Issuu

Vol.III, No.8

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April 15, 2017

Are You A Target? By Pat Farrell

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Quite often we hear of someone who has just had their identity stolen and may even be at a loss to understand how that might have happened to them. And of course, depending on how smart we think we might be as to how these thing do happen, we might wonder how that individual could have allowed someone access to their information, or might feel sympathy for them, but at the same time be grateful that it didn’t happen to us. Unfortunately, a great number of the scam efforts today are successful because they are being perpetrated against the elderly, most of whom come from a time when the average person’s word could be believed. There are so many ways now that identity theft can happen, and even if you were to follow all the security measures that have been suggested, you could still wind up on

that loss list, for you are indeed a target! There are a whole host of folks out there that are interested in obtaining your personal information so they can make use of monies you currently have available through your financial institutions or credit cards. Or perhaps they would like to use your identity to apply for new loans or for new credit cards, or maybe try to get health care in your name. While most people today are pretty savvy about things like shredding any paper documents that contain personal data, and are careful about how, and to whom they release sensitive information, those receiving that information may not be as careful - so again, you are a target. Simply put, our information is often accessed via techniques that are considered either low tech or high tech. Having a wallet or purse stolen, may be considered a low tech method but it can certainly wreak havoc with one’s peace of mind, not to mention their bank account. If this theft should happen there are immediate steps to be taken, such as: contact your bank first and if you had a check or deposit slip included, change the account; notify your credit card companies; file a police report (banks often require that you provide them with a copy), so make copies but keep the original; put out a fraud alert with one of the credit reporting agencies who will then notify the others and again, make copies but keep the original; and you might want to contact your insurance company to see if any of the losses are covered. There are somethings you also might want to keep in mind should you now, as a result of the theft, no longer

have a driver’s license. Yes, you will have to replace it, but in the meantime consider what might be happening with your lost license. Should it wind up in the hands of someone who traffics in personal information, it could be sold to someone with similar features and you can only hope they don’t incur any type of traffic violation, like a DUI or worse. And, if there was a key in the wallet or a set of keys in the purse you might want to rekey your home as your address is now available to the person who is now holding the key. If you do not already have a home security system it may be time to think about getting one along with looking into a credit monitoring service so you can be alerted when any of your accounts are being used. I expect we have all watched at least one “police drama” show on TV or in the movies where we learned that anything we throw in the trash and take to the curb is now information available to the public. Those materials that have not been shredded are fair game to anyone seeking particulars about us through another low tech method known as “dumpster diving” or “urban foraging.” While many of the folks that participate in these activities are simply looking for things that will help them survive, like clothes, blankets or even food, others will work for the information gatherers who will pay them for any personal information they are able to recover in the process. Think about the last time you received an offer from some credit card company and said, “I am so sick of getting these things,” and just tossed it away without bothering to shred it. Well, the information gatherers may

already have put together some pertinent items about you that they may be able to use to fill out that offer, change the address, and now have a new card in your name to buy what they want. It is scary out there! And, what about the often talked about Nigerian email scam? Haven’t many of us chuckled over those folks who we thought were naive enough to think that someone had actually singled them out to receive such a great and rewarding proposition? Most likely no one today would respond to that particular scam but there are newer and somewhat more believable “phishing” efforts now being put forth. For those who would like to work from home there are several great sounding opportunities certain to leave the responder with less money in the bank and still no job! There are also those threatening phone calls supposedly from the IRS saying that if you do not wire money immediately you will be arrested for noncompliance and nonpayment of taxes. Another example has to do with a parent or grandparent being notified that a child or grandchild has met with a terrible accident while travelling (in some faraway place) and will need funds in order to receive medical treatment. There are still those who do not check to see if that person is actually travelling in that place before sending off the requested funds. Finally, but certainly not all inclusive of the full gamut of low tech methodology being used for identity theft is the misappropriation of information from credit and debit cards. When you have just finished your meal at a local restaurant and have determined

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that the charges are correct the next step is to give the server your credit card – right? But, are you sure you know where they are going with that card, and what else they might possibly be doing with it? I just recently heard that one of our legislators has proposed that businesses, while not required to do so, can request some form of picture ID before accepting a debit card, in order to protect them from monetary loss. Though not likely to pass, if it did, you would now have provided to someone at that business

April 15, 2017

your debit card information along with your driver’s license number and your home address – not too many more pieces of information missing to put together a full package on you, and the other pieces may have already been collected during some other phishing expedition during a different transaction. So far we have only looked at a small section of what is happening out there in the business of stealing identities, a business carried on 24 hours a day and seven days a week. The high

Follow Us @renewssource tech aspect of identity theft is so much more fascinating as it considers the twists and turns that information seekers are willing to navigate to put together a package that represents you which, unfortunately, may also include all those others who are in some way connected to you. Stay tuned as there is so much more information associated with the reality of identity theft which will be addressed at a later time, but in the meantime keep in mind that you really are a target.

REAL ESTATE NEWSSOURCE A PUBLICATION OF PUGS PUBLISHING LLC

Publisher/President.....Courtney Smith Contributing Writers: ......Cathey Meyer ..................................................Pat Farrell Columnists....................Paula Durocher ...........................................Tiffany Wright Internet Marketing.................Jo Falkner Photographer........................Joyce Orts

(210) 508-0888 Real Estate NewsSource is not responsible for the opinions or facts expressed by non-staff writers or for errors and any byproducts in advertising or editorial copy. REALTOR® is a registered trademark. The word REALTOR® sometimes appears in this paper without the registered trademark symbol (®), for the purpose of saving space. Wherever the word REALTOR appears in this space, the registered trademark should be assumed.

We welcome submissions of photos, press releases or articles.

Marian Smith, Vortex Realty and David Black, Sitterle Homes at the Sitterle Homes Open House in Settlers Ridge.

Send to: Real Estate NewsSource 10004 Wurzbach Road, #288 San Antonio, Texas 78230 E-MAIL: editor@renewssource.com Please include a self-addressed stamped envelope if material is to be returned.

April 15, 2017

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By Tiffany Schennel Wright President, Women’s Council of REALTORS

Ch… ch… changes: The Women’s Council “Chapter-to-Network” Transition The Women’s Council of REALTORS® is proud to have the largest and most successful network system in the REALTOR® family. Our activities, budgets, and work all revolve around successful local groups. Recognizing the importance of these local groups, in 2013 the National Women’s Council of REALTORS® Governing Board set a strategic goal to focus on building the effectiveness of chapters to deliver a consistent, highquality member value and brand. The goal emphasized four areas; increased member professionalism, relevant professional development opportunities on timely business issues and principles, business leadership skills, and member networking and relationship building. To support that goal in a meaningful way, Women’s Council looked to our industry and to the franchise model and core standards. This led to the concept of evolving the “Chapter” model into a “Network” model, putting more focus on member value, and less on organizational governance. The

word “Network” implies a nimble, business-oriented structure – a place for people to connect, share information and do business. These are the attributes our members look for in their local Council structure. In 2014, the new model underwent an extensive 2 year pilot test by Women’s Council of REALTORS® California. California and its 33 Networks was selected because it is a microcosm of how local Council groups function across the country. California’s local groups vary across all key demographics, including size, location and strength of the group. The results were tremendous. There was an increased awareness of enhanced programming. Quality won out over quantity. There was a growth in the number of REALTOR® members. A survey of individual members found an increase in member satisfaction across all categories surveyed. Local operating budgets increased due to more partnerships and registration fees for enhanced program-

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ming. In addition, local Affiliates were largely happy to support the transition to partnerships, knowing their financial contribution benefits the local Network and the local real estate community. Further feedback from California network leaders and participants allowed National to make some adjustments to the original proposed model and identify areas where local customization options are important. By January 2019, the expectation is that 100% of the Network operating standards are fully functioning in all local Networks. Locally, we are well underway in our transition, creating more opportunities for member involvement and demonstrating an enhanced focus on educational programming by welcoming some dynamic and impactful national speakers. In May we will be featuring Amber De La Garza, The Productivity Specialist. For anyone in the sales industry, by far the most important job function is generating leads. Unfortunately, for many of us it is also the most daunting. Amber works with business owners who are ready to transform the way they work so they can reduce stress, maximize time, and grow their business. She will be presenting a session entitled Smart Strategies to Make More Time for Prospecting. During the presentation attendees will discover the secrets to making more time for the activities that grow your business – being in front of sellers, working with buyers, and prospecting. If you’re overwhelmed managing the day to day operations of running your business or feel like you never

have enough time to accomplish what matters most, this program is meant for you! Ms. De La Garza is going to show you some proven strategies to overcome those challenges and increase your production. Amber will discuss the “golden rule” to increase production, how to reclaim your time to invest in yourself and your business, how to Identify activities that are sabotaging your success, how to leverage technology to maximize your success and much more. Tickets are $15 in advance and $30 at the door. The price includes lunch, networking and door prizes. We will also be announcing the winner of the iPad Mini from our Winter Recruitment and Retention Contest. For more information about Women’s Council or to become a member, visit our national website WWW.WCR.ORG. You can purchase event tickets and find information about Women’s Council of REALTORS® San Antonio, including an event calendar and photos, at WWW.WCRSANANTONIO.ORG. You can also get local updates and information by following us on social media. Connect with us on Facebook, Instagram and Twitter to keep up with all of the latest Women’s Council of REALTORS® San Antonio news. Thank you to our 2017 Strategic Partners: Aperto, CalAtlantic Homes, Devine Roofing & Contracting, First American Title, Frontier Title, Independence Title, Keller Williams Heritage, Light Catcher Photography, RE/MAX of Texas, TAP-FCU and Zippy Shell.

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April 15, 2017

OnQ Financial Crawfish Boil

Misty Volluz and Suzanne Mata, both Century 21 Northside

Fred Carranza, Rey Garza Real Estate and Jose Martinez, OnQ Financial.

Chuck Jewell, Reliance Residential Realty, Sophear Wilson, Capital Title, Dominic Lucio, Reliance Residential Realty and Stephanie Callahan, RE/MAX Integrity.

Vanessa Flowers and Jason Rhoades, both with Zars & Rogers.

Robert Rodriquez and Mike Ramon, both with OnQ Financial.

Megan Coleman, Tracy Mock, Cindy Kolmeier and Lindsey Kneupper, all with OnQ Financial.

John Mamakos and Monica Brown, both with Keller Williams Heritage.

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April 15, 2017

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April 15, 2017

Perry Homes Open House at Fonterra

Cesar Gonzalez, Rudolpho Pena and Joe Cedillo, all with ICON Realty.

Farah Momir, Chris Moreno and Philip Weynand, all with Perry Homes.

Anna Hastings and Barbara Lane, both Coldwell Banker Dâ€™Ann Harper Realtors with John Zirkle, Perry Homes.

Rebecca Gonzales, Premier Realty Group, Anna Reveles, Perry Homes and Teresa Jahnke, Premier Realty Group.

Crystal Munoz, Full Spectrum Realty, Richard Alcorta, Covenant Partners Realty and Jack Krudwig, Becker Properties.

Megan Fink and Chelsea DeHoyos, both with Connect Realty.com.

Lana Koenig, Bill Barton and Kaitlynn McFatter, all with Phillips & Associates.

Keyana McCall and Carly Pierce, both with Keller Williams City View.

April 15, 2017

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By Justin Landon, SABOR’s Government Affairs Director

REALTOR® Day at the Capitol On April 4, REALTORS® from across Texas went to Austin in support of the Texas Association of REALTORS®’ legislative agenda. Nearly two-hundred SABOR members made the trip, meeting with over a dozen legislative offices on TAR’s legislative priorities for this session including property tax reform, title insurance, and homeequity. The day began at 7:30am with SABOR members piling into four buses for the short trip to Austin. Along the way, members had the opportunity to read up on the day’s issues, map out their meeting schedules, and ask questions about what to expect. SABOR members arrived at the Capitol and immediately made for the Capitol steps on their way to the first meetings of the day. Although they did not have the opportunity to meet every Representative or Senator face-to-

face, each office had staff available to meet with the SABOR delegation and listen to their concerns about several important bills. The top priority for the Texas Association of REALTORS®, in the 85th legislative session, is property tax reform as reflected in two bills: SB 2 and HB 15. Both of these pieces of legislation would create more transparency in the property tax system by requiring taxing jurisdictions to seek voter approval if they increase revenue by more than five percent. HB 15 also creates a statewide standardized database of property tax rate and collection information. Such a database would be hugely valuable to tax payers who want to understand how property tax rates stack up throughout the state. Two other issues were given primacy during REALTOR® Day at the Capitol: modernization of the home-equity lending process and

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title insurance regulation. Many homeowners looking to use a homeequity loan today are forced to take out more equity than they need because of a cap on fees associated with the loan. REALTORS® support HJR 99 and SJR 60 to decrease that cap from three percent to two percent, but remove from the calculation many high cost items such as the appraisal, survey, and title insurance. This change will make home equity easier for homeowners to access. Of course, both of these resolutions maintain Texas’ commitment to strong home-equity consumer protections and the 80 percent loan-tovalue ratio. REALTORS® equally oppose any changes to the title insur-

ance market, specifically the changes made in HB 4239 and SB 372. These bills would increase the price of title insurance for homeowners and result in riskier real estate transactions. REALTOR® Day at the Capitol was a huge success. With over 2,000 REALTORS® from across the state, the Representatives and Senators heard the voice of real estate loud and clear. Texas needs a more transparent property tax system, better access to home equity, and a stable title insurance marketplace. A successful legislative session for the Texas Associations of REALTORS® is a successful session for Texas as it continues to be the best place to buy and sell property in America.

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April 15, 2017

Imagine Homes Jackpot Luncheon

John Friesenhahn, Imagine Homes, Adrienne Nugent, Home Team of America, Coleen Taylor, Imagine Homes, Susan Bowman, Nix Realty and Jim Bastoni, Imagine Homes.

Aaron Mulville, Imagine Homes, April Lopatra, ERA Colonial and Spouse Patrick Lopatra.

Art Meister, Kim Dooley, John Dooley and Rachael Camp, all with Coldwell Banker Dâ€™Ann Harper Realtors.

Susan Bowman, Nix Realty, Nancy Whitten, Guest with Jessica Roberts and Efrem Martinez, both with Imagine Homes.

Randy Kelly and Stephanie Kelly, both Keller Williams Legacy with Dana McDaniel, Imagine Homes.

Coleen Taylor and Erin Kopplin, both with Imagine Homes.

Dayton Schrader, RE/MAX Associates with Krista Daries and Jim Bastoni both Imagine Homes.

Donna Haggard and Gigi Gallegos, both with Imagine Homes.

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April 15, 2017

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April 15, 2017

Faithful Carter, Noble Group Realty and Darlene Thomas, Keller Williams City View at the VAREP March Lunch & Learn.

Kim Mauldin, RE/MAX Realty Advantage and Scott Eichman, Imagine Homes at the Imagine Homes REALTOR® appreciation lunch.

Mary Ellis, EM Ellis Realty, Mary Lou Avila, Hacienda Home Real Estate and Melvin McNeal, EM Ellis Realty enjoy the Perry Homes Open House at Fronterra. Brenda Tim, Kelly Byron and Deanna Tally, all with Capital Title at the Hill Country Real Estate Professional’s Mixer at Max’s Roadhouse.

Lauren Dowlen and Crystal Munoz, both with Full Spectrum Realty at the OnQ Financial Crawfish Boil

Sarah Thienes and Erin Harrington, both with David Weekley Homes at Roanoke.

Back: Paula Gulley, Phyllis Browning Company with Janet Key, Paul Pallmer and Brenda Allen, all Keller Williams Portfolio and Jack Shull, Guild Mortgage. Front: Jo Lewis, Phyllis Browning Company, Dahlia Arrajo, Title Professional, Laurie Daubert, Kuper Sotheby’s International Realty and Diane Craig, RE/MAX Associates at a Wine Party hosted by Jack Shull.

Alfredo Bernaldez, Lucy Padilla and Mike Hannen all of KB Home at the KB Home Happy Hour at StoneWerks

April 15, 2017

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Hilda Garza, Zars & Rogers at David Weekley Homes in Roanoke.

Wayne Slater, Slater Realtors and Annette Slater, Landlord Property Management at the March VAREP Lunch & Learn.

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April 15, 2017

Sitterle Homes March Madness

David Vaello, ICON Realty and Peggy Kotara, Sitterle Homes.

Maudel Hardie, Hardie and Associates.

Diane Gonzales, Noble Group Realty and Judy Mitchell, Keller Williams City View.

Akemia Cole, Keller Williams City View and David Valello, ICON Realty.

Patty Jones and Jason Holcomb, both with Sitterle Homes.

Peggy Kotara, Sitterle Homes, Mandy Skogebo, Realty Executives Access, Sydney Skogebo, Guest and Jason Holcomb, Sitterle Homes.

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April 15, 2017

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April 15, 2017

NARPM

By Ronda Whitcanack SAMAC Source & Newsline Chair 2017

Spring Has Sprung! If you are involved in property management, NARPM® is a great place to be! The San Antonio Metropolitan Area Chapter of NARPM® (SAMAC) focuses on bringing all members together through educational, social, & chapter events. Members benefit from the great education, networking, and valuable presentations at our bi-monthly chapter meetings. When all of our great members and companies get together we become better property managers. At our chapter meeting in March, the topic was a Form Swap and Panel Discussion. Prior to the meeting members were asked to share forms that they consider instrumental in their operation. A panel of esteemed brokers shared recommendations and answered questions. All of the forms that were submitted were compiled on a flash drive and given to all registered attendees so that they could implement those that would help them excel at their business. Our affiliate

members also spoke, sharing details of their business and how we could best utilize them to enhance service to our clients and customers. Also in March, the Broker/Owner Retreat and Trade Show was held at the Mirage Hotel and Casino in Las Vegas. This is a three day event designated for brokers, company owners, and major decision makers. The event includes an exhibitor trade fair, educational classes, and lots of networking. It has quickly become one of NARPM®’s most anticipated events. The schedule was full of great classes and speakers. From the opening session, #GetSocialSmart: Honing Your Social Media Strategy to the final presentation by the Director of Office of Enforcement at HUD’s Washington DC Fair Housing Headquarters and a schedule full of great workshops in between, members received valuable information and education that can only help to build and improve their business. To be sure, not ALL that happened in Vegas stayed in

Follow Us @renewssource Vegas! Every other month SAMAC office socials are hosted by a member at their location. This is a great opportunity to visit their office while enjoying great conversation and refreshment. Landlord Property Management will be our host this month with a fun Fiesta theme. We are looking forward to a great evening! Professional designations from NARPM® are earned with a combination of property management experience, NARPM® and industry education, and service to the association through volunteer activities. There are six designations and certifications that can be attained and we are committed to a goal of twenty four earned in 2017. We kicked that off right away in January with the first recipient of the year. At the March meeting another member, Linda Luna, took her oath and was presented with a plaque for earning her Residential Management Professional (RMP) designation. Great job Linda! Let’s keep the momentum going! SAMAC believes in the value of giving back and community involvement. supported proudly SAMAC Cardboard Kids, Childsafe’s child abuse prevention campaign last month. Childsafe partners with local businesses, clubs, organizations and individuals to decorate and display a two foot Cardboard Kid. The Kids represent one of the thousands of children who suffer from abuse and neglect at the hands of adults in Bexar County every year. For a

small donation our members decorated their Cardboard Kids and displayed their adorable creations at our chapter meeting in March. April 6th was Childsafe’s big “Reveal Day” where the public was encouraged to display their Kids in their place of business and on social media in an effort to help raise awareness. Later this month, SAMAC is scheduled to volunteer with Habit for Humanity. We are looking forward to being part of creating a new home for a deserving family. NARPM® is also proudly supporting the PTSD Foundation of America in the annual Past Presidents’ Charity Golf Tournament. The golf tournament takes place during our Annual Convention and Trade Show which will be held in Orlando this October. The PTSD Foundation of America mentors wounded warriors, many of whom suffer from unseen wounds of war. Property in are you If Management in San Antonio and surrounding areas, please join us at a SAMAC Chapter Meeting & Educational Event. We would love to host you and buy your lunch for your first visit! Come meet some of our members and enjoy the speaker presentation. If you would like more information, please feel free to call Ronnah Stabenow with MHN Properties, at 210402-9696. She would love to visit with you and discuss how you can get involved.

April 15, 2017

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Anthony Garza, Zars & Rogers at David Weekley Homes in Roanoke.

Chyrel Madden, Century 21 Randall Morris and Dee Osbon, Keller Williams Heritage at the Hill Country WCR March Luncheon.

Lynn Berzins and Jeff Sourbeer both with CalAtlantic Homes at a recent CalAtlantic Open House.

At the Perry Homes Open House in Fronterra we find Mary Ruiz, Alicia Ruiz Properties,

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April 15, 2017

Kimberly Phillips, Coldwell Banker D’Ann Harper Realtors and Rene Lugo, Vortex Realty at the Perry Homes Open House in Fronterra.

Chuck Jewell, Reliance Residential Realty at the OnQ Financial Crawfish Boil.

Sensa Jones and Tom Beauchamp, both with Keller Williams Hill Country at the Hill Country REP Mixer at Max’s Roadhouse. At the CalAtlantic Open House we find Yoli Avila and Melanie Ruiz, both with Keller Williams City View.

New Pilgrim Mortgage Office In New Braunfels TX! Lee and Dustin Arp, “The Arp Brothers Mortgage Team”, have recently joined Pilgrim Mortgage. The Arp Brothers live in New Braunfels and will be opening a new Pilgrim Mortgage branch there on May 15th. They bring a diverse and fresh perspective to the loan originating business as they both have roots in automotive retail. Dustin is new to originating loans as he just left his position as the General Manager of a Chrysler Dodge Jeep Ram dealership in Seguin to join his brother at Pilgrim. He brings his “don’t like waiting for something to happen” work ethic to the team. Since they work together, they offer superior accessibility to their clients and referral partners without sacrificing quality. Lee has been originating loans since 2000 and offers the wealth of knowledge and experience required to smoothly navigate the loan process. Both brothers are raising families in New Braunfels and their family values stay at the center of their business philosophy. They value their relationships and strive to create value for both their clients and their referring partners. Please help us welcome “The Arp Brothers” to the Pilgrim Mortgage team!

Lee Arp, NMLS# 210065 Cell: 210-317-5717

Dustin Arp, NMLS# 1605804 Cell: 830-357-6116

210-499-4200 1270 N. Loop 1604 E. #1101 San Antonio, TX 78232

www.pilgrimmortgage.com

Corporate NMLS# 225091

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April 15, 2017

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REAL ESTATE NEWS SOURCE Ken Wavell......................Home Team of America Dayton Schrader ............RE/MAX Associates Janelle Carey ..................Carey Properties, Inc. Dina G-Vullo ..................SABOR Dixie Lyon ......................Fathom Realty Marsha Bane ..................Sterling Group Prop. Mgmt. Kathy Miner ....................Keller Williams Boerne Tony Mata ......................SWBC Mortgage Tony Chavez ..................North American Title Sam Razban ..................Keller Williams Legacy Connie Cooper ................Cooper Realty Ian Riles ........................NetWorth Realty of SA Dick Fochler ..................Brass Ring Properties Patricio Cadena ..............Cadena Property Mgmt. Sherry Rubins ................Keller Williams City View Mike La Rochelle ............Trinity Title Diana Molina ..................Keller Williams Heritage Brenda Scott ..................Century 21 Scott Myers Sharon Veatch ................Keller Williams Boerne Jo-Ann Guevara ..............Falkin Realty Paul Garczynski ..............Coldwell Banker D’Ann Harper Kimberly Bragman ..........Phyllis Browning Company Geraldine Sherrod ..........JB Goodwin Realtors Mavis Brown ..................Realty Executives of S.A. Kim Voyles ....................JB Goodwin Realtors Rita Eubanks ..................Luxury Homes Charlie Ruffo ..................Realty Executives of S.A. JP Martin........................Kuper Sotheby’s International Dee Ann Jennings ..........Kuper Sotheby’s International Randy Waldrep ................RE/MAX Corridor Bruce Cannon ................Rigel Realty Deandra Villa ..................Rigel Realty Robin Sanchez................Rigel Realty Tami Price ......................Keller Williams Heritage Heather Hart ..................Keller Williams Legacy Pearl De La Cruz ............Northwest Real Estate Lauren Porter..................Trinity Title Denise Reus ..................Re/Max North Linda Carreon ................SABOR

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Nadine Perkins................Kuper Sotheby’s International Debbie Backlund ............Coldwell Banker D’Ann Harper John Foster ....................Bielefeld-Klepac Realtors LeRoy Romo ..................Coldwell Banker D’Ann Harper Ann Bivens-Bullock ........ERA Troy Realtors Shirley Hernandez ..........Capital Title Lisha Spellman ..............Cantera Realty Nancy Cook ....................Nix Realty Dona Minor ....................Rubiola Realty Marney Van Diest............Red Diamond Realty Matt Johnson..................Coldwell Banker D’Ann Harper Michael Lorenzana ..........BHHS Prudential Don Johnson Candy Gregory ................Home Team of America Cindy Bindsell ................Coldwell Banker D’Ann Harper Gloria Zarate ..................Coldwell Banker D’Ann Harper Mike Koebke ..................Coldwell Banker D’Ann Harper Avery Hall ......................RE/MAX Associates Mike Singleton ................Century 21 Scott Myers Realty Mike Hermes, Jr. ............Reliance Residential Realty Annette Slater ................Landlord Property Management Cheryl Drought ..............Phyllis Browning Company Latrice Martin ................Coldwell Banker D’Ann Harper Tom DeWine ..................ERA Colonial Timothy DeWein..............Home Team of America Brian Shantz ..................Keller Williams City View Randy Kelley ..................Keller Williams Legacy Brenda Sharp..................RE/MAX Northeast Crystal Hunter ................SWBC Mortgage Brenda Steele ................Coldwell Banker D’Ann Harper Bonnie Stevens ..............Coldwell Banker D’Ann Harper Ann Van Pelt ..................Phyllis Browning Company Amanda Hallmark ..........Keller Williams Boerne Barbara Collins ..............BH&GRE Bradfield Properties Brenda Thomas ..............Keller Williams City View Rainbeau Presti ..............RE/MAX Northeast Patricia Chapa ................Smart Group Terri Cantwell..................Realty Executives of S.A. Lisa Burris......................Colonial Residential Properties Trish Anderson ..............SWBC Mortgage Hagan Retzloff ................Capital Title

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Natalee Newell................Phyllis Browning Company Karen McManuis ............Full Spectrum Realty Pamela Garrett ..............BH&GRE Bradfield Properties John Harris ....................RE/MAX North Neelan Kinger ................Coldwell Banker D’Ann Harper Sherri Hurley ..................Coldwell Banker D’Ann Harper Christie McCullough ........SWBC Mortgage Andy Ruffo ....................BHHS Prudential Don Johnson Jim Dawson....................Home Buyers Marketing II Melissa Galindo ..............SWBC Mortgage Patricia Dehle ................Re/Max North Sonja LeJeune ................Vintage Texas Realty Karen Fulghum ..............Premier Realty Group Kim Paul ........................Coldwell Banker D’Ann Harper Paulette Jemal................SA Portfolio Keller Williams AH Luke LeGrand ................Keller Williams Legacy Karen Roland..................Coldwell Banker D’Ann Harper Cheri Morris....................ERA Colonial Real Estate Jeremy Shaw..................RE/MAX Preferred Gina Candelario ..............Kuper Sotheby’s International Bernie Johnson ..............BHHS Prudential Don Johnson Maria Lidia Dorantes ......JB Goodwin Realtors Rosalie Wolf....................Icon Realty David Flax ......................Trinity Title Trey King........................King Realtors Courtney Pfeiffer ............Keller Williams Boerne Robert Morales ..............Icon Realty Patrick King....................Keller Williams Legacy Joyce Bradfield ..............BH&GRE Bradfield Properties Paula Grigsby ................TAP-FCU Richard Rodriguez ..........Real Estate Connection Linda Dietz ....................Century 21 United D&D Carrie Pewitt ..................SWBC Mortgage Tanya Power ..................Kuper Sotheby’s International Kari Whitaker..................Keller Williams Heritage Lonnie Lynn ....................Keller Williams Heritage Jenny Bingham ..............RE/MAX Northeast Ray Blankenberg ............RBFCU Realty John Ingram ..................Reliance Residential Realty

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April 15, 2017

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April 15, 2017

Mary Reed, ICON Realty at the March VAREP Lunch & Learn

Pat Smartt, Keller Williams Heritage, Pat Farrell, Slater Realtors and Patti McDaniel, Keller Williams Heritage at the March Hill Country WCR Luncheon.

BernNadette Williams, Theresa Sanchez and Joni Jones, all with CalAtlantic Homes at their companyâ€™s Open House. Fran Stankovich, Century 21 Scott Myers and Al Cannistra, Texas Premier Properties at the Perry Homes Open House in Fronterra.

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April 15, 2017

REAL ESTATE NEWS SOURCE

April 15, 2017

Creamy Twice-Baked Potatoes Ingredients: 4 potatoes ½ c. sour cream ½ c. butter 1/3 c. bacon bits 2 tbsp. bacon bits for topping 2 oz. swiss cheese 4 oz. munster cheese Directions: Always prepare the potatoes at least 12 hours ahead of time. Take potatoes and place in 500* oven. Do not wrap them in foil. This allows the skins to harden so they can be scooped out. Bake at 500* for 1 hour. Fry ~8 slices bacon – 6 for the potatoes, 2 for the topping. Chop into very small pieces. Put the Swiss in the food processor and chop for 6-8 seconds. Add the Munster and chop till it is a little smaller than peas. Take a toothpick and check the potatoes for doneness. Steam should come out of the hole.

Chris Moreno, Perry Homes with Rossana Correa and Greg Smith, both Keller Williams City View at Perry Homes Open House in Fronterra.

Cut off the tops, making a hole big enough so you can scoop them out with a spoon. Put the insides in a mixing bowl with butter, sour cream, and bacon bits. After mixing put this back in the skins. Top with cheese and bacon and refrigerate for at least 12 hours (up to 5 days). Reheat at 350* for 35-50 minutes. This is a great “make-ahead” side for a summer BBQ– pair with steaks on the grill for a delicious meal!

Now Calling For REALTOR ® Recipe Submissions! Courtney Smith Real Estate NewsSource - 210-508-0888

Jerry Conn, First State Realty and Delia Sutton, Coldwell Banker D’Ann Harper Realtors at the David Weekley Homes Open House in Roanoke.

April 15, 2017

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Realty Executives Welcomes New Agents

Alvarez-Swartz Receives Create 21 Certificate

Realty Executives is pleased to announce the addition of Alicia Sandoval & Michael King to their offices at 13333 Blanco Rd. Both come to the company with real estate experience. Owners Rick & Mavis Brown are very excited with these two agents. ALVAREZ SANDOVAL

REAL ESTATE NEWS SOURCE

Pearl AlvarezSwartz, a real estate agent with Century 21 Scott Myers, Realtors recently received certification for having completed the demanding Create 21 training course.

Alvarez-Swartz is an experienced agent and already has a successful career, but said that she elected to take the course to gain additional skills to make sure she is giving the best possible service to her clients and customers. The course met three days per week for one month, and contained extensive homework.

KING

PrimeLending NeighborhoodEdgeSM Program: Up to $1500 or $2000 Closing Cost Assistance for Eligible Buyers1 One of the biggest challenges facing the real estate industry is the availability of affordable homes for first-time homebuyers and low- to mid-income borrowers. Between the limited purchase inventory in many markets and home values rising at a faster pace than wage growth, owning a home may seem out of reach for many people. P r i m e L e n d i n g ’ s NeighborhoodEdgeSM is an assistance program designed to promote homeownership in low and moderate income areas for qualified low-to-moderate income borrowers. This program offers up to $1500 or $2000 in closing cost assistance, which could put your listings within reach of more buyers. Using PrimeLending’s fast and simple application process, eligible buyers receive a credit at closing that can help bring the cost of owning a new home within reach. Best of all, since this program is exclusive to PrimeLending, there is no delay because of additional red tape or coordination with third-party programs. Plus, there’s no additional paperwork for you! The NeighborhoodEdgeSM closing cost discount is only offered through PrimeLending. Act now to find out how to help your clients take advantage of this exclusive offer. For more information, contact PrimeLending at 210-494-2660 or visit our website at lo.primelending.com/sanantoniocentral.

About PrimeLending PrimeLending, a PlainsCapital Company, is a national residential mortgage originator. Since 2012, PrimeLending has been listed as a top 10 mortgage lender in the nation in purchase units.2 Offering fixed-rate, adjustable-rate, FHA, VA, USDA and jumbo home loans, refinancing and relocation programs, PrimeLending is authorized to make loans in 50 states and the District of Columbia. Founded in 1986, PrimeLending is a member of the Hilltop Holdings Inc. (NYSE: HTH) family of companies. More information at PrimeLending.com. 1. Certain restrictions apply. Not available in all areas. Please contact your PrimeLending loan officer for more details. 2. Ranked by Marketrac® for purchase units nationally for 2012-2016. NEIGHBORHOODEDGESM is a service mark of PrimeLending, a Plains Capital Company. Not intended for consumer distribution. All loans subject to credit approval. Rates and fees subject to change. Mortgage financing provided by PrimeLending, a PlainsCapital Company. Equal Housing Lender. © 2017 PrimeLending, a PlainsCapital Company. PrimeLending, a PlainsCapital Company (NMLS: 13649) is a wholly owned subsidiary of a state-chartered bank and is an exempt lender in TX. V021216.

Wyatt Joins HSA Real Estate Chris Wyatt has spent the last 10 years involved in construction management and real estate investment and development. This exposure has been beneWYATT ficial in allowing him to identify San Antonio up and coming neighborhoods and investment realty. He has been involved locally on the volunteer level as

well as various charities supporting the San Antonio community. Chris is dedicated to helping you make a sound buying decision along with giving you the confidence in finding the right property for you. He and his wife Theresa are proud parents of two sons. HSA Real Estate LLC (a dba of CKMHouse San Antonio Real Estate LLC) is thrilled to have Chris join the team! Cher Miculka, Broker Owner 210-394-1376 cher@HSArealesttate.com.

Keating sells RE/MAX North-San Antonio Franchise To Familiar Faces

Kate Keating has sold RE/MAX North-San Antonio franchise to Rich Rupp and Tabor Morris. Kate gave over 20 years of service to RE/MAX, which included being named Broker-Owner of the Year of RE/MAX of Texas in 2008, 2013 and 2015. New owners Rich Rupp and Tabor Morris are familiar faces at RE/MAX North-San Antonio. Rich has served as the Director of Operations for 3 years and in 2016 received his Broker’s license. He started at RE/MAX North-San Antonio as a property manager seven years ago. “Rich is the perfect path for our office to remain as one of San Antonio’s premier brokerages”, said former owner Kate Keating. “With Rich at the helm, our current staff will continue to provide our agents with the best support and training. Rich has been overseeing the day-to-day operations of RMNSA for almost three years in his position as Director of Operations, and his solid leadership will continue as is.”

Tabor Morris started as an agent with RE/MAX North-San Antonio in the winter of 2015. He had been licensed less than a year. In 2016, he started the Tabor Morris Team and sold 56 homes that year. He was named by his peers the RE/MAX North-San Antonio Hausman Agent of the Year, RE/MAX of Texas awarded him with Rookie of the Year. “When Tabor Morris joined RE/MAX North-San Antonio, the office was impressed with his work ethic and ability to always stay hungry for more business but humble through his success,” said Director of Marketing Frankee Chapa. “He never hesitates to share with other agents about what has both helped and hindered his business. Tabor’s commitment to always be on the side of what’s right stuck out from the start and this is one of the same values Kate built this office on.” Chapa says that, “The office looks forward to continuing to work with Rich and Tabor as we stay committed to the development and support of personally satisfied, financially fulfilled real estate professionals.” RE/MAX North-San Antonio has over 90 agents and two San Antonio locations, 8131 W. Hausman Road and 21720 Hardy Oak Blvd. For more information about RE/MAX North-San Antonio please contact the office at 210-695-4850.

Monticello Homes Is Excited To Add Eichman To Their Team Scott Eichman has joined Monticello Homes and will be selling in the Hastings Ridge section of the master planned community of Kinder Ranch. He EICHMAN brings a wealth of experience with working in sales in the new home industry for over 12 years and previously in management for a national retail chain. He has received numerous awards for top sales in his previous positions and is excited about the opportunity to help Monticello Homes expand their operations and success in the San Antonio

market. Hastings Ranch at Kinder Ranch offers 2 series of homes on 2 different lot sizes. The Village of Hastings Ridge has 70’ wide lots and builds the Legacy Series with prices starting at $360k and homes ranging from 2894 sq. ft. to 3990 sq. ft. A new section of the Village is now open and will feature an impressive new plan with a walkout lower level. The Estates of Hastings Ridge has 90’ wide lots and builds the Estate Series with homes starting at $506K and ranging from 3003 sq. ft. to 4814 sq. ft. Be sure to stop by and visit with Scott about the impressive floorplans and available inventory homes.

REAL ESTATE NEWS SOURCE

April 15, 2017

VAREP March Lunch & Learn Ron Nirenberg, Guest Speaker.

Josh Bowman and Rod Dunn, both with Inspector Clouseau.

Linsey Martin. Trinity Title and Steve Maldonado, Vortex Realty.

Norma Ponce, TAP FCU, Julio Rivera, Oasis Company Realty and Deb Skjoldal, Guest.

Garrett Toste and Tony Artis, both with Draper & Kramer Mortgage.

Alex Munoz and Jennifer Diaz, both with Legacy Mutual Mortgage.

Paula Grigsby, TAP FCU and Maria Ingram, Noble Group Realty.

Diane Gonzalez, Noble Group Realty and Art Ramirez, Starkey Mortgage.