Inspire Coastal Bend Business June/July 2015

PASSION FOR PEOPLE

SCUTTLEBUTT´S

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SEAFOOD BAR & GRILL MOVIE MADNESS

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I N S P I R E C O A S TA L B E N D M A G . C O M

CONTENTS JUNE.JULY2015

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BUSINESS COACH 12

Filming Brown Bears in Alaska

SPECIAL FEATURE 14

Pass the Baton

FEATURE 16 18 20 22 24

Jewelry: Not a Body Part Transformative Expansion Summer Staple A BBB Warning Worry: A Thing of the Past

ENERGY & TECHNOLOGY 42

Powering Your Business

MONEY MATTERS 44

On the Rise

REAL ESTATE COVER AND TABLE OF CONTENTS PHOTOS BY: PAUL MARSHALL

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Real Estate 101

TASTE

SERGEY NIVENS/BIGSTOCK.COM

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LUIS PEREZ

The most memorable car salesman in Corpus Christi and his sales team offer more than peace of mind to customers with top-notch service from the heart.

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SCUTTLEBUTT’S

SEAFOOD BAR & GRILL Following the “heart of a servant” mentality, Kim and David Parlasca put their passion for people into action every day at Scuttlebutt’s Seafood Bar & Grill.

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ALAMO DRAFTHOUSE Look out, Corpus Christi! The increasingly popular theater franchise run by movie lovers, for movie lovers is set to bring its fun-loving approach to film and entertainment to the Coastal Bend.

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One Year of Success Soak Up the Benefits

TRAVEL 54 56

The Real Costs What’s Your Travel IQ?

INSPIRED STYLE 64

Ashlee Wegner

NONPROFIT 70 72

Off the Chain The Advocates

I N S P I R E C O A S TA L B E N D M A G . C O M

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PUBLISHER’S NOTE

KEEP IT LOCAL!

Did you know that nonprofit organizations receive on average 250 percent more support from small business owners than from large business? Wow! Perhaps this is why I feel so inclined to support local small business. Of course, as a small business owner myself, I know firsthand the rewards of investing in our local small business community. I also know what a struggle it can be to not have the deep resources that large corporations have.

Where we eat, shop and even go to have fun makes our community unique. It is what makes it home. I find myself blessed to enjoy participating in and partnering with the plethora of nonprofit and community organizations we have here in the Coastal Bend. I love frequenting the local flavor and the mom-and-pop businesses grown right here at home. There is nothing more exciting to me than seeing a young and hungry entrepreneur emerge, grow, and succeed in our community.

I encourage and invite you to stand with me in support of our local, small business owners. Take the time to get to know them, patronize their establishments and learn about what they do. Not only do they enrich the entire community by recycling a large share of their revenue back into the local economy, but they enrich our lives with innovation, character and growth for years to come. I am a proud citizen of the Coastal Bend – keeping it local!

Adrian Garza PUBLISHER

COASTAL BEND BUSINESS

MAGAZINE

JUNE.JULY 2015 PUBLISHER

ADRIAN GARZA EDITOR Allison Alvarado

ART DIRECTOR Liv Madison

SALES & MARKETING DIRECTOR Holly Duvall

CONTRIBUTING WRITERS Mandy Ashcraft Colton Bartel Kristen Bily Kim Bridger Kaitlin Calk Tim Clark Jessica Dusek Coral Dworaczyk Melanie Fugate Richard E. Glover Jr. Melanie Granado Samantha Koepp-Stemplinger Stephanie Kusy Connie Laughlin Sylvia Slezak Sarona Winfrey Jarrod Wise

PHOTOGRAPHY Dustin Ashcraft Paul Marshall

ACCOUNT EXECUTIVES Morgan Bartel Brittanie Robertson

www.inspirecoastalbendmag.com For advertising information, please call 361.548.1044 or email adrian@inspirecoastalbendmag.com.

For editorial comments and suggestions, please email adrian@inspirecoastalbendmag.com.

7957 Wolverine Corpus Christi, Texas 78414 Phone: 361.548.1044

HOLLY DUVALL SALES & MARKETING DIRECTOR

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holly@ inspirecoastalbendmag.com

BRITTANIE ROBERTSON ACCOUNT EXECUTIVE

brittanie@ inspirecoastalbendmag.com

I N S P I R E C O A S TA L B E N D M A G . C O M

MORGAN BARTEL ACCOUNT EXECUTIVE

morgan@ inspirecoastalbendmag.com

Copyright © Inspire Coastal Bend Magazine.

All rights reserved. Reproduction without the expressed written permission of the publisher is prohibited.

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BUSINESS COACH

FILMING BROWN BEARS IN ALASKA We all go into business to make money, but not everyone has to watch out for grizzlies.

By: CONNIE LAUGHLIN EXCITEMENT AND UNCERTAINTY

DID YOU HEAR THAT BEAR?

We flew into the bush of Alaska in a small aircraft and landed in the soft tundra in bear country. We were shooting a piece for a coastal brown bear hunting guide. It wasn’t hunting season, but the bears were out of hibernation, and we wanted a good video production of the hunting grounds and were hopeful to get footage of some coastal giants averaging over 9 feet. As I mentioned previously, I did do a bit of voiceover work.

We were lucky and encountered a couple of nice bears as we stalked them on quite a long trek. The walk wasn’t really that far, but it sure seemed it, as you’re either climbing up and down or trekking through spongy-type flats or unintentionally playing slip-and-slide going through the streams.

Oh yes, the voiceover work. Spoiler alert: Did you know that bears don’t like to wear mics? So when you’re watching those outdoor shows, it might not be an actual bear grunting and snorting in the shot.

I HAD WAY TOO MUCH ON MY HANDS TO HANDLE HR

Ugh, the paperwork! We had video placement in some big-box retailers, and they’re real sticklers for red tape.

I had also gotten the not so bright idea to sell hunting and fishing adventures

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to trade for video production gigs.

Many guides wanted the production, and bartering seemed to be advantageous to getting the jobs.

Albeit double work for me! And lots of paperwork!

CARIBOU ANTLERS AND RISK MANAGEMENT

When you’re filming in Alaska, you’re looking for B-roll anywhere you can find it. Driving through Anchorage, we came up on some beautiful, large-antlered caribou right along the highway.

When you’re in the production business, you take risks you wouldn’t otherwise take, so we got up pretty close and personal to get the shots we wanted. You know, a lot businesses run like this, and they shouldn’t. I took the risk, but I sure as heck wouldn’t have let an employee do it.

HAVE YOU EVER BEEN GOOSED BY A MOOSE?

HAVING WORKSITE REGULATIONS AND POLICIES IN PLACE PROTECTS YOUR ASSETS, WHICH ADDS UP TO A LOT MORE THAN A FEW BUCKS.

No, that didn’t happen. I’d never turn my back on one, and it would probably be the last goosing. This article is about some fabulous memories and adventures of a lifetime, but in all reality, it was still a business. If you’re running a business, while day-to-day work might not be this thrilling, you’ve still got to tend to all the employee stuff.

And that’s what I do now. I’m no longer simulating a brown bear in a recording booth or wearing down jackets in the summer; I’m a business consultant to companies that want to know they’re taking care of the loose ends of business that must be wrapped up efficiently and effectively. Having worksite regulations and policies in place protects your assets, which adds up to a lot more than a few bucks!

ANDREANITA/BIGSTOCK.COM

CONNIE LAUGHLIN is a business consultant for UniqueHR. For more information on outsourcing your human resources, you may contact her at 361-852-6392 or conniel@uniquehr.com.

Many years ago, I found myself partnered in a video production business that catered to the outdoor industry, including hunting and fishing adventures. I knew nothing about any of this and learned on the fly. There was much knowledge to be gained on various animals and their habitats, worldwide lodges and guides, along with the fine art of video production.

It was fun, fun, fun! I learned the simple ins and outs of videography – the simple tasks that I could handle. I wrote a functional script for each production and even did a bit of voiceover.

In any business, you’re too busy finishing current projects and drumming up new jobs to appropriately handle the finite details of running a business with respect to employees, appropriate procedures and the like. Seriously, how can you keep up with new worksite laws, legalese needed for handbooks and employee risk management when you just want to get your employees paid and go on down the road?

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SPECIAL FEATURE

PASS THE BATON

Celebrating Beach to Bay’s 40th anniversary By: JESSICA DUSEK Photos by: PAUL MARSHALL

ATTRACTING RUNNERS throughout the United States and across the globe, Beach to Bay is the largest relay race of its nature in the United States. This year marks the 40th anniversary for the nationally recognized running event. Founded in 1976 by military man John Butterfield, the event began in honor of Armed Forces Day. The event has since grown to 2,500 relay teams and has expanded its nonprofit community support for local causes.

The event’s success has been due in large part to race director, Doug McBee. “You have to be a grab-the-bull-by-the-horns kind of guy,” McBee describes of the focus to deliver a promising event with an attendance of 25,000 people including runners and supporters. The 18 high-scoring Boone and Crocket deer heads on McBee’s office wall confirm his level of seriousness regarding the planning process.

McBee started out as a bit of a rookie runner to lose weight. He is now training for his 103rd personal marathon and 11th Boston Marathon. “Having a background in running,” McBee explains, has been key to his success with for the famous annual event. He credits his dedicated, 20-member committee, who utilize the 12 months of prep-time.

His 23-year involvement began as an equipment manager in the early 1990s.

“When I first started Beach to Bay, the budget was $70K, and now I spend more than that on T-shirts,” McBee says of the event’s tremendous growth. Beach to Bay’s half-a-million-dollar budget supports the buying and selling of local resources for the Coastal Bend and Corpus Christi area. “It has grown leaps and bounds.”

The largest day event in Corpus Christi holds an economic impact of $8 to $10 million, according to McBee. “It is the single largest relay race in America.” Consisting of 2,500 teams of six participants, Beach to Bay continues to gain popularity for its growth and community impact.

THE EVENT HAS GROWN TO 2,500 RELAY TEAMS AND HAS EXPANDED ITS NONPROFIT COMMUNITY SUPPORT FOR LOCAL CAUSES.

GAME DAY

Weekend warriors and seasonal runners alike consist of 2,500 teams, all lined up in a sea of runners. Participants are layered back three-

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fourths of a mile to take their positions. Strategy varies across the board. “Every team is different,” McBee explains. “Some people want their strong runners first. Other teams want their strong runners last.”

Beating the traffic and meeting teammates early in the morning is half the battle. “The teams get together to strategize the night before,” McBee says. “They get everyone located at right time – who would run in the sand better?” With leg distances averaging 4.4 miles, it is recommended to have a minimum of two people to coordinating their locations in plenty of time. Race participants can park their bikes to ride back when they have finished their leg.

The race has progressed considerably in numbers over the years. As McBee recalls the town’s layout and race route, “The JFK causeway construction was going through (its) first major construction.” The then 500 teams jumped to 700 teams, finally landing 1,000 teams of six relay runners. In 2013, the race peaked out at 2,600 teams, consisting of six members to a team, with five exchange points and distance legs ranging from four to five miles each.

Weather conditions can be unpredictable. “God hasn’t even decided yet,” McBee says. “We’ve run through seaweed – alongside the (sand) dunes.” A key prep point: McBee stresses to stay hydrated. Fortunately, there are close to 40 water stops along the entire race. During the event, the runner is dedicated to win a trophy or keep from getting passed.

McBee recalls his own experience as a runner in years past: “Trying to get to your next runner as fast as you can. You have to have strategy and have good pace.” All in all, the victory leads to good fun; McBee describes the event as an “adult spring break.”

He maintains, “It’s not all about the fast runners; it’s about everybody having fun.”

STRICTLY TROPHIES

And for the fierce runners ready to take something home, there are 21 different categories for teams to win upon entering the race. Every category has awards in place of completion. The finish line is a celebration of victory at McCaughan Park.

And a bonus this year: “You can now go jump into the ocean.”

The uninterrupted beach access allows marathon participants family and friends to enjoy the newly renovated street access.

NONPROFIT AND COMMUNITY

In the spirit of causes and community, Beach to Bay benefits 80 local organizations, including Special Olympics, Navy Relief Society and A&M Track and Cross Country Scholarships. These nonprofit organizations raise $80,000 to $90,000 per year in proceeds. It is an opportunity for small causes to raise money. Local high schools and charities also look forward to the annual event to support their causes.

Live music fills the park at the finish line. Sponsors are there to support the event. Presenting sponsors include Miller Light, Valero and Herrman & Herrman, to name a few. You will find H-E-B handing out fruit, Pepsi and Hoyst to re-supplement the runners’ bodies, as well as mini vendors – Italian snow cones.

Hotdogs fans are welcome, too!

MCBEE’S TIPS BEFORE GAME DAY

“Eat right. Drink right, sensibly. Consider traffic. Plan ahead.

Be early.” He concludes, “Save Saturday night for the partying (after the race.) And for the 40th Beach to Bay relay race, what a party it will be!”

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JEWELRY: NOT A BODY PART Tips and tricks for keeping your sparkle By: COLTON BARTEL

H

ave you ever had those days were you don’t feel all that great and it seems like everyone you talk to says you look horrible? It’s at that moment when you decide that maybe it’s time for a checkup at the doctor’s office to see what the problem is and how to get back to your shining self.

Now go to your “neatly” organized jewelry box. Are the pieces sitting there shining back at you, or do they look like you do on a sick day when you need a checkup? Chances are they may need a little TLC. The rule of thumb is that all jewelry needs to be inspected at least every six months. Some stores will tell you this when you buy a piece of jewelry, some have care plans that require a check and clean to keep up warranty and others send you on your way and wait for you to come in with a broken and sick piece of jewelry. The point is, no matter where you got your jewelry or who made your it, all of it needs a checkup twice a year.

When you need this done, it’s always best to visit a reputable jewelry store that has an educated staff, and even better, an in-house jeweler. The check-and-

clean process is normally pretty quick – about like going through a car wash. The jeweler should inspect every detail of the piece, making sure all stones are tight, checking for any cracks or excessive wear and looking at the overall condition and shape of the piece. This includes informing you of any chipped, broken or missing stones, and any places that are misshapen or bent.

The most common problems are loose stones and worn prongs. Just like the car you drive, over time, parts begin to show wear and need to be either repaired or replaced. Also just like your car, if you take good care of your jewelry, it will last longer and you will have fewer repairs to deal with.

“So how do I take good care of my jewelry?” Oh, I am so glad you asked! First of all, jewelry is not a body part, so you don’t need it on 24/7. They make jewelry boxes for a reason. Think of it as a little hotel for your sparkly friends to spend the night. Ladies, I know you want to rock your bling well into the evening, and I hate to burst your bubble, but your pillow and sheets could care less about your 10-carat diamond ring and your custom-made pendant

IF YOU TAKE GOOD CARE OF YOUR JEWELRY, IT WILL LAST LONGER AND YOU WILL HAVE FEWER REPAIRS TO DEAL WITH.

and earrings, so please take them off. Believe it or not, you can cause more problems for your jewelry by sleeping and cleaning with it on than most would imagine.

Look at it this way: When you bring your jewelry in for us to clean and polish, we use a cotton buff to get the scratches out, and that can only happen by removing small amounts of metal. The same cotton is used to make the sheets you sleep on; however, unlike polishing your ring where it is only in contact with the buff for a few seconds, when you sleep in it, you are doing that for six to eight hours every night of the year. That is a lot of polishing!

So what I’m getting at is that you are actually polishing your jewelry away just by sleeping in it. By taking your jewelry off and tucking it in its own bed at night, you are making it last longer.

The second thing is to clean your jewelry at home on a regular basis or take it to your jeweler to clean more often. The main reason is obvious: You want your jewelry to be bright and shiny, not dull and grungy. The other, less obvious, reason is to make sure there are no irritants or chemicals getting trapped. When this happens, there are many problems that can arise, including skin irritations or rashes and damage to the metal or stones the piece is made of. More often than not, those who are experiencing what they believe to be a metal allergy is actually just a dirty piece of jewelry.

The best way to clean your jewelry at home is with a soft toothbrush, warm water and a mild dish soap without any abrasives. Many people use toothpaste, claiming it polishes the stones as it cleans. This is actually false. The toothpaste will cause more harm than good, with the main problem being that it sticks in all the small crevices and hardens like cement. Cleaning that out is like trying to get dried oatmeal off a brick wall, so please be nice to your sparkly friends and bathe them gently.

For more information or to set up a free check and clean, please visit Susann’s Custom Jewelers at 4254 S. Alameda in Corpus Christi, Texas, or call us at 361-991-7565. You can also email Colton Bartel, GIA graduate gemologist, at coltonbartel@live.com.

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FEATURE

A rendering of what the Texas State Aquarium will look like in 2017 when its Caribbean Journey expansion is complete.

TRANSFORMATIVE EXPANSION The Texas State Aquarium: continuing to grow and evolve at 25 years old

The Texas State Aquarium today.

THE TEXAS STATE AQUARIUM IS HOME TO MORE THAN

3,000 ANIMALS OF MORE THAN

WHAT STARTED AS NOTHING more than a dream in the late 1960s has grown into the No. 1 cultural attraction in the Coastal Bend and an aquarium with a strong national reputation. The Texas State Aquarium was the direct result of that dream, which was achieved through the hard work of a great number of people – and after 25 years of operation, the aquarium continues to grow and evolve.

In 1969, the Junior League of Corpus Christi and the local Jaycees formed a coalition creating the Gulf Coast Zoological and Botanical Society, the purpose of which was to build an aquarium in Corpus Christi. In 1975, members of Leader18

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280 SPECIES.

ship Corpus Christi offered their support to the project.

In 1978, a decision was made to change the name of the organization to the Corpus Christi Aquarium Association to encourage local enthusiasm and support. Shortly thereafter, in 1979, the Junior League of Corpus Christi donated $50,000 to launch the fundraising effort to build an aquarium in Corpus Christi.

Fundraising continued through the 1980s, with major gifts from the Earl C. Sams Foundation, the Brown Foundation and the Houston Endowment, as well as investments from the Corpus Christi Downtown Reinvestment Zone and Housing Finance Corporation, propelling the project forward, along with a $4.4 million bond issue approved by voters in 1986 for the improvement of public properties surrounding the site.

That same year, the organization’s name was changed again – this time

PHOTOS COURTESY OF TEXAS STATE AQUARIUM

By: RICHARD E. GLOVER JR.

PHOTO COURTESY OF TEXAS STATE AQUARIUM

to the Texas State Aquarium Association (TSAA), largely in recognition to the fact that the Texas State Legislature had designated the proposed aquarium the “Official Aquarium of Texas” in 1985. Also in 1986, TSAA purchased 6.3 acres of land on the southern tip of North Beach as the aquarium’s future site.

Construction on the Texas State Aquarium’s Gulf of Mexico Exhibit Building began in September 1988, and the aquarium opened to the public on July 6, 1990, to great fanfare. Since that time, the Texas State Aquarium has educated and inspired more than 11 million visitors from all over the world.

Over the years, the Texas State Aquarium has grown in both size and stature, adding many new exhibits, as well as educational and conservation programs.

Today, the aquarium is host to approximately 500,000 visitors per year, it saw more than 84,000 participants in its educational programming in 2014 and it cares for hundreds of sick and injured animals every year through its Second Chances Wildlife Rehabilitation Program.

Additionally, through its Wildlife Care Conservation and Research Fund (WCCR), the aquarium supports important research programs that focus on habitat restoration, wildlife management, conservation and wildlife rehabilitation in the Gulf of Mexico.

The Texas State Aquarium is home to more than 3,000 animals of more than 280 species, and it continues to receive accolades for its excellence. The Texas State Aquarium has been named one of the top 10 aquariums in North America by the readers of USA Today, one of the top 20 aquariums in the United States by TravelChannel.com and one of the top 25 aquariums in the U.S. by TripAdvisor.com.

The Texas State Aquarium continues to forge forward toward an exciting future that will greatly expand the aquarium’s offerings. In 2012, the aquarium launched Campaign Caribbean, a campaign designed to raise the funds needed to construct a $50-plus million expansion that will bring the sights, sounds and vibrant wildlife of the Western Caribbean to the shores of South Texas.

In December 2014, the aquarium broke ground on the expansion, which is expected to open in 2017. When completed, the Caribbean Journey expansion will be the realization of the aquarium founders’ vision and master plan that was set in motion more than 30 years ago.

Ever changing and evolving, millions of guests have enjoyed handson fun, been inspired by the animals and programs, learned about the importance of preserving the natural world around them and built lasting memories for 25 years at the Texas State Aquarium. It has truly become a must-see destination for visitors to the Coastal Bend.

The Texas State Aquarium is located at 2710 N. Shoreline Blvd. in Corpus Christi, Texas. For more information, please visit www.texastateaquarium.org or call 361-881-1200.

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FEATURE

SUMMER STAPLE

Seasonal fun for the whole family in the La Palmera Shopping District

S

ummer has arrived once again, and the La Palmera Shopping District is ready for residents and tourists alike. “We generally see a steady stream of visitors over the summer months,” said Fred Walters, general manager of La Palmera and The Shops at La Palmera.

“Students are out of school, tourists are flocking to the Coastal Bend and they all are looking for a cool and comfortable place to gather, relax and be entertained. Between La Palmera and The Shops at La Palmera, we have more than 130 retailers and restaurants all located within 80 acres, making it the top shopping district in Corpus Christi.”

First up for June is Father’s Day, Sunday, June 21, and guests will find

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a variety of gift options available.

For the active dad, Dick’s Sporting Goods at The Shops at La Palmera offers brand-name sporting goods, equipment and clothing, with Champs Sporting Goods, FootLocker and Footaction located at La Palmera, along with the Dallas Cowboys Pro Shop and its complete line of team memorabilia, clothing and sporting items.

If dad needs some help in the wardrobe department, there are a number of stores to choose from, including Dillard’s, J.C. Penney, Macy’s, American Eagle, Buckle and Express Men at La Palmera, with Destination XL, located at The Shops at La Palmera, offering the most extensive assortments of men’s big and tall clothing. You can also pick up a pair of great sunglasses at Sun Optic, Sunglass Hut or Oakley,

“

OUR VISITORS ARE ALL LOOKING FOR A COOL AND COMFORTABLE PLACE TO GATHER, RELAX AND BE ENTERTAINED.”

which also carries other accessories and clothing items.

If food makes dad happy, enjoy lunch or dinner out with the family.

There’s something for every taste, including LongHorn Steakhouse, P.F. Chang’s China Bistro, Grimaldi’s Pizzeria and Chili’s providing table service options at La Palmera, as well as the 600-seat food court for a quick bite or snack. Chipotle Mexican Grill and Corner Bakery Café are located at The Shops at La Palmera, as well as the Beef Jerky Outlet, which offers a wide variety of unique flavors.

If you just can’t decide, stop by the concierge and pick up a La Palmera Shopping District Gift Card. Available in increments from $10 to $500, the cards may be used at most restaurant and retail locations at La Palmera and The Shops at La Palmera.

And as always, there will be a number of fun, family-oriented events throughout the summer, including the annual nod to television’s popular “Shark Week” from July 5 to 11.

To honor this cultural phenomenon, La Palmera will offer a unique sharkthemed photo op in La Palmera Center Court from June 3 to 12, with photo packages and other items available.

A portion of the photo proceeds will benefit the Texas State Aquarium Recovery Fund.

“This has really become a staple for us each summer,” Walters said. “ We have fun coming up with the beachthemed props each year, and the guests really seem to enjoy it.”

For more information on La Palmera and The Shops at La Palmera, go to www.lapalmera.com or call 361-991-3755.

GOODLUZ/BIGSTOCK.COM

By: SARONA WINFREY

I N S P I R E C O A S TA L B E N D M A G . C O M

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FEATURE

or individual customers to wire money for payment or ask customers to pay with a prepaid debit card. Beware if you are asked to provide credit card numbers or banking information over the phone. Hang up and call the utility company directly to verify whether you owe money.

A BBB WARNING

Never give out personal information. Never give out your bank account numbers, date of birth, credit card number or Social Security number to unidentified individuals. This could open yourself and your business up to identity theft.

Don’t get conned by fake utility bill collection calls!

By: JARROD WISE

The scammers often request immediate payment and threaten the business or homeowner with disconnection of service. They commonly instruct individuals to make payment with prepaid debit cards. Transactions with those cards cannot easily be traced. Unfortunately, some individuals have been fooled by this request and complied with the scammer’s request.

These cons may also create a sense of urgency, especially for businesses, by threatening to shut off power immediately if a payment is not made.

Customers who have been contacted in this way should call the police and their utility provider directly.

BBB wants businesses to be on alert and has this advice to avoid being scammed: Hang up the phone. Utility representatives should never ask businesses

SCAMS ARE A SERIOUS THREAT TO BUSINESSES, NOT JUST CONSUMERS.

Keep numbers updated. If you are contacted by a utility company employee and asked for personal information, it’s best to hang up and dial the number on your phone bill to be sure you are speaking with a legitimate representative.

Get help. If you receive a phone call to make a wire transfer to pay a utility bill, report the incident immediately to your utility company and your local police department.

For more information about ways to prevent business identity theft and resources for dealing with the problem if it happens to your company, visit BusinessIDTheft.org, a website operated by the Identity Theft Protection Association and the National Association of Secretaries of State.

Jarrod Wise is the communications manager for Coastal Bend BBB. To find out more about scams and to report them, check out your local BBB’s Scam Tracker page at www.bbb.org/scamtracker.

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ALPHASPIRIT/BIGSTOCK.COM

K

eeping the lights on is an essential requirement for American consumers and businesses. Scam artists know that and will take advantage. As summer approaches, an increasingly common scheme to be aware of is impostors claiming to be with power utility providers. They will contact individuals and businesses, demanding payment.

Better Business Bureau (BBB) serving Central, Coastal and Southwest Texas and the Permian Basin has received reports in the past few years of utility scams from power companies throughout Texas. Residential and commercial customers receive phone calls and visits from scammers claiming to represent their utility provider.

The scammers sometimes fool Caller ID to make it appear they are calling from the utility provider. They also use electric utility terminology to gain customers’ trust.

Stay informed. Find out what forms of payment your utility company accepts. If the caller is requesting a wire transfer or a prepaid debit card payment, that’s a red flag. If you are visited by someone claiming to be from your utility provider, look up your utility company’s phone number and contact it directly to confirm that the individual is an actual employee.

I N S P I R E C O A S TA L B E N D M A G . C O M

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FEATURE

WORRY: A THING OF THE PAST American Bank Center: the best wedding planner ever By: KRISTEN BILY

Meet Cynthia Perales: She is the sales coordinator for the American Bank Center and the go-to person to talk to when putting that special day together at our gorgeous venue overlooking the bay. We recently got to sit down with Perales and ask her a few questions that many brides-to-be may have:

How many rooms or options do you have for wedding receptions?

We have several different spaces available depending on the preferred view. Our most popular is the Henry Garrett Ballroom, which has a beautiful view of the Corpus Christi Bay. For a more intimate setting, we have the Selena Rotunda, which offers a private balcony to take in the scenery of the Blue Ghost (Lexington).

Bank Center is the cost. Contrary to popular belief, our venue is very affordable with … the Memories package that we have to offer.

When helping brides-to-be with their wedding receptions, how else do you help with the other details (décor, music, lighting, etc.)?

We have a great relationship with several local vendors. Our brides-to-be are able to customize their wedding with vendors of their choice. Our goal is to turn every bride’s dream into a reality.

What makes American Bank Center different from other venues around the city?

Not only do we have the most beautiful views in the city to offer, but our managers and staff strive to make each and every event a successful and memorable one.

Food is a huge part of any wedding reception. Tell us how your food and beverage department, SAVOR, plays a key role in such a special day and the many things they offer.

We are able to offer our couples customized menus to fit their taste buds. SAVOR … offers not only the best quality of food, but also exceptional customer service – making “the special day” flawless.

What is the biggest misconception that couples have when they come to talk to you about having their wedding reception at the American Bank Center?

The biggest misconception couples have about having their wedding reception at the American

To inquire about having your special event right here at the American Bank Center, contact Cynthia Perales at 361-826-4111. And American Bank Center is not just for wedding – the venue is able to do company events, birthdays and dances, as well.

SMG-managed American Bank Center is Corpus Christi’s premier event center providing unprecedented guest experiences. For more information, follow us online at www.americanbankcenter.com, www.facebook.com/americanbankcenter, www.twitter.com/@americanbankctr or www.instagram/@americanbankcenter.

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PHOTOS COURTESY OF AMERICAN BANK CENTER

CELEBRATING the union of a couple is something to be enjoyed by all.

Shakespeare once said, “Journeys end in lovers meeting.” It’s an extraordinary thought, and its ability to change and alter our lives is something so very powerful. Coming together to begin their lives as a married couple takes some work and preparation. Some may even say that as couples begin to plan their special day, the stress level is raised.

That no longer needs to be a worry in planning that special day – in fact, the American Bank Center has made worry a thing of the past.

One of the first issues couples need to address when they start wedding planning is where to hold their receptions. Wedding venues get booked up months, if not years in advance, so deciding on the type and size of venue you would like should be at the top of your priority list. Celebrating that special day is a lot easier once you have a little help and guidance, and the American Bank Center is the perfect place to get started!

15 Turn good

#

intentions into greater actions.

I’m here to help you plan for the future so you can continue all the good you do in your life.

Annie J. Castro, CLU®, LUTCF Agent New York Life Insurance Company 4466 S. Staples, Suite A Corpus Christi, Texas 78411 (361) 986-1321 ajcastro@ft.newyorklife.com www.anniejcastro.com Registered Representative offering investments through NYLIFE Securities LLC (Member FINRA/SIPC), A Licensed Insurance Agency.

Life Insurance. Retirement. Investments.

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shop. dine. unwind.

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Setup recurring or one-time payments to any person or business.

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COVER STORY

was born with the entrespirit. It all started back when he was 12 years old. Perez says he worked at a curio shop in Ciudad Acuna on the Mexican border near Del Rio selling blankets, sombreros and liquor. He was saving to buy a pair of boots.

According to him, it was all about selling.

It’s no surprise that selling cars came naturally to this self-made man. Perez owns both the Volkswagen and the Fiat dealerships in Corpus Christi, as well as the Fiat Pre-owned Supercenter. He’s been in business in Corpus Christi since June 2010, when he bought out the Volkswagen store with his business partners. “In our very first month, we took it from a negative to positive, and we never lost money again.”

The dealerships pride themselves on customer service and offering the best warranties around town. “We like to treat people in a very personable way,” he explains. “For the most part, I am

LUIS PEREZ preneurial

CORPUS CHRISTI’S

From the heart: Meet Luis Perez and his stellar sales team.

By: STEPHANIE KUSY Photography by: PAUL MARSHALL

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always at the dealership. I say, ‘hello,’ to every customer that I can. I thank them for coming in here. I work a lot of the deals personally.”

Perez sticks to a hands-on approach because he wants to build relationships with his customers. All vehicles come with a lifetime warranty – a luxury many vehicles don’t carry. Used cars include a two-year basic maintenance warranty – oil changes, tire rotations, 28-point inspections and car washes – so customers will not worry about problems down the road. “We give a peace of mind that’s stress-free when they purchase a car here because they’re well covered. Our coverage is some of the best in the industry.”

It seems fate had a plan for Perez when he joined the car selling industry. Back in the ‘90s, he traveled to Houston to interview for a job in a different industry. While perusing the wanted section of the newspaper, he came across an ad claiming he could earn $80,000 to $100,000 selling cars. “I said to myself, ‘I can do this. I can sell

“

OUR COVERAGE IS SOME OF THE BEST IN THE INDUSTRY.”

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anything.’” Needless to say, the other job did not pan out. Shortly after, he moved to Houston to sell vehicles for Mitsubishi. He worked his way up from salesman to manager to general manager, and then he eventually found an opportunity to buy into a store.

Perez opened the Fiat dealership in November 2012 in an old Long John Silver’s building.

The store quickly became No. 1 in sales for Fiat in all of South Texas. Excellent sales and customer satisfaction led to the them being awarded the Alpha Romeo franchise in July 2014, meaning this Fiat dealership lines up with the best of the best.

The owner takes care of his 100 employees, too. He tries to create a good working atmosphere for everybody – a place where employees enjoy coming to work in the morning. He says all staff earn above minimum wage to prevent a high turnover.

Perez is well on his way to becoming an icon in Corpus Christi.

The Hispanic Chamber of Commerce awarded him businessperson of the year in 2014 for his dedicated efforts to expand his company. His catchy slogan, “Peace and love my friends,” appears regularly in commercials, where he sports a brightly colored T-shirt and shoots up a peace sign.

“When I was young I used to call everybody my friend, like ‘hey, how ya doing, my friend?’ It’s been a part of my vocabulary for a long time,” he explains. He even created a few catchy Spanish slogans that rhyme to engage all potential clients. And it stuck. Foot traffic is up, and sales consistently increase. “I do it from the heart. I hope it comes across like that. We want it to be something personal and something inviting where people feel at ease. I do talk fast,” he says, laughing. “I say a lot in 30 seconds.”

Perez credits some of his success to understanding the Mexican-American culture. Born in the United States, but raised in Mexico, he crossed the border every morning to attend school in Del Rio. His parents wanted him to learn English. The oldest of five brothers and one sister, he says his family never needed anything, but didn’t have much of anything, ei-

ther. From early on, his family instilled a strong work ethic in him.

“Ain’t nobody going to outwork me when it comes to finesse and being stubborn about success,” he says. “I think that’s where I win over my competitors. I’m here. I’m working it – early in the morning and late at night. It takes a lot to have a good business.”

When Perez isn’t shooting his next commercial or closing a deal, he enjoys the finer things

his career. “I’m very passionate about what I do.

I tell my wife that I’m retired because to me, this is not a job, so I come every day with a big smile and ready to go. I can’t wait for it to be time to come to the office because I love it so much. It’s a passion that drives me every day.”

Perez admits he never finished college, but he wants local children to understand the importance of getting an education. Last year, the dealerships partnered with CCISD and do-

I TELL MY WIFE THAT I’M RETIRED BECAUSE TO ME, THIS IS NOT A JOB. I’M VERY PASSIONATE ABOUT WHAT I DO.” in life like cooking and cheering on the Dallas Cowboys. Years ago, he owned a restaurant where he took advantage of all his mother’s recipes to create a fusion of flavor with a unique twist. His favorites include zucchini squash and chicken and caldo de res. These days, cooking serves more as a hobby to help him unwind while spending time with his wife of 30 years and two grown daughters.

While still a family man, Perez easily juggles

nated cash from all their employees to a local school, as well as gave computers to local kids who register and had perfect attendance in school. It’s one of many ways he’s giving back to the community.

With a passion for the industry, Perez says he will remain in Corpus Christi for the long run.

His future plans include generating more jobs and more business in the community while delivering top-notch service to his customers.

Volkswagen of Christi is located at 6902 SPID, and can be reached at 866-656-5245. Fiat of Corpus Christi is located at 6210 SPID and can be reached at 361-452-3625. And Fiat Pre-owned Super Center is located at 6355 SPID and can be reached at 361-442-2892.

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PROFILE

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EA B O T D E S B LE S

A N T, R U A L, ST Y RE R & GRIL L D A N F R I E O O D BA E A R T O F S Y L I R AM “H AF AL, F S S E I N G T H E C U S TO M E ’ U T S T A U C L LOW TO K E E P TLE B T O N. F U C N I S Y AG A I T S I E L E M V A I T E N D T B E LI T” M E TI M E AN N A V LL SER BAC K ARSHA G N I AUL M M P : O y b C hy otograp NIE

EPHA By: ST

KUSY

Ph

☛

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elaxing atmosphere, great service and delicious madefrom-scratch food is what you can expect when stopping

by Scuttlebutt’s Seafood Bar & Grill, a North Padre Island restaurant. Oh, and very large portions – a real bang for your buck, according to co-owner Kim Parlasca, who never wants her customers to go home hungry.

Kim and her husband, David, own PAR Restaurant Group, which also manages Surfside Sandwich Shoppe, a smaller venue with an open kitchen and a relaxed island vibe. It was the “island lifestyle” that lured the couple and their two children to Corpus Christi from Hobbs, N.M. Shortly after opening Surfside, the couple decided they wanted to “go big.” David had the vision, but it wasn’t the right time. Kim says they waited for a “God opportunity” versus a good opportunity.

David searched high and low for a larger property on the island, but just wasn’t finding it.

But then, a door opened to take over an existing nightclub, and Scuttlebutt’s Seafood Bar & Grill

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was born in late 2009. David came up with the unique name because it resonates with the military community. The term refers to a navy slang where sailors would exchange gossip on the ship while getting a drink of water stored in a scuttled butt. It’s their largest operation to date.

The name is fitting. On any given night, crowds will gather to hear local live music. “We always try to build something we would want to go to – that’s it,” Kim explains. “So a place we would have fun – a place that we would enjoy.

One of my biggest kicks is seeing a 3-year-old having fun up to a 99-year-old sitting at the bar with the 20- and 30-somethings having a great time. That’s a great place when anyone can walk

in and feel comfortable, and the hospitality is there and we’re happy to see you, that’s where you want to go – that’s what we want to create.”

In tune with the island lifestyle, every day boasts an impressive happy hour from 3 to 7 p.m. – every single day. Waiters serve up pints from their impressive premium draft beer wall at happy hour pricing, as well as house wine and margaritas. Most popular, though, are their sushi rolls, peel-and-eat shrimp and oysters selling for half off the regular price.

“When you’re doing that kind of volume, you’re pumping through your product,” Kim says. “It keeps your product fresh because you’re moving it, and that’s what you should be

doing. We’re excited we have a busy sushi bar.

That’s the way it should be.”

While the menu is extensive (sometimes referred to as a “novel” by customers), Kim keeps the dishes simple and delicious. Fresh Ahi Tuna comes out served on a sizzling platter mixed with lime, garlic and butter – just three ingredients, yet it continues to be a fan favorite. The couple believes in making all their meals from scratch – from homemade dressings, to sauces to desserts. “Because of our choices, you can definitely make everyone in your group happy,” Kim says. “No more arguing about where to go.”

The owners also pride themselves on keeping it local. They purchase fresh seafood from vendors such as Groomers and King Seafood.

The restaurant industry is the home and heart of the Parlascas because it brought them together more than 20 years ago. Fresh out of college, Kim started working in management at a restaurant.

Shortly after, she met David, who also worked in management. After the couple married, they owned a café and liquor store in New Mexico.

But after 10 years, David wanted a change of pace from the desert, and he asked Kim if she wanted the mountains or the beach. She replied, “I don’t do cold.” So they started searching the Internet for the next up-and-coming beach communities. They found Port Aransas, and David fell in love because it reminded him of South Florida, where he grew up 20 years ago.

Five years later, the restaurant is still going strong with close to 100 employees. “We’re large, but we’re still family owned. My desire is to instill within our people the ‘heart of a servant’ mentality. You have to have a heart of a servant if you want to succeed in the industry. Having that ‘heart’ means that you put others’ needs above your own every time, you treat people the way you want to be treated and you genuinely care about people.”

Their passion for people keeps them striving to become better every day, both professionally and personally. “We feel blessed to be a blessing.” And they hope to continue doing just that.

“BECAUSE OF OUR CHOICES, YOU CAN DEFINITELY MAKE EVERYONE IN YOUR GROUP HAPPY.

Scuttlebutt’s Seafood Bar & Grill is located at 14254 SPID, No. 311, and is open Sunday through Wednesday from 11 a.m. to 11 p.m., and Thursday through Saturday from 11 a.m. to midnight. For more information, call 361-949-6769 or go online to www.scuttlebuttsbarandgrill.com.

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PROFILE

LOVE Lights, camera,

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RENDERING COURTESY OF BACH HOLDINGS, LLC. DBA ALAMO DRAFTHOUSE CINEMA

FOR THE

FILM

OF

By: Jessica Dusek

Alamo Drafthouse!

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PHOTO COURTESY OF BACH HOLDINGS, LLC. DBA ALAMO DRAFTHOUSE CINEMA

“WE CANNOT WAIT TO BR THE ALAMO EXPERIENCEITNG CORPUS CHRISTI, AND WE O VERY EXCITED TO BE A PA’RE R T OF THE COMMUNITY.”

eightening the experience of film and entertainment, Corpus Christi welcomes the Alamo Drafthouse. BACH Holdings owners Brandon Arceneaux and Chris Hoegemeyer have partnered with Jeff Dinger of Corpus Christi to present the new venue. The expected 32,000-squarefoot space is due to open in early 2016.

“We have been following Corpus Christi for a long time and have been impressed with the growth,” Arceneaux explains. “We cannot wait to bring the Alamo experience to town, and we’re very excited to be a part of the community.”

Located on the corner of Yorktown and Staples, the venue will feature auditoriums with 4,000 digital sound projection enhanced by Sony and Dolby Digital. This marks their sixth location for BACH Holdings.

According to Kristen Wheaton, director of sales and marketing, “We chose Corpus Christi because it is a healthy, growing city.” A thriving theater experience, the Alamo Drafthouse brand continues to develop throughout the state of Texas and the United States.

“We are a movie theater run by movie lovers – for movie lovers,” Wheaton explains. Alamo Drafthouse

PHOTO COURTESY OF BACH HOLDINGS, LLC. DBA ALAMO DRAFTHOUSE CINEMA

strives for leadership in film presentation and quality. The strict no talking, no texting policy reinforces the respect for patrons who come to have a boutique-style movie theater experience.

“We will be the only dinner theater in Corpus – a place where you can enjoy film, dine and enjoy a full-service menu.” Far from your normal concession counter, they will feature beer and adult beverages for their customers. “We support local breweries and strive to have chef-inspired food,” Wheaton explains. “Supporting local breweries is only one of our strong points.”

Their unique approach keeps the spirit of great films alive. Hosting a Mother’s Day brunch, the Drafthouse featured the film, “Mamma Mia!” Classic favorites are featured, including special showings of “The Princess Bride,” along with diverse programing. Featuring older films for the Orson Wells fan, they are also regaining popularity of foreign films.

Preservation of original film is strongly among their core values. “We are supportive of our preservation of 35mm film. We like to preserve that film, as most other theaters have switched over to digital.” The objective is to be the “communi-

ty cultural center” and “film hub for entertainment,” Wheaton says.

“We truly are a neighborhood theater … We like to be involved in the community.” Their featured Drafthouse Films series will expose the Corpus Christi market to independent films, artful expressions beyond blockbuster must-sees.

San Antonio Alamo Drafthouse customers have shown positive feedback in this category.

Wheaton describes the independent film presence in one market: “We are highlighting San Antonio filmmakers. We will do a run on films for the filmmakers.” Supporting independent film projects will create opportunity to expand the thought-provoking content for Corpus Christi customers.

The Drafthouse will also expand into the community, as the venue will be available for causes and local organizations. “If a school comes to ask for support for a silent auction, we will say yes!” Family programs have been modeled into the Alamo Drafthouse’s business approach. Not only serving adults engaging in new and different experiences, the Drafthouse also provides accommodations for family and kids by offering

daytime showings. Alamo Kids Club also plays a part in the family focus, accommodating the little ones. Their delegated Baby Day screenings provides a thoughtful approach for mothers or fathers to enjoy films with their infants.

Patrons also enjoy party time! Action Pack screenings are an interactive way to engage the crowd. The audience is handed props such as inflatable swords glow sticks or wearable pieces that coincide with the movie theme. A host guides them through the experience. The room is filled with laughter. “Pitch Perfect” sing-alongs and “Big Lebowski” quote-alongs are among these interactive experiences.

With a fun-loving and comedic approach, Alamo Drafthouse provides memorable experiences that get the crowd to open up, get out of their comfort zones and join the spirit of the Drafthouse. Look out, Corpus Christi!

To learn more about the Alamo Drafthouse, visit www.drafthouse.com for the latest showings, film reviews, movie madness and more.

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ENERGY & TECHNOLOGY

POWERING YOUR BUSINESS How electricity moves from the power plant to your light switch before and after deregulation By: TIM CLARK

BACKGROUND

For the first 100 years of commercialization, energy was supplied by monopolies to consumers, which meant that consumers had to take the power that they were given, at the price that was offered, from the source making the offer. The consumers were not able to choose their supplier. In the late 1970s, the natural gas market began to introduce competition to its market with deregulation, followed by the electricity market a decade later. In states with a deregulated market, consumers decide from whom they buy their electrical power, giving them the power to choose.

Not all parts of the country allow businesses and institutions to choose their energy provider as part of an open, competitive free market. Fifteen states, plus Washington D.C., have active

electricity restructuring as of September 2010, according to the U.S. Energy Information Administration, and more than 20 states have deregulated programs in natural gas.

Back in 2001, Texas passed a law to deregulate electricity as a result of the Texas Senate Bill 7, and the following year, 2002, Texas became a deregulated sate. As a result, 85 percent of power consumers, those not regulated within a co-op or municipality, can choose their electricity service from a variety of “retail electric providers” (REPs), including the incumbent utility provider.

The incumbent utility in the area still owns and maintains the local power lines, as well as all power outages, and is not subject to deregulation.

Customers served by cooperatives or municipal utilities can choose an alternate REP only if the utility has “opted in” to deregulation. The rules differ from state to state, but generally speaking, the power plants, salespeople, retail suppliers, billing companies and delivery companies (the ones who own the poles and wires) are no longer a single company.

DEREGULATION GENERATES COMPETITION AND LOWER PRICING.

HOW DOES IT WORK?

Since deregulation, energy service has two

parts: supply and delivery. Deregulation affects only the supply portion. Deregulation allows consumers to choose their supplier of electric and natural gas (generation), while the delivery of the energy (transmission and distribution) will still be the responsibility of the incumbent (regulated) utility company.

WHY DEREGULATION MATTERS: IT GIVES US CHOICE

 Deregulation generates competition. Energy deregulation ensures that all companies have an equal chance to provide service to electricity consumers, creating a more level playing field for future industry rivalry and competition.  Deregulation generates better customer service. Within competitive markets, failure in service will be met with consumer rebellion and subsequent loss of profit, which then strengthens the incentive to maintain higher standards of service.  Deregulation generates lower pricing. It equalizes regional differences in electricity prices. While the average price of electricity in the United States is about 7 cents per kilowatt-hour (kWh), it varies widely from state to state, ranging anywhere from about 5 cents to 10 cents per kWh. What will you choose?

For more information, visit Stellar Energy Solutions online at www.stellarnrgsolutions.com.

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lectricity. Energy. Power. Everyone needs it, everyone has it, everyone receives a monthly bill and everyone, at some point, has been affected by a power outage. Do you understand the simplistic idea of how it comes to your light switch?

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MONEY MATTERS

ON THE RISE

Health plan audits: how employers can stay in compliance to prevent penalties and lawsuits By: MELANIE FUGATE

a complete Form 5500. The Form 5500 is due the first day of the policy renewal, and it is required for companies that have 100 or more participants (employees receiving benefits).

Many companies fail to respond to an employee’s request for plan documents, such as the latest summary plan description. Failure to provide information within 30 days will result in a penalty of $110 per day from the date of the failure to provide the information. For fiduciary duty breaches, the DOL will assess a civil penalty against the fiduciary in an amount equal to 20 percent of the applicable recovery amount.

A DOL audit can be triggered for a variety of reasons, and in most cases, the DOL investigator will not disclose to an employer why its health plan was selected for an audit. The most common trigger for the DOL is repeated participant complaints in regards to a particular plan, employer or service provider. Many times, the answers on the plan’s Form 5500 are incomplete or include inconsistent information from year to year.

Minimizing the risk of being audited and preparing for a DOL audit is to remain in compliance and respond to employee requests for

benefit information on a timely basis. Establish a recordkeeping system for maintaining all of the important documents relating to your employee benefit plans for up to at least seven years.

During the preparation process, employers will often find a compliance mistake that needs to be corrected. There are a couple of ways to address the mistake before the DOL discovers it and assesses a penalty. There are self-correction programs for certain violations that offer incentives to an employer to file delinquent Forms 5500 and correct fiduciary breaches.

The Delinquent Filer Voluntary Compliance Program (DFVCP) encourages plan administrators to bring their plans into compliance with ERISA’s Form 5500 filing requirements. The DFVCP gives delinquent employers a way to avoid potentially higher civil penalty assessments by voluntarily filing late Forms 5500 and paying reduced penalties.

The Voluntary Fiduciary Correction Program (VFCP) also allows plan officials who have identified certain violations of ERISA to take corrective action to remedy the breaches and voluntarily report the violations to EBSA without becoming the subject of an enforcement action.

For more information on employer compliance solutions and customized employee benefit packages, visit Carlisle Insurance online at www.carlisleins.com or call one of their expert team members at 361-884-2775.

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he federal law that sets minimum standards for employee benefit plans maintained by private-sector employers is known as the Employee Retirement Income Security Act of 1974 (ERISA). It includes requirements for both retirement plans, such as a 401(K) plans and welfare benefit plans, including group health plans. Over the years, ERISA has been amended several times, expanding the protection available to participants and beneficiaries.

The Department of Labor (DOL) enforces most ERISA provisions, and violating them can have some serious and costly consequences for employers who sponsor welfare benefit plans, whether through DOL enforcement actions, penalties or an employee lawsuit.

The DOL enforces through its Employee Benefits Security Administration (EBSA), and it has broad authority to investigate or audit an employee’s benefit plan. Most of these audits focus on violations of ERISA’s fiduciary obligations and reporting and disclosure requirements.

Traditionally, audits of employee benefit plans have focused primarily on retirement plans, but recently, the DOL has been using their authority to enforce compliance with the Affordable Care Act (ACA).

In 2014, EBSA closed 3,928 civil investigations and 65 percent resulted in monetary results for employee benefit plans or corrective action. The EBSA filed 107 lawsuits and closed more than 350 criminal investigations that led to the indictment of more than 100 individuals, who included corporate officers, plan officials and service providers. Now that the DOL has started enforcing compliance with the ACA, health plan audits are on the rise.

The most common penalty assessments are Form 5500 violations, a lack of providing participants with plan information and breaches of fiduciary duty. The DOL has the authority to penalize businesses up to $1,100 per day for each day the administrator fails or refuses to file

H EA LT H CA R E AU DI T S A R E O N T H E R I S E . TAK E P R I DE I N TH E COV ER AG E YOU PROVI DE FO R YO U R E M P LOY E E S .

SPEC I A L I N S URANCE PROGRAMS CO M M ERC I A L INSURANCE EMPLOYEE BENE FIT S PERS O NA L I N SURANCE CARLISLEINS.COM I N S P I R E C O A S TA L B E N D M A G . C O M

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REAL ESTATE

REAL ESTATE 101 The basics of home buying and selling

FOR THOSE NOT INVOLVED in the real estate industry on a regular basis, the process involved with buying and selling property may seem complicated and intimidating. Industry professionals such as brokers, agents and realtors (the title varies with the type of licensing through the state of Texas and organization memberships), title companies, mortgage officers/lenders, inspectors and more are all involved in navigating the traditional real estate transaction, but even seasoned home buyers and sellers may need a refresher on the roles of these players and the general process.

For sellers, the first step is to locate and hire a listing agent (unless you are attempting a “for sale by owner” situation) to help you value, market and sell your property for the best reasonable price. The agent is then responsible for using his or her expertise to market the property to the widest pool of po46

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TRANSACTIONS

RARELY GO PERFECTLY.

tential buyers to attract a financially qualified buyer.

For buyers, the process also starts with selecting an agent, but includes obtaining prequalification from a lender if the home purchase will be financed, and viewing prospective homes for sale. Once a home is selected, the agent prepares an offer, terms are negotiated between parties and all sign the final contract.

The contract and the buyer’s earnest money (which works as an indication of a buyer’s good faith and ability to purchase the property) are then escrowed at a title company.

The title company is an independent party in the transaction that manages and holds the earnest money, completes the title commitment and deed work on the property and ensures that the transaction’s terms are fulfilled as outlined in the contract.

The buyer may decide to utilize the opportunity of the “termination option.” This is one of the most time-sensitive periods in the process, and the listing and selling agents are heavily engaged with their clients during this period. This option gives the buyer the unrestricted right to terminate the contract for any reason during the negotiated timeframe for, typically, a relatively small fee.

Among other things, this allows the buyer the opportunity to have the property inspected by a licensed inspector(s), to attempt to negotiate a price change or needed repairs if issues are discovered during the inspections or simply, to change his or her mind.

If the buyer backs out during this period, he or she will only lose the option fee and any monies spent on inspections. After the termination option period passes, the buyer is more obligated to perform to the terms of

FLYNT/BIGSTOCK.COM

By: CORAL DWORACZYK

the contract and cannot back out without more severe penalty. Please note that the termination option does not allow the seller to back out of the contract, even if the seller were to get a better offer from another buyer.

Near the end of the termination option period, the lender (if a loan or mortgage is being used to purchase the property) will order the appraisal and continue collecting documentation needed to complete the loan approval process. The appraiser is randomly selected from a pool of lender-approved licensed appraisers to value the property under contract.

If the property appraises at or above contract price, the process should move forward easily. If the property appraises below the contract price, the lender will not proceed with loaning the funds to the buyer to purchase the house. If this is the case, the buyer and seller may need to challenge the appraisal and renegotiate the price of the property, or the buyer may need to plan to bring additional cash to closing to cover the difference. If the buyer and seller cannot come to an agreement, the parties can terminate the contract.

Again, the buyer’s and seller’s agents will typically be the individuals responsible for best advising their respective clients on how to proceed through these challenges, should they arise.

During this entire process, the seller’s agent, the buyer’s agent, the lender and the title company’s representatives are in regular communication with one another to keep the transaction on track and proceeding toward a successful closing. Once the title work on the property is completed, the lender has issued final approval for the loan and prepared closing documents, all necessary repairs have been made as agreed upon in the contract and the seller has vacated the property, the buyer and seller will schedule their closing appointments with the title company.

The title company will collect the down payment and closing costs from the respective parties, disburse payments, arrange to payoff any existing mortgage on the property and file forms to register the transfer of ownership with the county. After all documents have been signed, the lender will fund the purchase of the new home. After funding has occurred, the property officially belongs to the buyer.

Rarely does a transaction go perfectly. Even in cash-only transactions, there is often an unexpected hurdle to overcome. If questions arise, buyers and sellers should always seek the counsel of their agents or lawyers.

For more information, contact Coral Dworaczyk, M.S., realtor, at www.realestatebycoral.com.

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ONE YEAR OF SUCCESS

The Coastal Bend celebrates the first anniversary of successful brewery startup, Lazy Beach Brewing.

By: MELANIE GRANADO

LAST YEAR, YOUNG ENTREPRENEURS and Corpus Christi natives Jess and Cory Mathews decided to turn their hobby and passion for great beer into a thriving business, Lazy Beach Brewing. In one year, the couple accomplished being sold at many Coastal Bend establishments, outgrowing their original location and moving into a new, larger facility.

“Some people get together every week and watch a sports game or barbecue,” Cory said. “For us, we would get together with friends every Tuesday night and brew a new batch of beer.”

Cory’s passion for home brewing beer, as well as his motivation to be a business owner, led to the couple embarking on the year-and-a-half process of research, calculating expenses and applying for government licensing to open a local brewery. The couple recognizes the accomplishment of succeeding the first year of business and encourages other young entrepreneurs to pursue their passions.

Currently, Lazy Beach Brewing beers are available at 12 establishments in Corpus Christi, including Executive Surf Club, Izzy’s, Padre Island Burger Co. and many others. Corpus Christi bars and restaurants have warmly Lazy Beach Brewery’s Taproom will be located at 7522 Bichon, No. 100, near Yorktown and Roddfield.

For more information about Lazy Beach Brewing, visit www.lazybeachbrewing.com.

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welcomed Lazy Beach Brewery beers. Establishments have contacted Cory wanting to carry his product rather than seeking sales, and this demand sparked the need for a new location.

June 6, 2015, Lazy Beach Brewing will be celebrating its one-year anniversary with the opening of a taproom. With moving locations, the brewery has doubled production and hopes for continued growth. “We will have 10 taps and be able to make all sorts of small batch varieties, bringing us back closer to our Tuesday night tradition that started it all,” Cory said.

Although others have opened brewpubs, Cory successfully founded the first Production brewery in Corpus Christi. He acknowledges the risk and stress in starting his own business, but he optimistically looks forward to the future of Lazy Beach Brewing in Corpus Christi. “When someone has our beer for the first time and smiles because they enjoyed it – it’s that love of beer that keeps pushing me forward.”

Cory has successfully pursued his dream of becoming a business owner in the Costal Bend and hopes to have 15 employees within the next five years. With the new location comes a plan for many new beers to offer guests.

“With our taproom opening, we have planned a Chocolate Porter, Cucumber Saison, Belgian Blonde and many others,” he said.

With a successful year accomplished, Lazy Beach Brewing prepares for a future of expanding into many more establishments and offering canned beer to stores in the Coastal Bend.

VOLFF/BIGSTOCK.COM

THE BREWERY HAS DOUBLED PRODUCTION AND HOPES FOR CONTINUED GROWTH.

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TASTE

SOAK UP THE BENEFITS By: MANDY ASHCRAFT Photo By: DUSTIN ASHCRAFT

You’ve probably

seen chia seeds around stores, as this “superfood” has become quite popular. You may have heard about their many health benefits, because 1 ounce has 11 grams of fiber, 4 grams of protein, 5 grams of omega-3 fatty acids and 18 percent RDA calcium, and is packed with antioxidants. Chia has even been shown to help lower blood pressure.

So how do you work those tiny little black seeds into your diet?

Due to their neutral flavor, they are easily added to anything you like! Ground chia works best, as it does not absorb water in the way whole seeds do, and has a smoother texture. It’s summer in South Texas, so try cooling off with a tropical smoothie packed with chia!

Cool down this summer with a tropical chia smoothie.

INGREDIENTS: (makes 1 smoothie) 1/2 cup chopped kale, fresh or frozen 1/2 cup frozen mango 1/2 cup frozen pineapple 1 banana 1 tablespoon ground chia seeds 3/4 cup coconut water, refrigerated

INSTRUCTIONS: Blend until smooth!

For more information, visit www.vividlyaverage.com.

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Note: You can buy fresh mango and pineapple, but cut it into chunks and freeze it before making your smoothie. Otherwise you will have a room-temperature smoothie. And adding ice would give you a less creamy consistency.

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TRAVEL

THE REAL COSTS

“Leaking” to other airports versus flying out of Corpus Christi

Leakage: (noun)

The amount that is lost when something leaks

It happens in small and medium-sized airports all over the country: Travelers “leak” to larger airports to get cheaper airfare and to avoid airport layovers. It’s understandable in some cases. But it’s costly, too.

LEAKAGE: THE NUMBERS

So here’s the common scenario: You live in Corpus Christi. You pack your kids, your luggage and a heavy dose of patience in the car so you can drive two-and-a-half hours to San Antonio. When you add traffic, gas, a meal on the road, an overnight stay, the price of parking, the long wait at TSA and the added inconvenience of the drive home when you return, you have just packed on pounds of time and expense in an effort to save time and money.

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A recent study revealed that among travelers who live within a 60-mile radius of Corpus Christi International Airport (CCIA), 33 percent drive to San Antonio or Houston to catch flights. This is actually a slight improvement over years past. But it still poses a huge challenge for CCIA and for the community.

Approximately 130,000 people “leaked” last year to bigger airports that can undoubtedly offer more choices, better schedules and sometimes lower airfare. Circumstances sometimes make it necessary. But leaking is costly in ways that may not be obvious.

THE COST OF LEAKAGE

When travelers make that choice to use another airport, they are taking away from CCIA’s ability to grow and offer more in the future. CCIA is owned and operated by the city of Corpus Christi. CCIA is an enterprise fund, which means that the airport must gen-

NOSNIBOR137/BIGSTOCK.COM

By: KIM BRIDGER

erate revenue in order to operate. CCIA does not receive taxpayer money from the general fund. CCIA generates revenue from:

Airlines, who pay landing and ramp fees and lease rates for ticket counter, gate, office space



Rental car companies, who lease space for counters and parking

 Restaurants and gift shops, who lease space to operate



Tenants that lease ground and/or facilities, like the National Weather Service, FedEx Ground and the Fixed Base Operators (FBOs), who provide services to the general aviation community



Visitors and commercial customers, who pay by way of parking fees and a passenger facility fee that helps fund and maintain the terminal building

When leakers choose to use another airport, they are, in a sense, investing in someone else’s community. When someone asks when we’ll have nonstop flights to XYZ city, the answer is “when there is a strong enough demand for the service.”

The airlines are private businesses that look to maximize their profit. The Coastal Bend has been served by three major airlines for many, many years. These airlines provide service here for a number of reasons, not the least of which is that it’s beneficial to their overall operation. This community has kept this core service without having to offer revenue guarantees to the airlines, even though that is still a very common occurrence in the industry, particularly for small airports.

CCIA is a non-hub airport that acts as a feeder to the main hubs for American, Southwest and United. The main reason the airlines do not offer nonstop service from CCIA to a long list of destinations is that we do not have the population base to support those flights.

What we do have is three main airlines serving the community with an average of 38 flights a day to hubs where you can connect and get just about anywhere in the world that you want to go. The more we use the service we have, the more likely we are to see expanded offerings in the future. In other words, less leaking equals a better shot at more choices here at home.

A WORD ABOUT AIRFARE

Airfare out of CCIA is often very competitive with fares out of San Antonio. We routinely monitor airfare to the top 20 destinations out of CCIA, and when purchased 21 days out, the average price difference with San Antonio is $10 to $20. So shop around! When it’s time to travel, compare prices and consider the real costs of driving to another airport.

Most importantly, remember that CCIA is your airport! CCIA is here to serve the community with a level of convenience that you don’t get everywhere. No long drives. No long lines. No long treks to your gate.

No kidding!

Kim Bridger is the marketing manager at Corpus Christi International Airport. For more information, contact her at kimb@cctexas.com.

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WHAT’S YOUR TRAVEL IQ? See if you can identify the attraction and match it to its city.

By: SYLVIA SLEZAK

What am I, and to which city do I belong?

1

I am a through-arch bridge, sandwiched between two hills, and you can climb the hills to get a really nice view of me and the river. My uniform weathered rust finish allows me to blend in with the surrounding hills and lake. There is a boat ramp beneath me, and west of me lies a castle owned by the famous Lord British. I measure 1,150 feet long with a 600-foot central arched span, and I was created in such a way that no part of my structure touches the water 100 feet below. My design keeps my city’s lake free from support columns because the recreational lake is popular with boaters and water-skiers. I officially bear the name of my designer, who was a pioneer in the technology of welded structures.

2

When I was born in 1978, I quickly emerged as my city’s icon. I am full of engaging innovations, including an interactive digital display named the “Halo,” high-powered zoom telescopes, walls and ceilings highlighted with color-changing lights and a floor designed as a stylized map of my city. I have something for everyone – the foodies, the fashionistas, the adventure seekers and the sightseers. Enjoy the culinary creations of celebrated chef Wolfgang Puck at Cloud Nine or Five Sixty.

3

I am part of an extensive network of subterranean, climate-controlled, pedestrian tunnels and above-ground skywalks connecting the buildings of my city’s central business district. The tunnel system is home to many restaurants, shops and services, linking 95 full city blocks, approximately 6 miles long, located 20 feet below my city’s downtown streets. We are widely and heavily used by office workers and tourists. We allow access to the general public into these buildings with few restrictions, during normal operating hours, in order to reach the tunnel. Most of the tunnel is in the western half of my city’s downtown.

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4

In the 1840s, a great many German immigrants began to settle in my area, which became known as “Sauerkraut Bend” to the rest of my city. The area developed into an idyllic neighborhood of large, impressive houses designed in the Greek Revival, Victorian and Italianate styles. During the 1870s, the main street into my neighborhood was named after the king of Prussia. In 1968, my neighborhood became the first designated historic district of my city, and in 1972, it was listed as my state’s first historic neighborhood.

5

I am my city’s newest and most luxurious double-decked, paddle-wheel riverboat and the largest all-electric-powered paddle-wheeler in the nation, measuring 75 feet long and 16 feet wide. My upper deck is a huge open area, perfect for dining, dancing, bands, DJs, sightseeing, bat watching or just hanging out, while my lower cabin is fully equipped with central AC and heat for your year-round comfort. Come aboard to enjoy a quiet, romantic, scenic and relaxing cruise on Lady Bird Lake (formally Town Lake), or plan your special event. I’ve got plenty of room for up to 150 guests.

6

Medieval knight jousting is part of my annual eight fun-filled weekends in October and November. Located 50 miles northwest of my city, I am the nation’s largest, most acclaimed themed park of my kind. More than 500,000 guests pass through my gates as I present an enchanted world full of kings and queens, lords and ladies, knights, nobles, fairies, elves, pirates, barbarians and other fanciful interactive characters. Guests are entertained by a marvelous assortment of unique performers: musicians, magicians, acrobats, jugglers and dancers, with more than 200 daily performances on more than 20 stages throughout my village.

7

Also known as Paseo del Río, I am an enormously successful special-case pedestrian street, one level down from the automobile street. I wind and loop under bridges as two parallel sidewalks lined with restaurants and shops connect major tourist attractions. During the annual springtime city Fiesta, flowery floats are featured on my waterway.

8

I am found in the heart of my city’s Art District caring for the finest collections of modern and contemporary sculpture in the world. I was designed by Renzo Piano (a world-renowned architect) and Peter Walker (a landscape architect) to seamlessly integrate my indoor galleries with my outdoor garden spaces. I have an auditorium, education and research facilities, a cafe and an award-winning store. Join me for exhibitions, events and programs to inspire and enlighten.

Answers: (1) Pennybacker/Austin’s 360 Bridge – Austin (2) Reunion Tower – Dallas (3) 1500 Louisiana Walkway – Houston (4) King William Historic District/ Neighborhood – San Antonio (5) Lone Star Riverboat Cruises – Austin (6) Medieval Knight Jousting-Texas Renaissance Festival – Houston (7) San Antonio RiverWalk – San Antonio (8) Nasher Sculpture Center – Dallas

For more information, visit www.cityof.com or send inquiries to social@cityof.com.

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3636 S. ALAMEDA, STE F, CORPUS CHRISTI, TX 78411 @ TAYLOR SHOPPING CENTER 361.806.2195

LA MARQUE LEATHER ◆ AG ADRIANO GOLDSCHMIED HUDSON ◆ PARKER ◆ JAY GODFREY ◆ DREW DANA REBECCA DESIGNS ◆ EBERJEY ◆ TOM FORD EYEWEAR I N S P I R E C O A S TA L B E N D M A G . C O M

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5433 S. STAPLES ST. CORPUS CHRISTI, TX 78411

361.991.2559

TELL A SECRET, cause a scene, flirt with disaster, buy something frivolous,

get fabulously carried away,

and shop at Le’vu VISIT US ON FACEBOOK AND FOLLOW US ON TWITTER 62

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inspired style Photos by: Paul Marshall

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VIP Coordinator and Venue Sponsorship Sales for CSA Marketing Group

PHOTOGRAPHY: Paul Marshall HAIR AND MAKEUP: VBar WARDROBE: Le Vu ON LOCATION: Concrete Street Amphitheater

Ashlee Wegner I N S P I R E C O A S TA L B E N D M A G . C O M

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Why I love what I do: It’s not every day that someone can say they work for not one, but two of the best concert venues in South Texas. I truly feel like the luckiest girl every time I tell someone what my career consists of. I wear so many hats on a daily basis, and I get to constantly stay on my toes! As much as I enjoy doing the sales portion of my job and building community relationships, my true passion lies in the concert days. The energy in our park on a show day is addicting. Everyone is movin’ and groovin’ and working as a team to make sure that the events run smoothly, no matter the conditions. It doesn’t matter who is on that stage; at the end of the night, seeing all of those fans cheering with excitement makes the hours of hard work worth it.

My Philosophy: “If you can’t figure out your purpose, figure out your passion, for your passion will lead you right into your purpose.”

Words to Live by:

“Never stop doing your best just because someone doesn’t give you credit.”

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NONPROFIT

OFF THE CHAIN The Gulf Coast Humane Society’s new program helps keep dogs with families.

By: KAITLIN CALK

The demonization of the pet parents who do this often happens almost instantly; some jump to the conclusion that the dog is neglected, unloved or used only to scare off would-be solicitors. While this may be true in some cases, this assumption should not be applied to all pet parents who have their dog on a chain or otherwise tethered to their property.

A lack of money does not equal a lack of love, and all many families of tethered dogs are lacking is the money for a proper fence. Although it is ideal for all dogs to be kept inside the home with the family, certain circumstances prevent this from being a possibility, so the dog must be kept outside. These families love their fur kids and take good care of them, but they do not have the means to repair or build a fence. Sometimes that chain or tether is the only tool these families have to keep their dog at home, and it is often their last resort.

Some well-meaning people may call to have

these dogs removed from the home. Anything has to be better than being outside on a chain, right? What they may not realize is that these dogs will be placed in a shelter where they run the risk of being euthanized, or they will wait for months or even years to be adopted. Both outcomes cause heartbreak and distress not only for the dog, but for the family, as well.

Instead of allowing a knee-jerk reaction to cause all of that stress and trauma, why not simply ask, “How can I help?” The Gulf Coast Humane Society (GCHS) is addressing this question with the new Off the Chain Program. This program is geared toward getting these dogs off of a chain and into a properly fenced-in yard, all while keeping them with their beloved families. We will be helping families who love their dogs and give them proper medical care, but cannot afford the huge cost of repairing or building a fence.

With donations and volunteer laborers, we plan to build and repair fences, and if that is not

possible for a specific situation, purchase a trolley system. If needed, we also plan to help those families purchase and build doghouses and other forms of shelter. As of now, this program is in its infancy; we are just beginning to raise funds and spread the word.

Our first major fundraiser for the Off the Chain Program is the Adopt-A-Thon on June 19, which will take place at GCHS. There will be reduced adoption fees for our hundreds of adoptable animals, free samples of the new grain-free dog food Heritage Ranch by H-E-B, a volunteer information booth, basic command training for previous adopters, as well as a donation table specifically for the Off the Chain Program.

C101’s Rock Your Tail Off benefit for GCHS is also taking place that day, and they will be live onsite from 6 a.m. to 6 p.m. This new program is just beginning, but we have high hopes that it will have a big impact on the loving families and their dogs right here in the Coastal Bend.

If you would like to donate your time, fencing materials or money to the Off the Chain Program at the Gulf Coast Humane Society, please give us a call at 361-225-0845 or stop by 3118 Cabaniss Parkway in Corpus Christi, Texas.

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KVD DESIGN/BIGSTOCK.COM

WHEN DRIVING AROUND CORPUS CHRISTI, YOU MAY NOTICE A TREND IN PEOPLES’ YARDS: DOGS ON CHAINS.

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NONPROFIT

THE ADVOCATES When children who have been abused or neglected are removed from their home and need a voice to advocate for their best interests, the judge involved appoints a CASA: a court-appointed special advocate. CASAs are community volunteers who have been trained to be entrusted with such an important role to present an unbiased viewpoint to the court to help find these children in the foster system a safe, loving forever home. The judge who hears these cases in Corpus Christi is Judge Tim McCoy, who presides at County Court at Law, No. 5 at the juvenile court.

McCoy is a Corpus Christi native; his family moved here when he was in third grade.

“So when the position came up (for County Court at Law, No. 5), I thought about running.”

Even before he was a judge, McCoy realized the value of a CASA early on in his law career.

Many of the CASAs involved in cases he was working on had been teachers or had children and were able to offer their wisdom and perspective that otherwise may have not been considered. Now, as judge, he would have a CASA on every CPS case if the resources were available.

“I didn’t realize how few CASAs there really were and how hard it is to get a CASA on a case,” McCoy says. “As far as CASAs go, on cases they are instrumental, [they are] the only

Judge Timothy McCoy with Phyllis Stephenson, CASA board member and volunteer since 2007.

He graduated from King High School in 1996, earned a B.A. in government from UT Austin, earned a law degree from South Texas College of Law and then came back to Corpus Christi to practice law. While practicing at a civil firm, he represented a case at County Court 5 and met Judge Carl Lewis, who invited McCoy to take on more CPS and juvenile jurisdiction cases. After doing so for a year-and-a-half, McCoy started his own practice and began devoting more of himself to the juvenile court cases.

“It’s a dual-edge sword – a lot of bad cases, but you can do a lot of good work, so it can be rewarding, so it makes it worth it,” McCoy says.

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“

I VALUE THE CASA’S ANALYSIS AND OPINION ON A CASE THE MOST.”

truly independent voice in the room other than myself. That is why I value their analysis and their opinion on a case the most, not to mention they spend the most time with the kids.”

McCoy is an advocate for volunteering for CASA not only because of their valuable services to cases, but also because of their valuable service to taxpayers. “I don’t think people realize the taxpayer money that CASA can save,” McCoy says. “When a guardian is needed on a case and a CASA isn’t available, taxpayers have to fund paying another lawyer on the case to act in that role. Then there are two lawyers on the case: the attorney guardian ad litem, plus the guardian ad litem, which is the role that CASA plays.”

CASAs are so valuable to McCoy that he makes it a priority to attend every new volunteer training session. It’s an opportunity to introduce himself to future CASAs and walk them through the processes and procedures so they are comfortable when they walk through the courtroom.

His advice for those nervous about speaking in court is that “it is not like how it is on TV. Both sides are going to have an opportunity to tell their side of the story, and that is pretty much it. You do it, and don’t worry about all the other stuff and just focus on getting your story out, and everything else will fall into place and will come naturally.”

He advises those interested in getting involved in the CASA program to sit on a morning docket at County Court at Law, No. 5 to see the process and see what happens on cases that have a CASA and those that don’t.

“It’s shocking to see what these kids are going through,” McCoy says. “I have a limited amount of time to hear facts about a case, and I have to make a decision that will affect a kid’s life, so I need to get all the information in front of me as quick as possible, and CASA is always pretty good at that.”

CASA of the Coastal Bend offers monthly trainings for new volunteers. If you are interested in learning more about becoming a CASA or about how you can support the organization, please visit www. casaofthecoastalbend.org or call Diana Booth, outreach director, at 361-884-2272.

PHOTO COURTESY OF CASA OF THE COASTAL BEND

How Judge Tim McCoy and CASAs are helping abused/neglected children By: SAMANTHA KOEPP-STEMPLINGER

I N S P I R E C O A S TA L B E N D M A G . C O M

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