry “Doug always holds very informative classes full of substance and Very organized!” -Thomas

“Your answers to member’s questions were most helpful.” -Liz

Our networking host for this event will be Sue McMahon, the Senior Manager of Member Service and Marketing for MassLandlords. She is also a lead counselor for the MassLandlords Helpline, which offers our members legal information, business advice, and personalized attorney referrals..

Members register for no charge in just a few clicks!

“No Sales Pitch” Guarantee MassLandlords offers attendees of directly managed events a “No Sales Pitch” guarantee. If a guest speaker offers services, their presentation will not discuss pricing, promotions, or reasons why you should hire them. We do not permit speakers to pay for or sponsor events. Guest speakers are chosen for their expertise and willingness to present helpful educational content. Your purchase of an event ticket sustains our nonprofit model.

Last Monday is for Members:

The last Monday of every month we’ll meet on zoom at a free, members-only event. Mark your calendar!

VIRTUAL MEETING AGENDA

5:00 pm Open Q&A: ask any real estate related question of other attendees or our Q&A host.

5:40 pm Presentation

REGIONAL JUNE 2024 34 MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.
MassLandlords Executive Director Doug Quattrochi Top Ten Tips for New Massachusetts Real Estate Investors Sue McMahon of MassLandlords You can volunteer for a future event.
MON 06/24 MON 06/24

6:40 pm Virtual Meeting ends

By member survey, the business update has been reimagined as a set of convenient videos viewable anytime online.

Participation is Easy

We have two formats of online events:

• Virtual meetings include optional audience participation via video, phone, and screenshare and, unless stated otherwise, are not recorded.

• Webinars have limited participation options (typed questions only) and, unless stated otherwise, are recorded.

Our virtual registration desk is open for all events one hour starting 30 minutes prior to the event start time. Call 774-314-1896 or email  hello@masslandlords.net for live, real-time help signing in and using your technology.

If joining a virtual meeting, please use the zoom “test audio” feature. You will be allowed to talk to others if your microphone is good and there is

no background noise. We reserve the right to mute anyone for any reason. Attendees without a microphone or who don’t want to be heard can type questions.

ACCESSIBILITY

Automatic closed captions may be activated at any time. Simply turn on this setting from inside the Zoom app.

Questions may be asked over microphone after using the “raise hand” feature of zoom. Questions may also be entered via the Zoom text chat box.

VIRTUAL MEETING DETAILS

(HOSTED BY ZOOM)

We will share our video, audio, and computer screen and slides.

• Optional: You can share your video with everyone, talk to everyone, and type chat with everyone. Video sharing is not required. Talking is not required.

Password will be emailed and viewable online

Topic: Top Ten Tips Virtual Meeting June 24, 2024

Time: Jun 24, 2024 05:00 PM Eastern

Time (US and Canada)

Join Zoom Meeting https://us02web. zoom.us/j/89095385345

Meeting ID: 890 9538 5345

Passcode: Will be emailed and viewable online

Dial by your location

+1 305 224 1968 US

+1 309 205 3325 US

+1 312 626 6799 US (Chicago)

+1 646 876 9923 US (New York)

+1 646 931 3860 US

+1 301 715 8592 US (Washington DC)

+1 564 217 2000 US

+1 669 444 9171 US

+1 669 900 6833 US (San Jose)

+1 689 278 1000 US

+1 719 359 4580 US

+1 253 205 0468 US

+1 253 215 8782 US (Tacoma)

+1 346 248 7799 US (Houston)

+1 360 209 5623 US

+1 386 347 5053 US

+1 408 638 0968 US (San Jose)

+1 507 473 4847 US

Meeting ID: 890 9538 5345

35 MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.

Passcode: Will be emailed and viewable online

Find your local number: https://us02web. zoom.us/u/kudXMz3yz

PRICING

This event is closed to the public.

meeting? Submit a speaker request. This is part of the Virtual rental real estate networking and training series. Add our entire event calendar to yours: Google: add our entire event calendar to Google calendar.

Landry, and Kim Stone of Bay Equity Home Loans to learn about credit reports. They will teach us how to read a credit report and what to look for when screening prospective tenants. Meetings are open to the public! Zoom tickets are $10. Zoom meeting

REGIONAL JUNE 2024
Interested in a tax-efficient legacy plan? Interested in selling your investment property? Concerned about triggering taxes & replacing the income? Interested in Passive Real Estate eligible for 1031 Exchange tax benefits? Are you: Securities offered through Concorde Investment Services, LLC. (CIS), member FINRA/SIPC. Advisory Services offered through Asset Strategy Advisors, LLC (ASA), a SEC Registered Investment Advisor. ASA is independent of CIS. This is for informational purposes only, does not constitute individual investment advice, and should not be relied upon as tax or legal advice. Please consult the appropriate professional regarding your individual circumstance. There are material risks associated with investing in private placements, DST properties and real estate securities including illiquidity, general market conditions, interest rate risks, financing risks, potentially adverse tax consequences, general economic risks, development risks, and potential loss of the entire investment principal. Helping you Create, Manage, Protect & Distribute Wealth® DO YOU HAVE A LANDLORD EXIT STRATEGY? 781-235-4426 - ext. 135 info@assetstrategy.com www.assetstrategy.com

o Networking draws from 25 towns including Fitchburg, Gardner, Leominster, Athol, Holden, Ayer, Orange, Ashburnham, Spencer, Ashby, Lunenburg, Townsend, Westminster, Princeton, Sterling, Lancaster, Shirley, Groton, Pepperell, Winchedon, Templeton, and Hubbardston.

LOCATION

British American Club 1 Simonds Road Fitchburg, MA 01420

FOOD

• Dinner will be provided.

PRICING

Open to the public. Membership is not required!

• Public and non-NWCLA members In Person: $20

• Public and non-NWCLA members Zoom: $10

• NWCLA members only In Person: No charge.

This event will not be recorded. Slides and handouts if any will be uploaded to https://www.nwcla.com/ members/meeting-recordings/. This event will be recorded and accessible for active NWCLA members only. Please note if you are not an active NWCLA but do purchase a ticket you will not be able to access the recording.

Public attendees can purchase your ticket in just a few clicks! This event is operated by volunteers at a partner association.

METROWEST

SOUTHERN WORCESTER COUNTY

Southern Worcester County Landlord Association

Southbridge Dinner Meeting: Spring Picnic

Join us on June 3rd for a picnic for our advertisers! Please come down and enjoy a great time with our landlords and enjoy some good food!Our Guest

Speaker will be Gary Brogna from Gary’s PEST B DEAD. We will hopefully have a picnic without ants... but Gary will give you the lowdown on how to get rid of them at your properties!

MONDAY, JUNE 3RD

SWCLA DINNER MEETING AGENDA 6:00p Event Start

LOCATION

Southbridge Community Center (aka Casaubon Senior Center) 153 Chestnut St. Southbridge, MA 01550

PRICING

Open to SWCLA Members only. Pay annual SWCLA dues then free.

• SWCLA members only: No charge.

• General public, in person meeting is free the first time, then pay $50/yr for membership.

This event will not be recorded. Slides and handouts if any will be uploaded to SWCLA

This event is operated by volunteers at a partner association.

BERKSHIRE COUNTY

CENTRAL WORCESTER COUNTY

Worcester Chat, 6:30

pm - 7:30 pm: Meetup at Bay State Brewery

No presentation, no registration desk, just meeting up to chat and get to know one another. Past attendees have:

• Made valuable local connections.

• Talked about local real estate developments.

• Learned more about city government. Attendees will leave having made some connections in a friendly and informal setting.

Open Q&A time for this event will be moderated by Erin Zamarro

Erin Zamarro is a real estate broker with Coldwell Banker in Worcester, operating since 2008. She is a member of MassLandlords and the National Association of Realtors. Erin frequently works with buyers and sellers of multifamily or investment properties, as well as assisting property owners with rentals. She owns 8 units in Worcester. Members register for no charge in just a few clicks!

“No Sales Pitch” Guarantee MassLandlords offers attendees of directly managed events a “No Sales Pitch” guarantee. If a guest speaker offers services, their presentation will not discuss pricing, promotions, or reasons why you should hire them. We do not permit speakers to pay for or sponsor events. Guest speakers are chosen for their expertise and willingness to present helpful educational content. Your purchase of an event ticket sustains our nonprofit model.

MONDAY, JUNE 3RD

CHAT AGENDA

6:30 pm Start 7:30 pm Chat ends

LOCATION

Bay State Brewery 112 Harding St Worcester, MA 01604

PARKING

Ample lot and street parking.

FOOD

Each person pays their own way. It is expected you order some food and/or drink. No mooching!

*Dietary restrictions: Purchase a ticket and set your preferences at

REGIONAL 37 JUNE 2024 MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.
Erin Zamarro of A.A. Zamarro Realty will moderate open Q&A time. You can volunteer for a future event Bay State Brewery and Tap Room
MON 06/03 MON 06/03

My Account one week prior to the event or earlier. Once set, preferences remain set for future events.

Masks welcome! Eating and drinking is not required. Please note: as we are unable to monitor the buffet, we are unable to offer a reduced ticket price for attendees who will not be eating.

PRICING

This event is closed to the public.

• Door:

• Early-bird, reserve three business days prior by 12pm:

o Members: No charge. Registration is required. Registration in advance is required. Walk-ins cannot be served; we will have no registration desk available and seating will be limited. This event will not be recorded. Slides and handouts if any will be uploaded to meetup.

Members register for no charge in just a few clicks!

This event is operated by MassLandlords, Inc. staff.

This Chat counts for continuing education credit for Certified Massachusetts Landlord Level Three. Beep in. Leave feedback/beep out. Want to speak at a MassLandlords meeting? Submit a speaker request. This is part of the Virtual rental real estate networking and training series.

Add our entire event calendar to yours:

Google: add our entire event calendar to Google calendar

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CHARLES RIVER(GREATER WALTHAM)

BOSTON CAMBRIDGE AND SOMMERVILLE

The MassLandlords Crash Course in Landlording: Summer School Yourself

Learn everything you need to succeed as an owner or manager of residential rental property in Massachusetts.

This fast-paced course is strictly limited to 16 participants to allow for detailed discussion and Q&A. Course tuition includes:

• Small group session with the Executive Director, a trained presenter and experienced landlord, and the attorney.

• A comprehensive agenda, see below.

• Your choice of two books:

o Every Landlord’s Tax Deduction Guide by NOLO,

o The Good Landlord by Peter Shapiro,

o Getting to Yes by Roger Fisher, and/or

o The Housing Manual by H. John Fisher.

• A bound summary of all material presented.

• Breakfast pastries, coffee, tea.

• Lunch sandwiches, sodas, chips, cookies; all dietary requirements satisfied, please notify us when you purchase a ticket.

• A MassLandlords ballpoint pen.

• A MassLandlords certificate of completion and permission to use “MassLandlords Crash Course graduate” on your marketing material. You will receive a box packed with your personalized signed certificate, your choice of two books, course notes, pen, and half a dozen other pieces of literature.

Course Graduate Testimonials

”I simply wanted to reach out and express just how happy I am to have attended the landlording crash course. The presentation and delivery of the information was flawless and I certainly have walked away with a greater understanding of the intricacies that

govern being an above average landlord/ manager.” - Michael Murray

“Mr. Quattrochi presented the course in a comprehensive and easy to follow step-by-step format. His PowerPoint presentation was provided to us, in a binder, as part of the course, and I took notes right on the pages. I find this part to be an effective tool because I can refer to it anytime I need to follow procedure. There’s more to it, but for a fun day, I personally, recommend this course to anyone in the Real Estate landlording/ investing business, beginners in this profession as well as experience professionals.” - Edwin Rivera

“This has really been a great deal. 2 books, 8 hours ‘class’ time, bound notes/slides -- impressive value!” -Dawn

“I found this course extremely useful. It was completely professional and gave me a great new perspective.” -Nicholas

“I’m glad there was more in depth discussion than just reading off the slides. I appreciate the opportunity for questions and practice.” - Crash Course Graduate

“If I had done this 20 years ago. Oh my goodness!” - Crash Course Graduate

“Great overview of being a landlord in MA” - Crash Course Graduate

“Covered a lot of ground concisely, but still enough time for questions and insight. Worth every penny.” Crash Course Graduate

REGIONAL JUNE 2024 38 MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.
MassLandlords Executive Director Doug Quattrochi
SAT 06/22
Attorney Adam Sherwin of The Sherwin Law Firm

Part of this presentation will be given by Doug Quattrochi, Executive Director, MassLandlords, Inc. Doug was a founding member of MassLandlords in 2013. He became the association’s first Executive Director under new bylaws in 2014. Since then, he has scaled the organization from a core of 160 members in Worcester to approximately 2,500 dues paying businesses from Pittsfield to the Cape, and from an all-volunteer team to approximately 20 full and part-time staff plus 50 volunteers. Doug has been instrumental in advancing democratic governance mechanisms, including score voting for policy priorities and a staggered and democratically elected Board of Directors. Doug also oversees the RentHelper spin-off, which is expanding access to electronic banking for those of us who are unbanked or underbanked. Prior to MassLandlords, Doug held leadership roles in various Massachusetts startups, two of which are still operating. Doug holds a Master of Science in Aerospace Engineering from the Massachusetts Institute of Technology.

“Doug’s presentation was excellent. He was very clear and provided detailed explanations.” - Larry

“Doug always holds very informative classes full of substance and Very organized!” - Thomas

“Your answers to member’s questions were most helpful.” - Liz

Part of this presentation will be given by attorney Adam Sherwin. Adam is an experienced real estate litigator with years of experience representing landlords, property owners, and other real estate professionals. He has extensive experience litigating real estate disputes before judges and juries and has obtained favorable decisions from the Massachusetts Appeals Court and District Court Appellate Division. He is also a long-time crash course instructor at the Cambridge headquarters and over zoom.

Purchase your ticket in just a few clicks!

Public attendees can purchase your ticket in just a few clicks!

“No Sales Pitch” Guarantee

MassLandlords offers attendees of directly managed events a “No Sales Pitch” guarantee. If a guest speaker offers services, their presentation will not discuss pricing, promotions, or reasons why you should hire them. We do not permit speakers to pay for or sponsor events. Guest speakers are chosen for their expertise and willingness to present helpful educational content. Your purchase of an event ticket sustains our nonprofit model.

SATURDAY, JUNE 22ND

CRASH COURSE AGENDA

IN-PERSON COURSE AGENDA

8:30 am - Introduction of MassLandlords and course participants

8:45 - Rental markets

o Urban, suburban, rural.

o Luxury, college, professional, working, subsidized, rooming houses.

o Airbnb.

9:00 - Property selection

o Lead paint.

o Charging for utilities.

o Climate change risk.

o Heat pumps.

o Vinyl plank vs. hardwood floors.

o Landlord trade-offs repairs vs. cleaning.

9:40 - Marketing and advertising

o Getting the right applicants.

o Small business branding tips and tricks.

o Where to advertise.

10:05 - Break for ten minutes

10:15 - Finish marketing and advertising

10:35 - Applications and tenant screening

o Criminal, credit, and eviction background checks.

o Discrimination and fair housing.

o Interactive tenant screening workshop.

o Section 8.

11:30 - Tenancies

o Lease vs Tenancy at Will.

o Move-in monies.

o Security deposits.

o Pet rent.

11:50 - Break and Lunch, with free form Q&A

12:20 - Warranties and covenants

o Water submetering.

o Sanitary code.

o How to raise the rent fairly.

o Support animals.

12:40 - Dispute resolution

o Eviction notices to quit.

o Court process.

o Move-and-store

o Relocation assistance.

1:40 - Break for ten minutes

2:50 - Maintenance, hiring, and operations.

o Tax advantages.

o Property managers.

o Contractors.

o Building permits.

o Extermination

o LLCs and trusts.

o Grants and alternative funding.

3:10 - Break for five minutes

3:40 - Overview of books and resources for further education

3:45 - Review of unanswered questions

o 4:00 - End Course

Please note that end time may vary based on questions.

LOCATION

Cambridge Innovation Center 14th Floor, Charles Conference Room One Broadway Cambridge, MA 02134

Please note: CIC has several buildings in Kendall Square, two of them being adjacent to each other. The correct location for this event is the building with light colored concrete, vertical windows and a Dunkin Donuts on the ground level. You will NOT see a CIC sign. Refer to the image below.

ACCESSING FROM THE T

• Exit the Kendall T stop on Main St.

• Cross to the side of Main St. with the Chipotle and walk up the street

REGIONAL 39 JUNE 2024 MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.

towards Broadway, passing the Chipotle on your left.

• You will then round the corner to the left and One Broadway will be across the street diagonally.

• Cross over Third St. and Broadway to arrive at One Broadway.

For all attendees Upon entering One Broadway, you will need to check in with the lobby security. You›ll just need to show your ID and let them know you›re going to the MassLandlords event and which floor.

PARKING

Accessible by T and highway. Parking available in several garages for weekend rates. See CIC Directions for details.

Pilgrim Parking has affordable rates and is a short walk from the venue, click here for details

FOOD

• Breakfast:

o Fresh bagels, large muffins, cinnamon rolls, coffee cake slices and scones with cream cheese, butter, and jam

o Fresh fruit platter

o Assorted fruit juices and coffee

• Lunch:

o Assorted gourmet sandwiches

o Garden salad

o Pasta salad

o Assorted pastries

o Soda, juice, water

*Please email hello@masslandlords.net if you have any dietary restrictions and need a special meal.

*Dietary restrictions: Purchase a ticket and set your preferences at My Account one week prior to the event or earlier. Once set, preferences remain set for future events.

Masks welcome! Eating and drinking

is not required. Please note: as we are unable to monitor the buffet, we are unable to offer a reduced ticket price for attendees who will not be eating.

PRICING

Open to the public. Membership is not required!

• Public: $275

• Members: $250

• Card payments only. Events are cashless.

This event will not be recorded.

Slides and handouts if any will be uploaded to Massachusetts Crash Course in Landlording and Rental Real Estate .

Purchase your ticket in just a few clicks!

Public attendees can purchase your ticket in just a few clicks!

This event is operated by MassLandlords, Inc. staff.

This Crash Course counts for continuing education credit for Certified Massachusetts Landlord Level Three. Beep in. Leave feedback/beep out.

Want to speak at a MassLandlords meeting? Submit a speaker request.

This is part of the Virtual rental real estate networking and training series.

Add our entire event calendar to yours: Google: add our entire event calendar to Google calendar.

Outlook:  add our entire event calendar to Outlook.

Add just this event to your calendar: Google:  add just this event to Google calendar

GREATER SPRINGFIELD

The MassLandlords Crash Course in Landlording: Elevate Your Landlord Gamef

limited to 16 participants to allow for detailed discussion and Q&A. Course tuition includes:

• Small group session with the Executive Director, a trained presenter and experienced landlord, and the attorney.

• A comprehensive agenda, see below.

• Your choice of two books:

o Every Landlord’s Tax Deduction Guide by NOLO,

o The Good Landlord by Peter Shapiro,

o Getting to Yes by Roger Fisher, and/or

o The Housing Manual by H. John Fisher.

• A bound summary of all material presented.

• Breakfast pastries, coffee, tea.

• Lunch sandwiches, sodas, chips, cookies; all dietary requirements satisfied, please notify us when you purchase a ticket.

• A MassLandlords ballpoint pen.

• A MassLandlords certificate of completion and permission to use “MassLandlords Crash Course graduate” on your marketing material. You will receive a box packed with your personalized signed certificate, your choice of two books, course notes, pen, and half a dozen other pieces of literature.

Course Graduate Testimonials

SAT 09/14

Learn everything you need to succeed as an owner or manager of residential rental property in Massachusetts. This fast-paced course is strictly

”I simply wanted to reach out and express just how happy I am to have attended the landlording crash course. The presentation and delivery of the information was flawless and I certainly have walked away with a greater understanding of the intricacies that govern being an above average landlord/manager.” - Michael Murray

REGIONAL JUNE 2024 40 MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.

“Mr. Quattrochi presented the course in a comprehensive and easy to follow step-by-step format. His PowerPoint presentation was provided to us, in a binder, as part of the course, and I took notes right on the pages. I find this part to be an effective tool because I can refer to it anytime I need to follow procedure. There’s more to it, but for a fun day, I personally, recommend this course to anyone in the Real Estate landlording/investing business, beginners in this profession as well as experience professionals.” - Edwin Rivera

“This has really been a great deal. 2 books, 8 hours ‘class’ time, bound notes/slides -- impressive value!” - Dawn

“I found this course extremely useful. It was completely professional and gave me a great new perspective.” - Nicholas

“I’m glad there was more in depth discussion than just reading off the slides. I appreciate the opportunity for questions and practice.” - Crash Course Graduate

“If I had done this 20 years ago. Oh my goodness!” - Crash Course Graduate

“Great overview of being a landlord in MA” - Crash Course Graduate

“Covered a lot of ground concisely, but still enough time for questions and insight. Worth every penny.” - Crash Course Graduate

Part of this presentation will be given by Doug Quattrochi, Executive Director, MassLandlords, Inc. Doug was a founding member of MassLandlords in 2013. He became the association’s first Executive Director under new bylaws in 2014. Since then, he has scaled the organization from a core of 160 members in Worcester to approximately 2,500 dues paying businesses from Pittsfield to the Cape, and from an all-volunteer team to approximately 20 full and part-time staff plus 50 volunteers. Doug has been instrumental in advancing democratic governance mechanisms, including score voting for policy priorities and a staggered and democratically elected Board of Directors. Doug also oversees the RentHelper spin-off, which is expanding access to electronic banking for those of us who are unbanked or underbanked. Prior to MassLandlords, Doug held leadership roles in various Massachusetts startups, two of which are still operating. Doug holds a Master of Science in Aerospace Engineering from the Massachusetts Institute of Technology.

“Doug’s presentation was excellent. He was very clear and provided detailed explanations.” -Larry

“Doug always holds very informative classes full of substance and Very organized!” -Thomas

“Your answers to member’s questions were most helpful.” -Liz

Part of this presentation will be given by Peter Vickery, Esq.. Attorney Vickery practices law in Western Massachusetts where he focuses on landlord-tenant law (representing landlords in Housing Court) and discrimination defense (representing business owners in the Massachusetts Commission Against Discrimination). He graduated from Oxford University (Jesus College) with a BA in Modern History; obtained his Post-Graduate Diploma in Law from the University of the West of England in Bristol; his JD from Boston University School of Law; and his Masters in Public Policy & Administration from the University of Massachusetts, Amherst. Attorney Vickery served one term on the Governor’s Council (the elected 8-member body that approves or vetoes

the governor’s choice of judges in Massachusetts) and on the State Ballot Law Commission. As Legislative Affairs Counsel for MassLandlords he drafts bills, bill summaries, and testimony in the area of housing law, and writes amicus briefs in cases that have strategic significance for rental-property owners.

Purchase your ticket in just a few clicks!

Public attendees can purchase your ticket in just a few clicks!

“No Sales Pitch” Guarantee

MassLandlords offers attendees of directly managed events a “No Sales Pitch” guarantee. If a guest speaker offers services, their presentation will not discuss pricing, promotions, or reasons why you should hire them. We do not permit speakers to pay for or sponsor events. Guest speakers are chosen for their expertise and willingness to present helpful educational content. Your purchase of an event ticket sustains our nonprofit model.

SATURDAY, SEPTEMBER 14TH

CRASH COURSE AGENDA

IN-PERSON COURSE AGENDA

8:30 am - Introduction of MassLandlords and course participants

8:45 - Rental markets

o Urban, suburban, rural.

o Luxury, college, professional, working, subsidized, rooming houses.

o Airbnb.

9:00 - Property selection

o Lead paint.

o Charging for utilities.

o Climate change risk.

o Heat pumps.

o Vinyl plank vs. hardwood floors.

o Landlord trade-offs repairs vs. cleaning.

9:40 - Marketing and advertising

o Getting the right applicants.

o Small business branding tips and tricks.

o Where to advertise.

10:05 - Break for ten minutes

10:15 - Finish marketing and advertising

REGIONAL 41 JUNE 2024 MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.
MassLandlords Executive Director Doug Quattrochi Peter Vickery, Esq. Attorney and Counselor at Law, is also MassLandlords Legislative Affairs Counsel

10:35 - Applications and tenant screening

o Criminal, credit, and eviction background checks.

o Discrimination and fair housing.

o Interactive tenant screening workshop.

o Section 8.

11:30 - Tenancies

o Lease vs Tenancy at Will.

o Move-in monies.

o Security deposits.

o Pet rent.

11:50 - Break and Lunch, with free form Q&A

12:20 - Warranties and covenants

o Water submetering.

o Sanitary code.

o How to raise the rent fairly.

o Support animals.

12:40 - Dispute resolution

o Eviction notices to quit.

o Court process.

o Move-and-store

o Relocation assistance.

1:40 - Break for ten minutes

2:50 - Maintenance, hiring, and operations.

o Tax advantages.

o Property managers.

o Contractors.

o Building permits.

o Extermination

o LLCs and trusts.

o Grants and alternative funding.

3:10 - Break for five minutes

3:40 - Overview of books and resources for further education

3:45 - Review of unanswered questions

4:00 - End Course

Please note that end time may vary based on questions.

LOCATION

Realtor Association of Pioneer Valley 221 Industry Ave Springfield, MA 01104

FOOD

• Breakfast:

o Fresh bagels, large muffins, cinnamon rolls, coffee cake slices and scones with cream cheese, butter, and jam

o Fresh fruit platter

o Assorted fruit juices and coffee

LUNCH:

o Assorted gourmet sandwiches

o Garden salad

o Pasta salad

o Assorted pastries

o Soda, juice, water

*Dietary restrictions: Purchase a ticket and set your preferences at My Account one week prior to the event or earlier. Once set, preferences remain set for future events.

Masks welcome! Eating and drinking is not required. Please note: as we are unable to monitor the buffet, we are unable to offer a reduced ticket price for attendees who will not be eating.

PRICING

Open to the public. Membership is not required!

• Public: $275

• Members: $250

This event will not be recorded. Slides and handouts if any will be uploaded to Massachusetts Crash Course in Landlording and Rental Real Estate

Purchase your ticket in just a few clicks!

Public attendees can purchase your ticket in just a few clicks!

This event is operated by MassLandlords, Inc. staff.

This Crash Course counts for continuing education credit for Certified Massachusetts Landlord Level Three. Beep in. Leave feedback/beep out.

Want to speak at a MassLandlords meeting? Submit a speaker request.

This is part of the Virtual rental real estate networking and training series.

Add our entire event calendar to yours: Google: add our entire event calendar to Google calendar

iPhone & iPad: add our entire event calendar to iCal.

Outlook: add our entire event calendar to Outlook.

Add just this event to your calendar: Google: add just this event to Google calendar.

REGIONAL JUNE 2024 42 MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.

MassLandlords

One Broadway, Floor 14

Cambridge, MA 02142

SUBSCRIBE TODAY

Perfect to share at the office. members can add print delivery for an additional $90 per year. become a member and subscribe online at masslandlords.net/join

Support better housing policy and housing journalism in Massachusetts.

JUNE 2024 44 MASSLANDLORDS NEWSLETTER MASSLANDLORDS IS FUNDED PRIMARILY BY MEMBERSHIP DUES. THANK YOU FOR YOUR SUPPORT.

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