The Carleton Directory : June 2010 by DiscoverySquare

Carleton Service Station

Service · Repairs · MOT

Cover photo:

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London Road, Carleton, Carlisle CA4 0AA

ELECTRICAL ELECTRICAL ENGINEERS ENGINEERS

The WEB is the FIRST PLACE that people look for goods and services Single-page web presence for only £79 Includes domain name, professional matching e-mail address and link to your existing email, production based on your text and pictures, optimisation of text for searches, hosting for the rest of the year, and submission to search engines. Typical multi-page website usually about £250 Includes domain name, professional matching e-mail address and link to your existing email, production of many pages based on your text and pictures, optimisation of all text, titles and pics for searches, hosting for the rest of the year, and submission to search engines. Ask to see sample sites, and discuss your marketing needs:

t: 01228 513 621 e: graphics@sky.com oak lane · carlisle · ca1 3sw strategic marketing · e-publishing · internet management

page 12

Please mention The Carleton when responding to adverts

Published by AQA Magazines · Editorial by Claire Gaughy, 75 Cumwhinton Rd, Carlisle. Tel: 07846 837811 · Printed by QIC Print, Unit 4 Brunel Way, Durranhill Ind Est, Carlisle CA1 3NQ · Tel: 513 513

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IENCE EXPER

May-June 2010· Distributed Free to over 2,000 local homes, also online

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Health

Dear Neighbours

by Carol Westmorland

Be careful what you wish for?

O THE ELECTIONS are behind us and what a difference the televised discussions made to the run in.

NYONE WHO has ever experienced diversity will know that it amplifies your perception of your surrounds. Suddenly everything is in sharp focus. Noone wants to put in that position to have clarity but on the other hand it is often the case that our senses become dulled with complacency and routine. I wonder how many of you reading this take a moment to count your blessings. It is very true to say that the best things in life are free.

It seemed that through the medium of television we all became more connected to the future of our country; with the furore surrounding the expenses it could have been expected that many people would be turned off politics but instead the will of the people was exercised. Hopefully with this newfound connection nationally and the agreements that have been reached between the major parties, the connection can filter through to the regional and local level.

We are told that with just 30 minutes of exercise a day and by that they mean raising your heart rate we can cut the risk of ill health. There can’t be many who don’t equate exercise with health but there are countless who will never consider slotting it into their day.

If we all make the effort to participate and fight to improve life locally our communities can flourish and so can the country. Here’s to the people! Best Wishes Claire xx

“... its about being alive..”

We will endeavour to include as much of your relevant donated editorial as possible, but reserve the right to omit or edit as space requires; generally we will send a proof before publishing. Any views expressed are not necessarily shared by the publishers.

Thankyou

Physiotherapists at the Clinic are Chartered and Registered with the Health Professions Council.

Dear Claire,

Please could I say a big thank you to Councillor C F Weber, councillor for Harraby for the funding of the “Children at play” sign which has been installed at Simmerson Drive. Yours faithfully, J Connelly Simmerson Drive

Get Well

Susan from Sassi in Longtown is not well, and we wish her a speedy recovery and

hope that readers will support her staff in her absence.

The Carleton Directory Advertise in

(for the 5 estates at Carleton, plus London Rd)

Ring Clive on 01228 513 621

page 2

Conditions most commonly treated include:

BACK & NECK PAIN TRAPPED NERVES SPORT INJURIES

SPRAINS & STRAINS

WHIPLASH INJURIES

We specialise in the assessment, treatment and care of all soft tissue, joint and spinal problems with a variety of techniques suited to the individual.

Carlisle Physiotherapy & Sports Injury Clinic for appointments please contact

01228 592979 Chapel Court 40-44 Cecil St Carlisle CA1 1NT

Please mention The Carleton when responding to adverts

Being pro-active and not re-active is very, very important when it comes to our health. We need to embrace who we are and live life to the full. We can all take care of ourselves in small ways and once we begin to respect our bodies we will become more energised and adapt a more positive and optimistic attitude. Tell yourself off if you find yourself behaving in a grown-up way. Lighten up and the world around you will lighten up too. Seeing humour in many situations defuses tension. With a basket of shopping I collided with a fellow shopper. Instantly apologetic, my fellow shoppers face was frozen. How very sad. I reminded myself that the combination of my shopping speed and basket was perhaps a bad mix but all the same my fellow shopper had a look of someone detached. How many of us have offered a spontaneous gesture to be greeted by well; nothing.

I love to write things down. My scribbles are always in full so I use an Artists pads with ring binders at the top. It wouldn’t be me if I didn’t have something to plan. It’s about being alive and grabbing every opportunity that comes my way. My husband now believes this works and cautions ‘be careful what you wish for’. Not a bit of it. I say life can never be too eventful. Carol Westmorland

Local Index

Listing here is for regular advertisers (free) as well as for businesses trading in this area; a single line entry is only £4 per issue; a second line (maximum number) is a further £1. Paid annually in advance; the nearest relevant heading should be used. Feature any mix of your ad page, phone, web or email contact details.

Bridal Wear

Country Dreams Tel: 539500

page 12

Copeland Construction Tony Underwood Plastering

page 6 page 11

Building Works Car Repairs

Carleton Service Station (527287) 9 & 12

Childcare

Louise English Childminder Pamela Walls Childminder Stone Eden Tel: 599400 Baby Development

Cleaning

Cumbria Pro Wash

page 10 page 10 page 12 page 8

0759 055 8633

cumbriaprowash@aol.com / Tel: 672094

Councillors

Cyril Weber (Tel: 539215) Nicola Clarke (Tel: 531126) page 3 Trevor Allison (Tel: 523923) page 7

Counselling

Sally Gard Confidential

page 10

Electrical Appliances/Repairs Northern Vacuums (524065) D C Electrical

page 1 page 1

Greg Metcalfe (01768 896241)

page 7

Electricians

Financial Advice Financial Concepts Saint & Co

page 6 page 6

Pilates Carlisle Physio

page 9 page 2

Health & Fitness Home Help

Blue Bird Home Care

Nursery

Property

Bulman Properties Tel: 819888 page 12

Restaurants & Catering The Conservatory Tel: 561888 Botchergate Tandoori Pink Leaf Catering Wheatsheaf Wetheral

page 8 page 8 page 8 page 8

Freemasons for Women

page 5

Metro Taxis

page 8

Social Taxi

Tel: 522088

Vets & Pets

Coomara Veterinary Practice Falcon Vets Pet Sitting Tel:577470

page 5 page 5 page 5

Portugal

page 7

Villa Rentals Spain

page 7

Websites

Derek House Assoc Tel: 513621 page 12

Window Cleaning Eric’s Cleaning

Womanswear

Tel: 819099

Sassi Tel: 792880

page 1

Call TONY on . . . S.H.A.R.P, 65 Lowry Gardens, CA3 0GX

Tel:591131

Stone Eden Tel: 599400

page 12

Dolores Marshall

Dolores Marshall (409404)

page 11

29a Fisher St (opposite Cranstons)

Ian Hodgson Tel: 541164

page 11

dolores.marshall@btconnect.com

Optician

Painters & Decorators Lee Shaw Tel: 549 594

Plumbing

page 6

John Fisher Tel: 560791

page 4

QIC Print: qicprint.co.uk

page 12

Printing

Opticians Tel: 01228

409 404 NHS AND PRIVATE PATIENTS WELCOME

Useful Dials

Revised and checked for 2010 Accident Legal Line 0500 192939 0800 800 151 BT Faultline Citizens Advice Bureau 01228 633900 Car Recovery 24hr 01228 527287 Carlisle City Council 01228 817000 Childline 0800 1111 Child Protect (NSPCC) 0808 800 5000 01228 606060 County Council Crime Stoppers 0800 555 111 Cruse Bereavement Care 0844 477 9400 Cuedoc/Health On Call 01228 401999 Cumberland Infirmary 01228 523444 Dalston Pharmacy 01228 541344 Debt Help 0808 808 4000 Drugs Helpline 0800 776600 Electric Emergencies (United Utilities) 0800 195 4141 Environment Agency 0800 807 060 Fire & Rescue Service 0800 358 4777 Floodline 0845 988 1188 Gas Emergencies 0800 111 999 Highways & Potholes 0845 609 6609

HealthOnCall NHS Advice 0845 464748 Library (renewals) 227310 Neighbourhood Forum 01228 226474 Police HQ 0845 33 00 247 Recycle White Goods 817200 Refuse Disposal 817200 RSPCA Cruelty Reporting 0300 123 4999 Sure Start Carlisle South 01228 625937 Train Times 08457 48 49 50 0871 200 22 33 Traveline Legal Help 0845 345 4345 NHS Direct 0845 46 47 Water Emergencies (United Utilities) 0800 330 033

The Winner

of the meal for 2 at the Wheatsheaf in last issue;

Mrs B Styles, Park Rd, Scotby

—congratulations!

To advertise please call 513621 or marketing@aqamagazines.co.uk

page 11

More Football Gaffs

Confidential

Counselling There could be many reasons why you might seek counselling, but each reason will be treated with dignity and respect.

Areas of Counselling I deal with are:

Oncology (Cancer) and surrounding issues. Domestic Violence Mental Abuse Physical Abuse Sexual Abuse Relationship Issues Low Self Esteem Low Self Confidence Anger Management Bereavement I am a Carlisle based private & independent fully qualified

Person Centred Counsellor and a member of the BACP. For more information contact Sally on

07703 105287 or e-mail sallygard77@sky.com Alternatively have a look at my website: www.sallygard.co.uk

PAMELA WALLS

Childminder Ofsted Registered and experienced.

01228 538247

OFFERING PLAY AND LEARNING IN A CARING HOME SETTING.

Monday - Friday full or part time.

“

Kevin Keegan:

The good news for Nigeria is that they’re two-nil down very early in the game.

“

Brian Clough:

I wouldn’t say I’m the best manager but I’m in the top one.

”

“ ” I had an argument with a player we would sit down for twenty minutes, If “ talk about it and then decide I was right!” “The river Trent is lovely, I know because I have walked on it for 18 years They say Rome wasn’t built in a day, but I wasn’t on that particular job.

Walk on water? I know most people out there will be saying that instead of walking on it, I should have taken more of it with my drinks. They are absolutely right Football hooligans – well, there are 92 club chairmen for a start.

”

“

OSPICE AT HOME CARLISLE and North Lakeland (Hospice at Home) is the local Charity providing nursing care at home to the terminally ill and supporting their carers. The service has cared for over 3,000 patients from Kirkby Stephen to the Scottish Borders and from Alston to Silloth. There are only 15 independent Hospice at Home charities in the whole of England and here in Cumbria we are lucky enough to have two such services.

”

Ian Rush:

I couldn’t settle in Italy – it was like living in a foreign country.

John Lambie:

“

”

Hospice at Home

”

“

”

It took a lot of bottle for Tony to own up . (on the Arsenal captain’s confession to alcoholism)

John Stevenson MP for Carlisle and

District Councillor for Dalston Ward. Home is such a special place for all of us and by providing this essential service, Hospice at Home enables people to choose not only to die at home, but importantly also to continue to live at home during their terminal illness. All care is provided free of charge and as far as possible is tailored to the individual needs of the patient and their carer. Hospice at Home is able to offer nursing and emotional support to individuals, their relatives and carers, bereavement support including both pre and post bereavement and complementary therapies for the individual and their relative or carer.

The majority of patients are referred to the service by their GP or a District Nurse, however, the patient or their family can also refer by contacting the Nursing Service on 01228 603208.

In order to maintain the service the Charity Team work to raise the money required to run the service. A grant is received from the Primary Care Trust which covers approximately 22% of the costs and the remainder £9,500 per week has to be raised from the local community. Throughout the year a full programme of events are organised and if you would like to hear more about this work, please call 01768 210719 or go to www.hospiceathome.co.uk Please mention The Carleton when responding to adverts

Congratulations to

Bryan Craig,

Hospice at Home also manages the specialist services of Lymphoedema and Occupational Therapy.

page 10

Councillor Nicola Clarke

Congratulations to

”

That’s great, tell him he’s Pele, and get him back on John Lambie, Partick Thistle Manager, when told his concussed striker did not know who he was

Ian Wright:

Caldew Calling

For the good of the Nation and for the good of the local economy.

Best wishes

Councillor Nicola Clark

Crossword Entry Form A Meal for 2 at The Wheatsheaf

Complete the crossword overleaf, fill in your details below, cut out this section and send to Wheatsheaf Crossword, 75 Cumwhinton Rd, Carlisle CA1 3JB Closing Date July 1st

Name ............................................................ Tel: ................................................................ Address: ........................................................ ...................................................................... ...................................................................... Email: ............................................................

To advertise please call 513621 or marketing@aqamagazines.co.uk

page 3

Police Page Do You Know What Your Child Is Doing Online?

HIS MONTH we are going to address the issue of protecting your children or young family members when using the internet. There have been several high profile cases recently of young people being groomed online. In March 2010, Peter Chapman was jailed for life, for the kidnap, rape and murder of Ashleigh Hall. Chapman, aged 33 and originally from Teeside, used the social networking website Facebook to groom Ashleigh, by posing as a teenager.

Although the above is an extreme example, there is a real chance that young people will encounter problems on a lower scale, such as cyberbullying, ‘SPAM’ and ‘SPIM’. ‘SPAM’ being junk mail sent online usually from undesirable sources, and ‘SPIM’ being ‘SPAM’ sent via instant messaging. I know what you’re thinking, this all sounds rather confusing. There is also a plethora of material online which is not suitable for children, such as

offensive, indecent and violent websites. The internet is global and mostly unregulated. Despite all the above, it is a common occurrence for young children to have unsupervised internet access in their own homes, without any limits on what they can view or who they can communicate with. Children as young as 5, now have Facebook accounts.

A few facts …. (12-15 yr olds):

82% have internet access at home

60% use it on their own (78% have a webcam) Facebook now has 175 million users (bigger than Russia).

Here are our top ten tips to protect you and your children online:

1. Ensure children only the use the internet in a communal room of the house. Ideally have the computer located in the lounge, where you can keep a close eye on what they are doing.

2 Activate the parental controls on your computer, to limit the websites that can be accessed, and also prevent email being sent from undesirable sources. 3 Ensure that your computer has antivirus software, and keep it up to date. 4 For all password controlled websites and email accounts used by your children, ensure that you know the password and monitor the accounts in question.

Prize Crossword

sponsored by

Where is the furthest you have travelled to recover a car?

The furthest we have travelled to recover a car is to Wick in Northern Scotland and Exeter in Southern England. We have also been known to travel to Northern Ireland. So how often do people fill up with the wrong fuel?

People fill up with the wrong fuel quite frequently; it can range from 2 to 5 per week. This is of course an expensive mistake to make so always make sure you use the right pump!

CAROL WESTMORLAND

WIN A FREE PILATES SESSION FOR YOU & A FRIEND To enter simply find all the listed words in the grid below. Once you have found them, use all 16 unused letters in the grid to spell the winning word based on our Pilates Theme. Send the completed form to the address below!

Abs

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Awareness

Exercise

Lats

Achievement

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Ring CLIVE on 01228 513 621

Balance Bicycle Body

Breathing

Carol Westmorland

Corkscrew Fitness Focus

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PRIZE WORDSEARCH ENTRY FORM

Send to: Pilates Wordsearch, 75 Cumwhinton Rd, Carlisle CA1 3JB Name ............................................................ Tel:..........................................................

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Closing date for entries is July 1st

To advertise please call 513621 or marketing@aqamagazines.co.uk

page 9

The World Cup

Chef’s Notes Twice Baked Thornby Cheddar Soufflé with Chilli Lemon & Chive Serves 4

3 ? tbsp of unsalted butter 80g plain flour 200ml whole milk 280g grated Thornby Moor Dairy cheddar Pinch of nutmeg 5 separated eggs 200ml double cream ? tsp finely chopped red chilli 1 tsp finely chopped chives Method: Pre-heat oven to 180 degrees centigrade, melt half a tablespoon of the butter, brush around 4 ramekins and refrigerate. Melt the rest of the butter in a saucepan and add flour, stir for 2 mins and cook out until thick. Add 250g of the cheese and nutmeg, stir until melted, and then take off the heat. Stir into the mix three egg yolks, in a separate bowl whisk the egg whites until stiff then incorporate these into the cheese mix.

How It All Began

Gently fold in the chilli & chives then fill the ramekins with the mixture. Cook in a water bath in the oven for 20mins until firm. To make the Sauce: bring the cream to the boil, add the remainder of the cheese & stir until melted. Take off the heat and add the remaining egg yolks. Turn out each soufflé into an oven-proof dish, pour over the sauce lightly, and then cook at 250 degrees centigrade for 7 – 8 mins, then serve. Serve with some fresh rocket leaves with a little balsamic vinegar and parmesan shavings. To add a bit more luxury to this dish incorporate 200g of cooked white crabmeat into the cheese mix. To book at The Conservatory Restaurant or Walton’s Bar please telephone 01228 561888

by Graham Watt at the bar of The Wheatsheaf

UMMER IS ALMOST upon us now and let’s hope it’s a BBQ one and we get to see you at our free BBQs; pop in for the dates of events. We would also like to welcome back our full time chef after 3 months off with back surgery.

We are all eagerly awaiting the start of the World Cup and fingers crossed England can go all the way, regardless of this we are having a Hawaiian Louhou for the Final. With a Cabana in the beer garden, cocktails and music as well as holding a Live Music Weekend on 11th, 12th and 13th June.

page 8

With the help of other Federation officials the plans began to be put in place for a world tournament which would involve all of the federations.

It was on the 26th May that the World Cup was born in its original form as the Jules Rimet Cup. With Uruguay chosen as host (a result of their previous outstanding Olympic history) and a further five other European countries an earlier date of 1929 decided upon.

Serving Suggestions:

Crack from the Wheatie...

At the moment we are also selling tickets to win a football signed by the full Manchester United squad this season. All proceeds going to Eden Valley Hospice so come in and get yours as I am sure you will agree what a fantastic cause it is.

HERE WOULD have been no such thing as the World Cup had it not been for Jules Rimet who took up the presidency of the World Football Federation in 1921. It was Rimet who in 1926 first thought of creating the greatest event in football. His enthusiasm and positive influence is realised through his famous words, "Soccer could reinforce the ideals of a permanent and real peace". With this idea and a focus upon international brotherhood he strove to create an international event that would make no discrimination on the grounds of professional or amateur status.

Nothing ever runs as smoothly as planned and it wasn’t until the 13th July 1930 that

The final was contested between Uruguay and Argentina and it was Uruguay, the hosts, who ended up victors in an event that was to form the beginning of a long and popular World Cup history. In fact so popular had the event become that future events would require qualifying rounds and today its reputation continues to grow.

Off the Ball

The Wheatsheaf Inn www.wheatsheafwetheral.com

01228 560686 Open from midday until close · 7 days a week Book now for homemade fresh food 7 d a y s a w e e k · Lunch & evening menus · · Local beef for Sunday roast · · Pensioners specials Thursday Lunch · · Tuesday night quiz night ·

the first ball was kicked in the first ever game at the Pocitos Stadium. As a result of numero u s European t e a m s wishing to retain an Amateur status or believing the trip around the world to be too long, only four European teams took part; France, Belgium, Yugoslavia and Romania.

“

Tel: 07809 686653 carlisle@babysensory.co.uk Please join the Facebook group search for “Wheatsheaf Inn Wetheral” for all the latest news and dates The Eiffel Tower is still hanging on the bell, the 1800 Club will be happy to explain more on a Friday evening.

Graham

Please mention your community magazine when responding to adverts

“

“We signed to play until the day we died, and we did!” Sir Bobby Robson:

“

Bill Shankley:

”

Some people think football is a matter of life and death – but I assure you, it’s much more serious than that. He has football in his blood, the disappointed scout complained. You may be right, Shanks said, but it hasn’t reached his legs yet

“

”

every Wednesday 6.00pm - 6.30pm

Dental & Weight Checks Ultra Sound Scanner Purpose-built premises Competitive Pet Shop

coomara@coomara.co.uk

Dogs, Cats, Rabbits Birds of Prey, Parrots & Reptiles All small pets

We didn’t underestimate them but they were a lot better than we thought We’re flying on Concorde. That’ll shorten the distance – that’s self-explanatory I would have given my right arm to be a pianist. Look at those olive trees – they’re two hundred years old – from before the time of Christ!

“

PUPPY & KITTEN CHECKS OLD FRIENDS CLUB Weekly Puppy Playgroup

Parking at rear of Practice, off Petteril Bank Road

“We want Brooklyn to be christened but we don't know into what religion yet” “My parents have been there for me, ever since I was about 7” “

Free Clinics including:

330 London Road, Carlisle, Cumbria, CA1 3ER

Jimmy Greaves:

Baby Sensory Development Classes

We cater for all animals great and small and offer a full range of services to all, at competitive prices and a friendly service

Friendly Personal Service

”

David Beckham:

Tel 01228 524740

YOUR PET - OUR PRIORITY!

I've had 14 bookings this season 8 of which were my fault but the other 7 were disputable! I never make predictions and I never will

“

Carleton, Carlisle CA4 0BU

FALCON VETERINARY GROUP

Paul Gascoigne:

”

COOMARA VETERINARY PRACTICE

”

Acupuncture - drug-free pain relief for your pet CONSULTING TIMES: Monday to Friday: 9:30 am - 11:00 am; 4:30 pm - 6:00 pm Saturday: 9:30 am - 11:00 am Sundays and Holidays: Emergencies only

www.falconvet.co.uk Tel: 01228 558833

Pet Sitting! Caring for all small pets while you are away — a cosy holiday home, all inclusive from just £1 per day. HOME Also DOG WALKING VISIT S Call Amanda on 577470 AVAIL ABLE or 07935 162 844

FREEMASONRY

FOR WOMEN Ladies Lodge operating in Carlisle at the West End Temperance Hall, Wigton Rd, Carlisle

For further information please call Mary on

01228 545770

To advertise please call 513621 or marketing@aqamagazines.co.uk

page 5

QUALITY PAINTING AND DECORATING

ing er hang ting Wallpap d exterior pain n a r Interio service ice Friendly ates and adv m ti s Free e

Tel: 01228 549594 Mobile: 0796 708 7348 leroy_shaw@hotmail.com

Building Works EXTERNAL & INTERNAL

. House Building . Extensions . Kitchens . Fireplaces . Paving . Tiling & Plastering . Renovation work . Agents & Landlords

4 Ashford Way CARLISLE CA1 3LG

Tel: 592202 or 07525 646 318

COPELAND CONSTRUCTION www.copelandconstruction.co.uk robert@copelandconstruction.co.uk

Financial Planning

By Darren Turnbull CFP,DMS,MCIBS Certified Financial Planner

How will you enjoy your Retirement?

UE TO INCREASES in life expectancy and a decline in birth rates since the "baby boomer" generation were born we continue to live in an aging society. In 2007 the number of Britons aged 65 and over exceeded the number under 16 for the first time.*

The generation of people now approaching retirement have a completely different attitude and approach to life than the generations before them. They are comfortable with the idea of servicing debt throughout their working life and are used to having luxuries that their parents only dreamed of. This generation has also been affected by the well-documented problems suffered by pension schemes.

Equity release will be a focal part of financial planning for this generation, whether to maintain the lifestyle they were accustomed to before retirement or to help them manage their debts and income shortfalls. What is equity release?

Put simply equity release allows you to release tax-free cash from your home to boost your finances in retirement, without the need to move. There are three different types of equity release products: 1.

Lifetime Mortgage

A lifetime mortgage is a form of equity release scheme where a loan is secured against your property to provide you with a tax free cash lump sum or a regular income to spend as you wish, typically with no monthly repayments to meet.

For professional independent financial advice and a first class service contact Darren Turnbull Certified Financial Planner on 01228 597986 for an appointment now. ✦ Pensions ✦ Investments ✦ Life Assurance & Income Protection ✦ Mortgages ✦ Equity Release ✦ Tax Planning ✦ Business Protection

Our initial consultation is free and without obligation. Financial Concepts (Carlisle) Ltd, Eden House, The Crescent, Carlisle, CA1 1QN www.financialconcepts.co.uk dturnbull@financialconcepts.co.uk Financial Concepts is authorised and regulated by the Financial Services Authority The Financial Services Authority does not regulate taxation advice. Your home may be repossessed if you do not keep up repayments on your mortgage.

page 6

DALSTON WARD

01228 597986 dturnbull@financialconcepts.co.uk http://www.financialconcepts.co.uk

The loan plus interest is eventually paid back when the home is sold, when you move into long term care, or when you and your partner die. 2.

lifetime mortgage with the main difference being you don't request the full sum of money available to you immediately. Instead, you decide on a maximum amount of equity you want to release and 'drawdown' the cash in stages when you need it. Equity release is a huge financial commitment and therefore it is vital that you are protected. We only recommend SHIP (Safe Home Income Plan) approved equity release plans, which come with a standard set of safety guarantees which include: • • • •

The right to remain in your home for as long as you choose

The freedom to move to another property without financial penalty (subject to lenders' criteria) That you will receive a cash lump sum or a regular income

That you will never fall into negative equity no matter what happens to house prices in the future

"By the end of 2010, the Institute of Actuaries forecast that the equity release market will reach £2 billion"†

† Institute of Actuaries, Equity Release report 2005. What's driving the equity release market? • • • • • • •

Ageing population is increasing the target market Life expectancy will continue to rise

Longer retirement places mounting strain on finances For many, the attempt to close the savings gap is too little, too late Erosion of state benefits

Decrease in employer’s contributions

House price rises have increased wealth held in property Changing attitudes towards property

Home Reversion

Drawdown Lifetime Mortgage

Using the assets built up in property is a viable way of both putting your household finances on an even keel and releasing funds for essential home maintenance, to boost day to day income or for more pleasurable purchases such as holidays or new cars.

A drawdown lifetime mortgage has the same advantages and disadvantages as a

Please mention your community magazine when responding to adverts

Hello Again,

•

Growth in product providers and press coverage

Pilot School Bus Run.

The Election. (Dalston ward)

I write this following the Parliamentary and Local elections. Steve Tweedie had moved into Eden District and stood down at the end of his term of office. We offered a strong candidate in John Wyllie for the vacant seat, but in the event, it went to the Conservatives. This was not unexpected, as the local election coincided with the Parliamentary election. This produced an increase from 47% to 75% of the electorate voting compared to the last District Council election in 2008. The estates at Carleton voted strongly for us. Although our actual tally increased, the bulk of this additional vote went to Labour and particularly the Conservatives on the back of their strong and effective campaign.

As the agent, I would like to take this opportunity of thanking the 1241 Dalston residents who voted Liberal Democrat, a figure which in a purely local election we would have expected to have had a different outcome. We accept the result with good grace and I look forward to continue working with my two Conservative ward Councillor colleagues in the best interests of Dalston ward.

Sources:

•

With a home reversion plan you sell part or your entire home to a reversion plan company in exchange for a tax-free cash lump sum and a guaranteed lifetime lease with no monthly repayments to meet. 3.

www.carlislelibdems.org.uk

Thank You from John Wyllie.

I thoroughly enjoyed canvassing the estates at Carleton and the opportunity of speaking with residents across the whole ward. I was met with courtesy on the doorsteps and am encouraged to offer myself again at the John Wyllie next opportunity. There are serious issues that the Local Authority need to address which we highlighted in our campaign leaflets. I am also attracted by the Community politics that Trevor and the Lib Dem Group practice. My ambition is to be elected and become part of this. As an accountant, it was interesting to compare our result with previous years under similar circumstances. Despite the outcome, I am encouraged by the upward trend of our core vote. Thank you for your support.

We are running this service for the youngsters f r o m Carleton Grange a n d Parklands Village who live outside the catchment area for Caldew School and do not qualify for free school transport. It will continue to the end of the current school year in summer. By then I anticipate that we will have been able to come to some arrangement with the Education Authority to run it as a regular service at a competitive cost to the parents.

In the meantime I would welcome any additional passengers on the pilot service. It leaves the bus stop opposite the old Cavray site on London Road, goes via Cumwhinton Road on to the estates and then via Cumwhinton to Dalston. It arrives at the school at around 8.20am. It returns by the same route. Interested? Then contact me on 523923 or 817065 or e-mail me as below. Issues before the Council.

Following the Local Election the position of the parties in the Council is as follows; Labour

23 seats

Liberal Democrat

5 seats

Conservatives. Independents

22 seats

2 seats

As a Group, over recent years we have supported a Conservative administration, but we routinely review this every year. Following the election we still hold the balance between the two main parties, who are even closer than before

We are acutely conscious of the serious issues facing the Council. We would like your views on any of the following which have been raised on the doorsteps during the campaign, or in response to our recent Referral Card.

Transformation process where the staffing in the Council is being reviewed to make savings of £1M per annum in each of the next three years. We support this initiative providing front line services are maintained.

Cllr. Trevor Allison

Renaissance initiative. This has been one of the most regular issues raised by you on the doorstep during our election campaign. We see here a serious democratic deficit and a lack of progress given that it has had an investment of almost £6M in recent years. It has been based on unrealistic expectations of the struggling University of Cumbria. We are pressing for a fundamental change of direction here.

Sands Development. This scheme appears to be taking precedence over The City Centre, and Caldewgate, Botchergate, which are the gateways to the city and in dire need of regeneration. I support the Superstore application in Caldewgate. This £40M project would kickstart the re-development of that area,. The Lonsdale has been raised by residents across Carlisle. We are developing our ideas on this and note that Carlisle’s new MP is promoting a theatre for Carlisle. I welcome your views on these or any other topics affecting Carlisle. Cllr Trevor Allison,

17 Gilbert Rd, Cummersdale CA2 6BJ 01228 523923 trevora@carlisle.gov.uk

TO RENT

VILA BAIA, PRAIA DA LUZ, LAGOS, WESTERN ALGARVE

Luxury Penthouse 3 BEDROOM, 3 BATHROOM

APARTMENT IN 5-STAR COMPLEX SEAVIEWS - 200M TO BEACH

FACILITIES INCLUDE SWIMMING POOLS, CHILDRENS PLAY AREA, TENNIS COURTS, A LA CARTE RESTAURANT & BAR

5 MINUTE DRIVE - 18 HOLE CHAMPIONSHIP GOLF COURSE

CALL - 016977 41208 OR 07796 591982

Costa del Sol

Villa SAN PEDRO

BEACHSIDE PRIVATE WELL-APPOINTED 2-BEDROOM FAMILY

on beautiful established development. Suit 2-4 people. Large private sunny patio adjoining pool. Available April onwards

Tel: 07941 643350

To advertise please call 513621 or marketing@aqamagazines.co.uk

page 7

QUALITY PAINTING AND DECORATING

ing er hang ting Wallpap d exterior pain n a r Interio service ice Friendly ates and adv m ti s Free e

Tel: 01228 549594 Mobile: 0796 708 7348 leroy_shaw@hotmail.com

Building Works EXTERNAL & INTERNAL

. House Building . Extensions . Kitchens . Fireplaces . Paving . Tiling & Plastering . Renovation work . Agents & Landlords

4 Ashford Way CARLISLE CA1 3LG

Tel: 592202 or 07525 646 318

COPELAND CONSTRUCTION www.copelandconstruction.co.uk robert@copelandconstruction.co.uk

Financial Planning

By Darren Turnbull CFP,DMS,MCIBS Certified Financial Planner

How will you enjoy your Retirement?

Lifetime Mortgage

page 6

DALSTON WARD

01228 597986 dturnbull@financialconcepts.co.uk http://www.financialconcepts.co.uk

The loan plus interest is eventually paid back when the home is sold, when you move into long term care, or when you and your partner die. 2.

The right to remain in your home for as long as you choose

The freedom to move to another property without financial penalty (subject to lenders' criteria) That you will receive a cash lump sum or a regular income

That you will never fall into negative equity no matter what happens to house prices in the future

"By the end of 2010, the Institute of Actuaries forecast that the equity release market will reach £2 billion"†

† Institute of Actuaries, Equity Release report 2005. What's driving the equity release market? • • • • • • •

Ageing population is increasing the target market Life expectancy will continue to rise

Longer retirement places mounting strain on finances For many, the attempt to close the savings gap is too little, too late Erosion of state benefits

Decrease in employer’s contributions

House price rises have increased wealth held in property Changing attitudes towards property

Home Reversion

Drawdown Lifetime Mortgage

A drawdown lifetime mortgage has the same advantages and disadvantages as a

Please mention your community magazine when responding to adverts

Hello Again,

•

Growth in product providers and press coverage

Pilot School Bus Run.

The Election. (Dalston ward)

Sources:

•

www.carlislelibdems.org.uk

Thank You from John Wyllie.

Following the Local Election the position of the parties in the Council is as follows; Labour

23 seats

Liberal Democrat

5 seats

Conservatives. Independents

22 seats

2 seats

Cllr. Trevor Allison

17 Gilbert Rd, Cummersdale CA2 6BJ 01228 523923 trevora@carlisle.gov.uk

TO RENT

VILA BAIA, PRAIA DA LUZ, LAGOS, WESTERN ALGARVE

Luxury Penthouse 3 BEDROOM, 3 BATHROOM

APARTMENT IN 5-STAR COMPLEX SEAVIEWS - 200M TO BEACH

FACILITIES INCLUDE SWIMMING POOLS, CHILDRENS PLAY AREA, TENNIS COURTS, A LA CARTE RESTAURANT & BAR

5 MINUTE DRIVE - 18 HOLE CHAMPIONSHIP GOLF COURSE

CALL - 016977 41208 OR 07796 591982

Costa del Sol

Villa SAN PEDRO

BEACHSIDE PRIVATE WELL-APPOINTED 2-BEDROOM FAMILY

on beautiful established development. Suit 2-4 people. Large private sunny patio adjoining pool. Available April onwards

Tel: 07941 643350

To advertise please call 513621 or marketing@aqamagazines.co.uk

page 7

The World Cup

Chef’s Notes Twice Baked Thornby Cheddar Soufflé with Chilli Lemon & Chive Serves 4

How It All Began

by Graham Watt at the bar of The Wheatsheaf

page 8

With the help of other Federation officials the plans began to be put in place for a world tournament which would involve all of the federations.

Serving Suggestions:

Crack from the Wheatie...

Nothing ever runs as smoothly as planned and it wasn’t until the 13th July 1930 that

Off the Ball

The Wheatsheaf Inn www.wheatsheafwetheral.com

“

Graham

Please mention your community magazine when responding to adverts

“

“We signed to play until the day we died, and we did!” Sir Bobby Robson:

“

Bill Shankley:

”

“

”

every Wednesday 6.00pm - 6.30pm

Dental & Weight Checks Ultra Sound Scanner Purpose-built premises Competitive Pet Shop

coomara@coomara.co.uk

Dogs, Cats, Rabbits Birds of Prey, Parrots & Reptiles All small pets

“

PUPPY & KITTEN CHECKS OLD FRIENDS CLUB Weekly Puppy Playgroup

Parking at rear of Practice, off Petteril Bank Road

“We want Brooklyn to be christened but we don't know into what religion yet” “My parents have been there for me, ever since I was about 7” “

Free Clinics including:

330 London Road, Carlisle, Cumbria, CA1 3ER

Jimmy Greaves:

Baby Sensory Development Classes

We cater for all animals great and small and offer a full range of services to all, at competitive prices and a friendly service

Friendly Personal Service

”

David Beckham:

Tel 01228 524740

YOUR PET - OUR PRIORITY!

I've had 14 bookings this season 8 of which were my fault but the other 7 were disputable! I never make predictions and I never will

“

Carleton, Carlisle CA4 0BU

FALCON VETERINARY GROUP

Paul Gascoigne:

”

COOMARA VETERINARY PRACTICE

”

Acupuncture - drug-free pain relief for your pet CONSULTING TIMES: Monday to Friday: 9:30 am - 11:00 am; 4:30 pm - 6:00 pm Saturday: 9:30 am - 11:00 am Sundays and Holidays: Emergencies only

www.falconvet.co.uk Tel: 01228 558833

Pet Sitting! Caring for all small pets while you are away — a cosy holiday home, all inclusive from just £1 per day. HOME Also DOG WALKING VISIT S Call Amanda on 577470 AVAIL ABLE or 07935 162 844

FREEMASONRY

FOR WOMEN Ladies Lodge operating in Carlisle at the West End Temperance Hall, Wigton Rd, Carlisle

For further information please call Mary on

01228 545770

To advertise please call 513621 or marketing@aqamagazines.co.uk

page 5

Police Page Do You Know What Your Child Is Doing Online?

A few facts …. (12-15 yr olds):

82% have internet access at home

60% use it on their own (78% have a webcam) Facebook now has 175 million users (bigger than Russia).

Here are our top ten tips to protect you and your children online:

1. Ensure children only the use the internet in a communal room of the house. Ideally have the computer located in the lounge, where you can keep a close eye on what they are doing.

Prize Crossword