SPRING ISSUE 2014
YOUR GUIDE TO RESOURCES
Missouri Outreach A publication of the Masonic Home of Missouri
A publication of the Masonic Home of Missouri
SPOTLIGHT ON...
WIDOWS PROGRAM We visit with three of our honored widows Page # 6
FINANCIAL EDUCATION
DIVISION OF ASSETS MO HealthNet, Marriage & Division of Assets Page # 14 ANNOUNCEMENT
CELEBRATING 125 YEARS How History is Remembered Page # 24
Series Five of our benefits and Resource Guide for Veterans & Military
Board of Directors Jon B. Broyles, Chairman/GM David W. Haywood, President C. Brent Stewart, Vice President Richard L. Smith, Secretary Ronald D. Jones, Treasurer Keith M. Bail William J. Bowser Steven D. Duncan Chris T. Harrelson Jeffrey D. Lee H. Lee Stallings Dan Ward Charlie Wiegert
Executive Director Barbara Ramsey
The Board of Directors & Staff would like to cordially invite you to attend the
Masonic Home of Missouri’s 125th Anniversary Celebration
Director of Finance Jodi Blake
Editor
Saturday, June 14, 2014
Rhonda Stone Lightfoot Masonic Home of Missouri 6033 Masonic Drive, Suite A Columbia, MO 65202 573.814.4663 Phone 1.800.434.9804 Toll Free 573.814.4660 Fax mohome.org
Masonic Complex Columbia, MO More details will be posted on the website at www.mohome.org and contained within this & upcoming issues of the Missouri Outreach Magazine.
Contents
E H
P L
Page 5
4
Executive Director’s Notes
Meeting the needs of others for 125 years Page 13
6
Spotlight on Outreach Programs Widows Program & Visiting with the Ladies
11
Tricky Food Labels
Make sure you are not tricked by food labels
14 18
Page 16
Married Couples & Division of Assets
Do you know how your assets will affect your future? Answers for Women Veterans
Part Five of our Veterans Series
Page 17
Page 27
24
Displaying our History
Renovation Update on Historical Stain Glass
7
26
What’s in a Number? Page 28
Parnering in YOUR Community
Creating-A-Partnership (CAP) Program Updates
Page 29
Executive Director Notes As the Masonic Home prepares in earnest for the 125th Anniversary Celebration on June 13 and 14, it is only fitting that this magazine focuses so much attention on our widows and children. The call to care for widows and children began in the fall of 1875, when John C. Ralls introduced a resolution at Grand Lodge Communication that said in part… “and necessity of making suitable provisions for the erection of a Home for the indigent widows and minors (orphans) of worthy (deceased) Master Masons…to be located in some suitable and healthy place.” It would take another decade for the movement to take hold, but his passion and belief in the need to care for others would become the foundation for this great charity today. In the 1800’s, the world was a decidedly different place, and the societal programs we have today did not exist. Education was not mandated, so it was common place for children to leave school early to go to work. Men were the primary breadwinners in the family, with woman usually staying in the home or earning very low wages. If a woman’s husband passed away, there were very few resources available. Widows frequently faced extreme hardship attempting to provide for their children. Resources for the poor and elderly were also very scarce overall. There was simply a need for a clean safe place to live for those who were destitute. The Masonic Home of Missouri was created to respond to these unmet needs. Dedicated on June 15, 1889 the Masonic Home would begin on 15 acres of land with a two and a half story building, a barn and a gardener’s cottage. The Masonic Home would
expand, evolve and change over the next 125 years, but the call to help our widows and children remains today. In this magazine, you will see a special article on June Rahn. Her story of assistance from the Masonic Home is unique in that it spans the change from a past in bricks and mortar to the present in helping people in their own homes and communities. She lived as a child in the Masonic Home of Missouri’s campus on Delmar. She left the Masonic Home and lived a very full life, but toward the end of her life once again found herself in need of help. Through the Outreach Programs, you are once again letting this widow know that she is not forgotten, and the Masonic Home is still there in her time of need. I again invite you to attend the celebrations in Columbia, Missouri during our Anniversary weekend – June 13-14, 2014. Please join us in supporting and celebrating 125 years of this wonderful charity.
Barbara Ramsey Executive Director Masonic Home of Missouri
“Men change and pass away, but principles live on and forever. Our inauguration is the divine work of Charity or Love, for Charity is Love in motion.” Master of Ceremonies, Masonic Home dedication, June 15, 1889
page 4
Missouri Outreach
We Need YOU! Calling All Former Children In preparation for the 125th Anniversary Celebation for the Masonic Home of Missouri, we would like contact information on all former children. If you were a child on the Delmar Avenue campus, we would like to speak with you regarding the time you spent there and include your story in our commemorative book. Please call Rhonda at (800)434-9804 to update your information by April 30, 2014
Photos Needed! We know that many of our membership visited the St. Louis and Kansas City Units and we would like to have copies of any photos that you might have for our archives. We are very interested in photos of any of the stainglass in the Order of the Eastern Star Chapel on Delmar Avenue and of activities of the Home. Please do not send originals to us, as we will not be able to return them, and label any people in the photos that you recognize. You can mail the photos to: Masonic Home of Missouri Attn: Rhonda Stone Lightfoot 6033 Masonic Drive, Ste A Columbia, MO 65202
Volunteers Needed The Weeekend of June 13 & 14, 2014 is going to be a busy time for the Home. With a charity golf tournament and patron dinner on Friday, June 13th, and an Open House on Saturday, June 14, 2014, we are in need of volunteers to help us. Volunteers are needed to assist with set-up, parking, tours, serving food, manning game holes on the course, assisting with clean-up and so much more. If you or your Lodge can help us with this important milestone, please let us know. Contact Rhonda or Julie at (800) 434-9804. Spring Issue 2014
page 5
Spotlight on Widows Program One of the Masonic Home of Missouri’s nonfinancial Outreach Programs is the Widows Program. Honoring our late Missouri Master Masons’ spouses is a very important part of taking care of our Masonic family. Each year, the Masonic Home sends out condolence cards to families when a Missouri Mason passes away. In Fiscal Year 2012, the Masonic Home sent out 569 condolence cars to grieving families. The surviving female spouse also receives a Widows Pin and a card with her deceased husband’s Masonic information. Should she ever need assistance through the Financial Assistance Programs, this card contains all the Masonic information a caseworker would need to verify membership requirements. The Masonic Home wanted to further connect the Masonic Widows to the Home and the Lodge, so the Home began to host the Widows Luncheons to present a pin to the widows. These were so successful that the Home began to expand the luncheons, making them more inclusive of all Masonic ladies. The Masonic Home
will use the Luncheons and Teas to communicate to the wives, widows, and Order of the Eastern Star ladies about the wonderful programs the Home offers. The Masonic Home of Missouri also sends Christmas cards each year to the ladies, along with mailing the Missouri Outreach magazine. The Masonic Home shares the list of widows with Lodges. This list provides an opportunity for the Masonic Home Representative to stay in touch with his Lodge’s Masonic widows and honor their late husband’s Masonic legacy. The list is mailed every year around mid-November and is updated continually. Widows who are in need of non-financial assistance, such as removal/storage of window air conditioning units, installation of hand rails, etc., might be able to receive assistance through the Home’s Masonic Family Cares Program which facilitates connections between Lodges, Chapters and youth organizations and the Masonic brothers and sisters in their communities. If you know of a widow who is in need of assistance or needs to be added to the Widow’s database, please contact Chantana Irvin at 800-434-9804 or cirvin@ mohome.org.
The purpose of human life is to serve, and to show compassion and the will to help others. -Albert Schweitzer
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Missouri Outreach
Visiting with the Ladies Mrs. Marietta Jaeger
T
wo of the definitions of “Home” are “an environment offering security and happiness” and a “place where loved ones can gather”. Loved Ones. Family. Home. Upon entering Marietta Jaeger’s apartment, you immediately notice the walls hold precious memories, from the framed photos of her family to a genealogical chart of her ancestors. Family is so evident in Ms. Jaeger’s smile and the smiling presence of her daughter and son-inlaw, Robert “Bob” and Sharon Graeler. The sweet teasing and love shared between this family encompasses those around them. Ms. Jaeger’s husband, Warren, was a member of Samaritan Lodge No. 424 in Ballwin for over 50 years and she was a member of the Order of Eastern Star. When asked what the success was behind their 69 years of married life, Ms. Jaeger laughed and said “Just love him”. When Ms. Jaeger’s family noticed that she was having some difficulty with her memory and needed more hands-on care, they
Mrs. Marietta Jaeger
Spring Issue 2014
began looking into care facilities. They found that she qualified for the VA Home in Springfield, Missouri but knew that visiting her would involve long commutes from the Wentzville area. They also knew that it would be particularly hard on Ms. Jaeger if she could not be close to her family. They turned their search to an assisted care facility in Wentzville but found that the needed funds fell short. After talking with family and Masonic friends, they contacted the Masonic Home of Missouri and filled out an application for assistance. page 7
T
wo of the definitions of “Home” are “an environment offering security and happiness” and a “place where loved ones can gather”. Loved Ones. Family. Home. Upon entering Marietta Jaeger’s apartment, you immediately notice the walls hold precious memories, from the framed photos of her family to a genealogical chart of her ancestors. Family is so evident in Ms. Jaeger’s smile and the smiling presence of her daughter and son-in-law, Robert “Bob” and Sharon Graeler. The sweet teasing and love shared between this family encompasses those around them. Ms. Jaeger’s husband, Warren, was a member of Samaritan Lodge No. 424 in Ballwin for over 50 years and she was a member of the Order of Eastern Star. When asked what the success was behind their 69 years of married life, Ms. Jaeger laughed and said “Just love him”.
Betty’s bubbly personality engulfs you and you are warmed by her charming laugh as she recounts how her life has been since she moved to an assisted care facility in Wentzville, Missouri. “If I get blue, I just have to get up and go for a walk down the hall to find myself a friend to lift my spirits,” laughs Betty. “We have our very own Happy Hour in our hallway. Some of my friends drag the chairs down the hallway and we just sit out there, sharing food and laughter. It just makes my day”. “I don’t consider this an ‘Old Folks Home’ because we enjoy ourselves and have fun. I just got to the point I knew I couldn’t keep my house in order and standing
When Ms. Jaeger’s family noticed that she was having some difficulty with her memory and needed more hands-on care, they began looking into care facilities. They found that she qualified for the VA Home in Springfield, Missouri but knew that visiting her would involve long commutes from the Wentzville area. They also knew that it would be particularly hard on Ms. Jaeger if she could not be close to her family.
Mrs. Betty Couture
M
ost of us can say easily that without the support of our peers, families, and the organizations to which we belong, we would not be nearly as successful in our daily life. Belonging to a group or organization that cares for its members, like the Masons or the Order of the Eastern Star helps individuals grow in their character and outreach to mankind. Betty Couture is an example of belonging to this organization. “I’m so proud of my Masonic affiliation and the help I receive. My first husband was a Mason, my second husband was a Mason and that’s the only way I would have it. They were such good men. My sons were in DeMolay and I was in the Order of the Eastern Star” states Betty. “I wish more people knew about the Masonic Home of Missouri and how much help they have given me”. page 8
Mrs. Betty Couture
for a long period of time just hurts me something awful”, recounts Betty, “I visited this place with my sons and fell in love. I wasn’t able to make all of the payments and the staff at the Home visited me to do an application for assistance. The Masonic Home of Missouri was able to help me with the cost and has truly given me the ability to ‘Live the Life’”. Betty told staff that she truly enjoyed how so many holidays and special days were celebrated at her facility. Senior Day is a special day for all the residents and Betty says “I feel like I belong here”. There is a quote by William Glasser: “We are driven by five genetic needs: survival, love and belonging, power, freedom, and fun. Betty enjoys belonging to Missouri Outreach
an organization that assists her in her time of need by helping her live in a place that makes her feel safe.
Mrs. June Rahn
W
lying in bed at night and listening to the watchman make his rounds. You always knew that he was coming because you could hear his nightstick hitting the corners of the building. It lulled you to sleep. You were safe.”
hen writing articles for as large of a readership as the Missouri Outreach has…sometimes it is difficult to do interview pieces. A lot of the time, the person being interviewed is nervous about how they will sound. That definitely was not the case when staff went to interview Ms. June Rahn. Ms. Rahn, when asked where she would prefer staff to sit, quickly answered “preferably on your rears”. After much laughter (and obedient to her request), we were promptly entertained for the next two hours.
Suppertime at the Home was always pretty formal as June described it, “ We had fourteen at a table. Boys and girls ate together, along with one of the house parents, so it felt kind of like being at home. It was very family oriented”. June remembers Mother Waller was always brushing her hair and would singsong a little song that the children called ‘I Would Walk through the Garden of Dedum”. June softly sang us a couple of the verses, then softly chuckled and said, “It’s funny what you remember”.
You see, Ms. Rahn is special to the Masonic Home of Missouri. Not only is she one of our honored widows and a current client…she is also one of our children. Ms. Rahn was once June Marie White. June and her two siblings moved to the Masonic Home in 1923, after their father died of cancer at a young age. Her sister, Virginia was eight and her brother, Eddie was only six. June was only 4 years old when she came to the Home.
Mother Daniels was the Matron over the Girls Dormitory and the boys were housed in a separate dormitory. “All my clothing had my identification number in it. It was 1509. I remember having the prettiest white starched dress to wear for church on Sunday. We would line up outside our rooms in our dresses and then walk together to the church. It’s funny how I remember how much that white dress meant to me”, recounts June. “My sister went to Soldan High School and I attended Clark Elementary School. This one girl there must not have liked me too much because she swung me in a circle, then let go. I knocked out all my front teeth and Mother Waller had to take me to the dentist”.
When we first called to ask her if she would allow us to interview her for a historical video, we were told “Honey, no one who is 94 years old needs to be on camera but I’ll talk to you about my life”. Not one to miss this special opportunity, we made an appointment and headed to Branson, Missouri. Listening to June’s keen wit and memories of being at the Home transported us back into the Home’s history. As she began her story, she stopped suddenly and said “I want this in the story, it’s very important that people realize that this wasn’t an orphanage like what you read in books. It wasn’t abusive and degrading but rather I got to have experiences that I am so grateful for. The Masons took care of us. I remember the Ladies of the Order of the Eastern Star would visit and bring us treats, like candy and oranges. I received a fine education and Mother Waller, our Matron, was always willing to give us a hug. We wanted for nothing”. A slight smile flicked across June’s face as she made her journey back to her young life. “I remember Spring Issue 2014
As we discussed the upcoming 125th Anniversary and what we are learning about the campus, June told us, “It was a large campus and took up the whole block. There was a drugstore on the corner. We had a streetcar that came almost right up to the door. We went on all sorts of outing but we had our very own swimming pool and playground right there on campus”. Knowing it had to have been hard to be separated from her family during holidays, we asked her if she remembered any holidays at the Home and June started laughing and clarified to us that “I was kind of a smart-aleck kid. I remember one Christmas that we were asked to write down three things that we really wanted for Christmas. I really wanted this one thing, so I wrote “Roller Skates” on the paper...three times! I got darning eggs that Christmas. Guess I learned page 9
that lesson”. After all of our laughter died down, June recalled that there was “one holiday that really sticks out in my mind, one Fourth of July. Right near Delmar Avenue, there was this really large lamp post and the City hung up this really large wheel with fireworks attached to it. They lighted it and it twirled with all those fireworks making beautiful sparks”. When June was about 9 years old, her mother remarried, to a non-Mason, and the children were not eligible to stay at the Masonic Home of Missouri any longer. They eventually went to live with their aunt where June learned how to sew and dance. While the 1930s was a time of economic despair as the Great Depression took hold of the nation, it was also a historic time for the American theater. People turned to the music and comedy of both movies and stage productions as a means to escape the hardship of their everyday lives, with many of America’s greatest playwrights and composers creating some of their most-acclaimed works. It became popular during that time to have a live floor show while dining out, complete with girls dressed in beautiful costumes. June soon earned a job as one of those dancers. “I remember you would give the Dancing Director your measurements and height, and then a uniform would be delivered to your home for your job that weekend. I danced for many years and got to meet a lot of people”. The Jefferson Hotel in St. Louis was originally built in 1904 to accommodate the people coming to the Louisiana Purchase Exposition. The hotel was one of the few structures to remain standing after the fair and June finally got her roller skates that she had so desperately wanted that one Christmas…. when she did a roller skating skit during a dinner floor show at the famed hotel. Asking June how she met her husband earned us a snort and laugh and we settled back into our chairs to listen to another wonderful story. June had a friend named Dorothy Lindsey who liked to go dancing on the Old JS Showboat. Fridays were free for young ladies to attend the ballroom dance but young men had to pay $1. Dorothy had quite the crush on a young man name Clarence Rahn and warned June “to leave that one alone”. Clarence, upon arriving, immediately asked June to dance. “When we left that night, Clarence walked us to the Broadway Streetcar, page 10
rode it to where we got off and then walked us home, which meant he missed his ride back to his own home and ended up having to walk. Boy, was Dorothy mad at me, but we made up” said June laughingly. June and Clarence eventually got married. Clarence was an engineer and “could fix anything. We always worked together. One time, he had a job making travel trailers and I sewed the canvas for them”. The Rahns were married for 22 years before he passed from cancer. After Clarence passed, June found that she needed a safe place to live that would also help her with the ever-present pain her back. She currently lives in an assisted care facility and when finances did not quite stretch to cover her expenses, she applied for aid through the Masonic Home of Missouri’s LongTerm Financial Outreach Program. The Board of Director’s approved her request and June is in a safe, clean apartment with medical staff to help her. We spent two hours with June that day, most of it laughing, some with tears in our eyes as she recounted sad facts. You see….Mrs. Rahn is special. Not only because she is an honored widow, client and one of our children….but because she has lived a full life that is to be envied. The Masonic Home of Missouri’s Board of Directors and Staff would like to express our deepest appreciation to the ladies and their families for allowing us to interview them for this article.
If you have an article on how your Lodge is utilizing our Outreach Programs and would be interested in submitting to the Summer edition of the Missouri Outreach magazine, please contact Rhonda Stone Lightfoot at 800-434-9804 by May 20, 2014. Photographs submitted for publication will not be returned. The Editor reserves the right to accept, reject, subedit and rearrange material submitted for publication. Submit articles to: rlightfoot@mohome.org
Missouri Outreach
Tricky Words on Food Labels Supermarket packaging often contains common English words that are oddly confusaing. Here’s what you need to know to safeguard your health.
IMITATION
A food that simulates another food but isn’t made of the same stuff is an imitation, right? Not quite. It should be labeled imitation only if it has a lower amount of protein or some other essential nutrient than the food it’s copying
phrases indicate a relational claim compared with a reference food. The reduced substance (for example, total fat, sugar, etc.) should be at least 25 percent less per RACC than the amount in an appropriate reference food.
FREE
Packages bearing the words fat-, sugar-, and sodiumfree may still contain trace amounts of those substances. The FDA evaluates these terms according to a typical portion size known as a RACC (refernce amoutns customarily consumed per eating occasion). An RACC of eggnog, for example, is a half cup, and for croutons, it’s 7g. to be labeled free of calories, a food should have fewer than 5 calories per RACC; to qualify as fat-or sugar-free, less than 0.5 g per RACC; and to be labeled sodium-free, fewer than 5 mg per RACC.
LOW
This is also evaluated based on set portion sizes. For total fat, it’s fewer than 3 g per RACC. For calories, it’s fewer than 40, unless it’s a main meal; then it’s 120 or fewer per 100 g.
REDUCED/LESS
Don’t be fooled: Just because a product claims to have reduced fat or to contain less sugar doesn’t mean it’s low in the stuff you should avoid in excess. Such terms just mean the amount is lower than usual; the food might not meet the standard for low at all. These Spring Issue 2014
LIGHT/LITE
Reference foods apply to these terms, too. If more than half of a light product’s calories are from fat, the fat should be reduced by at least half per RACC. if fewer than half its calories come from fat, the food can be called light if the calories per RACC are reduced by one third. A lightly salted food should have 50 percent less sodium than a reference food. Sometimes food that meet low requirements can also be labeled as light.
HIGH
Lables not only brag about a food’s low levels of bad stuff but also boast about a food’s high levels of good stuff. High (or “rich in”) means that the food has 20 percent or more of the RDV (recommended daily value for that nutrient per reference serving. page 11
GOOD SOURCE
A food with this label should have 10 to 19 percent of the RDV of a particular nutrient (which makes good source a little lower than high).
MORE
One step down in nutritional value from good source is more, fortified, enriched, added, extra, or plus. A food with 10 percent of the RDV of a nutrient can use one of these terms, but it applies only to vitamings, minerals, protein, fiber and potassium.
LEAN
This term refers to seafood or game-meat products with less than 10 g total fat, 4.5 grams saturated fat, and 95 mg cholesterol per RACC.
HEALTHY
Foods bearing this label meet the low standard for fat and saturated fat, have 480 mg or less of sodium and are low in cholesterol. They should also have at least 10 percent of the RDV for such beneficial nutrients as are low in cholesterol. They should also have at least 10 percent of the RDV for such beneficial nutrients as vitamins A and C, iron, calcium, protein, and fiber.
NATURAL
This is the most controversial word on food labels. The FDA solicited suggestions and considered comments about how to define natural for years but could not reach a consensus. The term still has no official definitition. Written by Arika Okrent and published in Mental Floss and Reader’s Digest (January 2014). Re-printed with permission by Ms. Okrent.
Are You Informed?
Ever wonder who’s being helped or where our next presentation is? We have made a concentrated effort to keep you informed through several means. Our website at www.mohome.org contains information on our Programs, upcoming events, and publications. Make sure to visit it to find out more information on our 125th Anniversary Celebration and our Ladies Luncheons & Teas.
The Masonic Home of Missouri publishes the Missouri Outreach magazine four times a year with editions in Spring (March), Summer (June), Fall (September) and Winter (December). The Fall issue is our Annual Report and is available at Grand Lodge/Annual Communication or upon request. All issues of the Missouri Outreach are available on our website at www.mohome.org. We send out over 45,000 magazines each mailing to Missouri Master Masons and honored widows. Additionally, the magazine is also given out to participants at Ladies Luncheons & Teas and several issues are mailed to the Secretaries of the Order of the Eastern Star Chapters throughout Missouri. This magazine is intended to be a resource guide and provide helpful tips to all readers. We also publish articles in the Freemason magazine four times a year. page 12
The Masonic Home of Missouri also has an informational video available for free. This video explains our Outreach Programs and is designed to either be viewed in full length (approximately 15 minutes) or through chapters (approximately 2-3 minutes each). The video chapters are also available for viewing on the website and on Youtube.com. A Masonic Home of Missouri Home Representative newsletter is mailed four times a year (February, May, August, and November). The May and November issues also contain the Lodge’s Widows List (if applicable). We encourage you to follow us on Facebook at https:// www.facebook.com/#!/MasonicHomeofMissouri. We post about upcoming presentations and information about our programs. We also have a Twitter account at https://twitter.com/ MasonicHomeofMO. If you would like copies of the magazine, video, or newsletter, please contact Rhonda at (800) 4349804 or rlightfoot@mohome.org.
Missouri Outreach
PATRON DINNER & CHILDREN’S REUNION During the evening of Friday, June 13, 2014, the Home will be hosting a special Patron Dinner at the Masonic Complex in Columbia. We are hopeful that many of our former children who lived at the Masonic Home on Delmar Avenue will be able to attend; thereby making this a Children’s Reunion as well. This fundraising event will feature appetizers, wine, live & silent auction items, a buffet-style dinner and a preview unveiling of the restored stain glass from the Order of the Eastern Star Chapel from the Delmar Avenue Campus. Tickets for the Patron Dinner & Children’s Reunion are $60/each or a table for eight may be reserved for $400. To purchase a ticket or table for this event, please contact Julie at jkirchhoff@mohome.org or call (800) 434-9804.
Be Part of History! Join us on June 13 & 14, 2014 OPEN HOUSE EVENT On Saturday, June 14, 2014 the Masonic Home will have an Open House event at the Masonic Complex. This free event will include guest speakers, self-guided tours of the complex, ribbon cutting and special museum exhibits, including the formal presentation and display of the nine stain glass panels. Make sure your Lodge, Chapter, and family is represented at this historical event and be part of history! More details, including times of events are available at our website at www. mohome.org. If you would like to volunteer to help with this event, please contact Rhonda at rlightfoot@mohome.org or call (800) 434-9804. Spring Issue 2014
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M O H E A LT H N E T, MARRIED COUPLES & DIVIS ON OF ASSETS By Carly Dibben, Financial Counseling Caseworker
As a married couple moves through life. they grow together, share common interests, establish a home together, save for retirement together; all are steps towards their happily ever after. Their lives become so intertwined that it can be difficult, if not impossible, to imagine the separation of the two. However, sometimes unexpected health issues arise and the care needs of one spouse far exceed that of the other. As difficult as it might be to consider living without your other half, many people find that is exactly what they must do to ensure their loved one is cared for properly. It is not uncommon for one spouse to require placement in a skilled care facility to meet their needs. The cost of this type of care is very expensive and places a huge financial strain on the couple. Savings and investments can quickly dwindle to nothing, making it is necessary for a married couple to seek financial assistance through Medicaid, known in Missouri as MO HealthNet. MO HealthNet is a joint state and federal government program that funds medical care for the elderly, blind, and disabled poor. This program requires a recipient to utilize all available assets before benefits can begin. Considering this fact, it might appear that MO HealthNet expects a married couple to impoverish themselves before benefits can begin. In the past, this was true. Many years ago there were horror stories of the spouse still residing in the family home, referred to as the Community Spouse, being forced to survive on dog food or going without medications so that the spouse residing in a facility could continue to receive the care they needed. This often made it necessary for the Community Spouse to require Medicaid or other government benefits as well. In order to page 14
prevent this from happening, the federal government and state made changes to Medicaid policy to ensure the Community Spouse would not be impoverished by allowing them to retain income and some assets, this is known as Division of Assets. Division of Assets is a way to set aside a portion of a married couples assets, and requiring the spouse in the facility to spenddown their portion of the assets towards his or her care. Some assets are exempt, such as the couple’s home, personal belongings, one car, and other items that are deemed exempt during the division process. Each state has its own guidelines for which assets are subject to be divided and the amount of income the Community Spouse is able to retain. These often change from year to year. In the state of Missouri, the spouse residing in a facility cannot retain more than $999.99 in liquid assets, and the couple cannot have transferred cash or property without receiving fair market value. Doing so would jeopardize the facility spouse’s ability to maintain MO HealthNet benefits. Transfer of assets prior to applying for MO HealthNet could also affect the applicant’s eligibility for benefits if the transfer took place during the “look back period”. The “look back period” is a period of time, usually between three and five years, that the couple’s finances are reviewed to determine financial eligibility. MO HealthNet will allow the facility spouse to keep $45.00 of his or her portion of monthly income for personal needs items and the amount of any supplemental health insurance policy they might have. The remaining portion of their income would go towards their care at the facility.
Missouri Outreach
Applying for Division of Assets is part of the application process for MO HealthNet benefits. There are several ways to begin the application process. One way to start would be to ask for assistance from the facility or hospital Social Worker. You can also contact the Family Support Division (DFS) Information Line at 1-855-373-4636 and request their assistance in completing an application. A third option is to download an application, which can be found online at http://dss.mo.gov/fsd/formsmanual/ pdf/im1ma_0610.pdf, and mail it to your local DFS
office. Information and documentation that will likely be required to complete application include:* • Vitals – Documentation to prove Guardianship/ Conservatorship or Power of Attorney, contact information, and proof of identity and citizenship • Insurance – Private health insurance cards, proof of premiums, proof of long-term care insurance, and proof of current cash surrender value of life insurance policies • Liquid Assets – Bank accounts statements, burial plan documents, current value of investments, and contacts of annuities • Income – Proof of gross monthly income and a break-down of any income received through Veterans Benefits. • Spousal Information - Proof of marriage and monthly housing expenses for the Community Spouse • Property – Real estate property deed for real estate other than the home in which the applicant resided prior to entering the hospital/facility, Spring Issue 2014
Personal Property tax statement, and copies of any trusts which the applicant or spouse might be named in. • Any additional information deemed necessary based on the applicant’s situation. Eligibility for Division of Assets varies from state to state as well. According to Missouri Division of Social Services, eligibility requirements for MO HealthNet Division of Assets include:** • The couple must be married • The facility spouse resides in a MO HealthNet certified bed in a facility or is hospitalized for at least 30 days with the Community Spouse still residing in the community • The minimum share of assets for the Community Spouse being $23,184.00 • The maximum Community Spouse share of the assets not exceeding $115,920.00, unless a higher amount is set by an administrative hearing or court decision Watching a loved one transition from living at home to a facility is a difficult process emotionally and financially. With support from family and friends, the emotional toll can be made more bearable; and the financial change can be made far smoother with assistance from DFS and Division of Assets. *http://www.dss.mo.gov/fsd/pdf/mohealthnet-nursing-homecoverage-needed-information-brochure.pdf **http://www.dss.mo.gov/fsd/pdf/mhn_elig_aged_blind_disabled_ program_descriptions.pdf Information for this article was obtained from the following sources: http://www.elderlawanswers.com/division-of-assets-6357 http://www.dss.mo.gov/fsd/pdf/mhn_elig_aged_blind_disabled_ program_descriptions.pdf http://www.dss.mo.gov/fsd/spousi.htm http://www.dss.mo.gov/fsd/pdf/mohealthnet-nursing-homecoverage-needed-information-brochure.pdf
Time and health are two precious assets that we don’t recognize and appreciate until they have been depleted. -Denis Waitley
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12th Annual Charity Golf Tournament The Masonic Home of Missouri will be hosting a charity golf tournament on June 13, 2014 at the Columbia Country Club in conjunction with our 125th Anniversary Celebration. This event will replace the “Leaves of Autumn” Golf Outing usually held in October. This annual fundraiser has become a popular event for Masons and other supporters. The tournament will host two shotgun starts this year. We have availability for 18 teams with an 8:00 a.m. start (7:00 a.m. check-in) and 18 teams with an tentative start at 12:30 p.m. (11:00 a.m. check-in). We are offering an Early Bird drawing this year. Players who register and pay in advance will have their name placed into a drawing for a prize. Teams are $125 per person or $500 per team. Hurry and register your team. This will fill up fast!
• Two teams of 4 players each ($500 value) • Information table with representative at event • Gift bag product/information placement • Advertisement placed in event program • Recognition in the Missouri Outreach magazine (40,000+ distribution) and www. mohome.org website.
Pro Shop Sponsorship - $5,000 (Meal Sponsor)
• Prominent signage displayed during breakfast, luncheon, and afternoon appetizers • One team of 4 players ($500 value) • Information table with representative during lunch • Gift bag product/information placement • Advertisement placed in event program • Recognition in the Missouri Outreach Magazine (40,000+ distribution) and www. mohome.org website.
Double Eagle Sponsorship - 2 avail. @$1,250 (Cart Sponsor)
There are several Levels of Support opportunities available for companies, businesses, Lodges, Chapters and individuals.
Clubhouse Sponsorship - $7,500 (Primary Tournament Sponsor)
• Choice of shirt color and name placed on the sleeve of both player and staff event shirts • Prominent tournament signage on Clubhouse page 16
• Prominent signage displayed on player carts, signage will be equally divided between sponsors. • Gift bag product/information placement • Advertisement placed in event program • Recognition in the Missouri Outreach Magazine (40,000+ distribution) and www. mohome.org website.
Putting Green Sponsorship - $1,000 (Putting Green Contest Sponsor)
• Prominent signage at the putting green located next to the Clubhouse • Advertisement placed in event program
Missouri Outreach
• Recognition in the Missouri Outreach Magazine (40,000+ distribution) and www.mohome.org website.
Eagle Sponsorship - 2 avail. @ 750 each (Drink Cart Sponsor)
• Prominent signage on one drink cart per sponsor • Advertisement placed in event program • Recognition in the Missouri Outreach Magazine (40,000+ distribution) and www.mohome.org website.
Good Food, Good Music and Fellowship On February 22, 2014, Branson Lodge No. 587 (Branson, MO) held their Annual Sweetheart Dinner and Dance. In attendance were Lodge members, wives, and honored widows. The Rainbow Girls helped with serving the wonderful food and drinks.
Hole-in-One Sponsorship - $500
(Hole-in-One Contest Sponsor) • Choice of availabe Hole-in-One Contest Prizes
• Prominent signage at contest hole • Advertisement placed in event program • Recognition in the Missouri Outreach Magazine (40,000+ distribution) and www.mohome.org website.
Birdie Sponsorship - 3 avail. @ $150 each (Game Hole Sponsor)
• Signage at one game hole such as Longest Drive, Closest to Pin, Roll the Die, or Choose Your Tee. Choice of game hole is first come, first serve. • Recognition in event program • Recognition in the Missouri Outreach Magazine (40,000+ distribution) and www.mohome.org website.
Bogey Sponsorship - 14 avail. @ $100 each (Regular Event Hole Sponsor)
• Signage at one non-game hole on the course • Recognition in event program • Recognition in the Missouri Outreach Magazine (40,000+ distribution) and www.mohome.org website.
Friends of Outreach - Unlimited @ $50
• Recognition in event program • Recognition in the Missouri Outreach Magazine (40,000+ distribution) and www.mohome.org website. If you have any questions about the golf tournament or sponsorship levels, please contact Julie Kirchhoff at (800) 434-9804 or by email jkirchhoff@mohome. org. Event and Sponsorship information is also available on our website at www.mohome.org Spring Issue 2014
A special birthday celebration was also held in honor of George Washington, complete with a birthday cake. Entertainment was provided by local artist and Lodge member, Kenny Goodman and by New South Gospel Quartet who performs at the Grand Jubilee Theatre in Branson. Many of the toe-tapping songs were favorites of the gathered. The Masonic Home of Missouri staff presented on the history of the organization and Outreach Programs. We truly appreciate the time and planning that went into this Ladies Luncheon by the members of the Lodge and look forward to presenting next year. If your Lodge would like to host a Ladies Luncheon or Tea, please contact Rhonda at (800) 434-9804 or by email rlightfoot@mohome.org.
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25 Frequently Asked Questions from Women Veterans “These 25 questions are the ones we hear most often,” said the Director of the Center for Women Veterans. “Too many women Veterans don’t know that they are eligible for the full range of VA benefits. Too many are unaware of special programs for them.” The Director of the Center for Women Veterans notes that the information will be helpful to male Veterans as well. Topics include services available to women Veterans; information about gender-specific services (including Pap smears, mammography, and prenatal and child care); evaluations for nursing home care; and employment options for women Veterans.
General Information 1. What services are available to women Veterans?
A full continuum of comprehensive medical services, including health promotion and disease prevention, primary care, women’s gender-specific health care; e.g., hormone replacement therapy, breast and gynecological care, maternity and limited infertility (excluding in-vitro fertilization), acute medical/ surgical, telephone triage, emergency and substance abuse treatment, mental health, domiciliary, rehabilitation and long term care. To enroll in VA page 18
health care or find a facility, visit MyHealttheVet@ va.gov or www.va.gov/health. VA researchers at many VA facilities also conduct medical research on women’s health.
2. How do I access the system for health and benefits services?
Veterans can apply for VA health care enrollment by completing VA Form 10-10EZ, “Application for Health Benefits.” The 10-10EZ may be obtained by visiting, calling or writing any VA health care facility or Veterans’ benefits office. You can also call the VA Health Benefits Call Center toll-free at 1-877-222 VETS (1-877-222-8387) to determine your eligibility or access the form from the Health Administration Eligibility Reform Web site: www.va.gov/elig. For VA benefits, refer to Federal Benefits for Veterans and Dependents at www1.va.gov/opa/publications/ benefits_book.asp. This booklet discusses the variety of Federal benefits available to Veterans and their dependents and survivors, such as: • Compensation and Pension • Montgomery GI Bill (Education) • Vocational Rehabilitation and Employment • Veterans Group Life Insurance, andHome Loan Guaranty Missouri Outreach
Additional information and application forms can be obtained at VA’s Web site: www.va.gov.
Veterans Health Services
You may also call the VA nationwide toll-free number, 1-800-827-1000, for specific benefit information.
4. How can I receive gender-specific services, including Pap smears, mammography, prenatal and childcare?
Another resource for Veterans to use to receive information and services on VA benefits is called eBenefits. eBenefits is an online portal for Service Members and Veterans to access their personalized DoD and VA information. Some features of eBenefits include checking the status of your claim, reviewing payment history and requesting your personnel file from DoD; however, you will need to obtain a premium eBenefits account. A premium eBenefits account allows you to access your personalized information and use other personalized features through the portal by obtaining a DS Logon. If you are a Veteran and would like to receive a DS Logon for your premium eBenefits account, please go to any VA Regional Office with two forms of identification. You can go to our Web site at www.va.gov to obtain a list of VA Regional Offices. Service Members and retired Veterans do not need to go to a VA Regional Office and may use their DoD CAC or myPay account PIN to obtain their premium eBenefits account by going to the Web site below. For more information on eBenefits, please visit www. eBenefits.va.gov.
3. Does VA provide maternity benefits?
VA provides maternity benefits to eligible women Veterans. Public Law 111-163 authorizes VA to furnish health care services, for not more than 7 days, to a newborn child of a women Veteran who delivered the child in a VA facility or in another facility pursuant to a VA contract for such care. Children born to women Veterans who served in Vietnam may also be eligible for monthly monetary benefits, medical care, and vocational training if they have certain birth defects linked to their mother’s service. Contact the nearest VA regional office on the nationwide toll-free number, 1-800-827-1000, for information and eligibility requirements, or visit VA’s home page at www.va.gov.
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Apply for VA health care enrollment by completing VA Form 10-10EZ which may be obtained by visiting, calling, or writing any VA health care facility or Veterans’ benefits office. You can also call toll-free 1-877-222 VETS (1-877-222-8387) or access the form on the Internet at www.va.gov. The provision of health care to non-Veteran children is limited to those instances where specific authority is given to VA by law. Contact your local VA health care facility and ask to speak with the Women Veterans Program Manager (white pages of the telephone directory under U.S. Government, Department of Veterans Affairs).
5. How can I obtain emergency assistance with payment of my delinquent utility bills, rent, mortgage, etc.?
Your state Department of Veterans Affairs can best assist Veterans in this situation. You can find the number of your state’s Department of Veterans Affairs in the blue or white pages of your local telephone directory. Also, local Veterans service organizations, churches, and community organizations may be able to assist Veterans in need.
6. How long does it take to get a clinic appointment?
If you are a new enrollee and/or new patient rated less than 50 percent service connected requiring care for a service connected disability, you will be scheduled for a primary care evaluation within 30 days of desired date. If your outpatient appointment cannot be scheduled within this timeframe, VA will arrange to have you seen within 30 days at another VA health care facility or obtain the services on fee basis, under a sharing agreement or contract at VA expense. If you are a Veteran who is 50 percent service connected or higher and is an already established patient (not new), your request for an appointment will be reviewed by a VA medical provider who
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will determine a medically appropriate timeline for an appointment. A clinic visit will be scheduled or rescheduled, based on the medical provider’s review. You will be contacted by telephone or through correspondence of your appointment.
combat Veterans who are experiencing readjustments difficulties (www.vetcenter.va.gov). Additional information can also be found at www.ncptsd.va.gov.
7. Where can I get inpatient psychiatric care as a woman Veteran?
If you have never been seen at a VA health care facility, you must first enroll for benefits. Then, you must enroll in a primary care clinic and ask for an evaluation for nursing home care. The evaluation will be done either by the primary care provider or a geriatrics care team.
Most VA Medical Centers have inpatient mental health programs. Contact your VA Primary Care Provider or the local Mental Health Program office for assistance. If you already have a therapist and need inpatient care, please discuss your concerns with your therapist. There are programs that offer specialized care for trauma in residential or inpatient settings for Veterans who need more intense treatment and support. Some of these programs serve women only or have womenonly treatment cohorts. There is also a hotline to provide emergency support and resources to homeless Veterans. The National Call Center for Homeless Veterans is 1-877-4AIDVET (1877-424-3838)
8. Where can I get treatment for conditions related to sexual assault or sexual harassment I experience while in the military?
You may be eligible for Military Sexual Trauma (MST)-related care, even if you are not eligible for other VA services. Every VA facility provides free care for mental and physical health conditions related to MST. Veterans may be eligible for service connection or disability compensation for injuries or illnesses related to MST. To receive care, ask your VA provider for a referral for MST services, contact the MST Coordinator at your local VA Medical Center, or contact your local Vet Center (www.va.gov).
9. What kind of specialized services are available for women Veterans who have experienced a trauma?
Every VA health care facility has providers knowledgeable about treatment for the aftereffects of trauma. Contact the Women Veterans Program Manager at your local health care facility for more information. Vet Centers provide counseling for page 20
10. How do I get evaluated for nursing home care?
11. What is the process of getting quality of care issues addressed?
Contact the Women Veterans Program Manager or Patient Advocate at your local VA health care facility (white pages under U.S. Government, Department of Veterans Affairs or www.va.gov).
12. How do I get my disability compensation claim reevaluated?
You may request a reevaluation of your claim anytime that you believe your condition has changed or worsened. Submit the request to reopen or reevaluate your claim to the VA Regional Office by either letter or statement or on VA Form 21-4138, “Statement in Support of Claim,” www.vba.va.gov/pubs/forms/ VBA-21-4138-ARE.pdf . You may also reopen your claim via the toll-free telephone number, 1-800-8271000. Your request should include the following information: Name VA claim number, Service Number, or Social Security Number Day and evening contact information Current address Statement explaining change requested Any new and pertinent medical evidence that supports your request A Women Veterans Coordinator is available at each VA regional office to assist women Veterans.
13. How and where do I apply for home, business, or car loans? VA Home Loan Guaranty Program provides loan Missouri Outreach
guaranties to service members, Veterans, reservists, and un-remarried surviving spouses for the purchase of homes, condominiums and manufactured homes, and for refinancing loans. Some of the ways a VA loan guaranty can be used include: Buy a home Buy a residential condominium Build a home Repair, alter, or improve a home Refinance an existing loan Buy a manufactured home with or without a lot You must complete VA Form 26-1880, “Request for a Certificate of Eligibility for VA Home Loan Benefits, www.vba.va.gov/pubs/forms/vba-26-1880-ARE. pdf and submit it to the VA Eligibility Center along with acceptable proof of service as described on the instruction page of the form. The Center for Veteran Enterprise partners with the Department of Labor and the Small Business Administration to provide information, assistance, and mentoring for Veterans who would like to start their own business. See www.vetbiz.gov for additional information. VA does not provide assistance for automobile purchases, except for certain Veterans and service members who need special adaptive equipment. To apply, contact a VA regional office (1-800-827-1000) or a VA medical center.
14. How do I obtain GI Bill education benefits?
Montgomery GI Bill (Chapter 30) Benefits end 10 years from the date of your last discharge or release from active duty. If your benefits expire mid-term, your benefits are extended to the end of the term or semester. (Example: Your benefits expire in November but the course ends in December. You will be paid for December.) The delimiting date can be extended past your 10year period if you were prevented from attending classes. If your benefit eligibility is based on two years of active duty and four years in the Selected Reserve, you have 10 years from your release from active Spring Issue 2014
duty, or 10 years from the completion of the fouryear Selected Reserve obligation to use your benefits, whichever is later. The Post-9/11 GI Bill is a new education benefit program for individuals who served on active duty on or after September 11, 2001. For more information, call toll-free 1-888-GIBILL-1 (1-888-442-4551) or visit the VA GI Bill Web site at www.gibill.va.gov.
Homeless Services 15. How do I contact a coordinator for options for women Veterans who are homeless with children? Contact the local VA homeless coordinator (or point of contact), Social Work Services department, or Women Veterans Program Manager at your local VA medical center or regional office. A listing of Homeless Veteran Coordinator offices, by state, can be found at www.va.gov/homeless. There is also a hotline to provide emergency support and resources to homeless Veterans and Veterans facing the possibility of homelessness. The National Call Center for Homeless Veterans is 1-877-4AIDVET (1-877424-3838).
Burial Benefits 16. Am I eligible for burial benefits? What are my options?
If you served in a branch of the military and were discharged under conditions other than dishonorable, you may be eligible for burial in a Department of Veterans Affairs National Cemetery of a State Veterans Cemetery. Female Veterans married to a Veteran are entitled to their own separate grave, headstone or marker, burial flag and Presidential Memorial Certificate. However, they may choose to be buried in the same gravesite as their spouse. To locate the nearest VA National Cemetery or State Veterans Cemetery, visit: www.cem.va.gov. For more eligibility information call 1-800-827-1000. For information regarding burial at Arlington National Cemetery, visit www.arlingtoncemetery.org. page 21
Locating Military Records 17. How do I locate my military records or those of a relative?
To obtain copies of your military records and/or “Report of Separation from Active Military Service” (DD Form 214 or equivalent), you must submit a “Request Pertaining to Military Records” (SF 180) to the records custodian of your branch of service. Addresses for each service’s records custodian are found on page 2 of the SF 180. The SF 180 requires a signature and must be submitted either by mail or fax. Contact the National Personnel Records Center, Military Personnel Records, 9700 Page Avenue, St. Louis, MO 63132-5100, or fax requests to (314) 8019195. The Web site is www.archives.gov/research_ room/vetrecs/index.html .
Locating Other Veterans 18. How do I locate a buddy whom I served with in the military?
The Privacy Act obliges the Department of Veterans Affairs (VA), as a Federal agency, to protect the privacy of Veterans’ personal information. Therefore, VA cannot release personal information about a Veteran in its records system without that person’s permission. VA can, however, forward a message from you to the Veteran, providing VA has a current address on record. Write your message to your friend and place it in an unsealed, stamped envelope. Include a note to VA explaining who it is that you are trying to reach and add as much identifying information as you have. Put all of this in another envelope and address it to the nearest VA Regional Office. If the Veteran is in VA records, your message to the Veteran will be sealed and the envelope will be sent to the address on file for the Veteran. It is then up to the Veteran to contact you. This process is designed to protect the privacy of Veterans, as required by law. If you have questions, you may call VA at 1-800-8271000. You may also contact the Women In Military Service for America Memorial (WIMSA) located at the page 22
ceremonial entrance of Arlington National Cemetery in Arlington, VA, at www.womensmemorial.org or by telephone at 1-800-222-2294.
National Guard, Reserves, and Uniformed Services 19. Where can I find information regarding benefits and services for National Guard, Reserves, and Uniformed Services?
Current and former members of the Selected Reserve who served on active duty may establish Veteran status and may therefore be eligible for VA benefits, depending on the length of active military service and the character of discharge or release. Members of the National Guard activated for federal service during a period of war or domestic emergency may be eligible for certain VA benefits, such as VA health care, compensation for injuries or conditions connected to that service and burial benefits. Activation for other than federal service does not qualify Guard members for all VA benefits. Title 38, Section 3.7 of the Code of Federal Regulations identifies individuals and groups considered to have performed active military, naval, or air service. Operation Enduring Freedom/Iraqi Freedom Veterans: VA provides five years of free health care for Veterans who served in certain combat locations during active military service, beginning on the date of separation from active duty. This benefit covers all illnesses and injuries except those clearly unrelated to active military service. For more information call 1-877-222-8387. Every VA medical center has a team standing ready to welcome OEF/OIF Service members and to help coordinate their care (http://www.va.gov/healtheligibility/Library/pubs/ CombatVet/CombatVet.pdf) .
Employment 20. How do I access employment options for women Veterans?
Some job Web sites for Veterans include the following: Information regarding Veterans employment in the Federal government can be found at www. fedshirevets.gov. Information regarding Veteran Missouri Outreach
employment specifically within the Department of Veterans Affairs can be found at www.va.gov/vecs. • Department of Veterans Affairs Office of Human Resources Management (www.va.gov/ohrm) • Department of Labor Veterans site (www.dol. gov/vets) • CareerOneStop (www.careeronestop.org)
Women’s Veteran Research 21. Where do I find research studies and surveys on women Veterans?
The Office of Research and Development at VA Central Office oversees research within the Veterans Health Administration through its four service areas: The Medical Research Service provides knowledge of the fundamental biological processes to form an understanding of disease pathology, diagnosis, and treatment. The Cooperative Studies Program applies the knowledge gained from medical research to patients by determining the effectiveness of novel or unproved therapies using multi-center clinical intervention trials. The Health Services Research and Development Service (HSR&D) contributes to improving the quality, effectiveness, efficiency, and accessibility of health care services for Veterans.
23. How do I locate statistics on women Veterans by state and nationally?
VA provides statistics and demographic information on various Veteran populations at the following Web site: www.va.gov/vetdata. Additional statistics by state can be found on the same Web site.
24. Where do I locate legislation on women’s and related issues? You may access legislative information and follow up on Congressional bills through the Thomas Web site http://thomas.loc.gov/.
25. How do I get the names of local Veterans in my area to interview for a school project?
Veterans Service Organizations are available in most communities. Telephone book yellow pages will list local Veteran groups under “Veterans” or “Veteran Service Organizations.” Examples of organizations include AMVETS (American Veteran), Disabled American Veterans (DAV), Paralyzed Veterans of America (PVA), The American Legion, and Veterans of Foreign Wars of the United States (VFW). WIMSA can also help arrange for members to either speak at civic or educational events or to be interviewed about the Women’s Memorial, a specific era, or women in the military. Contact the Public Relations Department, at 1-(800) 222-2294 or (703) 533-1155.
The Rehabilitation Research and Development Service addresses the minimization of disability and restoration of function in Veterans disabled by trauma or disease.
WIMSA also has volunteer opportunities if you are interested in speaking about the Women’s Memorial, a specific era, or women in the military. Contact the Public Relations and Education Department at www. womensmemorial.org.
Some important VA research Web sites to know are: Web site for the HSR&D: www.hsrd.research.va.gov/. For HSR&D studies: www.hsrd.research.va.gov/for_ researchers/womens_health/
*This is the fifth of several articles in a series dedicated to Missouri Masons who are also Veterans. All materials in this article were excerpted from the Veterans Affairs website at va.gov. The Masonic Home of Missouri does not represent nor is affiliated with the Veterans Affairs or the Department of Defences.
22. How and where do I find historical information on women Veterans?
Contact the Women In Military Service For America Memorial (WIMSA) located at the gates of Arlington National Cemetery in Arlington, VA, through their Web site: www.womensmemorial.org. Spring Issue 2014
Don’t forget to turn in your volunteer hours for the year! You can mail them in or visit our website at www.mohome.org to turn them in electronically. If you have questions regarding how to record them, call (800) 434-9804 and ask for Rhonda. page 23
Masonic Home Impression Brilliant patterns of light spread across the floor from the stained glass windows lining the walls of the chapel as we, some twenty one young men dressed in black robes lined in red, file past the waiting audience. Each of us are in step with each other, as we form a human triangle near the altar. The senior men and women sit in the audience with anticipation as each of us takes our place on the floor while the glitters of the radiant colors dance upon the men and
women who are there to watch a DeMolay ceremony honoring mothers. It is Mother’s day at the Masonic Home in St. Louis. My first impression of the Masonic Home was made that day. I watched as the Master Councilor delivered the Flower Talk and each one of us took a red rose page 24
to one of the ladies in the audience. I was honored to know a couple of them as they were friends of my mom and dad. The applause was awe inspiring as we filed out of the chapel. As I look back upon the event, what made the largest impression on, my mind was the genuine gratitude of the ladies receiving the Roses. Some had not seen loved ones in a very long time and cried as it was presented to them. Others confessed that they wished their grandsons would join a group like ours. It was the sparkle in their eyes, like the reflections of light through the stained glass windows that made the impression on my heart. We went back several times during my DeMolay career to perform the degrees for the men or give the Flower talk. One time we were ask to come do the Nine O’clock Interpellation as a conclusion to one of their programs. All were as impressive to me as the first time I visited the facility on Lindell. As the years went by, I became a Mason and still never really understood the importance of the Masonic Home until my mom came to me and said Grandma (Faye Kerr) was going to the Masonic Home to live. By this time the Home was located in a wing of a facility in Chesterfield, MO. It was then that I learned of the importance of what the Masonic Home did. I was in the advancing line of my lodge when the dues notices came out. No one had explained what a Penny-ADay was or meant. About that time we had a visitor to our lodge who, for the first time explained what the Masonic Home provided for us as masons and for the members of the Order of Eastern Star.
Missouri Outreach
It was a something I could help with, after all Grandma was living there, so I could at least give a penny a day to help. And now my mom is a benefactor of the Outreach Program. As I got older and join the lodges efforts in meetings at the Home for the members there and saw what benefits members were experiencing I began to give what I could over and above the Penny-A-Day program and other appendant body programs. However the greatest highlight of my Masonic career to date was being called upon to Chair the committee that built the Masonic museum. It was when we
refurbished the giant OES signet from the original Masonic Home and the stained glass windows on display inside the Museum, that I got to see the light dance on the floor again with the same intensity it had when I was young and reinforced the passion for the Masonic Home and its mission. May you experience a greater passion for the Masonic Home when you look upon the light dance through the hall in the complex building from the original OES Signet window. Written by Douglas Reece, a member of Temperance Lodge No. 438 and Masonic Home of Missouri Truman Club member. The Masonic Home of Missouri has First North American rights for publication.
Displaying History The premier exhibit that will be celebrated for the 125th Anniversary Open House will be the display of nine of the original art glass pieces that belonged in the Order of the Eastern Star Chapel on the Delmar Avenue Campus. When the building was marked for demolition, leaders within the Order of the Eastern Star reognized the importance of rescuing and preserving the art glass windows and took the steps to save it. The effort was taken to remove, crate and transport the art glass pieces to the Scottish Rites Temple for storage until they could once again, be displayed. When the Masonic Complex opened, arrangements were made for the art glass to be moved to Columbia. Since then, the art glass has been safely stored in the basement with the exception of a few pieces that are on display in the museum and the large signet piece that overlooks the stairway. After much debate and looking at photographs of the original chapel, nine pieces of the art glass were
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selected for display in conjunction with the Masonic Home’s 125th Anniversary. The art glass was originally sponsored by various Lodges, Chapters and Masonic Appendent Bodies. These original donors were contacted to help fund the restoration. The response has been positive. Each piece of restored glass will have an affixed placard in honor of the generous donors that funded its restoration. Art Glass, Unlimited, the St. Louis-based company that originally removed and crated the glass from the chapel was chosen to clean, re-grout, and build light boxes around the nine panels. The nine stunning windows chosen for restoration will remain on permanent display at the Complex as part of the Masonic Home of Missouri’s heritage. A power point on the art glass will be available for viewing on the website in the future and a public unveiling will be done at the Complex on June 14, 2014.
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Partnering with Lodges & Chapters News The Masonic Home is proud of our partnership with Lodges and Chapters throughout the State of Missouri through our Creating-A-Partnership (CAP) Program. This important matching funds program allows Lodge/ Chapters to raise funds to help needy children in their own communities. We have received several submissions from our partners over the past month and will feature more in our Summer issue of the Missouri Outreach.
Cuba Chapter No. 398 Order of Eastern Star Written and submitted by William Dean, Worthy Patron of Cuba Chapter #398 Order of Eastern Star
Cuba Chapter #398 Order of Eastern Star is helping our community take care of its own. Shown is Bill Dean presenting a $2,000 check to Tabitha Kelly of Peoples Bank and Jennifer Shearer of the Cuba School, leaders of the Cuba Friday Backpack Program, a program to supplement food on the weekend for children whose families need a little help. In addition to helping with monies, Cuba Chapter #398 O.E.S. helps one day each month with the actual packing of these backpacks.
matched by the Masonic Home of Missouri’s Creating-APartnership Program. Thanks to each of you who donated time and money to the O.E.S. annual fund raising actions. We appreciate you and your help. Anyone who would like to be a part of our activities...just contact one of the pictured individuals.
Willard Lodge No. 620 Written and submitted by Bob Hoopingarner, Senior Warden of Willard Lodge No. 620 AF & AM.
On January 23, 2014, Jerry Hawkins, Worshipful Master, Willard Lodge #620 AF&AM presented a check for $2,700 for the Willard Schools Care To Learn program to School Social Workers Debbie Burks and Chrysta Forrest. According to Bob Hoopingarner, Senior Warden, and Board Member of the Willard Care To Learn chapter, lodge members raised $1,350 through various fundraisers conducted in 2013 and matching funds were generously provided through the Masonic Home of Missouri’s Creating-A-Partnership (CAP) program.
Shown in the picture from left to right are Debbie Burks, Jerry Hawkins, Worshipful Master, and Chrysta Forrest O.E.S. members pictured: L-R Barbara Palmer, Faye Howard, Tabitha Kelly (Peoples Bank), Bea Whiteside, Jennifer Shearer (Crawford County R-II School), Doug Whiteside, Bill Dean, Worthy Patron(presenting the check), Judy Downing, and Betty Smith.
This is the 5th year Chapter #398, O.E.S. has sponsored several fund raising activities such as our Country Breakfast, Rummage Sales, plus our 27th annual Calendar. Most of the monies earned from these activities are used to help Cuba Kids and many of the funds we earn are page 26
We continue to donate to Care to Learn because it focuses on addressing the Health, Hunger, and Hygiene needs of children and every cent raised for the Willard Chapter goes to the Willard school system. We hope that our on-going contributions to this most worthy cause will challenge and influence other organizations, companies, and individuals within the Willard School District which includes part of West Springfield to make a difference in the lives of those children in need. Missouri Outreach
Special Appreciation to the Widows Sons - Sublime Knights Chapter You have probably seen them at Masonic meetings throughout the state. Widows Sons, masons who share the love of riding motorcycles and are easily identified with their distinctive leather, patched filled vests. What you might not know is how the Widows Sons support their communities and charities through their mutual love of Masonry and motorcycling. The Widows Sons Masonic Riders Association is an International Association which is open to all Masons who enjoy the sport of motorcycling and have a desire to ride and associate with their fraternal brothers. Their goals are to: • Contribute to the relief of our Widows & Orphans • Raise Masonic Awareness in the world of sport motorcycling • Introduce the sport of motorcycling to our Masonic Brothers • Support the Blue Lodge through regular attendance, and assisting with or attending lodge events. The Widows Sons serve as a Masonic Booster Club by helping to raise Masonic Awareness through their presence during public motorcycle events and rallies. Mark Klein, President of the Missouri Widows Sons, says “through our motorcycling, we have been able to provide a lot of charitable assistance. We are passionate about our Masonic roots and local Chapters raise much needed funds for charities close to their hometowns”. The Sublime Knights Chapter which is based in St. Charles, Missouri, was formed in 2011 and has about 30 members. “We have grown a lot over the past couple of years.” says Jerry Bradford, a member of Vandalia Lodge No. 491 and Chaplain for the Sublime Knights Chapter. “We monthly to share in our common love of riding and our Masonic principles. It’s a great way to bond and have some fun, while helping others.” Spring Issue 2014
Recently the Chapter raised funds by holding a raffle for a pheasant hunt that was partially donated by an area hunting camp. The funds were then gifted to the Masonic Home of Missouri and to the MoCHIP program by the Chapter.
(l-r) Jerry Bradford and David Haywood, President of the Masonic Home of Missouri’s Board of Directors
(l-r) Sublime Knights Chapter of the Widows Sons: Jim Hartley, Don Clement, Jerry Bradford, Bobby Choate, Rodney Haupt, Hank Powell, Billy McClain, Brandon Jones, and Gene Walters.
The Board of Directors of the Masonic Home would like to express their appreciation for the $125 gift which will be used to support the Home’s Widows and Children’s Outreach programs. To find out more information about the Widows Sons, please visit their website at http://missouriws.org/ page 27
What’s in the Numbers?
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of the original panels of stain glass are being restored for permanent display at the Masonic Complex after the June 14, 2014 Open House. These panels were once part of the Order of the Eastern Star chapel at the Delmar Avenue Home.
1889 is the year that AT&T incorporated, Mark Twain wrote “The Adventures of Huck Finn”, Grover Cleveland was inagurated and the Masonic Home of Missouri was dedicated.
31%
was the average amount raised by a Lodge/Chapter through the Masonic Home of Missouri’s C re at i n g - A- Pa r t n e r s h ip (CAP) program in FY13. This matching funds program assists children in need in their own communities by helping purchase items such as clothing, glasses, and school supplies.
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people “like” us on Facebook. We post information about upcoming events on our page to keep you up-to-date with the latest news and happenings. This important communication tool has grown almost 121% over two years of use. The best part? It’s free!
$300
of the Masonic Home of Missouri’s FY13 operating revenue came from donations.
$914
856
74 The staff of the Masonic Home of Missouri has over 74 years of combined service to the membership of the this Fraternal charity.
is what it costs to ‘engrave’ yourself into history when you purchase a 12x12 granite paver. Our Square & Compass Courtyard is undergoing a facelift and donors who wish to purchase a paver stone can choose from different sizes through our website at www.mohome.org.
$83,035.25 in one-time payments was provided to 39 LongTerm Assistance clients in FY13. These funds were used to assist with utilities or medication.
Representative Newsletters were mailed out in February, 2014. This special mailing contains pertinent dates and events that should be shared with your Lodge and is mailed 4 times a year (February, May, August, and November). The May and November newsletters also contain the Lodge’s Widows List. Missouri Outreach
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oo many women ignore the signs of stroke because they question whether their symptoms are real. “My recommendation is, don’t wait if you have any unusual symptoms,” Dr. Rost advises. “Women should listen to their bodies and trust their instincts. If something is off, get professional help right away.” The National Stroke Association has created an easy acronym to help you remember, and act on, the signs of a stroke. F-A-S-T stands for Face, Arms, Speech and Time. If any of these areas are affected, seek emergency help immediately.
How to Indentify a Stroke F-A-S-T
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egardless of your age or family history, a stroke doesn’t have to be inevitable. Here are some ways to protect yourself starting today. is year, 425,000 women will have a stroke—55,000 more strokes than men will have. Age makes us more susceptible, as does having a mother, father, or other close relative who has had a stroke. You can’t reverse the years or change your family history, but there are many other stroke risk factors that you can control— provided that you’re aware of them. “Knowledge is power,” says Dr. Natalia Rost, associate professor of neurology at Harvard Medical School and associate director of the Acute Stroke Service at Massachusetts General Hospital. “If you know that a particular risk factor is sabotaging your health and predisposing you to a higher risk of stroke, you can take steps to alleviate the effects of that risk.”
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ere are eight ways to start reining in your risks today, before a stroke has the chance to strike.
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Source: National Stroke Association
Spring Issue 2014
Lower blood Pressure
High blood pressure is a huge factor, doubling or even quadrupling your stroke risk if it is not controlled. “High blood pressure is the biggest contributor to the risk of stroke in both men and women,” Dr. Rost says. “Monitoring blood pressure and, if it is elevated, treating it, is probably the biggest difference women can make to their vascular health.” page 29
Your goal: Maintain a blood pressure of less than 120 (top number) over less than 80 (bottom number). How to achieve it: • Reduce the salt in your diet to no more than 1,500 milligrams a day (about a half teaspoon). • Avoid high-cholesterol foods, such as burgers, cheese, and ice cream. • Eat 4 to 5 cups of fruits and vegetables every day, fish two to three times a week, and several daily servings of whole grains and low-fat dairy. • Get more exercise—at least 30 minutes of activity a day, and more, if possible. • Quit smoking, if you smoke. • If needed, take blood pressure medicines.
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Lose Weight
Obesity, as well as the complications linked to it (including high blood pressure and diabetes), raises your odds of having a stroke. If you’re overweight, losing as little as 10 pounds can have a real impact on your stroke risk. Your goal: Keep your body mass index (BMI) at 25 or less. How to achieve it: • Limit or avoid saturated and trans fats. • Try to eat no more than 1,500 to 2,000 calories a day (depending on your activity level and your current body mass index). • Increase the amount of exercise you do with such activities as walking, golfing, or playing tennis, and by making activity part of every single day.
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Exercise More
Exercise contributes to losing weight and lowering blood pressure, but it also stands on its own as an independent stroke reducer. One 2012 study found that women who walked three hours a week were less likely to have a stroke than women who didn’t walk. Your goal: Exercise at a moderate intensity at least five days a week. page 30
How to achieve it: • Take a walk around your neighborhood every morning after breakfast. • Start a fitness club with friends. • When you exercise, reach the level at which you’re breathing hard, but you can still talk. • Take the stairs instead of an elevator when you can. • If you don’t have 30 consecutive minutes to exercise, break it up into 10- to 15-minute sessions a few times each day.
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Drink - in moderation
What you’ve heard is true. Drinking can make you less likely to have a stroke—up to a point. “Studies show that if you have about one drink per day, your risk may be lower,” according to Dr. Rost. “Once you start drinking more than two drinks per day, your risk goes up very sharply.” Your goal: Drink alcohol in moderation. How to achieve it: • Have one glass of alcohol a day. • Make red wine your first choice, because it contains resveratrol, which is thought to protect the heart and brain. • Watch your portion sizes. A standard-sized drink is a 5-ounce glass of wine, 12-ounce beer, or 1.5-ounce glass of hard liquor.
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Take a baby Aspirin
The landmark Women’s Health Initiative study found that women over age 65 who take a daily baby aspirin lower their stroke risk. Aspirin helps by preventing blood clots from forming. Your goal: Take a baby aspirin every day (if it’s appropriate for you). How to achieve it: • First talk to your doctor to make sure aspirin is safe and appropriate for you to take. If you have a bleeding disorder, you may need to reduce your dose to every other day or avoid this regimen altogether. Missouri Outreach
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Treat Atrial Fibrillation
Atrial fibrillation is a form of irregular heartbeat that causes clots to form in the heart. Those clots can then travel to the brain, producing a stroke. “Atrial fibrillation carries almost a fivefold risk of stroke, and should be taken seriously,” Dr. Rost says. Your goal: If you have atrial fibrillation, get it treated. How to achieve it: • If you have symptoms such as heart palpitations or shortness of breath, see your doctor for an exam. • You may need to take blood thinners such as highdose aspirin or warfarin (Coumadin) to reduce your stroke risk from atrial fibrillation. Your doctors can guide you through this treatment.
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Treat Diabetes
Having high blood sugar over time damages blood vessels, making clots more likely to form inside them. Your goal: Keep your blood sugar under control. How to achieve it: • Monitor your blood sugar as directed by your doctor. • Use diet, exercise, and medicines to keep your blood sugar within the recommended range.
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Quit Smoking
Smoking accelerates clot formation in a couple of different ways. It thickens your blood, and it increases the amount of plaque buildup in the arteries. “Along with a healthy diet and regular exercise, smoking cessation is one of the most powerful lifestyle changes that will help you reduce your stroke risk significantly,” Dr. Rost says.
• Use quit-smoking aids, such as nicotine pills or patches, counseling, or medicine. • Don’t give up. Most smokers take several tries to quit. See each failed attempt as bringing you one step closer to successfully beating the habit.
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ecognize the signs of a stroke and act fast. Make sure you keep your physician’s contact information and current medications where family members can find it fast...and keep a copy in your wallet or purse. Call 9-1-1 or your local emergency number and do not attempt to drive yourself to the nearest emergency room. Re-printed with permission. Article can be found at http:// www.health.harvard.edu/newsletters/Harvard_Womens_ Health_Watch/2013/June/things-you-can-do-to-prevent-astroke?utm_source=womens&utm_medium=pressrelease&utm_ campaign=womens0613
125th Anniversary Commemorative Coin This 1.5” antique silver finish coin will be available on January 1, 2014 through our website, from our Board of Directors or at all Ladies Luncheons & Teas. Lodges and Chapers are welcome to purchase the coins to sell or give away within their Lodge/ Chapter. There is a limited amount available. We have the original coin that was presented at the dedication of the first home in 1889 and this coin closely depicts it. The design on the front of the coin is taken from the original coin and shows the first home. The back of the coin shows our 125th logo. You can purchase by visiting our website at www. mohome.org or by calling Rhonda at (800) 4349804.
Cost is $12.50/coin
Your goal: Quit smoking. How to achieve it: • Ask your doctor for advice on the most appropriate way for you to quit. Spring Issue 2014
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Masonic Home of Missouri 6033 Masonic Dr., Ste A Columbia, MO 65202 Phone: (573) 814-4663 Toll Free: (800) 434-9804 Fax: (573) 814-4663
Important Dates Saturday, March 22, 2014 • Board of Director’s Meeting in Columbia, MO Monday, March 22, 2014 • Presentation to the Widows Sons’ State Meeting in Kansas City, MO Thursday, April 3, 2014 • King Hill Lodge No. 376 (St. Joseph, MO) Representative Training. Saturday, April 12, 2014 • Fellowship Lodge No. 345 (Joplin, MO) District meeting Wednesday, April 16, 2014 • Temperance Lodge No. 438 (Smithville, MO) Representative Training Wednesday, April 23, 2014 • Presentation at Moolah Temple in St. Louis, MO Friday, April 25, 2014 • Presentation at University Lodge No. 683 (Springfield, MO)
Saturday, April 26, 2014 • Board of Director’s Meeting in St. Louis, MO • GM Breakfast - Accomodations made by Grand Lodge Saturday, May 10, 2014 • Presentation for Missouri-St. Louis Lodge No. 1 and Polar Star Rose Hill Lodge No.79 (St. Louis, MO) Wednesday, May 14, 2014 • Representative Newsletter mailed. Saturday, May 17, 2014 • Board of Directors Meeting in Columbia, MO Friday, June 13 & Saturday, June 14, 2014 • Charity golf tournament, Patron Dinner and Open House weekend at Masonic Complex to celebrate 125 years of service.
Published on May 9, 2014
Masonic Home of Missouri's Quarterly Magazine
