Albuquerque, NM May 2023

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For Her

She gives because she loves, and love isn’t selfish. She runs another mile, you’ll never know she fights it. Her wing is broken and she still tries to fly.

This is the women run for the woman inside you edition of 2023. We combined loving messages with successful stories about creating your life with what feels good and natural to you. We have different tips for making your space the way you want it. What is self care? The trick is to never give up on yourself. Trust your intuition, it’s a gift. Give thanks to the women that paved the way for our opportunities today by keeping the road lit for the future. Remember that with love you can understand each other and we are here to connect.

With love and gratitude,

JEANETTE FERRI, PUBLISHER

@ALBUQUERQUE_CITY_LIFESTYLE

May 2023

PUBLISHER

Jeanette Ferri | jeanette.ferri@citylifestyle.com

EDITOR

Kelsey Kouri | kelsey.kouri@citylifestyle.com

CONTRIBUTING WRITER

Kelsey Kouri

CONTRIBUTING PHOTOGRAPHERS

Angela Holt

Corporate Team

CHIEF EXECUTIVE OFFICER Steven Schowengerdt

CHIEF SALES OFFICER Matthew Perry

CHIEF FINANCIAL OFFICER DeLand Shore

DIRECTOR OF SOCIAL MEDIA Mindy Hargesheimer

ART DIRECTOR Sara Minor

OPERATIONS DIRECTOR Janeane Thompson

WEB APPLICATIONS Michael O’Connell

AD DESIGNER Josh Govero

LAYOUT DESIGNER Andi Foster

REDISCOVER YOUR HOME

Emily Foster is a self-taught interior designer from Albuquerque, NM. She took her obsession for interiors and turned it into a thriving business 6 years ago. Emily believes that a home needs to be lived in and functional, but needs to also be beautiful. “I truly believe that happiness starts in the home. Helping my clients rediscover their home again is my love language.”

Emily Foster Interiors offers not only interior design help with new-builds and remodels, but also helps clients organize and “reimagine” their current home.

“Not every home has to lose a wall or have the backsplash torn out. Sometimes all that the home needs is a refresh. I love rearranging furniture, paintings and decor to different parts of the home. It wakes up the home and gives it and the people that reside in it new energy.”

Whether it’s a new build, remodel or just a space refresh, Emily Foster Interiors is here to help.

city scene

Where neighbors can see and be seen.

We use Chorus instead of Choir, because it has an us instead of an

Want to be seen in the magazine? Tag your Instagram photos with @Albuquerque_City_Lifestyle

1-7: New Mexico Women’s Chorus.

I.

Photography by Angela Holt

business monthly

A round-up of exciting news from local businesses.

Soulstice Marketing & Events

Soulstice is a boutique full-service marketing & events company that uses marketing concepts as the cornerstone for event creation and execution. We are detail-oriented, trusted professionals who have built a foundation of integrity, compassion, and innovative vision which seeks to complement the diverse personalities and styles of our clients. Our goal is to make small moments into unforgettable experiences. We thank you for considering us for your marketing & event needs! www.soulstice.me | @soulstice.me

Nicole Bridges Photography

We are an established local photography group in the greater Albuquerque area for over 8 years! We love serving the world by capturing beautiful memories for people to cherish. We photograph all of life's special events: maternity to newborn, first birthdays to graduations, engagement to retirement parties, and everything in between. nicole bridgesphotography.smugmug.com

Laughing Dog Designs

With the suggestion of my best friend, I took the leap to explore my creative side, inspired by the colors and cultures of NM. What began as painting on bamboo totes evolved into custom pet portraits and eventually into appliqués, clothing, and other items. A gamut of social and spiritual beliefs is sprinkled in my fabric designs. It is truly the endearing support and love of my family and dogs that allows me to pursue my passion. www. laughingdogdesignsabq.com

Photography:

Want to be featured?

Get in touch by heading over to our landing page to connect: CityLifestyle.com/Albuquerque

Photography: Soulstice

Photography: Nicole Bridges Photography

Laughing Dog Design

Advice for what matters most, when you need it most

Congratulations to The STS Group & Associates for being named to the 2023 Forbes “Best-in-State Wealth Management Teams” list, published on January 12, 2023. Rankings based on data as of March 31, 2022.

The STS Group & Associates

Michael Stevens, CPWA®, CRPC® Managing Director Wealth Management Advisor

505.884.9886

Katie Thompson, CFP ®, CRPC® Managing Director Wealth Management Advisor 505.884.9851

Merrill Lynch

Wealth Management

2125 Louisiana Boulevard Northeast Suite 200

Albuquerque, NM 87110

fa.ml.com/stsgroup

Billy Ninopoulos, CFP ®, C(k)P ® Senior Vice President Wealth Management Advisor

505.884.9857

Source: The Forbes “Best-in-State Wealth Management Teams” list, published on January 12, 2023. Rankings based on data as of March 31, 2022.

Data provided by SHOOK® Research, LLC. Forbes “Best-in-State Wealth Management Teams” ranking was developed by SHOOK Research and is based on in-person, virtual and telephone due diligence meetings and a ranking algorithm that includes: a measure of each team’s best practices, client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of Forbes and not representative nor indicative of any one client’s experience, future performance, or investment outcome and should not be construed as an endorsement of the advisor. Rankings and recognition from Forbes are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor and team, and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC and a wholly owned subsidiary of BofA Corp.

Banking products are provided by Bank of America, N.A., Member FDIC and a wholly owned subsidiary of BofA Corp.

Investment products: Are Not FDIC Insured Are Not Bank Guaranteed May Lose Value

The Bull Symbol and Merrill are registered trademarks of Bank of America Corporation. CPWA® is a registered certification mark of the Investments & Wealth Institute®. For more information about the Institute and the CPWA certification, please visit investmentsandwealth.org. The College for Financial Planning Institutes Corp. owns the service marks Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo, and the certification marks Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo. CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the U.S. The C(k)P® logo is a registered trademark of the Retirement Advisor University, Inc. © 2023 Bank of America Corporation. All rights reserved.

MAP4960336 | AD-03-23-0361 | 472538PM-1022 | 03/2023

12

local experiences

The best places and things to do in our area.

Grab your gal pals and plan a relaxing or upscale day, weekend, or GNO (Girls Night Out!) with any one of these local experiences fit for the females by females! Enjoy our list of local Women owned businesses!

SANTA FE SALT CAVE: Promoting both deep relaxation and natural healing. Lie back in a room lined with Himalayan pink salt crystals, surrounded by soothing music. 1424 Second St., Santa Fe, New Mexico 87505

FARM & TABLE: Upscale, regionally inspired cuisine made from local & seasonal ingredients amid Southwestern decor. 8917 4th St NW, Albuquerque, New Mexico 87114

THREE SISTERS KITCHEN: Non-profit community food space in the heart of downtown Albuquerque. A place where delicious, affordable, and locally produced foods come together to nourish our community from the ground up. Come check out a cooking class! 109 Gold St. SW, Albuquerque, New Mexico 87102

ABQ COFFEE: Building community one cup at a time is what ABQ Coffee believes in offering each time you enter the ABQ Collective. Enjoy fresh pastries and a cup of coffee! 1321 Eubank Blvd NE Studio A, Albuquerque, New Mexico 87112

AWARE TRAINING ONLINE: Meagan Ryan, Registered Dietitian, offers online nutrition and fitness coaching for weight loss. Emphasizing mindful eating and exercise, she helps clients find enjoyable movement and foods for lasting health. Follow the team: IG: @mryan_nutrition @patrick_ryanfit, New Mexico 87109

Want to recommend a local experience?

jeebs & Zuzu, llc

New Year, New Energy, New Home!

Live Long & Thrive

Tuesday, May 16 • 1:30pm–2:30pm

Your senior years should feel rewarding and joyful, with chances to grow every day. At The Watermark at Cherry Hills, we encourage each person to pursue favorite interests and try new experiences. The daily schedule is filled with learning opportunities and events that foster discovery, friendship, and a sense of belonging.

Join us to learn the ways seniors thrive here with independence, happiness, and success. Plus, we’ll treat you to a delicious, chef-prepared lunch.

Call 505-663-7030 to RSVP by May 15.

We look forward to meeting you!

505-797-1318

Licenses:

WOMEN’S ULTIMATE DAILY HEALTH SUPPORT

Ladies! We all want to feel, look, glow, and have energy as much as we can, right? However, many of us neglect some very elemental daily habits and put these things off, telling ourselves we are too busy, too stressed, or there’s not enough hours in the day to do them. Let’s look at some science supported practices, many of them free, that can help you be your best!

1. MAKE A BEELINE FOR SUNLIGHT:

The best thing you can do for sleep, energy, mood, wakefulness, and metabolism is at least 10-15 min of outside exposure to sunlight especially first thing in the morning. Your eyes have receptors that help you set your circadian rhythm. Get outside while you’re having your coffee, take a short walk at lunch and enjoy a sunset (Without your sunglasses on). Looking out your window doesn’t count unfortunately. It even works on a cloudy or rainy day.

2. DON’T RUSH YOUR COFFEE IN THE MORNING:

Oh no! This is a tough one for most of us who need a jolt to get going in the morning but hear me out. When you down your coffee when you first wake up it can sabotage your

body’s own natural waking process and you may not get your natural surge of adrenaline. This can cause an energy “crash” later in the afternoon, making you even more tired. You can counter this by waiting at least an hour, ideally 2 hours after waking to have your coffee to level out your energy through the day.

3. 180-200 MINUTES TOTAL OF MODERATE CARDIO EXERCISE A WEEK:

We all struggle to make it to the gym and find that hour or two to dedicate to it, so, sometimes we just don’t do it. However, studies show that a total of 180 minutes a week (about 15-20 minutes a day) of getting your heart rate up in a moderated zone (just enough to breathe a little harder that an easy walk) can have significant health benefits.  I recommend taking mini exercise “snacks” like getting up from your work desk and doing some air squats, lunges, jumping jacks, running up and down a flight of stairs, dancing, or jumping on your exercise bike for 5-10 minutes etc. throughout your day and you’ll be amazed how fast it adds up and how good it feels to get that heart pumping.

ARTICLE BY KALENA CHAN, MANGOSTANA, LLC PHOTOGRAPHY PROVIDED

6 Tips To Transform The “She” In You

4. SLEEP HYGIENE - PRIORITIZING SLEEP:

Put your hand up if this is what you sacrifice the most! Yes, we all do. Who hasn’t sat on the couch after a long day and binge watch your favorite show till you look at the clock and its already 11 pm and you haven’t even brushed your teeth? Sleep is the foundation of our physical health, mental health, physical performance, hormone augmentation and emotional stabilizer. Yet this is the one habit most of us cut corners on. You’ve heard this one before repeatedly, and here it is …. again. Some better ways to quiet a busy mind for sleep are a scripted meditation like yoga Nidra, Non-Sleep Deep Relaxation which you can find for free on your favorite music app, or YouTube. Also, a nice 10–15-minute simple stretching or yoga routine will help prepare you for getting nice and relaxed.

5. RESISTANCE TRAINING 3-4X A WEEK:

There she goes bringing up the gym again! Again, hear me out. Muscle is your engine. However, as we age, we naturally loose strength.  If you don’t do anything about it expect to lose 8 percent of your strength for each decade after your 30th birthday and that decline accelerates after 60. So, by the time you are 55 you may be 20 percent weaker. This is not a good thing since in general, we are living longer and want to be independent if we can. Resistance training results in increased metabolic rate (still need to get into that dress for that dinner party), improved posture and balance, stronger bones, better blood pressure, etc. It’s not as tough as it seems. I mostly exercise at home and have a set of weights, or community centers that have gyms are close to free. The workout session doesn’t take long if you lift the right amount of weight. The number of repetitions is 4-6 per exercise repeated 4-5x. A well-trained women focused therapist or trainer can help you set up the exercises and there are multiple free programs on YouTube that you can follow.

How many of you have been on multiple diets or cut down the amount you are eating because you think you’re not active enough or are trying to get rid of that belly fat? However, when we cut our food intake too low, our bodies may think it is in survival mode (think fight or flight) and will go into conservation mode. This means it will be much harder to lose weight. You may also feel tired all the time, stressed, have trouble sleeping, harder time recovering from physical activity. This is called low energy availability (LEA).  If you’re not fueling your body properly, you might even see, irregular periods, dysregulated thyroid, headaches, body aches etc. Intermittent fasting has become a current trend however, most of the studies done, have been done on men, not women.  We have a much different combination of hormones and if you are active can lower your insulin levels, burn stored fat for fuel and could very much become a form of stress for the body. Eating 3 main meals that contain protein, vegetables, and a healthy starch with 2 healthy snacks like fruit or jerky can help to restore your mojo you’ve been missing.

“The best thing you can do for sleep, energy, mood, wakefulness, and metabolism is at least 10-15 min of outside exposure to sunlight especially first thing in the morning.”

6. ARE YOU EATING ENOUGH?:

Source: Hubermanlab, Dr. Stacy Sims

ARTICLE BY KELSEY KOURI | PHOTOGRAPHY PROVIDED BY

You’re the Best!

Your Guide for Gifts and Events

We want to feature local, women owned businesses that are able to help with not only Mother’s day but all of your upcoming events and holidays!

1. Le Macaron French Pastries offers delicious gifts for your special occasion... macaron gift boxes, cakes, hand-painted chocolates, gelato, French pastries, European coffees, gift cards and more!  Visit us to find the perfect gift for any occasion.

2. Owned and operated by registered nurses, Bliss Wellness and Aesthetic Studio specialize in corrective skincare for both natural rejuvenation and medical aesthetics. Offering Gua Sha facial rejuvenation, non invasive face lifts, body contouring, radio frequency, cavitation, fibroblast, aesthetic dermal injections, xeomin, versa, Merz, dermaplaning, microneedling.

3. When Jannette had her two sons, she knew she was outnumbered as the only woman in the home. Nevertheless, while successfully running a business, Jannette and husband Jesse taught their sons how to work hard, be humble, and treat others with kindness. Little did Jannette know that her leadership in her son’s lives would guide them to their wives – women who shared her desire to work hard to build a life that benefits their family & the community around them.

Today, Jannette’s daughters-in-law, Marie & Noelle, have joined her and her sister Annie in a brand new venture –becoming owners of Manzano Mountain Retreat. The retreat is a multi-service venue, where corporate clients, brides, and camps alike come for team building, adventure, and romance.

On any given day you may find Noelle facilitating a corporate retreat, Jannette touring the grounds with a bride & groom, Marie decorating and running the onsite mercantile, and Annie running the operations for the Manzano restaurant.

Trailing not too far behind is Marie’s 9-year old daughter Kenzie, who they hope one day will join them in running the show. Along with her brothers Dyson & Roan, Kenzie gives the women purpose and drive, to show her what strong women who work together can accomplish.

Together with their husbands, sons, and nephews, the ladies of Manzano Mountain Retreat are excited to show New Mexico what a family of women in leadership can offer.

Le Macaron French Pastries

Bliss Wellness and Aesthetic Studio

Manzano Mountain Retreat

HOW TO DESIGN A RELAXING SPACE

LET’S ASK AN EXPERT

There are many things that can help a room feel relaxing, but let’s keep it simple and focus on my top three. I would say that one must incorporate good lighting, great textures, and a decluttered space to truly get the cozy vibes. Let’s tackle each.

GOOD LIGHTING

It is imperative that there are multiple sources of light in a space. A room needs a soft warm light, so I always like to use a light bulb between 2,700k and 3,000k. Also, and I see this so many times, all lights should have the same temperature light bulb to avoid clashing. It’s not enough to just have recessed or pendant lighting. I always add a table or floor lamp to a space to truly have ambient light.  Also, candles are a must for me. They can be scented candles (an extra way to add relaxation) or I like to use remote control tapered candles, so I don’t have to worry about cleaning up wax later.

GREAT TEXTURES

Textures are seen in toss pillows, rugs, draperies, throw blankets and furniture upholstery. Textures add color, pattern and visual interest. I like to use at least three different textures to help a room feel lived-in and welcoming.

DECLUTTERING

So many times, a person thinks that every nook and cranny and every wall need to have something, and this is not the case. A decluttered space is actually more relaxing because overcrowding of items doesn’t quiet the mind.  Decluttering a space can be overwhelming, I get it, so just do it in stages.  You’ll love the outcome when the room is tidy, organized and you are only surrounded with what brings you joy.

Steps on Purchasing Your Dream Home

Making the decision to purchase a home can feel overwhelming, but here are some tips to prepare you for a smooth transaction.

The first step in the home-buying process is to speak to a Mortgage Lender. A Lender is going to look at three basic categories: income, debt, and credit score. Usually, you can apply online and upload documents like tax returns, pay stubs, and supporting documentation. This process will allow the Lender to help you understand what your purchasing power is.

Make sure to ask questions about what down payment you might need. Some loan programs require $0 down, some need as low as 3.5% down and others need at least 20% down.

You can establish an estimated monthly budget with the Lender. Oftentimes, you can get pre-qualified for much more than you want to spend monthly. Your Lender will be able to help you translate between the purchase price of a home and what the monthly payment will be.

Once you have all the details settled with your lender, it is time to go home shopping! There are costs associated with a home purchase throughout the transaction. Home inspections, appraisal, closing costs, and the lender’s origination fee are some of the costs that you will encounter once you find your dream home and go under contract!

A seasoned Realtor will be able to help you navigate each of those hurdles and get you to the closing table!

“Home is the Starting Place of Love, Hope and Dreams.”

Alexis J. Hassley

Make an Impact for Mom

Memorable ways to celebrate the mother figure in your life

The moms and the mother figures in our lives mean everything to us. They deserve the best every day, of course. But at least one day out of the year, we get to shower them with the same love and thoughtfulness they give to us so selflessly.

This year, we hope you’ll consider some memorable ways to make lasting memories with the mom or mother figure in your life. If you haven’t already planned something special, take a look at our list of ideas and circle your favorites. If you have kids, let them join in the fun too!

Whether you decide to spend a day at home or enjoy a day on the town, these innovative celebration ideas will include fun for the whole family and make Mom feel loved. Whatever activity or surprise you land on to show your mom, wife, sister or maternal figure your appreciation for all they do, the most important thing is that you all get to spend some quality time together.

Take a Flower Arranging Class Mother’s Day arrives just as spring is in full bloom. Take advantage of the season by going to a flower arranging class with mom.

Play a Family Board Game

If Mom likes strategizing, challenge her to a friendly board game competition. (And, no, you don’t have to let her win just because it’s Mother’s Day.)

Pick Your Own Fruit

This activity is especially fun if you have a lot of kids who want to get in on the action. Then, when you all get home, you can whip up a treat for Mom with your selections. (Maybe give her a strawberry in a Champagne glass while she waits.)

Book Her a Weekend Away

There’s no day like Mother’s Day to be impulsive! Book a weekend trip for the two of you at a cute B&B in a city Mom has always wanted to visit.

Complete a Jigsaw Puzzle

Find a puzzle with an image you know your mom will love (or make a custom one using a photo of the two of you) and put it together over wine and snacks. You’ll be amazed at how much chatting you can get done while puzzling.

Get Theater Tickets

Go to a play or a musical — lots of towns even host outdoor theater events.

events

A curated selection of the most intriguing upcoming events in our area.

Los Ranchos Growers’ & Art Market

HARTNETT PARK | 8:00 AM

The Growers' Market is in the 30th regular season. The Market is open every Saturday from 8:00 a.m. to 11:00 a.m. May 7th through November 12th. Produce, local product information, special markets, and pictures can be found on our Facebook page: Los Ranchos Growers’ Market. For more information visit www.losranchosartmarket.com

Turkish Food & Culture Fair

RAINDROP FOUNDATION TURKISH CULTURAL CENTER | 11:00 AM

Albuquerque Turkish Food & Culture Fair will feature exquisite samples of Turkish/Mediterranean Cuisine (Doner Gyro Kebab, Baklava, Turkish Coffee and more), cultural exhibits, folk dances, live music, children's area, arts & crafts and more! Admission is FREE and the event is open to the public. For more information visit https://www.facebook.com/raindropfoundationabq/

Seeds & Starts Day at the Rail Yards

RAIL YARDS MARKET | 10:00 AM

Ready, Set, Grow!! The Rail Yards Market is the best local destination of plants for your garden, blooms for mom, and fresh spring produce for your table. Get your seeds and starter plants from your favorite local growers! For more information visit https://www.facebook.com/events/3607416992825588

MAY 14TH

Mother's Day Pop Up Market

OLD TOWN PLAZA | 1:00 PM

Celebrating Mother’s Day in Old Town Albuquerque is a unique experience, as the historic neighborhood offers a mix of traditional and cultural activities. From visiting the historic San Felipe de Neri Church, to shopping for handmade gifts at the local shops, there is something for everyone, especially for Mom. For more information visit https://www.albuquerqueoldtown.com/event/mothers-day-in-old-town/

MAY 27TH-29TH

New Mexico Wine Festival

BALLOON FIESTA PARK | 12:00 PM

Sip into Summer at New Mexico’s biggest wine event: This three day event features a wide selection of red, white and sparkling wines that range from soft and sweet to bold and dry. Come celebrate with live music, great food, local artisans, and so much more. Share the experience with friends and family or grab a date! For tickets visit https://nmwine.com/nm-winefestival-albuquerque-2023

JUNE 5TH-9TH

Make-A-Movie Camp-Youth

STORY QUEST STUDIOS | 1:00 PM

Learn the process of filmmaking and spend Summer break working with fellow campers to write, produce and act in a professionally shot short film! Story Quests state of the art movie camps for youth will have professional film makers working with campers to create an ensemble piece with strong characters and compelling story. 1:00 PM5:00 PM Visit https://storyqueststudios.com/event/make-a-movie-camp-youth-june2023/ for more information.

Want to be featured?

One Small Positive Thought Can Change your Whole Day

ADVICE ON HOW TO STAY POSITIVE AND CREATE A HAPPY SPACE

ARTICLE BY ALBUQUERQUE CITY LIFESTYLE MAGAZINE PHOTOGRAPHY BY CREATIVITY WAREHOUSE

Tommie Kuykendall, is the owner of Creativity Warehouse and believes in not only creating a space for the creative minds, but also staying positive. We asked her to provide some insight in how she does this daily and how it helps her to continue her success in business and in life.

WHAT ADVICE WOULD YOU GIVE SOMEONE ABOUT HOW TO HAVE A POSITIVE ATTITUDE  AND APPROACH?

I know that people say this all the time, but it is true “don’t sweat the small stuff”. I learned from my mother, while she was going through cancer treatment, that you can still have a positive attitude even in great sadness and stress. I know that she was doing it for us, but she did tell me towards the end that being positive for us helped her through the bad times. Sometimes you just don’t have control over what life throws at you so approaching it with a positive attitude can go a long way. So, when asking how to have a positive attitude you just must do it there is no secret to how, just do.

WHAT ADVICE WOULD YOU GIVE TO SOMEONE THAT IS WANTING TO CREATE A HAPPY SPACE?

This one is very much related to the answer above because if the people in the space are happy the space will be happy. Now to make it feel happy before you interact with someone is to make sure your space looks well taken care of. Also, I always feel color makes a space feel happier along with fun items for people to look at. In our space we place items that have been completed by others so that customers can see all the options they have to create their own. I always work hard to make sure people feel at ease because many of them are trying out ceramics and pottery for the first time. Happy people can make most spaces happy.

Tommie Kuykendall teaching a class

Tommie Kuykendall, Owner of Creativity Warehouse

Anything But Predictable.

Usually, banks make you pick between high yields and rewards. At RGCU, you’ll find things you won’t find anywhere else. We’ve combined two reward programs into one. We pay high dividends on balances. Plus, you’ll earn rewards with each debit transaction and get more ways to cash them in.

We’ve earned our stripes with this one.

RioGrandeCU.org/Zia

Federally insured by NCUA. We don’t make you jump through a bunch of cumbersome hoops to earn rewards or dividends. You don’t have to do things like have a bunch of transactions, or eStatements to qualify. You’ll earn dividends on balances $500 and greater. There is a monthly fee if you don’t keep a daily balance of $500. You can waive that if you’re over 55 years of age. So, if you don’t plan to keep $500 in the account and you’re younger than 55, get our Free Checking account. It pays rewards too.