Infinity Real Estate Sarah
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H O M E B U Y E R ’ S R O A D M A P
Whether this is your first time buying or you’re a seasoned home owner, I recognize that this is not something you navigate everyday. This roadmap provides a brief overview of each step of the journey.
3 2 1
S T A R T D R E A M I N G
C l a r i f y y o u r v i s i o n a n d
E x p l o r e y o u r o p t i o n s
N a r r o w i n o n l o c a t i o n
D U E D I L I G E N C E
C o n d u c t I n s p e c t i o n s ,
r e v i e w p r o p e r t y
i n f o r m a t i o n , n e g o t i a t e
r e p a i r s / c r e d i t s & o b t a i n
F I N A N C I A L S
D e t e r m i n e y o u r b u d g e t ,
c o n n e c t w i t h a n e x c e l l e n t l o c a l l e n d e r
a n d g e t p r e - a p p r o v e d
S E A R C H
S i g n B u y e r ’ s A g e n c y
A g r e e m e n t &
C o m p a r e / C o n t r a s t h o m e s
H o m e O w n e r ’ s I n s u r a n c e 4 5 6 7 11
O F F E R P E N D I N G
Y o u ’ v e “ r e a c h e d
m u t u a l ” w i t h s e l l e r , E a r n e s t $ d u e t o E s c r o w
Y o u f o u n d T H E O N E !
M a k e a n o f f e r a n d n e g o t i a t e w i t h s e l l e r
A P P R A I S A L
S a t i s f y c o n d i t i o n s
w i t h l e n d e r a n d p a s s
a p p r a i s a l
C L E A R T O C L O S E
C o n d u c t f i n a l w a l k
t h r o u g h , s e t u p
u t i l i t i e s , & s c h e d u l e
s i g n i n g
S I G N I N G / W I R I N G
S i g n d o c u m e n t s ( 1 - 3
d a y s p r i o r t o
c l o s i n g ) , s e t - u p w i r e t o E s c r o w
S C H E D U L E M O V E C L O S I N G ! H O M E
S W E E T H O M E !
S e t - u p y o u r m o v e r s E s c r o w s e n d s d o c s t o
C o u n t y , C o u n t y R e c o r d s
It’snotjustaboutthefeaturesyouwantinyournewhouse,butthe location,timelineandyourlifestylemattertoo!
Ifyou'renewtotheareaorwantafreshperspective,wewillschedule apersonalized'GettoKnowtheArea'tour. Iwillhelpyounarrowyour focustothespecificcity,neighborhoodandareathatalignswithyour vision.
Meetwithalocalmortgagelendingexperttohelp determineyour“buyingpower”Workingwitha trustedlenderisamust. Wehavereferralsto lenderswhocanhelpyoudeterminetheloanthat bestfitsyourbudgetandyourneeds
Unlessyouplantopayincash,apre-approvalis essentialtohaveinhandpriortomakinganoffer. Thesellerneedstohaveconfidenceyouhavethe resourcestopurchasebeforetheywillconsider workingwithyou
When calculating upfront costs, remember to ask about Earnest $ Deposit, Down Payment, Closing Costs and include expenses like home inspections.
As a boutique brokerage, we are with you every step of the way no hand-offs, just dedicated support from start to finish.
Itakeahands-onapproachtoyourhomesearch:
Itbeginsbysittingdownwithyoutounderstandyourwantsvs.needsanddiscussall aspectsofyourcriteria
Ourdeeplocalknowledgeallowsustosuggestareasyoumaynothaveconsidered, andwe’llpersonallytouryouthroughdifferentneighborhoodstorefineyour preferences.
WeuseRealScout,asmarttechnologysystemthatprovidespersonalizedproperty alertsandadvancedsearchcapabilities,ensuringyounevermissapotentialhome Ifyou’reunabletoattendashowing,we’lltourhomesonyourbehalfandprovide detailedvideossoyoucanexperiencethepropertyvirtually.
Ourstrongrelationshipswithlocalagentsgiveusaccesstovaluableinsights,andwe digdeepintolistingstogathereverydetailyouneedtomakeaninformeddecision.
If you’re interested in new construction in a planned neighborhood, it’s important to remember that not all builders are created equal We have firsthand experience with many builders in the area and can share honest insights in our recommendations
A builder’s sales representative works for the builder not you Having me on your side means you’ll have someone advocating for YOUR best interests I can help negotiate better terms or upgrades that builders might not openly offer, as their priority is maximizing their profit Additionally, I can guide you on which upgrades are worth investing in upfront and which ones are better handled after you move in.
Buying vacant land and building from scratch is another topic that can discuss as well. It’s always best to know what you are getting yourself into.
Buying a new construction home can be an exciting opportunity, and with my expertise, we’ll make sure the process works in your favor!
Poulsbo Poulsbo
Kingston Kingston
Hansville Hansville
Seabeck Seabeck
Belfair Belfair
Allyn Allyn
Grapeview Grapeview
Puyallup Puyallup
Yelm Yelm
Whenit’stimetomakeanofferonahome,it’s aboutmorethanjustnumbers—it’saboutstrategy.
We’llevaluatecomparableproperties,assessthe home’sactivitylevel,andconsiderthebestapproach basedonthecurrentmarketandtheseller’ssituation Ifthepropertyisinhighdemand,we’llfocuson creatingacompelling,competitiveoffer.Thismight meanminimizingcontingencies,butit’simportantto weighwhat’sinyourbestinterest.Forexample,doyou wanttoconductahomeinspectionoroptforapreinspectiontostrengthenyourposition?Shouldwe includecontingenciesforfinancing,title,orspecial inspectionslikesepticsystems?
Ontheotherhand,ifthehomehasbeenonthemarket forawhile,wemayhaveroomtonegotiatethepriceor requestsellerconcessionssuchasclosingcost assistance
Every detail of your offer is thoughtfully considered to align with your goals and protect your interests. This is a collaborative process, and I’m here to guide you every step of the way.
EARNESTMONEYDEPOSIT
Agoodfaithdepositequaling1-3%ofthe purchaseprice Thisisappliedtoyourdownpaymentat closing
FINANCINGAMOUNT
Whatpercentageoftheloanyouare financing,andhowmuchyouareputtingdown?
CLOSINGCOSTS
Thisistypically2-4%ofthepurchasepriceYourlender willprovideanestimateofthecosts
CLOSINGDATE
Ifgettingamortgage,thisistypically20to 30daysfromacceptanceoftheofferThiswillbethe daythedeedtothehomeisrecordedinyournameand keysarehandedoverTheclosingdateisnegotiatedin thecontract
INSPECTIONS
Anticipatenegotiating5-10daystoperformInspections &renegotiateorterminatethecontractIftheInspection comesbackunacceptable.
APPRAISAL
Yourlenderwillordertheappraisalandtheappraiser hasabout14days,unlessitisexpedited,togetthe reportbacktothelender.
process which may affect the outcome of your ability to obtain a loan. These remain in effect before, during, and after loan approval up until the day of funding your loan and closing. Many times credit, income, and assets are verified days or hours before you have signed your final loan documents.
Don’tbuyacar
Don’tgetmarriedordivorced(unlessyour lenderknowsinadvance)
Don’tchangeprofessionsorstartyourown business
Don’tchangebankaccounts
Don’tbuyANYTHINGoncredit!(appliances, furniture,etc)
Don'tco-signaloanforANYBODYelse
Don’tthrowawaydocuments
Don’tgetlazywithmonthlybillsandincurany latepayments
Don’tletanyonerunyourcreditorapplyfor anycreditcards
Don'tpayoffanyolddebtcollectionsunless instructedtodosobyyourlender
Inspections
Home Owners Insurance
Homeowner’sinsuranceisarequirementtoobtain amortgageforahome Ifthepropertyisinornear afloodzone,floodinsurancemayalsobe necessary
Costsarerisingandcoverageisnotguaranteedby everycompany. Starttheprocessearly.Exploreall ofyouroptionsandreviewquotestoensurethe bestcoverageforyourneeds Ifyouneeda referral,letmeknow,Icanrecommendafew trustedagents
During the inspection period, you’ll hire a home inspector to assess the property from top to bottom, uncovering any hidden issues
The inspection typically covers the home’s heating and cooling systems, plumbing, electrical, roof, attic, insulation, walls, floors, windows, foundation, basement, and structural components You’ll receive a detailed report, but I recommend attending the inspection or at least the last 30 minutes to review findings directly with the inspector
Additional inspections, such as water testing, structural assessments, or septic/sewer evaluations, may also be necessary depending on the property
Title Contingency
Atitlesearchwillbeconductedbyprofessional examinerstoensuretherearenoownershipissues,or liens/judgementsthatcannotbeclearedwhenyou close Atitlecontingencygivesyoutimetoreviewthe titletogainunderstandingoftheeasementsand/or covenantsthatwillremainontitleafterclosing This contingencyprovidespeaceofmind,knowingyour ownershiprightsaresecureandyouknowwhat you’regettinginto
Closinginvolves Paperwork,Patience,andPreparation.
Signing Final Docs: 1 to 3 days prior to the Closing date Escrow will contact you to schedule signing and provide the amount to wire Be prepared with your ID and any required documents
Transfer Closing Funds to Escrow: 1 to 2 days prior to Closing. Many banks have limits as to the amount that can be wired online You may need to schedule an appointment at a branch to complete your wire Check in advance
Closing Day: Escrow and your lender finalize the sale, and the deed is recorded Once recorded, the house is officially yours! Finally, you can meet Jennie to collect your keys!!
I cannot express enough how amazing my realtor, Sarah Husby, has been throughout the entire process. From start to finish, she has shown dedication, attention to detail, and commitment to ensuring that the process was enjoyable and stress-free Sarah's communication skills are exceptional, always available to answer any questions I had, promptly returning calls and messages, and keeping me informed every step of the way I never felt out of the loop or unsure about what was happening.
What sets Sarah apart is her genuine passion for what she does She made the entire experience fun and exciting, turning what could have been a daunting task into a memorable journey. Sarah's positive attitude and enthusiasm are contagious, making me feel confident and optimistic throughout the process It took us over a year to find our perfect home, and Sarah's passion never faded
Furthermore, her thoroughness ensured that nothing was overlooked. Sarah paid attention to every detail, ensuring that all bases were covered, and nothing slipped through the cracks In summary, my realtor-turned-friend is not just a professional but a true gem in the real estate industry. I wholeheartedly recommend her to anyone in need of a top-notch realtor who not only gets the job done but also makes the entire experience enjoyable and rewarding. Thank you for everything you do!
~Leela
We are retired professionals who have relocated to the Pacific Northwest from the Southwest. We met Sarah Husby at an open house and soon discovered that she was a creative, informed and capable broker. As a result, we chose her to assist us as our buyers' representative. While this was not our first "rodeo" as home buyers, we quickly discovered that the Seattle area market is very different from the market we left. Prices were higher, times to evaluate a home were surprisingly short, and competition was fierce. In addition, construction practices were different as were home evaluation criteria. Clearly an environment where local knowledge, experience with local construction, quick accurate research and superior negotiating skills were a must Sarah did not let us down. She worked hard, researched diligently, listened well, communicated quickly as well as accurately and skillfully led us through the home buying process. Along the way, she expertly guided us, enabling us to properly focus on the type of home and location to meet our future needs. With Sarah's assistance, we found the right home and even managed to stay within our budget. Based on our experience, we recommend Sarah without hesitation If you want a loyal, energetic, knowledgeable broker to assist you in a home purchase, choose Sarah Husby.
~Maggie & Steve
I cannot express enough gratitude for Sarah's unwavering dedication and expertise throughout our home-buying journey. In the midst of challenging times, she stood by our side, going above and beyond at every turn
From the very beginning, Sarah listened attentively to our needs and desires She meticulously curated
a list of properties that not only met but exceeded our expectations Her industry knowledge and responsiveness were invaluable, ensuring that we explored every option thoroughly.
When we finally found our dream home, Sarah’s negotiation skills came into play. She advocated fiercely on our behalf, securing a deal that left us feeling both thrilled and grateful. But her support didn’t end there During the closing process, she coordinated seamlessly, making sure every detail was in place.
Sarah’s commitment extended beyond professional duties. She understood the emotional weight of this purchase during a challenging period in our lives. Her empathy and kindness made the entire process smoother and more meaningful
In Sarah, we found not just a real estate agent, but a true partner Her exceptional service, genuine care, and tireless efforts transformed what could have been a stressful experience into a beautiful memory We are now proud homeowners, and it’s all thanks to Sarah.
If you’re looking for a real estate agent who will be your advocate, confidante, and guide, look no further than Sarah Allen She’s not just a professional; she’s a beacon of light in the real estate world.
Thank you, Sarah, for making our dreams come true!
~Aaron
Infinity Real Estate was founded on its core values of honesty, integrity, doing business by the letter of the law, with empathy, and most importantly, always in the best interests of our clients Holding steadfastly to these values in all that we do has been our guiding principle and service guarantee to our clients for more than 18 years
I recognized that while the Washington Agency statutes and the NAR Codes of Ethics clearly state the duties owed to our clients, what was happening in practice then, and still now 20 years later, in so many instances, is an utter disregard for transparency, honesty, and the law You deserve far more That is why I founded Infinity Our commitment to setting ourselves above the rest is why we have continued to be successful
There are no slick sales tactics or gimmicks at Infinity When you hire me and the team, our agenda is your agenda, our timing is your timing, and our goals are achieved by exceeding yours You can count on us to be fully transparent in all that we do We are your partner and trusted resource
We are proud of who we are, what we stand for, and what we do for you We consider the opportunity to assist you an honor and privilege
We guarantee we will always have your back
To provide real estate brokerage services in Washington, we are required to enter into a written services agreement. It's essential that you fully understand your rights, the duties of the broker, and the terms of the agreement. I will provide you with the 'Real Estate Brokerage Relationships in Washington State' pamphlet and review the Buyer’s Agency Agreement with you to ensure clarity and discuss the details of our contract.
Sarah Husby Infinity Real Estate
Donated
$200,000 and counting...
8,000+ lbs of food
100 bags of clothing & essentials
220 senior care boxes
100's of volunteer hours
Giving back is at the heart of everything we do...here are just a few local organziations that we support through 0ur efforts.
