Masonic Outreach - Spring 2023

SCHOOL: Truman State University.

WHAT’S YOUR MAJOR?

I am an English and History double-major with a minor in Spanish.

WHAT YEAR ARE YOU?

I graduated last year from high school with my Associates Degree, so I am a Freshman with the status of a Junior at Truman State University.

WHAT ARE YOUR GOALS FOR THE FUTURE?

I plan to go to law school after

my graduate studies, though I am unsure which career path I would like to take. I hope to keep making art and writing in the future.

WHAT DO YOU DO AT THE MASONIC HOME?

I’m a research library intern at the Masonic Home.

SHARE A RECENT SUCCESS: My short story "Dear Sun" was shortlisted in the 2022 International Library Prize by Hammond House Publishing and printed in Changes: Award Winning Short Stories.

ABOUT THE COVER

For this issue you might have noticed we changed our cover format — we hope you love it as much as we do. Not only did we have the privilege of working with one of our interns, Olivia Ramsey, who created the custom painting, it gave us a moment to reflect on how far we have grown as an organization. We felt this image captured the essence of this issue — home — and the heart of the Masonic Home of Missouri's mission to be where you are in the place you call home, when you need us.

Olivia Ramsey

Mission & History

In 1875, MWB John C. Ralls presented the idea of “a ‘Home’ for the indigent widows and minors (orphans) of worthy (deceased) Master Masons ... to be located in some suitable and healthy place.” Through the hard work of many, the Masonic Home incorporated in 1886 and opened the doors of the St. Louis Home to its first resident, a 12-year-old girl named Della Gale Farthing, in 1889.

The Home expanded into a full campus of service for indigent Masons and their families. The Masonic Home opened the Western Unit in Kansas City in 1986. In 1991, the Board of Directors made the difficult decision to close the St. Louis facility and relocate the residents living there. But also in 1991, the Board created the Outreach Program, a financial assistance program that could reach qualified individuals in their communities. In 2011, the Board of Directors also sold the Western Unit to focus 100 percent of its efforts on the Outreach Programs.

Outreach expanded from one program to 10, each satisfying a slightly different need throughout the Masonic Family. Three provide financial assistance to Masons, their wives or widows, ladies of the Eastern Star, and their dependent children. Three Partnership Programs partner with Lodges and Chapters throughout the state to provide for needy children, help their fellow brothers and sisters with a project, help send veterans on Honor Flights, and give care packages to active military. The final four programs are non-financial, serving the membership through financial education, honoring Masonic widows and veterans, and providing information on community resources.

We encourage you to check us out on our website at mohome.org or give us a call at (800) 434-9804.

MAIN CONTACT INFORMATION

Masonic Home of Missouri

6033 Masonic Dr., Ste. A, Columbia, MO 65202

Phone: (573) 814-4663 | Toll Free: (800) 434-9804

Fax: (573) 814-4660

Website: mohome.org

Masonic Complex Hours: Monday through Friday, 8:30 a.m. to 5:00 p.m. Closed for State and Federal Holidays

Masonic Museum Hours: (At the Masonic Complex in Columbia, MO) Monday through Friday, 9:00 a.m. to 4:30 p.m.

Barbara Ramsey, Executive Director bramsey@mohome.org | Ext. 209

Jodi Blake, Director of Finance & Fund Development jblake@mohome.org | Ext. 212

DEVELOPMENT & COMMUNICATIONS

Jackie Walters, Sr. Engagement & Major Gifts Officer jwalters@mohome.org | Ext. 214

Fran Patrick, Communications & Development Officer fpatrick@mohome.org | Ext. 245

MASONIC HOME PROGRAMS

Long-Term Financial Assistance

Sonya Carney, Financial Assistance Caseworker scarney@mohome.org | Ext. 218

Short-Term Financial Assistance, Financial Education, Children’s Outreach

Carly Dibben, Financial Assistance & Education Program Manager cdibben@mohome.org | Ext. 217

Allyson Reynolds, Financial Assistance Caseworker areynolds@mohome.org | Ext. 219

Creating-A-Partnership (CAP) & Partnering to Honor (PTH) Letitia “Tisha” Woodard, Partnership Coordinator twoodard@mohome.org | Ext. 210

Widows & Veterans Programs, Masonic Family Cares Program Chantana Irvin, Masonic Family Cares Coordinator cirvin@mohome.org | Ext. 239

Museum & Masonic Complex Calendar

Michelle Phillippe, Administrative Building Coordinator mphillippe@mohome.org | Ext. 213

TABLE OF CONTENTS

30

Thank you for your continued support.

4 5 8 10 14 30 38

Fellowship Lodge No. 345

Webster Groves Lodge No. 84

Executive

Director's Notes

Legacy

Enjoying the 19th Hole

A golf lover with an advocate's heart, Bill Bowser's memory continues to live on through Legacy donation.

Giving

Donor-Advised Funds: How Do They Work?

Thank You

Taking Care of Others

Generous support from donors provides bright spots in people's lives.

Museum Moment

Father of the Masonic Home

John R. Parson

Client Success

Peace Can be Found

The Masonic Home of Missouri's Long-Term Financial Assistance Program helps clients stay safe and secure.

Special Section

A Closer Look at the Department of Social Services & MO HealthNet

I love the programs of the Masonic Home. They fit together to meet various needs across the membership and our state. This particular issue resonates with me because it is all about what I think of as “core mission” — those Masonic members that received assistance from the Masonic Home from its inception to today.

This magazine really is a celebration of the Masonic Home. We celebrate the Home on the cover that literally housed those in need, while also recognizing the members we help today to remain in the place they call home. I am so grateful to the clients in this magazine for sharing their stories. They help show that the Masonic Home’s assistance might be in your actual home or a new home in a facility in your community where you feel safe and receive support as care needs increase.

The Museum Moment features John R. Parson, without whom the Home might never have come into existence. He worked hard to raise the funds to purchase the land and build buildings. But, it was the people he cared about that were housed inside those walls. As we look at the donors featured in this magazine, we are reminded that there continue to be men and women, just like Parson, making it possible for the Masonic Home to exist and fulfill its mission — a very big thank you to our donors for allowing us to share their stories of support!

This particular issue also resonates with me personally. I am part of that group trying to help my mother and other elderly members of my family navigate a world that is changing for them due to aging and health care needs. I watch board members struggling with the same issues. It is hard. It is often confusing. It is emotional at times.

There seems to be endless complexity to navigating care, government programs, costs and benefits. This issue is a bit larger, because we added a special section to provide information on some of this complexity. If I am being honest, it can seem overwhelming.

One of the things we tried to do is break the information down by sections. Are you living in your own home — check out the Seniors Living in the Community section. Independent living, for the purpose of benefits discussed, works the same way as living in your home. Maybe you want to know more about the next level of care — reference the Assisted Living and Residential Care facility section.

The most important part of that special section comes at the very end — the Masonic Home is here to help. A common mistake people make is that they think the Masonic Home is only here to help you if you need financial assistance. This is not true. We are here to help talk with you about all these complicated issues — for yourself or a loved one.

There is a lot in this magazine. We hope you connect with the stories of our clients and donors. We hope that the special section will be a resource for you — now or in the future. And, I think John R. Parson would be proud of the Masonic Home today. We continue to fulfill the mission he fought so hard to bring into existence. It was never about the buildings — it is about the people and the things we do to make a difference.

I am so grateful to the clients in this magazine for sharing their stories.

Enjoying the 19th Hole

A golf lover with an advocate's heart, Bill Bowser's memory continues to live on through Legacy donation.

By Fran Patrick

It’s funny the little things we remember about a person. As time passes it can be the smallest of things that triggers a memory. For me, the yellow bucket my grandmother used in her composting efforts forever makes me chuckle. As a child, it all seemed “yucky,” but, as an adult, each time I go to the recycling trash can, I am reminded of her determination, her sense of duty to do her part — her legacy. As a Land Army girl in World War II, this was the beat of my grandparents' drum in every aspect of life. But the yellow bucket never fails to conjure the memory paired with the sweet reminder to do my part.

There are people who come into our lives that are temporary, part of a season. Others leave an indelible mark on our lives. No matter the length of their stay in our world, we are made up of the memories of every person we have ever met. I think that this is a beautiful way to look at ourselves

— a mass of memories created by others who have impacted us.

A Mason at Heart William “Bill” J. Bowser (19382020) is one such individual who has left a lasting mark on the Masonic Home of Missouri, not only on those who had the honor of working with him, but the organization as a whole. His passion for the Masonic Home was inspiring.

Serving on the Masonic Home Board of Directors from 20122016, Bill cared deeply about what the Masonic Home accomplished.

He was a strong leader, not afraid to take the path that others were fearful to, if it meant doing the right thing. And, as with any great leader, he led by backing his words with action. He is remembered fondly for being the one that “highly encouraged” board members about the importance of donating to the Masonic Home. He is remembered for his presence at Truman Club Dinners, where he and Phyllis, his beloved late wife, were recognized in 2018 at the Jacob Lampert Society level. And, today, they are remembered for their actions put in place by

Bill Bowser's golf teams: 2016 (top), 2017 (left), and 2015 (right).

their legacy giving with an estate gift. The English preacher, Charles Spurgeon, once wrote, “A good character is the best tombstone. Those who loved you, and were helped by you, will remember you when the forget-me-nots have withered. Carve your name on their hearts, not on marble.” Bill and Phyllis absolutely carved their names on the hearts of those they met — they were the people who uplifted others.

For the Love of Golf

As another golf tournament is upon us, for many at the Masonic Home, it triggers their own “yellow bucket” moment. Of Bill Bowser in particular, we share a small chuckle as the memory of Bill refusing to come off the golf course in 90+ degree heat crosses our minds. Or his desire to ensure he always won the Hooters silent auction item (Wing Party for 10!) for his team — over 15 years, that is a lot of wings!!

Jackie Walters, Sr. Engagement & Major Gifts Officer, reflects, “He was smiling when he arrived for the tournament and smiling when he left for the day.” Each of these memories evokes a warm feeling in our hearts, a moment to think beyond the golf course and remember the man.

Forever in our Hearts

In our new normal, without those we love around us, we often ask the question… I wonder what they would have thought of this? What would Bill and Phyllis think of where we are today?

Jodi Blake, Director of Finance & Development, believes “Bill would love that we helped so

many people this past fiscal year, the most ever. I think he would love our plans to get the word out more about all the amazing things the Masonic Home does. He was a great advocate of the Masonic Home. He would have loved to be an Ambassador.”

Bill and Phyllis’ commitment to Masonry, and affiliation with Masonic organizations, was a part

of their lives that kept them highly active. It is not surprising that the depths of their charitable nature has continued as part of their legacy.

A Lasting Memory

It can be a daunting topic… Legacy. Many think it is those that have vast incomes, estates, and unlimited resources that are poised to leave financial gifts. But giving does not require a large financial sum.

Legacy giving requires a thoughtful intention to make a difference, to encourage and leave pathways for others to follow for generations to come. Now, nearly five years since his passing, Bill’s Masonic legacy is still in full swing. His “highly encouraged” support of the golf tournament is reflected in the continued board sponsorship of the newly named Bill Bowser Memorial Drink Cart.

This seemingly, to some, small thing is a testament to how devoted he was to making each tournament a success (and a good time!) and a nod to the legacy he leaves behind. Bowser’s teams are still in play, and most importantly, the passion that Bill had for the Masonic Home’s mission is being inspired by his and Phyllis’ legacy. He lived his life with intention. He was determined to enjoy life, support those less fortunate, and to leave the world a better place —and it should be said that he achieved all three of these beautifully.

If you would like to discuss or learn more about The Vern Schneider Legacy Society, please contact Jackie Walters, Sr. Engagement & Major Gifts Officer, at (800) 434-9804.

“What we have done for ourselves alone dies with us; what we have done for others and the world remains, and is immortal.”

Albert Pike

Bill Bowser and his wife, Phyllis.

Donor-Advised Funds: How Do They Work?

Asavvy donor knows that there is a wide variety of taxadvantageous ways to support a favorite charity. Outright gifts, gifts of appreciated property (e.g. stock), contributions from IRAs, charitable trusts and donations through community foundations, private foundations and donor advised funds are some of these options. Each comes with its own set of rules, advantages and disadvantages. Today, we’d like to highlight donor-advised funds (DAF). Donoradvised funds do one thing – they help you support the causes you feel most passionate about. DAFs have become increasingly more popular in recent years. Here are some advantages and disadvantages, and, on the next page, you can see how they work.

DAF: Advantages & Disadvantages

Advantages

• Immediate tax deduction at the time of the gift.

• Wide range of assets accepted as donation, depending on the DAF provider.

• Potentially no minimum balance to open a DAF, depending on the DAF provider.

• Tax-free growth of assets, expanding your ability to give.

• Ability to support qualified, 501(c)(3) public charities.

• Ability to recommend which charities to support.

• Ability to grant the funds now, later or both.

• Simple recordkeeping.

• Ability to continue donations throughout your retirement (from original gift).

• Ability to nominate a successor upon your passing.

Disadvantages

• Once gifted, the DAF has final control over distributions.

• Once gifted, the funds cannot be returned to the donor.

IMPORTANT DISCLOSURES: The Masonic Home does not provide tax, financial, or legal advice. The information provided here is intended for informational purposes only and should not be considered tax, financial, or legal advice. We recommend you consult your own tax, financial, or legal professional before taking any action.

• Recipient charities are limited to IRS-qualified, 501(c)(3) organizations.

• Cannot recommend donations that provide a personal benefit (like charity event tickets).

• Potential hidden fees.

Donor-Advised Fund (DAF) Donor A

Opens an account with the DAF and makes an irrevocable contribution of assets.

Contributions are generally tax deductible by the donor in the year they are paid to the DAF.*

DAF creates a separate account to hold assets contributed by Donor A. The DAF owns the assets and has ultimate control over distributions.

Assets

Offers DAF nonbinding advice about how grants to distributee Charities should be made.

Thank you to Sue Evans, President of our trusted partner First State Financial Management, Inc. located in Farmington, Missouri, for providing this information about donor-advised funds for us to share with you.

A donor-advised fund (DAF) offers an easy way for a donor to make significant charitable gifts over a long period aof time. A DAF is similar to a private foundation

Advice

While the DAF will generally follow a donor's recommendations, it is not bound by them. The DAF has control over which charities receive contributions and when contributions are made.

but requires less money, time, legal assistance, and administration to establish and maintain. Because DAFs are public charities, they also enjoy greater tax advantages than private foundations.

*The amount of the deduction depends on several factors, including the amount of the contribution, the type of property donated, and the donor's adjusted gross income (AGI). Generally, deductions are limited to 60

percent of the donor's AGI for cash contributions. If the donor makes a gift of long-term capital gain property (such as appreciated stock that has been held for longer than one year), the deduction is limited to 30 percent of the donor's AGI. The value of the charitable deduction is determined using the fair market value of the property on the date of the donation. Any amount that cannot be deducted in the current year can be carried over and deducted for up to five succeeding years.

IMPORTANT DISCLOSURES: When considering a large charitable donation, your tax accountant or financial advisor can help you minimize your tax liability and maximize the value and impact of your gift by choosing the right strategy for your situation.Broadridge Investor Communication Solutions, Inc. does not provide investment, tax, legal, or retirement advice or recommendations. The information presented here is not specific to any individual's personal circumstances. To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances. These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable — we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice. FSFM is a subsidiary of First State Community Bank. Securities and investment advisory services offered through NBC Securities, Inc. Member: FINRA & SIPC. No bank guarantee | Not FDIC insured | May lose value. NBC Securities does not provide legal or tax advice. Recipients should consult with their own legal or tax professional prior to making any decision with a legal or tax consequence.

Taking Care of Others

Generous support from donors provides bright spots in people's lives.

By Fran Patrick

same vain. Their selflessness to ensure that there is relief available for those in need is palpable when you spend time in their presence, and you are left with the common thread that they are all thoughtful and caring people who inspire and support others.

— John Wooden

Do something for someone less fortunate than you — a phrase that we have all heard many times and a mission to be lived by. As a society, we look to those who lead to have a strong sense of self, a duty to work hard and a duty to leave things in a better place than when they found them.

The list of leaders within the Masonic Home’s existence is impressive. Each one sharing the same narrative to support the charity and protect the future. Each one inspiring the next person to do their bit. We are blessed to say that at the Masonic Home we have a group of individuals that live by the mission to serve in that

The world today is in a place that for some means struggles are greater than they have ever been. But one thing remains constant — the desire our donors have to support their fellow Brother Masons, wives and widows, children and ladies of the Order of the Eastern Star. Their passion for who to help may vary, but their reasons are the same. And, as you continue to read this article, one thing strikes a chord — the servant leadership mentality of all of these individuals. From their careers to their community service and beyond, there is an authentic realness to each of them.

Major Thomas A. Spencer (1934 -2020) — the name resonates throughout the Masonic Home and its donors, inspiring people to follow his lead with their own philanthropic contributions. Spencer was committed to

“The most powerful leadership tool you have is your own personal example.”

Trust. I trust the Masonic Home.

In a world of bad news and ever growing need, the Masonic Home is trustworthy in providing for those who need it.”

— Barbara Huddleston

WB Rick Huddleston and his wife, Barbara.

Masonry throughout his life, serving many roles and supporting Masonic organizations worldwide, including the Masonic Home of Missouri. It was at Truman Club Dinner that Tom spoke to our membership, leaving an indelible mark on some. Brother Harrison “Dan” Philbrick and his wife, Dr. Anita Philbrick, remember the impact of meeting Tom. “Introducing my family to Major Tom Spencer and listening to his inspirational speeches” makes you stop and think about what you need to do. Tom’s message was clear. “They [the Masonic Home] were doing things closer to what made sense to me.” And so it makes sense for others…

For donors like Rick and Barbara Huddleston, they see it as their duty to pay it forward. Having supported the organization for over 30 years, the first question that seemed appropriate to ask was, why support the Masonic Home? A silence, a deep breath, and then the calming voice that replies…

“There is not one reason, there are many reasons.” In my time at the Masonic Home, this is a recurring answer that I have often heard. Rick is resolute in his first reason: “As a Mason it is our duty to take care of our ailing Brothers, Sisters and children.” Rick continues with his second reason by sharing, “It is a great cause. My wife and I do not expect to need the services or assistance offered by the Masonic Home, but at the same time others will.” Paired with the first reason, that strong sense of selflessness is ever present.

And the last? This is where Barbara says the one word that is valued above all others in a relationship, “Trust. I trust the Masonic Home. In a world of bad news and ever growing need, the Masonic Home is trustworthy in providing for those who need it.” Any great relationship is built upon trust, respect, and a compatible sense of duty to serve one another. It is this connection that is formed between the Masonic Home and the donor that creates a longstanding relationship that, in some cases, lasts longer than a lifetime and crosses generations.

The Masonic Home of Missouri has great programs. We all need to give back to society and make our Fraternity stronger. With increasing longevity of life and reduced personal finance levels, it makes it important to build a strong Masonic Home financial base.”

— Major Thomas A. Spencer (1934-2020)

Dan and Anita echo the sentiment of duty to help those less fortunate. “Anita and I have a difficult time watching the struggles of older friends and children, particularly food insecurities.” They are both intent on assisting children. With Anita’s education career path, the Masonic Home’s Creating-A-Partnership and Children’s Outreach Programs provide a clear choice for their charitable donations. “It is the ability to fulfill the needs in the communities of Missouri, including Partnership Programs which benefit kids that impresses us about the Masonic Home,” says Anita.

And in the nature of our wonderful donors as they lead by example, they have a message for those making decisions on how to make a difference. Rick’s advice to others looking at their philanthropic commitment is to “renew your obligation and contribute.” Dan shares, “If you, as a Master Mason, have received a Masters’ wages and have been thereby better enabled to contribute… the Masonic Home is a great way to share your resources.”

From Penny-A-Day to becoming a member of our Truman Club Society, there are a great deal of ways to make the Masonic Home your charity of choice. There are opportunities to honor someone’s memory with a paver in the Masonic Home’s Square & Compasses Courtyard, support a specific program, or join a society — all roads lead to the path of supporting those that need us today and for years ahead.

Our donors’ core mission has spanned generations. Dan’s father was a “third generation 50-year Master Mason who, during his lifetime, was seldom in a position to financially support charities, such as the Masonic Home.” But today, “It gives me [Dan] an opportunity to honor not only his memory, but also my other Mason forbearers.” We thank all of our donors for sharing their stories and showing us that our tagline, “Support the Charity. Protect the Future.” is being lived out each day. And, while it is new to us in our messaging, it is over a century old in its practice. So today, we want to stop and say thank you. Thank you to those who have paved the way, led by example and reminded us all of our duty to serve others less fortunate. Human decency of this nature provides a light in a world that, for some, is filled with darkness.

If you would like to learn more on how to join the Truman Club Society or learn more about Penny-ADay, please visit our website at mohome.org or call Senior Engagement & Major Gifts Officer Jackie Walters at (800) 434-9804.

Anita and I have a difficult time imagining hungry kids. We appreciate what you [the Masonic Home] do for vulnerable groups.”

— Dan Philbrick

Brother Harrison Philbrick and his wife, Dr. Anita Philbrick.

FATHER

of the Masonic Home

By Barbara Ramsey

Timothy Parson and Agnes Templeton were married in Yorkshire, England on March 9, 1829. By 1833, they had crossed the Atlantic Ocean and resided in Toronto, Canada. Four years later, they moved to America.

On February 24, 1839, John Rolph Parson was born in Buffalo, Erie County, New York.

Parson would grow up in Buffalo attending local schools for his education. After he left Buffalo, he lived in Chicago for a short period of time prior to his move to St. Louis. Upon his move to St. Louis in 1859, he joined the Parson & Co. regalia and flag business, a business his father had established. He and his older brother, Timothy T., would later take over the business from their father.

John married his first wife, Hattie A., on November 26, 1861. On February 15, 1868, Hattie died young at the age of 27. There are

two small stones in the cemetery next to hers that show the couple lost two daughters in infancy, Carrie Lillian and Clara.

The following year John would begin his Masonic journey.

On March 29, 1869, John R. Parson took his first degree in Aurora Lodge No. 267, was passed to the degree of Fellow Craft on April 18, and was raised to Master Mason on May 2, 1869.

Parson began his journey into the appendant bodies on July 6, 1871, when he was exalted in Bellefontaine Chapter No. 25 R.A.M. A month later, he was created a Knight Templar in St. Aldemar Commandery No. 18, St. Louis. In October, he was elected to membership in Old Hiram Council No. 10, Royal and Select Masters.

July 8, 1872, John married Emmeline Woods Bamer. She came into the marriage with a son from her first marriage, Charles A.

Bamer. Four years later, John and Emmeline welcomed the birth of their little girl, Evelyn T. Parson.

Parson continued to be active in the fraternity. In 1874, he presided as Eminent Commander Knights Templar. In 1875, Parson became a charter member of Bellefontaine Chapter No. 69, O.E.S., and he was elected Worthy Patron. That same year, he also helped with the formation of the Grand Chapter of the Order of the Eastern Star in Missouri serving as Grand Secretary until 1887. 1876 was the year Brother Parson made his first appearance at the Grand Lodge of Missouri’s Annual Communication representing Aurora Lodge No. 267 as Junior Warden.

He became Worshipful Master of Aurora Lodge in 1878. While representing the Lodge at Annual Communication that year, Parson was appointed Grand Marshal.

His high personal character commanded the respect of his brethren, and his genial good nature won their hearts. He was widely known as “John R.” It is said that a friend once wrote him a letter and addressed it “John R., St. Louis, Mo.,” and the letter reached him.

PGM C. H. Briggs

After serving as Master, Parson became Treasurer for his Lodge serving from 1879 until 1895.

Parson continued to hold offices in many of the organizations in which he belonged. In 1878, he served as Thrice Illustrious Master for two years and High Priest Royal Arch and received the Order of the High Priesthood. The following year he was reappointed Grand Marshal.

In 1881, he was elected Grand Master of the Grand Council, R. and S.M., of the State of Missouri. In addition, according to his biography in The Masonic Year-Book, the degrees and grades from the 4 to the 32 (degrees), inclusive, of the Ancient and Accepted Scottish Rite Bodies in St. Louis were received by him from Albert G. Mackay March 17th, 18th, and 19th.

From 1882 to 1885, Parson continued his service in multiple roles within multiple organizations: High Priest Royal Arch Mason (1882-1883), Grand Sword Bearer in the Grand Encampment of the United States of America (18831886), Grand Treasurer of the General Grand Chapter of the Order of the Eastern Star (1883 to 1889), and Master of Kadosh (1885-1894).

In 1886, Parson was chosen Chairman of the Triennial Committee of Knights Templar, created a Nobel in Moolah Temple A.O.M.S., elected to the Masonic Home Board serving on the Executive Committee, and chosen the Grand Standard Bearer in the Grand Encampment of the United States of America (1886-1889).

The years 1888 and 1889 were important in Parson’s Masonic journey. In 1888, he served as High Priest for the fourth and final time. He became Grand Patron of the Grand Chapter of

MUSEUM MOMENT

the Order of the Eastern Star in Missouri for two years. In 1889, Parson was serving on the Masonic Home Board when he became Chairman of the Masonic Home Dedication Committee. Parson was elected Junior Grand Warden in the Grand Lodge of Missouri on his journey to Grand Master.

At the session of the Supreme Council in Washington City, October 22, 1890, Parson received the 33d and last degree of the A.A.S.R.

Most Worshipful Grand Master Parson was elected the 49th Grand Master of the Grand Lodge of Missouri in 1892. That same year, he served as Grand High Priest of the Grand Chapter of Royal Arch Masons of Missouri.

In 1893, GM Parson was not able to preside at Annual Communication, because he was confined to his bed with a malignant fever. He was so ill that he was unable to prepare the annual Grand Master’s address, so he relied upon Grand Secretary John D. Vincil to assist him.

Parson dissolved his business partnership with his brother on December 14, 1895, and he began his own company that he would run until 1904.

In 1903, Parson became Grand Treasurer of the Grand Lodge of Missouri. He resigned the following year after the passing of Grand Secretary and Past Grand Master John D. Vincil, and he was appointed the new Grand Secretary of the Grand Lodge of Missouri. He would serve as Grand Secretary until 1921 when he resigned due to his advancing age.

Parson lost his wife on August 7, 1916. He would live with his daughter, Evelyn, until he passed away at age 85 in his home on April 8, 1924.

MUSEUM MOMENT

The story above is one of service and leadership. It should be noted that this long list of accomplishments and work done by Parson is incomplete. Biographies and memorials give an even longer list of offices held and accomplishments.

In a biography of him written by John D. Vincil in 1901, Vincil stated: Brother Parson holds membership in each and every Masonic or kindred body that he ever entered, never having dimitted from any one. Brother Parson is also distinguished as one of three in the State of Missouri who have presided in all of the Masonic Grand Bodies.

Grand Master Joseph McIntyer’s Memorial of Parson would acknowledge this incredible list of accomplishments and dedication to the Masonic Fraternity, but he also said:

It will be seen that he gave a very great part of his entire life to Freemasonry and he was always careful to impress on everyone that he regarded the Blue Lodge degrees as absolutely fundamental, and the equal of any other degrees or honors that might be conferred on any member of the Craft in any one of the other Masonic Bodies.

Grand Master McIntyer also helped personalize this giant of a man by sharing that he was known as “Uncle John” or “John R.” and “was one of the most beloved members our Craft has ever had in Missouri.”

PGM C. H. Briggs described the man behind the titles:

His high personal character commanded the respect of his brethren, and his genial good nature won their hearts. He was widely

known as “John R.” It is said that a friend once wrote him a letter and addressed it “John R., St. Louis, Mo.,” and the letter reached him.

Every biography and memorial found for this article mentioned Parson’s greatest accomplishment. It was not a title, an office, or an honor bestowed upon him — it was the Masonic Home of Missouri. Parson’s story is that of a man who used his titles, talents, money, and leadership to help create the great institution that would become the Masonic Home of Missouri.

GM Ralls made the first call for the Masonic Home of Missouri at the Grand Lodge’s Annual Communication in 1875. In 1876, a Committee was created at Annual Communication to look into the possibility of a Home – this was the first year Brother Parson attended an Annual Communication.

Unfortunately, the Committee would remain inactive until 1881. By this time, Parson had become extremely active in the Fraternity and started holding positions of leadership. By 1884, a committee report showed some progress was being made to help educate the membership on the need for a Home.

The only significant objection raised against starting a Home was the concern that debt would be incurred. The Committee was adamant that they were opposed to burdening the Home or the Grand Lodge with debt. They felt it was imperative to “pay as we go” with donations, income from an Endowment, and any resources the residents themselves could provide toward their care.

Parson’s story is that of a man who used his titles, talents, money, and leadership to help create the great institution that would become the Masonic Home of Missouri.

The original Masonic Home of Missouri: Southeast view and southwest view.

When it became clear that this new entity would need to have its own legal standing with the state, the committee began working on creating governing documents. July 12, 1886, was the day the Masonic Home of Missouri became incorporated with the State of Missouri.

But the Home could not really come into existence without funding. This is where Parson leveraged his role as the Chairman of the Triennial Committee of Knights Templar.

Shortly after the Home was incorporated, the twenty-third Grand Encampment of Knights Templar of the United States was held in St. Louis, Missouri. PGM Dorsey A. Jamison said that it was Brother Parson, “an active and zealous Knight Templar,” who conceived the plan to have a “Charity Day” at the old Fairgrounds in St. Louis. A committee was appointed with Brother Parson as Chairman.

Parson organized all of the visiting bands into one grand band, which created a band of over two thousand instruments. The event was attended by local St. Louis Masons along with other visitors. The committee charged admission, and the event raised $35,114. This was given to the Board of Directors for the Endowment Fund to be known as the “Knights Templar Endowment Fund.”

It is not unreasonable to speculate that the Masonic Home of Missouri may never have come into existence without this significant sum to help establish the Endowment Fund that would forever help fund the Masonic Home.

The Home was incorporated. It had a successful fundraising event. However, there was a critical final step that had to occur. During Grand

Photos, top to bottom: Original views of the Masonic Home, 1898: First Superintendent and Matron, Dr. M. Leftwich and Mrs. Ella Leftwich, Old Folks Cottage, Hospital and Infirmary

The Masonic Home of Missouri 1920s, published in Views and Historical Sketch of the Masonic Home.

Photos, top to bottom; left to right: The Masonic Home of Missouri, Administration Building, Reception Hall in Administration Building, Directors' Room in Administration Building, Old Peoples' Building

It will be seen that he gave a very great part of his entire life to Freemasonry and he was always careful to impress on everyone that he regarded the Blue Lodge degrees as absolutely fundamental, and the equal of any other degrees or honors that might be conferred on any member of the Craft in any one of the other Masonic Bodies.

PGM Joseph McIntyer at Parson's Memorial

Lodge Annual Communication in October 1886, the Committee on Industrial Masonic Home (which was the name of the committee at the time) submitted its report with the considerable work to be done to create a Masonic Home. The discussion was lengthy. A motion was made to defer consideration to the next Annual Communication. Pending consideration of this request, the Grand Lodge was called from labor until 7:30 that evening.

The Grand Lodge once again assembled at 7:30 p.m. and was called to labor by Most Worshipful Grand Master James W. Boyd. Again, discussion was lengthy. A vote was ordered and taken by the Lodges regarding postponement to the next Annual Communication. 445 Lodges

voted against postponement and 90 voted in favor.

The motion to postpone lost. The next vote was for the adoption of the report of the committee. The report was adopted almost unanimously. At 11:00 p.m., the Grand Lodge was called from labor.

Once the membership voted to adopt the report, it was time for the Masonic Home Board to organize itself. C. C. Woods was initially chosen to be the new Board President. However, he felt he must decline the honor. He was not certain he could devote the time necessary to the office. Noah M. Givan was then unanimously elected President. John R. Parson was elected Vice President. F. J. Tygard was re-elected Treasurer.

The work of the Board of Directors was in many ways just beginning.

The Executive Committee of the Masonic Home (Parson, Vincil, Jos. S. Browne) was instructed to continue raising funds for the Home. New Masonic Home Board President Givan was asked to present a resolution to the Grand Lodge at the current session to ask for an appropriation of $10,000 for the Home.

In 1888, the Board of Directors secured property in St. Louis after visiting several different sites around the state. The property consisted of fifteen acres near Forest Park with a residence which would be used to house the first residents.

On June 15, 1889, the Grand Lodge of Missouri dedicated

Executive Committee of the Board of Directors, 1898

the Home. Parson was Chairman of the committee in charge of making the arrangements for the dedication. He saw the opportunity to once again raise funds for the Home. There was a large tent placed on the property for the occasion, and he solicited each of the Lodges in St. Louis to have a table to serve refreshments with the proceeds going to the Home. Over $7,000 dollars was raised.

The early years of the Home were completely dependent on voluntary donations from the Masonic Bodies and individual donor support. At Grand Lodge Annual Communication in 1891, it was decided to have all the Lodges in the State contribute 50 cents annual per capita dues for each member for the support of the Home. This was the year prior to Parson’s election to the office of Grand Master.

In 1904, the Masonic Home lost one of its staunchest supporters when Past Grand Master and current Grand Secretary John D. Vincil passed away. When Parson was called upon to fill the vacancy in the office of Grand Secretary, he responded by closing his business and agreeing to become Grand Secretary.

In the office of Grand Secretary, Parson continued his work for the Home. The increase in residents made it clear that a new hospital was needed. On March 18, 1911, the cornerstone of the hospital was laid. Parson was instrumental in raising the voluntary contributions of over $102,000.

A new Administration and Children’s building was needed next. The Grand Lodge passed a resolution requiring each Lodge to pay a one-time $2 per capita of its membership to help raise the funds. Ultimately, these funds totaled $126,515.08. However, the funds

did not immediately come. Some Grand Masters became frustrated and advocated for the use of harsh methods to enforce the payment.

Grand Secretary Parson advised them not to go that direction. Instead, he asked them to give him time to allow him to collect the funds in his own way. Parson spent a great deal of his time and sent a large amount of correspondence to the Lodges throughout the state presenting them the facts and the Home’s needs. By the time Parson was done, all of the 643 Lodges in the state paid for the improvement fund in full. In 1914, the new Administration and Children’s Building opened. Parson was elected to the Board of Directors of the Masonic Home in 1886 and served consecutively until 1901. In addition to his Board appointment, he was elected Secretary of the Home in 1891 and served consecutively until 1908. Parson helped guide the Home as a member of the Board from its infancy through the tornado of 1896, the building renovations in 1897, the building of the first OES Chapel in 1897, the 1904 World’s Fair, and the building of the new “old folks” home in 1906. By 1903, he saw the Endowment Fund for the Home pass $100,000.

As Grand Secretary, Parson’s continued advocacy and leadership helped the Home navigate the addition of the Hospital and the Administration and Children’s Building. In 1915, the Grand Lodge again increased their per capita support raising it to $1.25, which would support over 300 men, women and children living in the Home.

At the 1918 Grand Lodge Annual Communication, a Resolution was put forward to honor and recognize

MUSEUM MOMENT

Parson. M. W. Jamison said, “I believe in scattering a few flowers along a brother’s pathway while living, rather than heaping them upon his grave.”

Parson had been a Master Mason for 49 years by this Annual Communication, and the Masonic Home Board of Directors wanted to formally acknowledge Parson’s service to the Home. The Home Board put forth a resolution which stated, in part:

We, therefore, submit that in view of the wonderful work that has been done by M. W. Brother John R. Parson, in behalf of the Masonic Home of Missouri, he is entitled to the encomium of “The Father of the Home” and should be known as having been one of the staunchest friends and workers for the Home during the whole time of its existence.”

Past Grand Master Charles C. Woods would ask to add the following:

When the Grand Lodge in 1885 appointed a committee to visit other institutions of similar character and purposes, I had the honor to be the chairman of that committee when this committee reported to the Grand Lodge in 1886. They were ordered to organize. Immediately, Brother John R. Parson, who was a member of the original Board, went to his own Lodge, to his Chapter and to his Commandery, and before any of us knew anything about it or what was going on, he went ahead and personally secured a donation of $100 from each of them and brought it to the chairman of the committee after the organization of the Board.

Woods went on to say:

Now, I wish Brother John R. Parson may not only be recognized as the legitimate Father of the Masonic Home of Missouri, but that he may be recognized as the one who secured the first donation of the very first dollar that was ever contributed to the building of this great institution.

Grand Secretary Parson’s reply:

This is one more evidence of the kindly feeling which you have shown towards me since I have been a Master Mason: and I want to say that I appreciate it. A man couldn’t be a man and not appreciate it very highly indeed. I am very grateful for the kind words of M. W. Brothers Jamison, Dockery, and Woods, and for the kindness that I have always received from the members of this Grand Lodge. Brethren, if I can continue to meet your approval and keep your good will, your confidence and your love, I am perfectly satisfied.

End Notes

A Book of Biographies, Past Grand Masters of the Grand Lodge A.F. & A.M. of Missouri, Prepared by Ray V. Denslow for the Missouri Lodge of Research, 1948.

In Memoriam John Rolph Parson, Grand Lodge A.F. & A.M. of Missouri, St. Louis, Missouri, May 9, 1924.

Missouri Grand Lodge Bulletin, Volume 3, No. 3, St. Louis, August 1926.

Missouri Grand Lodge Bulletin, Volume 4, No. 2, Trenton, May 1927.

Missouri Grand Lodge Bulletin, Volume 4, No. 3, Trenton, August 1927.

Missouri Masonic Year-Book 1895.

Official Proceedings of the Sixty-Sixth Annual Communication of the Grand Lodge Ancient Free and Accepted Masons of the State of Missouri, held in St. Louis, October 12, 1886.

Official Proceedings of the Ninety-Eighth Annual Communication of the Grand Lodge Ancient Free and Accepted Masons of the State of Missouri, held in St. Louis, September 17, 1918.

The Book of St. Louisans: A Biographical Dictionary of Leading Men of the City of St. Louis and Vicinity, 1906, St. Louis, The St. Louis Republic.

As an avid reader of our Museum Moment in our publications, you have read and learned about some amazing people featured in our Masonic Museum, just like in this issue — John R. Parson and his incredible achievements.

The Masonic Museum is a five themed gallery museum that weaves together the historical significance of the Fraternity, the history of the Grand Lodge of Missouri, and the history of the Masonic Home of Missouri. If you are someone who loves history and you enjoy learning about the founders of our state, we encourage you to come visit the museum.

There’s a wealth of information about these founding fathers, their Lodges, and historical events of those times. The exhibits are more than artifacts — they illustrate how Missouri Masons have helped shape not only our beloved state, but U.S. history overall.

The museum is a connector of people to moments in time, and those people are Masons. We look forward to sharing more museum moments in the next issue of Masonic Outreach.

A Brother's Apron

Tuscan Lodge No. 360 followed the unusual practice of printing the brother's warrant onto his leathern apron. The lodge then filled in the form just as if it had been printed on paper. John R. Parson signed it in his capacity as Grand Secretary.

The museum is open to the public Monday through Friday 9:00 am to 4:30 pm.

Although no appointments are necessary, you are welcome to call the Masonic Home of Missouri at (800) 434-9804 with any questions regarding availability or if you would like to schedule a group tour of the museum. Visit our website, museum.mohome.org, or scan the QR code to learn more.

Research Library Missouri Masonic

The Missouri Masonic Research Library is located at the Masonic Complex in Columbia, Missouri, and has been under the care and management of the Masonic Home of Missouri since 2020. As with the Masonic Museum, the Masonic Home of Missouri is proud to preserve the history of Missouri Freemasonry.

Over time, the library area has transformed into an area where you can research the day away. Please call or visit our website to schedule an appointment.

Upon arrival, please check in at the front desk, and a member of our staff will be more than happy to assist you. The library is furnished with quiet seating areas and desks allowing you the space to fully embrace the vast inventory of books, photographs, letters, and more.

In preparation to visit the library, view the catalog of content by utilizing our online portal — here's how:

` Step 1: Visit mohome.org/library

` Step 2: Click "Browse the Collection"

` Step 3: View items in our collection using the top navigation: Home, Keyword Search, Advanced Search, Random Images, Archives, Library, Objects, Photos

` Step 4: If you want to view an item found in the catalog, contact the Masonic Home.

The Missouri Masonic Research Library is available by appointment Monday through Friday from 9:00am to 4:30pm, when the Masonic Complex is open.

If you are interested in scheduling an appointment, please call the Masonic Home at (800) 434-9804, or visit mohome.org/library (or scan the QR code) to fill out our online form.

Can be Found

The Masonic Home of Missouri's Long-Term Financial Assistance Program helps clients stay safe and secure.

By Sonya Carney

What a fellowship, what a joy divine Leaning on the everlasting arms; What a blessedness, what a peace is mine, Leaning on the everlasting arms.

Leaning, leaning, Safe and secure from all alarms; Leaning, leaning Leaning on the everlasting arms.

“Leaning on the Everlasting Arms”

E. A. Hoffman • 1894

Peace, safety, security.

The classic hymn, “Leaning on the Everlasting Arms,” brings to mind the strength found in a higher power that surrounds, comforts, and lifts us up when times are difficult. The three Principles of Freemasonry — Brotherly Love, Relief, and Truth —put this faith into action. As Masonic Lodges and Eastern Star Chapters build bonds of brotherly and sisterly love, members freely join in covenant as family, with a supportive embrace they can lean on when times get tough.

Through charity, members share peace, strength, and comfort by contributing to their communities and supporting the programs and services of the Masonic Home of Missouri. The Long-Term Financial Assistance Program is just one way the Masonic Home of Missouri reinforces the fraternal bond by ensuring the long-term care needs of Missouri Masons, their wives or

widows, and Eastern Star women are within their reach.

Charity begins at home with the Long-Term Financial Assistance Program, as financial assistance caseworkers meet clients where they are—whether in their community homes or in facilities—to connect them with resources and financial support. Three clients of the LongTerm Financial Assistance Program, Sister Shirley Beasley, Brother Cecil Keeler, and Sister Orvella Wright, generously share their experiences with the program in the hope of encouraging their Masonic Brothers and Sisters to seek assistance when they need it. All three say they understand how hard it can be to ask for help. Although they initially felt reluctant or uncomfortable, leaning on the Masonic Home for assistance has brought them comfort and peace by alleviating their worries.

Shirley Beasley

Blessed Peace With My Lord So Near

While Sister Shirley Beasley leans every day on her faith in God and her network of family, friends, church, and neighbors, she also is bolstered by the support she receives from the Masonic Home’s Long-Term Financial Assistance Program.

Shirley is no stranger to doing her part in the face of hardship. She was born at home—the fifth of eight children—in southwest Missouri. When her father sought new employment, the family moved to the “Inner City” area of Kansas City, where they lived in a house with no indoor plumbing and an outhouse.

“We were poor, but we didn’t know it,” she says.

The only daughter among her siblings, Shirley took care of her brothers while her mother operated a restaurant to support the family. Shirley was still in high school, balancing her classes and pitching in with shifts at the restaurant, when her brother brought his friend Paul to meet her. Paul was promptly smitten, and he vowed to Shirley’s brother that he would marry her.

True to his word, Paul and Shirley were married three days after her high school graduation. They had two children and built a construction business together, with Shirley helping with the bookwork. Over the years, Shirley continued to work in secretarial roles, and she was a switchboard operator until she retired.

Shirley and Paul began their Masonic affiliation when two friends talked with them about membership and convinced them to join. Paul was a Master Mason for more than 50 years, while Shirley has been a member of Eastern Star for more than 60 years. Though it’s difficult for her to attend Chapter meetings now, she says she loved the ladies very much and still counts several as friends.

In the years after Paul passed away in 2005, Shirley began to experience some health problems. Despite her difficulties, she is steadfast in her determination to remain in the same country home Paul built for them in 1970. Shirley says that Paul thoughtfully designed the home for the two of them to age in place. However, as her medical needs increased and she began to struggle with her expenses, Shirley worried about having to give up her home and move to a facility.

Shirley says she initially heard about the Masonic Home of Missouri’s Financial Assistance Programs through her Eastern Star Chapter. Although she didn’t contact the Masonic Home right away, she eventually reached out for help as her expenses and her worries increased. The Masonic Home was there with help and support.

The Masonic Home helps Shirley with her medical bills, real estate and property taxes and provides monthly assistance for her regular expenses. She describes the Masonic Home’s Long-Term Financial Assistance Program as a “lifesaver,” saying that the assistance she receives has helped her keep her home and relieved her worries.

“It’s why I haven’t gotten depressed,” she says. “God blessed me with you all.”

Frequently Asked Questions about the Masonic Home of Missouri's Long-Term Financial Assistance Program:

Who can qualify for long-term financial assistance?

Elder Masons, their wives or widows, and female members of the Order of the Eastern Star.

How do I qualify for financial assistance?

Eligibility for long-term financial assistance is based on several factors. The first is age and length of membership: the age at which the Mason was raised or when the member of Eastern Star joined, and the length of their good standing as members. Eligibility also depends on demonstration of financial need.

How is financial need determined?

Caseworkers assess the individual’s assets, debts, income, and expenses. Requests for monthly assistance generally reflect the deficit or gap between their income and expenses.

How long can I receive longterm financial assistance?

Financial assistance can continue as long as it is needed. The individual must continue to meet program eligibility requirements: age and length of membership and demonstration of financial need.

How much financial assistance can I receive?

The amount of financial assistance is based on the individual’s needs as determined by an assessment of income and expenses.

What if I’m uncomfortable with sharing my personal information or asking for help?

The financial assistance caseworkers are trained and experienced professionals who will listen openly to your needs and concerns. The information you share with the caseworkers is confidential, and your privacy will be respected.

Will Board members know I’m requesting assistance?

Confidentiality extends to the information shared with the Board. When the Board reviews your request for assistance, you’ll be identified only by a case number and your age. The Board will not receive any identifying information about you. This protects your privacy and ensures unbiased decisions for approval.

I heard that I have to apply for Medicaid/MO HealthNet and other government benefits. Is that true?

Yes. When individuals are eligible for MO HealthNet and

VA benefits, those resources can reduce the amount of financial assistance the Masonic Home provides. Being a good steward of financial resources is important because it ensures the Masonic Home can help more people.

I have other relatives who need long-term financial assistance. Can you help them?

The Masonic Home’s LongTerm Financial Assistance Program is limited to Masons, their wives or widows, and female members of the Order of the Eastern Star. Other relatives would need their own Masonic affiliation or spousal connection to qualify for financial assistance from the Masonic Home. Social Services assistance is available to anyone, so the financial assistance caseworkers will be able to provide information and referral to other resources that can help.

Does the Masonic Home operate any facilities or homes in the state of Missouri?

No, the Masonic Home no longer owns or operates facilities and has switched to an outreach model. This change allows us to reach you where you are.

Cecil L.Keeler, Jr.

Oh, How Sweet to Walk in This Pilgrim Way

Like Shirley, Brother Cecil Keeler counts the Masonic Home of Missouri as one of “God’s blessings.” A hard-working man throughout his life, Cecil finally retired at age 80 after decades of work as a police officer, over-theroad truck driver, and Enterprise employee. He joined the Masons in 1960 along with two of his brothers. Cecil says the three were raised as Master Masons at the same time in 1961, with their father later becoming a Mason as well.

Cecil says his family was drawn to Freemasonry because it reflects their values of service and charity. “We were all serviceminded,” he says. “All the precepts fit us to a T.” Cecil carried out his mission of service, both on the job and with his Lodge. In 2008, during Cecil’s term as Worshipful Master, Meramec Lodge No. 313 participated in the MoCHIP program, helping to provide security to more than 1,000 children. Cecil says that he and his brother Joe established a monthly fundraising breakfast at their Lodge that drew hundreds of guests. He also began reaching out to widows and homebound members to maintain their connections with the Lodge.

In 2014, Cecil’s journey as a Mason came full circle: He realized it was time to contact the Masonic Home and seek financial assistance. Cecil says that his wife was in declining health, and

the couple needed to find other long-term living arrangements that would better support their needs. They were concerned about relying financially on their adult children, he says. So, they turned to the Masonic Home to find a suitable independent living facility and applied for financial assistance to help with the cost. The couple lived together in the independent living facility for nearly six years with help from the Masonic Home’s Long-Term

Financial Assistance Program. Shortly after his wife passed away in 2020, Cecil’s need for care began to increase. In 2022, he moved to an assisted living facility with continued financial assistance from the Masonic Home. He says the moves to independent and assisted living would have been “impossible” without financial assistance from the Masonic Home.

“It’s a wonderful resource,” Cecil says. “This is brotherhood for real.”

“The assistance from the Masonic Home has brought me comfort. With any problem, I know I can call the staff, and they will help me.”

— Cecil L. Keeler, Jr.

Orvella Wright

What Have I to Dread, What Have I to Fear

Sister Orvella Wright, who is only a couple of years from earning her 50-year Eastern Star pin, joined the Order of the Eastern Star in 1975 on her brother’s Masonic membership. Her husband, Robert, became a Mason in 1984. Orvella has served as Worthy Matron eight times and as District Deputy Grand Matron twice. Like Cecil, Orvella says she feels good about the charitable focus of Eastern Star — raising money and helping people. Participating in Eastern Star has allowed her to develop friendships with people she might not have met otherwise. Orvella says she especially values the unique bond she has with Eastern Star members — not just in her Chapter but all over the country.

“People will recognize my Eastern Star ring and strike up a conversation,” she says.

Orvella and Robert, her husband of 54 years, were high-school sweethearts in Centerville, Iowa. The two met in the school band where Robert played tuba and she played the snare drum. The couple married in 1957 and moved to Alabama where Robert was stationed in the National Guard. After his discharge, the couple returned to Iowa, and Robert began a career in retail management. They started a family and lived in several parts of the Midwest, eventually settling in Jefferson City where Robert worked for Kmart.

Orvella says she held a number of jobs in the Jefferson City area and eventually retired from Capital Region Hospital, where she worked at the front desk and switchboard.

Robert passed away in 2011. Over time, as Orvella’s must-haves grew, she sought help from her family and friends. With the bonds she has created within Eastern Star, she knew she could lean on her Sisters for social support, such as transportation to medical appointments and to Eastern Star events.

“We’re part of a family. We’re sisters and brothers,” she says. “If you have a problem, they’re all there for you.”

Though she readily accepted support from her Eastern Star Sisters, Orvella understands that it can be hard to ask for help, especially for those who are accustomed to being helpers themselves. She says she felt that reluctance when she needed hearing aids, the cost of which was more than she could afford. Orvella says she had known of the financial assistance from the Masonic Home for a long time, especially for medical needs, but she still struggled to reach out. It was a suggestion from trusted family — an Eastern Star Sister — that prompted Orvella to contact the Masonic Home for help to purchase the hearing aids. For Orvella, the Masonic Home’s confidentiality policy and the friendly staff increased her comfort level. “Don’t be ashamed,” she says. “You don’t have to tell anyone you’re getting help.”

Long-Term Financial Assistance: Helping Clients Stay Safe and Secure

“It can be a challenge to ask for help, but if I can’t help myself, I have to ask for help,” Cecil says. He credits the Masonic Home’s financial assistance caseworkers for making him feel more comfortable about reaching out for help.

“Forget about being embarrassed, and don’t be afraid,” he says. “If they’re worried that people might look down on them, don’t worry about that.”

Like Cecil, Shirley says the Masonic Home’s caseworkers are supportive and upbeat, and she can count on them to take care of problems and talk through her concerns.

“I don’t worry, because I know you’re there,” she says.

Both Shirley and Orvella say they have talked with others about the assistance they have received from the Masonic Home, encouraging them to reach out.

“If they need help, ask for it,” Shirley says. At Chapter meetings, Orvella has shared her experience with financial assistance for hearing aids, encouraging her Sisters to seek help when they need it.

“I know it’s there if I need something,” she says. “People don’t realize that it’s there for them, too.”

Cecil says older Masons and their loved ones should know about the assistance available from the Masonic Home so they can get the help they need.

“The assistance from the Masonic Home has brought me comfort,” he says. “With any problem, I know I can call the staff, and they will help me.” He says that he has always been proud to be a Mason, and he is even more proud now after his experience as a client of the Masonic Home of Missouri.

For Cecil, Shirley, and Orvella, leaning on the Masonic Home of Missouri for financial assistance extends the bonds of the fraternity. All three know they can rely on their Masonic Brothers and Sisters for the services and care they will need for the long term. Their worries are alleviated and replaced with comfort and security. Peace can be found in the out-stretched arms of Brotherly Love.

How to apply for the Masonic Home's LongTerm Assistance Program:

(800) 434-9804: Call the Masonic Home of Missouri, and ask to speak with a financial assistance caseworker.

The caseworker will talk with you about your needs, determine your eligibility, and discuss how to apply.

Documentation is necessary with the application to show a need for financial assistance.

You and your caseworker will schedule a time to complete the financial assistance application together.

Your caseworker will submit your request to the Board of Directors.

If you are experiencing financial difficulties, caseworkers are just a quick call or email away with helpful information, social services resources, and guidance through the application process. You can contact us at the Masonic Home at (800) 434-9804 or at info@mohome.org.

The Board of Directors will make the decision about approving assistance.

Your caseworker will contact you about the Board of Directors’ decision.

The world is full of mysteries...

How was the Great Pyramid on Giza constructed? What was the intended purpose of Stonehenge? What really goes on in Area 51?

There are some mysteries that we may never solve, and we will remain blissfully ignorant because the answers don’t impact our lives.

Conversely, there are also mysteries, or confusing things, that do impact our lives. Mysteries that, once the answers are revealed to us, could greatly improve our lives.

For many aging Missourians, the Department of Social

Services (DSS) and the myriad of benefit programs it has to offer is often confusing. Many don’t seek answers, because they don’t think they will qualify. Others avoid looking too closely because applying can be a daunting and tedious process. Some are intimidated and overwhelmed by its complexity. Some just don’t know that DSS is there to serve them.

Regardless of the reason, it’s helpful to demystify and clarify DSS and the programs it offers, so those who qualify can access the gems it holds.

By Carly Dibben

LOOK AT Demystifying the Department of Social Services & MO HealthNet

By Carly Dibben

Iattended a “lunch and learn” last week that was focused on fundraising. It was an interesting topic of generational giving, but there was one moment in particular that struck me during the presentation. The speaker was explaining the giving trends for Baby Boomers. She then moved on to the giving trends for Millennials. An attendee raised her hand and said, “You failed to mention Generation X.”

The speaker went on to explain that Generation X is the “sandwich” generation. They are in the middle of caring for elderly parents and other elderly loved ones, and they are still raising children. Both of these aspects of support and caregiving make it difficult for Generation X to donate.

While technically attending to discuss fundraising, my mind went immediately to programs. How many of us are struggling to deal with our parents’ or other older relatives’ changing health care issues? We all know those health care issues come with a price tag. What care do they need? How do they/we pay for it?

As someone who has now worked for years in this particular area, I know it is very complicated and often overwhelming. I also know from working with countless clients and families that it is better to start planning and/or having conversations before a crisis arises.

The following section is a resource to help you and your loved ones have some idea of what type of care is

out there and what type of funding might be available to help if there are not significant resources. There is a lot of information out there, so this particular section has been narrowed down to the Department of Social Services and MO HealthNet (often referred to as Medicaid).

If you have any questions regarding levels of care, state assistance, or how all of this fits in with the Masonic Home’s Outreach Programs, please do not hesitate to call and speak with an Outreach Caseworker. One of our underutilized programs is the Masonic Home’s Social Services Program, which is here to help you understand and navigate the complexity of long-term care for yourself or a loved one.

Barbara Ramsey, Executive Director

What's in this special section?

The best way to solve any mystery is to

What is DSS and MO HealthNet?

The Department of Social Services is a state agency that provides qualifying Missouri residents with public assistance, health care coverage, and protective welfare services. MO HealthNet (Medicaid) provides health care coverage for Missouri's low-income and vulnerable citizens.

The benefits provided are needs-based, requiring applicants to meet certain criteria to

qualify. Those that do meet the criteria benefit greatly by receiving cash benefits and affordable health care through a variety of programs.

In fiscal year 2021, over 1 million Missouri residents were enrolled in MO HealthNet services, and DSS spent over $10 billion in MO HealthNet benefits alone. Over $1 billion of those dollars went to skilled nursing facility care. Another $1.4 billion paid for pharmacy services, and $2.5 billion paid for managed care payments.

All three of these MO HealthNet programs are available to qualifying aging Missourians.

ask questions. So, let’s start asking.

What eligibility requirements do Missouri seniors need to meet to qualify for MO HealthNet?

The basic eligibility requirements for MO HealthNet benefits for candidates are:

• Age 65 or older.

• Monthly income criteria based on level of care.

• Limited assets with the exemption of: home, one personal vehicle, and personal items.

• Missouri resident that intends to remain in the state.

• U.S. citizen or eligible qualified non-citizen.

While these are the basic eligibility requirements, some programs might have additional qualifying criteria such as place of residence, who is residing with the recipient, level of care the recipient needs, and who provides that care.

70%

Of seniors will need some type of long-term care.

(LongTermCare.gov)

3.7

Average yearly stay for women in long-term care facilities.

(LongTermCare.gov)

2.2

Average yearly stay for men in long-term care facilities.

(LongTermCare.gov)

What are the programs for Seniors Living in the Community & Independent Living?

` Aged, Blind, & Disabled

` Waiver Programs

` Energy, Water, & Food Assistance Programs

Aged, Blind, & Disabled (ABD)

Most people know Missouri’s Aged, Blind, and Disabled program as Regular Medicaid. The ABD Program provides Missouri residents over the age of 65 and residing in their home with longterm care services through two programs: Home and Community Based Services and Consumer Directed Services.

Both are entitlement programs, which means they are available to all eligible MO HealthNet recipients. The goal is to provide senior Missourians the opportunity to remain in their homes with direct care supports.

Home and Community Based Services (HCBS)

The first of the ABD programs, HCBS is geared toward all MO HealthNet recipients who require some level of facility care but choose to remain in their private home instead of moving to a facility.

HCBS provides supports to unpaid caregivers by funding adult day care, respite care, some nursing services, personal care assistance, meal delivery, and housekeeping.

Consumer Directed Services (CDS)

Missouri’s CDS program is another program that falls under ABD. CDS serves the physically disabled residing in their homes wishing to manage their own care. Participants in this program must be able and willing to coordinate their own care.

This program gives them the opportunity to hire, train, and supervise who provides their personal care services, such as bathing, grooming, toileting, medication management, light housekeeping, meal preparation, and transportation to medical appointments.

Recipients can hire friends and family members as their direct care providers, with the exception of legally responsible relatives, such as spouses and legal guardians. Friends and family members hired must register as a CDS

provider with the Missouri Medicaid Audit and Compliance Unit in order to be compensated for the care they provide.

Waiver Programs

Waver programs are not entitlement programs. These programs have additional restrictions for qualification and are limited in the number of active participants. It is not uncommon for applicants to be placed on a waiting list due to capacity limits.

Two community-based waiver programs available to seniors are Aged and Disabled Waiver and Structured Family Caregiving Waiver.

Aged and Disabled Waiver (ADW)

ADW is available to MO HealthNet recipients over the age of 65 and disabled recipients between the ages of 63 to 64 requiring skilled nursing care. Similar to Home and Community Based Services, ADW provides relief and support to unpaid caregivers. Participants must live in a private home in the community and require skilled nursing level of care. Services provided through ADW include case management, respite care, adult day health care, housekeeping, and meal delivery.

Structured Family Caregiving Waiver (SFCW)

SFCW provides funding to pay for long-term care services and supports for MO HealthNet recipients with Alzheimer’s disease and other related dementias.

Recipients must reside with their caregivers in a private home located in the community. SFCW differs from Consumer Directed Services in that it allows spouses and legal guardians to act as the caregiver.

Caregivers are financially compensated through SFCW as long as they continue to reside with the recipients and are employed by a provider agency enrolled with DSS.

Energy, Water, and Food Assistance Programs

Missouri’s Department of Social Services also offers programs to defray household expenses, such as energy costs, water and sewer services, and groceries. While these are not MO HealthNet programs, they are also needs-based and have similar eligibility criteria.

Low Income Home Energy Assistance Program (LIHEAP)

LIHEAP includes two programs that provide energy assistance to low-income families: the Energy Assistance Program and the Energy Crisis Intervention Program. Applicants for both programs must be Missouri residents responsible for paying household utilities, have less than $3,000 in available cash assets, and meet income guidelines based on the size of the household.

Energy Assistance Program (EAP)

EAP offers one-time payment assistance for heating and cooling costs. For EAP, the year begins October 1 and ends September 30.

Applications for households that contain a disabled person or person over the age of 60 can be submitted on or after October 1 and are processed within 30 business days. All other households can submit after November 1st.

The number of people in the household, total household

income, and energy source utilized to heat or cool the home are all taken into consideration during the determination process and will dictate the amount of assistance approved.

Energy Crisis Intervention Program (ECIP)

ECIP utilizes the same application as the EAP, but the application will be flagged as a crisis situation and expedited for review. In addition to meeting the criteria for the EAP, applicants must also have experienced an uncontrollable loss of income or will experience a life-threatening situation if energy services are lost. Assistance limits for this program are currently set at $1,600 during winter months and $1,200 during summer months. ECIP assistance is only available for as long as funds are available. Once program funds are exhausted, applicants must wait until the start of the next program year to apply again.

Low Income Household Water Assistance Program (LIHWAP)

Similar to the energy assistance program, LIHWAP provides one-time payment assistance for water and sewer costs. The program year begins November 1 and ends September 30. Eligibility requirements and approved assistance are based on the same factors as Low Income Home Energy Assistance Program, described above. Assistance is available to pay disconnection and reconnection fees, disconnection notices,

past-due bills, and current bills. LIHWAP caps out at $750. Funds for this program are limited and will replenish at the start of the program year.

Supplemental Nutrition Assistance Program (SNAP)

SNAP is a DSS program that addresses food insecurities for Missouri residents. This monthly benefit loads funds to an Electronic Benefit Transfer (EBT) card to purchase groceries.

EBT cards work similarly to debit cards; however, they can only be used to purchase food and food products and may not be used to withdraw cash.

As with all DSS and MO HealthNet programs, SNAP is a needs-based program, and assistance amounts are based on income, number of people in the household, ages of the residents, and whether anyone in the household is disabled.

Applications will only be processed with all required supporting documentation attached and generally take 10 days to process. Determination can be expected within 30 days. SNAP is available to those who reside in the community and independent living communities.

Low Income Assistance Programs: (855) 373-4636

Supplemental Nutrition Assistance Program Application:

Supplemental Nursing Care Assistance (SNC)

DSS and MO HealthNet benefits are not limited to those living in private homes in the community. SNC assistance offers benefits to those who reside in licensed assisted living facilities and residential care facilities.

While these facilities provide residents some support with activities of daily living, such as medication management and oversight, they are not considered nursing care.

The goal of this program is to provide MO HealthNet recipients who require some additional supports the opportunity to choose to receive care in an assisted living facility or residential care facility instead of having to move to a skilled care facility.

Assisted living facilities and residential care facilities are less expensive and restrictive compared to skilled nursing facilities, offering more autonomy to residents. This is often a preferred option for seniors who only need minimal supports. The benefits available through SNC are Cash Grant, Personal Spending, and Personal Care Units.

Cash Grant and Personal Spending

Cash Grant and Personal Spending are both cash benefits that help defray living expenses for facility residents. Cash Grant benefits are currently $292 monthly for assisted living facilities residents and $156 for residential care facilities residents. Personal Spending is an additional

$50 provided for personal needs to all assisted living facilities and residential care facilities MO HealthNet recipients. Cash Grant and Personal Spending tend to go hand in hand. If an applicant is approved for the Cash Grant, they will also be approved for Personal Spending.

Personal Care Units (PCUs)

Approval for SNC can also assist with Medicare Part B premiums and prescription medication expenses.

PCUs are available to residents who require more care than is typically provided in an assisted living facilities or residential care facilities setting, but not so much additional care that necessitates the resident move to skilled care.

The facility will request that an evaluation of the resident’s care needs be completed on behalf of the resident, which is then reviewed by MO HealthNet.

The benefit amount approved is based on the amount of additional care the facility is providing the resident. Unlike the Cash Grant and Personal Spending benefits, the funds are paid directly to the facility. In some cases, the funds are applied to the resident's monthly facility rent, resulting in a lower out-of-pocket cost each month.

What

Nursing Home Coverage

Skilled Nursing is the highest level of care available and also the most expensive. The cost can be daunting and financially devastating. It can be frightening, causing residents and their loved ones to worry how they’ll be able to continue to afford the care they require.

MO HealthNet will cover the cost of a skilled nursing facility once the resident has exhausted available assets paying for his/her care. This program requires the MO HealthNet recipient apply the sum of his/her monthly income toward the facility cost, minus $50 for personal care items.

Nursing Home Coverage will also permit some residents to retain a portion of their income to pay for their existing supplemental insurance policy in an attempt to reduce the benefit amount needed from MO HealthNet for health care and pharmacy costs.

In the event the resident’s spouse still resides in the community, a division of assets will be completed, allowing the community spouse to retain a majority of the joint assets and a portion of the resident’s income.

Applications are typically processed within 90 days, and benefits will back pay to the date of application in some cases.

Resources

Health.mo.gov/seniors

Health.mo.gov/seniors is a resource for senior service information. While there is a lot of information to be found on the site, there are two particularly useful resources in locating and evaluating care providers:

Show Me Home Care and Rehab

` https://healthapps.dhss.mo.gov/ showmeltc/defaulthhc.aspx

Show Me Long Term Care in Missouri

` healthapps.dhss.mo.gov/showmeltc

Both sites allow you to search by County, City or Zip Code for a list of providers in the area selected.

It is a quick way to compile a list of licensed providers along with the most current State of Missouri inspection. In the case of Show Me Long Term Care in Missouri, it will also help show level of care, such as assisted living or skilled care.

Medicare.gov

Medicare.gov is a resource for seniors or those assisting seniors locating and navigating health care systems, which could include home health care services, hospitals, nursing homes, hospice, etc.

This site allows you to search by Street, Zip Code, City or State compiling a list based on the criteria you select.

` medicare.gov/care-compare

MO HealthNet division of assets is extremely important for families to explore when one spouse is in skilledcare and the other is in community. Scan the QR code to find out more.

` dss.mo.gov/fsd/spousi.htm

Are there programs for All Levels of Care?

Managed Care (MHC)

MHC provides health care and pharmacy benefits. The program operates like a typical Health Maintenance Organization (HMO), allowing participants to choose a MO HealthNet Managed Health Care (MHC) plan.

There are currently three plans from which to choose. As with any HMO, participants are locked into their coverage for a year with the opportunity to change plans during the annual open enrollment period.

Regardless of where you reside, those who qualify for a MHC plan receive coverage for hospitalization and pharmacy expenses. MHC benefits are needs-based and can be conditionally approved with a spenddown.

A spenddown is a set amount the recipients must pay out of pocket each month toward their health care needs before MHC coverage will begin.

Blind Pension

This program provides a monthly cash grant and MO HealthNet MHC coverage to blind MO HealthNet recipients who do not qualify for Social Security Income benefits.

Acronyms Decoded

ABD

Missouri’s Aged, Blind, and Disabled Program

ADW

Aged and Disabled Waiver

CDS

Consumer Directed Services

EAP

Energy Assistance Program

ECIP

Energy Crisis Intervention Program

HCBS

Home and Community Based Services

LIHEAP

Low Income Home Energy Assistance Program

LIHWAP

Low Income Household Water Assistance Program

MHC

$2.52 Billion Amount DSS spent in MO HealthNet paid for managed care payments.

(FY2021 • dss.mo.gov)

MO HealthNet Managed Care

PCU

Personal Care Units

SFCW

Structured Family Caregiving Waiver

SNAP

Supplemental Nutrition Assistance Program

SNC

Supplemental Nursing Care Assistance

The Logistics: What, where, how?

` Supporting Documentation

` Eligibility Requirements

` Application Help

What documents do I need to support my application?

Since MO HealthNet is a needsbased benefit, the application for benefits must be accompanied by supporting documentation.

Applicants will be asked to provide documents to verify:

Additional documentation might be requested depending on the program. It is also important to keep in mind that all DSS and MO HealthNet programs require periodic review of the applicant’s ongoing financial need.

These documents will be needed for those reviews as well. Recipients also have the responsibility to report any changes in income and significant changes to their health and living situation as they occur.

Identity

• Driver’s License

• Pay Stub

• State or Federal ID

• School ID

Income

• Pay Stubs

• Letter From Employer or Training Program

• Letter From School

Disability

• SSA Disability or SSI Determination Letter

• Statement From Doctor

• Disability Letter From the Veteran’s Administration

Liquid Resources

• Bank Statements

Assets

• Deeds For Real Property

• Property Tax Statement

• Mortgage Statement

• Life Insurance Policy With Statement of Cash Surrender Value

• Investment Accounts

Residency

• Lease

• Rent Receipt

• Utility Bills

• Mortgage Statement

Medical Expenses

• Medical Bills

• Insurance Premium Notice

• Pharmacy Receipts

Relationship

• Power of Attorney

• Guardianship

• Conservatorship

• Marriage Certificate

• Divorce Decree

How can I ensure I meet eligibility requirements?

This is a tricky question to answer since eligibility differs between benefit programs. Available assets and exceeding income limits often disqualify applicants at first — this does not mean the applicant will never qualify. Eligibility will change as the applicant utilizes available assets for care and as the level of care required changes.

However, there are some actions that will disqualify applicants from the majority of DSS and MO HealthNet programs regardless of their lack of assets, limited income, and their care needs. According to Joseph Langworthy, an attorney who specializes in estate planning and elder

law, one of the most common reasons for disqualification is transfer of assets.

Langworthy stresses the best approach to ensure you remain eligible for needsbased benefit programs is to work through the numbers. Look at your assets and income and consider how they apply to asset limits. He further noted that there is a 5-year lookback period for MO HealthNet applicants. Any significant transfer of assets made in that time will affect when an applicant might qualify for benefits, if at all.

Langworthy’s advice is to start planning for long-term care as soon as possible. For those who have not started planning he says, “It’s never too late, until it’s too late.” Delaying your plans will limit your options in the future.

It's never too late, until it's too late. Delaying your plans will limit your options in the future.”

— Joseph Langworthy, Attorney Specializing in Estate Planning & Elder Law

Where can I get help applying?

According to Trish Luther, Community Options & Service Manager for Aging Best, applications for all DSS and MO HealthNet programs can be completed online. Aging Best is one of the 10 Area Agency on Aging offices serving Missouri seniors. She further explained that if an applicant doesn’t have access to a computer, a paper application can be completed. Regardless of online or on paper, the application process for any of these programs can be intimidating and overwhelming. Understanding eligibility requirements and ensuring you provide the correct supporting documents can be exhausting. The good news is — there is help available. Luther explained that all Area Agency on Aging offices throughout Missouri can assist

After all is said and done...

Many people avoid conversations about finances and plans for future care because those conversations can be difficult and uncomfortable. However, they are necessary to ensure you and your loved ones receive the care and supports needed in the place of your choosing. Knowing what benefits are available through DSS is a starting point. Solving the mystery of DSS and MO HealthNet can help guide your financial choices to ensure funding for your future care.

applicants with completing and submitting their applications. They offer a myriad of other services as well and are an excellent resource for Missouri seniors.

Other potential sources for help in the application process are assisted living facility and residential care facility directors.

Toni Holcomb, a facility director in southeast Missouri, stated she regularly assists residents and potential residents through the application process for DSS, MO HealthNet, and VA benefits. Holcomb reports that she also helps them organize supporting documentation and submit the applications once they are complete.

When asked what tips she offers MO HealthNet applicants, Holcomb advised that it is wise to wait until the applicant falls within eligibility requirements, and the best time to start the application process is about a month before assets are exhausted. DID YOUKNOW?

Community Options and Service Manager for Aging Best, Trish Luther, says Area Agency on Aging offices throughout Missouri can assist applicants with completing and submitting their applications.

Area Agency on Aging Missouri Offices

1616 Southridge Drive, Suite 203 • Jefferson City, MO 65109 573-668-8824 • ma4web.org

Senior Age AAA

` 1735 S Fort Ave.

Springfield, MO 65807

` (417) 862-0762

` (800) 497-0822

Counties Served: Barry, Christian, Dade, Dallas, Douglas, Greene, Howell, Lawrence, Oregon, Ozark, Polk, Taney, Texas, Shannon, Stone, Webster, and Wright

Aging Matters

` 1078 Wolverine, Suite J

Cape Girardeau, MO 63701

` (573) 335-3331

` (800) 392-8771

Counties Served: Bollinger, Butler, Cape Girardeau, Carter, Dunklin, Iron, Madison, Mississippi, New Madrid, Pemiscot, Perry, Reynolds, Ripley, St. Francois, Ste. Genevieve, Scott, Stoddard, and Wayne

Care Connection for Aging Services

` 106 W. Young Street

Warrensburg, MO 64093

` (660) 747-3107

` (800) 748-7826

Counties Served: Carroll, Cedar, Chariton, Bates, Benton, Henry, Hickory, Lafayette, Pettis, Saline, St. Clair, and Vernon

Young at Heart Resources

` 809 North 13th Street

Albany, MO 64402

` (660) 240-9400

` (888) 844-5626

Counties Served: Andrew, Atchison, Buchanan, Caldwell, Clinton, Davies, Dekalb, Gentry, Grundy, Harrison, Holt, Linn, Livingston, Mercer, Nodaway, Putnam, Sullivan, and Worth

Northeast MO AAA

` 815 N. Osteopathy Kirksville, MO 63501

` (660) 665-4682

` (800) 664-6338

Counties Served: Adair, Clark, Knox, Lewis, Lincoln, Macon, Marion, Monroe, Montgomery, Pike, Ralls, Randolph, Schuyler, Scotland, Shelby, and Warren

Aging Best

` 201 W. Broadway, Suite 1-E Columbia, MO 65201

` (573) 443-5823

` (800) 369-5211

Counties Served: Audrain, Boone, Callaway, Camden, Cole, Cooper, Crawford, Dent, Gasconade, Howard, Laclede, Maries, Miller, Moniteau, Morgan, Phelps, Pulaski, Osage, and Washington

Mid-MO Regional Council AAA

` 600 Broadway Suite 200 Kansas City, MO 64105

` (816) 421-4980

` (800) 593-7948

Counties Served: Cass, Clay, Jackson, Platte, and Ray

St Louis AAA

` 1520 Market St., 4th Flr., Rm. 4065 St Louis, MO 63103

` (314) 612-5918

` (877) 612-5918

Counties Served: Franklin, Jefferson, St Charles, St. Louis, and St. Louis City

Aging Ahead

` 14535 Manchester Road St. Louis, MO 63011

` (636) 207-0847

` (800) 243-6060

Counties Served: Franklin, Jefferson, St. Charles, St. Louis, and St. Louis City

Region X AAA

` 531 E. 15th. Street

Joplin, MO 64804

` (417) 781-7562

Counties Served: Barton, Jasper, McDonald, and Newton

92%

The total of FY2022 financial assistance that went to long-term clients.

AGE OF THE MASONIC HOME OF MISSOURI LONG-TERM FINANCIAL ASSISTANCE PROGRAM.

35%

Of current long-term clients assisted for 7 or more years.

77

Average age of Long-Term Financial Assistance clients.

6

The number of years assisting our longest running client.

$2,856

Number of states with clients receiving assistance. (All with Missouri memberships)

Average monthly long-term assistance provided to current clients in facilities.

10,000

9% Of total 2021 national giving came from bequests. (Giving USA 2022)

DAY

(census.gov)

$160B

Has been set aside in Donor Advised Funds. (National Philanthropic Trust 2021 DAF Report)

Roughly 516 of the 1,161 facilities in Missouri participate in the Federal Medicaid and/or Medicare programs.

(bit.ly/genx-source)

$4,500

Average monthly cost of community and assisted living. (Genworth.com; 2021)

Are you between 43 and 58 years old?

Gen X: This is for you...

According to data from 2020: “The baby boomer generation is the second-largest in the country, and now many are finding themselves in a position of needing help from their adult children,” said GoHealth CEO & Co-founder, Clint Jones. “For those in this role, over half were prompted following a parent’s significant medical event. And many are spending thousands of their own money to fund their parents’ health care bill. This can put a serious strain on financial stability.”

It is time for this generation to access information to support their role. We know time is valuable in this fast paced world we live in.

Gen Xers spend 11.5 hours per week managing their parents' health care and estimate they'll spend 14-16 years in assisting their parent(s).

DID YOUKNOW?

3 in 5 Gen Xers began assisting after a parent suffered a serious medical event.

7 in 10 Gen Xers help pay their parents' medical bills.

Roughly 2 in 5 Gen Xers have spent more than $10,000 of their own money in the last year.

One thing is clear — navigating DSS and MO HealthNet is complex. The goal of this special section is to provide you with an easily accessible resource on DSS and MO HealthNet and what options are out there. In addition, we want to encourage you to reach out to the Masonic Home, and here is why.

Early conversations lead to easier outcomes with less unknowns and less stress. Whether you or someone you know is in need of immediate help or you want to make plans for the future and better

How can the Masonic Home help you?

understand what options are available, calling the Masonic Home is the right place to start. Reach out to our caseworkers. They are here to answer your questions and take the time to walk you through levels of care, state assistance and how the Masonic Home’s programs can assist you. As Past Grand Secretary John D. Vincil, 1890 stated, “One of the sweetest, as well as one of the dearest, of all words in our language is ‘HOME’.”

Our Long-Term Financial Assistance Program exists to

assist eligible seniors to remain in their homes, apartments or preferred independent or assisted living facilities. This program can provide monthly assistance, but it can also provide single payments for expenses such as dental work, medical bills, or hearing aids.

Circumstances can change leaving the best laid plan derailed. Connecting with the Masonic Home to start planning, or to apply for assistance, is a great way to get on track for a secure road ahead.

For more information, or to begin the process of applying for assistance, please call the Masonic Home at (800) 434-9804 and request to speak to one of our financial assistance case workers to discuss your needs and specific situation. Alternatively, the initial application can be found on our website at mohome.org/financial-programs.

The Masonic Home provided $1.1 million in long-term financial assistance during FY 2022.

2023 Annual Communication

Mark your calendars!

You will not want to miss connecting with the Masonic Home of Missouri at this year’s Annual Communication in St. Charles, Missouri.

There is no better time to connect with the Masonic Home of Missouri.

Annual Communication is the perfect opportunity for you to see firsthand what we have been up to over the past year. We want to personally invite you to join us to learn more about the Masonic Home, its achievements, celebrations, and new ventures. There are a few ways that you can do this…

SATURDAY, SEPTEMBER 16TH, 2023

Join us for the 18th Annual Truman Club Dinner held at the St. Charles Convention Center. Hosted annually, as a way to say thank you to our incredible donors, it also serves as a fundraiser to truly support the Masonic Home in our mission to continue to assist Missouri Masons, wives and widows, children and ladies of the Order of the Eastern Star in their time of need. Named in his honor, Harry S. Truman was a staunch supporter of the Masonic Home and the need to support it.

By joining a donor recognition program, you are committing to annually supporting those who are in need. You will become part of an exclusive group that is making an impact on individual’s lives, like that of Cecil Keeler, Orvella Wright and Shirley Beasley whom you have read about in this magazine. Your support is truly valued.

Are you a current Truman Club Member?

If so, we thank you and remind you to look for your invitation in the mail at the beginning of June. If you are not part of the Truman Club, it is not too late to join.

How to become a Truman Club Member: Call us at (800) 434-9804 to join, or join online at mohome.org/Truman-club-sign-up. Your $100 minimum donation will start your membership and your path to being part of the Truman Club Society.

“The Masonic Home of Missouri, in my opinion, is reason enough for the existence of the Masonic Fraternity. Every man who is a member of our Fraternity in Missouri ought to be proud of the fact that he contributes to the welfare of his Brethren, and their children.”

Sunday Afternoon, September 17th – Tuesday, September 19th, 2023

Visit our Booth

This year we have hit a milestone, and we are excited to celebrate 20 years of our Children’s Outreach Program. Over the span of two decades, the program has provided over $405,000 to Masonic children with varying needs ranging from medical care services to therapy and equipment. Stop by our booth to learn about stories that will reinforce how you are helping support those who need us most.

Between sessions, the Masonic Home staff will be available at our booth to connect and answer questions, talk about the Masonic Home’s programs, and ensure you, as a valued member of the Fraternity, are aware of how the Masonic Home could be of assistance to you now or in the future. This issue highlights a need that many of us may encounter. Stop by and start a conversation to become informed of how we are where you are when you need us. We hope to see you there.

Monday, September 18th, 2023

Masonic Home Rep Luncheon

This is our chance to recognize and thank our Masonic Home Reps for their work over the previous year. It is at this luncheon that we celebrate our Masonic Home Rep of the Year, as well as Lodges and Chapters who have supported the Masonic Home through their Vincil Society contributions.

Your monthly emails from the Masonic Home will continue to keep you updated on registration for the luncheon, as well as continue to provide you a direct line to support your important work as a Home Rep. Home Reps, it is not too late to make sure your Lodge or Chapter is participating in order to be part of the Vincil Society. Here's how:

General Contributions

The deadline for gifts to be recorded for recognition is August 31, 2023. If you have questions about your Lodge or Chapter's Vincil Society participation, please call us at (800) 434-9804.

Penny-A-Day Program

Square & Compasses Courtyard Paver Stones Event Sponsorships & Support

Memorial & Honorary Gifts