FMIC FORESTRY MUTUAL INSURANCE COMPANY
2ND QTR. 2022
SPRING IS IN THE AIR,
and so is a renewed effort to keep you safe this year.
Inside our Spring Edition:
AGENCY CORNER: What Makes a Quote? - RISK ASSESSMENT: Safety Rules & Why TRUCK DRIVER SPOTLIGHT: Keja'eh Truck Drivers - SAW SHOP: Leaves Are Out! LEGENDS OF FMIC: Timmy Bowling "Legendary Automotive Collector"
2nd. Quarter 2022
CONTENTS
From the BIG Desk
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AGENCY CORNER - What Makes a Quote?
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THE RISK ASSESSMENT - Safety Rules: Why are they ignored in the Workplace?
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FMIC SPOTLIGHT - Truck Driver Spotlight
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SAW SHOP - LEAF OUT! Visibility Reduced
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LEGENDS OF FMIC - Bowling Logging & Chipping
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Partnerships in Forestry
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FMIC KITCHEN - Slow Cooker Spaghetti
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Keith Biggs touches on our continued partnerships and relationships that lead to all of our mutual success.
Alan Schaefer highlights several aspects that auto insurance providers will consider when quoting or renewing. Paul Dyess dives into safety rules and why it's so important to have them and follow them.
Chris Hudson visits Keja'eh Enterprises and interviews two truck drivers on what it's like to be a truck driver in the logging industry. Bryan Wager reminds us all that at this time of year...It's leaf out! Keep your eyes up in those trees and stay safe.
Keith Biggs and JP get a personal tour of Tim Bowling's unique automobile collection. Not enough pages to put in all of the cars. Report from Mississippi Forestry Association Sometimes the simple meals are the best!
Staff Directory 23
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FMIC 2nd QUARTER 2022
LEGENDS OF FMIC
Tim Bowling from Bowling Logging and Chipping gives Keith and JP a rare look at the collection of automobiles that Tim and his late-father Harlowe have built over the past 30 years.
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TRUCK DRIVER SPOTLIGHT
FORESTRY MUTUAL BOARD OF DIRECTORS
KEJA'EH ENTERPRISES
PAGE
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CHAIR Michael Walters
DIRECTORS Tommy Barnes Chip Capps Joel Cathey Randy Denman Candace Dinwiddie Joey Ferguson John Hatcher Mike Macedo Tedrick Ratcliff Bernard Rose Marshall Thompson Matt Thuman FORESTRY MUTUAL INSURANCE COMPANY
12 SAW SHOP
It's that time of year...It's leaf out! Keep your eyes up in those trees and stay safe.
801 Jones Franklin Road Suite 100 Raleigh, NC 27606
(800) 849-7788 www.forestrymutual.com
FMIC AGENCY
P.O. Box 19467 Raleigh, NC 27619
(866) 755-0344 www.fmicagency.com FMIC 2nd QUARTER 2022
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FROM THE
BIG DESK Let's Continue to Shape the Future Together 4
FMIC 2nd QUARTER 2022
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orestry Mutual has undergone a remarkable evolution in the past fifty years as we have pursued our vision to become a regional leader as THE wood products insurance provider. During this time, we have always understood how important our commitment to insurance sustainability in the industry has been to you, and what it means to be an insurance leader in the industry.
Moving forward together in mutual success. We are built around three equally strong commitments to our customers, communities, and employees. Forestry Mutual leadership in providing comprehensive forestry and logging insurance brings together what we believe is essential for maintaining a company's long-term health and growth. Pursuing these goals alone will deny us all that success. Instead, success requires that we consistently work together to achieve our mutual success.
Setting the standard. We have realized that to serve you better and stay connected with our clients was by creating a new Communications Director position in early 2021. Our hiring of Jean-Paul (JP) Damé, in my opinion, changed forever how we present ourselves as a company to our customers and the industry. My goal with this position and adding JP to our team was for Forestry Mutual to be more involved and supportive of our regional associations and partners. Not to mention having Forestry Mutual stay socially connected to our customers. Under JP's direction, we have upgraded our image, presence, and training videos in the industry to reflect what I've always thought, as an insurance leader; in my words, "we set the standard." A standard our competitors cannot match. Our ability to serve our customers, associations and partners have dramatically improved under his management.
Accordingly, within Forestry Mutual today, we are increasingly adapting our strategies, training, operations, and culture to drive positive results across our industry. Forestry Mutual owes credit to our many association partners and dedicated insurers who have helped us achieve these results through direct engagement and constructive feedback. What does a policyholder retention rate say about FMIC customer service? Client loyalty is always something we appreciate and work to achieve. Through FMIC Insurance Agency and our numerous Agent partners across the Southeast, we are grateful that we have maintained a retention rate of 97% and above for many years. This further emphasizes the importance of competent and consistent customer service to our business. Our policyholders are our number one priority, and history has proven that customers who are respected and treated professionally tend to stick around. Our goal each day is to provide the best possible customer service experience for our insureds across all departments of the Forestry Mutual team. Trucking, trucking and more trucking. Train, train, and continued training to our diminishing pool of truck drivers will keep our industry moving forward. I've said it before, and I'll keep saying it, Train your drivers to slow down, especially in turns and highway off-ramps, stay off their technology while driving, get plenty of rest and take your time. "Where you are going will be there when you arrive...arrive alive." We understand that there are other choices in the wood products industry when selecting an insurance company, and we never take it for granted when you choose Forestry Mutual as a partner. Let's continue to shape the future together.
If you have any questions or suggestions on how we can better serve you, please don't hesitate to give me a call. Keith Biggs, President, Forestry Mutual Insurance Company (919) 880-1006
FMIC 2nd QUARTER 2022
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T
here are many factors that insurance carriers consider when calculating a new business or renewal quote. It’s not always just the claim history or just the CAB score, but it’s comprising all the small pieces that make up the puzzle. By teaming up with your agent, you can paint a pretty picture for your company to receive a competitive premium from the insurance company. Focusing on the more minor details allows a fleet owner to put his best foot forward come renewal time. The following are examples of some items reviewed by carriers when quoting your auto policies:
• Formal WRITTEN safety plan (do you have a formal safety policy or employee handbook that you can provide to the carrier before quoting?) • Copies of subcontractor agreements and hold harmless forms in place (this is to protect you and your carrier from assuming risk from subcontractors.) • Driver MVRs (ensure the carrier approves drivers before putting them in a truck.) Borderline drivers may be surcharged, thus driving up your cost.
• CAB score (carriers focus on trends to see if owners promptly make repairs. Everyone has a ding or two on their CAB scores, but the most crucial aspect is what are you doing about it? Carriers do not like to see repeat violations or patterns. To them, they assume the manager or owner is not proactive in managing the condition of the trucks.) • Safer score
• Loss runs/Loss ratio (does the account exhibit historically profitable trends for insurance carriers?) 6
FMIC 2nd QUARTER 2022
• Age of tractors driving physical damage premium • Age of drivers (drivers under 25 or over 65 will draw attention from auto carriers.) • Number of years in business (carriers are looking for established companies that have been in business ideally for at least three years.)
• Locations of mills your drivers are hauling to (while none of us can control the location of our markets but carriers will consider the percentage of your hauls going to and from metropolitan areas or certain states.) • Do you participate in forestry associations or even your local community? Try to give carriers the big picture of your business culture and why you are a favorable risk.
As you can see, there are several aspects that auto insurance providers will consider when quoting a new account or even a renewal quote. They will look at how a business has improved and what proactive measures have been taken over the previous year. Claim history is important, but it is not the end all be all. In the event of an unfortunate claim, focus on the response you have taken or future preventative measures taken as a result of the accident. Sure, some carriers may look at a claim and hold it against you but give them a reason not to.
By having written policies in place before a claim and active response to a claim, a fleet owner can prove to a carrier that this was an accident and not the result of an unsafe culture developed by the company. A little bit of effort can go a long way when promoting your company come quote time. Too much information is better than not enough, so make sure you and your staff do everything you can to promote an attractive risk to insurance carriers. ~FMIC
By: Paul Dyess – Region 40 Field Rep
M
ost Companies react to safety rather than being proactive. It has been stated that for every 300 accidents without injury, there are 29 with minor injuries, and one resulting in a significant injury. As employees go about their daily routine acting unsafely, the lack of injuries reinforces their unsafe behavior. In other words, every time we don't injure our eyes because we are not wearing safety glasses, we become more convinced that safety glasses are not necessary. Another reason employees ignore safety standards is because they are rewarded for doing so. If or when an employee ignores a safety rule, they get an immediate reward of saving time, which can then be used to finish the task faster and potentially get off work earlier. Employees also ignore safety standards or rules when ignoring them is sanctioned. When an owner, foreman, or manager turns a blind eye or encourages employees to take shortcuts, the employee learns that they can get away with ignoring safety. There are also many human aspects at play, not the least of which is the attitude that "it won't happen to me." Then, some are simply disinterested or don't care––often because they've never had an accident or simply because they don't like being told what to do. Complacency becomes a significant hazard when employees begin cutting corners and taking shortcuts to meet production schedules. No matter how small they seem, skipping steps of a process can cause a hazardous situation. There is no reason to lose an employee due to an unsafe act. Zero injuries do not indicate the presence of safety: every task, the right way, every time. The Logging and Trucking Industry has consistently been two of the most hazardous industries in the United States. Especially now, it isn't easy in either industry to find reliable and qualified employees out in the woods and behind the truck's wheel. That is
why updated and enforced safety policies and procedures are a company's best protection against injury-related expenses. Forestry Mutual requires its policyholders to have a written formal and active safety program established, adopted, implemented and enforced throughout the operation. The program is to include but not limited to the following items: 1. Appointment of a Safety Coordinator.
2. Developed and disseminated Safety Policy Statement. 3. Company-specific Safety Rules, disseminated and signed. 3. Documented and signed safety meetings with employees and contractors. 4. Development and enforcement of a drug and alcohol policy. 5. Develop a written Lock-out/Tag-out program with machine-specific procedures. To assist our policyholders with their program, sample Safety Policies and Safety Rules are available for Policy Holders to use as a guideline. They are intended to serve only as an example and should be tailored to meet your company's specific needs. Your Loss Control Field Representative will provide you with these sample policies and rules.
Should you desire, need, or be required to implement a more comprehensive program; do not hesitate to notify your Loss Control Field Representative to obtain additional information, guidelines, and services. ~FMIC
FMIC 2nd QUARTER 2022
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FMIC 2nd QUARTER 2022
TRUCK DRIVER
SPOTLIGHT
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By Chris Hudson, Loss Control Representative
ne of the best parts of my job at Forestry Mutual is traveling and meeting the truly incredible people who make up the logging industry and helping them stay safe.
It was my turn at Loss Control to pick two drivers to highlight in our 'Truck Driver Spotlight' series, John Anthony Miller, III, and Neal Satterfield. It was easy to pick these two drivers from Keja'eh Enterprises. As you can see below, grubby, muddy, and dirty are the roads we all must work on from time to time. The day I spent with Anthony and Neal, it had rained well the night before, so it was a little slick, and that Virginia red clay stuck to everything.
JOHN ANTHONY MILLER, III
It all began for John in 1946. Born into a logging family that hauled their own wood. His childhood was spent first watching and then working with his father. John says watching and spending time with his father, and older brother made him interested in driving, and he has been hauling wood for over 54 years.
John is known by his CB handle, “Rep.” I asked, how did you come by that handle of “Rep.?” John laughs and looks away and says “family and friends started calling me that when I became a preacher some years ago, and it just stuck, just like this red mud on my boots.”
John knew he came with the purchase of the truck to his son. Speaking of sticking to things, John has been driving for his brothers’ company, H and M Logging, for over twenty-five years before his brother sold the company and John’s truck to his son Kevin Hodges. John grins and laughs, saying, "he came with the purchase of the truck to his son." Keja’eh Enterprises has been the new company's name for the past eleven years. As John and I leaned and talked across the bed of my white pickup truck, I asked him to describe what a typical day for him would be. He said, “we’ll...I wake up around 4am and get my morning going. Which includes fixing that day's meals, breakfast, lunch, and a snack." continued on page 10
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Truck Driver Spotlight continued from page 9 John adds, "Being a religious man, I read Scripture and pray each morning." God's place in John’s life is quietly apparent and a little inspirational.
Before John leaves in the morning at 6am, he fills up the wood heater to last all day. "There is no need to come home to a cold house if you can avoid it," John adds. Once that is done, John tells me that his work morning truly begins when he walks up to his truck in his driveway.
That’s when he does his pre-trip inspection, and once that is done, he fuels up for the day and heads off to the first log deck of the day by 6:45am. Some days, John may make trips to Louisiana-Pacific in Roxboro, North Carolina, or Hopkins Lumber in Stuart, Virginia, or Pine Products in Martinsville, Virginia. The list of delivery points that John goes to is over a dozen sites.
Having spent 54 years behind the wheel, John has had a chance to drive a wide variety of trucks. He says, "I started driving short pulpwood trucks that we loaded with a farm tractor and limbed with an ax." He adds, "I eventually worked my way through road tractors up to today's modern-day automatic trucks." John looks around and says, "truck driving has changed over the years...A lot!" He says, "When I started driving, we did not have heat, A/C, or automatic trucks." Glancing up to the sky, "Now I'm blessed to be driving a truck with all of the above."
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John paused and added, "I take it as it comes with a positive attitude, but the traffic has increased so much over the years." He continues, "I tell other drivers, Stay alert! Train yourself to use the small spot mirrors before changing lanes". He adds, "this will allow them to check their blind spots before changing lanes." John says, "I give a lot of credit to my father, John Anthony Miller, Jr., in teaching me how to be safe when I drive." Being outside is one thing John loves, "I love being outside seeing new places and meeting new people. I am a people person who loves to help people, spread the word of encouragement, and show my love for others." I asked John how he defines success? "That's simple," replies John, "knowing God and his word! My brother Kenneth Hodges has been a tremendous blessing to me and my success." John adds, "my wife Evelyn, our four children are an inspiration." When John is not driving, you'll find him at church, reading the word of God and cutting wood. As we walked to his truck, I asked, "what's something about you that not many people know?" John smiled, "well, I am going to keep that between me and the Lord." He stopped and added, "I only know my oldest daughter's birthday," we both laugh and glance down at our clay-covered boots stuck in that red Virginia wet clay. Going to be tough keeping the truck clean today.
TRUCK DRIVER
SPOTLIGHT NEAL SATTERFIELD
M
y other inspirational driver for our "'Truck Driver Spotlight' series is Neal Satterfield. It was the same morning that I met up with John Anthony that I was able to grab Neal for a few minutes while his truck was being loaded and ask him a few questions.
When I was a baby, my first word I spoke was truck.
"Popeye" is Neal's CB handle, and when I ask, "okay Neal, how did you get that handle? I don't see you eating spinach or your forearms that big." Neal laughs and says, "I don't like the name." He adds, “thirty years ago, I was sitting with some old friends eating crawdads. My friend looked at me and held a crawdad up and looking at the crawdad and then me and said, you
look like a Popeye," I paused and looked hard at Neal and thought to myself, his eyes don't pop out like a crawdad. Neal continues, "then my other friends started laughing, and all just started calling me that. Now thirty years later, the name has stuck." He looks down at the red clay and says, "I don't mind it now."
Neal, like John, both work for Keja'eh Enterprises, and Neal has been driving for Kevin Hodges since 2018. Kevin told me earlier in the day that he has a good working relationship with Neal and John. He adds he has a good relationship with all his crews across North Carolina and Virginia. Kevin adds both John and Neal are very dependable and well organized. I discovered that Neal has been driving for twenty-seven years and was born into a truck driver family. "It's in my blood." Neal says, "When I was a baby, my first word I spoke was truck." He adds, “speaking of trucks, I've started driving dump trucks that progressed to dump trucks pulling tag along trailers and low boys." Neal pauses and takes a drink of his Pepsi, "then, I moved up to road tractors. I've driven sleeper truck and day cabs, both manual and automatic transmission." Neal says, "driving has become more advanced over the past twenty years. We all started doing paper logs, and now electronic logbooks are being used." continued on page 13
FMIC 2nd QUARTER 2022
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SAW SHOP By Bryan Wagner Chainsaw & Logging Safety Trainer
LEAF OUT:
VISIBILITY REDUCED! A logger’s vision and visibility are key factors to his safety in the woods. Visibility in the logging woods is generally good from November to the end of March. The month of April brings natural phenomena, leaf out. The deciduous forest blooms to new life with the recent growth of fresh leaves. What was once a bright and open environment in the late fall & winter, with good visibility, has been transformed into a lush green environment with filtered light. As the forest rejuvenates itself, the risk is formed by reduced visibility caused by the new canopy of leaves. This new canopy hides overhead hazards or death from above. Overhead hazards are the leading cause of catastrophic injury and death in the forest industry. Please take the time to brief your crew on overhead hazards and the reduced visibility caused by leaf out.
• Use approved personal protective equipment (PPE) for head protection.
• Look and scan at least 50 feet ahead on your ground path of travel. • Look and scan at least 100 feet ahead for all overhead hazards. 12
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• Don’t place yourself under any object that can fall or move due to gravity or the loss of hydraulic pressure. • Maintain at least two tree lengths from all felling operations. • Be visible; wear high visibility safety colors. • Maintain communication with anyone in the work area. Verify their location with frequent eye contact. • Never walk into a work area with running or moving equipment until the equipment is stopped, engine cut-off, and implements grounded. • Use proper manual felling techniques. Accurate directional felling avoids risk in the manual felling process. New life grows before our eyes in the spring logging woods. The reduced visibility caused by this new life could be responsible for taking a life. Look Up! Be alert, and enjoy the spring logging woods safely.
Truck Driver Spotlight continued from page 11
TRUCK DRIVER
SPOTLIGHT
He adds, "There has been a significant increase in traffic on the roads and much longer lines at the mills."
Forestry Mutual Insurance visits Arcola Logging Shawn Fulks & Chris Huff gave our Truck Driver Safety Awareness training class.
When Neal talks about driving a truck, you can tell that this is indeed what he was born to do. He enjoys being home with his family, wife Lisa, and the stepchildren every night. I asked Neal what he likes about driving day after day? “I enjoy running my mouth on the CB Radio with the other drivers." We both laugh again. He adds "that it is a great feeling driving different roads and seeing all the views. I challenge myself with driving my manual transmission and changing every gear at just the right moment.” What Neal does not like about driving a truck? Sitting in the long lines at the mills and fighting with the traffic on the road. Neal says, "Staying focus is what has helped him be successful in driving." He adds, "Always stay focused, pay attention, slow down and maintain a steady pace.” He puts his Pepsi bottle down and continues. "Being in a hurry will only increase your chances of having an accident." For Neal, success in life is simple: have a good paying job with a good work-family relationship, which creates a good family home life. You can find Neal hunting deer, rabbits, squirrels, and raccoons when he is not driving. Neal picks up his Pepsi bottle, takes a sip, and adds, "I am not a morning person! All the guys want to call and talk first thing in the morning, and I'm like, please give me thirty minutes to get going."
A Pre-Trip inspection refresher course was presented by Arcola owner Chip Capps. Truck Driver Awareness Day at Weyerhaeuser/ Domtar-Plymouth, NC. Forestry Mutual Insurance teamed up with Weyerhaeuser/Domtar to hand out safety material, snacks, water, and a huge thank you to our industry much-appreciated truck drivers.
Speaking of getting going, we hear the loader hit his horn, his truck is loaded, and it's time to tie it down and get another load in for the day. ~FMIC Neal Satterfield, Leaving the deck with another load.
L-R: Jordan Rose, Chris Hudson, Shawn Fulks, and Eddie Campbell
FMIC 2nd QUARTER 2022
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LEGENDS OF FMIC
Bowling Logging & Chipping Incorporated Ridgeway, Virginia
By Jean-Paul (JP) Damé Communication Director, Forestry Mutual Insurance
Cars. Cars. Cars...and just a few Trucks too!
T
immy Bowling, owner-operator of Bowling Logging & Chipping Incorporated out of Ridgeway, Virginia, is our Legends of FMIC. Bowling Logging and Chipping could be our Legends of FMIC just alone on their merits of no accidents and efficiencies in working in the logging industry. I picked Tim Bowling as our feature Legend for his incredible automobile collection. I believe you'll agree that his collection of automotive history is legendary.
On a cool Friday morning, Keith Biggs, President of Forestry Mutual, and I drove up to visit Timmy at his office in Ridgeway, Virginia, to have him give us a personal tour of his family collection of cars and trucks. I was led to believe the whole trip to take about an hour and a dozen pictures.
Timmy, daughter Grace and wife Diana, plus pets Bridgette and Bert.
After spending a few minutes in the office with Tim, wife Diana, daughter Grace, and sister-in-Law Kristie making small talk, we took a short drive to where he keeps most of his collection in what looked like a moderate-sized garage. As we get out of our trucks and walk into the garage bay, what lay in front of me was a sea of vehicles, nicely parked, row upon row upon row. Late-model cars and trucks dating back to the 1940s and '50s. I stop and take a picture or two and then begin my interview with Tim, who, like Keith, has this grin on their faces as they look upon my surprise at his collection of vehicles that I can see so far. 14
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Tim Bowling next to his favorite collection: 1937 Mack Jr.
"I see you have a few cars and trucks here, Tim," I said with a hint of sarcasm, having been led to believe this was a small collection of vehicles. Tim says, "yep, we got a few in here. There's more around the corner too." As we start to walk down the row of late-model trucks, Tim is aided by a walking stick that taps the ground in a particular slow pattern. He had turned his ankle a while ago and was trying to figure out the best time to get it fixed and be down for a few weeks while he heals. I got the impression that moss does not grow under his feet.
The collection of cars all started back in 1994, he tells me. His father, Harlowe, always talked about a 1940s Ford Coupe and how he wanted one. Tim went on to say he found and bought their first car for his dad, a 1940s blue Ford Coupe. He laughed and said it was about six months before his father started buying more cars. One, then two, then a car hauler with several on it. Tim looks around at Keith and says, "It all started then. Dad and I became caraholics."
- 1940 Ford
- 1927 Chevrolet Coupe
At first, Tim says it was about investing. "You invest in land and cars; both retain their value." Now almost thirty years later, it's a passion or obsession, he says, to find the gem, that jewel of an automobile. A collection of more than 170 vehicles ranging from 1912 to the 1980s. I asked Tim if he ever takes the cars to any car shows? He exclaims, "this is THE car show!"
When Tim's dad was alive, they used to have an open house once a year and invite people to come in and tour the garages and sign the guest book. Most years, it is the same people, but they would bring someone new with them. And they say, "my aunt had one like this, my granddad had one like that." As we walked from garage to garage, Tim talked about how Jimmy Locklear, Forestry Mutual agent now retired, convinced Tim and his dad to switch insurance companies and team up with Forestry Mutual. Tim Bowling joined Forestry Mutual Insurance a little more than a dozen years ago. Tim says, "it's a move we've should have made many years earlier." He adds, "change is hard, but when it came to moving insurance to Forestry Mutual, it was very easy." Tim says "Jimmy was persistent that we'd be better served, and it would be a smooth transition. It took Jimmy a few years to convince us."
- 1951 Chevrolet Deluxe - 1951 F1 Ford
continued on page 16
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Tim's son Matt who races Late Model Stock cars, started his career in racing when he was eight years old racing go-carts. Tim has almost every go-cart and race car that Matt has ever raced in. In addition, a room full of Matt's trophies from over the years. Matt was a fine racer and local hometown hero winning the 2016 NASCAR Whelen All-American Series Championship. Matt is in the NASCAR Hall of Fame for his win. Matt works with his dad and, on this day, is currently in the woods chipping. Matt also spends all the time he can with his wife Lauren and 2-year-old son Easton.
Tim and his family just returned from the Mecum auto auction in Kissimmee, Florida. They were invited by Frank Mecum. "We were treated really good while enjoying the show and had a great time." Pictured below is an orange and white '65 Cadillac with 35,000 original miles that came with furry dice hanging off the mirror. Tim said laughing, "it's a car that Snoop Dog would drive down in Hollywood."
- 1965 Cadillac
Keith and I spent a couple of hours visiting Tim as he gave us a tour and interview of his life and collection of vehicles. As we walked from garage to garage to yet another garage, I was impressed by how many vehicles he had and how he knew everything about each one. Mustangs, Impala's, Edsel, Mercury, and Ford pickup trucks. A yellow Nash Metropolitan (my favorite). '39 Studebaker's, Jeeps, a custom 18-wheeler and a panel van with a jacuzzi in it that works.
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Keith stopped us and asked Tim, what are you going to do with this thing? That thing was a 6-wheel custom modified jeep. Tim chuckles and walks over to Keith and says, "I don't know," adding, "That's a Johnny Cash jeep. It's done one piece at a time," and we all laugh.
There were fully restored vehicles and new projects, and a few odd projects like a '41 Ford pickup with a tractor engine in it. Apparently, during the War, that's World War II, they ran out of engines and substituted in tractor engines. Of course, antiques and one-of-akind vehicles. There was also a Schwinn bicycle collection. I got the impression that Tim and his dad found that if it rolled on wheels, they wanted it for their collection. This collection all started with a 1940 deep blue Ford Coupe. I asked Tim if he still had that car, "Oh yes!" He said, "it's in the other garage by the office," nodding and pointing over his shoulder. I thought, "other garage?" How many more could this man have? I've already walked through a maze of a half-dozen garages that had cars parked bumper to bumper with only a few inches to spare. You had to walk sideways several times just to get through...to another garage full of cars. Tim asked if I'd like to see the first car he bought in 1994?, I said, "I'd like to see that car, Tim." He said, okay, "but let's go look at those Model A's you're so fond of wanting to see first." He was right. I did want to see the Model A cars. I like automotive history.
In 2005 I spent a year producing TV segments for NASCAR and got to see racing up close and personal, the drivers, crew chiefs, the cars, the tracks, Sonoma, Pocono, Bristol, and Talladega. Each one had a museum where you'd find living automotive history from the first racing cars that ran on homemade fuel, Indy cars, and stock cars. Some cars created the American love affair with the automobile, and they were in those museums. The lines and body styles from the '40s and '50s to the muscle cars of the '60s and '70s. Iconic cars made driving a passion that continues today. continued on page 18
Tim Bowling and Keith Biggs
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- 1952 Hudson Hornet
As we left one garage and he rolled up the door to another garage, one of my favorite cars was there. In the middle of Virginia, tucked away in one of many endless garages, was a fully restored 1952 Hudson Hornet and one of the first dual carburetor engines built.
After spending a few moments, we moved on to where he holds his late model cars. Tim apologized that they are a little dusty as he doesn't get back here very often. Yes, they were a little dusty, but history is dusty. Seeing up close the engines, and gears, the handmade mechanical operations of the early cars was a treat.
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- 1940 Ford Coupe
Tim asked if I was ready to see that 1st car he bought for his dad? I laughed and said, "lead on." As we took a short drive to his office, I noticed that there were, in fact, a couple more garages. That is where packed tighter than sardines, sat another couple dozen cars. I could tell that this is where the repairs, maintenance, and refurbishing take place. This is where the real work is done.
Just inside was his first purchase from 1994. In looking into the interior of that 1940 Ford Coupe, and under the hood, with the lines and grace that the car held, it was understandable why his father wanted this car. The pride was evident in Tim's eyes as he watched and listened to me go on about that car and the other cars in his collection. We stood there alone, surrounded by vehicles, tools, and parts laying on the floor. You could smell the oil, rubber, leather, dust, and paint that hangs in the air of a working shop. The atmosphere of automotive history was surrounding us. Legendary history that Tim and his father have kept alive and continue to add to their collection.
I thanked Tim for allowing Keith and me to share with our members his collection and why he is this quarter's Legend of FMIC. After saying goodbye, I did go back to the maze of garages and signed the guest book. The names in that book are legendary as well. ~FMIC
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MISSISSIPPI
Mississippi Forestry Association
MFA IS ALWAYS LOOKING TO ADAPT AND GROW IN WAYS THAT HELP OUR MEMBERS
J. Tedrick Ratcliff, Jr. Executive Vice President, Mississippi Forestry Association
Katie Goodwin, MFA Financial Manager
This year is off to a great start at Mississippi Forestry Association (MFA) as we have added two new team members. Katie Goodwin joined the MFA staff in mid-February and serves as the association’s financial manager. In that role, she manages budgets and conducts accounting tasks for MFA, the Mississippi Sustainable Forestry Initiative State Implementation Committee, Mississippi Tree Farm Program, Mississippi Forestry Foundation, and Mississippi Forest Sustainability Political Action Committee. She also coordinates the association’s grant administration and yearly audits.
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Dr. John Auel, MFA Certification Programs Coordinator
The second addition to our team is a very well-known and well-respected member of the Mississippi forestry community, Dr. John Auel. In his new role as MFA certification programs coordinator, Dr. Auel continues serving as the coordinator for the Mississippi Professional Logging Manager Program, coordinator for the Mississippi Sustainable Forestry Initiative State Implementation Committee, and administrator of the Mississippi Tree Farm Program.
MFA has served as a partner to each of these certification programs for many years. By bringing the programs under the MFA banner, we can streamline many processes and offer even greater support to loggers, mills, and Tree Farmers across the state. Many of you are familiar with Dr. Auel and have worked with him in past years. His knowledge of each of these certification areas is second to none, and he can be reached at 662-617-0216 or jauel@msforestry.net to answer any questions you might have regarding certification programs. For additional information, you can also go to the MFA website at msforestry.net.
MFA is always looking to adapt and grow in ways that help our members. These two additions to our staff will help us do just that, and we look forward to what the rest of 2022 has to offer. I also want to mention that MFA’s Annual Meeting will be held October 2628, 2022, at the Sheraton in Flowood, Mississippi. For this meeting, we bring in industry speakers from across the United States to discuss the latest technology, present economic data, and more to help you stay current and moving forward. Mark your calendar to join us! As always, we appreciate the partnership we have with Forestry Mutual and the constant support they provide MFA and its members!
FMIC 2nd QUARTER 2022
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FMIC
KITCHEN SLOW COOKER SPAGHETTI
It's not an original recipe but a favorite, and we wanted to share it with you. It's a pretty straight forward recipe that uses your slow cooker.
INGREDIENTS: • • • • • • • • • • •
1 Tbs. Olive oil 1 pound bulk Italian sausage or ground meat (beef, turkey, or chicken) 1-8 oz. package of sliced mushrooms 1/2 onion, finely diced 1 Tbs. Minced fresh garlic 1/2 tsp. Salt 1 - 14.5 oz. can of diced tomatoes (drained) 2 - 24 oz. jars of your favorite spaghetti sauce 1 & 1/4 cups water 1 pound dry spaghetti noodles Grated Parmesan cheese and/or Mozzarella as desired
INSTRUCTIONS:
1. Heat oil in a large skillet over mediumhigh heat. Add meat, mushrooms, onion, garlic, and salt. Cook, stirring frequently, and break up the meat until no longer pink (about 5-7 minutes). Drain off the fat. Stir in the diced tomatoes. 2. Pour one jar of the spaghetti sauce and the water into the bottom of the slow cooker. Break the noodles in half and place them on top of the sauce. 3. Add the cooked meat mixture to the slow cooker, sprinkle with parmesan cheese, and pour the second jar of sauce on top. Cover and cook on HIGH for 1 1/2 - 3 hours or on LOW for 4-6 hours. Stir periodically. Toss all the ingredients once more and serve. 22
FMIC 2nd QUARTER 2022
RALEIGH OFFICE STAFF Keith Biggs
Coy Baker
Brian Macanka
Brittany Rhinehart
Jean-Paul Damé (JP) Jenny Clawson
Robin Utley Amy Almond Nancy White
Kim Richmond
LOSS CONTROL STAFF
Greg Plumley
Jordan Rose
David McLean Greg Helton
Jimmy McCraney Shawn Fulks
Chris Hudson Philip Sligh
Jeremy Helton Paul Dyess
Jason Townley
Justin Guyer
Bryan Wagner
FMIC AGENCY STAFF
Nick Carter
Susan Ogden
Eddie Campbell Chris Huff
Alan Schaefer Jack Williams Greg Hutson
Chris Covington
Emma Turner Sheila Earls
Lindsey Burns
Pamela Foreman Melanie McKee Thea Barber Judy Angley
TITLE
DIRECT PHONE
President
919-880-1006
Underwriter
919-925-3344
Operations Manager Project Manager
Communications Director
Policy Services Representative
919-747-7511
EMAIL kbiggs@forestrymutual.com
cbaker@forestrymutual.com
bmacanka@forestrymutual.com
919-747-7596
brhinehart@forestrymutual.com
919-760-4815
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919-747-7513
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919-747-7514
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919-219-6028
jpdame@forestrymutual.com
rutley@forestrymutual.com
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919-747-7512
Controller
919-760-4961
TITLE
DIRECT PHONE
Director of Loss Control
804- 712-5007
gplumley@forestrymutual.com
Region 3 Field Representative
910-303-0396
dmclean@forestrymutual.com
704-301-2919
jmccraney@forestrymutual.com
540-392-3997
chudson@forestrymutual.com
731-225-2087
jhelton@forestrymutual.com
478-796-1453
jtownley@forestrymutual.com
TITLE
252-916-3376
DIRECT PHONE
bwagner@forestrymutual.com
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803-669-1003
ncarter@forestrymutual.com
Agent
919-770-6132
ecampbell@forestrymutual.com
912-414-9778
aschaefer@forestrymutual.com
843-324-4728
ghutson@forestrymutual.com
Chief Financial Officer Accountant
Region 1 Field Representative Region 5 Field Representative
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Region 11 Field Representative
Region 20 Field Representative Region 30 Field Representative Region 40 Field Representative Region 41 Field Representative
Region 50 Field Representative
Chainsaw & Logging Safety Trainer
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Agent
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919-208-7604 828-442-3143 434-755-1004 843-244-0487 912-944-7274 731-343-1936
919-745-4961 919-810-9485 601-760-0011
jrose@forestrymutual.com
ghelton@forestrymutual.com sfulks@forestrymutual.com
psligh@forestrymutual.com
pdyess@forestrymutual.com jguyer@forestrymutual.com
sogden@forestrymutual.com
chuff@forestrymutual.com
jwilliams@forestrymutual.com
919-745-4964
ccovington@forestrymutual.com
919-745-4967
searls@forestrymutual.com
919-745-4966 919-745-4965
eturner@forestrymutual.com lburns@forestrymutual.com
843-531-5019
pforeman@forestrymutual.com
919-760-6878
tbarber@forestrymutual.com
Account Representative
919-745-4963
Account Representative
919-745-4968
Account Representative
nwhite@forestrymutual.com
mmckee@forestrymutual.com jangley@forestrymutual.com FMIC 2nd QUARTER 2022
23