HOW TO UNDERSTAND PROBATE & ESTATE ADMINISTRATION
WHAT IS PROBATE AND WHO SERVES AS AN EXECUTOR?
Probate is the judicial process for a deceased person’s assets. A Probate Estate must be opened if the person owned property in their sole name without a surviving beneficiary or if the person jointly owned property (without right of survivorship) with another person.
An Executor (known as “Personal Representative” in Maryland) is appointed by the court to manage the Probate Estate. This individual is typically named in the deceased person’s Will, but the nominated person must still petition the court for appointment. If there is no Will, state law dictates who can serve.
The Personal Representative is generally responsible for the identifying, collecting, valuing, and eventually distributing deceased person’s property. The Personal Representative must also publish notice of appointment, notify creditors and heirs of the Estate, pay the deceased person’s bills, taxes (including, but not limited to Estate and Inheritance taxes), all before the final distribution of assets to beneficiaries. The Personal Representative must also complete and file numerous court forms, tax returns, and may be required to attend court hearings.
The Personal Representative should seek legal advice and hire a law firm to help administer the Estate. The law firm can then
monitor deadlines, complete and file all paperwork, and represent the Personal Representative if anyone sues the Estate.
GENERAL TIPS AND ADVICE FOR PERSONAL REPRESENTATIVES
Locate the Last Will & Testament
Locating the deceased person’s Will is extremely important. If the deceased person did not have a Will, or if the person nominated in the Will does not want to serve, determine who will be in charge of administering the Estate.
Identify Some Probate Assets
Anything the deceased person owned in their sole name without any designated beneficiary and any property jointly owned (without right of survivorship) with another person must go through Probate. This could be any asset such as bank accounts, retirement accounts, brokerage accounts, houses, vehicles, and personal property.
Schedule a Consultation with an Experienced Probate Law Firm
Estate administration can take years if an experienced Probate attorney is not hired immediately. You may be tempted to collect ALL relevant information before meeting with an attorney, however, you will be losing time. Do not delay and consider scheduling a consultation with an experienced Probate law firm so as to not waste time and miss critical steps.
Be Proactive and Plan for Others.
Creating or even updating your own Estate Plan allows your loved ones to avoid probating your assets after you are gone. Revocable Living Trusts are an Estate Planning tool that does just that. Consider scheduling a consultation with an experienced Estate Planning law firm to learn how to protect yourself, your family, and your assets. This article should not be construed to be legal advice as each case is unique and depends on your circumstances.
HOW TO EARN YOUR DEGREE WHILE WORKING FULL TIME
Presented by Mount St. Mary’s University, Division of Continuing Studies
Juggling a full-time job and pursuing a college degree may seem overwhelming, but with the right approach and the right school, you can successfully balance both – unlocking career advancement, personal growth, and long-term financial stability.
Here are some practical steps to help you earn your degree while managing the demands of work and life:
CHOOSE A PROGRAM BUILT FOR WORKING ADULTS
Start by finding a university that understands your lifestyle. Many institutions now offer degree programs specifically designed for adult learners with full-time jobs. Look for flexible course formats like evening, weekend, or online classes, and consider schools with accelerated or modular terms that help you complete your degree more efficiently.
Mount St. Mary’s Division of Continuing Studies, for example, offers flexible programs in high-demand fields such as business, education, science, and healthcare, designed to accommodate the schedules of working professionals.
BE STRATEGIC ABOUT TIME MANAGEMENT
Time is your most valuable resource. Establish a clear schedule that in cludes study time, work hours, and personal commitments. Set realis tic goals for each week and commu nicate your needs with your employer and support network. Some companies may even offer flexible hours or tuition assistance to help you achieve your educational goals.
LOOK FOR PROGRAMS WITH REAL-WORLD RELEVANCE
Choose a curriculum that directly supports your professional growth. Courses that emphasize applied learning, case studies, and project-based work allow you to take what you learn in class and immediately use it on the job.
Programs like those at Mount St. Mary’s are careerfocused, allowing students to develop practical skills and build connections with industry professionals – even while still in school.
BUILD A SUPPORT SYSTEM
Pursuing a degree is a major commitment, but you don’t have to do it alone. Surround yourself with people who support your goals –friends, family, mentors, and classmates. A school that offers personalized academic advising, career coaching, and tech support can make a huge difference in keeping you on track.
EXPLORE FINANCIAL AID AND TUITION SUPPORT
Don’t let cost be a barrier. Many adult learners are eligible for federal aid, scholarships, and employer tuition reimbursement programs. Some schools even offer special tuition rates or deferred payment plans for continuing studies students.
Mount St. Mary’s, for instance, provides competitive tuition rates and deferred payment options along with guidance on financial aid and corporate partnerships to help make education more affordable.
A degree can transform your career – and your life. With the right mindset, time management, and a university that truly understands adult learners, you can reach your academic and professional goals without putting your life on hold.
To explore programs tailored for working adults, visit msmary.edu/dcs or contact dcs. admissions@msmary.edu to begin your journey to career advancement.
HOW TO CHOOSE A PAINTING CONTRACTOR
When your home is in need of a makeover, professional painting contractors are the artists who can breathe new life into your living spaces. They have the power to transform a room or an entire house with a fresh coat of paint, saving you time and delivering a polished finish down to the smallest detail.
However, to ensure your project is a success, it’s vital to choose a reputable painting company that employs talented and skilled painters. Here are some essential considerations to help you select the right painting contractor for your home.
EVALUATE THEIR PREVIOUS WORK
The first step in finding the ideal painting contractor is to assess their previous work. This will provide you with valuable insights into the quality of their craftsmanship. For exterior painting projects, ask the contractor for a list of buildings they have painted in the past. You can then visit these locations to inspect their work.
A high-quality paint job should exhibit durability and resilience, lasting for several years without showing signs of deterioration. Evaluating interior work may be slightly more challenging. While paint contractors may offer photographs of their previous projects, it’s often more reliable to seek recommendations from friends and family who have recently painted the interiors of their homes.
If you encounter interior work that impresses you, make an effort to obtain the contractor’s contact information. You can also reach out to realtors or builders in your area, as they often have established relationships with reputable contractors and can provide valuable references.
SEEK DESIGN ASSISTANCE
The best painting contractors go beyond applying paint; they assist you in making informed color choices that will enhance your home’s aesthetics. Selecting the wrong colors can have a detrimental impact on your paint job. True professionals will exhibit patience, offering a range of color and sheen options for your consideration. They may also collaborate with you and, if applicable, an interior designer to ensure your project’s success.
In some cases, painters possess exceptional design skills, allowing them to contribute significantly to the planning phase of your project. If you’re seeking comprehensive support for your project, consider hiring a contractor with these additional talents.
ATTENTION TO DETAIL
Before finalizing any contract, carefully consider all the details. Request written specifications that include project deadlines, cost breakdowns, and a list of materials to be used. As you narrow down your choices to one or two contractors, don’t hesitate to ask questions.
Inquire about their insurance coverage, the individuals who will be working on your property, and any necessary preparations for the project. If the painting is to be done inside your home, discuss furniture relocation or protection measures that may be required.
Asking these questions and obtaining clear answers will instill confidence in your choice of painting contractor. It will also ensure that your project proceeds smoothly, leaving you to relax and enjoy the fresh, updated appearance of your home.
HOW TO CHOOSE A TRAVEL AGENT
In today’s age of online travel booking, you might wonder if travel agents are still relevant. The truth is, certified travel professionals hold a unique advantage over the digital world. They go the extra mile to secure deals and provide personalized service that often eludes DIY travelers. Travel agents are your travel allies, experts in the art of ensuring a smooth trip. When things don’t go as planned, your agent is just a phone call away, ready to troubleshoot and make it right. So, how do you find a skilled travel agent who can elevate your travel experience? Let’s explore the steps to uncover the perfect travel partner.
UNDERSTANDING THE BASICS
While 11 states in the U.S. require travel agents to be state-licensed, these regulations often offer little protection for travelers. To assess the competence, knowledge, and honesty of a travel agent, you need to dig deeper.
Start by checking if the agency is a member of respected organizations like the American Society of Travel Agents or the Association of Retail Trav el Agents. Additionally, inquire whether the agent is part of a travel consortium, as these members have greater negotiating power and access to better travel deals.
SPECIALIZED TRAVEL EXPERTISE
For international travel, having access to up-to-date political information about your destination is crucial. Exceptional travel agents keep their clients well-informed. Specialized vacations, like high-rise adventures or unique getaways, demand specific knowledge and trustworthy vendors. A skilled travel agent will present you with a range of options and keep you informed about travel advisories from the U.S. State Department.
Don’t hesitate to ask the travel agency for references from both clients and wholesale suppliers. When you reach out to these suppliers, engage with the sales manager to gain valuable insights into their relationship with the agency. A reliable travel agency should provide 24/7 emergency contact information and a toll-free number, particularly essential for international travelers. It’s advisable to work with a single agent who can provide a dedicated phone extension and email.
If you’re considering a cruise, a travel agent can be your ticket to substantial savings or exclusive deals. Members of the Cruise Line Society of Travel Agents often have access to fantastic offers. Regardless of your travel type, a knowledgeable travel agent will provide insights into safety standards and industry reputations, helping you steer clear of fraudulent vendors and scams.
Whether you’re planning a relaxing getaway or an adrenalinepumping adventure, your time away can be an unforgettable experience. A talented travel agent can guide you through the process, taking care of all the details so you can kick back, relax, and savor every moment of your journey.
HOW TO CHOOSE A SWIM SCHOOL
Swimming is not only a fun activity but also a vital life skill that can save lives. With thousands of fatal and non-fatal drownings occurring annually in the U.S., it’s essential for children to learn how to swim properly.
Swim schools offer an ideal environment for kids to enjoy the water and master essential swimming techniques and safety skills that will stay with them throughout their lives. When choosing a swim school, consider various factors to ensure the best experience for your child.
DEFINE YOUR GOALS
Begin by defining your objectives. Are you looking for basic swimming lessons, or do you want your child to become a confident and skilled swimmer? Determine whether your primary focus is on fun and recreation or if you’re interested in swimming as a form of exercise. Additionally, consider whether your child would benefit from group lessons or if personalized instruction is preferred.
Swim schools typically offer classes tailored to different age groups and skill levels. It’s crucial to find a class
that aligns with your child’s age, comfort level, and swimming ability.
SAFETY AND HYGIENE
Safety and cleanliness are paramount when choosing a swim school. The swimming pool and locker rooms should be clean, well-maintained, and hygienic. A clean facility not only prevents accidents but also reflects the quality of management. Plus, ensure that safety rules are consistently enforced and qualified lifeguards are on duty.
CLASS FACTORS
Consider class size when selecting a swim school. Shy or nervous children might benefit from private lessons, while others thrive in small groups of 5-7 students. Some instructors even allow parents to accompany their children in the pool. Additionally, investigate whether the lessons primarily focus on specific swim strokes, fun and games, or if they incorporate safety procedures and drowning prevention techniques.
Check the availability of class times, as it should align with your child’s schedule. Morning classes might be ideal for toddlers who tend to tire easily, while school-age children may require late afternoon or early evening instruction.
During your facility visit, inquire about the qualifications of the instructors. They should possess CPR certification, swim instruction qualifications, and up-to-date first aid skills. Ask about their teaching experience, particularly with the age group your child belongs to.
RECOMMENDATIONS
Seek recommendations from friends, family, neighbors, or your child’s school. Recommendations can provide valuable insights and help you identify reputable swim schools in your area.
Choose a swim school that is conveniently located near your home or your child’s school. A nearby facility makes it easier to integrate swimming lessons into your child’s daily routine and eliminates the hassle of long commutes.
Trust both your instincts and your child’s feelings about the school. If your child is not comfortable or happy with the school, consider exploring other options. When your child learns in a safe and supportive environment with qualified professionals, they will discover that swimming can be not only an important life skill but also a fun and enjoyable activity.
Building Stronger, Safer Swimmers-One Lesson at a Time
At British Swim School of Frederick, we believe that swimming isn’t just a skill-it’s a lifesaving necessity. That’s why our approach is survival-based, ensuring students learn essential water safety techniques before advancing to traditional strokes. We aim to shift the common mindset that swimming is just a seasonal activity. True water safety and confidence come from consistent, year-round practice.
1. Survival First, Swimming Second
Unlike conventional swim programs, we start with critical water survival skills like back floating, breath control, and safe water entry and exits. These techniques build confidence while preparing swimmers for real-life situations, reinforcing that safety always comes first.
British Swim School believes in ability-based swim instruction. Each child’s skills are continuously tracked, ensuring they receive the support needed at every stage. Our lessons run year-round, guiding swimmers through nine distinct levelsbuilding confidence, safety, and strong swimming abilities at their own pace. We don’t believe in a fixed number of lessons that end before a child is truly water-safe.
2. Strength Through Repetition
Mastery comes from repetition, and our structured, progressive methodology ensures students strengthen their abilities over time. Every lesson reinforces previous skills while gradually introducing new challenges, helping swimmers develop muscle memory and instinctive water safety responses.
3. Over 40 Years of Refinement
With over four decades of expertise and over 190 active locations, British Swim School has continuously refined its methods to create the most effective survival-based swim program available. From infants to adults, our approach has helped thousands become strong, confident swimmers while instilling a deep respect for water safety.
At British Swim School of Frederick, we don’t just teach swimming-we build stronger, safer swimmers for life
https://britishswimschool.com/frederick goswimfrederick-uppermoco@britishswimschool.com
Phone: 301-637-8953
Fax: 1-888-252-6616
Mailing address: Waterskills, LLC, DBA - British Swim School of Frederick and Upper MOCO 110 N. Washington Street, Suite 300 Rockville, MD 20850
(Frederick and Upper Montgomery County Maryland)
HOW TO CHOOSE A MEMORY CARE COMMUNITY
As the prevalence of dementia and Alzheimer’s disease continues to rise among aging adults, the demand for specialized care options, such as memory care centers, has grown. These centers aim to provide high-quality care that enhances the quality of life for individuals living with memoryrelated conditions.
If you or a loved one is facing a dementia diagnosis, selecting the right memory care center is crucial. Here are some key factors to consider:
ASSESSING INDIVIDUAL NEEDS
Start by identifying and prioritizing the specific care needs. Consider whether assistance with daily living tasks, such as bathing and dressing, is required. Additionally, evaluate any other healthcare needs, such as managing chronic conditions or medications.
Staff members should demonstrate kindness and respect towards all residents. Ensure that the memory care center invests in staff training and stays up-to-date with the latest research and best practices in memory care. Visit the center in person to assess cleanliness, organization, and the overall atmosphere.
ENVIRONMENT
Consistency and stability in staffing are crucial for individuals with memory loss. High staff turnover can disrupt routines and affect the well-being of residents. Inquire about staff-to-resident ratios and the qualifications of medical practitioners. Personalized care requires an adequate number of staff members.
Memory care centers should provide a comfortable and inviting atmosphere that feels more like a home than a hospital. Cleanliness is an essential indicator of the center’s dedication and quality of care. Ask about security measures in place to protect residents who may wander or become disoriented.
ACTIVITIES AND SERVICES
Explore the range of activities and therapies offered to residents. The
center should have programs tailored to individuals at different stages of dementia. Inquire about visitation policies and the availability of various therapies to support residents’ well-being.
Evaluate the availability of support services for both residents and their families. Dementia symptoms can vary widely, and the center should be equipped to care for individuals at all stages of the condition. Look for centers that offer support groups for residents and family members.
Ultimately, you and your loved one should feel comfortable with the memory care center you choose. Pay attention to your general impressions during visits and interactions with staff.
Selecting a memory care center is a significant decision that can greatly impact the quality of life for individuals with dementia. Prioritize the well-being, dignity, and comfort of your loved one when making this important choice.
HOW TO BUILD A HOME
A home is more than just a structure; it’s a reflection of your unique personality and style. Some people crave the distinctiveness of a home that stands out, showcasing their individuality and choice of quality materials. Rather than settling for a pre-designed house, they opt to build their own homes from the ground up.
Building your own home doesn’t always equate to exorbitant costs; it can also mean constructing an affordable prefabricated or a cozy vacation retreat. Others seek to incorporate cutting-edge, energy-efficient, and eco-friendly materials and technologies into their homes. Whether working with a builder on a production home or going fully custom, building your dream home offers endless possibilities.
PRODUCTION OR CUSTOM
The first step is to decide whether you want to work with a custom or production builder, each with its own set of advantages and drawbacks.
Production builders are popular for their affordability and efficiency, offering a range of floor plans with some level of customization. However, you may face limitations regarding location, customization options and overall quality.
Custom builders, on the other hand, provide limitless design possibilities and full control over every aspect of your home, making them an attractive choice for those with a specific vision and budget flexibility.
FINANCING YOUR DREAM
Depending on your circumstances, securing construction financing may be necessary. Construction financing typically involves multiple loans, with one funding the construction phases and another converting into a permanent mortgage once the home is completed.
Shop around for the best financing solution, considering banks, credit unions and mortgage brokers. Your builder can also provide valuable recommendations, as they often have connections in the industry and want to ensure you secure the necessary financing without hiccups.
SELECTING THE RIGHT BUILDER
Choosing the right builder is paramount to the success of your project. Reputation plays a significant role in this decision, as high-quality builders are known for their reliability and craftsmanship. Look for builders with years of experience in the construction industry.
Drive by some of their completed projects and, if possible, speak to homeowners who can provide insights into their experiences. Scrutinize the quality of their work, checking for any flaws like cracked walls, leaks or gaps. When you find an exceptional builder and secure a solid financing plan, you’re well on your way to turning your dream home into a tangible reality.
HOW TO CHOOSE METAL ROOFING
Metal roofing has gained popularity as a durable and long-lasting option for residential properties. While it may come with a higher initial cost than traditional roofing materials, the investment pays off over time due to its remarkable durability and minimal maintenance requirements. Additionally, a well-chosen metal roof can enhance the value and aesthetics of your home. Here’s a guide to help you make an informed decision when considering metal roofing.
EXPLORE STYLE AND AESTHETICS
Modern metal roofing offers a diverse range of styles and colors, allowing you to align your roof with the architectural design of your home. Forget the stereotype of shiny tin roofs; today’s metal roofing
options include matte finishes and textured designs in an array of colors. You can even find traditional silver if you prefer a classic look.
To envision how different metal roof styles will complement your house or commercial building, utilize online visualization tools. Select a few textures and styles, and request samples to assess how they harmonize with your existing exterior, whether it’s brick, siding, or another material. Reputable roofing companies will provide expert design advice to help you realize your vision.
MATERIAL MATTERS
Metal roofing is available in various materials, such as steel, aluminum, copper, zinc, or alloys of multiple metals. Each material offers distinct benefits, and some are better suited to specific regional weather conditions. The choice of material also impacts the lifespan and performance of your roof.
Consult with a local roofing company that has a strong presence in your community. Local experts understand which materials and brands perform optimally in your area and can recommend the most suitable options for your needs. Partnering with a
company renowned for its satisfied customers ensures you receive top-notch guidance.
ASSESS WARRANTY COVERAGE
When investing in metal roofing, it’s crucial to grasp the details of the warranty. Seek a company that provides extended warranties to grant you peace of mind for many years. Understand precisely what the warranty covers and inquire about any potential out-ofpocket expenses for materials, labor, or both.
ENERGY EFFICIENCY CONSIDERATIONS
An intelligently designed and expertly installed metal roof can contribute to energy savings and increased home comfort. Explore various materials and styles to identify features that enhance energy efficiency. Some metal roofs come equipped with insulating underlayment and specialized reflective coatings designed to deflect solar radiation. These innovations can effectively regulate your attic’s temperature, resulting in reduced energy consumption.
When evaluating metal roofing options, consider the long-term benefits in energy efficiency and maintenance savings, in addition to the immediate upfront cost. By making an informed decision tailored to your unique needs and preferences, you can enjoy the enduring advantages of a well-chosen metal roof for years to come.
HOW TO TAKE ADVANTAGE OF DIGITAL MARKETING
Digital marketing has become essential for businesses that want to reach customers where they live – online. But simply having an online presence isn’t enough. To truly take advantage of digital marketing, businesses need to combine strategy, execution and optimization.
While some business owners attempt to manage this themselves, many find that working with a digital marketing agency gives them better results, clearer insights and more time to focus on what they do best. Here’s how to approach digital marketing in a way that actually moves the needle—and why teaming up with experts might be your smartest move.
GET CLEAR ON YOUR AUDIENCE
Many businesses make the mistake of defining their audience too broadly or relying on assumptions. Instead, use data to identify your core customer: demographics, online behavior, pain points and motivations. Free tools like Google Analytics and Meta’s Audience Insights can provide valuable information about who visits your site and how they engage with your content. Agencies often go a step further by layering in third-party data, running customer surveys, and conducting market research to sharpen targeting.
DEFINE YOUR GOALS— AND TIE THEM TO TACTICS
Are you trying to increase brand awareness, drive foot traffic, generate qualified leads or boost e-commerce sales? Your goals will dictate your tactics. Search engine marketing (Google Ads) is ideal for customers actively looking for products or services. Social media ads can help raise awareness or promote offers to interest-based audiences. Email campaigns excel at nurturing existing leads.
Agencies help by reverse-engineering your goals – choosing the right mix of platforms, setting realistic benchmarks, and translating business outcomes into marketing KPIs.
Use the Right Tools – Without Wasting Time Digital marketing runs on tools –Google Ads Manager, Meta Business Suite, Mailchimp, HubSpot, Semrush – the list is long, and the learning curve is steep, and the rules change often.
Agencies work across platforms every day. They have the tools and experience to use them efficiently, monitor trends, and adjust tactics in real time. That efficiency often translates to faster results—and prevents wasted ad dollars.
Keep in mind that diversification matters. Most customers interact with companies across multiple platforms before converting. A solid plan might include: search engine marketing for high-intent leads; paid social media for awareness and engagement; email marketing for loyalty and retention; display and video for branding and retargeting.
An agency can help coordinate these moving parts into a cohesive strategy, ensuring your campaigns reinforce each other across the customer journey.
MEASURE WHAT MATTERS
Likes and clicks might feel satisfying, but they don’t always translate into revenue. With digital marketing, you can (and should) measure deeper results: phone calls, purchases, form fills, store visits. Setting up conversion tracking through tools like Google Tag Manager or Meta Pixel ensures your campaigns are optimized for business outcomes – not just vanity metrics. This is another area where working with a digital agency can be a game-changer. Agencies often implement better tracking from day one, helping you understand what’s working, what’s not, and how to improve.
HOW TO CHOOSE A PLUMBER
Every homeowner should have a reliable plumber readily available for those inevitable moments when leaks, flooding, or stubborn clogs disrupt your household. While some minor plumbing issues can be handled independently, more significant problems demand professional attention. When faced with plumbing emergencies or complex issues, it’s crucial to bring in an experienced plumber.
A skilled plumber ensures the comfort and sanitation of your home by diagnosing problems accurately and providing effective solutions. Here are essential tips to help you find the best plumber for your needs:
PLAN AHEAD
Don’t wait for a plumbing emergency to start searching for a reputable plumber. Delaying your search can lead to hasty decisions and potential overcharges during urgent situations. Instead, proactively research and choose a plumber in advance to ensure you have a trusted professional at your disposal when needed.
Friends and family can be excellent sources of recommendations for reliable plumbers in your local area. Word-of-mouth referrals often lead to outstanding service experiences. When considering recommendations, ensure the plumber serves your specific location, as some may charge extra for out-of-area services.
Conduct online research to find local plumbers, but exercise caution when relying solely on internet information. While online reviews and ratings can be valuable, be discerning in assessing their authenticity. Pay attention to recurring complaints about subpar work or high pricing. Seek multiple opinions from various sources to form a well-rounded understanding.
PRICE COMPARISON
Cost is a significant factor in choosing a plumber. Contact at least three different plumbers to request estimates for your specific plumbing needs. Obtain clarity on labor and material costs to make informed comparisons. Remember that prioritizing
the cheapest option may result in additional expenses if the work isn’t executed correctly. Balance affordability with quality. Asking pertinent questions is essential to set expectations and evaluate potential plumbers. Inquire about labor rates, guarantees on work, years of experience, and training backgrounds.
Seek a plumber who demonstrates genuine concern for customer satisfaction and home preservation. Thoroughly vetting your plumber beforehand ensures prompt and competent resolution of plumbing issues.
In conclusion, selecting a trustworthy plumber is an essential aspect of homeownership. Preemptively researching and choosing a plumber who aligns with your needs and values can spare you from undue stress during plumbing emergencies and ensure that your plumbing systems are well-maintained for years to come.
Facts are not free.
Anyone can spout off on social media. Anyone can post their personal hot take on the issue of the day, free of facts, free of anything but their own opinion and bias.
Real news is different. Real news comes from experienced journalists who put aside their assumptions and talk to people on all sides of an issue.
Real news is hard. When you work for an organization devoted to real journalism, you are challenged daily by your editors. Hot takes don’t cut it –you have to do the work. That means talking to experts, mastering the issues, confirming every fact.
Real news rocks the boat. Sometimes, people don’t want you looking into what’s going on. They hide information. They clam up, they refuse to release documents. They even sue you. Real news organizations fight back.
Real news is not free. If we are going to work together to move our community forward, we need facts – and we need professional journalists to cover the news. That’s what we do – and we need your support, now more than ever.
Join us as a subscribing member today.
HOW TO CHOOSE A COMMUNITY COLLEGE
As college tuition costs continue to soar, community colleges have become an increasingly attractive option. These two-year institutions offer a range of possibilities, serving as a pathway to four-year colleges or as a valuable resource for those seeking specific career or personal education at any stage of life.
For students juggling family responsibilities, full-time jobs, or other commitments, community colleges offer flexibility, lower tuition fees and a diverse array of courses. Some even find that an associate’s degree from a community college is sufficient to kickstart their careers. However, it’s essential to recognize that not all community colleges are created equal. Factors such as location, tuition costs, available courses and scheduling convenience should all be weighed when selecting the right one for you.
Begin your journey by researching all the community colleges in your vicinity. Ideally, your chosen community college should be no more than a 30-minute commute away and easily accessible by car or public transportation. A shorter commute increases the likelihood of attending classes regularly. Furthermore, many community colleges offer online courses, providing added flexibility.
Cost is undoubtedly a significant factor in your decision-making process. Many community colleges have two-tiered tuition systems, with one rate for in-area residents and a higher rate for outof-area residents. Living in the same county as the community college often means paying only a fraction of the tuition fees compared to non-residents. Financial assistance may also be available. Local businesses frequently support their community colleges by offering scholarships, and
state and federal grants and loans can help alleviate the financial burden of higher education.
Consider the course offerings when selecting a community college. Ensure that the college is accredited or has cooperative partnerships with local or state universities if you plan to transfer credits. If multiple community colleges offer your chosen major, delve into their internship programs and reputations. Check whether they provide employment statistics, as opting for a college with a higher employment rate post-graduation can be a strategic move.
For non-traditional students needing flexible schedules, inquire about classes offered on various days of the week, during mornings, evenings or even weekends. Some community colleges offer accelerated programs for those seeking a swift graduation. Furthermore, high school students may find opportunities to attend community colleges and earn degrees ahead of schedule.
Begin your journey by researching all the community colleges in your vicinity.
Most community colleges provide class schedules online or distribute course catalogs through local newspapers. Thoroughly review their offerings. If your schedule demands late-evening classes, confirm whether the college offers an adequate number of them. Additionally, investigate distance learning opportunities, as many colleges allow students to earn certificates or degrees entirely online.
If your goal is to secure a certification for your current or future job, rest assured that community colleges offer such programs. Explore tuition reimbursement options with your employer to further ease the financial aspect.
Ultimately, when choosing a community college, take your lifestyle and personal requirements into account. Chances are, a community college in your area can cater to your needs, propelling you towards that coveted promotion, new job or enhanced skill set.
WHERE AFFORDABILITY MEETS EXCELLENCE
At Frederick Community College (FCC), we believe education should be accessible to everyone, regardless of financial constraints. That’s why we’re proud to offer a wide range of programs and resources designed to make pursuing your dreams affordable and achievable.
Attending FCC is less than half the cost of attending a four-year in-state public college.*
$4,930 FCC Public Four-Year In-State College
$11,610
Financial aid makes your education even more affordable. In 2023-2024, the FCC Foundation awarded:
$1,087,000 1,690 STUDENTS SCHOLARSHIP DOLLARS TO
Financial Aid staff can help you complete your FAFSA and apply for local, state, and federal aid opportunities including scholarships, grants, loans, and work study.
APPLY TODAY at frederick.edu/apply to start your journey at FCC this fall! If you have any questions, please contact Admissions at admissions@frederick.edu or 301.624.2716. We are here to help!
*Fall 2025 FCC tuition and fees for a full-time (30 credit hours per year) in-county student (source: FCC), 2024-25 public four-year college tuition and fees for a full-time, in-state undergraduate student, (source: Ma, Jennifer, Matea Pender, and Meghan Oster (2024). Trends in College Pricing and Student Aid 2024, New York: College Board) • Frederick Community College (FCC) prohibits discrimination against any person on the basis of age, ancestry, citizenship status, color, creed, ethnicity, gender identity and expression, genetic information, marital status, mental or physical disability, national origin, race, religious affiliation, sex, sexual orientation, or veteran status in its activities, admissions, educational programs, and employment. • Under the ADA and Section 504, FCC makes every effort to accommodate individuals with disabilities for College-sponsored events and programs. For FCC employees needing accommodations, including interpreting, please email humanresources@frederick.edu. For students and others with accommodation needs or questions, please call 301.846.2408, or to request sign language interpreter services, please email interpreting@frederick.edu. Sign language interpreters will not be automatically provided for College-sponsored events without a request for services. Requests must be made at least five workdays before a scheduled event to guarantee accommodations. If your request pertains to accessible transportation for a College-sponsored trip, please submit your request at least 21 calendar days in advance. Requests made less than 21 calendar days in advance may not be able to be guaranteed.