WELCOME
Who we are:
Full-service residential brokerage
We bring you the latest information, technology, and our mastery of the industry. We work with clients from first thoughts of selling their home to beyond the closing table.
At your side and on your side.
We live, work, and play right here in the Madison area and are deeply tied to the communities where you’re looking to buy your home. We know the perks and quirks of each neighborhood.
Resourceful & knowledgeable
We listen to our clients’ wants, needs, and expectations. I provide help and resources along the way, and give you the information you need to make the best decision.
FIND THE RIGHT AGENT
Buying a home is one of the most significant purchases in a lifetime. It is essential to have an experienced agent in your corner, always looking out for your best interest. A buyer agent’s fiduciary responsibility is to represent the buyer and to ensure that they are protected. After all, the Seller has someone in their corner as they sell their home, why not have someone in yours!
GETTING YOU IN THE DOOR
Wewillnarrowdownthehomesthatfityouruniquewantsandneeds andgetyouinthedoor!Ilookatdozensofhomeseveryweek,andIcan helpyouidentifypotentialproblemswithinahome.
HANDLING CHALLENGING CONVERSATIONS
Whenrepairsorchangesinpriceneedtobemade,Iwillbeyourguide andhandlerequestinganyrepairsorchangesinpricetothesellers.
STAYING ON TOP OF THE PAPERWORK
Buyingahomeinvolvesmanytypesofdocumentation.Ihavethe experienceandknowledgetonavigaterealestatecontracts.Ensuring thatnothingisoverlooked,andthatyoutrulyunderstandwhatapaper meansbeforeeversigningonthedottedline.
NEIGHBORHOOD EXPERT
Iworkdailyinneighborhoodswithinspectors,contractors,andnegotiating withsellers.Ihavethemarketknowledgeyouneedtogetyouthehomeof yourdreamsatthebestprice!Understandingthelocalrealestatemarketis essentialwhenitcomestimetomakeanofferonahouse.
PREPARE FINANCES
Questions to discuss when meeting with your lender:
How much can I afford & how much do I feel comfortable spending?
How will my monthly payments change based on my purchase price?
How much do I want to put for a down payment? How much are associated closing costs? Are there any major purchases I need to make in the near future?
Pre-Approval & Fully Underwritten Approvals
You will need to provide documented financial information (income, statements, assets, debt & credit reports etc.) to be reviewed & verified by the lender.
Working with Lenders
I can give lender recommendations and your lender is a great resource throughout the entire process for any financial related questions!
QUALIFYING INCOME INCOME
W-2 Income/Salary
Income from part-time jobs
Income from a second Job
Overtime & Bonuses
Seasonal jobs
Self-employed Income
Alimony & child support
(Documentation required)
Income from the lottery
Gambling Unemployment pay
Single bonuses
Non-occupying co-signer income
Unverifiable income
Income from rental properties
TYPES OF mortgage loans
START HOME SHOPPING
The fun begins! Any home you’re interested in checking out in person, let me know and we can see it together!
You’re more than welcome to check out open houses, but depending on the home and the market, they can be very busy and distracting.
Never hesitate to ask me for a private showing! We’ll go over age of mechanicals, roof, general condition of the home, and highlights of the area.
TIPS
Evaluate the neighborhood and surrounding areas -
•Do the homes fit your lifestyle in terms of lot size, garage, general square footage of each home?
•What outdoor noises can you hear -
•Is it conveniently located to schools, shopping, restaurants, & parks?
MAKE AN OFFER
Considerations:
Whentomakeanoffer-inthecurrent market,Buyersoftenneedtoactfast!
Howmuchtooffer-considerpriceper squarefoot,appraisal,andanyrepairsor changesyouwantdonetothehome.
Contingencies-arethereanyadditional contingenciesduetotheareaorspecific typeofhome?
Dates&Deadlines
closing day
CLOSING DISCLOSURE
Lenders are required to provide you with a closing disclosure prior to closing This will show you what your final loan terms and closing costs will be.
FINAL WALK THROUGH
We will do a final walk through the home within 3 days of closing to check the property’s condition. We will make sure any repair work that the seller agreed to make has been done.
CLOSING TABLE
Who will attend:
• Buyers, Sellers & their agents
• A title company representative
• Your loan officer may be there
• Any real estate attorneys involved
CLOSING COSTS
Closing costs can vary depending on your home’s purchase price and where you are located. Your lender should be able to help determine the closing costs as well.
After closing, unless there is a postoccupancy period, you’ll receive the keys and it’s time to move in!!
nice to meet you Lindsey DeFlorian
REALTOR®
I was born and raised on the Eastside of Madison and attended East High School and later UW-Madison for both undergraduate and graduate school. After several years working in social services, I decided to become a real estate agent. My passion for working with people combined with the creativity, competitiveness, and knowledge it takes to help people buy and sell homes made it evident I made the right career move.
My husband and I have two kids who keep us busy and remind us to slow down and enjoy the little moments. We love going for family hikes around Madison and sampling new coffee shops and breweries. Training for triathlons and marathons has made me appreciate the accessibility of trails around the state and the friendliness of the Midwest. Our vibrant city continues to add something for everyone – parks, libraries, and exceptional local restaurants.
As a Madisonian, I know the city well and the qualities and highlights each neighborhood has to offer. I love hearing the history and memories made over the years in a home, as well as the preferences and specifics people are looking for in their future property. If you’re just looking to buy or sell I’d love to assist you to reach your goals!
“It was a pleasure to work with Lindsey DeFlorian to sell our house She was very knowledgeable and made the process easy and streamlined. Plus she was extremely responsive and available to answer all our questions. We were able to sell our home quickly, within three days Thank you, Lindsey!”
“This was our second time listing with Lauer Realty Group, and they continue to earn our business as our realtor Lindsey facilitated much more than just the listing including helping with staging, recommending contractors, and arranging a professional cleaning before the open house and again prior to closing. Lindsey was accommodating, responsive, and diligent on our behalf answering all our questions (even my frustrating ones at 11 at night!) We really appreciated the frank, professional, and candid feedback we received throughout the listing, selling, and closing process We would recommend Lindsey and Lauer Realty again in a heartbeat When it comes to major financial decisions like buying and selling real estate you want the best team you can get, in our experience that’s Lindsey ”
“Could not have been more impressed or happier working with Lindsey DeFlorian as our realtor! Never had a doubt getting any questions answered quickly and correctly, and her ability to navigate through the inevitable unexpected was invaluable to us I highly recommend reaching out to Lindsey if you are looking to buy or sell real estate!”
“Working with Lindsey DeFlorian to buy our home has been wonderful She knows the market (both East and West side) super well and had a lot of information and situations to share when we had questions Lindsey helped us navigate through a few offers, with somewhat complex situations, and her calm experience 100% helped us submit the strongest offers we were able to Summer 2022 was a weird time to buy a house, and I can’t recommend her any more strongly! Plus, she’s fun to hang out with while walking through houses.”
“We worked with Lindsey from Lauer Realty Group and wow did we luck out! Not only was she attentive, punctual, and knowledgeable, but she was also honest and easy to get along with While the home buying process can be frustrating, we had a stress-free experience Not once did Lindsey ever make us feel pressured, nor did she ever impose her preferences on our decision-making, which made the process feel organically ours I would be remiss if I didn’t add that Lindsey’s overall calm demeanor was especially refreshing to me, as I am easily overwhelmed with big purchases. We feel as though we were house hunting with a friend. During the closing process, Lindsey was helpful in providing contact information for lenders and insurance companies I could go on and on about how much we appreciate Lindsey We are now in our new home that we love!”
NOTES
