East Bay Real Estate Guide Volume 14 Issue 13

Rea l Estate GUIDE EAST BAY

Your GUIDE To Buying & Selling s

Volume 14 • Issue 13 • January 14, 2021

Serving Contra Costa, Alameda & Solano Counties AFFORDABLE LIVING AT IT’S BEST!

Custom Homes To Fit Your Lifestyle Affordable Living That You Will Enjoy!

See Page

G2 & G

3

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Starting at $179,900 Brand New Custom MANUFACTURED HOMES 8660 Brentwood Blvd, Suite A, Brentwood 925-516-6755 Direct E-mail: TonyBess@prestigemh.com “When You’re Considering The Bess”

www.prestigemh.com

w w w. E B R e a l E s t a t e G u i d e . c o m

Experience the

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WE’RE THRILLED TO ANNOUNCE OUR RECENT MOVE TO PREFERRED RATE! Your trust in us with your home financing is the cornerstone of our business, and providing an upgrade to our ability to serve you was the reason for the move. Give us a call or stop by our newly remodeled office to see how we can better serve your home financing needs.

ALEX COONS

Director of Business Development NMLS# 1055487

925.354.0651

alex.coons@preferredrate.com

GEORGE MUNOZ

ANGELIC HETRICK

ROB O’MALLEY

Branch Manager/Sr. Mortgage Advisor NMLS# 240904 | CA DRE ID# 10423655

925.634.6600

omalleyteam@preferredrate.com

PEGGY VALLEY

Sr. Mortgage Advisor NMLS# 256715

Sr. Mortgage Advisor NMLS#221369 | CA DRE ID# 01000599

angelic.hetrick@preferredrate.com

peggy.valley@preferredrate.com

925.584.4721

COYNDA LOZANO

925.890.5255

BRIAN WIEBER

Sr. Mortgage Advisor NMLS#252207

Sr. Mortgage Advisor NMLS# 242505 | CA DRE ID# 01755157

Sr. Mortgage Advisor NMLS# 243294

george.munoz@preferredrate.com Hablo Español

coynda.lozano@preferredrate.com Hablo Español

brian.wieber@preferredrate.com

925.437.9520

925.584.4824

510.329.5363

BRENTWOOD Your Neighborhood Lending Experts 925.634.6600

PURCHASE & REFINANCE, CONVENTIONAL, FHA, VA, USDA, JUMBO, REVERSE MORTGAGES, 203K, DOWN PAYMENT ASSISTANCE PROGRAMS, MYHOME, CALZIP, GSFA PLATINUM, MCC & MORE* © 2020 Preferred Rate - Partnered with American Pacific Mortgage (NMLS# 1850) • 3000 Lava Ridge Ct., Suite 200 • Roseville, CA 95661 • Branch NMLS# 16095 • For informational purposes only. • No guarantee of accuracy is expressed or implied. • Programs shown may not include all options or pricing structures. • Rates, terms, programs and underwriting policies subject to change without notice. • This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. • Some products may not be available in all states and restrictions may apply. • Equal Housing Opportunity. • For licensing information, visit NMLSConsumerAccess.org

Lynne French DRE 01122025

Lynne French & Associates

Julie Dunn

Kelly McDougall DRE 01156462

Angelique Booth DRE 01715289

Carol vanVaerenbergh DRE 01221965

Heather Donovan

Morgan Boneberg

DRE 01329100

DRE 02056436

Inge Yarborough DRE 01309306

Michelle Gittleman

Nancy D'onofrio DRE 01353299

DRE 01745325

Warm Wishes

Season’s Greetings!

Wishing you the gi� of good cheer, Compass Clayton Office

COMPASS January 14, 2021• Volume 14 - Issue 13

Katie Dent DRE 01311293

Compass is a real estate broker licensed by the State of California and abides by Equal Housing Opportunity laws. License Number 01527235.

All material presented herein is intended for informational purposes only and is compiled from sources deemed reliable but has not been verified. Changes in price, condition, sale or withdrawal may be made without notice. No statement is made as to accuracy of any description.

All measurements and square footage are approximate.

Real Estate GUIDE • 1

ea R l Estate GUIDE EAST BAY

Happy Holidays

I N D E X O F A D V E R T I S E R S • Volume 14 - Issue 13 • January 14, 2021 The following colors will lead you to your area of interest.

Contra Costa County, Alameda County, Solano County, Sierra Foothills/Sacramento

CONTRA COSTA COUNTY

1ST CHOICE MORTGAGE. MORTGAGE...........................................33 .........................................33 24/7 MORTGAGE. MORTGAGE....................................................... .....................................................36 36 ALLISON JAMES Padilla............................................

Padilla............................................23 23 ANTIOCH MEETING....................................................

MEETING....................................................19 19 BALBOA REAL ESTATE Hill..........................................

Hill..........................................3 3 BERKSHIRE HATHAWAY H.S. DRYSDALE PROPERTIES DeMello......................................................................

DeMello ......................................................................32 32 BERKSHIRE HATHAWAY H.S. DRYSDALE PROPERTIES Mahoney........................................................................ 7 Mahoney BERKSHIRE HATHAWAY H.S. DRYSDALE PROPERTIES Moore...........................................................................

Moore ........................................................................... 7 BETTER HOMES & GARDEN Griebling.....................

Griebling.....................17 17 BETTER HOMES & GARDEN Jewel...........................

Jewel...........................15 15 BETTER HOMES & GARDEN McGee. McGee...................... G10 BETTER HOMES MANN & ASSOCIATES..................

ASSOCIATES.................. G8 B WALKER RANCH....................................................

RANCH....................................................10 10 CCRIM........................................................................

CCRIM ........................................................................21 21 COMPASS CLAYTON OFFICE. OFFICE.......................................1 ..................................... 1 COMPASS S2 REALTY GROUP..................................

GROUP..................................12 12 DELTA RANCHES & HOMES Abreau......................

Abreau...................... G11 DELTA REALTORS. REALTORS....................................................... .....................................................18 18 DUNDUM REAL ESTATE ........................................... G5 DUNDUM REAL ESTATE Hurst...............................

Hurst............................... G11 DREWRY REAL ESTATE............................................

ESTATE............................................ G9 EAST COUNTY BROKER TOUR..................................

TOUR..................................30 30 HOUSE MASTER. MASTER........................................................... 6 INTERO Mackey.........................................................

Mackey.........................................................14 14 J ROCKCLIFF Weber...............................................

Weber............................................... G12 KELLER WILLIAMS Olsen.

Olsen............................................ ..........................................6 6 LIFT OFF AGENT.........................................................

AGENT.........................................................30 30 MAJESTIC HOMES.....................................................

HOMES.....................................................19 19 MEDALLION GOLD.....................................................

GOLD.....................................................31 31 MVC INSURANCE. INSURANCE....................................................... .....................................................26 26 PACIFIC FUNDING GROUP.......................................

GROUP....................................... BC PREFERRED RATE O'Malley Team.

Team.......................... IFC PREMIER LENDING Capagna..................................

Capagna.................................. G9 PRESTIGE MANUFACTURED HOMES....

HOMES.... Cover, G2, G3 OPEN MORTGAGE. MORTGAGE...................................................... ....................................................16 16 REALTY ONE GROUP McCarran..................................

McCarran..................................4 4 REMAX ACCORD Aliloupour.....................................

Aliloupour.....................................16 16 REMAX ACCORD Moulis..........................................

Moulis.......................................... G1 REMAX ACCORD West..............................................

West..............................................22 22 STOKLEY PROPERTIES..............................................

PROPERTIES..............................................20 20 SUMMIT FUNDING. FUNDING.........................................................

SUPREME LENDING Westlund.................................

Westlund.................................25 25 TUCKER & ASSOICATES Thelemaque.....................

Thelemaque..................... G4 WARREN PROPERTIES Mitchell.

Mitchell.................................5 ............................... 5 WEICHERT HH & ASSOCIATES. ASSOCIATES..................................13 ................................13 WINDERMERE Coker & UCB Bridges.....................

Bridges..................... G7 WINDERMERE REAL ESTATE...........................

ESTATE........................... 8, 9, 11 WOMEN'S COUNCIL OF REALTORS..........................

REALTORS..........................28 28 WR PROPERTIES......................................................

PROPERTIES...................................................... G6

ALAMEDA COUNTY 24/7 MORTGAGE. MORTGAGE.......................................................35 .....................................................35 BETTER HOMES Hutchinson.

Hutchinson.....................................34 ...................................34 MI CASA REALTY.......................................................

REALTY.......................................................35 35 OAKLAND MEETING. MEETING...................................................35 .................................................35 REALTY WORLD COLISEUM.....................................

COLISEUM..................................... G7

SOLANO COUNTY NEW CITY REALTY Jefferson.....................................

Jefferson.....................................39 39

SIERRA FOOTHILLS/ SACRAMENTO

FOLSOM LAKE REALTY Marfia.

Marfia..................................27 ................................ 27 LYON & ASSOCIATES Goff.......................................

Goff....................................... IBC

PROFESSIONAL HOME SERVICES CL DESIGN SERVICES. SERVICES................................................20 ..............................................20 NEXT DOOR PHOTOS.................................................

PHOTOS.................................................27 27 VIRTUAL 3D OPEN HOUSE TOURS http://morrisongraphics.online/..............................37 http://morrisongraphics.online/ ........................... 37

STEVE MARGOLIS

Publisher Office (925) 679-7488 eastbayreg@aol.com

EDITORIALS

INTERO REAL ESTATE SERVICES Case Case.................... ....................24 24 PATRICK MCCARRAN HOMES..................................

HOMES..................................29 29

us on

Go to: www.Facebook.com/ eastbayrealestateguide Next Adverting Deadline is Tuesday December 29, 2020

PHYLLIS MILLER

Local Area Representative Cell (925) 595-1878 PhyllisMillerRealEstateGuide@ gmail.com P.O. Box 87 Brentwood, CA 94513

Neither advertisers nor Real Estate Guide are responsible for any errors in the ad copy of this publication

w w w. E B R e a l E s t a t e G u i d e . c o m 2 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

Call Now:

(925) 202-6597

STEVE HILL and his “2ND MILE SERVICE” Team

DRE#01065494

E-mail: SteveHillSellsHomes@msn.com

BUYERS: Interest rates are at a historic low but WHAT GOOD IS THAT if you keep losing out in multiple offer situations?????

There’s a solution: Work with an agent who has an 83% success rate in multiple offer situations when competing with other agents (and their buyers) offering similar price and terms! With over 500 successful buyer transactions (NOT counting listing sales), Steve Hill‘s clients include Realtors, Realtors from OTHER companies, commercial agents, lenders, bankers, paralegals, attorneys, real estate attorneys, and teachers.

Steve’s written guarantee to his buyer clients: should he/you lose out to another offer with similar (or worse) price & terms, he will PAY YOU $. NO KIDDING!!!

Call 925.202.6597 today!

January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • 3

PA T R I C K M c C A R R A N We are OPEN for business. Call today we offer virtual tours as well as in person showings. We are taking action so you can still Buy your dream home or Sell your existing home effectively and safely.

D BR EN TW OO

H AN TI OC

BEAUTIFUL, SPACIOUS, MOVE IN READY 4 bedroom, 3 bath 3100 sq ft, single story, 3 car garage on 11,000 sq ft lot. Marble and hardwood floors throughout. High ceilings, large great room w/natural rock fireplace, kitchen is right and airy. Gas stove to, double oven, large island with breakfast bar and pantry, opens to possible dining area, which leads to french doors onto covered patio. Shuttered windows throughout. Fireplace in great room. Mother-in law type set up with bedrooms, 1 bath has walk in tub. Large yard, private master w/ jetted tub, patio in back. Desired neighborhood w/park 2 blocks away.

00 ,0 99 $6

00 ,0 00 $7

5074 CARBONDALE WAY, ANTIOCH $700,000

181 GREGORY LN BRENTWOOD $725,000

COUNTRY LIVING IN THE CITY conveniently located off Brentwood Blvd this Picturesque farmhouse features 1385 sqft 3 bedrooms 1 bath, City water & sewer, an updated kitchen complete with granite and SS appliances, Large Master Bedroom and a wood burning stove to keep you warm all winter. Premium landscaped 1 acre L shaped lot with a detached 2 car garage and adjustable carport for your boat or R/V. Well water available for irrigation. Enjoy your evenings in the Tiki hut and relaxing by the Koi pond. Plenty of room for your dreams to roam.

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PITTSBURG

GREAT CORNER LOT, 3 Bedrooms, 1 Bath, 2 Car Garage, Updated Kitchen, Dishwasher, New paint and laminate floors, beautiful parklike back yard with fruit trees, mature landscaping and a covered patio. Centrally located close to hiking trails, shopping and easy freeway access and BART.

925.899.5536 www.callPatrick.com DRE#01325072

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4349 SAN MIGUEL CIR $425,000

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SOLD IN 1 DAY 4603 BALFOUR BRENTWOOD $185,500.

LOCATED IN WOODGATE ADULT MOBILE HOME PARK. This doublewide Silvercrest Model was built in 2007. Featuring 1199 Sq. Ft. (approx.)3 bedrooms 2 baths, dining area, inside laundry. kitchen with stainless steel black appliances. Washer, Dryer, Refrigerator Included.

Community Club House and pool. Close to Historic Downtown Brentwood and shopping.

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DESIRABLE CAMPENELLA NEIGHBORHOOD! This popular Campenella plan features 4 Bedrooms, 2.5 Baths, Spacious kitchen with roomy island for your cooking adventures and gas stovetop. Open concept family room with space for everyone and a prominent fireplace for those cozy evenings at home.

Enjoy the warm summer evenings in this luscious backyard, perfect for BBQ’s to make this your A perfect sanctuary in which to shelter in place featuring a covered patio and generous space for your post Covid parties . Easy access to hwy 4 and Vasco, close to shopping and parks. Make this your home today.

OO TW

$750,000.

MAKE THIS YOUR HOME TODAY! Come take a look at this beautiful move-in ready solar single-story home. Bright open floor plan. The upgrades are endless and conform to the modern décor. Eat in kitchen with all new appliances, new cabinets, granite counter tops, can lighting, new laminate flooring, paint, sink, faucet, and plumbing. Dining room with new ceiling fan & light, also convenient slider to newly landscaped backyard. Living room boast of new rock fireplace with shelves, lighting & laminate flooring. Bathrooms with refinished tub & shower, new vanities, mirrors, sinks, and toilets. Upgrades in every room, too many to list. New paint inside and out, blinds, ceiling fans, flooring, baseboards, plugs and switches. Close to Historic Downtown Oakley with shopping and restaurants for your convenience. Make this your home today!

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BRENTWOOD

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212 CONTINENTE AVE

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WELCOME HOME! 5 Bedrooms, 3 Bathroom Home Located In A Court Location In The Black Diamond Knolls Rancho Asante Neighborhood!

New Paint And Flooring Throughout, One Bedroom And One Bathroom Downstairs, Master With His And Her Closets, Wood Burning Fireplace, 3 Car Garage, Large 6995 Square Foot Lot With Possible Side Access For Your RV Or Delta Toys. Leased Solar, Low Maintenance Front Yard. ALL OF THIS JUST WAITING FOR YOU!!

BR

60

$4

4509 ROSE AVE $460,000

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1929 IRON PEAK CT ANTIOCH $558,888

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TERRIFIC HOME, GREAT LOCATION, Located on the city limits and tucked away from the hustle and bustle. No rear neighbors for this 4 bedrooms plus generous loft and 3 full bathrooms. Over 2500 sq. ft for this open floorplan with bamboo flooring and lots of light. Updated roomy kitchen with granite counters. Open concept family room with wood burning fireplace currently with gas insert, spacious master bedroom with deck and view of the neighboring orchards/ AG area. Tranquil low maintenance backyard with covered patio, mature trees, and garden area. Paved side yard and a dog run.

, 58 $5

, 69 $6

432 STANWICK ST BRENTWOOD $669,000

CALL TODAY to learn how we can work together to get you top dollar and a quick stress free sale OR to simply get a NO obligation Market Evaluation and answer any questions.

“Know Your Options” • Text or email for a buyer handbook • Sellers ask for a free list of staging tops • Contact me for a FREE Market Evaluation

Patrick McCarran & McCarran Homes DRE# 01325072 In association with Realty One Group Elite DRE#01931601 Each office independently owned and operated.

4 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

Virginia Viera Mitchell

BROKER/ASSOCIATE

2019 Realtor® of the Year, Delta Association of Realtors® • Director, Delta Association of Realtors 2018-2021 CA DRE License #01230273

cell 925.325.2170 www.BuySellRent925.com

857 Second Street, Suite B, Brentwood, CA 94513

@BuySellRent925

I was awarded the

2019 REALTOR® OF THE YEAR FOR DELTA ASSOCIATION OF REALTORS®

MARTINEZ

3 bedroom, 2 bath 232 Riverwood Circle,

Charming single story in t h e d e s i r a b l e Vi l l a g e O a k s neighborhood! Home features 3 bedrooms & 2 baths. Additional living area located off kitchen & dining room. Sweet outdoor space that can be used small garden, eating area, or even a hammock for relaxing afternoon nap. HOA amenities include pool & tennis courts. Conveniently located close to Hwy 4, parks & shopping. Listed at $675,000.

ANTIOCH

3 bedroom, 2 bath Remodeled Mobile Home

3301 BUCHANAN RD

in all-ages park. Monthly park rent average $1,070 and includes water, garbage and PG&E. Must be approved by park manager to complete purchase.

Listed at $159,000.

Follow Me @BuySellRent925 on Instagram & Facebook for upcoming First Time Home Buyers Seminars January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • 5

Enjoy Delta Living

For More Details or a Private Showing, Call

Maureen Olsen

6 • Real Estate GUIDE

395 BRANNAN ISLAND ROAD, SPACE 23, ISLETON, CA 95641 Spacious double wide, 3 bedroom, 2 bath home in family park on the Delta Loop. Close to Boat launch areas, restaurants & all the activities the Delta has to offer. Live here year around or use it as your Delta getaway. This home boasts a large kitchen with full pantry, center island & lots of storage space. Central heat & air, separate inside laundry, ceiling fans & a cozy fireplace in the family room. Large sturdy shed for more storage or your toys. Corner lot with large front yard. A must see! Asking $117,500

(925) 337-7201 maureenaolsen@gmail.com

Realtor

License#R01315572

January 14, 2021• Volume 14 - Issue 13

Elizabeth “Liz” Mahoney Realtor ® DRE #01429559

925.864.8700

$5

07 ,

90

AS SO KI LD NG O V PR ER IC E!

0

www.ElizabethLizMahoney.BHHSDrysdale.com LizMahoneySells@gmail.com 141 Sand Creek Rd, Ste E, • Brentwood, CA 94513

4032 Granada Dr PITTSBURG $507,900 Exquisite well-maintained Highland Meadows home. Along with Pride of ownership in this move-in ready home. Featuring 3 bedroom, 2½ bath single story dwelling. 1686 sq ft living space 2/2 car garage. Separate living room and family room/laundry room with ½ bath. Tiled kitchen, electric cooktop/built in stove with custom cabinets newer HVAC berber carpet and paint. Built in vacuum system. Dual pane windows throughout.

Working gas fireplace in family room. RV/side yard. Situated on 7200 sq ft loft (.17 acre). Beautifully maintained low maintenance front yard with entertainers delight rear yard. This home is waiting for you! Easy access to Hwy 4, just minutes to transportation (BART), shopping, schools, park.

Near the Delta waterways for outdoor enthusiast. 1 hour to San Francisco and Sacrament by car. View of foothills.

Here’s to a Successful

2504 mark twain

2021

Doreen Monroe Realtor® since 1986 and still loving it!

DRE#00931704 |CHS, CRS, e-Pro, GRI, SRES

925.699.7760 doreenmonroe@sbcglobal.net • www.doreenmonroe.com 141 Sand Creek Road, Ste E • Brentwood, CA 94513

ANTIOCH 2504 MARK TWAIN DRIVE Sold $533,500

Doreen Monroe

Customer Satisfaction Rating: 5.00/5

Independently validated by Quality Service Certification, inc.

HIGHLY DESIRABLE LAUREL CREST This well appointed home boasts 3361 sqft., 4/3 + loft + HUGE BONUS ROOM! Fabulous Chef’s kitchen w/granite counters, newer SS appliances, expansive island + large walk-in pantry, spacious family room w/wood burning FP, impressive engineered hardwood floors, plenty of space for multiple work and education stations, updated Jack & Jill bath, large primary bedroom w/2 walk-in closets, spacious powder room w/dual sinks, soaker tub and stall shower, welcoming & private fully landscaped backyard with multiple sitting areas, several fruit trees, close to FW, schools, shopping & more! Best of all, low monthly assessments/taxes compared to other nearby neighborhoods.

Listed at: $695,000

5132 STRATFORD DRIVE

January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • 7

This is a Must See Home with Incredible Detail

3669 BOYER CIRCLE, LAFAYETTE Perched on the hills of Lafayette and nestled amongst the trees sits this modern tranquil farmhouse with glorious views. This 1926 Farmhouse was thoughtfully transformed in 2020. Meticulously designed with transitional modern flare, this spacious home is nearly 3000 +/- sqft, has 5 large bedrooms, 4.5 baths with custom tile work and outstanding details. Craftsman touches throughout and offers an open floor plan, state of the art kitchen with oversized farm style sink, black stainless appliances, baking center, built in 4 door refrigerator, custom cabinets, 36” gas range. Included on this .37 acres is multiple leveled patio areas with views from every corner. This sought-after location is moments away from nearby restaurants and shopping; all located within top Lafayette school district and Acalanes Union High School. Rarely would one find a combination of quality, space, serenity, and outdoor living all in one place to call home. $2,650,000

MIKE ROWLAND

TWO LOCATIONS TO SERVE YOU: Windermere Diablo Realty Windermere Rowland Realty 975 Ygnacio Valley Road, 930 San Pablo Ave, Suite A,

Walnut Creek Pinole 925-933-9300 510-222-9150 8 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

w w w.W i n d e r m e r e D i a b l o R e a l t y.co m January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • 9

B WALKER RANCH

-A Day Program For Adults With Autism-

SUISUN VALLEY, CA • 501(C3) NONPROFIT CORP

"1 in 59 children are on the autistic spectrum"

CDC (Center of Disease Control) April 2018

"Each year, an estimated 50,000 teens with autism age out of their school-based programs" CDC (Center of Disease Control) April 2018 It is estimated that 1.3 million adults have aged out of their current programming with nowhere to go. Without day programming, many remain in the home without access to educational services that lighten the load of an already strained household. These families are our neighbors.

B Walker Ranch has a solution.

B Walker Ranch is dedicated to making a profound difference for those families whose lives have been touched by autism. A working Ranch program that can be duplicated in communities everywhere.

Who do you know who has Autism? www.BWalkerRanch.org For Information Contact Jeanine Stanley JeanineStanley@BWalkerRanch.org Pamela Hale Mitchell PamelaHMitchell@windermere.com (925)788-6225

Join us as we build one fence post at a time.

10 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

TWO LOCATIONS TO SERVE YOU: Windermere Diablo Realty Windermere Rowland Realty 930 San Pablo Ave, Suite A, 975 Ygnacio Valley Road,

Walnut Creek Pinole 925-933-9300 510-222-9150

1676 SAN MIGUEL DR, WALNUT CREEK Spacious Condo located in downtown Walnut Creek. Only steps away from Nordstrom, Broadway Plaza, Restaurants, and the Iron Horse Trail. Tastefully updated and decorated end unit located on the top floor of popular San Miguel Plaza Complex. Vaulted ceilings, Kitchen with granite countertops, Stainless appliances, Breakfast nook, Formal dining room, Living room with gas fireplace, Large Master Suite with private balcony. Two large parking spaces in secure underground garage with elevator to Condo located adjacent to the parking spaces.

Listed at $749,676 CONTACT BOB BYERS AT (925) 216-9904

549 MOUNTAIN BLVD, OAKLAND This Custom Home exudes CHARM & ELEGANCE! A perfect blend of Architectural Design & Modern Luxury! Gorgeous Flagstone Landing! Inviting custom wrought iron railings, columns, & large overhang! Enter into an alluring Grand Foyer.

Gourmet Chef’s Kitchen with: Viking gas range, built-in KitchenAid refrigerator matching cabinet finish, dual ovens, island w/ granite top. Eat-in kitchen, Formal D.R., Spacious F.R., wood floors, 3 fireplaces, office w/built-ins, abundant storage, huge attic space, & a Grand Master Suite with jetted tub, stall shower, walk-in closet, etc. If that’s not enough meander downstairs to another complete living space w/kitchen, bar, bedroom, bath, fireplace, great room & SEPARATE ENTRANCE! Listed at $2,499,000 CONTACT DAVE NARDI AT (925) 899-9516

BROADWAY TERRACE Alluring Penthouse w/ICONIC SF Bay/GG Bridge Views! This PENTHOUSE (Suite 701) is ONE OF A KIND! Top (7th) floor, all by itself, nobody above or to the sides, END UNIT in all directions! Come for the PRIVACY & stay for the VIEWS! This prestigious location boasts multi bridge views to enjoy from the personal & relaxing balcony! In the heart of Upper Rockridge near 5 star restaurants, boutiques, gourmet markets, bakeries, etc. Enjoy a coffee or a cocktail as your eyes wander over the waterways, bridges, hills & city lights.

The rear wall is 90% windows for your viewing pleasure. Near Claremont C.C., Rockridge BART, TransBay Bus, AC Transit & more! New paint, carpet, updated bathrooms & kitchen, recessed LED lighting, gas fireplace, etc.

Listed at $1,495,000 CONTACT DAVE NARDI AT (925) 899-9516

22835 ARNOLD CT, HAYWARD Wonderful opportunity to put your own taste on this delightful starter home in downtown Hayward. Walk to BART, shopping, and restaurants. One story cutie with updated electrical, open beam ceilings, fireplace with insert in living room, and big bonus room not included in the square footage. Kitchen with newer stove and microwave. Garage has been converted to storage and indoor laundry room with pantry. Newer ceiling fans and AC wall units keep you cool in the summer. Nice size backyard with fruit trees. Bring your DIY style to create your vision - priced to sell.

Listed at $569,950 CONTACT JUDY OLVERA AT (925) 323-3628

w w w.W i n d e r m e r e D i a b l o R e a l t y.co m January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • 11

COMMERCIAL LOTS FOR SALE

908 H Street (Corner of 10th & H) $104,000 914 H Street $110,000 Both lots approx 5000 sq ft. Separate APN's Prefer to sell together.

f o g kin t of n i Th g ou ?

1 2 n 0 i 2 v o n i M ia n r o f i l Ca

WE'LL HELP YOU MAKE IT HAPPEN!!!

We've put a lot of time & effort into assembling a team of bright, highly regarded Agents, Lenders, Title Co's, Inspectors and overs to make your transaction as easy as possible. These are all Top Notch Professionals that have worked with in the past or come highly recommended.

Our team is in place and ready to go to assist you in Norther California, Arizona, Idaho, Texas, Tennessee, Florida, Oregon and Washington.

We'd love to be your partners for a Concierge Service tailored to your specific needs.

"We also have commercial services available to support your business needs."

GIVE US A CALL FOR MORE DETAILS!

Our Way of Saying: THANK YOU FIRST RESPONDERS, MEDICAL & ESSENTIAL WORKERS We will offer a special discount to you thru the end of 2020 for all you do!!!

Give us a call and see what we can do for you

For Real Estate

I will take you through it from start to finish. We have assembled a TEAM of the BEST Lenders, Inspectors, Title Co's & Contractors.

Scott Phillips

(925) 595-0334 Realtor • DRE# 02095880

scott.phillips@compass.com 12 • Real Estate GUIDE

COMPASS S2RealtyGroup@compass.com

Scott MacIntyre (925) 783-8286 DRE# 01325274

Scott.mac@compass.com January 14, 2021• Volume 14 - Issue 13

Vanessa Gutierrez

Barbara Hartman

DRE#01840693 Hablo Español 925-222-7089

DRE#01788336 925-565-5842

Connie Pierson

Michelle Ayers

DRE#02012990 510-912-1992

mayers@hhandassociates.com

Dianna True Schollmeier

Lynda Nichols

DRE#01962058 949-412-8926

Carla Libert

DRE#01038624 209-815-0211

DRE#01988304 Hablo Español 925-325-2013

Emily Moore DRE#02050230 925-783-3169

Emil Geddes DRE#01464494 925-207-3061

DRE#01372275 925-628-8576

Moving in? Moving Out? Moving Up!

We get more because we do more!

Contact us for a FREE no obligation honest evaluation

925-872-0001

4501 O’hara Avenue, Brentwood

• Residential • Land • Commercial • Property Management

w e i c h e r t @ h h a n d a s s o c i a t e s . c o m • w w w. w e i c h e r t h h . c o m

Naomi Longoria DRE#01522997 Hablo Español 925-207-3906

Najee Abraham DRE#02093870 209-482-7017

Sue Hansen Owner

Dave Hansen Owner/ Broker DRE#01777243 925-872-9625

Carla Blair

DRE#00806622 925-337-7709

January 14, 2021• Volume 14 - Issue 13

Maggie Hurtado

Owner • DRE#01466462 Hablo Español 925-584-9841

Cheryl Meng DRE#02052937 408-799-5293

Martin Carlin DRE#01884066 Hablo Español 925-639-5044

James Hansen DRE#0199657 916-370-9093

Judy Bittner DRE#00455238 925-200-1837

Judy Harvey Office Assistant

Real Estate GUIDE • 13

"Your Realtor's with Heart" 1-925-681-3324 (DEBI) • 1-925-852-9548

OFFICE

CELL

Fine Homes Specialist & Relocation Specialist We Have Something For Everybody!

Mom & Daughter Duo Your Realtors with ♥

"Making Your Real Estate Visions Come True" Whether it's Buying or Top Producer & Top Lister Selling, I have over 27 years of You Name It, We Can Find It! experience working for YOU! Call Today For: EXCLUSIVE REPRESENTATION & DRE#01162174 PROVEN RESULTS Specializing in all of CALL 24 HOURS CONTRA COSTA & ALAMEDA COUNTIES (925) 681-3324 VA & FHA Call/Text for FREE Search to the MLS • 925-681-3324 (DEBI) • www.MovingRealEstate.com

Debi S. Mackey "Your Realtor with Heart and a Harley"

Specializing in Hard To Do Deals From Luxury Homes • First Time Buyers • VA • FHA • Zero Down • CalHFA • Investment Property • REO's • Commercial Property • Foreclosures • Fixer Uppers • Raw Land • Lease Options • Mobile Homes • Land • Flippers Bank Owned Properties • Owner Will Finance • Townhouses • Condos FHA Assumptions • New Construction

EQUAL HOUSING

IT M CAN AK B E E AN YO OF UR FE S R

IC E ON D T LY O S $6 EL 49 L F ,9 AS 65 T ...

PR

LO CA LO TI CA ON T , L ION OC , AT IO N

E

M

CO

00

,9

69

$6

Call to see today 925-681-3324

IN

LIVE IN ONE, RENT THE OTHER ONE. Excellent investment Truly a "Investors Special" TWO HOMES on ONE LOT: 3 Bedroom, 2 baths with large country kitchen, large living room, SS appliances, refinished hdwd. Second home 1 Bedroom with 1 full Bath. This is truly an adorable home. Ready to move in. Won’t last long... Call Debi S. Mackey today (925) 681-3324

Looking for a Full Time Realtor? ...Then Look No More.

Your Needs are Our Priority!

I am here to service all your Real Estate Needs (925) 681-3324

ESTATE SALE

What a steal, 2 bedrooms, 1 bath mobile home in senior park, court location with lots of storage, and extra screen room. Needs some TLC, won't last at this price $128,965

A

916 VEALE

WELCOME HOME to one of Spring Valleys most sought after model... Featuring 4 bdrm, 2 full baths, new paint inside and out, new wood flooring and new carpet, large step down living room with wood burning fireplace with insert.

Remodeled kit with SS appliances, bathrooms have been totally remodeled. Court location, fully landscaped bkyd with deck & patio, side yard with room for RV/boat Great location.

Call Debi S. Mackey at 925-681-3324

LY

GREAT DEAL IN VIRGINIA HILLS Neighborhood on the Martinez/Pleasant Hill border. White picket fence, open floor plan LR, FR, dining, kitchen combo. 3 bdrm, 2 baths. Cozy frplc, Backyard sanctuary, pond, gazebo. Master bdrm opens to backyard.

Call Debi S. Mackey today (925) 681-3324

TR

5

96

, 97

$6

2116 DEENWOOD COURT

ON

6605 LAS ANIMAS DR

EX

LY

KISS YOUR LANDLORD GOODBYE... REO/BANK OWNED, fantastic buy for 1st time buyer or investor.

Updated kitchen & bath, dual pane windows, corner lot, side yard access for RV/Boat, walk to downtown.

Won't last.

Call Debi S. Mackey TODAY (925) 681-3324

ON

!

S LOW OR F ST SH VE A IN VE C TI SI

S M OLD OR B E! UT !C W AL E L HA TO V DA E Y

LENDER

PO

I do not want to sell you a house, I want to help you buy a home • I do not want to sell you a house, I want to help you buy a home • I do not want to sell you a house, I want to help you buy a home!

Debi S. Mackey & Lindsey A. Mackey

DREAM LOANS FOR DREAM HOMES!

I can help you get Pre-Approved.

100% Financing FHA, VA, CAL VET, JUMBO, Stated Income You name it...

I can help and I want to.

Bad Credit? NO PROBLEM Call Me Today 925-681-3324 (DEBI)

"Your Realtor With

I Can Help You Buy Your New Home

ANYWHERE!

Pick up the phone and callus. us.

We specialize in converting

CALL ME BEFORE SEEING MODELS -

I CAN SAVE THOUSANDS $$$ CALL DEBI S.YOU MACKEY FOR DETAILS For professional representation that you deserve...

NEW HOMES EVERYWHERE! CALL DEBI S. MACKEY FOR DETAILS (925) EVERYWHERE! 681-3324 NEW HOMES (925) 681-3324

FREE REPORT "How to Buy a House and Save Thousands $$$" Call Debi @ 925-681-3324 (DEBI)

14 • Real Estate GUIDE

I do not want to sell you a house, I want to help you buy a home • I do not want to sell you a house, I want to help you buy a home • I do not want to sell you a house, I want to help you buy a home •

FOR ROCK SOLID RESULTS CALL

I'D T YO O BE REA UR LTO R!

January 14, 2021• Volume 14 - Issue 13

Eduvi Jewell DRE#01510542 Realtor®/QSC

Certified First Time Home Buyer Specialist Member of Women's Councils of REALTORS

Cell: 925.759.2067 www.eduvirealestate.com Email: eduvijewell19@gmail.com

THIS HOUSE FEATURES MODERN AMENITIES THROUGHOUT The backyard patio opens to a beautiful pool and spa which features a waterfall. The pool is lighted so you can enjoy it all night long! This home is situated in Summerlake recreation community.

Dedicated to Personalized Clients Service since 2004

Selling Your Home?

Remember These 2 Helpful Hints: 1. List Your Home With A Realtor. They Are Professionals Trained In The Selling Of Your Home And Subscribe To The National Association Of Realtors Code Of Ethics.

2. Make Sure Your Realtor Advertises In The Real Estate Guide - Offering The BEST In Print & Online Exposure. This will help sell your home faster and get top dollar.

ea R l Estate GUIDE EAST BAY

www.EBRealEstateGuide.com

January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • 15

Accord

Each office is independently Owned & Operated BRE#01406968

Al Tashjian

Amir

Aliloupour

Realtor®, GRI

(925) 209-9922

(925) 876-0255

AL4RE@aol.com

aliloupour@yahoo.com

SO LD

PE ND IN G

Lic#00988493

708 BAYSWATER CT

3537 TORINO WAY

WALNUT CREEK $1.5 MILLION “PENDING NOW” Gorgeous home in prime Northgate neighborhood nestled at the end of a quiet cul-de-sac with an approved ADU plan. The 5 bedrooms, 2.5 remodeled baths w spacious Master suite with walk-in closet Jacuzzi tub, walk-in Shower, ceiling fan, 5th bedroom/office downstair. Beautifully remodeled Kitchen cabinets and granite countertops with a large bay window & walk-in pantry. Spacious Family Room by Kitchen w/fireplace and Wet Bar, sliding door to backyard. Remodeled bathrooms, new blinds/plantation shutters, new carpet & fresh interior paint throughou. Beautiful, spacious private backyard, side yards with variety fruit trees such as orange, lemon, tangerine, fig, apple, Fuyu persimmon and cumquat trees, a large vegeta. Walking distance to award-winning Northgate High, private schools & near shops, Boundary Oaks Golf Club, Arbolado Park as well as Mt. Diablo State Park. Hard to come by lot with gated RV access.

CONCORD PENDING AT $789,000 GREAT OPPORTUNITY TO BUY a 4 bedroom, 2 bathroom single story home with 1,852 sqft living space and 6,565 sqft lot size in Concord sought after neighborhood of Ygnacio Hills.

A spacious floor plan includes vaulted ceilings, light and bright floor plan with lots of windows.

Freshly painted throughout, new carpets, Stainless Steel appliances, large patio with views and a tranquil courtyard. One of the bedrooms could be used as an office. Conveniently located close to shops, restaurants, public transportations and East Bay Regional Park/Mt. Diablo State Park. A must see.

Contact Me Today!

REVERSE MORTGAGE FOR PURCHASE

Annemarie Drosos Branch Manager and Reverse Mortgage Professional

NMLS #1197293 | NMLS #1025108 1801 N. California Blvd. Suite 106 Walnut Creek, CA 94596

• Greater home purchasing power • Move into a home that better fits your needs • Reduced out-of-pocket expenses • Retain more of your life savings

530-736-2295 annemariedrosos@openmortgage.com openmortgage.com/annemarie-drosos

• Keep the title to your home* *Must maintain property as primary residence and keep property taxes, insurance and HOA due current. Must comply with terms of mortgage.

OPENMORTGAGE .COM

CA CA-DBO1197293 Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, #4170030

NMLS#2975

nmlsconsumeraccess.org

©2020 Open Mortgage, LLC. All Rights Reserved. Open Mortgage® is a registered trademark. All other trademarks are the property of their respective owners.

This material is not from or approved by HUD, FHA, or a Government Agency. Rev. 11/20

16 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

Cathleen Griebling 925.437.4494

cathleengriebling@yahoo.com CABre#01381545

g ! n i p i n h n s u r t e S f Own

o e d i r P

3 bedroom + large loft, 2½ baths. Updated throughout, hardwood floors, plantation shutters, newer appliances, 3 car garage, pool, covered patio, large side yard, HVAC 1 year old. $610,000

January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • 17

On behalf of our 2020 DAR President, Angela Johns, we would like to thank the 2020 Delta Association of REALTORS® Board of Directors and 2020 Committee Chairs for a successful year.

2020 DAR Committee Chairs

2020 DAR Board of Directors

Angela Johns - 2020 President Ramesh Suman - President Elect Chris Ristau - Treasurer James Britto - Immediate Past President Laura Agdanowski - Director Alex Huezo - Director Lisa Hultz - Director Margaret "Maggie" Hurtado - Director Patrick McCarran - Director Virginia Viera Mitchell - Director Errol Mooney - Director

We would also like to Welcome our 2021 Delta Association of REALTORS® Board of Directors and Committee Chairs.

Budget and Finance - Chris Ristau Strategic Planning - Ramesh Suman Bylaws - James Britto Education - Ellen Albright Membership - Virginia Viera-Mitchell Bridge MLS Lead Representative - Kevin Vierra Local Government Relations(LGR) Scott MacIntyre Local Candidate Recommendations (LCRC) Aaron Meadows Young Professional Network Alex Huezo and Chris Ristau Affiliate Council - Alex Coons Delta Realtors Community Service Foundation (DRCSF) - Cathleen Griebling

2021 DAR Board of Directors Ramesh Suman 2021 President Patrick McCarran - President Elect Chris Ristau - Treasurer Angela Johns Immediate Past President Laura Agdanowski - Director James Britto - Director Alex Huezo - Director Lisa Hultz - Director Margaret "Maggie" Hurtado Director Virginia Viera Mitchell Director Rwan "Ro" Rasheed Director

2021 DAR Committee Chairs

Budget and Finance Chris Ristau Strategic Planning Patrick McCarran Bylaws, Rules and Regulations Angela Johns Education - James Britto Membership - Julie Gonzalez Business Technology Alex Huezo Local Government Relations (LGR) - Scott MacIntyre Local Candidate Recommendations (LCRC) Aaron Meadows Young Professional Network Alex Huezo Affiliate Council - Alex Coons Delta Realtors Community Service Foundation (DRCSF) Anthony Silva

Delta Association of REALTORS® & Delta REALTORS® Community Service Foundation 3428 Hillcrest Avenue, Suite 200, Antioch, CA 94531 (925) 757-8283 – www.DeltaAOR.com - info@DeltaAOR.com 18 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

MAJESTIC HOMES We just moved to a new location! 3711 Sunset Lane, Suite F, Antioch, CA 94509 Santa, Please don't miss our clients house.

Ramesh Suman

BRE - 00871752 GRI, CDPE, RCS-D RES.NET AMP REO Certified HAFA Short Sale Specialist AHOP Certified Director - Delta Association of Realtors

Deo Raj "Dave" Singh BRE License - 01789784

Direct: (925)766-3280 E-mail: Dave@MajesticHomes.us

(925)366-3618

Rajbir S. Sarkaria

BRE License - 01499991

Direct: (925)766-5784 E-mail: Raj@MajesticHomes.us

Ramesh@RameshSuman.com

Wilfredo Martinez

BRE License - 01344119

Direct: (925)462-2273 E-mail: W.Martinez.Realtor@gmail.com

Service Excellence-Experience the Difference

MAJESTIC HOMES 3711 Sunset Lane, Suite F, Antioch, CA 94509 WWW.MajesticHomes.US Office: (925)779-1234

ATTENTION Real Estate Professionals COME TO THE ANTIOCH/PITTSBURG MARKETING MEETING AND TOUR PROMOTE YOUR LISTINGS The best way to start promoting your listing to fellow Realtors is to present it at the Marketing Meeting and Tour, held every Thursday (excluding holidays) at 8:30 am at the Delta Association of Realtors.

Great opportunity to network with brokers, agents and affiliates.

We have educational and motivational speakers at some of the meetings.

ANTIOCH/PITTSBURG/BAY POINT

Day and Time: Now Every Thursday at 8:30 am

NOW ON ZOOM

Contact Ramesh Suman (925) 779-1234 • Ramesh@RameshSuman.com January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • 19

925-878-1603 DRE:01862445

www.stokleyproperties.net Professional Property Management Services Save Time

Increase Profits

Every day

Affordable Inspiration. Exceptional Home Staging

Contact Cathy Lee; ASP, RESA, WCR, CCAR 925.351.6118 www.cldesignservices.com Find and Like us on Facebook

20 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

Christos Moulis Team Realtor Emeritus 925.519.9345

Christos.Moulis@remax.net

RE/MAX Accord

Christos Moulis (925) 519-9345 Lic#00446234

RE/MAX Accord 800 S. Broadway • Walnut Creek, CA 94596

SINGLE STORY WITH 3 CAR GARAGE 0 0 ,0

.. ? .

5 E 4 C G

5 PRI LIN $ , T EL

D LIS F S L O R O

S OVE ING K N I H

T

Call me if you, WANT TOP DOLLAR WHEN YOU SELL 2726 Larkspur Dr, Antioch YOUR HOME, but don't have the money to spruce it up?

Hard to find a 4 bedroom, 2 bth, single story 1,907 sf home with a 3 car garage, so don't walk, but run to this home. Freshly painted inside and out. You will enjoy the manufactured hardwood flooring. Open Kitchen with the family room with a fireplace. Large 11,000 sf lot. Home has a security system, storage shed and more.

Call Christos at 925-519-9345 to view..

Prices at only $529,950 January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • G1

Pool House? Guest House? Fun House?

Simulated, rock, brick, stucco, or lap siding is optional with each model as well as a Fireplace.

Prestige Home renderings shown with optional covered porch, fireplace, and spark arrestor are not standard options. Additional options and upgrades may be added onto the base price of home, including A/C, gutters, sheds and concrete work.

Be the first to own a 2021 home

Working together with Prestige for your custom remodeling and new homes, we present Ekman & Associates Lic #524102 8660 Brentwood Blvd. Suite A, Brentwood CA 94513 925-516-6755 Office www.PrestigeMH.com

G2 • Real Estate GUIDE

Immediate Benefits:

• Easy permits turn around time (Shortened construction time) • Increases property value (Rental income or in law house) • Duplex, Fourplex, or investment property. (Fast turn around time) • Tax write off and other great benefits may apply!

January 14, 2021• Volume 14 - Issue 13

OUR SPECIALTIES: • MH=Mobile Home • Mobile Homes • Manufactured Homes • Tiny Homes • Guest Homes MH • Mobile Home Parks • Financing of Mobile Homes • Repairs of MH • Parts for MH • Trade-In for MH • Bank Owned MH • Moving MH • Private Property MH • Free Estimates on MH • VA & Cal Vets Loan

Brand New Featured Homes in Brentwood & surrounding Contra Costa County Communities Be one of the first homeowners to custom order your New 2021 Home.

2, 3 or 4 bedrooms with two car parking. Only 1 extra large corner lot available. Starting at $189,900 to $249,900. Pets are welcome

Classic View

Special Edition

We offer special owner financing regardless of your credit! OAC

$159,900

$100,500

Emerald Cove #179 Pittsburg,CA W5132A/B

Brookside MHP #C8 Redding, CA SAC035802CA/B

Owner Carry $41,900 Cottonwood Oaks #4 Cottonwood, CA RHC821323

$99,950

$299,900

$95,400

Rapid River #35 Redding, CA BEL009532TX

Concord Cascade #273 Pacheco, CA 009-000-H-A002041A/B

Creekside Village #142 Vacaville, CA CAFLR17A16154WF

Bank Owned, Private Parties & Investor Properties!

PARK

CITY

SPACE

AGENT

YEAR

W

L

BED

BATH

REF CODE

SPACE RENT

OFFER PRICE

Big Oak MHP

Oakley

15

New

2020

24

52

2

2

To follow

$615.17

$159,900.00

Brookside MHP

Redding

C8

Bethany

2016

22

52

3

2

SAC035802CA/B

$470.00

$100,500.00

$1,050.00

$299,900.00

Concord Cascade

Pacheco

273

Tony/Lindsay

2016

26.8

60

3

2

009-000-HA002041A/B

Co�onwood Oaks

Co�onwood

4

Bethany

1982

14

56

2

1

RHC821323

$450.00

$41,900.00

Creekside Village

Vacaville

142

Tony

1994

14

60

2

2

CAFLR17A16154WF

$775.00

$95,400.00

Emerald Cove

Pi�sburg

179

Lindsay

1976

24

60

2

2

W51328A/B

$827.55

$159,900.00

Rapid River

Redding

35

Bethany

2018

14

66

3

2

BEL009532TX

$460.00

$99,950.00

The Meadows

Pi�sburg

251

Lindsay

1978

12

60

2

2

CAL054397

$800.00

$79,900.00

Walnut Acres

Brentwood

70

Tony

1974

20

44

2

2

0275S4695U/X

$700.00

$94,900.00

Walnut Acres

Brentwood

70

Tony

1974

20

44

2

2

0275S4695U/X

$700.00

$94,900.00

Woodgate

Brentwood

43

New

2019

24

56

3

2

To follow

$760.00

$219,900.00

*Disclaimer: Prices and availability subject to change without notice. Highlighted properties are currently pending.

*Descargo de responsabilidad: Los precios y la disponibilidad están sujetos a cambios sin previo aviso. Las propiedades destacadas están actualmente pendientes.

8660 Brentwood Blvd. Suite A, • Brentwood CA 94513

925-516-6755 Direct Free list of mobile home communities & parks Notary On Site & Mobile Notary If Needed

January 14, 2021• Volume 14 - Issue 13

Email: TonyBess@prestigemh.com

Manufactured / Mobile Homes • Affordable Living

AFFORDABLE HOUSING FOR ALL!

Real Estate GUIDE • G3

Let's Bring in the New Year by Achieving Your REAL ESTATE GOALS!

Give me a call...

I can help!

Interest rates remain at all time lows and whether you are looking to sell your home or a first time buyer, Let me Guide You through the process.

CALL TODAY! WISHING YOU A PROSPEROUS NEW YEAR! Let's do this!!

How do Carolynn Thelemaque’s clients describe her?

PROFESSIONAL ✔ ENERGETIC ✔ UNDERSTANDING ✔ HARD WORKING ✔ AWESOME ✔

CAROLYNN THELEMAQUE A

LEGACY

REALTOR

®

OF

SERVICE

GRI®, QSC®

CELL 925.360.9907 CarolynnThelemaque.com

CalBRE # 01339361

G4 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

Season’s Greetings

From our home to yours, Wishing you a warm Holiday Season.

Dudum Real Estate Group

WALNUT CREEK

LAMORINDA

DANVILLE

BRENTWOOD

SIERRA TAHOE

WWW.DUDUM.COM DRE# 01882902 ©2020. Dudum Real Estate Group has not independently verified the information contained herein and therefore, assumes no legal responsibility for its accuracy. Buyer should investigate any matters or items disclosed, identified or about which they have concerns to their own satisfaction.

January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • G5

G6 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

LET'S DO BUSINESS! DALE BRIDGES

VICKIE COKER

Realtor DRE #01176228

Realtor DRE #01085216

925-876-9710

925-202-4080

dale@dalebridges.com

vcoker@flash.net

"I'll Pop You In The Car"

NEEDS ROSSMOOR 2 BEDROOMS, 2 BATHS 1300+ sq ft one story. Move in

condition. Up to

$800,000 can move fast.

SAN RAMON TO WALNUT CREEK 3-4 BEDROOMS, 2-3 BATHS One story party house move in condition up to $1,300,000

SUNNYGLEN RETIREMENT IN SAN RAMON 2 BEDROOMS 2 BATH move in condition with garage.

TRAILER IN PARK IN CONCORD /PACHECO AREA

A SPECIAL BUY IN ROSEVILLE

2 BEDROOMS 2 BATHS move in condition up to $175,000

IONE CA. Would like a SFR under $250,000 move in condition.

REALTY WORLD ®

ROSEVILLE, CA

29 acres

“Check this Out” RV location, Dry Creek frontage; Within 1/4 mile from Hwy 80/Riverside turnoff. MLS #18071745

REALTY WORLD Coliseum Realty

BROKER NETWORK

Each office independently owned and operated • Lic# 00792664

5754 Foothill Blvd. Oakland, Ca 94605

(510) 567-0257

14941 WESTERN, SAN LEANDRO

2137, 2139, 2141 94TH-OAKLAND

IMMACULATE BUNGALOW in San Leandro near BART, 880 and 580 freeways, shopping and other conveniences. New kitchen with bath, hardwood flooring, and spacious bonus room attached to garage with full bath and more.

THREE CONDOMINIUMS 1-3 bedroom, 2½ baths, family room, 2-3 bedroom, 2 baths, 3 separate garages. Built in 2007. Near all conveniences.

January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • G7

925-779-0600 • 925-779-0700 3413 Deer Valley Road, Antioch, CA 94531 Mann & Associates Each office is independently owned and operated

CLAYTON

$1,049,000

www.bhrmann.com ~ Since 1988 ~

OAKLEY

$649,999

Broker BRE#00874457

ANTIOCH

$469,000

((EL PORTAL)

DIANE

VIEW

SHOWS LIKE A MODEL!! Beautifully upgraded 5 bedroom 3 bath, full bed/ bath on entry level, remodeled kitchen featuring Viking Professional Stove and matching appliances. Hardwood flooring, Berber carpets, updated windows, custom window coverings, expanded laundry room, premium lot, rear flagstone patio, BBQ island, Oak trees, updated light fixtures, master bath has jetted tub separate stall shower and fireplace. 3 car finished garage with custom cabinetry.

LOCATED ON A CUL-DE-SAC! Absolutely spacious two story home located on a cul-de-sac. 1st level features, living room/dining area, family room/kitchen combo, office/den room, guest bdrm/bthrm & laundry room. 2nd level, huge loft/bonus room, 2 bdrm/1 bath. Huge Master bdrm w/ retreat area to relax. Master bthrm w/ separate shower/Orval tub & dual vanities. Great backyard perfect for entertainment & w/ low maintained.

INCREDIBLE VIEW! Centrally located Antioch single story with 3 bedrooms and 2 baths and expansive den. Newer composition roof and dual pane windows.

Incredible views, unlimited possibilities. Come see today!

PITTSBURG

ANTIOCH

ANTIOCH

$449,990

$499,950

$539,950

ROBINSON

ROCK ISLAND

(CAMBRIDGE)

GREAT OPPORTUNITY! Front main house features a 3 bedroom & 1 bathroom. Also possible back studio/office/in-law detached unit with separated entry. Updated heating/cooling. new carpet and double pane windows. Close to public transportation, shopping, Schools.

Walk to EBart. Large lot with exterior storage No rear neighbor.

PREMIUM LOT WITH NO REAR NEIGHBORS! Beautifully maintained single story home! Located in Eagles Ridge subdivision, Updated Kitchen with new counters, hardwood flooring, new carpet in bedrooms, updated comp roof, newer dual pane windows, newer light fixtures, new driveway and front walkways. Located close to the park, NEW BART station and shopping.

TRI-LEVEL HOME! 4 bedroom 2.5 bath with updated roof, windows, Newer HVAC, large lot, side parking, separate Living, Dining and Family rooms. Possible 5th bedroom/den. Newer laminate flooring, new microwave, indoor laundry and much more. Located close to park and public transportation.

PITTSBURG

ANTIOCH

BRENTWOOD

$545,000

$660,000

$825,000

(HEIGHTS)

(DUNDEE)

(MARSH CREEK)

GREAT COMMUTE LOCATION! Updated 3 bed 2.5 bath single story with composition roof, tile flooring, dual payne windows, updated HVAC, separate family room/Living rooms, open floor plan, large lot with side parking on both sides. Indoor laundry, covered patio and much more. Located close to park and Kirker Pass.

FORMER MODEL HOME IN HIDDEN GLEN NEIGHBORHOOD! Features 5 bdrm 3 bath w/ spacious open floor plan. Main floor offers 1 bdrm 1 full bath, formal dining, large family room/living room. Large eat in kitchen boasts espresso finished cabinetry, quartz counters, stainless steel appliances, breakfast bar. Extensive tile flooring downstairs. Upstairs has 4 bedroom 2bath, laundry room, balcony, master suite w/ ensuite bthrm, soaking tub & separate shower w/ plenty of natural light, double vanity & large walk in closet. Nice size backyard perfect for entertainment. Conveniently located close to shopping, schools, parks and Antioch extended BART station.

COUNTRY LIVING CLOSE TO TOWN! Country living close to town. Hard to find, 3 bedroom 2 bath rancher on approx 2.5 flat acres with endless possibilities. Main house 3/2, family room addition, indoor laundry, updated comp roof and tons of potential.

Detached unit/storage + detached workshop/Barn with slab floor, electricity, covered boat storage. Property has a Koi pond, fruit trees and views of Mount Diablo. Septic/ well and water from the irrigation district for landscape. Paved entrance and gravel circular driveway. Enjoy the views, privacy and room to roam!

ANTIOCH

ANTIOCH

ANTIOCH

$489,950

$499,950

$629,950

(CLINTON)

(HONEYSUCKLE)

(HILLCREST)

WELL MAINTAINED HOME! Features 3 Bedroom, 2 bath single story, 1582 SF of living space. Updated and upgraded. Spacious kitchen features granite countertops, lots of cherry wood cabinetry. 9000 SF lot w/fruit trees, RV parking, extra large work shed

BEST BUY! 4 bdrm 2.5 bath w/ updated composition roof. Tile flooring on the main level, separate family/Living rooms, indoor laundry, bathrooms have been updated. Newer laminate flooring in kitchen and family room, kitchen has granite counters. Property needs some cosmetic touches to complete the updates. Views of hills and Mnt Diablo. Neighborhood tennis court and community pool. Close to new Bart station.

HUGE LOT SIZE! Beautiful large custom single story home on nearly 3/4 of an acre. 3 bedrooms 2 baths. 4 car garage. Pool.

RV parking. Updated kitchen. The list goes on and on! So many possibilities and potential. Must see!

-

G8 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

Jody Drewry Broker Lic. #01478000

(925) 818-1977 Call/Text roa.jody@gmail.com www.DrewryRealEstate.com

117 Pleasant Place Antioch, CA 94509

33 YEAR OF EXPERIENCE I have been in the Real Estate Industry since 1986, with 21 years Title Insurance experience, a Certified loan signing agent, Mobile Notary since 2003, Real Estate agent since 2005, Real Estate Broker since 2016, Women's Council of Realtors Secretary 2018 & 2019 and Women's council of Realtors 2020 President-Elect.

YOUR REFERRAL IS THE BEST COMPLIMENT I CAN EARN !!!

g n i d en

P1810 MARIPOSA

g n i d en

P2528 KENNEDY WAY

BRENTWOOD $629,900 SUMMERSET II 2 bedroom, 2½ bath, 2032 sq ft sits along the 8th hold of Brentwood County Club.

ANTIOCH PENDING

e

iv Act

909 H ST ANTIOCH $465,000 GREAT CORNER LOCATION Office building with private parking lot, possibly live and work in the same place over 2000 sq ft.

REPRESENTING SELLER

508 BLUEROCK DR

ANTIOCH $618,888 BEAUTIFUL 4 BD 2.5 BA well maintained home. Beautiful backyard with built-in pool, feels like a vacation in your very own backyard!!!

COMING SOON 3 BEDROOM, 2 BATH 1634 sq ft in Pittsburg $475,000

CONV | FHA | VA | USDA | JUMBO | ARM | REFI | REVERSE MORTGAGE

Dave and his associates provide quick, responsive and professional services and keep you informed during the process. Exceptional service.

Survey completed on August 21, 2020 by Leonard

Dave Campagna Loan Officer | NMLS #286534 952-308-5886 Office / Text Dave@premierlending.com 201 Sand Creek Road, Brentwood, CA 94513 NMLS#1820673

DAVE CAMPAGNA NMLS # 286534 | 201 SAND CREEK ROAD, BRENTWOOD, CA 94513 BRANCH NMLS #1820673 | PREMIER LENDING INC. NMLS # 238143 | AN EQUAL OPPORTUNITY HOUSING LENDER LICENSED BY THE DEPARTMENT OF BUSINESS OVERSIGHT UNDER THE CALIFORNIA RESIDENTIAL MORTGAGE LENDING ACT

January 14, 2021• Volume 14 - Issue 13

Dave was absolutely amazing. My refi was not the easiest but he worked very hard to get it done. I am confident that any other person would have simply walked away because of the challenges involved. Dave never gave up and at the end success prevailed. He is the BEST. Survey completed on August 19, 2020 by Nancy

Dave was awesome! Always willing to take the time to explain things and ensure comfort. It’s clear Dave has been in the business for a while and I would definitely recommend!

Survey completed on August 7, 2020 by Steve

Real Estate GUIDE • G9

Diana McGee 925.642.5733

CDPE, Realtor • BRE#01725256

E-mail: dianamcgee63@gmail.com • dianamcgee.ismyreagent.com

!

D L O S !

G N I K S A R E V O 0 0 0 , $35 1010 w 8th st ANTIOCH $529,000 FANTASTIC DUPLEX Both units 2 bedroom, 1 bath within blocks of Antioch Marina. Upper unit has brand new kitchen cabinets, granite counters and stainless steel appliances. Bathroom has new vanity and shower doors. Upper unit also has freshly painted interior, new carpeting and light fixtures. Also has separate ding room. Lower unit has newer laminate flooring in bedrooms and living room.

Large backyard. Both water heaters recently replaced and many dual paned windows throughout property. Close to schools, shopping and easy freeway access.

This is one you don't want to miss.

G N I D PEN 588 Cutter St, Pittsburg, CA 94565 PITTSBURG $525,000 MARINA WALK Single story, over 1500 sq ft. 3 bedroom, 2 baths. RV/boat parking.

Permitted studio close to Pittsburg Marina.

SOLD 817 BASALT WAY GREAT NEIGHBORHOOD 3 bedroom, 2 baths. Solar Included Antioch • $2750 Lease Per Month G10 • Real Estate GUIDE

G N I K S A R E OV

5505 Glen Hane Court Antioch • $660,000 January 14, 2021• Volume 14 - Issue 13

List with HEIDY HURST First and Consider it SOLD! JU

JU

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269 YELLOW ROSE CIR

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2831 ANDERSON LN,

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ING M CO ON SO

269 YELLOW ROSE CIR OAKLEY Sold over asking and multiple offers. $560,000 114 MEDINAH PL SAN RAMON Sold over asking and multiple offers. $1,125,000 2831 ANDERSON LN BRENTWOOD Sold over asking and multiple offers. $795,000 403 SPRINGFIELD CT BRENTWOOD Representing Buyer $1,020,000

101 BLAINE LAINE, KNIGHTSEN Peterson Vineyards.

Estate Winery, 5152 sq ft home, 6000 sq ft winery.

18 acres.

3041 WALNUT

2901 BRIONES VALLEY RD JUST LISTED: 3041 WALNUT BLVD. BRENTWOOD COMMERCIAL LAND W/Building. Nestled between trendy downtown Brentwood and stunning agricultural views, with high traffic visibility is this new listing. Perfect for office space, restaurants, wine bar or brewery, event center, endless potential. $1,188,000

www.3041WalnutBlvd.com

APPLE HILL ESTATE Address coming soon!

Heidy Hurst Realtor®

H: 925.584.6377 HeidyHurstFirst@gmail.com www.HurstHomes.com DRE#01280003

2 decades in Real Estate and Over 200 Million in Real Estate Sales BRENTWOOD 60 Eagle Rock Way #8 Brentwood, CA 94513 925.420.5717

LAFAYETTE 999 Oak Hill Rd #100 Lafayette, CA 94549 925.284.1400

DANVILLE 100 Railroad Ave #A Danville, CA 94526 925.800.3510

17.8 ACRES WITH AMAZING VIEWS FROM THIS HILLTOP HOME! 208X100 Steel covered arena for animals/horses or covered area to store all your toys. Workshop and tack room next to the arena. Owned S13Kv solar. This beautiful ranch home has a private gated entrance and so much to offer. High vaulted ceilings and open floor plan and views from every window. In ground pool with amazing design, large oak trees are the perfect setting with a natural look with it's large boulders. You will feel like you are on vacation everyday! $1,250,000

2901BrionesValleyRd.com

Lori Abreu

925.216.6317

WALNUT CREEK 1910 Olympic Blvd #100 Walnut Creek, CA 94596 925.937.4000

Website: www.DeltaRanches.com E-mail: Lori@deltaranches.com CA 01336343 BRE January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • G11

REALTORS vs VETERANS I recently encountered a young man while we were both volunteering to help at an event to support the homeless. He was probably in his early 20’s and of impressive size and stature. Near the end of the day’s work I sought him out to thank him for volunteering and to learn more about him. He told me he| was Veteran| of Iraq-Afghanistan and 6 Beds 5.5aBaths 6,600± SF | .59± Acre Lot | 4 Car Garage had heard about the event from other Vets. I had noticed that he never removed his cap or glasses. He explained he was concealing injuries encountered in the war. Removal of his sun glasses revealed a missing eye and very damaged area around the eye. Removal of the cap revealed many divots and bumps and odd patches of hair and scars. Just the sort of thing that would make little children run for mommy. As we parted I thanked him for his help and his service to this country. I hope our society, the VA, and everyone around him are grateful, and assist him in any way possible. I hope he is the first to be hired and the last to be laid off in whatever endeavor he chooses.

308 LOVE LANE, DANVILLE

Welcome to this fabulous, nearly new home on the Westside of Danville, close to lovely downtown.

Sadly our industry has been less than Custom supportive of Veterans. a competitive offer situation Realtors set aside crafted just two In years ago (2017-2018), this home offers often the very best the VA offers first, then sort out the rest.

We have put veterans LAST. With this in mind, I recently represented Viet in architectural design as well as construction quality. The amazing open afloor Nam Veteran in a home purchase. Weplan wrote the offer with 50% down payment, and conventional financing.

We also offers over 6600 square feet of living space, with 4547± square feet on one reserved the option to use VA financing at no cost to not the considered seller. The in Realtor the seller to counter out room, the VA level.

Features squareadvised feet: 470± sf attached cabana option. My client was denied his EARNED benefit. He now pays about .33% extra in interest as a result. About enough plus 292± sf covered porch, and 1061± sf garage. Nothing this close to the town $$ to buy a very very nice dinner every month. The Veteran asked me near close why the Realtor countered out the of Danville with new construction will compare!!

VA option despite the no cost language. I explained that they thought they might have some extra paperwork or need to perform other VA obligations.

The spacious living room is central to the home and lofts up two stories to

He explained to me that he was oncetrussed called ceiling. upon toOther put forth living spaces thisoption lofty roomis both upstairs as Hisopen VAonto loan a HARD some extra effort and performance. It got him shot with an AK47 well as downstairs. This serves to give the large home a sense of togetherness. and pinned down bleeding in the jungle of Viet Nam while the EARNED right that should not enemy threw hand grenades at him. His VA loan option is a have as been taken away of. byFeatures an The mainbeen floortaken masteraway suite is appointed you may have dreamed HARD EARNED right that should not have include two closets.

Bath fixtures and finishes of the very under-informed Realtor by an under-informed Realtor. His purchase couldlarge havewell-equipped closed best quality and craftsmanship. easily with VA financing.

AS Realtors we have an obligation to be informed. It is not the sellers who avoid the VA loans it is their Realtors TheI theatre room isloan spacious accommodate your many friends and family. advising them. In a recent VA transaction was promised docs into21 days. It happened without a hitch!

Equipment permits viewing your favorite media in luxurious comfort.

Michael Weber

The beautiful beach-entry pool is fenced for child safety and isViet theNam centerpiece Realtor, Veteran for a resort-like back yard. Landscape is luxurious with mature trees. The spacious patio opens up to the indoor space by use of large doors. Outdoor space becomes indoor space for entertainment of large gatherings.

Offered at $4,385,000

MIKE WEBER DRE#00441586 | Broker Associate

925.487.7609 Mike@MikeWeberRealtor.com

MikeWeberRealtor.com G12 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

CCRIM 2020 BOARD OF DIRECTORS One of the LARGEST ps grou g n i k r o w t ne Costa in Contra CCRIM Invites You to visit our website: www.CCRIMToday.com SELLERS: Is your home listed with an agent that will expose your home at a CCRIM marketing meeting? The power of networking helps sell homes faster and with less inconvenience.

BUYERS: Ask your agent to attend the CCRIM meeting so they hear about pocket listings first!

Brittany Kemper Marino - President Joe Stokley - Immediate Past President Kevin Stone - President Elect Glenna Nickerson - Treasurer Donna Davis - Vice President Athena Apostolopoulos - Sargeant At Arms Monika Jones - Secretary Robert Sogomonian - Tour Director

CCRIM is proud to announce their Realtor and Affiliate of the Year for 2019!

AGENTS & AFFILIATES : Attend CCRIM every Tuesday 8:30 - 9:30 am

Call Brittany 925.788.7554

Realtor of the Year JOHN FONDAZIO

Affiliate of the Year BILL SHEWRY

Visit CCRIM on Facebook!

January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • 21

KC

6 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

Providing over 20 years Dedicated Real Estate Services

West

RE/MAX Accord Broker DRE 01305640 WCR Delta Chapter President 2013, 2012 President Elect & 2011 Secretary

RE/MAX Accord

PROPERTIES

Direct: 925.584.0235 fax: 925.634.8500

Westproperties.org

Kelly.WestProperties@gmail.com

Hablo Español

LET OUR TEAM OF EXPERTS FIND YOUR DREAM HOME During this window of opportunity of historically low rates.

332 BURBANK

332 BURBANK

3660 WALNUT BLVD

NEW LISTING IN ANTIOCH for only $400k 3/1 updated home.

New sheetrock, paint and texture. Upgraded remodeled kitchen.

Remodeled bathroom. Perfect home move in Ready Home. Great location, walking distance to nearby school.

BRENTWOOD • $122,000 COMING SOON Walnut Acres Senior Park Brentwood. Lots of updated amenities.

This one is spacious.

Only $122,000. Club house and pool. Prime location in this park.

EXCELLENT INVESTMENT OPPORTUNITY FOR AN ASSISTED LIVING FACILITY American Canyon Care Home - 24 beds 1.1 acres, building & business included. Over $700,000 annual income.

Call us today for more information. $1.6 Million

1750 FAIRHAVEN

YER ON U D B TAT I L SO SEN RE P E R

486 TRIANDA

OAKLEY SOLD BUYERS REPRESENTATIVE First time home buyer got their DREAM HOME

BRENTWOOD $655,000 4 bedroom, 3½ bath home in Brentwood for $655,000

CONNECT ABOUT OUR LOAN PROGRAMS

Purchase & Refinance

Reverse Mortgages

Special FHA financing as low as 580

Down Payment Assistance programs

Special VA financing as low as 580

CalHFA, GSFA Platinum, MCC, etc.

3% to 5% Conventional Down Payment

USDA, 203K

Jumbo & Conventional High Balance

We use our own HVCC Appraisers

ROB O’MALLEY 925.634.6600 Branch Manager / Sr. Loan Consultant NMLS ID# 240904 | CA DRE ID# 01423655 141 Sand Creek Rd., Ste. C, Brentwood, CA 94513 Branch NMLS ID# 880995

*The 14 day close represents Summit Funding Inc.’s commitment to customer service, but does not constitute a guarantee. Summit is able to close in 14 calendar days in certain situations. Borrowers should have an underwriter pre-approval prior to signing a purchase agreement. All required borrower credit documents will need to be submitted within 2 business days of the signed accepted purchase contract. The appraisal will need to be received and reviewed within 9 days from the date of the signed accepted purchase contract. A rush appraisal may be required. Loan programs that are not eligible are: brokered 1st or 2nd loans, down payment assistance, all renovation loans, Jumbo and USDA. Some items that may cause delays in closing are, but not limited to: low appraisal value, appraisal delays, escrow or title delays, 2nd lien holder approval, short sale approval and conditions that cannot be met by any parties. Contact Summit Funding to see if you qualify for a 14 day close.The loan program

-

approved FHA direct seller servicer. This communication is not intended to indicate FHA endorsement or approval of any loan program Summit Funding, Inc. NMLS ID# 3199 I www.nmlsconsumerac cess.org

22 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

HILLCREST LENDING GROUP, INC. MORTGAGE UPDATE

RATES ARE LOW! PERFECT TIME TO REFINANCE!!!

• Purchase Loans • Rate and Term Refi • Cash-Out Loans • FHA Streamline • 95% Conventinaol No MI • Fix & Flip Loans CALL TODAY FOR YOUR FREE HOME LOAN EVALUATION Company NMLS # 348879 • Sandra Padilla, NMLS # 239675

ALLISON JAMES ESTATES AND HOMES sandra@allisonjamesestates.net

5 bedroom/4 bath Concord, CA • PENDING

4 bedroom/3 bath SONOMA, CA • AVAILABLE

Are you ready to purchase to downsize or upgrade? Let a professional help You every step of the way. We will take all the stress out of selling your home and finding Your replacement home. Give us a call today for a free consultation.

Sandra Padilla

Broker Associate • DRE Lic. 01203208

Cell (925) 550-9116 • Office (925) 318-4154 January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • 23

Grasping the American Dream The American Dream is the belief that anyone, regardless of where they were born or what class they were born into, can attain their own version of success in a society where upward mobility is possible for everyone. The American Dream is achieved through sacrifice, risk-taking and hard work, not by chance.

One large part of the American Dream, to own your own home, has been a cornerstone of success for as long (and probably much longer) than I have been alive. With all the volatility in real estate markets over the past 20 years, it may seem that this dream may have become a nightmare.

Hard working families who want to purchase a home have been confronted with higher interest rates for short periods of time when prices were low and higher prices when the interest rates were more affordable. Many people walked away from their homes in the 2008-2013 real estate crash, convince that the loss of the value of their homes could never be recovered. The average consumer, who usually pays more attention to the day to day issues cannot be on top of the changes that come into play in the real estate market on a frequent basis.

So how can the consumer who wants to own a home go about doing so? Invest? Rent? From out\r perspective is to take some time (and not mush is required) to connect with a real estate professional who’s profession requires them to stay on top of the daily fluctuations of the market.

Additionally, they will be able to help in select-

ing a professional mortgage professional that will have the consumer’s interests in mind.

The professionals in the business have access to tools and advice from other knowledgeable professionals that they are glad to share with their clients……free of charge! The only cost are a few minutes of your time on a regular basis. If you have questions, contact your real estate or mortgage professional. They will be glad to help you out and add other related information as well. All of this makes you more informed and hopefully more positive with the thin king that you too can achieve the American Dream, as originally defined in the leading paragraph of this article.

To sum this up; with all of the help the real estate profession has to offer, everyone has the chance to have a part of the American Dream. It may not happen this year, or next, and it may take some extra work on your part, but it is available to you.

If you have any questions or comments, please let us know!

2020 has been an extremely difficult year for many Americans. We are certain this will not last forever. It is time for you to see the possibilities for 2021 and begin to act upon them. We are available to help you and as always, out consulting time to you is without charge to you. Give us a call at 925-308-7045 and wee will set you out on the path to home ownership.

John Case is a Broker Associate with Corcoran Global Living He has dealt with all aspects of Real Estate during his career and can answer any question that you may have regarding your home.

CalDRE Lic:00622378

He is also the editor of the East Contra County Real Estate Economic Report.

He works with his wife Diana in Brentwood.

They can be reached at 925-308-7045 or by email at John.Case@corcornagl.com 24 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

SUPREME LENDING

is NOW offering the latest in Homeownership!!!

NEW 7% DOWN PAYMENT ASSISTANCE - YEAH!!

GOLDEN STATE

FINANCE AUTHORITY (GSFA)

OPENS DOORS

Down Payment Assistance Program FICO SCORE 620 For Purchase of an owner-occupied primary residence.

Eligible mortgages include FHA, VA, USDA and Conventional Loans.

Minimum FICO ® of 620 required.

Flexible income limits; based on the credit qualifying income only (low-to-moderate income - must be a permanent resident).

• • • •

INDIVIDUAL TAX PAYER IDENTIFICATION NUMBER (ITIN)

No Social Security Number Maximum LTV up to 80% Maximum 55% DTI Loan amounts $50,000 - $2,000,000

• • • •

100% Gift Funds Allowed NO Visa Required (Must have Valid ID) Other Program Requirements 12 Month Income Documentation

Call Today for Mortgage Information Debra Westlund

Sr. Loan Officer | NMLS 256767 Direct: (925) 783-2052 Debra.Westlund@SupremeLending.com 1200 Central Blvd. Suite C | Brentwood, CA 94513

Rachel Graham

Loan Officer Assistant Direct: (925) 339-7045

Rachel.Graham@SupremeLending.com 1200 Central Blvd. Suite C | Brentwood, CA 94513

ADVERTISEMENT. EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 (www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. Copyright © 2018. Not an offer or agreement. Information, rates, & programs are subject to change without prior notice. Not available in all states. Subject to credit & property approval. Not affiliated with any government agency. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act License 4130655.

January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • 25

Is your homeowner policy up for renewal?

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Get a FREE review of your policy!

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When you come in for a review of your policy you will receive a $25.00 gift card With this Ad. Offers expire 30 days from mailing date.

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Lic. 0M90740 26 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

SO LD

SO LD

Live the Good Life In Beautiful El Dorado County

5001 DEERWOOD DR.

THIS 3 BEDROOM, 2 BATH HOME Is on a .420 acre lot, on a very peaceful and quiet street in Cameron Park, CA. Recent replacement of the HVAC, water heater, and dishwasher. $499,998 • MLS:20046745

SETTLE INTO YOUR NEW HOME AND ENJOY THE SURROUNDING VIEWS Your built-in pool with solar heating, and the serenity of this one of a kind property. This is a custom 4 bedroom, 3 bath home, on 3 plus acres, located in Sleepy Hollow. Master and Jack & Jill bedrooms upstairs, and 4th bedroom downstairs. The property has covered RV and boat parking. The Sleepy Hollow community has a private lake and miles of walk and/or horse trails. The owners have done many upgrades including new Hardiback siding, paint and window trim.

Seamless gutters with LeafGuard. Recently replaced HVAC System and ducting. Upgraded and expanded rock walls and freshly sealed asphalt driveway, and much, much more. This home is just a short drive to the South Fork of the American River, where you can enjoy white water rafting, stream fishing, and many outdoor activities.

Apple Hill and Lake Tahoe area are within a short distance for those spur of the moment day trips. Incredible country living while still close to major convenient shopping and dining.

SHINGLE SPRINGS, CA 95682 • $779,000.00

Ted Marfia DRE # 01756265 530-677-2493 • 530-401-2234 E-mail ted@folsomlakerealty.com FolsomLakeRealty.com 5170 Golden Foothill Parkway, El Dorado Hills, CA 95762 For acreage and ranches among the hills and valleys of El Dorado County Ted Marfia is your man.

He knows the in and outs and back roads of our county and can find you the perfect home.

REAL ESTATE PHOTOGRAPHY

GRAY SKIES? NO PROBLEM MIKE HAYES

LOCAL OWNER NDP Contra Costa 925.270.0900

January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • 27

Have questions on how to become a member or strategic partner of Women's Council of Realtors?

Call or Message us at https://www.facebook.com/WCRDelta/

Monique Fuentes 925-435-9863 Jody Drewry 925-818-1977 Denise Picard 925-963-6253 Rwan Rasheed 925-528-9008 Julie Gonzalez 925-219-5044 Alex Coons 925-354-0651

2021 Incoming Board Members 2021 President

2021 Treasurer

925.818.1977

925.963.6253

DENISE PICARD

JODY DREWRY

2021 Event Director

2021 President-Elect

CYNTHIA MACDERMOTT

JESSICA ROBINSON

434.429.0794

209.914.3360

2021 Secretary

2021 Membership Director

RWAN "RO" RASHEED

GINA BUTSON

925.528.9008

925.329.9999

Your 2020 Board of the Delta Network

MONIQUE FUENTES President

28 • Real Estate GUIDE

JODY DREWRY President-Elect

RWAN RASHEED

DENISE PICARD

JULIE GONZALEZ

ALEX COONS

Secretary

Treasurer

Director of Events

Director of Membership

January 14, 2021• Volume 14 - Issue 13

Boost Your Credit for the New Year?

By Patrick McCarran ~ Real Estate Broker Didn’t get what you want for Christmas?

How about a new home?

If this is on your list you may consider adding boosting credit score to your New Year’s resolutions. Although no one except the credit reporting agencies know exactly how the algorithm works these general tips are commonly acknowledged to help increase your credit score 1. Always pay on time This sounds like a no brainer but it isn’t. No lender likes to lend money to an individual who has a track record of missing their payments. This indicates a lack of discipline and poor financial management, and it translates to a lower score. On-time payments improve your credit score tremendously. It carries almost a 40 percent weight on your score.

If you find it hard to keep track or forget to mail the payments try and e-pay option at your bank. Set up the minimum payment to go out preferably just before the due date and choose the recurring option so it pays every month. Just remember to check your statements in case the minimum payment changes. Because you are setting this up at your bank you can change it or cancel anytime with the click of a mouse.

2. Keep your credit owed within limits Keep your credit card balances within 40% of the allowed limit. If you have $5,000 as your limit, then keep your balance amount to $2,000. This applies even if you pay it off each month. The total balance at any time must stay under 40% to show that you are not pushing your limits, it is like the old saying they only give you money if you don’t need it. Also it is good practice not to have your total unsecured credit balance over 50 percent of your annual salary.

3. Use your cards but don’t abuse your cards Sound simple but often it isn’t. It is important to use your cards consistently however as noted previously you should keep the balances low. A good practice is to set up a recurring charge on you card such as a phone bill and set up an automatic

payment to pay it off each month then put the card up. This keeps the cards from being dormant and shows that you can have credit and be in control.

4. Use two credit cards if you are a habitual credit card user This is good and bad advice at the same time. FICO does not consider spending money on two credit cards as one. But if you have two credit cards, you can keep your usage percentage in control.

For example, if you have a credit card with a limit of $2,000, and you charge $1,500 on it, you’ve used 75 percent of your credit limit.

Now if you split your amount into two, and spend $750 each, then the percentage of usage will be around 37 percent. So it helps you in the eyes of FICO. Now, don’t go on a credit card shopping spree.

5. Maintain a good mix of good and bad loans — AKA, a healthy credit mix Home loans and business loans are considered good loans. Personal loans and private label credit cards are considered bad loans. This is why investing in a home loan, if you are a spendthrift is a better decision. You will have a good credit mix and build an asset.

6. Pay high-interest loans and small loans first It is a prudent decision to pay your home loans over longer periods. Pay off your personal loans, credit cards and private loans first, as they tend to have a higher interest (typically 15 percent to 36 percent) with no asset creation. Home loans, on the other hand, are just 4 percent to 5 percent, but they build an asset. This is one of the underutilized logical tips to improve credit score. Pick a loan and set a goal and then focus on paying that one off (but don’t buy something to celebrate).

7. Close your unwanted savings accounts Many people tend to abandon their savings accounts without closing them. If you have less than your Minimum Average Balance (MAB), it will start to affect your credit

score. Also, when you finish paying a loan off, it’s imperative to get the loan closure certificate.

8. Check your credit reports regularly You can obtain them from the official FICO site for free. Just go online and check your credit score at least once in a year, so that you can catch any mistakes and get it corrected. There have been cases when banks report you to FICO by mistake. Keep in mind that free reports are a consumer product and the credit score will vary depending on the type of credit you are applying for.

9. Monitor your co-signed joint accounts properly In instances of co-signing a loan or maintaining a joint credit account, even if they are family. You need to monitor the statements closely to make sure everything is in order. There is no use complaining if you chose the wrong joint holder who was careless and you don’t catch it.

10. Negotiate if you cannot pay on time This is also one of best tips to improve credit score. People often know that they would not be able to pay their bills in advance. Regardless, they do not take any action.

If you know you will not be able to pay on time, negotiate with your bank. Banks may be willing to extend your loan period and reduce the EMI and the FICO will see you are proactive.

So these are some of the tips to keep your credit score in check and get a better home loan with less stress. Feel free to contact me with any other questions or for more information.

Patrick McCarran is a local Realtor and Broker DRE# 01325072.

He can be contact by phone or text at (925) 899-5536, pmccarran@yahoo.com or www. CallPatrick.com. An independently owned and operated office. In association with Realty One Group Elite DRE# 0193160. Equal Housing Opportunity.

Patrick McCarran “Know Your Options”

925.899.5536 Patrick McCarran & McCarran Homes DRE# 01325072 In association with Realty One Group Elite DRE#01931601 Each office independently owned and operated.

January 14, 2021• Volume 14 - Issue 13

DRE#01325072

Real Estate GUIDE • 29

Want to join forces with our local Real Estate Professionals?

East Contra Costa Marketing Meeting and Broker Tour Every Tuesday at 9:00am.

Meet other Realtors, Lenders, Title Representatives, and other trades to network and stay current.

Everyone Is Welcome! $5 admission includes coffee and breakfast

Now on

Contact Cliff Olson at cliff.olson@housemaster.com

30 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • 31

32 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

1st Choice Mortgage & Real Estate Services

1Choice st

Rajinder Chahal Broker/Owner

510-323-6717 Cell • chahal209@yahoo.com 3150 Hilltop Mall Road #58, Richmond, CA

510-222-3301 Office

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ATTENTION REAL ESTATE AGENTS:

Listings advertised in The Real Estate Guide Magazine Are AUTOMATICALLY Published On The Internet for FREE Your Listings Are Also AUTOMATICALLY Sent To Our Partner Web Sites January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • 33

Carol Ann Hutchinson

510.534.7425 510.355.2260

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34 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

Carmen Sanchez

DRE: 01110382

Michael Ortega

DRE: 01327088

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INQUIRE ABOUT FTHB FINANCING OPTIONS AVAILABLE FOR YOUR PURCHASE January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • 35

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36 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

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https://morrisongraphics.online/ January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • 37

The East Bay Real Estate Guide Proudly Serving Alameda, Contra Costa & Solano Counties

This map is provided by the Real Estate GUIDE to help you locate the communities advertised in this magazine

The East Bay Real Estate GUIDE is distributed in select locations throughout the Bay Area.

Visit our web site @ www.ebrealestateguide.com 38 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

Willie B. Jefferson Jr. Broker-Associate

I Start By Listing

CalBRE #01244647

Direct: (707) 334-7900 Fax: (707) 864-4207 E-mail: wbjefferson@aol.com h t t p : / / h o m e s b y w i l l i e b . c o m

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D L O

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Excellent Starter Home

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January 14, 2021• Volume 14 - Issue 13

Real Estate GUIDE • 39

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w w w. E B R e a l E s t a t e G u i d e . c o m 40 • Real Estate GUIDE

January 14, 2021• Volume 14 - Issue 13

MarilynGoff.com

866.817.4633 MGoff@GoLyon.com

FEATURED HOME

FEATURED HOME

5540 Green Valley Rd., Placerville

4505 Wabasso Ln., Garden Valley

MAGNIFICENT VIEWS OF THE SIERRAS • 2,225sf single story home w/spacious floorplan, wood flooring, recessed lighting & 2 fireplaces • 40 acres includes a detached barn/workshop, greenhouse, orchard & detached 2 car garage w/ 864sf guest apartment above perfect for extra income MLS:20008478 $1,179,000

SERENE CANYON VIEWS • Craftsman style 4,213sf home set on 15 acres • Spacious floor plan w/cathedral ceilings • Home theater room & spacious upper landing • Solar, a Generac Automatic generator, workshop, RV parking & plenty of room for horses MLS:20054192 $1,055,000

• •

•

PLACERVILLE

PLACERVILLE

5441 Horizon Ct., Placerville

1981Stagecoach Rd., Placerville

VIEWS OF THE COSUMNES RIVER Magnificent 3,128sf home set on 21+ acres Elegant floor plan w/cathedral ceilings, wet bar, fireplace & large picture windows free high speed internet & RV pad w/hookups

MLS:20061161

$999,000

EL DORADO HILLS

SHINGLE SPRINGS

CalBRE#00935416

PLACERVILLE

SHINGLE FOLSOM SPRINGS

3488 Tree Frog Ln., Placerville

UPSCALE GREENSTONE GATED COMMUNITY • Victorian style 2,396sf home set on 4+ landscaped acres • High ceilings, hardwood floors throughout, fireplace, antique accents, stained glass & more • Detached garage has guest quarters w/full bath MLS:20064431

$748,950

TAHOE STYLE LOG HOME • Stunning 2,500sf home set on 10 acres • Extra perks include newer central heating & air, whole house fan, new flooring & more • 2 small barns & detached workshop/garage

4960Omo Ranch Rd., Somerset

2681 Cameron Park Dr. #57, Cameron Park

SOMERSET

3059 Madrid Dr., El Dorado Hills

EL DORADO HILLS HERITAGE 55+ GATED COMMMUNITY • Spacious floor plan w/vinyl plank flooring • Extra perks include tankless hot water heater, owned solar & high speed internet available • Heritage community has pools, club house, spa & more MLS:20069330 $579,000

El Dorado Sacramento - Placer Counties

AMONGST AWARD WINNING WINERIES • Spacious floor plan w/vaulted wood lined ceilings, wood burning fireplace & picture windows • Property showcases security shutters, a large tool shed and an outbuilding MLS:20066973 $325,900

PLACERVILLE

0 Vogelsang Ln., Placerville

5776 Cortview Way, Shingle Springs

MLS:20060235

$645,000

CAMERON PARK

• •

•

PEACEFUL 55+ COMMUNITY Lovely 2bd/2ba home w/a spacious living room Updates include newer roof, hot water heater & artificial grass in the front Relax on the covered front porch!

MLS:20062475

$125,000

CAMERON PARK

3.27 acres Country Club Dr., Cameron Park

4341Hillwood Dr., Shingle Springs

FOUNDATION OF YOUR HOME BUSINESS • 1.21 acre property showcases a 3bd home, approx. 1,250sf detached garage w/full bathroom & Storage above, approx. 120sf cottage w/electricity and approx. 900sf green shop MLS:20062862

$549,000

SHINGLE SPRINGS FOLSOM

134acresRidge Dr., Shingle Springs

POTENTIAL EVENT VENUE • Stunning property w/rolling hills, massive oak trees, seasonal streams & seasonal pond • 57.63 acre parcel plus second parcel 76.86 acres for a total 134.21 beautiful acres MLS:20052538

RESCUE

$1,980,000

10 acresOctagon Pl., Rescue

ALREADY GRADED BUILDING PAD • Beautiful 10 acre lot in Placerville!

• Take advantage of having an already graded building pad and a well capped • Partially fenced perfect for farm animals MLS:20050058 $275,000

FENCED ACREAGE • Don’t miss out on this opportunity to own 3.27 usable acres in the heart of Cameron Park • This fenced acreage is zoned Multi-residential and located near other multifamily housing units MLS:20024476 $199,000

BUILD ON PASTORAL PERFECTION • 10 gently rolling, useable, acres available • Dotted w/majestic oaks & rock outcroppings • Beautiful building sites w/ room for toys • Beautiful Sierra Mountain views await MLS:17000837 $137,500

PLACERVILLE

PLACERVILLE

DIAMOND SPRINGS

PLACERVILLE

5 acresGlory View Dr., Placerville

5acres Lower Lake Dr., Placervill

2.56 acresDowning Ln., Diamond Springs

3266Holiday Ln., Placerville

PEACEFUL SURROUNDINGS • 5 pristine acres greet you as you breathe In the fresh air & peaceful surroundings • Property is fenced making this great for animals • Park & lake access available w/membership MLS:20070476 $125,000

NEAR COLOMA • Lovely 5 acre parcel near Coloma recreation area • Showcasing beautiful rolling property w/stately oaks, rock outcroppings & a stream running through • Plenty of room for animals, gardening & more!

MLS:19024026 $116,000

ROOM FOR HORSES • Wooded 2.5 acre parcel offering privacy, Serenity & conveniences nearby • Property features multiple places to build • Call today for owner financing options MLS:20053005 $115,900

GET AWAY FROM IT ALL • Beautiful treed 4.16 acre parcel in Swansboro • Pristine parcel of land just waiting for your new home or perhaps a vacation cabin • Access to private association lakes & private airport MLS:20003032 $59,000

SIERRA MOUNTAIN VIEWS • Build your dream home on this incredible 10 acre parcel w/stunning Sierra Mountain views • Private access gate leads to a rough pushed road to the top of the hill MLS:20069791 $349,900