











Welcome to this February edition of Cheshire South Local magazine.
February, bringing early signs of renewal; crocuses and snowdrops begin to emerge, their blooms adding spots of colour to the otherwise muted landscapes of our local parks. Buds on trees and shrubs may start to swell in preparation for spring, signalling the slow awakening of the plant world.
Birds begin to sing more actively, and some species, like robins, may establish territories or scout nesting sites. All this happening right on our doorstep in our very own Carrs Park in Wilmslow.
Then, we set off on our travels; firstly just down the road, to Congleton and a fabulous array of ‘old meets new’ in the lively town centre. To be followed by our trip further afield to the very ancient region of Chiang Mai in Thailand just in time for their Flower Festival. February is also Valentine’s of course, so we have romance in abundance, from food and drink to interiors and gardens - Yes, it all leads back to St Valentine!
So whilst February may be a time of subtle preparation and resilience in nature, as both flora and fauna await the longer days and warmer temperatures of spring, here at Cheshire South Local magazine it is all go, as we gear up for Spring, and we have lots more to share with you, so until then, stay warm and share the joys of Valentines, with loved ones, family and friends.
Local Area Ltd has been publishing magazines since 2021, and is still an independent, family run business. Every issue we publish reflects our passion for the areas we serve, and with deep local roots, we’re dedicated to nurturing the unique character of our communities. I hope you enjoy our latest issue!
Jacqui Founder and Editor
To contribute, feature, or advertise, contact: cheshire@localareamagazines.co.uk or please call 07306 146142
@localareamagazines
Cheshire’s Golden Triangle Local Magazine is published by Local Area Ltd, a company registered in England & Wales number 13415030.
Registered office: Markham House, 20 Broad Street, Wokingham, RG40 1AH.
Cheshire’s Golgen Triangle Local Magazine, © 2024, Local Area Ltd. Reprinting any part appearing in this magazine is strictly forbidden except by permission of the publisher.
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by Frances Kemp
We all want to maximise our retirement benefits, but rising life expectancy can lead to potential gaps between our life goals and the sustainability of our pensions. This is where a lifetime mortgage can help you, read on to learn more.
A lifetime mortgage is a type of mortgage secured against your property that does not need to be repaid until the borrower passes away or enters long-term care. This arrangement allows you to access some of the equity you have built up in your home over the years, allowing you to benefit from it now without needing to sell your house.
A lifetime mortgage can help you pay off debts or finance home improvements. It can also assist you in purchasing a new car, going on a holiday, or providing financial support to your family. This type of mortgage offers a solution for those who wish to retire but are unable to do so because they still have an outstanding mortgage that they haven’t cleared. Lifetime mortgages provide flexibility, allowing you to receive a lump sum or take smaller amounts as and when you require them.
Finding the right path forward is crucial, considering various factors. Frances Kemp from The Mortgage Mill provides personalised advice to ensure her clients secure the most suitable mortgage.
Frances is a qualified lifetime mortgage advisor living in Bramhall and has been involved in the community through Girl Guiding for over 13 years. If you are considering using your equity in your property, then please give her a call to discuss your options.
The
A Lifetime Mortgage will reduce the value of your estate and may affect your entitlement to means-tested benefits and tax status.
The impact of not servicing monthly interest payments on a Lifetime Mortgage is that the outstanding debt can grow rapidly, thus reducing the value of your estate.
For example, if the interest rate was 7% a year, a £50,000 loan would double to £100,000 after 10 years assuming no repayments are made.
This is an example for illustrative purposes only and personalised advice and recommendations should be sought from a qualified professional. You are strongly advised to register a lasting power of attorney. This will allow your affairs to be managed by somebody else if your mental abilities significantly decline.
by Jacqui Priestley
The growing emphasis on sustainability and reducing carbon emissions is redefining the concept of housing in the UK. Eco-vision homes—residential properties designed with environmental considerations at their core—are poised to play a crucial role in shaping the future of urban and rural living. As the UK advances toward its net-zero targets by 2050, eco-homes are becoming not just a trend but a necessity.
The UK’s commitment to achieving net-zero carbon emissions has had a profound impact on nationwide housing policies and even construction practices. Traditional housing accounts for approximately 14% of the country’s greenhouse gas emissions, primarily due to energy inefficiencies and reliance on fossil fuels for heating. Eco-vision homes address these issues through innovative design and renewable energy integration.
For instance, the widespread adoption of solar panels, heat pumps, and energy-efficient insulation is becoming increasingly common in new builds.
Combined with smart energy management systems, these homes can minimise energy consumption while generating renewable energy to offset household needs. Future eco-homes will likely evolve to include advanced battery storage systems, enabling homeowners to store excess solar power and reduce their reliance on the national grid.
In addition to energy efficiency, the future of eco-vision homes lies in the materials used for construction. The focus is shifting toward low-carbon and sustainable building materials, such as timber, hempcrete, and recycled steel.
Modular construction methods, which reduce waste and speed up the building process, are gaining traction. Furthermore, advancements in 3D printing technology could revolutionise the housing market
by enabling eco-friendly homes to be built with minimal labour and lower costs.
The circular economy is also influencing eco-home construction. This approach prioritises reusing and repurposing materials, ensuring that homes are not only built sustainably but can also be deconstructed and recycled at the end of their lifecycle.
Technology is playing a pivotal role in the evolution of eco-homes. The integration of Internet of Things (IoT) devices allows for seamless energy management and monitoring. Smart thermostats, lighting systems, and appliances work together to reduce energy waste, while real-time data analytics can inform homeowners about their consumption patterns.
Looking ahead, homes equipped with AI-driven systems could optimise energy use based on weather forecasts, occupancy patterns, and even energy tariff fluctuations. This “smart grid” integration ensures
that eco-homes of the future will not only be energyefficient but also actively contribute to stabilising the broader energy network.
The concept of eco-vision homes extends beyond individual properties to include entire sustainable communities. Urban planners in the UK are reimagining neighbourhoods with green infrastructure, renewable energy hubs, and shared resources. Eco-communities promote a lifestyle that aligns with environmental goals, featuring car-free zones, shared electric vehicle (EV) schemes, and urban farming initiatives.
The resurgence of green roofs, vertical gardens, and permeable paving in urban developments enhances biodiversity and reduces the urban heat island effect. As cities grow, these features will become integral to future-proofing urban environments.
Government policies and incentives will be instrumental in shaping the future of eco-vision homes. Initiatives like the Future Homes Standard, set to be implemented in 2025, aim to ensure that all new builds produce 75-80% fewer carbon emissions compared to current standards. Financial incentives, such as green mortgages and grants for retrofitting existing homes, are also encouraging wider adoption of eco-friendly practices.
Retrofitting, in particular, is a key area of focus, as the majority of UK homes were built before energy efficiency became a priority. By improving insulation, installing double-glazed windows, and upgrading heating systems, older properties can significantly reduce their carbon footprint.
Despite the promising outlook, challenges remain. High construction costs, a lack of skilled labour, and resistance from traditional developers are significant barriers. Public awareness and education are also critical, as homeowners must be convinced of the long-term benefits of investing in eco-homes.
However, as technology advances and economies of scale reduce costs, eco-vision homes will become more accessible. Partnerships between governments, developers, and environmental organisations will be crucial in driving this transition.
And so, eco-vision homes really do represent a vital step toward creating a sustainable future in the UK. Through innovative design, advanced technology, and supportive policies, these homes can help reduce carbon emissions, conserve resources, and enhance the quality of life for residents.
As the UK continues to prioritise sustainability, ecovision homes will move from being an aspiration to a mainstream reality, transforming the way we live and interact with our environment. In the next issue we look at how this affects our own local area and explore plans for government backed projects that have been given the Green Light!
By 2050, the UK aims to significantly enhance its efforts to protect and restore biodiversity across the country. Central to this is the ambition to protect at least 30% of the land and sea for nature conservation, as well as addressing the broader environmental challenges of climate change and pollution.
The UK’s vision for biodiversity and nature recovery by 2050 is ambitious, reflecting an urgent recognition of the climate and ecological crises that threaten the country’s natural environment. Biodiversity—the variety of life on Earth, including plants, animals, fungi, and microorganisms—is fundamental to ecosystem health, human well-being, and economic prosperity. However, the UK has experienced significant declines in biodiversity over the past decades due to factors such as habitat destruction, pollution, climate change, and unsustainable agricultural practices. In response, the UK government has set out a vision to reverse these declines and restore nature to a state where it can thrive, ensuring the services it provides to society, such as clean air, water, food, and carbon sequestration, are preserved for future generations.
This goal, which aligns with international agreements such as the Convention on Biological Diversity and the UN Sustainable Development Goals, is vital in creating the conditions for nature’s recovery.
The UK government has introduced the concept of Nature Recovery Networks (NRNs), which are systems
of interconnected habitats across the country that help facilitate biodiversity restoration. By 2050, NRNs are expected to be in place nationwide, providing corridors for wildlife to thrive, migrate, and adapt to changing environmental conditions.
These networks will also help maintain genetic diversity, enhance ecosystem services, and improve resilience against climate change impacts, such as flooding and droughts.
To support these networks, the government plans to enhance and restore key habitats, including peatlands, woodlands, wetlands, and grasslands, as well as the creation of wildlife corridors that connect isolated pockets of nature. These efforts will allow species to move freely and adapt to changing environments, rather than being trapped in fragmented ecosystems.
One of the most transformative aspects of the UK’s nature recovery strategy is rewilding. Rewilding aims to restore natural processes and ecosystems by reintroducing species that have been lost from particular habitats, and by allowing natural
processes, like flooding and forest regeneration, to occur without human interference. By 2050, large-scale rewilding projects are expected to be in place across the UK, particularly in upland areas and lowland farmland, helping to rebuild wildlife populations and restore ecosystems to a more natural state.
This includes the reintroduction of species such as the European beaver, lynx, and wild boar, as well as the restoration of habitats that these species depend on. In addition, large areas of wetlands, peat bogs, and forests are being restored to enhance carbon storage, reduce flooding, and increase habitat diversity for a wide range of species.
Marine biodiversity is another crucial aspect of the UK’s biodiversity goals. By 2050, the UK intends to significantly enhance the protection of marine ecosystems, ensuring the preservation of marine life and the functioning of marine food webs. This will include the expansion of Marine Protected Areas (MPAs), efforts to reduce overfishing, and the protection of critical habitats such as seagrass meadows, coral reefs, and mangroves.
The UK will also continue to work towards the restoration of marine species, including migratory species like seals, whales, and dolphins, as well as improving the health of fish stocks. Furthermore, combating marine plastic pollution and addressing the impacts of climate change on ocean ecosystems will be a priority to ensure that marine biodiversity is protected for the long term.
Climate change is one of the biggest drivers of biodiversity loss, and the UK’s strategy for nature recovery is closely aligned with its efforts to tackle climate change. The government has set a legally binding goal to achieve net-zero emissions by 2050, which will help mitigate the effects of climate change on biodiversity. By reducing emissions, particularly from agriculture, transportation, and industry, the UK aims to prevent further habitat loss and disruptions to ecosystems caused by rising temperatures, altered rainfall patterns, and extreme weather events.
Additionally, the UK is committed to reducing pollution, including tackling air and water pollution, which negatively impacts both terrestrial and marine species. The government has introduced policies to reduce the use of harmful pesticides, promote sustainable farming, and ensure better waste management to limit pollution in natural habitats.
A key component of the UK’s nature recovery plan is engaging local communities, farmers, businesses, and stakeholders in the restoration and protection of biodiversity. The government aims to empower communities to take part in conservation efforts and promote sustainable land management practices. This includes offering financial incentives for landowners who maintain biodiversity-friendly practices and creating educational initiatives to raise awareness about the importance of biodiversity.
↓ A Eurasian Lynx, known for being both a shy and elusive predator, would help restore local habitats. Picture from rewildingbritain.org.uk
The UK’s biodiversity and nature recovery strategy for 2050 represents a bold and integrated approach to safeguarding the country’s natural heritage and ensuring that ecosystems continue to support human life. By protecting and restoring habitats, expanding wildlife corridors, promoting rewilding, and addressing climate change and pollution, the UK aims to reverse biodiversity loss and secure a more sustainable and resilient future for both nature and people.
by Interior Designer Rachael Pietrzak, and Architect & Landscape Designer Dan Lancaster
Valentine’s Day is the perfect occasion to turn your home into a sanctuary of warmth, love, and intimacy. Whether you’re celebrating with a partner or embracing a solo day of self-care, the ambiance of your home plays a huge role in setting the mood. By carefully curating your interiors, you can create a space that feels both romantic and cosy. Here are some simple yet effective ways to romanticise your home interiors for Valentine’s Day.
Lighting has a powerful effect on mood, and for a romantic setting, soft, warm lighting is key. Swap out bright lights for lower, warmer tones. Use dimmable lamps or candles to create a gentle glow. Candlelight, in particular, adds a timeless touch of romance.
Colour has the ability to evoke emotions, and for Valentine’s Day, a palette of rich, warm tones can elevate the romantic ambiance. Soft reds, blush pinks and deep burgundies can all contribute to a loving atmosphere. You don’t have to go all out; little touches like a burgundy cushion, a red lamp or blush bed throw can introduce subtle hints of romance.
Comfort is key when creating a romantic atmosphere. Layer your
space with plush textiles that invite relaxation and closeness. Soft throws, velvet cushions, and wool blankets can transform any room into a cosy retreat.
Nothing says romance quite like fresh flowers. While roses are the classic choice for Valentine’s Day, don’t be afraid to explore other options that are in season. A central display can make a statement while singular stems dotted around the house can set that romantic tone throughout.
The bedroom is perhaps the most important room for a romantic retreat. Start by clearing any clutter to create a serene space. Layer the bed with luxurious linens, pillows, and a soft throw. If you can, rearrange furniture to create a more intimate feel, such as placing the bed near a window for a view of the night sky or making the space feel more cocooned. Hanging floor length curtains or voiles to dress the windows will make your space feel more sophisticated while softening the hard window.
Looking to nature; connection with nature can enhance the romance of your home. Plants bring life to a space and offer a calming, organic vibe that is both peaceful and romantic; shelves can be just as charming.
Gardens have a long history aligned with romance. The early English garden style developed from the much earlier Persian garden design principles which were based on the idea of an earthly paradise. The word Paradise stems from Persian meaning Royal enclosure. During turbulent times, when keeping out the dangers of the vast wildernesses represented a need as much as a desire, this enclosure also allowed the elite to enjoy clandestine trysts out of eyesight and earshot of the rest of the castle.
Enclosing an idealised room of nature offered a safe, calm place to enjoy life’s best aspects, which inevitably made romantic meetings more likely to occur. Gardens were adorned with beautiful and fragrant displays, secret corners, floriferous arbours, secret avenues and even turfed seats.
Much later, in the Regency period, gardens were the venue of lavish public parties in central London. The Vauxhall gardens drew enormous crowds, and its paths were noted for romantic assignations. Thomas Brown in “Works Serious and Comical in Prose and Verse” says of the great Spring Garden shows in Vauxhall around the mid 1700s:
“The ladies that have an inclination to be private, take delight in the close walks of Spring-Gardens, where both sexes meet, and mutually serve one another as guides to lose their way.”
Garden design moved away from formality through protagonists like Capability Brown who advocated a romantic view of the natural landscape. Gardened landscapes of the elite became curiously naturalistic in style with wending paths, bucolic meadows, selective tree planting and even being imbued with faux ruined structures. All to evoke a romantic sense of discovery, albeit one carefully curated.
Today garden designs often juxtapose the formal with the informal creating a sense of loose romance with neat, framed formality.
Formally clipped elements ‘hold’ loose planting to prevent the composition becoming visually untidy, especially during winter months. Looseness is also, of course, championed for its alignment with biodiversity and the theory of letting wildlife live unfettered by human needs for control.
Gardens offer a real opportunity to be creative and inspire whatever feeling you wish to conjure. What better setting to wander with your love and inspire romance in the air. Not ideal for February in the UK though perhaps!
However, it is the season for Snowdrops to emerge and although ornamental grasses should be cut back in the winter, they could be left to tumble, at least until after Valentine’s Day has passed.
by Jacqui Priestley
St Valentine is a name synonymous with love and romance, largely due to the global celebration of Valentine’s Day on 14th February. However, the life and identity of the historical figure or figures associated with St Valentine remain shrouded in mystery. The name refers to multiple martyrs venerated by the Christian Church, and the blending of their stories has contributed to the rich tapestry of traditions surrounding the saint.
↓ A box of Victorian era Valentine’s Day cards, from around 1860. With the invention of the postage stamp in 1840, these became more affordable to send.
St Valentine is believed to have been a priest or bishop in the Roman Empire during the 3rd century, a time of significant persecution of Christians. The Roman Emperor Claudius II, also known as Claudius Gothicus, ruled during this era and is said to have prohibited marriage for young men. According to one legend, Claudius believed that single men made better soldiers, unencumbered by familial responsibilities. Valentine, defying the emperor’s edict, allegedly performed secret Christian weddings for couples, earning his reputation as a protector of love and marriage.
Another legend recounts that Valentine was imprisoned for aiding Christians, who were harshly persecuted under Roman law. While in prison, he is said to have performed miracles, including healing the blindness of his jailer’s daughter. Before his execution, he reportedly wrote her a note signed “Your Valentine,” an expression that continues to resonate in modern romantic traditions.
Valentine is believed to have been martyred on 14th February, possibly in 269 AD. His steadfastness in faith and refusal to renounce Christianity led to his execution, which cemented his status as a saint and martyr within the Christian tradition. In 496 AD, Pope Gelasius I declared 14th February as the Feast of St Valentine, honouring his sacrifice and commitment to the faith.
St Valentine is associated with various virtues, particularly love, fidelity, and devotion. His relics are distributed across multiple churches, with notable claims from Whitefriar Street Church in Dublin, Ireland, where pilgrims still visit to seek blessings for their relationships.
The association of St Valentine with romantic love likely emerged in the Middle Ages, influenced by the works of poets such as Geoffrey Chaucer. In his 1382 poem Parlement of Foules, Chaucer links Valentine’s Day to the mating season of birds, symbolising the pairing of lovers. This period also saw the rise of courtly love, a chivalric tradition that idealised romance and inspired the exchange of poetic verses, flowers, and tokens of affection.
By the 18th century, Valentine’s Day had evolved into a widely celebrated occasion in England, where friends and lovers exchanged handwritten notes. The advent of mass-produced greeting cards in the 19th century further popularised the tradition, eventually spreading it across the world.
Today, St Valentine remains an enduring symbol of love and devotion. His story, though fragmented and partially mythologised, continues to inspire acts of kindness and affection. Modern Valentine’s Day celebrations often emphasise romantic love, but the day also serves as an opportunity to express gratitude and care for friends, family, and partners.
While the historical details of St Valentine’s life may never be fully uncovered, his legacy reflects a universal longing for connection, compassion, and commitment. Whether remembered as a martyred priest, a healer, or a clandestine celebrant of love, St Valentine’s enduring appeal lies in his association with the ideals of love and sacrifice, transcending centuries and cultures.
French toast gets the Valentine’s Day treatment with a heart-shaped jam middle. This charming breakfast or brunch recipe is simple enough for all ages to help make, but looks so pretty and impressive!
Ingredients
2 large eggs
125ml semi-skimmed milk
1 tsp vanilla extract
½ tsp ground cinnamon
1 tsp caster sugar
25g baking spread
4 slices of brioche loaf, about 2cm-thick
150g seedless strawberry jam
100g mixed berries
crème fraîche, to serve (optional)
icing sugar, to serve (optional)
Method
Step 1
Preheat the oven to its lowest setting.
In a mixing bowl, whisk together the eggs, milk, vanilla, cinnamon and sugar with a pinch of salt until really well combined. Pour into a shallow, wide bowl or dish.
Step 2
Melt half the baking spread in a frying pan over a medium heat. Meanwhile, take 1 slice of brioche, lay it in the egg mixture for 10 secs, then turn over and soak the other side for 10 secs. Carefully lay in the pan, then repeat with another slice.
Step 3
Cook on each side for 3–4 mins until deep golden brown, then put on a baking tray and keep warm in the oven. Repeat with the remaining 2 slices.
Step 4
Gently warm the jam until slightly looser: you can either do this in the microwave for about 20 secs* or in a pan over a low heat for about 1 min.
Once the French toast is ready, use a heart-shaped cutter about 4.5cm across at the widest point to carefully stamp out a heart shape in the centre of each slice, then transfer them to plates.
Carefully spoon most of the warmed jam into each gap. Serve the heart cut-outs alongside with the berries and some crème fraîche and a dusting of icing sugar, if you like.
Add a few drops of just-boiled water to the remaining jam to thin a little and drizzle over.
*Timings correct for an 800W microwave
Tip: If you don’t have a heart-shaped cutter, make a cardboard template and cut round it with a knife.
Tomato butter works wonders on roast chicken, elevating it into a rich and flavourful centrepiece for any meal. The combination of creamy butter and tangy tomato purée creates a coating that locks in moisture and infuses the meat with a subtle sweetness and savoury depth. Paired with golden roasted potatoes and tender, caramelized leeks, this dish is hearty, comforting, and perfect for a family dinner or an impressive gathering. It’s a recipe that balances simplicity with sophistication, delivering maximum flavour with minimal effort.
Ingredients
1 tsp ground cumin
1 tsp ground mustard
1/4 tsp cayenne pepper
Fresh black pepper and sea salt
1 whole chicken (1.6kg to 1.8kg)
700g baby potatoes, quartered
2 large leeks, white and light green parts sliced into 1cm rounds
1 tbsp extra-virgin olive oil
115g unsalted butter, melted
60g tomato purée
1 tbsp fresh thyme leaves
Method
Step 1
In a small bowl, combine cumin, mustard, cayenne pepper, 1 tablespoon of sea salt, and several grounds of black pepper.
Step 2
Pat the chicken dry. Rub the spice mixture all over the chicken. Let it sit at room temperature for 1 hour.
Step 3
Preheat the oven to 200°C (180°C fan) or Gas Mark 6. In a large bowl, toss the potatoes and leeks with the olive oil, and season with salt and black pepper.
Transfer about half of the potatoes and leeks to a large Dutch oven or heatproof pot. Arrange the chicken on top.
Step 4
In a medium bowl, whisk together the melted butter, tomato purée, thyme, and the remaining 1 teaspoon of salt until smooth. Reserve 60ml of the tomato butter for serving.
Brush the chicken all over with the remaining tomato butter. Fill in the gaps around the sides with the remaining potatoes and leeks.
Step 5
Cover the pot and roast the chicken and vegetables for 45 minutes. Uncover and continue to roast until an instant-read thermometer inserted into the thickest part of the chicken registers 74°C, about 35 to 45 minutes more. Let the chicken rest for 15 minutes before carving.
Step 6
Brush the chicken with the reserved tomato butter and serve with the vegetables alongside.
Step 7
The tomato butter can be made up to 3 days in advance. Store it in an airtight container in the refrigerator.
by Simon Bollington, Travel Counsellor
Your wedding day is one of the best days of your life, but they can also be very stressful to organise. So what you need after such a big occasion is to relax. A holiday is just what you need and in this case your honeymoon, a romantic getaway to celebrate your marriage and spend quality time together in a special, intimate setting!
Choosing the right destination, at the right time of the year, is critical to make the most of such a special occasion. Working together with a Travel Counsellor like myself, we would discuss what you are looking for, whether that is ultimate relaxation, or if you are the more adventurous types.
Destinations I like at the moment are: Santorini, Bora Bora, Bali, Kyoto, Maui, Maldives, Seychelles, Mauritius, Australia and New Zealand. But here are my absolute top three destinations:
Close to home, Santorini offers spectacular sunsets, crystal clear water and the renowned whitewashed walls and blue domed buildings. Perfect for relaxing romantic escapes with fine dining, unique experiences and secluded beaches then Santorini has it all for you.
The natural beauty of this wonderful Greek Island in my opinion is unmatched within Europe, as well as the phenomenal views, Santorini is well-known for its great outdoor activity scene and its vibrant nightlife. All this combined makes is an irresistible destination for newly-weds not wanting to travel too far.
Mauritius is the perfect honeymoon destination in my opinion with warm temperatures all year round. It has some of the most stunning beaches in the world but the country has so much more to offer.
Mauritius is so much more than a beach holiday, so, if you are keen to explore this tropical wonderland further, take a private guided tour of the majestic interior. Venture into the wilderness to see jawdropping waterfalls, rare and exotic flora and fauna, National Parks, mountains, and more.
Mauritius offers a variety of romantic experiences, including private sunset cruises, candlelit dinners by the sea, and couples’ spa treatments, making it a great place to celebrate love. The island is home to many world-class resorts offering overwater bungalows, private villas, and all-inclusive packages. Many resorts also offer honeymoon packages with special perks like private dinners, spa treatments, and activities designed for couples.
Exploring Hawaii’s island of Maui is a real eye-opener. Amazing views are on offer on the way to the summit of Haleakala, which reaches over 10,000ft, to the stunning Waimoku Falls, a breathtakingly beautiful 400ft waterfall down a lava rock wall.
Hawaii is home to two of the world’s most active volcanoes, Kilauea and the often snow-capped Mauna Loa. A visit to Hawaii Volcanoes National Park gives you the chance to see lava flowing into the ocean from Kilauea, the youngest and most active of Hawaii’s volcanoes.
You can have an island-hopping honeymoon adventure that ticks off Oahu, Kauai, and Maui, so you can clock-up some time on Hawaii’s worldfamous beaches.
To learn more about these wonderful destinations, Santorini, Hawaii, Mauritius and many more please get in contact with me today.
simon.bollington@travelcounsellors.com travelcounsellors.com/simon.bollington
0161 2970365
07896 960480
Jacqui Priestley spends five minutes with Simon Bollington, Cheshire Based
Travel Counsellor
What exactly is a travel counsellor, and are you a travel expert?
Travel Counsellors is a well-known and well respected worldwide travel company. I now have a franchise with them after working in their finance department at the head office. Travel is my absolute passion and a little while ago I decided to make a career of it. After thorough and extensive training I started selling holidays all over the world. I have helped almost 400 people with their holidays to date.
Have you seen the whole world?
I certainly wish I had! The world is such a vast place and there are many countries, even contintents that I still want to see, and I have my sights on places such as Thailand and Australia.
Where is your favourite place?
I have two favourites; for a city break I love Barcelona as it has everything, the beach, the culture and history. Also with being a family man I love Florida and going to Disney and Universal theme parks.
So, you are really for ‘posh people’ then, are you?
No, not just posh people! I pride myself on providing value for money, so I arrange and book holidays for everyone. I can match the low cost airline companies such as Jet 2, EasyJet and Tui as I am a registered agent to sell their holidays. Everyone loves a good
holiday and I try to find the best holiday depending on the budget and location..
Are you really able to help save people money on their holidays?
It is not always about just saving people money all the time but actually saving them time, which for very busy professionals is a valuable commodity. Did you know that it takes on average 30 hours to find the right holiday to book? I undertake all of that work included in the price of the holiday. Plus, I am there before, during and after the holiday as a single point of contact, as your personal ‘travel counsellor’.
What if something goes wrong when your customer gets to the airport?
This has and does happen! I am kept updated via our TC system with information about any delays at the airports and I will be in constant contact with the customer to help resolve any issues. I am just a telephone call away. If the customer is flying and they are likely to miss a connecting flight I will do everything I possibly can to get a new flight sorted out for them, so they can sit, back, relax, visit the airport lounge and everything will be taken care of.
What guarantees can you give?
When you book your holiday through Travel Counsellors, you can book with confidence: Whether you’re buying a holiday with ATOL protection or a one-off travel arrangement, you have peace of mind knowing that your money will be held in an independent trust account.
I can offer 24/7 customer support from me personally and out 24hour duty office. Reach out by phone, text, email or via our myTC app, and I will be happy to help with any queries. There’s also our in-house review system with thousands of personal insights and feedback from our Travel Counsellors and their customers, so you know it’s advice you can trust.
What is your personal ambition for the future?
I want to travel more, and at the same time be at home more for my children while they are growing up. Which is great with the job I do as I have flexible working hours so there is no need to ever miss a school show again!
I want to grow my business and build my team of experts around me to help me and my customers.
What do you like best about living in Cheshire?
Cheshire is a beautiful county to live in and explore, but the people whom I have met are so friendly. Plus my surname is in Cheshire!
Jacqui will be writing about her recent trip to Marrakesh in our next edition - a holiday that was booked by Simon Bollington himself. Make sure to pick up your copy next month!
February in Carrs Park, Wilmslow
by Jayne Seddon
Nestled along the River Bollin in Wilmslow, Cheshire, Carrs Park offers a tranquil escape into nature, even during the chill of February. While this month is often associated with stark landscapes and the remnants of winter, the park still brims with subtle signs of life. From hardy wintering birds to early budding plants, February reveals the resilience of the natural world. Let’s explore the wildlife and birdlife that make Carrs Park a winter haven.
Carrs Park is characterised by its meadows, wooded areas, and the meandering River Bollin. February sees the park shrouded in a palette of muted greens, greys, and browns, with bare tree branches casting intricate silhouettes against the low winter sun.
While the flora may appear dormant, hints of spring are beginning to stir. Snowdrops often push their delicate white blooms through the frosty ground, bringing the first splash of colour to the park. Lichens and mosses thrive in the damp conditions, painting fallen logs and tree trunks with vibrant greens.
The River Bollin, flowing steadily through the park, is particularly striking at this time of year. Its waters may be swollen from winter rains, adding a dynamic energy to the otherwise serene setting. The river’s banks provide vital habitats for numerous species, even in the colder months.
February is a critical time for wildlife as they navigate the final stretch of winter. Small mammals such as squirrels and rabbits are still frequently seen foraging during daylight hours, their activity more pronounced as they seek sustenance to sustain themselves through the lean months. Foxes, though elusive, are more likely to be spotted at dusk or dawn, with their fiery coats standing out against the frost-covered landscape.
Amphibians like frogs and toads are also beginning to stir from their winter hibernation. Look closely in wetter areas or near the edges of the river, and you may spot the early signs of breeding activity as they begin their journey back to water bodies for spawning. The occasional hedgehog might also be glimpsed if temperatures rise temporarily, although they predominantly remain in hibernation.
Birdwatchers will find plenty to enjoy in Carrs Park during February. The bare branches of trees make it easier to spot and identify birds that might otherwise remain hidden. The park’s woodlands, meadows, and riverbanks offer diverse habitats for both resident and visiting birds.
Among the most prominent species are robins, whose melodic song is a constant companion throughout the colder months. Their vibrant red breasts stand out vividly against the stark winter backdrop. Blackbirds, great tits, and blue tits are also common, flitting between trees and hedgerows in search of food.
The River Bollin itself is a hotspot for waterbirds. Grey wagtails can often be seen along the river’s edge, their long tails bobbing rhythmically as they hunt for insects. If you’re
lucky, you might spot a kingfisher, its dazzling blue and orange plumage a vivid contrast against the muted colours of February. Dippers, small and stout birds with striking white chests, can also be seen here. They are fascinating to watch as they bob and dive into the icy waters in search of food.
Carrs Park also attracts winter migrants, including redwings and fieldfares, members of the thrush family. These birds often flock together, feeding on berries and fallen fruit in the park’s open areas. Overhead, keep an eye out for gulls and crows, which are year-round inhabitants.
While February may lack the lush vibrancy of spring or summer, it offers a unique opportunity to appreciate the quieter side of nature.
Carrs Park’s wildlife and birds showcase the resilience and adaptability of species that thrive even in the coldest months. Whether it’s the sight of a kingfisher darting along the river or the cheerful song of a robin, the park offers moments of connection with the natural world.
So, bundle up, take a stroll through Carrs Park, and let the understated charm of February reveal itself to you. The beauty of nature, even in winter’s grip, is never far away.
by Jacqui Priestley
Afew years ago I had a most fun adventure and lived in Thailand for a couple of years. Among the many wonderful, colourful and family friendly festivals that took place around the Country The Chiang Mai Flower Festival is one of Thailand’s most celebrated and vibrant cultural events, showcasing the beauty of the country’s flora and the artistry of its people. Held annually on the first weekend of February, the festival takes place in Chiang Mai, the “Rose of the North,” which is famed for its temperate climate and rich soil, ideal for growing flowers and ornamental plants.
This dazzling three-day event turns the city into a kaleidoscope of colours and aromas. The festival highlights the region’s horticultural heritage, with meticulously crafted floral displays, parade floats adorned with blossoms, and a variety of cultural performances that draw thousands of visitors from Thailand and abroad. It is a time of celebration, where creativity, nature, and tradition converge in a spectacular showcase.
The Grand Parade
One of the most anticipated parts of the Chiang Mai Flower Festival is the Grand Parade. Held on the Saturday morning of the festival, the parade features an impressive procession of flower-covered floats, traditional dancers, musicians, and locals dressed in colourful Lanna attire, the traditional clothing of northern Thailand. These floats are true works of art, decorated with thousands of meticulously arranged
flowers such as orchids, marigolds, and roses. Themes for the floats often draw inspiration from Thai myths, Buddhist iconography, and regional culture, with each one competing for prizes awarded for creativity and craftsmanship.
The parade begins near Nawarat Bridge and winds through the streets of Chiang Mai, culminating at Suan Buak Hat Park, the central hub of the festival. Spectators line the streets to marvel at the intricate details of the floats and to cheer the performers.
The festive atmosphere is amplified by traditional music and dance performances that accompany the procession.
Suan Buak Hat Park
During the festival, Suan Buak Hat Park is transformed into a vibrant exhibition space filled with floral installations and horticultural displays. The park is a paradise for flower enthusiasts, showcasing a wide variety of blooms, including orchids, tulips, and chrysanthemums.
Professional gardeners and floral artists from across Thailand participate, creating elaborate arrangements and sculptures that highlight the beauty and diversity of the country’s plant life. Visitors can also explore stalls selling plants, seeds, and gardening equipment, as well as enjoy live music, dance performances, and local food vendors offering northern Thai delicacies. The park serves as a gathering point for locals and tourists alike, providing a relaxed and picturesque setting to enjoy the festivities.
Beyond the official venues, the spirit of the festival spreads throughout Chiang Mai. Streets, shops, and temples are decorated with floral arrangements, and the whole city takes on a festive atmosphere. Local artisans and craftsmen set up stalls selling handicrafts, souvenirs, and jewellery, making it a perfect opportunity for visitors to explore Chiang Mai’s rich cultural heritage.
The Chiang Mai Flower Festival is more than just a celebration of flowers—it is a celebration of the city’s identity. Flowers play an important role in Thai culture, symbolising beauty, respect, and spirituality. The festival reflects the close connection between the people of Chiang Mai and their natural environment, as well as their pride in the region’s traditions.
Adding to the excitement of the festival is the “Miss Flower Festival” beauty pageant. Contestants, often dressed in traditional Lanna costumes adorned with floral accessories, compete for the title by showcasing their grace, charm, and cultural knowledge. The pageant reflects the pride Chiang Mai takes in its traditions and adds a touch of glamour to the event.
The Chiang Mai Flower Festival is a spectacular blend of nature, art, and culture. Whether you are a gardening enthusiast, a lover of cultural festivals, or simply looking for a unique travel experience, this event offers something for everyone. It is a radiant celebration of the beauty of life, embodying the charm and warmth of Chiang Mai and its people.
by Jacqui Priestley
Meg Fenney is transforming local business with her successful venture, HR Download. I asked her a few questions about Human Resources, and about being a local entrepeneur. (pictured below)
Is HR where you end up in the corporate world when you are dragged into a disciplinary hearing?
I understand why people might think that, but HR is so much more than just disciplinary hearings. It’s about creating vibrant, productive workplaces where people feel valued and engaged. When HR is done right, it can transform a business by fostering a positive culture and driving growth.
When would you say HR becomes interesting for a business owner?
HR becomes interesting when business owners see the direct impact it has on their bottom line. For example, we have managed to help one business owner double their turnover in the last 24 months. When you have efficient policies, procedures, and
legal processes in place, it not only keeps you compliant but also boosts productivity and employee satisfaction. It’s about aligning HR strategies with business goals to drive success.
Can being efficient in terms of procedures, policies, and legal processes have a financial impact on a business?
Absolutely. Efficient HR practices can save your business money by reducing employee turnover, avoiding legal issues, and improving overall efficiency. When employees are happy and engaged, they’re more productive, which directly impacts the company’s profitability.
HR advice is crucial for business growth. It’s not just about managing people; it’s about developing leaders, fostering a positive culture, and ensuring that the right people are in the right roles. All of these contribute to a business’s ability to grow and thrive.
My journey into HR started with a passion for helping people and businesses succeed. I saw first-hand the challenges my parents faced in their business and wanted to find ways to make leadership and management more effective and less stressful. That’s what led me to create HR Download.
Before starting HR Download, I worked in various roles that gave me a deep understanding of business operations and the importance of effective
HR practices. My background in leadership and management has been instrumental in shaping the services we offer at HR Download.
What is the single best piece of advice you have been given?
The best piece of advice I’ve received is to always stay true to your values and mission. It’s important to be authentic and to lead with integrity. This has guided me in building a business that not only supports our clients but also creates a positive impact on their workplaces.
My ambition is to continue growing HR Download and to help more businesses create vibrant and productive workplaces. I want to empower leaders with the knowledge and tools they need to navigate the many complexities of HR, and also to drive their businesses forward.
by Lesley Kay of Parallax Consultancy, Accountants and Consultants
As we start our brand-new tax year, many of us are focused on assessing our business or personal financial performance and planning for the future. For us accountants, this keeps us busy trying to help clients navigate the complexities of financial reporting and keeping compliant with their taxation.
It’s also an exciting time, as new technology advancements are changing the way we work and creating new opportunities for our clients. We are constantly looking for ways to utilise technology to improve record keeping.
The rise of cloud-based accounting software allows us to access and manage financial data securely and remotely, which means we can work more efficiently and effectively with our clients.
We can also provide real-time insights into financial performance, which can help them make better decisions and plan for the future.
Using software in this way not only saves time but also reduces the risk of errors, freeing up our team to focus on higher-value activities, such as financial analysis and strategic planning.
We recognise the fact that clients may feel overwhelmed or unsure about how to use these advancements, and we don’t want to add to their workload, so we offer training courses to assist people in their use. Alternatively, of course, our fully qualified, experienced and friendly team of accountants and finance advisers can do this for you.
Lesley and Parallax enable us to maintain our high customer service standards. We have worked with Lesley Kay and the team from Parallax Accountancy for the past few years. Lesley came highly recommended by a mutual contact. They have guided us through how to keep our records and go above and beyond what is expected from an accountant.
Her knowledge of the accounting world has impressed us immensely. Lesley has worked very hard to understand the core of our business and has worked alongside HMRC to ensure that all regulations are adhered to with our complex marginal VAT scheme.
We would not hesitate to recommend Lesley and her team and have done so on numerous occasions over the past 18 months. This alone speaks how highly we rate the service provided by Lesley and Parallax.
By Rob Keeting of GoCardless
Cloud accounting (or online accounting) has all the same functionality as desktop accounting, but moves the whole process to the cloud and expands upon it. There’s no desktop application – you log in to an always-up-to-date online solution and all data is safely stored on a cloud server.
Most cloud platforms will also have an open API, which basically means third party software can connect with your system to provide even further value to you as a business owner.
Moving accounting from the desktop to the cloud has been a huge leap forward in financial management, with many of the drawbacks and cost implications of traditional accounting being removed from the equation. But how exactly does cloud accounting benefit your business?
Cloud accounting gives you access to your key business numbers 24/7, from any location where you can access the internet, removing the need to work from one central office-based computer. Log in via a web browser from your laptop, or use your provider’s mobile app to access your accounts from your devices.
Instead of looking at historical reports that are days, weeks, or even months out of date, you have an instant overview of the company’s current financial position. This real-time overview is vital when looking at your cash position, planning future spending and when making big financial and strategic decisions as a management team.
You can add a range of third-party apps and tools to expand your business system. There are cash flow forecasting apps, online invoicing apps, project management tools and a host of other practical solutions to choose from. These tools enable you to further save time, reduce resourcing costs, identify problems further in advance, and generally ease the pain of unnecessary admin that’s weighing you down.
Many cloud accounting platforms offer live feeds to your bank accounts, giving you the ability to link your banking directly with your accounting. Instead of manually keying-in each bank statement line, or uploading a .CSV file that you’ve downloaded from your internet banking portal, a live feed pulls your bank data straight through into your accounts. This speeds up bank reconciliation and gives you a more accurate view of your bank balance.
You’re always using the latest version of the software. There’s no need for time-consuming and costly updates – you just sign in and start working. Plus, you don’t have to be responsible for applying security fixes - your software provider will handle that for you automatically.
There’s no need for USB memory sticks or sending emails back and forth. Your advisers have safe and secure access to all your financial information, in real time. This is quicker, safer and gives your advisers the information needed to support and advise you, going forward.
by Jacqui Priestley
A walk through Congleton town centre is a delightful journey through history, community, and charm, all set within the picturesque Cheshire countryside. Known as “Bear Town” for its intriguing historical ties to bearbaiting in the 17th century, Congleton blends its rich past with a lively, welcoming atmosphere. Starting at the iconic Congleton Town Hall, a striking Grade 11 Victorian Gothic building, you’ll immediately sense the town’s pride in its heritage.
This grand structure, completed in 1866, sits at the heart of the bustling High Street, where independent shops, cafes, and boutiques beckon with unique finds and friendly service. Local businesses are the lifeblood of the town, and the shopfronts, with their charming displays, create a vibrant scene.
As you stroll down the High Street, you’ll notice the town’s blend of old and new. Heritage buildings house everything from traditional pubs to contemporary eateries, offering hearty meals and locally sourced fare. Stop for a coffee at one of the quaint cafés or pop into a bakery to sample freshly baked goods.
A short walk brings you to Congleton Museum, tucked inside the Town Hall complex. This small but fascinating museum provides a window into the town’s past, including its role in the silk industry, its Civil War connections, and the curious bear-related stories that gave the town its nickname. It’s a mustvisit for history enthusiasts.
Heading towards the River Dane, you’ll find the Dane Bridge and nearby Congleton Park, a beautifully maintained green space perfect for a peaceful interlude. The park’s winding paths, colourful flower beds, and a traditional bandstand make it a lovely spot to pause and soak in the scenery.
The town centre also hosts regular markets, where traders sell fresh produce, crafts, and antiques, adding to the lively community feel. If you’re visiting on a market day, it’s worth taking the time to explore these stalls, brimming with local treasures.
For a taste of local heritage, wander to St. Peter’s Church in Eaton or explore the various walking routes that link the town centre with the surrounding countryside, such as the stunning Dane Valley Way.
A walk through Congleton town centre is not just a physical journey but also a step into a community that values its roots while embracing modern life. Whether you’re browsing, dining, or simply taking in the town’s warm and friendly character, Congleton offers a charming experience that lingers long after your visit, and it is well worth visiting.
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by Jacqui Priestley Pay
Heart Health Month is observed every February to raise awareness about cardiovascular health and encourage people to take proactive steps towards maintaining a healthy heart. In 2025, Heart Health Month will once again focus on educating the public about the importance of heart-healthy lifestyles, early detection of heart disease, and the role of community support in preventing cardiovascular conditions.
The initiative is championed by organisations such as the British Heart Foundation (BHF), which leads campaigns to highlight the risks of heart disease— the leading cause of death globally and a major health concern in the UK.
Heart Health Month aims to empower individuals with knowledge about managing key risk factors, including high blood pressure, high cholesterol, smoking, obesity, and physical inactivity.
Throughout February, there will be various activities and events, such as free heart health checks, educational seminars, and fundraising campaigns.
Local communities, workplaces, and schools often participate by hosting events like charity walks, fitness challenges, and heart-healthy cooking workshops.
Public buildings and landmarks may also light up red as a symbol of support.
A key focus of the 2025 campaign will be the importance of prevention. This includes encouraging people to adopt a balanced diet rich in fruits, vegetables, whole grains, and lean protein, alongside regular physical activity. Additionally, raising awareness about recognising the early warning signs of heart attacks and strokes is critical for timely medical intervention.
Heart Health Month serves as a vital reminder that small, everyday changes can significantly improve heart health and reduce the risk of life-threatening conditions. It also provides an opportunity to support ongoing research and care for those affected by heart disease, ensuring a healthier future for all.
Fruits and vegetables that are high in fibre, potassium, nutrients and antioxidants can help keep your heart healthy. Many fruits and vegetables are excellent for heart health, and stand out for their heart-healthy benefits:
Berries: High in antioxidants like anthocyanins, which help reduce blood pressure and inflammation. Rich in fibre, which supports cholesterol control.
Citrus Fruits: Contain vitamin C and flavonoids, which can reduce cholesterol and improve blood vessel function.
Apples: Rich in soluble fibre (pectin) that can help lower LDL (“bad”) cholesterol, and contain antioxidants for anti-inflammatory effects.
Avocados: High in monounsaturated fats. Contain potassium, which helps regulate blood pressure.
Bananas: Great source of potassium, essential for managing blood pressure, and contain fibre to support heart health.
Pomegranates: Packed with antioxidants like punicalagins that reduce artery inflammation and protect against atherosclerosis.
Cherries: Contain polyphenols and anthocyanins, which may help reduce inflammation and lower blood pressure.
Grapes: Rich in resveratrol and flavonoids, which support blood vessel health and prevent blood clots.
Leafy Greens: High in nitrates, which improve blood flow and lower blood pressure. Contain magnesium and potassium, essential for heart function.
Cruciferous Vegetables: Packed with fibre, antioxidants, and vitamins that combat inflammation and reduce cholesterol.
Tomatoes: High in lycopene, an antioxidant linked to lower cholesterol and reduced risk of heart disease, and contain potassium and vitamin C.
Beets: Rich in nitrates, which help lower blood pressure and improve vascular health, and supports blood flow and oxygen delivery.
Carrots: Contain beta-carotene and fibre, which can help lower cholesterol levels.
Sweet Potatoes: High in potassium and fibre, supporting blood pressure control and cholesterol management.
Bell Peppers: Contain vitamin C and carotenoids that have anti-inflammatory properties.
Onions and Garlic: Garlic contains allicin, which can lower blood pressure and improve cholesterol. Onions are rich in quercetin, a potent antioxidant.
Legumes and Beans: Technically not vegetables, but included due to high fibre and nutrients, which help lower cholesterol and manage blood sugar.
Aim for a variety of colours to maximize nutrient intake. Fresh or frozen options are typically better than canned versions (watch for added salt or sugar). Pair fruits and vegetables with whole grains, nuts, seeds, and lean proteins for a balanced healthy diet.
With Mark Manaton, Director of MNM Healthcare
by Jacqui Priestley
Mark Manaton is a Healthcare Practice Partner. His focus is on helping new customers to buy medical insurance, particularly the self-employed, company directors, and professionals. He specialises in dealing with company policies for 2+ employees and above.
What are some of the main benefits of having private medical insurance?
Prompt access for diagnosis and treatment
Having private health insurance can help you avoid potentially long waiting lists, ensuring swift diagnosis and treatment.
Freedom to choose
Enjoy the freedom to choose your preferred healthcare providers, treatment locations, and appointment times that suit your needs.
Collaboration with the NHS
Health insurance policies can complement the services offered by the NHS, working in harmony to enhance your healthcare options.
Cover for vital medications
It can provide cover for potentially life-saving drugs that may not be readily available through the NHS, giving you a wider range of options.
Remote GP helpline
You can have access to a dedicated GP helpline, available at a time that suits you, every day of the year, providing you with professional medical advice whenever you require it.
Peace of mind
Offers increased flexibility, comfort and privacy to give you peace of mind should you fall ill and need a diagnosis or treatment.
← If we have healthy minds and healthy bodies, we can produce and deliver our work to the best of our abilities.
How do I compare the various private health insurance policies?
When it comes to choosing the right policy, making an informed decision is crucial. Each policy has its own features, benefits, and costs. To ensure you select the most suitable policy for your needs, consider the following factors when comparing:
1. Customer reviews and ratings
Research customer reviews and ratings for the insurance providers and their policies. Feedback from current or previous policyholders can offer valuable insights into the level of customer service, claims processing, and overall satisfaction with the policies. Consider both positive and negative reviews to gain a balanced perspective.
2. Cover and benefits
Compare the cover and benefits offered by each policy. Consider what medical services are included, such as in-patient, out-patient, specialist consultations, and preventive care. It is also important to understand the impact of your chosen underwriting method.
3. Network of providers
Review the network of healthcare providers associated with each policy. Check if your preferred hospitals, clinics, and specialists are included in the network. Being able to access healthcare providers conveniently can impact the quality and accessibility of your medical care.
4. Premiums and costs
Compare the premiums, deductibles, co-payments, and coinsurance for each policy. Premiums are the monthly fees you pay for the insurance cover, while deductibles are the amount you must pay out of pocket before the insurance starts covering costssuch as with an Excess or a Shared Responsibility. Consider your budget and healthcare needs to find a balance between affordability and the level of cover you require.
Compare the additional services and benefits provided by each policy. This may include wellness programs, remote GP services, mental health support, or alternative therapies. Consider which additional services could enhance your healthcare experience.
By carefully comparing these factors, you can make a well-informed choice when selecting a private health insurance policy. Get guidance from insurance professionals if needed and prioritise finding a policy that provides the best balance between cost, cover, and convenience for your unique circumstances. It is worth remembering that private health insurance in the UK isn’t designed to cover pre-existing conditions and would need to be treated on the NHS.
Waiting lists can be a challenge within the UK healthcare system. When you or your loved ones require prompt medical attention, waiting times can cause anxiety and delays in receiving treatment.
Having a private health insurance policy in place before you become ill, can make a substantial difference, by offering a solution to gain access to the medical care you need - avoiding the frustration of waiting to see a specialist or having a procedure.
When a health concern arises, you can consult with remote GPs and specialists promptly, leading to faster evaluations, diagnoses, and appropriate treatment plans. This prompt access to healthcare services can significantly improve your overall wellbeing and can increase the chances of successful outcomes.
In addition, it provides you with the freedom to choose where and when you receive medical care. While the NHS offers excellent services, private healthcare options can offer greater flexibility in terms of appointment availability and choice of specialists and hospitals.
There are several misconceptions surrounding private health insurance, that can cloud people’s understanding of its benefits.
Private health insurance is too expensive and unaffordable
Contrary to popular belief, health insurance can be affordable and tailored to fit various budgets. With a wide range of insurance providers and plans
available, you can find options that offer cover at a price that suits your financial circumstances.
Private health insurance covers only major medical treatment
Private health insurance goes beyond just covering major medical treatment. It can provide cover for a variety of healthcare services, including preventive care, visits to the dentist, diagnostic tests, and specialised treatments.
It can provide protection for both major conditions, such as cancer, and routine healthcare needs - but will not cover pre-existing conditions that existed before you took out a policy.
Private health insurance is only for the middle-aged or older people
Private health insurance is not limited to a specific age group or only those with or without pre-existing conditions. From young adults starting their careers to families seeking comprehensive cover, it offers valuable protection and peace of mind for everyone.
Private health insurance is unnecessary with a public healthcare system
We are lucky to have the NHS in the UK, but private health insurance can complement and enhance the services it provides. It offers benefits such as faster access to specialists, greater choice of healthcare providers, and cover for treatments not available through the NHS.
It can also provide additional choice and flexibility to customise your healthcare options.
Private health insurance is complicated and difficult to understand
Understanding private health insurance can seem overwhelming, but it doesn’t have to be. Insurance providers offer resources, tools, and customer support to help you navigate through the process and make informed decisions. With clear explanations and guidance, you can gain a better understanding of the cover options and choose a policy that meets your specific needs.
Private health insurance can be a valuable investment in your wellbeing. It offers peace of mind, timely access to healthcare services, and protection against unexpected medical expenses.
Whether it’s for you as an individual, your family or your business, WPA has a range of flexible products for everyone
The only Which? recommended health insurance provider… for the second year in a row
WPA’s focus has always been to deliver a truly exceptional member experience. Being recommended twice demonstrates their commitment to this.
What is the WPA Healthcare Practice?
The Healthcare Practice is franchise-based and is a wholly-owned subsidiary of WPA. As a Healthcare Partner within the Healthcare Practice, I am comprehensively trained on WPA’s products and services. I am only licensed to sell health insurance from WPA, so you can rest assured of my knowledge and expertise.
Looking after our members – together
WPA’s ethos is to treat others in a way that we, as individuals, would wish to be treated ourselves. Their purpose is to provide people with access to the best healthcare available in the UK. At the
of it
is you, the customer. Many health insurers don’t meet their customers, as your local Healthcare Partner I am available to help you at every stage of your journey with WPA.
Health insurance can be confusing, but my job is to help you make the best decision for you. I promise that you will be looked after at every stage – from the quoting and application process, all the way through to advice at your first renewal and beyond. I can help to ensure your health insurance keeps
for you, and your needs.
With spring just around the corner, it’s hard not to daydream about summer holidays—sun-soaked beaches, warm evenings, and lightweight outfits. But while we’re still tucked away in layers, this is the perfect time to start preparing your skin for the season ahead.
At this stage of the year, focusing on self-care and addressing any skin concerns means you’ll be glowing with confidence when summer arrives. Whether it’s lumps and bumps you’d like removed, or silky smooth, hair-free skin you’re after, there’s no better time to make a change.
For those pesky lumps and bumps—like skin tags or cysts—quick and safe removal can leave your skin looking flawless. If you’re tired of endless shaving or waxing, professional hair removal treatments can give you long-lasting results, so you’re ready for swimwear season.
Now is also the best time for skin rejuvenation treatments. From brightening dull skin to tackling fine lines or pigmentation, treatments like chemical peels and laser resurfacing can leave your skin fresh, youthful, and glowing. Using a skin scanner, we can pinpoint the areas that need the most attention and create a personalised plan just for you.
And, of course, protecting your skin is just as important as perfecting it. A daily SPF 50 is your ultimate summer skincare essential, shielding your skin from harmful UV rays while preventing premature ageing and sun damage.
By starting now, you’re giving your skin the time it needs to recover and reveal its best self before summer begins. Let us help you feel radiant, confident, and ready to shine—whatever your plans for the season may be.
Get in touch to book your free skin health assessment and discuss your needs with an expert.
Call: 01270 627118
Email: info@thenantwichclinic.co.uk
Why choose Emface & Exion:
No Downtime + Walk-in, Walk-out + Leading Technology
20-minute treatment times + non-surgical, surgical results
Visible Results After One Session + Painless Treatments + Lasting Results Less Wrinkles,