Conejo Valley, CA November 2022

S E T

the course for the next generation

wealth management

Ensuring your wealth is transferred the way you intended requires careful planning and execution. With extensive years of experience providing clients with impeccable service and comprehensive financial advice, let the Wealth Management professionals of Montecito Bank & Trust ensure your legacy will be protected and your personal wishes fulfilled.

We invite you to dive in and experience a new world in financial management.

Trust & Estate Services

Investment Management Wealth Planning

Beautiful equestrian property located on 1.13 acres graced with giant redwood and corral trees located at the end of a cul-de-sac. This two-sto ry dream equestrian estate home, reminiscent of a French Country estate, features an upgraded kitchen which includes a center island and breakfast bar. Large family room off kitchen with fireplace, exposed beam ceilings and wet bar. Step down living room features vaulted ceiling and fireplace. Formal dining room with views of the garden and arena. Downstairs guest bedroom and full bath. Indoor laundry room. Three car garage. Beautiful wood staircase leads to a huge master bedroom with exposed beam ceiling, fireplace, his and her walk-in closets, large master bathroom with separate toilet and shower. Bedroom French doors open to balcony with gorgeous view of property. Three bedrooms and two baths upstairs. Shaded landscaped lawn and fruit trees. Serene fenced-in vegetable garden. Leaf Filter gutter protection system. Equestrian facilities include 6 stall barn and enclosed tack and feed room. Stalls and barn aisle fully matted. Separate foaling stall. Round pen. Wash rack. Riding arena (approx. 140’ x 90’), felt-sand mix and irrigation. Arena graded for quick drainage. Shed at back of barn for additional storage. Driveway access to back of barn for ease of vet, hay deliveries, etc. Easy pull through trailer parking. Access to miles and miles of riding trails directly from the property. 5-minute drive to Santa Rosa Equestrian Park in Hill Canyon and many more miles of trails. Great location with quick access to 23/118 Freeway, 101 freeway and the Metrolink Station in Moorpark. Award winning Santa Rosa Technology Magnet school district. REDUCED TO ONLY $1,785,000

Conceived of the drama & the romance of an exquisite New England Country Estate, this sought after one-story home is located on over an acre in the exclusive Wildwood Ranch neighborhood of Santa Rosa Valley. Circular drive features Porte-cochere entry. Distinguished architectural bearing & the use of enduring wide plank thick Hickory flooring. Remodeled gourmet kitchen with upper tier stainless ap pliances including double oven, built-in microwave, Built-in refrigerator and 6 burner range, Granite kitchen counters. 4 Fireplaces, one in primary suite, family room, living room and rear yard. Large formal dining room. Indoor laundry. The primary bedroom suite indulges the owner with a sitting area, huge walk-in closet, fireplace and luxurious remodeled bath, with sunken whirlpool tub, and separate shower. There are 5 bedrooms (or 4 bedrooms and office) and four full baths plus a powder room. This architectural masterpiece offers extraor dinary craftsmanship, and a stylistic confluence of modernity and sophistication that redefines all expectations. The masterful architec ture offers luxury designed to seamlessly combine indoor and incredible outdoor living spaces. Rear yard replete with salt-water pool and spa, lighted regulation sized North-South tennis court, exquisite gardens, gazebo and fruit trees. Oversized 3 car garage with side facing doors. This is truly one of the most unique properties to grace the Santa Rosa Valley. RV Access. Award winning school district. Non-potable water for irrigation means that you are not restricted on watering days and your water rates are lower. Offered at $2,399,000

Located in the prestigious gated Hidden Meadows Estates, this Traditional European French Normandy Estate was originally designed utilizing the plans from a castle in the Normandy province in the Loire Valley of France. The home offers impeccable craftsmanship and quality, highlighted by uncompromising extraordi nary finishes. Located on over 2.3 acres at the east end of the Santa Rosa Valley, set on a premier lot allowing for seclusion and privacy. Rivaling any 5-star resort, featuring 3 secondary bedroom suites upstairs, each with their own baths and separate alcove room. The master bedroom with gleaming wood like flooring has romantic fireplace, and luxurious master bath with tumbled travertine, double sinks, separate shower, and jetted tub. Downstairs the elegant details include extensive gleaming wood flooring, a gourmet chef’s kitchen with fireplace, butcher block center island, newer commercial range, double oven, built-in microwave, and eat-in kitchen area with turret style exposed circular wood beam ceiling. From the spectacular kitchen you go through Butler’s Pantry to large formal dining room. Formal living room and huge family room with fireplace, and a separate dedicated office which could be converted into a downstairs bedroom. Indoor laundry room with sink. Newer HVAC system and water heaters. Resort styled rear yard boasts multiple entertainment areas with an oversized salt water pool with new heater, spa, outdoor kitchen loggia patio area with built-in Viking barbecue, Viking heating drawers, Fire Magic burner, Lynx Pro Sear adjustable burner, refrigerator, and pizza oven. Near the spa, there is an additional patio seating area with a fireplace for evening enjoyment. Above the pool area, to take advantage of the pastoral serenity, there is an additional level of covered patio space for joyful views and relaxation. In addition to the features of the main home, there are additional guest quarters with over 900 square feet, located above the garage attached by covered breezeway to the main home with bath and kitchenette area, or the space could be easily converted into a dedicated theater room/office/gym, the options are endless. Extraordinary finishes throughout this home blending the ultimate in entertaining, relaxation and recreational amenities. Reduced electrical costs due Solar Lease on property.

Welcome to Village at the Park’s highly sought after 4,094 sq. ft. Plan 2 in the Kensington Court development. Unique Craftsman design finishes include over hanging eaves, heavy, tapered columns, and a covered front porch. Largest model in the entire development, designed with a loft area upstairs and retreat off master bedroom. Built in 2007 with 4BR + 3.5BA (Master + Jack & Jill BR upstairs, one BR down)+expanded family room with fireplace. Location is key in a neighborhood and here it is! Private Corner Lot in Village at the Park that Everyone wants. The entryway with hardwood flooring draws you into a layout perfect for entertaining. Soaring ceilings, wide rich wood plank flooring, warm neutral tones & plantation shutters are found throughout the entire house. The first floor is highlighted with generous living spaces, two fireplaces, and a downstairs ensuite bedroom & separate guest powder room. Formal dining room with fireplace adjacent to butler’s pantry. The gourmet chef’s kitchen has stainless appliances, an oversized center island with utility sink, 6 burner stove, commercial vent, granite counter-tops, and walk-in pantry. This spacious kitchen is perfectly situated open to the huge eat in-in area and extended length grand family room with fireplace & custom built-in bookcases. High ceilings with plenty of windows which allows for plenty of natural lighting. Impressive staircase leads to a large loft ideal for a media room or home office. Upstairs you’ll also find large laundry room with soaking sink, 3 ensuite bedrooms plus a grand master suite with fireplace, sitting room & spacious master bath highly upgraded with dual vanities, soaking tub, separate shower, and an incredible walk-in closet. Every detail has been considered, with plantation shutters. and recessed lighting. This property sits on one of the largest corner lots in the community and features a lovely, oversized patio area providing a wonderful outdoor living experience. Low maintenance exterior features delightful vistas from every side. There is a side courtyard. Village at the Park Community amenities include two resort-like pools and spas, parks, sport courts, playground, YMCA, fitness center, bike/ walking paths, shops, and RV parking. Conveniently located close to Metrolink station and the 101 for quick access to Conejo Valley, Thousand Oaks and Los Angeles. Where can you find a newer, luxury home with over 4,000 SF in a great community with this temperate climate? REDUCED TO $1,449,000!!!

Give Thanks & Give Back

When we launched Conejo Valley Lifestyle in 2015 our editorial mission was to be different than the local magazine media that preceded us. Frankly there was no need for an additional focus on bling, glitz and materialism. It was being done well so there was no reason for Conejo Valley Lifestyle to do more of the same. We decided to share information that would benefit our Conejo Valley community and later our Malibu Coast community. These generous communities have an extremely robust and passionate group of nonprofits. Their missions vary from helping the young, the old, the arts and to fight many diseases. An ongoing focus on nonprofits and giving back was an easy choice for us, particularly since we felt that our support in communicating their work would benefit those in need of help and for the arts community which needs support so they can continue to enrich our culture.

In this issue we have featured several nonprofits. While we could not include everyone, those profiled are very representative of what is so good about the folks in the Conejo Valley and Malibu. Some who we were not able to profile but who are also very deserving of our readers’ support are For The Troops, Big Brothers Big Sisters and Pacific Festival Ballet. During the worst of the pandemic many nonprofits provided help that was indispens able. For example, The Boys & Girls Club provided a safe and productive environment for kids who were out of school while their parents were at work. Fundraising was not at normal levels. It was tough, but the nonprofits persevered and continued to work at their missions.

Thanksgiving is the time for us who are fortunate to give thanks for life’s bounty. A table filled with traditional Thanksgiving fare and décor is wonderful. Those of us who have it should give thanks on Thanksgiving and every day. In whatever way we can give back we should do so to help those less fortunate and to enrich our lives with culture and beauty.

BEN MALKIN, PUBLISHER

If recent headlines about the housing market cooling and buyer demand moderating have you worried you’ve missed your chance to sell, here’s what you need to know. Buyer demand hasn’t disappeared, it’s just eased from the peak intensity we saw over the past two years.

During the pandemic, mortgage rates hit record lows, and that spurred a significant rise in buyer demand. This year, as rates increased due to factors like rising inflation, buyer demand pulled back or softened as a result.

While moderating compared to the frenzy in 2020 and 2021, showing activity is still beating pre-pandemic levels – and those pre-pandemic years were great years for the housing market. That goes to show there’s still demand if you sell your house today.

Rosemary Allison is one of the country’s most successful Realtors. Her vision and reputation as a trendsetter in the science of marketing Los Angeles & Ventura Counties finest estates, established her as one of the most innovative leaders in real estate professionals.

Rosemary’s dedication to the community and strong work ethic have earned her numerous honors and accolades including multiple years of recognition in the Wall Street Journal as one of the top selling 250 agents in the USA. Ranked as the #1 top producing Realtor by volume of sales with Coldwell Banker in Ventura County, in 2021 she was recognized by the Daily News Reader Poll as the BEST Realtor in Ventura County.

Rosemary Allison is well known for her hard work and generosity. In 2020 she was chosen as the Woman of the Year in Assembly District 44.

The key to selling in a changing market is understanding where the housing market is now. It’s not the same market we had last year or even earlier this year, but that doesn’t mean the opportunity to sell has passed.

While things have cooled a bit, with the right pricing strategy, as well as a targeted marketing plan that provides the extensive exposure of your home to targeted buyers who are most likely to purchase your home – this can be the most opportune time for you to sell in the next 10 years.

Rosemary is an expert in the details and subtleties that define multi-milliondollar negotiations. Rosemary can give you advice on improvements that will highlight your home’s strengths, downplay its weaknesses and appeal to the greatest possible pool of prospective buyers. Innately understanding the finer points of caring for clients with high net worth, and even higher expectations, Rosemary utilizes multimedia print and digital internet advertising to masterfully unite sellers of the finest homes with quality buyers from across the globe.

Contact Rosemary by phone at (805) 479-7653 or email at RosemaryAllison@aol.com. You can also visit her website at www.CallRosemary.com.

Affiliated real estate agents are independent contractor sales associates, not employees. ©2022 Coldwell Banker. All Rights Reserved. Coldwell Banker and the Coldwell Banker logos are trademarks of Coldwell Banker Real Estate LLC. The Coldwell Banker® System is comprised of company owned offices which are owned by a subsidiary of Realogy Brokerage Group LLC and franchised offices which are independently owned and operated. The Coldwell Banker System fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. DRE #00545184

city scene

Where neighbors can see and be seen.

1: The 20th Annual Stand Up for Kids Gala at the Four Seasons Hotel, Westlake Village. 2: Funds raised support the Boys & Girls Clubs of Greater Conejo Valley. 3: The support of generous donors and the community ensures that no child is turned away. 4: Learn more at BGCConejo.org/gala/.

Want to be seen in the magazine? Tag your Instagram photos with @conejovalleylifestylemagazine

FDA approved SMILE Eye Laser Surgery

SMILE is short for Small Incision Lenticular Extraction SMILE Laser eye surgery is a game changer in laser vision correction Dr Khanna is experienced in the use of the only FDA approved laser for SMILE, Visumax Dr Khanna is experienced in the use of this laser to carve a sliver of tissue in 30 seconds within the cornea. Cornea trained surgeon Dr.Khanna, skillfully and painlessly removes this thin tissue through a small opening. The recovery is quick with pa tients returning to work and sports in a day or two. The absence of the cornea flap causes less dry eye. Flapless also makes it safer, as there is less chance of the flap getting displaced. Therefore, even people who could not have Lasik, like surfers or those engaged in contact sports can SMILE.

SMILE vs Lasik

Lasik has a flap which can get displaced or allow debris, cells or bugs to creep in. There is no flap in SMILE making it safer.

SMILE vs PRK

The healing in PRK is slow and painful while that in SMILE is painless and fast.

Who can perform SMILE?

Only highly competent Lasik eye surgeons, like Rajesh Khanna, MD who are certified by Zeiss can perform SMILE laser eye surgery.

Am I a candidate for SMILE?

Khanna Vision Institutes has an advanced diagnostic machine

eye. Dr. Khanna uses this information to decide if he will do SMILE surgery for

. Therefore, he offers a free consult to find out if you are a candidate for this latest procedure.

business monthly

A round-up of exciting news from local businesses.

CSUCI Student Earns Accolades

CSU Channel Islands Health Science major Daisy Morado Navarrete bal ances 16 units of classes, maintaining a 3.92 grade point average, while spending four hours a week at St. John’s Regional Medical Center help ing to translate for Spanish-speaking patients. Her talent, determination, academic excellence and generosity of spirit are among the reasons she has received the 2022 CSU Trustees’ Award for Outstanding Achievement, the university's highest recogni tion of students who demonstrate superior academic performance.

CalState.edu/CSU-Trustee-Awards

Want to be featured?

Get in touch by heading over to our landing page to connect: CityLifestyle.com/ConejoValley

A Day on the Farm

“Meet All the Hands That Feed You" at the 10th Annual Ventura County Farm Day on Saturday, November 5, from 10 a.m. to 3 p.m. Sign up for free farm tours at sites throughout Ventura County. Numerous Ventura County farms, ranches and agricultural orga nizations invite the public to experi ence a day of free agricultural activi ties and tours to learn more about the field. VenturaCountyFarmDay.com

Bags, Bling and Bubbly!

Big Brothers Big Sisters of Ventura County’s 12th Annual Bags, Bling, and Bubbly champagne luncheon, the most sparkling event of the year, takes place Wednesday, November 17, at Sherwood Country Club in Westlake Village. The stylish after noon features an amazing array of new, designer and vintage handbags, jewelry, accessories and experiences available for purchase or by auction, while celebrating the mentorship of its partners and team. Funds raised allow BBSVC to continue serving community youth. BBSVC.org

Meet Our Expert Team

GIVING THANKS FOR

THOSE GIVING BACK

Conejo Valley’s many benefits include the myriad of nonprofit organizations at the ready to help those in need. From the Boys & Girls Club to Senior Concerns, phil anthropic agencies improve the lives of

both young and old. These programs exist thanks to the generosity of the community members that support their various causes and missions. Here we highlight several of their recent fundraising events.

AMERICAN HEART ASSOCIATION

The Heart Walk took place last month on October 8 at California Lutheran University. Sponsored by UCLA Health, Amgen and Dignity Health, the event featured a 2-mile walk, live music and more. Heart disease, stroke and other cardiovascular diseases claim the lives of more than 870,000 men, women and children every year. Funds raised at the Heart Walk support efforts to improve care and outcomes for heart disease and stroke patients, advocate for stronger public health policies and fund

innovative scientific research to improve survival and find cures. The American Heart Association has invested more than $5 bil lion in research, resulting in breakthroughs that save and improve countless lives every day, including CPR, the artificial heart valve, cholesterol-lowering drugs, stents and microsurgery. The Association is also committed to improving health equity by changing structures, laws and systems that make it difficult for many people to achieve a full, healthy life. VenturaHeartWalk.org

American Heart Association

ARTICLE BY TRACY MARCYNZSYN

BOYS & GIRLS CLUB

The 20th Annual Stand Up for Kids Gala at the Four Seasons Hotel in Westlake Village in September raised funds for the Boys & Girls Clubs of Greater Conejo Valley. L.A. Rams alumni Andrew Whitworth was the honoree at this year’s event, which fea tured student stories, entertainment, and silent and live auctions with trips, expe riences and unique items. The fundraiser supports their differentiated programs and opportunities and enabled even more kids to participate in their programs. “No child is turned away due to an inability

to pay,” says program staff, adding that the Boys & Girls Clubs of Greater Conejo Valley was named among the top 100 Boys & Girls Clubs out of the 4,000-plus in the country. With the mission to enhance the lives of young people and their families by providing a positive and safe environment that cultivates academic success, healthy lifestyles, good character and citizen ship, the clubs could not exist without support of donors and the community.

BGCConejo.org/gala/

Boys & Girls Club

California Young Artists Symphony

Boys & Girls Club

American Heart Association

Boys & Girls Club

BUMBLEBEE FOUNDATION

The BumbleBee Foundation made the difficult decision to postpone its 2nd Annual Poker Tournament originally sched uled in September to early 2023. The BumbleBee Foundation is committed to supporting pediatric cancer families no matter the circumstances, and that commitment will never change. BBF is actively exploring 2023 date options to reschedule this important fundraising event to benefit pediatric cancer families locally and throughout the state of California and Idaho. BumbleBee’s six core programs pro vide everything from BumbleBee BEEday gift cards for sick children on their birthdays and BEEpacks filled with hospital essentials, to gasoline and patient aid, so parents don’t have to think about bills and can focus on what counts most—being there for their child. BumbleBeeFoundation.org

CALIFORNIA YOUNG ARTISTS SYMPHONY

The California Young Artists Symphony, the newest ris ing star in the Southern California classical music world, kicked off its second season last month with masterworks by Beethoven, de Falla, and Scriabin at the legendary Royce Hall at UCLA conducted by Alexander Tseitlin (Director, CYAS) and acclaimed pianist Kevin Fitz-Gerald (USC) per forming Beethoven’s third piano concerto. Launched in the fall of 2021 to the acclaim of audiences and artists nation wide, CYAS features musicians from institutions such as the Colburn Conservatory, the Thornton School of Music at USC and the Herb Alpert School at UCLA (among many others). Their upcoming concert on February 5 at the Kavli Theater in Thousand Oaks features Rachmaninoff’s mag nificent second symphony, conducted by David Chan (the concertmaster of the Metropolitan Opera of New York) and features Ben Hong (LA Phil) performing Shostakovich’s first cello concerto. CYAS has been a home to some of the most talented pre-college and college musicians in the region, including musicians from Cal Lutheran University, and high schools such as Newbury Park High School, Moorpark High School and Calabasas High School, highlighting the exceptional achievements of the youth in our community.

CYASymphony.org

California Young Artists Symphony

American Heart Association

CANCER SUPPORT COMMUNITY

The Cancer Support Community, led by Executive Director Monica Merryman, held their annual Celebration of Hope Garden Party in September to raise awareness and funds to support cancer patients and survivors in the com munity and throughout Ventura County. The event at Los Robles Greens in Thousand Oaks featured an outdoor eve ning program including special speakers, honorees, a live auction, a magician, dancing, a cheesecake bar and more! The Celebration of Philanthropy Award was presented to Terry and Bill Schmidt for their clear and unwavering com mitment to supporting, educating, and improving the lives of all people impacted by cancer. CancerSupportVVSB.org

HOUSING TRUST FUND VENTURA COUNTY

Over 175 attendees gathered for Housing Trust Fund Ventura County’s Compassion Campaign 2022 held at Maravilla Gardens in Camarillo. The 3rd annual event immersed guests in an unforgettable evening highlighting the interconnectedness of lives as we are all impacted by the need for more affordable housing. California Department of Housing and Community Development Director Gustavo Velasquez sent a video message speaking on the importance of housing policies and agendas, and how when we all work together progress can be made to tackle the affordable housing crisis in California. Guests were visibly moved as Daisy, formerly homeless and today a current resident of Mountain View Apartments, one of Housing Trust Fund VC’s funded developments, shared that she finally has a place to call home, which is changing the trajectory of her life. With the audience in tears, Daisy concluded that more people like her can be helped when our community gathers at events like this to truly understand how affordable homes can lift people and families up. The organization achieved a fundraising record high through generous donors, spon sors and investors, once again highlighting that as a col lective community we can work towards achieving housing equity for all in Ventura County. Watch Daisy speak and enjoy video highlights at www.housingtrustfundvc.org/ compassioncampaign2022

Cancer Support Community

Cancer Support Community

Housing Trust Fund

Housing Trust Fund

JEWEL LEVINE FOUNDATION

The Jewel Levine Foundation is an organization that pro vides hope, support and monetary assistance to families and individuals who are under financial duress caused by life-threatening medical conditions or extreme circum stances. The foundation has raised over $500,000 since it was founded in September 2016. Danielle “Missy” Marquis founded the foundation in honor of her inspirational grand mother, Jewel Levine, who endured dialysis treatment for over 15 years due to kidney failure. Always upbeat and inspira tional, Jewel sadly passed away in 2013, but her family hopes to keep her positive spirit alive through the foundation. The foundation does this through several types of events that help the community, including an annual Crawfish Boil, 5k/10ks, Blood Drives, Clothing Drives, and anything else they set their hearts to. They will be hosting their first annual Jingle Bell Jog 5k/10k in December; 100% of the money raised benefits families in need. TheJewelLevineFoundation.org/

NEW WEST SYMPHONY

New West Symphony donors and musician sponsors attended Hilltop Summer Dreams, a stunning outdoor party under the stars at the gorgeous estate of Vicky Rathje called Vallavanda Manor in Santa Rosa Valley. The purpose of the gathering was the New West Symphony’s way of saying thank you to their season sponsors and those who adopted or pledged to adopt one of the musicians. The event included dinner and a concert by New West Symphony principal musicians, featuring Concertmaster Alyssa Park, James W. Grinta (trumpet) and P. Blake Cooper (tuba) and award-win ning jazz trumpeter Ilya Serov and his jazz ensemble. NewWestSymphony.org

Jewel Levine Foundation

Jewel Levine Foundation

New West Symphony

New West Symphony

SENIOR CONCERNS

Senior Concerns’ 35th Annual Ultimate Dining Experience takes place Saturday, February 11 at the Hyatt Regency Westlake. The public is invited to a whimsical evening in an Enchanted Garden. Guests will be instantly transported into this ethereal setting with their signature Fairy Floss cocktail, dinner, a live auction and more. Philanthropist of the Year Sharyl Overholser and Extraordinary Moments, Extraordinary People Awardee Andrea Gallagher will be honored. Proceeds from the Ultimate Dining Experience provide vital support to Senior Concerns’ programs for seniors and family caregivers in the community. SeniorConcerns.org

YMCA

The 4th Annual Southeast Ventura County YMCA Gala in September at the Four Seasons Hotel in Westlake Village featured gourmet cuisine, a live band and silent auction. Event proceeds benefit Southeast Ventura County YMCA programs, including Find My Genius, a free five-week sum mer program for low- and moderate-income students who are not reading at grade level. It provides students with academic instruction, healthy meals, physical exercise and enrichment opportunities. The gala also honored Chuck and Melinda Carmichael, Simi Valley residents and long time YMCA supporters, with the Joel and Frances McCrea Memorial Award. The YMCA is a nonprofit organization serving Conejo Valley, Simi Valley, Westlake Village, Oak Park, Agoura Hills and Moorpark. It is dedicated to building positive relationships, impacting lives and strengthening the community through youth development, healthy living programs and social responsibility. SEVYMCA.org

Wyatt and Lisa McCrea

Dr. Dan Stepenosky and Julie Birkett

Ronnie Stone, Chuck and Melinda Carmichael

Dr. Jane Wagmeister, Robert Perez, Dr. Kelli Hays

Experts’ Guide to Smart Financial Moves

With the end of the year looming, it’s a good idea to review your financial situation to prepare for tax filing, find out if you’re on track to meet your goals and dis cover if your investment portfolio still makes sense for your current lifestyle.

In order to lessen your tax liability, most financial experts will advise you to max out your retirement con tributions every year, or if that’s not possible, to try to contribute at least as much as your company matches. And, if your company does not offer a retirement plan, set one up on your own and contribute to it. This can be a great benefit when filing taxes and also provides financial security in your retirement years.

Another smart financial move to make by the end of the year is to donate to 501(c)(3) charitable organiza tions that support causes you believe in. This decision may not only help you during tax time, it will also make you feel good all year.

In addition to these common tax strategies, there are many other things you can do today and in the future to foster long-term financial health. Here, we consulted two financial experts at Montecito Bank & Trust to share their financial expertise on how to maximize funds.

“This year is an unusual year,” says Lisa Harwood, senior portfolio manager with Montecito Bank & Trust. “We've had many years of rising markets, but this year has been challenging. However, there's still going to be clients who have a lot of unrealized gains in their portfo lios, while others will have short-term unrealized losses that they've generated over the course of the year. They might want to consider the value of harvesting some of those losses for use against future capital gains.”

Figuring out the right financial moves can be compli cated, so it’s critical to have an expert to guide you on the right path.

“My advice is for people to set up a meeting with their financial professionals in the beginning of each

year so that they can review what happened in the prior year and review their goals and risk tolerances, and make sure either that things are the same, or if they've changed, how that might impact what we're doing in their portfolio.”

The most important reason for consulting a profes sional, says Albert Chu, also a senior portfolio manager at Montecito Bank & Trust, is to take the emotion out of decisions and have an objective person who can pro vide structure and discipline.

“Ultimately, it comes down to somebody reviewing your situation and letting you know that you're going to be okay. You need somebody to be on top of that because you have your own job, your own family and other responsibilities.”

Adds Lisa: “Markets have been a challenge, as I men tioned, and I've been telling my clients along the way that you're relying on me for discipline because when markets get choppy, we've seen people say, ‘Oh my God, I'm on the ledge and I'm ready to jump!’

“It's our job to talk them off the ledge, and to say, ‘We've created a great financial strategy for you and unless some thing fundamental in your life has changed, it doesn't make sense for us to jump. We need to stick to our plan.’”

Some of the benefits of working with a community bank like Montecito Bank & Trust is that the experts who are guiding you really know you, your goals, your investment personality and your lifestyle.

“At many larger banks, wealth management is kind of an afterthought, and that feeling gets passed down to clients, but at Montecito Bank & Trust, we are very com mitted to the wealth management business as a really vital part of the overall bank,” says Lisa. “That shows through to how we work with clients and the success that we want to foster with clients.”

Adds Albert. “It all comes down to people and rela tionships with a community bank. You're always dealing

Lisa Harwood, Senior Portfolio Manager

with an actual person with regular communications. You always have someone local you can go to, and you don't feel like you're being shifted off to a call center far away.”

Every client at Montecito Bank & Trust has a portfo lio manager, a trust officer and an investment analyst.

“Those are real people assigned to the client that the client can call and talk to, and each of those people knows the client’s situation,” says Lisa.

These experts can also personalize your investments to align with your values.

“That may be something like climate change or social justice,” says Albert. “So these are considerations that we can build into the portfolio.”

Explains Lisa, “At Montecito Bank & Trust, we very much tailor portfolios to clients’ needs and are thoughtful about what the client wants to do and how they want to do it. That's part of our initial conversation and ongoing conversations with clients.”

Being a local bank also means they welcome work ing with already established CPAs and attorneys of their clients.

“When a client comes to us with an established team, we work with them and make sure that we're all on the same page and they get the information they need from us,” says Lisa. “We have an open dialogue so that we can actually be helpful to the client in terms of communications.”

Adds Albert, “As a community bank, we're not in com petition with our clients’ teams of external financial professionals.” Also, if a client is in need of these pro fessionals, they are also able to make recommendations to others in the area.

These experts can oversee the big picture while also paying attention to the small details, and there are also some practical things you can do on your own.

“Take a look at your budget,” says Albert. “Revisit and review it to understand if it worked, or if it needs to be adjusted. Which ultimately means, ‘Will that impact my cash flow and do I need to adjust my finan cial plan going forward?’”

Budgeting can be as simple as writing everything down on paper, inputting it into an Excel spreadsheet, or using free software such as Mint.com.

“It’s an account aggregator and it pulls in everything from your bank accounts to your credit cards and mort gage statements, so you get a balance sheet,” he says. “What it also does is lets you see what you've spent on certain categories.” Once you have this information, you may need to make some changes to your budget.

It’s also critical to review beneficiary designations.

“These designations supersede anything that you put in your will, so you want to revisit your insurance plans, your pensions, and your 401ks and have a look at who you designated,” says Albert.

It’s also important to set up a trust, which is not just for the wealthy.

“You don't have to have millions of dollars to bene fit from having a trust,” says Lisa. “If you don’t have a trust and only have a will, your assets are subject to probate and probate is a very expensive public process that could be avoided by creating a revocable trust. It's worth the investment of creating a trust and making sure that your accounts and your real estate are titled in the name of that trust. We can help clients with that by referring them to a great estate planning attorney.”

While many couples find it hard to discuss finances, it’s a conversation that should take place on a regular basis. Albert recommends putting aside some time to speak with your partner to discuss this topic at least once a year.

“Do a personal review of what your goals and what your dreams might be so that you are aligned” he advises.

To avoid even more stress when it comes to tax time, stay organized throughout the year.

“It can be setting up envelopes where you keep your receipts or signing up for some type of software to track your receipts,” he says.

Since financial strategies and tax preparation can vary greatly depending on an individual’s income, tax bracket, assets and other factors, there’s no one solu tion that fits all. That’s why having your own financial expert can save money and avoid costly mistakes when it comes to drafting a smart financial plan now and in the future.

Developing a long-term personal relationship with an expert will also allow you to ensure that your plan is adjusted as major changes take place in your life. This way, you’ll always know that the plan you have in place is the right one at the right time.

To find out more about Montecito Bank & Trust and how its financial experts can assist you, visit Montecito. bank/wealth.

This information is not meant as a guide to investing, or as a source of specific investment recommendations, and Montecito Bank & Trust makes no implied or express recommendations concerning the manner in which any individual’s accounts should or would be handled, as appropriate investment decisions depend upon the individual’s investment objectives. The information is general in nature and is not intended to be, and should not be construed as, legal or tax advice. In addition, the information is subject to change and, although based upon information that Montecito Bank & Trust consid ered reliable, is not guaranteed as to accuracy or com pleteness. Montecito Bank & trust makes no warranties with regard to the information or results obtain by its use and disclaims any liability out of your use of, or reli ance on, this information.

Albert Chu, Senior Portfolio Manager

ARTICLE BY ALICIA DOYLE | PHOTOGRAPHY BY MUSE GLOBAL SCHOOL

MUSE Global School Nurtures Passion for Learning

Nestled on 22 acres in the Santa Monica Mountains in Calabasas, California, MUSE Global School is an eco-friendly, private school that provides innova tive, holistic education to students from early childhood through high school.

“Students thrive within our enchanting outdoor campus that was designed to inspire exploration and creativity,” emphasizes Head of School Suzanne McClure.

The MUSE Five Pillars highlight the foundation of their edu cational philosophy: Academics, Self-Efficacy, Communication, Sustainability, and Passion-Based Learning.

“Our Five Pillars serve as the educational framework guiding all that we do and all that our students learn,” says McClure, adding that MUSE Global School has created standards—or educational milestones—for each grade within each of the Five Pillars.

For students and parents seeking more than academics when selecting a school, MUSE Global School offers personalized, private education within a community that welcomes and supports each child, as an individual, while preparing them for the demands and challenges of a dynamic and changing world.

“We have a small student/teacher ratio—no more than 16 per class— ensuring your child will receive a customized and unique learning plan giving them time and space to explore passions and interests alongside rigorous core academics,” McClure explains.

Additionally, “our campus is picturesque—located in the Santa Monica Mountains, offering endless adventure for outdoor learning, tranquility and fresh air.”

This inspiring outdoor location has been called “magical” for a reason: “It’s warm, inviting and is our primary classroom.”

“Our students thrive outdoors,” McClure says. “We have safe hiking trails in the Santa Monica Mountains that can be accessed from our campus. Students are so active throughout the day, there’s no need for Physical Education. MUSE’s outdoor educa tion classes and programs include hiking, swimming, team-build ing games and overnight experiences on and off campus. Our campus is designed for true exploration and adventure.”

In other unique factors, “we bring more to the classroom with weekly specialist courses ranging from seed to table, plant-based cooking, performing and visual arts, along with French and Spanish taught at all grade levels,” McClure says. “Our award-win ning chef and her team prepare homemade, plant-based meals for students daily—it’s delicious and directly connected to their learning in the garden. It’s unlike anything you have seen in a school setting.”

Students and parents rave about passion-based learning.

“Students across all grade levels work with their teachers and explore their passions, interests and curiosities. They select a topic of their choice and develop a research project examin ing core academics and wrapping in elements of all of the Five Pillars,” McClure explains.

For example, if a student is interested in Legos, they explore the history, science, math and social studies, all the while doc umenting their process and research, becoming mini experts in their chosen topic. Students are engaging through Lego building, the history of Legos and writing about Legos.

“All subjects can be connected and explored through their passions,” McClure says. “Each semester, students present their unique passion project to the entire MUSE community, includ ing administration, teachers, staff, peers and parents. This gives everyone the opportunity to learn about all of our students’ pas sions and celebrate each and every student.”

Additionally, upper school students are given the opportunity to take part in two service learning trips per year through our Human Rights program.

“We believe these trips give students a new perspective on life and create lasting memories that significantly impact their life,” McClure says. “The most recent trip was an adventure to Guatemala with Mending Kids. Their work included transporting surgical supplies, supporting doctors with intake evaluations, patient prep for surgery, and observing 40-plus ENT procedures.”

MUSE launched in 2006 and has since developed to serve children age 2 through 18. It has grown to be a comprehensive revisualization of how an education system can function to inspire parents and chil dren alike to lead happier, healthier and more successful lives—while also having a positive impact on the sustainability of our planet.

“When Suzy Amis Cameron and James Cameron were inspired to create MUSE, Suzy teamed up with her sister, Rebecca Amis, a past collaborator in child-centered schools, to build a program that was alive and engaging, getting students up on their feet. There was a deep knowing that children are born with a spark and light, curious to learn the wonders of the world. They wanted MUSE to be a school that incorporated a holistic approach to education, an ever-evolv ing process to explore and innovate, engaging with new research of how children learn—a school that would not be bogged down by the received dogma of traditional models,” McClure explains.

Above all, MUSE Global School’s mission is to equip young peo ple with the tools needed for a lifetime of curiosity.

“With innovative academics, passion-based learning and an emphasis on sustainability, students learn to live consciously with themselves, one another and the planet, all in a dynamic and beautiful learning environment,” McClure says.

If in-person school is not a fit for your family right now, “we offer an amazing distance learning program,” she adds. “Students can enjoy the uniqueness of a MUSE education from their com puter. Teachers and peers engage in live instruction daily, go on virtual field trips and interact with students across the globe.”

MUSE Global School also offers rolling admissions. “If your stu dent is looking for a school where they are celebrated as well as a rich and vibrant learning environment, we want to hear from you.”

MUSE Global School is located at 1666 Las Virgenes Canyon Road in Calabasas. For more information, call 818.880.5437 or visit MUSEGlobalSchoolCA.com.

CELEBRATING SERVICE: GIVING THANKS FOR VETERANS

In honor of Veterans Day this month, several oppor tunities exist to express our thanks to the men and women who have selflessly served our country. We are so grateful to these brave souls for preserving our free dom and protecting the USA!

On Friday, November 11, the public is invited to join the American Legion Moorpark Post 502, the City of Moorpark, American Legion Auxiliary, Boy Scouts of America, Forty & Eight and Kiwanis Club of Moorpark for a special Veterans Day Observance beginning at 10 a.m. Come out and pay tribute to the men and women who have served, who are serving and those who made the ultimate sacrifice. The event takes place at the Veterans Memorial on the corner of Spring Road and Flinn Avenue in Moorpark.

The Ronald Reagan Presidential Library will also host its annual Veterans Day Event starting at 10:30 a.m. with live musical entertainment. Guests can explore a civil war encampment and a military vehicle display. The program honoring all branches of our mil itary begins at 11 a.m. and includes an honor guard, live music and remarks by keynote speaker and U.S. Army Veteran Brad Taylor. Taylor served for 21 years, retir ing as a Special Forces Lieutenant Colonel, with his final assignment as the Assistant Professor of Military Science at The Citadel in Charleston, South Carolina. Now a New York Times bestselling author of his Pike Logan series, Taylor has sold more than 3 million cop ies and will be available to sign his latest book, End of Days, following the program.

Outdoor events and the program are free to attend; however, reservations are recommended to attend the program. Museum admission rates apply to visit the Reagan Museum and Air Force One Pavilion, including a new special exhibit opening on November 11, “An American Christmas Story.”

Veterans with valid ID will receive free admission to the Museum on November 11. Active military members with valid ID are always free.

For more information, to reserve seats or pre-pur chase books, visit ReaganLibrary.gov.

ARTICLE BY TRACY MARCYNZSYN | PHOTOGRAPHY BY THE PHOTO POT

The best businesses tend to be born out of passion, and STS Kraftworks is the perfect example. Founded by craftsman Skipper T. Smith, who combined his decades of experience in the culinary and woodworking fields to fashion the perfect cutting board, STS Kraftworks is a family business that takes pride in producing beautifully designed cutting boards of the highest quality.

“With a love of food almost equal to his love of working with wood and fueled by not finding a board out there that satisfied his needs, Skipper became particularly determined to optimize his cutting boards for stand-out quality, purposeful functionality and distinctive visual appeal,” explains Kristine Smith, Skipper’s life and business partner.

“After years of honing his designs, a lot of valuable feedback along the way and so many folks asking us where they can buy the boards, we decided to commit to a family business and go all in!”

We asked Skipper and the STS Kraftworks family to share about what makes their cutting boards unique and special.

Q. HOW DID YOU GET STARTED IN THE BUSINESS?

A. Growing up, someone was always throwing a party or hosting a gathering and food was always front and center. In addition to cele brations with family and friends, Skipper’s parents regularly catered events, often centered around a big Santa Maria–style BBQ pit. Over the years, Skipper entertained the idea of a BBQ restaurant, loving the idea of bringing community together around his favorite foods, but that business is incredibly difficult. Combining his passion for wood design with his drive to build a cutting board that would add value and enjoyment in the kitchen was a unique way he could bring joy to those who love cooking, eating and entertaining as much as he does. So, after spending decades making cutting board gifts and commissions for family and friends, we started our family-owned woodworks company.

Q. WHAT MAKES STS KRAFTWORKS’ CUTTING BOARDS UNIQUE?

A. There are a lot of cutting boards out there, but we couldn’t find any that combine all of the features we were looking for. We set out to create boards with purposeful details that also look unique and different. From a practical standpoint, our boards maximize your working surface, direct and collect jus and fluids to be used or dis carded, and stay put when you are using them. With the smooth front transfer edge on our hybrid design, you are also able to easily and efficiently scoop food into other cooking, serving or storage con tainers. Many households purchase more than one cutting board for different uses. With our hybrid boards, you have all you need in one chopping and cutting board. And why shouldn’t your cutting board be as beautiful as it is functional?

Q. CAN YOU TELL US ABOUT THE DESIGN DETAILS?

A. The boards you see today are the result of years of trial and error. We mentioned the benefits of the hybrid design being an all-in-one chopping and cutting board. The curved rectangle shape of our boards enable users to grab and handle the boards more easily. Our most complex boards with curves design incorporate bent wood laminations into the full thickness of those boards. Using the board should be a full sensory experience, from how it looks to how it feels. We optimize board construction and surfacing to the highest of stan dards, maintaining crisp line and edge details in the finishing process.

Q. HOW DOES THE DESIGN OF THE CUTTING BOARDS IMPROVE FUNCTION?

A. Our proprietary non-marking, non-slip silicone feet keep the board in place, even when countertops are wet. The juice groove design includes an enlarged corner reservoir to collect coveted juice and pre vent overflows. Our hybrid design boards maximize functionality for chopping and cutting, enabling easier juice and food transfer. Feet are discreetly inset, allowing the board belly to hang over your countertop edge for smooth transition of food into a pan, bowl or plate. We wanted to avoid attaching handles or carving hand grooves into the sides of the boards which could compromise board strength and longevity.

Q. WHAT CAN YOU TELL US ABOUT THE WOOD AND MATERIALS USED?

A. In addition to using common cutting board hardwoods, such as maple and black walnut, we also use exotic hardwoods, such as padauk, purple heart and wenge in our designs. The woods we use are all hearty species known for their grain stability and striking natural beauty. As part of our efforts to support and promote responsible global forestry practices, our wood is sourced from suppliers certified by the Forest Stewardship Council (FSC). We use food-grade materials in the con struction of our boards, including FDA-certified food-safe mineral oil to seal the boards as well as FDA-certified waterproof food-safe glue.

Q. WHERE CAN CONSUMERS FIND YOUR CUTTING BOARDS?

A. We are primarily an ecommerce business based out of Newbury Park. We do not have any brick-and-mortar locations at this time, but we may participate in regional craft and food events throughout the year. As we grow, we look forward to build ing partnerships with those in our community who love cooking, eating and entertaining as much as we do.

For more information, visit STSKraftworks.com.

ARTICLE BY ALICIA DOYLE

Get Comfortable in Your Own Skin at Aesthetically Yours

At Aesthetically Yours, Dr. M. Asif Taqi and his team of experts offer nonsurgical services to the residents of Thousand Oaks, Westlake, Woodland Hills, Ventura and surrounding Los Angeles areas.

“Our ultimate goal is not to change our clients, but instead enhance their true beauty and make them feel comfortable in their own skin,” says Dr. Taqi, a practicing physician for 15 years with many years of experience in injecting neurotoxins and performing minimally invasive procedures.

“We strive to make our patients feel heard about what their skin concerns/ insecurities are rather than being sold a product,” Dr. Taqi emphasizes. “We are passionate about this field and stand by the products and services that we offer.”

These services include injectable neuromodulators to help with wrinkles and fine lines, dermal fillers to enhance contour or add volume and Kybella to reduce unwanted fat. Additional offerings include Intense Pulse Light to help with sunspots, age spots, uneven skin tone, enlarged pores, rosacea and broken capillaries, as well as acne laser resurfacing to help with texture, acne scaring, fine lines and crepey skin.

There’s also Yag laser for vascular lesions and skin brightening; Radio Frequency Microneedling to help wrinkles, loose or crepy skin; and scar revision including C-section and stretch marks. Aesthetically Yours also provides laser hair removal that is suitable for even darker skin tones, and vitamin infusions that can boost memory, energy, skin health, immune system and recovery process.

“We can also create a customized infusion tailored to our patient’s specific needs and goals,” Dr. Taqi says.

What does Aesthetically Yours offer that cannot be found elsewhere?

“A deep desire and dedication to connect with each and every one of our patients and learn their individual needs,” says Angelika Desimone, nurse practitioner, adding that all their laser and devices are brand new, offering patients the state-of-the-art and latest technology.

“All our treatments are focused on minimal downtime while providing lasting results,” emphasizes Desimone, a certified injec tor and laser specialist. “Our injectors are experienced and offer a

wide variety of treatments including correction and dissolving previously misplaced or over-injected dermal fillers.”

All treatments are complimentary to each other, Desimone notes.

“For example, a patient may benefit from Botox and filler combination after laser resurfacing to get rid of deep wrinkles followed by an infusion of our beauty boost.”

Aesthetically Yours, as the name suggests, is about “YOU,” emphasizes Katherine Campbell, co-owner and chief operating officer.

“Our team distinguishes in enhancing your own beauty rather than changing it,” Campbell says. “We believe everyone is gifted with their own unique fea tures and our goal is to preserve those features. We help our patients in determining their goals and make sure they are safely achieved. We spend time to con nect with our patients and make sure they feel com fortable with their individualized treatment plan.”

Aesthetically Yours came about from Campbell’s personal passion for skin care and aesthetics.

“I wanted to create a space where patients felt they were listened to and felt hopeful in finding treatment that would make them feel like themselves again,” explains Campbell, noting that she has personally struggled with skin conditions for years, and knows firsthand how it can impact self-confidence and over all self-esteem.

“In the past I had been to med spas where I felt intimidated by the overall experience,” Campbell recalls. “At times I felt rushed and at others I felt I was just told what do rather than being a part of the treatment plan.”

Campbell wanted to create a place where patients were comfortable sharing their insecurities without judgment and felt they had gained some power back.

“Our goal at Aesthetically Yours is not to tell the patients what they need, but instead involve them in creating a treatment plan to ensure that their concerns are addressed and treated appropriately,” Campbell says. “With that mindset, we give the patients the opportunity to feel not only involved— but most importantly to feel heard—which ultimately will give them the results they are hoping to achieve.”

Campbell added that her goal for the company is not to change a patient’s appearance, “but instead enhance their natural looks—making them feel more beautiful in their skin.”

In the month of November, Aesthetically Yours will be offering Xeomin for $2 off per unit, and 20% off all laser skin packages. Office hours are Monday through Friday from 10 a.m. to 8 p.m., and Saturday and Sunday by appointment. For more information, visit https://aesyours.com/, or call 818.964.0921.

Weare a generational fishing family. The Pacific Ocean is where we harvest the bounty of our local waters and offer it to our local community. My husband and my son work the deck every day, landing Halibut, White Sea Bass, and many other species. Sharing this fresh, healthy resource brings our family so much joy!

The Fisherman’s Wife is our seafood restaurant and market featuring our 'right off the boat' catch. It simply could not get any fresher. With our personalized service you can bring home fresh fillets to prepare yourself, or use our home delivery service. We also invite you to dine in with us, and let us spoil you with a phenomenal dish prepared by our Chef. We hope to share our fishing life with you soon!

THE FISHERMAN'S WIFE

Fish Market and Eatery 1610 E. Thousand Oaks Blvd Thousand Oaks, CA 91362 (805) 371-5651 www.fishermanswife.com

PHOTOGRAPHY BY JANIE JONES

Your Autumn Dinner PartyIs Served

Catering experts Chef Kyle and Hannah Williams, owners of Savor & Swirl culinary company, create an outdoor dinner party with chef-driven perennial dishes served in beautiful seasonal settings.

For this alfresco Autumn Dinner Party, Chef Kyle draws on favorite fall recipes updated for a modern palate and paired with wine selections to complement the boun tiful feast. Hannah creates an iconic autumn ambiance using artisanal table settings and mixed flannels for each guest to blanket any chill on a brisk evening. Whether for Friendsgiving, Thanksgiving or a new November tradi tion, it’s time to get outdoors again surrounded in sweat er-weather coziness while sharing bites and clinks with family and friends.

“Think flannel blankets, wooden tables, fire pits, open grills, string lights and candles to create a really cool environment you haven’t been able to do all summer.”

Insider Tips for Hosting:

• Build a menu around the season. “In November, people crave turkey, sage stuffing and cran berry sauce,” Chef Kyle says. “Autumn dinners mean bigger-course meals with varied proteins, like turkey, duck and sirloin, hearty starches, and good fall produce, especially root vegeta bles such as butternut squash and pumpkin.”

• Always greet guests with a beverage and appetizers. “Offer champagne for wine-lov ers or a sparkling drink or signature cocktail. It’s all about serving guests to the highest caliber,” Kyle says.

• Draw inspiration from the season’s changing colors, cooler temps and lower humidity to move back outdoors. “Think flannel blankets, wooden tables, fire pits, open grills, string lights and candles to create a really cool environment you haven’t been able to do all summer.”

• “You can’t go wrong with fresh flowers,” Hannah says, “but keep bouquets low to not interfere with conversation flowing. For fall, I like richer, jewel-toned florals to mix and match and keep whimsical. I vary glass vases with bur nished brass for warm fall vibes.”

• An easy but thoughtful detail is to put a simple menu at each place setting, so guests know what to expect. “Add a pen, so guests can jot tasting notes, especially for wine pairings or multiple courses,” Hannah says. “Guests can share comments, then take the menu home as a sweet reminder of the event.”

• Follow the French principle of mise en place or everything in place before your event. “This is actually our company’s name,” Kyle says. “It’s that important to us. Make sure the wines are all open, cocktails are pre-made, place settings are out, candles are lit and music is playing. When guests arrive, it gives that wow-factor and shows you intentionally made them feel special.”

• To build confidence as a host, start small and practice. “Keep the menu and guest list small,” Kyle says. “Choose recipes you already have con fidence in. If you make a great Beef Stroganoff, then go with that. People will love it!”

• As fun as it is to dine outside, always have an indoors back-up plan. “We’ve had to bring it indoors before,” Hannah says. “It’s still fun.”

For this fall dinner party, Chef Kyle created the perfect din ner menu to tantalize guests' taste buds. For a complete list of recipes, scan the QR code below.

Autumn Dinner Party

RECEPTION

• CANAPÉS

• CHEESE BRÛLÉES

• Aged goat cheese, thyme, figs, local honey, petite greens

APÉRITIF

• Champagne

DINNER MENU

• Roasted Whole Duck

• Brined & Smoked Turkey breast

• Grilled Bone-In Ribeye Steaks

• Chef’s Sage Gourmet Stuffing

• Roasted Brussels Sprouts & Hardwood Smoked Bacon

• Heirloom Root Vegetable Hash

• Red Bliss Buttered Mashed Potatoes

• Gravy

• Cranberry Orange Zest Sauce

• Fresh Baked Dinner Rolls & Whipped Butter

DESSERT

• Traditional Pumpkin Pie, Whipped Cream

Want to see more?

Scan the QR code for additional recipes.

FRESH ROASTED BRUSSELS SPROUTS & HARDWOOD SMOKED BACON

Yield: 6 servings

• 4 cups Brussels sprouts, raw, halved

• 1-2 tablespoons olive oil

• ¼ cup yellow onion, sliced

• 1 tablespoon garlic, sliced thin

• 1-2 cups bacon, smoked, thick cut, large dice

• Salt, pepper to taste

• 2 tablespoons real butter, unsalted

• Optional garnish: 1 tablespoon parsley, chopped

METHOD OF PREPARATION:

1. Preheat oven to 400 °F for convec tion setting, (425 °F conventional).

2. In mixing bowl, add oil and cut raw Brussels sprouts. Season with salt and pepper.

3. Place seasoned sprouts on bak ing sheet and bake in oven until done, about 20-40 minutes (soft yet still with good texture and crispy edges with some dark brown color). Remove from oven.

4. Place large sauté pan on medium heat and render bacon. Add a splash of olive oil to get it going, if needed. Cook until bacon is crispy and golden brown, 5-10 minutes.

5. Add onions to pan and cook until soft, 5-8 minutes.

6. Turn heat to high and add garlic and butter and cook for 1 minute.

7. Add roasted Brussels sprouts to pan and toss all together. Season to taste with salt and pepper.

8. For optional garnishes, add fresh chopped parsley.

9. Serve and enjoy!

CHEF NOTES:

• If Brussels sprouts are large, cut in quarters.

• Rendering bacon means extracting the bacon fat which adds a lot of flavor to the dish.

Wine Pairing

According to Savor & Swirl, wine pairing doesn’t need to be overly complicated for a casual outdoor dinner party. Have a lighter and fuller body style of white and red avail able with some sparkling thrown in.

“Lighter to medium-bodied wines from Rhône Valley, Italy or California would be a good place to start,” they state. “Viognier is one of our favorite wines that goes great with fall-inspired cuisines. Pinot Noir wine goes great with just about any food. Lean towards California or Willamette Valley for a new-world style and go with France for a more earthy, old-world style. A big bold Napa Cab would fall in perfectly for the grilled ribeye steak! Cheers!”

ABOUT SAVOR & SWIRL

Chef Kyle Williams has over 22 years of experience in the elite culinary industry, including 2 Michelin-starred restaurants in Italy, resorts in Hawaii, and alongside prestigious NYC celebrity chefs Todd English, David Burke, and Daniel Boulud.

Savor & Swirl has recently expanded to include nationwide mobile catering. Book online, and they will bring their expertise to you, including customizable, in-home dinner parties or luncheons for holidays, events, business gatherings and surprise pop-ups.

“We love to gather with people who value breaking bread together around a table with the special people in their lives.”

savorandswirl.com

Instagram: @savorandswirl, #savorandswirl

events

A curated selection of the most intriguing upcoming events in our area.

NOVEMBER 11TH

Veterans Day Commemoration

REAGAN LIBRARY | 10:30 AM

To honor the men and women who serve in the United States Armed Forces, the Ronald Reagan Presi dential Library will be hosting its annual Veterans Day Event to in clude live musical entertainment, a civil war encampment, a military vehicle display and a program hon oring all branches of our military. ReaganLibrary.gov

NOVEMBER 16TH Bags, Bling and Bubbly

SHERWOOD COUNTRY CLUB, 320 W. STAFFORD ROAD, THOUSAND OAKS | 11:00 AM

Big Brothers Big Sisters of Ventura County’s Annual champagne lun cheon fundraiser includes new, de signer and vintage handbags, jewelry, accessories and experiences available for purchase or by auction. Funds raised allow BBSVC to continue serv ing community youth. BBSVC.org

NOVEMBER 19TH Kids' Swap Meet

THOUSAND OAKS COMMUNITY CENTER, 2525 N. MOORPARK ROAD, THOUSAND OAKS. | 8:00 AM

The Conejo Recreation & Park Dis trict’s Kids' Swap Meet allows kids to earn some money and become young entrepreneurs by selling toys, supplies and equipment they no lon ger need or use, during this family swap meet featuring local families as the vendors. The Kids Swap Meet is a great shopping opportunity for par ents, teachers and day care profes sionals! Free admission. CRPD.org

NOVEMBER 24TH

Ventura Turkey Trot 5K

VENTURA AUTO CENTER, 6451 AUTO CENTER DRIVE, VENTURA | 8:00 AM

Before you gobble, gobble, get out and run Ventura County’s fastest 5K on Thanksgiving morning! This fast and fun 5K starts at 8 a.m. For the 12 and under crowd, there’s the free Kids’ 1K at 9:15 a.m. Registration includes finisher’s shirt, electronic chip timing and post-race food.  runsignup.com/ Race/CA/Ventura/VenturaTurkeyTrot .

NOVEMBER 24TH Thanksgiving Day

5K

RANCHO SIMI COMMUNITY PARK, 1765 ROYAL AVENUE, SIMI VALLEY | 8:00 AM

Run along the Arroyo bike path, lined with beautiful trees for shade through the center of Simi Valley and along the Arroyo Creek. Aid stations every 1.5 miles. This event is rain or shine. Visit www.ThanksgivingDay5k. com to learn more and sign up.

NOVEMBER 25TH Santa

Claus

Parachute Landing

JANSS MARKETPLACE | 12:00 PM

Santa Claus will jump from the sky for a spectacular parachute landing at Janss Marketplace. Kick off the holidays with this free holiday cel ebration. Following Santa’s target ed landing in front of Sharky's, the event continues until 3 p.m. with face painters, a magic show, kids’ crafts, story time with Mrs. Claus, live seasonal music, and Santa’s Vil lage (visits with Santa and his gang). janssMarketplace.com/events/ jingle-bell-jump-santa-arrival

Giving Thanks

ARTICLE BY KIM PAGANO

Every day that we wake up or close our eyes is another opportunity to give thanks for another blessed day. Now let’s look at what filled our day— all of the blessings and gifts that were poured into our day to make it ours. If you’re following me, and you think it’s starting to sound like a for mula or a recipe, it is. It’s actually a way of living.

Are you counting each and every blessing that falls into your lap or doorstep? It’s not by coin cidence; those are G_D incidences and they are only intended for YOU. If you miss them or are not recognizing each golden nugget and hon oring them for you, they will be lost. We all have superpowers! If you don’t use them, you lose them. Look around and recognize that life is hap pening, and it's not the same for everyone; this is happening to you, and these are your blessings.

Every day is another miracle and the miracle of life can be yours. Giving thanks and appreciation makes your miracles continue to appreciate for not only you but for the universe. Once you rec ognize your powers and can actually visualize, you can manifest your dreams into reality.

Be a part of the brighter side of life with Kim Pagano. We all have the gift of dreaming and living. Live life to the fullest and be thankful for every moment because life is precious!

For more positive thoughts, tune into the Kim Pagano Show on Saturdays between 7 and 8 a.m. or stream her at KVTA.com. Download her podcast, “The Kim Pagano Show” or receive her newsletter by contacting kim@kpshow.org and start your day in a positive way and live on the brighter side of your life.

Kim Pagano

Luxury Living

TSG Interior Design loves the creative process, collaborating with clients and coordinating many of the little details one never thought existed. We believe the “sofa” is the heart of a room , and we put our heart into everything we do. Make an appointment to visit us soon. We’ll keep the candy bowl full.

The Sofa Guy and its TSG interior design team design and build custom furniture (pictured above) and

by the California Legislative Woman's Caucus, awarded by the California Senate and Assembly