Managing Our Money for God's Glory (3-5) - Facilitator Guide by LiFT Institute at SEU

About LiFT Institute at SEU

The LiFT Institute at Southeastern University exists to equip individuals and families with the tools they need to thrive financially, professionally, and personally. Rooted in biblical values and committed to community transformation, the Institute empowers people through practical financial literacy and leadership development.

Our mission is to foster sustainable growth, informed stewardship, and meaningful collaboration by meeting learners right where they are from the earliest grades through adulthood. Through our four pillars Financial Stewardship, Workforce Development,

Nonprofit Sustainability, and Organizational Excellence we provide programs that build confidence, character, and capability

This curriculum reflects our belief that it’s never too early to learn wise money habits and that every child has the potential to be a faithful steward By combining age-appropriate lessons with real-world application and biblical truth, we aim to lay the foundation for a future marked by financial responsibility, generosity, and purpose.

Welcome to the journey!

Connecting Money to Needs and Wants

Objectives:

Students will be able to distinguish the difference between needs and wants and why we need money for both. Students will be able to define integrity. Students will be able to explain how we get money. Students will be able to explain how to align our wants with God’s desires.

Lesson 1: Connecting Money to Needs and Wants

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)

Every Good and perfect gift comes from God. (James 1:17)

Vocabulary

Money

Bank

Saving

Needs

Wants

Integrity

What people use to buy goods and services, like food, clothes, or toys.

A safe place where people keep their money and can also borrow money when needed.

Putting money aside so you can use it later for something important.

Things you must have to live, like food, water, clothing, and shelter.

Things you would like to have, but you can live without them, like toys or video games.

Being honest and doing what is right, even when no one is watching.

Lesson 1: Connecting Money to Needs and Wants

Teacher Resources

Circle Map (pg. 122)

Needs and Wants Video (pg. 121)

Hula Hoop Challenge Labels - to be printed (pg. 126)

Hula Hoop Challenge Scenario Cards - to be printed (pg. 127)

T-Chart Map (pg. 124)

Pictures of Needs & Wants - to be printed (pg. 125)

Home Connection Sheets - to be printed (pg. 144) ** Digital Links available at www.liftinstitute.org/digitalresources

Materials

Facilitator Guide

Student Workbooks

Pencils

Easel w/Chart Paper

Markers (for Easel)

Music (can play from computer or phone)

Book - Do I Need It? Or Do I Want It? Making Budget Choices by Jennifer S. Larson

2 Hula Hoops

Challenge Labels (can be printed from Teacher Resources)

Challenge Item Cards (can be printed from Teacher Resources)

Pictures of Needs & Wants (can be printed from Teacher

Resources or you can also use old magazine for this)

Scissors

Glue Sticks

Center 2 - Grocery Store

Grocery Items

Price Tags

Cash Register

Play Money

Center 4 - Playdough

Playdough

Home Connection Sheets (Lesson 1)

Prayer Lesson 1: Connecting Money to Needs and Wants

Dear God, Thank You for giving us everything we need and for teaching us how to use money wisely Today, help us understand the difference between needs and wants, and show us how to make choices that honor You Teach us to have integrity in how we earn, save, give, and spend our money Help us align our wants with Your desires so that everything we do brings glory to You. Amen.

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus (Philippians 4:19)

Every Good and perfect gift comes from God. (James 1:17)

Engage

1. Mix-Pair-Share (5-Minutes)

Play music and have students walk around the room until the music stops Whoever they are standing closest to they will pair up with

Ask: Where do we get money?

Students will take turns telling each other where they get money from Let them share Right now there is no wrong answer This is an opportunity for them to share their thoughts and glean information from others. Once they finish sharing, explain that God created everything and therefore he owns it all.

Lesson 1: Connecting Money to Needs and Wants

Play music and mix around the room again. When the music stops, students should pair with a DIFFERENT partner answer the next question.

Ask: How can we honor God with the money we are given?

Play the music to mix the students one last time. Once they pair with a DIFFERENT partner.

Ask: What can we do to make sure our wants reflect HIS values?

2. Mini Lesson (5-Minutes)

In James 1:17, the scripture states “Every good and perfect thing comes from God.” That includes our money.

If God gave us the money we have, then can we use it however we want? Allow students time to raise their hands and give answers

What does it mean to be responsible with our money?

What does it mean to have integrity?

If we don’t know how to be responsible with our money, can we ask God for help?

Is there a difference between what we want and what we need?

Define needs and wants and give a few examples of each.

Lesson 1: Connecting Money to Needs and Wants

1. Explore

Circle Map (10-Minutes)

Draw two circle maps on the easel (Found in Teacher Resources pg 122) On will be for Wants and one will be for Needs Have students raise their hand and call on students to share a want or a need that they can think of. You can draw a picture to accompany the words they use. Anything is acceptable. This is a brainstorming opportunity.

2. Read

Watch & Sing

Watch the Needs and Wants Video about saving money. Let this song and video lead you into a discussion of the difference between things we must have to stay alive (needs) and things we can live without (wants)

3.

Read the book Do I Need It? Or Do I Want It? Making Budget Choices by Jennifer S Larson Stop periodically as you read to talk about the pages in the book. Stopping to ask questions as you read engages the students.

Ask: When you are given money, how do you decide what to do with it?

Ask: What is the difference between a good and a service?

Ask: Why do people save money?

Give an example of something a family might buy with the money that they saved

Lesson 1: Connecting Money to Needs and Wants

Explain

Lay two hula hoops on the floor to create spaces for Needs and Wants as below. (Labels can be found in Teacher Resources pg. 126)

NEEDS WANTS

I am going to give you each a different challenge card. These will each be a common items that you may encounter one day.

Pass out challenge cards to students (Found in Teacher Resources pg. 127). One at a time have the students read their cards out loud and place their card in either the Needs or Wants hula hoop Have students Rally Robin (turn and talk with their should partners) to discuss whether they agree or disagree with the placement of the scenario card.

Elaborate

Have students get into groups of four and ask the following questions:

Ask: Teacher points to the Needs hula hoop and says If we need these items to live, then how do we get these things?

Ask: Where do we get those things?

Ask: Have you ever been to a store with someone?

Lesson 1: Connecting Money to Needs and Wants

Ask: How did they get the food that was in their cart?

If no one gives the correct answer to the questions, it is money. We use money to buy our needs and wants.

Evaluate

Have each student create a T-chart (Found in Teacher Resources Pg. 124). Label the left side Wants and the right side Needs. Students will independently cut and paste pictures of needs and wants on their chart. Pictures can be found in Teacher Resources Pg. 125 or you can allow students to use old magazines.

Centers

Instructions: Students will rotate clockwise every 10 minutes when the timer goes off. They should take their Student Workbooks with them to each station.

Teacher Center

The teacher will facilitate a small group helping those students who need further instruction in understanding the difference between a want and a need 1.

Grocery Store

Set up a grocery store with prices. Include play money so that they can “shop” and pay for their food An apple might be worth $1 They will find the correct amount and pay for it They can visually see if they have enough money in their hands

Lesson 1: Connecting Money to Needs and Wants

3. Needs v. Wants

Pass out play money to each student. Make sure they have money for food, clothing, or shelter, but not enough for a want. Give each of them a choice of what they want to buy based on items you provide. Play food, a toy, etc… Have students explain what they should do with the leftover money? (Students should answer the question with a statement about saving)

Playdough

Students will create objects that represent their wants and needs out of playdough. Students will then label each object with the word “want” or “need”.

Lesson Wrap-Up

Final Thoughts

Money is a tool God gives us to help meet our needs, bless others, and honor Him We talked about the difference between needs and wants, how to earn money, and how to use it with integrity making the right choices, even when it’s hard. Remember, everything we have comes from God, and He wants us to be wise and generous with what He gives us. When we use our money to glorify God, we show that we trust Him and want to follow His ways

Scripture Connections

Cast all your anxieties on him, because he cares for you. (1 Peter 5:7)

Lesson 1: Connecting Money to Needs and Wants

The Lord is my shepherd; I shall not want. (Psalm 23:1)

And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)

3. Closing Prayer

Dear God, Thank You for all the blessings You’ve given us our families, our homes, our food, and even the money we have. We know that every good thing comes from You. Please help us make wise choices with our money and use it in ways that honor You Teach us to spend, save, and give with thankful hearts, always remembering that what we have is a gift from You. Amen.

Home Connection

To keep the learning going at home, students can earn points during the week for doing things without being asked. For example, making up their bed.

As a family, gather and talk about things children can earn points for and assign a point value to each task. They can earn points to earn fun things like family movie night, earn screen time, or choose a family activity to do together.

Children will learn what it means to earn or work for their points and how it correlates to earning and working for money. Then children will use their points to buy time and activities If one activity is especially expensive they will learn how to bank or save their points for this particular activity

LESSON 2 LESSON 2

Connecting Making Money to Giving, Saving, and Spending

Objectives:

Students will be able to explain that jobs are how people earn money.

Students will be able to identify give, save and spend as the three things you can do with money.

Students will be able to explain the importance of spending their money on necessities and how to save

Students will be able to explain the importance of giving, emphasizing the importance of gratitude, generosity, and giving back to God.

Lesson 2: Connecting Making Money to Giving, Saving, and Spending

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)

Every Good and perfect gift comes from God. (James 1:17)

Vocabulary

Bank

Money

Savings Account

Job

Bills

Tithing

A safe place where people keep their money, save for the future, and sometimes borrow money when they need it.

What people use to buy things they need or want, like food, clothes, or toys.

A special place at the bank where you keep your money so it can grow over time and be used later.

Work that a person does to earn money, like teaching, cooking, or building.

The costs people have to pay for things they use, like electricity, water, food, and a place to live.

Giving a portion of your money usually 10% back to God, often by giving to your church. It’s a way to say thank You to God and help support His work.

Lesson 2: Connecting Making Money to Giving,

Saving, and Spending

Teacher Resources

Find Someone Who Worksheet (pg. 128)

Community Worker Worksheet - to be printed (pg. 129)

Give, Save Spend Piggy Bank Instructions (pg. 132)

Job Cards - to be printed (pg. 133)

Home Connection Sheets - to be printed (pg. 145)

** Digital Links available at www.liftinstitute.org/digitalresources **

Materials

Facilitator Guide

Student Workbooks

Pencils

Easel Paper w/ Chart

Markers for Easel

Book - Career Day by Anne Rockwell.

Center 2 - Grocery Store

Community Worker Worksheet (can be printed from Teacher Resources)

Community Worker Hats

Center 3 - Making My Piggy Bank

Three-Section Plastic Containers

Labels

Stickers

Piggy Bank (once completed)

Play Money

Center 4 - Using My Piggy Bank

Job Cards (can be printed from Teacher Resources)

Home Connection Sheets (Lesson 2)

Lesson 2: Connecting Making Money to Giving, Saving,

and Spending

Prayer

Dear God, Thank You for the gift of work and for the ability to earn money Today, help us learn how to use the money we make in ways that honor You Teach us to be wise with our spending, faithful in saving, and joyful in giving Help us understand how banks work and why it’s important to make good choices with the blessings You give us. Fill our hearts with gratitude and generosity as we learn to use our money for Your glory. Amen.

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)

Every Good and perfect gift comes from God. (James 1:17)

Engage

Find Someone Who (5-Minutes)

Open the lesson by displaying people doing different jobs on the easel or smart board. Explain that jobs provide income. Income allows you to buy goods and services you will need and want

Students will complete Find Someone Who Worksheet (Found in Teacher References pg. 128) by matching characters to job titles.

Have student share other jobs they may be interested in when they grow up

Lesson 2: Connecting Making Money to Giving,

Saving, and Spending

2.

Mini Lesson (5-Minutes)

Everyone makes choices about spending money. When you make those choices, it’s a good idea to think ahead about what you might need in the future. It could be a car repair, a broken cell phone, or a medical bill. The money spent on these situations can be both unexpected and expensive.

If you don’t have money set aside, paying for them could be difficult or impossible. A bank is a safe place to set money aside for emergencies. The bank will place your saved money in a savings account. Deposits are how money is added to your savings account for safekeeping. The deposits help banks lend money to other customers who need to borrow it. When you deposit money, it grows over time, which we call interest. This means you will earn extra for depositing money into your savings account.

Read the story of Cain and Abel from Genesis 4:2-12, focusing on the idea of giving our best to God.

Cain & Abel (Genesis 4:2-12)

Later she gave birth to his brother Abel

Now Abel kept flocks, and Cain worked the soil. 3 In the course of time Cain brought some of the fruits of the soil as an offering to the Lord. And Abel also brought an offering fat portions from some of the firstborn of his flock The Lord looked with favor on Abel and his offering, but on Cain and his offering he did not look with favor. So Cain was very angry, and his face was downcast. Then the Lord said to Cain, “Why are you angry? Why is your face downcast? 7 If you do what is right, will you not be accepted? But

Lesson 2: Connecting Making Money to Giving, Saving, and Spending

if you do not do what is right, sin is crouching at your door; it desires to have you, but you must rule over it.”

Now Cain said to his brother Abel, “Let’s go out to the field.” While they were in the field, Cain attacked his brother Abel and killed him

Then the Lord said to Cain, “Where is your brother Abel?”

“I don’t know,” he replied. “Am I my brother’s keeper?”

The Lord said, “What have you done? Listen! Your brother’s blood cries out to me from the ground. Now you are under a curse and driven from the ground, which opened its mouth to receive your brother’s blood from your hand. When you work the ground, it will no longer yield its crops for you. You will be a restless wanderer on the earth”

Mix-Pair-Share (5-Minutes)

Play music and have students walk around the room until the music stops. Whoever they are standing closest to they will pair up with.

Ask: What does ‘glorify God’ mean?

Students will take turns answering the question. This is an opportunity for them to share their thoughts and glean information from others. Once they finish sharing, explain that since God is the creator of everything, we should all honor him. He

Lesson 2: Connecting Making Money to Giving, Saving, and Spending

is powerful and loving. Glorifying God isn’t just about big things; it’s about the small things we can do too. Glorifying God means showing God honor and respect.

Play music and mix around the room again. When the music stops, students should pair with a DIFFERENT partner answer the next question.

Ask: How can we glorify God in our life?

After Students take turns answering the question, explain how we can glorify God in our life by acting in a way that is pleasing to Him through our actions, words, and thoughts. For example, being kind, honest, helpful, and obedient to our parents are ways we can glorify God in our life.

Play the music one more time, making sure students partner up with a DIFFERENT partner when the music stops

Ask: How can we glorify God with our money?

After Students take turns answering the question, explain that everything that we have is not ours but God’s He asks that we give back 10% with a happy heart This is called tithing Tithing shows gratitude for God's blessings. When we tithe, we recognize God as the source of all things.

Lesson 2: Connecting Making Money to Giving, Saving, and Spending

Explain

Ask the following questions again. Students quickly write their answers in their Student Workbooks. Take notes of the class discussion on the Easel or Smart Board

Where does money come from?

If no one mentions money comes from working, be sure and tell them This should lead into a discussion about work and jobs Have students share different types of jobs.

How do your parents earn money?

How can we honor God with the money he gives us?

What is the safest place we can keep our money that we save?

Real-world example: Have a discussion about your job as a teacher. Explain how you work 5 days a week and you earn money for doing your job, but it’s still not enough for a pool that you’ve been wanting to add in your backyard Tell students to turn to their shoulder partner to explain what I should do to be able to afford the new pool? (If students provide a partial answer such as save your money, continue scaffolding until students say save your money in the bank in a savings account)

Lesson 2: Connecting Making Money to Giving, Saving, and Spending

Elaborate

Have a discussion on community workers to give ideas. (See Teacher Resources pg. 129).

Read Career Day by Anne Rockwell book about community workers:

After reading the story about community workers, remind students that one day they will have to work to make money to buy “needs” such as a house, clothes, and food. Also remind students how they will have to spend money on their wants too, such as eating out at a restaurant or going on to a theme park.

Then, ask students what they want to be when they grow up Take some time for students to share what they dream of doing when they grow up If they can give a reason, have them share why

Evaluate

Have each student independently answer the following questions in their Student Workbooks

How do people earn money?

When people buy things, they are classified as a or a __.

What is a savings account?

How can we show that we are thankful to God for what he provides for us?

Lesson 2: Connecting Making Money to Giving, Saving, and Spending

Centers

Instructions: Students will rotate clockwise every 10 minutes when the timer goes off. They should take their Student Workbooks with them to each station.

Teacher Center

The teacher will provide support to students who are struggling with the Evaluate questions. This will happen through reteaching the concepts from the lesson.

2. When I Grow Up Role Play

Students will pick one job they would like to do when they grow up from the community workers worksheet (see Teacher Resources pg. 129) and “go to work”. One day they will have to work to make money to buy things like a house, a car, clothes, and food They will also want to earn money to spend on fun things like eating out at a restaurant as well as vacations.

Students will pretend for a bit in their job with hats and community worker props. This is a time to play and learn at the same time They are moving their bodies and pretending and learning how to work

When the timer goes off, have the students return their community worker props. At this time, each student will get “paid $20” for their service.

Making & Using My Give, Save, Spend Piggy Bank

Students will make the Piggy Bank craft (see Teacher Resources for directions pg 132)

Lesson 2: Connecting Making Money to Giving,

Saving, and Spending

Once their piggy banks are ready they will “save” their money for the next week in their piggy banks.

Remind students that we give back to God with a thankful heart. Have students place their tithing in a pretend offering plate/basket. (Each student should place 10 percent of earnings = $2 for Tithing)

Have student “spend” their money on the following needs.

Food $2

House $8

Lights $2

Have students count their savings in the bank. ($6) After students figure out their savings, have them express their appreciation to God for the blessings.

Guess the Job 4.

Have students play a guessing game where they identify jobs based on clues about what duties are performed on the job Student can use the Job Cards (Found in Teacher Resources pg 133) or create their own.

Lesson Wrap-Up

1. Final Thoughts

Money comes from working, and it’s important to be wise with how we use it We can choose to give, save, and spend and all three can honor God when done with the right heart Giving shows our gratitude, saving helps us be prepared, and spending wisely helps us meet our needs. Remember, everything we have comes from God. When we use our money with wisdom, generosity, and thankfulness, we are showing Him that we trust and honor Him.

Lesson 2: Connecting Making Money to Giving,

Saving, and Spending

2. Closing Prayer

Dear God, Thank You for teaching us today how money comes from working and how we can use it wisely. Help us remember to give with thankful hearts, to save for important needs, and to spend carefully on what truly matters. Thank You for the blessings You’ve given us and for always providing what we need May we always use our money to show love to others and to bring glory to You. Amen.

Home Connection

To keep the learning going at home, students can earn points during the week for doing things without being asked. For example, making up their bed.

The Bank. What Is It and Why Do We Need It?

Objectives:

Students will be able to explain the importance of a bank. Students will be able to explain what a bank card is and how to use it.

Students will be able to explain the benefits of a savings account and why we should work towards having one

Lesson 3: The Bank.

What Is It and Why Do We Need It?

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)

Every Good and perfect gift comes from God. (James 1:17)

Vocabulary

Checking Account

A place at the bank where you keep your money to use for spending.

Debit Card

A card that lets you use the money from your checking account to buy things.

Couponing

Using special papers or codes to save money when you buy things.

Deposit Slip

Bank Log

A paper you fill out when you put money into your bank account.

A list where you write down the money you put in and take out of your bank account.

Teacher Resources

Circle Map (pg. 122)

Banker’s Log - to be printed (pg. 135)

Deposit Slips - to be printed (pg. 134)

Home Connection Sheets - to be printed (pg. 146)

** Digital Links available at www.liftinstitute.org/digitalresources **

Materials

Facilitator Guide

Student Workbooks

Pencils

Easel w/Chart Paper

Markers (for Easel)

Music (can play from computer or phone)

Piggy Banks

Book - The Money Plan By Monica Eaton

Community Worker Hats

Cash Register

Play Money

Home Connection Sheets (Lesson 3)

Lesson 3: The Bank. What

Is It and Why Do We Need It?

Prayer

Dear God, Thank You for giving us tools to help us take care of the money You’ve blessed us with Today, as we learn about banks, bank cards, and savings accounts, help us understand how to make wise choices with our money Teach us to be good stewards and to use what we have in ways that honor You Thank You for always providing for us and helping us grow in wisdom. Amen.

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus (Philippians 4:19)

Every Good and perfect gift comes from God. (James 1:17)

Review

Ask: What is money and where does it come from?

Get their piggy banks from the previous week.

Engage

Ask: What is something that you really want, but don’t have the money to buy yet?

Use Chart Paper or Smart Board to take notes on student answers

Lesson 3: The Bank.

What Is It and Why Do We Need It?

Explore

Mix-Pair-Share (5-Minutes) 1.

Play music and have students walk around the room until the music stops. Whoever they are standing closest to they will pair up with.

Ask: Where do we get money?

Once they finish sharing, play music and mix around the room again. When the music stops, students should pair with a DIFFERENT partner answer the next question. Repeat this process between each of the remaining question.

Ask: What is savings?

2. Mini Lesson

Last week, we went to work and earned a salary or wage. We paid our bills and gave our tithes then put the rest of what was leftover into our piggy banks.

Ask: What do we call the leftover money after paying our bills?

Pass out each student’s piggy bank and have them count how much money they have in their piggy banks

We want to be able to save $50.00 during our time together.

Lesson 3: The Bank.

What Is It and Why Do We Need It?

Circle Map (5-Minutes) 1.

Draw a circle map (Found in Teacher Resources pg 122) on chart paper. Ask the students the following questions:

Ask: Does anyone know another place where we can safely keep our money?

They will give lots of ideas Take all of their ideas and write them in the circle map or draw each item. You will have a picture of the word and write the work under the picture. This is a brainstorming map. There is no wrong answer.

If no one states checking account or debit card, have a discussion about how this is also a place we can keep our money safe

A debit card is a way to spend money that’s already in a bank account, called a checking account. Think of it like a digital piggy bank. When you swipe a debit card, the money is taken directly from the linked bank account.

When using a debit card, you can only spend what you have. It’s important to set spending limits or budget your money. This helps you reach your savings goal. Explain

Read

Show the cover page of The Money Plan by Monica Eaton.

Ask: What do you think the story will be about?

Lesson 3: The Bank.

What Is It and Why Do We Need It?

Ask students the following questions before reading The Money Plan. Allow students to raise their hands to share out loud.

Ask: Where do we keep our money so that we don’t use it?

Ask: Have you ever been to a bank? Explain.

Ask: Do you know why the bank is the safest place to keep your money?

Read the book The Money Plan by Monica Eaton Stop periodically as you read to talk about the pages in the book. Stopping to ask questions as you read engages the students.

Ask: What does the money plan help Mia’s mom figure out?

Ask: Where does Mia’s mom put her saved dollars? Why?

Ask: What is a budget?

Ask: Name two ways Mia earned money.

Ask: What did Mia ask her mom to help her do with her earned money?

Have students turn to their shoulder partner and share what they learned from the book. Have a discussion with students about unexpected expenses that may come up such as a car repair, a doctor’s bill, or a broken air conditioner Ask students how would Mia’s mom get quick access to the money she has saved in her savings account to pay for the unexpected expense.

Lesson 3: The Bank.

What Is It and Why Do We Need It?

Elaborate

Get the community worker hats out again and have students go to work to earn money for the day. They can take turns working different jobs. Set a timer for 15 minutes and have students pretend to go to work for the day. At the end of the 15 minutes call “quitting time” and have students return to the carpet with their piggy banks.

Pass out $2000 to each student Repeat paying bills activity with the “bills worksheet” labeled for bills to be paid

Pay bills as follows:

Food $2

House

Lights

Tithing $2

Savings: $6

Evaluate

Have each student independently answer the following questions in their Student Workbooks.

Why is saving money and starting a budget important?

Write a brief summary about how you can relate to the story, The Money Plan.

Come back to the whole group to take answers in the group You can write the answers on chart paper

Lesson

3: The Bank. What Is It and Why Do We Need It?

Centers

Instructions: Students will rotate clockwise every 10 minutes when the timer goes off. They should take their Student Workbooks with them to each station.

Teacher Center

The teacher will provide support to students who are struggling with understanding the purpose of a bank and the importance of a savings account This will happen through reteaching the concepts from the lesson.

Deposit Slip Practice

Show the students a deposit slip (Found in Teacher Resources pg. 134). Take each child through the process of filling out the deposit slip and use the play money from their piggy banks to actually deposit money into their savings account

Bank Teller

In the back of the room, set up a “bank” center Have students line up with their money from their piggy banks and deposit their money into a savings account. They will use the Bank Log on pg. 150 of their Student Workbook to keep track of how much money has been deposited each week. This way they can keep track of how much money they have in savings. Use the Banker’s Log (Found in Teacher Resources pg 135) to keep track of the amount in each student’s savings account

After the initial bank deposit, the students put their money each week into their piggy bank. Once they have saved $10.00 then have them deposit the $10.00 into their savings account. Remind

Lesson 3: The Bank. What Is It and Why Do We Need It?

them that their goal is to save $50.00 by the end of our time together.

4. Be the Banker

Imagine you received a letter in the mail that states, “Dear Banker I’m having a hard time getting started saving money Each time I get some, I spend or lose it Can you help me?” Write back to the customer who wants to save. Make sure your letter tells the customer how to make better choices when it comes to saving, spending and giving. Make sure to emphasize the difference between wants and needs.

Lesson Wrap-Up

2. 1. Prayer

Final Thoughts

A bank is a safe place to keep our money, and it helps us manage it wisely. We discovered how a bank card works and how it lets us spend the money we’ve already earned. We also talked about savings accounts and how they help us plan for the future. Remember, saving is one way we can be responsible and honor God with what He has given us When we use tools like banks wisely, we are being good stewards of God’s blessings!

Dear God, Thank You for teaching us how to take care of the money You’ve given us. Help us remember what we learned about banks, saving, and using money wisely. Thank You for giving us tools to help us make good choices and for always providing what we need Please help us use what we have to honor You and bless others Amen

Lesson 3: The Bank. What Is It

and Why Do We Need It?

Home Connection

To keep the learning going at home, students can earn points during the week for doing things without being asked For example, making up their bed

Children will learn what it means to earn or work for their points and how it correlates to earning and working for money. Then children will use their points to buy time and activities. If one activity is especially expensive they will learn how to bank or save their points for this particular activity.

Saving Your Money - Part I

Objectives:

Students will be able to define savings and budgets.

Students will demonstrate what saving their money looks like.

Students will demonstrate where to put their money for safe keeping

Students will demonstrate how to fill out a deposit slip

Lesson 4: Saving Your Money - Part I

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)

Every Good and perfect gift comes from God. (James 1:17)

Vocabulary

Budget

A plan for how to use your money to buy things, save, and give.

Savings Money you set aside to use later.

Money

Self-Control

Patience

Work

What we use to buy things we need or want.

Making good choices, even when it’s hard.

Waiting calmly for something without getting upset.

Something people do that takes effort, like helping others, learning, or doing a job.

Earn To get money by working or helping others.

Teacher

Tree Map (pg. 123)

Banker’s Log - to be printed (pg. 135)

Deposit Slips - to be printed (pg. 134)

Home Connection Sheets - to be printed (pg. 147)

** Digital Links available at www.liftinstitute.org/digitalresources **

Materials

Facilitator Guide

Student Workbooks

Pencils

Easel w/Chart Paper

Markers (for Easel)

Book - Savannah’s Savings Jar By Chelsea Addison.

Center 2 - Go to Work Role Play

Community Worker Hats

Play Money

Piggy Banks

Center 3 - Grocery Store Scavenger Hunt

School Device (iPad or Chromebook)

Home Connection Sheets (Lesson 4)

Lesson 4: Saving Your Money - Part I

Prayer

Dear God,Thank You for the many blessings You give us, including the money we have Today, help us learn how to be wise by saving our money and planning with a budget Show us how to take care of what You’ve given us and use it in ways that honor You Help us understand how to keep our money safe and how to use tools like a deposit slip We want to be good stewards of all You’ve given. Amen.

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus (Philippians 4:19)

Every Good and perfect gift comes from God. (James 1:17)

Engage

1. Would You Rather?

We will play one round of “Would You Rather”.

I will read a real world situation that you or your family may one day face. Your responsibility will be to discuss your decision with your partner and tell why you think your choice will save money.

Situation #1: You are carrying your iPad and iPhone in the same hand. You accidentally trip causing your devices to hit the ground. You discover your iPad survived the fall, however your Iphone has a cracked screen so bad that you can not see what’s

Lesson 4: Saving Your Money - Part I

being displayed. Would you rather repair your broken Iphone or buy a new one? Why?

Is an iPhone a want or a need? Explain. (If students say a new iPhone is a need, the teacher will provide evidence that it is indeed a want and should be repaired in order to save money)

2. Mini Lesson (5-Minutes)

In our very first lesson together, we talked about the differences between needs and wants. Needs are things we must have to live this life God has given us. Wants are things we desire, but don't need to survive. Understanding the difference between needs and wants will help you save effectively and make smarter decisions with your money. Think about what happened to your iPhone in situation #1.

Why do you think your decision is the smarter choice and will save you money?

Let’s try another one!

Situation #2: One day after school, you rode your bike downhill so fast that the chain came off. What decisions should you make that will save you money while fixing your bike?

Lesson 4: Saving Your Money - Part I

Explore

Read the book Savannah’s Savings Jar By Chelsea Addison. Stop periodically as you read to talk about the pages in the book. Stopping to ask questions as you read engages the students.

Ask: Why was Savannah’s nickname ‘Saving Savannah’?

Ask: Savannah’s school project was to start a successful business and reach a financial goal. How did Savannah feel about the project?

Ask: What was Savannah’s business?

Ask: What was Savannah’s friend’s nickname?

Ask: What does Savannah realize after visiting the mall with her friend?

Ask: How did Savannah overcome her setback?

Would you like to start a business like Savannah?

Have a few volunteers share out which business they would like to start

A budget is a spending and savings plan. A good budget requires you to make good choices with your money. Having a budget

Lesson 4: Saving Your Money - Part I

helps you reach your goals.

In the next activity, you will work in groups. Your group will identify two more ways people can spend less and save more money. Your ideas will be displayed on a tree map (Found in Teacher Resources pg. 123) as an illustration and brief description of what your picture shows.

Place students in groups of four. Give student 15 minutes to complete this task. After 15 minutes, have groups come to the front as one representative shares their ideas.

Evaluate

Have a discussion about the importance of using patience and self control not only while shopping but in our daily lives. Learning these things will help them make good decisions later. This is a great time to talk about the Fruits of the Spirit.

“But the fruit of the Spirit is love, joy, peace, patience, kindness, goodness, faithfulness, gentleness, self-control; against such things there is no law.” Galatians 5:22-23.

Not only is it helpful to learn the Fruits of the Spirit like patience and self control, but it is actually what God wants us to do because he loves us! I wonder how else you can practice patience and self control this week?

Have students write one example of how they can show patience and one example of how they can show self-control this week

Display situation #3 on chart paper or on the Smart Board. Students complete this task independently.

Lesson 4: Saving Your Money - Part I

Situation #3: You have been so busy that you forgot to eat. It’s 3:00 PM and you feel like you could eat anything and everything in sight because you haven’t eaten since dinner the night before. Thinking of your budget, should you go to a restaurant to eat or should you find something to eat at home? Why?

Is food a want or a need? Explain.

Students should be able to explain that food is needed in order to survive, therefore it is a need. However, to save money, the best choice would be to find something to eat at home.

Centers

Instructions: Students will rotate clockwise every 10 minutes when the timer goes off. They should take their Student Workbooks with them to each station.

Teacher Center

The teacher will provide support to students who are struggling with the Evaluate Questions. This will happen through reteaching the concepts from the lesson.

Go to Work Role Play

Pass out community worker hats and have students go to work.

Call quitting time and have students clean up and return their hats Come back to the carpet with their piggy banks

Pay students $20 for their work that day and have them pay their bills for the week and put the savings that is left over into their piggy bank.

Lesson 4: Saving Your Money - Part I

3. Grocery Store Scavenger Hunt

Take a virtual trip to the grocery store online. Have students create a grocery list of their favorite food items. Students can use their school devices to search their favorite grocery store to complete this.

Deposit Slip Practice

Students will count the savings in their piggy bank and fill out another deposit slip for their savings account

Lesson Wrap-Up

Final Thoughts

Saving our money helps us prepare for the future and make wise choices. A budget is like a money plan that helps us decide how much to save, spend, and give. We also learned that it takes selfcontrol and patience to save instead of spending right away When we work hard and earn money, it’s important to take care of it and use it in a way that honors God. Saving is one way we can be good stewards of everything He has given us!

Prayer

Dear God, Thank You for teaching us how to be wise with our money Help us remember to save, to make a budget, and to use self-control and patience when making choices. Thank You for giving us the chance to work and earn money, and help us always use it in ways that honor You. We are thankful for all You provide.

Amen

Lesson 4: Saving Your Money - Part I

Home Connection

To keep the learning going at home this week, have the students practice patience and self control

This could be something they are rewarded for during the week to earn their points for activities during the week It is important to praise children when you see them doing these things throughout the week without reminders. It is something they can also help you with throughout the week. This is a family activity where you love each other with patience and self control. Families are encouraged to track behaviors on a daily chart as a visual reminder to keep students motivated through rewards and recognition.

Saving Your Money - Part II

Objectives:

Students will demonstrate how to create and use a budget. Students will demonstrate how to save money to buy both needs and wants

Lesson 5: Saving Your Money - Part II

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)

Every Good and perfect gift comes from God. (James 1:17)

Vocabulary

Budget

A plan for how to use your money to buy things, save, and give.

Savings Account

A safe place at the bank where you can keep your money and let it grow over time.

Self-Control

Making good choices and stopping yourself from doing something wrong or unwise, even when it’s hard.

Patience

Waiting calmly without getting upset, even when something takes a while.

Lesson 5: Saving Your Money - Part II

Teacher Resources

Carrot Budget Activity (pg. 139)

Carrots - to be printed (pg. 140)

Banker’s Log - to be printed (pg. 135)

Deposit Slips - to be printed (pg. 134)

Home Connection Sheets - to be printed (pg. 148)

** Digital Links available at www.liftinstitute.org/digitalresources **

Materials

Facilitator Guide

Student Workbooks

Pencils

Easel w/Chart Paper

Markers (for Easel)

Book - Save It! by Cinders Mcleod.

Carrot Budget Activity

Carrots (from print out)

Center 2 - Go to Work Role Play

Community Worker Hats

Play Money

Piggy Banks

Center 3 - Honey’s Playhouse

Crayons

Home Connection Sheets (Lesson 5)

Lesson 5: Saving Your Money - Part II

Prayer

Dear God, Thank You for giving us everything we need and for teaching us how to be wise with our money Today, help us learn how to make a good budget and how to save for both the things we need and the things we want Show us how to use our money in ways that honor You Thank You for always guiding us and giving us what we need. Amen.

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)

Every Good and perfect gift comes from God. (James 1:17)

Engage

1. Review

Break students into groups of four

Ask: What does it mean to save money?

Ask: How should we use our money for God’s glory and not our own?

Give examples of things families save money for.

Now think about something you might want to save money for.

Lesson 5: Saving Your Money - Part II

Let each student share. 2.

Mini Lesson (5-Minutes)

We are learning about saving our money again today.

Express how important it is to be responsible and save your money.

This requires patience and self control that are Fruits of the Spirit.

“But the fruit of the Spirit is love, joy, peace, patience, kindness, goodness, faithfulness, gentleness, self-control; against such things there is no law.” Galatians 5:22-23:

Ask: How have you practiced this during the week at home with your families?

Explore

Explain to students they will be responsible for setting a savings goal. This goal could be a short term goal or a long term goal.

The teacher can provide a list of possible savings goals for those students who struggle coming up with their own goal

Have students choose one goal or use their own goal to draw and write about on the paper. Give students a chance to stand and share their savings goal with the class.

Lesson 5: Saving Your Money - Part II

Explain

Ask: Has anyone been practicing how to save money at home?

Ask students to explain how they have practiced saving money during the week at home with their families Let each student share

Before reading, show students the cover page. Ask students to turn to their partner to share what they think the story will be about. After students share, call on a few students to share.

Read the book Save It! by Cinders Mcleod Stop periodically as you read to talk about the pages in the book. Stopping to ask questions as you read engages the students.

During reading - Use the Stop and Think Questions to have conversations with the students about what is happening in the story

Ask: How is money in Bunnyland different than our money? Carrots are money in Bunnyland.

Ask: What kind of work did Honey do to earn income? She took care of her brothers and sisters

Ask: Why did Honey decide to save her money? She wanted to buy a playhouse.

Ask: What was Honey’s savings goal? Honey’s savings goal was ten carrots

Lesson 5: Saving Your Money - Part II

Math Activity 2.

Pass out carrots from the carrot budget activity (Found in Teacher Resources pg. 140) to complete the carrot budget worksheet.to the students. Each student should have 10 carrots. Tell them that they will get 2 carrots a week for doing chores around the house How many weeks will it take to earn 10 carrots to buy the playhouse Honey wants? Give the students time to work out how many weeks they will need to work to earn enough carrots.

Ask: Why did Honey decide not to save both of the carrots she earned each week for taking care of her siblings?

Honey made a choice She decided to spend some money on treats so it took her longer to reach her savings goal.

Ask: How did Honey feel at the end of the story?

She was happy to have a playhouse where she could find a quiet place to be by herself

Elaborate

Pass out carrots from the carrot budget activity (Found in Teacher Resources pg 139) to complete the carrot budget worksheet Students can work together or independently The teacher will walk around and make note of those who need help All students should feel successful in this activity so that they understand what a budget is and how to use it

Lesson 5: Saving Your Money - Part II

Evaluate

Have students write their parents a short letter explaining what a budget is and why is it important to save and budget your money Tell students their letter must include the word budget and five or more sentences explaining what it is and/or why a budget is important.

Centers

Instructions: Students will rotate clockwise every 10 minutes when the timer goes off They should take their Student Workbooks with them to each station.

Teacher Center

The teacher will assist those who need further help with the Carrot Budget worksheet Students should be able to explain what a budget is 1.

Go to Work Role Play

Pass out community worker hats and have students go to work

Call quitting time and have students clean up and return their hats. Come back to the carpet with their piggy banks.

Pay students $20 for their work that day and have them pay their bills for the week and put the savings that is left over into their piggy bank.

Lesson 5: Saving Your Money - Part II

Honey’s Playhouse

Students draw a picture of what they think Honey’s playhouse looks like.

Interview with Honey

Imagine if you had the job to interview Honey, the main character from the story Save It Write 5 questions you would ask about the steps she took to be able to buy the playhouse she wanted.

Lesson Wrap-Up

Final Thoughts

It takes patience and self-control to save for both our needs and wants. When we take time to plan and save, we’re being good stewards of what God has given us Remember, using our money wisely is one way we can honor God and show Him that we trust Him with everything we have!

Prayer

Dear God, Thank You for teaching us how to make wise choices with our money. Help us to be patient, use self-control, and follow a good budget so we can save for both our needs and wants. Thank You for providing for us and for showing us how to be good stewards We want to use everything You give us to bring You glory Amen

Lesson 5: Saving Your Money - Part II

Home Connection

Continue practicing patience and self control at home and reading Galatians 5: 22-23.

This is also a good time to work on a budget at home with the points they earn for chores and kindness Put what they have been doing for the last four weeks into a paper budget they can see and work with This could be as big as chart paper so that everyone can participate

Stewardship –Taking Good Care of the Things God has Given Us

Objectives:

Students will be able to define stewardship. Students will be able to share how they can be a good steward.

Students will be able to share why we use our money for God’s glory

Lesson 6: Stewardship – Taking Good Care of the Things God has Given Us

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)

Every Good and perfect gift comes from God. (James 1:17)

Vocabulary

Steward A person who takes care of something.

Stewardship

How we take care of the things God has given us.

Possessions

Things you have or own.

Belongings The special things that belong to you.

Lesson

Teacher Resources

Banker’s Log - to be printed (pg. 135)

Deposit Slips - to be printed (pg. 134)

Joseph and Potiphar Video (pg. 121)

Home Connection Sheets - to be printed (pg. 149)

** Digital Links available at www.liftinstitute.org/digitalresources **

Materials

Facilitator Guide

Student Workbooks

Pencils

Easel w/Chart Paper

Markers (for Easel)

Book - Taking Care of God’s Stuff: Understanding Stewardship for Children by Yolanda Washington-Cowan

Play Money

Piggy Banks

Community Worker Hats

Center 2 - Draw & Color

Crayons

Home Connection Sheets (Lesson 6)

Lesson 6: Stewardship – Taking Good Care of the Things God has Given Us

Prayer

Dear God, Thank You for all the blessings You have given us—our families, our homes, our money, and so much more Today, help us learn what stewardship means and how we can take good care of everything You’ve trusted us with. Show us how to use our money in ways that bring You glory and help others Teach us to be faithful, thankful, and wise in all we do. Amen.

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus (Philippians 4:19)

Every Good and perfect gift comes from God. (James 1:17)

Engage

Scripture Connection

Each of you should use whatever gift you have received to serve others, as faithful stewards of God’s grace in its various forms. (1 Peter 4:10) 1.

Heads Together, Bottoms Up

Put students in groups of four. For each question have them work “Heads Together, Bottoms Up” This means that they are up on their knees in their chairs so that their heads are close together near the center of the group of desks. This way, students can discuss more privately their ideas, and the room doesn't get too loud because everyone can hear each other. Call one student 2.

Lesson 6: Stewardship – Taking Good Care of the Things God has Given Us

from each group to answer for their group. Write down students' answers on chart paper.

Ask: What is a budget?

Ask: How do you save using a budget?

Read 3.

Read Taking Care of God’s Stuff: Understanding Stewardship for Children by Yolanda Washington-Cowan pages 1-8. Stop periodically as you read to talk about the pages in the book. Stopping to ask questions as you read engages the students.

Ask: What things has God made you a steward of or put you in charge of?

If they are having difficulty thinking of things, give them some suggestions of things they are possibly stewards of.

Ask: What assets of earth, home, and school are we stewards of?

This is a good time to discuss vocabulary terms: possessions, belongings, steward and stewardship. Ask students to give examples of each for better understanding.

After discussing the vocabulary, the teacher will refer back to the money that students have earned while working.

Ask: How can you be a good steward using the money you have earned from working?

Lesson 6: Stewardship – Taking Good Care of the Things God has Given Us

Give students time to discuss their answer with a partner. Remind students that the money that they have earned comes from God. Give students time to share their answers.

Elaborate

Pass out community worker hats and have students go to work.

Call quitting time and have students clean up and return their hats. Come back to the carpet with their piggy banks.

Pay students $20 for their work that day and have them pay their bills for the week and put the savings that is left over into their piggy bank

Have students to do the following with the money they were paid: Put the money that they earned today in their piggy bank.

Look at their budget for the week that will be spent on food and paying bills. Have students discuss their budget with a partner. While students are discussing their budget, the teacher should walk around to listen for meaningful discussions. The teacher should also ask questions about individual students' budgets.

Set aside money for savings.

Remind students the importance of saving money Review why it is important to save their money We might be tempted to use what we have left over right away to buy things we want but do not need

Ask: What can you do when you really want to buy something that you don’t need?

Lesson 6: Stewardship – Taking Good Care of the Things God has Given Us

Give students time to think and respond Discuss with students that although they might feel tempted to buy the item, they should save their money instead.

Watch the Joseph and Potiphar Video. Skip through the intro and begin where the story starts. This way they hear the Bible story read and see the story played out.

Ask: How was Joseph a good steward?

Ask: What was he a steward of?

Ask: How can you tell he was a good Steward?

Ask: What part of the story tells us that Joseph was a good steward of what Potiphar put him in charge of?

Remind students that God trusts us to be stewards just like he did Joseph.

Explore Explain

Have the students role play how it would have been different if Joseph wasn’t a good steward of Potiphar’s house? Discuss how he could have misused his position in Potiphar’s house and what would have made him a bad steward.

God trusts us to be stewards just like he did Joseph. I wonder how you can be a steward with the things God has given you.

Lesson 6: Stewardship – Taking

Good Care of the Things God has Given Us

Play music and have students walk around the room until the music stops Whoever they are standing closest to they will pair up with

Ask: How will you work to be a good steward at home, school and in the community this week?

Students will take turns sharing This is an opportunity for them to share their thoughts and glean information from others Once they finish sharing, play music and mix around the room again. When the music stops, students should pair with a DIFFERENT partner answer the next question. Repeat this process so that students have shared with three partners.

How can you choose to be a good steward this week?

Have students answer the questions in their Student Workbooks Check their answers and meet with those that may be having trouble with understanding Stewardship

Lesson 6: Stewardship – Taking Good Care of the Things God has Given Us

Centers

Instructions: Students will rotate clockwise every 10 minutes when the timer goes off They should take their Student Workbooks with them to each station

Teacher Center

The teacher will meet with students to review today’s lesson and answer any questions the students may have about Stewardship and how to be a steward for God 1.

Writing

Students will complete the Steward of God Bubble Sheet

Students will list 4 ways that they can be a steward of God and they will explain how they will do those things.

Draw & Color

Students will draw a picture of Joseph and write one thing that they learned about him.

Arts & Crafts

Have students create an Acrostic using the word STEWARD Students should use each letter to describe how they are a good steward.

Lesson 6: Stewardship – Taking Good Care of the Things God has Given Us

Lesson Wrap-Up

1. Final Thoughts

Stewardship means taking good care of everything God has given us our money, time, talents, and belongings. When we are good stewards, we show that we are thankful and that we want to honor God with how we live. Remember, we can be good stewards by using our money wisely, helping others, and giving back to God. Everything we have is a gift from Him, and He trusts us to use it well!

2. Prayer

Dear God, Thank You for teaching us how to be good stewards Help us take care of the money, time, and things You’ve given us. Show us how to use everything we have to bring You glory and help others. Thank You for trusting us with so much. We want to honor You with our choices every day. Amen.

Home Connection

Go home and talk to someone you know and trust about what a good steward is and how we are all called to be good stewards of what God has given us so that we can glorify Him each day. Share how we can do that by saving our money and practicing patience and self control.

Continue to earn points for chores done and kindness displayed. Talk about saving those points. In talking about giving and stewardship it would be appropriate to talk about giving 10% of their points away. This is an advanced subject so don’t dwell on this just mention it in passing.

Stewardship –Helping Others

Objectives:

Students will be able to define generosity. Students will be able to demonstrate how they can be generous to others.

Lesson 7: Stewardship – Helping Others

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)

Every Good and perfect gift comes from God. (James 1:17)

Vocabulary

Generosity

Being kind and sharing what you have with others.

Steward Someone who takes care of something.

Stewardship Taking care of the things God has given us.

Lesson 7: Stewardship – Helping Others

Teacher Resources

Banker’s Log - to be printed (pg. 135)

Deposit Slips - to be printed (pg. 134)

Home Connection Sheets - to be printed (pg. 150)

** Digital Links available at www.liftinstitute.org/digitalresources **

Materials

Facilitator Guide

Student Workbooks

Pencils

Easel w/Chart Paper

Markers (for Easel)

Book - What is Given from the Heart by Patricia C. McKissak. Play Money

Piggy Banks

Community Worker Hats

Center 3

Crayons

Home Connection Sheets (Lesson 7)

Lesson 7: Stewardship – Helping Others

Prayer

Dear God, Thank You for being so generous and giving us everything we need Today, please help us learn what it means to be generous and how we can help others with kind hearts Show us ways to share and take care of the things You’ve given us We want to love others the way You love us Amen

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)

Every Good and perfect gift comes from God. (James 1:17)

Engage

Scripture Connection

For God so loved the world that he gave his one and only son, that whoever believes in him shall not perish but have eternal life. (John 3:16) 1.

Mini Lesson

Introduce the word generosity

What do you think the word generosity means?

Give students time to think and discuss the word with a partner. Call on some students to answer.

Lesson 7: Stewardship – Helping Others

Ask: Share a time that they showed generosity to someone.

Ask: How did it make you feel when you were generous to someone?

Read

Read the title What is Given from the Heart and ask students what they think the story will be about Give students time to respond

Read What is Given from the Heart by Patricia C. McKissak.

This book is the perfect example of how we can love others and be good stewards of the things that God has given us.

Explain to students that we don't have to have a lot of money or things to help others. Saving our money and having self control are ways that we can help others. Just as Otis did in the story.

Ask: How were James Otis and his mother good stewards?

Ask: Did they do what God has asked all of us to do?

Ask: Was it easy for James Otis and his mother to do what God asked? Why or why not?

Lesson 7: Stewardship – Helping Others

Explore

Students will discuss with a partner how they can help a family that has lost everything in a fire. Students will record their answers in their Student Workbooks. Students will also explain why it is important to help others in need. Students will share their answers aloud. The teacher can record answers on chart paper.

Explain

Ask: What are 3 things you can do to be a blessing to others? How can you share the love of Jesus?

This should be done independently to check for understanding

Talk with the students about how they can be a steward Give students examples of how you can be a good steward – such as donating to those that are in need, helping at a food bank, saving

Explain/discuss with students that we can be stewards of many things. Go back to the Bible verse of John 3:16. Have students read it together.

Ask: How was God generous? What did he do? How does that make you feel?

Elaborate

Pass out community worker hats and have students go to work.

Call quitting time and have students clean up and return their hats. Come back to the carpet with their piggy banks.

Lesson 7: Stewardship – Helping Others

Pay students $20 for their work that day and have them pay their bills for the week and put the savings that is left over into their piggy bank.

Have students think about a time someone has been generous to them. Have students write a letter to the person who was generous to them thanking them for their generosity. Remind them to be specific in what they are thanking them for!

Centers

Instructions: Students will rotate clockwise every 10 minutes when the timer goes off They should take their Student Workbooks with them to each station

Teacher Center

The teacher will meet with students to review today’s lesson and answer any questions the students may have. Review vocabulary. 1.

Writing

Have students summarize what they have learned about today’s lesson in 5 or more complete sentences 2.

Color

Students will color the Helping Others coloring sheet and explain how the student is helping the other 3.

Lesson 7: Stewardship – Helping Others

4.Arts & Crafts

Have students make a list inside the heart of things that they can do at home, school, church, and in their community to show generosity.

Lesson Wrap-Up

Final Thoughts

Generosity means sharing what we have to bless others. When we are generous with our money, time, and talents, we show God’s love in real ways. Helping others is an important part of stewardship, and it brings joy to both the giver and the one receiving Remember, no act of kindness is too small God can use it all for His glory!

Prayer

Dear God, Thank You for showing us what it means to be generous. Help us to use what we have—our money, time, and gifts to help others and show Your love. Teach us to give with joyful hearts and to look for ways to be a blessing Thank You for giving us everything we need and for letting us be part of Your work. Amen.

Home Connection

Encourage students to be generous this week Find a way to show generosity to a neighbor, friend or family member

Lesson 7: Stewardship – Helping Others

Lesson Wrap-Up

1. Final Thoughts

Generosity means being kind and sharing what we have with others. When we are generous, we are being good stewards and showing God’s love. Even small acts like sharing a toy, helping a friend, or giving to someone in need—can make a big difference. Remember, when we help others, we are also honoring God!

2. Prayer

Dear God, Thank You for teaching us how to be generous and kind. Help us remember to share what we have and help others whenever we can We want to be good stewards and use everything You’ve given us to show Your love. Thank You for loving us and helping us love others. Amen.

Home Connection

Encourage students to be generous this week. Find a way to show generosity to a neighbor, friend or family member.

Stewardship –Giving LESSON 8 LESSON 8

Objectives:

Students will understand the reason we give and why it is important. Students will understand tithing.

Students will understand how much money we should set aside to tithe to the church

Lesson 8: Stewardship – Giving

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)

Every Good and perfect gift comes from God. (James 1:17)

Vocabulary

Generosity

Being kind and sharing what you have with others.

Giving Sharing what you have with others to help them.

Tithe

Giving a part of your money to God, usually at church, to say thank You and help others.

Steward Someone who takes care of something.

Stewardship Taking care of the things God has given us.

Lesson 8: Stewardship – Giving

Teacher

Resources

Banker’s Log - to be printed (pg. 135)

Deposit Slips - to be printed (pg. 134)

Tithing Video for Kids (pg. 121)

Home Connection Sheets - to be printed (pg. 151)

** Digital Links available at www.liftinstitute.org/digitalresources **

Materials

Facilitator Guide

Student Workbooks

Pencils

Easel w/Chart Paper

Markers (for Easel)

Book - What is Given from the Heart by Patricia C. McKissak.

Book - Quentin the Quarter of Tithing by Lisa Dixon-Todd

Play Money

Piggy Banks

Community Worker Hats

Envelopes

Center 3 - Color

Crayons

Center 4 - Arts & Crafts

Manilla Envelopes

Crayons

Stickers

Home Connection Sheets (Lesson 8)

Lesson 8: Stewardship – Giving

Prayer

Dear God, Thank You for all the good things You’ve given us Today, help us learn why giving is important and how we can honor You by giving back Teach us about tithing and how to set aside a part of our money to give to You with thankful hearts Help us to be cheerful and generous givers, just like You are Amen

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus (Philippians 4:19)

Every Good and perfect gift comes from God (James 1:17)

1. 2. Engage

Scripture Connection

Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver. (2 Corinthians 9:7)

Review

Remind students of the book What is Given from the Heart by Patricia C McKissak we read last week

Discuss how James Otis was a good steward. Then allow that to lead into tithing to the church. People tithing to James Otis’ church allowed the church to help people in the community that are struggling and need help This is why God asks us to be good stewards of what he has given us

Lesson 8: Stewardship – Giving

We have to take care of what God has given us and not spend it on things we don’t need. Remember that Joy comes from the Lord, not things we can buy. Things make us happy for a little while but what is most important is that we make God happy and tithing is one way to make God happy.

Explore

Note: If you do not have time to Read and Watch, you can pick one.

Read 1.

Read Quentin the Quarter of Tithing by Lisa Dixon-Todd (pages 1-4)

After reading page 4, show students a piggy bank and some coins. Put in a quarter like Molly did with Quentin. This isn’t a lot. She can’t even buy the candy she wants right now.

Put in more quarters to show “saving” money Set a goal and save money to reach that goal

After reading pages 1-4 ask the following questions and let students think about their answers

Ask: How does God want us to use our money?

Ask: What are some things that Molly did with her money?

Ask: How does God want us to use our money?

Ask: Why do you think God wants us to do this?

Lesson 8: Stewardship – Giving

Ask: What are some things that Molly did with her money?

Ask: How can we use the money and things God has given us to further his kingdom?

Ask: What does it mean to “save for a rainy day”?

Watch 2.

Watch the Tithing Video for Kids.

After the video, ask students what they learned from the video Record their answers on a circle map (Found in Teacher Resources pg 122) with the word “tithing” in the middle

Explain

Explain to students that saving keeps us patient like the fruit of the spirit. Saving also keeps us from spending money on things that we don’t need.

Giving and saving is something God wants us to do. God wants us to put others before ourselves and not be selfish just as Molly did.

Tithing is our opportunity to give part of our money to God, usually at church, to say thank You and help others The Bible encourages us to give 10% of our earnings back to God, but 2 Corinthians 9:7 says, “Each one must give as he has decided in his heart, not reluctantly or under compulsion, for God loves a cheerful giver"

Lesson 8: Stewardship – Giving

Elaborate

Pass out community worker hats and have students go to work

Call quitting time and have students clean up and return their hats

Come back to the carpet with their piggy banks.

Pay students $20 for their work that day. Have them pay their bills for the week and put the savings that is left over into their piggy bank.

Evaluate

Have students sit on the carpet. The teacher will demonstrate what ten percent is using dollars ($1.00, $2.00, $5.00, $10.00, and $20.00). The teacher will use scenarios such as:

“If I earned $2.00 for helping my mom wash the dishes, I would put aside 20 cent for tithing”

”If my grandmother gave me $1000, I would put aside $100 for my tithe”

You earned $500 raking the neighbors yard, how much would you put aside for tithing?

Explaining to students that the amount that was set aside was 10 percent.

Break the students into groups of four and give them three envelopes per group as well as 1,5, 10 and 20 dollar bills. In the groups the students should divide their money into the tithing envelope, giving, and spending envelopes. Each group can choose how much to save and how much to spend. Students will share how they worked together to divide their money into the giving and spending envelopes.

Lesson 8: Stewardship – Giving

Centers

Instructions: Students will rotate clockwise every 10 minutes when the timer goes off. They should take their Student Workbooks with them to each station.

Teacher Center

The teacher will meet with students that are still having trouble with understanding what tithing is and the importance of it The teacher will explain why we give 10 percent.

2. Color

Writing

Students will answer the following question: What is tithing and why is it important?

3. Arts & Crafts

Students will color the I Can Tithe Coloring Sheet.

Give students a small manila clasp envelope to decorate. Students will take the envelope home and use it to save their tithing money.

Lesson 8: Stewardship – Giving

Lesson Wrap-Up

Final Thoughts

Giving is a way to show our love and thankfulness to God Tithing means giving a portion usually 10% of our money back to God to help others and support His work through the church. When we give with joyful hearts, we are being good stewards and trusting God to take care of us. Remember, everything we have comes from Him, and giving is one way we honor Him with what He has given us

2. Prayer

Dear God, Thank You for teaching us the importance of giving Help us to remember that everything we have comes from You, and giving back is a way to say thank You. Teach us to be faithful in tithing and to give with joyful and generous hearts. Thank You for always taking care of us and showing us how to care for others.

Amen

Home Connection

Encourage students to be generous this week Find creative ways to show generosity to a neighbor, friend or family member

Choosing To Do the Right Thing When You Don’t Want To

Objectives:

Students will be able to explain why it is important to always do the right thing.

Lesson 9: Choosing To Do the Right Thing When You Don’t Want

To

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)

Every Good and perfect gift comes from God. (James 1:17)

Vocabulary

Integrity

Generosity

Doing the right thing, even when no one is watching by being honest and making good choices.

Being kind and sharing what you have with others.

Right Making good choices that are kind, fair, and pleasing to God.

Wrong

Making choices that hurt others, are unkind, or do not make God happy.

Lesson 9: Choosing To Do the Right Thing When You Don’t Want To

Teacher Resources

Kaitlyn’s Sparkly Test of Integrity Video (pg. 121)

Banker’s Log - to be printed (pg. 135)

Deposit Slips - to be printed (pg. 134)

What would you choose? Worksheet (pg. 141)

Living Generously Worksheet (pg. 142)

Home Connection Sheets - to be printed (pg. 152)

** Digital Links available at www.liftinstitute.org/digitalresources **

Materials

Facilitator Guide

Student Workbooks

Pencils

Easel w/Chart Paper

Markers (for Easel)

Book - Your Magnificent Chooser: Teaching Kids to Make Godly Choices by John Orterg

Play Money

Piggy Banks

Community Worker Hats

Envelopes

Center 2 - Color

Crayons

Center 4 - Arts & Crafts

Crayons

Home Connection Sheets (Lesson 9)

Lesson 9: Choosing To Do the Right Thing When You Don’t Want To

Prayer

Dear God, Thank You for being with us and helping us know what is right Sometimes it’s hard to do the right thing, especially when we don’t feel like it Please give us courage, strength, and wisdom to make good choices, even when it’s tough Help us to follow You and honor You in everything we do Amen.

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus (Philippians 4:19)

Every Good and perfect gift comes from God (James 1:17)

Engage

1. Scripture Connection

Do what is right and good in the Lord’s sight, so that it may go in and take over the good land the Lord promised on oath to your ancestors. (Deuteronomy 6:18)

Review

Sometimes it is hard to do the right thing even when we know what the right thing is.

This would be a good time to share with the class a time that you (the teacher) did the right thing although you didn’t want to. How did it make you feel doing the right thing? Why did you decide to do the right thing? How do you think God would feel if you had

Lesson 9: Choosing To Do the Right Thing When

You Don’t Want To

decided not to do the right thing?

The good news is that God doesn’t ask us to do the right thing and leave us. He walks right beside us and is always with us whenever we need him.

Read Your Magnificent Chooser: Teaching Kids to Make Godly Choices by John Orterg. Ask the following questions and let students think about their answers

Ask: If we come to a problem that we don’t know the answer to, what should we do?

Ask: If we know what the right thing to do is, but we just don’t want to do it, what should we do?

Ask: Who’s chooser is perfect, loving, and good?

We can always ask God what to do. Ask him to give us a heart to follow him and do his will. When we are obedient to God, we help spread his word. Ask students to name ways they can spread the word of God.

Lesson 9: Choosing To Do the Right Thing When You Don’t Want To

Explore

Ask students if they have ever heard of the word integrity Give students the opportunity to share. After discussing the meaning, show the video Kaitlyn’s Sparkly Test of Integrity.

Display What would you choose? on the Smart Board (also in Student Workbooks) Use this to spark discussion in groups of four

Have students discuss each picture and discuss what they would choose to do in that situation. Have one student from the group share their answers.

Have students work with a partner to discuss the following scenario:

Jacob was walking in the grocery store and saw a lady in front of him drop $10 on the floor. Jacob picked up the $10 and wanted to put it in his pocket. However, he didn't. He returned the money to the lady.

Ask: Did Jacob do the right thing or not?

Ask: Why do you think Jacob returned the money?

Explain

1. Think About It

Ask: Why it is important to always do the right thing even when we don’t want to?

Have students answer independently in their Student Workbooks

Lesson 9: Choosing To Do the Right Thing

When You Don’t Want To

and check students' writing to make sure that they have an understanding of doing what's right.

Living Generously 2.

Have students discuss with their group a time that their friend, brother/sister or anyone they know tried to get them to do something wrong What did they do and why?

Let them talk about this in their small groups of four. Then come back together and have students share.

Things we really want can only make us happy for a little while. What God offers us is forever. His love lasts forever and fills the tank in our heart forever. What he calls us to do in obedience brings joy for a lifetime. He wants our heart to have lasting joy and He knows we can’t get that from toys or clothes or trips.

When we tithe or we use our money to help someone else that gives us lasting joy that a toy we want right now cannot bring us.

Show students the Living Generously worksheet in their Student Workbooks Talk to students about different ways that they can experience lasting joy instead of temporary joy for the moment with things and toys. They can draw their ideas or write them. There is no wrong way to do this. It is time to think about what they learned today.

Lesson 9: Choosing To Do the Right Thing When You

Don’t Want To

Elaborate

Pass out community worker hats and have students go to work

Call quitting time and have students clean up and return their hats

Come back to the carpet with their piggy banks.

Pay students $20 for their work that day. Have them pay their bills for the week and put the savings that is left over into their piggy bank.

Evaluate

Students will summarize what they learned in today’s lesson. The teacher will check for understanding.

Centers

Instructions: Students will rotate clockwise every 10 minutes when the timer goes off. They should take their Student Workbooks with them to each station.

1. Teacher Center

The Teacher will meet with students and discuss when we choose to do the right thing that God sees it.

Writing

Students will answer the following question: There is the coolest new toy that you really want. If you buy the toy you can’t tithe to the church this week. What would you do and why? What would God expect you to do?

Lesson 9: Choosing To Do the Right Thing When

You Don’t Want To

Color

3. Arts & Crafts

Students will color Fruit of the Spirit Color Sheet.

Draw a picture of someone doing what is right.

Lesson Wrap-Up

Final Thoughts

doing the right thing is important even when it’s hard or we don’t feel like it. God cares about the choices we make and gives us the strength to choose what’s right. When we do the right thing, we honor God and show others His love through our actions. Remember, you’re never alone God is always with you, helping you make the right choice!

2.

Prayer

Dear God, Thank You for showing us the difference between right and wrong. Help us to be brave and make good choices, even when it’s hard or we don’t want to. Thank You for always being with us and giving us the strength to do what honors You. We want to live in a way that pleases You every day Amen

Home Connection

Encourage students to be generous this week Find creative ways to show generosity to a neighbor, friend or family member

Saving for a Rainy Day

Objectives:

Students will be able to explain why saving money is important for rainy days.

Lesson 10: Saving for a Rainy Day

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)

Every Good and perfect gift comes from God. (James 1:17)

Vocabulary

Rainy Day

A time when something unexpected happens and you might need extra money or help.

Lesson 10: Saving for a Rainy Day

Teacher Resources

Banker’s Log - to be printed (pg. 135)

Deposit Slips - to be printed (pg. 134)

Tina the Turtle Saves for a Rainy Day Video (pg. 121)

Super Saver Tracking Sheet - to be printed (pg. 143)

Home Connection Sheets - to be printed (pg. 153)

** Digital Links available at www.liftinstitute.org/digitalresources **

Materials

Facilitator Guide

Student Workbooks

Pencils

Easel w/Chart Paper

Markers (for Easel)

Book - Quentin the Quarter of Tithing by Lisa Dixon-Todd

Play Money

Piggy Banks

Community Worker Hats

Envelopes

Center 3 - Draw & Color

Crayons

Center 4 - Arts & Crafts

Savings Tracker Sheet

Home Connection Sheets (Lesson 10)

Lesson 10: Saving for a Rainy Day

Prayer

Dear God, Thank You for always taking care of us and giving us what we need Today, help us learn why it’s important to save money for times when unexpected things happen Teach us to be wise and plan ahead so we can be ready for life’s “rainy days” Thank You for Your love, guidance, and all the blessings You give us Amen

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus (Philippians 4:19)

Every Good and perfect gift comes from God (James 1:17)

Engage

1. Sing

Today we will be talking about saving for a rainy day.

Sing Rain Rain Go Away

Rain, rain, go away

Come again another day

[Insert name]’s Class wants to play, Come again another day.

Ask: What do you do to prepare for a rainy day?

List things on the chart paper that they say they need for a rainy day

Lesson 10: Saving for a Rainy Day

Ask: If you get caught in the rain and you don’t have a raincoat or umbrella what happens?

That’s right, you get soaking wet! That’s no fun!!

You have to be prepared for a rainy day. Maybe you keep an umbrella in your backpack or adults might keep an umbrella in their car or bag. You don’t want to get caught in the rain. When your clothes are wet you get cold and it is just miserable.

Think About It

Give a few examples of rainy day situations that the money that was saved could be used for. 2.

Ask: Have you ever been caught in the rain. How did you feel? Did you wish you had a raincoat or umbrella?

Just like we have to prepare for an actual rainy day we also have to prepare for a “money” rainy day.

Ask: What do you think “a rainy day” means when referring to money?

After students have given you their answer, explain/discuss the meaning of the phrase “saving for a rainy day.”

There are two different things a rainy day can mean. It can mean that it is actually raining outside OR it can mean to save and put money aside for an emergency situation.

Lesson 10: Saving for a Rainy Day

Explore

Read Quentin the Quarter of Tithing by Lisa Dixon-Todd (pages 8-9).

This talks about a rainy day in Molly’s mother’s words. Discuss pages 8-9 with students

Have students talk with a partner to name unexpected things that may occur that would be considered a “rainy day.” Examples could be the AC went out in the house, burst pipe under the sink, medical bill, car repairs, etc. Have students explain what would happen in those situations if money had not been set aside for the rainy day Bring students back together and have students share their answers with the class. Write their answers on the chart paper

Watch 2.

Watch the Tina the Turtle Saves for a Rainy Day Video After the video ask students questions

Ask: What lesson did Tina learn?

Ask: Do you think Tina made the right decision to save her money for a rainy day?

Lesson 10: Saving for a Rainy Day

Elaborate

Pass out community worker hats and have students go to work

Call quitting time and have students clean up and return their hats

Come back to the carpet with their piggy banks.

Pay students $20 for their work that day. Have them pay their bills for the week and put the savings that is left over into their piggy bank.

Discuss again with students the importance of saving money. Having money in your savings account will help you in an emergency. For example, if your parents car needs repairing, the money that they have put aside for a rainy day will be used to pay for repairs. That is why it is important to always put money aside for things that happen unexpectedly

Also, explain to students that sometimes when their parents tell them no they can't have something they “want”, it is because they are saving money for a rainy day

Evaluate

Have students summarize what they have learned from today’s lesson in 5 or more sentences The teacher should check students' responses and correct students that may be having trouble

Lesson 10: Saving for a Rainy Day

Centers

Instructions: Students will rotate clockwise every 10 minutes when the timer goes off. They should take their Student Workbooks with them to each station.

Teacher Center

The teacher will meet with students that may have trouble understanding the lesson and the concept of saving for a rainy day. 1.

Vocabulary

2. Draw & Color

Students will match the vocabulary words to their definitions.

Students will draw or write underneath an umbrella picture what they could save their rainy day money for If time permits they may color their umbrella/pictures.

Arts & Crafts

Give students the Super Saver Tracker Sheet. Tell students that they can take the sheets home and use them to track their savings. Students should deposit (amount they want to save) and record their balance each time they save They will add their balance (with a parent's help if needed) to see how much they have saved when they have finished the sheet.

Lesson 10: Saving for a Rainy Day

Lesson Wrap-Up

1. Final Thoughts

saving money for a rainy day means being prepared for things we don’t expect like emergencies or sudden needs. When we save, we’re making wise choices and showing responsibility with what God has given us Saving helps us feel ready and peaceful, even when things don’t go as planned Remember, God wants us to be good stewards, and saving is one way we can honor Him and take care of ourselves and others.

2. Prayer

Dear God, Thank You for teaching us the importance of saving for times when we might need extra help. Please help us be wise and plan ahead so we’re ready for life’s surprises. Thank You for always taking care of us and for giving us everything we need Help us to honor You with how we use and save our money Amen

Home Connection

Encourage students to be generous this week Find creative ways to show generosity to a neighbor, friend or family member.

Joy Comes from the Lord, Not Things

Objectives:

Students will be able to explain where true, lasting joy comes from. Students will be able to explain that things do not bring lasting joy.

Lesson 11: Joy Comes from the Lord, Not Things

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus. (Philippians 4:19)

Every Good and perfect gift comes from God. (James 1:17)

Vocabulary

A happy feeling you have inside, even when things aren’t perfect.

Things

Objects you can see or touch, like toys, clothes, or books.

Lesson

Teacher Resources

Banker’s Log - to be printed (pg. 135)

Deposit Slips - to be printed (pg. 134)

I’ve Got This Joy, Joy, Joy, Joy Down in My Heart Video (pg. 121)

Home Connection Sheets - to be printed (pg. 154)

** Digital Links available at www.liftinstitute.org/digitalresources **

Materials

Facilitator Guide

Student Workbooks

Pencils

Easel w/Chart Paper

Markers (for Easel)

Book - Let’s Find Joy by Shaunti Feldhahn. Play Money

Piggy Banks

Community Worker Hats

Center 3 - Arts & Crafts

Crayons

Center 4 - Color

Crayons

Home Connection Sheets (Lesson 11)

Lesson 11: Joy Comes from the Lord, Not

Things

Prayer

Dear God, Thank You for the joy You give us that lasts no matter what Help us learn today that true joy doesn’t come from toys, money, or other things, but from knowing and trusting You Teach us to be thankful for what we have, and to find our happiness in Your love and goodness Fill our hearts with joy that comes only from You Amen

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus (Philippians 4:19)

Every Good and perfect gift comes from God (James 1:17)

1. Engage

Review

Review topics shared over the last several weeks Have students get into groups of four and take turns sharing what they have learned. This is an opportunity for students to talk freely about what they have learned.

Ask: What do you think would happen if you didn’t buy that thing you wanted but instead you saved your money or you gave generously to God and others?

Explain why it is important to be obedient to God.

Remember that practicing patience is a Fruit of the Spirit. God rewards obedience. That doesn’t mean he will give us

Lesson 11: Joy Comes from the Lord, Not Things

everything we want. But he will supply us with everything we need!

Sing 2.

Today we will be taking about where true Joy comes from.

Sing I’ve Got The Joy, Joy, Joy, Joy Down in My Heart.

I’ve Got the Joy, Joy, Joy, Joy Down in My Heart

I've got the joy, joy, joy, joy down in my heart Where?

Down in my heart! Where?

Down in my heart!

I've got the joy, joy, joy, joy down in my heart Down in my heart to stay

And I'm so happy

So very happy

I've got the love of Jesus in my heart

And I'm so happy

So very happy

I've got the love of Jesus in my heart.

I've got the love of Jesus, love of Jesus down in my heart Where?

Down in my heart! Where?

Down in my heart!

I've got the love of Jesus, love of Jesus Down in my heart Where?

Lesson 11: Joy Comes from the Lord, Not Things

Down in my heart to stay.

And I'm so happy

So very happy

I've got the love of Jesus in my heart

And I'm so happy

So very happy

I've got the love of Jesus in my heart.

I've got the peace that passes understanding down in my heart! Where?

Down in my heart! Where?

Down in my heart!

I've got the peace that passes understanding down in my heart! Where?

Down in my heart to stay

And I'm so happy

So very happy

I've got the love of Jesus in my heart

And I'm so happy

So very happy

I've got the love of Jesus in my heart.

Lesson 11: Joy Comes from the Lord, Not Things

3.

Heads Together, Bottoms Up

Put students in groups of four. For each question have them work “Heads Together, Bottoms Up.” This means that they are up on their knees in their chairs so that their heads are close together near the center of the group of desks. This way, students can discuss more privately their ideas, and the room doesn't get too loud because everyone can hear each other Call one student from each group to answer for their group. Write down students' answers on chart paper.

Ask: What does it means to have joy down in your heart?

Scripture Connection 4.

And do not be grieved, for the joy of the Lord is your strength. (Nehemiah 8:10)

But the fruit of the spirit is love, JOY, peace, patience, kindness, goodness, faithfulness, gentleness and self control. Against such things there is no law. (Galatians 5:22-23)

Read Let’s Find Joy by Shaunti Feldhahn.

You will find that you can stop on pages and have conversations about what you read It is easier at this age to stop throughout the book to ask questions rather than wait until the end You can even have them turn to their “shoulder partner” and share the answer to your question. Then bring them back together. This

Lesson 11: Joy Comes from the Lord, Not Things

helps them sit through the book because they were able to talk and move a bit.

Mix-Pair-Share 2.

Play music and have students walk around the room until the music stops. Whoever they are standing closest to they will pair up with.

Ask: How do you get joy down in your heart?

Students will take turns sharing. This is an opportunity for them to share their thoughts and glean information from others. Once they finish sharing, play music and mix around the room again. When the music stops, students should pair with a DIFFERENT partner answer the next question Repeat this process so that students have shared with three partners.

Mini Lesson 3.

Remember what we talked about a couple of weeks ago when we talked about toys and things not making us happy and bringing us joy?

Ask: What are some things that can make us happy and bring us joy?

Each time we obey God we get more of Him. He makes our hearts want what HE wants rather than what WE want.

Lesson 11: Joy Comes from the Lord, Not Things

Explain

Have students stop and think for a minute about how they can get more of God and less of things

God wants us to focus more on him than toys, video games, Tik Tok or other things. God wants us to pray and read the bible daily. This is what brings us joy and makes God happy.

Ask: How can we focus more on him and his word?

God wants us to spend more time with him by praying and reading the Bible daily. The more we do those things the more we become closer to God. This makes him happy.

Elaborate

Pass out community worker hats and have students go to work.

Call quitting time and have students clean up and return their hats Come back to the carpet with their piggy banks

Pay students $20 for their work that day Have them pay their bills for the week and put the savings that is left over into their piggy bank

Evaluate

Ask God for more of him and less of things.

The scripture says: “Ask, and it will be given to you; seek, and you will find; knock, and it will be opened to you.” Matthew 7:7

Lesson 11: Joy Comes from the Lord, Not Things

If we ask God to give us more of Him so that our hearts want what He wants he will give us that. We won’t want the things we want. We will want what God wants for us.

Have students write down how they are going to let God into their lives more and how will that bring them joy?

Centers

Instructions: Students will rotate clockwise every 10 minutes when the timer goes off. They should take their Student Workbooks with them to each station.

1. Teacher Center

Meet with students to discuss how they can have a relationship with God. The teacher will discuss things students can do to get real joy. Explain to students that toys, games, friends, social media all are temporary joy.

Writing

Explain what you have learned in today’s lesson What are some things that you can change in your life to get real everlasting joy?

Arts & Crafts

Color the word JOY. Inside of each letter students will write things that they can do to have everlasting joy.

Color

Students will color the Psalm 126:3 Coloring Sheet.

Lesson 11: Joy Comes from the Lord, Not Things

Lesson Wrap-Up

1. Final Thoughts

True and lasting joy doesn’t come from the things we own—it comes from our relationship with God. Toys, clothes, and money can make us happy for a little while, but only God can fill our hearts with joy that never fades When we trust Him, follow Him, and thank Him for all He’s done, we experience a joy that stays with us no matter what. Remember, joy is found in Jesus not in stuff!

2. Prayer

Dear God, Thank You for teaching us that true joy comes from You, not from the things we own. Help us to remember that Your love is the greatest gift we could ever have. Fill our hearts with joy that lasts, even when life is hard or we don’t have everything we want. Thank You for being with us always and giving us what we truly need Amen

Home Connection

As you go through your week look for opportunities to ask God to give you a heart to want what He wants for you When there is a time during the week that you really, really want something, but know it isn’t something you need, take that time to talk to God

Show What You Know!

Objectives:

Students will be able to demonstrate that money comes from working/job. Students will be able to demonstrate how to use their money for God’s glory

Lesson 12: Show What You Know!

Teacher Resources

Home Connection Sheets - to be printed (pg. 154)

** Digital Links available at www.liftinstitute.org/digitalresources **

Materials

Facilitator Guide

Student Workbooks

Pencils

Easel w/Chart Paper

Markers (for Easel)

Paper Bags

Construction Paper

Glue Sticks

Scissors Markers

Home Connection Sheets (Lesson 12)

Lesson 12: Show What You Know!

Prayer

Dear God,Thank You for all we’ve learned about money, work, and honoring You Today, as we show what we know, help us remember that money comes from working hard and making wise choices Teach us to use what we’ve learned to bring glory to You in everything we do Thank You for giving us the tools to be good stewards of all You’ve given. Amen.

Memory Verses

And my God will supply every need of yours according to his riches in glory in Christ Jesus (Philippians 4:19)

Every Good and perfect gift comes from God (James 1:17)

Engage

1. Review/Thinking Ahead

You have learned so much and you are ready to share what you know with the world. To demonstrate your learning and creativity, you will be showcasing your understanding of the importance of saving money and honoring God with our money.

Have the students get into groups of four.

Before we begin, let’s review what you’ve learned.

Ask: What is money?

Lesson 12: Show What You Know!

Have students share answers with their group

Ask: How do we earn money?

Ask: What is a want? What is a need?

Ask: How do we honor God with our money?

Ask: What do we call the money we don’t spend?

Ask: How do we honor God with our money?

Explore

After students discuss the answers to the questions, pass out paper bags, construction paper, glue stick, scissors, and markers to each group Tell students these craft materials will be used to create puppets and props for a puppet show. Each student is to make their own creative puppet and props.

Students will work in groups to create their puppet and props.

While students are creating their puppets and props, the teacher will construct a puppet theater out of a cardboard box. This theater needs to be set on top of two classroom tables pushed together and covered with a large piece of fabric. When presenting, the students will kneel behind the covered table and reach their puppets up into the opening of the theater (box)

Lesson 12: Show What You Know!

Mini Lesson 2.

The purpose of this activity is to make sure you demonstrate understanding that in order to make money they must work. Money does not grow on trees. It does not appear like magic. You have to work hard at a job and show up everyday to get paid a salary. Using your money for God’s glory is the key. God created us to work hard and to do hard things.

Elaborate

Using notebook paper, students will use their creativity to write a script for their puppets The script must contain information from previous lessons. This shows understanding of the objectives that were taught. Tell students they may use the answers from the questions that were asked at the beginning of the lesson as a guideline to show what information that is expected to be shared through the puppets.

Evaluate

Take time to have each group perform the puppet show they created

When called, each group will introduce their show to the audience by saying the title of the show, character names, and who will be playing each character Then, students will arrange themselves behind the theater with their puppets and props As students “disappear” behind the theater, the audience will be able to focus on the puppet performers.

Encourage the students in the audience to give positive feedback by stating what they liked about the performance.

Lesson 12: Show What You Know!

Assess students' understanding of the objectives by the way they present the information in their puppet show

Lesson Wrap-Up

Final Thoughts

Today we put everything we’ve learned into action! We remembered that money comes from working and that we are called to use it wisely for giving, saving, spending, and most importantly, for God’s glory. Being a good steward means making choices that honor God with everything He gives us Keep practicing what you’ve learned, and remember: when you use your money wisely and with a thankful heart, you are showing the world who God is through your actions.

God doesn’t ask us to do things then leave us alone. He is always with us He will always listen to our prayers and he will always give us the strength to be obedient to what he calls us to do We were made to do hard things because God is always with us!

Scripture Connection 2.

Keep your life free from love of money, and be content with what you have, for he has said, “I will never leave you nor forsake you.” So we can confidently say, “The Lord is my helper; I will not fear; what can man do to me?” (Hebrews 13:5-6)

It is the Lord who goes before you. He will be with you; he will not leave you or forsake you. Do not fear or be dismayed. (Deuteronomy 31:7-8)

Lesson 12: Show What You Know!

3. Prayer

Dear God, Thank You for teaching us that true joy comes from You, not from the things we have. Help us remember to be thankful and to find our happiness in knowing and loving You Thank You for giving us joy that lasts forever We love You and want to follow You every day. Amen.

Home Connection

Share what you know and have learned with your family and friends Dream big! Remember that Jesus loves you endlessly and He is with you as you make money and use it for God’s glory!

Teacher Resources

Songs & Videos

Needs and Wants Video

https://wwwyoutubecom/watch?v=WRcgRimBac8

Joseph and Potiphar Video

https://www.youtube.com/watch?v=lYAR3cgFi6I

Tithing Video for Kids

https://youtu.be/CWf8gty3w84

Kaitlyn’s Sparkly Test of Integrity https://youtu.be/wyZ6FEItTak

Tina the Turtle Saves for a Rainy Day Video https://www.youtube.com/watch?v=6-7HmqdLYUc

I’ve Got This Joy, Joy, Joy, Joy Down in My Heart https://wwwyoutubecom/watch?v=LylgwOEI7AY

** Digital Links available at www.liftinstitute.org/digitalresources **

Teacher Resources

Circle Map (For Defining)

Key Components of a Circle Map:

Central Circle: Contains the primary topic, concept, or idea that is being explored

Outer Circle: Encircles the central circle and is used to record related ideas, details, supporting information, or brainstorming related to the central topic.

Frame of Reference (Optional): A square or rectangle placed outside the outer circle. It provides context for the topic and can be used to address questions about the topic's source or perspective.

Teacher Resources

Tree Map (For Classifying)

Tree Maps help students to group main ideas and details and to classify things and ideas into categories The main category or topic is written at the top of the “tree” A “connection line” connects the main idea to sub-categories or the supporting ideas to specific details

Main Idea

Teacher Resources

T-Chart Map (For Comparing)

A T-Chart map is a visual tool used for comparing and contrasting, organizing information, evaluating options and weighing pros and cons between to topics

Topic 1

2

Teacher Resources

Needs & Wants

Needs

Wants

Hula Hoop Challenge Labels

NEEDS WANTS

Teacher Resources

Hula Hoop Challenge Scenario Cards

Cal has been given quite a lot of money by his grandad. He went shopping with his family but didn’t know what he was going to spend his money on yet.

Should Cal save or spend his money on what he wants?

Bella has been given some money for her birthday. She wants to buy a holiday dress that costs more than what Bella has in her wallet. The holiday is months away.

What should Bella do?

Michael sees a great deal on a new watch that he’s been wanting. Michael checked his savings and found out that he doesn’t have enough money to buy it yet.

What should Michael do?

Keshia has money in her purse and some extra money in her piggy bank at home. She has seen a toy she wants. She has enough money to buy the toy and will have some money left over.

Help Keshia decide whether to spend or save her money.

Marcus has enough money to buy Roblux. He gets an allowance every week and will get more money for completing his chores on Saturday.

What should Marcus do with his money?

Resources

Find Somone Who

Match each character to their job title by writing it’s letter in the corresponding box.

Construction

A. B. C. D.

E. F.

G. H.

J. K.

Teacher Resources

Give, Save, Spend Piggy Bank

Supplies

Three-Section Plastic Container w/ Lid

3 Labels (1-inch x 2⅝-inch)

1 Label (2-inch x 4-inch) Stickers

Directions

Use the 1-inch x 2⅝-inch Labels to label the three sections on the side of the outside front of the section GIVE SAVE SPEND

Use the 2-inch x 4-inch Label to add the Student’s Name on the Lid.

Use stickers to decorate the Give, Save, Spend Bank!

Teacher Resources

Job Cards

Teacher

Helps students learn new things like reading, math, and science Plans lessons and activities for the classroom. Encourages students to grow, ask questions, and do their best.

Mail Carrier

Delivers letters and packages to homes and businesses

Walks or drives to many places each day. Helps people stay connected by bringing their mail

Police Officer

Keeps people safe and helps stop crime. Works in the community to protect homes, schools, and businesses. Helps people in emergencies and teaches about safety

Doctor

Helps people feel better when they are sick or hurt. Checks your body to make sure it’s healthy Gives advice on eating healthy, exercising, and staying well.

Chef

Prepares and cooks food in restaurants or cafeterias

Follows recipes and creates meals people enjoy. Keeps the kitchen clean and food safe to eat

Construction Worker

Builds homes, schools, roads, and buildings

Uses tools and machines to do their work safely. Works as a team to follow building plans

Teacher Resources

Banker’s Log

The Banker’s Log is setup for 10 student and 10 dates There are 3 copies in the Facilitator’s Guide (pg 134-136) to use for additional students or dates, and you can print more from the digital Teacher Resources, if needed

How to Use

Label the student names across the top. Label meeting dates down the left side. For each deposit ticket you receive from a student, you will add money to the students account by adding it to the corresponding cell on the Banker’s Log. See example below.

MY BUDGET

Use

Teacher Resources

Carrots

Teacher Resources

Super Saver Tracking Sheet

Use this sheet to track your savings. Write the amount you save each week and record your balance each time you save to see how much you have saved when you finish the sheet.

Managing Our Money for God’s

Glory

Home Connection - Lesson 1

To keep the learning going at home, students can earn points during the week for doing things without being asked. For example, making up their bed.

Children will learn what it means to earn or work for their points and how it correlates to earning and working for money Then children will use their points to buy time and activities If one activity is especially expensive they will learn how to bank or save their points for this particular activity

Managing Our Money for God’s Glory

Home Connection - Lesson 1

To keep the learning going at home, students can earn points during the week for doing things without being asked. For example, making up their bed.

Managing Our Money for God’s

Glory

Home Connection - Lesson 2

To keep the learning going at home, students can earn points during the week for doing things without being asked. For example, making up their bed.

Managing Our Money for God’s Glory

Home Connection - Lesson 2

To keep the learning going at home, students can earn points during the week for doing things without being asked. For example, making up their bed.

Managing Our Money for God’s

Glory

Home Connection - Lesson 3

To keep the learning going at home, students can earn points during the week for doing things without being asked. For example, making up their bed.

Managing Our Money for God’s Glory

Home Connection - Lesson 3

To keep the learning going at home, students can earn points during the week for doing things without being asked. For example, making up their bed.

Managing Our Money for God’s

Glory

Home Connection - Lesson 4

To keep the learning going at home this week, have the students practice patience and self control.

This could be something they are rewarded for during the week to earn their points for activities during the week. It is important to praise children when you see them doing these things throughout the week without reminders. It is something they can also help you with throughout the week. This is a family activity where you love each other with patience and self control. Families are encouraged to track behaviors on a daily chart as a visual reminder to keep students motivated through rewards and recognition.

To keep the learning going at home this week, have the students practice patience and self control.

Managing Our Money for

God’s Glory

Home Connection - Lesson 5

Continue practicing patience and self control at home and reading Galatians 5: 22-23.

This is also a good time to work on a budget at home with the points they earn for chores and kindness. Put what they have been doing for the last four weeks into a paper budget they can see and work with. This could be as big as chart paper so that everyone can participate.

Home Connection - Lesson 5 Managing Our Money for God’s Glory

Continue practicing patience and self control at home and reading Galatians 5: 22-23.

Go home and talk to someone you know and trust about what a good steward is and how we are all called to be good stewards of what God has given us so that we can glorify Him each day Share how we can do that by saving our money and practicing patience and self control

Home Connection - Lesson 11

As you go through your week look for opportunities to ask God to give you a heart to want what He wants for you. When there is a time during the week that you really, really want something, but know it isn’t something you need, take that time to talk to God.

Share what you know and have learned with your family and friends. Dream big! Remember that Jesus loves you endlessly and He is with you as you make money and use it for God’s glory!

Share what you know and have learned with your family and friends. Dream big! Remember that Jesus

Teacher Resources

Attention Grabbers

Freeze Game

Play music. When the music plays the students can dance around. When the music stops they must freeze. Do this three times. After the third time freezing make sure the students stay frozen as you give the next direction. Tell the students that you will count to three and they will tip toe back to the carpet as quiet as a mouse.

Stop And Think

Have students hold their hand in front of them like a stop sign Then use that hand to point to their brain and close their eyes to “think” about the question being asked This allows students to physically stop and think about their answer without talking to others.

Call and Responses:

Teacher: macaroni and cheese, Students: everybody freeze

Teacher: if you can hear me touch your nose, if you can hear me clap once, if you can hear me zip it, lock it, and put it in your pocket

Teacher: Bump buda bump bump Students: bump bump

Teacher: Class, Class Students: Yes, yes Teacher: classify class class

class Students: Yessity Yes yes yes. Teacher: Class, class, class

Students: Yes, yes, yes ** Digital Links available at www.liftinstitute.org/digitalresources **