October 2024 Legend

Page 1


Pictured, the ribbon-cutting ceremony for Key Largo Dental Associates at the September Members in Motion event, cosponsored by the KL Dental Associates, SouthState Bank, and the Rotary Club of Key Largo Sunset. READMOREONPAGE8

Ribbon Cutting for Key Largo Dental Associates

In This Issue

Holiday In Havana PAGE 3

Small Business Emergency Bridge Loan Activated PAGE 4

New Emergency Operation Center Opens PAGES 5

Meet the Board Candidates PAGE 6

Monroe County News PAGE 7

Members in Motion PAGE 8

Upcoming Events PAGES 10 & 11

Luncheon Happenings PAGES 12 & 13

Hurricane Season Isn't Over PAGE 16

FIRM Tip of the Month PAGE 17

Flood Disclosure Requirement PAGE 17

Schools Use Compostable Utensils PAGE 18

Community Foundation Names CEO PAGES 19

Credits:

Key Largo Chamber of Commerce

Market Design Connect with Nikki Dunn Cullen

Key Largo Chamber of Commerce

106000 Overseas Highway, Key Largo, FL 33037

305-451-1414

www.keylargochamber.org

Key Largo Chamber of Commerce

Legacy Members

Join the Chamber's exclusive Legacy Member 100K Club to help raise $100,000 to pay off the chamber's mortgage and bolster reserves. The Key Largo Chamber is seeking 100 sponsorships of $1,000 per business or individual. Thank you to:

X Henry Quintana

X HNO Productions

X Michael Rojewski Realtor

X Gretchen Holland

X Coral Reef Title

X Arla Marr

X Borland & Associates, Roberto & Ana Alonso

X In Loving Memory of Stuart Marr

X Boilini Eye Care

X Dennis and Lee Caltagirone

X Coldwell Banker Schmitt Real Estate

X Centennial Bank

X J.A. LaRocco Enterprise Inc. & All

Keys Concrete, LLC

X SBI Window + Doors

Holiday in Havana

Get ready for a spectacular evening on December 7th at the Chairman's Ball and Installation of the new board members, hosted by the Key Largo Chamber at the ReefHouse Resort and Marina!

Step into the enchanting world of 1950s Havana with our "Holiday in Havana" Chairman's Ball, where

elegance meets exuberance in a night of unforgettable celebration. This exquisite evening, inspired by the iconic Tropicana Club, promises a fusion of glamour, music, and tropical charm.

Indulge in Caribbean-inspired cuisine and celebrate the vibrant spirit of Havana.

Sponsorships are open (learn more on page 11), and VIP tickets will sell fast. Don't wait too long—secure your seat before it's too late. We can't wait to share this unforgettable experience with you!

For more details, contact Suzi or Manuela at 305-451-1414. Get ready to experience the magic of Havana!

Florida Small Business Emergency Bridge Loan Program is Activated

Program Makes $50 Million Available for Businesses Impacted by Hurricane Milton

FloridaCommerce has activated the Florida Small Business Emergency Bridge Loan Program, making $50 million available for businesses impacted by Hurricane Milton. Florida small business owners in need of assistance are encouraged to visit FloridaJobs.org/EBL to apply for the Florida Small Business Emergency Bridge Loan Program.

Businesses in the following counties, including sole proprietors, are eligible to apply: Alachua, Baker, Bradford, Brevard, Broward, Charlotte, Citrus, Clay, Collier, Columbia, DeSoto, Dixie, Duval, Flagler, Gilchrist, Glades, Hamilton, Hardee, Hendry, Hernando, Highlands, Hillsborough, Indian River, Lafayette, Lake, Lee, Levy, Madison, Manatee, Marion, Martin, Miami-Dade, Monroe, Nassau, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Pinellas, Polk, Putnam, Sarasota, Seminole, St. Johns, St. Lucie, Sumter, Suwanee, Taylor, Union, and Volusia counties.

The program provides short-term, zero-interest loans to small businesses that experienced economic injury or physical damage due to Hurricane Milton. Interested applicants can apply now through December 4, 2024, or until all available funds are expended.

Eligible small businesses may apply for loans of up to $50,000 through the program. Loans of up to $100,000 are available for agriculture and aquaculture small businesses, and loans of up to $150,000 are available for citrus and cattle operations. Loans approved through the Emergency Bridge Loan Program are intended to “bridge the gap” between the time a disaster impacts a business and when a business has secured longer-term recovery funding, such as federally or commercially available loans, insurance claims, or other resources.

Loans made under this program are short-term, zero-interest, personal loans

using State of Florida funds. They are not grants and loans must be repaid by the approved applicant.

FloridaCommerce administers the Emergency Bridge Loan Program alongside its fiscal administrator, Florida First Capital Finance Corporation. Visit FloridaJobs.org/EBL to learn more about the program, view the lending guidelines and required documentation, and complete an application by the December 4, 2024, deadline. Business owners who need further program information may call 833-832-4494 Monday through Friday from 8 a.m. to 5 p.m., Eastern Daylight Time.

About FloridaCommerce:

FloridaCommerce combines the state’s economic, workforce, and community development efforts, expediting economic development projects to fuel job creation in competitive communities and promote economic resiliency. For more information, including valuable resources for employers and job seekers, please visit www.FloridaJobs.org

County Opens New Emergency Operations Center

Monroe County celebrated the grand opening and ribbon cutting of the new Monroe County Emergency Operations Center (EOC) at the west end of the Marathon airport on Monday, October 7th; then, later in the afternoon, they hosted its first coordinating call from the new center to discuss Potential Tropical Cyclone (PTC) 9’s effects on the Florida Keys in conjunction with the National Weather Service Key West. That day a tropical storm watch was issued for Monroe County.

Monroe was the last county of Florida’s 67 counties to have a dedicated EOC built. The building was paid for by the state and federal grant money.

The Facility Houses:

• Monroe County Emergency Management

• Monroe County Sheriff’s Office 9-1-1 Communications

• Monroe County Fire Rescue Administration

“This is a major safety enhancement for our community that has been a long time in the making that will allow for continuity of services before, during, and after a disaster,” said Monroe County Mayor Holly Merrill Raschein. “There was a great deal of thought put into this project."

Facility Stats:

Size: 28,321 square feet; Design: Based on a 500-year storm; 220 mph wind rated; Impact Rating: Windborne Debris Missile Criteria for Hurricane Shelter Safe Room; First Floor Flood Elevation = 20.2 ft. (17 ft. above ground); Self-sustaining for 96 hours for up to 150 people, including food, drinking water, redundant generators for electric power, and wastewater storage; Emergency communications via redundant fiber optic network services, plus satellite phone/internet service.

2025 Board Election Are Underway Meet the Board Candidates

The Board Election, a momentous event in our Chamber, commenced on October 14, 2024. All Chamber Business Members in good standing should have received a Constant Contact email marking the beginning of this critical process. Voting will continue until November 8, with the results broadcast at the annual meeting on November 14 at Bakers Cay Resort. This year's election is truly unique, with seven candidates vying for six open positions. This level of competition is sure to bring an exciting and suspenseful element to the election.

Following the results at the annual luncheon, the newly elected board members will be installed at the Chairman's Ball on December 7 at the ReefHouse Resort and Marina. Tickets are now on sale for both events. Learn more about the ball on page 3. Please take the opportunity to know the candidates, as your informed decision is crucial in shaping our Chamber.

Current Board Members

showing his solid commitment to the community.

Melissa Fernandez: Melissa, a representative of the construction and remodeling industry, brings a wealth of experience from her employment with J.A. LaRocco Enterprise Inc. & All Keys Concrete, LLC. She has served on the board for six years, demonstrating her competence and dedication.  If re-elected to the 2025/2026 board, it will be her last term.  Melissa also is a member of the Key Largo Rotary.

Running for Another Term:  Spenser Bryan: Spenser, a Captain with Monroe County Sheriff's, was elected to the 2023 and 2024 boards and is committed to serving another term. He serves on the board as a dedicated liaison between the Sheriff's office and the business community, bridging the gap and fostering a strong connection. Spenser has been instrumental in many chamber events, especially the 4th of July Parade and the festival held at Rowell's Waterfront Park. He is also a loyal member of the Key Largo Rotary,

Blaine Vernicek: Blaine, a site manager for The Structure Group, LLC, is a crucial figure in the family-owned, state-certified general contractor business that has successfully executed numerous residential and commercial construction projects in the Florida Keys. He has served on the board for six years, showing his commitment to serving the Key Largo business community. If re-elected, Blaine will be completing his final term.

Board Candidates Nominated by the Key Largo Board of Directors:  Roberto I. Alonso: Roberto served on the Board of Directors for eight years. His final term ended in 2023. After one year of stepping off the board, he can

serve again. Roberto is the proprietor of Borland and Associates. He represents the medical insurance industry. Roberto's passion for the Key Largo Chamber is never-ending. During his tenure, and under his Chairmanship, he reorganized the board's and operation of the Chamber's roles under the Governance for Good program; his fundraiser in 2018, after the devastation of Irma, raised over $35,000, of which $20,000 went to business grants that assisted chamber members with costs that were related to the storm. Roberto feels that his mission is incomplete, and he would like to serve on the board to accomplish a few more goals that were not finished during his Chairmanship. Roberto serves on many boards and is a past Key Largo Rotary president and two-term Key Largo Chamber Chairman.

Suzanne Holmquist:  Suzanne owns Calypso Watersports & Charter, which has been in business for 22 years. If chosen, she would represent our tourism industry. Suzanne feels the Chamber has a significant role to play in the leadership of our community by promoting solid local economic growth, advocating for the community in terms of governance, and enlightening the community on various issues and challenges. Suzanne appreciates the Chamber's understanding of community demographics and its ability to support businesses in promoting economic opportunities and enhancing cultural well-being. After living in the community for 22 years, she has developed a good

understanding of the businesses and what helps the local economy thrive. Suzanne has a strong marketing background and is creative by nature. She enjoys networking and meeting people and has ideas for promoting business. Suzanne has been involved on several boards and committees in the upper keys, including DAC 5, and represents Key Largo with the Tourist Development Council. Suzanne is also a Rotarian and the Sergeant of Arms and Interact sponsor for Coral Shores. She also helped run "Project Graduation" for three years.

Self-Nominations:

Mary Houston: Mary is the proprietor of Houston Insurance Agency. Her company specializes in business, personal, and life insurance. Mary believes she can bring a unique perspective and a valuable contribution to the Chamber. Her skills and experience align with the

she is committed to being an active participant, advocate, and support to strengthen the business community's growth and success. Mary is a Trustee Level Member of the Key Largo Chamber, a member of the Islamorada Chamber and Upper Key Rotary, a Board member of FIRM (Fair Insurance Rates Monroe), a TSIC mentor, and sits on a few Habitat committees.

Michelle Kane: Michelle is an Attorney at Vernis & Bowling of the Florida Keys. Michelle's upbringing in the community has instilled in her a deep dedication to the community's success. Her firm belief in her potential to significantly contribute to the Chamber's essential issues is a testament to this commitment.  If elected, she is committed to actively participating in Chamber events, promoting our organization, and providing valuable legal advice and counsel. Michelle's commitment

Largo and The

September Members in Motion!

Thank you Key Largo Dental Associates, SouthState Bank and the Rotary Club of Key Largo Sunset for co-hosting our September networking event.

Thank you Key Largo Dental Associates for co-sponsoring.

you Lisa and SouthState for sponsoring.

Chairman Henry Menendez with the HNO Team.
Ana and Emily, where have you been hiding?
Thank
The chamber team with Chair-Elect Michael Rojewski.
The Karaoke King creating his magic.

CHAMBER EVENTS UPCOMING

10/17

“TASTE THE KEYS” FOODIE TOUR - HOP ON THE TROLLEY!

MEMBERS IN MOTION - AT CIRQUE SALON ON THEIR 6TH ANNIVERSARY 10/24

MEMBER NETWORKING LUNCHEON MEETING AT BAKER’S CAY RESORT 12/07

MEMBERS IN MOTION - CENTENNIAL BANK, ADV. URGENT CARE, KEY LARGO CHOCOLATES 11/21

CHAIRMAN’S BALL, “HOLIDAY IN HAVANA” CELEBRATION AT THE REEF HOUSE

HOLIDAY PARTY - KEY LARGO CHAMBER OF COMMERCE BUILDING 12/19 11/14

AND MORE!

KEYLARGOCHAMBER.ORG/EVENTS

Andres from the chamber and James, Board Member of the Rotary Club of Key Largo Sunset.
Board Directors Angie and Ruth.
MCSO Captain Spencer Bryan with David and Jimmy.
Katie and Bill with Bette, Sue and David.

For event details visit

wwww.web.keylargochamber.org/events

Members In Motion! Cirque Salon Studios 6th Anniversary! 5:30 PM

Thursday, October 24 Treasure Treat Night 5:30 PM Owl-O-Ween 1:05 PM

Friday October 25

Saturday, October 26

Saturday, November 2

Wednesday, November 6

Saturday, November 9

Thursday, November 14

Wednesday, November 20

Thursday, November 21

Friday, November 22

Marine Labs Haunted Lagoon 6:00 PM

Guided Tours at History of Diving Museum — Art McKee's Birthday 11:00 AM

Spooky Soir at Baker's Cay 8:00 PM

Keila's Halloween Fundraiser Proceeds go to the Good Health Clinic 8:30 PM

Retail Business Marketing Webinar 6:00 PM

Reignite the Light Gala

Social Networking Lunch "Annual Report & Board Elections" at Baker's Cay Resort • 11:30 AM

Wesley House Grand Opening & Ribbon Cutting 5:30 PM

Immerse Yourself! Pearl Harbor History 7:00 PM

Start Up, Start Right New Business Webinar 6:00 PM Reef Revival Fest 5:00 PM

Thank you to our members for being involved community partners!

Your Chamber Board of Directors

Henry Menendez 2024 - 2026 Chairman of the Board of Directors

HNO Productions – Owner/Operator

Angie Alvarez (2024 -2026) Centennial Bank Branch Manager

Manuel Alvarez (2024-2026)

Verdeja, De Armas & Trujill CPA

Berta Bravo (2024 – 2026)

SBI Windows & Doors Proprietor

Spencer Bryan (2023-2025)

Monroe County Sheriff’s Office Captain

Kevin Donlan (2024-2026)

Publix Supermarkets, Inc District Director

Melissa Fernandez (2023-2025)

All Keys Concrete Communications & Sales

Cathy Gahagen (2024-2026) The Catch Proprietor

Henry Quintana (2024 -2026)

Henry Quintana Realty, Inc Owner/Operator

Michael Rojewski – Chaiman Elect (2023–2025)

Rojewski & Rebl Group Realtor

Stephanie A. Russo (2023 - 2025)

Russo Law and Mediation Attorney

Ruth Schrader-Grace (2024 - 2026)

Keys Core Fitness Owner/Operator

Blaine Vernicek (2023 - 2025)

The Structure Group Manager

Trustee Members

September Luncheon Happenings

Crystal and Elizabeth from Seaway

and

Your KLCOC Chamber Team.
Board Director Henry Quintana with Mercedes Mujica of Double Angel Insurance, Chairman Emeritus Roberto Alonso with our New Trustees Las Marias Medical Center.
Nikki and Lindsay from Habitat Upper keys.
Tracey, Coconut Palm Inn; new members
Plumbing;
Peg Laron, Bay Harbor Lodge and Coconut Bay Resort.
Kim and Jack with Upper Keys Marine Construction.
Trustee Member Italian Food Company Isis Wright with Mayor Holly Raschien.
Cathie and Stephaine from Mrs. Macs Kitchen.
Mary Beth Harris, Centennial Bank; Nakita Shim, Brightview; and Barbara Hann SOS.
Guest Speakers Vanessa Herrea, College of the Florida Keys; and Melody Tuschel, Monroe County Recycling.
New Member Alzheimers Association.
New Member Dion Generator Solutions.
New Member Edward Jones, Making Sense of Investing.
New Member Seaway Plumbing.
New Member WCO Events, Wedding & Event Planning.
Trustee Member Las Marias Medical Center.

Hurricane Season Isn't Over Yet!

Monroe County’s comprehensive emergency plan calls for a “Phased Evacuation.” This evacuation plan is intended to avoid unnecessary evacuation if some zones are expected to be affected, and others are not. Locate the zone you live in so that you will know when to leave if an evacuation for your zone becomes necessary.

Know Your Zone:

*Please note: the evacuation zones are different than re-entry zones after a hurricane, which uses Upper (3), Middle (2), and Lower (1) Keys for the re-entry sticker zones. Reentry sticker information can be found at monroecountyem.com/ reentrystickers.

Zone 1: MM 0 to MM 6

Zone 2: MM 6 to MM 40

Zone 3: MM 40 to MM 63

Zone 4: MM 63 to the three-way stop at CR 905-A

Zone 5: CR 905-A to mainland Monroe County, including Ocean Reef.

Evacuation Checklist

• Map your route

• Do not get on the road without a chosen destination

• Fill your car with gas as soon as you can; stations run out of gas and/or stations close because their employees evacuate

• Download the Gas Buddy app to see nearby gas station statuses

• Evacuate if told to do so.

• Do not get stranded, evacuate early if possible

• Bring Your Monroe County ReEntry Sticker

Evacuation Zone Map

• Bring your disaster supply kit, go-bag (which includes medications), and important documents (including insurance information).

• Enact your pet plan -- and do not leave your pets behind

• Get cash to last you a week or more

• Secure your home before leaving

• Install your shutters or board up windows

• Anchor loose objects in the yard or bring them inside

• Turn off your water supply to your home or business

• Empty out your refrigerator

• If possible, bring as much of your personal belongings to the second floors in case of flooding

• Lock your doors and windows

Florida Keys Evacuation Information Reminder Florida Keys

• If you have a boat, don't forget to secure it too.

disaster when you need to purchase necessary supplies, fuel or food.

Americans at all income levels have experienced the challenges of rebuilding their lives after a disaster or other emergency. In these stressful times, having access to personal financial, insurance, medical and other records is crucial for starting the recovery process quickly and efficiently.

• Gather financial and critical personal, household and medical information.

• Consider saving money in an emergency savings account that could be used in any crisis. Keep a small amount of cash at home in a safe place. It is important to have small bills on hand because ATMs and credit cards may not work during a

• Obtain property (homeowners or renters), health and life insurance if you do not have them. Not all insurance policies are the same. Review your policy to make sure the amount and types of coverage you have meets the requirements for all possible hazards (https://www.ready. gov/be-informed ) . Homeowners insurance does not typically cover flooding, so you may need to purchase flood insurance from the National Flood Insurance Program.

• Obtain property (homeowners or renters), health and life insurance if you do

not have them. Not all insurance policies are the same. Review your policy to make sure the amount and types of coverage you have meets the requirements for all possible hazards. Homeowners insurance does not typically cover flooding, so you may need to purchase flood insurance from the National Flood Insurance Program (https://www. floodsmart.gov/ ).

For more helpful financial preparedness tips, download the Emergency Financial First Aid Kit (EFFAK) to get started planning today. https://www.ready.gov/ sites/default/files/2020-03/ ready_emergency-financialfirst-aid-toolkit.pdf

Easy Access to Your Records is Crucial for in Recovery Process Flood Disclosure Requirement Now in Effect

As of October 1 ,2024, pursuant to House Bill 1049, a seller must (statutory requirement) complete and provide a flood disclosure to a purchaser of residential property at or before the signing of a sales contract.

The flood disclosure form asks the seller to declare whether or not:

Seller has filed a claim with an insurance provider relating to flood damage on the property, including, but not limited to, a claim with the National Flood Insurance Program.

Seller has received federal

assistance for flood damage to the property, including, but not limited to, assistance from the Federal Emergency Management Agency.

For the purposes of this disclosure, the term “flooding” means a general or temporary condition of partial or complete inundation of the property caused by any of the following:

a.) The overflow of inland or tidal waters.

b.) The unusual and rapid accumulation of runoff or surface waters from any established water source,

such as a river, stream, or drainage ditch.

c.) Sustained periods of standing water resulting from rainfall. Though it does not require the seller to disclose

information of a home’s past flood damage, this is a first step in ensuring greater transparency when buying what is often the largest purchase in an individual’s life.

Keys Schools Use Compostable Utensils and Trays Thanks to Key Largo Students

Key Largo School is repeatedly named as a Gold Level Everglades Champion School by the Everglades Foundation. The students in all grades at KLS are serious about their titles as Everglades ambassadors.

Like other schools in the district, KLS has an Advancement Via Individual Determination (AVID) program. A big focus of AVID is on helping students develop skills in communications and advocacy. Teachers throughout the district receive training in AVID philosophy and techniques.

In 2023, KLS AVID students in fifth and seventh grades looked for ways to advocate as Everglades ambassadors. They researched ways to reduce the impact of their own school on the environment.

Specifically, the students researched the Styrofoam trays and plastic utensils in use at the school, found alternatives and looked for the right people to convince. AVID teachers Eva Brown and Pam Caputo succeeded in bringing school district staff, including Pat Lefere, executive director of operations and planning, up from Key West to Key Largo to receive persuasive slideshow briefings prepared and presented by fifth and seventh grade students.

The argument from the seventhgrade class was that Key Largo School alone used 11,000 Styrofoam trays a month or 110,000 trays in a year that are not biodegradable and add styrene

microplastics to the environment.

The fifth-grade class focused on the $3,281 spent annually on packages of plastic utensils in plastic wrappers. Their slide asked, “Do kids really need a spork with their peanut butter and jelly sandwich, corn dog or chicken nuggets?”

The students focused on more than “recyclable.” They proposed alternatives that must be compostable so they could become useful dirt. The students were at a little disadvantage because the suppliers of the compostable products wouldn’t quote them volume prices.

The district staff took the numbers, made the right contacts and found that the students were right.

“Things had changed a little,” Lefere said. “The Miami-Dade School District and other large districts in the state

adopted some of these products and the supply chain was moving.”

The result is that if you visit a lunchroom in any Monroe County District School this year, you will see trays molded from paper and wooden forks in paper wrappers available if the students want them. All these items are compostable. They don’t have to be sorted or cleaned. They can all go back to the Earth.

Fifth and seventh grade students within the county advocated for a change and got results.

“They don’t get enough credit for what they did. This was a big deal,” Monroe County School Board Chair Sue Woltanski said, adding Key Largo School students should be recognized for the district-wide changes they inspired.

Elizabeth Brown Named Community Foundation CEO

Upper Keys Weekly

The Community Foundation of the Florida Keys announced Elizabeth Brown as the permanent president and CEO of the foundation, following a comprehensive search process. She has been serving as interim CEO since the departure of Jennifer McComb. Brown brings extensive leadership experience and a deep commitment to the Florida Keys community, making her the ideal choice to lead the Foundation into the future. She joined the foundation as vice president for philanthropy in 2022, bringing more than 15 years of nonprofit leadership

of advancement for the Smithsonian Institution’s National Museum of Asian Art.

During her tenure at the foundation, she has been instrumental in strengthening relationships with donors and nonprofit partners, particularly in the Middle and Upper Keys. Her leadership has been key in expanding the Foundation’s reach, ensuring its mission is delivered across the entire island chain.

“I am deeply honored to step into this role and continue serving the wonderful community we have here in the Florida Keys,” said Brown. “The support from our Board, staff, and my predecessor, Jen McComb, has been invaluable throughout this transition.

Together, we are energized and ready to advance the Foundation’s mission to address the evolving needs of our community.”

For nearly three decades, the Community Foundation of the Florida Keys has been dedicated to

Make Life

Access: Register for FKEC’s SmartHub Today

Go to Bill & Pay to pay your bill or setup auto-pay.

Track your energy usage

Go to Settings to select Paperless Billing and ensure your contact info is current.

Take FKEC on-the-go with the SmartHub Mobile App.

Why Use SmartHub?

FKEC strongly encourages all members to sign up and use SmartHub, our secure online account management tool. Once you complete the easy one-time registration, you can access your FKEC account anytime from anywhere via your web browser or mobile device. SmartHub benefits and advantages include:

X Pay your bill online to prevent mail delays and late fees Once you register your account, you will be notified as soon as your monthly electric bill is available, and you can easily make payments from your computer or smart device 24/7.

X Increase payment security

Check your account balance 24/7 to prevent being scammed. Prevent mail fraud by not sending a paper check.

X Sign up for auto-pay, set your secure payment method, or go paperless

X Contact Us

Report an issue and submit a general inquiry from your computer or mobile device.

X Access your account anytime from anywhere 24/7

X Easily Access FKEC’s Live Power Outage Map

X Access energy usage data

Track your power usage trends daily, weekly, monthly, or yearly, create budgets, and more to use energy wisely. Reviewing your power consumption also helps you understand increases and decreases in your electric bills.

Turn static files into dynamic content formats.

Create a flipbook
Issuu converts static files into: digital portfolios, online yearbooks, online catalogs, digital photo albums and more. Sign up and create your flipbook.