The KBHS Difference
Lending Made Simple for
KB Home Communities
Higher Standards. Greater Protection.
We’re more than a mortgage company we ’ re a dedicated lending partner built specifically to support KB Home buyers At KBHS Home Loans, we understand the new construction process inside and out because we work exclusively with KB Home.
From pre-qualification through closing, our goal is to provide a smooth, informed, and timely experience for you. With a shared focus on service, collaboration, and efficiency, we ’ re proud to help bring new homes and communities to life.
Who We Are Why KBHS Home Loans?
Higher Standards. Greater Protection.
Full credit approval by underwriters within 30 days
Committed to fair and equal lending practices in compliance with the Equal Credit Opportunity Act.
Reduces financial risk for both buyers and builders
Avoid Costly Delays
Outside lenders can cause delays that cost buyers $250 per day. We help ensure on-time closings with a builder-aligned process
Reliable Appraisals
We use a dedicated team of appraisers
Direct access to the AMC enables fast issue resolution and timeline support
Experienced, Specialized Team
Our Mortgage Loan Officers bring years of new construction lending expertise we ’ re not just experienced, we ’ re builder-trained.
Seamless Builder Integration
• • • Direct access to KB Home documents
Close collaboration with KB Home Title & Escrow
Aligned with builder timelines and priorities
Digital Mortgage Convenience
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• • FlashClose* Hybrid & Hybrid+: Sign most docs online eRON (Remote Online Notary) for remote or international closings Instant income/asset verification with secure digital tools
Multilingual Support
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• Interpretation available in 170+ languages
Disclosures provided in multiple languages for greater accessibility
On-Site Community Support
• Weekly community visits
• • • 1:1 agent support and buyer education “Mylar Mondays” for clear weekly updates
Available for contract writing and in-person questions
Flexible, Competitive Loan Products
We offer a wide range of competitive, customizable loan options tailored to each buyer’s financial situation and goals
* Not eligible for all loan types or investors Restrictions apply
Your Homebuying Journey Begins Here
Start Strong — Complete Your Portal Request
Take the first step with confidence no pressure, no credit impact. Completing your Portal Request is the easiest and smartest way to begin your journey to homeownership
Why Complete Your Portal Request?
1 Get Pre-Qualified at No Cost
Discover your buying power without paying a dime.
2 Soft Credit Pull* – No Impact to Your Score
We use a soft credit check, so you can explore your options without lowering your score
3. Reviewed by a Mortgage Pro
You’ll receive a personalized prequalification reviewed by a licensed Mortgage Loan Officer using your actual income and asset data.
Built for Your Busy Life
Complete everything from your phone or tablet
Upload documents securely, anytime
Track your loan progress in real time
Make your move with confidence. Complete your Portal Request today and get one step closer to your new KB Home.
Applicant subject to credit and underwriting approval Not all applicants will be approved for financing Receipt of application does not represent an approval for financing or interest rate guarantee. Refinancing your mortgage may increase costs over the term of your loan. Restrictions may apply
*The soft credit pull pre-approval option is available on conventional, government, and jumbo loans for purchase or refinance. This pre approval is an early assessment of borrowers’ qualifying information A hard credit pull is required prior to a loan being submitted to underwriting and will impact borrower’s credit score Borrowers already under contract will default to a hard credit pull when they apply for loan approval Applicants are subject to credit and underwriting approval Not all borrowers will be approved Restrictions apply
