East Bay Real Estate Guide Volume 18 Issue 1

Page 1

ea R l Estate GUIDE EAST BAY

Your GUIDE To Buying & Selling

s

Volume 18 • Issue 1 • February 8, 2024

Serving Contra Costa, Alameda & Solano Counties

CALIFORNIA DREAM FOR ALL LOAN IS BACK 20% Down Payment Forgiveness, Funds Limited Please Contact Us ASAP To Get Certified

PPF offers a variety of loan programs to help you purchase a home in California 1. 0% down payment and closing costs, below average credit and income OK. Perfect for first time home buyers that are building credit. 2. Private mortgage/short term purchase loans; No appraisal required, same day approval and 5 days closing. Perfect for purchasing fixer upper. 3. Commercial loan; No personal income required, if loan amount under $750K no docs required at all including subject building. Perfect purchasing potential income properties.

Pacific Prime Financial

Billy Jeung

Broker/ Owner DRE #0209214 • NMLS #1976186

415.672.7176 • billy@pacificprimefinancial.com w w w. E B R e a l E s t a t e G u i d e . c o m


CHELSEY FAITH OVENELL NMLS# 1911626 Mortgage Advisor

CONVENTIONAL,FHA,USDA,NON-QM,DOWN PAYMENT ASSISTANCE,CONSTRUCTION, RENOVATION, PURCHASE, REFINANCE, 2-1 BUYDOWN - SPECIALIZING IN REVERSE MORTGAGES, VA AND HERO EMPLOYEE LOAN PROGRAM (H.E.L.P.) © 2023 Preferred Rate - Partnered with American Pacific Mortgage (NMLS# 1850). Branch NMLS# 2085568. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity. For licensing information, visit NMLSConsumerAccess.org. Reverse mortgages are loans offered to homeowners who are 62 or older who have equity in their homes. The loan programs allow borrowers to defer payment on the loans until they pass away, sell the home, or move out. Homeowners, however, remain responsible for the payment of taxes, insurance, maintenance, and other items. Nonpayment of these items can lead to a default under the loan terms and ultimate loss of the home. FHA insured reverse mortgages have an up front and ongoing cost; ask your loan officer for details. These materials are not from, nor approved by HUD, FHA, or any governing agency.


Call Now:

STEVE HILL

(925) 202-6597 DRE#01065494 Follow me on Instagram @ stevehillsellshomes

and his “2ND MILE SERVICE” Team

Join Steve on a GoPro-filmed nonstop run up Mt. Diablo!

E-mail: TheSteveHillSellsHomes@gmail.com

WANT TO TRADE YOUR ONE-STORY FOR THIS "KILLER DEAL"? OR BUY THIS OUTRIGHT FOR UNDER $589K? NO , s (ye e can I o M incom n ith ual w n wn er an o d % Buy s. 1 . nly e 1st etail O e: or th for d m f l o s h rate . Cal i h s t or eat % uyer f b r N IO & g time T OP 2nd 1stG le e CIN givab t to b N r INA % fo emen F IAL & a 2 equir C SPE ce!) NO r E n IBL sura with D RE ge in 1K C 7 N a I rtg to $1 o m up be

This GORGEOUS 3-bedroom, 3-bath contemporary 2-story single family home will win your heart! Features include a long-life concrete tile roof, bright modern kitchen, lovely laminate flooring downstairs, prized open floor plan, spacious rooms (some with vaulted ceiling), finished 2-car garage with bonus parking, and one of the largest yards in a gated subdivision. Thousands of $ of recent improvements including SOLAR SYSTEM, all new carpeting upstairs and on stairs. All offers—including FHA, VA, and 1st-time-buyer down-payment assistance—will be considered! Call 925-202-6597 for more details. February 8, 2024 • Volume 18 - Issue 1

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ea R l Estate GUIDE EAST BAY

IINNDDEEXX OOFF AADDVVEERRTTIISSEERRSS •• Volume Volume17 18- -Issue Issue13 1 •• February January 11, 8, 2024 2024 The following colors will lead you to your area of interest. Contra Costa County, Alameda County, Solano County, Sierra Foothills/Sacramento

CONTRA COSTA COUNTY 24/7 MORTGAGE........................................... 34

WINDERMERE Coker..................................... 21

ANTIOCH MEETING.......................................... 5

WOMEN'S COUNCIL OF REALTORS............... 29

BALBOA REAL ESTATE Hill.............................. 1

WR PROPERTIES............................................ G5

BETTER HOMES & GARDEN Griebling............ 8 BETTER HOMES & GARDEN McGee............. G8 B WALKER RANCH......................................... 32 CCRIM............................................................. 24 CHANGE MORTGAGE..................................... 27 CHRISTMAS CAN TREE....................................... COMPASS MacIntyre..................................... 20 COMPASS McDermett................................... G4 DELTA RANCHES & HOMES Abreau................ 3 DELTA REALTORS............................................. 6 DREWRY REAL ESTATE.................................... 9 EAST COUNTY BROKER TOUR....................... 30 EXP REALTY West.......................................... 12

ALAMEDA COUNTY 24/7 MORTGAGE........................................... MORTGAGE........................................... 34 REALTY WORLD COLISEUM.......................... COLISEUM.......................... G4

SOLANO COUNTY NEW CITY REALTY Jefferson..................................... Jefferson.....................................35 35

PROFESSIONAL HOME SERVICES ABBEY CARPET AND FLOOR CONCORD. CONCORD....... 15 BLUE DIAMOND INSPECTION. INSPECTION........................ 10

FAIRWAY Campagna...................................... 11

CL DESIGN SERVICES.................................... SERVICES.................................... 25

LIFT OFF AGENT............................................. 21

HOME INSPECTION PLUS.............................. PLUS.............................. 14

MAJESTIC HOMES............................................ 5

VIRTUAL 3D OPEN HOUSE TOURS morrisongraphics.online............................... morrisongraphics.online ............................... 31

MARPLES TEAM............................................IBC MEDALLION GOLD.......................................... 16 OLD REPUBLIC TITLE BRENTWOOD.............BC PACIFIC PRIME FINANICAL Jeung.........COVER PREFERRED RATE O'Malley Team............... IFC

STEVE MARGOLIS

Publisher Office (925) 679-7488 eastbayreg@aol.com

EDITORIALS

PATRICK MCCARRAN HOMES...................... HOMES...................... 28 CASE............................................................... CASE ............................................................... 22

PRESTIGE MANUFACTURED HOMES..... G2, G3 REALTY ONE GROUP McCarran...................... 4 REMAX ACCORD Aliloupour.......................... 19 REMAX ACCORD McKeane........................... 17 REMAX ACCORD Moulis................................ G1 RMA................................................................ 26 SERENO Weber.............................................. G6 STOKLEY PROPERTIES.................................. 25 TUCKER Thelmaque....................................... G7 WARREN PROPERTIES Mitchell..................... 7 WEICHERT HH & ASSOCIATES...................... 13

us on

Go to: www.Facebook.com/ eastbayrealestateguide Next Adverting Deadline is Tuesday January 23, 2024

AMIR ALILOUPOUR

Business Development Executive Realtor®, GRI (925) 876-0255 aliloupour@yahoo.comBRE#01406968 P.O. Box 87 Brentwood, CA 94513

Neither advertisers nor Real Estate Guide are responsible for any errors in the ad copy of this publication

w w w. E B R e a l E s t a t e G u i d e . c o m 2

• Real Estate GUIDE

February 8, 2024 • Volume 18 - Issue 1


Broker: DRE #01336343

CALL NOW AND EMBARK ON A JOURNEY TO A NEW CHAPTER, YOUR VERY OWN HOME WHERE YOUR FUTURE AWAITS!

DRE# 01765069

165 ACRES ! |

$1,690,000

17400 SHERMAN ISLAND RIO VISTA, CA Unearth the legacy of a lifetime on this cherished parcel, cradled by generations in the same family! Two enchanting homes grace the landscape—a cozy haven occupied by a delighted tenant and a nostalgic manufactured home once embraced by its owner. Behold the awe-inspiring Delta views, with the lot line extending to the water's edge, offering a front-row seat to nature's spectacle. Zoned AG 80 and two parcel numbers, this canvas of possibilities is presently a haven for gentle cattle, inviting you to shape its future. Among its many treasures are multiple shops and garages, providing a myriad of opportunities. Whether you're envisioning a waterfront retreat, agricultural venture, or a development masterpiece, this property beckons with unparalleled potential.

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18615 MARSH CREEK RD. BRENTWOOD DELTA RD. KNIGHTSEN, CA 5.12 ACRE LOT 270 ACRES

2,163 SQ.FT

3

2

2,163 SQ.FT

Merry

Christmas

And Happy New Year!

WWW.DELTARANCHES.COM

February 8, 2024 • Volume 18 - Issue 1

134 OAK ST. BRENTWOOD, CA 94513

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5485 EL CAMILE AVE, OAKLAND $849,000

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INTRODUCING 5485 EL CAMILE AVE., OAKLAND in the coveted Maxwell Park neighborhood! This charming 4-bedroom, 3-bathroom home is a true gem, and awaits its next homeowner to define it to their tastes As you step inside, you’ll be greeted by a generous living area filled with natural light, highlighted by gleaming hardwood floors and a cozy fireplace. The primary bedroom offers a serene retreat with an en-suite bathroom, while the 3 additional bedrooms provide ample space for family, guests, or a home office. A private yard with a deck and patio is an ideal spot for outdoor gatherings 5485 El Camile Ave. also includes a detached garage and off-street parking for your convenience. This prime location in Maxwell Park offers easy access to parks, schools, shops, and dining, making it a fantastic opportunity to embrace Oakland’s vibrant lifestyle. Don’t miss the chance to make this charming house your new home! courtesy Brian Pastor

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STEP INTO THE INVITING WARMTH OF THIS RUSTIC HILLS ESTATES HOME, a delightful singlestory residence nestled in a highly coveted location. Boasting 3 LARGE bedrooms and 2 baths, this 2,423 square foot home offers ample space for comfortable living. The open concept kitchen that boasts quartz countertops & stainless steel appliances. Its cozy family room provides a welcoming atmosphere for both daily life and gatherings. This property presents endless possibilities, with a generous 23,600 square foot lot offering room for expansion and personalization. A spacious deck and side patio beckon for outdoor enjoyment, while the spacious grounds invite creative landscaping endeavors, transforming this space into an entertainer’s oasis. courtesy Brian Pastor

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5233 FERN RIDGE CIR DISCOVERY BAY $832,000

COMPLETED 2022 WITH INCREDIBLE VALUE OFFERING $150,000 of UPGRADED Designer features & Fully Landscaped. Located on the Antioch/Oakley border. NO MELLO ROOS! This single-story home offers 2,489 of beautifully appointed square feet which includes Primary room with Walk-in closet, Junior Suite, & separate Jack & Jill rooms with total 3.5 bathrooms. Additional Office/Den (possible 5th bedroom). A Great -Room concept with Gourmet kitchen with luxury engineered wood plank flooring throughout. Additional features include OWNED SOLAR, Fridge, Washer & Dryer, Wine Cooler, 50amp EV outlet in Garage, Tankless Water heater & Security system! This home is just a few minutes’ walk to a beautiful community park with sports fields, basketball courts, playground, dog park and walking trails. Convenient proximity to schools, boating and outdoor recreation, shopping, dining, Farmers Market & the popular Streets of Brentwood. Affordable luxury meets lifestyle friendly location at the Hills at Park Ridge by Davidon Homes. courtesy Jacque S Sabella

GREAT CURB APPEAL IN THE LAKES AT DISCOVERY BAY. Large 4679 sq ft home complete with 6 bedrooms and 4 1/2 baths. Generous Gormet kitchen with large island and opens to family room which with built-in entertainment center. Home offers owner’s suite on main level, walk-in closets and tiled bathroom. Upstairs has 2 Jr. suites, and jack & jill bedrooms, and another bedroom plus a HUGE media room/loft. There is a 3 car garage. Back yard has pool and patio area with outdoor kitchen and Tikki Hut. Property does needs some TLC. courtesy Ron Pilgrim

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SIDE YARD ACCESS, RV PARKING, BOAT PARKING - You pick! Huge Backyard with a Nice Shed, Extended Driveway too! Vaulted Ceilings, Open Floor Plan, Newly Renovated Kitchen w/ Farmhouse Sink and Newer Appliances with Gorgeous Cabinets, Counter Tops. This Home has 3 Bedrooms, 2.5 Bathrooms with a Family Room, Living Room, Dining Area, Fireplace, Newer Air Conditioner, Sunk in Tub (owners suite) and 2 Car Garage. Close to Freeway Access, Shopping Areas. courtesy Mona Philips

85

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LOCATED ON HILLMONT DRIVE, This beautiful Eastmont Hills home has been meticulously renovated, offering a perfect blend of modern comfort and classic charm. Step inside to discover an open-concept living area flooded with natural light. The gourmet kitchen boasts stainless steel appliances, sleek countertops, and ample storage. The luxurious master suite is a retreat in itself, featuring a spacious bedroom and a en suite bathroom. With brand new flooring and fixtures throughout, this home exudes elegance at every corner. Outside, enjoy your private backyard oasis, perfect for outdoor gatherings and relaxation. Located in a convenient neighborhood, you’ll have easy access to shops, dining, parks, and transportation. Don’t miss the opportunity to make this fully renovated home yours! courtesy Brian Pastor

5495 CANYON RIDGE WAY ANTIOCH ANTIOCH

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3078 73RD AVE, $699,000

225 E EL CAMPO AVENUE STOCKTON $385,500

1883 CARPENTER RD OAKLEY COMMERCIAL BANER $835,000

GREAT SINGLE STORY IN ESTABLISHED NEIGHBORHOOD. Spacious 3 bedroom 2 bath home featuring 1,629 sq ft. Large living room with hardwood floors and plenty of natural light. An equally generous family room with LVP flooring complete with fireplace. 3 large bedrooms and 2 separate full bathrooms. Laundry room and an attached garage. Central heat/air for your comfort. Situated on a 7,950 square foot lot and features 2 sheds and raised garden beds ready for the spring. Centrally located and close to major shopping. parks, schools and easy access to 99 or 5. This home has great potential just needs a little bit of TLC.

GREAT POTENTIAL TERRIFIC LOCATION. Per the Oakley city zoned General Commercial property, 3.66 Acres and located off a Empire Drive a main arterial road. Close to large retail developments with national retail anchors, easy freeway access, Undeveloped Land - BUYER advised to verify use and zoning possibilities with Oakley City and appropriate municipal agencies

“From Estate Homes to Manufactured Homes I can help. Text or email Sellers Staging Tips or any questions”

Patrick McCarran & McCarran Homes DRE# 01325072 In association with Realty One Group Elite DRE#01931601 Each office independently owned and operated.

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• Real Estate GUIDE

February 8, 2024 • Volume 18 - Issue 1


22 KESTREL WAY,

705 CHADWICK-94565

FOR RENT $3500 COMING SOON FOR LEASE IN BRENTWOOD Conveniently located 4 Bedrooms, 3 Bathrooms and 2 car garage home for lease. Close to School, Park and shopping. No smoking and No pets.

FOR SALE $329,000 CONDO FOR SALE IN BAY POINT Ve r y c l e a n c o n d o w i t h 2 bedrooms, 2 bathrooms and 1 car garage home in Call us to see this beautiful home. Close to Highway 4 and BART station.

149 BURBANK

22 MANCHESTER LN 94533

$3600 FOR LEASE IN HAYWARD Gorgeous 12 year old Townhouse . 3 bedrooms , 3 bathrooms and attached 2 car garage, modern kitchen offering granite counter tops, stainless steel appliances. Master suite has spacious walk-in closet. Convenient Location and Close to Amenities, Downtown Hayward, Shopping, Freeway 880 and 92. Bart Station and schools.

FOR SALE $405,000 TOWN HOUSE FOR SALE IN FAIRFIELD Beautiful two story town house with 2 bedrooms, 2 bathrooms and 1 car garage in Fairfield near Travis Air Force Base. One bedroom and a bathroom downstairs. Great location. Ready to move in.

Service Excellence - Experience the Difference

MAJESTIC HOMES

3711 Sunset Lane, Suite F, Antioch, CA 94509

WWW.MajesticHomes.US Office: (925)779-1234 Ramesh Suman

DRE - 00871752 GRI, CDPE, RCS-D RES.NET AMP REO Certified HAFA Short Sale Specialist AHOP Certified Director - Delta Association of Realtors (925)366-3618

Rajbir S. Sarkaria

DRE License - 01499991

Direct: (925)766-5784 E-mail: Raj@MajesticHomes.us

Dilbag Singh Realtor DRE License - 02209135

Direct (209)834-4641 Email - SDilbag78@gmail.com

Ramesh@RameshSuman.com

ATTENTION Real Estate Professionals COME TO THE ANTIOCH/PITTSBURG MARKETING MEETING AND TOUR PROMOTE YOUR LISTINGS The best way to start promoting your listing to fellow Realtors is to present it at the Marketing Meeting and Tour, held every Thursday (excluding holidays) at 8:30 am at the Delta Association of Realtors. Great opportunity to network with brokers, agents and affiliates.

We have educational and motivational speakers at some of the meetings. ANTIOCH/PITTSBURG/BAY POINT

Day and Time: Now Every Thursday at 8:30 am

Antioch/Pittsburg Broker Tour is now meeting in person every Thursday 8:30 am at the DAR Conference Center 3428 Hillcrest Avenue, Suite 200, Antioch, CA • Cost $3.00

Contact Ramesh Suman (925) 779-1234 • Ramesh@RameshSuman.com February 8, 2024 • Volume 18 - Issue 1

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On behalf of our 2023 DAR President, Virginia Viera Mitchell, we would like to thank the 2023 Delta Association of REALTORS® Board of Directors and the 2023 Committee Chairs for a successful Year. 2023 DAR Board of Directors

2023 DAR Committee Chairs

VIRGINIA VIERA MITCHELL PRESIDENT LAURA AGDANOWSKI President Elect JAMES BRITTO Treasurer PATRICK MCCARRAN Immediate Past President DELIA COLMENARES Director JODY DREWRY Director ALEX HUEZO Director MARGARET MAGGIE HURTADO Director VALERIE SQUIER Director JOE WHEELAND Director KEVIN VIERRA Director

Budget and Finance JAMES BRITTO Strategic Planning LAURA AGDANOWSKI Bylaws JAMES BRITTO Education VALERIE SQUIER Membership JODY DREWRY Local Government Relations (LGR) SCOTT MACINTYRE Local Candidate Recommendations (LCRC) AARON MEADOWS Affiliate Council ALEX COONS Delta REALTOR® Community Service Foundation (DRCSF) KIESHA ZOGG Bridge MLS Lead Representative KEVIN VIERRA Young Professional Network RACHEL BARRIOS

We would also like to welcome 2024 Delta Association of REALTOR® Board of Directors and Committee Chairs 2024 DAR Board Directors

2024 DAR Committee Chairs

LAURA AGDANOWKI President VIRGINIA VIERA MITCHELL President Elect JAMES BRITTO Treasurer PATRICK MCCARRAN Immediate Past President DELIA COLMENARES Director JODY DREWRY Director ALEX HUEZO Director MARGARET MAGGIE HURTADO Director VALERIE SQUIER Director JOE WHEELAND Director KEVIN VIERRA Director

Budget and Finance JAMES BRITTO Strategic Planning VIRGINIA VIERA MITCHELL Bylaws VIRGINIA VIERA MITCHELL Education VIRGINIA VIERA MITCHELL Membership JODY DREWRY Local Government Relations (LGR) SCOTT MACINTYRE Local Candidate Recommendations (LCRC) AARON MEADOWS Affiliate Council ALEX COONS Delta REALTOR® Community Service Foundation (DRCSF) KIESHA ZOGG Bridge MLS Lead Representative KEVIN VIERRA Young Professional Network RACHEL BARRIOS

Delta Association of REALTORS® & Delta REALTORS® Community Service Foundation

(925) 757-8283 3428 Hillcrest Avenue, Suite 200 Antioch, CA 94531 6

• Real Estate GUIDE

www.DeltaAOR.com info@DeltaAOR.com February 8, 2024 • Volume 18 - Issue 1


Virginia Viera Mitchell

BROKER/ASSOCIATE

2019 Realtor® of the Year, Delta Association of Realtors® • 2023 President, Delta Association of REALTORS® CA DRE License #01230273

cell 925.325.2170 www.BuySellRent925.com @BuySellRent925

857 Second Street, Suite B, Brentwood, CA 94513

t a ed 0 r e f f O 99,00 $1

16612 STAGECOACH AVE, CORNING SELLING TWO PARCELS IN ONE AMAZING PRICE!

Spacious 3 bedroom, 2bath Manufactured

set away from street for privacy. Lot is mostly gentle rolling hills with trees around perimeter. Adjoining 1.8 acre lot sold jointly (no utilities on 2nd lot - 7395 Bluebird Road), for a combined 3 acres. Rancho Tehama is a rural subdivision located approx 12 miles from I-5, between Red Bluff and Corning, nestled between Trinity National Forest, Shasta Trinity National Forest, Lassen National Forest, and Mendocino National Forest. Offered at $199,000

Follow Me @BuySellRent925 on Instagram & Facebook for upcoming First Time Home Buyers Seminars February 8, 2024 • Volume 18 - Issue 1

Real Estate GUIDE

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Cathleen Griebling 925.437.4494

Catgsellshouses@gmail.com CABre#01381545

2012

y Friends, ays M eD h t re T h o s e we Never End hey’d We T h ou ght T

It's Not To Late...Let's Talk

LONG BARN CALIFORNIA $275,000 Picturesque cabin nestled in Stanislaus National Forest: Set core memories in the open-concept great room with knotty pine paneling, pellet stove, and French doors that lead out to spacious deck patio, perfect for outdoor dining and catching sunrise. There are 3 out-buildings on this property which are currently used as a workshop, laundry room and outdoor patio with fireplace. 2 bedrooms, 1 bath, 756 sq ft. 6969 sq ft lot.

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• Real Estate GUIDE

February 8, 2024 • Volume 18 - Issue 1


Jody Drewry Broker Lic. #01478000

117 Pleasant Place • Antioch, CA 94509

(925) 818-1977 Call/Text roa.jody@gmail.com www.jodydrewryrealestate.com

33 YEAR OF EXPERIENCE I have been in the Real Estate Industry since 1986, with 21 years Title Insurance experience, a Certified loan signing agent, Mobile Notary since 2003, Real Estate agent since 2005, Real Estate Broker since 2016, Women's Council of Realtors Secretary 2018 & 2019 and Women's council of Realtors 2020 President-Elect.

YOUR REFERRAL IS THE BEST COMPLIMENT I CAN EARN !!!

Sold

ANTIOCH 3 bedroom, 2 bath, 1298 sq ft ***Super Cute*** Original owner is now looking for the next buyer to call this their home, Check out this well cared for 3 bedroom 2 bath, updated Kitchen and Baths, New HVAC installed in 2022, nice size backyard to entertain under the covered patio, beautiful landscaping, close to schools, shipping and freeway access!! Did we mention Affordable!! Don't Miss Out on this adorable home!!! $548,000

1400 SAN JOSE DR

Sold

ANTIOCH 2/2 1222 SQ FT Beautiful home in Delta Villa Estates 55+ community! This well-maintained 2 bedroom, 2 bathroom home features a freshly painted interior, newer HVAC, an updated kitchen and dining area with custom cabinets, an open combined living room and family room area, 2 car garage with a loft to provide tons of storage, and a cute yard with garden and a gorgeous covered deck in both the front and backyard! Enjoy the amenities offered by this community including a club house, social clubs, community events, dog park, pool, spa, sauna, exercise room, and a pool table room. $199,999

1823 GENEVA LN

e SASocoltdoldilvd S 29 ONTARIO

SAN MATEO 3/2 1310 SQ FT Must see! This completely updated house is a buyer's dream. Abundant natural light and hardwood flooring grace every room. The living room, with its cozy fireplace, adjoins a separate dining area. The updated eat-in kitchen gleams with granite counters and stainless steel appliances. You'll discover three welcoming bedrooms, including a master suite with a walk-in closet, remodeled bathroom, and a ceiling fan for comfort. Two guest bedrooms and a flexible fourth room for an office or bedroom complete the picture. Enjoy new front yard landscaping and a spacious backyard featuring a wood deck, patio, lawn, fruit trees, and a tiki hut with a wet bar, perfect for gatherings. This home ensures easy commuting to 101 and the East Bay. Ideally situated near the bay trail, a public golf course, parks, schools, downtown shops, restaurants, and the CalTrain Station. Don't miss this gem! $1,288,000

Sold 1107 BEVERLY ST

LISTINGS BY RICK AND GLORIA HARRIS

e ctiv

A

5059 CLAREMONT

OAKLEY Spacious 4 bedroom, 3 bath home located on a nice, quiet, court in Oakley. Open concept floor plan with high ceilings making it roomy and light. 1 full bedroom and 1 full bathroom downstairs. 2 zone heating/air with all new ducting, new whole-home air purifier, tankless water heater installed 3 years ago, new garage door opener, artificial turf in front and backyard with gopher barrier installed under front turf. Large side yard with double gate and room for an RV/boat/trailer. Washer/dryer and refrigerator can convey if desired. Close to shopping, dining, schools, Amtrak and a few miles from the Antioch BART station. $685,000

February 8, 2024 • Volume 18 - Issue 1

ANTIOCH 4/2 1409 SQ FT Super Cute 4 Bedroom 2 bath home in Beede Park, nicely maintained home in a well desired neighborhood, close to parks, schools, downtown restaurants the lovely Delta River is close by and freeway access is near. You'll enjoy this Beauty. $550,000

LISTINGS BY ROB HARRIS

e

iv t c A

3436 HILLCREST AVE STE 200

COMMERCIAL OFFICE Incredible opportunity awaits 3,265 sq ft of office space. Includes 5 patient rooms, lobby area, reception area, lunch room, 2 private bathrooms ADA compliant. All mounted counters, cabinets and shelving convey. Two assigned parking areas with plenty of additional parking onsite. Close to E-Bart, freeway and shopping center. $875.000. Contact agent Rob Harris at 925-826-8818 or rob85522@gmail.com

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$50 D IS C O

UNT

if you mentio n Steve with the Real Estate Guide

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February 8, 2024 • Volume 18 - Issue 1


February 8, 2024 • Volume 18 - Issue 1

Real Estate GUIDE

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KC     Providing over 22 years Dedicated Real Estate Services WCR Delta Chapter President 2013, 2012 President Elect & 2011 Secretary

925.584.0235

Direct: kellywest.westproperties@gmail.com

West

PROPERTIES Westproperties.org

Hablo Español • DRE 01305640

SOLD BUYER REPRESENTATION

DISCOVERY BAY $880,000 ANTIOCH $685,000 SENIOR PARK SELLER REPRESENTATION SUMMERFIELD SELLER REPRESENTATION SENIOR PARK BUYER REPRESENTATION

S

D OL

ACREAGE IN BRENTWOOD Buyer Represented

L SO

D

5443 SUMMERFIELD

ANTIOCH $600,000 5 bedrooms, 3 baths, 3150 sq ft. 12

Real Estate GUIDE

WHY RENT WHEN YOU CAN OWN

Now is an excellent time to buy & sell! OAKLEY $128,000 EXCELLENT OPPORTUNITY Look no further, this 1152 sq ft 3 bedroom, 2 bath mobile home is centrally located in the heart of Oakley at the Big Oak Mobile Home Park for seniors 55+. Near BART and the upcoming train station. It features SunRun Solar Electric for Low Energy cost with central forced air and heat. Park included will water, this mobile home with a water filtration style.

LD ARK O S RCYPRESS 210 WEST P #52 O I N E S

D RK L O A S 3505YALCOT P IL M FA

BETHEL ISLAND $120,000 FAMILY PARK

COMING SOON 17 HAMILTON CT, OAKLEY, CA 94561

LARGE LOT ON CUL-DE-SAC New flooring throughout. Includes luxury SPC flooring throughout. New quartz countertop in kitchen. February 8, 2024 • Volume 18 - Issue 1


Oscar Acosta DRE#02117956 925-699-3725

Lynda Nichols DRE#01988304 Hablo Español 925-325-2013

Barbara Hartman DRE#01788336 925-565-5842

Regina Britton DRE#01733171 925-565-7633

Michelle Ayers DRE#01038624 209-815-0211

Carla Libert

Emily Moore

Vincent Leon

Tannell Hawkins

DRE#02012990 510-912-1992

mayers@hhandassociates.com

Sheena Sunga DRE#02180962 415-583-0181

DRE#02050230 925-783-3169

DRE#02206019 510-856-6072

DRE#002134011 925-849-0446

Moving in? Moving Out? Moving Up!

We get more because we do more! Contact us for a FREE no obligation honest evaluation

925-872-0001

2170 Main Street, Suite C, Oakley, CA 94561

• • • •

Residential Land Commercial Property Management

w e i c h e r t @ h h a n d a s s o c i a t e s . c o m • w w w. w e i c h e r t h h . c o m

Sue Hansen Owner

Najee Abraham DRE#02093870 209-482-7017

Owner/ Broker DRE#01777243 925-872-9625

Owner/manager • DRE#01466462 Hablo Español 925-584-9841

Maggie Hurtado

Connie Pierson

Carla Blair

James Hansen

Veronica Delgado

Dave Hansen

DRE#00806622 925-337-7709

February 8, 2024 • Volume 18 - Issue 1

DRE#0199657 916-370-9093

Certified Transaction Coordinator #890737 DRE#01962058 949-412-8926

DRE#02144696 510-221-8649

Venita Kelly

Assistant/Accountant

Judy Bittner Relocation DRE#00455238 925-200-1837

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Proudly serving Brentwood and East County since 2002! 14

Real Estate GUIDE

February 8, 2024 • Volume 18 - Issue 1


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Real Estate GUIDE

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• Real Estate GUIDE

February 8, 2024 • Volume 18 - Issue 1


Contact Mike Mckeane at 925.683.3002 Contact Andrea Benavides at 925.482.4560 (Se Habla Español)

With over 40 years experience in the real estate industry, I am more than qualified to be your trusted REALTOR® in your home selling or home buying process.

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Real Estate GUIDE

17


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is ind Each office

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erated • BR

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Real Estate GUIDE

February 8, 2024 • Volume 18 - Issue 1


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February 8, 2024 • Volume 18 - Issue 1

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Real Estate GUIDE

• G1


Backyard House, ADU (Additional Dwelling Unit), In Law Unit Be the first to own a 2024 ADU

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• Real Estate GUIDE

Immediate Benefits:

• Easy permits turn around time (Shortened construction time) • Increases property value (Rental income or inlaw house) • Duplex, Fourplex, or investment property. (Fast turn around time) • Tax write off and other great benefits may apply!

February 8, 2024 • Volume 18 - Issue 1


OUR SPECIALTIES: • MH=Mobile Home • Mobile Homes • Manufactured Homes • Tiny Homes • Guest Homes MH • Mobile Home Parks • Financing of Mobile Homes • Repairs of MH • Parts for MH • Trade-In for MH • Bank Owned MH • Moving MH • Private Property MH • Free Estimates on MH • VA & Cal Vets Loan

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Bank Owned, Private Parties & Investor Properties! Park

City

Space

Year

W

L

Bed

Bath

Ref Code

Space Rent

Offer Price

Type

Camino

Byron

64

1973

24'

40'

2

1

S5387U/X

$900.00

$119,900

Fam

Caribou

Stockton

68

2022

24'

46'/48'

3

2

009-000-H-A006429A/B

$650.00

$209,900

Sr

Vista Diablo

Antioch

154

2024

20'

52'

3

2

TBD

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$229,900

Sr

Vista Diablo

Antioch

155

2024

28'

60'

3

2

TBD

$1,000.00

$289,900

Sr

Vista Diablo

Antioch

156

2024

24'

56'

3

2

TBD

$1,000.00

$259,900

Sr

El Matador MHP

Vacaville

38

2024

24'

56'

3

2

TBD

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Fam

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369

1974

12'

60'

2

1

9314M06815450354E

$760.48

$139,900

Fam

Hidden Glen

Pollock Pines

21

2024

21'8"

52'

2

2

009-000-H-A006879A/B

$600.00

TBD

Fam

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TBD

2023

14'

52'

2

2

TBD

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20'

50'

3

2

TBD

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Plymouth

31

2022

26'8"

60'

3

2

009-000-H-A006364B/A

$600.00

$269,900

Fam

Rancho Del Oro

Plymouth

35

2023

28'

56'

3

2

TBD

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30'

56'

3

2

TBD

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40'

60'

3

2

TBD

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Fam

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Stockton

119

2022

24'

46'/48'

3

2

009--000-H-A006505B/A

$650.00

$214,900

Fam

The Meadows

Pittsburg

195

2024

24'

56'

3

2

TBD

$875.00

$289,900

Fam

*Disclaimer: Prices and availability subject to change without notice. Highlighted properties are currently pending. *Descargo de responsabilidad: Los precios y la disponibilidad están sujetos a cambios sin previo aviso. Las propiedades destacadas están actualmente pendientes.

181 Sand Creek Road Suite I-1, Brentwood, CA 94513 925-516-6755 Direct Free list of mobile home communities & parks Notary On Site & Mobile Notary If Needed

February 8, 2024 • Volume 18 - Issue 1

Email: TonyBess@prestigemh.com Real Estate GUIDE

Manufactured / Mobile Homes • Affordable Living

AFFORDABLE HOUSING FOR ALL!

• G3


Lorannia Byrd DRE #01017118

510-533-4454

REALTY WORLD

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®

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Each office independently owned and operated Lic# 00792664

5754 Foothill Blvd. Oakland, Ca 94605

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510-612-0033

Build Wealth 3332 82ND AVE., OAKLAND, 94605

OAKLAND • $875,000 3 bedroom, 1 bath, Tri-level, at top of hill with lovely view. Formal dining, den leading to rear yard, Cozy Living room with fireplace Single attached Garage. Close to 580, City transportation, Bart, Schools, Churches, etc.

One House At A Time Buy Your First Home Call For A FREE Consultation

REALTY WORLD Coliseum Realty • (510) 567-0257 G4

• Real Estate GUIDE

February 8, 2024 • Volume 18 - Issue 1


February 8, 2024 • Volume 18 - Issue 1

Real Estate GUIDE

• G5


11 39 Canyon H ills R o a d , S a n R a m o n • 4 B e d s • 2 ½ B a t h s • 2 3 6 0 ± s q f t • L i s t e d a t $1,995,000 Welcome to 1139 Canyon Hills Road, San Ramon! Enjoy the convenience & privacy of a gated community, complete with 3 beautiful pools and 2 tennis courts. This home offers 4 bedrooms, 2.5 baths, 2360+/-sf, on .15+/-acre lot. Mostly original, kitchen with breakfast nook & walk-in pantry. Living room with built-in shelving, marble-faced fireplace & vaulted ceiling. Family room with fireplace, wet bar, and large slider to access the beautiful backyard with views and a fountain. Laundry room and half bath on main level. Upstairs you’ll find the primary bedroom suite with walk-in closet, soaking tub, & glass-enclosed shower. One secondary bedroom w/closet can be accessed from the primary bedroom and the hallway. Two additional bedrooms at the front of the house, both with mirrored closets. Bathroom with skylight and a tub with glass enclosure. Linen closet in the hallway. 3-car garage with some built-in storage. Excellent home for multi-generational living in an excellent location! https://listings.allaccessphoto.com/sites/1139-canyon-hills-rd-san-ramon-ca-94582- 4269342/branded

Mike Weber R E A LTOR ®

925. 487. 7609 mw eber@s erano .co m s erano. c om D R E 00441586

380 Diablo Road #100 Danville, CA 94526

©2022 Moxiworks. Pub 8/22 this information was supplied by third party sources. Sales Associate believes this information is correct but has not verified this information and assumes no legal responsibility for its accuracy. Buyer should verify accuracy and investigate to Buyer’s own satisfaction.

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• Real Estate GUIDE

February 8, 2024 • Volume 18 - Issue 1


HAPPY NEW YEAR! 2024 is the PERFECT TIME to Make Your Move Let's NAVIGATE the Road Ahead TOGETHER Build A Door. Door.

How do Carolynn Thelemaque’s clients describe her? PROFESSIONAL ✔ ENERGETIC ✔ UNDERSTANDING ✔ HARD WORKING ✔ AWESOME ✔

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®

®

CELL 925.360.9907 CarolynnThelemaque.com

CalBRE # 01339361

February 8, 2024 • Volume 18 - Issue 1

Real Estate GUIDE

• G7


Diana McGee 925.642.5733

CDPE, Realtor • BRE#01725256

E-mail: dianamcgee63@gmail.com • www.antiochrealestate.net

1833 Trembath road ANTIOCH - $637,000

Beautifully updated and move-in ready! Situated on a 9000 sf lot with RV/Boat parking in a quiet court location. This stunning split level home has a fantastic open floor plan that is drenched with lots of natural sunlight, gorgeous HARDWOOD floors, fresh interior paint, newer Simonton dual pane windows, recessed lighting throughout, newer HVAC system and water heater, a full bed and bath downstairs, a bar area and indoor laundry room. Large eat in kitchen features newer maple cabinets, granite countertops and stainless steel appliances that include refrigerator and built-in microwave/ oven. All the bathrooms have been recently updated with beautiful vanities, granite, marble, tiles, 2 walk-in showers and dual flush toilets. Enjoy entertaining on your private front or back patio. Huge sideyard with room for possible ADU. Close to BART, dining and easy freeway access. Come check it out!!

G N I 3130 D View Drive Antioch N PE ANTIOCH - $535,000 Location, Location, Location! Tucked away in the rolling hills of Antioch, in a wonderful, well established neighborhood with beautiful views of Mt Diablo, this lovingly maintained home is ready for your personal touch and creative visions. The possibilities are endless! Already done for you are dual pane windows, gorgeous slab granite countertops and backsplash in the kitchen, central heat and air, meticulously maintained yards with fantastic viewing deck in back! Conveniently located near schools, parks, restaurants, shopping and easy freeway access this is an opportunity not to be missed.

G N I D 51 applegate lane

N PE

OAKLEY - $569,000 Welcome to 51 Applegate Ln! This charming home with 3 bedrooms and 2 baths offers a tranquil escape with its private location and inviting front porch, perfect for enjoying the refreshing Delta breeze. Step inside to a spacious living room and formal dining room with lots of natural light, ideal for entertaining or relaxing. The updated eat-in kitchen features ample cabinetry, stainless steel appliances that includes a gas stove and a large pantry. Retreat to the primary suite with its beautifully updated bathroom complete with an air jetted sunken soaking tub, separate shower, dual sinks and walk-in closet with built ins. Two additional bedrooms offer versatility for guests, a home office, or a gym. The backyard has endless possibilities for gardening, play or enjoying the CA sunshine. The covered patio is perfect for outdoor dining and entertaining. Highlights include newer central heat and air, tankless water heater, indoor laundry, 2 car garage and additional covered parking with possible RV/Boat parking. Check it out!

LD O S 4813 belford peak ANTIOCH - $705,000 Ready for you to move right in!! Gorgeous executive home located in the highly desired Diamond Ridge neighborhood on a premium lot with an amazing private backyard and a 3 car-garage. The open-concept floor plan flows with lots of natural sunlight, high ceilings and beautiful bamboo flooring. The large eat-in kitchen has stainless steel appliances that include a gas burning stove, new cabinet hardware, custom stainless steel sink and formal dining room. Full bed and bath downstairs and indoor laundry room with built in cabinets. Upstairs you'll find a huge bonus/game room with fireplace and window seating. The large primary suite has 2 closets, 1 is a walk-in closet, dual sinks, large soaking tub and separate shower. Upgrades include all new carpeting, baseboards, new entry and dining lighting, window blinds, fresh interior paint and newer exterior paint, 2 fireplaces, RING doorbell, newer HVAC and SOLAR. This entertainer's dream is a short walk to the golf course, Contra Loma Regional Park, Starbucks, restaurants and In-Shape Fitness. Close to schools, hospitals and shopping. It's a must see!

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• Real Estate GUIDE

February 8, 2024 • Volume 18 - Issue 1


Amir Aliloupour Realtor®, GRI

(925) 876-0255

aliloupour@yahoo.com • www.RealEstateGuyz.com Each office is independently Owned & Operated BRE#01406968

In the dynamic world of real estate, success is often synonymous with collaboration and networking. One entrepreneur's journey beautifully exemplifies the incredible impact of connecting with like-minded individuals in the field. For me, the real estate community is not just a marketplace; it's a tightly-knit network of professionals who actively support each other to thrive. Through this thriving network, I had the opportunity to join forces with remarkable talents like Marcus Jackson Photography, Rob Sogomonian of the media company, and Scott Bigelow, the visionary behind Basset Wine. Thanks to Steve Margolis and Real Estate Guide Magazine, my business found an exceptional real estate marketing platform in our local area. This valuable exposure has greatly benefited my brand and success within the real estate community. The synergy of these partnerships has proven to be a game-changer for my business marketing efforts. Marcus Jackson Photography brought an artistic eye that elevated property visuals, Rob Sogomonian harnessed the power of media to broadcast the brand's unique story, and Scott Bigelow's expertise in the world of wine offered a delightful touch to client interactions. It's not just about the individual successes; it's about the collective strength of this vibrant community. These collaborations are more than just transactions; they represent an exchange of knowledge, creativity, and support that is truly priceless for real estate professionals and their brand. Intriguingly, the initial connections with these talented individuals and many others were forged through the cornerstone of my real estate success – the weekly real estate meetings in Walnut Creek and Danville. These gatherings serve as a nexus for ideas, camaraderie, and opportunity. The networking power inherent in these meetings has, without a doubt, been the driving force behind my flourishing business in 2023. Real Estate Guide exemplifies that in the world of real estate, the key to success lies in the ability to collaborate, network, and harness the collective genius of the community. Their story is a testament to the transformative power of unity within the real estate industry. Discover more inspiring stories like this in our magazine, where we celebrate the achievements and innovations within the ever-evolving real estate community.

Scott Bigelow Founding Independent Wine Ambassador Boisset Collection

(925) 699-3310 Wine Tastings / Wine Club / Corp. Gifts / Custom Labels / Careers in Wine

www.scottswinetaste.com

Marcus Jackson Photographer

510-556-1173 Marcusljackson.photoshelter.com

Robert Sogomonian Owner / Creative Director Psyjnir Media Studios Realtor® • Trainer Keller Williams Realty East Bay

(925) 766-0869 rsogomonian@psyjnir.com

Steve Margolis Publisher East Bay Real Estate Guide

(925) 679-7488 eastbayreg@aol.com www.ebrealestateguide.com

February 8, 2024 • Volume 18 - Issue 1

Real Estate GUIDE

19


D

L SO

BUTTERCUP

PITTSBURG: Own the last Piece of the beautiful historic Buchanan Ranch in Pittsburg. 1.67 acres of bare land nestled between the park and the Buchanan family homes Phenomenal opportunity for development or a family compound. Shown by appointment only $839,000

D

L SO

COUNTRY LIVING, JUST OUTSIDE TOWN. 3/2 Family Home with additional 500 +- sq ft fully contained Au-Pair unit downstairs. Perfect for extended family or additional income. .89 Acre lot. . 3 Driveways, plenty of room for RV. Boat & Trailer. A dozen assorted fruit trees and large storage outbuilding. Spectacular Sunset Views. $1,100,000

n , / e K

I NEED INVENTORY

D

L SO

Call me to see what your home is worth

PITTSBURG - ORIGINAL OWNERS 4 bedroom, 2 bath single story 1663 sq ft + covered patio w/pool table, side yard access. $599,000

For Real Estate I will take you through it from start to finish. I have assembled a TEAM of the BEST Lenders, Inspectors, Title Co's & Contractors.

COMPASS

Scott MacIntyre (925) 783-8286 DRE# 01325274

Scott.mac@compass.com 20

Real Estate GUIDE

February 8, 2024 • Volume 18 - Issue 1


LET'S DO BUSINESS!

VICKIE COKER Realtor • DRE #01085216

925-202-4080

"I'll Pop You In The Car"

L

vcoker@flash.net

KING TO MOVE OUT OF CALIFORNIA? CALL ME VICKIE I will help you sell your home in California and pop you into my car and l k to make sure you are buying safely in other states. Realtor for over 35 years. Vickie Coker 925.202.4080

February 8, 2024 • Volume 18 - Issue 1

Real Estate GUIDE

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INTEREST RATES ARE LOWER; FOR HOW LONG? Mortgage interest rates have dropped from nearly 8% recently to under 7%! This appears to be good news if you listen to news outlets that imply that this may just be the beginning. Many people may decide to wait for rates to drop to more affordable levels. My advice is to try to make a purchase as soon as is practicable for the reasons lined out in the paragraphs below.

Coupled with this, new home construction will also be affected. In this scenario, the remaining builders will incur higher costs which will most likely be included in the purchase price. The government debt will have to be paid by taxpayers, lowering any available income that people will have available to purchase a home.

Today, we have a shortage of homes available on market despite the higher rates. Decreases in mortgage rates will most likely allow more homebuyers to enter the market adding to the competition for homes and leaving prices either unchanged or increased with more potential offers, thus eliminating any benefit the lower rates may provide the homebuyer. The lower rates go, the higher the competition for homes comes out and prices may increase.

This will happen unless either or both of the next 2 items come to fruition. More homes need to become available for sale. Builders fin a way to reduce the cost of building homes which require agreement with governments overall to reduce development costs and potentially allow more land to be available to build upon. The other is much more dire, and I hope that it does not happen. A full recession comes into play causing economic hardships across the board. These times are more difficult for everyone and need to be avoided.

If a homebuyer waits for mortgage rates to go to the lows we saw just a couple of years ago, they will more than likely wait for them for the same length it took for them to reach the 3% level, which was in the 1930s while the country was coming out of a depression. Current history indicates that we may reach as low as 5-6% at some time in the future, but there are several things that get in the way of this occurring.

I have purposely avoided mentioning inflation to this point. To be sure, while the monthly inflation increase is lower, prices continue to increase; just look at your grocery bill, utility prices and almost everything in our economy, including housing, both purchase and rents. Threse are real impacts to our finances and will remain with us daily of the cost of living today.

The US Treasury has over 6 trillion dollars in bonds to be issued by the end of the 1st quarter of 2024. All of this will drive interest rates higher for every sector of the markets, including the real estate mortgage market. Based on this, I would suggest that it is a good practice to attempts to purchase now, rather than later.

Finally, it is truly my suggestion to get into the real estate market as soon as you can. Things do not appear to be getting cheaper, no matter what the outcome of today’s troubles.

John Case is a Broker Associate with Corcoran Icon Properties (CA) & Stanberry Realtors (TX) He has dealt with all aspects of Real Estate during his career and can answer any question that you may have regarding your home. CalDRE Lic:00622378

He is also the editor of the East Contra County Real Estate Economic Report. He works with his wife Diana in Brentwood. They can be reached at 925-382-9771 or by email at johnacase@stanberry.com 22

Real Estate GUIDE

February 8, 2024 • Volume 18 - Issue 1


FIND YOUR NEXT HOME ON THE INTERNET

If You Are Looking For A Home In Alameda, Contra Costa or Solano County Visit the EAST BAY'S Own Web Site

www.EBRealEstateGuide.com The East Bay's BEST Website With TWO Ways To Search For A Home Home Search Magazine Style

The entire magazine is online in magazine format, the pages flip electronically.

Home Search By Your Criteria

Most homes in this magazine are online. View them in color and search by town, price, bedroom & bath.

CHECK OUT OUR NEW MOBILE ENHANCED WEBSITE

Rea l Estate GUIDE EAST BAY

Serving Contra Costa, Alameda & Solano Counties

ATTENTION REAL ESTATE AGENTS:

Listings advertised in The Real Estate Guide Magazine Are AUTOMATICALLY Published On The Internet for FREE Your Listings Are Also AUTOMATICALLY Sent To Our Partner Web Sites February 8, 2024 • Volume 18 - Issue 1

Real Estate GUIDE

23


Over $10,000 was raised at this years Holiday Party for local CHARITIES

Congratulations to our Realtor & Affiliate of the Year Jerry Kidd Marcus Jackson

24

• Real Estate GUIDE

February 8, 2024 • Volume 18 - Issue 1


CL

design services EXCEP TIONAL

S TAG I N G

Cathy Lee Cibelli ASP, RESA-PRO®, IAHSP

925.351.6118

Professional Property Management Services • Marketing/Advertising • Tenant Screening • Rent Collection • Lease Enforcement • Monthly / Operational Reports • 24/7 Emergency & Routine Maintenance • Responsive Communication • 100% Transparency

Working with residential property owners to maximize profits and minimize liabilities

DRE#01862445 • www.stokleyproperties.net • 925.289.8930

February 8, 2024 • Volume 18 - Issue 1

Real Estate GUIDE

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Real Estate GUIDE

February 8, 2024 • Volume 18 - Issue 1


Buy a House Make it a Home WE CAN HELP

Dean Langston

Glenna Nickerson

Sales Manager I NMLS267068

Mortgage Advisor I NMLS244083

925.718.3974 • 925.394.7783 dlangston@changemtg.com changemtg.com/advisors/dlangston

510.409.2570 • 925.498.2487 gnickerson@changemtg.com changemtg.com/advisors/gnickerson

370 Diablo Road, Suite 101 Danville, CA 94526

370 Diablo Road, Suite 101 Danville, CA 94526

Wishing you a joyous holiday season filled with love, laughter, and cherished moments. May the coming year bring new opportunities, endless possibilities, and abundant happiness. Cheers to a bright and beautiful New Year ahead

February 8, 2024 • Volume 18 - Issue 1

Real Estate GUIDE

• 27


NEW YEAR AND TIME FOR A CHANGE! By Patrick McCarran ~ Real Estate Broker Are you tired of high rents and the instability of not having your own home? If you are ready to stop renting and buy a home of your own then you may consider adding boosting credit score to your New Year’s resolutions. Although no one except the credit reporting agencies know exactly how the algorithm works these general tips are commonly acknowledged to help increase your credit score 1. Always pay on time This sounds like a no brainer but it isn’t. No lender likes to lend money to an individual who has a track record of missing their payments. This indicates a lack of discipline and poor financial management, and it translates to a lower score. On-time payments improve your credit score tremendously. It carries almost a 40 percent weight on your score. If you find it hard to keep track or forget to mail the payments try and e-pay option at your bank. Set up the minimum payment to go out preferably just before the due date and choose the recurring option so it pays every month. Just remember to check your statements in case the minimum payment changes. Because you are setting this up at your bank you can change it or cancel anytime with the click of a mouse.

set up a recurring charge on you card such as a phone bill and set up an automatic payment to pay it off each month then put the card up. This keeps the cards from being dormant and shows that you can have credit and be in control. 4. Use two credit cards if you are a habitual credit card user This is good and bad advice at the same time. FICO does not consider spending money on two credit cards as one. But if you have two credit cards, you can keep your usage percentage in control. For example, if you have a credit card with a limit of $2,000, and you charge $1,500 on it, you’ve used 75 percent of your credit limit. Now if you split your amount into two, and spend $750 each, then the percentage of usage will be around 37 percent. So it helps you in the eyes of FICO. Now, don’t go on a credit card shopping spree. 5. Maintain a good mix of good and bad loans — AKA, a healthy credit mix Home loans and business loans are considered good loans. Personal loans and private label credit cards are considered bad loans. This is why investing in a home loan, if you are a spendthrift is a better decision. You will have a good credit mix and build an asset.

2. Keep your credit owed within limits Keep your credit card balances within 40% of the allowed limit. If you have $5,000 as your limit, then keep your balance amount to $2,000. This applies even if you pay it off each month. The total balance at any time must stay under 40% to show that you are not pushing your limits, it is like the old saying they only give you money if you don’t need it. Also it is good practice not to have your total unsecured credit balance over 50 percent of your annual salary.

6. Pay high-interest loans and small loans first It is a prudent decision to pay your home loans over longer periods. Pay off your personal loans, credit cards and private loans first, as they tend to have a higher interest (typically 15 percent to 36 percent) with no asset creation. Home loans, on the other hand, are just 4 percent to 5 percent, but they build an asset. This is one of the underutilized logical tips to improve credit score. Pick a loan and set a goal and then focus on paying that one off (but don’t buy something to celebrate).

3. Use your cards but don’t abuse your cards Sound simple but often it isn’t. It is important to use your cards consistently however as noted previously you should keep the balances low. A good practice is to

7. Close your unwanted savings accounts Many people tend to abandon their savings accounts without closing them. If you have less than your Minimum Average Balance (MAB), it will start to affect your credit

score. Also, when you finish paying a loan off, it’s imperative to get the loan closure certificate. 8. Check your credit reports regularly You can obtain them from the official FICO site for free. Just go online and check your credit score at least once in a year, so that you can catch any mistakes and get it corrected. There have been cases when banks report you to FICO by mistake. Keep in mind that free reports are a consumer product and the credit score will vary depending on the type of credit you are applying for. 9. Monitor your co-signed joint accounts properly In instances of co-signing a loan or maintaining a joint credit account, even if they are family. You need to monitor the statements closely to make sure everything is in order. There is no use complaining if you chose the wrong joint holder who was careless and you don’t catch it. 10. Negotiate if you cannot pay on time This is also one of best tips to improve credit score. People often know that they would not be able to pay their bills in advance. Regardless, they do not take any action. If you know you will not be able to pay on time, negotiate with your bank. Banks may be willing to extend your loan period and reduce the EMI and the FICO will see you are proactive. So these are some of the tips to keep your credit score in check and get a better home loan with less stress. Feel free to contact me with any other questions or for more information. Patrick McCarran is a local Realtor and Broker DRE# 01325072. He can be contacted by phone or text at (925) 8995536, pmccarran@yahoo.com or www. CallPatrick.com. An independently owned and operated office. In association with Realty One Group Elite DRE# 0193160. Equal Housing Opportunity.

Patrick McCarran “Know Your Options”

925.899.5536 Patrick McCarran & McCarran Homes DRE# 01325072 In association with Realty One Group Elite DRE#01931601 Each office independently owned and operated.

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Real Estate GUIDE

DRE#01325072

February 8, 2024 • Volume 18 - Issue 1


February 8, 2024 • Volume 18 - Issue 1

Real Estate GUIDE

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Without a doubt, virtual open houses lead to greater opportunities to connect with your prospects or leads because of three main reasons: • It expands your reach: Virtual open houses no longer just serve the needs of locals who come to see the home in-person. Hosting open houses online means that your videos can be viewed without limitations of time or space. All it takes is a link to be shared out for another opportunity to be created. • You can offer the convenience of anytime, anywhere: You can save you and your buyers time from having to travel and coordinate schedules to meet. Virtual tours are viewable until the day the property closes escrow. • Buyers will want the option: Not everyone is interested in commuting to see a house in person for the first time. Occasionally, buyers will be more interested to vet a potential investment by first scanning it online. Whether or not social distancing enforcements are making it mandatory for you to only conduct virtual tours or not, having these be a part of your practice can help you filter out non-serious leads as it encourages only serious buyers to approach for further information.

A DV E R T I S E YO U R L I S T I N G S IN PRINT & ONLINE with the EAST BAY REAL ESTATE GUIDE Bay Areas most effective Real Estate Publication Online & In Print

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Real Estate GUIDE

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B WALKER RANCH

-A Day Program For Adults With Autism-

SUISUN VALLEY, CA • 501(C3) NONPROFIT CORP

"1 in 59 children are on the autistic spectrum"

CDC (Center of Disease Control) April 2018

"Each year, an estimated 50,000 teens with autism age out of their school-based programs" CDC (Center of Disease Control) April 2018 It is estimated that 1.3 million adults have aged out of their current programming with nowhere to go. Without day programming, many remain in the home without access to educational services that lighten the load of an already strained household. These families are our neighbors.

B Walker Ranch has a solution. B Walker Ranch is dedicated to making a profound difference for those families whose lives have been touched by autism. A working Ranch program that can be duplicated in communities everywhere.

Who do you know who has Autism? www.BWalkerRanch.org For Information Contact Jeanine Stanley JeanineStanley@BWalkerRanch.org Pamela Hale Mitchell PamelaHMitchell@windermere.com (925)788-6225

Join us as we build one fence post at a time. 32

Real Estate GUIDE

February 8, 2024 • Volume 18 - Issue 1


1. Magazine readership has increased over the last 5 years in the United States. 2. 93% of all American adults read magazines regularly. 3. Magazines usually stay in homes and offices for weeks and months (with ads being looked at again and again) while internet ads can disappear into cyberspace in the blink of an eye. 4. Reading a magazine remains a uniquely intimate and immersive experience. 5. Not only is magazine readership up, but readers spend an average of 43 minutes per use. 6. Further, those 43 minutes of attention are typically undivided. Magazines and magazine ads garner the most attention: BIGresearch studies show that when consumers read magazines they are much like to engage with other media or to take part in non-media activities compared to the users of TV, radio or the Internet. 7. Magazines delivers more ad impressions that TV or Web in each half-hour period. 8. Magazine readership in the 18 to 34 segment is growing. 9. Magazines are the No. 1 medium of engagement - across all dimensions measured. Simmons' Multi-Media Engagement Study finds magazines continue to score significantly higher than TV or the Internet in ad receptivity and all of the other engagement dimensions, including "trustworthy" and "inspirational". 10. Magazines outperform other media in driving positive shifts in purchase consideration/intent. 11. Magazines rank No. 1 at influencing consumers to start a search online - higher than newer media options. 12. Magazines reach specific audiences. The only people who pick up this Real Estate magazine are people interested in real estate(buying, selling, etc.). Sources: MRI; McPheters & Company; Simmons Multi-Media Engagement Study; BIGreasearch Simultaneous Media Usage Study; Dynamic Logic

February 8, 2024 • Volume 18 - Issue 1

Real Estate GUIDE

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“YOUR LENDER OF CHOICE” NE EW PROGRAMS Our Specialty is: "No Income Qualification Programs" for Non- Owner SFR's, 2- 4 Units, 5+ Unit Apartment Buildings, Mixed Use and Commercial • 0 DOWN VA/USDA/FHA • 580 FICO PROGRAMS • JUMBO LOANS TO $5 MILLION • Bank Statement Loans/P&L Statement Loans • PRIOR BK or SHORT SALE • Borrowers with LOW or NO FICO’s • Borrowers w/Work Permits, Non- Resident Alien OK • Financing in NEW DEVELOPMENT’s • FIRST TIME BUYERS SPECIALIST • PRIVATE and HARD MONEY…10 Day Closings

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Selling Your Home? Remember These 2 Helpful Hints: 1. List Your Home With A Realtor. They Are Professionals Trained In The Selling Of Your Home And Subscribe To The National Association Of Realtors Code Of Ethics. 2. Make Sure Your Realtor Advertises In The Real Estate Guide - Offering The BEST In Print & Online Exposure. This will help sell your home faster and get top dollar.

ea R l Estate GUIDE EAST BAY

https://ebrealestateguide.com

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Real Estate GUIDE

February 8, 2024 • Volume 18 - Issue 1


Willie B. Jefferson Jr. Broker-Associate

I Start By Listing

Direct: (707) 334-7900 Fax: (707) 864-4207 E-mail: wbjefferson@aol.com

CalBRE #01244647

Charm Abounds

h t t p : / / h o m e s b y w i l l i e b . c o m

754 GOLDEN GATE AVE, RICHMOND, CA 94801

Charm abounds in this historic home on a ridge above the bay in Point Richmond. Sweeping views of the Golden Gate bridge, San Francisco skyline, and Mt Tam. Four bedroom, & a den/office, two baths. Formal entry with a dramatic staircase serving both levels. Two car garage, partial basement Currently configured as two flats, this property would also work beautifully as a spacious family residence. Very high ceilings, exposed beams, & original wood floors, just refinished. Views from most windows, and from many areas of the garden. Situated in the sought after community of Point Richmond, offering a village vibe with eateries, taverns, specialty grocery, and town services. The Plunge, a historic & recently renovated indoor public pool, is a local landmark. Great location minutes to Berkeley, Oakland, Marin County. The Richmond ferry terminal, with water transit to SF, is nearby. This home is a genuine must see! RICHMOND • $1,495,000

February 8, 2024 • Volume 18 - Issue 1

Real Estate GUIDE

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The East Bay Real Estate Guide Proudly Serving Alameda, Contra Costa & Solano Counties

This map is provided by the Real Estate GUIDE to help you locate the communities advertised in this magazine

The East Bay Real Estate GUIDE is distributed in select locations throughout the Bay Area. Visit our web site @ www.ebrealestateguide.com 36

Real Estate GUIDE

February 8, 2024 • Volume 18 - Issue 1


You Need The Trusted 40 Year Real Estate Market Leader During This Complex Transitional Market

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