Hey Loan Officers if you’re serious about growing your business and I mean not just talking about it but really willing to learn, adapt and grow — then you need to be at Rate, the mortgage lender with the absolute best platform in the country.
And it’s no surprise why. Rate’s new president Shant Banosian isn’t just leading the charge he’s also the #1 Loan Officer in the country, and he lives that growth mindset every single day. That same mindset is what drives the entire Rate culture one built around coaching, collaboration and healthy competition.
And not just the best platform I’m talking about an elite combination of products and pricing so that you can serve more customers and close more loans.
At Rate, you’ll get a proprietary workflow model designed to deliver unmatched efficiency, speed and quality.
Next-level technology that frees you up to be a Rainmaker and focus on closing deals.
Proven marketing and business development strategies that consistently help Loan Officers double their business.
But if you want to fully unlock your potential, there’s way more to talk about.
Like loan options.
Not only are they the #1 non-bank jumbo lender in the country, but Rate supports a vast loan portfolio including incredible affordability and low down payment solutions NonQM, FHA, proprietary products, VA loans the list goes on.
And of course, Rate’s technology is amazing.
From creating the first Digital Mortgage to the award-winning FlashClose to the intuitive Rate App, Rate has been a fintech game-changer since day one.
You’ll love Rate’s mobile Loan Origination System, PowerVP, that puts unbelievable power in the palm of your hands: check loan status, pull rates, price loans, issue pre-approvals and lock loans anytime, anywhere.
Same Day Mortgage uses AI-underwriting technology to deliver approvals in just one day. It’s helped over 40,000 buyers close on $14 billion in homes. That kind of speed gives you
more time to host events, launch social campaigns, build relationships and boost your brand.
I know that’s a lot but it’s still not everything.
The real reason Rate Loan Officers consistently set new records for themselves — and for the entire industry is because they see tough markets as opportunities and every goal as absolutely achievable.
At Rate, you can reach any goal you set.
Double your business. Make more money. Achieve a better quality of life. It’s that simple.
Stop Grinding and Start Growing - Matt Jankowski
Loan Officer Recruiting #2 (2 min)
Listen up, Loan Officers it’s time to make the right move. The Rate move.
We’re talking about a next-level mortgage company with 25 years of results and a platform built for serious growth. This is where top producers go to scale from $1 million to $10 million, from $100 million to $1 billion.
Even Shant Banosian, the #1 Loan Officer in the country doubled his business there — and now he’s Rate’s President, fully invested in helping you do the same.
Everything at Rate is designed to help you win more faster. The tech is smarter. The support is tighter. And the entire workflow is built to keep you out of the weeds and in front of clients.
This isn’t about keeping up. It’s about leveling up.
At most companies, Loan Officers spend 80% of their time buried in files. At Rate, that’s flipped. With the Proactive Workflow Model, top producers move faster, scale smarter and close more confidently.
Think AI-powered underwriting, lightning-fast approvals, dedicated processing teams and tools that show you exactly who you’re competing with and how to beat them.
At Rate, you’re not just closing loans you’re running your business like a CEO.
Whether you’re doing $1 million or $1 billion, the playbook is the same: scale smarter, close faster and grow bigger.
So if you’re ready to stop grinding and start growing, it’s time you’ve moved over to Rate.
How to Close Loans Faster - Brad Lando
PowerVP #1 (2 min)
All right Loan Officers, listen up I just learned about this incredible tool that’s an absolute game-changer. Like, I’m talking NEXT-LEVEL efficiency, speed and flexibility. It's called PowerVP and it’s only available at Rate.
So why is PowerVP so awesome? Oh, I don't know. Maybe because it streamlines communication, keeps deals moving at lightning speed, and get this lets you work from literally ANYWHERE. Brokers office? Check! Coffee Shop? Check! Beach? Check!
No more back-and-forth emails wasting time. No more delays because someone ‘missed’ a document. No more "I'll get back to you tomorrow when I'm in the office!" This bad boy handles everything - applications, credit pulls, even pricing and locking loans! Seriously!
Now check this out. PowerVP even has this incredible automated underwriting system built-in - they call it Smart Underwriter - and it actually reviews the entire loan, verifies information and documents AND qualifies the customer!
You want to be on top of your game? How about a tool that enables you to pre-approve clients in minutes? And guess what, faster processing equals happier clients equals YOU closing more deals.
If you’re in the mortgage game and NOT using this, you’re making life way harder than it needs to be. Trust me this is the future of mortgage lending.
And at Rate, the future is now
Meet PowerVP - Paul Anastos
PowerVP #2 (4.5 min)
Hey there! If you’re in the mortgage business, I want to introduce you to PowerVP, a gamechanging point-of-sale solution from Rate. I’ve been looking at how it works, and I’ve got to say it’s an absolute time-saver. This app is designed to help Loan Officers work faster, smarter and more efficiently. And the best part? It gives you the freedom to work from anywhere while staying on top of everything.
So here’s the first thing that’s going to change your day: When a new loan application comes in, PowerVP immediately shows you everything you need to know. It’s all organized: what’s complete, what needs more attention and what you need to follow up on.
Now, let me show you the real magic: Smart Underwrite. This is the technology behind PowerVP, and it instantly reviews the application, processes the documents and tells you exactly what’s cleared. It even creates a request list for any missing items making sure everything is squared away and ready for you to move forward.
But here’s where things really get efficient: If everything looks good and all documentation has been provided, Smart Underwrite can automatically approve loans in real time.
So instead of waiting on approvals, you can focus on helping your clients and growing your business. It’s faster, more efficient and you’re always moving forward.
Let’s talk about refinancing. When rates change, PowerVP is on top of it. It automatically generates a list of eligible refinance clients and pre-fills their application for you so your clients don’t have to start from scratch.
They can review and update their pre-filled refinance application in just 5-10 minutes. All the hard work is done for them. They just go in, make sure everything’s accurate, update any changes, and hit submit.
Once they’re done, you’re right back to reviewing the application, locking in a low rate and submitting the loan all in just a few steps.
Now here’s something that makes a real difference for your clients: PowerVP lets you make decisions in real time. That means you can instantly see the full application and clear findings — giving your client the power to compete like a cash buyer. When speed matters and the offers are stacking up, PowerVP gives you the edge.
Whether it’s getting a pre-approval ready quickly for a customer that’s home-shopping – or helping your clients quickly lock in a refinance rate, PowerVP works seamlessly across all your devices. You can be working from anywhere and still be in control, so you’re always ready to help your clients win.
PowerVP helps you stay organized and always one step ahead. Whether it’s reviewing applications, clearing documents, or even approving loans automatically, you get the freedom to focus on growing your business without getting buried under paperwork.
So, if you’re looking to work smarter, not harder, PowerVP is the tool you need. It’s faster, it’s more efficient plus it gives you the freedom to do more with your time whether you’re at your desk or on-the-go.
PowerVP is a total game-changer. Don’t let paperwork slow you down. Check it out and see how it can transform the way you do business.
A Better Path to Homebuying -
Consumer #1 General (2.5 min)
Matt Salik
Have you ever applied for a mortgage while grabbing a coffee or boarding a flight?
No?
That’s probably because you’re using a bank for your mortgage.
Slowed to a crawl by old technology, overly complex underwriting and slow response times.
Banks can take up to 6 weeks to approve a mortgage. Right!?!?
But that’s not their problem it’s yours.
And the problem is hurting homebuyers.
Forty percent of Americans say buying a home is the most stressful event in their life,
And half admitted they literally cried during the process.
Yeah, it’s that bad.
But that’s why there’s Rate.
To take the anxiety out of buying and owning a home.
Rate combines live MLS listings with flexible loan options and the best mortgage experts around to give you a homebuying experience the banks can’t touch.
And it’s fast. Like, really fast.
Five-minute approvals and next-level automation can shrink the entire process from 6 weeks to as little as 10 days.
Plus, the Rate App lets you take your mortgage on the go with real-time notifications that keep you in the loop from application to close. You’ll stay connected to your loan expert every step of the way, without missing a thing, wherever you are.
With Rate, you could be planning your housewarming party before the bank even starts underwriting.
Now that sounds relaxing.
But a healthier loan experience is only part of the story.
Rate also gives you simple tools for a happier mind and body.
The Rate App includes free yoga, meditation and wellness videos.
Because homeownership should feel good.
So go ahead and make the choice for you.
Save time, money and peace of mind with Rate.
Visit Rate.com today and discover how you can mortgage from anywhere.
A Better Path to Homebuying VA - Eric Smith
Consumer #2 VA (1.5 min)
You served your country or you’re serving now.
You earned a VA loan.
But most people have no idea what that really means.
Here’s the short version:
No down payment. No private mortgage insurance. Competitive rates.
Now here’s the part nobody talks about
Only one in four eligible Veterans actually use their VA loan benefit.
Why?
Because no one explains it.
Because some lenders still charge thousands in fees to access it.
Not Rate.
No lender fee at close. Period.
That’s not standard. That’s their thing.
And the process?
Way smoother than you’d expect.
Fully digital. Upload docs, track everything, sign from your phone.
But it’s not some 1-800 number in a call center.
You’ll work with a Loan Officer who’s an expert on VA loans and actually gets military life.
First-time buyer? PCS-ing again?
Use the benefit you earned. With a team that has your back every step of the way.
Level Up Your Homebuying Game -
Rate App #1 (2.5 min)
Jarred Gammon
Let’s be real: buying a home is stressful. I’m sure you’ve heard horror stories about endless paperwork, slow approvals and feeling like you’re in over your head. I know, I’ve been there. But what if there was a way to make homebuying easier?
Well, I found it and it’s the Rate App.
Rate is changing the homebuying game by making it faster and way less stressful. You can get pre-approved for a mortgage in minutes no more waiting around for weeks like you do at an old-school bank. You can upload documents directly from your phone and Rate’s AI technology gives you a fully-underwritten credit approval in literally minutes minutes! No more piles of paperwork, and no more delays. It’s all automated and designed to save you time.
But here’s where Rate really shines: When it comes to finding the right loan for your specific needs, you don’t have to do it alone. In just a few taps, you can pair with a dedicated Loan Officer who will support you through the entire process. They’ll walk you through the details and help you find the best loan option so you can move forward with confidence.
And because buying a home can take a toll on you mentally and physically, Rate has added something unique: personal wellness resources.
They’ve partnered with experts like Dr. Deepak Chopra and Jameis Winston to offer completely freewellness content that helps you stay focused and relieve stress.
[Alt: They’ve partnered with leading experts and even pro athletes to offer completely free content that helps you stay focused and relieve stress.]
I personally love the 5-minute meditations, which I do every morning with my coffee.
So don’t let the stress of homebuying hold you back.
Download the Rate App today and discover what it’s like to mortgage with peace of mind.
The Power of Rate in Your Hand - Liz Siegel
Rate App #2 (2.5 min)
Hey guys, I’m gonna let you in on my secret weapon … it’s called the Rate App. I found it because I’m looking to buy my first house. And this app is a game changer. It’s packed with smart financial tools that help me figure out what I can actually afford and how to make it happen.
Plus, tons of tips that are helping me get in the best financial shape of my life.
But here’s what really blew me away you can get pre-approved for a mortgage in just minutes. Not weeks like with a bank. Just minutes.
You can upload your documents right from your phone, and Rate’s AI tech gives you a fullyunderwritten credit approval yeah, you heard that right in minutes. Fast, simple, stress-free.
And when it comes to actually picking the right loan for you, you don’t have to figure it out alone. In just a few taps, you can get paired with a dedicated Loan Officer who’ll walk you through the whole process.
Oh, and there’s a home search tool built right in — so it’s kinda like one-stop home shopping.
Who knew homebuying could be this easy?
But get this: there’s also all this workout and wellness stuff. It’s like having my own personal trainer right in my pocket! With a tap, I can get into strength training, yoga and nutrition tips anytime I want all led by these expert instructors who really know their stuff. I gotta say, they’re kicking my butt!
And guys, when you wanna relax, check out the sleep videos and meditations. I feel all my stress just leaving my body …
And the best part? It’s totally free to download. Yep. Free.
Where else can you get a mortgage and a meditation all in one place?
Yeah, it’s kinda different. But it works!!!
So, what are you waiting for? Download the Rate App today to get started.
Win More by Joining Our Winning Team - Craig Shparago
Real Estate Agents #1 (2 min)
Listen up, real estate agents: wanna move more buyers, close faster, slash turn times and stop chasing deals that go nowhere?
Then it’s time to team up with Rate — the most trusted lender among real estate agents nationwide.
So how does Rate rate when it comes to your bottom line?
They give you the tools, speed and support you actually need.
Let’s talk about Agent Advantage.
This isn’t some generic portal or dashboard you never open.
This is a platform built to help you sell smarter, move quicker and grow your pipeline without burning out.
We’re talking co-marketing support to amplify your presence in the market.
Loan status updates in real time, so you’re never in the dark.
Open house tools that help you turn browsers into buyers.
On-demand coaching and training videos from the best in the business.
Plus, lead gen tools designed to keep your phone ringing.
And flyers? Rate provides clean, customizable templates that let you drop in photos, pricing and property details in minutes.
Need a single-property site? Done.
Need marketing support for a tough listing? Covered.
Need something fast before a last-minute showing? They’ve got your back.
Agent Advantage doesn’t just help you look good it helps you close more deals, faster.
Because when your buyers are backed by Rate, their offers land harder, the process moves smoother and your life gets easier.
You’re out there putting in the work.
Let Rate give you the edge that transforms effort into actual results.
More closings. Less busywork. Real growth.
That’s what Rate delivers.
If you’re still flying solo or relying on slow, outdated tools it’s time to upgrade.
Join the agents who already know.
Join the lender who actually shows up.
Join Rate and partner with the pros.
Close More Deals Faster - Craig Shparago
Real Estate Agents #2
Hey agents, quick question for you.
Did you know that Rate is the most trusted mortgage lender by real estate agents nationwide?
Wanna know why?
Two words: speed and certainty.
And honestly, those are the two things that matter the most when you’re trying to get your clients into a home in this market.
Rate’s technology? Next level.
We’re talking lightning-speed processing, real-time updates and verified documents in seconds, not days.
Let me hit you with something: Same Day Mortgage. Yup, you heard me right.
Your clients can get approved in just one day and close in as little as 10.
That kind of turnaround isn’t just fast it’s phenomenal.
With Rate, your buyer’s offer is already a fully underwritten credit approval, so it hits a lot harder.
That means they can compete with cash, which is an absolute game changer, especially when inventory is tight and competition is fierce.
So, what does that mean for you?
It means more deals, faster turn times and less time chasing paperwork.
It means happier clients, stronger offers and smoother transactions.
And most importantly, it means you get to focus on winning more listings, not babysitting a deal for weeks.
Rate’s not just another lender it’s a true partner – making your life easier, your business stronger and your clients’ dreams a reality.
Sure, you could work with someone other than Rate. But … why would you?
