Managing Our Money for God's Glory (K-2) - Student Workbook
The LiFT Institute at Southeastern University exists to equip individuals and families with the tools they need to thrive financially, professionally, and personally. Rooted in biblical values and committed to community transformation, the Institute empowers people through practical financial literacy and leadership development.
Our mission is to foster sustainable growth, informed stewardship, and meaningful collaboration by meeting learners right where they are from the earliest grades through adulthood. Through our four pillars Financial Stewardship, Workforce Development,
Nonprofit Sustainability, and Organizational Excellence we provide programs that build confidence, character, and capability
This curriculum reflects our belief that it’s never too early to learn wise money habits and that every child has the potential to be a faithful steward By combining age-appropriate lessons with real-world application and biblical truth, we aim to lay the foundation for a future marked by financial responsibility, generosity, and purpose.
Welcome to the journey!
Connecting Money to Needs and Wants
Objectives:
Students will be able to distinguish the difference between needs and wants.
Students will be able to define integrity. Students will be able to explain where money comes from Students will be able to explain how to align our wants with God’s desires
Lesson 1: Connecting Money to Needs and Wants
Memory Verse
And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)
Vocabulary
Money
Responsible
What we use to by things like toys, food or clothes.
Making good choices and taking care of what you are supposed to do.
Integrity
Doing the right thing, even when no one is watching by being honest and making good choices.
Saving
Putting some of your money away so you can use it later.
Needs
Things we must have to live, like food, water, and a place to live.
Wants
Things we would like to have, but we don’t need them to live, like toys or candy.
Lesson 1: Connecting Money to Needs and Wants
Prayer
Dear God, thank You for giving us everything we need Help us learn how to be wise, share what we have, and take care of the money You give us Teach us to be thankful and to trust You with all we have We love You and want to honor You in all we do Amen.
Memory Verse
And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)
Engage
1.
How can we honor God with the money we are given?
Lesson 1: Connecting Money to Needs and Wants
2.
Mini Lesson
In James 1:17, the scripture states “Every good and perfect thing comes from God.” That includes our money.
If God gave us the money we have, then can we use it however we want?
Is there a difference between what we want and what we need?
Explore
Circle Map of How We Get Money
Elaborate Lesson 1: Connecting Money to Needs and Wants
Sing Jesus Loves Me
Jesus loves me, this I know, for the Bible tells me so. Little ones to him belong; they are weak, but he is strong. Yes, Jesus loves me! Yes, Jesus loves me! Yes, Jesus loves me! The Bible tells me so.
Lesson 1: Connecting Money to Needs and Wants
Evaluate
Tree Map of My Needs & Wants
Lesson 1: Connecting Money to Needs and Wants
Centers
Take your Student Workbook to each center with you!
Grocery Store 1.
Use play money to purchase some groceries Practice counting how many dollars each item costs. Be sure to take turns, so that each student gets to be the cashier. List the items you purchase below.
Item
Total
Price
2.
Teacher Center
Visit with your teacher to share your tree map and check your knowledge!
Lesson 1: Connecting Money to Needs and Wants
Centers
3.
Drawing/Coloring - Needs
Draw and label pictures of things you need to survive.
4.
Playdough - Wants
Create items with playdough that you would like to have, but are not essential for survival. You can list these wants below.
Lesson 1: Connecting Money to Needs and Wants
Lesson Wrap-Up
1.
Prayer
Dear God, Thank You for giving us everything we have, including our money. Help us use it in ways that make You happy like helping others, saving for what we need, and giving back to You. Teach us to be wise and thankful with every penny We want to use our money to show love and make good choices Amen
2.
Scripture Connections
Honor your father and your mother, so that you may live long in the land the Lord your God is giving you. (Exodus 20:12)
God tells us to obey our parents in Exodus 20:12. How can we do that when we want things we don’t need?
Additional Scripture:
1 Peter 5:7 - Cast all your anxiety on him because he cares for you.
2 Peter 1:3-8 - His divine power has given us everything we need for a godly life through our knowledge of him who called us by his own glory and goodness Through these he has given us his very great and precious promises, so that through them you may participate in the divine nature, having escaped the corruption in the world caused by evil
Lesson 1: Connecting Money to Needs and Wants
desires. For this very reason, make every effort to add to your faith goodness; and to goodness, knowledge; and to knowledge, self-control; and to self-control, perseverance; and to perseverance, godliness; and to godliness, mutual affection; and to mutual affection, love. For if you possess these qualities in increasing measure, they will keep you from being ineffective and unproductive in your knowledge of our Lord Jesus Christ Philippians 4:19 - And my God will supply every need of yours according to his riches in glory in Christ Jesus. Ephesians 3:14-19 - For this reason I kneel before the Father, from whom every family in heaven and on earth derives its name. I pray that out of his glorious riches he may strengthen you with power through his Spirit in your inner being, so that Christ may dwell in your hearts through faith. And I pray that you, being rooted and established in love, may have power, together with all the Lord’s holy people, to grasp how wide and long and high and deep is the love of Christ, and to know this love that surpasses knowledge that you may be filled to the measure of all the fullness of God.
John 13:34-35 - A new command I give you: Love one another. As I have loved you, so you must love one another. By this everyone will know that you are my disciples, if you love one another
3.
Closing Prayer
Dear God, Thank You for teaching us today about how to use money wisely. Help us remember to be kind, to save, and to give. Thank You for all the good things You give us. Please help us use what we have to honor You every day. Amen.
Lesson 1: Connecting Money to Needs and Wants
Home Connection
To keep the learning going at home, students can earn points during the week for doing things without being asked For example, making up their bed
As a family, gather and talk about things children can earn points for and assign a point value to each task. They can earn points to earn fun things like family movie night, earn screen time, or choose a family activity to do together.
Children will learn what it means to earn or work for their points and how it correlates to earning and working for money. Then children will use their points to buy time and activities. If one activity is especially expensive they will learn how to bank or save their points for this particular activity.
LESSON 2 LESSON 2
Connecting Making Money to Giving, Saving, and Spending
Objectives:
Students will be able to identify give, save and spend as the three things you can do with money.
Students will be able to explain the importance of using their money for necessities and how to save
Students will be able to explain the purpose of a bank, including a savings account
Students will be able to explain the importance of tithing, emphasizing the importance of gratitude, generosity, and giving back to God.
Lesson 2: Connecting Making Money to Giving, Saving,
and Spending
Memory Verse
And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)
Vocabulary
Bank
A safe place where people keep their money.
Money A safe place where people keep their money.
Savings Account A special place at the bank where you put your money to save it for later.
Job
Work that people do to earn money.
Bills
Tithing
Papers that tell us how much we need to pay for things like water, lights, or our home.
Giving a part of our money to God, usually at church, to help others and show our love for Him.
Lesson 2: Connecting Making Money to Giving, Saving,
and Spending
Prayer
Dear God, Thank You for everything we have our homes, our clothes, our toys, and our money We know it all belongs to You, and You are so kind to share it with us Please help us use what You give us to make good choices and to show others how much we love You We want to glorify You with all we do Amen.
And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19) Memory Verse
Engage
Take notes on the questions!
Sometimes things happen that we didn’t plan. Think of a time something unexpected happened that cost your family money.
Genesis 4:2-12 tells the story of Cain and Abel, focusing on the idea of giving our best to God.
Lesson 2: Connecting Making Money to Giving, Saving, and Spending
Cain & Abel (Genesis 4:2-12)
Later she gave birth to his brother Abel.
Now Abel kept flocks, and Cain worked the soil. 3 In the course of time Cain brought some of the fruits of the soil as an offering to the Lord. And Abel also brought an offering fat portions from some of the firstborn of his flock. The Lord looked with favor on Abel and his offering, but on Cain and his offering he did not look with favor. So Cain was very angry, and his face was downcast. Then the Lord said to Cain, “Why are you angry? Why is your face downcast? 7 If you do what is right, will you not be accepted? But if you do not do what is right, sin is crouching at your door; it desires to have you, but you must rule over it.”
Now Cain said to his brother Abel, “Let’s go out to the field.” While they were in the field, Cain attacked his brother Abel and killed him
Then the Lord said to Cain, “Where is your brother Abel?”
“I don’t know,” he replied. “Am I my brother’s keeper?”
The Lord said, “What have you done? Listen! Your brother’s blood cries out to me from the ground. Now you are under a curse and driven from the ground, which opened its mouth to receive your brother’s blood from your hand. When you work the ground, it will no longer yield its crops for you. You will be a restless wanderer on the earth”
Lesson 2: Connecting Making Money to Giving, Saving, and Spending
The Lord said, “What have you done? Listen! Your brother’s blood cries out to me from the ground. Now you are under a curse and driven from the ground, which opened its mouth to receive your brother’s blood from your hand. When you work the ground, it will no longer yield its crops for you You will be a restless wanderer on the earth”
Explain
Where does money come from?
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How do your parents earn money?
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How can we honor God with the money he gives us?
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What is the safest place we can keep our money that we save?
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Lesson 2: Connecting Making Money to Giving, Saving,
and Spending
Evaluate
Howdopeopleearnmoney?
––––––––––––––––––––– ––– – –––––––––––––––––––––––––––––––––––––––Whenpeoplebuythings,theyareclassifiedasa ora
Take your Student Workbook to each center with you!
Teacher Center 1.
Visit with your teacher to check your Evaluate answers and discuss jobs, money, bills, saving, and spending. Feel free to take notes!
2.
When I Grow Up Role Play
Pick a job you would like to do when you grow up from the community workers worksheet and “go to work”.
One day you will have to work to make money to buy things like a house, a car, clothes, and food. You will also want to earn money to spend on fun things like eating out at a restaurant and vacations
MY JOB:
Lesson 2: Connecting Making Money to Giving, Saving, and Spending
3. Making My Giving Bank
Make your own Piggy Bank to have a place to put the money to yearn to Give, Save and Spend.
4.
Using My Giving Bank
Congratulations!! You earned $20 from your work today! Use the chart below to help determine how much goes in each section of your bank.
We give back to God with a thankful heart God calls us to tithe 10% of our earnings Remember tithing means giving back to God.
There are some things that we need to spend money on this week.
Food: $2
House: $8
Lights: $2
How much is left from your earnings to put in your savings?
Lesson 2: Connecting Making Money to Giving,
Saving, and Spending
Lesson Wrap-Up
1.
Prayer
Dear God, Thank You for helping us learn about money today
Thank You for the chance to give, save, and spend wisely Help us remember to give to You first, save for things we need, and be careful with how we spend. Thank You for always taking care of us. We love You and want to honor You with everything we have. Amen.
Home Connection
To keep the learning going at home, students can earn points during the week for doing things without being asked. For example, making up their bed.
As a family, gather and talk about things children can earn points for and assign a point value to each task They can earn points to earn fun things like family movie night, earn screen time, or choose a family activity to do together
Children will learn what it means to earn or work for their points and how it correlates to earning and working for money. Then children will use their points to buy time and activities. If one activity is especially expensive they will learn how to bank or save their points for this particular activity.
3
3
The Bank. What Is It and Why Do We Need It?
Objectives:
Students will be able to explain the purpose and value of a bank
Students will be able to explain what a savings account is and why we should work towards having one
Students will be able to explain a checking account
Students will be able to explain what a debit card is and how to use it.
Lesson
3:
The
Bank. What Is It and Why Do We Need It?
Memory Verse
And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)
Vocabulary
Checking Account
A place at the bank where you keep your money to use for spending.
Debit Card
A card that lets you use the money from your checking account to buy things.
Couponing
Using special papers or codes to save money when you buy things.
Deposit Slip
Bank Log
A paper you fill out when you put money into your bank account.
A list where you write down the money you put in and take out of your bank account.
Lesson 3: The Bank. What Is It
and Why Do We Need It?
Prayer
Dear God, Thank You for Your goodness and for always taking care of us You give us everything we need, and we are so thankful Please help us learn how to use our money in ways that make You happy Show us how to spend, save, and give in a way that brings You glory We love You! Amen
And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19) Memory Verse
Review
What is money and where does it come from?
1. Engage
Think What is something that you really want, but don’t have the money to buy yet?
Lesson 3: The Bank. What Is It and Why Do We Need It?
2.
Take notes on the questions! Where do we get money?
How do you get money?
3.
What is savings? –––––––––––––––––––––––––––––––––
Mini Lesson
Saving in Our Piggy Bank
Last week, we went to work and earned a salary or wage We paid our bills and gave our tithes then put the rest of what was leftover into our piggy banks. What we put into our piggy banks is our savings.
We want to be able to save $50.00 during our time together.
MY JOB: Congratulations!! You earned $20 from your work today!
Use the chart on the next page to help determine how much goes in each section of your bank. Elaborate
Lesson 3: The Bank. What Is It and Why Do We Need It?
Elaborate
We give back to God with a thankful heart. God calls us to tithe 10% of our earnings. Remember tithing means giving back to God. There are some things that we need to spend money on this week.
Food: $2
House: $8
Lights: $2 How much is left from your earnings to put in your savings?
Use a deposit slip to deposit some of the money from your piggy bank into your savings account You can log your deposit your Bank Log (pg. XX) to keep track of how much money has been deposited each week
Lesson 3: The Bank. What Is It and Why Do We Need It?
Lesson 3: The Bank. What Is It and Why Do We Need It?
Centers
Take your Student Workbook to each center with you!
Teacher Center 1.
Visit with your teacher to check your Evaluate answers and discuss jobs, money, bills, saving, and spending. Feel free to take notes!
Lesson 3: The Bank. What Is It and Why Do We Need It?
Be the Banker
You received a letter in the mail that states, “Dear Banker. I’m having a hard time getting started saving money. Each time I get some, I spend or lose it. Can you help me?” Write back to the customer who wants to save. Make sure your letter tells the customer how to make better choices when it comes to saving, spending and giving Make sure to emphasize the difference between wants and needs ––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––
Lesson 3: The Bank. What Is It and Why Do We Need It?
3.
Would You Rather
Take turns posing questions that require you to choose between spending on a want or saving for a future need.
Jobs Bingo
Listen to job descriptions and match them to the job names on your Bingo card. Mark off the jobs you identify. 4.
Lesson Wrap-Up
Prayer
Dear God, Thank You for teaching us today about how to use the money You give us. Help us remember to spend wisely, save for what we need, and give with thankful hearts. Everything we have comes from You, and we want to use it to honor You. Thank You for always providing for us. Amen.
Lesson 3: The Bank. What Is It
and Why Do We Need It?
Home Connection
To keep the learning going at home, students can earn points during the week for doing things without being asked For example, making up their bed
As a family, gather and talk about things children can earn points for and assign a point value to each task. They can earn points to earn fun things like family movie night, earn screen time, or choose a family activity to do together.
Children will learn what it means to earn or work for their points and how it correlates to earning and working for money. Then children will use their points to buy time and activities. If one activity is especially expensive they will learn how to bank or save their points for this particular activity.
Saving Your Money - Part I
Objectives:
Students will be able to define savings and budgets.
Students will demonstrate what saving their money looks like.
Students will demonstrate where to put their money for safekeeping
Students will demonstrate how to fill out a deposit slip
Students will define what a bank is.
I
Memory Verse
And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)
Vocabulary
Budget
A plan for how to use your money to buy things, save, and give.
Savings Money you set aside to use later.
Money What we use to buy things we need or want.
Waiting calmly for something without getting upset. Earn
Lesson 4: Saving Your Money - Part I
Prayer
Dear God, Thank You for giving us everything we need Today we are excited to learn how to save money and make smart choices Help us understand what a budget is, how to keep our money safe, and how to use the bank wisely Thank You for teaching us how to take care of what You’ve given us We want to use our money in ways that honor You. Amen.
Memory Verse
And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)
Why is it important to save some of the money you make as you work?
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Deposits are how money is added to your savings account for safekeeping. Your deposits help banks lend money to other customers who need to borrow it. Your bank may pay you interest for using your money This means you will earn extra for depositing money into your savings account and keeping it there, which allows your savings to grow over time.
Lesson
4: Saving Your Money - Part I
3.
Heads Together, Bottoms Up - Again! (5-Minutes)
Think about something from a grocery store that you don’t need to survive, but would really like to have.
Read 1.
Would you like to start a business like Savannah?
I wonder what Savannah is going to do now that she spent her money on things she shouldn’t have with Spending Spencer. What do you think she should do?
Lesson 4: Saving Your Money - Part
I
Congratulations!! You earned $20 from your work today!
Use the chart below to help determine how much goes in each section of your bank.
We give back to God with a thankful heart. God calls us to tithe 10% of our earnings Remember tithing means giving back to God There are some things that we need to spend money on this week.
Food: $2
House: $8
Lights: $2
How much is left from your earnings to put in your savings?
Use a deposit slip to deposit some of the money from your piggy bank into your savings account. You can log your deposit your Bank Log (pg. XX) to keep track of how much money has been deposited each week
Lesson 4: Saving Your Money - Part I
What business you would choose to start and why?
Explain
Today we are going grocery shopping!
Use the chart on the next page to keep track of your grocery expenses You have $10 to spend on groceries this week You must stay within your weekly food budget, so that you will have money left to put into savings.
Lesson 4: Saving Your Money - Part I
“But the fruit of the Spirit is love, joy, peace, patience, kindness, goodness, faithfulness, gentleness, self-control; against such things there is no law.” Galatians 5:22-23.
Not only is it helpful to learn the Fruits of the Spirit like patience and self control, but it is actually what God wants us to do because he loves us!
How else you can practice patience and self control this week?
Lesson 4: Saving Your Money - Part
I
Write down as many words as you can come up with when they think about a piggy bank.
Evaluate Centers
Take your Student Workbook to each center with you!
Teacher Center 1.
Visit with your teacher to check your Evaluate answers and discuss jobs, money, bills, saving, and spending. Feel free to take notes!
Lesson 4: Saving Your Money - Part I
2.
Grocery Store Scavenger Hunt
Take a virtual trip to the grocery store online. Create a grocery list of your favorite food items. You can use you school device to visit your favorite grocery store.
3.
I Spy
Using the groceries from earlier in the lesson, play “I Spy" by giving clues that focus on the food price and whether the item is a need or want
Lesson 4: Saving Your Money - Part I
4.
Deposit Slip Practice
Count the savings in your piggy bank and fill out another deposit slip for your savings account.
Lesson Wrap-Up
1.
Prayer
Dear God,Thank You for helping us learn how to save and take care of our money today. Help us remember what a budget is, where to keep our money safe, and how to use what You give us wisely Thank You for always providing for us We want to honor You with the way we use our money. Amen.
Home Connection
To keep the learning going at home this week, have the students practice patience and self control.
This could be something they are rewarded for during the week to earn their points for activities during the week. It is important to praise children when you see them doing these things throughout the week without reminders. It is something they can also help you with throughout the week. This is a family activity where you love each other with patience and self control. Families are encouraged to track behaviors on a daily chart as a visual reminder to keep students motivated through rewards and recognition.
5
Saving Your Money - Part II
Objectives:
Students will identify the concept of a budget and why a good budget is important.
Students will demonstrate how to save money to buy both needs and wants
Memory Verse
And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)
Vocabulary
Budget
A plan for how to use your money to buy things, save, and give.
Savings Account A special place at the bank where you put your money to save it for later.
Self-Control
Making good choices, even when it’s hard.
Patience
Waiting calmly for something without getting upset.
Lesson 5: Saving Your Money - Part II
Prayer
Dear God, Thank You for all the good things You give us Today, help us learn how to make a plan for our money and how to save for the things we need and want Teach us to be wise and to use our money in ways that make You happy We are thankful for Your love and for always taking care of us Amen
And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19) Memory Verse
1. Engage
Heads Together, Bottoms Up Where does money come from?
How should we use our money for God’s glory and not our own?
Lesson 5: Saving Your Money - Part II
Name a time when you practiced patience with your money.
How do we save our money?
2.
Mini Lesson
A budget is a plan that will help you get more from your money It shows you how much money you have available to spend. This skill will help you make good choices with your income or money you earn from going to work.
Remember the Fruits of the Spirit that we discussed last week “But the fruit of the Spirit is love, joy, peace, patience, kindness, goodness, faithfulness, gentleness, self-control; against such things there is no law.” Galatians 5:22-23:
How have you practiced this during the week at home with your families?
Lesson 5: Saving Your Money - Part II
Think about Save It! by Cinders Mcleod.
How is money in Bunnyland different than our money?
Congratulations!! You earned $20 from your work today!
Use the chart below to help determine how much goes in each section of your bank
We give back to God with a thankful heart. God calls us to tithe 10% of our earnings. Remember tithing means giving back to God. There are some things that we need to spend money on this week
Food: $2
House: $8
Lights: $2
How much is left from your earnings to put in your savings?
Lesson 5: Saving Your Money - Part II
Evaluate
Write your parents a short letter (or draw a picture) explaining what a budget is Your letter must include the word budget and two or more sentences explaining what it is and/or why a budget is important
Take your Student Workbook to each center with you!
1.
Teacher Center
Visit with your teacher to check your Carrot Budget Worksheet and Evaluate answers and discuss jobs, money, bills, saving, and spending. Feel free to take notes!
2.
Math Story Problems
You have $10. You want to buy a toy that costs $15. How much more money do you need to save?
Draw a picture of two more examples of something you would like to save money for.
3.
Honey’s Playhouse
Students draw a picture of what they think Honey’s playhouse looks like.
Lesson 5: Saving Your Money - Part II
4.
Arts & Crafts
Use construction paper, scissors, and glue to create a wallet that Honey could use to carry her money to the bank. Don’t forget that carrots are money in Bunnyland.
Lesson Wrap-Up
1.
Prayer
Dear God, Thank You for teaching us how to make smart choices with our money Help us remember to save for things we need and to make a good plan with our budget. Thank You for always taking care of us and giving us what we need. We want to use our money to honor You. Amen.
Home Connection
Continue practicing patience and self control at home and reading Galatians 5: 22-23.
This is also a good time to work on a budget at home with the points they earn for chores and kindness Put what they have been doing for the last four weeks into a paper budget they can see and work with This could be as big as chart paper so that everyone can participate
Stewardship –Taking Good Care of the Things God has Given Us
Objectives:
Students will be able to define stewardship.
Students will be able to share how they can be a good steward.
Students will be able to share why we use our money for God’s glory
Lesson 6: Stewardship – Taking Good Care of the Things God has Given Us
Memory Verse
And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)
Vocabulary
Steward A person who takes care of something.
Stewardship
How we take care of the things God has given us.
Possessions
Things you have or own.
Belongings The special things that belong to you.
Lesson 6: Stewardship – Taking Good Care of the Things God has Given Us
Prayer
Dear God, Thank You for all the wonderful things You have given us our money, our toys, our homes, and the people we love Today, help us learn what it means to be a good steward and how to take care of everything You give us Teach us to use our money and our things in ways that make You happy and bring You glory We love You and want to do our best for You. Amen.
Memory Verse
And my God will supply every need of yours according to his riches in glory in Christ Jesus (Philippians 4:19)
1. Engage
Heads Together, Bottoms Up
Where can you keep your money safe?
Why should you save your money?
Lesson 6: Stewardship –
Taking Good Care of the Things God has Given Us
Name a time when you practiced patience with your money.
Why do we need money? –––––––––––––––––––––––––––––––––
2.
Take notes on the questions! What is a budget? –––––––––––––––––––––––––––––––––
How do you save using a budget?
Lesson 6: Stewardship – Taking Good Care of the Things God has Given Us
Read 3.
Think about Taking Care of God’s Stuff: Understanding Stewardship for Children by Yolanda Washington-Cowan.
What things has God made you a steward of or put you in charge of?
Congratulations!! You earned $20 from your work today!
Use the chart below to help determine how much goes in each section of your bank
We give back to God with a thankful heart. God calls us to tithe 10% of our earnings. Remember tithing means giving back to God. There are some things that we need to spend money on this week
Food: $2
House: $8
Lights: $2
How much is left from your earnings to put in your savings? Give Save Spend
Lesson 6: Stewardship – Taking Good Care of the Things God has Given Us
Take Notes on the Questions 2.
Share how you will work to be good stewards at home, school, and in the community this week. –––––––––––––––––––––––––––––––––
Friend 1
Friend 2
Friend 3
Lesson 6: Stewardship – Taking Good Care of the Things God has Given Us
What would have made him a bad steward? ––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––
Centers
Take your Student Workbook to each center with you!
1.
Teacher Center
Visit with your teacher to check your Evaluate answers and discuss how you can be a good steward. Feel free to take notes!
Lesson 6: Stewardship – Taking Good Care of the Things God has Given Us
Color/Drawing 2.
Draw and color a picture of something that is special to you that was given to you by God.
Lesson 6: Stewardship – Taking Good Care of the Things God has Given Us
Writing 3.
Name 3 things that God has given you. What are some ways that you take care of them? ––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––
Lesson 6: Stewardship – Taking Good Care of the Things God has Given Us
Arts & Crafts
You have been asked to create a poster showing others how they can respect the environment such as picking up litter, planting a garden, or volunteering at their local animal shelter.
Lesson 6: Stewardship – Taking Good Care of the Things God has Given Us
Lesson Wrap-Up
Prayer
Dear God, Thank You for teaching us how to be good stewards today. Help us to take care of the money and things You have given us and to use them in ways that make You happy. Thank You for trusting us with so much. We want to honor You with our hearts, our choices, and everything we have. Amen. 1.
Home Connection
Go home and talk to someone you know and trust about what a good steward is and how we are all called to be good stewards of what God has given us so that we can glorify Him each day. Share how we can do that by saving our money and practicing patience and self control.
Stewardship –Helping Others
Objectives:
Students will be able to define generosity. Students will be able to demonstrate how they can be generous to others.
Lesson 7: Stewardship – Helping Others
Memory Verse
And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)
Vocabulary
Generosity
Being kind and sharing what you have with others.
Steward Someone who takes care of something.
Stewardship Taking care of the things God has given us.
Lesson 7: Stewardship – Helping Others
Prayer
Dear God, Thank You for being so generous and giving us everything we need Today, please help us learn what it means to be generous and how we can help others with kind hearts Show us ways to share and take care of the things You’ve given us We want to love others the way You love us Amen
And my God will supply every need of yours according to his riches in glory in Christ Jesus (Philippians 4:19) Memory Verse
Engage
Scripture Connection
For God so loved the world that he gave his one and only son, that whoever believes in him shall not perish but have eternal life. (John 3:16) 1.
Read 2.
Think about What is Given from the Heart by Patricia C McKissak
How were James Otis and his mother good stewards?
Lesson 7: Stewardship – Helping Others
Did they do what God has asked all of us to do?
Was it easy for James Otis and his mother to do what God asked? Why or why not?
Lesson 7: Stewardship – Helping Others
Explore
How can you help a family that has lost everything in a fire?
Discuss with a partner and write your ideas below!
What are some things you can do to be a blessing to others?
How can you share the love of Jesus? –––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––––
Lesson 7: Stewardship – Helping Others
Map it Out 2.
Complete a tree map on how you can be a good steward at home, school, church, and in your community
Lesson 7: Stewardship – Helping Others
Watch 3.
Think about the video, Douglas Talks Generosity | Teaching Kids to be Generous.
What did Douglas do with the cupcakes that he was supposed to share with his friends at school? Do you think he was being generous?
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Why is it important to be generous with what we have?
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What lesson did Douglas learn?
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Lesson 7: Stewardship – Helping Others
Elaborate
MY JOB:
Congratulations!! You earned $20 from your work today!
Use the chart below to help determine how much goes in each section of your bank
We give back to God with a thankful heart. God calls us to tithe 10% of our earnings. Remember tithing means giving back to God. There are some things that we need to spend money on this week
Food: $2
House: $8
Lights: $2
How much is left from your earnings to put in your savings?
Lesson 7: Stewardship – Helping Others
Evaluate
Think about a time someone has been generous to you Write a letter to the person who was generous to and thank them for their generosity Be specific in what you are thanking them for!
Take your Student Workbook to each center with you!
1.
Teacher Center
Visit with your teacher to check your Evaluate answers and discuss how you can be a good steward. Feel free to take notes!
2. Lesson 7: Stewardship – Helping
Others
Color
Students will complete the I can be a Good Steward Bubble Writing Activity in their Student Workbooks.
I can be a good steward of God by...
Lesson 7: Stewardship – Helping Others
1.
Lesson Wrap-Up
Prayer
Dear God, Thank You for teaching us how to be generous and kind Help us remember to share what we have and help others whenever we can. We want to be good stewards and use everything You’ve given us to show Your love. Thank You for loving us and helping us love others. Amen.
Home Connection
Find a way to show generosity to a neighbor, friend or family member.
Stewardship –Giving LESSON 8 LESSON 8
Objectives:
Students will understand the reason we give and why it is important. Students will understand tithing.
Students will understand how much money we should set aside to tithe to the church
Lesson 8: Stewardship – Giving
Memory Verse
And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)
Vocabulary
Generosity
Being kind and sharing what you have with others. Giving Sharing what you have with others to help them.
Tithe
Giving a part of your money to God, usually at church, to say thank You and help others.
Lesson 8: Stewardship – Giving
Prayer
Dear God, Thank You for all the blessings You give us Today, help us learn why it’s important to give and how we can share what we have to help others Teach us about tithing and how we can give a special part of our money back to You We want to show our love for You by giving with happy hearts Amen
Memory Verse
And my God will supply every need of yours according to his riches in glory in Christ Jesus (Philippians 4:19)
Engage
1.
Review
We have to take care of what God has given us and not spend it on things we don’t need. Remember that Joy comes from the Lord, not things we can buy. Things make us happy for a little while but what is most important is that we make God happy and tithing is one way to make God happy
Stop and Think 2.
Think about a time you helped someone, shared something with someone or gave someone something they needed.
Lesson 8: Stewardship – Giving
Explore
Read 1.
Think about What is Given from the Heart by Patricia C. McKissak.
How does God want us to use our money?
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What are some things that Molly did with her money?
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Watch 2.
Think about the video, Stewardship/What does God want me to do with my money?
How can we be responsible with our money? –––––––––––––––––––––––––––––––––
What is something you learned from this video?
Explain
Giving and saving is something God wants us to do. God wants us to put others before ourselves and not be selfish.
Tithing is our opportunity to give part of our money to God, usually at church, to say thank You and help others. The Bible encourages us to give 10% of our earnings back to God, but 2 Corinthians 9:7 says, “Each one must give as he has decided in his heart, not reluctantly or under compulsion, for God loves a cheerful giver".
Lesson 8: Stewardship – Giving
Elaborate
MY JOB:
Congratulations!! You earned $20 from your work today!
Use the chart below to help determine how much goes in each section of your bank
We give back to God with a thankful heart. God calls us to tithe 10% of our earnings. Remember tithing means giving back to God. There are some things that we need to spend money on this week
Food: $2
House: $8
Lights: $2
How much is left from your earnings to put in your savings?
Lesson 8: Stewardship – Giving
Evaluate
How much did you group choose to spend, save, give and tithe?
Take your Student Workbook to each center with you! Centers Teacher Center
Visit with your teacher to check your Evaluate answers and discuss how you can be a good steward Feel free to take notes!
Lesson 8: Stewardship – Giving
4.
Writing
What did you learn today about tithing?
1.
How much does God expect us to tithe?
Lesson Wrap-Up
Final Thoughts
Dear God, Thank You for teaching us how important it is to give Help us remember that everything we have comes from You, and show us how to give back with thankful and joyful hearts. Thank You for letting us be part of Your work through our tithes and offerings. We love You and want to honor You in all we do. Amen.
Home Connection
Find a way to show generosity to a neighbor, friend or family member.
9
9
Choosing To Do the Right Thing When You Don’t Want To
Objectives:
Students will be able to explain why it is important to always do the right thing.
Lesson 9: Choosing To Do the Right Thing When You Don’t Want To
Memory Verse
And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)
Vocabulary
Integrity
Generosity
Right
Wrong
Doing the right thing, even when no one is watching by being honest and making good choices.
Being kind and sharing what you have with others.
Making good choices that are kind, fair, and pleasing to God.
Making choices that hurt others, are unkind, or do not make God happy.
Lesson 9: Choosing To Do the Right Thing When
You Don’t Want To
Prayer
Dear God, Thank You for loving us and teaching us what is right
Sometimes it’s hard to make good choices, especially when we don’t feel like it Please help us remember that doing the right thing is important and makes You happy Give us strong hearts to always choose what is good Amen
Memory Verse
And my God will supply every need of yours according to his riches in glory in Christ Jesus (Philippians 4:19)
Engage
1.
Scripture Connection
Do what is right and good in the Lord’s sight, so that it may go in and take over the good land the Lord promised on oath to your ancestors. (Deuteronomy 6:18)
2.
Review
Sometimes it is hard to do the right thing even when we know what the right thing is
The good news is that God doesn’t ask us to do the right thing and leave us. He walks right beside us and is always with us whenever we need him.
Lesson 9: Choosing To Do the Right Thing
When You Don’t Want To
Read 3.
Think about Your Magnificent Chooser: Teaching Kids to Make Godly Choices by John Orterg.
If we come to a problem that we don’t know the answer to, what should we do?
If we know what the right thing to do is, but we just don’t want to do it, what should we do?
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Who’s chooser is perfect, loving, and good? –––––––––––––––––––––––––––––––––
We can always ask God what to do. Ask him to give us a heart to follow him and do his will When we are obedient to God we help spread his word
Choosing To Do the Right Thing When You Don’t Want To
What would you choose?
What would you do if you saw trash on the ground?
What would you do if you saw someone laughing at someone else?
Lesson 9:
Choosing To Do the Right Thing When You Don’t Want To
Explore
Jacob was walking in the grocery store and saw a lady in front of him drop $10 on the floor. Jacob picked up the $10 and wanted to put it in his pocket. However, he didn't. He returned the money to the lady.
Did Jacob do the right thing or not?
Why do you think Jacob returned the money?
Explain
1.
Think About It
Why it is important to always do the right thing even when we don’t want to?
Choosing To Do the Right Thing
When You Don’t Want To
Heads Together, Bottoms Up 2.
You saw the coolest new toy at the store that you really want. If you buy the toy you can’t tithe to the church this week. What would you do?
What is something you got as a gift that you really wanted? As much as you loved that gift will you play with that toy forever? Do you feel the same today about that gift as the day you bought it? Is this a gift that will last forever?
Lesson 9:
Choosing To Do the Right Thing When You Don’t Want To
Elaborate
MY JOB:
Congratulations!! You earned $20 from your work today!
Use the chart below to help determine how much goes in each section of your bank
We give back to God with a thankful heart. God calls us to tithe 10% of our earnings. Remember tithing means giving back to God. There are some things that we need to spend money on this week
Food: $2
House: $8
Lights: $2
How much is left from your earnings to put in your savings?
Lesson 9: Choosing To Do the Right Thing When You Don’t Want To
Centers
Take your Student Workbook to each center with you!
Teacher Center 1.
Visit with your teacher to check your Evaluate answers and discuss how you can be a good steward. Feel free to take notes!
2.
Writing
Use the Fruit of the Spirit Color (pg. 108) to explain how they can use 2 or more of the fruit of the spirits on a daily basis.
Lesson 9: Choosing To Do the Right Thing When You Don’t Want To
Lesson 9: Choosing To Do the Right Thing When
You Don’t Want To
Lesson Wrap-Up
Prayer
Dear God, Thank You for teaching us how important it is to do what is right. Please help us make good choices, even when it feels hard or when we don’t want to. Give us courage to follow You and to live in a way that makes You happy We love You and want to honor You with all we do Amen
Home Connection
Find a way to show generosity to a neighbor, friend or family member
Saving for a Rainy Day
Objectives: Students will be able to explain why saving money is important for rainy days.
Lesson
10: Saving for a Rainy Day
Memory Verse
And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)
Vocabulary
Rainy Day
A time when something unexpected happens and you might need extra money or help.
Lesson 10: Saving for a Rainy Day
Prayer
Dear God, Thank You for giving us what we need each day Please help us learn why it’s important to save money for times when we might need it later Teach us to be wise and to plan ahead so we can be ready for surprises We want to use our money in ways that make You happy Amen
And my God will supply every need of yours according to his riches in glory in Christ Jesus (Philippians 4:19) Memory Verse
Engage
1.
Sing
Rain, Rain, Go Away Rain, rain, go away Come again another day [Insert name]’s Class wants to play, Come again another day.
What do you do to prepare for a rainy day?
Lesson 10: Saving for a Rainy Day
Ask: If you get caught in the rain and you don’t have a raincoat or umbrella what happens?
Think About It
Have you ever been caught in the rain. How did you feel? Did you wish you had a raincoat or umbrella?
What do you think “a rainy day” means when referring to money? –––––––––––––––––––––––––––––––––
Lesson 10: Saving for a Rainy Day
Explore
Read 1.
Think about Quentin the Quarter of Tithing by Lisa Dixon-Todd.
Name some unexpected things that may occur that would be considered a “rainy day.”
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Watch 2.
Think about the video, Tina the Turtle Saves for a Rainy Day
What lesson did Tina learn? –––––––––––––––––––––––––––––––––
Do you think Tina made the right decision to save her money for a rainy day?
Lesson 10: Saving for a Rainy Day
Elaborate
MY JOB:
Congratulations!! You earned $20 from your work today!
Use the chart below to help determine how much goes in each section of your bank
We give back to God with a thankful heart. God calls us to tithe 10% of our earnings. Remember tithing means giving back to God. There are some things that we need to spend money on this week
Food: $2
House: $8
Lights: $2
How much is left from your earnings to put in your savings?
Evaluate
Summarize what you have learned from today’s lesson in 2 or more sentences
Use this sheet to track your savings. Write the amount you save each week in a rain drops and color it lightly. When all the raindrops have been colored, add the amounts to see how much you saved.
Dear God, Thank You for teaching us how important it is to save for a rainy day. Help us to be wise with our money and to plan ahead so we can be ready for surprises. Thank You for always taking care of us and giving us what we need We want to use our money in ways that honor You Amen
Home Connection
Find a way to show generosity to a neighbor, friend or family member
Joy Comes from the Lord, Not Things
Objectives:
Students will be able to explain where true, lasting joy comes from. Students will be able to explain that things do not bring lasting joy.
Lesson 11: Joy Comes from the Lord, Not Things
Memory Verse
And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)
Vocabulary
Joy
Things
A happy feeling you have inside, even when things aren’t perfect.
Objects you can see or touch, like toys, clothes, or books.
Lesson 11: Joy Comes from the Lord, Not
Things
Prayer
Dear God, Thank You for giving us true joy that comes from knowing You Help us understand that toys, clothes, and other things can make us happy for a little while, but only You can give us joy that lasts forever Teach us to be thankful for what we have and to find our happiness in You We love You! Amen
Memory Verse
And my God will supply every need of yours according to his riches in glory in Christ Jesus (Philippians 4:19)
Engage
1.
Review
Why do you think it is important to save, pay tithes, and help others?
How much does God want us to tithe?
Lesson 11: Joy Comes from the Lord, Not Things
What does saving for a rainy day mean?
Remember that practicing patience is a Fruit of the Spirit. God rewards obedience. That doesn’t mean he will give us everything we want. But he will supply us with everything we need!
Sing 2.
I’ve Got the Joy, Joy, Joy, Joy Down in My Heart
I've got the joy, joy, joy, joy down in my heart Where?
Down in my heart! Where?
Down in my heart!
I've got the joy, joy, joy, joy down in my heart
Down in my heart to stay
And I'm so happy
So very happy
I've got the love of Jesus in my heart
And I'm so happy
So very happy
I've got the love of Jesus in my heart.
Lesson 11: Joy Comes from the Lord, Not Things
I've got the love of Jesus, love of Jesus down in my heart Where?
Down in my heart! Where?
Down in my heart!
I've got the love of Jesus, love of Jesus Down in my heart Where?
Down in my heart to stay.
And I'm so happy
So very happy
I've got the love of Jesus in my heart
And I'm so happy
So very happy
I've got the love of Jesus in my heart.
I've got the peace that passes understanding down in my heart! Where?
Down in my heart! Where?
Down in my heart!
I've got the peace that passes understanding down in my heart! Where?
Down in my heart to stay
And I'm so happy
So very happy
I've got the love of Jesus in my heart
And I'm so happy
So very happy
I've got the love of Jesus in my heart.
Lesson 11: Joy Comes from the Lord, Not Things
Heads Together, Bottoms Up 3.
What does it means to have joy down in your heart?
Scripture Connection 4.
And do not be grieved, for the joy of the Lord is your strength. (Nehemiah 8:10)
But the fruit of the spirit is love, JOY, peace, patience, kindness, goodness, faithfulness, gentleness and self control. Against such things there is no law. (Galatians 5:22-23)
Explore
Read 1.
Think about Let’s Find Joy by Shaunti Feldhahn.
How do you get joy down in your heart?
Lesson 11: Joy Comes from the Lord, Not Things
Mini Lesson 2.
What are some things that can make us happy and bring us joy?
Each time we obey God we get more of Him. He makes our hearts want what HE wants rather than what WE want.
Explain
God wants us to focus more on him than toys or other things.
How can we focus more on him and his word?
God wants us to spend more time with him by praying and reading the Bible daily. The more we do those things the more we become closer to God. This makes him happy.
Lesson 11: Joy Comes from the Lord, Not
Things
Elaborate
MY JOB:
Congratulations!! You earned $20 from your work today!
Use the chart below to help determine how much goes in each section of your bank
We give back to God with a thankful heart. God calls us to tithe 10% of our earnings. Remember tithing means giving back to God. There are some things that we need to spend money on this week
Food: $2
House: $8
Lights: $2
How much is left from your earnings to put in your savings?
Lesson 11: Joy Comes from the Lord, Not Things
Evaluate
Ask God for more of him and less of things
The scripture says: “Ask, and it will be given to you; seek, and you will find; knock, and it will be opened to you.” Matthew 7:7
If we ask God to give us more of Him so that our hearts want what He wants he will give us that We won’t want the things we want We will want what God wants for us.
Write down three things that can get in the way of focusing on God. 1. ________________________________
Lesson 11: Joy Comes from the Lord, Not
Things
Centers
Take your Student Workbook to each center with you!
1.
Teacher Center
Visit with your teacher to check your Evaluate answers and discuss the importance of putting God first in all we do. Feel free to take notes!
2.
Draw & Color
Draw a picture/pictures of something that brings you joy.
Lesson 11: Joy Comes from the Lord,
Not Things
3.
Arts & Crafts
Write or draw things that bring you joy on index cards. Then, glue the cards in order of their importance to your joy.
1
2
3 4 5
Lesson 11: Joy Comes from the Lord,
True, lasting joy comes from God, not from the things we own. Toys, clothes, and other things can make us happy for a short time, but only God can give us joy that never goes away When we know Him, love Him, and follow Him, our hearts can be full of joy no matter what. Remember, God’s joy is the best gift we can ever have!
Lesson 11: Joy Comes from the Lord, Not Things
2.
Prayer
Dear God, Thank You for teaching us that true joy comes from You, not from the things we have. Help us remember to be thankful and to find our happiness in knowing and loving You Thank You for giving us joy that lasts forever We love You and want to follow You every day. Amen.
Home Connection
As you go through your week look for opportunities to ask God to give you a heart to want what He wants for you. When there is a time during the week that you really, really want something, but know it isn’t something you need, take that time to talk to God.
Show What You Know!
Objectives:
Students will be able to demonstrate understanding that money comes from working/job.
Students will be able to demonstrate how to use their money for God’s glory
Lesson 12: Show What You Know!
Prayer
Dear God, Thank You for giving us the ability to work and earn money
Help us remember that everything we have comes from You Today, please show us how to use our money in ways that make You happy and bring You glory We want to honor You with the way we work, save, give, and spend Amen
Memory Verse
And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)
Engage
1.
Review/Thinking Ahead
You have learned so much and you are ready to share what they know with the world
What do you want to do when you grow up?
If you could start a business what would it be?
Lesson 12: Show What You Know!
Mini Lesson 2.
In order to make money you must work. Money does not grow on trees. It does not appear like magic. You have to work hard at a job and show up everyday to get paid a salary. Using your money for God’s glory is the key. God created us to work hard and to do hard things
Lesson 12: Show What You Know!
Elaborate
Business name and logo
Think of a catchy name and who you will serve Then draw a logo for your business
Supplies: What will you need to get your business started? Make a list of the supplies your business will need
Income: How much will you charge your customers for your services? How much money do you want to make each day for your services?
Lesson 12: Show What You Know!
Elaborate
Needs/Wants: What will you buy with the money that you make from your business? Label needs with a letter N Label wants with a letter W
God’s Glory: How will you use the money from your business for God’s Glory? How much money would you give back to God?
Lesson 12: Show What You Know!
1.
Lesson Wrap-Up
Scripture Connection
Keep your life free from love of money, and be content with what you have, for he has said, “I will never leave you nor forsake you.” So we can confidently say, “The Lord is my helper; I will not fear; what can man do to me?” (Hebrews 13:5-6)
It is the Lord who goes before you. He will be with you; he will not leave you or forsake you. Do not fear or be dismayed. (Deuteronomy 31:7-8)
3.
Prayer
Dear God, Thank You for teaching us that true joy comes from You, not from the things we have. Help us remember to be thankful and to find our happiness in knowing and loving You. Thank You for giving us joy that lasts forever We love You and want to follow You every day Amen
Home Connection
Share what you know and have learned with your family and friends. Dream big! Remember that Jesus loves you endlessly and He is with you as you make money and use it for God’s glory!
