Buyer's Guide - Edwin Santiago

Guide

A higher st andard of service & expert ise for Washingt on home buyers

A Washington native with a passion for making real estate ownership dreams come true Originally from Leavenworth WA, Edwin has lived and worked throughout the evergreen state, establishing himself as an expert in the State?s most desirable North Central Washingtonneighborhoods.

He serves as an invaluable resource to an extensive network of buyers and sellers Genuine, reliable,anddedicatedtoclient success,EdwinjoinedEngel&Völkersasarealestateadvisor who strives every day to exceed client expectations With a passion for Washington culture, clientsgainunparalleled insight into thelifestyleafforded byeachneighborhood,asharp eye for interior design,andatalent for seeingthepotentialineveryhome

When not hosting an open house or searching for the perfect property for clients, Edwin enjoys spending time with his dogs taking in all that Washington has to offer ? camping, hiking, snowboarding, bouldering ? you name it! If you?re thinking of buying or selling, he wouldbehonoredtoassist youeverystepof theway

Edwin Santiago

RealEstateAdvisor (360)252-0531

edwin santiago@evrealestatecom

Team Sales

54 Shade Tree Lane, Wenatchee, WA

Quality custom built single level home with breathtaking Cascade Mountain views 3-car garage/shop connected by breezeway, tandem bay with second garage door off back that is 47 feet deep Outdoor living space is impeccable with expansive private patio and compositedeckoverlookingthegardenandmountainscape

234 Prospect, Leavenworth, WA

Immaculate1,800 sq ft townhouse(2ndowner)featuring 3 bedrooms,office/studynook& 2 5 bathrooms, complete with high bay garage offering ample storage space for recreational needs Open living, dining, & kitchen concept provides a modern & inviting atmosphere

111Heather Lane, Wenatchee, WA

Wonderfulblendof space-viewandelegance Spaciousmainfloor withgreat roomconcept open to kitchen and vaulted entertaining spaces and lots of deck and patio for outdoor relaxing Totally remodeled kitchen with lovely granite and stainless appliance Large primary suite with lots of closets, 4 point bath and sitting/work out area Lower level expansiverec room opening to 3 bedroomsand 2bathroomsplustheater room and lotsof storage Marvelous backyard is great for sharing gatherings and play times All with an amazing viewof theriver--citylightsuptoMissionRidgeplustheenchantments Recent 50 year roof Hot tub Room for thetoyswith separateRV parking Quite cul de sac living only minutestoLeavenworthandChelanandalltherecreationyoucanwant

2403 37th Ave SE, Puyallup, WA

Beautiful home in desirable Manorwood neighborhood with NO HOA and a POOL!! This home has afantastic flow and boasts5 bedrooms and 2 5 bath Spaciouskitchen includes granite countertops, SS appliances and ample storage Bedroom on the main floor is perfect for guests, or an office The large primary suite has its own gas fireplace, walk in closet, and jacuzzi tub This house is great for outdoor entertaining with massive deck gas hook up for grilling and a large pool with a slide! Close to schools, hospital, and shopping Lots of light with big windows and skylights, AC Lawn is irrigated 3-car garage with oversizedoors,plentyof spacefor parkingandhobbies

19002 SE260th St, Covington, WA

Entertainers dream!! Enjoy the very private backyard with a massive deck, hot tub, water features, and garden space This 3 bed/ 2 5 bath home has a large living/dining room with vaulted ceilingsand abonusroomonthemainfloor Cook your favoritemealsinthisChef's kitchen with convection stove/oven that has a divider in it, and warming drawer below All appliancesstay Master bedroom islargeand includes5 pc bathroom with ajetted tub and walk in closet Home has been updated with AC, new engineered hardwood flooring and hardyboardsidingontheback RVPARKING!Closetoschools,shopping,andfreeways

6948 47th Lane SEUnit #B, Olympia, WA

Welcome to Patterson Lake Townhouse community! Enjoy this private community with access to the lake and a large community boat house, picnic area, and fishing! This 2 bed 2 5 bath condo has an open floor concept with vaulted ceilings, a fireplace and laminate floors There is a small patio off the back One car garage Two large bedrooms upstairs, with the primary bedroom having a full bathroom HOA takes care of the grounds and exterior maintenance Minutestoschools,shopping,JBLM,andfreeway

The Engel & Völkers Buying Experience

rom starter homes to dream homes, as Engel & Völkers we provide unparalleled and personalized buying experiences for every client Webelieve that buying ahomeisone of the most important decisions you will make, and it?s an honor and our passion to be part of this journey with you As trusted advisors, we make it our responsibility to understand your home buying goals ? from your overall vision and budget, to neighborhood amenities and architectural details ? and help you discover the right space to call your own To us, luxury is about the richness of life that beginsandendsinthemost important spaceweknow? home

The Power of Invest ing in Ownership

Therearebothfinancialandemotionalbenefitstoowningahome After all,ahomeisthecenter of your world

HOMEEQUITY

Whenyouownahome,youareinvesting your moneyinto your future Homeequityhastheabilityto increaseeachtime you make your monthly mortgage payments, as well as when you make smart home improvements In a strong economy, home values can increase each year The greater your equity, the more you can capitalize on your home?s valueover time

FIXED COSTS

Seek professional advise from your tax consultants about your financing options (if you are financing) to tailor your investment commitment toyour specific needs.

CREATIVEFREEDOM

Owning a property allows you to surround yourself with an aesthetic that reflects your personality and brings you joy Thepossibilitiescanbeendlesswhenit comestoturningyour homeintoyour dreamspace

STABILITY

A home should be a place of comfort and happiness With homeownership comes a sense of security in an investment andaspacewherememoriesaremade

Part ner wit h an Engel & Völkers advisor

Engel & Völkers is known throughout the world for the unmistakable service experience our advisors provide their clients Our advisors offer more than a typical real estate agent, representing an elevated level or service, expertise, andperformance

Engel & Völkers attracts real estate professionals who are well respected within their communities, as well as those who have a deep understanding of client service We know the people, the places and the nuances of each cul-de- sac, community and country we represent As trusted advisors, we guide you through your home journey with in depth neighborhood expertise, distinguished care ? andabit of fun

The Value of t he Buyer's Agent

Hiring a buyer's agent can offer several advantages to individuals looking to purchase a property Here is a list of reasonswhyhiringabuyer'sagent canbebeneficialtoyou

Market Knowledge

Buyer's agents are familiar with local real estate markets and can provide valuable insights into current trends, property values,andneighborhooddynamics

Negotiation Skills

Experienced buyer's agents are skilled negotiators who can help yousecurethebest possibledeal Theycannegotiateon your behalf toget afair priceandfavorableterms

Access to Listings

Buyer's agents have access to multiple listing services (MLS) and can help you find properties that match your criteria moreefficientlythanif youweresearchingonyour own

Save Time and Effort

By outsourcing the property search to a buyer's agent, you can save significant time and effort. They can narrow down options based on your preferences, schedule showings, and handlepaperwork

Objective Advice

Buyer's agents work for you and have your best interests in mind They can provide objective advice, helping you make informed decisions without being influenced by the seller or their agent.

Legal and Contractual Expertise

Real estate transactions involve complex legal documents A buyer'sagent canguideyouthroughthepaperwork,ensuring that all thenecessarydocumentsareproperlycompleted and submitted

Professional Network

Buyer's agents often have a network of professionals, including inspectors, mortgage brokers, and real estate attorneys This can be valuable in streamlining the buying processandconnectingyouwithtrustedserviceproviders

Understanding of the Buying Process

If you're a first-time homebuyer or unfamiliar with the buying process, a buyer's agent can educate you on the steps involvedandprovideguidanceat everystage

Property Evaluation

Buyer's agents can assess properties based on your specific needs,preferences,and budget Theycan point out potential issues and help you make an informed decision about the property'svalue

Streamlined Communication

Acting as a buffer between you and the seller's agent, a buyer's agent can facilitate communication, ensuring that your interests are protected and that negotiations remain professional

Risk Management

A buyer's agent can help you identify potential risks associated with aproperty and adviseyou on howto mitigate them This includes issues related to the property condition, legalaspects,andpotentialresalechallenges

Breaking it Down: TheBuying Process

The reasons for buying a home are personal, so the first thing to consider is what you want to achieve in purchasingahome.

Buying a home is filled with both strategic thinking and emotions With ever-changing market conditions and other variables, various factors may affect the path you takeinfindingthepropertythat?sright for you

Asyour consultant,an Engel & Völkersadvisor helpsyou understand the market landscape and determine, based on your goals, if now is in fact the right time to buy and thenidentifyingthecorrect approach

Asfar asthepropertyitself,it?swiseto invest thetimeto outline the key factors and features relating to your search,including:

YOURBUYINGPOWER

It?s important to identify what you are able to afford when it comes to a home and how much a lender is willing to loan based on key factors such as income, debt, expenses etc Your advisor can help you work within that budget and take into account other considerationsasit relatestothepropertyyouseek

WHAT TYPEOFHOMEDO YOUWANT?

Areyoulooking for asingle-familyhome,townhouse, condominium, co-op or a multi-family building? There are many options and considerations for each that willimpact your search

YOURMUST-HAVES

Identify your must-havesand list them out in priority, for both you and whomever you may be purchasing your home with Make a list of your non-negotiables whenit comestoahomeand takethat withyouwhen youarevisitingproperties

LOCATION, LOCATION, LOCATION

Thisisoneof themost important factorsto consider when you?re looking for your new home, because unlike structures, paint colors, and flooring, the location of your home cannot be changed Beyond the physical location of the home within the city or town, you should also think about its location in the neighborhood, community, and/or the building, as thistoowillhaveanimpact onyour home?svalue

The Buying Process

hether you are looking to purchase your first home,avacationhome,or aninvestment property, our advisors maintain an active list of available local homes, and also have access to listings worldwidethroughtheEngel&Völkers?globalnetwork

Wetakepleasureinworkingwithyou,andpreparingyou,for thehome buyingprocessthroughthefollowingsteps:

Select anadvisor

Gainmortgagepre-approval(if financing)

Have an initial consultation with your advisor with your pre-approvalin-handtoset upyour strategytogether

Shopfor your newhome

Work with your advisor to present a well-crafted offer and allowthemtonegotiateonyour behalf

Homeinspection

Appraisal

FinalizeDocuments

FinalWalkThrough

Closing&MoveIn

REAL ESTATEAGENT

A real estate agent is a licensed professional who facilitates property transactions on behalf of their clients. While all REALTORS®are real estate agents, not all real estate agents hold the esteemed designation of a REALTOR® All our Engel & Völkers Seattle Eastside real estate advisors is a REALTOR® withtheNationalAssociationof REALTORS®

BUYER'SAGENT

The buyer's agent or broker is an essential advocate for homebuyers Their role is to understand their client's needs and preferences and guide them through the complex process of finding and acquiring their dream home This includes searching for suitable properties, providing valuable insights, and skillfully negotiating on the buyer's behalf to ensureasuccessfulpurchase

REALTOR®

A REALTOR®is a licensed real estate agent who belongstotheNationalAssociationof REALTORS®,a prestigious trade organization. They provide additional resources, networking opportunities, and support This network of associations provides ethical guidelines, industry resources, and a strong community for its members Being a REALTOR® signifies a commitment to excellence and ethical practicesinservingclients'realestateneeds

LISTINGAGENT

Listing agents or brokers play a crucial role in the home-selling process They establish a legal relationship with the homeowner, aiming to represent their interests and facilitate the sale of their property A keystep in thisprocessislisting the propertyon theMultipleListing Service(MLS),which maximizesexposuretopotentialbuyers

ESCROW OFFICER

Overseeing efficient escrows consists of guiding instructions, document setup, funds administration, andbeyond,ledproficientlybytheescrowagent

LENDER

A mortgage lender is a financial institution or mortgage bank that offers home loans. They assess your creditworthiness and ability to repay through a evaluation Lendersset theloanterms,interest rates, and repayment schedules A vital role in helping individualssecurefinancingfor their dreamhomes.

APPRAISER

Real estate appraisers provide an unbiased property valuation They conduct a thorough inspection, considering factors like location and condition, and prepare a report estimating the market value Appraisershelp buyersmakeinformed decisionsand obtainfinancingwiththeir expertise

TITLECOMPANY

Tasked withconducting titleinvestigations,removing obstacles, and delivering title insurance, agencies play acentral rolein establishing propertyownership authenticity

HOMEINSPECTOR

A trained professional who examines a residential property and its surroundings. They assess various features, from structural integrity to mechanical systems, and provide a detailed report on any issues found This report helps clients understand the property'sconditionandmakeinformedchoices.

MULTIPLELISTINGSERVICE(MLS)

Membership in the local multiple listing service enables access to a platform that syndicates countless properties listed by participating real estateagents

Your homebuying journey

wit h Engel & Völkers

1

BUYER CONSULTATION

Aninitialmeetingwithyour trustedadvisor at the local Engel & Völkers shop is your first step. We make it our responsibility to understand your homebuying goalsto help you discover the right spacetocallyour own

DATE:

2

MAXIMIZEYOUR NEGOTIATION POWER

Many sellers require that only pre-qualified prospects be given access to their homes. Securing verified financial readiness will help to expedite the search process and maximize your negotiation power A mortgage pre-approval letter willhelptostrengthenyour position

DATE:

3

4 SHOPFORYOUR NEW HOME MAKEAN OFFER

Whether you are looking to purchase your first home, a vacation home, or an investment property, our advisors?local market expertise, along withaccessto all propertieson themarket and collaborationwithinour global network offer a bespoke property search experience tailored toyour specific needs.

DATE:

Work with your advisor to present a well-crafted offer and allowthem to negotiateonyour behalf. Our advisorsoffer morethanatypicalrealestate agent, representing an elevated level of service, expertise,andperformance

DATE:

Your homebuying journey wit h Engel & Völkers

5 6 CONTRACT OFSALE HOMEINSPECTION

With your advisor serving asaskilled negotiator, you and the seller agree on the price and terms. Your advisor will guide the sales contract process, including local specifications such as a down payment, trust accounts and attorney review,asrequired

DATE:

Your advisor can link you with a skilled home inspector,enabling youto makeastutedecisions about your real estate investment after a comprehensivepropertyevaluation

DATE:

Your lender and your advisor will coordinate a necessary home appraisal as part of the financingprocess.

DATE:

Work with your advisor and/or your attorney (if applicable) to confirm the date and location of the closing/settlement. Finalize documents in preparationfor closing

DATE:

Your homebuying journey

wit h Engel & Völkers

FINAL WALKTHROUGH CLOSING

Your advisor will arrange a final walkthrough of the home to ensure it is in the expected conditionper thetermsof thesalescontract.

DATE:

All remaining legal and finance documents are signedandclosingcostsarepaid.Theseller then receivespayment. You receive the title (or deed) andkeystoyour newhome

DATE:

11

12 CONTRACT OFSALE HOMEINSPECTION

Property ownership provides the canvas to mirror your lifestyle and personality, while cultivating joy.Thepossibilitiesareendlesswhen it comes to turning your home into your dream space Utilizeyour advisor asatrusted sourceto helpmakemovingaseamlessexperience

DATE:

At Engel & Völkers, we treasure lifelong relationships with our clients. Our commitment extends beyond the home purchase, as we ensure that you remain connected with experts who assist in maximizing the value and enjoyment of your homeand community Weare not merely a service, but a trusted partner in your lifelongrealestatejourney

DATE:

Count down t o closing checklist

Final walkthrough

Confirmthat anyrepairsagreedtointhefinalcontract havebeenmade

Checkthoroughlythat itemsthat theseller agreedtoleavearethere

Verifythat thespecifiedinclusionshavenot beenreplacedwithlesscostlyones

Checkthoroughlythat theseller hasnot left unwanteditems

Test allsystemsandappliancestoself-verifytheyareinworkingorder

Checkfor previouslyundetectedproblemsor damage

Walkthroughtheentireinterior toverifythat it iscleanper expectationsand/or terms

Walktheoutsideperimeter of thepropertytoconfirmtheexterior grounds areingoodconditionper expectationsand/or terms

Closing/settlement

Homeownersinsurancepolicy

Certifiedcheckfor closing/settlement costs

Checkbookfor anyincidentalcosts

Requiredidentification

Live Your Luxury

At Engel&Völkers,webelieveinclientsfor life.Not only during, but well after the purchase of ahome, our advisors connect you with experts to help you continue making the most of the walls and community that surround you Luxury found in the little moments that when combined create the essence ? and the intangible qualities ? that makeahouse,?home?

Buyer Notes

Buyer Notes