in these provisions "obligations on customers' account" - an obligation to pay money to an individual, if following the payment another individual is obligated to reimburse the bank regarding the payment, excluding those obligations which fall under one of the following conditions: a)
endorsement that is none other than authorization to cash a check and there is no transfer of ownership;
b)
an obligation that is considered a deposit for the purpose of the liquidity provisions that apply in the area;
c)
other obligations that were approved by the supervisor;
"capital" - as determined by the supervisor for each bank, and in the absence of such a determination, as determined by the surplus of assets of the bank in the area over the obligations in the area, according to the general rules determined by the supervisor; "provisions of liquidity" - Provisions Regarding Banking (liquid assets) (Judea and Samaria) 1986;