WHY PROPERTY INVESTMENT REMAINS THE BEST LONG-TERM ASSET – EVEN WITH
For 26 years, I have been a landlord, property investor, and developer. I founded Amax Estates 23 years ago, where we specialize in sales, lettings, and block management – though our core business today is primarily lettings and managing blocks of flats.
Additionally, I have been a trainer for the London Landlord Accreditation Scheme for 21 years and served as Past President of ARLA Propertymark from 2021 to 2022. As a public speaker on all things propertyrelated regularly featuring at the National Landlord Investment Show and as a guest columnist for LI Magazine and Property Notify, I am passionate about educating landlords and investors on how to succeed. Recently, I also became a published author with my book, How to Become a Successful Property Investor, which shares insights on building a profitable and compliant property portfolio.
For years, property has consistently proven to be one of the most resilient and rewarding investment opportunities. Even now, with the Renters' Rights Bill on the horizon and legislative changes on the way, property investment remains unmatched in its ability to provide longterm wealth, stability, and security.
In this article, I’ll explain why property investment continues to be the best asset class and how landlords who do their research, plan ahead, and take a long-term view can thrive in this evolving market.
1. Yes, Legislation Is Changing – But That’s Not a Reason to Avoid Property
Whenever new regulations are introduced, we hear the same concerns from landlords: “Is buy-to-let still worth it?” or “Will these changes make it impossible to operate?”
The reality? Legislation changes all the time, and experienced investors know how to adapt. Even with increased compliance, property remains one of the safest, most lucrative long-term investments.
Yes, the Renters' Rights Bill is bringing changes, which include:
• The abolition of Section 21 (“nofault” evictions)
• A mandatory landlord portal and ombudsman scheme
• New rules on rent increases and pet requests
• Stronger safety requirements under Awaab’s Law and the Decent Homes Standard
But let’s focus on the positives –because there are plenty.
2. Why Property Investment Still Makes Sense
Property Always Provides a Tangible Asset
Unlike stocks or cryptocurrencies, property is a physical, tangible asset that will always hold value, even during economic downturns. Over the last century, UK house prices have continued to rise – even after financial crises, interest rate hikes, and political uncertainty.
• Property values grow over time, offering both capital appreciation and rental income.
• Unlike other investments, you have direct control over your asset – you can renovate, remortgage, or sell at the right time.
• Even with regulatory changes, rental demand remains strong, making property a consistent cashflowing investment.
Mid to Long-Term Investments Will Always Win
Short-term speculation can be risky, but those who invest for the long haul nearly always come out ahead.
If you:
• Do your research before purchasing
• Buy in the right locations with strong rental demand
• Think strategically about financing
• Understand how to manage a property effectively
… then your investment will be secure, regardless of policy changes.
For years, property has consistently proven to be one of the most resilient and rewarding investment opportunities.
In my book, How to Become a Successful Property Investor, I share my best hints and tips for making smart property investments – from choosing the right properties to maximizing returns while staying compliant.
Rental Demand Continues to Grow
One key reason property remains a top-tier investment? Demand for rental homes is at an all-time high.
• The UK rental market is undersupplied, meaning properties are occupied quickly.
• House prices and mortgage rates remain high, so more people are renting for longer.
• Even with regulatory changes, landlords who provide wellmaintained, compliant properties will always have tenants.
If you own high-quality rental properties, you will attract long-term tenants who want stability – which means reliable rental income for you.
3. The Key to Success? Invest with Your Eyes Wide Open
The biggest mistake new landlords make is jumping into property investment without understanding the industry. If you’re going to succeed in buy-to-let, you need to be:
• Informed – Keep up with legal changes so you can adapt.
• Prepared – Do your due diligence and ensure your numbers stack up.
• Long-term focused – Property isn’t a “get-rich-quick” scheme – it’s a strategic investment.
If you take this approach, you will always stay ahead of the market.
4. How to Make the Most of the Renters' Rights Bill Changes
Even though compliance is increasing, these changes will benefit professional landlords in the long run.
The Landlord Portal Will Reduce Rogue Operators
• The new landlord register will make it easier for professional landlords to stand out.
• It could improve tenant quality, as renters will see who runs their properties properly.
Section 21 Removal Means Better Tenant Stability
• While evictions will require a valid reason, landlords will hopefully gain more long-term tenants, reducing void periods.
• With stronger Section 8 grounds, landlords can still reclaim properties when necessary.
Awaab’s Law & Decent Homes Standard Will Strengthen the Market
• Only landlords who cut corners will struggle – if you maintain your properties well, these rules won’t affect you.
• A safer, higher-quality rental sector means stronger investment value over time.
Rent Increases Will Still Be Possible Under Section 13
• Landlords can still increase rent annually, as long as it’s in line with market conditions.
• The process will be more structured, reducing disputes and uncertainty.
Final
Thoughts: Property Remains the Best Investment
It is still early days, and the final legislation has not been laid yet, so updates may still occur. However, on a positive note, despite these new regulations and penalties, property investment remains one of the safest and most rewarding ways to build long-term wealth.
As long as you:
• Do your research before purchasing
• Read my book for expert hints & tips
• Invest with a mid-to-long-term mindset
• Stay informed on regulations
… then you will always have a profitable, stable, and secure investment.
By Maxine Fothergill – MD of Amax Estates & Property Services in Gravesend, Past President of ARLA Propertymark (2021/2022), landlord, property investor, developer, public speaker, columnist, and published author of How to Become a Successful Property Investor.
