West Knoxville, TN April 2024

Windy Hill Farm and Preserve is East Tennessee at Its Best

FOOD + BEVERAGE REIGNITING FIRE + SMOKE

APRIL

APRIL

APRIL

MAY

Invest In What Matters Most

April brings new energy and new ways to spend our resources of time and treasure. Our children, our spouses, our careers, our grandchildren, our friendships, our hobbies and weekend pursuits, our community … fill in the blank with your own. Our personal portfolio makes it clear what we value and what we love when we take a moment to look at where we pour our time, resources, and energy. In this April issue, we want to shower you with a few stories about some of our neighbors who choose to invest in what matters most to them to the benefit of all of us.

Our cover story recounts the vision behind Windy Hill Farm and Preserve. Steven Brewington’s investment in his family’s farm — and grandfather’s dream — has evolved into an enriching destination where folks can play, relax, and revive in what the Preserve likes to call “The Carefree Experience.”

Western transplants Doug and Tara Snover took maybe a New York minute to decide to invest in a rare opportunity to not only plant roots, but also give back to their new neighborhood of West Knoxville with the revival of beloved Fire + Smoke.

History is a series of stories about how and where our ancestors chose to devote themselves and their resources. Take advantage of the greening month of April to lace up and stroll back in time. Follow this fascinating trail of vintage postcards that highlight some of our most venerated historic buildings from the early days when Knoxville stood on the American frontier.

The return of Spring means it’s one of our favorite times, the Dogwood Arts Festival, and there are plenty of performing and fine arts events to spend your precious after-work time on.

Marc and I are vested in sharing the good news all around us with our readers and supporting the local business community through the blessing of publishing this magazine. Your readership is a monthly gift of your time to us, as is the loyalty of our advertising partners who make this effort possible. When you are ready to make purchasing decisions – please remember the investment of your patronage matters to the life of our community and these local businesses!

AMY

April 2024

Marc Rochelson | marc.rochelson@citylifestyle.com

Amy Campbell | amy.campbell@citylifestyle.com

Jennifer Adams | Jennifer.Adams@citylifestyle.com

Patricia Storm Broyles

Patricia Storm Broyles, Jennie Treadway-Miller, Paul James, Jack Neely

Ben Finch, Taylor Martin, South Made Marketing, Windy Hill Farm and Preserve

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Taking Care of Our Future, One Child at A Time

Since 1937, East Tennessee Children’s Hospital has been your partner in expert care for your child. From primary care to emergencies and surgeries, our team is here to put your family first. East Tennessee Children’s Hospital is taking care of our future, one child at a time.

BEHIND EVERY GREAT DOCTOR IS GREAT DOCTOR.

When it comes to complex diagnosis and advancing scientific breakthroughs, more minds are better. As an academic medical center, our doctors trust, collaborate with and confide in each other for new perspectives and new ideas. It’s a true comprehensive approach to your care, so you can live a better life. And that’s what wisdom can do for you.

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The 2024 Talahi Plant Sale

The Knoxville Garden Club and Garden Study Club present the Talahi Plant Sale April 20 from 9 a.m to 2 p.m. This is the 60th anniversary of the much-loved event and will be held at Westminster Presbyterian Church. The sale boasts a vibrant assortment of plants, shrubs, perennials, annuals, home-baked goods, and local gardening vendors. All proceeds from the sale go to benefit community organizations like Blount Mansion, Knoxville Botanical Gardens, and Ijams Nature Center. For more information, visit KnoxvilleGardenClub.org

The 2024 Garden Party supporting Random Acts of Flowers

You are invited to the 2024 Garden Party supporting Random Acts of Flowers at the home of Mary Ellen and Steve Brewington, which overlooks the Tennessee River, on May 9, beginning at 5:30 p.m. This event is a celebration of RAF’s purposeful mission to deliver joy, encouragement, and flowers to those who need it most. For more information, visit RAFKnoxville.org

Tours of Real Good Kitchen

For those curious about what Real Good Kitchen does behind the scenes, they extend a warm invitation to join them for a tour of RGK every second Saturday (10-11:30 a.m.) and every fourth Thursday (5-6:30 p.m.). They open their doors to Knoxville-area food entrepreneurs and makers interested in taking their businesses to the next level. Join them for A Taste of Real Good Kitchen at the Dogwood Arts Festival in World's Fair Park, April 27-28. TheRealGoodKitchen.com

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ATTORNEYS & COUNSELORS AT LAW

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We provide strong legal representation to help athlete with contracts, negotiations and compliance. We also help the athletes as they transition into life after sports, branding and business.

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East Tennessee at Its Best

ARTICLE BY JENNIE TREADWAY-MILLER

STEVEN BREWINGTON ON THE CULTURE AND HERITAGE OF WINDY HILL FARM

Photos by Windy Hill Farm and Preserve

““There’s all manner of outdoor exploration, but there’s also rest and relaxation," says Marlee Warwick, director of hospitality.

In 2000, George W. Sampson, founder of Cherokee Distributing Company, bought some land in Loudon on the banks of the Tennessee River and named it Windy Hill. He was fulfilling a long-term dream he had of owning a swath of land in East Tennessee and running cattle on it. His grandson, Steven Brewington, spent many summers on that farm, doing whatever the young teen could do to help.

Then, in 2014, after graduating from The University of Tennessee, Steven came back to the farm with fresh eyes. He started looking at other ways to use the property while still honoring what his grandfather had begun when Steven was just a boy. The family wanted to invest in the land, to recoup and reestablish healthy, quality habitats for wildlife and, subsequently, invest in the community at large by offering something special and unique that didn’t require a long drive from Knoxville. The decision was made to move away from the cattle-centric concept and consider an avenue that was beneficial to the land as a whole.

“That’s when the quail hunting started,” says Steven. “We started selling off the herd and converted more pasture and hay crop to wildlife habitat over the course of four years. We started some guided hunts here in 2018, small-scale and occasional, and it snowballed from there.”

The vision ignited for what Windy Hill Farm and Preserve could be and the big ideas started to take shape. They wanted to create an elevated upland hunting experience – upland meaning quail, pheasant, chukar, and other land fowl, though Windy Hill is exclusively focused on quail. They built a main lodge for visitors to rest, eat, and enjoy the property. But then they realized that hunting was season-specific, and this pushed them to consider what the property might be used for in spring and summer.

Since Windy Hill is a short 30-minute drive from Knoxville, it was worth considering what locals might enjoy if they wanted a staycation in a place that felt far away but wasn’t. So, they built more lodging.

Currently, the property boasts 17 double-occupancy guest rooms, plus a farmhouse that sleeps six to ten adults.

“We opened on July 1, 2022 for leisure guests and non-hunting folks,” says Steven. “We’re coming up on two years, and it’s been great. We’re still getting our name out there and building our reputation, but we’ve become a favorite spot for a lot of people.”

A quick perusal of the activities list covers a lot of options for those non-hunting folks. Across the farm’s 650 acres, guests can enjoy bike riding, archery, fishing, kayaking and paddle boarding, orchard walks and casual hikes, yard games, and on it goes. Not outdoorsy? No problem. Opt for an in-room massage, crafts such as leaf pressing and wood burning, nightly bonfires, and, for the foodie, cooking classes at the on-site restaurant, Wilder.

It’s like summer camp for adults – and you can bring your dog.

“There’s all manner of outdoor exploration, but there’s also rest and relaxation. You can have a hands-on beekeeping experience with a honey tasting, or you can go over to the garden and talk to Amanda about what’s being grown for the Wilder restaurant. Or, you can take a wine hike, which is really a stroll, with five stopping points to taste wine and have some instruction there,” says Marlee Warwick, director of hospitality. “It’s great for a weekend getaway, where all meals are inclusive, or you can just come to dinner Thursday, Friday, or Saturday night, or brunch on Sunday. It all depends on your priority and what you’re interested in doing. It’s a great place no matter the season.”

Dinner is by reservation, but walk-ins are welcome for Sunday brunch.

Marlee is particularly pleased to suggest a cooking class with Chef Ben Warwick, her husband, whose resume includes The Orangery and Cherokee Country Club. The food at Wilder is an homage to the South, with some French and Spanish-inspired dishes, and is largely rooted in ingredients grown there on the property.

“

“What’s special is our people, our employees,” says Steven. "We spend a lot of time making sure they enjoy the property too."

”

Wilder patio view

Photos by Windy Hill Farm and Preserve

Not long after the couple married in May 2020, Mary Ellen Brewington approached them about joining the staff at Windy Hill. She knew they came as a pair. The Warwicks had toyed with the idea of opening their own restaurant, with his experience as a chef and her long-standing experience in hospitality (her resume includes Tomato Head, Knox Mason, as well as the Cherokee Country Club), but the Windy Hill concept was too good to pass up.

“We aim for The Carefree Experience here, where a guest can leave any care or worry at the door. We’re excellent note-takers, which is where great hospitality begins. Whether it’s an allergy or restriction, or

there’s an anniversary you’re celebrating, or the guest is a caretaker who needs a weekend away – these are all signals we look for,” says Marlee. “We craft an experience from start to finish. We’re not a large resort by any means, but we’re intentional. We have real relationships with our guests, and we’re not in the middle of nowhere. Once you pull onto the property, you sense the peace and quiet.”

The success of Windy Hill can be attributed to many things – the sheer beauty of the place, the array of options, the restorative nature of the land. But all of that had to begin somewhere. There had to be a fount from which all of this flows.

CONTINUED >

Photo by Taylor Martin

“I could write a book about the investment the Brewingtons have put into this community. They are over the top with their generous spirit. The only reason we have Windy Hill is because they saw the need to share it,” says Marlee. “They love East Tennessee, and they wanted to make an enriching experience for everyone. They really say, ‘This farm is your farm,’ and I see our guests being more than pleased, nourished, and restored. But, our team receives that as well, which is special. It’s a joy and privilege to be here.”

Indeed, the guest experience extends to the staff, which isn’t typical in hospitality, widely known for its long hours and continual self-sacrifice. The very nature of the service industry demands giving of oneself to the pleasure of others, but the Brewingtons aren’t having that.

“What’s special is our people, our employees,” says Steven. “They’re adopted into the family and we take care of them so they’re happy, healthy, and sustainable. We spend a lot of time making sure they enjoy the property too. We want them to do the activities we offer guests. They are our biggest salesmen, whether

it’s serving tables or checking on rooms or guiding hunts. That makes it an approachable, palatable destination for guests.”

As for the Brewingtons, there is hope that Lila, Jack, and Rosie – Steven and Allie’s young children – will one day play the role that Steven did in his childhood, helping where they can, getting their hands dirty, and learning about what it takes to share the family farm with others.

“I would hope my kids have an interest [in the farm]. With my mom’s family having a business with Cherokee, we were aware of what my family did, but there was no pressure to go one direction or another. But I hope they love the place as much as I do,” says Steven. “This is the natural state for me. I was never going to be a desk guy. This is our culture – to be out and about. Growing up, everybody’s mama had a garden or their dad had a dove field he was working on. It’s part of our culture and heritage. It’s just East Tennessee at its best. We’re dirty-fingered people who like to work and enjoy and share the fruits of our labor.”

Learn more at www.WindyHillFarmTN.com

Photo by Windy Hill Farm and Preserve

Windy Hill

Preserve

- Steven Brewington “ ”

We’re dirty-fingered people who like to work and enjoy and share the fruits of our labor.”

Photos by

Farm and

REIGNITING FIRE+SMOKE

How Saving a Place

Night Became a Labor of Love

ARTICLE BY WEST KNOXVILLE LIFESTYLE STAFF

PHOTOGRAPHY BY SOUTH MADE MARKETING

Enthusiastic foodies and recent transplants from Phoenix, Doug and Tara Snover had searched for a year in their new hometown for “our place” for a weekly date night. Among the many options in a thriving restaurant scene, Tara finally discovered the place in West Knoxville in August 2023.

Julia Child put it so simply, “People who love to eat are always the best people.”

for Date

Owners of Fire + Smoke, Doug and Tara Snover

“This rare opportunity gave us a very special way to plant roots and invest ourselves in a meaningful way in our new community in West Knoxville.”

“Everything about it was knock your socks off incredible,” Doug says. “We went seven or eight times in less than three months making our way through an excitingly great menu. We became raving patrons.”

But the budding romance with Fire + Smoke was short-lived for the busy parents of three kiddos under five. One late October morning Tara called her husband, almost crying, “Our place just closed!”

Doug, a project executive for a Knoxville general contractor, was driving to a ribbon-cutting for one of his projects. But, like his wife, he was shocked that the premier steakhouse they had come to love had closed so suddenly.

Tara remembered the chef’s name and before parking the car, Doug messaged him on Facebook. Within the hour after his event, Doug and Executive Chef Jared Martin had spoken and set up a meeting the next day. Jared explained to Doug that the owner came in that Monday during prep and announced they were

closed immediately.  Jared had the hard task of calling the staff and telling them not to report to work.

“Looking at their financials with Jared, it was clear the restaurant was really taking off. Through no fault of Fire + Smoke, it was shuttered as part of the whole portfolio.  My only question was if Jared and his team wanted to get the restaurant going again. The answer was a resounding yes," says Doug. "Feedback from patrons let us know they were devastated. It seemed time to act. I am a pretty impulsive person in some regard and like to act on things I feel good about.”

It became apparent there was a tight window for a go or no-go. They wanted to bring all the employees back, and Doug learned from the leasing company there were several restaurants interested in the space. After researching and developing a business plan, Doug and Tara made the decision within a week to step in and invest the money to save it.

CONTINUED >

Pork belly confit with sweet potato puree, pickled red onions, spiced sorghum

“We felt strongly that the West Knoxville community really needed and deserved a great restaurant that allowed people to stay near home and avoid the trek downtown,” Doug says.

As a seasoned project manager in the building industry, Doug knew how to assemble the right team with all the skill sets needed to make the revival of Fire + Smoke a success.

“ Fortunately, Jared was part of an LLC with three other guys with the experience in the food service industry in Knoxville we needed,” Doug says. “So, we created a profit-sharing partnership agreement with them. It was a huge blessing to help achieve our goals.”

Doug cites their managerial consultant services in key areas of finance, marketing, special events, procurement, and operations as critical to driving a smooth relaunch.

After the decision was made, it was all hands on deck with the leadership team, which also included the restaurant’s inventive Bar Manager, Joe Trail, and server Mandy Glenn with front-of-house management and wine purchasing, to get the restaurant ready with inspections, licenses, permits, and restocking with food and beverage purveyors.

Fire + Smoke relaunched with a friends and family soft opening on December 16 and a public opening on December 19 – just two months shy of its closing in October. The timely receipt of their liquor license the weekend before Christmas was a real gift. Solid marketing has brought a great resurgence of patrons – performing above pre-closing levels.

Known for its winning combo of Châtel Farms’ prime cuts, Appalachian ingredients, Southern flavors and artisanal cocktails, the only negative on its 4.99 star Google reviews prior to closing was  it’s expensive. The reopening strategy was to “take off some of the super high-end products, bring our prime cuts price down slightly, and round out the menu with chicken, fish and pasta dishes to offer accessible premium dining to more people,” Doug explains.

Top: Châtel Farms 16oz ribeye

Bottom: Norwegian halibut with black eyed peas, crispy kale, lemon basil vinaigrette

Tweaks included additional days and hours, opening for lunch and dinner Tuesday through Sunday. It gives the Northshore business community a high-quality, competitively-priced alternative to fast food.

“You can come in and have an extraordinary dinner with our high-end specialty cuts or enjoy your dining experience with a lower-end cut, but still a premium steak.”

Tweaks included additional hours, opening Tuesday through Sunday for lunch and dinner.

“We wanted to give the Northshore business community a high-quality alternative to fast food at a competitive price – and a new weekend lunch option for friends and families to enjoy,” Doug explains. “Moving forward, we’ll maintain our incredibly high standard of quality, review feedback, and make small corrections for continuous improvement. That’s my methodology in business and in life.”

Doug is big on speaking directly with guests for feedback. Tara adds, “But we also love dining and just blending in, observing and listening to our guests’ comments about their experience. Usually, they have no idea the owners are seated at the next table!”

“From the moment I saw our house on Zillow when we were still in Phoenix, I felt it was a calling to move here – that this is where God led us to be. And so far, everything that’s happened, the people we’ve met, and the friends we’ve made have all been amazing. We wanted to express our gratitude to this community.”

What began as a way to rescue “our place for our date night ” became a whole lot more.

Doug sums up, “The opportunity to become a business owner in the West Knoxville community where we live was something we never imagined would come our way. This opportunity was so rare and different than we might ever get again – to invest in a high-performing machine, keep a creative chef and his team together, restore a beloved restaurant to its community, and treat potentially thousands of people to a premier dining experience.”

Doug and Tara chose Knoxville to move to in 2022 when they decided to leave Arizona after the passing of his parents and grandparents in a difficult season of loss.

“We were ready to start fresh. We were blessed to find the quality of life – the mountains and lakes and the “downhome” feeling of a small-town neighborhood – that we were seeking for us and our kids. Tara and I wanted to immerse our family in our new community … Fire + Smoke gave us a very special way to plant roots and invest ourselves in a meaningful way in our new home in West Knoxville.”

Book reservations at www.Fire-Smoke.com

Top: Norwegian halibut with black eyed peas, crispy kale, lemon basil vinaigrette

Bottom: Crème brûlée cheese cake

Stylist Marissa Smith

Photo: Madison Taylor Photos

KNOXVILLE SHOEBOX COLLECTION

New vintage postcards highlight the history of Knoxville places and events.

At the nonprofit Knoxville History Project, we are always on the lookout for old images for our Knoxville Shoebox digital collection. If you have interesting photographs, postcards, or brochures from any era, we’d love to hear from you so we can preserve the visual history of Knoxville and make it available for researchers of the future.

ARTICLE BY JACK NEELY AND PAUL JAMES PHOTOGRAPHY BY COLLECTION OF ALEC RIEDL

Blount Mansion Alec Riedl Postcard Collection

This month, we highlight several postcards representing the very early days of Knoxville when it was a fledging town on the American frontier. Both James White’s Fort and Blount Mansion are a short walk from each other on East Hill Avenue along a kind of “Founder’s Row” and are must-sees for anyone wishing to know more about life during Knoxville’s formative years.

JAMES WHITE’S FORT

The original homestead of James White (1747-1821), a Captain of the Revolutionary War from North Carolina, officially represents the birthplace of Knoxville. White arrived in the area around 1785 and established the first permanent structure. More settlers joined him, living among several cabins within a courtyard all enclosed by a stockade fence to keep out wild animals and anyone else. Originally located about where the State Street Garage now stands adjacent to First Presbyterian Church, White’s cabin was dismantled in the early 1900s and incorporated into a suburban house on Woodlawn Pike in South Knoxville. The surviving parts of White’s cabin were rescued as part of an effort led by the City Association of Women’s Clubs to reconstruct White’s Fort on East Hill Avenue. It opened to the public in 1970.

BLOUNT MANSION

William Blount (1749-1800), a significant land speculator from eastern North Carolina, served as the Governor of the Southwest Territory (1790 to 1796) and worked alongside James White to

establish the territory’s capital here in 1791. Blount soon built his “grand” house which is widely believed to have been influenced by his strong-willed wife, Mary, with its “modern” design. Frame houses with windows were extraordinarily unusual on the frontier, so rare that visiting Cherokee reportedly called it “The House with many Eyes.” Saved from the wrecker’s ball in the 1920s when it was slated to become a parking lot for the adjacent Andrew Johnson Hotel, the mansion became the city’s first public museum and has endured as Knoxville’s only National Historic Landmark.

FEDERAL BLOCKHOUSE

When Knoxville was founded in 1791, William Blount named it after his immediate superior, Gen. Henry Knox, then Secretary of War under President George Washington. Although Knox never visited here, Blount may have hoped his choice of name would afford the new town some protection. In any case, a federal garrison and blockhouse were established on top of the bluff above the river, the site is now occupied by the old Knox County courthouse. It was a stone’s throw from Blount’s home and existed during a time when an early visitor to Knoxville described the place as having “ten stores and seven taverns.”  While the blockhouse was never attacked directly, it played a role in discouraging a potentially lethal Chickamaugan assault in 1793. This speculative scene was painted a century later around 1900 by artist Lloyd Branson, who is regarded by many as Knoxville’s first professional artist.

Knoxville Blockhouse 1790s Alec Riedl Postcard Collection

CRAIGHEAD-JACKSON HOUSE

Adjacent to Blount Mansion on an old remnant of State Street that once ran down to the river is the Craighead-Jackson house dating to about 1818. It’s named after John and Temperance Craighead, who had connections to pioneer families such as the Whites and the Ramseys. The house is believed to have been built using bricks hand-made by enslaved workers belonging to the family. Notably, Knoxville Mayor William Swan lived here briefly in the 1850s before it was owned for several decades by physician George Jackson. Numerous owners followed over the years until it was purchased by the City of Knoxville in 1957. It later served as a visitor

center for Blount Mansion. The house and gardens have recently been restored.

ABOUT KHP

The mission of the Knoxville History Project (KHP) is to research, preserve, and promote the history and culture of Knoxville, Tennessee. Through research and engaging programs, KHP tells the city’s stories, focusing on those that have not been previously told and those that connect the city to the world. KHP’s stories, programs, and publications educate and help residents and visitors understand the city’s past and its complicated but dynamic heritage, and also inspire an appreciation for the city’s culture.

Donations to support the work of the Knoxville History Project, an educational nonprofit, are always welcome and appreciated. KHP’s best-seller, Historic Knoxville: The Curious Visitor’s Guide and the latest collection of stories, Knoxville Lives V, is available at KnoxvilleHistoryProject.org, East Tennessee History Center, and Union Ave Books. To get in touch, please contact us at (865) 337-7723 or email Paul@knoxhistoryproject.org.

Craighead Jackson House Alec Riedl Postcard Collection

ARTICLE BY ANGELA BROOCKERD PHOTOGRAPHY BY JANIE JONES

INDOOR PLANT GUIDE

Investing in indoor plants can not only spruce up your living space, but also bring numerous health and well-being benefits

Bringing the outdoors in with the use of house plants is a great way to add color and dimension to your space. We sat down with Jesse Nelson at Family Tree Nursery, based in Kansas, and discussed the benefits of incorporating plant life into your home. “There are plenty of studies on the health benefits of plants, and the evidence suggests that being around plants and caring for plant life increases overall wellness,” explains Nelson. “Anytime you bring a plant into a home or work environment, it’s going to make you feel better. It is going to beautify the space in a way that art cannot, and they also have the added benefit of  purifying the air.” There are a wide variety of indoor plants that work for any space and light situation that you may have. Regardless if you have a green thumb or a black thumb, there are plant varieties that fit your lifestyle. Here are a few of our favorite indoor plants to incorporate into your home.

Anthurium has gorgeous, colorful flowers and is the easiest indoor flowering plant to care for. It comes in a variety of colors including red, white, orange and purple. Anthurium likes to be dry, so let it go bone dry before watering. Fertilize every so often, especially when blooming. These plants do not like direct sunlight and can be repotted every three to five years.

This cascading plant is gaining popularity due to its succulent-like leaves and also because it is fairly easy to care for. The Hope Peperomia likes medium to bright direct sunlight. It does well as a tabletop plant or a hanging plant. Watering is only needed one time a month regardless of plant size.

“Anytime you bring a plant into a home or work environment, it’s going to make you feel better. It is going to beautify the space in a way that art cannot, and they also have the added benefit of  purifying the air.”

This is a slow-growing variety that is architectural and compact. This plant is a great statement piece and looks great in an entryway or by a chair. There are a lot of varieties and colors of the Dracaena. They are very resilient in low light and are great for an office space with little or no light. They like to stay on the dry side, so they like to be watered when they are about ½ to ¾ of the way dry. When watering, give it a good soak. Pro tip: A moisture meter can be purchased and used to determine how dry your plant is to help determine when it is time to water again.

ANTHURIUM:

DRACAENA JANET-CRAIG COMPACTA:

HOPE PEPEROMIA:

YOU ONLY GET ONE RETIREMENT

Retirement marks the culmination of years of dedication, perseverance and sound financial choices. It's often envisioned as a period of relaxation, exploration and deep connection with family and friends. However, this dream doesn't just manifest. It necessitates forward-thinking and detailed planning, regardless of one's financial status. Amid global economic changes, evolving life expectancies and intricate tax systems, an all-encompassing and strategic retirement plan is more crucial than ever.

A key element of effective retirement planning is diversifying your income sources. While staples like 401(k)s or IRAs are foundational, it's equally important to branch out. Dividend-bearing stocks can provide regular dividends, bonds offer both periodic interest and principal return and real estate, whether directly or indirectly owned, has potential for both rental income and value growth. Private investments can also yield passive income and impressive returns.

Tax considerations significantly influence retirement strategies. Each financial action, from asset sales to account withdrawals, can carry tax consequences. Knowing these details can greatly influence one's overall retirement income. Tactics such as Roth IRA conversions can help distribute tax liabilities over time, allowing for tax-free withdrawals later on. Using strategies like tax-loss harvesting can balance out capital gains, ensuring proactive steps to reduce tax impact.

SOURCES OF INCOME DURING RETIREMENT

Annuities have long been recognized as a popular retirement income source. An annuity is essentially a financial contract that can

offer a steady and predictable income, with options that might even extend to lifetime payouts. Available in varieties like fixed, variable and indexed, they often come with tax advantages. However, retirees should also be aware of certain drawbacks. These might include fees and expenses, issues around liquidity, and potential concerns related to inflation.

Delving into the world of Alternative Investments, retirees can consider assets such as hedge funds, private equity and real assets, among others. These investments may promise higher returns and provide diversification away from traditional stocks and bonds. However, the complexities of these investments mean they often come with challenges like illiquidity, higher fees and the need for a thorough understanding of the investment itself.

Delaware Statutory Trusts (DSTs), while not familiar to everyone, can be a potential retirement income source. Historically rooted, DSTs offer a form of passive real estate investment, which can lead to regular distributions. They also open doors to 1031 exchange possibilities, offering tax deferral benefits. But, just like any other investment, DSTs have their limitations, notably the lack of liquidity and the heavy reliance on trust management.

Introduced by the Tax Cuts and Jobs Act of 2017, Qualified Opportunity Zones (QOZs) were designed to spur economic development. Investing in these zones can lead to deferral, reduction and even the potential elimination of certain capital gains taxes. However, they often require a long-term investment horizon, and retirees must be well-versed with the specifics of the chosen opportunity zone.

“USING STRATEGIES LIKE TAX-LOSS HARVESTING CAN BALANCE OUT CAPITAL GAINS, ENSURING PROACTIVE STEPS TO REDUCE TAX IMPACT.”

Rental Income remains a favorite for many looking for consistent returns. Whether through direct property ownership or Real Estate Investment Trusts (REITs), real estate can offer passive income, tax benefits and appreciation. Yet, the responsibilities tied to property management, the uncertainties of market fluctuations and other associated costs must not be ignored.

The backbone of many retirement plans, Social Security Income, provides a safety net for millions. Established with the intent of financial assistance, the amount one receives depends on various factors. There are also strategies retirees can employ to maximize these benefits, such as deciding on the optimal time to claim or considering the implications of working while receiving benefits.

ESTATE PLANNING AND PHILANTHROPY

Beyond the immediate realm of retirement, estate planning emerges. This encompasses not just post-retirement arrangements but also asset distribution for future generations or charitable endeavors. Regularly reviewing wills, trusts and beneficiary designations ensures alignment with changing circumstances.

Philanthropy seamlessly integrates with retirement plans. Beyond fulfilling a personal mission to give back, it also carries financial benefits. Using instruments like donor-advised funds or charitable trusts lets individuals make impactful societal contributions while enjoying tax advantages.

You only get one retirement. In the ever-evolving world of finance, staying updated and flexible is essential to ensure the continued relevance and efficiency of one's retirement strategy.

Disclosures

Securities offered only by duly registered individuals of Madison Avenue Securities, LLC (MAS), member FINRA/ SIPC. Advisory services offered only by duly registered individuals of Csenge Advisory Group, LLC. MAS, Csenge Advisory Group, LLC and Impact Wealth, LLC are not affiliated entities.   Investing involves risk, including the potential loss of principal. This is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation. Our firm is not permitted to offer and no statement made during this presentation shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency.

Every retirement journey is distinct, and each vision merits expert guidance. Impact Wealth is based in Boulder Colorado. You can contact them at Impact@ImpactWealth.com.

APRIL 2024

events

A SELECTION OF UPCOMING LOCAL EVENTS

APRIL 6TH

Dogwood Arts Chalk Walk

Market Square | 8:00 AM

Enjoy one of the most celebrated collective traditions of Dogwood Arts — the Chalk Walk! Learn more at DogwoodArts.com

APRIL 7TH

Ijams Nature Center Creative Series: Hike and Paint Workshop

Ijams Nature Center | 1:00 PM

Join Hannah Doss of Mountain Mama's at Ijams on April 7, from 1-4 p.m. for a guided hike to Ijams' iconic River Boardwalk followed by a beginner-friendly painting lesson to create your very own River Boardwalk masterpiece. This is an all-level course. Painting supplies included with ticket purchase of $55. Ages 14+. Anyone under 18 must be accompanied by an adult. Learn more at ijams.org

APRIL 11TH

The Junior League of Knoxville Recruitment Event

Bearden Beer Market | 6:00 PM

Are you interested in joining the Junior League of Knoxville? Join them on April 11 from 6-8 p.m. to meet some ladies from the league, ask any questions you have, and learn more about what they do. Learn more at Knoxville.jl.org

APRIL 12TH

Soundscapes at the KMA

Knoxville Museum of Art | 7:30 PM

Soundscapes, formerly known as “Alive After Five,” is a rebranded series that promises an unforgettable musical journey, showcasing a diverse array of talented artists and genres. Enjoy "A Tribute to Motown Soul II” on April 12. Learn more at KnoxArt.org

APRIL 13TH

Knoxville Cheese Festival

TAPestry Event Space by Barrelhouse | 11:00 AM

This weekend-long event offers opportunities to sample local, domestic, and international cheeses and learn from the experts about how to pair cheeses with other foods, ciders, beers, and wines. World Cheese Judge Michael Landis is back with his expertise to help guide you through pairings and learn where to purchase the cheese for yourself. Visit www.KnoxvilleCheeseFest.com for the full schedule.

APRIL 14TH

Second Sunday Art Activity at the KMA

Knoxville Museum of Art | 1:00 PM

Drop into the KMA between 1-4 p.m. with your children (grades K-6) and participate in a hands-on art activity taught by a certified art teacher. FREE and open to the public! Learn more at KnoxArt.org

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events

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APRIL 14TH

Cosmos Festival: Mozart’s Jupiter & The Golden Record

Bijou Theatre | 2:30 PM

The Knoxville Symphony Orchestra’s Cosmos Festival kicks off with a homage to NASA’s Golden Record. The KSO brings to life three orchestral works found floating in the depths of space on NASA’s Voyager spacecraft – Beethoven’s Fifth Symphony and String Quartet No. 13, and Bach’s Brandenburg Concerto No. 2. Rounding out the program is Mozart’s “Jupiter” Symphony.

APRIL 20TH

Earth Day Celebration at Baker Creek Preserve

Baker Creek Preserve | 12:00 PM

A celebration of the outdoors, biking, live music, and a multi-vendor popup at Baker Creek. Great food, music, shopping, drinks, and friendly local neighborhood businesses all day long. They will be hosting bike events: Drop In & Best Line 6:30-7:30 p.m. Cash prizes for winners and qualifiers for AMBC Fall Fest bike events. Learn more at LegacyParks.org/places/baker-creek-preserve

APRIL 20TH

Rossini Festival

Downtown Knoxville | 10:00 AM

The Rossini Festival is Knoxville Opera’s annual International Street Fair that celebrates the global impact of music, food, art, and culture of East Tennessee. Featuring entertainment on four outdoor stages showcasing opera, classical, jazz, gospel, ethnic music, ballet, modern, and ethnic dance. With scores of food vendors, more than 75 artisans, and a Children’s fun zone. Learn more at KnoxvilleOpera.org

APRIL 26TH

The Dogwood Arts Festival

Performance Lawn at World's Fair Park | 10:00 AM

Established in 1961, the Dogwood Arts Festival is one of the most celebrated cultural events in Knoxville! The festival is held on the beautifully redesigned Performance Lawn at World’s Fair Park and features over 100 fine art vendors, live music, entertainment, children's activities, food and beverage vendors, and more. Enjoy a whole weekend of activities April 26-28. Learn more at DogwoodArts.com

APRIL 26TH

Southern Tequila and Taco Festival

Mayor Ralph McGill Plaza | 5:00 PM

Enjoy southern hospitality while feasting on the best tacos and tequila in East Tennessee. The annual Southern Tequila & Tacos Festival benefits Remote Area Medical, featuring numerous taco vendors, a variety of tequila, music and more!

APRIL 27TH

Shen Yun

Knoxville Civic Auditorium and Coliseum | 7:00 PM

Shen Yun Performing Arts is the world's premier classical Chinese dance and music company, bringing an all-new performance of dance, costumes, animated backdrops, singing, and music. Shen Yun is a brilliant artistic revival and celebration of China’s rich cultural heritage. Visit ShenYun.com to learn more.

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