Rhode Island Home Buyer Magazine

R HODE

I SL A N D

APRIL 21ST - MAY 18TH 2017 | FREE

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BUYER © 2017

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Call 401-837-0239 For Advertising Info

Smithfield

Residential

NMLS - #7706

(401) 942-6910 www.PremierKitchensRI.com

S E E

A D

Full Service Realtor

Contact Daniel S. Balkun

1st Choice

President Phone: 401.369.9100 Cell: 401.230.0432 e-mail: dan@balkuntc.com

Dee Conley (401) 952-0664

0% DOWN

Gentry Moving is the company that individuals and families trust.

At Gentry Moving, we specialize in all types of residential moves. Whether you are moving to or from a studio apartment or a five-bedroom home, Gentry Moving helps Residents On-The-Move.

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Mortgages Available!

WARWICK

Governor Francis.....

4 bed colonial, what a beauty. beautiful new kitchen, with stainless steel appliances, formal dining room, living room with fireplace, new roof , newer heat system, hardwoods.

MLS# 1151796 $349,900

(401) 562-1238 Pier-Mari Toledo Your Local Mortgage Resource.* Any size move can be extremely overwhelming. When you choose Gentry Moving, we take Mortgage Director, Lending ptoledo@wavefcu.org

years of financial stability. the burden away75+ and ensure your moving experience is as smooth as possible.in all facets of mortgage lending and a commitment to objectivity, With over 22 years of experience S E E

PA G E

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I N S I D E

F O R

D E TA I L S !

Ride the Wave to financial security. rimortgagezone.com

SUPPORTING YOUR EVERY MOVE

• Adjustable rate mortgages

• VA mortgages

• 3 ½% down payment mortgages

• Purchase or

Lisa Jester

(401) 996-4928

Call Pier today!

Call us today at 855.436.8799 for a free estimate, and experience how Gentry supports• your every Fixed ratemove. mortgages • FHA mortgages

• Sellers • Buyers • Investors • Rentals • Short Sales

(401) 943-6111 X114 Fax: (401) 633-6110 dianabarone@aol.com www.DianaBarone.com

Your Local Mortgage Resource. Call Pier Today!

Assisting sellers and buyers with traditional sales, • First time homebuyer’s programs estates, down-sizing, short sales, foreclosures, relocation. GentryMoving.com

P A G E

(401) 226-3374

On the day of your move, our crew will be punctual and uniformed, and you can trust that all of your belongings will be handled with care. As highly trained and courteous movers, each crew member fully understands that they are part of a team tasked with moving more than your belongings, but your home.

CALL ME...I”LL TAKE YOU HOME!!

O N

980 Reservoir Ave. Cranston RI

Page 5 Inside For Details!

Is Stressful, Choosing The RightSee Company dee@williamsandstuart.com Doesn’t Have To Be

*See Our Ad on Pages 18-19 Moving

O U R

Diana Barone

MLS# 1143318 $895,000

www.homepointfinancial.com 300 Centerville Rd. Summit West - Ste 204

1833 Cranston Street, Cranston RI

Building Relationships One Home At A Time

Exquisite 5,000 Sq Ft French Country Colonial offers 4 Beds 4.5 Baths encased entirely in Brick!

Two-story vaulted foyer Great Room featuring window wall & balcony.

Best in Show!

(401) 822-4444

Elegantly Affordable

leejester21@yahoo.com

INTRODUCING OUR NEW R HODE I SLAND B RANCH L OCATION

SATISFACTION

Pier-Mari Toledo, Also ask us about any special mortgage opportunities Mortgage Consultant those purchasing foreclosed property or high balance Serving RI, MA and CTfor | 855.436.8766 | info@gentrymoving.com ENE AGUE (401) 562-1238 Moving ptoledo@wavefcu.org Free Comparative Analysis GRI, SRS - LICENSED 1994

R

C. H

1st Choice

(401) 941-0200

renechague@realestateri.com Visit my website at: renehague.com

PREFERRED, TOWN & COUNTRY, PROPERTIES

Warwick, RI 480 Greenwich Avenue, 02886 35 Veterans Memorial Dr., 02886 • 1217 Warwick Ave., 02888 Pawtucket, RI 341 Benefit Street, 02861 Is Stressful, (401) 781-1020 • Toll Free (1-888-492-8328)

Choosing The Right Company Doesn’t Don Morash andWave KarentoCatuogno Have To Be. Ride the financial security. wavefcu.org

Announcing Our New Office!

148 Boon Street, Narragansett, RI

Warwick 401-732-0011

Join Our Winning Team @JOINREMAX.COM

Narragansett 401-363-9911

Licensed In RI, MA and CT Call Us Today For A FREE Estimate

855.436.8799 www.gentrymoving.com

Our goal is to close in less than 30 days.

No Cost Pre-Qualifications

• Purchases and Refinance • Conventional Loans • USDA • VA Programs • First Time Home Buyer • Renovations Loans & More

Doug Iannuccilli

Producing Branch Manager | NMLS ID #19741

Call Me Today at 401-203-0305

Whether you are moving across the street or across the State...

401-942-0200 williamsandstuart.com

Home of the Top Producers

and those that aspire to be!

To Find Your Dream Home Visit RI-Homes.com *See Our Ad On Page 15

South Kingstown Dockray/Pine Hill - Unique opportunity! 1,161 SF Ranch, plus a 1,200 SF unfin. addition, over 2,300 SF total. 4 Garage spaces, porch & deck, full basement, private yard, plans available, special financing. 55 Pine Hill Road MLS# 1141024 $374,900

FLAGSHIP

Ned (401) 782-0555 Caswell nedc@rihomesearch.com To Advertise Call Ralph Coppolino at 401-837-0239 | April 21st - May 18th 2017

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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Samantha June Durand

RealtorÂŽ | Licensed in RI & MA

Direct 401-450-8571 Office 401-921-5011

RealtorSamanthaJune@Gmail.com

C

OVENTRY Charming home on quiet road! Welcome home to this 3 bedroom 2.5 bath cape on 2.5 acres! Remodeled kitchens & baths, full length farmer’s porch, a deck, garage and shed, meticulously maintained landscaping with a chicken coop in the back. This home also offers a large master bedroom with walk in closet and laundry on the second floor. All appliances will be staying with the home including the whole house generator. $324,500

L

INCOLN Welcome home to this 3/4 bedroom 2.5 bath raised ranch in Lincoln! This home is positioned up on a hill overlooking the neighboring homes in the highlands. The frontage alone makes quite the statement! This home offers a combined 2600 living square footage on a half acre lot. The upstairs has a master bedroom and bath, 2 additional bedrooms and a full bath as well as the kitchen, living room and screened in porch so that you can enjoy those quiet summer nights! $394,500 To Advertise Call Ralph Coppolino at 401-837-0239 | April 21st - May 18th 2017

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0% DOWN

Mortgages Available!

Your Local Mortgage Resource.

With over 28 years of experience in all facets of mortgage lending and a commitment to objectivity, Pier can help you find the right mortgage to fit your needs and your budget.

Pier-Mari Toledo Director, Mortgage Lending (401) 562-1238 ptoledo@wavefcu.org

Call Pier today!

• Fixed rate mortgages

• FHA mortgages

• Adjustable rate mortgages

• VA mortgages

• Low down payment mortgages

• Purchase or

• First time homebuyer’s programs

75 +

Ask us about our Free Competitive Analysis

Ride the Wave to financial security.

Warwick, RI 480 Greenwich Avenue, 02886 Warwick, RI 1217 Warwick Avenue, 02888 (401) 781-1020 • Toll Free (1-888-492-8328)

www.rimortgagezone.com

MANAGING YOUR PROPERTY MATTERS

Rhode Island Property Advisory Company FULLY STAFFED MAINTENANCE

Property Management More than paying bills & responding to complaints it demands commitment, experience, constant attention & clear communication.

Financial Management Meeting and conquering the countless steps in making payments, billing, collections and banking is the business of property management.

Advisory Management

Winter Watch Services

Our goal is to work in cooperation, providing advice and creating a management plan for the physical and financial affairs.

We are now offering a new service “Winter Watch” for all unit owners. We will take care of your home as you vacation giving you peace of mind.

call 401.736.8300 or visit www.ripac.net 4

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

At Germani Title & Closing we are dedicated to efficiency, as well as maintaining a competitive advantage when providing service to individuals and businesses throughout Rhode Island, Massachusetts, and Connecticut.

R E A L E S TAT E C L O S I N G S • S H O R T S A L E R E P R E S E N TAT I O N S E L L E R R E P R E S E N TAT I O N • D O C U M E N T P R E PA R AT I O N Halley Gaspar, Legal Assistant and Short Sale Negotiator; from the first meeting to the last, Halley is, unquestionably and on every level, the most dedicated and resposive customer service individual I have ever had the pleasure of interacting with - Sarah M.

The best part of working with Germani Title was that everyone treated us with dignity, even though this was a short sale and a most difficult time in our lives.

- Joyce S.

I wanted to thank you again for your time and services. Halley was a pleasure to do business with and I greatly appreciate the extra smile she puts in. As you know, there are many hurdles in these transactions and it takes a special empathy at times.

It also takes a “unique” understanding of the process.

You are all wonderful professionals that are not rewarded enough for your performance, as I can see from the allocation of funds. - Mattie H.

931 Jefferson Boulevard, Suite 2006, Warwick, RI 02886 401.739.9700 www.germanititle.com To Advertise Call Ralph Coppolino at 401-837-0239 | April 21st - May 18th 2017

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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Dave “T” Tatangelo

Leo Tatangelo

(401) 465-0263

(401) 465-4687

davetteam@gmail.com DaveTteam.com

leot46@verizon.net kentcountyhomefinder.com

Coventry: To Be Sold with MLS# 1033549, Great Tri-Level on Main-

Coventry:

(Under Construction) This “Exceptional” 4 Bed 3.5 Bath Contemporary Farmhouse Style Colonial W/ Wrap Around Farmers Porch, Granite,Hardwoods,High Efficiency Furnace W/Ac,2 Car Gar,Paved Drive Close To Everything But Set On 4 Private Acres On Dead End Rd! $409,900 Call Dave at 401-465-0263

Coventry:“Excellent” 3 Bed 1.5 Bath Ranch W/ Garage On Cul-De-

Coventry: “Excellent” Like New 3 Bed 2.5 Bath Colonial In Desirable “Walker Farms”. Remodeled Throughout ! Kitchen W/ Granite & High End Ss Appliances, Large Master Suite W/Vaulted Ceiling,Bamboo Floors Throughout W/Sound Dampening Insulation,New Roof & Water Heater,Fresh Paint, Natural Gas Heat W/A/C , Vinyl Siding & More All On Manicured Lot! A Must See!! $299,977 Call Dave at 401-465-0263

West Greenwich:

Property is back on the market because of blown water line on second floor, heavy damage to 1st floor and basement, can be shown, please understand it is in very rough condition. Currently waiting for insurance company. Subject to lien holder approval. $209,900 Call Dave at 401-465-0263

Coventry: Location, location, location. 3 bed contemprary bungalow/cape close to everything. Many possible uses w/ tlc. Home, small biz, doctor, dentist, atty offic etc. Seller will consider rezone if needed..

I1 or business. $199,900 Call Dave at 401-465-0263

Scituate: “Excellent” Flat 4+ acre lot in rural scituate. Build your own dream house in serenity. Call today. $109,900 Call Dave at 401-465-0263

Foster: Location,Location,Location! Describes This Nice Little Ranch

Scituate: Excellent” 4 Bed 1.5 Bath Colonial With Nice 3 Season Rm. Family Rm W/Fireplace Hardwoods Throughout.new Septic,Fresh Interior Paint,Newer Architectural Roof, High End Vinyl Siding & Windows.a/C And More.ondead End Road In “Hope Distric”! A Must See! $324,977 Call Dave at 401-465-0263

cured Lot, Hot Tub, In-Ground Pool, 6 Car Garage, A/C, Sprinklers .This property will have 2 single family residential rental properties. property division is currently being engineered $650,000 Call Dave at 401-465-0263

Set On “ 28 Acres “ Serine . New 3 Bed Septic,Well,Windows, Newer Roof,Paint ,Out Building And More. Many Possibilities. Call Today For Info. $224,977 Call Dave at 401-465-0263

Sac.newer Septic, Roof,Windows,Vinyl, Heat. Appliances.updated Kitchen & Bath. 4 Season “Bonus Room” Off Of Kitchen. Family Room In Lower Level.walkout Basement & More. All On Manicured Lot. A Must See!!! Call Today. $229,977 Call Dave at 401-465-0263

View More Properties Like These On Our Custom Website! DaveTteam.com

Ken Cesaro

AT PRIMARY RESIDENTIAL MORTGAGE

we are happy to help you to purchase or refinance a home using an FHA, VA, USDA or a Conventional Mortgage.

Loan Officer NMLS# 10048

Branch NMLS# 305552

Office: 401.490.7123 Cell: 401.641.0019 Fax: 401.648.0055 Email: kcesaro@primeres.com 647 Oaklawn Avenue Cranston, RI 02920

Licensed Lender in RI, MA, CT, NH & FL Rhode Island Department of Business Regulation Division of Banking Licensed as PRMI, Inc, Lender 200417155LL, Broker 20041716LB. Division of Banks MC3094. Connecticut Department of Banking 8750. Florida Office of Financial Regulation MLD646

To Advertise Call Ralph Coppolino at 401-837-0239 | April 21st - May 18th 2017

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The Chris Woodard Team

Chris Woodard

Natasha Horvatic

401-640-3481 chrisw@kw.com

401-644-5689 nhorvatic@kw.com

Associate Broker

PAWTUCKET

Classic Victorian style 3 family. This large and lovely home offers 3 bedrooms, eat in kitchen and 1 full bath per unit. 1st and 2nd floors offer double living rooms and private verandas. Separate laundry, separate utilities, gas heat and hot water, replacement windows, newer mechanicals and new roof. Detached 2 car garage. $329,900

WARREN

Multi Unit investment property. 3 family w/ 2 garages & 2 bed single family w/1 garage all on a total of 6 lots (must be sold together) Fully occupied & can also be sold w/MLS#1129395 Possible expansion or condo conversion. Close to hwy & water. $299,9000

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Buyer Specialist

BARRINGTON

Totally renovated Dutch Colonial style home nestled in the heart of Barrington on a dead end with full in-law with private deck. Gleaming hardwoods, 2 brand new kitchens, 3 brand new baths, all new mechanicals with on demand gas heat and hot water, large yard and beautiful blue stone patio. Rare opportunity, don’t miss out! $439,900

WARREN

Well maintained 2 unit with possible 3rd floor expansion. Brand new on demand heating system. vinyl siding, plenty of storage & parking, centrally located - walk to shops & restaurants on Main St. Great investment opportunity! $249,900

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

OUR GOAL IS TO CLOSE IN LESS THAN 30 DAYS. NO COST PRE-QUALIFICATIONS

HERE IS WHAT MY CLIENTS ARE SAYING...

Building Customers

PHENOMENAL! Heidi originally contacted us a few years ago, letting us know we were eligible for a mortgage interest reduction rate. She managed of all the details, putting our minds at ease as we had not done a rewrite before. This past summer (2016), Heidi again notified us that we were eligible for another rate reduction. She handled all the legalities and paper work on our time schedule. You can’t get better than Heidi for an honest, trustworthy, detail-oriented, and knowledgeable lender.

- lpinto329 from 02740

INTRODUCING OUR NEW

She’s The Best! Buying our first home was nerve raking to my husband and I, Heidi made this process smooth and easy. Heidi was easy to get into contact with and she was very prompt on retuning calls. She was very professional and supportive during every step of the way. we truly could not have done this without her and her co-workers.

We were able to close earlier than expected which was very beneficial to us. Great company and great team!

- christinegreen15 from 02893

For Life

R HODE I SLAND B RANCH L OCATION

Heidi Rogers Sr. Loan Officer, NMLS #20829

Direct: (401) 203-0306 Cell: (401) 440-6500 Fax: (401) 203-0311 Heidi.Rogers@SupremeLending.com www.HeidiRogers.SupremeLending.com

6828 Post Road Suite 3 | North Kingstown, RI 02852

• Purchases and Refinance • Conventional Loans • USDA • VA Programs • First Time Home Buyer • Renovations Loans & More

EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 (www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. Copyright © 2017. This is not an offer to enter into an agreement. Information, rates, & programs are subject to change without prior notice and may not be available in all states. All products are subject to credit & property approval. Supreme Lending is not affiliated with any government agency. Supreme Lending is required to disclose the following license information: AZ Mortgage Banker License 0925918, AZ Principal Office: 25030 S 190th Street, Queen Creek, AZ 85142. Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act License 4130655. CO Mortgage Company - Regulated by the Division of Real Estate. GA Mortgage Lender License 22114– Georgia Residential Mortgage Licensee. IL Residential Mortgage License MB.6760323-DBA1– Illinois Residential Mortgage Licensee. Kansas Licensed Mortgage Company MC.0001578. NV Division of Mortgage Lending Mortgage Banker License 4063. Licensed by the N.J. Department of Banking and Insurance – New Jersey Residential Mortgage Lender License. Licensed Mortgage Banker-NYS Department of Financial Service. NY Mortgage Banker License B501049. OR Mortgage Lending License ML-4265. Licensed Mortgage Banker by the PA Department of Banking - Pennsylvania Mortgage Lender License 45048. Rhode Island Licensed Lender 20142998LL. TX - SML Mortgage Banker Registration - Residential Mortgage Loan Originator.

WE ARE YOUR COMPLETE H O M E I M P R OV E M E N T R E S O U R C E

We make your project a smooth and easy process - No job is too small

Carpentry • Electrical • Flooring • HVAC Insulation • Masonry • Painting • Plumbing Roofing • Siding • Site work • Windows & Doors

Book Your Project Now! Our service request team is here to help you.

401-352-0222 www.GoFixxIt.com To Advertise Call Ralph Coppolino at 401-837-0239 | April 21st - May 18th 2017

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THINKING OF SELLING? WE HAVE BUYERS WAITING….LISTINGS NEEDED! Now Is The Time…Call Your Local Century 21 Office Today For A Free Market Analysis

CENTURY 21 ACCESS AMERICA

CENTURY 21 REALTY ASSOCIATES

CENTURY 21 STACHURSKI

CENTURY 21 TOPSAIL REALTY

Coventry, RI 02816 | (401) 828-2100 Pawtucket, RI 02861 | (401) 725-1115

CENTURY 21 TREND REALTY

Portsmouth, RI 02871 | (401) 683-4900

CENTURY 21 ACCESS AMERICA

Cranston, RI 02910 | (401) 942-0110

Newport, RI 02840 | (401) 849-9192

CENTURY 21 TOPSAIL REALTY

Bristol, RI 02809 | (401) 254-1900

CENTURY 21 BUTTERMAN & KRYSTON

East Greenwich, RI 02818 | (401) 885-6260

Pawtucket, RI 02860 | (401) 521-9490

CENTURY 21 STACHURSKI

CENTURY 21 GONSALVES-PASTORE

Lincoln, RI 02865 | (401) 724-5600

Cumberland, RI 02864 | (401) 728-2770 “Highest Overall Satisfaction for First-Time Home Sellers”

Check Us Out At www.century21.com Interested in a Career in Real Estate?

Sales Positions Now Available…

No Desk Fees, Free Advertising, Free Leads and lots more! Call your local office today.

Pre-License Classes are available Find out what CENTURY 21 can do for you!

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SMARTER. BOLDER. FASTER

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Top Agent of the Month

Scituate

Les Ingalls

Scituate

Quiet peaceful neighborhood..... Custom made contemporary home on a beautiful lot. This home features recently refinished hardwoods and double sliders leading to a multi level deck overlooking a well maintained wooded lot. Semi-open floor plan with remarkable entry. $309,500

Coventry

New septic being installed.

Come see this three bedroom ranch featuring hardwoods, one car garage, corner lot and much more. Located in neighborhood close to everything. $184,900

This beautiful country colonial has it all-a private setting yet close to highway access. The first floor boasts a beautiful granite kitchen with newer white cabinets. It also features a 15 x 12 living room, a 10 x 10 office, and a formal dining room that has a rear facing bow window. $339,900

Coventry

West Greenwich

Enjoy the beautiful views of the bay from the two decks of this young colonial! This home boasts an open floor plan on the first floor with living room, dining area and a good size working kitchen and hardwoods throughout, there is also an office and lavette on this level. $299,900

West Warwick

Coventry

Well constructed one owner home in desirable Wood Estates!

Lots of charm with hardwoods, 2 fireplaces, granite counters in kitchen, first floor laundry, breezeway room, newer boiler. A quality built home on a large lot. $267,900

This beautifully maintained town house style end unit condo has a large one car garage with plenty of room for storage. The lower level has a cozy family room/den with a laundry area. The first floor has a well apportioned living room, dining room and kitchen. $179,900

West Greenwich

Glocester

2 separate houses on 9.7 acres! 3-4 bed home, 3 full baths, dining room, family room, laundry 1st floor, solarium with indoor year round heated pool, over 3,500 sq.ft., PLUS 26’ x 40’ room raised ranch (taxes $4,509), 400’ frontage, horses ok. $639,900

Warwick

Brand new roof!!

New granite counters & SS appliances!! Lots to love about this 4 bed, 3.5 bath country colonial on 4 acres! Large LR, huge master/ walk-in closet/bath, heated 2 car garage/new doors, new furnace, above ground pool/deck, poss in-law in lower. $369,900

Spacious ranch on a quiet dead-end street, 3 large bedrooms, 2 full baths, part finished basement, situated on 1.7 acres, wooded and private. House has some work that needs to be addressed.

203K ideal, sold as is. Will not pass FHA standards. $224,900

A must see, 3 bedrooms, 1.5 baths, pride of ownership throughout from custom stone work on the exterior to the beautifully tiled bath. This home offers sunny living room, hardwoods, a large finished basement, woodstove and attached garage. $265,000

Coventry

Opportunity knocks! This raised ranch sits on an acre of level land, 2 wells, newer septic. Needs a total rehab.

Short sale subject to lienholder approval.

“As-is” sale. $230,650

To Advertise Call Ralph Coppolino at 401-837-0239 | April 21st - May 18th 2017

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800 Oaklawn Ave Suite A2 Cranston, RI

cranston

Location! Desirable Neighborhood In Western Cranston! Home Is Situated On A Beautiful Half Acre Corner Lot. Home Features Three Beds With A Partially Finished Lower Level, Including A Family Room And Fireplace. Walkout Basement Through Atrium Doors To An Enormous Deck. $299,900

WarWick

Governor Francis..... 4 bed colonial, what a beauty!!! this house features a beautiful new kitchen, with stainless steel appliances, formal dining room, living room with fireplace, new roof , newer heat system, hardwoods, spacious layout, and plenty of bathrooms!

Man cave with fireplace in lower level! $349,900

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401.942.0110

c21realtyassociates.com

Realty Associates

WarWick

Come see this well kept ranch with just a short walk to the ocean and Sea View Ave.! Features include a finished basement, oversized master bedroom, and In-Law potential with a private rear entrance! Huge backyard with a beautiful koi pond, shed and deck!

NO FLOOD INSURANCE NEEDED! $199,900

Providence

One of a kind, great investment property with income, includes a double lot with 3 garages and 2 driveways. Don’t miss out call or text for a private showing today. $274,900

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

cranston

Only one word to describe this home & property “Spectacular” Quality Built Home With All The Amenities. 4 Beds, 5+ baths,Entertain or just enjoy your privacy. Resort style yard, Pool & pool house 3 car heated garage. On & On this is a must see. $1,200,000

WarWick

MOVE IN TODAY to this Bright, Sunny, Adorable Bungalow. It’s 1 level living at it’s finest.

Neat & Clean, 3 Bedrooms, 1.5 Baths. Half Bath adjoins Master & 2nd Bedroom. Master Bedroom has sliders out to back porch for your morning coffee break or night cap. $224,900

100% FINANCING AVAILABLE FOR USDA AND VA LOANS

INTRODUCING OUR NEW R HODE I SLAND B RANCH L OCATION

Our goal is to close in less than 30 days.

No Cost Pre-Qualifications

Doug Iannuccilli

Producing Branch Manager | NMLS ID #19741

Direct: (401) 203-0305 Cell: (401) 499-3684 Fax: (401) 203-0310

http://dougiannuccilli.supremelending.com/ Doug.Iannuccilli@supremelending.com 6828 Post Road Suite 3 | North Kingstown, RI 02852

Building Customers For Life

Additional Services Include...

• Purchases and Refinance • Conventional Loans • USDA • VA Programs • First Time Home Buyer • Renovations Loans & More

Call Me Today to Get Started! (401) 203-0305

EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 (www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. Copyright © 2017. This is not an offer to enter into an agreement. Information, rates, & programs are subject to change without prior notice and may not be available in all states. All products are subject to credit & property approval. Supreme Lending is not affiliated with any government agency. Supreme Lending is required to disclose the following license information: AZ Mortgage Banker License 0925918, AZ Principal Office: 25030 S 190th Street, Queen Creek, AZ 85142. Licensed by the Department of Business Oversight under the CA Residential Mortgage Lending Act License 4130655. CO Mortgage Company - Regulated by the Division of Real Estate. GA Mortgage Lender License 22114– Georgia Residential Mortgage Licensee. IL Residential Mortgage License MB.6760323-DBA1– Illinois Residential Mortgage Licensee. Kansas Licensed Mortgage Company MC.0001578. NV Division of Mortgage Lending Mortgage Banker License 4063. Licensed by the N.J. Department of Banking and Insurance – New Jersey Residential Mortgage Lender License. Licensed Mortgage Banker-NYS Department of Financial Service. NY Mortgage Banker License B501049. OR Mortgage Lending License ML-4265. Licensed Mortgage Banker by the PA Department of Banking - Pennsylvania Mortgage Lender License 45048. Rhode Island Licensed Lender 20142998LL. TX - SML Mortgage Banker Registration - Residential Mortgage Loan Originator.

To Advertise Call Ralph Coppolino at 401-837-0239 | April 21st - May 18th 2017

13

We Are A Full Service Residential and Commercial Real Estate Office Already an agent looking to make a change?

Meet Our

Newest

Team Members

Sometimes it is not just about the sign on the door but rather it is what awaits you inside. Come see the difference at Greco Real Estate.

If you are looking for a great place to work we have openings for new and experienced real estate agents.

Classes are available.

Call for a confidential chat anytime.

We would love to hear from you.

Come & Join Our Team

Yolanda Nazario

401-480-3668 Se Habla EspaĂąol

Michelle Toni Marie Roderick-Gomes Palmer 401-230-2226 401-426-8948

401-270-1174 GrecoRealEstate.biz

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

401-529-8054

Marissa Megan Greco Morse Ferreira 401-286-5930 508-686-1310

653 Atwood Avenue, Cranston, Rhode Island 14

Mike Grandchamp

Join Our Winning Team

@JOINREMAX.COM

PREFERRED, TOWN & COUNTRY, PROPERTIES

Home of the Top Producers

and those that aspire to be!

RE/MAX Preferred 1417 Douglas Avenue North Providence, RI 02904 401-353-2200 www.3532200.com

RE/MAX Town & Country 2081 Diamond Hill Road Cumberland, RI 02864 401-333-0020 www.3330020.com

RE/MAX Properties 696 Douglas Pike Smithfield, RI 02917 401-232-3900 www.2323900.com

RE/MAX Properties Branch Office 261 Main Street, Unit 201 North Smithfield, RI 02896 401-356-1519

To Find Your Dream Home Visit RI-Homes.com Or Contact One Of These Offices To Advertise Call Ralph Coppolino at 401-837-0239 | April 21st - May 18th 2017

15

CUMBERLAND

EAST GREENWICH

BURRILLVILLE G

IN ND

PE

Charming & well-constructed red brick cape cod home!! Home features a dormer for maximum sq ft! 3 Bed with master on 1st floor and 2 full bathrooms! Tons of living space & many recent improvements which include a brand new high-efficiency furnace, replacement windows, new roof, updated electric & more!! $224,900

Beautiful Center hall Colonial located on a spacious lot on a cul-de-sac in highly sought Cindyann neighborhood. Connected to sewer & city water. Granite gourmet kitchen, hardwoods, large bedrooms, 3 fireplaces and lovely master suite with a romantic fireplace setting. Finished basement and a 3 car garage! $499,900

Stunning custom 3 bed, 2 bath home! Spacious living room with custom cathedral wood ceiling. Updated kitchen. Large master suite! 2 car garage PLUS detached workshop/garage. Newer deck overlooking a large backyard. $279,900

WARWICK

WOONSOCKET

WEST GREENWICH

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www.MyDreamH

Beautiful end unit with deck overlooking the manicured park-like grounds! Completely renovated with hardwood floors, granite counters in kitchen and both bathrooms, stainless steel appliances, french doors and quarry tile showers.$214,900

Charming & beautiful 5 bed 2 full bath cape cod located in sought after East Woonsocket!! An abundance of space for the entire family to enjoy which includes a large den and tastefully finished basement!!

Outdoor living which includes a deck, patio and the ultimate privacy make this home something remarkable! $229,900

Take in the views! Privacy & 2 acres of land, yet minutes from 95! Meticulously kept beautiful colonial home! Featuring an in-law apartment with full walkout to a private deck on picture perfect landscape! 4 beds 3.5 baths in total and an abundance of space indoors and outdoors. $389,900

NORTH KINGSTOWN

BURRILLVILLE

WOONSOCKET

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Custom colonial w panoramic sun-soaked views of pristine Spring Lake! Enjoy an abundance of indoor/outdoor living space, an energy efficient design, private boat launch, deck & waterfront patio & 4 seasons of activities! $435,000

Sprawling contemporary ranch style home in prestigious neighborhood! Located on a cul-de-sac, this immaculate home boasts a total living area of 3,700 sqft (2,500 sqft up & 1,200 sqft down). Nestled on a .57 acre landscaped lot complete with a private fenced in back yard with koi pond & waterfall. $381,543

WARWICK

WARWICK

CRANSTON

LD

LD

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Custom colonial w granite & ss kitchen!

3 oversized bedrooms, master suite w walk-in & bathroom, potential in-law w interior/exterior entrance, 4 full baths, 3 gas fireplaces, newly done hardwoods throughout, fresh paint, great corner lot & more! $318,000

Beautiful sun soaked home w oversized windows, cathedral ceilings, large master suite w private balcony, granite in bathrooms, granite & ss kitchen! Breathtaking South Facing backyard w wrap around trex deck, jacuzzi, bbq area & electronic dog fence. $366,250

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Beautifully renovated colonial set back on park -like grounds on a cul de sac close to highway & all amenities! Hardwood floors, granite & ss EIK, cozy family room w fp & walkout to patio, master suite w private balcony & master bath! POOL NEEDS WORK. $350,000

TUNE IN TO THE ROUND TABLE RADIO SHOW SUNDAYS AT 10AM ON WHJJ 920AM

401.359.2338

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Call 401-35

SO

Beautiful sun-soaked end unit!! Meticulously kept home with updated kitchen, cathedral ceilings, gas heat, tons of parking, patio & oversized 2 car garage with storage. 3 bed & 1.5 bath with laundry in unit!! Easy drive to highway, shopping & recreation!! Short drive from the University of Rhode Island! $229,900

SO

Get The Laste & Watch Video Tour FACEBOOK.COM/D

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Tune into The Real Estate Simplified, Trusted Real Estate Ne Show! Sunday’s 10 am

LD

LD

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est Listings rs - Like Our Page DISPIRITOTEAM

HomeNow.com

59-2338

Round Table , Rhode Island’s Most ews & Advice Radio m on Newsradio 920!

North Kingstown Beautiful ex-

ecutive colonial now available. Situated on a private 2 acre lot & nestled in the desirable Glen neighborhood, moments from highway access! Spacious, bright & open floor plan make this custom built home something special. This home has everything the most discerning buyer seeks. Granite & stainless eat in kitchen which opens up to your great room complete with fireplace and wet bar for intimate family dinners & entertaining. $619,900

West Greenwich Stunning open space floor plan complete with 2 oversized master suites on the 1st w private walkouts to deck, in-ground pool and yard! 2nd fl includes bed/ bath suite with living areas!4bd 4bth 2.5 car garage, lndry on 1st tons of storage hghwy access. $539,900

LD

SO

East Greenwich

Stunning & Rare Southern Exposed Sun Filled View of Greenwich Bay!! Well over 3,000 sq ft of finished sun-soaked living space!!

Complete with two suite-style bedrooms and 3 beds in total! 3.5 baths, hardwood floors, granite and stainless kitchen, 2 gas fireplaces, city sewer and city water!! Outdoor living space includes massive trex deck and paver patio with piped-in gas fireplace also overlooking your amazing view! $439,900

T S I L W NE

Woonsocket

Welcome to this sprawling 3-4 bed, custom-built, contemporary home with an amazing floor plan designed for indoor/outdoor entertaining!

Boasting 3000 sqft of living space, soaring ceilings, tons of windows, & immaculate hardwoods throughout. Beautiful sun-room overlooking inground pool & over an acre of privacy. Stunning master bedroom with a spa like master bathroom for a relaxing retreat. All of this set in a prestigious neighborhood and private cul-de-sac. A truly beautiful & quality family home. $389,900

CALL 401-603-3646 TODAY

DANIEL E. GIROUX NMLS #26531

FOR A MORTGAGE PRE APPROVAL

NMLS - #7706

To Advertise Call Ralph Coppolino at 401-837-0239 | April 21st - May 18th 2017

17

To Pay or Not to Pay...

that is the question

by Daniel E. Giroux, Home Point Financial

Today’s mortgage market gives the borrower much more flexibility. The days of 20% down are a thing of the past. Today programs offer 100% financing for Veterans, first time home buyers, and on USDA loans, 96.5% financing for FHA buyers and 95-97% financing on conventional programs. The biggest question is, what you qualify for and how much should you put down when buying a property. Recently I had a client that was looking to purchase a $400,000 property. He had great fico scores, money in the bank, great income, and wanted to put (20%) $80,000 dollars as a down payment. The client’s goal was to have a lower payment by putting as much money as he could down on this property.

What the client did not know was he had options. He was under the impression that he needed to put 20% down. After a bit of conversation and research, it was discovered that the client had $35,000 in credit card debt that was costing him about $900 a month. We discussed the pros and cons of putting down a large down payment and the pros and cons of paying the credit card debt and putting less money down on the purchase.

1. Credit cards have much higher interest than a mortgage 2. Credit card interest is not tax deductable 3. The payments on $35,000 worth of credit card debt was $900 a month Many clients believe that if they don’t put down 20% they will be required to pay mortgage insurance and will have a much higher rate. This is not

Buying a home is more than a purchase price and a down payment.

It’s an investment into your future.

18

the case. In today’s mortgage market we can offer great rates with less down and there is a program called Lender paid mortgage insurance that eliminates the borrowers needs to pay a monthly mortgage insurance premium.

Every loan and every person’s situation are always different, but in this particular case here was the final result.

Client thought they wanted:

$400,000 purchase with $80,000 down and $320,000 loan size. The principal and interest payment on a 30 year mortgage would have been $1528 plus the remaining credit card debt ($35000) at $900 per month leaving the borrower paying $2428 per month.

The client decided to go with:

$400,000 purchase price with $40,000 down and a $360,000 loan size.

The principal and interest on a 30 year mortgage payment is $1771, the credit cards are paid off and the client still has $5000 left from the $80,000 to buy new furniture for his new home.

In this case, the client saved $657 of monthly cash flow and kept $5000 in his pocket. If the client was to apply these saving directly back to the principal of their mortgage each month they would have their mortgage paid in full in less than 15 years.

My point in sharing this story is to show home buyers that you have options. Sometimes you need to step back, take a deep breath and explore those options before you jump in. Buying a home is more than a purchase price and a down payment. It’s an investment into your future.

Daniel E. Giroux NMLS 26531 Home Point Financial LLC NMLS #7706 Licensed Lender

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Showcase Listings

Warwick Exceptional 3 to 4 Bedroom, Corner-Lot, Colonial Home on the edge of Pawtuxet Village. Master Suite on 1st, Possible In-Law. Brick Fireplace, Hardwoods throughout, century-old charm & short walk to water. Beautiful Deck/Patio area, Dry Basement too. $255,000 Donnie Bennett 401-383-4400 Blackstone/Ocean Properties

Foster

Adorable 3 bed Raised Ranch in desirable Foster Center area. This home comes with new appliances and a new washer and dryer. If your looking for privacy eat in kitchen leads to a nice large deck which overlooks 3.6 acres of land! Full walk out basement waiting for finishing touches to make your own. $256,900

Brenda Nardolillo 401-829-8423 RE/MAX Premier

Westerly

Spacious Raised Ranch with Potential In-Law on Lower Level. Only 5 Miles from the Ocean. Master Bed with Full Bath. Private Fenced Back Yard. Newer Boiler and hot water heater! Owner will consider rent to own. $279,900

Mary Lyons 401-439-8507 RE/MAX Central

Eric Maluk NMLS #4733

North Smithfield Welcome Home! This sprawling sun filled Ranch, nestled on 1 acre of land, located on a dead end cul-de-sac, offers new heating system, new hot water tank, tasteful upgrades, crown moldings, judges paneling, gleaming hardwood floors, finished lower level w/ full bath. $362,500 Diana Barone (401) 226-3374 RE/MAX 1st Choice

Daniel E. Giroux NMLS #26531

Programs Include 203K, Conventional, FHA, H.A.R.P, VA Loans, USDA and Reverse Mortgages

Tiverton Perched High Designed W/ Breath Taking Water Views From Every Room! 271 Ft Of Water Frontage, Private Beach, Mooring, Min To Newport By Land Or Sea. Sunset Views, Gaze At The Moon & Stars, Listen To The Waves Lap The Shore Beneath The Master Rotunda. $3,100,000 Emily Kheradi 401-243-5520 Keller Williams Realty

Visit Us at 300 Centerville Road Summit West - Ste 204 (401) 822-4444 www.homepointfinancial.com HOME POINT FINANCIAL CORPORATION NMLS #7706

Burrillville Stunning Vintage Colonial. Details of the Era are evident throughout the home.

Includes 2 lots one with this home and 2 buildable lots that have access on the back of this 30 acre lot. 5 acre lot across the street also buildable Huge garage and loft. $550,000

Richmond

This Stunning Victorian Offers 4 Spacious Bedrooms And 3 Baths. Located In A Prestigious Neighborhood, Richmond Hills. Overlooking A Private Wooded Lot Featuring A Bright And Open Kitchen With Granite Counter Tops Which Flows To A Lovely Family Room With A Cozy Fireplace And Sliders To The Deck And Pool. $499,900

Nathan Clark Team 401-232-7661 Nathan Clark & Associates

East Greenwich Adorable in & out! 2.2 miles west of I-4. Better than new home packs a punch w/ high end amenities. MBR on 1st & 2nd fl. 3rd Bed Rm opt plus home office.

Private outdoor space w/XL deck & attached gazebo. Gourmet Kit. Radiant heating. Spa bathrooms. $374,800 Guy Glennon 401-932-5005 Hill Harbor Group LLC

Nathan Clark Team 401-232-7661 Nathan Clark & Associates

Richmond Country living under the stars. Located near Richmond Elementary School, 3 golf courses, and shopping in Richmond. 4 bedroom, 4.5 bath colonial built in 2013. Features 2 master bedrooms, each with their own private bathroom.

Wood floors throughout 1st floor, stairwell and upstairs hallway. $399,800 Guy Glennon 401-932-5005 Hill Harbor Group LLC

Warwick This turnkey home was recently updated with a new master bathroom and fully updated granite kitchen. You will love the sun-filled rooms with XL windows, the open layout, extra living space in the lower level, and the generous sized bedrooms this home provides. $499,800 Guy Glennon 401-932-5005 Hill Harbor Group LLC

Glocester

Beautiful “Move In Ready�

Ranch! Open Floor Plan! Updated Kitchen with Island & Appliances! Updated Bathroom both have Ceramic Tile Floors and Gorgeous Hardwood Floors Throughout the Rest! Vinyl Siding, Replacement Windows, Architectural Roof Shingles & New Heating System! $219,900

Jamie Rebello 401-241-7728 HomeSmart Professionals RE

To Advertise Call Ralph Coppolino at 401-837-0239 | April 21st - May 18th 2017

19

—— NOT ALL GREAT MINDS

THINK ALIKE E=mc

2

SOLD!

TUNE INTO THE

REAL ESTATE INSIDERS

Albert Einsteis n Geniu

Paul& Zarrella Williams

Stuart Real Estate

Broker/REALTOR®

Sunday Mornings at 10:00 on 630 WPRO and 99.7 FM. Watch and listen @ 630wpro.com.

20

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

YOUR NEIGHBORHOOD,

is My Neighborhood!

875 Oaklawn Avenue Cranston RI, 02920

FEATURED LISTINGS

Pawtucket

Welcome Home To Your Newly Remodeled 4 Bedroom Cape in The Heart Of Darlington. Minutes From All The Local Conveniences Of Attleboro & Pawtucket, This 1,500 Square-Foot Property Features Stunning New White Cabinetry, Granite Counters With/ Sparkling Backsplash, Fireplace, Gleaming Hardwoods. Call for details! $209,900

West Warwick

This Beautifully Renovated Town House Features, New Custom Cabinets, Stainless Steel Appliances, A Spacious Floor Plan, 1 Car Garage, 2 Large Bedrooms, Plenty Of Storage, Efficient Gas Heat, A Quite Well Maintained Complex & Low Condo Fees! $189,900

RECENTLY SOLD

John Manocchio - Team Director, ABR, SRS, SSR | Phone: 401-864-3849

jfmanocchio@rires.com | www.makeyourmovewithjohn.net | facebook.com/johnmanocchiorealtor To Advertise Call Ralph Coppolino at 401-837-0239 | April 21st - May 18th 2017

21

HELPING BUYERS AND SELLERS THROUGHOUT RHODE ISLAND.

Mike Behm

401-265-9437

West Warwick

Warwick

robinadamsrealestateri.com Contact me to get your home SOLD!

Vacant Land in the Warwick Neck area. Plat/ Lot: 380 / 0024,0036 Lot Frontage: $40 Lot Size: 6,364 sq.ft.

Call for details! $34,900 Call Mike Behm at 401-265-9437

Well maintained 2 family great starter home or investment. This home is move in ready, with 2 bedrooms each floor, 2 car garage, and a fenced in yard. $167,000 Call Mike Behm at 401-265-9437

Warwick

Providence

Robin Adams

Robin Adams Real Estate 244 Weybosset St. 2nd Floor Providence RI 401-487-5174 • 401-487-5174 robinadamsrealestate@gmail.com

This home has 3 bedrooms 2 full baths beautiful inside and out a must see to appreciate. $169,900 Call Mike Behm at 401-265-9437

Multi-Family near Oakland Beach. 2 units.

Building Area: 1,277 sq. ft. Sold as is Cash sale only, Buyer assumes all violations. Call for more information on this listing.

Call Mike Behm at 401-265-9437

First Home mortgage Corporation

Call 401-751-0800 Sal Savastano, NMLS# 201878 - Regional Sales Manager - ext. 5300 John Savastano, NMLS# 202774 - Sales Manager - ext. 5306 David Travers, NMLS # 41681 - Loan Officer - ext. 5301 Evelyn Perez, NMLS# 828119 - Loan Officer - ext. 5309 Nick Caccia, NMLS# 1065888 - Loan Officer - ext. 5310 Tony Roy, NMLS# 6139 - Loan Officer - ext. 5307 Patricia Vargas, NMLS #1433663 Loan Officer ext. 5303 Lisa Fisher, Branch Operations Manager ext. 5318 Traci Cunningham - Operations - ext. 5302

First in Customer serviCe

400 Reservoir Avenue Providence, RI 02907 Phone: 401-751-0800 • Fax: 401-751-1800 This is not a guarantee to extend consumer credit. First Home Mortgage Corporation NMLS ID #71603 (www.nmlsconsumeraccess.org). MA Mortgage Lender and Broker, License #MC71603. RI Licensed Lender and Broker.

22

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

You Can Count On, Call 732-0011 Today!

C o n v e n i e n t ly l o C at e d

at

3 8 0 J e f f e r s o n B lv d . , W a rW i C k r h o d e i s l a n d 0 2 8 8 6

Warwick:

Warwick: Beautifully renovated raised ranch in the East Greenwich: Oversized beautiful con- Warwick: Condo unit in a nice condo development,

Coventry:

Providence:

Desirable one level unit in a 2plex building.

Open floor plan with soaring ceilings, gleaming hardwoods, granite, stainless appliances. Sun drenched rear sun room all with modern flair. Central air, 2 car garage! Beautiful unit close to major highways and all shopping conveniences! $299,900 CALL ERIN SHERIDAN, 401-413-6794

Move right in to this spectacular colonial in desirable Ravenwood! 4 generous bedrooms, plus large den/office on main level! Master bedroom has huge walk in closet, spa tub/shower! Updated 2 1/2 baths, central AC, hardwoods, fresh paint and carpet! $419,900 CALL BEVERLY COURNOYER 401-255-4615

Narragansett:

Move in ready vacation home or investor opportunity. This property was fully renovated in 2015, new kitchen, granite, stainless appliances , new bathrooms, hardwoods, ceramic, new washer/dryer, on-site storage and more.

Open floor plan living/dining/kitchen with center island. Deck for outdoor fun. $525,000 CALL KAREN CATUOGNO 401-363-8888

heart of Cowesett! Home boasts 3 beds and 2.5 baths all on the same level, open living room/kitchen, quartz counter tops and island,gas heating system, new stainless steel appliances, two living areas with two brick fire places, new roof, new windows, new central air and more. $369,900 CALL JILLIAN NAYLOR, EXT 223

East Side Spacious vinyl sided,, 3 bedroom two family with potential Town House unit...this home boasts Double parlors, hardwoods, washer-dryer in each unit, two car garage with plenty of off street parking, nice location near shopping. $349,900 CALL DEBORAH HOLDEN 401-500-2548

Warwick

Desirable area! Large family?? Features 3-4 bedrooms, walkout family room with fireplace. Great backyard, fenced in. Two car garage. A great value! $189,900 CALL BEVERLY COURNOYER 401-255-4615

temporary ranch situated in River Farms Large corner lot with privacy. Double sided stone fireplace in large family room. Features 4 bedroom, wine cellar, cedar closet & jacuzzi. Granite kitchen counter tops.. 4 car garage!! $449,900 CALL CARMINO MARRAPESE, EXT 233

established in 1973. Great location near malls, shopping, etc.

End unit with deck and garage. Grounds are well maintained featuring a clubhouse with pool and tennis courts. 2 bedrooms with fireplace in living room. $135,000 CALL CARMINO MARRAPESE, EXT 233

Warwick:

Cranston:

Don’t miss this updated 2-3 bedroom home. Situated on Warwick Neck- approximately 300 feet to the cove and marinas. Great home for vacation home or for snowbirds! Low upkeep.$152,500 CALL DON MORASH, EXT 216

Magnificent bay views from every room in this gorgeous Tudor Revival. A rare offering. Entry level features wood paneled foyer and staircase plus vaulted ceiling great room with stone fireplace which opens to blue stone terrace. Laundry, storage and integral one car garage. $674,900 CALL KAREN CATUOGNO 401-363-8888

“Helping People Buy and Sell Real Estate Since 1983”

Don Morash and Karen Catuogno

Announcing Our New Office!

148 Boon Street, Narragansett, RI

Coventry:

Dock your boat right out your back door and gain access to the ocean and the world. Perfect for a vacation home or full year residence. Located on a dead end road, This 2 bedroom/2 bath ranch offers windows on the water along with a wood pellet stove in the upstairs living room and a family room with a fireplace in the finished basement. $925,000 CALL KATHLEEN FRANCOVICH 401-559-5092

Narragansett Prime location! Walk to sea wall,

town beach and Pier restaurants. Three bedroom cape plus freestanding one bedroom cottage on large lot. Charming vintage Pier main house features three bedroom and two full baths, living room with french doors to new deck and patio for outdoor entertaining. $649,900 CALL KAREN CATUOGNO 401-363-8888

Warwick 401-732-0011

Narragansett 401-363-9911

ABBOTT PROPERTIES is a full service Real Estate Brokerage. We provide the following services...

Commercial Sales & Leases Industrial Sales & Leases | Commercial Development-Sites | Residential & Fannie Mae Foreclosures | Business Brokerage | Home & Apartment Lease

To Advertise Call Ralph Coppolino at 401-837-0239 | April 21st - May 18th 2017

23

H e r e ’s Wh a t O u r C l i e n t s A r e S a y i n g

My fiancé Rob and I had the pleasure of working with Dan Balkun and his team this year for 3 separate transactions that went as smooth as could be thanks to them! We both owned our own homes, and with getting married this year, we wanted to sell both of them and buy a new one prior to getting married. The issue we had though, is that Rob owed more on the home than it was worth, and on top of that, it was badly in need of some expensive repairs such as the roof that he clearly could not afford since he was struggling just to make his mortgage payments. We realized that we needed help and that a short sale may be his only option, and was referred to Dan by a colleague of mine. Dan sat down with us and fully explained the entire process along with our options. In the course of approximately only 5 months time, he helped us with the sale of my home, the short sale of Rob’s home, and the purchase of our new home. He worked closely with our realtor and loan officer, and kept us informed every step of the way. We couldn’t have been more pleased with the level of professionalism, the degree of knowledge, and the drive that Dan possesses, as these are all reasons Rob and I are now living in our beautiful new home together. I would highly recommend Dan for any title needs you may have! - Lisa T.

Contact Daniel S. Balkun President Phone: 401.369.9100 | Cell: 401.230.0432 | e-mail: dan@balkuntc.com

33 College Hill Road, Suite 25E, Warwick, RI 02886 24

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

PROFESSIONALS (401) 529-8228 jrm6@cox.net

Looking to buiLd in desirabLe Western Cranston?

North Kingstown

$174,900 • Saw Mill Condo Bright & sunny 1 level condo located on the first floor.

• Open floor plan, kitchen with island & stainless appliances • 1 bedroom, 1 bathroom • Spacious living room.

• Laundry in unit.

• Cats or dogs under 30 lbs.

• FHA APPROVED

Foster

R DE N U

• • • • •

T AC R NT S CO DAY R DE IN 4 N U

Cranston

282 Phenix Ave Cranston, RI 02920

Call (401) 946-6300 or (401) 742-8971 www.premierhomesrealtyri.com

$255,000 • Lakewood •

$349,900

To Be Built! 8 Lots in Western Cranston!! Gas, Sewer, Water, Underground Utilites!! Price Show Is For Plan Advertised Only!

Call for more details or to schedule a showing. $425,000

Warwick

CT A R NT CO

Burrillville

Pride of Ownership! Move in ready Colonial in sought after “Rolling Meadows” Neighborhood. Features, 3 beds, 3.5 baths. Finished basement which includes Full Bathroom.

Master Suite with his/her closets. Central Air, Town water, sewer. Deck off rear.

Top 4%- REMAX Agent in RI - Sales volume RE/MAX 100% Club ABR, GRI, BS Marketing, MBA Licensed in RI and MA

Call me for a FREE Market Analysis!

Select your lot and customize your dream home.

Water, sewer and gas are included.

Spacious 4 bedroom home on almost 4 beautiful acres. new kitchen cabinets, fresh paint, new carpeting, hardwoods, part finished basement, good school system. $259,900

Jo-Ann Molinaro

N

M CO

I

NG

O SO

Move in ready - 2012 Colonial.

Well appointed kitchen with granite and stainless appliances 3 bedrooms, 2 1/2 bathrooms Hardwoods on 1st.

Central A/C Fenced in yard Located on dead end street.

Warwick

$179,900 • Greenwood Charming well maintained Ranch.

• Open kitchen & dining area with brand new counters & dishwasher • 3 bedrooms, 1 bathroom, • Hardwoods throughout • Family room with zero clearance gas stove • Finished lower area with family room.

Johnston

Belknap Farms Custom Colonial on professionally manicured grounds Under $400,000 2600 square feet plus an additional finished basement

To Advertise Call Ralph Coppolino at 401-837-0239 | April 21st - May 18th 2017

25

RHODE ISLAND HOUSING’S LOANS OFFER OPTIONS TO MORE RHODE ISLANDERS Great homes come in all shapes and sizes. Wherever you are on your homebuying journey, take the next step with one of Rhode Island Housing’s home loan options. Loans are available directly through Rhode Island Housing’s Loan Center and a network of Participating Lenders throughout the state.

To learn more, visit loans.rhodeislandhousing.org.

Rhode Island Housing Homebuyer Education Classes If you are beginning to think about homeownership, or are interested in learning more about what it takes to become a homeowner, Rhode Island Housing encourages you to sign up for a Homebuyer Education class. To best suit the needs of today’s busy homebuyers, these classes are offered both in-person and online.

Learn More or Register for a Class Visit loans.rhodeislandhousing.org/Education_Center to find out more and register for a class.

26

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Buying or Selling?

Let my 20 years of experience help guide you.

Steven Verdecchia (401) 487-5234 sverdecchia@aol.com

1st Choice 980 Reservoir Ave. Cranston, RI

Accredited Buyer’s Representative Certified Home Marketing Specialist

Graduate REALTOR Institute • Seniors Real Estate Specialist

831 Bald Hill Road Warwick, Rhode Island 02886

Karen Ansay (401) 447-2143

Karen.Ansay@NEMoves.com

North ProvideNce

Impeccable 3 bed, 2 bath Ranch currently being used as an office. Updated kitchen w/ granite and SS appliances. Baths, Boiler, windows, hot water, AC and Int. & ext. painted less than 3 yrs ago. Finished lower w/ full bath. Hardwood & ceramic throughout. Zoned RL-10 Residential/Commercial.

$229,900 | MLS# 1156516

Your One Stop Source For Hardscape, Paving and Outdoor Equipment

• Nicolock Products and Rosetta Stone • Bluestone Flagging and Treads • Natural Wallstone and Veneers • Manufactured and Thin Veneers • Cobblestone and Brownstone • Full Line of Outdoor Power Equipment

112 Old Pocasset Road, Johnston, RI

401.942.8857 | www.hartfordmaterials.com To Advertise Call Ralph Coppolino at 401-837-0239 | April 21st - May 18th 2017

27

• Refinance • Purchases • Closing Cost Credits $500 For Local Residents

• Free Appraisals • Free Pre-Qualify

Have you served in the armed forces?

Don’t miss out on the benefits of VA Financing

ATTENTION ORIGINATORS, REALTORS AND VETERANS The Va Loan Center Is Looking For Realtors To Build A Relationship – We Don’t Want All Your Loans, Just Veterans.

Norman P. Zolkos

NMLS #18471 595 Putnam Pike, 1st Floor Greenville, Rhode Island 02828 Office: (800) 275-6365 x305 Cell: (401) 942-5626 nzolkos@homebridge.com

The HomeBridge Vision

• • • • • • • • •

Licensed Va Specialist Obtain Certificate Of Eligibility Underwriting Approvals On Sight Walk You Through The Process From Beginning To End We Will Be Your Lender, We Will No Sell Your Loan I Am You Va Representative During And After Your Loan Closes Closing Costs Credits For Veterans Free Personalized Service Available 7 Days A Week Via Cell 401-942-5626 Call Up Til Midnight Or After (I Will Answer)

We aspire to be the most recommended home mortgage company in the country

HomeBridge Financial Services, Inc. is located at 595 Putnam Pike, 1st Floor, Greenville RI 02828.

Corporate NMLS #6521. Rhode Island Lenders License 20112804LL

28

The Mortgage Company In RI Who Is 100% Dedicated To Servicing Just Veterans

Call 800-275-6365 For More Info HomeBridge.com/NormanZolkos

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

5 convenient locations to better serve you.

1 7 0 Ma yfie ld Ave n u e Cra n s to n , RI 4 0 1 -9 4 2 -0 2 0 0

4 3 32 P os t Road Ea s t G reenw i ch, RI 4 01- 398- 2100

1 0 0 4 Bo sto n Ne c k Road Na rra ga n se tt, RI 4 0 1 -7 8 2 -8 2 8 0

F

O R

M O R E

L I S T I N G S

V I S I T

SMITHFIELD/NEW LIST Exquisite 5,000 square foot French Country Colonial offers four Bedrooms, four and a half Bathrooms, encased entirely in Brick! A two-story vaulted foyer with curving staircase lined in wrought iron welcomes you into Great Room featuring window wall and balcony. Best in Show! $895,000 Dee Conley 401-952-0664

CRANSTON/NEW LIST Gracious Colonial in the heart of Edgewood This home is great for entertaining with a fireplace, which opens to the formal dining room with pocket doors.

Updated kitchen has granite and SS appliances.

Lavette on first has been remodeled. 2nd floor has four bedrooms and a full bath. Nice wrap around porch, two car garage, nice back yard. $439,900 Maureen McGovern 401-463-2028

2172 Broad S treet P aw tux et V i l l ag e, RI 401- 785- 2630

575 E as t Mai n Road Mi d d l etow n, RI 401- 847- 4800

W I L L I A M S A N D S T U A R T

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C O M

CRANSTON/NEW LIST

EXETER/NEW LIST Custom built Con-

Matt Kachanis 401-787-1885

Deborah Giannini 401-282-9721

Tastefully renovated waterfront townhouse in the heart of Historic Pawtuxet Village. Brand new designer kitchen with quartz countertops, stainless steel appliances and Anderson sliders leading to a deck with amazing views of Pawtuxet Cove where you can enjoy tranquil sunsets. Huge versatile window lined loft with brand new bamboo flooring. $479,900

temporary Ranch on a corner lot, features open floor plan, designer eat-in kitchen, semi-formal dining room, formal dining room, formal living room, master suite with Jacuzzi, large lower level recreation room with a bar and 2 extra bedrooms, gym and open space for office/misc. POTENTIAL IN-LAW. $499,999

PORTSMOUTH/NEW LIST

Picturesque Ranch with beautiful views and magnificent sunsets over Narragansett Bay. Includes large size rooms, many built-ins, his and hers closets, two fireplaces, washer and dryer on first floor. Anderson windows, roof under one year old, architectural shingles, new furnace, hot water tank and garage door, half acre corner lot. $328,000

EAST GREENWICH/NEW LIST Four to five bedroom, four bathroom home with nearly 3500 square feet of living space. Extensively renovated in 2010, this home features a new kitchen, updated bathrooms, hardwood floors, a studio “in-law”, rec room, hydro air, large private yard and more. $485,000 Paul Zarrella 401-641-3337

Barbara Jagolinzer 401-345-6666

EAST GREENWICH/NEW LIST

JAMESTOWN/NEW LIST

Susan Rowles 401-942-0200

Sally Hersey 401-440-7030

Laurel Wood Estates: Beautiful, sprawling, Brick front four bedroom, 3500 square foot Ranch Home. Features two master suites, bright and open gourmet kitchen, second level bonus room, walkout lower, full house generator, top of the line mechanicals. Too many extras to list! All nestled on gorgeous manicured acre. $674,900

Completely new inside and out! This spectacular home boasts gleaming hardwoods, gourmet chef ’s kitchen, large sunlit rooms, new heating, a/c, roof...too much to list. Whether you are looking for your first or second home, you won’t want to miss this one! $550,000

To Advertise Call Ralph Coppolino at 401-837-0239 | April 21st - May 18th 2017

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Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

Visit Our New Office Located at the Iconic Turks Head Building

Neil Russo

Mortgage Loan Originator NMLS#: 165781

nrusso@homepointfinancial.com

Cheryl Hodgdon

Mortgage Loan Originator NMLS#: 22996

Michael Engels

Mortgage Loan Originator NMLS#: 16163

Zachary Levesque Branch Manager NMLS#: 16841

chodgdon@homepointfinancial.com mengels@homepointfinancial.com zlevesque@homepointfinancial.com

Matthew Resnick

Mortgage Loan Originator NMLS#: 23256

mresnick@homepointfinancial.com

Nichole Longtin

Mortgage Loan Originator NMLS#: 1420679

nlongtin@homepointfinancial.com

Michael Quin

Mortgage Loan Originator NMLS#: 16162

mquin@homepointfinancial.com

Jonathan DePina

Mortgage Loan Originator NMLS#: 1157737

jdepina@homepointfinancial.com

Jeffrey Kosiorek

Mortgage Loan Originator NMLS#: 22792

Colin Fisher

Mortgage Loan Originator NMLS#: 1431275

cfisher@homepointfinancial.com

Eric Maybaum

Mortgage Loan Originator NMLS#: 1568613

jkosiorek@homepointfinancial.com emaybaum@homepointfinancial.com

YOU DESERVE THE BEST

Our experts will guide you through the process to find the best mortgage options for your situation. Whether you’re looking to buy a new home, reduce your monthly payments, or consolidate debt, we’re here to help you achieve your home financing goals.

Call To Get Started Today!

Branch NMLS# 11787

(800) 259-3050

Turks Head Building, 76 Westminster St, Ste. 650, Providence, RI 02903

www.homepointri.com

Home Point Financial Corporation. NMLS Unique ID No. 7706 (www.nmlsconsumeraccess.org). 1194 Oak Valley Drive, Suite 80 Ann Arbor, MI 48108. Toll-Free Tel: 888-616-6866. Arizona state License No. 0930854; Loan made or arranged pursuant to a California Finance Lenders Law license; Licensed by the California Department of Business Oversight under the California Residential Mortgage Lending Act (License No. 4131048); Georgia Residential Mortgage Licensee No. 33540; Illinois Residential Mortgage Licensee (No. MB.6760891); Kansas licensed mortgage company license no.SL.0026591); Massachusetts Mortgage Lender License No. ML7706; Nebraska Mortgage Banker License; Licensed by the New Hampshire Banking Department; Licensed by the New Jersey Department of Banking and Insurance; Licensed Mortgage Banker—NYS Department of Financial Services; North Dakota Department of Financial Institutions-Money Broker License MB102834; Oklahoma Mortgage Lender License N0. ML010597; Rhode Island Licensed Lender; Washington consumer loan license number CL-7706. Some products may not be available in all states. Information, rates and pricing are subject to change without prior notice. This is not a commitment to lend. Other restrictions apply. All rights reserved. © 2016 Home Point Financial Corporation.

To Advertise Call Ralph Coppolino at 401-837-0239 | April 21st - May 18th 2017

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PAWTUCKET/NEW LIST

Spacious two family in Darlington. Three bedrooms in each unit, hardwood floors, newer windows, vinyl siding, separate utilities, easy highway access. Great owner occupied or investment property with $25,200 annual income. Seller will replace roof and gutter. $235,000

Jason Farley 401-480-5593

CRANSTON/NEW LIST Distinctive with its stone wall, this updated three bedroom open concept Ranch has a new granite kitchen, new roof and Pella windows, central air, hardwoods, fire place dining room, wood stove in family room, screened in porch, room for expansion in lower level and much more. $249,900.

Donna DiGiulio 401-829-3825

PAWTUCKET/NEW LIST

EAST PROVIDENCE/NEW LIST

Matt Kachanis 401-787-1885

Deborah Giannini 401-282-9721

Welcome home to this meticulously maintained ranch on one of the most desirable dead end streets in Darlington! Beautiful new kitchen, hardwood floors, huge finished lower with a large family room, 2 additional bedrooms and a laundry room. This home also offers a large vinyl fenced yard, a patio and front and back sprinklers. $239,900

WARWICK/NEW LIST

CRANSTON/NEW LIST

Matt Kachanis 401-787-1885

Susan Schultz 401-499-4124

Welcome to Gaspee! This young Raised Ranch offers an open layout with two to three bedrooms (possible third in lower level), two full bathrooms and a large family room, brand new HVAC and roof with a low maintenance exterior, complete with a deck, shed and newly fenced yard. Come see for yourself! $189,900

In the heart of Edgewood, this charming fully-renovated Colonial with water views of Narragansett Bay has an open floor plan, nine foot ceilings, new kitchen with granite, stainless appliances with a center island, three bedrooms, one and a half bathrooms, lovely perennial gardens, front porch and back patio. $319,900

17 0 M ay fie ld Av en ue Cr an st on , RI 40 1- 94 2- 02 00

CRANSTON/NEW LIST Enjoy country living with this one level home situated on over 8 acres. Ideal for the outdoor enthusiast or someone who enjoys peace and quiet. $295,000 Paul Zarrella 401-641-3337

WEST WARWICK/NEW LIST Beautiful granite kitchen and bathrooms featuring beautiful oak staircase and hardwoods. Two large bedrooms with walk-in closets, gas heat, central air and garage, 1550 square feet. $249,000 Deborah Giannini 401-282-9721

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Riverside/Waddington- Fantastic opportunity to own this charming three bedroom Victorian with a large fenced-in yard, patio, double fish/Koi pond, and a wrap around porch all overlooking a very wellmanicured yard. Double parlor, the second floor has cathedral ceilings and skylights. $275,000

43 32 Po st Ro ad , RI Ea st Gr ee nw ich 40 1- 39 8- 21 00

ck Ro ad 10 04 Bo sto n Ne RI Na rra ga ns ett , 80 82 278 140

21 72 Br oa d St ree t Pa wt ux et Vil lag e, RI 40 1- 78 5- 26 30

57 5 Ea st M ai n Ro ad M id dl et ow n, RI 40 1- 84 7- 48 00

CRANSTON/NEW LIST Turnkey three bedroom, two bathroom, Sewer, Central Air, Hardwoods, New stainless kitchen appliances, Park like yard, with sprinklers, Invisible fence, Mahogany deck, Replacement windows and Vinyl siding. $299,900 Deanna Devonis 401-215-4422

PROVIDENCE/NEW LIST

Great home with a fantastic floor plan, large dining room, great period details, two car detached garage. Beautiful hardwoods, three bedrooms plus bonus room, even a sun room off the main living area. Maintenance free exterior, built-ins in walk-in closet. $252,500 Jason Gelfuso 401-447-7428

CRANSTON/NEW LIST Beautiful

Condo in desirable Edgewood with hardwoods, new kitchen and bathroom, central air, young roof, heat and windows, water views from your balcony and more! $149,900 Donna DiGiulio 401-829-3825

Rhode Island Home Buyer Magazine | To Advertise Call Ralph Coppolino at 401-837-0239

CRANSTON/NEW LIST Western Cranston: Garden Vista Condominiums is the newest development in one of “America’s 50 Best Cities”. Five free standing buildings consisting of ten total units. All are single level and some of them offer a full walkout basement. There are 8 different floor plans to choose from, make the selection that matches your lifestyle Paul Zarrella 401-641-3337