Buying Buying
your
your
together with together with Jennie
Jennie
Wetter
Wetter
Welcome To Welcome To
Infinity Real Estate
Myrealestatejourneybeganwithtwokeyrealizations First,thattheprocessofbuyingor sellingahome,whetherafirsthomeoryourlast,isnotjustatransaction;it'soneoflife'smost significantevents.Second,thedefinitionofexceptionalserviceneedstobeseenfromYOUR uniqueperspective,asanexperiencethatmatchesthemagnitudeofthislifechanging decision.
Almost20yearsand750successfulsaleslater,thatcornerstonecommitmenttoexceptional service,togetherwithmycorevaluesofintegrity,empathy,andattentiontodetailhave guidedme.TodayIstandasarecognizedleaderinourindustry,andI'vehadtheprivilegeof becomingatrustedpartnertomanyofthemostdiscerningbuyersandsellersinthePacific Northwest.
Irecognizebuyingorsellingapropertyisn'tjustaboutthe physicalspace;it'saboutalifestyle.Ibringbothauthenticity andsophisticationtailoredtoyouandyourpropertyby drawingonmyexpertise,extensiveresources,andinvaluable connections.I’mknownformyskillinnavigatingthesecomplex transactionsanddeliveringexceptionalvaluetoyou.
I’mdrivenbypassiontoconsistentlyelevateeveryaspectofthispro desiretoexceedyourexpectations.I’msurroundedbyanincredible yg andconstantlystrivefornewandimprovedsolutionsforallourclients.
Mycommitmenttoserviceextendsfarbeyondtheclosingtable Youcanalwayscountonme andtheteamforongoingsupport,trustedreferrals,orsoundadvice Yourbestinterestswill foreverbeattheheartofourconnection Ilookforwardtoembarkingonthisjourneytogether, whereyourrealestatedreamsbecomereality,andyourlifestyleaspirationsfindtheirperfect home.
Cheers,
Home Buyer’s Home Buyer’sRoadmap
Whether this is your first time buying a home or you’re a seasoned home owner, we recognize that this is not something you navigate everyday. This roadmap provides a brief overview of each step of the journey.
3 2 1
Clarify your vision and Explore your options
Conduct Inspections, review property information, negotiate repairs/credits & obtain Home Owner’s Insurance
Determine your budget, connect with an excellent lender and get pre-approved
Sign Buyer’s Agency Agreement & Compare/Contrast homes
4 5 6 7
Satisfy conditions with lender and pass appraisal
You’ve “reached mutual” with seller, Earnest $ due to Escrow
Make an offer and negotiate with seller
Conduct final walk through, set up utilities, & schedule signing
Sign documents (1-3 days prior to closing), set-up wire to Escrow
Set-up your movers Escrow
Start Start
Dreaming
It’snotjustaboutthefeaturesyouwantinyournewhouse, butthelocation,timelineandyourlifestylemattertoo!
Ifyou'renewtotheareaorwantafreshperspective,wewill scheduleapersonalized'GettoKnowtheArea'tour.We’ll narrowyourfocustoaspecificcity,neighborhoodandarea thatalignswithyourvision.
NEEDHELPNARROWINGYOURFOCUS?
Scan to fill out this questionaire
Poulsbo Poulsbo
Kingston Kingston
Hansville Hansville
Seabeck Seabeck
Belfair Belfair
Allyn Allyn
Grapeview Grapeview
Puyallup Puyallup
Yelm Yelm
Home Financing your Financing
Meetwithalocallenderexperttohelp determineyour“buyingpower”Workingwith atrustedlendercanbenefityouinseveral ways.Wehavereferralsoflendersthatcan helpyoudeterminetheloanthatbestfits yourneedsandsettingabudget.
Apre-approvalfromalendershowsthe sellerthatyou'reseriousandthatyoumost likelyhavethefundstopurchasethehome. Pre-approvalcanalsohelpyoubudgetas youwillknowexactlywhatyoucanafford.
When calculating, remember to ask about Earnest $ Deposit, Down Payment, Closing Costs and include expenses like home inspections.
Creating
Creating
a
a
Winning Offer
Whenit’stimetomakeanofferonahome,it’s aboutmorethanjustnumbers—it’saboutstrategy.
We’llevaluatecomparableproperties,assess thehome’sactivitylevel,andconsiderthebest approachbasedonthecurrentmarketandthe seller’ssituation.
Ifthepropertyisinhighdemand,we’llfocuson creatingacompelling,competitiveoffer.This mightmeanminimizingcontingencies,butit’s importanttoweighwhat’sinyourbestinterest.
Forexample,doyouwanttoconductahome inspectionoroptforapre-inspectionto strengthenyourposition?Shouldweinclude contingenciesforfinancing,title,orspecial inspectionslikesepticsystems?
Ontheotherhand,ifthehomehasbeenonthe marketforawhile,wemayhaveroomto negotiatethepriceorrequestsellerconcessions likeclosingcostassistance
Every detail of your offer is thoughtfully considered to align with your goals and protect your interests. This is a collaborative process, and I’m here to guide you every step of the way.
Understanding Understanding
Your Home Purchase
EARNESTMONEYDEPOSIT
ThisIstypically1-5%ofthepurchaseprice
FINANCINGAMOUNT
Whatpercentageoftheloanyouarefinancing,andhowmuchyouareputtingdown
CLOSINGCOSTS
Thisistypically2-5%ofthepurchasepriceYourlenderwillprovideanestimateofthecosts
CLOSINGDATE
Ifgettingamortgage,thisistypically30daysfromacceptanceoftheoffer.Thiswillbethedaythedeed tothehomeisrecordedinyournameandkeysarehandedover.Itisfavorabletoaskthesellerswhat theirpreferredsettlementdateIs.
INSPECTIONS
Theinspectioncontingencyisusuallyanywherefrom5-10days,toperformInspections&renegotiateor terminatethecontractIftheInspectioncomesbackunacceptable.
APPRAISAL
Yourlenderwillordertheappraisalandtheappraiserhasabout14days,unlessitisexpedited,toget thereportbacktothelender.
TheDon’ts-Therearecertain“Don’ts”ofthehomeloanprocesswhichmayaffecttheoutcomeofthe abilitytopurchaseahome.Theseremainineffectbefore,during,andafterloanapprovalupuntilthe dayoffundingyourloanandclosingManytimescredit,income,andassetsareverifieddaysorhours beforeyouhavesignedyourfinalloandocuments.
Don’tbuyacar
Don’tgetmarriedordivorced
Don’tchangeprofessionsorstartyourownbusiness
Don’tchangebankaccounts
Don’tbuyANYTHING!(appliances,furniture,etc)
Don'tco-signaloanforANYBODYelse
Don’tthrowawaydocuments
Don’tgetlazywithmonthlybillsandincuranylatepayments
Don’tletanyonerunyourcreditorapplyforanycreditcards
Don'tpayoffanyolddebtcollectionsunlessinstructedtodosobyyourlender
CONSIDERING NEW CONSTRUCTION?
Ifyou’reinterestedinnewconstruction,it’simportanttorememberthatnotallbuildersarecreatedequal.We havefirsthandexperiencewithmanybuildersintheareaandcansharehonestinsightsonthosewe recommend.
Abuilder’ssalesrepresentativeworksforthebuilder notyouHavingmeonyoursidemeansyou’llhave someoneadvocatingforyourbestinterests.Icanhelpnegotiatebettertermsorupgradesthatbuildersmight notopenlyoffer,astheirpriorityismaximizingtheirprofitAdditionally,Icanguideyouonwhichupgradesare worthinvestinginupfrontandwhichonesarebetterhandledafteryoumovein. Buyinganewconstructionhomecanbeanexcitingopportunity,andwithmyexpertise,we’llmakesurethe processworksinyourfavor!
Investment Protecting your Protecting
Inspections
Home Owners Insurance
Homeowner’sinsuranceisarequirement whenfinancingahome.Ifthepropertyis inornearafloodzone,floodinsurance mayalsobenecessary Besuretoexploreallyouroptionsand reviewquoteswithyourinsuranceagent toensurethebestcoverageforyour needsIfyouneedareferral,letmeknow,I canrecommendafewtrustedagents.
Duringtheinspectionperiod,you’llhireahome inspectortoassessthepropertyfromtopto bottom,uncoveringanyhiddenissues
Theinspectiontypicallycoversthehome’sheating andcoolingsystems,plumbing,electrical,roof, attic,insulation,walls,floors,windows,foundation, basement,andstructuralcomponents.You’ll receiveadetailedreport,butIrecommend attendingthelast30minutestoreviewfindings directlywiththeinspector
Additionalinspections,suchaswatertesting,mold detection,structuralassessments,orseptic/sewer evaluations,mayalsobenecessarydependingon theproperty
Title Contingency
Atitlecontingencyprotectsyour investmentbyensuringtheproperty’stitle isclearofliens,disputes,orownership issuesbeforeclosingItgivesyoutimeto reviewthetitlereport,negotiate resolutionsforanyproblems,orwalk awaywithoutpenaltyifsignificantissues ariseThiscontingencyprovidespeaceof mind,knowingyourownershiprightsare secure.
APPRAISAL
Your lender will require an appraisal of the home before finalizing the loan.
The home appraiser will take into account the neighborhood, housing market, age and condition of the home, etc
A property title search will ensure that the sellers are truly the owners of the property and any leins or juedgments are disclosed.
CLEAR TO CLOSE
Ahhhh... three words we LOVE to hear! It means the mortgage underwriter has officially approved all documentation required to fund the loan All that remains is the actual closing process
This is a good time to:
Conduct your Final Walkthrough
Contact Utilities to transfer into your name
Schedule your movers
Closing Day Closing Day Congratulations!
Escrowwillcontactyoutoschedulesigning andprovidetheamounttowire Beprepared withyourIDandanyrequireddocuments. Typically,you’llsigntheclosingdocuments 1-3daysbeforeclosing.
Aftersigning,escrowandyourlenderfinalize thesale,andthedeedisrecorded.Once recorded,thehouseisofficiallyyours congratulations!MeetJennietocollectyour keys! Closinginvolves
Alwayscallyour escrowofficerto verifywire instructionsbefore transferringfundsto avoidwirefraud.
"WorkingwithJenniefeltlikehavingafriendwhojusthappenedtobearealtor.Overthe past3years,shepatientlyhelpedmefindtheperfecthomeinSeabeckwithoutever pressuringme Thecommitmentandpassionforwhatshedoesisevidentinherattention todetail,levelofclientengagement,socialawareness,andunderstandingofthemarket andcommunity;suretoappeasethemostdiscerningofbuyers.Shewasreliable, transparent,andtrulycaredaboutwhatwasinmybestinterest.Jenniewentaboveand beyondtoexceedmyexpectationsandhasbecomeagoodfriend.I’mnowworkingwith hertosellmysecondaryhomeandlookforwardtoanothergreatexperience!"
"WemetJenniealmostayearagowhenwedecidedto movetoGigHarbor.Shewaspatientandinformative, helpingusunderstandthedifferentareasandoptionsfor buyingahome.Afterstayingintouch,Jenniewasthefirst personwecontactedwhenwewerereadytomove Throughoutthebuyingprocess,Jennieandherteam wentaboveandbeyondtoensurewefoundnotjustany home,buttherightone."
"Afterresea Jenniewas toGigHarb areaandm straightforw inspection, p g skillssecuredeverythingwewanted.Wealso appreciatedherasaperson honest, approachable,andnon-judgmental.Ihighly recommendJennieandherteam!"
“Jenniewaswonderfulthroughoutour verylongexperiencebuyingahome! Jenniewasverypatient,professional, helpful,andflexible.Shehasagreatgift forwalkingintoahomeandbeingable toquicklypointoutthepositivesand negatives,whichreallyhelpedusto makethebestchoice!”
Transparency Transparency
Guarantee
InfinityRealEstatewasfoundedonitscorevaluesofhonesty, integrity,doingbusinessbytheletterofthelaw,withempathy, andmostimportantly,alwaysinthebestinterestsofourclients. Holdingsteadfastlytothesecorevaluesinallthatwedohas beenourguidingprincipleandserviceguaranteetoourclients fornearly18years.
IrecognizedthatwhiletheWashingtonAgencystatutesandthe NARCodesofEthicsclearlystateourdutiesasBrokerstoour clientsandthegeneralpublic,whatwashappeninginpractice then,andstillnownearly20yearslater,insomanyinstances,is aseeminglyutterdisregardfortransparency,honesty,andthe law.Youdeservefarmore...ThatiswhyInfinitywasfounded, andourcommitmenttosettingourselvesabovetherestiswhy wehavecontinuedtobesuccessful.
Therearenoslicksalestacticsorgimmickswiththeteamat Infinity Whenyouhireus,ouragendaisyouragenda,ourtiming isyourtiming,andourgoalsareachievedbyexceedingyours Youcancountonustobefullytransparentinallthatwedo We areyourpartnerandtrustedresource
Weareproudofwhoweare,whatwestandfor,andwhatwedo foryou Weconsidertheopportunitytoassistyouanhonorand privilege
Weguaranteewewillalwayshaveyourback
To provide real estate brokerage services in Washington, we are required to enter into a written services agreement. It's essential that you fully understand your rights, the duties of the broker, and the terms of the agreement. I will provide you with the 'Real Estate Brokerage Relationships in Washington State' pamphlet and review the Buyer’s Agency Agreement with you to ensure clarity and discuss the details of our contract.
Possibilities
Donated
$200,000 and counting...
8,000+lbsoffood
100bagsofclothing&essentials
220seniorcareboxes
100'sofvolunteerhours
Giving back is at the heart of everything we do...here are just a few local organziations that we support through 0ur efforts.
