THREE BALLS CHRONICLE VOLUME 6 / ISSUE 10 October 2023
IN THIS ISSUE Letter from the President Letter from the General Manager Loyalty Pawn Family Security Awareness Store Manager Updates Golden 1 Center Events Monthly Sales Monthly Birthstone Guide Monthly Birthdays and Anniversaries and New Hires Loyalty Pawn’s Core Goals, Values and Visions Employee Services Corner
Team Loyalty! We have added some new events that are available so be sure to check that out starting on page 10 and we have many events for you and your families to enjoy, so be sure to get your requests in. The Kings season starts this month, so be sure to get your ticket requests in if you would like to attend one, Go Kings!!!And don’t forget to share our electronic newsletter with your friends and families on the Issuu App. Keep doing an amazing job Team Loyalty!!
President’s Letter Hello Loyalty Pawn Family,
Third quarter has started. We are in the homestretch of 2023. I hope your sports teams are doing well for you. My Kansas City Chiefs are looking good but so are the San Francisco 49ers which I am not thrilled about, but I will say they do look good. I am sure there are some baseball fans out there and wish you well in this playoff season. Now LET’S GO SACRAMENTO KINGS!!! I hope those that are looking forward to this season and take advantage of our suite at the Golden 1 Center, have FUN!! We had the 2023 CAPA (California Pawnbrokers Association) Conference at the end of September and it was a massive success. There was a great vendor hall, some amazing seminars, and a very lively and over-the-top keynote speaker on sales strategy. I would like to thank Wayne, Javi, Ramsey, and Stephanie for attending the conference, and I am sure they have brought great takeaways for each of you to help your bottom line and the companies. Now for the third quarter sales pep talk our sales season is approaching fast, sell those layaways, sell those add-ons, and always keep our monthly sales in your topic of conversation with our clients. Keep up the magnificent work. Thank you, Team Loyalty! Always Appreciative, Stan Lukowicz, III
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Letter from the General Manager Greetings Everyone, Soon to be starting the beginning of the 4th quarter. This means pumpkin spice everything, and cooler temperatures are heading our way. I’m certainly excited about one of those things (less the pumpkin spice). I want to share some information on the September 22 to September 23 business KPI’s. Compared to September 22, we have grown over 450k in our loan book. This is clear as there continues to be a demand for capital. Our retail sales increased marginally. We maintain comparable layaway balances while seeing that Layaway redemptions equate to nearly 30% of our retail sales. Thankfully, our liquidation of jewelry has slowed down a bit, and we plan on building up some jewelry inventory for the holidays. We are holding steady for the capital needs but tend to have large swings in loans to redeem. The top salesman for September was Dominic T. First place. Paul M. 2nd place and Norma B. 3rd place. The top salesman for the quarter was Dominic T. in the first place, Norma B. 2nd place, and Josh B. 3rd place. If anyone asks the top three how they can be the top 5 (more often than not), they will also divulge how important the layaway system is to their success. Congratulations team! At the end of September, we attended the CAPA convention in Long Beach. This was a great event. We were able to scout out some other locations in southern California. Many locations have operations much like ours. I believe that there are some tweaks that we could make to our retail environment, but some of the locations we visited were indeed top-notch! One location that comes to mind is Valencia Loan Mfg. This location had a beautiful setup for dealing in a large selection of jewelry products. The inside of the store was very inviting and set up to move jewelry. This was also an excellent opportunity to catch up on market trends, purchase inventory, and meet new/ repeat vendors. One of the most significant takeaways from the Southern CAPA event was the market fluctuation in the stone market. Currently, color stones and diamonds have dropped in the wholesale market. This, hopefully, is a short-term fluctuation. One of the financial indicators is the value of the dollar worldwide. Currently, stones in places like India and Japan are more inexpensive than in the US. We predict this will slow down for a few months but rebound in early 2024. There continues to be much uncertainty as labcreated and man-made stones water down the market. We will continue monitoring and make corrections as needed. Stay tuned!!! Sincerely, Wayne Silliman General Manager “If you want to grow, you have to do something different form the majority of people” -Lakshmi Mittal
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Loyalty Pawn Family Greetings Loyalty Family, We had an incredible time at the Pawn Convention in Long Beach. The convention provided us with valuable insights into the industry and highlighted the important issues we are fighting for in the future. Stephanie and Ramsey represented our company exceptionally well, and it was a joy to reconnect with old friends while also making new ones. During the convention, we went on a fascinating pawn tour, where we were constantly surprised by the innovative ideas and unique offerings of various stores. One a particular store left us speechless with their deep understanding of their clients and their exceptional customer service. Despite the focus on networking and collaborating with fellow pawn brokers, this event was truly enjoyable. As we move into October, we are excited to introduce Adam, one of the newest members of our Broadway location team. Stay tuned to learn more about him and his contributions to our company! 1. What's your favorite way to spend a day? At home with ice cream! 2. Where is your favorite place to go on vacation and why? It's Thanksgiving because it's all about being together and enjoying delicious food. 3. Why was your favorite age growing up? I really enjoyed my teenage years. 4. Do you have a favorite holiday? Why or why not? Thanksgiving because it's all about being together and enjoying delicious food. 5. What was the last thing you read? "Heaven in Disorder" by Slavenka Drakulić . 6. What was the last TV show you binge-watched? The Sopranos. 7. Are you into podcasts or do you only listen to music? I enjoy listening to podcasts. 8. What's one thing that can instantly make your day better? Making someone laugh really hard. 9. What's one goal you have for this year personally and professionally? Personally, I want to have more selfcare time. Professionally, I want to improve my dancing skills. 10. What's your favorite board game? Scythe. 11. What's the best way the company can celebrate you and your team for successes? Having mandatory nice days off. 12. What causes are you passionate about? Labor rights. 13. What's an essential part of your daily routine? Having a cup of coffee. 14. Random question: Cats or dogs? Both, I love them both! 15. What's something an outsider wouldn't know about your industry? The intricate laws and regulations that govern it. 16. What's the career highlight you're most proud of? Selling my [irst jewelry design. 17. Do you have a "[ive-year plan"? Nope, I prefer to go with the [low and adapt to opportunities that come my way. 18. What's the best piece of advice a family member has given you? "How do you eat an elephant? One bite at a time." 19. What is your de[inition of success? Carving a place out for yourself and the people you love to feel safe and hopeful.
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Security Awareness As the days grow shorter, it becomes essential for store Managers and team members to prioritize their safety and security. By staying vigilant, aware of their surroundings, and implementing smart practices, individuals can significantly reduce the risk of potential threats. This article aims to provide comprehensive insights into enhancing situational awareness while offering practical tips and best practices for store security. Situational awareness is the ability to comprehend what is happening around you, assess potential risks, and make informed decisions to ensure personal safety. By following these tips, individuals can improve their situational awareness: 1. Stay alert: In any potentially risky situation, remain focused and avoid distractions such as phones or headphones. 2. Scan your environment: Continuously observe your surroundings, paying attention to people's behavior and any unusual objects or activities. 3. Trust your instincts: If something feels off or raises suspicion, trust your gut feeling, and take appropriate action. 4. Maintain situational positioning: Position yourself in a way that allows for a clear view of your surroundings and identi[ies potential escape routes. 5. Stay informed: Keep up with current events, weather conditions, or any relevant information that might impact your safety. 6. Practice mindfulness: Remain present in the moment, avoiding zoning out, particularly in busy or unfamiliar environments. 7. Engage all your senses: Utilize not only your vision but also you’re hearing and sense of touch to gather information about your surroundings. 8. Plan ahead: Before entering a new location or situation, have a plan in mind for emergencies and know what actions to take. 9. Avoid overcon[idence: Never assume absolute safety; maintaining situational awareness requires ongoing vigilance. 10. Train and prepare: Consider taking self-defense or safety courses to enhance skills and con[idence in various situations.
Implementing Best Practices for Store Security: To further strengthen security measures, it is crucial to implement the following best practices: 1. Be aware of store visitors: Pay attention to who enters the store and take note of any groups or suspicious behavior. 2. Secure entrances: Ensure that security doors remain closed during business hours to prevent unauthorized access. 3. Conduct store walks: Before leaving the store, thoroughly check and secure doors, windows, gates, and safes. Double-checking is a good practice. 4. Strength in numbers: Always have a second person present when opening or closing the store, as these vulnerable moments require extra caution.
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5. Greet incoming traf[ic: Acknowledge customers as they enter the store, providing them with a sense of awareness and reassurance. 6. Handling valuable items: When showcasing jewelry over $500, request the customer's identi[ication and keep it within sight, avoiding vulnerable positions. 7. Trash disposal: Always dispose of trash with a second person present to reduce the risk of being targeted. 8. Familiarity with panic buttons: Ensure that all team members are aware of the location of panic buttons and that they are in proper working condition. 9. Maintain surveillance: Regularly check and ensure that security cameras are operational, and that the DVR is recording. 10. Callers' scam: Beware of callers asking for personal information. Instead of answering "yes," respond with "may I ask who's calling?" to avoid potential consent-related scams.
Prioritizing store security and safety should be an integral part of every morning huddle and training session. By openly discussing and role-playing various scenarios, employees can stay prepared and proactive in ensuring their own safety and that of their teams and clients. By fostering a culture of awareness and vigilance, we can create a secure environment that promotes peace of mind for everyone involved. Remember, the safety of our teams and clients is our utmost concern, and by implementing these security measures and regularly reinforcing them, we can strive to create a safe and welcoming shopping experience for all. Let's continue to prioritize security and keep our stores and communities secure. Stay safe, stay vigilant!
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Shop Talk Manager Updates El Camino Team Loyalty, Hello, fellow team members! With October upon us, it's time to embrace the meteor showers and the challenge of losing a few hours of sleep to witness this celestial spectacle. September treated us well, and now, as we step into the fourth quarter, we're gearing up for our busiest month yet. Christmas is just around the corner, which means those layaways will soon be flying off our shelves. Also in these uncertain economic times, let's remain focused on securing more layaways. While Team Elco fell short of our 20k target, we're still optimistic. Our new goal for this month is an ambitious 75k. Also Thank you for the excellent inventory selection by Javier and Ramsey that attended the CAPA convention, we're well-equipped for the challenge ahead. Let's keep pushing toward our goal, and a big congratulations to Norma for achieving her incentive and putting in the hard work. Together, we've got this! Hope everyone has a spooky and safe Halloween. Dad joke: what’s the scariest plant on earth ? -Bam Booooo! Cheers, Tony Mora
Roseville Hello Team Loyalty, I'm thrilled to share some exciting news with all of you in this edition of our company newsletter. It's been a remarkable third quarter for Loyalty Pawn, and I want to extend a heartfelt congratulations to each one of you for your dedication and hard work. Our September sales goal was set at $50,000, but I'm proud to announce that we've not only met that goal but exceeded it by selling a whopping $56,000! This remarkable achievement reflects the incredible effort and commitment of our team members. I'd like to give a special shoutout to Dom T. for his exceptional performance during September. Dom, your sales efforts have been nothing short of outstanding, with sales totaling over $29,000. Your dedication and determination played a significant role in helping us reach and surpass our target. In September, we welcomed a staggering 205 new customers at Roseville. This growth is a testament to the trust our community places in us and the exceptional service we provide. It's an incredible achievement, and I'm excited to see our customer base continue to expand. With Q4 now underway, we're setting our sights on another ambitious goal. Our sales target for October is $65,000, and I have full confidence that, together, we can achieve this milestone. Let's maintain our momentum, build on our successes, and approach the final quarter of the year with unwavering determination. Thank you all for your hard work, commitment, and passion for Loyalty Pawn. Let's make Q4 an even greater success, and I can't wait to see what the future holds for our company. Thank you, Justin Martinez 8
Broadway Hello Team, Happy Halloween its creepy spooky time here at loyalty pawn. Ghost spiders and ghouls are everywhere and looking for those deals, Broadway has a big bucket full of eyeballs and deals. We are having clients grab their discounts this month and enjoying the creepy savings. We had an amazing month last month growing are loans, buys, and layaways. Still needing some work on our sales we are really excited about this fourth quarter and the impending Christmas rush. Back to work for us here have a creepy crawly pumpkin spice day. John Mark
Florin Mall Loyalty Pawn Families, Wow we are going into the last quarter of the year already and time sure does fly by fast. 2024 is just around the corner already. What is going on at Florin well we did a total of 1839 transaction last month and holding still a $1.88 million in loan balance. Team Florin did about $61k in sales for September and shooting for $70k for the month of October. We are fully decorated for Halloween, and we are excited to see who is going to win our Halloween Costume Contest. Team Florin is going to focus on growing our layaway balance. Let’s have an awesome October take some pictures of our costume contestant. This sale promo I am excited to see our client drawing for their sales discount. Let no one ever come to you without leaving better and happier. Mark Xiong
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Top Performers in September 1st 2nd 3rd 4th 5th
Sales
Productivity
Phys Transactions
Dominic Tognolini (Roseville #3)
Dominic Tognolini (Roseville #3)
David Palomares (Florin #2)
Paul Molina (Florin #2)
Mark Xiong (Florin #2)
Dominic Tognolini (Roseville #3)
Norma Bobadilla (El Camino #1)
David Palomares (Florin #2)
Ricardo Molina (El Camino #1)
Josh Bonton (Broadway #4
Norma Bobadilla (El Camino #1)
Josh Bonton (Broadway #4
Ricardo Molina (El Camino #1)
Ricardo Molina (El Camino #1)
Norma Bobadilla (El Camino #1)
September End of Month Balances Loyalty Pawn #1 El Camino Loyalty Pawn #2 Florin Loyalty Pawn #3 Roseville Loyalty Pawn #4 Broadway
Loan Balance
Purchases
Layaway Balance
$1,702,395.00 $1,880,069.00 $1,178,471.00 $1,146,417.00
$23,179.00 $22,735.00 $18,259.00 $24,234.00
$100,696.14 $54,492.28 $78,349.70 $87,653.26
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Golden 1 Center Upcoming Events Below is the list of events that are posted as of right now and we will be adding events to this list each month as they get posted! The events in green are available and the events in red have already been spoken for. If you would like to request tickets send you ticket request forms to lauren.l@loyaltypawn.com so that I can get your requests in and if you need a request form email lauren.l@loyaltypawn.com and I can send you a copy! With the Golden 1 Center opening back up there is a limited number of tickets available, so for every event you are only allowed to request and receive 4 tickets per event! As a reminder, everyone who will be requesting events at the Golden 1 Center needs to have a ticketmaster account connected to an email and phone number. When requesting please put the same email or phone number on your ticket request form so that I can send the tickets to the proper place and so there is no more confusion, thank you!! If you have any questions, please email me for clarification.
Event
Day
Date
Time
Fuerza Regida
October 28th
Saturday
8:00 PM
Disney on Ice
November 2nd
Thursday
7:00 PM
Disney on Ice
November 3rd
Friday
Disney on Ice
November 4th
Saturday
7:00 PM 11:00 AM
Disney on Ice
November 4th
Saturday
3:00 PM
Disney on Ice (3 Tix Left)
November 4th
Saturday
7:00 PM
Disney on Ice
November 5th
Sunday
12:00 PM
Disney on Ice
November 5th
Sunday
4:00 PM
Lauren Daigle
November 14th Tuesday
8:00 PM
Pepe Aguilar (Postponed)
November 19th Sunday
8:00 PM
Grupo Fontera w/Luis R. Contiquez
November 22nd Wednesday
8:00 PM
Trans-Siberian Orchestra
December 1st
Friday
3:00 PM
Trans-Siberian Orchestra
December 1st
Friday
7:00 PM
V 101.1 Holiday Jam
December 9th
Saturday
8:00 PM
For King & Country
December 10th Sunday
7:00 PM
Stevie Nicks
December 12th Tuesday
7:00 PM
Harlem Globetrotters
January 15th
Monday
1:00 PM
Harlem Globetrotters
January 15th
Monday
6:00 PM
Cody Johnson
January 19th
Friday
8:00 PM
Monster Jam
January 26th
Friday
7:00 PM
Monster Jam
January 27th
Saturday
1:00 PM
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Monster Jam
January 27th
Saturday
7:00 PM
Monster Jam
January 28th
Sunday
1:00 PM
PBR
February 2nd
Friday
TBA
PBR
February 3rd
Saturday
TBA
PBR
February 4th
Sunday
TBA
Toby Mac
February 8th
Thursday
7:00 PM
Gloria Trevi
February 10th
Saturday
8:00 PM
Madonna
February 24th
Saturday
8:00 PM
Playpoi Carti
February 25th
Sunday
8:00 PM
Marca MP
March 1st
Friday
7:30 PM
Fall Out Boy
March 3rd
Sunday
6:30 PM
Luis Miguel
April 7th
Sunday
8:00 PM
Kane Brown
May 10th
Friday
7:00 PM
Kane Brown
May 11th
Saturday
7:00 PM
NF
June 8th
Saturday
8:00 PM
Tim McGraw
June 29th
Saturday
Los Temerarios
August 24th
Saturday
Zach Bryan
November 29th Friday
8:00 PM
Zach Bryan
November 30th Saturday
8:00 PM
Day
Time
Kings Games
Date
8:00 PM
Warriors vs. Kings
Sunday
October 15th
6:00 PM
Jazz vs. Kings
Thursday
October 19th
7:00 PM
Warriors vs. Kings
Friday
October 27th
7:00 PM
Lakers vs. Kings
Sunday
October 29th
6:00 PM
Trail Blazers vs. Kings
Friday
November 10th
7:00 PM
Caveliers vs. Kings (2 Available)
Monday
November 13th
7:00 PM
Warriors vs. Kings
Tuesday
November 28th
7:00 PM
Clippers vs. Kings (2 Available)
Wednesday
November 29th
7:00 PM
Nuggets vs. Kings
Saturday
December 2nd
7:00 PM
Nets vs. Kings
Monday
December 11th
7:00 PM
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Thunder vs. Kings
Thursday
December 14th
7:00 PM
Jazz vs. Kings
Saturday
December 16th
7:00 PM
Wizards vs. Kings
Monday
December 18th
7:00 PM
Celtics vs. Kings
Wednesday
December 20th
7:00 PM
Suns vs. Kings
Friday
December 22nd
7:00 PM
Timberwolves vs. Kings
Saturday
December 23rd
7:00 PM
Hornets vs. Kings
Tuesday
January 2nd
7:00 PM
Magic vs. Kings
Wednesday
January 3rd
7:00 PM
Raptors vs. Kings
Friday
January 5th
7:00 PM
Pelicans vs. Kings (2 Available)
Sunday
January 7th
3:00 PM
Pacers vs. Kings
Thursday
January 18th
7:00 PM
Hawks vs. Kings
Monday
January 22nd
7:00 PM
Pistons vs. Kings
Wednesday
February 7th
7:00 PM
Nuggets vs. Kings
Friday
February 9th
7:00 PM
Spurs vs. Kings
Thursday
February 22nd
7:00 PM
Heat vs. Kings
Monday
February 26th
7:00 PM
Bulls vs. Kings
Monday
March 4th
7:00 PM
Spurs vs. Kings
Thursday
March 7th
7:00 PM
Rockets vs. Kings
Saturday
March 10th
3:00 PM
Bucks vs. Kings
Tuesday
March 12th
7:00 PM
Lakers vs. Kings
Wednesday
March 13th
7:00 PM
Knicks vs. Kings
Saturday
March 16th
7:00 PM
Grizzlies vs. Kings
Monday
March 18th
7:00 PM
76ers vs. Kings
Monday
March 25th
7:00 PM
Mavericks vs. Kings
Tuesday
March 26th
7:00 PM
Mavericks vs. Kings
Friday
March 29th
7:00 PM
Jazz vs. Kings
Sunday
March 31st
6:00 PM
Clippers vs. Kings
Tuesday
April 2nd
7:00 PM
Pelicans vs. Kings (2 Available)
Thursday
April 11th
7:00 PM
Suns vs. Kings
Friday
April 12th
7:30 PM
Trailblazers vs. Kings
Sunday
April 14th
7:30 PM
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October Sales Flyer
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Monthly Birthstone Guide This will help educate you about some of the more popular semi and precious stones we come across and it will also help you close some more sales. The idea is to educate you on each month’s birthstone as you can arrange your cases properly and make suggestions to our clients that may be browsing or even looking for a gift. Let’s think outside the box when utilizing this information.
JANUARY – Garnet
FEBRUARY -- Amethyst
MARCH – Aquamarine
APRIL – Diamond
MAY – Emerald
JUNE –Pearl & Alexandrite
JULY – Ruby
AUGUST – Peridot
SEPTEMBER – Sapphire
OCTOBER – Opal & Tourmaline
NOVEMBER – Citrine & Topaz
DECEMBER – Topaz & Turquoise
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Anniversaries, Birthdays and New Hires October Anniversaries Stan Lukowicz 31 years Joshua Bonton 7 years Kirby Erlanger 4 years Tyrah Walls 2 years Stephanie Alfaro 1 year
October Birthdays Matthew Stevens October 13th John Mark October 15th Adam Kimbro October 22nd Stan Lukowicz October 27th Danesia Robinson October 31st
September New Hires There are no new hires from this past month.
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Loyalty Pawn’s Goals, Values, and Visions “The Leader in Local Lending” Company Wide Goals • To Offer Immediate Relief with a Short-Term Loan. • To Develop, Recruit and Inspire an Elite Work Force, Driven by
Loyal Business Practices. • To Provide the Highest Standard of Quality, Commitment and Value to Every Customer in Our Loyalty Pawn Family!
Core Values • Loyalty • Dedication • Creativity
Company Vision • Loyal People Committed to Everyday Satisfaction
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Loyalty Pawn Employee Services Corner Clear October Morning! No clouds are in the morning sky, The vapors hug the stream, Who says that life and hope can die In all this northern gleam? At every turn the maples burn, The quail is whistling free, The partridge whirs, and the frosted burs Are dropping for you and me. In the clear October morning. ~ Edmund Clarence Stedman
OCTOBER CALENDAR OF NATIONAL EVENTS • •
• • •
October 9 is Leif Eriksson Day. October 9 is a busy day, with three more holidays packed into it: • Canadian Thanksgiving. • Columbus Day (U.S.), a federal holiday, is observed on the second Monday in October. It was on October 12, 1492, that Christopher Columbus landed on a small island in the Bahamas, convinced that he had reached Asia • Indigenous Peoples’ Day (U.S.)—a holiday that celebrates the history and cultures of indigenous peoples native to what is today the United States. Indigenous Peoples’ Day is celebrated in cities and states across the country, often alongside or in lieu of Columbus Day. October 18 is St. Luke’s Little Summer. This is a date steeped in folklore. Traditionally, around Saint Luke’s feast day, there is a brief period of calm, dry weather. October 24 is United Nations Day, which aims to bring awareness to the work of the United Nations worldwide. October 31 is Halloween (All Hallows’ Eve)!
Just for Fun Dates in October Oct. 4: International Ships-in-Bottles Day Oct. 6: National Noodle Day Oct. 12: National Fossil Day Oct: 24–Nov. 11: World Origami Days Oct. 28: Frankenstein Friday 18
October Full Moon October is a great time for stargazing. The Full Hunter’s Moon October’s full Moon, known as the Hunter’s Moon, arrives on Saturday, October 28. Like September’s Harvest Moon, the Hunter’s Moon is closely tied to the autumnal equinox
OCTOBER GARDENING -Tips Things To Do In Your October GARDEN October is the perfect time to plant trees, shrubs, conifers, and hardy perennials—or spring bulbs like tulips and daffodils—and if you’re looking to sow cover crops or install lawns, now is the time for that as well. • • • • • • • •
Plant Trees, Shrubs, and Roses Divide Perennials Add Bulbs to Your Landscape Store Pots in October Mulch in October Compost Weed Extend the Season
What’s in season in October? Apples and brussels sprouts are going strong over here and it’s time to stock up on every type of winter squash. • Apples • Brussels sprouts • Cauliflower • Dates • Kale • Pomegranate • Pumpkin • Squash • Sweet Potato
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LOVE PEOPLE & COOK THEM TASTY FOOD! The Ambitious Kitchen has some amazing recipes to try this month! Check it out! https://www.ambitiouskitchen.com/peach-brussels-sproutssalad/
401K Loyalty Pawn Retirement $avings Program Are you saving for retirement? Why not start today? If you have completed 12 months of service with Loyalty Pawn, you’re eligible to participate and start putting away those pretax (or post tax Roth) dollars into your very own 401k account. To enroll, send me an email and I’ll help you get started. Contact Employee Services at employeeservices@loyaltypawn.com Start saving for retirement’s tomorrow, today! When it comes to 401(k) plans, it's your money. But your boss and the government make the rules. Need more 401k investment info and advice? Contact our Investment Advisor, John Malhotra e malhotra.john@principal.com
Thank you for my subscription to the Old Farmer’s Almanac for inspirational quotes and the Ambitious Kitchen for this month’s Love People, Cook them Tasty Food content for LP’s Three Ball’s Chronicle this month.
If you need HR, Payroll, Benefits, or Family support, Loyalty Pawn’s Employee Services is only a phone call, text message, or email away, on demand, anytime! Liz Dowd, PR Guru: 530-613-2796. Dmae Shannon BSHRM 916-752-2255. John Malhotra. 401k. 916-607-9754
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Loyalty Pawn Corporate Office: 1708 Broadway Sacramento, Ca 95818
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