Insurance Journal West 2022-12-05

During this holiday season, we are thankful for the good fortune Omaha National enjoyed during 2022 and grateful to our wonderful business partners who made it possible. We wish all of you a happy and prosperous New Year.

Omaha National Underwriters, LLC is an MGA licensed to do business in the state of California. License No. 078229. Coverage is provided by Preferred Professional Insurance Company. Coverage may not be available in all states.

Accepting large workers’ compensation risks. Most classes. All states, all areas, including New York City, Boston, and Chicago. Few capacity and concentration restrictions. Simpli ed nancial structure covers all exposures.

EXPECT THE WINNING DEAL ON LARGE WORKERS’ COMPENSATION. Call (877) 234-4450 or visit auw.com to get a quote.

Special Report

Idea Exchange

Closer Look: What to Watch In Healthcare D&O, EPLI Post-COVID

Special Report: The Talent Crunch: Tough Competition for Agency Talent Continues

Special Report: With Challenge Comes Opportunity: How Networking, Apprenticeship & Mentoring Can Help with Today’s Talent Crunch

2022 Program Directory, Vol. II

Minding Your Business: The Basics of a Letter of Intent

Is It Covered?: Water Damage Isn’t Always Excluded

The Competitive Advantage: Why Boutique Agencies & Brokers Win

Ask the Insurance Recruiter: Insurance Agencies Share Recruiting Lessons From 2022

Getting Unstuck: Self Examination for Agency Owners to Fuel Momentum and Growth

Closing Quote: Navigating the Brewery Market

Write the Editor: awells@insurancejournal.com

Holiday Cheer, Insurance Style

2023 is a BIG year for Insurance Journal. We turn 100 years old! To begin our 100th anniversary celebration, we are launching our first-ever holiday album. Yes, that’s right!

The first single — “O Property O Casualty” — launched in early December with lyrics and vocals by George Jack, as well as music and arrangements by Austin-area musician Brent Baldwin.

The album, titled “Have A Claims Free New Year,” is a history-making venture that creates a “new” genre of Christmas tunes by cleverly mixing holiday music and insurance specific lyrics with a comedic effect. There is nothing else out there quite like this album — you’ll definitely want to bring these tunes to your holiday party this year.

Patrick Wraight, director of the Insurance Journal’s Academy of Insurance, which devel oped the project, said, “I am proud of this project. It’s the result of almost a year of planning and preparation. I hope that the insurance industry has as much fun listening to it as it was for us to produce. I am grateful to our leadership at Wells Media Group who had the vision to bring this project to fruition.”

Aside from “O Property O Casualty,” other songs on the “Have a Claims Free New Year” album, include:

• Deck the Halls (With Parametric)

• Umbrella Night (to the tune of Silent Night)

• We Wish You a Book of Business

• CGL (to the tune of Jingle Bells)

• Auld Professional Lines (Auld Lang Syne)

• A Drone Hit a Stranger (to the tune of Away in a Manger)

• Bundle Your Housetop (to the tune of Up On the Housetop)

• Please Cyber St. Nicholas (to the tune of Jolly Old)

• ‘Twas Work Comp Krampus Eve

All singles are available wherever music is sold and/or downloaded, including Spotify, iTunes, and Amazon Music.

Insurance is for every season, but this album is Insurance Journal’s holiday gift to you, our readers. We thank you for reading Insurance Journal and wish you a healthy and prosperous New Year.

Chairman of the Board Mark Wells | mwells@wellsmedia.com

Chief Executive Officer Joshua Carlson | jcarlson@insurancejournal.com

ADMINISTRATION / CIRCULATION

Chief Financial Officer

Mark Wooster | mwooster@wellsmedia.com

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EDITORIAL

V.P. of Content

Andrea Wells | awells@insurancejournal.com

Executive Editor Emeritus

Andrew Simpson | asimpson@wellsmedia.com

National Editor Chad Hemenway | chemenway@insurancejournal.com

Southeast Editor William Rabb | wrabb@insurancejournal.com

South Central Editor/Midwest Editor Ezra Amacher | eamacher@insurancejournal.com

West Editor Don Jergler | djergler@insurancejournal.com

International Editor L.S. Howard | lhoward@insurancejournal.com

Assistant Editor Jahna Jacobson | jjacobson@insurancejournal.com

Content Editor Allen Laman | alaman@wellsmedia.com

Columnists & Contributors

Contributors: Judson L. Hobby, Mark Hollmer, Paul Martinez

Columnists: Chris Burand, Tony Caldwell, Mary Newgard, Catherine Oak, Bill Schoeffler, Bill Wilson

SALES / MARKETING

Chief Marketing Officer

Julie Tinney | jtinney@insurancejournal.com

West Sales

Dena Kaplan | dkaplan@insurancejournal.com

Romeo Valdez | rvaldez@insurancejournal.com

Kelly DeLaMora | kdelamora@wellsmedia.com

South Central Sales

Mindy Trammell | mtrammell@insurancejournal.com

Southeast and East Sales (except for NY, PA, CT) Howard Simkin | hsimkin@insurancejournal.com

Midwest Sales Lisa Whalen | (800) 897-9965 x180

East Sales (NY, PA and CT only) Dave Molchan | (800) 897-9965 x145

Advertising Coordinator

Erin Burns | eburns@insurancejournal.com

Insurance Markets Manager

Kristine Honey | khoney@insurancejournal.com

Sr. Sales & Marketing Coordinator

Laura Roy | lroy@insurancejournal.com

Marketing Administrator

Alberto Vazquez | avazquez@insurancejournal.com

Marketing Director Derence Walk | dwalk@insurancejournal.com

DESIGN / WEB / VIDEO

V.P. of Design Guy Boccia | gboccia@insurancejournal.com

Web Team Lead Josh Whitlow | jwhitlow@insurancejournal.com

Ad Ops Specialist Jeff Cardrant | jcardrant@insurancejournal.com

Web Developer Terrance Woest | twoest@wellsmedia.com

Web Developer Jason Chipp | jchipp@wellsmedia.com

V.P. of New Media

Bobbie Dodge | bdodge@insurancejournal.com

Videographer/Editor

Ashley Waldrop | awaldrop@insurancejournal.com

ACADEMY OF INSURANCE

Director Patrick Wraight | pwraight@ijacademy.com

Online Training Coordinator George Jack | gjack@ijacademy.com

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Insurance Journal, The National Property/Casualty Magazine (ISSN: 00204714) is published 22 times annually by Wells Media Group, Inc., 3570 Camino del Rio North, Suite 100, San Diego, CA 92108-1747.

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DISCLAIMER: While the information in this publication is derived from sources believed reliable and is subject to reasonable care in preparation and editing, it is not intended to be legal, accounting, tax, technical or other professional advice. Readers are advised to consult competent professionals for application to their particular situation. Copyright 202 Wells Media Group, Inc. All Rights Reserved. Content may not be photocopied, reproduced or redistributed without written permission.

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Q3 Combined Ratio for U.S. P/C Industry Highest in 5 Years

continued to weigh on the industry,” wrote Tim Zawacki, principal insurance analyst.

“Current and prior accident years felt the impact of inflation, our analysis finds.”

The industry’s combined ratio has not been this high since 2017 when hurricanes Harvey, Irma and Maria made landfall. The estimated

damage business.

Comprehensive claims related to Hurricane Ian factored in third-quarter private auto physical damage losses. Although the data does not provide a breakout of catastrophe claims, private auto physical damage incurred losses in the third quarter came in approximately $2.3 billion higher than they would have been had the business run at a loss ratio in line with the second quarter.

The U.S. property/casualty industry posted a combined ratio of about 106.6 in the third quarter — the high est in five years, according to an analysis by S&P Global Market Intelligence.

“In addition to the effects of catastrophe losses on various property insurance busi ness lines, including private auto physical damage coverages, elevated costs to repair and replace vehicles along with elongated times to close auto insurance claims

Q3 result of 106.6 is above the 103.7 com bined ratio from Q2 2022 and 104.5 from Q3 2021. Additionally, according to S&P, the industry’s estimated underwriting loss for Q3 is $15 billion — a 20-quarter high. S&P Global Market Intelligence said the private auto business generated a direct incurred loss ratio of 84.7 in the third quarter, including results of 80.7 for the private auto liability lines and a stag gering 90.4 in the private auto physical

Looking at private auto liability, results were impacted by an increase in frequen cy, higher medical costs and more litigated claims. S&P said the Q3 loss ratio ranks as the second-highest in the last 21 years.

“The data reinforces the urgency the industry has already been displaying around the implementation of rate increas es on private auto business,” Zawacki said. “It also speaks to the considerable volatility that catastrophe losses continue to inject into quarterly results even after accounting for significant reinsurance coverage for hurricanes.”

NAIC Has ‘Deep Concerns’ About FIO Bid to Collect Climate Change Data From Insurers

By Chad Hemenway

In a letter to the Treasury’s Federal Insurance Office, the National Association of Insurance Commissioners expressed its “deep concern” over a proposal to collect data on climate-related risks from property/ casualty insurers, and its disappointment that insurance commissioners have not been engaged in the effort so far.

“The unilateral process Treasury employed thus far is a missed opportunity to work collaboratively with regulators on an issue we have both identified as a priority,” said the letter from NAIC leaders. “FIO has failed to demonstrate a good faith effort to engage with state regulators and has exhibited their intention to forgo a collaborative effort to identify and collect accurate and useful data.”

The NAIC said its Climate and Resiliency

Task Force was established more than a decade ago and has been addressing climate-related risk and resiliency issues.

The FIO in October said in a Federal Register notice that it was seeking public comment on its proposal to collect current and historical underwriting data on homeowners insurance on a granular, zip code level.

“It is unclear how FIO will use the data they intend to collect, and it is likely that any analysis will be misinterpreted and produce fallacious results in trying to identify climate risk,” NAIC said. “Treasury is requesting property insurance market data at a granular level, but it is unclear how that data will be married

with other information to illustrate climate risk specifically.”

Industry trade associations the American Property Casualty Insurance Association (APCIA), National Association of Mutual Insurance Companies (NAMIC), and Insurance Information Institute (I.I.I.) also have blasted the FIO proposal.

The time used by the FIO to request feedback from the industry on a hypothet ical proposal “could have been better spent working collaboratively with regulators to produce a data call best suited to the task,” NAIC said.

“FIO should leverage publicly available data and work with state regulators to better inform a data collection effort to fit its ill-defined pur pose,” NAIC added.

Figures

$875K

The amount The Ohio State University paid to resolve civil allegations that it failed to disclose an OSU professor’s affiliations with and support from a foreign government in connection with federal research funding. This settlement relates to Army, National Aeronautics and Space Administration (NASA), and National Science Foundation (NSF) grants and research support agreements that provided funding to OSU from November 2012 to August 2020.

$6.6 Billion

The amount, plus some, that Teva Pharmaceutical Industries Ltd. and AbbVie Inc, have finalized in settlements to resolve thousands of lawsuits by U.S. state and local governments over the marketing of opioid painkillers. Under the deals, first announced in July, Israel-based Teva will pay up to $4.25 billion, including a supply of the overdose drug naloxone. AbbVie will pay up to $2.37 billion. the final settlement amounts will depend on how many state and local governments opt into them.

5.4

The magnitude of an earthquake that struck West Texas on Nov. 16, caus ing damage in San Antonio, hundreds of miles from the epicenter. University Health said its Robert B. Green historical building was deemed unsafe because of damage sustained from the quake, which hit in a remote area near the New Mexico border. It was one of the strongest earthquakes on record in Texas and hit in an area known for oil and gas production.

The number of Roman Catholic priests in the Archdiocese of Baltimore who have been accused of sexually and physically abusing more than 600 vic tims over the past 80 years, an investigation by Maryland Attorney General Brian Frosh found. The AG’s office has completed a 463-page report on the investigation — Clergy Abuse in Maryland — which began in 2019. Frosh has filed a motion in Baltimore Circuit Court to make the report public.

Declarations

No Radioactive Contamination

Col. Kevin Golinghorst, St. Louis District com mander for the Corps of Engineers, said regarding the possibility of radioactive contamination at Jana Elementary School in Florissant, Missouri, which was shut down amid fears that nuclear material from a creek nearby had contaminated it. Teams from the Corps’ St. Louis office tested the school’s interior after a private firm found levels of radioactive isotope lead-210 that were 22 times the expected level on the kindergarten playground, as well as concerning levels of polonium, radium and other materials inside the building.

Spurs’ Learning Opportunity

“This is a learning opportunity for us, and one that we are certain will make us better moving forward.”

— San Antonio Spurs CEO R.C. Buford said after Hillary Cauthen, who had worked as a performance psychologist for the team, settled her lawsuit against the Spurs and former player Josh Primo over allegations he had exposed himself to her multiple times in private sessions. Buford said since the allegations against Primo were made, the team has taken measures “to ensure that all parties involved are treated with dignity and respect.” The team collaborated with Cauthen and other experts to “review and improve our workplace processes and procedures,” he said.

Baldwin Suit

“More than anyone else on that set, Baldwin has been wrongfully viewed as the perpetrator of this tragedy. By these cross-claims, Baldwin seeks to clear his name.”

— Actor Alec Baldwin is suing people involved in handling and supplying the loaded gun that he was using when it fired, killing cinematographer Halyna Hutchins during a 2021 filming accident in New Mexico.

Missed Opportunity

“The unilateral process Treasury employed thus far is a missed opportunity to work collaboratively with regulators on an issue we have both identified as a priority. … FIO has failed to demonstrate a good faith effort to engage with state regulators and has exhibited their intention to forgo a collaborative effort to identify and collect accurate and useful data.”

— The National Association of Insurance Commissioners said in a letter to the U.S. Treasury’s Federal Insurance Office. The NAIC expressed “deep concern” over FIO’s proposal to collect data on climate-related risks from property and casualty insurers, and its disappointment that insurance commissioners have not been engaged in the effort thus far.

New York Cannabis Coverage

“NYSIF’s mission since 1914 has been to serve businesses across New York State. And that mission includes supporting new businesses and new markets. So, we felt it was important for us to get into the marketplace and let people know that we are able to write them their mandatory coverages of workers’ compensation and disability benefits coverage.”

— New York State Insurance Fund Director Kerry Kirwan said of the fund’s decision to offer coverage to cannabis businesses in the state. New York’s adult-use cannabis market is forecast to reach more than $4.2 billion and to create up to 60,000 jobs in the next five years. NYSIF writes workers’ comp and short-term disability. It began serving the cannabis space in August.

Deep Disagreement

— Justin Holbrook, CEO of Global Growth Holdings, an investment group founded by embattled insurance executive Greg Lindberg, said in a statement after North Carolina Insurance Commissioner Mike Causey revealed a court had approved the liquidation of Colorado Bankers Life Insurance Co. and Bankers Life Insurance Co. The two companies once were owned by Lindberg, a Carolina insurance executive who was convicted, then released, on charges of attempting to bribe Causey.

“We deeply disagree with the North Carolina Department of Insurance decision to liquidate these companies — and we’re surprised and disappointed that things got to this point. They didn’t have to.”

“From a radiological standpoint, the school is safe.”

AP 2021

Hazard Assessments Lag at Restaurant Companies: Marsh

Administration (OSHA).

On this note, Marsh reported that although 69% of this year’s restaurant survey respondents said they have not seen more OSHA activity in the past year, an increase in the number of OSHA inspectors is expected to lead to more in-person inspec tions — underscoring the need for restaurant companies to start the process of conducting formal hazard assessments that can help them reduce risks.

By Allen Lamen

Formal hazard assess ments at restaurants are key in reducing worker injuries and insurance claims. In recent years, however, a sizeable number of companies have not conducted the required inspections, according to a recent survey.

In the Marsh survey, 49% of respondents said they haven’t conducted a formal assessment of hazard exposures in the past two years. This is a significant increase from 2020, when that number was just 33%.

Marsh reported that the COVID-19 pandemic’s disrup tive effect, combined with more recent inflation, supply chain challenges, and staffing shortages, created a new layer of difficulty — probably leading to the 16% jump in respondents that had not conducted assessments.

“Most restaurants, and the risk managers who would typically be conducting the assessments, were laser-fo

cused on addressing these evolving risks,” according to a Marsh analysis. “And, during the peak of the pandemic, restaurants were reluctant to bring in external professionals to conduct the surveys.”

This is further complicated by survey findings that show close to three-quarters of respondents said they are considering or have already started making changes to their restaurants due to decreased demand for on-premises dining.

Marsh reported an increase in restaurants offering delivery from all their locations as firms seek alternative methods to engage customers. The increased involvement of third parties delivering orders to customers has raised questions about how this changing business model impacts claims.

“The pandemic led restau rant operators to get creative on how they could serve their guests and stay within the guidelines of their specific state regulations,” said Kristi

Whistle, a restaurant specialist with Marsh. Examples of this creativity include outdoor dining and multi-lane drivethrough service.

“So these are relatively new exposures for a lot of these brands,” Whistle explained, “which bring new risk. And a formal hazard assessment, it’s important to do those for these new jobs that maybe didn’t even exist in 2019.”

Historical data shows it is not unusual for a portion of restaurants not to have recently conducted a formal hazard assessment; that percentage hovered around the mid-30s in 2017-20. The recent 16-point increase, however, signifies a big jump.

Circumstances aside, hazard assessments are an essential way of identifying potential dangers and recommending changes to tasks to reduce risks. Assessments identify dangers and recommend actions to cut risk. They are also required by the Occupational Safety and Health

Overall, Marsh shared that these assessments not only help improve a restaurant’s total cost of risk, but the resulting injury reductions can be shared with underwriters during renewal meetings to show how the restaurant brand is taking action to reduce its exposures.

Marsh’s 2022 Restaurant Risk Management Survey pulled information from 45 restaurant companies, representing more than 75 brands at over 50,000 locations.

Whistle said she is hearing that the number of restaurant companies that have not conducted recent hazard assessments is set to decrease in 2023. Risk management professionals agree now is the time to refocus on safety and training.

Moving forward, Whistle said restaurants — like all industries — will be hyperfocusing on cyber risk.

Adjusting training practices to adequately reach a multigeneration workforce is also a priority, as are implementing violence, de-escalation and active shooter training that may not have been on radars a few years ago.

National

Markel Corp. Co-CEO Thomas S. Gayner, will become sole CEO upon the retirement of Co-CEO Richard R. Whitt III on Jan. 1, 2023.

Also effective Jan. 1, Jeremy A. Noble will become president of Markel’s global insurance engine. Noble is currently senior vice president and chief financial officer.

Gayner as CEO will be responsible for holding company strategy and oversight of Markel’s three profit producing engines of insurance, investments, and Markel Ventures. He also will continue in his role as the chief investment officer of Markel.

Telisa Yancy, president of American Family Insurance Direct, has been named president of the American Family Insurance Group of companies. Yancy’s new role will begin Jan. 1, 2023.

Yancy joined the organization as a marketing director in 2009, and rose to become marketing vice president and then chief marketing officer. In 2019, Yancy was named chief operat ing officer, and in 2021, she became president of the organization’s direct sales channels, which include insurance companies CONNECT, Homesite and The General.

H.W. Kaufman Group, a privately held global insurance organization, in October promoted 16 associates throughout the United States.

Kevin Heckman was promoted to corporate executive vice president, chief financial officer, H.W. Kaufman Group, from corporate senior vice president, chief financial officer. Mark DeWaal was promoted to president of Afirm, from executive vice president, Afirm. Manny Manuelidis was promoted to corporate senior vice president, Atain, from corpo rate vice president, claims and litigation, Atain.

Other promotions include: Sam Carson to corporate vice president, operations,

H.W. Kaufman Group; Jamie Bonner to corporate vice president, talent acquisi tion, H.W. Kaufman Group; Drew Dean to vice president, managing director, Burns & Wilcox, Indiana, Ohio, and Pittsburgh, Pennsylvania; Tracy Madigan to corporate associate vice president, talent experience, H.W. Kaufman Group; Shelby Zgnilec to corporate associate vice president, operations and strategic initiatives, H.W. Kaufman Group; William Briscoe to asso ciate vice president, managing director, Burns & Wilcox, Birmingham, Alabama, and Oxford, Mississippi; Jeff Ditmar to associate vice president, claims, Atain; Amy Felder to associate vice president, claims, Atain; Derek Kilmer to associate managing director, Burns & Wilcox, Michigan; Justin Pressly to associate managing director, Burns & Wilcox, North Carolina; George Paull to associate man aging director, Burns & Wilcox Brokerage, Scottsdale, Arizona; Brandon Hunter to associate managing director, Burns & Wilcox, Indianapolis; and Jennifer MacKay to senior director, digital transformation, H.W. Kaufman Group.

QBE North America appointed Laura Coppola chief underwriting officer. Coppola joins the company with more than 25 years of technical underwriting experience in property casualty insurance. She is based in New York, New York, and will serve on North America’s executive management board.

Before joining QBE, Coppola held senior underwriting leadership roles with Swiss Re Corporate Solutions, Allianz Global Corporate & Specialty, and Arch Insurance Group.

Parametric flood insurance company FloodFlash named Mark Hara as CEO of North America. FloodFlash is headquar tered in London, England.

As CEO of North America, Hara is charged with developing and executing the U.S. go-to-market strategy, initially launch ing for commercial property in Florida, Virginia, Texas, Louisiana and California.

East

Massachusetts-based ShoreOne, which offers coverage for homeowner perils, as well as flood protection, named Brad Burton senior vice president of operations.

Burton previously was vice president for underwriting at Olympus Insurance Co. He will be based in Tennessee but will work with offices in other states.

Burton, a decorated Army helicopter pilot, has 25 years in the property/casualty business.

ShoreOne Insurance Managers Inc. was founded in 2019. Its policies are distributed through independent insurance agents. ShoreOne currently operates in South Carolina, New Jersey, New York and Massachusetts.

Midwest

Branch named Pratiksha Patel as the company’s first chief people officer.

Patel joins the Columbus, Ohio-based company with more than two decades of experience across diverse global industry leaders, including L’Oreal and McKinsey & Company, as well as high-growth disruptors, including CB Insights and Gilt.

Most recently, Patel served as the senior vice president of people at CB Insights. She has also served as a talent expert for McKinsey & Company and currently is an advisor to PeopleTech Partners, an ear ly-stage advisory and investment group.

Burns & Wilcox, based in Farmington Hills, Michigan, added Brandon McCarty as regional personal insurance practice group leader.

In his new role, McCarty will develop and expand the company’s portfolio of personal insurance products throughout the Midwest and Canada.

With more than 13 years in the insurance industry, McCarty has extensive experience in personal and commercial insurance. His previous roles include terri

Thomas S. Gayner

Telisa Yancy

Laura Coppola

Pratiksha Patel

Brandon McCarty

tory vice president at AmWINS and senior business development leader at Talage.

South Central Stephens Insurance LLC, an affiliate of Stephens Inc., appointed David Zarr as executive vice president. He brings over 25 years of experience in the insurance brokerage industry, focusing on the energy sector. He is based in the Houston, Texas, office.

Zarr joins Stephens Insurance from Marsh and spent over 20 years with Wortham before that. He began his professional career with JH Blades.

Novatae Risk Group named Richard Kerr as CEO.

Kerr has held leadership roles in the insurance distributions space for more than 30 years. He founded MarketScout in 2000 as the holding company for MarketScout Wholesale, the MarketScout Exchange,

MarketScout Underwriters, MarketScout InsurTech Ventures and the MarketScout Incubator. Before founding MarketScout, Kerr was the chief executive officer of Lambert Fenchurch US. He also has served as president of Sedgwick.

Novatae, an MGA, program manager and wholesale broker, acquired MarketScout on Nov. 1.

Southeast

Liberty Mutual Insurance appointed Jeff Martin as con struction distribution executive for its global risk solutions division. He is based in the Atlanta, Georgia, area.

Martin has more than 30 years of insurance experience, the last six of which have been at Liberty Mutual.

West Woodruff Sawyer named Tim Schmidt vice president, producer, for the Seattle,

Washington, office. Before joining Woodruff Sawyer, Schmidt worked at Parker, Smith and Feek, where he was a construction and P/C producer. He is certified as a construction risk insurance specialist.

Denver, Colorado-based Pie Insurance, an insurtech company specializing in workers’ comp insurance for small busi nesses, has added to its leadership team.

Rick Poulin is the new vice president of underwriting. He previously was vice president of workers’ comp at Travelers.

Joshua Brost, new vice president of marketing, joins Pie with nearly 20 years of experience focused on building integrated and data-driven marketing teams at both startups and large enterprises. Before Pie, Brost led digital and integrated marketing at Bolt and Microsoft.

Sam Elizondo is the new vice president of claims operations. Elizondo brings over 17 years of experience in the financial industry and worked in P/C benefits at The Hartford.

Richard Kerr

Jeff Martin

Business Moves

Tomlin brings more than 25 years of insurance industry experience to Powers Insurance & Risk Management. He holds a Life Underwriter Training Council designa tion, a life/health insurance license, and a property/casualty license.

Tomlin’s responsibilities include gener ating leads for personal lines accounts, as well as retaining new and renewal clients while promoting new business in the property/casualty marketplace.

East Hilb, Vinton Insurance Services

The Hilb Group acquired Towson, Maryland-based Vinton Insurance Services, building on the company’s grow ing presence in the Mid-Atlantic region and further expanding its employee benefits business.

Peter Vinson and his team will join with Hunt Valley, Maryland-based PSA Insurance & Financial Services, a Hilb Group agency.

The Hilb Group, based in Richmond, Virginia, is a portfolio company of The Carlyle Group, a global investment firm. Hilb Group has completed more than 145 acquisitions and has more than 100 offices in 22 states.

NFP, Juno Search Partners

Insurance broker NFP acquired Juno Search Partners, a Philadelphia-based search and staffing firm.

Juno specializes in contingent search, contractor placement, executive search and custom talent for employers. Juno co-founders Mikal C. Harden and Vicki Sack will join NFP as senior vice presi dents.

NFP is a property/casualty broker, benefits consultant, wealth manager, and retirement plan advisor with more than 7,000 employees globally. NFP is a portfo lio company of Madison Dearborn Capital Partners, which is based in Chicago.

Relation, Garrity Agency

California-headquartered broker

Relation Insurance Services has acquired the assets of Garrity Insurance in Cambridge, Massachusetts.

Serving Massachusetts individuals and businesses for more than 100 years, Garrity has offices in Dedham, Marblehead, Salem and Belmont, in addition to its headquar ters in Cambridge.

Bill Garrity, president of Garrity Insurance, will continue running the dayto-day operations at the Garrity Insurance offices.

Relation Insurance Services said it is actively seeking partnerships to expand. It is ranked by Insurance Journal within the top 25 largest agencies in the country by revenue and has approximately 1,350 employees across more than 137 locations nationwide.

Relation is a privately held corporation backed by Aquiline Capital Partners, a private equity firm based in New York and London.

Midwest

M&T Insurance Agency, Powers Insurance & Risk Management

St. Peters, Missouri-based M&T Insurance Agency recently merged with Powers Insurance & Risk Management.

M&T Insurance Agency owner Mark Tomlin will continue to serve his clients in a new role as Powers’ Risk Management Advisor.

M&T Insurance Agency was founded by Tomlin in 2006 and was a member of Powers’ sister company Valley Insurance Agency Alliance for nearly 14 years.

Founded in 1991, St. Louis, Missouribased Powers Insurance & Risk Management provides personal and busi ness insurance, surety, risk management and employee benefits.

PCF Insurance, Milz Health

PCF Insurance Services acquired Milwaukee-based Milz Health Group, a health insurance agency providing coverage to Wisconsin Medicare-eligible individuals and coverage through the Affordable Care Act.

Milz provides health care coverage for individuals through an integrated suite of online services. Offering Medicare Advantage Plans, Medicare Supplemental Insurance policies (Medigap plans), and Medicare Part D prescription drug plans (PDP), Milz Health Group uses a unique, proprietary process to design plans with top insurance carriers that are affordable and effective.

PCF Insurance Services is a consultant and insurance brokerage firm based in Lehi, Utah.

South Central

Risk Strategies, Wallace Specialty Risk Strategies, a national specialty insurance brokerage and risk management firm, acquired Wallace Specialty Insurance Group.

Terms of the deal were not disclosed.

Based just outside of Dallas in Richardson, Texas, Wallace Specialty was founded in 2012 to serve the dental industry.

The firm creates custom, comprehensive insurance plans for dental service organizations, dentists, and oral and maxillofacial surgeons. Wallace’s offerings

include professional liability, property and general liability, workers’ compensation, management liability, individual and group benefits, among others.

Led by its founders and principals, Kyle and Terri Wallace, Wallace Specialty’s core team of insurance professionals use their deep industry expertise to successfully compete against much larger, national insurance brokerages in their region, the companies said.

The addition of Wallace Specialty Insurance Group builds on Risk Strategies overall capabilities in serving medical professionals. Risk Strategies' National Health Care Practice operates as a fully integrated practice across product lines and geographies.

Southeast

Arthur J. Gallagher & Co., PIUS

The global insurance brokerage and consulting firm, Arthur J. Gallagher & Co., has acquired Cary, North Carolina-based PIUS Limited LLC and its affiliate Newlight Capital LLC.

Terms of the transaction were not disclosed.

Founded in 2016, PIUS — Patent Insurance Underwriting Services — is managing general agent offering a proprietary insurance product that allows clients to insure certain intellectual property assets.

The head of the company, Joe Agiato, will remain at PIUS, under the direction of Patrick Kennedy, head of Gallagher’s Northeast retail property/casualty broker age operations. Additionally, the entire PIUS team will remain in their current roles, according to a statement by Agiato published on the company's website.

Arthur J. Gallagher is an insurance bro kerage, risk management and consulting services firm headquartered in Rolling Meadows, Illinois.

King, Hunt

The still-expanding King Insurance, a brokerage, has acquired Tallahassee, Florida-based Hunt Insurance Group.

Hunt Insurance Group, a specialty broker founded in 1945, advises housing

authorities, prison systems and municipal ities on risk management and self-funded solutions for property/casualty and health insurance.

King Insurance was founded in 1974 and is headquartered in Gainesville, Florida. It has grown rapidly in recent years, partly through multiple acquisitions.

Towne, Lockhart

Towne Insurance Agency, with offices across Virginia and the Carolinas, has acquired Lockhart Inaurance, expanding its footprint in the Charlotte area.

Lockhart Insurance was founded in 1972 by Gregg Lockhart. Lockhart Insurance will continue to operate under its own name for the immediate future.

The acquisition is the latest expansion move by Norfolk-based Towne Insurance. The agency is owned by publicly traded TowneBank and notes it is the fifth-largest bank-owned agency in the country.

Since entering the Carolinas in 2011,

Towne has completed 10 acquisitions. It has focused on home insurance, auto, business and health insurance products.

West

Arthur J. Gallagher

& Co., Bulen & Associates Insurance Services

Arthur J. Gallagher & Co. acquired Murrieta, California-based Bulen & Associates Insurance Services Inc.

Lisa Mosby and her team will remain in their current location under the direction of Scott Firestone, head of Gallagher’s Southwest region retail property/casualty brokerage operations.

Bulen & Associates is a retail property/ casualty insurance agency serving com mercial clients and individuals in southern California.

Arthur J. Gallagher is an insurance bro kerage, risk management and consulting services firm headquartered in Rolling Meadows, Illinois.

Closer Look: Healthcare

What to Watch In Healthcare D&O, EPLI Post-COVID

By Judson L. Hobby

The dark days of the pandemic are finally easing for the healthcare industry, bringing much needed insurance capacity back for directors and officers (D&O) and employment practices liability insurance (EPLI) coverage after underwriters effectively shut down to new business or for renewals, significantly restrict ed their terms, conditions and limit capacity two years ago.

Healthcare entities have always faced great exposure to contagions and epidemics, but market fears and

uncertainty over how the COVID-19 pandemic would impact claims frequency and severity dramatically changed the way underwriters treated and priced the risk for the last couple of years.

Starting in March 2020, COVID questionnaires on a healthcare organization’s COVID-19 protocols — including safety and disease containment plans, and procedures to mitigate ongoing risk — were required on all renewal applica tions and new business. These questionnaires were used as part of the underwriting process throughout 2020 and into 2021.

Some underwriters also began adding “absolute com municable disease/COVID-19”

exclusions to policies in an attempt to preclude coverage for any developing claim trends related to the pandemic.

Pricing, already impacted by social inflation, was also seriously affected, with D&O rates up an average of nearly 20% by the end of 2020 and program pricing up by more than 28%.

Thankfully, the onslaught of COVID-related claims carriers feared didn’t materialize, in part because of EPLI and D&O policy exclusions already in place. EPLI policies typically exclude claims related to OSHA or the Fair Labor Standards Act, including those alleging an unsafe work environment, failure to provide adequate safety equipment, or failure to

pay emergency sick leave or paid family leave. Under D&O policies, bodily injury claims related to sickness, disease or death are excluded.

Underwriters are closely watching claims related to vaccination requirements, i.e., failure to appropriately offer and review medical and religious exemptions, resulting in claims for discrimination and wrongful termination. To date, Centers from Medicare & Medicaid Services (CMS) COVID-related regulations and requirements for healthcare organizations have been recog nized in defending healthcare management decisions.

Even though initial under writer fears have subsided, and the questionnaires have gone

away, the pandemic’s effect on the healthcare D&O and EPLI markets is far from over.

As this market looks to recover and move forward, underwriters are watching and already responding to several issues that agents and brokers need to be aware of.

CARES Act Funding Audits

More than $175 billion was appropriated to hospitals and healthcare providers through out the pandemic thanks to several initiatives passed by Congress and signed into law, including the Coronavirus Aid, Relief, and Economic Securities (CARES) Act, the Paycheck Protection Program and the Healthcare Enhancement Act.

As is the case when provid ers receive any government funding, the CMS audits healthcare organizations to determine “whether providers that received payment complied with certain Federal requirements, and the terms and conditions for reporting and expending [Provider Relief Fund] funds.” In other words, CMS may begin looking to see if healthcare organizations committed fraud or abuse in their use of COVID relief.

The federal government stepped up its healthcare fraud investigations over the last 10 or so years, and for good reason. According to the National Conference of State Legislatures, fraud and abuse are widespread “in both the public and private health care sectors,” accounting for about 3% to 10% of Medicaid payments.

Of course, outright fraud or abuse is excluded on D&O

policies, but D&O coverage typically includes a sublimit for governmental action that picks up defense of such allegations. Underwriters are closely watching how CARES Act audits play out over the next several years and if there’s a rise in allegations of misuse or misapplication of funds that creates additional exposure.

Underwriting Changes and Potential Claims

Other evolving claims trends have cropped up since COVID-19’s early days. As men tioned, healthcare underwriters are monitoring EPLI

OSHA reporting nearly 8,900 “pandemic safety related” complaints from when the agency started tracking COVID data in February 2020 through the beginning of 2022.

EPLI policies typically include a carve-back clause that allows coverage for whistleblower or retaliation claims, but the coverage varies from policy to policy.

Agents and brokers should pay close attention to ensure coverage isn’t excluded going forward and nego tiate more favorable coverage terms and conditions for their clients.

ensure continuity of coverage and eliminate potential gaps in protection.

What Can Agents Do?

It is important for agents to start working with their healthcare clients on policy submissions as early as possi ble because today’s thorough underwriting process takes more time to complete.

Agents should ensure applications are complete and contain detailed information on the insured as required.sub mission should include seven to 10 years of loss history on current insurer loss runs. If an organization has experienced large claims, those details should be included along with actions taken to prevent similar incidents from occurring in the future.

and D&O litigation over employee safety claims and discrimination or wrongful termination claims related to vaccination mandates.

While there have been some claims or class action lawsuits, the litigation hasn’t impacted rates so far because CMS’s COVID regulation requirements for healthcare organizations have held up in court and mit igated claim outcomes. Most of D&O and EPLI claims filed to date have been dismissed or settled for minimal amounts

Healthcare employee whistleblower claims have been up substantially in the last couple of years, with

From a D&O perspec tive, the pandemic placed a serious financial burden on healthcare entities, particu larly because of added staffing costs. Carriers are scrutinizing the financial performance of healthcare organizations and implementing a strict range of underwriting acceptability for financial and operating ratios as a result.

Social Inflation

The biggest threat to the healthcare D&O and EPLI markets post-COVID is actually the same as pre-COVID — social inflation. This trend is affecting most commercial lines and is driving higher severity claims and higher insurer losses.

Carriers continue to be conservative in offering policy limits for most risks, resulting in the need to layer coverage for healthcare entities to obtain adequate limits. This layering creates additional challenges to

Agents should advise their clients to take advantage of the many risk control services offered by carriers, especially in the EPLI arena. Underwriters will recognize if an insured is proactively engaging with them on risk control and will factor that into their policy decisions.

By being aware of the chal lenges and risk trends, agents can help their clients structure an effective and efficient D&O/ EPL program in the post-COVID environment.

Hobby, CPCU, ARM, has more than 30 years of experience in the insurance industry, primarily working with healthcare organi zations. He is healthcare advisor with Connected Risk Solutions Healthcare Practice. His expertise includes insurance placements for all types of hospital systems, physicians and physician groups, and long-term care facilities. Email: jud.hobby@connectedrisk solutions.com.

Special Report: Talent

The Talent Crunch Tough Competition for Agency Talent Continues

By Mark Hollmer

The struggle to fill vacant positions at Conrade Insurance Group is real.

Two slots remain open after the Kansas-based agency spent more than six months trying to fill them. Underscoring the challenges, a new hire even changed his mind at the last possible minute, according to Chris Conrade, the company’s president and risk consultant.

“Twenty-four hours before he was going to start, he

notified us that he had taken a different opportunity,” Conrade recalled in early November.

Hiring challenges driven by an aging workforce have long bedeviled agencies and brokers for years. COVID-19 and the Great Resignation that followed placed even more pressure on the industry — and many sectors of the economy — by further increasing turnover and intensifying the competition for talent. The quest to find viable hires ends up impacting daily operations from top to

bottom, Conrade said.

“We’re having to ask more of others … having people do things that are a little outside their domain or comfort zone,” Conrade said. “We are just having to … do the best we can.”

Conrade and other industry insiders said they don’t see the problem letting up any time soon.

Perspectives vary, however. Some agencies and experts see the situation as troubling. Others acknowledge the

overall hiring situation, but insist they’ve adapted by developing workplace culture and practices that help them better compete for talent in the current environment.

Nothing New, Just Worse

Art Betancourt is the principal and founder of AEBetancourt, a firm that helps organizations with recruiting, training and consulting.

Agencies and brokers, he said, have long struggled to find and keep good talent.

“When I started this 15 years ago, finding and retaining talent was one of the top things that insurance brokers always rated as of importance to their agencies [but they have been] … having a difficult time doing that,” he said. “The average employee is aging and there’s not enough people that are coming into the business, and so we’re starting to see that accelerate more and more.”

That trend is prevalent particularly on the service side with positions such as account managers, account executives and CSRs, he said.

In addition, the emergence of COVID-19 in early 2020 made everything worse. The Great Resignation that followed added another stress point to agency and broker hiring, as well as many other industries.

For example, employees initially forced to work from home by the pandemic restrictions now insist on continuing the routine, which is making work-from-office requirements more challenging in terms of recruiting, noted Mary Newgard, a partner with Capstone Search Group, a firm that helps retail brokers with their recruitment strategies.

“[The year] 2020 was a watershed moment. All the years leading up to the pandemic everyone saw reports about the looming [retirements] but it seemed like something that was tomorrow’s problem,” Newgard said. “Quarantine and the subsequent return-to-work strategies deployed over the last 18 to 24 months exacerbat ed the problem and no longer could insurance agencies ‘kick the can down the road.’ It was experienced insurance

professionals that moved the market and created vacancies across the industry. No broker, big or small was immune to the ripple effect.”

During the pandemic, most experienced insurance professionals who changed

their careers did so because the pandemic gave them time to evaluate their career goals, redefine work/life balance and accelerate their retirement, Newgard added, creating “the big themes” that brokers and agents are dealing with now.

Cheri Amaro, chief human resources officer at The Liberty Company Insurance Brokers agreed that the COVID-19 pan demic changed the dynamics of hiring and retaining good talent.

“We quickly shifted from an in-office environment to 100% remote and that really dealt with and supported all of our people with the challenges during that time, and we did it very successfully,” Amaro said. “Then, as we continued through post-COVID and all of that, more and more people were still wanting to stay at home.”

The broker was able to address those demands and morphed its approach to what encompassed “benefits” in the post-pandemic hiring environment.

“Not only were people look ing for organizations to work remotely … they were really looking for that flexibility and continued on page 22

With Challenge Comes Opportunity: How Networking, Apprenticeship & Mentoring

Can Help with Today's Talent Crunch

By Mark Hollmer

Even before waves of people quit their jobs in the wake of COVID-19, brokers and agents struggled to find and retain good talent as the workforce continued aging out.

Challenge has led to opportunity, however, with creative and sensible practices emerging to help

fill vacancies.

Networking, apprenticeship and mentoring are among the common tools in play to beat a tight and vexing job market. Cultivating an inviting workplace has also helped, according to agencies.

Apprentice/Mentorship

LP Insurance, a regional independent insurance agency, based in Reno, Nevada, has 11 offices in four states and

roughly 250 employees. As of early November, it has a full staff after adding several new hires at the beginning of 2022.

Brian Cushard is the company’s president. He acknowledged that an aging workforce has led to a chal lenging hiring environment, particularly because of the lack of a “qualified, younger generation coming up continued on page 23

Special Report: Talent

continued from page 21

for an organization that would support their needs at home,” Amaro said. “These were people that were out of work, or with organizations that were either asking them to come back to the office or were no longer being as supportive of their personal family demands. That continued much longer than anybody anticipated.”

The Liberty Company has about 30 vacant positions out of roughly 800 employees, though Amaro said the openings stem more from the agency’s rapid growth over the last few years. Still, she added, the company faces tight competition for talent in nearly every position.

“There is more counter-of fering. We will send out an offer and then they’ll come back and say, oh, my employer offered ‘x’ and so we do have to address that,” Amaro said. “We very much sell what we have to offer besides that, with all of our different employee resources for development and engagement and such.”

Over at Conrade Insurance Group, Conrade suggested that

post-COVID office fears and an aging workforce likely aren’t the only reasons jobs are hard to fill, because many people are working in the current economic environment.

“I wish it were as simple as somebody going to flip the switch at some point and all these people are going to come rushing back into the workforce,” Conrade said. “We just do not have the bodies out there to fill all the positions.”

Not Going Away

Amaro said the increased competition for talent spurred

The Liberty Company to beef up its programs and employee services.

“We’ve definitely become a stronger, better organization for it,” Amaro said.

The Liberty Company expects tough competition for talent to continue, she said, adding that employers seeking to fill positions will have to address a growing series of employee demands.

“They expect work/life balance and they’re not going to be in the office working 60 hours a week,” she said. “They expect professionalism. They

expect us to honor what we say we’re going to give them.”

Conrade said his 31-employ ee agency has also adapted to the tough hiring environment, with recruitment at the local university and other training initiatives helping to spur interest.

Technology investments to boost efficiency have also helped. “We’re finding ways to get more out of our existing staff with technology [and] we’re going to have really exciting growth,” he said.

That growth trajectory will lead to a new opening on top of the two positions Conrade is trying to fill.

“We may not get that done this year. We’re in the fourth quarter and we’re as busy as we can possibly be starting work on all of our January 1 renew als,” Conrade said. “Adding to the team right now, it just sounds so daunting, that these are probably going to become 2023 problems to solve.”

Hollmer is a former Carrier Management editor and writer and veteran industry journalist based in Charlottesville, Virginia.

through the ranks.”

COVID-19 didn’t help, as many people who could work resisted returning.

The solution: LP expanded its hiring efforts a few years ago into what is now known as its Fast Track training initiative — a training program designed to bring in and train up-and-coming talent without prior insurance experience.

“The people that were available [with experience] to be hired wanted 20%, 30% and 50% raises, which was simply unsustainable for us,” Cushard said. “We created a training program and proba bly 10% to 20% of our work force are [now] just brand new, young, bright people that we’re putting through a two-year training program, with various incentives along the way.”

Culture, Adaptation and Remote Work Liberty Company Insurance Brokers, a Florida-based outfit with about 800 employees, has addressed employee recruitment challenges by doubling down on developing an inviting culture.

Chief Operating Officer Sonia Ahuja said the strategy has nurtured something crucial that helps it compete among potential hires.

“Our differentiator is we have a lot of emphasis on people’s happiness and well ness as a part of our culture,” Ahuja said. “We are just get ting a tremendous amount of referrals from people within the company and people who we are interviewing.”

That’s because Liberty

Company enhanced its staff wellness approach post-COVID to focus on improving employ ees’ abilities to maintain a healthy quality of life.

“Our first job is to make sure they feel happy and that … their happiness [is aligned] with the job functions they have,” Ahuja said. “That allows us to really make sure that not only our existing employees have a very high satisfaction score but that word of mouth is getting out [and] opening up a lot of different channels for us to recruit.”

Newer wellness initiatives that have helped include the company’s Dream Circle pro gram, where employees meet

regularly and talk about what makes them happy and what their personal and professional goals are.

“It’s a connectivity and engagement tool or forum that is spread out through the company,” Ahuja noted.

On top of that, Liberty Company’s focus on moderniz ing and digitizing its operations has proven to be an added selling point with talent, Ahuja said. Hiring remotely has also helped boost the talent pool, with remote workers equaling in-office productivity, she said.

Newbies

Conrade Insurance Group adapted to the tight job market

by redefining how it recruits employees, according to Chris Conrade, its president and risk consultant.

Before that, the 31-employ ee agency based in central Kansas would rely on filling vacant positions by word of mouth.

“A lot of the folks in our agency had worked in other agencies previously and we had been able to rely on folks employing their own networks,” Conrade said.

Facing competition in larger markets and struggles with the Great Resignation, Conrade Insurance Group decided to embrace hiring people without prior experi ence and actively recruit at nearby colleges and career fairs.

“For every person that we bring in with experience, we need to very intentionally bring someone in that’s new to the industry,” Conrade said.

Done correctly, he added, the agency’s hiring approach should be beneficial.

“It’s a huge opportunity,” Conrade said. “If embraced in the right way, inviting new people that previously wouldn’t have considered this industry as their career path … we further diversify, which is good.”

At the same time, Conrade said, it is important to keep an in-office culture.

“We have a place where we go to work,” he said. “As we seek to attract new people into the business, they have to know that there is mentor ship and somebody that feels responsible or accountable for the development avail able to them.”

Idea Exchange: Minding Your Busines

The Basics of a Letter of Intent

When an agency owner decides to sell, there are a plethora of buy ers to choose from. A seller should narrow down the options to two or three before serious discussions take place. The next step is to obtain from the buyer a Letter of Intent (LOI), sometimes called a Memorandum of Understanding, or an initial offer letter.

By Catherine Oak and Bill Schoeffler

The heart and soul of a business trans action should be embodied in the Letter of Intent. A poorly drafted LOI may render the transaction dead on arrival. On the other hand, a well-drafted LOI provides a solid foundation upon which to build relationships and consummate successful transactions. The prolific buyers all have their own standard format, whereas a first-time buyer might need some support to properly draft an LOI.

The LOI should be a non-binding doc ument written in informal language. The purpose is to put in writing the key terms that both parties have been discussing. The

Letter of Intent is also an outline of what is to be included in the final legal documents.

Usually, the LOI is about three or four pages including the items listed below. The draft may require several revisions before all parties agree to sign it. It should be specific and should highlight all of the key areas of the transaction.

The final Letter of Intent should contain all the necessary ingredients for the attorneys to use when they draft the final legal agreements. The terms of the deal should be self-contained in the Letter of Intent. Don’t let the attorneys waste time and money revisiting the terms or re-negotiating the deal unless there is a big oversight or grievous error in the Letter of Intent.

The following is a basic outline of what should be in a Letter of Intent:

1. Parties to the Agreement.

Parties to the agreement may include sellers, buyers, consultants, attorneys, accountants, etc.. Clearly set forth the identity and a brief description of each party. Does the other party consist of one or more corporations or partnerships? Is the business an LLC, S-corporation, or C-corporation, etc.? Who are the share holders or partners and what ownership and management interest do they each hold?

2. What the Seller Is Selling and What the Buyer Is Buying.

Is it stock or assets? What liabilities will the buyer assume, if any?

3. Structure of the Deal.

Describe the overall business and tax structure of the transaction specifying what will be acquired or sold (e.g., assets or stock). The financial condition of the other party will dictate payment terms, security/collateral, and other key issues. Careful tax planning should be undertaken to determine how to structure the acquisition. Acquisitions may take many different forms including asset or stock sales, combinations of stock redemptions and purchases, or tax-free acquisitions (including mergers and consolidations). Non-competition and consulting, or employment agreements will also usually play a major role. There are many ways that acquisitions can be structured and they all involve their own unique tax, securities, corporate, and other legal issues. Knowing the alternatives and the implications of each can make the difference between making a good deal or no deal.

4. The Agreed Purchase Price and Terms.

Describe the down payment, number of payments, and amount of the payments. If the seller is financing the deal what is the interest rate? If the deal is based on retention describe how that will work?

The typical terms include:

a.Total purchase price.

b. Payment terms.

c.Down payment.

d.Promissory note terms (interest rate, default, etc.).

e. Performance, growth, or bonus payment details.

f. Purchase price adjustment assumptions and adjustment events.

g.Liabilities to be assumed.

h.Allocation of the purchase price. Outline how the purchase price will be allocated if there are any special terms.

Idea Exchange: Is It Covered?

Logic & Language and Forms &

Facts

Water Damage Isn’t Always Excluded

I’ve discussed or mentioned water damage claims in several columns this year, from plumbing leaks to widespread geo graphical flooding. As plumbing systems age, increasingly the number one cause of homeowners claims unrelated to weather involve water leaks. These potential losses can be risk managed in several ways.

By Bill Wilson

For example, there are devices that can detect unusual water flow with regard to gallons per minute or the fact that there is continuous flow, even if tiny.

In the town where I live, the water department began replacing meters last year. The new meters can detect minor continuous flow conditions. These may simply be due to a dripping faucet or shower head, or they may indicate an unseen leak in walls, crawl spaces, etc. Last week, I had my aggregate driveway pressure washed. The next day I got a text message from the city water depart ment that my water usage was unusually high.

This technology effectively applies the risk management technique of loss control to potential water damage claims. Either it prevents serious damage via early detection, or it reduces loss that has already been occurring.

Loss control is almost always a better risk management approach than afterthe-fact insurance. That’s particularly true given how many property policies exclude damage arising from repeated seepage and leakage, along with almost inevitable fungus infections for which there is no or limited coverage even when water damage is sudden and unexpected.

This brings me to the focus of this article, understanding that not all repeated seepage and leakage claims are or must be completely excluded.

First of all, ISO’s HO 00 03 homeowners

policy has no “repeated seepage or leak age” exclusion and hasn’t for the past 30 years. Many, if not most, non-ISO insurers have such an exclusion in their policy and many ISO carriers attach their own exclu sionary endorsement to the ISO policy. Some of these exclusions have exceptions for hidden damage, which is effectively how ISO views this. ISO’s HO 00 03 form relies on the Neglect exclusion — as long as discovered hidden damage is reported promptly, it’s covered.

In my case, I’ve had three personal lines carriers on the home where we’ve lived for the past 10-plus years. Of the three insur ers, one did not have this exclusion and the other two did. So, it’s possible that cov erage may be placed without a “repeated seepage or leakage” exclusion or perhaps such an exclusion, especially if added by endorsement, could be negotiated off the policy, even if a premium is attached to the broadened coverage.

Second, not all legal jurisdictions have

applied a “repeated seepage or leakage” type exclusion absolutely. Often these exclusions reference some sort of time frame, for example, “14 days or more” or “weeks, months, or years.”

As reported earlier this year in the Merlin Law Group’s Property Insurance Coverage Law Blog, in Hicks v. American Integrity Ins. Co. of Florida, 241 So.3d 925 (Fla. 5th 2018), the court opined:

“In light of the general principle that insurance policy provisions susceptible to more than one interpretation should be construed liberally in favor of the insured and strictly against an insurer, and that exclusionary clauses should be read even more narrowly, we hold that an insurance policy excluding losses caused by constant or repeated leakage or seepage over a period of 14 days or more does not unambiguously exclude losses caused by leakage or seepage over a period of 13 days or less.”

Idea Exchange: Is It Covered?

Third, plumbing leak claim denials may be based on faulty policy language interpretations. This can be true even when such damage is sudden and does not occur over a long period of time.

For example, a water line fitting under neath a commercial building in Virginia burst, causing water to seep within min utes or hours through the floor. The carrier denied the claim, citing the Water Damage exclusion for “Water under the ground surface pressing on, or flowing or seeping through (a) Foundations, walls, floors or paved surfaces; (b) Basements, whether paved or not; or (c) Doors, windows or other openings ...”

When viewed historically and in the context of the other types of excluded damage in the Water Damage exclusion, clearly this provision was not designed to exclude water damage arising from a burst plumbing line, whether it occurs within the building or beneath it. Read in

its entirety, the policy in question clearly covers virtually any sudden and accidental plumbing leak other than an underground pipe outside the building.

For the majority of buildings, water enters through underground pipes.

As I’ve written before, I believe the “underground” language in the Water Damage exclusion is meant to apply to

rising water tables, rainfall saturated earth, underground aquifers, etc., not plumbing leaks.

Within a week of the aforementioned claim, an almost identical claim was brought to my attention involving an Arizona building.

A water line underneath the floor burst and the insurer cited the same “under ground water” provision in the Water Damage exclusion.

This claim involved the ISO CP 10 10 12 special causes of loss form, which defines water damage on the last page, including this concluding paragraph:

“To the extent that accidental discharge or leakage of water falls within the criteria set forth in c.(1) or c.(2) of this definition of “specified causes of loss,” such water is not subject to the provisions of the Water Damage Exclusion which preclude coverage for surface water or water under the surface of the ground.”

This illustrates an important concept when reading and interpreting insurance contracts. The principle of “entirety of contract” requires that the entire policy be reviewed. Sometimes an exclusion appears to be complete and absolute until you continue reading the policy and find an exception or coverage otherwise to the contrary.

As I always say, “RTFP!”

Wilson, CPCU, ARM, AIM, AAM is the founder and CEO of InsuranceCommentary.com and the author of seven books, including “When Words Collide…Resolving Insurance Coverage and Claims Disputes.” He can be reached at Bill@InsuranceCommentary.com.

Washington Contractor Faces Felony Theft Charge in Reported Workers’ Comp Scam

An Everett, Washington, man reportedly caught remodeling homes while claiming he was too injured to work has been charged with felony theft in a workers’ compensation fraud case.

Terry Lee Dawson, 62, is accused of stealing more than $55,000 in workers’ compensation payments over four years starting in September 2016. Dawson,

who was doing business as Best 1 Solutions, Inc., pleaded not guilty last week to first-degree theft in Snohomish County Superior Court.

His trial is scheduled for Jan. 13. The Washington State Attorney General’s Office is prosecuting the case based on a fraud investigation by the state Department of Labor & Industries, which runs the state workers’ comp program.

Dawson had been receiving wage replacement payments off and on since 2003 due to a back injury he sustained while working as a carpenter. Medical providers had determined he couldn’t work due to the injury, and he regularly submitted forms to L&I stating he wasn’t working while receiving the payments.

An L&I investigation reportedly found Dawson was actually working at his construction business while getting workers’ compensation payments at the same time. Dawson created the company in 2003 with a co-owner.

Investigators discovered the construc tion firm was advertising on an online referral service, and had attracted more than 28 customer reviews from August 2017 to May 2020.

At least seven of the reviews men tioned “Terry” (Dawson’s first name), and investigators spoke to multiple reviewers who confirmed Dawson was involved in their home improvement project.

In addition to the customer witnesses, the company co-owner said Dawson helped her by going on supply runs to home improvement warehouses.

Oregon Report Shows State’s Workers’ Comp Rates Among Nation’s Lowest

Oregon’s workers’ compensation rates remain among the lowest in the nation, according to an analy sis released by the Oregon Department of Consumer and Business Services.

The biennial study ranks all 50 states and Washington, D.C., based on premium rates that were in effect Jan. 1, 2022.

Oregon had the 10th least expensive rates in 2022 with an index rate of 93 cents per $100 of payroll, down from $1.00 from 2020, the report shows.

According to DCBS, Oregon fell in the rankings by four spots from the 2020 survey because rates in other states dropped a few pennies more.

DCBS announced in September that Oregon workers’ compensation rates would decline an average 3.2% in 2023.

In recent years, rates have dropped all over the country, which has led to a compression of the scores in the survey.

The premium index rates are bunched up at the low end, so that small changes in the index rates can lead to big jumps in the ranking, according to the report.

In 2020, the report showed Oregon was sixth least expensive. In 2022, that spot is held by Kentucky. However, there is a 7-cent difference per $100 of payroll between the two (93 cents for Oregon and 86 cents for Kentucky).

The study shows New Jersey had the most expensive rates, followed by Hawaii and California. Meanwhile, North Dakota had the least expensive rates. In the Northwest, Washington’s rates were the 24th most expensive and Idaho was the 16th most expensive.

The report also compared each state’s rates to the national median rate of $1.27 per $100 of payroll. Oregon’s rate

of 93 cents is 73% of the median, its second-lowest recorded level.

To produce a valid comparison of states, which have various mixes of industries, the study calculates rates for each state using the same mix of the 50 industries with the highest workers’ compensation claims costs in Oregon.

Oregon has conducted these studies in even-numbered years since 1986.

Idea Exchange: The Competitive Advantage

Why Boutique Agencies & Brokers Win

By Chris Burand

Professional boutique agencies are the solution, the only real solution, for all those producers who compete against big shops, insurtechs that use bots rather than humans, and those with low price/low quality commodi ty price distributors.

My light bulb moment, when everything became blindingly obvious, was when I first read Carl Shapiro’s Theory of Mediocrity (my title, not his). The theory holds that all products and services will become mediocre under the guise of previous higher quality, or the consumers’ inability to distinguish quality because the price point will be slightly elevated while the costs will be less, enabling

greater market share, greater profits, and the elimination of competition. The only alternative is to create a boutique business.

I was watching Stumpy Nubs, a wood working and tool channel on YouTube, (i.e., Stumpy Nubs may have something to do with losing fingers). He presented the history of three great tool brands and how the quality of each brand deteriorated after each was sold to a large consolidator of tool brands. On a different tool channel, the host tested the quality of the old and new versions of these brands. Guess which tools did a better job, the old or the new?

Was the price reduced in relation to a decrease in quality? This question sums up Shapiro’s theory as it works in today’s world. Fool the consumer into believing the brand (or rating of companies/ securities/whatever) has maintained quality while actually cutting the quality

and expenses (something must be cut to pay for the acquisitions), but do not cut the price any more than is absolutely necessary to cause your competitors’ pain. That is how the strategy works and it works well.

I searched and found a high-quality boutique tool company. I paid more for their products, but the extra quality was immediately obvious and well worth the extra dollars. Unfortunately, the company cannot afford advertising so I, as the consumer, had to find them. What are you doing, if you are a reader who believes in quality, to help consumers like me find you? All the website hits in the world are meaningless to you if the hits originate with price shoppers.

In a less intelligent moment, I bought the cheaper tool. It broke quickly. The

Idea Exchange: The Competitive Advantage

company sent me half a new machine under warranty, 60 days later, and then I had to complete major repairs three more times over the next 18 months. I junked it when it broke again. I bought a new machine, a brand I had never heard of before, that was twice as expensive and works like a charm. I was suckered into thinking the lesser machine, but bet ter-known brand, was sufficient. Shapiro’s theory in action once again.

Junk Policies

What happens when a person buys a junk insurance policy? It happens daily. Sometimes the carrier is a junk carrier (let’s not pretend junk carriers do not exist). Sometimes it is a junky form (i.e., many cyber forms). Sometimes it is a junky agent (whether they are a good person may or may not be a factor because sometimes there are good people who simply have no clue what they are doing). Sometimes it is a combination of all because birds of a feather flock together.

Agencies also have poor results when staff must service too many clients, the practice of policy checking is eliminated, and/or customers are stuffed into customer service centers, especially when the cen ters’ employees are not licensed. It is a lot cheaper to service clients using employees who are not licensed. However, an entity cuts corners, its expenses decrease and the resulting lower rates, under the guise of a better brand, often allow the agency to achieve significant success. In industry after industry after industry this result has proven to be true.

For those of you who care about the quality of your product, you cannot sell similar tools with higher expenses and win. To win, you must convince clients of the true advantages you bring to the table, including that they will be working with professionals who do not cut corners.

Anyone can sell insurance. Sure, it is difficult to build a quality book, but lots of people who can barely spell the word insurance make a decent living selling inadequate coverage at lower rates — a rate that is lower because the coverage is inadequate at best. This point is proven

through carrier commercials populated with half-wits, animations and comics pitching something resembling insurance. Whether what they sell would enable a person to fully recover a financial loss is anyone’s guess — including most of their clients, I suspect.

Any company can forge a wrench for a dollar or two. But will the wrench grab the nut and not round off the corner or break or slip busting your knuckles when you’ve been stuck freezing on the roadside trying to loosen the nuts for the last two hours? A working wrench is important if your agent did not sell you tow coverage, or the tow trucks are hours behind, or you don’t have cell service where you are stuck.

are you doing, if you are a reader who believes in quality, to help consumers like me find you?’

When you are sitting dazed and confused after a UM broadsides you, the relatively small price difference between $300,000 and $500,000 in UM coverage is obvious, too. Are you selling insurance or are you selling quality protection? An agent who cares will not win trying to sell the former, however there are few competitors that truly exist in the latter class.

It costs more to sell the latter. It costs money to become truly educated, to take the extra time to talk to the insured, to take the extra time to build the coverages they need, to employ better qualified staff, and so on. Insurance commissions are inadequate for true professionals and excessive for amateurs. If you are a true professional and think that carriers will eventually figure this out, I hope you are close to retirement, so you do not waste too much time waiting.

Deliver Real Protection

Many opportunities exist to deliver real protection. Each option demands more education, more time, and more care. People try to mediocritize the following tools, so you need to be aware that the following are upper-level tools.

Simply caring and writing private

passenger auto policies correctly is a great start.

At a higher but extremely basic level, use coverage checklists. Not only do clients typically get better coverage but your E&O exposures will decrease. Your sales will increase, too. Imagine that! Better coverage results in more sales.

Risk management is incredibly valuable because people generally want to avoid incurring claims. Risk management can be as simple as, “Here’s a basic safety plan for your family to evacuate your house,” or as complex as providing cyber risk management. Once complete, you have Total Cost of Risk or TCOR, a concept that has been around for decades and is used incredibly successfully by a tiny number of producers. I have always found it interest ing that so many people advise TCOR does not work, and they are right, it does not work for them.

A complex solution that is gaining traction faster than I have ever seen, and also going in directions I never anticipated is the Alternative Risk Transfer (ART) market. ART is gaining so much traction that the corner cutters are entering this market too, but with some alleged fraudulent activities so, again, become educated. These complex tools are not to be wielded by untrained people. Solid and continual training is required to sell insurance correctly.

Other human benefits accrue when one takes care of customers’ true exposures. One is that you should find it easier to hire young people who are searching for meaning in life. Taking care of a custom er’s needs provides a lot more meaning to a person’s life — more so than just selling insurance policies.

Another benefit is that your clients will become advocates and often your friends, especially when they are covered for a bad loss. Best of all, you can sleep well knowing you are doing good for the world, or at least for your clients. Nothing mediocre exists in making the world a little better one client at a time.

Burand is the founder and owner of Burand & Associates LLC based in Pueblo, Colo. Phone: 719-4853868. E-mail: chris@burand-associates.com.

‘What

Idea Exchange: Ask the Insurance Recruiter

Insurance Agencies Share Recruiting Lessons From 2022

December is the perfect time to reflect on lessons learned over the last 12 months, and how to apply them in the new year. Hiring and recruiting is universal. We can learn a lot from one another. For this column, I posed a simple question: “What is something you’ve done over the past year that’s made a big impact on your hiring and recruiting?” Below are several acquisition strategies insurance industry leaders say has worked for them.

Incentives That Attract and Retain Talent

“With the current climate of our econo my, here at INSURICA, we had to take a lot of changes into consideration! With those changes, we have seen the most success with implementing more work-from-home options into the organization, incorporat ing sign-on bonuses, and also increasing our current employee referral bonus to a pretty substantial amount. So not only are we offering incentives to attract new talent, but we have increased the reward bonus to our existing colleagues to help bring it in! We’ve found these three incentives have helped with our talent acquisition quite well!” — Lisa DeGiusti Kruchten, corporate recruiter, INSURICA

Expanding Recruiting Team & Resources

“In a difficult market we continue to

experience tremendous growth recruiting and hiring both talented young profes sionals and veterans of the insurance space. Over the last year, the expansion of our Talent Operations team, launching a targeted university relations initiative and best-in-class Summer Internship Program, boosting our social media presence, and cultivating key partnerships all contributed to our ongoing success.” — Leah Scoggins, director of Talent Operations, Higginbotham

New Ways to Think About Talent Sourcing and Development

“This year we found ourselves searching for an internal recruiter, and much in the same way we look for other key hires, it started with the right personality, drive and relationship building capabilities. This had to be a person who could champion our brand differentiation. To support their recruiting efforts, we also needed to give them the right tools to do the job, so we invested in a new Applicant Tracking System to better track and communicate with candidates. We also got better at integrating social media into our recruiting outreach. Lastly, we began to think differ ently about talent and talent development. As it gets harder to find people who meet all our traditional requirements, in terms of industry knowledge and job experience, we want to first identify people who fit Ross & Yerger’s culture — i.e., humble, hungry, and smart — because in the end we know that finding and developing talent is paramount to how we’ll meet our growth and profitability goals.” — Steve Shelton, director of Operations, Ross & Yerger

Making Meaningful Investments in Our Employees

“Here at Marsh

McLennan Agency (MMA), we pride ourselves in the expe rience we provide our colleagues and our clients. We’ve adapted with the changing environment to ensure every thing we do is relevant and meaningful. MMA is committed to providing an environment that is flexible and focused on well-being and engagement as this contributes to better servicing our clients. We continue to encourage and support colleagues working from home while also taking steps to transform our in-office experience by creating more collaborative and comfortable workspaces. In addition, MMA implemented our Wellness Matters program providing opportunities to unplug and recharge through health, fit ness, and mindfulness options to support our colleague’s overall well-being in-office and at home. We’ve expanded and added several meaningful options for colleagues and their families such as paid parental leave, support for aging parents, tuition reimbursement for graduate programs, catastrophic family illness leave, family planning and support, additional sick time, voting leave, and increased service recognition awards. We also incorporated an internal recognition and rewards pro gram encouraging colleagues to recognize each other, highlight accomplishments and/or special announcements (birth of a child, etc.). Our goal is to continue cultivating a culture where our colleagues feel connected, valued and empowered.”

By Mary Newgard

— Clare Bova, EVP, Human Resources, Florida region, Marsh McLennan Agency

Newgard is partner and senior search consultant for Capstone Search Group, a national recruiting firm dedicated to the insurance industry. Email: asktherecruiter@ csgrecruiting.com.

Idea Exchange: Agency Management

Getting Unstuck

Self Examination for Agency Owners to Fuel Momentum and Growth

Every business hits one or more pla teaus during its development. This is normal, natural, and predictable.

by exploring five areas:

1. What do I want to do? What you want is related to what you can be excited and passionate about. That, in turn, drives the intensity of effort required to get great results. Being clear and committing to your own personal reasons for building the business is key to developing a great strategy for making it happen.

By Tony Caldwell

What once worked no longer works — at least as well as it used to work. I call this getting “stuck” because like a car bogged down in mud with its wheels spin ning, the business is no longer making progress. Like the driver of the car, the business owner needs to do something differently to get out of the rut and get moving forward again.

The reasons a business gets stuck and stops growing the way it once did can be infinite. Usually though, they fall into a few basic categories. And while solutions to getting unstuck can also be unlimited, there are a few consistent strategies that tend to lead to regained momentum for the anxious entrepreneur.

Strategy. When a new agency is formed, the owner generally has a simple growth strategy. This is a good thing because the nature of a new business is that results are often difficult to predict. This uncertainty and the need for frequent pivots tend to create a reactionary management style. So, though the founder may have started with a business plan, that business plan is often abandoned before too long.

The strategic reason for stalled growth is this: Simply doing more of what you are already doing is inefficient, often unprofitable, and unpredictable. The way to get on the path to high growth again is to be intentional.

I think an excellent strategic plan can be easily, effectively and quickly developed

2. What is your business good at? Build a strategy to maximize this.

3. Conversely, what do you not do well? Can you improve your weakness or would it be better to abandon efforts in this area?

4. Who is underserved in your market? Is there a way to do something better than your competitors? Do you have unique strengths in your carrier mix? Is something happening in your local economy you can pivot to for growth?

5. What must you guard against at all costs? What stands in your way?

A strategic plan is simply one that answers questions like those listed above. The answers will be unique to you. By the way, these questions are foundational to a simple thinking exercise called a SWOT (Strengths, Weaknesses, Opportunities and Threats) analysis.

Systems. Most businesses start with rudimentary systems for running operations. As the business grows, those systems must stretch. Unfortunately, the amount of stretching a business can do is typically inadequate for its new size and complexity. These systems — accounting and finance, marketing, sales, hiring and human resources, and record keeping — can thwart continued growth.

Business owners whose progress has slowed or stalled can usually point to the systems they lack or that are not working well. Getting unstuck and starting new is not difficult. Start with these questions:

• Is my accounting system, and the people who operate it, giving me accurate, timely and useful information? Do I understand where money comes from, where it goes and how much I need at all times? Can I immediately see how we are per forming to budget and how we compare with industry norms? Does my system efficiently integrate with my operating systems?

• Do I have easy-to-use customer management systems that operate as a byproduct of quoting and selling insurance? Am I easily able to see and analyze the data in those systems to sell more products to my current customers, regain old customers, find

new customers and maximize our selling strategies?

• Am I able to easily and effectively manage my employees’ payroll, benefits, hiring and other processes?

• Do I have a documented flow, followed by all employees for how we market, prospect, sell, service, manage claims and other productrelated operations?

• What are we doing in the business that isn’t standardized, efficient, documented and followed by all?

To get unstuck, look at the questions where you find your answers unaccept able, rate them by importance and develop a schedule and budget for fixing them. In just a few months, you should see more efficiency, greater productivity and lowered per-unit expenses from better systems and processes.

Staffing. Sloppy hiring is a frequent killer of momentum because the harried entrepreneur needs help now and may not know how to hire well or may not be methodical enough to staff up before the crisis comes. Ensure you have enough of the right people by asking yourself these questions:

• Am I using industry benchmarking studies to ensure we are hiring in advance of our needs?

• Do I have a competitive, comprehensive compensation package?

• Do I have an intentional, values based, culture that makes us an attractive employer?

• Do I have measurable performance standards, and do we manage to them, for all employees?

• Is my agency proactive in dealing with problem employees or do we let problems solve themselves?

Sales over Service. I remember when, as a first-year producer and new agency owner, my partner told me to enjoy my sales success because it would become increasingly hard to sustain as I spent more time servicing. That is traditionally what happens in the agency business and is an

absolute killer of continual growth.

To get your agency unstuck, and growing again, ask:

• Is my agency a “sales” or a “service” organization? Yes, service, and great service at that, is critical. But if it’s the most important thing, you’ll stay stuck.

• Does my agency compensate every employee for new business growth? Are new sales expected from every customer facing employee?

• Does my agency compensate more for new than renewal business?

• Does my agency compensate higher for higher-margin, more rounded, more profitable business or do we have a one-size-fits-all commission program?

• Does the agency have an effective service hand-off program so sales people aren’t bogged down with servicing tasks and can focus on revenue creation?

• Is the agency managing our books of business to focus on selling accounts and products where we make the best compensation? Or do we just sell products from the representative who shows up with the easiest or cheapest carrier?

There are lots of other questions you could ask yourself here. The point is that if revenue growth is flagging, you must find out why and fix it. Otherwise, you will remain stuck.

As a business grows, it naturally gets more complex, and of course larger. What once worked no longer does, or at least, not as well. To maintain or regain momentum change is required. The good news is that forward progress will be restored, and new growth will happen as you grapple with the answers to these and similar questions. And then your larger, more successful, agency can repeat the process again as you seek to conquer the next plateau.

Caldwell is an author, speaker and mentor who has helped independent agents create over 250 independent insurance agencies. Website: www.tonycaldwell.net. Email: tonyc@oneagentsalliance.net.

2022 Annual Program Directory, Volume II

Welcome to Insurance Journal’s 2022 Program Directory, Volume II. Information contained in this directory has been compiled by Insurance Journal’s staff as a resource for readers. For purposes of this directory, a program is defined as “a group of coverages designed specifically for any given risk or class of business.”

IJ’s Program Directory, as well as IJ’s E&S Directory and Workers’ Comp Directory, are also available online. Brokers and insurance companies are invited to submit and maintain up to 10 free market listings for the Program Directory. Brokers and insurers continually update market listings year-round. Insurance Journal is not responsible for inaccurate information submitted by respondents.

To list a market online free of charge, visit: www.insurancejournal.com/directories. Step-by-step instructions guide users through the listing process. To be listed in the print version of IJ’s Program Directory, please send an e-mail to: khoney@insurancejournal.com

Above & Underground Storage Tank Owners

AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard Phys Dmg, Business Interruption, Environmental Liab, MEDEFENSE, Motor Truck Cargo, Physical Damage, Pollution Liab, Property, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States

Beacon Hill Associates

Coverages CGL, E&O, Environmental Liab, Pollution, Pollution Liab, Transportation Pollution Liab, Workers’ Comp States All States

Freberg Environmental Inc.

Coverages Environmental Liab, Pollution Carrier Status Non-admitted States All States

New Empire Insurance Services

Coverages Environmental Liab, Pollution Carrier Status Admitted States CA, CT, DC, DE, GA, IN, MA, MD, ME, NC, NH, NJ, NY, OH, RI, TN, VA, VT, WI, WV

PartnerOne Environmental Coverages Environmental Liab, Pollution, Pollution Liab, Transportation Pollution Liab States All States

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Virtue Risk Partners LLC

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Accountants/CPAs

5Star Specialty Programs

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Association Member Benefits Advisors LLC

Coverages BOP, Cyber Liab, D&O, E&O, EPLI, Event Cancellation, Fidelity Bonds, Identity Theft, Misc Professional Liab, Nonprofit D&O, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Berkley Select | a Berkley Company

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States

Landy Insurance Agency

Coverages BOP, Crime, Cyber Liab, D&O, EPLI, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages BOP, E&O, Identity Theft Carrier Status Admitted States All States except LA

Pro Group International

Coverages Cyber Liab, E&O Carrier Status Non-admitted States All States

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Ryan Specialty National Programs Coverages Misc Professional Liab, Professional Liab Carrier Status Admitted States All States except VT

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Admitted States All States

The McGowan Companies

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Wedding Protector Plan

Coverages Cyber Liab, GL, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States FL

Addiction Treatment Facilities

Addiction Treatment Providers Insurance Program

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Business Income, Business Interruption, Community/Social Svcs, Cyber Liab, D&O, E&O, EPLI, GL, Hired & Non-owned Auto, Identity Theft, Liability, Medical Malpractice, Mental Health Care, Nonprofit D&O, Professional Liab, Property, Sexual Misconduct, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

AllComp Solutions

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Commercial Auto, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, EPLI, Excess Liab, GL, Inland Marine, Managed Care, Medical & Physical Rehab, Mental Health Care, Nonprofit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Nonprofit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia

Insurance Companies

Coverages Abuse & Molestation, Addiction Treatment, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except LA

Quaker Special Risk, a Jencap Company (Florida)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk, a Jencap Company (Mass.)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk, a Jencap Company (New Jersey)

Coverages Abuse & Molestation, CGL, EPLI, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Administrative Service Org’s

Ryan Specialty National Programs

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Employee Benefits, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

World Wide Specialty, a Div of Philadelphia Ins. Coverages Abusive Acts, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Hired & Non-owned Auto, Misc Professional Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Adoption Agencies

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Nonprofit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists

Carrier Status Non-admitted States Most States

RPS Signature Programs

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Hired & Non-owned Auto, Nonprofit D&O, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Adult Care Facilities

Ck Specialty Insurance Associates

Coverages Abuse & Molestation, Liability, Property Carrier Status Non-admitted States All States except AK, FL, NY

CRC Insurance Services

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States except AR, MS, NC, OR, WA

Nonprofits

Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Nonprofit D&O, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Program Brokerage Corporation

Coverages Abuse & Molestation, Auto Comm-Standard Liability, Boiler & Machinery, Crime, Cyber Liab, D&O, Employee Benefits, Environmental Liab, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted States All States

Sapphire Blue

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY

Union General Insurance Services Inc. Coverages GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, ID, MT, NM, NV, OR, TX, UT, WA

Adult Clubs

MAXIMUM

Coverages Abuse & Molestation, Accident & Sickness, Addiction Treatment, Assault & Battery, Business Income, CGL, Crime, D&O, EPLI, Fire, Flood, GL, Hired & Nonowned Auto, Identity Theft, Legal Liability, Liability, Liquor Liability, Personal Property, Professional Liability, Property, Sexual Misconduct, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Agribusinesses

Agricultural Insurance Mgmt Services

Coverages Auto Comm-Standard Liability, Care/Custody/ Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

Atlas General Insurance Services, An RPS Company Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Mark D. Fredricksen Insurance Services Coverages Auto Comm-Standard, Commercial Excess, Property Carrier Status Admitted States All States except AK, DC, HI

Omaha National Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Professional Program Ins. Brokerage, a Div of SPG Ins. Sol Coverages Abuse & Molestation, GL Carrier Status Non-admitted States All States

Sierra Specialty Ins Services, a Div. of XPT Group Coverages CGL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Tejas American General Agency Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Equipment, GL, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, KS, LA, MO, MS, NC, NM, NV, OH, SD, TN, TX, WA

Winery Pak Insurance Programs

Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liability, Property Carrier Status Admitted States All States

Aircraft Manufacturers

ABC Aviation Program

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Interruption, Crime, Legal Liab, Property Carrier Status Admitted States All States except WV

Aircraft Repair/Service

ABC Aviation Program

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Interruption, Crime, Cyber Liab, Legal Liab, Property Carrier Status Admitted States All States

Airlines

Applied Underwriters Inc.

Coverages Cargo, Commercial Excess, D&O, Equipment, Excess Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Airport Owners & Operators

ABC Aviation Program

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Business Interruption, Crime, Cyber Liab, Legal Liab, Property Carrier Status Admitted States All States

Applied Underwriters Inc.

Coverages Combo Personal & Commercial, Liability, Workers’ Comp Carrier Status Admitted States All States

Alarm Monitoring Companies

Arrowhead General Insurance Agency Inc.

Coverages Care/Custody/Control, E&O, GL, Property Carrier Status Admitted States All States

Brownyard Group

Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, NE

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Legal Expense Ins, Personal Property, Professional Liab, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Ryan Specialty National Programs

Coverages Auto Comm-Nonstandard, Care/Custody/ Control, Crime, E&O, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Alcohol & Substance Abuse Treatment Centers

Addiction Treatment Providers Insurance Program

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Business Income, Business Interruption, Community/Social Svcs, Cyber Liab, D&O, E&O, EPLI, GL, Hired & Non-owned Auto, Identity Theft, Liability, Medical Malpractice, Mental Health Care, Nonprofit D&O, Professional Liab, Property, Sexual Misconduct, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Gateway Specialty Insurance

Coverages Abuse & Molestation, Crime, E&O, EPLI, GL, Nonprofit D&O, Property Carrier Status Admitted, Non-admitted States All States

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Auto Comm-Nonstandard, Commercial Auto, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, EPLI, Excess Liab, GL, Inland Marine, Managed Care, Nonprofit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Negley Associates

Coverages CGL, Professional Liability Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Pers-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liability, Hired & Non-owned Auto, Inland Marine, Liquor Liability, Mechanical Breakdown, Misc Professional Liability, Nonprofit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

NSM Insurance Group

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Business Income, Business Interruption, Community/Social Svcs, Cyber Liab, D&O, E&O, Earthquake, EPLI, Event Cancellation, GL, Hired & Nonowned Auto, Identity Theft, Liability, Medical Malpractice, Mental Health Care, Nonprofit D&O, Professional Liab, Property, Sexual Misconduct, Student Accident, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

RPS Signature Programs

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Hired & Non-owned Auto, Nonprofit D&O, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Allied Healthcare Professionals

Association Member Benefits Advisors LLC

Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, BOP, Cyber Liab, D&O, E&O, Educator Legal Liab, EPLI, Equipment, Event Cancellation, Excess Liab, Fidelity Bonds, GL, Homeowners Pkg, Legal Expense Ins, Liability, Misc Professional Liab, Nonprofit D&O, Occupational Accident, Personal Umbrella, Professional Liab, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Berkley Select | a Berkley Company

Coverages E&O, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States

J.M. Wilson

Coverages Crime, Cyber Liab, D&O, E&O, EPLI, Foreign GL, GL, Hired & Non-owned Auto, Professional Liab, Sexual Misconduct Carrier Status Non-admitted States All States except AK, HI, NY

Promont Insurance Advisors

Coverages CGL, Commercial Excess, Crime, Cyber Liability, E&O, Employee Benefits, Equipment Breakdown, Fire Legal Liability, Professional Liability, Property Carrier Status Non-admitted States All States

RPS Healthcare

Coverages GL, Hired & Non-owned Auto, Medical Professional Carrier Status Admitted, Non-admitted States All States

Shelly, Middlebrooks & O’Leary Inc.

Coverages Abuse & Molestation, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, E&O, EPLI, Excess Liability, Professional Liability Carrier Status Non-admitted States FL, GA, NC, SC, TX

Amateur Sports Associations

Alive Risk

Coverages Accident & Health, Excess Liab, GL, Inland Marine, Liquor Liab, Prize Indemnification Carrier Status Admitted, Non-admitted States All States

JD Fulwiler & Company Insurance

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Umbrella Carrier Status Admitted, Nonadmitted States All States except WY

K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Crime, Excess Liab, Inland Marine, Participant Accident, Property Carrier Status Admitted States All States

NSM Insurance Group

Coverages Abuse & Molestation, Accident & Health, Accident & Sickness, Accidental Death, Assault & Battery, Commercial Auto, Blanket Addt’l Insureds, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Equipment, Equipment Breakdown, GL, Inland Marine, Liability, Liquor Liab, Participant Accident, Pool & Spa Liab, Professional Liab, Property, Umbrella

Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Legal Expense Ins, Nonprofit D&O, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Uninsured Motorists

Carrier Status Admitted States All States except LA

RPS Signature Programs

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Crime, Cyber Liab, D&O, EPLI, Equipment, Excess Liab, Fiduciary Liab, GL, Herbicide & Pesticide, Hired & Nonowned Auto, Inland Marine, Pollution, Property, Student Accident States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Commercial Auto, BOP, CGL, Employee Benefits, Flood, GL Carrier Status Admitted, Non-admitted States All States

Sports & Wellness Insurance

Coverages Accident & Health, Crime, Cyber Liab, D&O, GL, Hired & Non-owned Auto, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

www.insurancehelper.com

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, CGL, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Participant Accident, Personal Liab, Sexual Misconduct, Trade Shows & Festivals Carrier Status Non-admitted States All States

Ambulance Service

Markel

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, HI, MA, NY

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Commercial Excess, Difference in Conditions, GL, Hired & Non-owned Auto, Motor Truck Cargo, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Amusement Parks

Alive Risk

Coverages Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

McGowan Allied Specialty Insurance

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

The McGowan Companies

Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine, Participant Accident, Pollution, Prize Indemnification, Property, Workers’ Comp Carrier Status Admitted States All States

Animal Rescue Organizations

Care Providers Insurance Services

Coverages Accident & Health, Auto Comm-Standard, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Professional Liab, Property States All States

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Accidental Death, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Community/Social Svcs, Crime, D&O, E&O, Employee Benefits, EPLI, Fire Legal Liab, GL, Liability, Liquor Liab, Misc Professional Liab, Products Liab, Property, Umbrella, Uninsured Motorists

Carrier Status Non-admitted States Most States

Antique/Classic Car Collections

American Collectors Insurance Inc.

Coverages Liability, Physical Damage, Uninsured Motorists

Carrier Status Admitted States All States

Hagerty Commercial

Coverages Emergency Towing & Service, Liability, Medical Payments, Physical Damage, Uninsured Motorists

Carrier Status Admitted States All States

NSM Insurance Group

Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, Emergency Towing & Service, Identity Theft Carrier Status Admitted States All States except AK, HI

Philadelphia Insurance Companies

Coverages Completed Operations Liab, Garage Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except LA

Apartment Building Owners

5Star Specialty Programs

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Anderson & Murison Inc.

Coverages Apartment House Package, Earthquake Carrier Status Admitted, Non-admitted States All States

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Non-admitted States All except OK

Atlas General Insurance Services, An RPS Company

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative)

Carrier Status Admitted States All States

Berkley Luxury Group, a W.R. Berkley Company

Coverages CGL, Cyber Liab, GKLL, Hired & Non-owned Auto, Property Carrier Status Admitted States DC, GA, IL, MA, MD, MI, MN, NJ, NY, PA, VA, WI

CID Insurance Programs Inc.

Coverages BOP, CGL, Commercial Excess, Excess Liab, Fidelity, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, TN, TX, UT, VA, WA

Distinguished Programs

Coverages Boiler & Machinery, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Flood Risk Solutions Inc.

Coverages Additional Living Expense, Builders Risk, Business Income, Business Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

FTP of California

Coverages Builders Risk, Earthquake, GL, Property, Vacant Building Carrier Status Non-admitted States All States except OK, TX

HabPro Insurance

Coverages Business Income, Equipment Breakdown, Hired & Non-owned Auto, Property Carrier Status Non-admitted States All States except AK, FL, HI, TX

Hull & Company

Coverages Boiler & Machinery, CGL, Property Carrier Status Non-admitted States All States except DC

J.E. Brown & Associates

Coverages Apartment House Package, BOP Carrier Status Admitted States CA

Lancer Insurance Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Logic Underwriters Inc.

Coverages GL, Property Carrier Status Non-admitted States TX

M.J. Hall & Company Inc.

Coverages Business Income, CGL, COC, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, HI, ID, KS, MT, ND, NE, NM, NV, OK, OR, SD, TX, UT, WA, WY

MAXIMUM

Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, COC, Commercial Excess, Difference in Conditions, Earthquake, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Foreclosed Properties, GKLL, GL, Hail, Historic Bldgs/Unique Property, Inland Marine, Liability, Lost Key, Mechanical Breakdown, Personal Property, Physical Damage Rental Units, Pollution, Pool & Spa Liab, Property, Umbrella, Wind Carrier Status Admitted, Non-admitted States All States MG Skinner & Associates

Coverages Apartment House Package, Boiler & Machinery, Business Income, CGL, Crime, Cyber Liab, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Monarch E&S Insurance Services

Coverages GL, Property Carrier Status Non-admitted States All States

Moxie Underwriters

Coverages Business Income, Equipment Breakdown, GL, Hired & Non-owned Auto, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, OR, WA

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Apartment House Package, Difference in Conditions, Excess Liab, Fire, Flood, Liability, Loss of Use, Tenant Discrimination Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

New Empire Insurance Services

Coverages Excess Liab, Pollution, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Concepts LLC

Coverages CGL, Umbrella Carrier Status Admitted States All States

Preferred Property Programs

Coverages Commercial Excess, D&O, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States All States

Program Brokerage Corporation

Coverages Assault & Battery, Business Income, D&O, Earthquake, Environmental Liab, Equipment Breakdown, Fire Legal Liab, Flood, Liability, Mechanical Breakdown, Pollution, Pollution Liab, Property, Umbrella, Wind Carrier Status Admitted States CT, DC, MA, MD, NJ, NY, PA

REInsurePro

Coverages Builders Risk, Business Income, CGL, Dwelling Fire, Earthquake, Equipment Breakdown, Flood, Foreclosed Properties, Hail, Hurricane, Medical Payments, Property, Real & Business Personal Prop, Rented Property, Residential Property, Tenant Discrimination, Theft, Vacant Building, Carrier Status Non-admitted States All except FL, LA, NY

Southwest Risk

Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

TAPCO Underwriters Inc.

Coverages Apartment House Package, Assault & Battery, Business Income, GL, Property Carrier Status Non-admitted States Most States

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

XPT

Coverages Apartment House Package, Assault & Battery, CGL, Earthquake, Excess Liab, Fire, Fire Legal Liab, GL, Medical Payments, New Occurrence, Umbrella Carrier Status Non-admitted States CA, TX

Appraisers

5Star Specialty Programs

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Association Member Benefits Advisors LLC Coverages BOP, Cyber Liab, D&O, E&O, EPLI, Event

Cancellation, Fidelity Bonds, Identity Theft, Misc Professional Liab, Nonprofit D&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Landy Insurance Agency

Coverages BOP, Cyber Liab, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All except AK, LA

Pro Group International Coverages Cyber Liab, E&O Carrier Status Admitted, Non-admitted States All States

Target Professional Programs Coverages E&O, Professional Liab States All States

Arborists/Tree Services

Applied Underwriters Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Combo Personal & Commercial, Truck Auto Liab, Workers’ Comp States All States

Legacy Employer Concepts LLC

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States

Sierra Specialty Ins Services, a Div. of XPT Group Coverages Equipment, GL, Professional Liab, Property Carrier Status Non-admitted States All States

StateFund First, a Div of Arthur J Gallagher Ins Brokers of CA Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Architects & Engineers

5Star Specialty Programs

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Access E&S Insurance Services (VA)

Coverages Environmental Liab, Excess Liab, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Amwins - 120+ Locations Worldwide Coverages Pollution, Technology E&O Carrier Status Admitted, Non-admitted States All States except AK, WY

Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

Hull & Company

Coverages Commercial Excess, D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States All States except DC

J.M. Wilson

Coverages Cyber Liab, D&O, E&O, EPLI, Excess Liab, Foreign GL, GL, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Logic Underwriters Inc.

Coverages BOP, Professional Liab Carrier Status Admitted, Non-admitted States TX

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Excess Liab, Professional Liability Carrier Admitted, Non-admitted States AZ, CA, NV, TX

NSM Insurance Group

Coverages E&O, Misc Professional Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Professional Underwriters Agency (PUA)

Coverages Pollution Liab, Professional Liability Carrier Status Admitted, Non-admitted States All States

Quaker Special Risk, a Jencap Company (Florida)

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk, a Jencap Company (Mass.)

Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk, a Jencap Company (New Jersey) Coverages Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Ryan Specialty National Programs

Coverages Pollution, Professional Liability Carrier Status Admitted States All States except AK, LA, VT

Target Professional Programs

Coverages E&O, Professional Liability Carrier Status Non-admitted States All States except AK, HI

Victor Insurance Managers Inc.

Coverages Cyber Liability, E&O, Inland Marine, Liability, Pollution Liab, Professional Liab, Property Carrier Status Admitted States All States

Armored Car Services

The Mechanic Group, a Div of Specialty Programs Group

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Fidelity Bonds, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Wilson Smith Group LLC

Coverages Crime, Liability, Motor Truck Cargo Carrier Status Non-admitted States AZ, CO, IN, LA, MD, NJ, NV, NY, PA, TN, TX

Art and/or Antique Gallery

Markel

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Asset Managers

5Star Specialty Programs

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Preferred Concepts LLC

Coverages CGL, Umbrella Carrier Status Admitted States All States

Assisted Living Centers

CRC

Insurance Services

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States except AR, MS, NC, OR, WA

Element22

Insurance Services

Coverages Abuse & Molestation, Business Income, Business Interruption, Catastrophe, Hurricane Carrier Status Admitted, Non-admitted States All States

Flood Risk Solutions Inc.

Coverages Addt’l Living Expense, Builders Risk, Business Income, Business Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

Gridiron Insurance Underwriters Inc.

Coverages CGL, Excess Flood, Flood, Professional Liab, Property Carrier Status Non-admitted States AL, CA, CO, FL, GA, KY, LA, MI, MN, MO, MS, NC, NJ, NY, PA, SC, TN, TX

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Nonprofit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, Liability, Professional Liab, Property Carrier Status Non-admitted States Most States

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Sapphire Blue

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States except KY

Tejas American General Agency

Coverages Auto Comm-Nonstandard, GL, Professional Liab, Property Carrier Status Non-admitted States TX

U.S. Risk LLC

Coverages GL, Professional Liability Carrier Status Non-admitted States All States

Union General Insurance Services Inc.

Coverages GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, ID, MT, NM, NV, OR, TX, UT, WA

Associations/Affinity Groups

Affinity Nonprofits

Coverages BOP, Business Income, Crime, D&O, Event Cancellation, Excess Liab, GL, Workers’ Comp Carrier Status Admitted States All States

Applied Underwriters Inc. Coverages Accessories, Warranties, Extended Carrier Status Admitted States All States

Association Member Benefits Advisors LLC

Coverages Auto Pers-Standard, Auto Pers-Standard Phys Dmg, BOP, Cyber Liab, D&O, Educator Legal Liab, EPLI, Equipment, Event Cancellation, Excess Liab, Fidelity Bonds, GL, Homeowners Pkg, Legal Expense Ins, Liability, Misc Professional Liab, Nonprofit D&O, Occupational Accident, Personal Umbrella, Professional Liab, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia

Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists

Carrier Status Admitted States All States except LA

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liability

Carrier Status Admitted States All States

Venture

Insurance Programs

Coverages Auto Comm-Standard, Crime, Cyber Liab, D&O, GL, Inland Marine, Liquor Liab, Medical Malpractice, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella States All States

Attorneys

5Star Specialty Programs

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Association Member Benefits Advisors LLC

Coverages BOP, Cyber Liab, E&O, EPLI, Event Cancellation, Fidelity Bonds, Identity Theft, Legal Malpractice, Nonprofit D&O, Professional Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Attorney Protective

Coverages Legal Malpractice, Professional Liab

Carrier Status Admitted States Most States

AttPro RRG

Coverages Legal Malpractice, Professional Liab States FL, LA, NJ, NM, NY, WA

Berkley Select | a Berkley Company

Coverages E&O, EPLI, Professional Liab

Carrier Status Admitted, Non-admitted States All States

Continental Brokers Inc.

Coverages Auto Comm-Standard, BOP, Business Interruption, Combo Personal & Commercial, EPLI, Flood, Glass, Legal Expense Ins, Legal Malpractice, Medical, Property, Umbrella Carrier Status Admitted States All States

Lawyer’s Protector Plan

Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States

Number One Insurance Agency

Coverages Excess Liab, Professional Liability Carrier Status Admitted, Non-admitted States MA

Pro Group International Coverages Cyber Liab, E&O Carrier Status Admitted, Non-admitted States All States

Quirk & Company

Coverages CGL, Professional Liability, Property Carrier Status Non-admitted States NM, OK, OR, TN, TX, WA

RPS Signature Programs

Coverages Cyber Liab, E&O, Personal Liab, Professional Liab States All States

Synergy Professional Associates Inc.

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Target Professional Programs

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, BOP, Business Income, Business Interruption, Care/ Custody/Control, CGL, Crime, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fire, Fire Legal Liab, Legal Expense Ins, Legal Liab, Legal Malpractice, Liability, Personal Umbrella, Professional Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

The McGowan Companies Coverages E&O, Excess Liab, Professional Liability Carrier Status Admitted States AL, CA, CO, CT, FL, GA, MI, NV, NY, OH, TN, TX, WA

Vanguard Specialty

Coverages E&O, Excess Liability, Professional Liability Carrier Status Admitted, Non-admitted States All States

Auctioneers

Markel

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Auto Body Shops

5Star Specialty Programs

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Arrowhead General Insurance Agency Inc.

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Crime, E&O, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GL, Personal Property, Property Carrier Status Admitted States All States except AK, FL, HI, LA

GMI Insurance Services

Coverages Auto Comm-Standard, Garage Liability, GL Carrier Status Admitted States All States except MA, NY

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Physical Damage, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Omaha National

Applied Underwriters Inc.

Tejas American General Agency

Coverages

Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Target Managers Insurance Services

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp

Carrier Status Admitted, Non-admitted States All States

Auto Dealers

AAU, A division of USG Insurance Services

Coverages D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, Motor Truck Cargo, Umbrella Carrier Status Admitted, Non-admitted States All States

Amwins - 120+ Locations Worldwide

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

CID Insurance Programs Inc.

Coverages BOP, CGL, Commercial Excess, Dealers Open Lot, EPLI, Excess Liab, Fidelity, Garage Keepers Legal Liab, Garage Liability, GKLL, Liability, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, NE, NM, OR, TN, TX, UT, VA, WA

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States All States

GMI Insurance Services

Coverages Auto Comm-Standard, GL Carrier Status Admitted States All States except MA, NY

Izzo Insurance Services, A division of Hull & Company LLC

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Physical Damage, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

MAXIMUM

Coverages Auto Comm-Nonstandard Phys Dmg, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Dealers Open Lot, Excess Flood, Flood, GL, Hail, Hurricane, Inland Marine, Property, Theft, Umbrella Carrier Status Admitted, Non-admitted States All States

Mexico Insurance Online

Coverages Auto Pers-Nonstandard, Auto Pers-Nonstandard Phys Dmg, Auto Pers-Standard, Auto Pers-Standard Phys Dmg, Emergency Towing & Service, Int’l Coverage - Personal States All States

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

Ryan Specialty National Programs

Coverages Business Income, Crime, Cyber Liab, Dealers Open Lot, E&O, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GL, Hired & Non-owned Auto, Identity Theft, Physical Damage, Property, Umbrella Carrier Status Non-admitted States Most States

Target Managers Insurance Services

Coverages EPLI, Workers’ Comp Carrier Status Admitted States All States

Victor Insurance Managers Inc.

Coverages Crime, Cyber Liab, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI

Walter General Agency (WGA)

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, MO, OK

Auto Dismantlers/Wrecking Yards

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Auto Haulers/Transporters

AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard Phys Dmg, Motor Truck Cargo, Physical Damage Carrier Status Admitted, Non-admitted States All States

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Workers’ Comp Carrier Status Admitted States All States

Lancer Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Hired & Non-owned Auto, Motor Truck Cargo, On-Hook Cargo, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Auto Repair Shops/Garages

AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard Phys Dmg, D&O, Dealers Open Lot, E&O, EPLI, Garage Keepers Legal Liab, Garage Liability, Motor Truck Cargo, Umbrella Carrier Status Admitted, Non-admitted States All States

American Management Corporation

Coverages Fire Legal Liab, Garage Liability, GKLL, GL, Inland Marine, Liquor Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, DC, HI, MA, NY

Amwins - 120+ Locations Worldwide

Coverages Pollution, Pollution Liab

Carrier Status Non-admitted States All States

Anderson & Murison Inc.

Coverages Garage Liability, GL, Professional Liab, Property, Tools & Equip Carrier Status Admitted, Non-admitted States All States

Applied Underwriters Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Workers’ Comp Carrier Status Admitted States All States

Arrowhead General Insurance Agency Inc.

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Crime, Equipment Breakdown, Garage Keepers Legal Liab, Property, Umbrella Carrier Status Admitted States All States except FL, TX

Ashley General Agency

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Non-admitted States TX

Bass Underwriters

Coverages Dealers Open Lot, Garage Keepers Legal Liab Carrier Status Non-admitted States All States

GMI Insurance Services

Coverages Auto Comm-Standard, Garage Liability, GL Carrier Status Admitted States All States except MA, NY

Gorst & Compass Insurance

Coverages Garage Liability, GKLL, GL, Property Carrier Status Non-admitted States CA

IPC

Coverages CGL, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Liability, Property Carrier Status Non-admitted States AR, AZ, CA, CO, IA, ID, KS, LA, MN, MO, MT, ND, NE, NM, NV, OK, OR, SD, TX, UT, WA, WY

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

M.J. Hall & Company Inc.

Coverages Business Income, Commercial Excess, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Prop Carrier Status Non-admitted States AK, AZ, CA, CO, HI, ID, KS, MT, NE, NM, NV, OK, OR, SD, TX, UT, WA, WY

Monarch E&S Insurance Services

Coverages GL, Property Carrier Status Non-admitted States All States

PartnerOne Environmental Coverages Environmental Liab, Pollution, Pollution Liab, Transportation Pollution Liab States All States Shelly, Middlebrooks & O’Leary Inc.

Coverages Business Income, CGL, D&O, Dealers Open Lot, EPLI, Excess Liab, Fire Legal Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Property Carrier Status Admitted, Non-admitted States FL, GA, NC, SC, TX

Target Managers Insurance Services

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Coverages Auto Comm-Nonstandard, Garage Liability, GL, Property Carrier Status Non-admitted States TX

Walter General Agency (WGA)

Coverages Commercial Excess, Excess Liability, Garage Keepers Legal Liability, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

Auto Repair/Service

Amwins - 120+ Locations Worldwide

Coverages Pollution, Pollution Liability

Carrier Status Non-admitted States All States

Arrowhead General Insurance Agency Inc.

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Crime, E&O, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GL, Personal Property, Property Carrier Status Admitted States All States except AK, FL, HI, LA

Atlas General Insurance Services, An RPS Company

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

CID Insurance Programs Inc.

Coverages BOP, CGL, Commercial Excess, Dealers Open Lot, EPLI, Excess Liab, Fidelity, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Liability, Property, Umbrella, Uninsured Motorists, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, TN, TX, UT, VA, WA

GMI Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Garage Liability, GL Carrier Status Admitted States All States except MA, NY

Irving Weber Associates Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, BOP, Business Income, Crime, Dealers Open Lot, EPLI, Equipment, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, On-Hook Cargo, Umbrella, Workers’ Comp Carrier Status Admitted States CA, GA, IL, MA, NC, NY, TN, TX

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Target Managers Insurance Services

Coverages Auto Comm-Standard, BOP, EPLI, Garage Liability, GKLL, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Auto Repossessors

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds

Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, On-Hook Cargo, Personal Liab, Professional Liab, Property, Rented Property, Wrongful Repo

Carrier Status Non-admitted States All States

Auto/Truck Leasing Firms

GMI Insurance Services

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Garage Liability, GL, Property Carrier Status Admitted States All States except MA, NY

Mexico Insurance Online

Coverages Auto Pers-Nonstandard, Auto Pers-Nonstandard Phys Dmg, Auto Pers-Standard, Auto Pers-Standard Phys Dmg, Emergency Towing & Service, Int’l Coverage - Personal States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Excess Liab, Uninsured Motorists Carrier Status Admitted States All States except LA

Auto/Truck Rental Firms

GMI Insurance Services

Coverages Interim Car Liab/Phys Dmg, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg

Carrier Status Admitted States All States except MA, NY

Philadelphia Insurance Companies

Coverages Physical Damage, Physical Damage Rental Units

Carrier Status Admitted States All States except LA

Bars/Taverns

Anderson & Murison Inc.

Coverages Assault & Battery, Business Income, Crime, Equipment Breakdown, Food Spoilage, GL, Liquor Liab, Medical Payments, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States All States

Bass Underwriters

Coverages Excess Liab, GL, Liquor Liab, Property, Umbrella Carrier Status Non-admitted States All States

Business Alliance Insurance Company

Coverages Business Interruption, CGL, Cyber Liab, EPLI, Equipment Breakdown, Liquor Liab, Property States CA

Gorst & Compass Insurance

Coverages Business Income, Food Spoilage, GL, Glass, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA

Greene & Associates

Coverages Commercial Excess, Umbrella Carrier Status Admitted, Non-admitted States All States except HI

Lancer Insurance Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

M.J. Hall & Company Inc.

Coverages CGL, Crime, Liquor Liab, Property Carrier Status Non-admitted States AK, AZ, CA, CO, HI, ID, KS, MT, NE, NM, NV, OK, OR, SD, TX, UT, WA, WY

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Excess Liab, Fire, Fire Legal Liab, Liability, Liquor Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Number One Insurance Agency

Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property, Vacant Building Carrier Status Admitted States MA

Quaker Special Risk, a Jencap Company (New Jersey)

Coverages Crime, Excess Liability, Liquor Liability Carrier Status Non-admitted States DE, GA, NJ, NY

Specialty Insurance

Coverages Assault & Battery, Boiler & Machinery, Business Income & Interruption, CGL, Completed Operations, Crime, Fire, Fire Legal Liab, GL, Glass, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Property, Real & Business Personal Prop, Spoilage, Theft Carrier Status Admitted, Non-admitted States AZ, CA, CT, DE, FL, GA, IL, MA, MD, MI, MN, MO, NC, NJ, NY, OH, PA, RI, SC, TN, TX

TAPCO Underwriters Inc.

Coverages GL, Liquor Liab, Products Liab, Property Carrier Status Non-admitted States Most States

Tejas American General Agency

Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX

Walter General Agency (WGA)

Coverages Abuse & Molestation, Assault & Battery, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Glass, Liability, Liquor Liab, Medical, Medical Payments, Products Liab, Property, Theft, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

XPT

Coverages Assault & Battery, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA,

Anderson

Bass Underwriters

Continental

2022

Professional Program Ins. Brokerage, a Div of SPG Ins. Sol

Coverages Abuse & Molestation, Cyber Liab, Equipment Breakdown, Liability, Misc Professional Liab, Professional Liab, Property Carrier Status Non-admitted States All States

SASSI - Salon & Spa Specialty Insurance

Coverages BOP, Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Real & Business Personal Prop, Theft, Tools & Equip, Workers’ Comp Carrier Status Admitted States All States except AK, HI, VA, WA

TAPCO Underwriters Inc.

Coverages GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States Most States

Universal Insurance Programs

Coverages Abuse & Molestation, Business Income, Business Interruption, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Liability, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Stop-Gap, Theft, Umbrella Carrier Status Admitted States All States

Bed & Breakfasts

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Bicycle Dealers/Distributors/Rentals/ Manufacturers

RPS Signature Programs

Coverages Completed Operations Liability, Crime, GL, Hired & Non-owned Auto, Inland Marine, Property Carrier Status Admitted, Non-admitted States All States

Billiard Parlors

Gorst & Compass Insurance Coverages Business Income, Liability, Liquor Liab, Property Carrier Status Non-admitted States CA

Billing and Collection Services

5Star Specialty Programs

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Boat Dealers/Brokers

Mexico Insurance Online

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Auto Comm-Standard, Auto CommStandard Liability, Int’l Coverage - Personal States All States

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boats, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/ Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Garage Liability, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Legal Expense Ins, Personal Property, Professional Liab, Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except AK, LA, MS, NM

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Boat Rental Firms

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Watercraft Liab Carrier Status Admitted States All States

Sun Coast General Insurance Agency

Coverages GL, Physical Damage Rental Units, Watercraft Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA

Bowling Alleys

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, EPLI, Excess Liab, Property, Workers’ Comp

Carrier Status Admitted States All States except FL

McGowan Allied Specialty Insurance

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Legal Expense Ins, Nonprofit D&O, Participant Accident, Professional Liability, Property, Real & Business Personal Prop, Sexual Misconduct, Uninsured Motorists

Carrier Status Admitted States All States except LA

Sports & Wellness Insurance

Coverages Accident & Health, Crime, Cyber Liab, D&O, GL, Hired & Non-owned Auto, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Boys & Girls Clubs

Care Providers Insurance Services

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Interruption, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States All States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, Cyber Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Nonprofit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Commercial Auto, Boiler & Machinery, Business Income, CGL, Crime, Cyber Liab, D&O, Environmental Liab, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Medical Payments, Nonprofit D&O, Pollution Liab, Professional Liab, Property, Sexual Misconduct, Student Accident, Umbrella Carrier Status Admitted, Non-admitted States All States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, D&O, EPLI, Excess Liab, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Nonprofit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Inland Marine, Participant Accident, Property, Umbrella Carrier Status Admitted States All States except LA

Breweries and Distilleries

Brewery Pak Insurance Programs

Coverages Auto Comm-Standard, Business Interruption, Cyber Liab, Equipment Breakdown, GL, Liquor Liab, Products Liab, Property, Umbrella Carrier Status Admitted States Most States

Philadelphia Insurance Companies

Coverages Boiler & Machinery, Business Income, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Liquor Liab, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Umbrella Carrier Status Admitted States All States

Broadcasters

Amwins - 120+ Locations Worldwide

Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Campgrounds

Breckenridge Insurance

Coverages Auto Comm-Standard, Crime, Cyber Liab, D&O, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, HI, NY

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, D&O, EPLI, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States except FL

McGowan Allied Specialty Insurance

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Camps

Great American Ins. Group, Specialty Human Services

Coverages Commercial Auto, Boiler & Machinery, Business Income, CGL, Commercial Excess, Community/Social Svcs, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Legal Liab, Liability, Liquor Liab, Medical Payments, Misc Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except HI, LA, OK

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Business Income, Crime, GL, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States except FL

Markel

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Kidnap/Ransom, Professional Liability, Property, Umbrella, Watercraft Liability Carrier Status Admitted States All States except DC, HI

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Inland Marine, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States All States except LA

RPS Signature Programs

Coverages Accident & Health, CGL, Crime, D&O, Equipment, Excess Liab Carrier Status Admitted States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages CGL, Crime, Fire Legal Liab, Flood, GL, Hired & Non-owned Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Sports & Wellness Insurance

Coverages Accident & Health, Crime, Cyber Liab, D&O, GL, Hired & Non-owned Auto, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Cannabis/Marijuana - Dispensary and Growers

Breckenridge Insurance

Coverages

EPLI, Property, Workers’ Comp

Carrier Status Admitted States All States

CannGuard

Coverages Business Income, CGL, Completed Operations Liab, Employee Benefits, Equipment Breakdown, Fire, GL, Hired & Non-owned Auto, Liability, Medical Payments, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Stop-Gap Carrier Status Non-admitted States AR, CA, CO, IA, MN, MO, MT, ND, OK, SD, TX, UT, WA

Flux Insurance Services LLC

Coverages Auto Comm-Standard, BOP, Cargo, CGL, Commercial Excess, Crime, D&O, E&O, Employee Benefits, EPLI, Hired & Non-owned Auto, Products Liab, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

GMI Insurance Services

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Cargo, Motor Truck Cargo, Theft Carrier Status Non-admitted States AZ, CA, CO, CT, IL, MA, ME, MI, MT, NJ, NM, NV, NY, OR, RI, VA, VT, WA

IPC

Coverages CGL, Equipment Breakdown, GL, Products Liab, Property Carrier Status Non-admitted States AR, AZ, CA, LA, MN, MO, MT, ND, NE, NM, NV, OK, OR, SD, UT, WA

Legacy Employer Concepts LLC

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States

M.J. Hall & Company Inc.

Coverages Business Income, CGL, GL, Products Liab, Property, Theft Carrier Status Admitted States AK, AZ, CA, CO, HI, ID, KS, MT, ND, NM, NV, OK, OR, SD, TX, UT, WA, WY

Monarch E&S Insurance Services

Coverages GL, Property Carrier Status Non-admitted States All States

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Professional Program Ins. Brokerage, a Div of SPG Ins. Sol Coverages Bailee/Customer Goods, GL, Inland Marine, Products Liab, Property Carrier Status Non-admitted States All States

StateFund First, a Div of Arthur J Gallagher Ins Brokers of CA Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Casinos

Distinguished Programs

Coverages Cyber Liab, Liability, Umbrella

Carrier Status Admitted, Non-admitted States All States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Caterers

Specialty Insurance

Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, CGL, Completed Operations Liab, Crime, Fire, Fire Legal Liab, Food Spoilage, GL, Glass, Liability, Liquor Liab, Property, Spoilage, Theft Carrier Status Admitted, Non-admitted States AZ, CA, CT, DE, FL, GA, IL, MA, MD, MI, MN, MO, NC, NJ, NY, OH, PA, RI, SC, TN, TX

The McGowan Companies

Coverages Commercial Excess, Umbrella Carrier Status Admitted States All States

www.insurancehelper.com

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Personal Liab, Products Liability, Trade Shows & Festivals Carrier Status Non-admitted States All States

XPT

Coverages Business Income, Business Interruption, CGL, Fire, Fire Legal Liab, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Admitted, Non-admitted States CA, TX

Cemeteries

Brownyard Group

Coverages Auto Comm-Standard, Business Income, CGL, Commercial Excess, Crime, D&O, E&O, EPLI, Equipment, Fine

Chemical Manufacturers/Distributors

ChemPlan

MAXIMUM

Coverages

Umbrella Carrier Status Admitted, Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Pollution, Product Extended Warranty, Products Liab Carrier Admitted, Non-admitted States AZ, CA, NV, TX

Child Care/Day Care Centers

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Cyber Liab, Developmental Disabilities, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Nonprofit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liability, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Greene & Associates

Coverages Commercial Excess, Umbrella Carrier Status Admitted, Non-admitted States All States except HI

Indemnity Excess & Surplus Agency Inc.

Coverages Abuse & Molestation, Addt’l Expense, Business Income, CGL, Equipment Breakdown, Excess Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, FL, ID, NV, OR, TX, WA

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Nonstandard, Commercial Auto, Boiler & Machinery, BOP, Business Income, CGL, Crime, Cyber Liab, D&O, EPLI, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Markel

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Nonprofit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Tejas American General Agency

Coverages Abuse & Molestation, Auto Comm-Nonstandard, GL, Property Carrier Status Non-admitted States TX

Walter General Agency (WGA)

Coverages Abuse & Molestation, CGL, Excess Liability, GL, Professional Liability, Property, Umbrella Carrier Status Non-admitted States IL, MO

Chiropractors

Philadelphia Insurance Companies

Coverages Commercial Auto, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Churches/Religious Institutions

AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Builders Risk, Business Income, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fine Arts, Flood, Hired & Non-owned Auto, Inland Marine, Lost Key, Medical Payments, Motor Truck Cargo, Personal Property, Property, Sexual Misconduct, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, D&O, Equipment Breakdown, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

Builders & Tradesmen’s Insurance Services Inc. (BTIS) Coverages BOP, D&O, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, NY

Care Providers Insurance Services

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States All States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Crime, Cyber Liab, D&O, EPLI, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Element22 Insurance Services

Coverages Catastrophe, Fire, Hurricane, Wind Carrier Status Non-admitted States AL, AR, FL, GA, KS, LA, MA, MS, NC, OK, PA, SC, TN, TX, VA

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Nonprofit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Gorst & Compass Insurance

Coverages CGL, Glass, Property Carrier Status Non-admitted States CA

Gridiron Insurance Underwriters Inc.

Coverages Abuse & Molestation, Business Income, Excess Flood, Flood, GL, Professional Liab, Property, Theft Carrier Status Non-admitted States AL, CA, FL, GA, LA, MS, NC, NJ, NY, SC, TX

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fine Arts, Fire Legal Liab, GL, Glass, Hired & Non-owned Auto, Identity Theft, Inland Marine, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists

Carrier Status Admitted States All States except LA

Promont Insurance Advisors

Coverages CGL, Commercial Excess, Cyber Liab, D&O, Employee Benefits, EPLI, Excess Liab, Hired & Non-owned Auto, Professional Liab, Property, Religious Institutions Carrier Status Non-admitted States All States

Roush Insurance Services Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Boiler & Machinery, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Excess Liab, Fidelity Bonds, Fine Arts, Fire, GL, Inland Marine, Kidnap/Ransom, Liability, Medical Payments, Nonprofit D&O, OCP, Participant Accident, Property, Residential Property, Sexual Misconduct

Carrier Status Admitted, Non-admitted States IL, IN, OH

RPS Signature Programs

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Business Income, CGL, Commercial Excess, Crime, Cyber Liab, D&O, Hired & Nonowned Auto, Inland Marine, Property, Religious Institutions, Workers’ Comp Carrier Status Admitted States All States

Shelly, Middlebrooks & O’Leary Inc.

Coverages Abuse & Molestation, Business Income, Business Interruption, CGL, Crime, D&O, EPLI, Excess Liab, Nonprofit D&O Carrier Status Non-admitted States FL, GA, NC, SC, TX

Wilson Smith Group LLC

Coverages CGL, Commercial Excess, Property Carrier Status Non-admitted States AZ, CO, IN, LA, MD, NJ, NV, NY, PA, TN, TX

Claims Adjusters

Philadelphia Insurance Companies

Coverages Commercial Auto, Business Income, Care/ Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Commercial Building Owners

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except NY, OK

Applied Underwriters Inc.

Coverages Builders Risk, Combo Personal & Commercial, Commercial Excess, Workers’ Comp Carrier Status Admitted States All States

Breckenridge Insurance

Coverages Difference in Conditions, Earthquake, Flood, Property, Wind Carrier Status Admitted States All States

Business Alliance Insurance Company

Coverages BOP, Equipment Breakdown

Carrier Status Admitted States CA

CID Insurance Programs Inc.

Coverages Apartment House Package, BOP, Business Income, CGL, Commercial Excess, Crime, Cyber Liab, EPLI, Fidelity, GL, Hired & Non-owned Auto, Liability, Loss of Use, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, VA, WA

Continental Underwriters Inc.

Coverages Combo Personal & Commercial, Commercial Excess, Crime, Cyber Liab, Employee Benefits, Equipment Breakdown, GL, Inland Marine, Int’l Coverage - Commercial, Property, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Distinguished Programs

Coverages Boiler & Machinery, Builders Risk, CGL, GL, Property, Umbrella, Vacant Building Carrier Status Admitted, Non-admitted States All States

FTP of California

Coverages Builders Risk, CGL, Property, Vacant Building Carrier Status Non-admitted States All States

IPC

Coverages GL, Liability, Property, Real & Business Personal Prop, Vacant Building Carrier Status Non-admitted States AR, AZ, CA, CO, IA, ID, KS, LA, MO, MT, ND, NE, NM, NV, OK, OR, SD, UT, WA, WY

Irving Weber Associates Inc.

Coverages Commercial Auto, BOP, Business Income, Cargo, CGL, Crime, Employee Benefits, EPLI, Equipment, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GL, Glass, Hired & Non-owned Auto, Liability, Loss of Use, Lost Key, Mechanical Breakdown, Medical, Motor Truck Cargo, On-Hook Cargo, Rented Property, Theft, Tools & Equip, Truck Auto Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, DC, FL, HI

MAXIMUM

Coverages Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

MG Skinner & Associates

Coverages Apartment House Package, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Business Income, CGL, COC, Difference in Conditions, Liability, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

New Empire Insurance Services

Coverages Excess Liab, Umbrella Carrier Status Admitted States All States

Preferred Concepts LLC

Coverages Excess Liab, GL, Umbrella Carrier Status Admitted States All States

Preferred

Property Programs

Coverages Commercial Excess, D&O, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, Property Carrier Status Non-admitted States All States

REInsurePro

Coverages GL, Property, Vacant Building Carrier Status Non-admitted States IN, MO, OH, PA, TX

RISCO Insurance Brokerage Inc.

Coverages Builders Risk, Business Income, CGL, Excess Flood, Pollution, Property Carrier Status Admitted, Non-admitted States CT, MA, ME, NH, NY, RI, VT

Roush Insurance Services Inc.

Coverages Apartment House Package, Commercial Auto, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, E&O, EPLI, Excess Liab, Fire, Force Place Fire Cvrg, Foreclosed Properties, GL, Historic Bldgs/Unique Property, Inland Marine, Installation Floaters, Liability, OCP, Pollution Liab, Property, Rented Property, Residential Property, Tenant Discrimination, Tools & Equipment Carrier Status Admitted, Non-admitted States IL, IN, OH

Southwest Risk

Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Sun Coast General Insurance Agency

Coverages BOP, Legal Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Liability, Property Carrier Status Admitted, Non-admitted States CA

Victor Insurance Managers Inc.

Coverages Builders Risk, Cyber Liab Carrier Status Admitted States All States except HI

Wilson Smith Group LLC

Coverages CGL, Commercial Excess, Property Carrier Status Non-admitted States AZ, CO, IN, LA, MD, NJ, NV, NY, PA, TN, TX

Commercial Marine Companies

LIG Marine Managers

Coverages Boats, Builders Risk, Care/Custody/Control, CGL, Commercial Excess, Commercial Marine, Completed Operations Liab, Federal LHWCA, Foreign GL, Hull, Inland Marine, Legal Liab, Marina Operators Legal, Piers & Docks, Pollution Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, Wet Marine, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States

The American Equity Underwriters Inc. Coverages MEL, USL&H, Workers’ Comp States All States

Community Associations

Amwins - 120+ Locations Worldwide

Coverages Auto Comm-Standard, Crime, Earthquake, Equipment Breakdown, Flood, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

CID Insurance Programs Inc.

Coverages Cyber Liab, D&O, EPLI, Excess Liab, Fidelity, GL, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, VA, WA

Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, Business Income, CGL, Crime, Cyber Liab, Difference in Conditions, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, Garage Keepers Legal Liab, GL, Homeowners Pkg, Liability, Nonprofit D&O, Pool & Spa Liab, Property, Umbrella, Wind, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, GA, KY, TN, TX

Community Association Insurance Solutions LLC

Coverages Crime, D&O, Workers’ Comp Carrier Status Admitted States All States except ID, MA, ND, OH, WA, WY

Distinguished Programs

Coverages CGL, Crime, D&O, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

GIG Insurance Group Inc.

Coverages Crime, D&O, EPLI Carrier Status Admitted States All States except AK, KY

Indemnity Excess & Surplus Agency Inc.

Coverages D&O, EPLI, GL, Hired & Non-owned Auto, Property, Umbrella Carrier Status Admitted States All States except DC, LA, VT

Kevin Davis Insurance Services

Coverages Crime, Cyber Liab, D&O, E&O

Carrier Status Admitted States All States except MT, VT

MG Skinner & Associates

Coverages CGL, Crime, Cyber Liab, D&O, GL, Nonprofit D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

New Empire Insurance Services

Coverages Excess Liab, GL, Pollution, Property, Umbrella Carrier Status Admitted States All States

Preferred Property Programs

Coverages Crime, Cyber Liab, D&O, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States All States

Shelly, Middlebrooks & O’Leary Inc.

Coverages Abuse & Molestation, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Equipment, Excess Liab, Nonprofit D&O Carrier Status Non-admitted States FL, GA, NC, SC, TX

The McGowan Companies

Coverages Commercial Excess, D&O, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Umbrella Carrier Status Admitted States All States

Community Banks/Credit Unions

Proctor Loan Protector

Coverages Blanket Forced Placed, E&O, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States

Ryan Specialty National Programs

Coverages Collateral Protection, Force Place Fire Cvrg, GL, Mortgage Impairment, Mortgage REO Cvrg, Property, Vacant Building Carrier Status Non-admitted States All States

Southeastern Underwriters Inc. (SUI)

Coverages Blanket Forced Placed, Collateral Protection, Foreclosed Properties, Mortgage Impairment Carrier Status Admitted States All States

Community Health Centers

Philadelphia Insurance Companies

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, GL, Identity Theft, Inland Marine, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Community/Social Services

Affinity Nonprofits

Coverages D&O, EPLI, Fiduciary Liab, Nonprofit D&O Carrier Status Admitted States All States except HI

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages BOP, D&O Carrier Status Admitted, Non-admitted States All States except AK, NY

Care Providers Insurance Services

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States All States

Charity First Insurance Services Inc. Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, Cyber Liab, EPLI, Inland Marine, Nonprofit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Gateway Specialty Insurance Coverages Abuse & Molestation, EPLI, GL, Nonprofit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Great American Ins. Group, Specialty Human Svcs Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liability, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Commercial Auto, Boiler & Machinery, Business Income, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, Excess Liab, GL, Inland Marine, Mental Health Care, Nonprofit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Negley Associates

Coverages CGL, Professional Liability Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Nonprofit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All except LA

RPS Signature Programs

Coverages Abuse & Molestation, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Crime, Cyber Liab, D&O, EPLI, Excess Liab, Fiduciary Liab, GL, Hired & Non-owned Auto, Inland Marine, Nonprofit D&O, Professional Liab, Property, Workers’ Comp States All States

Venture Insurance Programs

Coverages Auto Comm-Standard, Crime, Cyber Liab, D&O, GL, Inland Marine, Liquor Liab, Medical Malpractice, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States All States

Computer Consultants/Programmers/ Designers

Indemnity Excess & Surplus Agency Inc.

Coverages Cyber Liab, GL, Property, Technology E&O Carrier Status Admitted, Non-admitted States Most States

Philadelphia Insurance Companies

Coverages BOP, E&O Carrier Status Admitted States All States except LA

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Professional Underwriters Agency (PUA)

Coverages Products Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

RPS Technology & Cyber

Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Hired & Non-owned Auto, Liability, Media Liab, Products Liab, Professional Liab, Property, Technology E&O, Umbrella Carrier Status Admitted States All States except DC

Shelly, Middlebrooks & O’Leary Inc.

Coverages Abuse & Molestation, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Equipment, Excess Liab, Professional Liab Carrier Status Non-admitted States FL, GA, NC, SC, TX

Concessionaires and Vendors

K&K Insurance Group Inc.

Coverages CGL, Inland Marine Carrier Status Admitted States All States

www.insurancehelper.com

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liability, Medical Payments, Personal Liability, Products Liability, Trade Shows & Festivals Carrier Status Non-admitted States All States

Concrete Pumper Firms

NBIS

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Hired & Non-owned Auto, Inland Marine, Liability, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Norman-Spencer Agency LLC

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, CGL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except DC, NY

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Property, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Condo Associations

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK

Berkley Luxury Group, a W.R. Berkley Company Coverages CGL, Cyber Liability, GKLL, Hired & Non-owned Auto, Property Carrier Status Admitted States DC, GA, IL, MA, MD, MI, MN, NJ, NY, PA, VA, WI

Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, Business Income, CGL, Crime, Cyber Liab, Difference in Conditions, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, Flood, Garage Keepers Legal Liability, GL, Homeowners Pkg, Liability, Nonprofit D&O, Pool & Spa Liability, Property, Umbrella, Wind, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, GA, KY, TN, TX

Commercial Sector Insurance Brokers LLC

Coverages Catastrophe, CGL, Commercial Excess, Contingent Coverages, Equipment Breakdown, Excess Flood, Hurricane, Property, Umbrella, Wind Carrier Status Non-admitted States Most States

Community Association Insurance Solutions LLC

Coverages Workers’ Comp Carrier Status Admitted States All States except ID, MA, ND, OH, WA, WY

Distinguished Programs

Coverages CGL, Crime, D&O, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Element22 Insurance Services

Coverages Catastrophe, Hail, Hurricane, Property, Weather, Wind Carrier Status Non-admitted States AL, FL, GA, LA, NC, SC, TX, VA

Flood Risk Solutions Inc.

Coverages Addt’l Living Expense, Builders Risk, Business Income, Business Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

HabPro Insurance

Coverages Business Income, Equipment Breakdown, Hired & Non-owned Auto, Property Carrier Status Non-admitted States All States except AK, FL, HI, TX

Kevin Davis Insurance Services

Coverages Crime, Cyber Liab, D&O, E&O

Carrier Status Admitted States All States except MT, VT

MG Skinner & Associates

Coverages Boiler & Machinery, Crime, D&O, Earthquake, Excess Liab, Flood, GL, Property, Umbrella, Wind Carrier Status Admitted, Non-admitted States All States

New Empire Insurance Services

Coverages Excess Liab, GL, Pollution, Property, Umbrella Carrier Status Admitted States All States

NSM Insurance Group

Coverages Boiler & Machinery, Business Income, Catastrophe, Commercial Excess, Crime, D&O, Earthquake, Equipment Breakdown, Fidelity, Fire, Fire Legal Liab, GL, Hired & Non-owned Auto, Hurricane, Liability, Nonprofit D&O, Piers & Docks, Property, Real & Business Personal Prop, Theft, Umbrella, Wind Carrier Status Non-admitted States CT, DE, FL, GA, MA, MD, NC, NJ, NY, RI, SC, VA

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Property Programs

Coverages BOP, Commercial Excess, Crime, Cyber Liab, D&O, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States All States

Program Brokerage Corporation

Coverages Crime, D&O, Liability, Pollution Liab, Property, Umbrella Carrier Status Admitted States CT, DC, MA, MD, NJ, NY, PA

Condo/Homeowner Associations

Anderson & Murison Inc.

Coverages

Crime, GL, Hired & Non-owned Auto, Medical Payments, Property, Theft Carrier Status Admitted, Non-admitted States All States

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK

Bass Underwriters

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States All States

Berkley Select | a Berkley Company

Coverages E&O, EPLI, Nonprofit D&O

Carrier Status Admitted, Non-admitted States All States

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages D&O, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, NY

Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, Business Income, CGL, Crime, Cyber Liab, Difference in Conditions, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, Flood, Garage Keepers Legal Liab, GL, Homeowners Pkg, Liability, Nonprofit D&O, Pool & Spa Liab, Property, Umbrella, Wind, Workers’ Comp Carrier Status Non-admitted States AL, CA, FL, GA, KY, TN, TX

Commercial Sector Insurance Brokers LLC

Coverages Catastrophe, CGL, Commercial Excess, Contingent Coverages, Earthquake, Equipment Breakdown, Excess Flood, Hurricane, Property, Umbrella, Wind Carrier Status Non-admitted States Most States

Community

Association Insurance Solutions LLC

Coverages Workers’ Comp Carrier Status Admitted States All States except ID, MA, ND, OH, WA, WY

Distinguished Programs

Coverages CGL, Crime, D&O, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds Carrier Status Admitted States All States

HabPro Insurance

Coverages Business Income, Equipment Breakdown, Hired & Non-owned Auto, Property Carrier Status Non-admitted States All States except AK, FL, HI, TX

Hull & Company

Coverages Assault & Battery, CGL, D&O, Difference in Conditions, Equipment Breakdown, Excess Flood, GKLL, Property, Umbrella Carrier Status Non-admitted States All States

Irving Weber Associates Inc.

Coverages Blanket Addt’l Insureds, BOP, Business Income, Business Interruption, Equipment Breakdown, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, DC, FL, HI

Kevin Davis Insurance Services

Coverages Crime, Cyber Liability, D&O, E&O Carrier Status Admitted States All States except MT, VT

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l CoveragePersonal Carrier Status Admitted States All States

MG Skinner & Associates

Coverages Boiler & Machinery, Crime, D&O, Earthquake, Excess Liab, Flood, GL, Property, Umbrella, Wind Carrier Status Admitted, Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

New Empire Insurance Services

Coverages Excess Liab, GL, Pollution, Property, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Concepts LLC

Coverages CGL, Umbrella Carrier Status Admitted States All States

Preferred Property Programs

Coverages Crime, Cyber Liab, D&O, Environmental Liab, Equipment Breakdown, Excess Liability, Umbrella Carrier Status Admitted States All States

Quirk & Company

Coverages CGL, D&O, Excess Flood, Flood, Property Carrier Status Admitted, Non-admitted States LA, OK, OR, TX, WA

TAPCO Underwriters Inc.

Coverages D&O, GL, Property Carrier Status Non-admitted States Most States

UCA General Insurance Services Inc.

Coverages CGL, Cyber Liability, D&O, EPLI, Equipment Breakdown, Fire Legal Liability, Hired & Non-owned Auto, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA

US Assure

Coverages Builders Risk, Business Income, COC, Earthquake, Fire, Flood, Hail, High Valued Homes, Hurricane, Installation Floaters, Residential Property, Theft, Weather, Wind Carrier Status Admitted States All States

Wilson Smith Group LLC

Coverages CGL, Commercial Excess, Property

Carrier Status Non-admitted States AZ, CO, IN, LA, MD, NJ, NV, NY, PA, TN, TX

Condominium Owners

Commercial Sector Insurance Brokers LLC

Coverages Catastrophe, Contingent Coverages, Earthquake, Hurricane, Property, Wind Carrier Status Non-admitted States Most States

Flood Risk Solutions Inc.

Coverages Addt’l Living Expense, Builders Risk, Business Income, Business Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

Indemnity Excess & Surplus Agency Inc.

Coverages CGL, Hired & Non-owned Auto, Loss of Use, Rented Property, Residential Property, Umbrella Carrier Status Non-admitted States AZ, CA, CO, ID, NV, OR, TX, WA

MG Skinner & Associates

Coverages Addt’l Living Expense, Earthquake, Fine Arts, Flood, Food Spoilage, Homeowners Pkg, Loss of Use, Personal Liab, Personal Property, Personal Umbrella, Property, Theft, Umbrella, Wind Carrier Status Admitted, Non-admitted States All States

Preferred Property Programs

Coverages Commercial Excess, Crime, Cyber Liab, D&O, Environmental Liab, Equipment Breakdown, Excess Liab, Umbrella Carrier Status Admitted States All States

REInsurePro

Coverages Builders Risk, Business Income, CGL, Dwelling Fire, Earthquake, Equipment Breakdown, Flood, Foreclosed Properties, Hail, Hurricane, Liability, Medical Payments, Property, Real & Business Personal Prop, Rented Property, Residential Property, Tenant Discrimination, Theft, Vacant Building, Wind Carrier Status Non-admitted States All States except FL, LA, NY

Construction Managers

PartnerOne Environmental Coverages E&O, Environmental Liab, Pollution, Pollution Liab, Transportation Pollution Liab States All States

Professional Underwriters Agency (PUA)

Coverages Pollution Liab, Professional Liability Carrier Status Admitted, Non-admitted States All States

Quaker Special Risk, a JenCap Co. (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Target Professional Programs Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

US Assure

Coverages Builders Risk, Business Income, COC, Contractors Equip, Earthquake, Fire, Flood, High Valued Homes, Hurricane, Installation Floaters, Residential Property, Theft, Tools & Equip, Weather, Wind Carrier Status Admitted States All States

Construction Wrap-Up

MAXIMUM

Coverages Excess Liability, GL, Umbrella Carrier Status Admitted, Non-admitted States All States

Wrap Up Insurance Solutions

Coverages Excess Liab, Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Consultants-All Kinds

5Star Specialty Programs

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, BOP, Liability, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Anderson & Murison Inc.

Coverages Commercial Excess, D&O, EPLI, Professional Liab Carrier Status Admitted, Non-admitted States All States

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, HI

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab

Carrier Status Admitted States All States

Professional Liability Ins Svcs - Underwriting Facilities

Coverages E&O, EPLI, Professional Liab

Carrier Status Non-admitted States All States

Professional Underwriters Agency (PUA)

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Contractors Equip, Control of Well, Excess Liab, Inland Marine, Medical Payments, Misc Professional Liability, Pollution Liability Carrier Status Non-admitted States LA, ND, NM, OK, TX

Consultants-Environmental

Access E&S Insurance Services (VA)

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Ashley General Agency

Coverages GL, Pollution Liab, Professional Liab

Carrier Status Non-admitted States TX

Beacon Hill Associates

Coverages CGL, E&O, Environmental Liab, Pollution, Pollution Liab, Transportation Pollution Liab, Workers’ Comp States All States

Commercial Sector Insurance Brokers LLC

Coverages CGL, Commercial Excess, Contractors Equip, Environmental Liab, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Freberg Environmental Inc.

Coverages CGL, E&O, Environmental Liab, EPLI, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

Quaker Special Risk, a Jencap Company (New Jersey)

Coverages GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quirk & Company

Coverages CGL, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liability, Professional Liability, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Victor Insurance Managers Inc.

Coverages Business Interruption, Cyber Liab, E&O, Liability, Pollution, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Contractors

Amwins - 120+ Locations Worldwide

Coverages Equipment, Excess Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States All States

Anderson & Murison Inc.

Coverages Business Income, Contractors Equip, Equipment Breakdown, GL, Inland Marine, Professional Liab, Property, Real & Business Personal Prop Carrier Status Admitted, Non-admitted States All States

Applied Underwriters Inc.

Coverages Builders Risk, Commercial Excess, Workers’ Comp Carrier Status Admitted States All States

Breckenridge Insurance

Coverages Auto Comm-Standard, Crime, Excess Liability, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States AL, AZ, CA, DE, GA, ID, LA, MD, MS, NC, NM, NV, OR, PA, SC, TN, TX, VA, WA, WY

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, COC, Contractors Equip, Excess Liability, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, FL, HI, MD, NY, VT

CID Insurance Programs Inc.

Coverages Blanket Addt’l Insureds, Contractors Equip, Crime, Equipment Breakdown, Excess Liab, Inland Marine, Medical Payments, Pollution Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, MD, NM, NV, OR, TN, TX, UT, VA, WA

Contractors (continued)

Ck Specialty Insurance Associates

Coverages CGL, Contractors Equip, GL, Inland Marine, Installation Floaters, Liability, Property Carrier Status Nonadmitted States All States except AK, FL, NY

Cowbell Cyber

Coverages Breach of Security, Business Income, Business Interruption, Cyber Liab Carrier Status Admitted States All States except HI

CRC Insurance Services

Coverages Excess Liab, GL Carrier Status Non-admitted States All States except NY

Frank Winston Crum Insurance

Coverages Excess Liab, GL, Workers’ Comp Carrier Status Admitted States Most States

FTP of California

Coverages CGL, Inland Marine Carrier Status Non-admitted States CA

GMI

Insurance Services

Coverages Commercial Auto, Cargo, GL, Hired & Nonowned Auto, Liability, Medical Payments, Motor Truck Cargo, Physical Damage, Theft, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except DC, MA, NY, VA

Greene & Associates

Coverages CGL, GL Carrier Status Non-admitted States NY

Gridiron Insurance Underwriters Inc.

Coverages Excess Liab, GL Carrier Status Non-admitted States NJ, NY

JC Wilson Consulting Inc.

Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

Midwestern Insurance Alliance LLC Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

National Elevator Insurance Solutions / HUB International Coverages Auto Comm-Standard, GL, Installation Floaters, OCP, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Products Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Hired & Non-owned Auto, Liability, Medical Payments, Pollution, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Admitted, Non-admitted States AZ, CA, NV, TX

Omaha National Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, General Liability, Umbrella, Workers’ Compensation Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Professional Underwriters Agency (PUA)

Coverages Pollution Liab, Professional Liab States All States

Quantum Specialty Group

Coverages Blanket Addt’l Insureds, CGL, Excess Auto, Excess Liab Carrier Status Admitted, Non-admitted States All States

REInsurePro

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Contractors Equip, Products Liab Carrier Status Admitted, Non-admitted States IN, MO, OH, PA, TX

Roush Insurance Services Inc.

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Equipment Breakdown, Fire, GL, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Pollution Liability, Portable Equipment, Property, Real & Business Personal Property Carrier Status Admitted, Non-admitted States IL, IN, OH

Shield Commercial Insurance Services

Coverages Excess Liab, GL, Inland Marine, Liability, Workers’ Comp Carrier Status Non-admitted States Most States

SIS Wholesale Insurance Services

Coverages Blanket Addt’l Insureds, Blanket Waivers, BOP, Builders Risk, CGL, COC, Contractors Equip, Contractors License Bonds, GL, Inland Marine, Motor Truck Cargo, NonTrucking Auto Liab, Pollution, Professional Liab, Tools & Equip, Workers’ Comp Carrier Status Non-admitted States All States

StateFund First, a Div of Arthur J Gallagher Ins Brokers of CA Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

TAPCO Underwriters Inc.

Coverages Blanket Addt’l Insureds, GL, Products Liab, Property Carrier Status Non-admitted States Most States

Tejas American General Agency

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, E&O, GL, Pollution, Workers’ Comp Carrier Status Admitted, Non-admitted States TX

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella States All States

Union General Insurance Services Inc.

Coverages Equipment, GL, Inland Marine Carrier Status Admitted, Non-admitted States AZ, CA, ID, MT, NM, NV, OR, TX, UT, WA

US Assure

Coverages Builders Risk, Business Income, COC, Contractors Equip, Earthquake, Fire, Flood, Hail, High Valued Homes, Hurricane, Installation Floaters, Residential Property, Theft, Tools & Equip, Weather, Wind Carrier Status Admitted States All States

Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp

Carrier Status Non-admitted States All States

Walter General Agency (WGA)

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Difference in Conditions, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Installation Floaters, Liability, Medical Payments, OCP, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, IL, IN, KS, KY, MO, OK, TN XPT

Coverages Blanket Addt’l Insureds, Builders Risk, CGL, COC, Completed Operations Liab, Contractors Equip, Fire Legal Liab, Medical Payments, New Occurrence, Pollution Liab, Tools & Equip Carrier Status Admitted, Non-admitted States CA, TX

Contractors-Air Conditioning

Breckenridge Insurance

Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property States All States except CO, NY

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, COC, Contractors Equip, Excess Liability, General Liability, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, FL, HI, MD, NY, VT

Frank Winston Crum Insurance

Coverages Excess Liab, GL, Workers’ Comp Carrier Status Admitted States Most States

Greene & Associates

Coverages CGL, GL Carrier Status Non-admitted States NY

Legacy Employer Concepts LLC

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States

Norman-Spencer Agency LLC

Coverages GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Omaha National Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, General Liability, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

REInsurePro Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Contractors Equip, Products Liab Carrier Status Non-admitted States IN, MO, OH, PA, TX

Shield Commercial Insurance Services

Coverages CGL, Excess Liab, GL, Inland Marine, Workers’ Comp Carrier Status Non-admitted States Most States

Contractors-Alarm

Arrowhead General Insurance Agency Inc.

Coverages E&O, GL Carrier Status Admitted States All States

Brownyard Group

Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, Fire Legal Liab, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, NE

Frank Winston Crum Insurance Coverages Excess Liab, GL, Workers’ Comp Carrier Status Admitted States Most States

Integrated Underwriters ®

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Omaha National Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

REInsurePro

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Contractors Equip, Products Liab Carrier Status Non-admitted States IN, MO, OH, PA, TX

Ryan Specialty National Programs

Coverages Auto Comm-Nonstandard, Care/Custody/Control, Crime, E&O, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

The Mechanic Group, a Div of Specialty Programs Group

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp

Carrier Status Non-admitted States All States

Contractors-Artisan

Atlas General Insurance Services, An RPS Company

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative)

Carrier Status Admitted States All States

Breckenridge Insurance

Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Workers’ Comp

Carrier Status Admitted States AL, AZ, CA, DE, GA, ID, LA, MD, MS, NC, NM, NV, OR, PA, SC, TN, TX, VA, WA, WY

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, COC, Contractors Equip, Excess Liab, GL, Inland Marine, Property, Workers’ Comp

Carrier Status Admitted, Non-admitted States All States except AK, FL, HI, MD, NY, VT

Ck Specialty Insurance Associates

Coverages CGL, Contractors Equip, GL, Inland Marine, Installation Floaters, Liability Carrier Status Non-admitted States All States except AK, FL, NY

Frank Winston Crum Insurance

Coverages Excess Liab, GL, Workers’ Comp

Carrier Status Admitted States Most States

FTP of California

Coverages CGL, Inland Marine Carrier Status Non-admitted States CA

GMI Insurance Services

Coverages Commercial Auto, Cargo, GL, Hired & Non-owned Auto, Liability, Medical Payments, Theft, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except DC, MA, NY, VA

Greene & Associates

Coverages CGL, GL Carrier Status Non-admitted States NY

Integrated Underwriters ®

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

IPC

Coverages CGL, Contractors Equip, GL, Property Carrier Status Non-admitted States AR, AZ, CA, IA, ID, KS, LA, MN, MO, MT, ND, NE, NM, NV, OK, OR, SD, TX, UT, WA, WY

J.M. Wilson

Coverages Builders Risk, Business Income, Crime, Cyber Liab, E&O, EPLI, Equipment Breakdown, Excess Liab, Foreign GL, GL, Inland Marine, OCP, Pollution Liab, Professional Liab, Property, Railroad Protective Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States Most States

Legacy Employer Concepts LLC

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States

Logic Underwriters Inc.

Coverages GL, Umbrella, Workers’ Comp Carrier Status Non-admitted States TX

M.J. Hall & Company Inc.

Coverages CGL, Contractors Equip, Employee Benefits, EPLI, Pollution Liab, Property Carrier Status Admitted, Nonadmitted States AK, AZ, CA, CO, HI, ID, KS, MT, NE, NM, NV, OK, OR, SD, TX, UT, WA, WY

MiniCo Insurance Agency, a Jencap Company

Coverages Commercial Auto, Blanket Addt’l Insureds, Builders Risk, CGL, Contractors Equip, Crime, Property, Tools & Equip Carrier Status Admitted, Non-admitted States AZ, CA, NV

Monarch E&S Insurance Services

Coverages GL, Inland Marine Carrier Status Non-admitted States All States

Norman-Spencer Agency LLC

Coverages Auto Comm-Standard Phys Dmg, GL, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Omaha National

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Quaker Special Risk, a Jencap Company (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, EPLI Carrier Status Non-admitted States CT, DE, MA, MD, ME, NJ, NY, PA, RI, VT

Quirk & Company

Coverages Commercial Excess, GL, Property Carrier Status Non-admitted States AL, AR, AZ, LA, MO, ND, NM, OK, TN, TX, WA, WY

REInsurePro

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Contractors Equip, Products Liab Carrier Status Non-admitted States IN, MO, OH, PA, TX

Shelly, Middlebrooks & O’Leary Inc.

Coverages Business Income, Business Interruption, CGL, Contractors Equip, Crime, EPLI, Equipment, Excess Liab, Inland Marine, Installation Floaters Carrier Status Admitted, Non-admitted States FL, GA, NC, SC, TX

Shield Commercial Insurance Services

Coverages CGL, Excess Liab, GL, Inland Marine, Liability, Workers’ Comp Carrier Status Non-admitted States Most States

SIS Wholesale Insurance Services

Coverages Blanket Addt’l Insureds, Blanket Waivers, BOP, CGL, COC, Commercial Excess, Contractors License Bonds, E&O, GL, Inland Marine, Liquor Liab, Motor Truck Cargo, Pollution, Workers’ Comp Carrier Status Non-admitted States All States

Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

Target

Managers Insurance Services

Coverages Auto Comm-Standard, Builders Risk, Contractors Equip, Contractors License Bonds, Environmental Liab, EPLI, Excess Liab, GL, Inland Marine, OCP, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Tejas American General Agency

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States TX

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella States All States

Wilson Smith Group LLC

Coverages CGL, Commercial Excess, Excess Liab Carrier Status Non-admitted States AZ, CO, IN, LA, MD, NV, NY, PA, TN, TX

Contractors-Crane & Rigging

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Crime, Cyber Liab, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

NBIS

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Contractors Equip, Excess Liab, Hired & Non-owned Auto, Inland Marine, Liability, Physical Damage, Physical Damage Rental Units, Real & Business Personal Prop, Tools & Equip, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Contractors-Demolition

Beacon Hill Associates

Coverages CGL, E&O, Environmental Liab, Pollution, Pollution Liab, Transportation Pollution Liab, Workers’ Comp States All States

Jencap Specialty Insurance Services (Environmental) Coverages Pollution, Pollution Liability Carrier Status Non-admitted States All States

Norman-Spencer Agency LLC Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Excess Liab, GL, Property, Tools & Equip Carrier Status Admitted, Non-admitted States All States except NY

PartnerOne Environmental Coverages CGL, E&O, Environmental Liab, Pollution, Pollution Liab, Transportation Pollution Liab, Workers’ Comp States All States

Contractors-Electrical

Breckenridge Insurance

Coverages Auto Comm-Nonstandard, Crime, Excess Liab, GL, Inland Marine, Property States All States except CO, NY

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, COC, Contractors Equip, Excess Liability, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, FL, HI, MD, NY, VT

Frank Winston Crum Insurance

Coverages Excess Liab, GL, Workers’ Comp Carrier Status Admitted States Most States

Greene & Associates Coverages CGL, GL Carrier Status Non-admitted States NY

Integrated Underwriters ®

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Legacy Employer Concepts LLC

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States

Oryx

Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

REInsurePro

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Contractors Equip, Products Liab Carrier Status Non-admitted States IN, MO, OH, PA, TX

Shield Commercial Insurance Services

Coverages CGL, Excess Liab, GL, Inland Marine, Liability, Workers’ Comp Carrier Status Non-admitted States Most States

SIS Wholesale Insurance Services Coverages CGL, GL Carrier Status Non-admitted States All States

Contractors-Elevators

National Elevator Insurance Solutions / HUB International Coverages Auto Comm-Standard, GL, Installation Floaters, OCP, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI

Contractors-Environmental

Amwins - 120+ Locations Worldwide Coverages GL, Pollution Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Beacon Hill Associates

Coverages CGL, E&O, Environmental Liab, Pollution, Pollution Liab, Transportation Pollution Liab, Workers’ Comp States All States

Jencap Specialty Insurance Services (Environmental) Coverages Auto Comm-Standard, GL, Pollution, Pollution Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

Philadelphia Insurance Companies Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Quaker Special Risk, a Jencap Company (New Jersey)

Coverages CGL, GL, Liability, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Quirk & Company

Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Contractors-Excavating/Grading

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, CGL, COC, Contractors Equip, Excess Liab, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, FL, HI, MD, NY, VT

Integrated Underwriters ®

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Legacy Employer Concepts LLC

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Hired & Non-owned Auto, Liability, Medical Payments, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Omaha National

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

REInsurePro

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Contractors Equip, Products Liab Carrier Status Non-admitted States IN, MO, OH, PA, TX

SIS Wholesale Insurance Services Coverages CGL, GL Carrier Status Non-admitted States All States

Contractors-Fire & Water Restoration

Beacon Hill Associates

Coverages CGL, E&O, Environmental Liab, Pollution, Pollution Liab, Transportation Pollution Liab, Workers’ Comp States All States

Jencap Specialty Insurance Services (Environmental)

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Legacy Employer Concepts LLC Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States

PartnerOne Environmental

Coverages CGL, E&O, Environmental Liab, Pollution, Pollution Liab, Transportation Pollution Liab, Workers’ Comp States All States

Contractors-Fire Protection/Fire Sprinkler

Amwins - 120+ Locations Worldwide Coverages GL, Pollution Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except AK, HI

Breckenridge Insurance

Contractors-General

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, COC, Contractors Equip, Excess Liability, General Liability, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, FL, HI, MD, NY, VT

FTP of California

Coverages Builders Risk, CGL, Inland Marine, Property Carrier Status Non-admitted States All States

Hull & Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL Carrier Status Non-admitted States All States except DC

Integrated Underwriters ®

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Legacy

Employer Concepts LLC

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States

Logic Underwriters Inc.

Coverages Builders Risk, Equipment, GL, Property Carrier Status Admitted, Non-admitted States TX

M.J. Hall & Company Inc.

Coverages CGL, Contractors Equip, Excess Liab, Pollution Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, HI, ID, KS, MT, NE, NM, NV, OR, TX, UT, WA, WY

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l CoveragePersonal Carrier Status Admitted States All States

MiniCo Insurance Agency, a Jencap Company

Coverages Auto Comm-Standard, CGL, Equipment Breakdown, Excess Liab, GL, Tools & Equip Carrier Status Admitted, Non-admitted States NY

Mission Underwriting Managers LLC Coverages GL, Property Carrier Status Admitted, Non-admitted States All States

Monarch E&S Insurance Services

Coverages Blanket Addt’l Insureds, CGL Carrier Status Non-admitted States All States

Omaha National Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, General Liability, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

PartnerOne Environmental Coverages E&O, Environmental Liab, Pollution, Pollution Liab, Transportation Pollution Liab States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Quaker Special Risk, a Jencap Company (Florida)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk, a Jencap Company (Mass.)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk, a JenCap Co. (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Contractors Equip, GL, Liability, Pollution Liab, Umbrella Carrier Status Non-admitted States Most States

Quirk & Company

Coverages CGL, Contractors Equip, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/ Ransom, Pollution Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TN, TX, WA

REInsurePro

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Contractors Equip, Products Liab Carrier Status Non-admitted States IN, MO, OH, PA, TX

Shield Commercial Insurance Services

Coverages CGL, Excess Liab, GL, Inland Marine, Liability, Work Comp Carrier Status Non-admitted States Most States

SIS Wholesale Insurance Services Coverages CGL, GL Carrier Non-admitted States All States

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella States All States

Union General Insurance Services Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Equipment, Equipment Breakdown, Excess Liab, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella Carrier Status Non-admitted States AZ, CA, ID, MT, NM, NV, OR, TX, UT, WA

US Assure

Coverages Builders Risk, Business Income, COC, Contractors Equip, Earthquake, Fire, Flood, Hail, High Valued Homes, Installation Floaters, Residential Property, Theft, Weather, Wind Carrier Status Admitted States All States

Wilson Smith Group LLC

Coverages CGL, Commercial Excess, Contractors Equip Carrier Status Non-admitted States AZ, CO, IN, LA, MD, NV, NY, PA, TN, TX

Wrap Up Insurance Solutions

Coverages GL, Residential `wrap-up` States All States

Contractors-Landscape

Applied Underwriters Inc.

Coverages Pollution Liab, Property, Workers’ Comp States All States

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, COC, Contractors Equip, Excess Liability, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, FL, HI, MD, NY, VT

Frank Winston Crum Insurance

Coverages Excess Liability, GL, Workers’ Comp Carrier Status Admitted States Most States

MiniCo Insurance Agency, a Jencap Company

Coverages Commercial Auto, CGL, GL, Herbicide & Pesticide, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Omaha National Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Admitted States CT, DE, MD, NJ, NY, PA, VT

REInsurePro Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Contractors Equip, Products Liab Carrier Status Non-admitted States IN, MO, OH, PA, TX

Shield Commercial Insurance Services

Coverages CGL, Excess Liab, GL, Inland Marine, Liability, Workers’ Comp Carrier Status Non-admitted States Most States

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

StateFund First, a Div of Arthur J Gallagher Ins Brokers of CA

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Contractors-Marine

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages Auto Comm-Standard, GL Carrier Status Admitted States All States except AL, KS, LA, MS, TX, WI

J.M. Wilson

Coverages CGL, GL, Inland Marine, Marina Operators Legal, Property, Protection & Indemnity (P&I), Tools & Equip Carrier Status Admitted, Non-admitted States All States except AK, HI, NY

LIG Marine Managers

Coverages CGL, Contractors Equip, Equipment, Federal LHWCA, Foreign GL, Hull, Int’l Coverage - Commercial, Pollution Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Wet Marine, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

The American Equity Underwriters Inc.

Coverages MEL, USL&H, Workers’ Comp States All States

The Hanover Insurance Group

Coverages Builders Risk, Contractors Equip, Installation Floaters, Property Carrier Status Admitted States All States

Contractors-Oil & Gas

Ashley General Agency

Coverages CGL, Excess Liab, Pollution Liab, Professional Liab Carrier Status Non-admitted States TX

Breckenridge Insurance

Coverages Cyber Liab, D&O, EPLI, GL, Property Carrier Status Admitted States All States

Quirk & Company

Coverages CGL, Contractors Equip, Control of Well, D&O, E&O, Environmental Liab, Equipment, Excess Flood, Excess Liab, Flood, Kidnap/Ransom, Pollution Liab, Professional Liab, Property States LA, OK, OR, TX, WA

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

U.S. Risk LLC

Coverages GL, Property Carrier Status Non-admitted States All States

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, Cargo, CGL, Control of Well, Hired & Non-owned Auto, Inland Marine, Medical Payments, Pollution Liab, Professional Liab, Rented Property, Tools & Equip Carrier Status Non-admitted States LA, ND, NM, OK, TX

Contractors-Plumbing

Breckenridge Insurance

Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property States All States except CO, NY

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages General Liability, Workers’ Comp States All States except AK, DC, HI, NY

Greene & Associates

Coverages CGL, GL Carrier Status Non-admitted States NY

Integrated Underwriters ®

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States Most States

Norman-Spencer Agency LLC

Coverages GL, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Omaha National

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

REInsurePro

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Contractors Equip, Products Liab Carrier Status Non-admitted States IN, MO, OH, PA, TX

Shield Commercial Insurance Services

Coverages CGL, Excess Liab, GL, Inland Marine, Liability, Workers’ Comp Carrier Status Non-admitted States Most States

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Contractors-Reforestation

Keith

Contractors-Roofing

Amwins

Greene

Hull

Legacy Employer Concepts LLC

Coverages EPLI, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted, Non-admitted States All States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l CoveragePersonal Carrier Status Admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Contractors Equip, Excess Liab, Hired & Non-owned Auto, Liability, Medical Payments, Pollution, Pollution Liab, Professional Liab, Residential `wrap-up`, Tools & Equip, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Norman-Spencer Agency LLC

Coverages Auto Comm-Standard, Excess Liab, GL, Tools & Equip Carrier Status Admitted, Non-admitted States All States

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Quaker Special Risk, a Jencap Company (Florida) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk, a Jencap Company (Mass.) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk, a Jencap Company (New Jersey) Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

REInsurePro

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Contractors Equip, Products Liab Carrier Status Non-admitted States IN, MO, OH, PA, TX

Shield Commercial Insurance Services

Coverages CGL, Excess Liab, GL, Inland Marine, Liability, Workers’ Comp Carrier Status Non-admitted States Most States

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

StateFund First, a Div of Arthur J Gallagher Ins Brokers of CA Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) States CA

Contractors-Service

Builders & Tradesmen’s Insurance Services Inc. (BTIS) Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, COC, Contractors Equip, Excess Liab, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, FL, HI, MD, NY, VT

Frank Winston Crum Insurance

Coverages Excess Liab, GL, Workers’ Comp Carrier Status Admitted States Most States

JC Wilson Consulting Inc.

Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, GL, Umbrella, Workers’ Comp Carrier Status Admitted States CT, DE, IL, MD, NJ, NY, PA, VT, WV

REInsurePro

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Contractors Equip, Products Liab Carrier Status Non-admitted States IN, MO, OH, PA, TX

Ryan Specialty National Programs

Coverages Assault & Battery, Auto Comm-Nonstandard, Care/Custody/Control, Crime, E&O, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Shield Commercial Insurance Services

Coverages CGL, Excess Liab, GL, Inland Marine, Liability, Workers’ Comp Carrier Status Non-admitted States Most States

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Contractors-Swimming Pools

Frank Winston Crum Insurance

Coverages Excess Liab, GL, Workers’ Comp Carrier Status Admitted States Most States

M.J. Hall & Company Inc.

Coverages CGL, Contractors Equip, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, HI, ID, KS, MT, NE, NM, NV, OK, OR, SD, TX, UT, WA, WY

Omaha National Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

REInsurePro

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Contractors Equip, Products Liab Carrier Status Non-admitted States IN, MO, OH, PA, TX

Shield Commercial Insurance Services

Coverages CGL, Excess Liab, GL, Inland Marine, Liability, Workers’ Comp Carrier Status Non-admitted States Most States

SIS Wholesale Insurance Services

Coverages CGL, GL Carrier Status Non-admitted States All States

Contractors-Underground Storage Tanks

AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Contractors Equip, Environmental Liab, GL, Inland Marine, Motor Truck Cargo, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, E&O, Environmental Liab, EPLI, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

Jencap Specialty Insurance Services (Environmental) Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Convenience Stores

Business Alliance Insurance Company

Coverages BOP, Cyber Liab, EPLI, Equipment Breakdown, Liquor Liab Carrier Status Admitted States CA

Covenant Underwriters

Coverages Crime, Cyber Liab, Flood, GL, Pollution, Property Carrier Status Non-admitted States All States except AK, HI

Gorst & Compass Insurance

Coverages Business Income, CGL, Glass, Property, Spoilage Carrier Status Non-admitted States CA

Irving Weber Associates Inc.

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Employee Benefits, EPLI, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States All except AK, DC, FL, HI

Izzo Insurance Services, A division of Hull & Company LLC

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

McLeckie Insurance Group

Coverages Business Income, Crime, EPLI, Equipment, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, Property Carrier Status Non-admitted States All States

Roush Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Fire Legal Liab, Food Spoilage, GL, Hired & Non-owned Auto, Inland Marine, Liability, Liquor Liab, Mechanical Breakdown, Products Liab, Property, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

TAPCO Underwriters Inc.

Coverages GL, Liquor Liab, Products Liab, Property

Carrier Status Non-admitted States Most States

UCA General Insurance Services Inc.

Integrated

Coverages Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA

XPT

Coverages Business Interruption, CGL, Excess Liab, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, New Occurrence, Property Carrier Status Admitted, Non-admitted States CA, TX

Cosmetic Manufacturers

Brownyard Group

Coverages Business Income, Business Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States except CA, KS, MI

Cosmetic Insurance Services, a division of EPIC Brokers Coverages Commercial Auto, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Euclid Life Science Specialty LLC

Coverages Commercial Excess, Completed Operations Liab, E&O, Excess Liab, GL, Liability, Products Liab, Professional Liab Carrier Status Non-admitted States All States

Professional Program Ins. Brokerage, a Div of SPG Ins. Sol Coverages Abuse & Molestation, Blanket Addt’l Insureds, CGL, Commercial Excess, Cyber Liab, Misc Professional Liab, Products Liab, Property Carrier Status Non-admitted States All States

Counselors/Counseling Centers

Affinity Nonprofits

Coverages D&O, EPLI, Fiduciary Liab, Nonprofit D&O Carrier Status Admitted States All States except HI

Care Providers Insurance Services

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States All States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Inland Marine, Int’l Coverage - Commercial, Liquor Liab, Nonprofit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Negley Associates

Coverages CGL, Professional Liab Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Nonprofit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Participant Accident, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Venture Insurance Programs

Coverages Auto Comm-Standard, Crime, Cyber Liab, D&O, GL, Inland Marine, Liquor Liab, Medical Malpractice, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella States All States

Country Clubs

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

RPS Signature Programs

Coverages Accident & Health, Auto Comm-Standard, Crime, D&O, Earthquake, Employee Benefits, EPLI, Fiduciary Liab, Flood, Herbicide & Pesticide, Inland Marine, Liquor Liab, Pollution Liab, Property, Umbrella, Workers’ Comp States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Assault & Battery, Auto CommStandard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Flood, GL, Pool & Spa Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Venture Insurance Programs

Coverages D&O, E&O, EPLI, Excess Liab, GL, Herbicide & Pesticide, Liquor Liab, Pollution, Property, Tee-to-Green, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Couriers

Jencap HNOA Program

Coverages Hired & Non-owned Auto Carrier Status Non-admitted States All States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp Carrier Status Admitted States All States except AK, FL, ND, OH, WA, WY

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Omaha National Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Parcel Insurance Plan

Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Risk Strategies, Transportation Group

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Cargo, CGL, Crime, E&O, EPLI, Equipment, Fidelity, Hired & Non-owned Auto, Occupational Accident, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Crane, Scaffolding & Equipment Rental Dealers

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Crime, Cyber Liab, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

RPS Signature Programs

Coverages Auto Comm-Standard, Crime, Equipment, Excess Liab, GL, Inland Marine, Workers’ Comp States All States

Western Surplus Lines Agency Inc. Coverages CGL, Contractors Equip, Inland Marine Carrier Status Non-admitted States LA, ND, NM, OK, TX

Crop Dusters/Sprayers

Sierra Specialty Ins Services, a Div. of XPT Group Coverages Excess Liab, GL, Professional Liab, Property Carrier Status Non-admitted States All States

Dairies

Agricultural Insurance Mgmt Services

Coverages Equipment Breakdown, Homeowners Pkg, Identity Theft, Liability, Property, Tools & Equip

Carrier Status Admitted States Most States

Mark D. Fredricksen Insurance Services

Coverages CGL, Livestock/Animal Mortality, Property Carrier Status Admitted States All States except AK, DC, FL, HI

Omaha National Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Tejas American General Agency Coverages Equipment, GL, Property Carrier Status Admitted, Non-admitted States AR, AZ, CA, CO, KS, MO, MS, NM, OH, OK, SD, TN, TX, WA

Dance Schools/Studios

K&K Insurance Group Inc.

Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Markel

Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, General Liability, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States All States except DC, HI

Sports & Fitness Insurance Corporation (SFIC) Coverages GL, Property Carrier Admitted States All States

Sports & Wellness Insurance

Coverages Accident & Health, Crime, Cyber Liab, D&O, GL, Hired & Non-owned Auto, Inland Marine, Property, Umbrella States All States

www.insurancehelper.com

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Participant Accident, Personal Liab, Products Liab, Trade Shows & Festivals Carrier Status Non-admitted States All States

Day Care/Preschools

Gorst & Compass Insurance

Coverages CGL, Property Carrier Status Non-admitted States CA

J.E. Brown & Associates

Coverages Abuse & Molestation, Liability

Carrier Status Admitted, Non-admitted States CA

Markel

Coverages Abuse & Molestation, CGL, Crime, Cyber Liab, Inland Marine, Property, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI

Negley Associates

Coverages CGL, Professional Liability

Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Nonprofit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists

Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists

Carrier Status Admitted States All except LA

Roush Insurance Services Inc.

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Excess Liab, Fire Legal Liab, Hired & Nonowned Auto, Inland Marine, Liability, Medical Payments, Professional Liab, Property, Sexual Misconduct, Student Accident, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

TAPCO Underwriters Inc.

Coverages Abuse & Molestation, Accessories, GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Day Spas

Continental Brokers Inc.

Coverages Accident & Health, Auto Comm-Standard, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, EPLI, Flood, Glass, Homeowners Pkg, Medical, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States

Insurtec Tanning and Spa Insurance

Coverages Addt’l Expense, BOP, Business Income, Business Interruption, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Misc Professional Liab, Professional Liability, Property, Tanning Liability

Carrier Status Non-admitted States All States except MO

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, GL, Inland Marine, Professional Liab, Property, Umbrella States All States except LA

Professional Program Ins. Brokerage, a Div of SPG Ins. Sol Coverages Abuse & Molestation, Commercial Excess, Cyber Liab, Equipment Breakdown, GL, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States

SASSI - Salon & Spa Specialty Insurance

Coverages BOP, Business Income, Business Interruption, CGL, Fire, Fire Legal Liability, GL, Glass, Inland Marine, Liability, Medical Payments, Professional Liability, Property, Real & Business Personal Property, Theft, Tools & Equip, Workers’ Comp Carrier Status Admitted States All States except AK, HI, VA, WA

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, AD&D, Auto Comm-Standard, Auto Comm-Standard Liability, BOP, EPLI, Fine Arts, Fire Legal Liab, Flood, Glass, Pool & Spa Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Universal Insurance Programs

Coverages Abuse & Molestation, Business Income, Business Interruption, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, HNOA, Identity Theft, Liability, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Stop-Gap, Theft, Umbrella Carrier Status Admitted States All States

Venture Insurance Programs

Coverages Auto Comm-Standard, Crime, Cyber Liab, D&O, EPLI, GL, Liquor Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Dealers-Propane

Amwins - 120+ Locations Worldwide

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, Excess Liab, GL, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Delivery- Wholesale/Retail

Amwins - 120+ Locations Worldwide

Coverages All Risks/Cash in Transit, Cargo, Commercial Marine, Wet Marine Carrier Admitted States All States

IPC Coverages Hired & Non-owned Auto Carrier Status Non-admitted States All States except FL

Mover’s Choice

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Cargo, CGL, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Omaha National Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Parcel Insurance Plan

Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Dentists

Berkley Select | a Berkley Company Coverages E&O, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

Cowbell Cyber Coverages Breach of Security, Business Income, Business Interruption, Cyber Liab Carrier Status Admitted States Most States

TDC Specialty Underwriters

Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States except KS, NH, NY

Wedding Protector Plan

Coverages EPLI, GL, Medical Malpractice, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States FL, GA, NC, SC, TN

Developmental Disability Facilities

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Cyber Liab, GL, Misc Professional Liab, Real & Business Personal Prop, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Irwin Siegel Agency

Coverages Abuse & Molestation, Commercial Auto, B&M, Business Income, Crime, Cyber, D&O, Developmental Disabilities, Environmental Liab, EPLI, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Medical & Physical Rehab, Medical Payments, Mental Health Care, Pollution, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Negley Associates

Coverages CGL, Professional Liability Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/ Social Svcs, Crime, Developmental Disabilities, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Nonprofit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

RPS Signature Programs

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Hired & Non-owned Auto, Nonprofit D&O, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Dialysis Centers

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Quaker Special Risk, a Jencap Company (New Jersey)

Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Distributors

Amwins - 120+ Locations Worldwide

Coverages GL, Legal Liab, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Brownyard Group

Coverages Business Income, Business Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States except CA, KS, MI

Cosmetic Insurance Services, a division of EPIC Brokers Coverages Commercial Auto, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Euclid Life Science Specialty LLC

Coverages Commercial Excess, Completed Operations Liab, E&O, Excess Liab, GL, Liability, Products Liab, Professional Liab Carrier Status Non-admitted States All States

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Coverages CGL, Equipment Breakdown, Firearms Liability, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l CoveragePersonal Carrier Status Admitted States All States

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Professional Program Ins. Brokerage, a Div of SPG Ins. Sol Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, Cyber Liab, Products Liab, Property Carrier Status Non-admitted States All States

Quantum Specialty Group

Coverages Excess Auto, Excess Liab Carrier Status Admitted, Non-admitted States All States

Winery Pak Insurance Programs Coverages Auto Comm-Standard, Excess Liab, Liability, Liquor Liab, Property Carrier Status Admitted States All States except FL, LA, MS, OK

Driving Ranges

McGowan Allied Specialty Insurance Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Participant Accident, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Dry Cleaners/Laundries

Irving Weber Associates Inc.

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Income, Business Interruption, Care/Custody/Control, Damage in Process, Employee Benefits, Environmental Liab, EPLI, Equipment Breakdown, GL, Glass, Hired & Non-owned Auto, Identity Theft, Mechanical Breakdown, Mysterious Disappearance, Pollution, Pollution Liab, Property, Real & Business Personal Prop, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

UCA General Insurance Services Inc.

Coverages Bailee/Customer Goods, Business Income, Business Interruption, CGL, Crime, Cyber Liab, Equipment Breakdown, Liability, Mechanical Breakdown, Property, Theft, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT

Virtue Risk Partners LLC

Coverages Environmental Liab, Pollution Liab Carrier Status Non-admitted States All States

Dude Ranches

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, Excess Liab, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

McGowan Allied Specialty Insurance

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Participant Accident, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

E-cigarette Manufacturers/Distributors

Professional Program Ins. Brokerage, a Div of SPG Ins. Sol Coverages GL, Products Liab, Property Carrier Status Non-admitted States All States

Emergency Service Org’s

Care Providers Insurance Services

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States All States

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Employee Leasing Firms

RPS Technology & Cyber

Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Hired & Non-owned Auto, Liability, Media Liab, Products Liab, Professional Liab, Property, Technology E&O, Umbrella Carrier Status Admitted States All States except DC

Ryan Specialty National Programs

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Employee Benefits, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Staffing Lines

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

World Wide Specialty, a Div of Philadelphia Ins. Coverages Abusive Acts, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Hired & Non-owned Auto, Misc Professional Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Employment Agencies

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Professional Underwriters Agency (PUA)

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

RPS Technology & Cyber

Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Hired & Non-owned Auto, Liability, Media Liab, Products Liab, Professional Liab, Property, Technology E&O, Umbrella Carrier Status Admitted States All States except DC

Ryan Specialty National Programs

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Employee Benefits, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Staffing Lines

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

World Wide Specialty, a Div of Philadelphia Ins.

Coverages Abusive Acts, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Hired & Non-owned Auto, Misc Professional Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Engineers-Environmental

Access E&S Insurance Services (VA)

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Beacon Hill Associates

Coverages CGL, E&O, Environmental Liab, Pollution, Pollution Liab, Transportation Pollution Liab, Workers’ Comp States All States

Commercial Sector Insurance Brokers LLC

Coverages CGL, E&O, Excess Liab, Misc Professional Liab, Pollution, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Jencap Specialty Insurance Services (Environmental)

Coverages Pollution, Pollution Liab Carrier Status Non-admitted States All States

Ryan Specialty National Programs

Coverages Pollution, Professional Liability Carrier Status Admitted States All States except AK, LA, VT

Target Professional Programs

Coverages E&O, EPLI, Professional Liability Carrier Status Non-admitted States All States except AK, HI

Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Engineers-Geotechnical

Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, EPLI, GL, Hired & Nonowned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

Jencap Specialty Insurance Services (Environmental)

Coverages Pollution, Pollution Liability Carrier Status Non-admitted States All States

Ryan Specialty National Programs

Coverages Pollution, Professional Liability Carrier Status Admitted States All States except AK, LA, VT

Victor Insurance Managers Inc.

Coverages Cyber Liab, E&O States All States

Entertainer Buses

5Star Specialty Programs

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Liability, Auto Comm-Nonstandard Phys Dmg, Commercial Auto, Excess Liab, GL, Workers’ Comp Carrier Status Admitted States All States

KF&B

Program Managers Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Commercial Excess, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Hired & Non-owned Auto, Uninsured Motorists, Workers’ Comp Carrier Status Admitted States All States except LA, MA

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Entertainment Equipment Rental Houses

Alive Risk

Coverages Accident & Health, Accidental Death, Contingent Coverages, Event Cancellation, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Workers’ Comp States All States

JD Fulwiler & Company Insurance

Coverages Auto Comm-Standard, Business Income, Equipment, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted States All States except WY

Environmental Engineers/Consultants/ Contractors

Access E&S Insurance Services (VA)

Coverages Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Beacon Hill Associates

Coverages CGL, E&O, Environmental Liab, Pollution, Pollution Liab, Transportation Pollution Liab, Workers’ Comp States All States

Freberg Environmental Inc.

Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, E&O, EPLI, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab, Umbrella Carrier Status Non-admitted States All States

J.M. Wilson

Coverages Business Income, Cyber Liab, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, NY

Jencap Specialty Insurance Services (Environmental) Coverages Auto Comm-Standard, GL, Pollution, Pollution Liab, Workers’ Comp Carrier Status Non-admitted States All States

Jencap Specialty Insurance Services - Buffalo

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, COC, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, EPLI, Excess Liab, Hired & Nonowned Auto, Pollution, Products Liab, Professional Liab, Transportation Pollution Liab Carrier Status Admitted, Non-admitted States All States except AK, HI, WY

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, HI

PartnerOne Environmental Coverages CGL, E&O, Pollution Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Business Income, Business Interruption, CGL, D&O, Equipment Breakdown, Fiduciary Liab, GL, Hired & Non-owned Auto, Inland Marine, NonTrucking Auto Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA

RISCO Insurance Brokerage Inc.

Coverages CGL, D&O, E&O, Environmental Liab, Pollution Carrier Status Admitted, Non-admitted States CT, FL, MA, ME, NH, NY, RI, VT

Roush Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, E&O, Environmental Liab, Excess Liab, Fidelity Bonds, GL, Hired & Non-owned Auto, Inland Marine, Liability, Motor Truck Cargo, Pollution, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Service Contracts, Umbrella, Workers’ Comp Carrier Status Non-admitted States IL, IN, OH

Target Professional Programs

Coverages E&O, EPLI, Professional Liability Carrier Status Non-admitted States All States except AK, HI

Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Equipment Dealers/Rentals

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Inland Marine, Liability, Property, Umbrella States All States

NBIS

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Exercise/Health Studios/Health Clubs

Affinity Nonprofits

Coverages D&O, Workers’ Comp Carrier Status Admitted States All States except DC, LA, NM, VA

K&K Insurance Group Inc.

Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States

Markel

Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except HI

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Non-Trucking Auto Liab, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

RPS Signature Programs

Coverages Liability, Property Carrier Status Admitted States All States

Safehold Special Risk

Coverages Business Income, Crime, Equipment Breakdown, Event Cancellation, Excess Liab, GL, Liability, Liquor Liab, Participant Accident, Property, Workers’ Comp Carrier Status Admitted States All States

Sports & Wellness Insurance

Coverages Accident & Health, Crime, Cyber Liab, D&O, GL, Hired & Non-owned Auto, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Venture Insurance Programs

Coverages Auto Comm-Standard, Crime, Cyber Liab, D&O, EPLI, GL, Liquor Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

XPT

Coverages Assault & Battery, Business Income, CGL, Fire, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence, Pool & Spa Liab, Professional Liab, Property, Tanning Liab, Umbrella Carrier Status Admitted, Non-admitted States CA, TX

Exporters

Meridian Finance Group

Coverages Performance & Payment Bonds, Products Liab States All States

Parcel Insurance Plan

Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Family Fun Centers

Alive Risk

PEO

Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Ryan Specialty National Programs

Coverages

Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

McGowan Allied Specialty Insurance

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

The McGowan Companies

Coverages Auto Comm-Standard, Excess Liab, GL, Inland Marine, Participant Accident, Pollution, Prize Indemnification, Property, Workers’ Comp Carrier Status Admitted States All States

Farm & Ranch

Agricultural Insurance Mgmt Services

Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Equipment Breakdown, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States Most States

Equine Insurance Specialists LLC

Coverages Auto Comm-Standard, Horse Mortality, Liability, Property, Umbrella Carrier Status Admitted States All States except AK, FL, HI

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Care/Custody/Control, CGL, Commercial Excess, Earthquake, Excess Liab, Horse Mortality, Property, Umbrella Carrier Status Admitted States All States except AK, DC, FL, HI

Markel Coverages Auto Comm-Standard, Care/Custody/Control, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except AK, HI

Monarch E&S Insurance Services

Coverages GL, Property Carrier Status Non-admitted States All States

Professional Liability Ins Svcs - Underwriting Facilities

Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Sierra Specialty Ins Services, a Div. of XPT Group

Coverages CGL, Combo Personal & Commercial, Dwelling Fire, Equipment, Inland Marine, Livestock/Animal Mortality, Property Carrier Status Admitted, Non-admitted States All

Tejas American General Agency

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Auto Pers-Nonstandard, Auto Pers-Standard, GL, Property Carrier Status Admitted, Non-admitted States TX

Wilson Smith Group LLC

Coverages CGL, Property Carrier Status Non-admitted States AZ, CO, IN, LA, MD, NV, NY, PA, TN, TX

Winery Pak Insurance Programs

Coverages Combo Personal & Commercial, Herbicide & Pesticide, Liability, Pollution Liab, Property Carrier Status Admitted States All States

Farm Labor Contractors

Sierra Specialty Ins Services, a Div. of XPT Group

Coverages Excess Liab, GL, Herbicide & Pesticide, Inland Marine, Professional Liab Carrier Status Non-admitted States All States

Fast Food Restaurants

Business Alliance Insurance Company

Coverages BOP, Cyber Liab, EPLI, Equipment Breakdown, Liquor Liab Carrier Status Admitted States CA

Continental Brokers Inc.

Coverages Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Interruption, Crime, Disability, Earthquake, EPLI, Fire, Flood, Food Borne Illness, Food Spoilage, Hired & Non-owned Auto, Homeowners Pkg, Medical, Personal Property, Property, Sets, Spoilage, Theft, Umbrella Carrier Status Admitted States All States

Izzo Insurance Services, A division of Hull & Company LLC

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Omaha National Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Professional Liability Ins Svcs - Underwriting Facilities Coverages Business Income, Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

The McGowan Companies

Coverages Commercial Excess, Umbrella Carrier Status Admitted States All States

UCA General Insurance Services Inc.

Coverages Business Income, CGL, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liability, Hired & Nonowned Auto, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA

Feed Lots

Sierra Specialty Insurance Services, a Div of XPT Group Coverages CGL, Inland Marine, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Fertilizer Suppliers

Sierra Specialty Insurance Services, a Div of XPT Group Coverages CGL, Inland Marine, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Festivals & Fairs

Alive Risk

Coverages Accident & Health, Contingent Coverages, Event Cancellation, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab States All States

JD Fulwiler & Company Insurance

Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, D&O, EPLI, Event Cancellation, Liquor Liab, Umbrella, Weather, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Event Cancellation, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States except FL

McGowan Allied Specialty Insurance Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Participant Accident, Umbrella Carrier Status Admitted States All States except LA

www.insurancehelper.com

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Personal Liab, Products Liab, Trade Shows & Festivals Carrier Status Non-admitted States All States

Financial Institutions

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Jencap Specialty Insurance Services - Buffalo

Coverages Blanket Forced Placed, CGL, COC, Cyber Liab, D&O, E&O, Environmental Liab, EPLI, Fidelity, Fidelity Bonds, Fiduciary Liab, Force Place Fire Cvrg, Foreclosed Properties, Identity Theft, Interim Car Liab/Phys Dmg, Kidnap/Ransom, Lessor Only Excess Liab, Lessors Contingent Liab, Lessors Contingent Phys Dmg, Misc Professional Liab, Mortgage Impairment, Mortgage REO Cvrg, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, WY

Meridian Finance Group

Coverages Int’l Coverage - Commercial, Political Risk States All States

Proctor Loan Protector

Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States ProSurance Group Inc.

Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Coverages Collateral Protection, Force Place Fire Cvrg, GL, Mortgage Impairment, Mortgage REO Cvrg, Property, Vacant Building Carrier Status Non-admitted States All States

Southeastern Underwriters Inc. (SUI)

Coverages Blanket Forced Placed, Collateral Protection, Foreclosed Properties, Mortgage Impairment Carrier Status Admitted States All States

U.S. Risk LLC

Coverages Blanket Addt’l Insureds, Blanket Forced Placed, Blanket Waivers, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, DIC, E&O, EPLI, Equipment Breakdown, Fidelity, Fidelity Bonds, Fiduciary Liab, Foreclosed Properties, GL, HNOA, Kidnap/Ransom, Lessors Contingent Liab & Phys Dmg, Mechanical Breakdown, Professional Liab, Property, Technology E&O, Theft, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Financial Planners

Markel

Coverages E&O Carrier Status Admitted, Non-admitted States All States except DC

ProSurance Group Inc.

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Insurance Broker Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Fine Art Collections

Applied Underwriters Inc.

Coverages Combo Personal & Commercial, Fine Arts, Int’l Coverage - Commercial, Int’l Coverage - Personal, Physical Damage, Theft Carrier Status Admitted States All States

Markel

Coverages Auto Comm-Standard, Business Interruption, Crime, GL, Property, Umbrella Carrier Status Admitted States All States except DC, HI

MiniCo Insurance Agency, a Jencap Company Coverages Fine Arts, Fire, Mysterious Disappearance, Personal Property, Physical Damage, Theft Carrier Status Admitted States All States

Monarch

Inland Marine, Mysterious Disappearance Carrier Status Admitted, Non-admitted States All States

Firearms Dealers

Food Trucks

Food Vendors

Forestry Services

Arrowhead

Inland Marine, Int’l Coverage - Commercial, Int’l Coverage - Personal, Property, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Keith D. Peterson & Company Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Builders Risk, CGL, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Victor Insurance Managers Inc.

Coverages Auto Comm-Standard, Cargo, Cyber Liab, Excess Liab, GL, Inland Marine, Property Carrier Status Admitted States All States except CA, LA, MI, NY

Foster Care

Negley

Associates

Coverages CGL, Professional Liability Carrier Status Non-admitted States All States

Nonprofits

Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Nonprofit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

RPS Signature Programs

Coverages Auto Comm-Standard, Excess Liab, GL, Property Carrier Status Admitted, Non-admitted States All States

Foundations

Affinity Nonprofits

Coverages D&O, EPLI, Fiduciary Liab, Nonprofit D&O Carrier Status Admitted States All States except HI

Berkley Select | a Berkley Company

Coverages D&O, EPLI, Fiduciary Liab, Nonprofit D&O Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liability, Professional Liability, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Nonprofit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Nonowned Auto, Identity Theft, Inland Marine, Physical Damage, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Fraternal Organizations

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, Crime, Cyber Liab, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Gateway Specialty Insurance

Coverages Abuse & Molestation, Crime, E&O, EPLI, GL, Liquor Liab, Nonprofit D&O, Property Carrier Status Non-admitted States All States except AK, LA, WV

Irwin Siegel Agency

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Crime, Cyber Liab, D&O, EPLI, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp States All States

Garages

Anderson & Murison Inc.

Coverages Excess Liab, Garage Liability, GL, Inland Marine, Property Carrier Status Admitted, Non-admitted States All J.M. Wilson

Coverages Business Income, Crime, Cyber Liab, Dealers Open Lot, EPLI, Equipment Breakdown, Excess Liab, Flood, Garage Keepers Legal Liab, Garage Liability, GL, Hired & Nonowned Auto, Inland Marine, Physical Damage, Pollution Liab, Products Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

Jencap Specialty Insurance Services - Buffalo

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Commercial Auto, Business Income, Care/Custody/Control, Cargo, Commercial Excess, Completed Operations Liab, Dealers Open Lot, Excess Liab, Fire Legal Liab, GKLL, GL, Inland Marine, Medical Payments, Physical Damage, Products Liability, Property, Theft, Truck Auto Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, HI, WY

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Lancer Insurance Company

Coverages Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States CT, NJ, NY

National Indemnity Company

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Dealers Open Lot, Difference in Conditions, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, On-Hook Cargo, Personal Liab, Professional Liability, Property, Rented Property, Wrongful Repo Carrier Status Non-admitted States All States

Sun Coast General Insurance Agency

Coverages CGL, Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, HNOA, Property Carrier Status Admitted, Non-admitted States AZ, CA

Union General Insurance Services Inc.

Coverages CGL, E&O, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Products Liab, Professional Liab, Property, Uninsured Motorists Carrier Status Non-admitted States AZ, CA, ID, MT, NM, NV, OR, TX, UT, WA

Walter General Agency (WGA)

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Inland Marine, Medical Payments, Property, Theft, Tools & Equip, Truck Auto Liab, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

Gentleman’s Clubs

MAXIMUM

Coverages Abuse & Molestation, Accident & Sickness, Addiction Treatment, Assault & Battery, Business Income, CGL, Crime, D&O, EPLI, Fire, Flood, GL, Hired & Non-owned Auto, Identity Theft, Legal Liability, Liability, Liquor Liability, Personal Property, Professional Liability, Property, Sexual Misconduct, Umbrella, Workers’ Compensation Carrier Status Admitted, Non-admitted States All States

Golf Courses

Coastal Insurance Underwriters Inc.

Coverages Accessories, Business Income, Business Interruption, Crime, E&O, Employee Benefits, Environmental Liab, Fine Arts, Fire, Flood, GL, Herbicide & Pesticide, Hired & Non-owned Auto, Hurricane, Inland Marine, Liability, Liquor Liab, Property, Tee-to-Green, Umbrella Carrier Status Non-admitted States FL

Hole In One International Coverages Contingent Coverages, Prize Indemnification, Tee-to-Green, Weather States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Venture Insurance Programs

Coverages D&O, E&O, EPLI, Excess Liab, GL, Herbicide & Pesticide, Liquor Liab, Pollution, Property, Tee-to-Green, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Virtue Risk Partners LLC

Coverages Environmental Liab, Pollution Liab

Carrier Status Non-admitted States All States

Grocery Stores/Supermarkets

Business Alliance Insurance Company

Coverages BOP, Cyber Liab, EPLI, Equipment Breakdown, Liquor Liab Carrier Status Admitted States CA

Irving Weber Associates Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Food Spoilage, Hired & Non-owned Auto, Identity Theft, Liquor Liab, Property, Real & Business Personal Prop, Spoilage, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, DC, FL, HI

Omaha National Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

UCA General Insurance Services Inc.

Coverages Business Income, CGL, Cyber Liab, EPLI, Fire Legal Liability, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA

Group Homes

Care Providers Insurance Services

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States All States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Inland Marine, Liquor Liab, Nonprofit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Negley Associates

Coverages CGL, Professional Liability

Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Nonprofit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella

Carrier Status Admitted States All States except LA

Guides & Outfitters

Breckenridge Insurance

Coverages Auto Comm-Standard, Crime, Cyber Liab, D&O, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, HI, NY

Joseph Chiarello & Co.; Firearms Business Insurance Coverages GL, Property, Umbrella Carrier Status Admitted States All States

K&K Insurance Group Inc.

Coverages CGL, Crime, Excess Liab, Inland Marine, Property Carrier Status Admitted States All States

Markel

Coverages

Auto Comm-Standard, Business Interruption, CGL, Excess Liability, Inland Marine, Mechanical Breakdown, Personal Property, Property, Umbrella

Carrier Status Admitted States All States except AK, DC, HI

McGowan Allied Specialty Insurance

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Gymnastics Facilities

K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Equipment, Inland Marine Carrier Status Admitted States All States

Markel

Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States All States except DC, HI

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Sports & Wellness Insurance

Coverages Accident & Health, Crime, Cyber Liab, D&O, GL, Hired & Non-owned Auto, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Hazardous Materials Transporters

Access E&S Insurance Services (VA)

Coverages Commercial Auto, Excess Liab, Liability, Pollution Liab, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Beacon Hill Associates

Coverages CGL, E&O, Environmental Liab, Pollution, Pollution Liab, Transportation Pollution Liab, Workers’ Comp States All States

Freberg Environmental Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL, Environmental Liab, GL, Hired & Non-owned Auto, Long Haul, Physical Damage, Pollution, Pollution Liability, Transportation Pollution Liability, Uninsured Motorists Carrier Status Admitted States All States except FL, HI, LA, MA, MS, NY

J.M. Wilson

Coverages Cargo, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Physical Damage, Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States AR, AZ, CO, FL, GA, IA, IL, IN, KS, KY, MI, MO, NC, NE, NM, OH, OK, PA, SC, TN, UT, VA, WI, WV, WY

Target

Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Health Clubs

K&K Insurance Group Inc.

Coverages Business Income, Crime, GL, Inland Marine, Liquor Liab, Property, Tanning Liab, Workers’ Comp Carrier Status Admitted States All States

Markel

Coverages Abuse & Molestation, CGL, Crime, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except HI

RPS Signature Programs

Coverages Liability, Property Carrier Status Admitted States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Abuse & Molestation, Accident & Health, Accidental Death, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Commercial Marine, Crime, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fire Legal Liab, Flood, GL, Glass, Hired & Nonowned Auto, Inland Marine, Liability, Liquor Liab, Misc Professional Liab, Performance & Payment Bonds, Products Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Sports & Wellness Insurance

Coverages Accident & Health, Crime, Cyber Liab, D&O, GL, Hired & Non-owned Auto, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Venture Insurance Programs

Coverages Auto Comm-Standard, Crime, Cyber Liab, D&O, EPLI, GL, Liquor Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Healthcare Facilities

AllComp Solutions

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Amwins - 120+ Locations Worldwide

Coverages Crime, Employee Benefits, Fidelity Bonds, GL, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Atlas General Insurance Services, An RPS Company

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Element22 Insurance Services

Coverages CGL, Professional Liab, Property Carrier Status Admitted States All States

Jencap Specialty Insurance Services - Buffalo

Coverages Auto Comm-Standard, Liability, Medical, Medical Malpractice, Mental Health Care, Property Carrier Status Admitted, Non-admitted States All States except AK, HI, WY

NeitClem Wholesale Insurance Brokerage Inc. Coverages Developmental Disabilities, Fire, Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, Professional Liab, Property Carrier Status Non-admitted States All States

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

Heavy Equipment Dealers

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Cyber Liab, Inland Marine, Liability, Property, Umbrella States All States

NBIS

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, CGL, Commercial Excess, Contractors Equip, Excess Liab, Inland Marine, Liability, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Home Healthcare Providers

Amwins - 120+ Locations Worldwide Coverages Crime, Employee Benefits, Fidelity Bonds, GL, Professional Liability, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States Care Providers Insurance Services

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Business Interruption, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States All States

CRC Insurance Services

Coverages Excess Liab, GL, Professional Liab, Property, Umbrella Carrier Status Non-admitted States All States except AR, MS, NC, OR, WA

Logic Underwriters Inc.

Coverages GL, Professional Liability Carrier Status Non-admitted States TX

PEO

Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, Hired & Non-owned Auto, Inland Marine, Medical Malpractice, Professional Liab, Property, Umbrella Carrier Admitted States All States except LA

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, EPLI, Excess Liab, Hired & Non-owned Auto, Professional Liab, Property Carrier Status Non-admitted States All States

Quaker Special Risk, a Jencap Company (Florida)

Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk, a Jencap Company (Mass.) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk, a Jencap Company (New Jersey) Coverages Abuse & Molestation, CGL, Professional Liab Carrier Status Non-admitted States Most States

Sapphire Blue

Coverages CGL, Professional Liability

Carrier Status Non-admitted States All States except KY

StateFund First, a Div of Arthur J Gallagher Ins Brokers of CA Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Home Inspectors

Norman-Spencer Agency LLC

Coverages E&O, GL, Property Carrier Status Non-admitted States All States except AK, LA, WV

Pro Group International Coverages Cyber Liab, E&O Carrier Status Admitted, Non-admitted States All States

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liability

Carrier Status Admitted States All States

Target Professional Programs Coverages E&O, GL, Professional Liab Carrier Status Non-admitted States All States U.S. Risk LLC

Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Home Medical Equipment Dealers

Amwins - 120+ Locations Worldwide Coverages Crime, Employee Benefits, Fidelity Bonds, GL, Professional Liability, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA

Homebuilders

Applied Underwriters Inc.

Coverages Builders Risk, Catastrophe, Combo Personal & Commercial, Workers’ Comp Carrier Status Admitted States All States

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages Auto Comm-Standard, Excess Liability, General Liability, Inland Marine Carrier Status Admitted States All States except AK, CO, NY

Omaha National Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Quaker Special Risk, a Jencap Company (New Jersey) Coverages Blanket Waivers, CGL, Liability Carrier Status Non-admitted States Most States

REInsurePro

Coverages Builders Risk, Business Income, CGL, Dwelling Fire, Earthquake, Equipment Breakdown, Flood, Foreclosed Properties, Hail, Hurricane, Liability, Medical Payments, Property, Rented Property, Residential Property, Vacant Building Carrier Status Non-admitted States All States except FL, LA, NY

US Assure

Coverages Builders Risk, Business Income, COC, Contractors Equip, Earthquake, Fire, Flood, Hail, High Valued Homes, Hurricane, Installation Floaters, Residential Property, Theft, Tools & Equip, Weather, Wind Carrier Status Admitted States All States

Victor Insurance Managers Inc.

Coverages Builders Risk, Cyber Liab Carrier Status Admitted States All States except HI

Homeowner Associations

Amwins - 120+ Locations Worldwide

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, Flood, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK

Coastal Insurance Underwriters Inc.

Coverages Boiler & Machinery, Business Income, CGL, Crime, Cyber Liab, Difference in Conditions, Dwelling Fire, Employee Benefits, Environmental Liab, EPLI, Excess Flood, Fire, Garage Keepers Legal Liab, GL, Homeowners Pkg, Liability, Nonprofit D&O, Pool & Spa Liab, Property, Umbrella, Wind, Workers’ Comp Carrier Status Non-admitted States CA, FL, GA, KY, TN, TX

Community Association Insurance Solutions LLC

Coverages Workers’ Comp Carrier Status Admitted States All States except ID, MA, ND, OH, WA, WY

Distinguished Programs

Coverages Crime, D&O, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Element22

Insurance Services

Coverages Catastrophe, Excess Flood, Hurricane, Property, Real & Business Personal Property, Weather, Wind Carrier Non-admitted States AL, FL, GA, LA, MS, NC, SC, TX, VA

FTP of California

Coverages CGL, Earthquake, General Liability, Property Carrier Status Non-admitted States All States except OK, TX

J.E. Brown & Associates

Coverages D&O, Liability Carrier Status Admitted, Non-admitted States CA

Kevin Davis Insurance Services

Coverages Crime, Cyber Liability, D&O, E&O Carrier Status Admitted States All States except MT, VT

Mexico Insurance Online

Coverages Catastrophe, Earthquake, Fine Arts, Fire, Flood, Glass, Hail, High Valued Homes, Homeowners Pkg, Hurricane, Int’l Coverage - Personal, Pool & Spa Liab, Residential Property, Theft States All States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l CoveragePersonal Carrier Status Admitted States All States MiniCo Insurance Agency, a Jencap Company

Coverages D&O, Liability Carrier Status Non-admitted States All States

New Empire Insurance Services

Coverages Excess Liab, Pollution, Umbrella Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Property Programs

Coverages Commercial Excess, Crime, Cyber Liab, D&O, Environmental Liab, Equipment Breakdown, Umbrella Carrier Status Admitted States All States

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

US Assure

Coverages Builders Risk, Business Income, COC, Earthquake, Fire, Flood, Hail, High Valued Homes, Hurricane, Installation Floaters, Residential Property, Theft, Weather, Wind Carrier Status Admitted States All States

Horse Breeders/Boarders

Agricultural Insurance Mgmt Services

Coverages Care/Custody/Control, GL, Horse Mortality, Personal Liab Carrier Status Admitted States Most States

Equine Insurance Specialists LLC

Coverages Auto Comm-Standard, Horse Mortality, Liability, Property, Umbrella States All States except AK, FL, HI

Mark D. Fredricksen Insurance Services

Coverages Care/Custody/Control, Commercial Excess, Equipment, Horse Mortality, Mortality Carrier Status Admitted States All States except AK, DC, HI

Markel

Coverages Auto Comm-Standard, Business Interruption, Care/Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Misc Professional Liab, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States All except DC, HI

Horse Farms

Agricultural Insurance Mgmt Services

Coverages Business Income, Care/Custody/Control, Combo Personal & Commercial, Equipment Breakdown, Homeowners Pkg, Horse Mortality, Liability, Tools & Equip Carrier Status Admitted States Most States

AllComp Solutions

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Equine Insurance Specialists LLC

Coverages Auto Comm-Standard, Horse Mortality, Liability, Property, Umbrella Carrier Status Admitted States All States except AK, FL, HI

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Care/Custody/Control, Commercial Excess, Homeowners Pkg, Horse Mortality, Property Carrier Admitted States All States except AK, DC, HI

Markel

Coverages Auto Comm-Standard, Business Interruption, Care/ Custody/Control, CGL, Excess Liab, Fire Legal Liab, GL, Inland Marine, Legal Liab, Medical Payments, Personal Property, Property, Tools & Equip, Umbrella Carrier Status Admitted States All States except DC, HI

Hospice Care Facilities

Care Providers Insurance Services

Coverages Abuse & Molestation, Accident & Health, Business Interruption, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States All States

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Nonprofit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Promont Insurance Advisors

Coverages CGL, Cyber Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Sapphire Blue Coverages CGL, Professional Liability Carrier Status Non-admitted States All States except KY

Hospitals

Amwins - 120+ Locations Worldwide Coverages Crime, Cyber Liab, EPLI, Fiduciary Liab, Kidnap/ Ransom, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

RPS Healthcare Coverages D&O, E&O, EPLI, Excess Liab, GL, Medical Professional Carrier Status Admitted, Non-admitted States All States

Hotels/Motels

AllComp Solutions

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Amwins - 120+ Locations Worldwide Coverages Builders Risk, Business Income, Contractors Equip, Inland Marine Carrier Status Admitted, Non-admitted States All States

Anderson & Murison Inc.

Coverages CGL, Property States All States

Apartment Insurance Consultants LLC Coverages Equipment Breakdown, Property Carrier Status Non-admitted States All States except NY, OK

Atlas General Insurance Services, An RPS Company Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Builders & Tradesmen’s Insurance Services Inc. (BTIS) Coverages Excess Liab, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, NY

Commercial Sector Insurance Brokers LLC Coverages CGL, Commercial Excess, Earthquake, Excess Liab, Hurricane, Mechanical Breakdown, Property, Wind Carrier Status Non-admitted States Most States

Covenant Underwriters

Coverages Abuse & Molestation, Boiler & Machinery, Commercial Excess, Crime, Cyber Liab, Earthquake, EPLI, Equipment Breakdown, Flood, Hurricane, Liability, Property, Sexual Misconduct, Wind Carrier Status Non-admitted States All States except AK, HI

Distinguished Programs

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Element22 Insurance Services

Coverages Assault & Battery, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Equipment Breakdown, Excess Flood, Fire, Flood, Hurricane, Property, Weather, Wind Carrier Status Non-admitted States All States

Flood Risk Solutions Inc.

Coverages Addt’l Living Expense, Builders Risk, Business Income, Business Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

FTP of California

Coverages Builders Risk, CGL, Property Carrier Status Non-admitted States All States except OK, TX

Gorst & Compass Insurance

Coverages Business Income, CGL, Glass, Property Carrier Status Non-admitted States CA

Hull & Company

Coverages Business Interruption, CGL, Property Carrier Status Non-admitted States All States except DC

Irving Weber Associates Inc.

Coverages Auto Pers-Standard, Blanket Waivers, BOP, Business Income, Business Interruption, Crime, Cyber Liab, EPLI, Equipment, Liability, Liquor Liab, Lost Key, Personal Property, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, DC, FL, HI

Monarch E&S Insurance Services

Coverages CGL, Property Carrier Status Non-admitted States All States

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Preferred Property Programs

Coverages D&O, Equipment Breakdown, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Professional Liability Ins Svcs - Underwriting Facilities

Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Roush Insurance Services Inc.

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Food Spoilage, GL, Hired & Non-owned Auto, Inland Marine, Liability, Liquor Liab, Property, Real & Business Personal Prop, Theft, Trade Shows & Festivals, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

Southern Hospitality Underwriters

Coverages All Risks/Cash in Transit, Auto Comm-Standard Liability, Crime, Cyber Liab, EPLI, Equipment Breakdown, GL, Liquor Liab, Property, Sexual Misconduct, Umbrella, Wind, Workers’ Comp Carrier Status Admitted States All States

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

UCA General Insurance Services Inc.

Coverages Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Hired & Non-owned Auto, Liquor Liability, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA

Western Surplus Lines Agency Inc.

Coverages CGL, Property Carrier Status Non-admitted States LA, ND, NM, OK, TX

Ice Rink Owners & Operators

McGowan Allied Specialty Insurance

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liability, Fire Legal Liability, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Safehold Special Risk

Coverages Business Income, Crime, Equipment Breakdown, Event Cancellation, Excess Liab, GL, Liability, Liquor Liab, Participant Accident, Property, Workers’ Comp Carrier Status Admitted States All States

Sports & Wellness Insurance

Coverages Accident & Health, Crime, Cyber Liab, D&O, GL, Hired & Non-owned Auto, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Importers

Anderson & Murison Inc.

Coverages Commercial Excess, D&O, EPLI, Professional Liab Carrier Status Admitted States All States

Brownyard Group

Coverages Business Income, Business Interruption, CGL, Employee Benefits, Fire, Fire Legal Liab, GL, Glass, Inland Marine, Liability, Personal Property, Products Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States except CA, KS, MI

Cosmetic Insurance Services, a division of EPIC Brokers

Coverages Commercial Auto, Boiler & Machinery, Crime, GL, Inland Marine, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Meridian Finance Group

Coverages Performance & Payment Bonds, Political Risk States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

In-Home Businesses

RLI

Coverages Business Interruption, Fire, GL, Products Liab Carrier Status Admitted States All States except DC

Shelly, Middlebrooks & O’Leary Inc.

Coverages Abuse & Molestation, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, E&O, EPLI, Excess Liab Carrier Status Non-admitted States FL, GA, NC, SC, TX

In-Home Child Care

Markel

Coverages Abuse & Molestation, CGL

Carrier Status Admitted States All States

Industrial Parks

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l CoveragePersonal Carrier Status Admitted States All States MG Skinner & Associates

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Professional Liab, Property, Real & Business Personal Prop, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Innkeepers

Philadelphia Insurance Companies

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liability

Carrier Status Admitted States All States

Professional Liability Ins Svcs - Underwriting Facilities Coverages E&O, EPLI, Professional Liab Carrier Status Non-admitted States All States

ProSurance Group Inc.

Coverages Crime, E&O, Excess Liab, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Quadrant Insurance Managers

Coverages D&O, Professional Liab Carrier Status Non-admitted States All States

RPS Signature Programs

Coverages Cyber Liab, E&O, Professional Liab States All States

Ryan Specialty National Programs

Coverages Cyber Liab, E&O, Professional Liab Carrier Status Non-admitted States All States

Sun Coast General Insurance Agency

Coverages BOP, Cyber Liab, E&O, Liability Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Target Professional Programs

Coverages E&O, Professional Liability Carrier Status Non-admitted States All States except AK, HI, LA, MS, WV

Insurance Companies

Frank Winston Crum Insurance Coverages Excess Liab, GL, Workers’ Comp Carrier Status Admitted States Most States

Hole In One International Coverages Contingent Coverages, Prize Indemnification, Tee-to-Green, Weather States All States

Mexico Insurance Online Coverages Auto Pers-Nonstandard, Auto Pers-Standard, Boats, Emergency Towing & Service, Homeowners Pkg, Int’l Coverage - Personal, Liability, Physical Damage States All States

Quadrant Insurance Managers Coverages D&O, EPLI, Fiduciary Liab, Professional Liab Carrier Status Non-admitted States All States

Internet Companies

Professional Insurance Concepts Coverages E&O, Professional Liab Carrier Status Admitted States All States

RPS Technology & Cyber Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Hired & Non-owned Auto, Liability, Media Liab, Products Liab, Professional Liab, Property, Technology E&O, Umbrella Carrier Status Admitted States All States except DC

Investigators

Insurance Agents & Brokers (P/C L/H)

Builders

Cooper

Frank

Hagerty

Mexico

Janitorial Firms

AllComp Solutions

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Atlas General Insurance Services, An RPS Company

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages Auto Comm-Standard, Excess Liab, GL, Workers’ Comp Carrier Status Admitted States All States except AK

Indemnity Excess & Surplus Agency Inc.

Coverages Contractors Equip, GL, Lost Key Carrier Status Non-admitted States AZ, CA, CO, FL, HI, ID, NV, OR, TX, WA

J.E. Brown & Associates

Coverages BOP, Inland Marine Carrier Status Admitted, Non-admitted States CA

M.J. Hall & Company Inc.

Coverages CGL, Excess Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, HI, ID, KS, MT, NE, NM, NV, OK, OR, SD, TX, UT, WA, WY

Markel

Coverages Business Income, Equipment Breakdown, GL, Lost Key, Medical Payments, Property, Theft, Workers’ Comp Carrier Status Admitted States All States except WV

Omaha National

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

TAPCO Underwriters Inc.

Coverages GL, Professional Liab, Property Carrier Status Non-admitted States Most States

Jr. Markets/Liquor Stores

Business Alliance Insurance Company

Coverages BOP, Cyber Liab, EPLI, Equipment Breakdown, Liquor Liab Carrier Status Admitted States CA

Laboratories - Testing

Freberg Environmental Inc. Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, E&O, Environmental Liab, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Professional Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

Professional Program Ins. Brokerage, a Div of SPG Ins. Sol Coverages Cyber Liab, GL, Professional Liab Carrier Status Non-admitted States All States

Virtue Risk Partners LLC Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Land Surveyors

Victor Insurance Managers Inc. Coverages Cyber Liab, E&O, Professional Liab Carrier Status Admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, E&O, Liability, Property, Workers’ Comp Carrier Status Non-admitted States All States except RI, WY

Brownyard Group

Coverages Assault & Battery, Blanket Addt’l Insureds, Care/ Custody/Control, CGL, Commercial Excess, E&O, GL, Inland Marine, Liability, Lost Key, Medical Payments, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States except NE, WY

Ryan Specialty National Programs

Coverages Assault & Battery, Auto Comm-Nonstandard, Care/Custody/Control, Crime, E&O, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

The Mechanic Group, a Div of Specialty Programs Group

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, EPLI, Liability, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Investment Companies

ProSurance Group Inc.

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

Landfills/Recycling/Disposal Facilities

Jencap Specialty Insurance Services (Environmental) Coverages Pollution, Pollution Liability Carrier Status Non-admitted States All States

PartnerOne Environmental Coverages Environmental Liab, Pollution, Pollution Liab States All States

Virtue Risk Partners LLC

Coverages CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

Landscape Contractors

Atlas

Breckenridge Insurance

Coverages Auto Comm-Standard, Crime, Excess Liab, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States AL, AZ, CA, DE, GA, ID, LA, MD, MS, NC, NM, NV, OR, PA, SC, TN, TX, VA, WA, WY

Brownyard Group

Coverages Auto Comm-Standard, Care/Custody/Control, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Pollution Liability, Professional Liability, Property Carrier Status Admitted, Non-admitted States All States except CA, LA, NV, NY, SC

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages Auto Comm-Standard, Contractors Equip, Excess Liab, GL, Workers’ Comp Carrier Status Admitted States All States except AK

GMI

Insurance Services

Coverages Commercial Auto, CGL, GL, Hired & Non-owned Auto, Medical Payments, Truck Auto Liab, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except DC, MA, NY, VA

Izzo Insurance Services, A division of Hull & Company LLC

Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

MiniCo Insurance Agency, a Jencap Company

Coverages Commercial Auto, CGL, GL, Herbicide & Pesticide, Inland Marine, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Omaha National

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Oryx Insurance Brokerage Inc.

Coverages Auto Comm-Standard, General Liability, Umbrella, Workers’ Compensation Carrier Status Admitted States CT, DE, MD, NJ, NY, PA, VT

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

REInsurePro

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Contractors Equip, Products Liab Carrier Status Non-admitted States IN, MO, OH, PA, TX

Sierra Specialty Insurance Services, a Div of XPT Group Coverages Equipment, Excess Liab, GL, Inland Marine, Professional Liab Carrier Status Non-admitted States All States

Landscape Gardeners

Brownyard Group

Coverages Auto Comm-Standard, Care/Custody/Control, Commercial Excess, Completed Operations Liab, E&O, Environmental Liab, Equipment Breakdown, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Pollution Liab, Property Carrier Status Admitted, Non-admitted States All States except CA, LA, NV, NY, SC

J.E. Brown & Associates

Coverages Liability, Property Carrier Status Admitted States CA

Sierra Specialty Insurance Services, a Div of XPT Group Coverages Excess Liab, GL, Inland Marine, Professional Liab Carrier Status Non-admitted States All States

Laser Centers

Professional Program Ins. Brokerage, a Div of SPG Ins. Sol Coverages Abuse & Molestation, CGL, Cyber Liab, Equipment Breakdown, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Laundries/Coin Laundry

Bass Underwriters

Coverages Assault & Battery, Bailee/Customer Goods, Business Income, Fire, GL, Hired & Non-owned Auto, Property, Wind Carrier Status Non-admitted States All States

Gridiron Insurance Underwriters Inc.

Coverages Assault & Battery, Bailee/Customer Goods, Business Income, CGL, Crime, Excess Flood, Flood, Liability, Property Carrier Status Non-admitted States AL, AZ, CA, CO, FL, GA, IL, IN, LA, MI, MN, MO, MS, NC, NJ, NY, OH, OR, PA, SC, TN, TX, VA, WA, WI

Irving Weber Associates Inc.

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Bailee/Customer Goods, Blanket Addt’l Insureds, Boiler & Machinery, BOP, Business Interruption, GL, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Law Firms

Amwins - 120+ Locations Worldwide

Coverages Legal Liab, Professional Liab States ME, NH, VT Association Member Benefits Advisors LLC Coverages BOP, Cyber Liab, D&O, E&O, EPLI, Event Cancellation, Fidelity Bonds, Identity Theft, Legal Malpractice, Misc Professional Liab, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Attorney Protective

Coverages Legal Malpractice, Products Liability Carrier Status Admitted States Most States

AttPro RRG

Coverages Legal Malpractice, Professional Liability States FL, LA, NJ, NM, NY, WA

Continental Brokers Inc.

Coverages BOP, Business Income, Business Interruption, Earthquake, EPLI, Flood, Homeowners Pkg, Legal Expense Ins, Legal Malpractice, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except HI, LA

Cooper & McCloskey Inc.

Coverages Legal Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Hull & Company

Coverages Commercial Excess, D&O, E&O, EPLI Carrier Admitted, Non-admitted States All States except DC

Lawyer’s Protector Plan

Coverages E&O, Legal Liab, Legal Malpractice, Professional Liab Carrier Status Admitted States Most States

MiniCo Insurance Agency, a Jencap Company

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Professional Insurance Concepts

Coverages E&O, EPLI, Professional Liab Carrier Status Admitted States All States

Synergy Professional Associates Inc. Coverages Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States except AR, KS, MO

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Admitted States Most States

The McGowan Companies Coverages E&O, Excess Liab, Professional Liab States AL, CA, CO, CT, FL, GA, MI, NV, NY, OH, TN, TX, WA

U.S. Risk LLC

Coverages Crime, Professional Liab Carrier Status Admitted States AZ, NM, OK, TX

Vanguard Specialty

Coverages E&O, Excess Liab, Professional Liab Carrier Status Admitted, Non-admitted States All States

Wedding Protector Plan

Coverages E&O, EPLI, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States FL, GA, LA, TX

Libraries

Brownyard Group

Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, Commercial Excess, Crime, D&O, EPLI, Equipment, Fine Arts, GL, Inland Marine, Medical Payments, Property Carrier Status Admitted States Most States

Public Entities of America (PEA)

Coverages Commercial Auto, Commercial Excess, GL, Professional Liab, Property Carrier Status Admitted States Most States

Limousine Service Companies

5Star Specialty Programs

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Liability, Auto Comm-Nonstandard Phys Dmg, Commercial Auto, Excess Liab, GL, Physical Damage, Workers’ Comp Carrier Status Admitted States All States

KF&B Program Managers Insurance Services

Coverages Auto Comm-Standard, Liability, Physical Damage Carrier Status Admitted States All States except HI, MA, NY, RI

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, CO, NM, NV, TX, UT

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Liability, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Philadelphia Insurance Companies

Coverages Auto Comm-Standard Phys Dmg, GL Carrier Status Admitted States All States except LA

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Commercial Excess, Difference in Conditions, GL, Hired & Non-owned Auto, Motor Truck Cargo, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Program Brokerage Corporation

Coverages Auto Comm-Standard, Garage Keepers Legal Liab, Liability, Property Carrier Status Admitted States All States

Liquor Stores

Business Alliance Insurance Company

Coverages BOP, Cyber Liab, EPLI, Equipment Breakdown, Liquor Liab Carrier Status Admitted States CA

Gorst

& Compass Insurance

Coverages Business Income, CGL, Liquor Liab, Property Carrier Status Non-admitted States CA

J.E. Brown & Associates

Coverages Liability, Liquor Liability, Property Carrier Status Admitted, Non-admitted States CA

Liquor Pak Insurance Programs

Coverages Auto Comm-Standard, BOP, Business Interruption, Cyber Liab, Equipment Breakdown, Liquor Liab, Umbrella, Workers’ Comp Carrier Status Admitted States Most States

Number One Insurance Agency

Coverages GL, Liquor Liab, Property, Vacant Building Carrier Status Admitted States MA

Long Term Care Facilities

Amwins - 120+ Locations Worldwide

Coverages Abusive Acts, GL, Professional Liab, Workers’ Comp Carrier Status Admitted States All States

Program Brokerage Corporation

Coverages Abuse & Molestation, All Risks/Cash in Transit, Boiler & Machinery, Crime, D&O, Environmental Liab, EPLI, Excess Liab, Liability, Pollution, Pollution Liab Carrier Status Admitted States All States

RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

U.S. Risk LLC

Coverages GL, Professional Liab Carrier Status Non-admitted States All States

Union General Insurance Services Inc.

Coverages GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, ID, MT, NM, NV, OR, TX, UT, WA

Lumber Mills/Saw/Plywood

Continental Underwriters Inc.

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Boiler & Machinery, Builders Risk, Cargo, Crime, Earthquake, Equipment, Equipment Breakdown, Flood, Foreign GL, Hail, Inland Marine, Liability, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Keith D. Peterson & Company Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Builders Risk, CGL, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Machine Shops

Continental Brokers Inc.

Coverages Auto Comm-Standard Liability, Boiler & Machinery, BOP, CGL, Commercial Marine, Crime, EPLI, Flood, Hired & Non-owned Auto, Medical, Products Liab, Property, Umbrella Carrier Status Admitted States All States

Omaha National

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Western Surplus Lines Agency Inc.

Coverages Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Hired & Non-owned Auto, Medical Payments, Misc Professional Liab, Products Liab Carrier Status Non-admitted States LA, ND, NM, OK, TX

XPT

Coverages Bailee/Customer Goods, Business Income, CGL, Liability, Medical Payments, New Occurrence, Products Liab, Property Carrier Status Non-admitted States CA, TX

Managed Care Centers

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Manufacturers

AllComp Solutions

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative)

Carrier Status Admitted States All States

Amwins - 120+ Locations Worldwide

Coverages All Risks/Cash in Transit, Cargo, Commercial Marine, Wet Marine Carrier Status Admitted States All States

Applied Underwriters Inc.

Coverages Builders Risk, Combo Personal & Commercial, Workers’ Comp Carrier Status Admitted States All States

Atlas General Insurance Services, An RPS Company Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Breckenridge

Insurance

Coverages Workers’ Comp Carrier Status Admitted States All States

Ck Specialty Insurance Associates

Coverages Business Interruption, CGL, Cyber Liab, GL, Liability, Products Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, FL, NY

Commercial Sector Insurance Brokers LLC Coverages CGL, Excess Liab, Products Liab, Property, Umbrella Carrier Status Non-admitted States Most States

Continental Underwriters Inc.

Coverages Business Income, Business Interruption, Cargo, Crime, Equipment Breakdown, Excess Liab, GL, Liability, Property, Theft, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Cowbell Cyber

Coverages Breach of Security, Business Income, Business Interruption, Cyber Liab Carrier Status Admitted States All States except AK, HI, VT

Euclid Life Science Specialty LLC

Coverages Commercial Excess, Completed Operations Liab, E&O, Excess Liab, GL, Liability, Products Liab, Professional Liab Carrier Status Non-admitted States All States

J.M. Wilson

Coverages Builders Risk, Business Income, Cargo, Crime, Cyber Liab, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Flood, Foreign GL, GL, Hired & Non-owned Auto, Inland Marine, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States Most States

JC Wilson Consulting Inc.

Coverages Boiler & Machinery, Equipment Breakdown, Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Coverages CGL, Equipment Breakdown, Firearms Liability, Property, Umbrella Carrier Status Admitted States All States

Keith D. Peterson & Company Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Builders Risk, CGL, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

MacAfee & Edwards Inc. - Mexican Insurance Specialist

Coverages Foreign GL, Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted, Non-admitted States All States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l CoveragePersonal States All States

Monarch E&S Insurance Services

Coverages GL, Property Carrier Status Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Blanket Addt’l Insureds, Completed Operations Liab, Equipment, Foreign GL, Inland Marine, Liability, Motor Truck Cargo, Pollution, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Parcel Insurance Plan Coverages Cargo, Inland Marine Carrier Status Admitted States All States

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

Professional Liability Ins Svcs - Underwriting Facilities Coverages Business Income, Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Professional Program Ins. Brokerage, a Div of SPG Ins. Sol Coverages Blanket Addt’l Insureds, CGL, Cyber Liab, Products Liab, Property Carrier Status Non-admitted States All States

Quirk & Company

Coverages CGL, Environmental Liab, Equipment, Excess Flood, Flood, Kidnap/Ransom, Products Liab, Professional Liab, Property Carrier Status Non-admitted States LA, OK, OR, TX, WA

Southwest Risk Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Property, Umbrella Carrier Status Non-admitted States All States

StateFund First, a Div of Arthur J Gallagher Ins Brokers of CA Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

The McGowan Companies Coverages Abuse & Molestation Carrier Status Admitted States All States

Walter General Agency (WGA)

Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Cargo, CGL, Commercial Excess, Completed Operations Liab, Excess Liab, Hired & Non-owned Auto, Liability, Medical Payments, Motor Truck Cargo, Products Liab, Property, Technology E&O, Theft, Tools & Equip, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

Wilson Smith Group LLC

Coverages CGL, Commercial Excess Carrier Status Nonadmitted States AZ, CO, IN, LA, MD, NV, NY, PA, TN, TX

Marina Operators

Hull & Company

Coverages Commercial Marine, Marina Operators Legal, Property Carrier Status Non-admitted States All States except DC

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States

McGowan Allied Specialty Insurance

Coverages Auto Comm-Standard, CGL, Crime, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Inland Marine, Marina Operators Legal, Property, Workers’ Comp Carrier Status Admitted States All States

Mexico Insurance Online

Coverages Boats, Int’l Coverage - Personal, Watercraft Liab States All States

Safehold Special Risk

Coverages Environmental Liab, Equipment, GL, Hired & Non-owned Auto, Property, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

The American Equity Underwriters Inc.

Coverages MEL, USL&H, Workers’ Comp States All States

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watercraft Liab, Workers’ Comp Carrier Status Admitted States All States

Marina/Boat Repair & Service Centers

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages Auto Comm-Standard, GL Carrier Status Admitted States All States except AL, KS, LA, MS, TX, WI

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States

Sun Coast General Insurance Agency

Coverages Boats, Care/Custody/Control, CGL, Commercial Marine, Marina Operators Legal, Piers & Docks, Ship Repairers Legal, Tools & Equip, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Marinas/Boat Dealers

Mexico Insurance Online

Coverages Boats, Int’l Coverage - Personal, Watercraft Liab States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boats, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Garage Keepers Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Property, Protection & Indemnity (P&I), Real & Business Personal Prop, Umbrella Carrier Status Admitted States All States except AK, LA, MS, NM

Safehold Special Risk

Coverages EPLI, Equipment, Equipment Breakdown, GL, Hired & Non-owned Auto, Legal Liab, Marina Operators Legal, Physical Damage, Ship Repairers Legal, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Sun Coast General Insurance Agency

Coverages Boats, Cargo, CGL, Commercial Marine, Hull, Physical Damage Rental Units, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, FL, NV, OR, UT, WA

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Martial Arts Facilities

K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Equipment, Inland Marine, Medical Payments, Participant Accident Carrier Status Admitted States All States

Markel

Coverages Accident & Health, Auto Comm-Standard, Business Income, Crime, Equipment Breakdown, GL, Inland Marine, Personal Property, Property, Umbrella Carrier Status Admitted States All States except DC, HI

Philadelphia Insurance Companies

Coverages

Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Participant Accident, Professional Liab, Property, Real & Business Personal Property, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Accidental Death, Auto Comm-Standard, Builders Risk, Business Income, Business Interruption, CGL, Crime, Earthquake, Employee Benefits, EPLI, Flood, GL, Glass, Homeowners Pkg, Liability, Medical, Professional Liab, Property Carrier Status Admitted States All States

Sports & Wellness Insurance

Coverages Accident & Health, Crime, Cyber Liab, D&O, GL, Hired & Non-owned Auto, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Medical & Physical Rehab Facilities

Amwins - 120+ Locations Worldwide

Coverages Business Interruption, Employee Benefits, Fidelity Bonds, GL, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

Breckenridge Insurance

Coverages Cyber Liab, D&O, EPLI, Excess Liab, GL, Professional Liab Carrier Status Admitted States All States

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Quaker Special Risk, a Jencap Company (New Jersey)

Coverages Abuse & Molestation, CGL, GL, Hired & Nonowned Auto, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

Medical Device/Instrument Mfr.

Amwins - 120+ Locations Worldwide

Coverages Crime, D&O, EPLI, Excess Liab, Fidelity Bonds, GL, Hired & Non-owned Auto, Professional Liab, Property, Workers’ Comp Carrier Status Admitted States All States

Euclid Life Science Specialty LLC

Coverages Commercial Excess, Completed Operations Liab, E&O, Excess Liab, GL, Liability, Products Liab, Professional Liab Carrier Status Non-admitted States All States

Professional Program Ins. Brokerage, a Div of SPG Ins. Sol

Coverages Blanket Addt’l Insureds, CGL, Cyber Liab, Products Liab, Property Carrier Status Non-admitted States All States

Quaker Special Risk, a Jencap Company (Florida)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk, a Jencap Company (Mass.)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk, a Jencap Company (New Jersey)

Coverages CGL, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Ryan Specialty National Programs

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Income, Business Interruption, CGL, Completed Operations Liab, Contractors Equip, E&O, Equipment Breakdown, Excess Auto, Excess Damage, Excess Liab, Hired & Non-owned Auto, Inland Marine, Medical Professional, Products Liab, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted States All States

Medical Imaging Centers

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Quaker Special Risk, a Jencap Company (New Jersey)

Coverages CGL, GL, Liability, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Medical Professionals

Access E&S Insurance Services (VA)

Coverages Excess Liab, Professional Liability Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC,

Medical Spas

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Professional Program Ins. Brokerage, a Div of SPG Ins. Sol

Coverages Abuse & Molestation, CGL, Cyber Liab, Equipment Breakdown, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Mental Health Care Facilities

Addiction Treatment Providers Insurance Program

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Business Income, Business Interruption, Community/Social Svcs, Cyber Liab, D&O, E&O, EPLI, Hired & Non-owned Auto, Identity Theft, Liability, Medical Malpractice, Mental Health Care, Nonprofit D&O, Professional Liab, Property, Sexual Misconduct, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Amwins - 120+ Locations Worldwide

Coverages Business Interruption, Employee Benefits, Fidelity Bonds, GL, Professional Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

Irwin Siegel Agency

Coverages Abuse & Molestation, Addiction Treatment, Commercial Auto, Boiler & Machinery, Business Income, Crime, Cyber Liab, GL, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Negley Associates

Coverages CGL, Professional Liability Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Addiction Treatment, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

RPS Signature Programs

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Hired & Non-owned Auto, Nonprofit D&O, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Metalworking Companies

Amwins - 120+ Locations Worldwide Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Mobile Home Parks (Commercial)

Arrowhead General Insurance Agency Inc.

Coverages Business Income, GL, Liability, Physical Damage, Property States Most States

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages Excess Liab, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK

Gorst & Compass Insurance Coverages Business Income, CGL, Property Carrier Status Non-admitted States CA

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Equipment, Fire Legal Liab, GL, Hired & Non-owned Auto, Liability, Property, Umbrella, Uninsured Motorists, Uninsured Personal Injury Carrier Status Admitted States All States except LA

Mortgage Bankers/Lenders

Gerald J. Wilkoff Inc.

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Proctor Loan Protector

Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States

Ryan Specialty National Programs

Coverages Collateral Protection, Force Place Fire Cvrg, GL, Mortgage Impairment, Mortgage REO Cvrg, Property, Vacant Building Carrier Status Non-admitted States All States

Southeastern Underwriters Inc. (SUI)

Coverages Blanket Forced Placed, Foreclosed Properties, Mortgage Impairment Carrier Status Admitted States All States

Mortgage Brokers

Gerald J. Wilkoff Inc.

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Norman-Spencer Agency LLC

Coverages Cyber Liab, E&O States All States except AK, HI

Philadelphia Insurance Companies

Coverages BOP, Identity Theft, Misc Professional Liab Carrier Status Admitted States All States except LA

Pro Group International

Coverages Cyber Liab, E&O Carrier Status Admitted, Non-admitted States All States

RealCare Insurance

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Motion Picture (Film/Video) Producers

Alive Risk Coverages Accident & Health, Accidental Death, Contingent Coverages, Event Cancellation, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

JD Fulwiler & Company Insurance

Coverages Auto Comm-Standard, Business Interruption, CGL, E&O, Negative Film, Props, Sets, Umbrella, Wardrobe, Workers’ Comp Carrier Status Admitted States All except WY

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, D&O, EPLI, Equipment Breakdown, Inland Marine, Participant Accident, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except LA

U.S. Risk LLC

Coverages CGL, Crime Carrier Status Admitted, Non-admitted States All States

Motor Sports

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, Disability, EPLI, Inland Marine, Property, Workers’ Comp

Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, CGL, Crime, D&O, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Legal Expense Ins, Participant Accident, Personal Property, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Motorcycle Dealers / Dealerships

K&K Insurance Group Inc.

Coverages Business Income, Crime, Employee Benefits, EPLI, Garage Liability, Inland Marine, Workers’ Comp

Carrier Status Admitted States All States

Mexico Insurance Online

Coverages Auto Pers-Nonstandard, Auto Pers-Standard, Emergency Towing & Service, Int’l Coverage - Personal, Liability, Physical Damage States All States

Ryan Specialty National Programs

The

Coverages

Jencap Specialty Insurance Services - Buffalo

Coverages Blanket Forced Placed, Collateral Protection, Difference in Conditions, Excess Flood, Force Place Fire Cvrg, Foreclosed Properties, Mortgage Impairment, Mortgage REO Cvrg Carrier Status Non-admitted States All States except AK, HI

Coverages Dealers Open Lot, E&O, Garage Liability, GL, Physical Damage, Property Carrier Status Non-admitted States Most States

Movie Boats

JD Fulwiler & Company Insurance

Coverages Hull, Protection & Indemnity (P&I), USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

Izzo Insurance Services, A division of Hull & Company LLC Coverages Blanket Waivers, Workers’ Comp States All States

Movie Theaters

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Moving & Storage Companies

Mover’s Choice

Coverages Auto Comm-Standard Liability, Cargo, Crime, Cyber Liab, Property, Umbrella, Workers’ Comp States All States

The Hanover Insurance Group

Coverages Cargo, Equipment, Liability, Motor Truck Cargo, Property Carrier Status Admitted States All States

Moving Companies

Mover’s Choice

Coverages Auto Comm-Standard Liability, Cargo, Crime, Cyber Liab, Property, Umbrella, Workers’ Comp States All States

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

The Hanover Insurance Group

Coverages Cargo, Equipment, Liability, Motor Truck Cargo, Property Carrier Status Admitted States All States

Municipalities

Greene & Associates

Coverages Commercial Excess, Umbrella Carrier Status Admitted, Non-admitted States All States except HI

Professional Governmental Underwriters

Coverages D&O, E&O, EPLI, Police Professional Liab Carrier Status Admitted, Non-admitted States All States

RPS Signature Programs

Coverages Abuse & Molestation, Auto Comm-Standard, Crime, EPLI, Excess Liab, GL, Inland Marine, Physical Damage, Police Professional Liab, Property, Public Officials States All States

The McGowan Companies

Coverages Commercial Excess, Umbrella Carrier Status Admitted States All States

Wright Specialty Insurance

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States

Museums

Affinity Nonprofits

Coverages D&O, EPLI, Fiduciary Liab, Nonprofit D&O Carrier Status Admitted States All States except HI

Care Providers Insurance Services

Coverages Business Interruption, Crime Carrier Status Admitted States All States

Great American Ins. Group, Specialty Human Svcs

Coverages Commercial Auto, Boiler & Machinery, Business Income, CGL, Commercial Excess, Completed Operations Liab, Crime, Educator Legal Liab, Equipment Breakdown, Excess Liab, Fidelity, Fine Arts, Fire Legal Liab, GL, Historic Bldgs/Unique Property, Inland Marine, Liquor Liab, Medical & Physical Rehab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States All States except HI, LA, OK

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States except FL

Markel

Coverages Accident & Health, Auto Comm-Standard, Completed Operations Liab, Crime, Equipment Breakdown, Fine Arts, GL, Historic Bldgs/Unique Property, Inland Marine, Professional Liab, Property, Umbrella Carrier Status Admitted States All States except DC, HI

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income & Interruption, CGL, Crime, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire Legal Liab, GL, HNOA, Identity Theft, Inland Marine, Nonprofit D&O, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Program Brokerage Corporation

Coverages All Risks/Cash in Transit, Crime, Fine Arts, Legal Liab, Liability, Property, Umbrella Carrier Status Admitted States All States

Music, Touring & Live Events

Alive Risk

Coverages Accident & Health, Accidental Death, Contingent Coverages, Event Cancellation, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Workers’ Comp States All States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Networking/Telecommunication Co’s

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

RPS Technology & Cyber

Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Hired & Non-owned Auto, Liability, Media Liab, Products Liab, Professional Liab, Property, Technology E&O, Umbrella Carrier Status Admitted States All States except DC

Night Clubs

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Fire, GL, Inland Marine, Liability, Liquor Liab, Spoilage Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Number One Insurance Agency

Coverages Assault & Battery, Excess Liab, Flood, GL, Liquor Liab, Property, Vacant Building Carrier Status Admitted States MA

Nonprofit Organizations

Affinity Nonprofits

Coverages D&O, EPLI, Fiduciary Liab, Nonprofit D&O Carrier Status Admitted States All States except HI

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Liability, Professional Liab, Property Carrier Status Admitted States All States

Berkley Select | a Berkley Company

Coverages D&O, EPLI, Fiduciary Liab, Nonprofit D&O Carrier Status Admitted, Non-admitted States All States

Builders & Tradesmen’s Insurance Services Inc. (BTIS) Coverages D&O, EPLI, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK

Care Providers Insurance Services

Coverages Abuse & Molestation, Auto Comm-Standard, Business Interruption, Crime, D&O, Equipment Breakdown, GL, Hired & Non-owned Auto, Liability, Participant Accident, Professional Liability, Property, Theft, Umbrella Carrier Status Admitted States All States except AK, HI

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment Breakdown, Int’l Coverage - Commercial, Liquor Liab, Nonprofit D&O, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

CID Insurance Programs Inc.

Coverages BOP, Commercial Excess, D&O, EPLI, Excess Liab, GL, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, VA, WA

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Nonprofit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Great American Ins. Group, Specialty Human Svcs

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liability, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Indemnity Excess & Surplus Agency Inc.

Coverages BOP, E&O, EPLI, Nonprofit D&O

Carrier Status Admitted States All States except DC, LA

Irwin Siegel Agency

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Commercial Auto, Boiler & Machinery, BOP, Business Income, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, E&O, EPLI, Nonprofit D&O, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

J.E. Brown & Associates

Coverages D&O, Liability, Professional Liab, Property Carrier Status Admitted States CA

Jencap Specialty Insurance Services - Buffalo

Coverages Abuse & Molestation, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, E&O, Educator Legal Liab, Fidelity, Fiduciary Liab, Hired & Non-owned Auto, Identity Theft, Kidnap/Ransom, Legal Malpractice, Liquor Liab, Managed Care, Media Liab, Medical & Physical Rehab, Medical Malpractice, Medical Professional, Mental Health Care, Misc Professional Liab, Nonprofit D&O, Police Professional Liab, Products Liab, Professional Liab, Public Officials, Sexual Misconduct, Tenant Discrimination, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, WY

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l CoveragePersonal Carrier Status Admitted States All States

MiniCo Insurance Agency, a Jencap Company

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, Commercial Excess, Community/ Social Svcs, Crime, D&O, E&O, Earthquake, EPLI, Equipment Breakdown, Hired & Non-owned Auto, Liquor Liab, Medical Malpractice, Medical Payments, Medical Professional, Nonprofit D&O, Property, Sexual Misconduct, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except HI, LA

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, D&O, Fiduciary Liab, GL, Hired & Non-owned Auto, Liability, Physical Damage, Professional Liab, Umbrella Carrier Status Admitted, Non-admitted States Most States

NSM Insurance Group

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Business Income, Business Interruption, Community/Social Svcs, Cyber Liab, D&O, E&O, Earthquake, EPLI, Event Cancellation, GL, Hired & Non-owned Auto, Identity Theft, Liability, Loss of Use, Mental Health Care, Nonprofit D&O, Professional Liab, Property, Sexual Misconduct, Student Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Nonprofit D&O, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Professional Insurance Concepts

Coverages D&O, EPLI Carrier Status Admitted States All States

Shelly, Middlebrooks & O’Leary Inc.

Coverages Abuse & Molestation, Business Income, Business Interruption, CGL, Commercial Excess, Community/Social Services, Crime, Cyber Liability, D&O, E&O, EPLI, Excess Liability, Hired & Non-owned Auto, Nonprofit D&O Carrier Status Non-admitted States FL, GA, NC, SC, TX

Sports & Wellness Insurance

Coverages Accident & Health, Crime, Cyber Liab, D&O, GL, Hired & Non-owned Auto, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

Union General Insurance Services Inc.

Coverages Abuse & Molestation, Abusive Acts, Addiction Treatment, Assault & Battery, Blanket Addt’l Insureds, BOP, CGL, Community/Social Svcs, Completed Operations Liab, Crime, Cyber Liab, D&O, EPLI, Excess Liab, Inland Marine, Nonprofit D&O, Professional Liab, Property, Religious Institutions, Sexual Misconduct, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, ID, MT, NM, NV, OR, TX, UT, WA

Victor Insurance Managers Inc.

Coverages Crime, D&O, EPLI, Fiduciary Liab, Kidnap/ Ransom, Nonprofit D&O Carrier Status Admitted, Non-admitted States All States

Nurseries / Garden Centers

Agricultural Insurance Mgmt Services

Coverages CGL, Contractors Equip, Equipment, Equipment Breakdown, Products Liab, Property Carrier Status Admitted States Most States

Mark D. Fredricksen Insurance Services

Coverages CGL, Property Carrier Status Admitted States All States except AK, DC, FL, HI

Nursing Homes

Amwins - 120+ Locations Worldwide

Coverages Abuse & Molestation, GL, Professional Liab, Umbrella Carrier Status Non-admitted States All States

Ck Specialty Insurance Associates

Coverages Abuse & Molestation, GL, Liability, Property Carrier Non-admitted States All States except AK, FL, NV

CRC Insurance Services

Coverages Excess Liab, GL, Professional, Property, Umbrella Carrier Non-admitted States All except AR, MS, NC, OR, WA

Flood Risk Solutions Inc.

Coverages Addt’l Living Expense, Builders Risk, Business Income, Business Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

RPS Healthcare

Coverages D&O, EPLI, Excess Liab, GL, Professional Liab, Property Carrier Admitted, Non-admitted States All States

Sapphire Blue

Coverages CGL, Professional Liability Carrier Status Non-admitted States All States except KY

XPT

Coverages Abuse & Molestation, Addiction Treatment, CGL, E&O, Earthquake, Fire, Fire Legal Liab, GL, Liability, Managed Care, Medical & Physical Rehab, Medical Malpractice, Mental Health Care, Physical Damage, Professional Liab, Property Carrier Status Non-admitted States CA, TX

Nutraceutical Manufacturers/Distributors

CRC Insurance Services

Coverages E&O, Excess Liab, GL States All States

Euclid Life Science Specialty LLC

Coverages Commercial Excess, Completed Operations Liab, E&O, Excess Liab, GL, Liability, Products Liab, Professional Liab Carrier Status Non-admitted States All States

Professional Program Ins. Brokerage, a Div of SPG Ins. Sol Coverages Blanket Addt’l Insureds, CGL, Commercial Excess, Cyber Liab, Misc Professional Liab, Products Liab, Property Carrier Status Non-admitted States All States

Quaker Special Risk, a Jencap Company (New Jersey)

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

Office Building Owners

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except NY, OK

Berkley Luxury Group, a W.R. Berkley Company

Coverages CGL, Cyber Liab, GKLL, Hired & Non-owned Auto, Property Carrier Status Admitted States DC, GA, IL, MA, MD, MI, MN, NJ, NY, PA, VA, WI

Breckenridge Insurance

Coverages Difference in Conditions, Earthquake, Flood, Property, Wind Carrier Status Admitted States All States

Business Alliance Insurance Company

Coverages BOP, Equipment Breakdown Carrier Status Admitted States CA

Distinguished Programs

Coverages Boiler & Machinery, Builders Risk, CGL, GL, Property, Umbrella, Vacant Building Carrier Status Admitted, Non-admitted States All States

Element22 Insurance Services

Coverages Builders Risk, Catastrophe, Excess Flood, Fire, Flood, Hurricane, Property, Weather, Wind Carrier Status Non-admitted States All States

Flood Risk Solutions Inc.

Coverages Addt’l Living Expense, Builders Risk, Business Income, Business Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

FTP of California

Coverages CGL, Earthquake, GL, Property, Vacant Building

Carrier Status Non-admitted States All States except OK, TX

HabPro Insurance

Coverages Business Income, Equipment Breakdown, Hired & Non-owned Auto, Property Carrier Status Non-admitted States All States except AK, FL, HI, TX

IPC

Coverages CGL, Equipment Breakdown, GL, Liability, Property, Vacant Building Carrier Status Non-admitted States AR, AZ, CA, CO, IA, ID, KS, LA, MN, MO, MT, ND, NE, NM, NV, OK, OR, SD, TX, UT, WA, WY

Irving Weber Associates Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, BOP, Business Income, Business Interruption, CGL, Cyber Liab, Equipment, Liability, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All except AK, DC, FL, HI

M.J. Hall & Company Inc.

Coverages BOP, CGL, Excess Liab, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, HI, ID, KS, MT, NE, NM, NV, OK, OR, SD, TX, UT, WA, WY

MG Skinner & Associates

Coverages Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Concepts LLC

Coverages Excess Liab, GL, Umbrella Carrier Status Admitted States All States

Preferred Property Programs

Coverages Commercial Excess, D&O, Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States All States

UCA General Insurance Services Inc.

Coverages Business Income, CGL, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA

Oil & Gas Operators

AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Contractors Equip, Environmental Liab, GL, Inland Marine, Motor Truck Cargo, Pollution, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

LIG Marine Managers

Coverages USL&H, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Completed Operations Liab, Contractors Equip, Control of Well, Employee Benefits, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Medical Payments, Misc Professional Liab, Pollution Liab, Products Liab, Professional Liab Carrier Status Non-admitted States TX

Optometrist

Cowbell Cyber

Coverages Breach of Security, Business Income, Business Interruption, Cyber Liab Carrier Status Admitted, Non-admitted States All States except HI, VT

Orchards - Agriculture

Agricultural Insurance Mgmt Services

Coverages CGL, Contractors Equip, Products Liab, Property Carrier Status Admitted States Most States

Mark D. Fredricksen Insurance Services

Coverages Auto Comm-Standard, Equipment, Fire, Herbicide & Pesticide, Property Carrier Status Admitted States All States except DC

Osteopaths

TDC Specialty Underwriters

Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States except KS, NH, NY

Parent Teacher Organizations (PTAs/PTOs)

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Nonprofit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists

Carrier Status Non-admitted States Most States

Pawn Shops

Ryan Specialty National Programs

Coverages Business Income, Cyber Liab, Employee Benefits, EPLI, Equipment Breakdown, GL, Hired & Non-owned Auto, Medical Payments, Property Carrier Status Non-admitted States All States except HI

Pest Control Firms

Brownyard Group

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except LA

Izzo Insurance Services, A division of Hull & Company LLC Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Markel

Coverages Auto Comm-Standard, Business Income, CGL, Equipment, Equipment Breakdown, Herbicide & Pesticide, Inland Marine, Legal Liability, Livestock/Animal Mortality, Medical Payments, Property, Umbrella Carrier Status Admitted States All States except AL, AK, HI

Philadelphia Insurance Companies

Coverages CGL, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except LA, VT

Program Brokerage Corporation

Coverages GL, Liability, Pollution, Pollution Liab, Property, Umbrella Carrier Status Admitted States All States

Ryan Specialty National Programs

Coverages Auto Comm-Nonstandard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Employee Benefits, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Lost Key, Pollution, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Nonadmitted States All States

Sierra Specialty Insurance Services, a Div of XPT Group Coverages Equipment, Excess Liab, GL, Herbicide & Pesticide, Inland Marine, Professional Liability Carrier Status Non-admitted States All States

Pet Salons/Kennels/Supplies

Continental Brokers Inc.

Coverages BOP, Medical, Mortality, Property, Theft, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Petroleum Distributors

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative)

Carrier Status Admitted States All States except ND, OH, WA, WY

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, Crime, GL, Property, Umbrella Carrier Status Admitted States All States except LA

Target Managers Insurance Services

Coverages Auto Comm-Standard, CGL, Environmental Liab, Excess Liab, Pollution Liab, Property, Truck Auto Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Physicians

Continental Brokers Inc.

Coverages Accident & Health, Accidental Death, Auto CommStandard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Cyber Liab, Disability, Earthquake, Flood, Glass, Homeowners Pkg, Med Mal, Umbrella Carrier Status Admitted States All States

RPS Healthcare

Coverages D&O, EPLI, Medical Malpractice Carrier Status Admitted, Non-admitted States All States

TDC Specialty Underwriters

Coverages Liability, Medical Malpractice, Professional Liab Carrier Status Admitted, Non-admitted States All States except KS, NH, NY

Piers & Docks

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages Excess Liab, GL Carrier Status Admitted States All States except AL, KS, LA, MS, TX, WI

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, GKLL, GL, Hull, Legal Liab, Liability, Liquor Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Pizza Delivery

Amwins - 120+ Locations Worldwide

Coverages Auto Comm-Standard, BOP, Excess Liab, Hired & Non-owned Auto Carrier Status Admitted States All States

IPC

Coverages Hired & Non-owned Auto Carrier Status Non-admitted States All States except FL

Jencap HNOA Program

Coverages Hired & Non-owned Auto Carrier Status Non-admitted States All States except WV

Plastic Manufacturers & Distributors

Amwins - 120+ Locations Worldwide

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Izzo Insurance Services, A division of Hull & Company

Podiatric Physicians

Police/Law Enforcement Officers

Ryan Specialty National Programs

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Employee Benefits, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Admitted, Non-admitted States All States

U.S. Risk LLC

Coverages CGL, Crime, D&O, EPLI, Fiduciary Liab, Property, Workers’ Comp Carrier Status Non-admitted States All States

World Wide Specialty, a Div of Philadelphia Ins. Coverages Abusive Acts, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Hired & Non-owned Auto, Misc Professional Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Professionals/Consultants/Contractors

Access E&S Insurance Services (VA)

Coverages Excess Liab, Pollution, Professional Liab Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

CID Insurance Programs Inc.

Coverages Cyber Liab, E&O, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, VA, WA

Ck Specialty Insurance Associates Coverages CGL, Cyber Liab, E&O, Liability, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States except AK, FL, NY

Commercial Sector Insurance Brokers LLC Coverages CGL, Commercial Excess, Completed Operations Liab, E&O, Excess Liab, GL, Liability, Misc Professional Liab, Pollution Liab, Professional Liab, Umbrella Carrier Status Non-admitted States Most States

Indemnity Excess & Surplus Agency Inc.

Coverages CGL, EPLI, Excess Liab, Misc Professional Liab, Property Carrier Status Admitted, Non-admitted States AZ, CA, CO, HI, ID, NV, OR, TX, WA

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, HI

Philadelphia Insurance Companies

Coverages BOP, Identity Theft, Misc Professional Liability Carrier Status Admitted States All States except LA

Professional Underwriters Agency (PUA) Coverages Pollution, Professional Liability Carrier Status Admitted, Non-admitted States All States

RPS Technology & Cyber

Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Hired & Non-owned Auto, Liability, Media Liab, Products Liab, Professional Liab, Property, Technology E&O, Umbrella Carrier Status Admitted States All States except DC

Sun Coast General Insurance Agency

Coverages D&O, E&O, EPLI Carrier Status Admitted, Non-admitted States CA

Virtue Risk Partners LLC

Coverages Auto Comm-Standard, CGL, Commercial Excess, E&O, Environmental Liab, Workers’ Comp Carrier Status Non-admitted States All States

MG Skinner & Associates

Coverages Apartment House Package, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, E&O, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Property, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Preferred Concepts LLC Coverages CGL, Umbrella Carrier Status Admitted States All States

Pro Group International

Coverages Cyber Liab, E&O Carrier Status Admitted, Nonadmitted States All States

RealCare Insurance

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

REInsurePro

Coverages Builders Risk, Business Income, CGL, Dwelling Fire, Earthquake, Equipment Breakdown, Flood, GL, Hail, Hurricane, Liability, Property, Real & Business Personal Prop, Rented Property, Residential Property, Tenant Discrimination, Vacant Building Carrier Status Nonadmitted States All States except FL, LA, NY

Ryan

Specialty National Programs

Coverages Collateral Protection, Force Place Fire Cvrg, GL, Mortgage Impairment, Mortgage REO Cvrg, Property, Vacant Building Carrier Status Non-admitted States All States

Southwest Risk Coverages Builders Risk, CGL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Property Managers

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Excess Liab, Liability, Property Carrier Status Admitted, Non-admitted States All States except OK

Breckenridge Insurance

Coverages Earthquake, Flood, GL, Hail, Property, Wind Carrier Status Admitted States All States

Indemnity Excess & Surplus Agency Inc.

Coverages E&O, EPLI, Tenant Discrimination Carrier Status Admitted States All States except DC, LA

MG Skinner & Associates

Coverages Apartment House Package, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Cyber Liab, Earthquake, EPLI, Excess Liab, Flood, Misc Professional Liab, Professional Liab, Tenant Discrimination, Umbrella, Wind, Workers’ Comp Carrier Status Admitted, Nonadmitted States All States

Preferred Concepts LLC

Coverages CGL, Umbrella Carrier Status Admitted States All States

Pro Group International Coverages Cyber Liab, E&O Carrier Status Admitted, Non-admitted States All States

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Production Companies

Professional Employer Organizations

Western Surplus Lines Agency Inc.

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Hired & Non-owned Auto, Inland Marine, Misc Professional Liability, Pollution Liability

Carrier Status Non-admitted States LA, ND, NM, OK, TX

Property Management Firms

Breckenridge Insurance

Coverages Difference in Conditions, Earthquake, Flood, Property, Wind Carrier Status Admitted States All States

CID Insurance Programs Inc.

Coverages CGL, Commercial Excess, Cyber Liab, D&O, E&O, EPLI, Excess Liab, Fidelity, GL, Property, Tenant Discrimination, Umbrella, Workers’ Comp

Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, VA, WA

HabPro Insurance

Coverages Business Income, Equipment Breakdown, Hired & Non-owned Auto, Property Carrier Status Non-admitted States All States except AK, FL, HI, TX

RealCare Insurance Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Ryan Specialty National Programs

Coverages Collateral Protection, Force Place Fire Cvrg, GL, Mortgage Impairment, Mortgage REO Cvrg, Property, Vacant Building Carrier Status Non-admitted States All States

US Assure

Coverages GL, Rented Property, Residential Property Carrier Status Admitted States All States

Walter General Agency (WGA)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, Business Income, Business Interruption, CGL, Excess Liability, General Liability, Liability, Medical Payments, Property, Umbrella Carrier Status Non-admitted States AR, IL, IN, KS, KY, MO, OK, TN

Public Entities

American Public Risk

Coverages Auto Comm-Standard, Boiler & Machinery, Cargo, Crime, Cyber Liability, D&O, Employee Benefits, EPLI, GL, Inland Marine, Police Professional Liability, Umbrella Carrier Status Admitted States IL, NC, NY, OH, PA, SC

Gray Specialty

Coverages WC - Buyback Policies, WC - Captive Placement, Workers’ Comp, Workers’ Comp Plus (Alternative)

Carrier Status Admitted States Most States

Grundy Insurance

Victor Insurance Managers Inc.

Coverages Cyber Liab, E&O, Professional Liability

Carrier Status Admitted, Non-admitted States All States

Real Estate Appraisers

Association Member Benefits Advisors LLC

Coverages BOP, Cyber Liab, D&O, E&O, Event Cancellation, Fidelity Bonds, Identity Theft, Legal Malpractice, Nonprofit D&O, Professional Liability, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Landy Insurance

Agency

Registered Investment Advisors

ProSurance Group Inc.

Coverages Crime, E&O, Fidelity, Fidelity Bonds, Professional Liab Carrier Status Admitted, Non-admitted States All States

RISCO Insurance Brokerage Inc.

Coverages Cyber Liab, D&O, E&O Carrier Status Admitted, Non-admitted States CT, FL, MA, ME, NH, NY, RI, VT

Residential Care Centers

Coverages

Auto Comm-Standard, CGL, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Property, Public Officials Carrier Status Admitted States All States except DC, HI

MAXIMUM

Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Hurricane, Property, Public Officials, Umbrella Carrier Status Admitted, Non-admitted States All States

Professional Governmental Underwriters

Coverages D&O, E&O, EPLI, Public Officials Carrier Status Admitted, Non-admitted States All States

Public Entities of America (PEA)

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Commercial Excess, D&O, E&O, Earthquake, Educator Legal Liab, Employee Benefits, EPLI, Equipment Breakdown, Fine Arts, Flood, GL, Hail, Inland Marine, Liquor Liab, Police Professional Liab, Professional Liab, Property, Public Officials, Workers’ Comp

Carrier Status Admitted, Non-admitted States Most States

RPS Signature Programs

Coverages Abuse & Molestation, Auto Comm-Standard, Crime, EPLI, Excess Liab, GL, Inland Marine, Physical Damage, Police Professional Liab, Property, Public Officials States All States

RPS Technology & Cyber

Coverages Cyber Liab, Legal Expense Ins, Media Liab Carrier Status Admitted, Non-admitted States All States

Wright Specialty Insurance

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Income, CGL, Crime, Cyber Liab, EPLI, Equipment, Equipment Breakdown, Excess Liab, Fire, Inland Marine, Property, Public Officials Carrier Status Admitted States Most States

Publishers

Cooper & McCloskey Inc.

Coverages Cyber Liab, D&O, E&O, EPLI, Kidnap/Ransom, Media Liab Carrier Status Admitted States CA

Professional Insurance Concepts Coverages E&O, Professional Liab Carrier Status Admitted States All States

Real Estate Agents & Brokers

Association Member Benefits Advisors LLC

Coverages BOP, Cyber Liab, D&O, E&O, EPLI, Event Cancellation, Fidelity Bonds, Identity Theft, Legal Malpractice, Misc Professional Liab, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages E&O, GL, Workers’ Comp Carrier Status Admitted States All States except AK

Landy Insurance Agency

Coverages BOP, Crime, Cyber Liab, E&O, EPLI, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK, LA

Norman-Spencer Agency LLC Coverages Cyber Liab, E&O Carrier Status Admitted States All States except AK, CA, LA, WV

Pro Group International Coverages Cyber Liab, E&O Carrier Status Admitted, Non-admitted States All States

Professional Insurance Concepts Coverages E&O, Professional Liab Carrier Status Admitted States All States

RealCare Insurance Coverages E&O, Professional Liab Carrier Status Admitted States All States except NY

Sun Coast General Insurance Agency

Coverages BOP, CGL, Cyber Liability, E&O, EPLI, GL, Workers’ Comp Carrier Status Non-admitted States AZ, CA, CO, NV, OR, UT, WA

Coverages BOP, E&O, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA

Norman-Spencer Agency LLC

Coverages Cyber Liab, E&O Carrier Status Admitted States All States except AK, LA, WV

Pro Group International

Coverages Cyber Liab, E&O Carrier Status Admitted, Non-admitted States All States

RealCare Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, LA, NY

Target Professional Programs

Coverages E&O, Professional Liability Carrier Status Non-admitted States All States

Real Estate Developers/Homebuilders

Quaker Special Risk, a Jencap Company (Florida)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk, a Jencap Company (Mass.)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk, a Jencap Company (New Jersey)

Coverages Blanket Addt’l Insureds, Blanket Waivers, Builders Risk, CGL, Commercial Excess, Contractors Equip, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

REInsurePro

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Contractors Equip, Products Liab Carrier Status Non-admitted States IN, MO, OH, PA, TX

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

US Assure

Coverages Builders Risk, Business Income, COC, Contractors Equip, Earthquake, Fire, Flood, Hail, High Valued Homes, Hurricane, Installation Floaters, Residential Property, Theft, Tools & Equip, Weather, Wind Carrier Status Admitted States All States

Recording Studios

Alive Risk

Coverages Accident & Health, Contingent Coverages, Event Cancellation, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Records Storage & Info Mgmt

Risk Strategies, Transportation Group Coverages Addt’l Expense, Auto Comm-Standard, Bailee/ Customer Goods, BOP, Business Income, Cargo, CGL, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Hired & Nonowned Auto, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Recycling Centers

Amwins - 120+ Locations Worldwide Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Environmental Liab, GL, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Midwestern Insurance Alliance LLC Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CA, CO, GA, IA, IL, IN, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

Gateway Specialty Insurance

Coverages Abuse & Molestation, Accident & Health, Auto Comm-Standard, Blanket Addt’l Insureds, CGL, Crime, Cyber Liab, D&O, Employee Benefits, EPLI, Equipment Breakdown, Foreign GL, Hired & Non-owned Auto, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Business Income, Business Interruption, CGL, Community/Social Svcs, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Nonprofit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists

Carrier Status Non-admitted States Most States

RPS Signature Programs

Coverages Abuse & Molestation, Auto Comm-Standard, Business Income, CGL, D&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Hired & Non-owned Auto, Professional Liab, Property Carrier Status Admitted, Non-admitted States All States

Venture Insurance Programs

Coverages Auto Comm-Standard, Crime, Cyber Liab, D&O, GL, Inland Marine, Liquor Liab, Medical Malpractice, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella Carrier Status Admitted States All States

Residential Subcontractors

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages Auto Comm-Nonstandard, Auto Comm-Standard, Builders Risk, CGL, COC, Contractors Equip, Excess Liab, GL, Inland Marine, Property, Workers’ Compensation Carrier Status Admitted, Non-admitted States All States except AK, FL, HI, MD, NY, VT

IPC

Coverages CGL, Contractors Equip, Equipment Breakdown, General Liability, Property Carrier Status Non-admitted States AR, AZ, CA, IA, ID, KS, LA, MN, MO, MT, ND, NE, NM, NV, OK, OR, SD, TX, UT, WA, WY

Omaha National Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Quaker Special Risk, a Jencap Company (Florida)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk, a Jencap Company (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

Quaker Special Risk, a Jencap Company (New Jersey) Coverages CGL, Commercial Excess, GL, Liability, Umbrella Carrier Status Non-admitted States Most States

REInsurePro

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Contractors Equip, Products Liab Carrier Status Non-admitted States IN, MO, OH, PA, TX

Southwest Risk

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Umbrella Carrier Status Non-admitted States All States

US Assure

Coverages Builders Risk, COC, Contractors Equip, Installation Floaters, Theft Carrier Status Admitted States All States

Resorts

Amwins - 120+ Locations Worldwide

Coverages Auto Comm-Standard, Crime, Equipment Breakdown, GL, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Breckenridge Insurance

Coverages Auto Comm-Standard, Crime, Cyber Liab, D&O, GL, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, HI, NY

Distinguished Programs

Coverages Auto Comm-Standard, CGL, Cyber Liab, GL, Umbrella Carrier Status Admitted, Non-admitted States All States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States except FL

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l CoveragePersonal Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, Care/Custody/Control, CGL, Crime, D&O, Earthquake, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, Garage Keepers Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liquor Liab, Participant Accident, Property, Real & Business Personal Prop, Sexual Misconduct, Tee-to-Green, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Professional Liability Ins Svcs - Underwriting Facilities

Coverages Business Interruption, Food Borne Illness Carrier Status Non-admitted States All States

Restaurants

Bass Underwriters

Coverages Excess Liab, GL, Liquor Liab, Property Carrier Status Non-admitted States All States

Berkley Luxury Group, a W.R. Berkley Company

Coverages CGL, Commercial Marine, Cyber Liab, GKLL, Hired & Non-owned Auto, Property, Umbrella Carrier Status Admitted States AZ, CA, CO, CT, DC, GA, IL, MA, MD, MI, MN, MO, NC, NJ, NM, NV, NY, OH, OR, PA, SC, TN, VA, WI

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages BOP, Liquor Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK

Business Alliance Insurance Company

Coverages BOP, Cyber Liab, EPLI, Equipment Breakdown, Liquor Liab Carrier Status Admitted States CA

CID Insurance Programs Inc.

Coverages Assault & Battery, GL, Liquor Liab, Personal Property, Property, Workers’ Comp Carrier Status Admitted, Non-admitted States AZ, CA, CO, ID, MD, NE, NM, NV, OR, PA, TN, TX, UT, VA, WA

Ck Specialty Insurance Associates

Coverages Liability, Property Carrier Status Admitted, Non-admitted States All States except AK, FL, NY

Continental Brokers Inc.

Coverages Accident & Health, Accidental Death, Assault & Battery, Auto Comm-Standard, Auto Comm-Standard Liability, Auto Pers-Standard, Boiler & Machinery, BOP, Builders Risk, Business Income, Business Interruption, Commercial Marine, Container Refrigeration Break, Crime, EPLI, Fire Legal Liab, Flood, Food Borne Illness, Food Spoilage, Glass, Homeowners Pkg, Inland Marine, Property Carrier Status Admitted States All States

Distinguished Programs

Coverages CGL, Crime, Cyber Liab, EPLI, GL, Property, Umbrella Carrier Status Admitted States All States

Element22 Insurance Services

Coverages CGL, Fire, Liability, Liquor Liab, Property, Umbrella, Wind Carrier Status Admitted States All States

Flood Risk Solutions Inc.

Coverages Addt’l Living Expense, Builders Risk, Business Income, Business Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

Hull & Company

Coverages Assault & Battery, CGL, Property Carrier Status Non-admitted States All States except DC

Irving Weber Associates Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, BOP, Business Income, Business Interruption, Crime, Employee Benefits, EPLI, Equipment Breakdown, Fire, Food Borne Illness, Food Spoilage, GL, Identity Theft, Liability, Liquor Liab, Mechanical Breakdown, Property, Real & Business Personal Property, Spoilage, Theft, Umbrella, Workers’ Compensation Carrier Status Admitted States All States except AK, DC, FL, HI

Izzo Insurance Services, A division of Hull & Company LLC Coverages Blanket Waivers, Workers’ Comp Carrier Status Admitted States All States

Lancer Insurance Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

M.J. Hall & Company Inc.

Coverages Business Income, CGL, Crime, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, GKLL, Liquor Liability, Property Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, HI, ID, KS, MT, NE, NM, NV, OK, OR, SD, TX, UT, WA, WY

MAXIMUM

Coverages Boiler & Machinery, Business Income, Business Interruption, Catastrophe, Earthquake, Equipment, Equipment Breakdown, Excess Flood, Flood, GL, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except NE

McLeckie Insurance Group

Coverages Business Income, CGL, Crime, EPLI, Food Borne Illness, Liquor Liab, Property Carrier Status Non-admitted States All States

Number One Insurance Agency

Coverages Excess Liab, Flood, GL, Liquor Liab, Property, Vacant Building Carrier Status Admitted States MA

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Commercial Excess, Difference in Conditions, GL, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Professional Liability Ins Svcs - Underwriting Facilities

Coverages Business Interruption, EPLI, Food Borne Illness Carrier Status Non-admitted States All States

Quirk & Company

Coverages CGL, Property Carrier Status Non-admitted States NM, OK, OR, TN, TX, WA

Roush Insurance Services Inc.

Coverages Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Business Interruption, CGL, Commercial Excess, Crime, D&O, Equipment Breakdown, Excess Liab, Fire, Food Spoilage, GL, Inland Marine, Liability, Liquor Liability, Medical Payments, Products Liab, Property, Real & Business Personal Property, Spoilage, Theft, Umbrella Carrier Status Admitted, Non-admitted States IL, IN, OH

Specialty Insurance

Coverages Assault & Battery, Boiler & Machinery, Business Income, Business Interruption, CGL, Completed Operations Liab, Crime, Employee Benefits, Equipment Breakdown, Fire, Fire Legal Liab, Food Spoilage, Garage Liability, GKLL, GL, Glass, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Property, Spoilage, Theft Carrier Status Admitted, Non-admitted States AZ, CA, CT, DE, FL, GA, IL, MA, MD, MI, MN, MO, NC, NJ, NY, OH, PA, RI, SC, TN, TX

StateFund First, a Div of Arthur J Gallagher Ins Brokers of CA Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Sun Coast General Insurance Agency

Coverages BOP, GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States CA TAPCO Underwriters Inc.

Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

Tejas American General Agency

Coverages GL, Liquor Liab, Property Carrier Status Admitted, Non-admitted States TX

The McGowan Companies

Coverages Commercial Excess, Umbrella Carrier Status Admitted States All States

UCA General Insurance Services Inc.

Coverages Business Income, CGL, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA

Walter General Agency (WGA)

Coverages Assault & Battery, Blanket Addt’l Insureds, Blanket Waivers, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Completed Operations Liab, Difference in Conditions, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fiduciary Liab, Fire, Food Spoilage, GL, Inland Marine, Liability, Liquor Liab, Medical Payments, Products Liab, Property, Umbrella Carrier Status Non-admitted States AR, IA, ID, IL, IN, KS, KY, MO, OK, TN

Wilson Smith Group LLC

Coverages Assault & Battery, CGL, Liquor Liab, Property Carrier Status Non-admitted States AZ, CO, IN, LA, MD, NV, NY, PA, TN, TX

Retail Stores

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Property Carrier Status Non-admitted States All States except NY, OK

Atlas General Insurance Services, An RPS Company

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages BOP, GL, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except AK

Business Alliance Insurance Company

Coverages BOP, Cyber Liab, EPLI, Equipment Breakdown Carrier Status Admitted States CA

Ck Specialty Insurance Associates Coverages Liability, Property Carrier Status Admitted, Non-admitted States All States except AK, FL, NY

Distinguished Programs

Coverages Builders Risk, CGL, GL, Umbrella, Vacant Building Carrier Status Admitted, Non-admitted States All States

Element22 Insurance Services

Coverages Boiler & Machinery, Builders Risk, Business Income, Business Interruption, Catastrophe, Equipment Breakdown, Fire, Flood, Hurricane, Property, Weather, Wind Carrier Status Non-admitted States All States

Flood Risk Solutions Inc.

Coverages Addt’l Living Expense, Builders Risk, Business Income, Business Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

FTP of California

Coverages CGL, Earthquake, GL, Property Carrier Status Non-admitted States All States except OK, TX

Lancer Insurance Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Monarch E&S Insurance Services

Coverages CGL, Fire, Fire Legal Liab, GL, Liability, Liquor Liab, Medical Payments, Products Liab, Property Carrier Status Non-admitted States All States

Personal Safeguards Group LLC

Coverages Product Extended Warranty, Service Contracts, Warranties, Extended Carrier Status Admitted States All States

StateFund First, a Div of Arthur J Gallagher Ins Brokers of CA Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

UCA General Insurance Services Inc.

Coverages Business Income, CGL, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA

Wilson Smith Group LLC

Coverages CGL, Property Carrier Status Non-admitted States AZ, CO, IN, LA, MD, NV, NY, PA, TN, TX

Roller Skating Rinks

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Crime, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

RV Dealerships

Arrowhead General Insurance Agency Inc.

Coverages Business Income, GL, Liability, Physical Damage, Property Carrier Status Admitted States Most States

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Crime, Excess Liab, Garage Keepers Legal Liab, Garage Liability, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States except FL

Ryan Specialty National Programs

Coverages Business Income, Crime, Cyber Liab, Dealers Open Lot, E&O, EPLI, Equipment Breakdown, Garage Keepers Legal Liab, Garage Liability, GL, Hired & Non-owned Auto, Identity Theft, Physical Damage, Property, Umbrella Carrier Status Non-admitted States Most States

RV Parks

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, CGL, Crime, EPLI, Inland Marine, Liquor Liab, Property, Workers’ Comp Carrier Status Admitted States All States except FL

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, Employee Benefits, Equipment Breakdown, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Professional Liab, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Scaffold Erectors

Ascinsure Specialty Risk

Coverages Auto Comm-Standard, Cyber Liab, GL, Inland Marine, Liability, Property, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Ryan Specialty National Programs

Coverages Commercial Auto, Blanket Addt’l Insureds, Blanket Waivers, CGL, Commercial Excess, Contractors Equip, Hired & Non-owned Auto, Inland Marine, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

School Busing Firms

Gerald J. Wilkoff Inc.

Coverages Contractors License Bonds, Crime, Fidelity, Fidelity Bonds, Performance & Payment Bonds

Carrier Status Admitted States All States

KF&B Program Managers Insurance Services

Coverages Auto Comm-Standard, Hired & Non-owned Auto, Liability, Physical Damage, Uninsured Motorists Carrier Status Admitted States All States except LA, MA, NJ

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Commercial Excess, Difference in Conditions, GL, Hired & Non-owned Auto, Motor Truck Cargo, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Schools-Public/Private

AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard Phys Dmg, Builders Risk, Crime, Cyber Liability, D&O, Damage in Process, EPLI, Equipment Breakdown, Flood, Hired & Non-owned Auto, Inland Marine, Medical Payments, Motor Truck Cargo, Property, Sexual Misconduct, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, BOP, Liability, Property, Workers’ Comp States All States

Care Providers Insurance Services

Coverages Abuse & Molestation, Auto Comm-Standard, Crime, D&O, EPLI, Excess Liab, GL, Inland Marine, Professional Liab, Property Carrier Status Admitted States All States

Charity First Insurance Services Inc.

Coverages Abuse & Molestation, Auto Comm-Standard, Blanket Addt’l Insureds, Boiler & Machinery, Business Income, Crime, Cyber Liab, EPLI, Equipment Breakdown, Inland Marine, Nonprofit D&O, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Gray Specialty

Coverages WC - Buyback Policies, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States Most States

Great American Ins. Group, Specialty Human Svcs

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Greene & Associates

Coverages Commercial Excess, Umbrella Carrier Status Admitted, Non-admitted States All States except HI

Markel

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Educator Legal Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except HI

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Business Income & Interruption, CGL, Commercial Auto, Community/Social Svcs, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, HNOA, Inland Marine, Mechanical Breakdown, Misc Professional Liab, Nonprofit D&O, Sexual Misconduct, Umbrella, Uninsured Motorists

Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, CGL, Crime, D&O, Earthquake, Educator Legal Liab, Employee Benefits, EPLI, Equip Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Hired & Non-owned Auto, Identity Theft, Property, Real & Business Personal Prop, Sexual Misconduct, Student Accident, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Professional Governmental Underwriters

Coverages D&O, E&O, Educator Legal Liability, EPLI Carrier Status Admitted, Non-admitted States All States

Public Entities of America (PEA)

Coverages Abuse & Molestation, Commercial Auto, Commercial Excess, D&O, E&O, Educator Legal Liab, EPLI, GL, Police Professional Liab, Professional Liab, Property Carrier Status Admitted, Non-admitted States AL, CO, GA, IL, IN, ME, MI, MN, MS, NC, NH, OH, PA, SC, TN, WI

Quantum Specialty Group

Coverages Abusive Acts, Mental Health Care Carrier Status Admitted, Non-admitted States All States

RPS Signature Programs

Coverages Abuse & Molestation, Auto Comm-Standard, Cyber Liab, Earthquake, Educator Legal Liab, EPLI, Excess Liab, Flood, GL, Property States All States

Wright Specialty Insurance

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Business Income, CGL, Cyber Liab, EPLI, Equipment, Excess Liab, Fire, Inland Marine, Property, Sexual Misconduct, Workers’ Comp Carrier Status Admitted States Most States

XPT

Coverages Abuse & Molestation, Business Income, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Scrap Dealers

Amwins - 120+ Locations Worldwide Coverages Auto Comm-Standard, Environmental Liab, GL, Pollution, Pollution Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except HI, LA, MA

Securities Brokers/Dealers

Association Member Benefits Advisors LLC Coverages BOP, Cyber Liab, D&O, E&O, EPLI, Event Cancellation, Fidelity Bonds, Identity Theft, Misc Professional Liab, Nonprofit D&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Security Guard Firms

AllComp Solutions

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

AMIS/Alliance Marketing & Insurance Services LLC Coverages E&O, Liability Carrier Status Non-admitted States All States

Brownyard Group

Coverages Assault & Battery, Auto Comm-Standard, Blanket Addt’l Insureds, Business Interruption, Care/Custody/Control, CGL, Commercial Excess, Crime, E&O, Fidelity, GL, Inland Marine, Liability, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except NE, WY

Izzo Insurance Services, A division of Hull & Company LLC Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Crime, E&O, EPLI, Excess Liab, Fidelity Bonds, GL, Performance & Payment Bonds, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Assault & Battery, Equipment, GL, Liability, Professional Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Assault & Battery, Commercial Auto, Boiler & Machinery, Business Income, Care/ Custody/Control, CGL, Crime, D&O, E&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Legal Expense Ins, Personal Liability, Personal Property, Professional Liability, Property, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

Roush Insurance Services Inc.

Coverages Assault & Battery, Bailee/Customer Goods, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Crime, D&O, E&O, EPLI, Hired & Nonowned Auto, Inland Marine, Liability, Misc Professional Liab, Property, Real & Business Personal Prop, Rented Property, Trade Shows & Festivals, Vacant Building

Carrier Status Non-admitted States IL, IN, OH

Ryan Specialty National Programs

Coverages Assault & Battery, Auto Comm-Nonstandard, Care/ Custody/Control, Crime, E&O, Excess Liab, GL, Inland Marine, Lost Key, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

The Mechanic Group, a Div of Specialty Programs Group

Coverages CGL, Commercial Excess, Contractors License Bonds, D&O, E&O, Liability, Umbrella, Workers’ Comp

Carrier Status Non-admitted States All States

Self-Storage Facilities

GMI Insurance Services

Coverages Auto Comm-Standard, GL

Carrier Status Admitted States All States

MiniCo Insurance Agency, a Jencap Company

Coverages Boiler & Machinery, BOP, Business Income, CGL, COC, Crime, Cyber Liab, Earthquake, Employee Benefits, EPLI, Fire, GL, Hired & Non-owned Auto, Legal Liab, Liability, Medical Payments, Personal Liab, Pollution, Products Liab, Property, Theft, Umbrella, Wind, Workers’ Comp

Carrier Status Admitted, Non-admitted States All States

Ryan Specialty National Programs

Coverages Business Income, Cyber Liab, EPLI, Excess Liab, GL, Pollution Liab, Property Carrier Status Non-admitted States All States

Safehold Special Risk

Coverages Boiler & Machinery, BOP, Builders Risk, Business Income, Catastrophe, CGL, D&O, E&O, Environmental Liab, EPLI, Equipment, Equipment Breakdown, GL, Hail, Hired & Non-owned Auto, Liability, Mechanical Breakdown, Misc Professional Liab, Pollution, Pollution Liab, Property, Tools & Equip, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Universal Insurance Programs

Coverages Pollution, Pollution Liability

Carrier Status Non-admitted States All States

Service Stations

Lancer Insurance Company

Coverages

Keepers Legal Liab, Garage Liability, GKLL Carrier Status Admitted, Non-admitted States CT, NJ, NY

Ship Repairers/Marine Artisan Contractor

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages Excess Liab, GL Carrier Status Admitted States All States except AL, KS, LA, MS, TX, WI

LIG Marine Managers

Coverages Care/Custody/Control, CGL, Commercial Marine, Completed Operations Liab, Equipment, Excess Liab, Hull, Legal Liab, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Tools & Equip, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

Safehold Special Risk

Coverages Contractors Equip, Environmental Liab, Equipment, Equipment Breakdown, GL, Inland Marine, Physical Damage, Pollution Liab, Property, Protection & Indemnity (P&I), Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

The American Equity Underwriters Inc. Coverages MEL, USL&H, Workers’ Comp States All States

The Hanover Insurance Group

Coverages GL, Marina Operators Legal, Protection & Indemnity (P&I) Carrier Status Admitted States All States

Ship Yards

Hull & Company

Coverages Care/Custody/Control, Ship Repairers Legal Carrier Status Non-admitted States All States except DC

LIG Marine Managers

Coverages CGL, Completed Operations Liab, Equipment, Hail, Products Liab, Protection & Indemnity (P&I), Ship Repairers Legal, Umbrella, USL&H, Workers’ Comp Carrier Status Admitted States All States

The American Equity Underwriters Inc.

Coverages MEL, USL&H, Workers’ Comp States All States

Shooting Ranges

Breckenridge Insurance

Coverages Auto Comm-Standard, Crime, Cyber Liab, D&O, GL, Inland Marine, Property, Umbrella, Workers’ Comp States All States except AK, HI, NY

Joseph Chiarello & Co., Inc.; Firearms Business Ins

Coverages CGL, Crime, Equipment Breakdown, Excess Liab, Firearms Liability, Liquor Liab, Medical Payments, Property, Umbrella Carrier Status Admitted States All States

Shopping Centers

Apartment Insurance Consultants LLC

Coverages Equipment Breakdown, Property Carrier Status Non-admitted States All States except NY, OK

Breckenridge Insurance

Coverages Difference in Conditions, Earthquake, Flood, Property, Wind Carrier Status Admitted States All States

Continental Brokers Inc.

Coverages BOP, D&O, Flood, Lessors Contingent Liab, Liability, Property Carrier Status Admitted States All States

Flood Risk Solutions Inc.

Coverages Addt’l Living Expense, Builders Risk, Business Income, Business Interruption, Commercial Excess, Excess Flood, Flood, Personal Property Carrier Status Non-admitted States All States

FTP of California

Coverages CGL, Earthquake, GL, Property Carrier Status Non-admitted States All States except OK, TX

HabPro Insurance

Coverages Business Income, Equipment Breakdown, Hired & Non-owned Auto, Property Carrier Status Non-admitted States All States except AK, FL, HI, TX

Philadelphia Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Earthquake, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, Flood, GL, Identity Theft, Inland Marine, Property, Real & Business Personal Prop, Umbrella, Uninsured Motorists

Carrier Status Admitted States All States except LA

Preferred Concepts LLC

Coverages CGL, Umbrella Carrier Status Admitted States All States

Preferred Property Programs

Coverages D&O, Equipment Breakdown, Excess Liab, Lessor Only Excess Liab, Mechanical Breakdown, Umbrella Carrier Status Admitted States All States

Promont Insurance Advisors Coverages Cyber Liab, GL, Property States All States

The McGowan Companies

Coverages Commercial Excess, Excess Liab, Umbrella Carrier Status Admitted States All States

UCA General Insurance Services Inc. Coverages Business Income, CGL, Cyber Liab, EPLI, Equipment Breakdown, Fire Legal Liability, Hired & Non-owned Auto, Medical Payments, Property, Umbrella Carrier Status Admitted States AZ, CA, ID, NV, OR, UT, WA

Shuttle Service-Non Emergency Medical

Coverages

Prime Insurance Company

Coverages

Shuttle Services

5Star

Coverages

National Indemnity Company

Coverages

Small to Mid-Sized Businesses

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

Applied Underwriters Inc.

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Compliance Mgmt, Cyber Liab, D&O, Int’l Coverage - Commercial, Pollution, Property, Warranties, Extended, Weather, Workers’ Comp Carrier Status Admitted States All States

Arrowhead General Insurance Agency Inc.

Coverages Auto Comm-Standard, BOP, Crime, Cyber Liab, E&O, EPLI, GL, Inland Marine, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Ck Specialty Insurance Associates

Coverages Liability, Property Carrier Status Admitted, Non-admitted States All States except AK, FL, NY

Cowbell Cyber

Coverages Breach of Security, Business Income, Business Interruption, Cyber Liab States Most States

Euclid Life Science Specialty LLC

Coverages Commercial Excess, Completed Operations Liab, E&O, Excess Liab, GL, Liability, Products Liab, Professional Liab Carrier Status Non-admitted States All States

Lancer Insurance Company

Coverages GL, Property Carrier Status Admitted States CT, NJ, NY, PA

Markel

Coverages Blanket Addt’l Insureds, BOP, Business Income, Fire, Food Spoilage, Glass, Herbicide & Pesticide, Hired & Non-owned Auto, Liability, Liquor Liab, Property, Rented Property, Spoilage, WC - Master Policies/ASO, Wind, Workers’ Compensation Carrier Status Admitted States All States except FL, LA, NY, RI

ProWriters

Coverages BOP, E&O, GL Carrier Status Admitted States Most States

Roush Insurance Services Inc.

Coverages Addt’l Expense, Bailee/Customer Goods, Boiler & Machinery, Builders Risk, Business Income, Business Interruption, CGL, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Equipment Breakdown, Excess Liab, Fine Arts, Fire, Food Spoilage, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Misc Professional Liab, Nonprofit D&O, Pollution Liab, Products Liab, Property, Real & Business Personal Prop, Technology E&O Carrier Status Nonadmitted States IL, IN, OH

RPS Technology & Cyber

Coverages Bailee/Customer Goods, BOP, Breach of Security, Care/Custody/Control, Commercial Excess, Crime, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Fiduciary Liab, Foreign GL, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Liability, Media Liab, Misc Professional Liab, Products Liab, Professional Liab, Property, Umbrella Carrier Status Admitted States All States

Snowmobile Tours - Guided

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, CGL, EPLI, Inland Marine, Property, Workers’ Comp Carrier Status Admitted States All States

Social Clubs

Distinguished Programs

Coverages Umbrella Carrier Status Admitted, Non-admitted States All States

Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liability, Professional Liability, Umbrella Carrier Status Admitted States All States except HI, LA, OK

K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Equipment, Inland Marine Carrier Status Admitted States All States

Venture Insurance Programs

Coverages Auto Comm-Standard, Crime, GL, Inland Marine, Liquor Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States

XPT

Coverages Business Interruption, CGL, Fire Legal Liab, GL, Liability, Medical Payments, New Occurrence Carrier Status Admitted, Non-admitted States CA, TX

Social Service Agencies

AllComp Solutions

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Care Providers Insurance Services

Coverages Abuse & Molestation, Auto Comm-Standard, Business Interruption, Crime, D&O, Equipment Breakdown, GL, Hired & Non-owned Auto, Liability, Participant Accident, Professional Liab, Property, Theft, Umbrella Carrier Status Admitted States All States

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Nonprofit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

Great American Ins. Group, Specialty Human Svcs Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

Indemnity Excess & Surplus Agency Inc.

Coverages Abuse & Molestation, CGL, D&O, EPLI, Professional Liab, Property Carrier Status Admitted States AZ, CA, CO, ID, NV, OR, TX, WA

Irwin Siegel Agency (includes Youth Programs)

Coverages Abuse & Molestation, Accident & Health, Addiction Treatment, Commercial Auto, Boiler & Machinery, BOP, Business Income, CGL, Community/Social Svcs, Crime, Cyber Liab, D&O, Developmental Disabilities, EPLI, Excess Liab, GL, Inland Marine, Managed Care, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Jencap Specialty Insurance Services - Buffalo

Coverages Abuse & Molestation, Assault & Battery, Business Income, Business Interruption, Completed Operations Liab, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fiduciary Liab, Fire, GL, Hired & Non-owned Auto, Liability, Mental Health Care, Misc Professional Liab, Products Liab, Professional Liab, Property, Sexual Misconduct, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, WY

MiniCo Insurance Agency, a Jencap Company

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Boiler & Machinery, Business Income, Business Interruption, CGL, Community/Social Svcs, D&O, E&O, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Hired & Nonowned Auto, Inland Marine, Liability, Medical & Physical Rehab, Medical Malpractice, Medical Payments, Products Liab, Professional Liab, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except HI, LA

Negley Associates

Coverages CGL, Professional Liability Carrier Status Non-admitted States All States

Nonprofits Insurance Alliance

Coverages Abuse & Molestation, Auto Comm-Standard, Auto Comm-Standard Phys Dmg, Business Income, Business Interruption, CGL, Crime, Developmental Disabilities, EPLI, Fiduciary Liab, Fire Legal Liab, Hired & Non-owned Auto, Inland Marine, Liquor Liab, Mechanical Breakdown, Misc Professional Liab, Nonprofit D&O, Umbrella, Uninsured Motorists Carrier Status Non-admitted States Most States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, Business Income, Business Interruption, CGL, Crime, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, Food Spoilage, GL, Hired & Non-owned Auto, Identity Theft, Inland Marine, Participant Accident, Professional Liab, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

RPS Signature Programs

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, Cyber Liab, Employee Benefits, EPLI, Excess Liab, Hired & Non-owned Auto, Nonprofit D&O, Professional Liab, Property, Workers’ Comp Carrier Status Admitted, Nonadmitted States All States

Union General Insurance Services Inc.

Coverages Abuse & Molestation, Abusive Acts, Addiction Treatment, Assault & Battery, Blanket Addt’l Insureds, BOP, CGL, Community/Social Svcs, Completed Operations Liab, Crime, Cyber Liab, D&O, EPLI, Excess Liab, Inland Marine, Nonprofit D&O, Professional Liab, Property, Religious Institutions, Sexual Misconduct, Umbrella Carrier Status Admitted, Non-admitted States AZ, CA, ID, MT, NM, NV, OR, TX, UT, WA

Software Developers

Access E&S Insurance Services (VA)

Coverages Excess Liability, Professional Lia Liability b Carrier Status Non-admitted States AR, DC, DE, GA, IL, MD, NC, NJ, NY, OH, PA, SC, TN, TX, VA

AMIS/Alliance Marketing & Insurance Services LLC

Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard, BOP, Liability, Property, Workers’ Comp Carrier Status Admitted States All States

J.E. Brown & Associates

Coverages E&O, Professional Liab Carrier Status Admitted States CA

RPS Technology & Cyber

Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Hired & Non-owned Auto, Liability, Media Liab, Products Liab, Professional Liab, Property, Technology E&O, Umbrella Carrier Admitted States All States except DC

Special Events

Alive Risk

Coverages Accident & Health, Contingent Coverages, Event Cancellation, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab Carrier Status Admitted, Non-admitted States All States

Amwins - 120+ Locations Worldwide

Coverages Excess Liab, GL, Hired & Non-owned Auto, Liquor Liab, Umbrella Carrier Status Admitted, Non-admitted States All States

Ashley General Agency

Coverages GL, Trade Shows & Festivals Carrier Status Non-admitted States TX

Gateway Specialty Insurance

Coverages GL, Liquor Liab Carrier Status Admitted, Non-admitted States Most States

Hole In One International

Coverages Contingent Coverages, Prize Indemnification, Tee-to-Green, Weather States All States

Indemnity Excess & Surplus Agency Inc. Coverages CGL, Liquor Liab Carrier Status Non-admitted States AZ, CA, CO, HI, ID, MT, NV, OR, TX, WA

JD Fulwiler & Company Insurance

Coverages Assault & Battery, Auto Comm-Standard, CGL, Crime, Event Cancellation, HNOA, Inland Marine, Liquor Liab, Participant Accident, Umbrella, Weather, Work Comp Carrier Admitted, Non-admitted States All States except WY

K&K Insurance Group Inc.

Coverages Auto Comm-Standard, Crime, D&O, Excess Liab, GL, Inland Marine, Property Carrier Admitted States All NeitClem Wholesale Insurance Brokerage Inc. Coverages GL, Property Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Number One Insurance Agency Coverages GL, Liquor Liab Carrier Status Admitted States MA

Philadelphia Insurance Companies

Coverages Business Interruption, CGL, Fire Legal Liab, GL, Inland Marine, Liquor Liab, Participant Accident, Real & Business Personal Prop Carrier Status Admitted States All States except LA

Public Entities of America (PEA)

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Commercial Auto, Business Income, Business Interruption, Crime, Cyber Liab, Excess Liab, Fire, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Participant Accident, Physical Damage, Property, Trade Shows & Festivals Carrier Status Admitted States All States

Quantum Specialty Group

Coverages Abusive Acts, Mental Health Care Carrier Status Admitted, Non-admitted States All States

Safehold Special Risk

Coverages Business Income, Crime, Equipment Breakdown, Event Cancellation, Excess Liab, GL, Liability, Liquor Liab, Participant Accident, Property, Workers’ Comp Carrier Status Admitted States All States

TAPCO Underwriters Inc.

Coverages GL, Liquor Liab, Property Carrier Status Non-admitted States Most States

www.insurancehelper.com

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Fire Legal Liab, GL, HNOA, Liability, Liquor Liab, Medical Payments, Participant Accident, Personal Liab, Products Liab, Trade Shows & Festivals Carrier Non-admitted States All States

Substance Abuse Program Administrators

Addiction Treatment Providers Insurance Program

Coverages Abuse & Molestation, Addiction Treatment, Auto Comm-Standard, Business Income, Business Interruption, Community/Social Svcs, Cyber Liab, D&O, E&O, EPLI, GL, Hired & Non-owned Auto, Identity Theft, Liability, Medical Malpractice, Mental Health Care, Nonprofit D&O, Professional Liab, Property, Sexual Misconduct, Umbrella, Workers’ Comp Carrier Status Non-admitted States All States

Philadelphia Insurance Companies Coverages CGL, Property Carrier Status Admitted States All States except LA

Surgery Centers

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Quaker Special Risk, a Jencap Company (Florida) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

Quaker Special Risk, a Jencap Company (Mass.) Coverages CGL, Commercial Excess, GL, Liability, Professional Liab Carrier Status Non-admitted States Most States

RPS Healthcare Coverages D&O, EPLI, Excess Liab, GL, Medical Professional, Professional Liab, Property States All States

Tanning Salons

Insurtec Tanning and Spa Insurance Coverages Addt’l Expense, BOP, Business Income, CGL, Crime, EPLI, Equipment Breakdown, Fire Legal Liab, Hired & Non-owned Auto, Professional Liab, Property, Tanning Liab Carrier Status Non-admitted States All States

Professional Program Ins. Brokerage, a Div of SPG Ins. Sol Coverages Abuse & Molestation, CGL, Cyber Liab, Equipment Breakdown, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Sports & Fitness Insurance Corporation (SFIC) Coverages CGL, Property Carrier Status Non-admitted States All States

Universal Insurance Programs Coverages Abuse & Molestation, Business Income, Business Interruption, CGL, Crime, E&O, Employee Benefits, EPLI, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Liability, Products Liab, Professional Liab, Property, Real & Business Personal Prop, Stop-Gap, Theft, Umbrella Carrier Status Admitted States All States

Tattoo Parlors/Permanent Makeup/Body Piercing

IPC Coverages CGL, Equipment Breakdown, GL, Property Carrier Status Non-admitted States AR, AZ, CA, CO, IA, ID, KS, LA, MN, MO, MT, ND, NE, NM, NV, OK, OR, SD, TX, UT, WA, WY

Professional Program Ins. Brokerage, a Div of SPG Ins. Sol

Coverages Abuse & Molestation, CGL, Cyber Liab, Equipment Breakdown, Products Liab, Professional Liab, Property Carrier Status Non-admitted States All States

Ryan Specialty National Programs

Coverages Assault & Battery, Business Income, Employee Benefits, GL, Hired & Non-owned Auto, Professional Liab, Property Carrier Status Non-admitted States All States except AK, HI

Tax Preparers & Bookkeepers

Association Member Benefits Advisors LLC

Coverages BOP, Cyber Liab, D&O, E&O, EPLI, Fidelity Bonds, Identity Theft, Nonprofit D&O, Professional Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages E&O, GL, Workers’ Comp Carrier Status Admitted States All States except AK

Landy Insurance Agency

Coverages BOP, Crime, Cyber Liab, E&O, EPLI, Professional Liab, Workers’ Comp Carrier Status Admitted States All States except AK, LA

Norman-Spencer International Inc.

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Professional Underwriters Agency (PUA)

Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Quirk & Company

Coverages Cyber Liab, GL, Professional Liab, Property Carrier Status Non-admitted States AL, AR, AZ, LA, MO, ND, NM, OK, TN, TX, WA, WY

Ryan Specialty National

Programs

Coverages Misc Professional Liab, Professional Liability Carrier Status Admitted States All States except VT

Target Professional Programs

Coverages E&O, Professional Liab Carrier Status Admitted States All States except AK, HI, LA

Taxi Service

Prime Insurance Company

Coverages Abuse & Molestation, Assault & Battery, Auto Comm-Nonstandard, Auto Comm-Nonstandard Phys Dmg, Commercial Excess, Difference in Conditions, GL, Hired & Non-owned Auto, Motor Truck Cargo, Personal Liab, Professional Liab, Property, Rented Property Carrier Status Non-admitted States All States

Temporary Medical Staffing

Pro-Praxis Insurance

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Ryan Specialty National Programs

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Employee Benefits, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Staffing Lines

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

World Wide Specialty, a Div of Philadelphia Ins. Coverages Abusive Acts, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Hired & Non-owned Auto, Misc Professional Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Temporary Staffing Firms

Artex Risk Solutions Inc.

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Cooper & McCloskey Inc.

Coverages CGL, Crime, E&O, EPLI Carrier Status Admitted, Non-admitted States AK, AZ, CA, CO, GA, HI, IL, NV, NY, OR, TN, TX, UT, WA

NSM Insurance Group

Coverages E&O, Workers’ Comp Carrier Status Admitted States All States

Philadelphia

Insurance Companies

Coverages Commercial Auto, Boiler & Machinery, Business Income, Care/Custody/Control, CGL, Crime, D&O, Employee Benefits, EPLI, Equipment Breakdown, Fiduciary Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Identity Theft, Legal Expense Ins, Personal Property, Professional Liab, Protection & Indemnity (P&I), Umbrella, Uninsured Motorists

Carrier Status Admitted States All States except LA

RPS Technology & Cyber

Coverages BOP, Breach of Security, Business Income, Business Interruption, CGL, Combo Personal & Commercial, Completed Operations Liab, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Excess Liab, Fidelity, Fidelity Bonds, Fiduciary Liab, Hired & Non-owned Auto, Liability, Media Liab, Products Liab, Professional Liab, Property, Technology E&O, Umbrella Carrier Status Admitted States All States except DC

Ryan Specialty National Programs

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Employee Benefits, EPLI, Excess Liab, GL, Hired & Non-owned Auto, Professional Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Admitted, Non-admitted States All States

Staffing Lines

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States U.S. Risk LLC

Coverages Auto Comm-Standard Liability, CGL, Crime, E&O, EPLI, Excess Liab, Workers’ Comp Carrier Status Non-admitted States All States

World Wide Specialty, a Div of Philadelphia Ins. Coverages Abusive Acts, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Hired & Non-owned Auto, Misc Professional Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Theatre Production Companies

Alive Risk

Coverages Accident & Health, Accidental Death, Contingent Coverages, Event Cancellation, Excess Liab, GL, Hired & Nonowned Auto, Inland Marine, Liquor Liab, Workers’ Comp States All States

Great American Ins. Group, Specialty Human Services

Coverages Abuse & Molestation, Auto Comm-Nonstandard, Blanket Addt’l Insureds, Business Income, CGL, Commercial Excess, Community/Social Svcs, Crime, Educator Legal Liab, Employee Benefits, Equipment Breakdown, Excess Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Inland Marine, Misc Professional Liab, Professional Liab, Umbrella Carrier Status Admitted States All States except HI, LA, OK

JD Fulwiler & Company Insurance

Coverages Auto Comm-Standard, CGL, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

Title Agents

Gerald J. Wilkoff Inc.

Coverages Crime, Fidelity, Fidelity Bonds, Fiduciary Liab Carrier Status Admitted States All States

Pro Group International

Coverages Cyber Liab, E&O Carrier Status Admitted, Non-admitted States All States

Professional Insurance Concepts

Coverages E&O, Professional Liab Carrier Status Admitted States All States

Vanguard Specialty

Coverages E&O, Professional Liab

Carrier Status Non-admitted States All States

Tour & Charter Bus Services

5Star Specialty Programs

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Liability, Auto Comm-Nonstandard Phys Dmg, Commercial Auto, Excess Liab, GL, Workers’ Comp Carrier Status Admitted States All States

KF&B Program Managers Insurance Services

Coverages Auto Comm-Standard, Liability Carrier Status Admitted States All States except LA, MA, NJ

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AZ, CA, CO, NM, NV, TX, UT

Tow Truck Firms

AllComp

Solutions

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

Arrowhead General Insurance Agency Inc.

Coverages Auto Comm-Standard Liability, Business Income, Business Interruption, Crime, Equipment, Equipment Breakdown, Garage Keepers Legal Liab, GL, Inland Marine, Pollution, Property Carrier Status Admitted States All States except DC, FL, LA, TX

KBK Insurance Group Inc.

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Garage Keepers Legal Liab, GL, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

Lancer Insurance Company

Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg

Carrier Status Admitted States CT, NJ, NY, PA

National Indemnity Company

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Garage Keepers Legal Liab, Medical Payments, Motor Truck Cargo, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Omaha National Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Trade Show Exhibitors

BUA LLC

Coverages Excess Liab, GL Carrier Status Admitted States All States

JD Fulwiler & Company Insurance

Coverages Auto Comm-Standard, CGL, Hired & Non-owned Auto, Inland Marine, Umbrella Carrier Status Admitted, Non-admitted States All States except WY

K&K Insurance Group Inc.

Coverages CGL, Equipment, Inland Marine Carrier Status Admitted States All States www.insurancehelper.com

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Fire Legal Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Personal Liab, Products Liab, Trade Shows & Festivals Carrier Status Non-admitted States All States

Translators & Interpreters

Professional Program Ins. Brokerage, a Div of SPG Ins. Sol Coverages CGL, Cyber Liab, Professional Liab Carrier Status Non-admitted States All States

Trap & Skeet Shooting Clubs

Breckenridge Insurance

Coverages Auto Comm-Standard, Crime, Cyber Liab, D&O, GL, Inland Marine, Property, Umbrella, Workers’ Comp States All States except AK, HI, NY

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Coverages Auto Comm-Standard, Boiler & Machinery, Business Income, CGL, Equipment Breakdown, Firearms Liability, Liquor Liab, Property Carrier Status Admitted States All States

Travel Agents & Tour Operators

Mexico Insurance Online

Coverages Auto Pers-Nonstandard, Auto Pers-Standard, Boats, Emergency Towing & Service, Homeowners Pkg, Int’l Coverage - Personal, Liability, Physical Damage, Watercraft Liab States All States

Professional Underwriters Agency (PUA) Coverages E&O, Professional Liab Carrier Status Admitted, Non-admitted States All States

Truck Dealers - Franchised

Ryan Specialty National Programs

Coverages Dealers Open Lot, E&O, Garage Liability, GL, Physical Damage, Property Carrier Status Non-admitted States Most States

Target

Managers Insurance Services

Coverages EPLI, Workers’ Comp Carrier Status Admitted States Most States

Truckers/Trucking Firms

5Star Specialty Programs

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Cargo, Non-Trucking Auto Liab, Occupational Accident, Physical Damage, Workers’ Comp Carrier Status Admitted States All States except AK, HI, MA

Applied Underwriters Inc.

Coverages Auto Comm-Standard Liability, Auto CommStandard Phys Dmg, Workers’ Comp Carrier Status Admitted States All States

Builders & Tradesmen’s Insurance Services Inc. (BTIS)

Coverages GL, Workers’ Comp

States All States except AK, DC, HI, NY

Freberg Environmental Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, CGL, GL, Hired & Non-owned Auto, Pollution, Pollution Liab, Transportation Pollution Liab, Uninsured Motorists Carrier Status Admitted States All States except AK, FL, MA, NJ, NY

GMI Insurance Services

Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard Phys Dmg, Cargo, CGL, GL, Long Haul, Motor Truck Cargo, Theft Carrier Status Non-admitted States All States except DC, MA, NY, VA

Greenwich Transportation Underwriters aka GTU Coverages Contingent Coverages, Truck Broker Carrier Status Non-admitted States All States except AK, HI

Guardian Insurance Wholesalers Inc.

Coverages Cargo, GL, Liability, Long Haul, Non-Trucking Auto Liab, Occupational Accident, Physical Damage, Truck Auto Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except DC

Interline Insurance Services

Coverages Auto Comm-Standard Phys Dmg, Cargo, Truck Auto Liab Carrier Status Admitted States AZ, CA, NV

International Transportation & Marine Agency Inc. Coverages Cargo, GL, Physical Damage Carrier Status Admitted, Non-admitted States All States J.M. Wilson Coverages Cargo, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Long Haul, Physical Damage, Pollution Liab, Umbrella Carrier Status Admitted States Most States

Lancer Insurance Company Coverages Auto Comm-Standard, Auto Comm-Standard Liability, Auto Comm-Standard Phys Dmg Carrier Status Admitted States CT, NJ, NY, PA

Legacy Employer Concepts LLC

Coverages EPLI, WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States

MacAfee & Edwards Inc. - Mexican Insurance Specialist

Coverages Foreign GL, Int’l Coverage - Commercial, Int’l Coverage - Personal Carrier Status Admitted, Non-admitted States All States

MAXIMUM

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Phys Dmg, Cargo, Contractors Equip, Dealers Open Lot, GL, Hired & Non-owned Auto, Non-Trucking Auto Liab, Physical Damage, Transportation Pollution Liab, Truck Auto Liab, Umbrella Carrier Status Non-admitted States All States

MexiPass International Insurance Services LLC

Coverages Int’l Coverage - Commercial, Int’l CoveragePersonal States All States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States All States except ND, OH, WA, WY

Mover’s Choice

Coverages Cargo, CGL, Property, Truck Auto Liab Carrier Status Admitted States All States

PEO Brokers Group

Coverages WC - Master Policies/ASO, Workers’ Comp, Workers’ Comp Plus (Alternative) States All States

Quantum Specialty Group

Coverages Excess Auto, Excess Liab Carrier Status Admitted, Non-admitted States All States

RLI

Coverages Auto Comm-Standard Phys Dmg, Cargo, GL, Truck Auto Liab Carrier Status Admitted States All States except DC

RockLake Insurance Group Inc.

Coverages Auto Comm-Nonstandard Phys Dmg, Auto CommStandard Phys Dmg, Cargo, Motor Truck Cargo Carrier Status Admitted, Non-admitted States All States

Shelly, Middlebrooks & O’Leary Inc.

Coverages Auto Comm-Nonstandard, Auto CommNonstandard Liability, Auto Comm-Nonstandard Phys Dmg, Commercial Auto, Business Income, Business Interruption, Care/Custody/Control, Cargo, CGL, Commercial Excess, Container Refrigeration Break, Contingent Coverages, Crime, Cyber Liab, D&O, E&O, EPLI, Excess Auto, Excess Liab, GL, Inland Marine, Long Haul, Motor Truck Cargo, Non-Trucking Auto Liab, On-Hook Cargo, Physical Damage, Professional Liab, Transportation Pollution Liab, Truck Auto Liability, Truck Broker Carrier Status Admitted, Non-admitted States FL, GA, NC, SC, TX

SIS Wholesale Insurance Services

Coverages Commercial Excess, Excess Liab Carrier Status Admitted States All States except AK, HI

StateFund First, a Div of Arthur J Gallagher Ins Brokers of CA

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States CA

Union General Insurance Services Inc.

Coverages Blanket Addt’l Insureds, CGL, GL, Long Haul Carrier Status Admitted States AZ, CA, ID, MT, NM, NV, OR, TX, UT, WA

Western Surplus Lines Agency Inc.

Coverages CGL, Excess Liab Carrier Status Non-admitted States ND, NM, OK, TX

Used Car Dealers

AAU, A division of USG Insurance Services

Coverages Auto Comm-Standard Phys Dmg, CGL, Dealers Open Lot, EPLI, Garage Keepers Legal Liab, Garage Liability, Motor Truck Cargo, Umbrella Carrier Status Admitted, Non-admitted States All States

Amwins - 120+ Locations Worldwide

Coverages Crime, Cyber Liab, Dealers Open Lot, Garage Liability, Pollution, Property States All States except MA, NY

Ck Specialty Insurance Associates

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL Carrier Status Non-admitted States All States except AK, FL, NY

DMI Insurance Services

Coverages Dealers Open Lot, E&O, Garage Keepers Legal Liab, Garage Liability, Physical Damage, Property, Uninsured Motorists Carrier Status Admitted States Most States

GMI Insurance Services

Coverages Auto Comm-Standard, Garage Liability, GL Carrier Status Admitted States All States except MA, NY

KBK Insurance Group Inc.

Coverages Dealers Open Lot, Garage Keepers Legal Liability, Garage Liability, On-Hook Cargo, Property, Umbrella Carrier Status Admitted States All States except AK, DC, HI, MA, NY

M.J. Hall & Company Inc.

Coverages Business Interruption, Commercial Excess, Dealers Open Lot, Excess Liab, Fire, Garage Liability, GKLL, Medical Payments, Property, Real & Business Personal Property Carrier Status Non-admitted States AK, AZ, CA, CO, ID, KS, MT, NE, NM, NV, OK, OR, SD, TX, UT, WA, WY

National Indemnity Company

Coverages Dealers Open Lot, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Uninsured Motorists Carrier Status Admitted, Non-admitted States All States except HI, MA, NJ, NY

Union General Insurance Services Inc.

Coverages CGL, E&O, Garage Keepers Legal Liab, Garage Liability, GKLL, GL, Products Liab, Professional Liab, Property, Uninsured Motorists Carrier Status Non-admitted States AZ, CA, ID, MT, NM, NV, OR, TX, UT

Walter General Agency (WGA)

Coverages Dealers Open Lot, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, Medical Payments, Property, Umbrella, Uninsured Boaters, Uninsured Motorists Carrier Status Non-admitted States AR, IL, MO, OK

Utilities-Natural Gas Companies

Amwins - 120+ Locations Worldwide

Coverages Auto Comm-Standard, Boiler & Machinery, GL, Inland Marine, Property, Public Officials, Railroad Protective Liab, Umbrella Carrier Status Admitted States All States

Valet Parking Companies

McLeckie Insurance Group

Coverages Garage Keepers Legal Liab, Legal Liab Carrier Status Non-admitted States All States

Shelly, Middlebrooks & O’Leary Inc.

Coverages Business Income, Business Interruption, Crime, EPLI, Excess Auto, Excess Liab, Garage Keepers Legal Liab, Garage Liability, GKLL, GL Carrier Status Non-admitted States FL, GA, TX

U.S. Risk LLC

Coverages CGL, Garage Keepers Legal Liab, GKLL Carrier Status Non-admitted States All States

Vendor Management Services

Proctor Loan Protector

Coverages Blanket Forced Placed, E&O, Excess Flood, Flood, Force Place Fire Cvrg, Foreclosed Properties, High Valued Homes, Mobile Home Ins, Mortgage Impairment, Mortgage REO Cvrg, Rented Property, Residential Property Carrier Status Non-admitted States All States

Southeastern Underwriters Inc. (SUI)

Coverages Collateral Protection, E&O, Physical Damage Carrier Status Admitted States All States

World Wide Specialty, a Div of Philadelphia Ins. Coverages Abusive Acts, Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, Crime, Cyber Liab, D&O, E&O, Employee Benefits, EPLI, Fidelity, Fidelity Bonds, GL, Hired & Non-owned Auto, Misc Professional Liab, Professional Liab, Property, Technology E&O, Umbrella, Workers’ Comp Carrier Status Admitted States All States

Vineyards

Agricultural Insurance Mgmt Services

Coverages CGL, Products Liab, Property Carrier Status Admitted States Most States

Professional Liability Ins Svcs - Underwriting Facilities Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Sierra Specialty Insurance Services, a Div of XPT Group Coverages CGL, Herbicide & Pesticide, High Valued Homes, Inland Marine, Personal Property, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Winery Pak Insurance Programs

Coverages Auto Comm-Standard, Combo Personal & Commercial, Contractors Equip, Equipment Breakdown, Herbicide & Pesticide, Liability, Personal Liab, Pollution Liab, Property, Umbrella Carrier Status Admitted States All States

Vitamin/Health Food Suppliers

CRC Insurance Services

Coverages CGL, EPLI, Products Liab Carrier Status Non-admitted States All States

Euclid Life Science Specialty LLC

Coverages Commercial Excess, Completed Operations Liab, E&O, Excess Liab, GL, Liability, Products Liab, Professional Liab Carrier Status Non-admitted States All States

NeitClem Wholesale Insurance Brokerage Inc.

Coverages Completed Operations Liab, Foreign GL, GL, Liability, Product Extended Warranty, Products Liab Carrier Status Admitted, Non-admitted States AZ, CA, NV, TX

Professional Program Ins. Brokerage, a Div of SPG Ins. Sol

Coverages Cyber Liab, GL, Products Liab, Property

Carrier Status Non-admitted States All States

Quaker Special Risk, a Jencap Company (Mass.)

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

Quaker Special Risk, a Jencap Company (New Jersey)

Coverages CGL, Commercial Excess, GL, Liability, Products Liab Carrier Status Non-admitted States Most States

Warehouse Operators

Element22 Insurance Services

Coverages Business Income, Business Interruption, Excess Flood, Flood, Hail, Hurricane, Property, Weather, Wind Carrier Status Non-admitted States AL, FL, GA, LA, MS, NC, SC, TX, VA

Gorst & Compass Insurance Coverages BOP, Business Income Carrier Status Non-admitted States CA

Waste Haulers

Amwins - 120+ Locations Worldwide

Coverages Auto Comm-Standard, Environmental Liab, GL, Pollution, Umbrella States All except DC, HI, MD, NJ, VA

Beacon Hill Associates

Coverages CGL, E&O, Environmental Liab, Pollution, Pollution Liab, Transportation Pollution Liab, Workers’ Comp States All States

Jencap Specialty Insurance Services (Environmental) Coverages Auto Comm-Standard, GL, Pollution, Pollution Liab, Workers’ Comp Carrier Status Non-admitted States All States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CA, CO, GA, IA, IL, IN, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

Omaha National Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Water Well Drilling Operation Co’s

Amwins - 120+ Locations Worldwide Coverages Auto Comm-Standard, GL, Inland Marine, Property, Umbrella Carrier Status Admitted States All States except AR, CO, LA, OR, SC

Western Surplus Lines Agency Inc. Coverages CGL, Control of Well, Inland Marine Carrier Status Non-admitted States LA, ND, NM, OK, TX

Water/Wastewater Facilities

Beacon Hill Associates

Coverages CGL, E&O, Environmental Liab, Pollution, Pollution Liab, Transportation Pollution Liab, Workers’ Comp States All States

Freberg Environmental Inc. Coverages CGL, Environmental Liab, Excess Liab, GL, Pollution, Pollution Liab, Transportation Pollution Liab Carrier Status Non-admitted States All States

Grundy Insurance

Coverages Auto Comm-Standard, CGL, Crime, D&O, E&O, EPLI, Equipment Breakdown, Excess Liability, Property, Public Officials Carrier Status Admitted States All States except DC, HI

Jencap Specialty Insurance Services (Environmental) Coverages Pollution, Pollution Liability Carrier Status Non-admitted States All States

Philadelphia Insurance Companies

Coverages Auto Comm-Standard, CGL, EPLI, Property, Public Officials Carrier Status Admitted States All States except LA

Public Entities of America (PEA)

Coverages Commercial Auto, Commercial Excess, GL, Professional Liab, Property Carrier Status Admitted, Non-admitted States Most States

US Assure

Coverages Builders Risk, COC, Earthquake, Fire, Flood, Hail, Hurricane, Installation Floaters, Theft, Weather, Wind Carrier Status Admitted States All States

Weddings

Alive Risk

Coverages Accident & Health, Event Cancellation, Excess Liab, GL, Hired & Non-owned Auto, Inland Marine, Liquor Liab Carrier Status Admitted, Non-admitted States All States

JD Fulwiler & Company Insurance

Coverages CGL, Event Cancellation, Hired & Non-owned Auto, Liquor Liab, Umbrella Carrier Status Admitted, Non-admitted States All States except WY

K&K Insurance Group Inc.

Coverages CGL, Inland Marine Carrier Status Admitted States All States

Markel Personal Lines

Coverages Event Cancellation, Liability, Property Carrier Status Admitted States All States

Philadelphia Insurance Companies

Coverages CGL, Property Carrier Status Admitted States All States except LA

Wedding Protector Plan

Coverages Event Cancellation, GL, Liability, Liquor Liab Carrier Status Admitted States All States except AK, HI, LA

www.insurancehelper.com

Coverages Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, Event Cancellation, Fire Legal Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Personal Liab, Physical Damage Rental Units, Products Liab, Trade Shows & Festivals, Weather Carrier Status Non-admitted States All States

Wildlife Control

Brownyard Group

Coverages Auto Comm-Standard, Blanket Addt’l Insureds, Blanket Waivers, Care/Custody/Control, CGL, Commercial Excess, Completed Operations Liab, Crime, E&O, Environmental Liab, Equipment Breakdown, Fidelity, Fire Legal Liab, GL, Herbicide & Pesticide, Inland Marine, Liability, Lost Key, Medical Payments, Pollution Liab, Products Liab, Professional Liab, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except LA

Wineries

Markel

Coverages Auto Comm-Standard, CGL, Crime, Cyber Liab, Inland Marine, Property, Umbrella, Workers’ Comp Carrier Status Admitted States All States except AK, HI

Professional Liability Ins Svcs - Underwriting Facilities Coverages E&O, Professional Liab Carrier Status Non-admitted States All States

Sierra Specialty Insurance Services, a Div of XPT Group Coverages CGL, Herbicide & Pesticide, High Valued Homes, Inland Marine, Personal Property, Pollution Liab, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except NY

Winery Pak Insurance Programs

Coverages Auto Comm-Standard, Bailee/Customer Goods, Blanket Addt’l Insureds, Business Income, Cargo, Commercial Excess, Cyber Liab, Equipment Breakdown, Excess Liab, Inland Marine, Liability, Liquor Liab, Property Carrier Admitted States All States except FL, LA, MS, OK

Wood Workers

Continental Underwriters Inc.

Coverages BOP, Builders Risk, Business Income, Business Interruption, Combo Personal & Commercial, Commercial Excess, Commercial Marine, Contractors Equip, Crime, Equipment Breakdown, Excess Liab, Flood, GL, Inland Marine, Int’l Coverage - Commercial, Int’l CoveragePersonal, Personal Liab, Property, Stop-Gap, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Keith D. Peterson & Company Inc.

Coverages Auto Comm-Standard, Boiler & Machinery, Builders Risk, CGL, Crime, D&O, EPLI, Equipment Breakdown, Inland Marine, Motor Truck Cargo, Property, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

Midwestern Insurance Alliance LLC

Coverages Workers’ Comp, Workers’ Comp Plus (Alternative) Carrier Status Admitted States AL, AR, AZ, CO, GA, IA, IL, KS, KY, MO, NC, NE, NM, NV, PA, SC, TN, TX, UT, VA

Omaha National

Coverages Workers’ Comp Carrier Status Admitted States AZ, CA, CT, GA, IA, IL, NE, NJ, NY, PA

Yacht Clubs

Markel Personal Lines

Coverages Boats, Commercial Marine, Hull, Pollution Liab, Watercraft Liab Carrier Status Admitted States All States

Safehold Special Risk

Coverages Boats, Boiler & Machinery, CGL, COC, Commercial Excess, Commercial Marine, Equipment, Equipment Breakdown, GL, Property, Umbrella, Watercraft Liab, Watersports Liab, Workers’ Comp Carrier Status Admitted, Non-admitted States All States

The Hanover Insurance Group

Coverages Auto Comm-Standard, CGL, Crime, D&O, Environmental Liab, EPLI, Equipment, Fine Arts, GKLL, GL, Hull, Legal Liab, Marina Operators Legal, Physical Damage, Piers & Docks, Pollution Liab, Products Liab, Property, Protection & Indemnity (P&I), Watersports Liab, Workers’ Comp Carrier Status Admitted States All States

Yachts/Mega Yachts

Bass Underwriters

Coverages Hull, Protection & Indemnity (P&I) Carrier Status Admitted, Non-admitted States All States

Markel Personal Lines

Coverages Hull, Liability, Medical Payments, Pollution Liab, Uninsured Boaters, Watercraft Liab Carrier Status Admitted States All States

Quaker Special Risk, a Jencap Company (Florida)

Coverages Hull, Watercraft Liab Carrier Status Nonadmitted States All States

Quaker Special Risk, a Jencap Company (New Jersey) Coverages Hull, Protection & Indemnity (P&I), USL&H Carrier Status Non-admitted States Most States

Sun Coast General Insurance Agency

Coverages Boats, Commercial Marine, Hull, Liability, Piers & Docks, Ship Repairers Legal, Uninsured Boaters, Watercraft Liab, Wet Marine Carrier Status Admitted, Non-admitted States AK, AZ, CA, FL, NV, OR, UT, WA

Youth Sports Associations

Affinity Nonprofits Coverages D&O, EPLI, Fiduciary Liab, Nonprofit D&O Carrier Status Admitted States All States except HI

Alive Risk

Coverages Accident & Health, Excess Liab, GL, Inland Marine, Prize Indemnification Carrier Status Admitted, Non-admitted States All States

Builders & Tradesmen’s Insurance Services Inc. (BTIS) Coverages E&O, GL Carrier Status Admitted States All States except AK

Gateway Specialty Insurance

Coverages Abuse & Molestation, EPLI, GL, Nonprofit D&O, Professional Liab, Property, Umbrella Carrier Status Admitted, Non-admitted States All States except AK, HI, LA

J.E. Brown & Associates Coverages Liability, Property Carrier Status Admitted, Non-admitted States CA

JD Fulwiler & Company Insurance

Coverages Abuse & Molestation, Auto Comm-Standard, CGL, D&O, EPLI, Inland Marine, Participant Accident, Umbrella, Workers’ Comp Carrier Status Admitted, Non-admitted States All States except WY

K&K Insurance Group Inc.

Coverages Abuse & Molestation, CGL, Crime, D&O, Equipment, Inland Marine, Participant Accident, Property, Workers’ Comp Carrier Status Admitted States All States

NSM Insurance Group

Coverages Abuse & Molestation, Accident & Health, Accident & Sickness, Accidental Death, Assault & Battery, Commercial Auto, Blanket Addt’l Insureds, BOP, Business Income, Business Interruption, Care/Custody/Control, CGL, Equipment, Equipment Breakdown, GL, Inland Marine, Liability, Liquor Liab, Participant Accident, Pool & Spa Liability, Professional Liability, Property, Umbrella Carrier Status Admitted, Non-admitted States All States

Philadelphia Insurance Companies

Coverages Abuse & Molestation, Commercial Auto, Boiler & Machinery, CGL, D&O, Employee Benefits, EPLI, Fiduciary Liab, Fire Legal Liab, GL, Identity Theft, Inland Marine, Participant Accident, Property, Real & Business Personal Prop, Sexual Misconduct, Umbrella, Uninsured Motorists Carrier Status Admitted States All States except LA

RPS Signature Programs

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Crime, D&O, EPLI, Equipment, Excess Liab, GL, Hired & Nonowned Auto, Property, Student Accident States All States

Sports & Fitness Insurance Corporation (SFIC)

Coverages Accident & Health, Accidental Death, Flood, GL, Medical, Property Carrier Status Admitted States All States

Sports & Wellness Insurance

Coverages Accident & Health, Crime, Cyber Liab, D&O, GL, Hired & Non-owned Auto, Inland Marine, Property, Umbrella Carrier Status Admitted States All States

www.insurancehelper.com

Coverages Abuse & Molestation, Blanket Addt’l Insureds, Blanket Waivers, CGL, Completed Operations Liab, GL, Hired & Non-owned Auto, Liability, Liquor Liab, Medical Payments, Participant Accident, Personal Liab, Products Liab, Sexual Misconduct, Trade Shows & Festivals

Carrier Status Non-admitted States All States

5Star Specialty Programs

See Website for Addresses, HeadquartersMelbourne, FL 32935

Phone: (877) 247-9772, Fax: (321) 757-6147 marketing@5starsp.com www.5starsp.com

AAU, A division of USG Insurance Services

1000 Town Center Way, Ste. 300 Canonsburg, PA 15317

Phone: (724) 754-9078, Fax: (724) 265-5751 lesselstyn@aauins.com www.aauins.com

ABC Aviation Program

906 South Kirkwood Rd., St. Louis, MO 63122

Phone: (314) 471-0777 stephanie_likins@theabcprogram.com www.crcprograms.com/abcprogram.html

Access E&S Insurance Services (VA)

2001 N. Lincoln St., Arlington, VA 22207

Phone: (703) 248-2566, Fax: (703) 248-2565 Tim@Access-ES.com www.Access-ES.com

Addiction Treatment Providers Insurance Program

555 E. North Lane, Ste. 6060

Conshohocken, PA 19428

Phone: (610) 808-9556 nsmmarketing@nsminc.com atpinsure.com

Affinity Nonprofits

2001 K St., NW, Ste. 625 N, Washington, DC 20006

Phone: (800) 432-7465, Fax: (800) 701-1982 info@affinitynonprofits.com www.affinitynonprofits.com

Agricultural Insurance Mgmt Svcs.

1496 Route 3A, Ste. 10, Bow, NH 03278

Phone: (877) 552-2467, Fax: (603) 225-9318 jlp@aimscentral.com www.aimscentral.com

Alive Risk

81 S. 9th St., Ste. 400, Minneapolis, MN 55402

Phone: (612) 284-4264 Contact@aliverisk.com https://aliverisk.com

AllComp Solutions

555 E. North Lane, Ste. 6060 Conshohocken, PA 19428 Phone: (610) 808-9586, Fax: (610) 941-9889 nsmmarketing@nsminc.com allcompsolutions.com

American Collectors Insurance, Inc. 951 Haddonfield Rd., Ste. 2A, Cherry Hill, NJ 08002

Phone: (888) 314-6647, Fax: (856) 755-7440 info@americancollectors.com americancollectors.com

American Management Corporation

1109 Oak Street, Conway, AR 72032

Phone: (855) 458-2835, Fax: (501) 932-3135 submissions@amcins.com www.amcinsurance.com

American Public Risk

9020 Stony Point Pkwy, Ste. 455 Richmond, VA 23236

Phone: (800) 586-6502, Fax: (804) 272-7852 glester@pgui.com www.americanpublicrisk.com

AMIS/Alliance Marketing & Insurance Services, LLC

P.O. Box 567, San Marcos, CA 92079

Phone: (760) 471-7116, Fax: (760) 471-9378 snowell@amiscorp.com www.amisinsurance.com

Amwins - 120+ Locations Worldwide

See Website for Locations Headquarters - Charlotte, NC 28210

Phone: (704) 749-2700, Fax: (704) 943-9000 marketing@amwins.com www.amwins.com

Anderson & Murison, Inc.

800 W. Colorado Blvd., Los Angeles, CA 90041

Phone: (323) 255-2333, Fax: (323) 255-0957 dena.martin@monarchexcess.com www.andersonmurison.com

Apartment Insurance Consultants, LLC

7000 N. Mopac Expy, Ste. 250, Austin, TX 78731

Phone: (512) 467-7299, Fax: (512) 452-7288 amandas@aicinsure.com www.AICinsure.com

Ashley General Agency

2040 N. Loop 336 W, Ste. 200, Conroe, TX 77304

Phone: (936) 441-5959, Fax: (936) 521-5922 hnelson@ashleyga.com www.ashleyga.com

Association Member Benefits Advisors, LLC

4050 NW 114th Street, Urbandale, IA 50322

Phone: (866) 486-1946 plsales.service@mercer.com www.proliability.com

Atlas General Insurance Services, An RPS Company

6165 Greenwich Dr., Ste. 200, San Diego, CA 92122

Phone: (858) 724-5100, Fax: (858) 724-5280 marketing@atlas.us.com atlas.us.com

Attorney Protective

2435 N. Central Expy, Ste. 1400 Richardson, TX 75080 Phone: (877) 728-8776 cs@attorneyprotective.com www.attorneyprotective.com

AttPro RRG

2435 N. Central Expy, Ste. 1400 Richardson, TX 75080 Phone: (877) 728-8776 cs@attorneyprotective.com www.attorneyprotective.com/attprorrg

Applied Underwriters, Inc.

10805 Old Mill Road, Omaha, NE 68154

Phone: (877) 234-4450, Fax: (877) 234-4452 sales@auw.com auw.com/MoreToLove

For more infotmation, check out our ad on the Back Cover and pages 2 & 3 (National).

Applied Underwriters is a global risk services firm that helps businesses and people manage uncertainty through its business services, insurance, and reinsurance solutions.

Arrowhead General Insurance Agency, Inc.

701 B St., Ste. 2100, San Diego, CA 92101

Phone: (800) 669-1889, Fax: (619) 881-8695 MarketingInfo@ArrowheadGrp.com www.ArrowheadGrp.com

Artex Risk Solutions, Inc.

2850 Golf Rd., 5th Fl, Rolling Meadows, IL 60008

Phone: (630) 694-5050 artexinfo@artexrisk.com www.artexrisk.com

Ascinsure Specialty Risk

4 Gateway Ctr, 444 Liberty Ave, Ste. 400 Pittsburgh, PA 15222

Phone: (877) 372-0517, Fax: (888) 316-9016 newbusiness@ascinsure.com www.ascinsure.com

Ascinsure can write your hard-to-place risks in these niche areas: Cranes- Exclusive Program; Equipment Rental & Party Goods Dealers- Exclusive Program; Scaffolding- Exclusive Program; Inland Marine. Complete coverage options, knowledgeable staff, and competitive commissions.

Bass Underwriters

6951 W. Sunrise Blvd., Plantation, FL 33313

Phone: (954) 473-4488, Fax: (954) 317-3100 marketing@bassuw.com www.bassuw.com

Beacon Hill Associates

P.O. Box 1532, Charlottesville, VA 22902

Phone: (800) 596-2156, Fax: (434) 979-8964 info@b-h-a.com https://b-h-a.com

Berkley Luxury Group, a W.R. Berkley Company

301 Route 17 N, Ste. 900, Rutherford, NJ 07070

Phone: (800) 504-7012 mail@berkleyluxurygroup.com www.berkleyluxurygroup.com

Berkley Select | a Berkley Company

550 W. Jackson Blvd., Ste. 500, Chicago, IL 60661

Phone: (312) 800-6200, Fax: (312) 207-1839 info@berkleyselect.com www.berkleyselect.com

Breckenridge Insurance

3550 George Busbee Pkwy NW, Ste. 300 Kennesaw, GA 30144

Phone: (855) 728-8822 solved@breckis.com www.breckis.com

Brewery Pak Insurance Programs

3 Wing Dr., Cedar Knolls, NJ 07927

Phone: (888) 386-5701, Fax: (973) 359-0133 paulm@brewerypak.com www.brewerypak.com

Brownyard Group

21 Maple Ave., P.O. Box 9175, Bay Shore, NY 11706

Phone: (800) 645-5820, Fax: (631) 666-5723 info@brownyard.com www.brownyard.com

BUA, LLC

22 Deer St., Ste. 400, Portsmouth, NH 03801

Phone: (603) 772-5005, Fax: (603) 372-5990 msamperi@buainsurance.com www.buainsurance.com

Builders & Tradesmen’s Insurance Services, Inc. (BTIS)

6610 Sierra College Blvd., Rocklin, CA 95677

Phone: (877) 649-6682, Fax: (916) 772-9292 info@btisinc.com www.btisinc.com

Business Alliance Insurance Company

400 Oyster Point Blvd., Ste. 327 South San Francisco, CA 94080

Phone: (650) 866-3999, Fax: (650) 866-3996 sbarsotti@ebaic.com www.ebaic.com

Coastal Insurance Underwriters, Inc.

P.O. Box 3140, Ponte Vedra Beach, FL 32004

Phone: (904) 285-7683, Fax: (904) 395-0038 info@ciuins.com www.ciuins.com

Directory of Markets

Cowbell Cyber

6800 Koll Center Pkwy, Ste. 250 Pleasanton, CA 94566

Phone: (833) 633-8666 agencies@cowbellcyber.ai cowbell.insure

CRC Insurance Services

See Website for Locations, Birminham, AL 35209

Phone: (205) 870-7790, Fax: (205) 879-3739 marketing@crcins.com www.crcins.com

Commercial Sector Insurance Brokers, LLC

600 Corporate Pkwy, Ste. 250 Birmingham, AL 35242

Phone: (205) 776-1600, Fax: (205) 776-1619 bbleistine@comsectorins.com www.comsectorins.com

Distinguished Programs

1180 Avenue of the Americas, 16th Floor New York, NY 10036

Phone: (212) 297-3100, Fax: (212) 297-3130 jsafer@distinguished.com www.distinguished.com

Community Association Insurance Solutions, LLC

CannGuard

11500 N. Ambassador Dr., Ste. 310 Kansas City, MO 64153

Phone: (833) 770-4068 info@cann-guard.com https://cann-guard.com

Care Providers Insurance Services

19111 N. Dallas Pkwy, Ste. 250, Dallas, TX 75287

Phone: (972) 427-4199 nsmmarketing@nsminc.com cpsinsure.com

5045 Robert J. Mathews Pwky, Ste. 100 El Dorado Hills, CA 95762

Phone: (888) 833-4158, Fax: (888) 833-4159 marketing@mgalive.com www.caislive.com

Community Association Insurance Solutions (CAIS), is an MGA and Program Administrator specializing in protecting Homeowners' Associations (HOAs), Townhomes, and both residential and commer cial Condominiums (Condos) & Planned Unit Developments (PUDs). Our online program includes coverage for both non-payroll accounts and payroll accounts. Coverage for volunteers, board and committee members included.

Continental Brokers, Inc.

212 Key Dr., Ste. A, Madison, MS 39110

Phone: (866) 386-4136, Fax: (601) 898-4793 cs@continentalbrokers.biz www.continentalbrokers.biz

Charity First Insurance Services, Inc.

595 Market St., Ste. 2100, San Francisco, CA 94105

Phone: (800) 352-2761 Frank_Tarantino@charityfirst.com www.charityfirst.com

ChemPlan - Chemical Insurance

8121 Vicela Dr., Sarasota, FL 34240

Phone: (800) 410-1511, Fax: (941) 379-2668 dhagan@chemplan.net www.chemplan.net

CID Insurance Programs, Inc.

7125 El Cajon Blvd., Ste. 3, San Diego, CA 92115

Phone: (800) 922-7283, Fax: (619) 593-2008 programs@cidinsurance.com www.cidinsurance.com

Ck Specialty Insurance Associates

See Website for Locations

Headquarters - San Jose, CA 95118

Phone: (800) 411-0083, Fax: (503) 625-6731 justin@ckspecialty.com www.ckspecialty.com

Continental Underwriters, Inc.

3435-A W. Leigh Street, Richmond, VA 23230

Phone: (804) 643-7800, Fax: (804) 643-5800 info@contund.com www.contund.com/risk-assessment/

Cooper & McCloskey, Inc.

1981 N. Broadway, Ste. 340, Walnut Creek, CA 94596

Phone: (415) 433-7700, Fax: (415) 433-7707 keltie@cmiprorisk.com www.cmiprorisk.com

Cosmetic Insurance Services, a division of EPIC Brokers

210 Hudson St., 6th Fl, Jersey City, NJ 07311

Phone: (201) 356-0057, Fax: (201) 356-0055 Kenneth.hegel@epicbrokers.com www.cosmeticinsurance.com

For more info, see our ad on pages 17 & 26 (National).

Covenant Underwriters

1221 McKinney St., Ste. 3110, Houston, TX 77010

Phone: (346) 330-3777 broker@covenantunderwriters.com www.covenantunderwriters.com

Distinguished Programs is a leading national insur ance Program Manager providing specialized insurance programs to brokers and agents with specific expertise in Real Estate, Community Associations, Hotels, and Restaurants. Through thoughtful innovation, stemming back to 1995, Distinguished Programs fosters growth and opportunities for its brokers, carriers, and employees.

DMI Insurance Services

8911 N. Capital of TX Hwy, Ste. 4240 Austin, TX 78759

Phone: (800) 877-2525 nmaske@dmi-insurance.com www.dmi-insurance.com

Element22 Insurance Services

3000 Gulf to Bay Blvd., Ste. 600 Clearwater, FL 33759 Phone: (877) 591-8283 dapplebaum@element22ins.com www.element22ins.com

Equine Insurance Specialists, LLC

P.O. Box 12440, Lexington, KY 40583

Phone: (800) 723-9414, Fax: (866) 207-6953 info@insureyourhorse.com www.insureyourhorse.com

Euclid Life Science Specialty, LLC

234 Spring Lake Drive, Itasca, IL 60143

Phone: (443) 682-0102 RElliott@EuclidLSS.com www.EuclidLSS.com

Flood Risk Solutions, Inc

360 Central Ave., Ste. 1260, St Petersburg, FL 33701

Phone: (727) 256-1991 phil@floodsol.com www.floodsol.com

Flux Insurance Services, LLC

2280 E. Bidwell St., Ste. 104, 228, Folsom, CA 95630

Phone: (888) 358-9467 cprince@fluxins.com www.fluxins.com

Frank Winston Crum Insurance

100 S. Missouri Ave., Clearwater, FL 33756

Phone: (866) 218-4219, Fax: (727) 450-7911 wc@fwcrum.com or gl@fwcrum.com https://www.frankwinstoncrum.com

Freberg Environmental, Inc.

1800 Wazee St., Ste. 300, Denver, CO 80202

Phone: (800) 377-4152, Fax: (303) 623-8101 info@feiinsurance.com www.feiinsurance.com

FTP of California

P.O. BOX 120747, San Diego, CA 92112

Phone: (314) 496-7077 lglaser@FTPins.com www.ftpins.com/california

Gateway Specialty Insurance

1170 Devon Park Drive, Wayne, PA 19087

Phone: (877) 977-4474, Fax: (610) 254-1855 info@gatewayspecialty.com www.gatewayspecialty.com

Gerald J. Wilkoff, Inc.

95 Main St., Mineola, NY 11501

Phone: (516) 747-0200, Fax: (516) 747-2021 info@wilkoffbonds.com www.wilkoffbonds.com

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GIG Insurance Group, Inc.

750 East Prospect Road, Fort Lauderdale, FL 33334

Phone: (866) 563-1771, Fax: (866) 563-1775 egifford@gigins.com www.gigins.com

GMI Insurance Services

P.O. Box 701, Valley Forge, PA 19482

Phone: (610) 933-4679, Fax: (610) 933-4993 karen@gmi-insurance.com www.gmi-insurance.com

Gorst & Compass Insurance 9310 Topanga Canyon Blvd., Chatsworth, CA 91311

Phone: (818) 507-0900, Fax: (818) 507-1133 mail@gorstcompass.com www.gorstcompass.com

Gray Specialty

3601 N. I-10 Service Road W, Metairie, LA 70002

Phone: (504) 754-6701 rswayze@grayspecialty.com www.grayspecialty.com

Great American Insurance Group, Specialty Human Services

301 E. 4th St., 23rd Fl, Cincinnati, OH 45202

Phone: (866) 424-4758, Fax: (888) 513-5593 clwood@gaig.com www.SpecialtyHumanServices.com

Greene & Associates

400 Quaker Rd., East Aurora, NY 14052

Phone: (716) 805-1090, Fax: (716) 805-1099 kburch@whgreene.com www.whgreene.com

Greenwich Transportation Underwriters aka GTU

6 Cadillac Dr., Ste. 410, Brentwood, TN 37027

Phone: (800) 488-8852, Fax: (615) 321-4543 ben@gtu-ins.com www.gtu-ins.com

Gridiron Insurance Underwriters, Inc.

261 N. University Dr., Ste 510, Plantation, FL 33324

Phone: (954) 331-3000 ddemott@gridironins.com www.gridironins.com

Grundy Insurance

P.O. Box 1957, Horsham, PA 19044

Phone: (877) 338-4004, Fax: (215) 674-5716 clint@grundy.com www.grundy.com/utility

Guardian Insurance Wholesalers, Inc.

P.O. Box 119, Leitchfield, KY 42755

Phone: (270) 230-0340, Fax: (270) 230-0344 dlhuff@guardian-ins.com www.guardian-ins.com

HabPro Insurance

555 E. North Lane, Ste. 6060 Conshohocken, PA 19428

Phone: (610) 808-9556 nsmmarketing@nsminc.com habproinsurance.com

Hagerty Commercial

121 Drivers Edge, Traverse City, MI 49684

Phone: (888) 216-2420, Fax: (231) 941-8227 commercial@hagerty.com www.hagertyagent.com/insurance/businessinsurance

Hole In One International

6195 Ridgeview Ct., Ste. A, Reno, NV 89519

Phone: (800) 827-2249, Fax: (775) 826-4653 info@holeinoneinternational.com www.holeinoneinternational.com

Hull & Company www.hullco.com for all locations, HW: Fort Lauderdale, FL 33020

Phone: (954) 527-4855, Fax: (866) 449-8449 www.hullco.com

Indemnity Excess & Surplus Agency, Inc.

1915 NE Stucki Ave., Ste. 450, Hillsboro, OR 97006

Phone: (800) 487-2442, Fax: (503) 526-9700 jimh@ies-xs.com www.ies-xs.com

Insurtec Tanning and Spa Insurance

P.O. Box 25, Rich Hill, MO 64479

Phone: (800) 606-0621, Fax: (417) 395-2713 info@insurtecinc.com www.insurtecinc.com

Integrated Underwriters ®

2260 E. Bidwell St., Ste. 2043, Folsom, CA 95630

Phone: (567) 233-2667 cprince@integrateduw.com www.integrateduw.com

Interline Insurance Services

4 Centerpointe Dr., Ste. 300, La Palma, CA 90623

Phone: (800) 229-8790, Fax: (562) 356-0288 swalker@ameritrustgroup.com www.interlineinsurance.com

International Transportation & Marine Agency, Inc.

7835 E. Evans Rd., Bldg 300, Scottsdale, AZ 85260

Phone: (480) 556-0200, Fax: (480) 556-0201 info@itmagency.com www.itmagency.com

IPC

P.O. Box 1150, Gardnerville, NV 89410

Phone: (775) 782-6655, Fax: (775) 782-6654 tammy@ipc-nv.com www.ipc-nv.com

Irving Weber Associates, Inc

6900 College Blvd., Overland Park, KS 66211

Phone: (631) 619-9207, Fax: (631) 913-6035 info@iwains.com www.iwains.com

Irwin Siegel Agency

25 Lake Louise Marie Rd., Rock Hill, NY 12775

Phone: (800) 622-8272, Fax: (845) 796-3661 siegel@siegelagency.com www.siegelagency.com

Irwin Siegel Agency (ISA) is the premier program administrator. Our trusted advisors partner with brokers to provide property and casualty insurance, risk management, and claims services to Human and Social Service Providers. Our exceptional programs written with A+ rated carriers offer some of the broadest coverages available.

Izzo Insurance Services, A division of Hull & Company, LLC

150 S. Bloomingdale Rd., Bloomingdale, IL 60108

Phone: (800) 800-1704, Fax: (630) 582-2803 Info@IzzoInsurance.com www.IzzoInsurance.com

J.E. Brown & Associates

303 Lennon Ln., Walnut Creek, CA 94598

Phone: (925) 947-2990, Fax: (925) 947-3978 marketing@jebrown.net www.jebrown.net

J.M. Wilson

8036 Moorsbridge Rd., Portage, MI 49024

Phone: (800) 282-8113 cbaldwin@jmwilson.com www.jmwilson.com

J.M. Wilson is a third generation, family owned MGA and Surplus Lines Broker founded in 1920. We provide independent insurance agents access to ‘A’ rated carriers for Commercial Transportation, Property & Casualty, Brokerage, Marine, Personal Lines and Surety. We know insurance agents have choices and it’s our goal to establish relationships and provide the best possible experience for our agents to place business in the E&S marketplace.

JC Wilson Consulting, Inc.

9390 W. Maiden Ct, Vero Beach, FL 32963

Phone: (312) 543-9451, Fax: (312) 543-9451 jwilson.frs@gmail.com

JD Fulwiler & Company Insurance

5727 S Macadam Ave, Portland, OR 97239

Phone: (503) 293-8325, Fax: (503) 293-5418 info@jdfulwiler.com www.jdfulwiler.com

I nsuran ce Gr

Directory of Markets

Jencap HNOA Program

3025 Windward Plaza, Ste. 400 Alpharetta, GA 30005

Phone: (678) 802-4032, Fax: (770) 396-7699 John.Ware@jencapgroup.com www.jencapgroup.com

Jencap Specialty Insurance Services (Environmental)

2400 E. Katella Ave., Ste. 800, Anaheim, CA 92806

Phone: (949) 534-9106 nancy.huynh@jencapgroup.com https://jencapgroup.com/environmental/

Jencap Specialty Insurance Services - Buffalo

295 Main St., Ste. 866, Buffalo, NY 14203

Phone: (800) 333-7226, Fax: (800) 677-6779 info.buffalo@jencapgroup.com www.jencapgroup.com

Joseph Chiarello & Co., Inc.; Firearms Business Insurance Program

25 DeForest Ave., Ste. 208, Summit, NJ 07901

Phone: (800) 526-2199, Fax: (908) 473-0110 info@jcinsco.com www.guninsurance.com

K&K Insurance Group, Inc.

1712 Magnavox Way, Ft. Wayne, IN 46804

Phone: (800) 637-4757, Fax: (260) 459-5800 kk.general@kandkinsurance.com www.kandkinsurance.com

K&K Insurance Group, Inc.

1425 Sams Ave., Harahan, LA 70123

Phone: (504) 736-0690, Fax: (504) 736-9030 kylemurray@kbkinsgroup.com www.kbkinsgroup.com

Keith D. Peterson & Company, Inc.

708 Milam St., Ste. 300, Shreveport, LA 71101

Phone: (318) 221-0547, Fax: (318) 424-7516 ecpeterson@keithdpeterson.com www.kdpinsurance.com

Kevin Davis Insurance Services

800 W. Sixth St., Ste. 1700, Los Angeles, CA 90017

Phone: (213) 833-6191, Fax: (213) 477-2057 sherry.branson@amwins.com www.kdisonline.com

KF&B Program Managers Insurance Services

425 W. Broadway, Ste. 308, Glendale, CA 91204

Phone: (818) 242-5100, Fax: (818) 242-6800 czallo@kfbins.com www.kfbins.com

Lancer Insurance Company

370 W. Park Ave., Long Beach, NY 11561

Phone: (516) 431-9191, Fax: (516) 431-0488 producer@lancerinsurance.com www.lancerinsurance.com

Legacy Employer Concepts, LLC

7901 4th St. N, Ste. 300, St. Petersburg, FL 33702

Phone: (813) 460-9166, Fax: (813) 433-2503 brett@legacyemployerconcepts.com www.legacyemployerconcepts.com

LIG Marine Managers

111 2nd Ave. NE, Ste. 1101, St. Petersburg, FL 33701

Phone: (727) 578-2800, Fax: (727) 578-9977 KLT@LIGMarine.com www.LIGMarine.com

Liquor Pak Insurance Programs

3 Wing Dr., Cedar Knolls, NJ 07927

Phone: (888) 386-5701, Fax: (973) 359-0133 larryc@liquorpak.com www.liquorpak.com

Logic Underwriters, Inc.

P.O. Box 600249, Dallas, TX 75360

Phone: (214) 739-0071, Fax: (214) 739-0072 paul@logicinsurance.com www.logicinsurance.com

M.J. Hall & Company, Inc.

P.O. Box 192, Stockton, CA 95201

Phone: (415) 848-8237, Fax: (209) 465-3843 mathew.meadows@mjhall.com www.mjhallandcompany.com For more info, see our ad on page 1 (West).

MacAfee & Edwards, Inc. - Mexican Insurance Specialist

800 S. Figueroa St., Ste. 790, Los Angeles, CA 90017

Phone: (213) 629-9777, Fax: (213) 629-9779 juan@mexicard.com www.macafeeandedwards.com

Mark D. Fredricksen Insurance Services

3390 University Ave., Ste. 300, Riverside, CA 92501

Phone: (800) 669-4347, Fax: (951) 848-0795 mark.fredricksen@hubinternational.com www.fredricksenins.com

Markel

4600 Cox Rd., Glen Allen, VA 23060

Phone: (800) 431-1270, Fax: (804) 965-1689 eservice@markelcorp.com www.markelinsurance.com

Markel Personal Lines

P.O. Box 906, Pewaukee, WI 53072

Phone: (262) 548-9880, Fax: (262) 547-9436 maicmarketing@markelcorp.com www.markelmarine.com

McGowan Allied Specialty Insurance

140 Fountain Pkwy N, Ste. 570

St. Petersburg, FL 33716

Phone: (800) 237-3355, Fax: (727) 360-3498 tellmemore@mcgowanallied.com www.mcgowanallied.com

McLeckie Insurance Group

P.O. Box 770, Naples, TX 75568

Phone: (903) 897-9090, Fax: (760) 462-1696 Bill@mcleckie.com www.mcleckie.com

Meridian Finance Group

11900 W. Olympic Blvd., 8th Fl, Los Angeles, CA 90064

Phone: (310) 260-2130, Fax: (310) 260-2140 anowicki@meridianfinance.com www.meridianfinance.com

Mexico Insurance Online

214 E. Birch Ave., Flagstaff, AZ 86001

Phone: (928) 433-6728, Fax: (928) 779-7221 denny.lauritsen@mexicoinsuranceonline.com www.mexicoinsuranceonline.com

MexiPass International Insurance Services, LLC

P.O. Box 60727, Pasadena, CA 91116

Phone: (800) 639-4727, Fax: (800) 639-4329 jorge@mexipass.com www.mexipass.com

MG Skinner & Associates

11030 Santa Monica Blvd., Ste. 207 Los Angeles, CA 90025

Phone: (310) 478-5041, Fax: (310) 479-8707 Rskinner@mgskinner.com www.mgskinner.com

Landy Insurance Agency

100 River Ridge Dr., Ste. 301, Norwood, MA 02062

Phone: (800) 336-5422, Fax: (800) 344-5422 joanmarie@landy.com www.landy.com

Lawyer’s Protector Plan

655 N. Franklin St., Ste. 1900, Tampa, FL 33602

Phone: (800) 336-5529, Fax: (813) 223-9547 lpp@bbprograms.com www.lppinsurance.com

MAXIMUM

222 S. Riverside Plaza, Ste. 2340, Chicago, IL 60606

Phone: (312) 559-9348, Fax: (312) 559-0930 joem@maxib.com www.maxib.com

Practices: Property, Casualty, Transportation, Professional & Specialty. Industry Expertise: Construction, Energy, Gaming, Healthcare, Habitational, Manufacturing, REITS, Real Estate and Vacant Buildings. Brokerage & Underwriting Available.

Midwestern Insurance Alliance, LLC

P. O. Box 436909, Louisville, KY 40253

Phone: (619) 450-1739, Fax: (502) 426-7067 tbailey@mwiainsurance.com www.midwesterninsurance.com

MiniCo Insurance Agency, a Jencap Company

10851 N. Black Canyon Hwy, Ste. 200 Phoenix, AZ 85029

Phone: (800) 528-1056, Fax: (602) 861-1094 info@minico.com www.minico.com

Mission Underwriting Managers, LLC

34522 N. Scottsdale Rd., Scottsdale, AZ 85266

Phone: (602) 705-1717 info@missionunderwriters.com https://missionunderwriters.com/

Monarch E&S Insurance Services 2550 N Hollywood Way, Ste. 501, Burbank, CA 91505

Phone: (818) 249-0100, Fax: (818) 249-1166 clarac@monarchexcess.com www.monarchexcess.com

Mover’s Choice

222 Gateway Road W, Napa, CA 94558

Phone: (800) 852-1968, Fax: (707) 252-5905 BrandonL@paulhanson.com www.moverschoiceinfo.com

Norman-Spencer Agency, LLC

8075 Washington Village Dr., Dayton, OH 45458

Phone: (800) 543-3248, Fax: (937) 432-1635 info@norman-spencer.com www.norman-spencer.com

Norman-Spencer International, Inc.

150 E. 22nd St., Lombard, IL 60148

Phone: (630) 705-4140, Fax: (630) 705-1056 gretchen@normanspencer.com www.normanspencer.com

Moxie Underwriters

1850 E. Sky Harbor Cir, Ste. 150 DPT# 15027, Phoenix, AZ 85034

Phone: (636) 893-7101 jbayweber@moxieuw.com https://moxieuw.com/

National Elevator Insurance Solutions / HUB

International

One Bridge Plaza N, Fort Lee, NJ 07024

Phone: (201) 585-6500, Fax: (201) 585-6590 john.tateossian@hubinternational.com www.elevatorinsurance.com

National Indemnity Company

1314 Douglas, Ste. 1400, Omaha, NE 68102

Phone: (402) 916-3000, Fax: (402) 916-3030 info@nationalindemnity.com www.nationalindemnity.com

NBIS

2859 Paces Ferry Rd. SE, 800 Overlook III, Atlanta, GA 30339

Phone: (770) 257-1777, Fax: (770) 257-1500 contactus@nbis.com www.NBIS.com

Negley Associates

389 Interpace Pkwy, 4th Fl, Parsippany, NJ 07054

Phone: (862) 286-3550, Fax: (866) 865-5655 info@jjnegley.com www.jjnegley.com

NeitClem Wholesale Insurance Brokerage, Inc.

7442 N. Figueroa St., Los Angeles, CA 90041

Phone: (323) 258-2600, Fax: (323) 258-2676 jcenteno@neitclem.com www.neitclem.com

New Empire Insurance Services

214 W. Park Ave., Long Beach, NY 11561

Phone: (516) 431-8300, Fax: (516) 431-5351 robmackoul@newempireis.com www.newempireis.com

NSM Insurance Group

555 E. North Lane, Ste. 6060 Conshohocken, PA 19428

Phone: (808) 305-4605, Fax: (610) 941-9889 nsmmarketing@nsminc.com nsminc.com

Forget the hassle of running around to find markets that meet unique client risks — because at NSM Insurance Group, we have a market for that! As a one-stop-shop with 25+ top niche markets, we help agents meet a wide range of client needs quickly and easily.

Number One Insurance Agency

91 Cedar St., Milford, MA 01757

Phone: (508) 634-2900, Fax: (508) 634-2930 numberone@massagent.com www.massagent.com

PartnerOne Environmental

P.O. Box 1532, Charlottesville, VA 22902

Phone: (800) 596-0172, Fax: (434) 979-8964 p1info@p1enviro.com https://p1enviro.com

PEO Brokers Group

P.O. Box 720514, Oklahoma City, OK 73172

Phone: (877) 810-9355 swbrown@peobrokersgroup.com www.peobrokersgroup.com

Personal Safeguards Group, LLC

830 W. Route 22, Ste. 151, Lake Zurich, IL 60047

Phone: (847) 275-8497 mike@personalsafeguards.com personalsafeguardsgroup.com

Nonprofits Insurance Alliance

P.O. Box 8507, Santa Cruz, CA 95061

Phone: (831) 459-0461, Fax: (831) 459-0853 brokerservices@insurancefornonprofits.org www.insurancefornonprofits.org

Nonprofits Insurance Alliance is a group of 501(c)(3) nonprofit, tax-exempt insurers whose purpose is to serve 501(c)(3) tax-exempt nonprofit organizations by providing a stable source of reasonably-priced liability insurance tailored to the specialized needs of the nonprofit sector.

Omaha National

PO Box 451139, Omaha, NE 68145

Phone: (844) 761-8400, Fax: (844) 761-8402 sales@omahanational.com www.omahanational.com

For more info, see our ad on page 1 (Cover Tip).

Omaha National is a premier provider of workers compensation insurance. Accepting experiencerated risks up to 300k in premium. Offering coverage for a wide variety of businesses. Insurance Carrier rated A (Excellent) by A.M. Best Company. We offer three ways to pay premium.

Oryx Insurance Brokerage, Inc.

2 Court Street, Binghamton, NY 13901

Phone: (607) 724-0173, Fax: (607) 724-7266 marketing@oryxinsurance.com www.oryxinsurance.com

Parcel Insurance Plan

PO Box 66708, St. Louis, MO 63166

Phone: (800) 325-7390 office@pipinsure.com www.pipinsure.com

Philadelphia Insurance Companies

231 Saint Asaphs Rd., Ste. 100 Bala Cynwyd, PA 19004

Phone: (800) 873-4552, Fax: (610) 617-7940 phlysales@phly.com www.phly.com For more info, see our ad on page 9 (National).

Philadelphia Insurance Companies, a Member of the Tokio Marine Group, designs, markets, and underwrites commercial property/casualty and professional liability insurance products incorporating value added coverages and services for select industries.

Preferred Concepts, LLC

14 Wall St., 17th Fl, New York, NY 10005

Phone: (212) 608-9400, Fax: (212) 608-6268 requestinfo@preferredconcepts.com www.preferredconcepts.com

Preferred Property Programs

101 Crawfords Corner Rd., Ste. 1300 Holmdel, NJ 07733

Phone: (888) 548-2465, Fax: (732) 946-0547 info@ppp-quotes.com www.ppp-quotes.com

Specializing in the commercial real estate maketplace. We offer umbrellas for Condos, HOA’S, PUD’S, Apartments and Timeshare Associations. We also offer umbrella coverage for commercial lessors risk only (LRO).

Prime Insurance Company

1 S. Dearborn St., Ste. 800, Chicago, IL 60603

Phone: (800) 257-5590, Fax: (877) 452-6910 RJL@primeis.com www.primeis.com

Pro Group International

207-A SW Jefferson St., Lee’s Summit, MO 64063

Phone: (800) 489-9914 info@progroupins.com www.progroupins.com

Pro-Praxis Insurance

321 Old Slip, 5th Fl, New York, NY 10005

Phone: (212) 401-1561, Fax: (212) 401-1548 Robert_Allen@ProPraxisIns.com www.propraxisins.com

Program Brokerage Corporation

5 Bryant Park, 3rd Floor, New York, NY 10018

Phone: (866) 607-8370, Fax: (212) 338-2910 info@programbrokerage.com www.programbrokerage.com

Promont Insurance Advisors

1 E. Wacker Dr., Ste. 1920, Chicago, IL 60601

Phone: (312) 262-3300, Fax: (312) 262-3301 greg.morris@promontadvisors.com www.promontadvisors.com

ProSurance Group, Inc.

irectory

Proctor Loan Protector

5225 Crooks Rd., Troy, MI 48098

Phone: (800) 521-6800, Fax: (248) 269-5605 info@pfic.com www.proctorlp.com

A leading provider of lender-placed insurance for over 45 years, Proctor Loan Protector provides smart insurance solutions coupled with compliant, technology-driven hazard tracking tools for mortgage servicers, subservicers, banks, credit unions, distressed asset investors, and other financial institutions. Proctor’s programs mitigate risk and enhance the borrower experience.

Professional Governmental Underwriters

4870 Sadler Rd., Ste. 102, Glen Allen, VA 23060

Phone: (800) 586-6502, Fax: (804) 272-7852 glester@pgui.com www.pgui.com

Professional Insurance Concepts

389 Interpace Pkwy, 4th Fl, Parsippany, NJ 07054

Phone: (862) 286-3470, Fax: (973) 263-0747 DGriffin@ProInsConcepts.com www.ProInsConcepts.com

2685 Marine Way, Ste. 1408 Mountain View, CA 94043

Phone: (650) 428-0818, Fax: (650) 428-0860 financialservices@prosurancegroup.com www.prosurancegroup.com

ProWriters

70 E. Lancaster Ave., Ste. 102, Malvern, PA 19355

Phone: (484) 321-2335, Fax: (484) 321-2339 info@prowritersins.com www.prowritersins.com

Public Entities of America (PEA)

1725 Windward Concourse, Ste. 210 Alpharetta, GA 30005

Phone: (303) 531-3911 emily.nagle@peausa.com https://www.peausa.com

Quadrant Insurance Managers

501 W. Schrock Rd., Ste. 301, Westerville, OH 43081

Phone: (614) 841-1425, Fax: (614) 841-1426 info@quadrant-us.com www.quadrant-us.com

Quaker Special Risk, a Jencap Company (Florida)

224 Datura St., Ste. 715, W. Palm Beach, FL 33401

Phone: (866) 526-1545, Fax: (561) 833-6616 creid@qsr-insurance.com www.qsr-insurance.com

Quaker Special Risk, a Jencap Company (Mass.)

51 Harvard St., Worcester, MA 01609

Phone: (800) 252-8679, Fax: (508) 753-0646 kbranscombe@quakerma.com www.quakerma.com

Quaker Special Risk, a Jencap Company (New Jersey)

REInsurePro

11500 N. Ambassador Dr., Ste. 310

Kansas City, MO 64153

Phone: (816) 398-4080 info@reinsurepro.com www.reinsurepro.com

RelMark Program Managers

961 Pottstown Pike, Chester Springs, PA 19425

Phone: (800) 874-5880, Fax: (610) 321-1011 RRittersbach@relmarkgroup.com www.relmark.net

RISCO Insurance Brokerage, Inc.

60 Catamore Blvd., East Providence, RI 02914

Phone: (800) 533-3649, Fax: (401) 438-0980 pplumb@risco-inc.com www.risco-inc.com

Risk Strategies, Transportation Group

PO Box 360017, Strongsville, OH 44136

Phone: (877) 862-4755, Fax: (914) 636-0802 info@risk-strategies.com www.risk-strategies.com

RLI

9025 N. Lindbergh Dr., Peoria, IL 61615

Phone: (309) 692-1000, Fax: (309) 692-1068 Communications@rlicorp.com www.rlicorp.com

RockLake Insurance Group, Inc.

317 S. Stuart Place Rd, Harlingen, TX 78552

Phone: (800) 716-2559, Fax: (888) 423-4094 info@rlig.com www.rlig.com

Roush Insurance Services, Inc.

18077 River Rd., Ste. 107, Noblesville, IN 46062

Phone: (800) 752-8402, Fax: (317) 776-6891 info@roushins.com www.roushins.com

RPS Healthcare 525 W. Van Buren, Ste. 1325, Chicago, IL 60607

Professional

Liability Insurance Services - Underwriting Facilities

5802 Thunderbird, Bldg 10, Ste. 100 Lago Vista, TX 78645

Phone: (800) 761-7547, Fax: (512) 327-5834 underwriting@plisinc.com www.plisinc.com

PLIS®, Inc., coverholder at Lloyd's and providers of specialty niche insurance. Programs: Trade Name Restoration (Food Borne Illness Loss); Workplace Violent Act; Misc. Errors & Omissions; Vineyard & Farm E&O; Employment Practices Liability; Recall.

Professional Program Ins. Brokerage, a Div of SPG Ins. Solutions

1304 Southpoint Blvd., Ste. 101, Petaluma, CA 94954

Phone: (415) 475-4300, Fax: (415) 475-4303 info@ppibcorp.com www.ppibcorp.com

Professional Underwriters Agency (PUA)

2803 Butterfield Rd., Ste. 260, Oak Brook, IL 60523

Phone: (630) 861-2330 nsmmarketing@nsminc.com puainc.com

P.O. Box 1350, Eatontown, NJ 07724

Phone: (800) 447-4180, Fax: (732) 223-9072 creid@qsr-insurance.com www.qsr-insurance.com

Quantum Specialty Group

2222 Foothills Blvd., Ste. E285, La Canada, CA 91011

Phone: (213) 505-5735 mkwan@quantumspecialtygroup.com https://quantumspecialtygroup.com/

Quirk & Company

P.O. Box 792030, San Antonio, TX 78279

Phone: (800) 299-9421, Fax: (210) 340-4075 kquirk@quirkco.com www.quirkco.com

RealCare Insurance

430 W. Napa St., Ste. F, Sonoma, CA 95476

Phone: (800) 996-0599, Fax: (707) 935-7142 realcare@nfp.com www.realcareprograms.com

Phone: (312) 803-6014, Fax: (312) 922-7563 diane_burrows@rpsins.com www.rpsins.com/locations/rps-healthcare-tampa/

RPS Signature Programs

2850 Golf Road, Rolling Meadows, IL 60008

Phone: (866) 595-8413 info@rpsins.com https://rpsins.com/signatureprograms

Unique risks? New niches? Never been done before? That’s our specialty. We help provide your clients with specialized coverage from trusted carriers, so you can move on with confidence.

2022AnnualProgram Directory Volume II – Alphabetical Directory of Markets

Southwest Risk

RPS Technology & Cyber

204 Cedar St., Cambridge, MD 21613

Phone: (800) 336-5659, Fax: (410) 228-7645 Estelle_Cummings@RPSins.com www.rpsins.com/industries/technology-insurance/

Ryan Specialty National Programs

10150 York Rd., 5th Fl, Hunt Valley, MD 21030

Phone: (800) 366-5810, Fax: (410) 828-8179 Hollie.Degutis@ryansg.com www.RyanPrograms.com

Safehold Special Risk

100 Glen Eagles Ct., Carrollton, GA 30117

Phone: (800) 842-8917, Fax: (770) 836-8563 customerservice@safehold.com www.safehold.com

Sapphire Blue

180 N. Stetson Ave., 46th Fl., Chicago, IL 60601

Phone: (312) 784-6007, Fax: (312) 784-6002 nancy.mcmahon@sapphireblueuw.com www.sapphireblueuw.com

SASSI - Salon & Spa Specialty Insurance

21 Maple Ave., Bay Shore, NY 11706

Phone: (888) 823-9380, Fax: (631) 666-7646 info@brownyard.com www.sassiagency.com

Shelly, Middlebrooks & O’Leary, Inc.

P.O. Box 2909, Jacksonville, FL 32203

Phone: (800) 342-2498, Fax: (904) 355-7611 ekoleary@shellyins.com www.shellyins.com

Shield Commercial Insurance Services

43725 Monterey Ave., Ste. A, Palm Desert, CA 92260

Phone: (760) 345-9029, Fax: (800) 345-4851 info@shieldins.net www.shieldins.net

8144 Walnut Hill Ln., Ste. 1400, Dallas, TX 75231

Phone: (214) 206-4900, Fax: (214) 206-4901 info@swrisk.com www.swrisk.com

Specialty Insurance

1610 Route 88 Ste. 102, Brick, NJ 08724

Phone: (732) 701-8934 apyciak@specialtyagency.com www.specialtyagency.com

Target Managers Insurance Services

10161 Park Run Dr., Ste. 150, Las Vegas, NV 89145

Phone: (702) 588-5300, Fax: (702) 588-5310 mkiger@targetmanagers.com www.targetmanagers.com

Target Professional Programs

1230 E. Diehl Rd., Ste. 350, Naperville, IL 60563

Phone: (331) 333-8239, Fax: (630) 961-0284 sreidy@targetproins.com www.TargetProIns.com

TDC Specialty Underwriters

29 Mill Street, Unionville, CT 06085

Phone: (888) 277-3152, Fax: (888) 277-3152 submissions@tdcspecialty.com www.tdcspecialty.com

Tejas American General Agency

1620 La Jaita Dr., Ste. 300, Cedar Park, TX 78613

Sports & Fitness Insurance Corporation (SFIC)

212 Key Dr., Ste. A, Madison, MS 39110

Phone: (800) 844-0536, Fax: (601) 853-6141 contactus@sportsfitness.com www.sportsfitness.com

Sports & Wellness Insurance

555 E. North Lane, Ste. 6060, Conshohocken, PA 19428

Phone: (610) 808-9599 nsmmarketing@nsminc.com nsmsportsinsurance.com

Staffing Lines

555 E. North Lane, Ste. 6060 Conshohocken, PA 19428

Phone: (610) 808-9586, Fax: (610) 941-9889 nsmmarketing@nsminc.com https://info.staffinglines.com

StateFund First, a Div of Arthur J Gallagher & Co. Insurance Brokers of CA, Inc. 2121 N. California Blvd., Ste. 350 Walnut Creek, CA 94596

Phone: (855) 784-4433, Fax: (415) 536-4033 erica_bro@statefundfirst.com www.statefundfirst.com

Sun Coast General Insurance Agency

P.O. Box 30750, Laguna Hills, CA 92654

Sierra Specialty Insurance Services LLC, a division of XPT Group LLC

234 Clovis Ave., Clovis, CA 93612

Phone: (559) 256-6900, Fax: (559) 256-6950 MarkSchroeder@XPTPartnersLLC.com www.SierraSpecialty.com

SIS Wholesale Insurance Services

1811 Aston Ave., Ste. 200, Carlsbad, CA 92008

Phone: (760) 599-7242, Fax: (866) 467-6701 marketing@sisinsure.com www.sisinsure.com

Southeastern Underwriters, Inc (SUI)

P.O. Box 15420, Richmond, VA 23227

Phone: (800) 777-1815, Fax: (800) 727-3452 support@suigroup.com https://www.suigroup.com/

Southern Hospitality Underwriters

300 Wilson Rd., Griffin, GA 30224

Phone: (866) 916-9752, Fax: (770) 233-8125 bbrown@shuins.com www.shuins.com

Phone: (800) 300-8838, Fax: (949) 768-4045 jyeskin@suncoastinsurance.com www.SunCoastInsurance.com

Phone: (888) 999-8242, Fax: (512) 342-2803 marketing@taga1.com www.taga1.com

The American Equity Underwriters, Inc.

32nd Fl, 11 N. Water St., Mobile, AL 36602

Phone: (251) 690-4230, Fax: (251) 690-4299 aeu.marketing@amequity.com www.amequity.com

AEU is a program administrator for a group selfinsurance fund authorized by the U.S. Department of Labor to provide USL&H coverage for the liabilities of its members, which are waterfront employers of all sizes. AEU can also provide State Act workers’ compensation and MEL coverage.

The Hanover Insurance Group

440 Lincoln St., Worcester, MA 01653

Phone: (508) 855-1000, Fax: (508) 635-1193 abclark@hanover.com www.hanover.com

Synergy Professional Associates, Inc.

100 Passaic Ave., Ste. 145, Fairfield, NJ 07004

Phone: (973) 995-0500, Fax: (973) 995-0501 michelem@synergy-ins.com www.synergy-ins.com

TAPCO Underwriters, Inc.

3060 S. Church St., Burlington, NC 27216

Phone: (800) 334-5579, Fax: (336) 584-8880 KAllred@gotapco.com www.GoTAPCO.com

The McGowan Companies

Corporate HQ; 20595 Lorain Rd. Fairview Park, OH 44126

Phone: (800) 545-1538, Fax: (440) 333-3214 syoung@mcgowancompanies.com www.mcgowancompanies.com

McGowan Program Administrators (MPA) is America’s leading writer of innovative insurance programs. MPA is a Managing General Underwriter and Program Manager. MPA designs, administers and markets highly-specialized programs of insurance. These programs are available exclusively through MPA.

Vanguard Specialty

1120 E. Kennedy Blvd., Ste. 226, Tampa, FL 33602

Phone: (813) 999-8090 stephen.vanwert@vanguardspecialty.com www.vanguardspecialty.com

Venture Insurance Programs

1301 Wrights Lane East, West Chester, PA 19380

The

Mechanic Group, Inc., A Division of Specialty Programs Group, LLC

One Blue Hill Plaza, Ste. 530, Pearl River, NY 10965

Phone: (845) 735-0700, Fax: (845) 735-8383 mkatz@mechanicgroup.com www.mechanicgroup.com

Insurance Programs, Brokerage and Risk Management for the Security Officer, Electronic Security-Alarm, Investigation and Background Screening Industries.

U.S. Risk, LLC

8401 N. Central Expy, Ste. 1000, Dallas, TX 75225

Phone: (800) 232-5830, Fax: (214) 647-5035 kellyK@usrisk.com www.usrisk.com

UCA General Insurance Services Inc. 6363 Katella Ave., Cypress, CA 90630

Phone: (800) 222-5582, Fax: (714) 228-7855 bcolburn@ucageneral.com www.ucageneral.com

Union General Insurance Services, Inc.

1390 Willow Pass Rd., Ste. 1050, Concord, CA 94520

Phone: (925) 671-2128, Fax: (925) 671-0171 MatthewM@UnionGeneral.com UnionGeneralinsurance.com

Universal Insurance Programs

1220 E. Osborn Rd., Phoenix, AZ 85014

Phone: (800) 844-2101, Fax: (866) 512-2272 info@uiprograms.com www.uiprograms.com

US Assure

8230 Nations Way, Jacksonville, FL 32256

Phone: (800) 800-3907 info@usassure.com www.usassure.com

Phone: (800) 282-624730, Fax: (610) 692-5977 marketing@ventureprograms.com www.ventureprograms.com

Victor Insurance Managers Inc.

770 Wisconsin Ave., Ste. 400, Bethesda, MD 20814

Phone: (301) 961-9800, Fax: (301) 951-5444 info.us@victorinsurance.com www.victorinsuranceus.com

Virtue Risk Partners, LLC

One Blue Hill PLaza, Pearl River, NY 10965

Phone: (845) 205-0301 jvalenza@virtuerisk.com www.virtuerisk.com

Walter General Agency (WGA)

273 Clarkson Rd., Ste. 102, Ellisville, MO 63011

Phone: (636) 391-4841, Fax: (636) 391-2115 newquotes@wgamo.com www.wgamo.com

Wedding Protector Plan

P O Box 173689, Tampa, FL 33672

Phone: (888) 342-5977 info@protectmywedding.com www.protectmywedding.com

Western Surplus Lines Agency, Inc.

P.O. Box 6609, Abilene, TX 79608

Phone: (800) 592-4408, Fax: (325) 695-0371 bcraig@westernsurplus.com www.westernsurplus.com

Wilson Smith Group, LLC.

1001 S. Dairy Ashford, Ste. 420, Houston, TX 77077

Phone: (713) 808-9770, Fax: (713) 808-9717 info@wilsonsmithgroup.com www.wilsonsmithgroup.com

Winery Pak Insurance Programs

1350 Treat Blvd., Ste. 300, Walnut Creek, CA 94597

Phone: (888) 386-5701, Fax: (973) 359-0133 larryc@winerypak.com www.winerypak.com

World Wide Specialty, a Division of Philadelphia Insurance Companies

68 S. Service Rd., Ste. 235, Melville, NY 11747

Phone: (800) 245-9653, Fax: (631) 390-0922 dtaylor@wwspi.com www.wwspi.com

World Wide Specialty designed the first E&O policy for the staffing industry over 50 years ago. WWSPI continues to lead the market in product offerings, having the largest and broadest program for the staffing industry.

Wrap Up Insurance Solutions

16141 Swingley Ridge Rd., Chesterfield, MO 63017

Phone: (636) 489-0185, Fax: (636) 536-7473 bbillhartz@wrapupsolutions.com www.wrapupsolutions.com

Wright Specialty Insurance

900 Stewart Ave., Ste. 600, Garden City, NY 11530

Phone: (877) 976-2111, Fax: (516) 227-2352 hdiamantidis@wrightinsurance.com www.wrightspecialty.com

www.insurancehelper.com

PO Box 1549, Grass Valley, CA 95945

Phone: (530) 648-1100 info@theeventhelper.com www.insurancehelper.com

XPT 4965 Preston Park Blvd., Ste. 650, Plano, TX 75093

Phone: (972) 702-0500, Fax: (972) 702-0504 mark.kaufman@xptpartnersllc.com www.xptspecialty.com

Idea Exchange: Minding Your Busines

One key point to note is that some buyers will state the initial payments as the purchase price and then include potential earn-outs and bonuses, which is a reasonable approach. Occasionally, some buyers will state the price as the initial price, plus all the highest possible bonuses and earn-outs. For a seller, this second approach can be very misleading since the bonuses and earn-outs are not guaranteed. If the purchase price seems extremely high, make sure the buyer describes the guaranteed price versus potential future earn-outs and bonuses.

5. Balance Sheet Related.

List any requirements for working capital. Identify any holdbacks that are known, such as a reserve for non-recurring payments — for example, short-term and non-recurring payroll liabilities or rent for an office that will close a few months after closing. Describe how the accounts receivable and accounts payable will be handled. Address the ability to reduce the purchase price in the event that accounts receivable are not collected and whether the purchase price should be adjusted in the event that representations and warranties regarding value are not correct.

6. Contingent Income.

Describe how the current year’s contin gents will be handled. Usually, the buyer assumes this will belong to the buyer, if received after closing, but it is worth negotiating.

7.

Security/Collateral.

Identify the security/collateral the buyer will provide as security for any deferred payments. This can include assets of the buyer, personal guarantees, or a stock pledge. This is not an issue with large buyers.

8. Transition Terms.

It is often stipulated that the seller will assist in the transition and help with an announcement to clients and companies. If the seller will remain with the business for a while, then an outline of the terms of employment should be listed, including

the role, compensation, and duration. List any perks to be paid and insurances for the seller, if any.

10. Non-Compete.

The seller is typically required to sign a covenant-not-to-compete for a number of years and may include a radius from the office location. Non-competition restric tions will usually have to be tied to either the current transfer of equity/goodwill or to a future transfer of equity/goodwill.

11.

Staff.

In some cases, it is helpful to list key employees to be retained. Employment agreements may be needed, and compen sation and roles negotiated.

There are standard clauses in most LOIs including:

• Representations and Warranties.

• Confidentiality and Non-disclosure.

• Exclusivity Period.

• Legal/Professional Advisors.

• E&O Tail Coverage Requirements.

• Key Dates and Expected Closing Date.

Within the standard clauses, there will often be contingents to the deal that could impact the terms. These could include:

The assurance and pre-acceptance of the buyer by the seller’s companies.

Securing of any financing by the buyer. Agreement on both sides regarding the completeness of the final legal documents.

Due Diligence. (See our March 22, 2021, Minding Your Business article for details.)

Summary

A well drafted and negotiated letter of intent can be the key to the success of any transaction. Even though non-bind ing, it lays the groundwork for the creation of the purchase and employment agreements and will help streamline the process.

Oak is the founder of the international consulting firm, Oak & Associates, based in Northern California and Bend, Oregon. Schoeffler is an associate of the firm. The firm specializes in financial and management consulting for independent insurance agencies, including valuations, mergers, acquisitions, sales and marketing planning as well as perpetuation planning. Phone: 707-935-6565. E-mail at catoak@ gmail.com.

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Closing Quote

Navigating the Brewery Market

The Risks

Before working with clients to build out a more compre hensive training program, it’s important for agents and brokers to first identify the risk exposures that have become more prevalent during the talent shortage.

By Paul Martinez

The national labor shortage is disrupting businesses across the country, and the brewery industry is no exception. There are three million fewer Americans in the labor force today compared to February 2020, According to the U.S. Chamber of Commerce. For agents and brokers, this presents an opportunity to help brewery clients navigate the labor shortage safely and avoid new risk exposures by helping them to understand the value in training.

Due to the labor shortage, breweries have had to hire more part-time and seasonal personnel to address staffing issues. This has opened up greater risk exposures that if not properly addressed, could result in significant losses and possible shutdowns for business owners.

Like many other emerging and traditional risks for business owners, falling victim to these rising claims can often be averted with good risk man agement. As breweries navigate these growing exposures, training should be the number one recommendation agents and brokers make to their clients.

Though it may not be easy to make time for it when you’re short on brewers, tap room staff and more, spending a little extra time on training and ensuring that people know how to do their jobs safely, will pay off in the end.

In addition to slips and falls, we’ve seen a rise in dram shop cases due to an influx of new employees related to the labor shortage. Dram shop laws hold establishments selling alcohol responsible if they sell alcohol to minors or visibly intoxicated individuals.

Dram shop laws do differ by state and each state has their own dram shop liquor rating, so in some states the entire responsibility of drunk driving can be held by the drunk driv er. However, in today’s litigious environment, juries are often inclined to place blame on the business in these cases, partic ularly if the business is likely to have deeper pockets. With this in mind, breweries are at risk of significant loss should they incur a dram shop case.

All employees serving alcohol should be properly trained in serving alcohol and know when to stop serving an individual.

Recently, my company saw this firsthand. A customer had consumed several beers at a brewery. The customer then opted to drive home and didn’t look both ways when exiting the parking lot. The customer then struck another vehicle, and that driver died, and the family of the driver sued the brewery for overserving.

Aside from liquor liability claims, we’ve also seen a rise in forklift claims as more employees cruise around the brewery with inadequate train ing. In the brewery world, if a forklift clips the side of a tank, it can create inverse pressure, crushing the tank. This could lead to loss of product, loss of brewing equipment and possibly even tank spillage into other tanks, running up claims of over $10,000.

Building a Training Program

Breweries should have a cul ture ingrained from ownership down that emphasizes regular training, particularly as they navigate turnover and seasonal work. Agents and brokers can share the following best practices with clients:

Liquor Liability Training. Breweries should aim to

hire appropriately certified bartenders and employees who are well-trained at identifying intoxicated individuals. All staff should be taught to recognize signs of intoxication, following a program such as TiPS, and know how to respond when a customer is intoxicated. Training should also include how to act in hostile situations and how to safely assist customers in getting home.

Forklift Training. All staff should be trained to maneuver forklifts safely. This training should cover how to operate the machinery, best practices for safely maneuvering in the workplace and emphasize avoiding common problems, such as distracted driving.

Cross Training. All staff should also be cross trained so they can cover for other staff when breweries are low on team members.

Emphasize Vigilance. The best way to mitigate risk expo sures like slips and falls and liquor liability is to emphasize the importance of constant vigilance.

With new and inexperienced employees jumping into services as we navigate the ongoing labor shortage, business owners have a respon sibility to train staff so they can safely do their jobs to protect themselves and the business. Let’s not let our clients neglect good training as they strive to keep the business not only staffed but profitable.

Martinez is program manager and insurance brewmaster for Brewery PAK Insurance Program. Phone: 888-3865701. Email: Paulm@brewerypak.com.

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