Buying a Home

Meet the Team

It’snosecret-localsknowWhistlerbest WithgenerationsofHume’smakingthetrektoWhistlersince the1960’s–it’shardtosurpassJeff’sinsiderknowledgeoftheplacehecallshome

Growingupsurroundedbyworld-classmountains,Jefftookfulladvantageoftheoutdoors,whichsoon elevatedhispassionforskiingintocompetition,earninghimaspotontheCanadianAlpineSkiTeamfor nineyears,racinginternationally Thiscombinationofsport,perseverance,andlifelongforgedfriendships naturallysethispathtobecomingasuccessfullocalrealestateagentinthe#1skiresortinNorth America

Whistlerisfullofpersonality,andJeffisnoexception Oneofhisfavouritepartsofbeingarealtoris showingyoutheWhistlerlifestyle Yes,hisWorldCupcircuitracingdaysmaybebehindhim,butthat doesn’tstophimfromenjoyingsomepowderturnswithclientsorhittingthegreens–discussingyourreal estateneedsisn’talwaysconfinedtothewallsofaboardroom Hisabilitytocombineprofessionalism, outstandingserviceandhardworkwhilemakingitafun,enjoyableprocessisthereasonhisclients becomenewfriends Justliketheskilinesheraced,hisfastpaceandpersistencewillbeyouredgeinthis nicherealestatemarket Heprideshimselfonbeinghonestandprofessional,withsharpattentionto detailtomaintainhisbroadknowledgeofthelocalrealestatemarketanditspositioninglobalinvestments -justaskhisgrowingreferralslistthatspansfromlocalstointernationalclients Havingadiversenetwork withintheskicommunity,Jeffthrivesonmakingyourbuyingandsellingprocessapositiveexperience fromstarttofinish Jeff'scompetitivenatureintherealestatemarkethasallowedhimtoreachPlatinum PerformancestatusatTheWhistlerRealEstateCompanywhileconsistentlybeingrecognizedasa MedallionClubMemberoftheGreaterVancouverRealEstateBoard

After 10 years as General Manager of the Whistler Mountain Ski club and Administrator/Event Planner of Whistler Cup International Children’s Race, Lynne brings a wealth of knowledge and experience to the table You can expect Lynne to go above and beyond to make sure every transaction runs smoothly with attention to every detail Her straightforward, honest approach and pride in her work will ensure the highest level of service to all of our clients Lynne and her husband, Rick, enjoy the mountains in the winter and RV’ing with the Harley and e-bikes in the summer months

CARE COORDINATOR/ LICENSED REALTOR

Jeff Hume

SELLING THE WHISTLER LIFESTYLE SINCE 2007

Lynne Hume

CLIENT

Selecting a Real Estate Professional

When looking to buy a home in Whistler, there are a number of important factors to consider The Whistler market is very nuanced and does not follow the patterns of external markets As a long-time local with a thorough understanding of this unique local market, you can count on me to listen carefully to your needs and provide you with the information and tools you need for your real estate journey

Integrity Trust

Jeff’s reputation is built on honesty, reliability, trustworthiness, diligence, transparency, knowledge, and strong professional and personal ethics Jeff and his team will expertly guide you through the buying process and work exclusively in your best interests

Knowledge

We strive to be the best source of information, advice and expertise for our clients With a broad knowledge of the unique local market and expert communication and negotiation skills, we will work diligently to facilitate a positive and successful experience

There are no shortcuts to building a trusting relationship – we earn it Jeff and his team treat each client equally, with genuine interest, care and respect We will be in constant communication with you, keeping you informed and comfortable with the decisions you are making regarding your purchase

First-Class Service

We are dedicated to delivering outstanding service and results From commencing the search, to the offer and negotiations, to move-in day and beyond, I am always available to answer your questions and address your concerns

... In the right Real Estate Company

TheWhistlerRealEstateCompanyhasconsistentlybeenranked#1realestatecompanyinWhistlerforover40 years,surpassingthecompetitioninboththetotalnumberofreportedrealestatelistingsandsales*TheWhistler RealEstateCompanyisaproudmemberoftheLeadingRealEstateCompaniesoftheWorldnetwork,which expandsourlocalexpertiseglobally,spanning70countries LuxuryPortfolioInternational®(LPI),aluxury marketingandintelligenceprogram,promotesourlistingstoaglobal,affluentaudience

Wearethrilledtobeapartofthisprogressiveanddynamiccompanyandlookforwardtosharingthebenefitswith ourclients

*Whistler Listing System statistics Jan 2023

The Home Buying Process

When it comes time to buy a home, you want to make sure you ’ re getting sound advice We focus on helping our clients understand the buying process so you can make an informed decision and get the right home for the best possible price With a broad understanding of the local market, exceptional listening and communication skills and well honed negotiating strategies, you can be confident that Jeff and his team will guide you every step of the way, creating a stress-free and enjoyable home buying process.

1

SELECT A REAL ESTATE PROFESSIONAL

As your buyer agent, I will work exclusively on your behalf every step of the way I will help you make an informed decision and get the right home for the best possible price

2

GET PRE-APPROVED FOR A MORTAGE

Having financing in place is an important first step and will allow you to move swiftly when you find the right home I would be happy to introduce you to respected mortgage lenders who understand the unique Whistler market

3

DETERMINE YOUR PRIORITIES

Create a realistic idea of the property you would like to buy What features are most important to you? Favourite neighbourhoods, ski-in-ski-out, zoned for nightly rental etc With our extensive knowledge of Whistler, we can identify a variety of options for you to consider

4

VIEW PROPERTIES

We will set you up with a custom search that showcases homes that best match your criteria From here we can make a short list and set up viewings Afterwards we will discuss the pros and cons of each property and narrow the search based on your preferences and budget

5

MAKE AN OFFER

When you have found “the one ” , I will prepare an offer that includes Subjects and Terms that meet your needs and protect your interests I will present and negotiate the offer on your behalf, working to get the home you want at the best possible price and terms

SATISFY SUBJECTS

This is the time for due diligence on the property Common subjects include home inspection, financing, review of strata documents and title search When all subjects are satisfied, they will be removed in writing, a deposit will be due and the contract will be firm and binding

7

PREPARE FOR LIFE IN YOUR NEW HOME

I will provide you with a list of contacts for services you may require before moving in to your new home – movers, cable/internet, hydro, security, hot tub, landscapers etc

8

COMPLETION AND POSSESSION

Get Pre-Approved for a Mortgage

An important first step in buying your home is to know where you stand financially and what size mortgage you will be approved for

5 REASONS TO GET PRE-APPROVED

1

2 3 4 5

You won’t waste your time considering homes you can’t afford

You will know in advance what your down payment and monthly payments will be

You can select the best loan package without being under pressure There are many options in today’s market Save money through rate guarantees and mortgage terms

Being pre-approved will make your offer more competitive and allow you to move swiftly when you find the right home, especially when there are other interested buyers It also indicates to the Seller that you are a serious prospect

Peace of mind

We work with a number of fantastic mortgage specialists who understand the unique Whistler market Ask us for recommendations

Once you are pre-approved for a mortgage and you know your price range, we can get to the fun part - looking at homes!

Let's Find Your Mountain Home

DETERMINE YOUR PRIORITIES

The next step is to create a realistic idea of the property you would like to buy Determine your needs and wants Make two lists – items you can’t live without and features which you would enjoy Some considerations – how many bedrooms, chalet vs condo, garage, views, zoning for nightly rental, yard, specific neighbourhood, revenue suite, renovation project or move-in ready

We will use your criteria to search the Whistler Listing Service database (WLS) and Multiple Listing Service (MLS) which allows us to access all homes currently available for sale We will also network with our colleagues to search for off market properties and exclusive listings

WE KNOW WHISTLER INSIDE AND OUT

Now the fun begins! You will probably look at a number of properties before you decide on the perfect one in just the right location. As we view the properties, you want to have a vision of your lifestyle, present and future Based on our extensive knowledge of the Whistler market, we will discuss the pros and cons of each property and then further refine the search I will be in touch regularly with updates, new listings and price changes so you can stay on top of the market Here are a few things to consider:

Looking for a winter ski get-away? You may want to consider ski-in/ski-out, low maintenance (strata managed), close to great restaurants

If you will use the property mainly for summer activities, you may want to be on the golf course or near lakes and biking trails

Looking for a permanent family residence? You may want a family-oriented neighbourhood close to schools and other amenities

For part-time use, shared ownership may be the ideal situation allowing you to own more home for your money

Making an Offer

Once you have found a home that really appeals to you, it is time to get serious about the financial and contractual side of the purchase

Using a market evaluation (a list of all the similar homes currently for sale, homes that have recently sold and possibly some homes that were on the market and did not sell) we can determine if the asking price is reasonable in today’s market This will enable you to make an informed decision when deciding on the price to offer

I will walk you through each part of the Contract of Purchase and Sale so you have a clear understanding of what you are signing

On your behalf I will present an offer to the Seller’s Realtor, subject to certain terms and conditions that protect you These might include financing, home inspection, approving the title search and Property Disclosure Statement and review of strata information

Be sure to specifically state the items in or around the home that you want included in the sale so I can put them in the contract (furniture, electronics, etc)

They will accept, reject or counter the offer When countering, the price and/or terms may change and go back and forth a number of times until we achieve agreeable terms between the Seller and yourself

I will negotiate on your behalf to help you obtain the best possible price and terms

Once the Seller accepts the offer, it forms a legal document binding both the Buyer and Seller to the terms and conditions of the contract

Satisfying Subjects

Once your offer has been accepted we need to work on satisfying the subjects I will be there to help you make the necessary arrangements, review all reports and documents provided by the Seller and home inspector, and address your questions and concerns

WHY GET A HOME INSPECTION?

Buying a home is a significant investment A professional home inspection will enable you to learn a great deal about the ins and outs of the home, answer some very important questions you may have and allow you to buy with confidence. It will also provide you with the information you will need for any repairs or maintenance your new home may require right away or in the future

ADDING A LAWYER TO YOUR TEAM

Once the Contract of Purchase and Sale has been accepted, your lawyer will offer you a number of services:

Check Title (Proof of Ownership) to the property

Check if there are any liens against the property and ensure that they are cleared before you take possession

Check to see if there are taxes owed on the property

Calculate the property transfer tax you will be required to pay

Calculate any adjustments that need to be paid back to the seller for prepaid taxes and utility bills

You will need to firm up the financing with your mortgage lender. We will send them all documents and coordinate an appraisal if required

Once all the conditions have been satisfied, they are removed “in writing” and a firm and binding contract exists

You will need to arrange for the deposit to be paid into the Whistler Real Estate Company trust account Our conveyancer will prepare and send all required documents to your lawyer/notary

I will communicate with you on a regular basis to ensure the transaction is moving forward smoothly and your purchase will be worry free

*** Foreign buyers should arrange to meet with a bank and lawyer while still in Whistler

Completion and Possession

PREPARE FOR LIFE IN YOUR NEW HOME

I will provide you with a list of contacts for services you may require before moving into your new home Movers, cable/internet, hydro, gas, security, hot tub services, landscapers, insurance providers, We can also connect you to established professionals (renovation specialists, designers, builders, painters)

COMPLETION

A few days before possession day, you will see your lawyer to sign final papers and pay the balance of the purchase price Your lawyer pays the Seller and registers the home in your name at Land Title Office Building insurance must be in place as of this date

POSSESSION

This is the date you take legal possession of your home after all closing costs have been paid to your lawyer We will meet you at your new home with the keys Congratulations! You are now the proud owner of your new Whistler home

FOLLOWUP

My goal is that my clients are clients for life, so I want you to feel comfortable with your decision I want this to be a positive and memorable success story for you

Typical Closing Costs

It is important to understand all the costs involved when purchasing a home

LEGAL FEES

A lawyer/notary will charge a fee for their professional services involved to review the Contract of Purchase and Sale, search the title, draw up the mortgage documents and take care of the details on closing day

PROPERTY TRANSFER TAX

Homebuyers in BC pay a Property Transfer Tax (PTT). 1% on the first $200,000 of the purchase price and 2% on the remainder up to and including $2,000,000 The PTT is 3% on amounts greater than $2,000,000 and if the property is residential, a further 2% on the portion greater than $3,000,000

APPRAISAL FEE

The appraisal provides the lender with a professional opinion of market value of the property This is normally the responsibility of the Buyer

REALTOR FEES

When representing you as a Buyer, you do not pay me any realtor fees In almost all cases commission is paid by the Seller

ADJUSTMENTS

Depending on the possession date, a property buyer will likely be required to reimburse the seller for any prepaid expenses such as, Property Taxes, strata fees, municipal utility bills, rent and security deposit

INSURANCE

Most lenders require property buyers to have home insurance in place by completion

Whistler's Unique Property Types

The Resort Municipality of Whistler offers a number of property types with zoning that permits specific uses

Restrictive covenants on title and zoning restrictions are very complex and buyers are advised to confirm zoning and permitted use with their lawyer and Realtor prior to purchasing a home

RESIDENTIAL

Manyneighbourhoodsaredesignated“residentialuse”only Thesemaybeusedasaprimaryresidence,personal recreationorlong-termrental Shorttermrentals(staysoflessthanonemonth)arenotpermitted

Employeerestrictedhousingcanbeownedbyanyonebutmustbeoccupiedbysomeonelivingandworkingin Whistler

TOURIST ACCOMMODATION

PredominantlyintheVillagearea,BlackcombBenchlands,BlueberryandCreekside.

UndertheTouristAccommodationzoningtherearetwodistincttypes;

PHASE 1

Typically unrestricted rentals - you can use organized rental managed company or self-manage (AirBnB)

Examples of Phase 1 Complexes: Marketplace Lodge, Gondola Village, Valhalla, Glacier's Reach

SHARED OWNERSHIP

PHASE 2

Typicallyhotel-typebuildings-owneruseismaximum28 daysduringwinter,and28daysduringsummer Benefits includerevenueandhotelamenities.

ExamplesofPhase2Complexes:Westin,FourSeasons, PanPacific,DeltaWhistlerVillageSuites,BlackcombLodge

Thisisauniqueconceptallowingownerswhodonotneedafull-timeresidencetoenjoyalarger,higher-endunitfora muchlowercost Typicallytherearefourownersontitleandeachisallowedoneweekpermonth

Examplesofquartersharecomplexes–Legends,Evolution,HorstmanHouse AtNaturesDoorisaluxury1/10thshareslopesidecomplex

Whistler Neighbourhoods

What Our Clients Are Saying

Now that the chaos of closing, the paperwork and moving is all over, I would like to thank you for your services in regard to selling our residence in Alpine Meadows Although we had some challenges along the way, I must say I am very, very satisfied with the end result I now understand and respect the principles and strategy that you initially proposed much better, and although I had my own ideas at the beginning, it was coming back to your strategy and sticking with it that eventually achieved success

I truly appreciated your dedication and hard work throughout the process, and particularly how you were able to engage the buyer to cooperate and get us to closing so very quickly considering the time constraints I was under Thank you also for the very helpful tips and recommendations of a cleaner and Whistler Alltime Movers who did such a great job packing and moving Because it was difficult for me to communicate with you during normal working hours, I very much appreciated your uncomplaining and enthusiastic availability and prompt replies after hours and on weekends Having had to work all hours and many weekends for most of my own life, I realize how much this can potentially affect one ’ s family life Thanks should also go to your wife for being supportive, understanding and accepting this inevitable reality

Again, thanks so very much, and wishing you ongoing success

Kurt Samer

We have had four real estate transactions in Whistler, and Jeff was the master of each of them He and Lynne successfully managed these transactions with efficiency, thoughtfulness, professionalism and friendly care Whether we were in Whistler, Vancouver, or out of the country, Jeff and Lynne stayed in touch with us and looked after our real estate needs They make a terrific team – one that you will appreciate working with when it comes time to buy or sell

Doug and Vicki

I was referred to Jeff about 5 years ago when I first came to Whistler and started looking at properties He very quickly gained my confidence not only because of all the time and effort he put in to satisfy our demands but more in how he and Lynne always put our interests first They were very patient with us throughout the whole process and not only did they find us a great home for the family but they also found two more investment properties that I have purchased and done very well with so far After buying three properties with Jeff and Lynne, we just sold our first and I was again very impressed with their perseverance, competence and professionalism throughout the whole process I can very confidently recommend Jeff and Lynne, whether you are looking for your dream home, cottage getaway or an investment property You will not be disappointed!

Joel and Amanda

Becoming disillusioned with under-performing investments and Mutual Funds, we decided to invest in real estate Whistler was our first and only choice for all the obvious reasons We felt fortunate in having Jeff working hard on our behalf Being raised in Whistler, Jeff had lots of valuable insight into the community and the surrounding locales which we appreciated The following economic downturn has had little effect on our Whistler investments and in our case there is a steady rental income We have employed Jeff's services on numerous occasions and would not hesitate to recommend him

If you know of anyone looking for the level of service we provide, please forward their contact information to us and we will take good care of them