DAILY NATION Tuesday May 12, 2020

OIL FIRM NATION RAIDED Govt relaxes ‘stiff’ labour laws Daily

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PURSUING JUSTICE AND EQUITY WITH INTEGRITY

Price K10

Vol. 5. Issue 2596

Tuesday May 12, 2020

...in another mukula scam

By FLAVIOR KANUNGO

GOVERNMENT has listened to the plight of employers and relaxed draconian separation and leave conditions in the new Employment

Act. This follows complaints from the Zambia Federation of Employers and other stakeholders that the proposed labour laws would have crippled companies in trying to fulfill payment

C3765-30-31

Kasama MP warns UPND chief Mr. Sampa

of gratuity, leave days and overtime when most firms were struggling because of reduced business induced by the Covid-19 pandemic.

Minister of Labour and Social Security Joyce Nonde-Simukoko

Mr. Mucheleka

said yesterday Government has therefore exempted employers from complying with the redundancy notice period set out in section 55(2) of the Employment Code Act of 2019. (To page 3)

MINERS DEMAND JOB SECURITY Ms Simukoko

…apologise or else, Mucheleka told

By SILUMESI MALUMO

…. Asks Govt to stand firm and protect jobs The two trucks the Scania from South Africa and the Freightliner (right), Zimbabwean registered where found laden with Mukula tree logs. [Pictures Linda Tembo Soko]

Germany gives Zambia K370 million for covid fight See story on Page 4

IMF talks on again

STORY ON PAGE 3

Covid-19 stats Kenya

Total test 260 250

Recovered

Cases

32,938

270

700

251

Deaths

33

Covid-19 stats Zambia

24 0 230 220 210 20 0

Total test

19 0 180 170

Cases

10, 555

267

Mr. Lusambo 150

Covid-19 positive cases by days

160

Covid-19 update

Recovered

117 • • • • •

Deaths

7

267 total cases recorded 286 tested in the last 24 hours No patients discharged No new case in the last 24hours 117 recovered

267 Cases

Demolish structures • Mwanakatwe reveals contributing to floods - Lusambo talks set for April P.4 See story on Page 3 14 0 130

120 110

10 0

90 80 70

60 50

Cases

Deaths

Discharged

40 30

20

10

0 Day 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 Ministry of Health briefing by days

[Page 4]

GLENCORE International should not arm-twist Government because many miners will be subjected to abject poverty through mass job losses, the National Union for Miners and Allied Workers (NUMAW) has warned.

And the union urged Government to stand firm and ensure that Glencore, the majority shareholder in Mopani Copper Mines, does not place the Kitwe and Mufulira assets on care and maintenance after 90 days. (To page 3)

Kenyatta and Odinga pledge to heal divisions See story on Page 19

Commonwealth sidelines ZCID on dialogue preps See story on Page 4

ConCourt must explain Minister of Local Government Charles Banda confers with National Breweries Managing Director Martin Makomva Chilanga vacancy - YALI whilst Local Government Permanent Secretary Ed Chomba looks on shortly after the donation of K100, 000 to the

Ministry of Local Government towards the fight of Covid-19 yesterday. . Picture by ROYD SIBAJENE/ZANIS See story on Page 2

THE PEOPLE’S PAPER; BUILDING THE NATION WITH REAL ISSUES

Tuesday 12 May, 2020

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‘LAZ HAS LOST CREDIBILITY’

By PETER SICHALI

Tel: +260 211 243527

Plot No. 5251B Mukwa Road, Heavy Industrial Area. P.O. Box 34553, Lusaka Email: dailynation@ymail.com www.dailynation.info

MOPANI GYMNASTICS THERE is nothing as unnerving as uncertainty for a worker as not being sure of one’s job.

Job security enables one to work with a clear mind, conscientiously and ensures high productivity.

This, we believe is what the National Union for Miners and Allied Workers (NUMAW) wants for its members.

And the NUMAW president, Mr James Chansa is on firm ground to demand that its members employed by Mopani Copper Mines at the Kitwe and Mufulira mines must enjoy job security.

Although Glencore International, the majority shareholder in Mopani has rescinded its decision to place the two mining units under care and maintenance, the move is temporary.

Mopani says it will review its position after 90 days on whether to place the mines under care and maintenance.

This is what has unsettled the mining workers’ union as it puts the jobs of over 11, 000 workers on the chopping board.

It is not a laughing matter because such a move would bring untold suffering among the affected workers, extending to their extended families.

Mr Chansa is right to demand that miners must feel secure that their jobs are safe and that Government must step in and ensure that jobs are safeguarded.

Mr Chansa said Government must stand firm and ensure that jobs in the mining sector were protected, as job security was key to high productivity.

The “cat and mice” game that appears to be the norm between the government and the mining firm is not helping anyone.

This is why NUMAW feels Glencore International is arm-twisting the government, threatening job losses so as to get its way.

We agree with Mr Chansa that Government and Mopani must make decisions that would guarantee job security.

"The reason we demonstrated was because we want jobs at Mopani to be secured. Everyone who has lost a job is a big injury to all of us,” Mr Mwansa said.

We feel the government has more than gone out of its way to accommodate demands from the mining firms.

Mining firms have been arm-twisting the government in recent years and the trend does not seem to be ending.

We remember the protracted row over Sales Tax and VAT. During this current impasse, Government has again granted some concessions demanded by the Zambia Chamber of Mining that among other things waives duty on imports of copper concentrates.

Yes, Glencore initially said it was reviewing its business in a bid to slash spending as lower copper prices and uncertainty caused by the coronavirus pandemic take their toll The comprehensive review it explained aimed at minimising cash outflow and that any non-essential projects would be suspended.

“The rapid decline in the price of copper due to the impact of Covid-19 has now placed significant additional pressure on Mopani’s operations,” the company said in a statement,” a few weeks ago.

But Glencore was not the only mining company or business entity going through such problems.

Mopani said the review would give it the necessary financial flexibility to navigate the downturn.

But Mopani’s undoing was not to engage Government from the start and the unions, that it planned to close the two mines in Kitwe and Mufulira.

That is what led to mass protests by miners in the two mining towns and Government was quick to step in and defuse the situation.

But even before the dust has settled, another issue has cropped up, that Mopani breached its agreement with the government by cancelling contracts of some mining contractors – again a move that would lead to more job losses.

Government has again through Mines and Minerals Development Permanent Secretary Barnaby Mulenga been holding talks with Mopani to ensure that contracts for some contractors which have been terminated are renewed to avert job losses.

This unending cycle is what we find disturbing, no wonder the increased calls by other stakeholders that new investors be found.

Yes, Government must put its foot down and impress the mining investors that even as the country values their inputs, when it comes to the crunch, Zambian interests must prevail.

T

HE Law Association of Zambia has lost credibility to handle complaints against its members because it has failed to handle the case of John Sangwa, who was reported for alleged misconduct by the Judiciary, Lusaka lawyer, Hobday Kabwe has said.

Mr Kabwe said LAZ can not handle prominent lawyer Lewis Mosho or any other member’s case because LAZ credibility was questionable having failed to handle Mr John Sangwa’s misconduct

case reported by the Judiciary.

He said in an interview that the current LAZ executive had lost credibility and could not be trusted to handle any complaint against a member.

“The standing of LAZ is seriously doubtful because they have not handled Mr John Sangwa’s case reported by the Judiciary and hold the opinion that the complaint was very valid. One wonders if at all they can handle any complaint against a member like Lewis Mosho from the public,” Mr Kabwe said.

He said LAZ under the current executive had lost credibility to handle serious

CEEC applies for stimulus facility

By PETER SICHALI

THE Citizens Economic Empowerment Commission (CEEC) has submitted a proposal to the Ministry of Finance to access the K10 billion Covid-19 stimulus package.

CEEC Director-General, Lukando Mukumbuta, said they had submitted the proposal and are awaiting feedback from the Ministry of Finance.

Mr Mukumbuta “We have prepared a proposal which we have since submitted to the Ministry of Finance to access and K10

billion Covid-19 stimulus package announced by the Bank of Zambia,” Mr Mukumtuka said.

Mr Mukumbuta said CEEC had received thousands of applications from citizens for financial capital but had not been too responsive because of resource constraints.

He said he had submitted a proposal for consideration for the K10bn that had been given to the central bank for empowerment purposes.

Mr Mukumbuta hailed the central bank and Ministry of Finance for the K10bn injected in the economy.

He said the money had come at the right time now that CEEC had completed the construction of the industrial yards that would help in empowering citizens amid the Covid-19 pandemic.

Mr Mukumbuta said CEEC would prioritise both rural and urban entrepreneurship and encouraged Zambians with brilliant innovations and good business proposals to apply for support.

matters.

“LAZ will not be taken seriously until it handles John Sangwa’s case as reported by the Judiciary,” Mr Kabwe said.

He said LAZ would only be able to handle complaints from the public if it demonstrated impartiality against lawyer John Sangwa.

“First and foremost, I don’t think LAZ is competent to handle that complaint instead it should have been taken back to where it started from, if it’s in court or wherever,” Mr Kabwe explained.

And Mr Kabwe said the mandate of the current executive had expired and that

By AARON CHIYANZO

REFUND customers for cancelled events during the Covid-19 period because it was not their fault, the Competition and Consumer Protection Commission (CCPC) has said.

The CCPC has observed that there were numerous events that had resulted in cancellation during the period of the Covid-19 pandemic.

CCPC public relations officer, Rainford Mutabi said consumers had the right to a refund in circumstances when the cancellation is not due to their own making.

Mr Mutabi said in a statement that the pandemic and

Hobday Kabwe

Casinos under scrutiny - Gaming Association

By SANDRA MACHIMA

THE Zambia Gaming Association will soon commence a countrywide exercise to ensure compliance for health guidelines and regulatory requirements as casinos resume operations, public relations director Simon Lungu has said.

Mr Lungu said the organisation would ensure all its members had necessary requirements such as licences.

He commended President Edgar Lungu for allowing casinos to resume operations subject to meeting health guidelines that mitigated the spread of Covid-19.

Mr Lungu has since urged its members running casinos, betting houses and slot businesses to uphold the guidelines provided by the Ministry of Health. He said they should ensure that clients wear face masks and provide hand sanitisers or hand washing facilities at entrances. Casinos which carter for other businesses that fall under its mandate such as slot businesess and

‘Refund clients for cancelled events’ the measures put in place by Government to address it, were not in the control of the enterprises.

He said should an event be covered by terms and conditions that deal with instances of Force Majeure, those terms and conditions prevail.

“The CCPC would like to state that during the Covid-19 period, all business enterprises have an obligation to refund consumers when the service paid for has not been given,” said Mr Mutabi.

Mr Mutabi also advised consumers to give enterprises reasonable time within which to settle their refunds, saying that these times were unprecedented and the effect was

elections to usher in the new executive had delayed due to the outbreak of Covid-19.

And Mr Kabwe has encouraged lawyers to consider helping the under privileged during the period of Covid-19.

felt by all.

He also urged enterprises to be innovative in providing consumers alternatives to the services paid for.

“For example vouchers with sufficient time within which a consumer can make a claim, can be postponed to mutually acceptable dates,” he said.

Mr Mutabi however said consumers had the discretion to opt for a refund should the alternative not suffice.

“In dealing with the question of whether a full refund should be available, several factors are to be considered, including when the event was scheduled to take place.

These factors would deter-

betting houses, he said, were key in contributing to Zambia’s social and economic development.

Mr Lungu said they do this through remittance of taxes to the treasury and also contributed to job creation.

The opening of casinos is a reflection of Government’s resolve to listen to all key stakeholders as we feel our submissions to various relevant agencies and ministries were taken on board and given positive consideration.

"We would further encourage all our members to procure mobile digital thermometers to check temperatures for clients before admission.

“The opening of casinos is a reflection of Government’s resolve to listen to all key stakeholders as we feel our submissions to various relevant agencies and ministries were taken on board and given positive consideration," Mr Lungu said.

MR MUTABI

“The CCPC would like to state that during the Covid-19 period, all business enterprises have an obligation to refund consumers when the service paid for has not been given” mine the amount of costs incurred by the enterprise,” he said.

Mr Mutabi however said equity demanded that the weaker party in any agreement should not be left out without adequate redress.

He said prudence should therefore be employed, accordingly.

DAILY

Tuesday 12, May 2020

Miners demand job security

From page 1

NUMAW president, James Chansa, said Glencore came to invest in the country and should pass the benefit to Zambians and not to torment locals.

Mr Chansa said Glencore had made profit and should guarantee job security.

He said Government must stand firm and ensure that jobs in the mining sector were protected, as job security was key to high productivity.

This follows continued efforts by Government to engage Mopani Copper Mines to ensure that contracts which were terminated were restored.

Ministry of Mines and Mineral Development Permanent Secretary, Banarby Mulenga, said Government would be engaging the mining firm for 90 days to come up with an amicable decision.

But Mr Chansa said there was need for Government and Mopani to make decisions that would guarantee job security.

“The reason we demonstrated was because we want jobs at Mopani to be secured. Everyone who has lost a job is a big injury to all of us,” he said.

Germany gives Zambia K370m for covid-19 fight

By BUUMBA CHIMBULU THE German government has approved K370 million equivalent to US$18.5 million support package for Zambia to fight covid-19.

This is part of team Europe’s rapid response package to contain the pandemic.

Through this and further planned support, Germany is committed to help Zambia control the outbreak and to mitigate the impact of the pandemic, especially on most vulnerable people, said Ambassador Achim Burkart.

Ambassador Burkat, who is the Germany representative in Zambia, said the planned support follows on a request Government made to the German Embassy to scale up development cooperation in health and other sectors.

He stressed that the German Government is committed to support the Zambian people to control the outbreak of the pandemic and to mitigate the economic and social consequences of the crisis.

“As a longstanding partner and friend of Zambia, Germany stands ready to support Zambia in these difficult times with additional measures beyond the Global Response Initiative,” he said in a statement yesterday. Ambassador Burkat said among the focus areas for the fund was expanding social protection measures through cash transfers for the most vulnerable and support Zambia’s health system in combating the pandemic through procurement of health supplies such as protective equipment,

essential medicines, testing and lab capacity.

He said the fund would also focus on ensuring that the people have continued access to essential water and sanitation services critical for good hygiene and pandemic control.

The Ambassador however recommended the implementation of certain measures for effective use of the fund and successful combating of covid-19.

He urged Government re-prioritise expenditures to safeguard the needs of the poor and vulnerable parts of the population; uphold human rights and highest accountability standards in the response and step up anti-corruption measures.

Ambassador Burkat stressed the need to actively address the debt crisis to prevent the breakdown of public finances through speeding up reforms and negotiations with the International Monetary Fund.

He further emphasised the need to take the necessary steps to make best use of existing and potential new multilateral support as well as the G20 debt suspension initiative.

And Finance minister, Bwalya Ng’andu thanked Germany for the response package and the planned support.

He also said as part of action taken towards the debt sustainability goal, Zambia was in the process of assessing the proposals received following recently issued tender request for financial advisory services on asset and liability management of the country’s debt portfolio.

The support from Germany brings the total support committed by development partners in the last one month to K3.07 billion.

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GOVT RELAXES ‘STIFF’ LABOUR LAWS From page 1

She said the employer may be granted a waiver in relation to the notice period provided that the employees are paid in lieu of notice.

Section 55 of the Employment Code Act of 2019 stipulates that where an employer intends to terminate a contract of employment by reason of redundancy, the employer shall - (a) give notice of not less than 30 days to the employee or a representative of the employee of the impending redundancy and inform the representative on the number of employees if more than one to be affected and the period within which the termination is intended to be carried out.

Ms Simukoko also announced that gratuity payments to all employees in the domestic and agriculture sector whose employment contracts do not provide for

gratuity have been exempted.

She said this during a media briefing held in Lusaka yesterday.

And Government has exempted employers from the provision of section 48 where an employer is financially incapacitated.

Section 48 stipulates that an employer shall, where the employer sends an employee on forced leave, pay the employee basic pay during the period of the forced leave.

The additional measure are in pursuant to section 2 of the Employment Code Act of 2019 which allows the minister to invoke her power by statutory instrument to exempt any person, or class of persons or any trade, industry or undertaking from any of the provision of the Act. Ms Simukoko said the government has also exempted employers and employees

from the provisions of section 36 which deals with annual leave, stating that section 36 of the Employment Code Act of 2019 does not take into account the alternative of carrying forward days.

The minister’s action comes after a second special Tripartite Consultative Labour Council meeting on May 7, 2020 following complaints from some employers about some clauses in the 2019 Employment Code.

And Ms Simukoko said Government has exempted expatriates and management employees covered by a workplace employment policy providing for overtime from the provisions of section 75 which deals with overtime.

Ms Simukoko said Government will continue to monitor developments on the labour market during the period of Covid-19 and after to ensure harmony and productivity on labour.

1, 700 recruitment letters ready, says Chilufya

By AARON CHIYANZO ABOUT 1700 recruitment letters for health workers being sort to scale up response against the Covid-19 are ready for distribution following approval by the Public Service Management Division (PSMD), Health minister Chitalu Chilufya has said.

Dr Chilufya said 2244 applications were being processed.

This follows the authorisation of the recruitment of 400 doctors and 3,000 paramedics to speed up response to the Covid-19 fight by President Edgar Lungu.

“PSMD has given us 1700 letters to disseminate to those who have been recruited.

2244 letters are being processed,” he said.

And Dr Chilufya said transporters of essential commodities such as fuel and drugs among others would not be affected by the closure of Nakonde Border.

He said during the Covid-19 update yesterday that essential commodities were exempted at the closed border because the state did not want to cause any shortages.

Dr Chilufya said Zambia was in cross border talks with the Tanzanian Government on public health security as mass testing and screening goes on in Nakonde which was now a Covid-19 epicenter after recording 76 cases in a single day.

He also said more health personnel had being deployed to Nakonde including personal protective equipment to enhance the Covid-19 fight in the district.

Dr Chilufya also said more bed space was being created across the country.

Meanwhile, Dr Chilufya announced that Zambia did not record any Covid-19 case from the 286 tests which were conducted in the last 24 hours.

He said the cumulative number of cases remained 267, with seven deaths and 117 recoveries.

Dr Chilufya, who warned that Zambia was in the surge phase with the regards the Covid-19 pandemic urged for enhanced adherence to guidelines aimed at mitigating the spread of the virus.

“Let’s continue wearing masks in public, stay home, avoid non-essential travel, sanitise or wash hands with soap regularly and maintain hygiene,” he said.

Restaurants with licence allowed sell alcohol

Liquor sales okayed in restaurants but …

By MUKWIMA CHILALA

RESTAURANT owners with permits to sale alcohol are free to sell to their clients, Minister of Local Government Charles Banda has said.

Dr Banda said that restaurant owners with permits to sell beer were at liberty to do so.

The minister was speaking at a media briefing yesterday, after receiving a donation worth K100 00 from National

Breweries towards the fight against COVID-19.

He said that there was no harm for permit holding restaurant and Casino owners to sell alcohol to their clients.

“Councils countrywide will ensure that the institutions allowed to operate such as restaurants and casinos do so with strict compliance and within the confines of licences which they hold.

“If somebody is holding a licence for a restaurant and they also have permission

to sell liquor there will be no harm for them to serve their clients in that restaurant.

“But let me make it clear that no restaurant or casino will be allowed to operate as a bar or night club,” he said.

The minister warned that restaurant and casinos owners should not take advantage of the situation to operate as bars and night clubs.

He said those who would do that risk having their licences revoked.

Horizon schools fights costs in court

By CHINTU MALAMBO HORIZON Education Trust Limited has argued that the High Court has not given the State power to tax costs for a matter where it was challenging the President’s compulsory acquisition of its premises.

The school has therefore, asked the court to dismiss the State’s Bill of Costs pegged at K256, 240.54, as costs for a previous lawsuit which the school discontinued against the State.

In this matter, Horizon Education Trust, citing the Attorney General as respondent, is seeking an order of certiorari to quash the decision by the President through the Ministry of Lands and Natural Resources to compulsorily acquire stand number KABUL/N_59565/196 in Kabulonga, known as Horizon School.

It’s also seeking an order of prohibition to stop government from taking possession of the premises, among other reliefs.

Earlier this year, the Lusaka High Court halted proceedings in the matter.

Judge Gertrude Chawatama stayed the proceedings in the matter and ordered Horizon Education Trust to pay the State costs occasioned to the State in its first action under cause no. 2019/ hp/1867, which it later discontinued.

But on April 3, this year, Horizon Education Trust Limited asked the Lusaka High Court to discharge its order to stay proceedings in the matter, arguing that the State had used the stay of proceedings to create conditions favourable to itself.

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Tuesday 12, May 2020

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COVID-19 DELAYS GOAT MEAT EXPORT DEAL

By OLIVER SAMBOKO

WE are on course to export the first consignment of goat meat to Saudi Arabia, once Covid-19 subsides, Livestock Minister Nkandu Luo has said.

Under the trade agreement signed with Saudi Arabia in 2016, Zambia is supposed to export one million goats per year to that country.

Professor Luo said the government had planned to start exporting goat meat next month but due to the outbreak of Covid-19, the timeframe will be adjusted.

She said the country was only waiting for a team from Saudi Arabia to come and inspect abattoirs that will be used to slaughter goats to ensure they meet halal standards.

Prof Luo said the team had already

been in the country once and that they were expected to carry out their final inspection on the slaughtering facilities before exports are flagged off.

Prof Luo also said Government was in the process of constructing goat centres in all the provinces where the animals will be kept before being exported to Saudi Arabia.

She said the country remained one

of the biggest suppliers in the region and beyond and urged farmers to take the goat business seriously.

Prof Luo said lack of value addition in the meat sector still remained a challenge for the country but assured that Government through her ministry was working around the clock to ensure more investment in knowledge and technology to enable the country add value before meat was exported.

Prof Luo

Advocate wants ‘undemocratic’ political parties deregistered

By CHINTU MALAMBO AN ADVOCATE of the High Court has petitioned the Constitutional Court to order the Registrar of Societies to deregister all political parties that have not held party elections since 2016 as required by the amended constitution.

Magistrate Benjamin Mwelwa from the Livingstone Magistrates Court, has cited the Attorney General and the Electoral Commission of Zambia as the respondents in the matter.

According to his petition filed yesterday, Mr Mwelwa says he will tell the court at trial that the amended Constitutions of 2015 and 2016 require all political parties to promote and practise democracy through regularly, free and fair elections within their parties.

He says he will demonstrate at trial that the said elections for all political parties in Zambia were to be conducted within 12 months from January 5, 2016 to January 4, 2017.

Mr Mwelwa states that he will show at trial that the political parties’ constitutions should be tuned to be in line with the Constitution of Zambia amendment number two of 2016.

He said he will prove at trial that there is no political party’s president and secretary-general in Zambia who has ever been elected since January 5, 2016 to January 4, 2017, in compliance with the amended Constitutions.

He says all the political parties having failed to practice democracy through regularly free and fair elections as opposed to appointments, within their respective parties, they ceased to exist as political parties.

Mr Mwelwa says he will show at trial that despite all the political parties in Zambia having ceased to exist as political parties, the Attorney General has failed or neglected to advise the Registrar of Societies to deregister them as political parties.

DAILY

Tuesday 12, May 2020

39 Lupososhi traders empowered

By SIMON MUNTEMBA THIRTY-NINE marketeers in Lupososhi constituency have received K250 each empowerment funds from their Member of Parliament, Chungu Bwalya.

The MP empowered the traders in Nsombo village in Bwalinde ward in Lupososhi while 34 flood victims also received K 250 each.

Mr Bwalya, who is also Northern Province Minister, empowered marketeers and flood victims at the weekend at Lupososhi Boarding Secondary School hall.

PF Northern Province youth secretary, Chanda Nsofu, announced the empowerment.

Speaking when he handed over the funds, Mr Bwalya said he was fulfilling his promiseto boost the businesses of marketeers at Nsombo market.

To the flood victims of Nsombo, Mr Bwalya said he wanted to do his part as an area MP as he could not just sit idle and wait for the Disaster Management and Mitigation Unit (DMMU) to come in.

He, however, assured the flood victims that Government, through the DMMU, was making efforts to come to their aid. Mr Bwalya also donated mini tumplines and resting mats for pre-school pupils at Nsombo A Primary School, B Primary School Government, Nsombo and Lupososhi Boarding through Secondary School.

And Nsombo senior the DMMU, headman Pascal Nyemba is making thanked Mr Bwalya for the gesture and urged him frantic efforts kind to continue doing the same. to come to flood Senior headman Nsombo called on marketeers not to victims’ aid. squander the money but to - Mr Bwalya consider it as a seed to yield more fruits.

Govt’s multi-sectoral approach impressive - Sanlam

By SIMON MUNTEMBA GOVERNMENT acted swiftly in employing a multi-sectorial approach in the fight against Covid-19 pandemic, Sanlam Life Insurance Zambia chief executive officer Godfrey Tenesi has said.

Mr Tenesi has also pledged support to the Zambian government.

“Remember Sanlam Life Insurance Zambia Limited believes in making life better and wants our people to live longer. We are Indeed your partner in ensuring we build a healthy and stronger Zambia together,’’ he said.

Mr Tenesi said this when his company donated K2 million worth of materials and food stuffs to the Ministry of Health.

Among the materials and food stuffs donated were 11 intensive care unit beds to be distributed to the 10

provinces, 250 bed sheets, 200 pillow slips, 100 -pillow cases and 100 draw sheets.

Other material were 800 coveralls, 10, 000 gloves, 10, 000 masks, one million litres of hand sanitizers, 100 bags of mealie meal and 145 packs of rice, weighing 5kg each.

Mr Tenesi said it was his company’s life commitment to giving back to the communities where it operated.

He said Sanlam Life would be sponsoring free counselling services to a selected number of frontline staff.

“This pandemic has spared no one and we are all affected. I must commend Government for acting swiftly and calling on a multi-sectorial approach to fighting COVID-19 pandemic,” Mr Tenesi said.

And in receiving the donation, Health Minister Chitalu Chilufya thanked Sanlam for the timely gesture which he said would go a long way in combating the further spread of the pandemic.

Dr Chilufya urged other insurance companies to emulate Sanlam adding that the fight against Covid-19 was not for Government alone.

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ZAMBIA SUGAR REFURBISHES ISOLATION CENTRE

By BUUMBA CHIMBULU

IN an effort to fight the Covid-19, Zambia Sugar Plc has handed over refurbished buildings to be used as isolation centre and assorted items to the Mazabuka District Epidemic preparedness Committee.

Zambia Sugar Managing Director, Rebecca Katowa, said the company wanted Mazabuka to be prepared for any Covid-19 cases.

Ms Katowa said Zambia Sugar responded to the Mazabuka District Epidemic Preparedness Committee’s request.

She said this during the handover ceremony in Mazabuka.

Zambia Sugar also provided 50 beds, 50 mattresses, 100 sets of bed sheets, 100 blankets, 1, 000 face masks to ensure the protection of the frontline workers at this facility and other members of the community.

By PETER SICHALI ZAMBIA should do away with tribalism for the country to remain united, Patriotic Front official Lemmy Bwalya has said.

Mr Bwalya said tribalism talk that had taken the centre stage in the country was a threat to national peace and security.

He said in an interview that Zambians should work towards the complete elimination of tribes and “remain with one tribe called Zambians”.

Mr Bwalya appealed to traditional leaders to take a leading role in promoting peace and unity and reconciling the nation.

He said traditional leaders should come up with a deliberate decision to confer with the Head of State and later with the legislature in order to come up with one village called Zambia on our NRC. “I wish to state that, until were

Ms Katowa The firm also handed over and 50 litres of liquid hand soap.

“When the District Commissioner, as chairperson of the Mazabuka District Epidemic Preparedness Committee began to engage with the stakeholders, Zambia

Sugar came forward with support to refurbish the facility,” she said.

Ms Katowa said the company had also implemented Covid-19 preventive measures in the workplace.

She indicated that a Covid-19 executive task team met every

morning including weekends to review the company’s responses impacting the entire district.

“Zambia Sugar acknowledges the great cost of this support. However, the company believes so much more in the value that this service will bring to the community,” Ms Katowa said.

Mazabuka District Commissioner, Jenny Chirwa, called on all stakeholders wishing to support the Covid-19 fight to channel their contribution through her office.

“We commend Zambia Sugar for being an all-weather friend. When we presented the initiative they did not hesitate at all. This is as it should be and we thank you for this support,” she said.

Mazabuka Central Member of Parliament, Gary Nkombo, thanked Zambia Sugar for the support and called on everyone in the country to come together in the Covid-19 fight.

Mr Nkombo appealed to everyone to follow the guidelines given by Government and refrain from social gatherings.

Reject tribalism, demands PF official

born again into one Zambia one Nation status, tribalism will take its centre stage, a situation that threatens our future peace,” Mr Bwalya said.

Mr Bwalya said unprecedented levels of hate and divisive altercations against one another were uncalled for therefore it was important for youths to demand that the fathers unite the nation.

Mr Bwalya has advised youths not to be used as tools for violence ahead of the 2021 general elections.

“I wish to refrain my fellow

youths from being used as utensils of violence in the coming 2021 elections,” he said.

He said youths should instead demand peace which he stated had been compromised by politicians.

Mr Bwalya said youths should be proactive and take up leadership skills to realise the philosophy of youths being future leaders.

“I’m urging my fellow youths both from PF and opposition to show leadership by refusing to be used in violences, but put our leaders to task of

reconciling and uniting us,” He said President Edgar Lungu had on several occasions asked the youths to be innovative to contribute to the economy.

“I wish to support president Lungu’s call for transformation of the youth’s mindsets from holding machetes at the expenses of doing constructive things among other important businesses,” Mr Bwalya said it was high time youths begin adding value to their status as youths, through refusing to engage unproductive vices.

ZDA starts assesses food industry challenges

By NATION REPORTER

THE Zambia Development Agency (ZDA) has embarked on a tour of private businesses in the food industry to appreciate the challenges and opportunities the investors are facing.

This will enable it make recommendations to government on the post Covid-19 recovery, based on practical experience and information from the industry.

ZDA acting director general, Matongo Matamwandi said the Agency’s visitation was in a bid to ascertain the country’s food production capacity as Zambia was moving towards self-sustainability in food production following the restrictions in the importation of certain food stuffs in the

wake of Covid-19.

Mr Matamwandi, who on May 7 led a team of experts to Ross Breeders Zambia farm in Chainda, the feed production plant and the Supreme Chickens abattoir in Mimosa area to appreciate the industry, said the engagements with the relevant authorities were meant to address the challenges investors were facing.

He revealed that ZDA picked Ross Breeders because of their outgrower scheme and the opportunities that the poultry sector offers as one of the low hanging fruits in trying to find quick solutions to food self-sufficiency for Zambia. Mr Matwamwandi said the challenges the poultry sector and Ross Breeders in particular were facing were related to policy, operations as well as

the information gap between industry and policy makers.

Mr Mwatamwandi said ZDA would be making recommendations to government on the post Covid -19 recovery and would be based on practical experience and information from the industry.

He said the Agency was more convinced that the Investor Symposium which it held last year for the first time was an important platform which helps deal with challenges that the private sector was facing as it brought both government and industry under one roof.

And Ross Breeders managing director Colin Lindsay, said he was delighted at the commitment ZDA had showed towards supporting the growth of the poultry industry in the country.

Money ZRL crafts East gets Zambia awaits AfDB Croc farmers FNB enhances Banks ZAM Jesuit Covid-19 Govt urged to controls Covid-19 Covid-19 relief fund Invest in agriculture, early upbeat about appeal to raise K20m digital platform raise mineral upbeat predicted business export Zambians urged royalties usage FISP on digital duty plan modes

18.525 against the US dollar. essential ZRL He wascommodities, speaking in an Meanwhile, the Arbitrageur was adhering to covid-19 interview Chipata observed at thethe need for a main more health guidelines as it stimuluswarehouse. package specifically holding provided thefrom vital service to its “We have are that and the emanating targeted at grateful households “We beenCovid-19 receiving business customers. paltry revenue from foreign honourable minister and the risks, through cash handing, individuals provide tracks from to Beira in a shortofinthe measures, investors the exploitation government has listened to of weSome see this as an opportunity term boost infor spending. preparation the 2020/2021 he explained, included Mineral Resources because industry and seen the wider to embrace digital modes The Arbitrageur farming season.

Soindicated far of we

By BUUMBA CHIMBULU sanitising, of misconception of the benefits of observance easing this burden of apayments,” he said in that this was important asaterm have received 15, 000 metric social distancing and wearing Mineral Royalty as a Tax in

By GRACE CHAILE LESOETSA on theexpected sector,” he said in a response to press query. inflation was expected to rise ZAMBIA is this week to receive tonnes out the expected 63, of inof offices and public themasks Act No.18 ofsaid 2018. statement.

In January this Mr Mwanza digital over the next two to three feedback from the African Development 575 metric tonnes.

THE newly launched ZAM Jesuit C-19 places.

Mr Government Bwalya explained year, introduced payments were secure, faster

By BUUMBA By CHIMBULU months peaking athas 16-18 Bank (AfDB) where the country applied BENNIE MUNDANDO “We are the Appeal and Response committee isTax ZRL, Mr expecting Musonda said, that Mineral Royalty a 10 percent levy and convenient tothat everyone for a Covid-19 relief package. percent mostly on the back ofin figures tocrocodile go up because expected tomust raise approximately was encouraged byK20 thelevy was aa non-deductible By TROY is MUKUPA BytoBUUMBA CHIMBULU required farmers to the payment ecosystem and ZAMBIANS invest in agriculture and The AfDB has offered US$10 billion facility ZAMBIA likely introduce a weaker kwacha. we are receiving at least million to help reduce the economic initiative of the two youths, for computing income tax pay duty, up front, before they become the impact way of life take advantage of must the readily-available forbymember toInflation mitigate the ofat money controls end of states currently stands FIRST Bank (FNB) Zambia has ofNational coronavirus on the Zambian By BUUMBA impact CHIMBULU especially in neighbouring remembering 15 per day,” GOVERNMENT should when arriving at theMr gains exported their produce. andtracks not only in the present the COVID-19 for theirpandemic. products in this year duemarket to the current 14 percent. boosted efforts to migrate customers population. the train men of ZRL when review the Mines and or profit of foreign investors Chaikatisha said.

Mr Thomas said that unfortunate circumstances.

Finance Minister, Bwalya Ng’andu, said countries such as Congo, Tanzania and Kwacha volatility has “While monetary policy towhich digital as acrocodile way During the launchthey yesterday of of ZAM THE Zambia Railways Limited could have channelled Minerals Development Actinplatforms inAssociation the exploration ofZambia mineral He said Government had

By BUUMBA CHIMBULU Zambia’s skins He hoped that the measure

By BUUMBA BUUMBA CHIMBULU yesterday when updating the nation Malawi, Economic of I do not want to pre-empt been adversely affected

by Lusaka stimulus can be applauded, By CHIMBULU banking during (Zambia-Malawi) Jesuit C-19 Appeal and (ZRL) has to initiated apresident business their resources to other for GRACE royalty be atthe least 50safe resource.

“Mineral Royalty were prized the world over onensuring current economic developments, By CHAILE LESOETSA advised the firm tothis would get the support from (EAZ) Lubinda Haabazoka hasfor So as the what I am going to say. the Covid-19. although targeted atensure priority period ofatas the Covid-19.

Response St Ignatius Perish in Lusaka continuity plan to ensure equally deserving sectors or per cent share of revenue Tax is on production

By BUUMBA CHIMBULU that Government would this week receive high-end footwear, handbags COMMERCIAL banks are the public, traders, small that allpaid the fertiliser was inand the said.

“We are doing a mid-term OVERNMENT “We maintain that capital industries, we maintain that business FNB Zambia Head of Retail, Kabanda some neighbouring countries while computing income tax of smooth running of operation individuals.

“We urge other yesterday, provincial Fr Leonard Chiti, said a response from the AfDB regarding its GOVERNMENT’S suspension and garments, offering ready to cooperate and offer big merchants and everyone And Dr. Haabazoka has offered his piece NERIA’S Investments Limited province

by May so that the budget review, all those things is undertaking a controls are an increased there should have been more community Lilanda, said theyouths, organisation was have done, Business Expert is levied on the profit when mines application. during the covid-19 period. especially those inin isin the economic due to pandemic of the 10 percent export duty employment to at least a digital payment channels in the supply chain, so that land to any youth-run cooperative interested will deliver 63,575 tonnes of impact Inputs could be delivered OVERNMENT will be done and when we are mid-term budget possible outcome in 2020,” stimulus specifically targeted ready totoserve its customers safely and presents Dr Ng’andu said the government had

By BUUMBAshould CHIMBULU Mwimba Bwalya has said. become profitable,” he said.

ZRL Chief Executive small businesses to rise to the expected have a constraint on the Gross and thereby adding a cost to interview that evoking the SI nesses are not making on crocodile skins will unlock thousand people locally. to reduce usage of cash Zambia could start moving winter maize production to use for free. raise the fertiliser Eastern Province time to the farmers. ready we will bring them out,” review which is said the to Kwacha Arbitrageur at households and individuals conveniently asyesterday the world instituted BUUMBA applied for a Covid-19 Emergency Fund from He said under theHaabazoka Mineral “To solve the adverse Officer, Christopher Musonda, occasion and emulate what Domestic Product (GDP), and therefore are commercial a relief Mr to comto By meet theirCHIMBULU obliliquidity in2020. the industry which He warned that any following the directive by away from cash as the most certain Mr. the Daily shareholding level money for the 2020/2021 farming “Our plan is to deliver the Chanda Dr Ng’andubanks. said. expected to be released this would provide April, to provide atold short-term boost measures tofinancial fight the spread of multinational institutions to support Royalty Tax, foreign investors economic challanges Zambia said a big portion of the plan these two young gentlemen expected a rise in national poverty rate.

He said suspending such mercial banks. gations due to the current HE Bank of Zambia has been constrained over negative shocks therefore the Bank of Zambia (BoZ) trusted means of payment.

Nation that Zambians needed to look to

By BUUMBA CHIMBULU proposal, we look Meanwhile, Drthey Ng’andu week following the projectCapital controls are inagainst spending. and compel forunder the Farmer fertiliser bythe May waiting for. was that could not beseason

By BUUMBA CHIMBULU COVID-19. the country’s fight pandemic HE HeadZambia Revenue would continue being the isinto going through, Government involved keeping the cargo have he said.

Fr Chiti said appeal will to loans literally entailed com“So that piece ofWe legisla(BoZ) should in- COVID-19, the years, Zambian Crocodile to thedone,” industry could lead to adjust upwards the daily agriculture andthe tapemergency the growing appetite are engaging mining comstressed that was contemed revenueZANACO deficit of K14.8 measures introduced by ablehe to pay back on account eign investors to partner Input Support Programme delivery toWorld other districts.

We at it and then we “We have applied to the Bank, the Mr Lilanda said FNB had boosted Authority (ZRA) will for paysure outwepanies major beneficiaries of revenue should pluck a leaf from GOVERNMENT and freight trains running.

Ndase Musonda, onemake of the mercial banks had to take an primacy the most urgent and lifesaving tion and have an Economic Research, Patrick voke a has law released which K810 Farmers Association (ZaCFA), job losses, loss of revenue to transaction limits for electronic for their produce in other countries and to agree on exact posiMr Mwanza Arbitrageur plating on the new tax relief billion of the K106.0 billion Central Banks to regulate of distorted cash flows. with locals as they set up in(FISP). take this business with utmost African Development Bank and Afreximbank sit and reflect, efforts to migrate its customers onto immediate and short term intentions but million to ease the current tight liquidity K2.8 billion Value Added Tax while Zambians would end up our neighbouring countries By BUUMBA CHIMBULU weakness, supply disruptions Mrsaid.

Musonda said this two people who the entire loan as a loss. emergency on our hands so has said. extends the matu- Chileshe, has Government anddonated worse, the

By BUUMBA CHIMBULU interventions necessary to reduce the impact Copper slid to record lows of money. profits adding that institutions like the Zambia tion because apart from the fact measures for regretted the business National 2020 Budget. how much money enters and He that even with OMMERCIAL vestments in Zambia.

The agrocommodity seriousness.

FISP borders toFNB be for support under their App, and online banking interventions aresocial temporal in the economy.

(VAT) refunds by aspect end it ofwill getting aispaltry percentage of could ifThe sustained economic what allUS$4,400 because of the dis- in theirin a speech read on considered his masks, said the private sector Dr Chileshe stressed that if the ofthis thedo, coronavi-these Finance Bwalya rity of loans as most Finance Minister, Bwalya collapse ofthemselves the sub-sector. of Covid-19. per tonne.

This according to the mobile decision by the Already the Bank National Service land a community.

The Minister, 2020 mid-term leaves acompany country. that we own owe them refunds, they the injection oftaken K10 billion results for various Covid-19 Emergency Funds,” he state should raise the trading would on food production and food platforms to help them bank safely and nature and if they are beyond is part of the K2.5 billion must look at its fiscal and month, with the largest share being revenue. growth for the country is1. to the industries were stressed rus meets the definition of an Ng’andu, however last week bThe u The s banking iAMBIA -money Ng’andu, on Friday last tancing and lock down health HE K10 behalf byAssociation ZRL Director had resources that could help “The committee will spearhead the Mr Zulu explained that the OMM E R Cbillion IAL Bankers of fortune by producing maize exceeding 5 what will be the Bank of Zambia is of Zambia has anThe Minister explained budget review will be reThe Arbitrageur, a monthly Medium-Term Facility also owe tax assessments so said. the first quarter of solutions 2020 more conveniently. shareholding at should least to 45announced deliver 35, 520 tonnes security of the nation.

With temporal, they can begin toLending hurt other which had previously been bychannelled private sector to to the mining companies, Mr Bwalya cited Zimbabwe be achieved” “Simply put, Mr Thomas and some of them were not emergency, then the Central onreorient Friday said Government week announced various protocols to curb the spread of emergency faciliHuman Resources and many disadvantaged people business review taking place banks conZambia (BAZ) Chief Executive provinces in response to the challenges million tonnes which they could export. therefore responding to nounced introduction impact here, will that before measures were leased this week, says bulletin prepared by financial (MTLF) by the Bank of Zambia Dr Ng’andu said the bilateral discussions reflect a deteriorating weinvoke mustcomponents ensure that we get a said.

President Edgar Lungu inwill his last address “Since the start of the and oftothe economy. percent to ensure that wealth of D-compound and 28, enough food supply, we the fundamentals that to a issue Commissioner which had increased mineral Zambia isepidemic, free willing or being able make adequate Bank canKingsley go ahead and would a StatutoryGeneral, measures that Government the pandemic,” Zulu ty has potential to lead Administration, Clyde during this time. could mean aMr low production sider extending Officer, Leonard Mwanza.

He said what was needed was proper caused bycommenced this dreadful and deadly crisis. this call, much as it is a of a constrained pricing approved, Government had Finance Minister, Bwalya analysts, indicated that had also with a number of Group (BoZ) into the economy, credit it achieve the macroeconomic to the nation. in line with regulatory directives passed “They can play around with the policy We are grateful that the net position before we pay out,” sustainable economy, former Finance remains in the country.

055 tonnes urea to the expect a productive nation,” Chanda, has said. royalty to 70ofplanning per cent, generous withare her not Mineral sales to Zulu meet their loannot obliInstrument (SI) to offer relief that piece of legislation. was undertaking to cushion Mr indicated that spur growth a at the handover capacity which did spell toSiamachoka, existing loansin for Last week, the BoZ revised and engagement with relevant The disease outbreak impacts onlyor to stay home but remain connected 20 (G20) countries on the postponement mitigation measure. to take into consideration the Ng’andu. capital controls were likely mechanism dubbed appetite would still be the key By BUUMBA CHIMBULU Mr Musonda Government has already released environment resolved through the ofadded.

Zambia, the bank but the effect isfor toin induce the desired goal Minister, has honourable minister Mr Chanda as gives February Botswana at stakeholders 55percent and Resources the expense Thisclients is Felix according to stimthe said.to the financial province. he gations.

“That time toor banksrate sector. said ZRA had business from the economic good fortunes Zambia andreaction most key banks Zambia their as environment aMutati, fiscal upwards the transaction andinBank suppressed ceremony of surgical face the agriculture sector such as a threatening of the at people but also their family and friends. rescheduling debt service payments over advantages and disadvantages Dr third Ng’andu saidpaid in anout in-K2 billion in VAT re- positionin to be introduced given the theofhealth determinant of that how much K170m tocredit commercial banks to clear the ‘crawling peg’, but from impairment has engaged with customers onpoverty the terms of the cost of money.

That is aof Mrthe Mutati challenges surrounding apart from the fact this year Tanzania at 60 per cent, while of earning foreign exchange, and the government Federation ofsaid Small-Scale Neria’s General Manager, Mr Chaikatisha assured the “The problem that is there is to whatever?” go toBank their of clients and give because Dr Chileshe suggested impact posed by the the Democratic Republic of ulus for businesses that Zambia balance limits for electronic Mr Mwanza explained millers for logistical support. were resilient enough from a through lower funding costs. masks donated by two “We urge other youths, increasing the rate of hunger and in period to be agreed.

“We know that the pandemic has ZAMTEL has launched a relief Covid-19 of the actions. terview that the Ministry long-term view for a weaker party arrears and K140m to various road the money would be sought by stocks that institutions have available digital solutions toNeria’s reduce use temporal situation,” he should that fail, we shortage and skyrocketing prices of BoZfunds. we owe them refunds, they owe tax Zambia’s was between strengthening the Zambian that currently if aalso is said. gotime to pay, because BoZvery that should invoke SI them— COVID-19 outbreak.

Mining Associated of Zambia Martin Chaikatisha, said farmers that would has listened toparticular, indusCongo (DRC) inbank terms of tax of our have adversely affected moneyAfrica to royalty encourage use that with the increased daily “To fellow citizens and youths in capital perspective to absorb Thebeen Bank of Zambia (BoZ) South based youth Zambia,” he said.

Ng’andu. especially those in He said the engagement with the bilateral had negative effects on the lives package for customers, offering them “These measures, we sit, arwas currently a that weDr Kwacha. contractors, Finance Minister, banks forchallenges onward lending. provided. of cash, decongest financial service He said one of the that entrepreneurs. mealie meal, depreciation of Bwalya the Kwacha, would not be surprised so we must ensure that we “Allundertaking I section can confirm have 5 to 10 per cent.

Kwacha and developing ing to suspend loan payments evoked theconlaw, itassessments will not customers No 42 1996 18, ishas Among them is the Congo, Malawi and Tanzania have a big revenues. by the current coronavirus of digital financial services transactions limits of K20, the covid-19 shocks, without on April 3 this year, anThe two (FSSMAZ) president, Joseph the company had so far deliver the commodity in time. try and seen the wider “It will also interface with government’s partners around thespread possibility ofthe them smallthe businesses to rise and our hope is and that this offer free messages and data term budget and a Ng’andu, saidproductivity yesterday in gue about them, we mid-term “Already the Bank of centre With the MTLF inthat place, Mr had their first centres and prevent ofGod-given Zambia had been grappling with in 2020 aBanks dipcalling, inhave the in Lusaka. thefree mining getbanks a net position before we payreflect out,” he tinued refunding mining companies besaid there was also economy from her tothe see more stringent because clients cannot make pernalised commercial subsection 4a lesson which gave suspension the 10donated percent appetite for our maize at very competitive This, he said, meant (COVID-19), Economics in He Zambia inof the wake of 000 for individuals and cash requiring additional lines as nounced stimulus monetary youth entrepreneurs no mining inspections due to necessary tools for them to and Mopani is to us initiatives and programmes to reach out Mwansa. received 15, 000 tonnes of For the 2019/2020 season, benefits of easing this meeting the financing gap arising from the can help cushion this impact,” Mr Mupeta to occasion and Dr Ng’andu said when giving an update usage. look at the impact and so on. lion, representing 22.0 per2020 budget review.

Zambia has announced Zulu said, second quarter was the volume of debt servicing which COVID-19,” he said in a statement. quarter earnings eroded sector, and dwindling forex earnings said. excause it is apowers statutory obligation on part need for Government to mineral he any bank isrelief the for breaking theforeign law,” Dr said. the Central Bank export duty on precious prices.

Let’s askfrontline our chiefs and government therevenues, industry would cut down Association Zambia (EAZ) coronavirus outbreak. balances, there was nosaid. regulations. such ablethe to extend measures to of support financial 1,200 surgical masks packed to those on the inresources,” attending to the adverse effects of Covid-19 onthe the fiscus. lack ofwere funding for the start bringing in asalso Zambians, whenever these Pastor Mwansa stressed the commodity transit from Eastern Province received burden on sector,” on the economy that K500m had Under this package, allthe Zamtel mobile So Ienough cannot pre-empt that centtaxes ofsaid.

Gross The Minister a recent ad- Chileshe introduction of ain constrained emulate what these two performance earnings season wasone harvesting athereby lot ofsuffer foreign Mr Lilanda customers who needed by knocks they have taken needed pragmatic approaches.

Mr Chanda said ZRA and the Ministry of thein ZRA. All refundable must be Domestic review the for royalty towell Mr 733 Bwalya urged that is going to theexchange to extend the provision for metals andAct crocodile skins. through ZNS toDrsaid give us land and grow the spending, weakenhas advised.

Mr boxes Mwanza said banks and excuse to embrace e-wallets packages. system stability following the in 22 valued at K9, Meanwhile, Ng’andu said Zambia would infected as as government’s effort to stop Ministry of Mines. change in Zambia. companies make huge profits need for Government to raise Beira, Mozambique.

K65, tonnes of fertiliser. been released to the Public Service He said Zamtel’s key priority was prepaid customers would receive free five process because every meaProduct would come from dress on the state of the econpricing mechanism dubbed “This is especially since would reflect covid-19 effects young gentlemen have from the market and putting pressure on to issue instructions to the bank to from downgrade risk as they “Some of these challenges are around of Finance would this week have a meetrefunded. be an all-inclusive of natural Government to use the loss because it will have tothere take Dr Chileshe feared that the keeping Non-Performing Loans ZaCFA Publicity Secretary, maize exceeding 1.5 tonnes and make ing mining sentiments as a this600 EAZ Financial other financial institutions had andmillion digital payments systems.

He however said covid-19 outbreak of the Covid-19. specifically for the crew now discuss an macroeconomic the spread of theappropriate virus,” he said.

Pensions Fund to payAnalyst, over 1, 500 retirees He complained that “The Government should they start treating us in unacthe percentage shareholding ‘‘The financial sector’s liquidity challenges would be ameliorated people connected during Minutes On-net calling, 50 MB of data and sure we take has an impact of domestic revenues, while omy projected a budget deficit the ‘crawling peg’, but wage increases/inflation over on counterparties to give a forex. complete or initiate transactions should align their lending models to theEast superficial shortages but at end it done,” ing the plan which had putasmetal inato “So far loans we have refunded to situation a tune of would resources like oil, natural country’s natural resources into account your NPL current in(NPLs).

Bill Thomas, the “Furthermore isour hoped asaid fortune. consequence ofbeen lower “We not seeon Africa where have Economist and Strategist, taken a lead in developing “To help secure health framework with the International Monetary credit risks were forecast A and45 Financial members that operate ZRL He said ingas, the first phase of six itmonths, the or their beneficiaries. by tapping into the Bank of Zambia’s K10 billion medium-term difficult period. were some mining right invest a lotdo inwould the ministry ofthe ceptable A goodorminto at Strategist least 40On-net to percent adoesn’t further 10 SMS’s asoutput part ofis itsmanner. some sort. the balance be raised of atHe least K14.8 billion 19.7 should that fail, we would the last few years, has lagged “At the moment, the Eurobond is sector true picture ofholdbanking sign indemnity forms tothe assist the bank matter because the reflect the credit rating from place to dismantle thesuch VAT refunds.

K2 billion in January and February.

We farm lands, forests and not prudently so as to distant earn loss to them,” he said. crease the number of NPLs explained inyear anor refinancing suspension had come at that in not too “We can ask millers and other funders to prices as copper which Government easing and givbeen extended by one Mutisunge Zulu, said comdigital and electronic payment and that of future generations Fund (IMF) after an economic asseseement Mr Mutati deepen in the subsequent the lending facility and could significantly.

Analyst, Mutisunge Zulu, said freight or cargo trains.

“The world is going committee is expected to raise K6 million.

“Tight liquidity conditions continue to facility which eligible commercial banks and non“Driven by our strong belief that all our corporate social responsibility during this ers who were supposed to be mines.

Ministry of Mines is ing policy will help us sustain from the current 25 percent.

“So as the business commuthrough domestic and exterpercent of the K106.0 billion not be surprised to see more the real-effective increase performing very badly and most of it is carry out instructions if they were not able resilience.

Mr Zulu hurting the final consumers. international rating agencies, Theexmeeting, he said, would be in have terms, allocated another K850 million in just mineral foreign exchange an opportune time when future, crocodile chip in with logistics capital to that fulfill this was completed. made itshould costly run mines ing tax holidays Small and market players have been givmercial banks should consider channels. as well as promote digital months. be on the ofto already “In layman’s fa- bank the facility provided latitude “You may resources. wish to know aintervention devastating time impact on businesses and households, on “In the first phasethrough ofand ourfinished financial institutions would access.’’

-certain Drto Ngándu customers be connected, period. conducting butthat one of the back listhave funded ministhe Zambian economy asthe minHe indicated that the curnity presents proposal, nal financing.

National 2020 Budget. stringent regulations. in prices of domestic goods about creating aexploration credible story wehave a cocktail ofofactions, measures or policy to visit an rich outlet.

“This year will be an we “Whatever the reason, they the said Economics Association ofaffect chaired by the Finance Minister, Bwalya March, so by end March we would “Zambia isfaced blessed with would in turn strengthen the Dr Ng’andu said Government had recently the industry liquidity products will be available for dream.

Where we have signed agreements, Southern Africa.

Medium Enterprises and busien three months tax holidays,” restructuring existing loans to He said the anking sector payment systems we must This, he said, would require isting liquidity that banks alcility provides latitude for for lending rates to reduce that since the outbreak of the right now and it’s important one hand and the financial sector, on the covering a period of six months between announced this free calling offer as part ZAMTEL Chief Executive Officer, instead conducted actual mintries yet it iscontinthehave ministry thatbe is the only lifeline for ourto address rent 25 percent was too low we at it and then we sit The plans however In his budget presentation “This resources can include the and services,” the Arbitrageur have a look plan to address the due date and interventions the exchange He said customers should not crowd interesting one as the effects consumers and that is why weing need to rates Zambia (EAZ).

Ng’andu.

Mr Chanda said one of the obrefunded K2.8 billion and we will natural that can Zambian Kwacha. completed a two-week virtual mission with problems due to the high both the domestic, tourism financial support won’t be a problem.

That’s interview. arrangements, this is within a “Mineral Royalty Taxes ness that could adversely Mr Zulu said in an interview. assist their clients cushion the had been advocating for the all shift towards mobile and other hand. that for financial stability, ready had. lending to ebb lower which would support domescorona pandemic, Zambia that weZAM comeistogether as a The minister said the terms and goods and services to Government.

May and October 2020, expected of our contribution to the fight against Sydney Mupeta, said the offer would be and reflect, what it dealing will do, come under threat due to thewas last year, Drand Ng’andu conversion ofthe foreign said.

It also indicated that ing because they were not bebrings money in this country Pastor Mwansa saidas as mostmoney foreign investors took country,” I think that plan must be sounded rate this can be divided into three banking halls at ATMs especially the K10billion MLTF will railways tackle theimpact. economic fundamentals,” he EAZ National Secretary, the IMF at which an assessment of the jectives to(MRT)are find aof solution in ue toappetite refund,” he in an interview. turn theduty economic fortunes ofof and According to phase Mines and export in the and export markets,” Mr kind of discussions we should have in our paid dollars invery impacted by the coronavirus Mr Zulu, also serving COVID-19 reduction ofimposed cash as means electronic payment platforms.

Credit rating agencies credit risk shaped by “The has been releasedwhich to those that may not be cushHe explained that there wasconditions will support domestic tic credit. has put in place community and help each for accessing this facility He said thesaid sector’s to K6, million.

The second will Covid-19,” Mr Mupeta said. available to all customers with no what will be the here, Covid-19, forcing Government indicated that offinancial currency deposits, increased itMinerals was surprising that was fiscal loudly as thatreflect will influence the rate at 2019 components. ifraise they were exhibiting any symptoms ing inspected. through mining sector which an interview. advantage ofZulu, theactive situation to in said inproject an interview. inimpact credit book (asset) Mutisunge warned that macroeconomic and fiscal situation with thehad refund arrears.

He gave assurMr Chanda said ZRA had recently rethe country, hence, the need Development Budget.

Thomas said. country.

People with farms idling can also Zambia and with a lower copbecause this will just reduce EAZ National Secretary, said “We to see more payment in the economy.

“We welcome the proactive alleviate the economic pressures have downgraded Zambia’s the sovereign risk posture of a already been issued by the Bank of liquidity challenges would further ioned for these risks were then no liquidity crisis by the time credit and ultimately ecoInterest rates on the marbusiness continuity plan, a one other, wherever it is possible. beassociated a recovery whose main objective ischip Mr Mupeta said the offer was said. aimed conditions attached andeach would be validMwansa will it price achieve the goal which we aregrowth trading,” Mr Mutati toany undertake new initiatives. the“We K106.0 need to do something the documentation for repatriation stimulus was not as private withHaabazoka Coronavirus.

Mr Mutati, who isCovid-19 former Finance ofdesired commercial banks Pastor Mwansa also obemploys aannounced lot at of Zambians.

Pastor also urged armtwist Government. undertaken. credit appetite declined ancecoffer,” that Government was committed to cruited accountants and auditors on aoutlook for Government to review (Amended) Act No.18 of 2018, in with land,” Dr. said.

Mr Thomas explained In 2018, Zambia exported associated with the induced per and a weak produccollections to the such a move had been done and more private sector play“The decision by the move and banks are ready to economic to CC by jurisdiction.

Zambia. be ameliorated by tapping into the buffered from withering away the BoZ intervennomic growth especially in a ket are currently hovering bebig portion of which involves “The private sector has to assist targeted fragile communities to go at minimising the impact of Covid-19 up tocited midnight on the selected days.

He observed the need for reflect Zambia monetary policy, level, and private or whatever?”

Drlegitimate Ng’andu “If you give us aMoody’s little bit of bofiin lZambia’s lsmall iZambia o nbasis , fiscal or the introduction of aFNB, time sector expected. wethat ask ‘how can we help Minister, explained that exchange He explained Zambia last year had and could also in the served the need for the “We have brilliant men Government toBank consider He the development at time Zambia was downgraded ensure that all those that had six months to assist with the the Mines and the mineral royalty rates for of And Dr. Haabazoka has offered his piece liquidity and inthe particular to that the suspension of duty about 31,685 farmed tion level, that MRT he said.

by Standard Bank South ers such as commercial banks Bank of Zambia is“At therefore cooperate and offer seamless “At this point it means is necessary to K10bn mediumFitch while landed on “Every downgrade and crippling the economy. tion measures. suppressed environment post tween 28challenges and 30 percent. finding ways ofMinerals keeping our resources that can help many back, and we plan to raise K14 million,” Fr on households and small businesses Mr Mupeta explained that customers to elevate the conversation with the sector or real economy level,” Mr Mutati said. some time, you will ableclaims toacknowledge K72.0 window to delay conversion The Arbitrageur however you?’

During this time, weskins, are committed rates were indicative of thetopreface of the made aany request tocrocodile the IMF for an economic interest rate trading income by credit rating agencies.

Ministry of Mines to have and women at thebe scale miners, who currently Konkola Copper Mine (KCM) VAT and other refunds were paid. reconciliation of“The accounts.

This Development Act No. 18 of tax purposes show base prevent liquidity constraints financial land to youth-run cooperative interested essentially saved the industry but in 2019 will be and the build Meanwhile, Mr Zulu said Africa. that even with theup that should be to restructuring term refinancing which eligible responding to this call, much online and digital payment Ca and Standards and Poor’s the less attractive “This islower where the regulator, BoZ took aminisforcovid-19 pandemic period,” he facility Mr Zulu, who is also anoffer trains running,” people during in Chiti said. and ensuring that the pandemic did cargo/freight would be able enjoy the ongets, International Monetary Fund (IMF). said.

Dr Ng’andu emphasised thebe-medium toRoyalty providing realdisadvantaged help. get more information bilinto foreign currency,” thego attributed this to Zambia programme. economy.

This, he said, meant that the lines,” herefunding said. institutions into a solvency Mr Zulu isdegenerating also a strategist “Ibecause can assure you is that we are process, he explained, was 2018 for Mineral to be metal at 5 per cent, energy winter maize production to use for free. planning on them it could try in different departments needed machinery, as a future and Mopani to be among from collapse and would the exports were estimated availability of the Bank of Zambia commercial banks and non-bank financial to show declining reserves the mining industry was curHe said it was highly unlikealready loans to small business as it is a mitigation measure. channels to reduce usage gave the country CCC. lending becomes to most the Bank of Zambia who is the ward-looking view gauging said.

Economist, indicated that faMr Musonda said. time. We encourage not constrain people’s ability to stay Health minister Drthis Chitalu Chilufya Tuesdays, Thursdays and Sundays “That will be done onZulu the basis of hope Mr Zambia Mutatiwould said Government should “Zambia will now discuss with the fund on “Therefore, we encourage you to help need to weigh Government it iswell. acan national question.

Arbitrageur said. having little fiscal space athe the fundamentals were not strong enough attool.

This, Mr said, meant problem,” he said. to the extent that is because going on at least 50the per cent share of my and industrial minerals also at and financial Analyst.

“I volunteer land for winter maize farming refinancing facility, many businesses institutions access. a long way to protecting rural to have slumped to 22,000, handle gold. who change our nation ifterm companies taking advantage come key concerns because rently reviewing their busilyMr for the Bank of tocould as they discus with clients.

“While measures are of cash in economy,” Mr Zulu stressed that such sectors and this if defied lender ofamanageable last resort threw a life the COVID-19 credit risks Zulu explained that cility was priced atthe 12.5 per- economic Mr Musonda mentioned everyone tothe come together Mr Mupeta connected. commended the Catholic Church for starting this week. because investment and confidence is create some level of stability that would an appropriate macroeconomic framework prevent the spread of Coronavirus by at revenue and support to busiSo I will be able to issue The Kwacha is currently moment to stomach further the moment.

Dr Ng’andu said the treasury would the BoZ needed to ensure if Pastor you that refund everything, you may not “We are engaging Finance Minister, revenue.

“If this not done, the 5 per cent and gemstones willitHe still find themselves unable to This, he explained, was meant to “Much as the role of bygood to youths organised in form of a cooperative. jobs and generating foreign a third of what was exported reserves are at risk,” Mr Zulu nesses to suit the current low ease monetary policy rate as it “That will be a very meant to mitigate against said.

He warned that Zambia they were motivates,” He stressed the need for of the low shareholding lodowngrades meant lead to high impairments and – line to those in want through that would grip the Zambian the relief packages offered by cent whose spread below the that like all transporters and lend a helping hand,” he urged Zambians topronouncements continue complimenting government’s effort in The offer, he said, would allow that may lead to an economic tightened ontreasury the of propel andthis inject hope into theitgrowth using FNB’s digital channels, including; Last Friday, the Kwacha to Ng’andu. ness before anyitbasis measures were something week trading around 18.325 and tax cuts. now focus on completing ongoing that found ahas way of ensuring honour their loan repayment obligations restructure, refinance orperiod, extend credit tothe[this have the money fornot sofrom itMr to mining companies Bwalya country will continue 6 per cent. programme,” Let’s create jobs and business ventures.

Each commercial banks is to oilthe exchange in 2015. said. copper prices. had bottomed. move that has happened indepreciated the potential viral circulation “During difficult isfrom critical would benefit gold Mwansa said.next Pastor Mwansa Government to assist the cals. became unattractive to lend eventually bad debts which amove, K10billion facility,” Zulu market inferred rissome commercial banks were Kwacha curve was an opporinvolved inearnings. delivery ofgetting said. practicing social distancing and that otherIMF alleviating hunger and poverty. customers to remain connected with Drthe Ng’andu said. that including in particular, of the economy.

“At monetary policy, FNB App, Mobile and Online Banking

Tuesday Tuesday Tuesday 28 May, April,2020 2020 12 14 April, 2020 Tuesday Tuesday 6 31 March, 2020 24 Tuesday Tuesday 666 10 March, 2020 Tuesday April,2020 2020 7May, April, 6 521 Tuesday2020 6 17 March, 2020

6 6 6

suspension inputs MID-TERM BUDGET REVIEW UNDERWAY ‘RAISE SHAREHOLDING LEVELS FORRIGHT LOCALS’ STIMULUS FACILITY

‘RESTRUCTURE LOANS TOREFUNDS CUSHION ‘EXTEND LOAN MATURITY PERIOD’ ZRA PAYS K2.8BN VAT GOVT OFFLOADS K810M G BANKING RESULTS REFLECT GLOOMY PICTURE ZAMTEL LAUNCHES G TONIC ECONOMIST MUTATI OUTLINES ECONOMIC ANTIDOTES COVID-19 IMPACT’ T T C Z COVID-19 PACKAGE T C

K 16 per dollar. approved and implemented. week. verification exercise would permit on account of thesaid. current massive andtohouseholds impacted bymanaged,” similarity in credit risk model be Mr Chanda agree exact the growth engine of every that customers connected with their to on sectors could a businesses cost to Financial without proper planning. complained that there werebe small miners with the “The behaviour ofwhich KCM said. ing unemployment, currency notbecome in scale any way fully linked to stay tunity for yields to climb down recommended by the Ministry family and friends during this difficult ismeasures around the corners,” he said. the central bank is equipped to dothat very “Regarding the rate, we need payment of K1bn toexchange various suppliers of contraction in business activity,” he said.

Covid-19 on more favourable terms. application across the nation through financing loved ones.

We want to encourage people Institutions,” Mr Zulu said in an struggling because theofrisk Health such as staying at home. period.

worker to own shares,” he said. to transact,” Mr Lilanda said.

TAX CHAT With TOPSY SIKALINDA

UNDERSTANDING TAX ON RESIDENTS RENTAL INCOME TAX INCENTIVES FOR RETURNING AND NEW RESIDENTS ENERGY SECTOR TAX DUTY FREE INCENTIVES IN ZAMBIA CHANGE OF MOTOR VEHICLE OWNERSHIP ISPECIFIC ZRA ACTS ON COVID-19 A UNDERSTANDING PAY AS YOU EARN (PAYE) REFUNDS DUTY RATES FOR USED MOTOR VEHICLES

TAX PAYERS HAVE THE RIGHT TO APPEAL INCENTIVES in ZAMBIA T

tax on condition that THE Tax Authority has taken GOVERNMENTS fund their N Certain situations, the programs LL citizens are remitted toisGovernment. permission obtained various stepsmight to ensure that and develop the nations in many ways. vehicle be transTobacco morally and lewould that andOthers approval from argue the both its clients and staff are Theyferred can use the method of taxing and from one person gallyCOVID-19. bound to they only access private Commissioner-General to protected from In other instances, taxation is another which spending—money comes taxmoney was not deducted, tax return THEtobeauty lifewould receive without the payabout fairin and schoolsrentals and private hospitals, The out.

Authority istheir responding a means of repricing. Once mean that names of the owngoes While this is the commonly no credit will be granted for each is that everyone stays deduction ofthat withholding share of colforgetting as they go HEtax.ofMoney government Zambia for a period of to not to the spread coronavirus tractors, ploughs, pumps by deliberately in- sets, agricultural DID you that notcerall products sectors of the economy obtaining aknow tax clearance Safety Agency er of the vehicle registration to An ensure that ownership is used local way to fund such instance of repricing for withholding Tax in(RTSA) the charge year somewhere.

This may programmes tax. application, with lected from taxes helps the and these private hospitals and and by tax authorities lesscultivation than four years before the (COVID-19) sharing inforand other medical equipment and businesses manage their for liquids and machinery. troducing zero or lower tax rates on these attract customs duty and Value Added ECENTLY, a senior tificate is free, there are no with 14 days after such change. certificate also has to change. changed because of the varto and run the country, some assessment. not later than bedevelop own place or rented is when taxes are levied to clearly stated grounds, country become stronger schools they use public roads standard valuation system. will be identified according to such intogovinto two categories nameentry.

N on 2018, Government independence by nature espeNE of the Pay as you recognize im- the Customs Clearing Agents of datetruck of in, or return to, mation COVID-19 onZRA’s radio, as arrival ventilators and patient cash flows during this period Interestingly horses, special pursectors.

Among the sectors with huge list Tax (VAT) atclient importation? who is ei- The TheThe new owner mustbetter within 14 There is acitizen set procedure tolate do ious implications that governments can use tax responsibility of in his 31st property.

This article must belegal made to divorced the address externalities like with the and helps the and security. tonnage. ly; vehicles of aged 2-5that years and ThisMarch isThe all about simplicity, serve their clients as charges" introduced standardImporters are expected to cially that itdevices. is from four pillars inexpenditures. portance of the posZambia.

These include stuTV, website and Government the daily pamonitoring The full list when they are faced reearn (PAYE) pose motor vehicles (for example breakitems are duty free are the agriculernment through the Zambia Revenue ther the buyer or seller will be deducting and remitting days change the ownership of (applicable so. may occur if isthe ownership is These are tax credits, exemptions, or discuses tax on Rental 50’s walked into my the amounts Zambia Revenue Authority case of tobacco; tobacco is provide services to its precitiPaying tax not only a civThe specific duty rates will vehicles above 5 years.

The vepredictability, to be paid will be standardization, ized, precise and provide authentic supporting ZRAs core operating divisions. their itive influence theCorporate returning dents who have been studying pers. of the affected items will be pubduced revenues, Government down lorries, crane lorries, fire fighting Authority you import various tural sector and manufacturing sector. new industries, withholding Tax on process rent to taxpayers income.

We start with required toallows submit the to followthis vehicle. this to uniformity When we talk about change not changed.

Both is Not athe rate which give direct benefits with thebut view of Tax encouraging Commissioner-General.

Ifsellers office.

He looked zens.

Government will proic duty, a requirement by apply on used motor vehicles hicles are identifiable by body and transparency known evenFor before theytoimdictable Customs duty documents for the vehicles highly taxed, for example, The various laws adWereductions are all in this together; we Strategic Plan is resident population has on outside Zambia for more than lished by the Zambia Revenue has decided to waive tax penvehicles, concrete-mixer lorries, spraying The list is so long but we shall try and goods dutyfor free others you only ZRA liesvarious with therequirements tenant. registered Rental income which is ing documents forwhile theofpurpose be done, of motor vehicle ownership, we port and buyers of the vehicles are tovide atired subset ofasked taxpayers—often as an satisfied with the reasons activity inIt particular industry so and forwhich some Pension projlaw. isequipment, illegal not to pay with tax(vehicles that areeconomic at outstandleast two engine capacity, in the entire process motor type, fuel type, the vehicle. rates on imported used vehithey submit to Customs for are all atinfrastructure risk regardless of naministered ZRA provide Customer satisfaction our communities.

People will four years, people who have Authority inby due course. alties interest on to just discourage smoking, and lorries etc)for bakery refrigeratlist few items to have anand idea of what pay VAT at 16%.

However, the tax is borne income tax). simply income derived of acquiring the tax clearance must be fulfilled among them are refereeing to vehicles that bound by certain obligations to incentive to take a particular action thereby the application and the view of tax collection at a later stage. water.

Ifor quickly offered some ectsSpecific such asvarious roads, schools, es and such action is known years old and were previously tionality, race or social standing. sitting capacity and tonnage. clearance.

The new taxation method on vehicle cles. import and exclearance and Clearing Agents It is important to note that the right to appeal/object for ing tax liabilities resulting from aims “To provide accurate, travel reasons stayed outside Zambia for and can many people advocate polior freezing equipment for cold rooms, Lack offor information and being scared is provided for in the various laws in To ing byZambia the landlord because No need from the letting ofinreal compliance status, thecountry certificate. the Revenue Authority are bought locally Zambia comply with the procedures for encouraging individuals and companies to support a sector critical to the water and he said “ young We know your first priority is to dams, bridges and many as tax evasion.

People engage registered in the country of exFor example; buses will be Challenges such as frequent used motor vehicles has also cise duties were introduced are expected to make correct the impact of COVID-19.

The all policy decisions related which may i.e. include business, more than four years and they any taxpayer that is aggrieved courteous, timely and procies such implementing a resources poultry incubators, dairy machinery, inand as incentives.

Let of the unknown has landed into terms of tax rebates withholding tax is deducted provisional betax refunded property, rent.

Commissioner General (ZRA) and previously cleared by the orhelped the vehicle own1. Tax Payerpeople invest, develop infrastructure, set upTax in clearance whose local may not be able keep your family safe and well. other facilities meant for in evasion because theof portation ).duty free identified according to seating disputes, delayed standardize thecertified collec- valuation through the Customs and declarations. man, I need your help”.

I paid Zambia Revenue Authority will machinery to in Zambia arein done by holiday or perhaps educaaretax returning to stay Zambia. by anotification decision ofof the Authority. fessional services toAct internal from the money due to return if dustrial for manufacturing us start with items that are both The Income Tax problems.

It is so funny that the Authority carbon tax to address envimay grant a withholding tax specifically issue for the purcustoms department as in payership and there are penalties, Identification Number (TPIN) disadvantaged regions for example. only ifof there to sufficiently growth orvarious new It’s our priority too.

It isAct importsoon issuenew guidelines on the cri- support the Ministry of Finance and Brand vehicles; special while sedans, hatchpublic benefit. payment taxes is unpopuunpredictable du- tocapacity tion of import Please duties note on such clearance, Excise Amendment No. extra attention to ensure that tional and employment.

At These enjoy incenand external customers”.

Therefore, any taxpayer can the landlord. landlord is on defines “rent” as “a payment drinks, cutting machinery, dry cleaning and zero rated meaning no taxes are paid has cases of people attempting smugdegradation and pose of change of vehicle own- ties ing all import upon conviction, forarole noncomfor the seller anddwell the buyer investment, incentives can be means antAs that wecitizen usetaxes. e-services more on who qualifies, thesuch pe-taxexemption Parliament while the of the purpose motor vehicles backs, wagons ronmental and teria and long times at In to paying salalar. implying that 14 of 2017. was a certificate. genuine one time or another tives which include importathe senior is assisted. aaddition responsive and dynamengage the Commissioner that both thearticle tenant andvehiTurnover tax products inBefore any form, athese fine, vehicles machinery, printing machinery at importation. gle duty free such as baby milk station Any person that has been greenhouse emissions. ership.

The will only you including buy any vehicle pliance.

The onus iswho on(letter both 2.

ID copies for both FeedAddThis Sharing Buttons than manual systems that reof enhancing productivity and economic riod of relief and other related Zambia Revenue Authority is to as high way dump trucks, fire SUVs will be identified accordborders have now been elimicles of the same body type and ries, the Government will also As true Zambians beThe introduction of the spepeople would either be detion of household effects, pericpremium thelike Authority Generals Office by submitting Toinstitution, cut the long story short, mistake in the the landlord are required regime and or any amount, press), machinery for making foot ware, These include agricultural fertilizers, into the country when these goods do not RENTAL CHARGE granted approval to receive concentrate on the requirelocally, ensure that the import the seller and buyer to ensure the seller and Buyer which may quire paper movements for all Share to FacebookShare to TwitterShare growth.

Investment incentives have modalities. implement government policy. engines, and garbage collecing to engine capacity.

Utility same year nated. cific duties was necessitated by manufactured provide public lieve in making Zambia a betfined asasreturning residents sonal effects and one motor recognizes that asecurity significant their appeals through the ofto register forin a the Taxpayer in receipt of the senior had visited made acitizen consideration for telephone sets and cell phones, video reherbicides, pesticides, bovine semen and attractbe any rentals will be required tax computation ments of tax amount authority. taxes have been paid correctly that necessary documentation antaxes.

NRC, passport or vehicles such tax related transactions. toproviding LinkedInShare to and EmWith theattract growing In income Addition, customs dutiesto gross The Authority hasshould enhanced contributed the rapid economic growth Rental arising tion trucks; Ambulances; as pick-ups, lightlive The method being used thethe same of im- either athe need for aRevenue transparent resources through place for all, we all is or new residents will vehicle per household.

This aspect ofor meeting customer fice same office.

Identification Number (TPIN). rental income. the use occupation of and or Zambia Authority toter account for withholding cording equipment, aero planes, water animal embryos, roses butPay they reOur new mindsets need to change towards The Zambia Revenue It is important to note that with the Tax authority. relating to the change of ownpaper and must be signed and Certificate of Registration if it 5. slip or Bank from letting of property for and VAT on additional medthe call center facilities and expopulation and economic activity, the by the employer of countries such as the Republic of Korea, tractors are excluded from this trucks and heavy duty trucks to clear used vehicles is split port duty regardless of the port predictable way of determinthe Zambia Police Service, contribute to the payment of enjoy various tax incentives on condition that the effects The tenant has an needs in tax administration is The However the tax payers the right to use or occupy tax under their Income hours to collect his Pay As you Earn floating tankers and refrigerated vessels the Ministry ofused agritaxanpayments, we are sometimes so mali- quire a permit from domestic Authority online systems parpurposes isinnot obtaining any tax clearance Any changes to the particuership is completed. stamped) is organization statement ical supplies the fight tended the operating to demand for energy in Zambia has been Malaysia, Mauritius, Ireland, Taiwan, and ing the import and excise duthe Zambia Army and other taxes.

Government needs tax under the tax statutes. resulting in the and the motor vehicle were the obligation to register for landlord will any real property directly having an dispute resshould note that thereVAT. are tax/Turnover taxthe account are also free and they only pay culture before importation.

Other cious thatCopy we do even want to get refund, heeffective thought thatholder after subject Valuegoods added Tax ticularly Asycudaworld forenergy against Covid-19 been susensure that all needs ofand taxcertificate from the tax authorlars of the owner or title Theto process of has obtaining theduty 3. submit ofnot letter of sale 4. in- Copy of registration increasing.

This demand for has Singapore. ties on used motor vehicles.

Below is a simple table to demonstrate defence wings. income to fund activities Various laws guide the tax property of the new resident TPIN and withholding tax, then connected with the use or olution mechanism. some exceptions such as Pre whichever applies.

The employee being These arepayers all great opportunities that are raw materials manufacturing of to certified formation imports and exports, our popularly (VAT).

However, income years of working, he requirements was to going Customs transactions and pended. order expedite are taken off byfeedsimis the free on condition that aall must be communicated the ity For comments and ZRA tax In clearance or (ifabout parties certificate as for tooccupation be met as some for This measure given ZRA offices are encouraged toboth observe strictare hygiene standards such asknown wearing Provision of various health all people acare civil responand is visiting expected tosubmit an offer annual authorities in executing the date departure of, or has the right We start by defining athese tax Clients -before mature disputes that landlord will have toof derived from letting of giverelatentrepreneurs ahave boost toregister starthave or various feeds, machinery for milling, maminds only think of smuggling hence the book TaxOnline for Domestic taxes to be paid back all the monies the provision of medical ply dialing the short code 4111 overtaxed.”

Comparison of Taxes Before & After requirements are fulfilled. appropriate registration office back email: sikalint@zra. is free and can be done withan organization, the letter/s the white containing parcommodity are critical to human life and a face mask, washing hands with soap at the entrance and observing social distance of not less Tax and investment decision-making power and control todisagreethe services, education facilities, sibility to pay theirthe fair share withholding tax return within thesituations income depends to use or occupy realfiincentives and rebates, among forTPIN Zambia from previous for and income tax/ dispute which isas asuch not been completely exhaustcommercial property is Currently, country mostly on hydro power from for themaking national power chinery cereals etc and where people attempt smuggle improve their businesses.

Remember have the capacity to handle all ed devices needed to support on all networks.

(PAYE) remitted if it were a than one meter.

"The ZRA process of which is the Road Transport org.zm in 24hrs it is important must be printed on headed ticulars of the motor vehicle economic development.

This is supported by some businesses nal owners of the vehicles by rebate. administered, generally, water treatment plants, street of the tax implementing a carbon tax togrowing to the other”. is Normally, this means transfourteen (14) days following taxgive return property.” sizes and various clothes of list returning residents bring accompanying that person, them we have New country ofburden. residence; and that subject to VAT. Remember Vehicle Type Year Model size price turnover tax.

The landlord appeals made tobut the office information helpful in resolvwith thetoitems. decision of This the taxabioEngine to trade activity and may ul- duty ment between a taxpayer and ed with the operating division, utility ZESCO and the other sources like energy and solar are still Medical supplies such asfight surgical rubfree that the becomes longer with goods transactions online.

ItResident/ is further the against COVID-19, Our highly trained staff with very tax that is used to develpension.

Therefore the power and energy sector and the general public who say that taxtheir the month of deduction. making full promoting transparency, unipeople with low income do lighting, disaster relief, runIf everybody pays address environmental degrastatement that really underRental income is taxed ferring wealth from the richer that withholding tax and different sizes which are not along.

Imagine you are returnand do not exceed in value A returning resident is a Deceased person’s effects rethe new resident imported the is further expected to remit the Commissioner General ing the tax dispute within reaauthority.

The taxpayer has the timately become a barrier to the Zambia Revenue Authority appeal for waiver of late payber gloves, condoms, syringes, artificial as policy makers.

Among them In an effort to improve customer serof business challenges hence to wearing a face mask, washing imported from within the Regional complimented with the phone

IR O

IMPORTANCE OF PAYING TAXES

Tuesday 12 May, 2020

ON THE BRINK

…Airzim inches closer to multi-million US dollar deal

H

ARARE - A lucrative deal that promised to generate business worth millions of US dollars to the beleaguered national airline, Air Zimbabwe, is tottering on the brink following demands by Beijing authorities that the airline’s charter flights must apply for special operations permits before being allowed to undertake any flights in Chinese air space.

Baffled Air Zimbabwe officials had first met with red tape at the Ministry of Foreign Affairs and International Trade when they were refused by officials a diplomatic Note Vebale to the Chinese Ministry of Foreign Affairs supporting request for permission for the flights to be undertaken.

Air Zimbabwe only got the note following the personal intervention of Permanent Secretary Ambassador James

'Nothing sinister' behind renewed cigarette ban, says minister JOHANNESBURG - There is "nothing sinister" behind the state's decision to renew the ban on the sale of tobacco products under Level 4 of the lockdown, according to Minister of Cooperative Governance and Traditional Affairs Dr Nkosazana Dlamini-Zuma.

The minister last week deposited an affidavit ahead of the start of a court case between the state and the Fair Trade Independent Tobacco Association.

The association, whose members include cigarette makers Carnilinx and Gold Leaf Tobacco, is challenging the state's decision to retain the ban on the sale of cigarettes and tobacco products.

The FITA court case is unrelated to proposed legal action

by SA's largest cigarette manufacturer, British American Tobacco South Africa, which was dropped last week.

FITA wants to compel the government to reintroduce the sale of tobacco under Level 4 by having cigarettes and tobacco declared permitted goods.

The association is also demanding access to minutes of meetings and documents that informed the decision to retain the ban. The case is expected to start today.

In her affidavit, filed in Pretoria on Friday, Dlamini-Zuma said that there was nothing "sinister" about the decision to renew the ban. – FIN24.

Manzou.

Immediately upon receiving the note, Air Zimbabwe made the necessary representations to the Chinese au-

thorities directly with copies to the Embassy of the People’s Republic of China in Harare and the Zimbabwe Embassy in Beijing. Two days ago Air

Zimbabwe was told their request had been turned down.

However, there is a glimmer of hope that an application for “traffic rights” to China

Air Zimbabwe

may rescue the potentially multi-million-dollar charter flights if granted.

That notwithstanding, Air Zimbabwe will still have to ap-

ply for a landing permit even if they were granted the traffic rights to fly in Chinese air space. – THE HERALD, Zimbabwe.

ROAD TRANSPORT AND SAFETY AGENCY RTSA/CON/01/2020: REQUEST FOR EXPRESSION OF INTEREST FOR AN INDVIDUAL CONSULTANT FOR THE SUPERVISION OF THE IMPLEMENTATION OF THE ENTERPRISE RESOURCE PLANNING (ERP) SYSTEM The Road Transport and Safety Agency (RTSA) has set aside funds in its 2020 Annual Work Plan (AWP) for the Design, Installation, Implementation and Commissioning Of an Enterprise Resource Planning (ERP) System and intends to apply part of these funds for the hire of an Individual Consultant for the supervision of the implementation of the ERP system as Project Manager.

· Excellent organizational and project management skills · Ability to be an effective team leader as well as a contributing team player · Experience with ERP’s (SAP, Oracle, Priority ERP etc.) or Inventory Systems (WMS, Purchasing Software) · Experience with project development software (MS Project, etc.)

The ERP Project Manager will take technical and functional leadership in the areas of ERP system design, implementation, administration, problem resolution, support, process mapping, system testing and development, security access, and training for internal and external users and clients. The ERP Project Manager should be a critical thinker and problem-solver with great attention to detail and communicate effectively with end-users at all levels of the organization.

The Consultant will be selected in accordance with the Selection based on Consultant’s Qualification as set out in the Public Procurement Regulations of 2011.

The duration of the assignment is Twelve (12No.) months.

Expressions of interest (1orignal and 3copies) must be submitted in sealed envelopes, bound and clearly marked “Provision of Consultancy Services for the supervision of the implementation of the ERP system” and addressed to the Chief Executive Officer, Road Transport and Safety Agency, 7th Floor, Premium House, Independence Avenue, Lusaka, Zambia.

The RTSA now invites eligible consultants to indicate their interest in providing the Services. Interested Consultants should provide information demonstrating that they have the required qualifications and relevant experience to perform the Services.

Qualifications and skill requirements are as follows: · Five (5) years demonstrated experience as ERP Project Manager or similar role · Bachelor’s degree in a related business discipline · Thorough knowledge of IT systems and applications · Ability to troubleshoot and repair issues during application rampup · Effective communication and interpersonal skills · Excellent attention to detail

Interested eligible bidders may obtain further information from the Road Transport and Safety Agency, Procurement Department at the address given below from 09:00 – 16: 00 hour’s local time or email: jmmumba@rtsa.org.zm .

Expressions of interest shall be deposited in the Tender box on the 8th Floor at Premium House, Independence Avenue, Lusaka, Zambia, not later than Friday, May 29, 2020 at 10:30 hours local time.

Acting Procurement Specialist For/ Director & Chief Executive Officer ROAD TRANSPORT AND SAFETY AGENCY

Tuesday 12 May, 2020

8 MILES SAMPA

Send an email to dailynation@ymail.com

You can also send contributions on any topic. Anonymity when requested will be granted. Send your text message to: 0967 697056 / 0954 328223 / 0972 067699

ONE DAY AS A MOTHER ... a tribute to mothers on Mother’s Day Dear Editor,

I

HAVE heard it said by many men, husbands to be specific that women stop taking good care of themselves when married or when they have kids hence them resorting to admiring and dating other women that take good care of themselves.

Well in the voice of comrade Seer-1, you are a fool, an idiot, you don't have brains if you harbour such sentiments towards women or wives.

As one man that has had to do motherly duties since the day my son was born and still do: waking up to check on him, feeding him each time he wakes up, changing his diapers, bathing him, staying up for hours if he doesn't get back to bed even when I have to go for work early in the morning, well I will share my story on my days as a mother so some of you men can

understand why our women look the way they do.

Well, aside of the fact that a woman's body changes by virtue of giving birth and having to endure post birth pain, post partum issues our women/wives really have no rest even when the babies are slightly grown. Here is how my day goes as a “mother� and this is once or twice in a week On a lucky day my son sleeps around 23 hours, sometimes even later and wakes up once or twice in between his sleeping and waking up time which is 06hours or 07 hours. No matter how little I would have slept, I too wake up, make him food and join him playing.

By waking up at an unplanned hour the bed remains unmade, the house unswept, if there were dishes left unwashed they remain thus. On a good day I squeeze

a face wash and stay on till whatever time he takes a nap which mostly lasts an hour or two and while you would think I would take a nap too and rest, I don't.

Instead. I use his sleeping time to make the bed, clean the house, do dishes, clothes if any, take a shower and have my meal if he would still be sleeping.

If not I wait till he takes a second nap which is in the evening and then I take my shower. So all during the day I smell baby food, formula, sweat, maybe even a little poop and urine.

My hair remains uncombed, my clothes unchanged with stains of baby food till there is good time to really clean up. By the time I go to bed at my son's own time I am dead tired both mentally and physically with the same cycle continuing the next day. Now this is just once

or twice in a week for me yet our women/wives do this daily for months or years and we expect them to look like divas who have no children or have them but choose to neglect all to look cleaned up in motherhood, it's not possible!

If for a day, a week or two we had to switch genders and roles most of us men would have anxiety and depression.

And so instead of foolishly disparaging our women for the way they look owing to the work they do in taking care of our children how about we tell them we see their input and appreciate them.

Life would be chaotic without them. It is no easy job being a mother.

To All Mothers, Happy Mother's Day Once More, We Are Nothing Without You. MBANGA IRVINE ILUKUI, Fayetteville, Arkansas.

United States of America.

BOBA TV 10052020: On this big day for all Mothers, We choose to give a Job to a Mother on a performance based six-months renewable contract.

Her job description is to use our Operations DIY Tailoring Machine and make masks and work suits that we both look to donate or sell when we get commercial orders.

Congratulations Bana Kaoma Together We Can MBS10052020 COMMENT • Clement Mulenga Sinyangwe: Mudala, Miles Sampa you are intelligent and hardworking. Believe me, very few MP’s would match your level. You really inspire me, will visit you soon for some serious discussion. • Chabala Phiri: Wow, that's what I call determination. God bless you Mama. • Ngolwe Chifunda: Very creative leader and always thinking outside the box. • Josias Mweemba: Boba TV has really been entertaining with this lockdown. • Richard Chisenga: May God bless the works of your hand your worship. • Malcolm Jhala: That’s awesome. • Imax Ivo: Let’s take care of Miles Sampa, 2021 Ccan be our game changer • Caroline Tina Phiri: Miles Sampa, my hardworking mayor. May God richly bless keep and prosper you. A big blessing. Your works are visible. I'm.humbled banono dad. Kalebalika • Caroline Tina Phiri: Miles Sampa, may you live long my hardworking mayor. Emutima uyu. • Chileleko Baseth Hanjawa: Our Mayor, this is another great milestone đ&#x;™Œđ&#x;?ž • Anita Miyanda Munkombwe: I'm not a PF supporter but I love this man's personality. Ba Mayor you inspire me as a youth. May God continue blessing youđ&#x;™? • George Çako BäùdĂŁ Jr: You promised and you've delivered. Thanks your worship!! • Jordan Ngulube: Well done ba Mayor, may God richly bless you. • Tina Beenzu: Awesome I would love to join bana Kaoma, happy Mother's Day. • Luke Kamalamba: Your

worship, job well done for delivering. • Shekynah M. Kaladubwa: Ba Mayor, this is niceđ&#x;‘?đ&#x;‘?đ&#x;‘?đ&#x;‘?I also want a job even three months contractđ&#x;˜­đ&#x;˜­ • Gabriel Mizinga: Ba Mayor, my dream of Lusaka is what we had more than 20 years ago.

1. OWN HOUSES AS LCC. Currently this is a lucrative business. The Council used to own houses in most locations, Chelston, Kabwata, Libala, Matero...name them.

Why not go back to that.

Believeme, you will never run broke. Ten years down the line you'd have recouped your money.

This can even be achieved by bringing in a partner who can construct the houses. Possibly low budget houses.

2. TRANSPORT SECTOR. We are really falling behind in this area and nothing has improved over the years. Despite the growth of the city, routes have not been revised.

We need a total overhaul in this area, and it would be great to see the council have its own buses.

Hope we can get back to the UBZ days.

3. SPORTS RECREATION FACILITIES. We admire how you enjoy sports with your children in the comfort of your own premises.

What plans do you have for the average guy who stays in Chelston, Matero and the like. We need more play parks.

4. VANDALISM. This takes us backwards. I feel every person who contributes towards the damage of public property either by road traffic accidents or any other way should contribute towards the repair costs.

That's my two cents contribution. Bana TJ Great work your worship.

Memory Samu; Big up 1 mayor #MilesSampa.

Laban Chishala Besa: Wow Miles Sampa you are the man Francis Simushi: Well done your worship, keep it up.

Lazarous Mankel Chongo: Congratulations.

Victoria Mwanza Mambwe: God bless you.

Mwamba Chisongo: Recommendable initiative.

Ireen M Mutelo: Stay blessed ba mayor.

Young people should be financially empowered to venture into SMEs Dear Editor, FOR any country to develop economically, there is need for small and medium enterprises (SMEs). These enterprises play a critical role in spurring the economy of the country.

Big economies like China and the United States of America have greatly benefitted from the SMEs. Furthermore, they contribute to the gross domestic product (GDP) of the nation.

Zambia is a developing nation

which is in dire need of development so that people’s standard of living can improve by enabling them buy goods and services at reasonable prices.

In this era where there are many graduates without jobs due to limited job opportunities, venturing into business is actually the best option of addressing high levels of unemployment.

In the past, running or venturing into business was the preserve of the old people and

the uneducated. Nowadays, things have changed; young people preferably the educated ones venture into business to earn a living. By stating this I don’t mean that those without formal education cannot venture into business. They can too venture into business.

Venturing into business is one thing and running the business successfully is another. This is because of the numerous challenges these entrepreneurs face. The major constraints

have been lack of capital, lack of skilled manpower and lack of entrepreneurial skills among other factors.

It is true to mention here that many people particularly youths, intend to venture into business, but they cannot do so because they lack funds.

Accessing loans from either banks or micro financial institutions is not easy. This is because of the bureaucracy involved. If the youth wants to obtain a loan, the financial in-

stitution will request for collateral in form of assets like house, motor vehicle, plot to mention but a few.

In view of this, there is need for the government to empower the young people with finances and entrepreneurial skills.

The young people can acquire entrepreneurial skills through workshops.

The financial institutions should consider providing flexible conditions for the young people so that they can access

loans. This will enable them venture into enterprises of their preference. In this way, they will be able to contribute to the GDP of the country.

Our young people have the potential to spur the economy of our country. It is therefore imperative to empower them financially so that they can venture into SMEs. Now is the right time to do this.

ELEMIYA PHIRI, Lusaka.

9|

Sponsored by Daily Nation Newspapers Limited | Stay safe | Stay home | Stay Informed

Africa 65,636

2,302

Confirmed cases

Deaths

23,082

Global overview 4,215,302 284,672

1,506,231

Recovered

Confirmed cases

Recovered

Deaths

‘LET’S ADAPT’

…We must be prepared to live with coronavirus for a year or even more, says- Ramaphosa

J

OHANNESBURG - President Cyril Ramaphosa has warned that people should be prepared “to live with the coronavirus among us for a year or even more,” adding that people should expect an increase in Covid-19 infections as more people return to work.

In his weekly newsletter yesterday, the president said the easing of the nationwide lockdown must not result in careless behaviour, predicting that the risk of infection outbreaks will increase.

“We will be no different. We can and must expect infections to rise as more people return to work. We must accept the reality, prepare for it and adapt to it,” Ramaphosa said.

He said the demands on clinics, hospitals and medical personnel will grow.

“We must, therefore, be prepared to continue to live with the coronavirus among us for a year or even more.

We must be prepared for a

new reality in which the fight against Covid-19 becomes part of our daily existence,”

Ramaphosa said.

He said that a change in behaviour is necessary as restrictions on economic activity and daily life are eased to hamper the spread of the coronavirus.

“In the same way that we had to change our behaviour to prevent the spread of HIV, now we need to change our behaviour to stop the coronavirus,” Ramaphosa said.

Health Minister Zweli Mkhize announced on Sunday night that the total number of confirmed Covid-19 cases in South Africa is 10, 015.

He also announced eight more deaths, bringing the total number of Covid-19 fatalities to 194.

“The transition to the next phase of the coronavirus response, that of recovery, will be more difficult than the present one.

The risk of infection outbreaks will increase. The demands on our clinics and hospitals and medical personnel will grow,” he said.

Since the beginning of May, South Africa has been under Level 4 of a nationwide lockdown that saw 1.5 million workers return to work but with strict restrictions still in place.

Ramaphosa said the next phase of the coronavirus response will see government stepping up intensive screening, testing and case management.

“We will introduce new measures to make contact tracing more effective. We will need to implement mass sanitisation of workplaces, public transport and other spaces,” he said.

Ramaphosa noted that South Africa’s success in overcoming the coronavirus will ultimately be determined by the changes we make in our behaviour.

“We will need to adapt to new ways of worshipping, socialising, exercising and meeting that minimise opportunities for the virus to spread.” – NEWS24.

3 soldiers arrested for aiding escape of Covid-19 suspected cases KAMPALA - Police in Namisindwa District have arrested three Uganda People’s Defence Force (UPDF) soldiers over allegations of aiding the escape of Covid-19 suspected cases quarantined at Magale Secondary School in Magale Sub-county.

The UPDF spokesperson for Elgon/Bukedi Sub-region, Lt Jude Wandera, confirmed the arrest, saying the suspects were arrested on orders of Moses Wamoto Kigayi, the Namisindwa Resident District Commissioner (RDC), on Friday.

He identified one of the suspects as Cpl Issa Drug, the commander of security at Magale Quarantine Centre. “The prime suspect Cpl Issa Drug has allegedly been aiding the escape of people under quarantine and getting bribes from them.

As UPDF, we don’t tolerate such acts which tarnish our image,” Mr Wandera said. According to Lt Wandera, the suspects would be charged with misconduct after a joint investigation by

DAILY

Covid-19 Pandemic

Tuesday 12 May, 2020

OVER 62,026 CASES IN OVER 55 COUNTRIES Total Cases

Country ,Other South Africa Egypt Morocco Algeria Ghana Nigeria Cameroon Guinea Senegal Ivory Coast Sudan Djibouti Somalia Tunisia Mayotte DRC Niger Burkina Faso Guinea-Bissau Mali Kenya Gabon Tanzania Equatorial Guinea Réunion Sierra Leone Mauritius Chad Benin Rwanda Congo Zambia Ethiopia Cabo Verde Sao Tome and Principe Liberia Madagascar Togo Eswatini South Sudan CAR Uganda Mozambique Libya Malawi Angola Eritrea Zimbabwe Botswana Gambia Namibia Burundi Comoros Seychelles Mauritania Western Sahara

10,015 9,400 6,226 5,723 4,700 4,399 2,579 2,146 1,886 1,700 1,365 1,210 1,054 1,032 1,023 991 821 751 726 704 700 661 509 439 436 338 332 322 319 284 274 267 250 246 208 199 193 174 172 156 143 121 91 64 56 45 39 36 24 20 16 15 11 11 8 6

Total: 65,636

Total Deaths 194 525 188 502 22 143 114 11 19 21 70 3 51 45 11 41 46 49 3 38 32 8 21 4

Total Recovered

Active Cases

4,173 2,075 2,759 2,678 494 778 1,465 714 715 794 149 847 118 700 492 136 624 577 26 351 239 110 183 13 354 72 322 53 62 140 33 117 105 56 4 79 101 89 27 2 10 55 34 24 14 13 37 9 12 9 11 7

1

10 6 5

5,648 6,800 3,279 2,543 4,184 3,478 1,000 1,421 1,152 885 1,146 360 885 287 520 814 151 125 697 315 429 543 305 422 82 247 0 238 255 144 231 143 140 188 199 100 92 74 143 154 133 66 57 37 39 30 2 23 11 10 5 7 10 1 1 1

2,302

23,082

40,252

19 10 31 2 10 7 5 2 5 20 11 2

3 3 2 4 1 1 1 1

Total Tests 341,336 90,000 67,741 6,500 160,501 23,835

18,969 13,663 15,304 32,818 4,000 5,562 1,500 2,172 31,041 724 854 17,200 69,773 19,474 42,425 10,270 36,624 791 175 3,968 10,377 714 1,247 3,498 58,606 3,923 3,093 1,188 3,000 20,537 9,540 849 1,543 284

1,842

La Liga chief wants restart by June 12 despite eight new cases

the police and UPDF. The Elgon regional police spokesperson, Rogers Taitika, confirmed the arrest, saying the suspects are being detained at Lwakhakha Police Station. Meanwhile, police in Bukedea District have arrested a UPDF officer for allegedly flouting presi-

dential directives in the fight against the spread of coronavirus. Lieutenant Alex Edimu attached to Acholi B Armoured Brigade in Northern Uganda was arrested on Thursday afternoon while drinking with a group of people in Bukedea Town.

According to Ezra Tu-

gume, the Bukedea District Police Commander, Lt Edimu, who is also a resident of Bukedea District, bought ajono, a popular local brew made out of millet in Teso Sub-region at a local bar and later invited his friends to drink together.

- DAILY MONITOR.

MADRID - The president of Spain’s La Liga on Sunday said he hopes the tournament can resume on June 12 but that their hands are tied by government health policy.

Javier Tebas was speaking just hours after five players from Spain’s top two leagues had tested positive for coronavirus.

He then confirmed that three non-playing staff had also tested positive.

“I would like it (the season resuming) to be June 12, but it will depend on the numbers,” Tebas told Movistar.

“In the end it will be up to the health authorities. They explain what can be done.

We do not rush, we are not the ones who decide the phases.”

Despite Sunday’s announcement of more pos-

itive tests, Tebas insisted Spain was on the right track for a speedy resumption of the sport.

“It is less than we expected. We expected 25 or 30, according to the numbers seen in the Bundesliga and the potency of the virus in Spain.

“Out of 2, 500 individuals only eight positives. And the players already are in the final phase of the disease and this week they will be tested again.”

Tebas added that when the competition restarts, players will be tested 24 hours beforehand.

“In the match environment, infection is practically impossible because we have carried out a study that we will present that shows the smallest risk is in matches if everyone respects the medical protocol.

PUPILS 4

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Tuesday 12 May, 2020

DAILY

10

Daily Nation, Educating Zambia!

SENIOR PHYSICS - Wave Motion (c)

The discussion on wave motion cannot be concluded without talking about electromagnetic waves and sound wave in detail. In the previous lesson we looked at two types of waves namely transverse and longitudinal waves respectively. As earlier explained, electromagnetic waves are transverse waves and sound is a longitudinal wave. In today’s lesson we shall look at electromagnetic waves and sound wave in detail. Let’s get started!

Electromagnetic waves · Electromagnetic waves (EM) are waves that are created as a result of vibrations between an electric field and magnetic field. Electromagnetic waves can travel from one place to another in a vacuum. This implies that electromagnetic waves do not require any medium for them to transmitted. These waves form what is termed as electromagnetic spectrum. The electromagnetic spectrum is a full range of electromagnetic waves. The following are electromagnetic waves that form the electromagnetic spectrum: Radio waves, Microwaves, Infrared radiation, Visible light, Ultraviolet, X-rays and Gamma rays. · In the electromagnetic spectrum, these waves are arranged in the order of increasing frequency or wavelength. Note that frequency and wavelength are opposite each other, that is when frequency increases, wavelength decreases and vice versa. · The diagram below shows the electromagnetic spectrum.

DAILY QUOTE “Education is the best friend. An educated person is respected everywhere. Education beats the beauty and the youth.” – Chanakya

Here we use the formula S = d/t How long? Means the time it will take. Making t the subject of the formula, we have t = d/S d = 100km= 100,000m [ change from km to m] S = 300, 000,000m/s t = 100,000m÷300,000,000m/s t = 0.000333333s t = 0.00033s

Name: Micah Mubiana Age: 15 Grade: 10 School: Kambule Provincial Stem Secondary School Hobbies: Playing chess Career Dream: Accountant

SOUND ·

·

·

· ·

Sound is as explained in the previous lesson is a longitudinal wave. Any source of sound has some part that vibrates. This implies that sound is produced when an object vibrates. For example, strings of a guitar produced sound when plucked, drums produce sound when beaten, a bell produce sound when rung. All these and other materials produce sound because of vibration.

A source of sound creates longitudinal wave. This is because it causes the air particles around it to vibrate. The vibrations cause compressions(Squashes) and rarefactions(stretches) as sound travels. Hence sound waves are sometimes classified as pressure waves. This can be experienced when you stand in front of a big speaker. Compressions are regions of high pressure and rarefactions are regions of low pressure.

Unlike electromagnetic waves, sound wave require a medium for it to be transmitted from one point to the other. Sound therefore, travel through solids, liquids and gases.

Sound travels faster in solids than in liquids and gases. This means that sound travels the slowest in gases. Sound travels fast in solids because particles of a solid are closer together than in liquids and gases.

The human ear can hear sounds with frequencies ranging from 20Hz to 20, 000Hz or 20kHz [Kilo = 1000]. Note that the upper limit(20KHz) decreases with age.

The diagram below is used to show that sound requires a medium for it to be transmitted.

WhatsApp your picture with the details-Name, Age, Grade, School and Career Dream to 0979570602

source of the clap

d direction of sound d

Total distance covered= d + d =

The above diagram can be simplified as follows.

·

·

Decreasing frequency Visible light

Infra-red

M ic

ro wa v

es

Inceasing wavelength

Radio waves

Ul tr

av iol

s ra y X-

et

·

Gamma rays

Increasing frequency

·

Decreasing wavelength

From the above diagrams, it should be noted that gamma rays have the highest frequency and shortest wavelength. Similarly, radio waves have the longest wavelength and lowest frequency. In addition, the shorter the wavelength, the higher the energy of the electromagnetic wave. Therefore, gamma rays carry higher energy. Hence gamma rays have high penetrating power and must not be exposed to our bodies because they can damage the body cells. That is the reason they are used to kill cancer cells.

The position of each electromagnetic wave on the spectrum must be noted carefully.

In addition, the spectrum can be either drawn starting with gamma rays on the left and ending with radio waves on the right or as shown above.

All electromagnetic waves exhibit the following properties

·

· ·

Speed

· ·

Gamma rays

X-rays

Produced when high-speed electrons are stopped by a metal target

Use

·

Killing bacteria in food, sterilising surgical instruments, detecting leakages in pipes, used to kill cancer cells

· ·

Used in X-ray machines to produce X-ray photography used to inspect broken bones or welded joints

Ultraviolet

Very hot objects, sun and sparks

Sterilising medical instruments, used to kill bacteria in food, security marking

Visible light

Sun, florescent objects, LEDs, stars, hot metals, visible lasers

Enable us to see objects around us

Infra-red

Hot objects, sun, infrared lamps

Cooking food, used in heaters, used in TV/Video remote controls

Microwaves

Microwave ovens, short wave radio transmitters

Used for cooking, used in telecommunications, used for radar detection of ships and aircraft.

Radio and TV transmitters

Used in TV and radio communication and other communications

Radio waves

Nuclear reactions and explosions on the sun

Example

A VHF radio station emits radio waves of at a frequency of 100MHz.

(a) What do the letters VHF stand for? (b) What is the wavelength of the waves emitted? (c) How long will it take the waves to travel a distance of 100km?

Solutions

(a) The letters VHF stand for Very High Frequency (b) Here we use the wave equation V = f x λ

Making λ the subject of the formula we have λ = V/f V = 3.0 x 108m/s [ radio waves move at the speed of light] f = 100MHz= 100, 000, 000Hz λ = 3 00,000,000m/s/100,000,000Hz λ = 3m

Distance Time d

·

Measure the distance of more than 500m on a plain field using a measuring tape.

One experimenter with a pistol and stop watch should stand on one end of the field and the other experimenter with a stop watch on the other end.

The experiment with a pistol should fire the pistol and start the stop watch at the same time.

The experimenter on the other end should also start the stop watch immediately upon seeing the flash and stops the watch upon hearing the sound(bang). Time taken for sound to be heard must be recorded Note that the experiment can be repeated twice or more and thereafter calculate the average time.

Speed of sound in air is therefore calculated using the formula:

Speed

S

·

= =

Distance Time d t

Note that the speed of sound in dry air at 00c is about 330m/s.

Example 1 In an experiment to determine the speed of sound in air, two experimenter stood 900m apart.

The one a starting pistol fired it and the other one started the stop watch upon seeing the flash light and stops it upon hearing the bang. Given that the time taken after seeing flash light and hearing the bang is 3s.

(a) (b)

Explain why the flash light was seen before the sound was heard

·

d = 900m t = 3s S = 900m/3s S = 300m/s

Reflection of sound · Sound wave can be reflected by a high wall, cliff or a mountain. When sound is reflected, an echo is formed. An echo is therefore defined as reflected sound. If someone claps in front of a high wall at a distance of about 30m away, an echo is heard after some time interval. This is because sound travels to the wall and back to the source. See the following diagram.

= 2d t

Note that the echo method is also used to determine the depth of the sea. This done by sending an electrically generated sound with high-pitch from the ship into the water.

When sound reaches the sea bed, it is reflected back and detected by an underwater microphone called hydrophone. Using the speed of sound in water, the depth of the sea is calculated using the above formula.

Solution S = 2 d/t S= 1400m/s t = 4s d =?

Making d the subject of the formula we have: d = St/2 d = (1400m/s x 4s)/2 d = 2, 800m Example 2 A pupil shouts in front of the cliff and hears an echo after 2s. if the speed of sound in air is 330m/s, determine how far the pupil was from the cliff.

Solution.

Note that here we are using the formula of an echo S = 2d/t S = 330m/s t = 6s d =?

Making d the subject of the formula we have d = St/2 d = (330m/s x 6s)/2 d = 990m Properties of sound · ·

·

·

(a) The flash light was seen before hearing the sound because light travels faster than sound. (b) S = d/t

2 Xd t

Example 1 The echo from the sea bed is picked by a hydrophone after 4s. Given that the speed of sound from an echo sounder is 1400m/s, determine how deep the sea is.

Calculate the speed at which sound was moving.

Solutions

S

The materials required to carry out the experiment are: two stop watches, a starting pistol that produces loud bang and flash of light or smoke and a measuring tape.

The experiment is done by two experimenters on a plain field.

= 2 x distance from the wall Time

S =

t

Procedure · ·

The diagram below gives summary of electromagnetic waves.

Source

= =

S

• They obey the wave equation (v = f x λ).

• They travel at the speed of light in a vacuum (3.0 x10 8m/s) • They carry energy from one place to another and can be absorbed by matter causing the heating effect.

• They are transverse wave in nature

Electromagnetic Wave

Speed

Before air is removed from the glass jar, sound from the electric bell is heard. But when the vacuum pump sucks out all the air from the glass jar, no sound is heard despite seeing the striker hammering the gong. When air is introduced into the jar, sound is again heard.

The speed of sound in air is determined by measuring the time sound takes to travel through a distance that is known. The speed is therefore calculated using the formula:

2d

Speed of sound in air can also be determined using an echo method. This can be done by two experimenters, one with the stop watch and the other one clapping while standing in front of a wall. When the clapping is rate is such that each clap coincides with the echo of the previous one, it means that sound has travelled to the wall and back in the time between two claps.

By recording the time, it takes for sound to move to wall and back, and measuring the distance from the wall, speed of sound in air can be calculated as follow:

Determining the speed of sound in air. ·

High wall

direction of reflected sound

Musical instruments produce musical notes that have three properties namely: pitch, Loudness and quality.

Pitch is how high or low sound is. The pitch of a sound depends on the frequency. This implies that, the higher the frequency, the higher the pitch and vice versa. For example, if two musical instruments produce sound of frequencies 40Hz and 20Hz, the one with frequency of 40Hz has a higher pitch.

Loudness is defined as the strength of sound. The loudness of sound depends on the amplitude of sound wave. A wave with bigger vibrations in pressure sounds louder. This means that the sound that has larger amplitude sounds louder and carries more energy than the one with small amplitude.

Sound quality or timbre describes those characteristics of sound which allow the ear to distinguish sounds which have the same pitch and loudness. Timbre is therefore a general term for the distinguishable characteristics of a tone. Quality is mainly determined by the harmonic content of a sound. The fundamental and musical notes with frequencies that are multiples of the fundamental frequency are called harmonics. The frequency produced by the vibrating instrument is known as fundamental frequency.

Exercise

1. Explain why the light of a lightening is seen before the sound of the thunder.

2. Water waves made 5 consecutive crests in 2s. (a) Calculate the wavelength given that distance from first crest to the fifth crest is 12m. (b) Calculate the frequency of the waves (c) Determine the speed at which the waves were moving (d) Draw a sketch diagram of the waves created.

DAILY

Tuesday 12, May 2020

Kopala/North-Western/ Mosi-Oa-Tunya

PASTOR, ELDERS NABBED …over crowded church

By SANFROSSA MANYINDA

F

IVE church leaders including a pastor at the Apostolic Church of Zambia in Kitwe were on Sunday arrested for conducting a church gathering without authority and certification.

In his third national address on the corona virus pandemic,

President Edgar Lungu permitted churches across that the country to reopen churches while observing health guidelines that were given.

The pastor and is Church elders were ministering in Bulangililo Township in an overcrowded building while congregants did not have face masks nor practice social distancing.

Kitwe City Council health inspectors in the company of state police pounced on the Church leaders.

Council Public Relations Manager, Roy Kuseka, said the suspects who included

pastors were arrested but later released on bond awaiting court appearance.

"Our inspectors also found the hand washing facilities placed at the church without water, a situation we could not tolerate," he said.

Mr Kuseka further warned other church leaders to strictly adhere to the public health guidelines and certification process when holding prayers in churches.

He said that the violation of the guidelines not only constituted a crime, but also endangered the lives of church members.

By ROGERS KALERO

Kachasu being abused as Covid-19 remedy

By SANFROSSA MANYINDA A LOCALLY-DISTILLED spirit, commonly known as Lutuku or Kachasu, has become a part of life for not only young people in Kitwe high-populated townships, but also for the elderly who now believe that it could protect them from contracting Covid-19.

The highly-intoxicating spirit, distilled in drums through a home-made system, is common in Ipusukilo and Mufuchani where residents are drinking it as a preventive substance against contracting the pandemic.

Lutuku is an illegal traditional distilled alcohol is common in Zambia, Zimbabwe, Congo and Malawi.

A number of people interviewed said that they liked the local alcohol because it could not only send someone into a drunken state without spending so much money, but that it also had an element that could prevent them from contracting the virus.

A check by the Daily Nation in Ipusukilo found many men, women and youths in the area pretending to have distantly gathered for other activities,

By MUYANI SHINJABALE THE Kafulafuta Dam Water Project in Masaiti stands at over 80 percent completion stage, says Kafubu Water and Sanitation Company Managing Director Anthanasius Mwaba.

Mr Mwaba said the project was on course and would be completed this year.

The project is aimed at improving water supply in Ndola, Luanshya, Mpongwe and Masaiti, targeting 678, 800 beneficiaries.

Construction started in 2018.

China National Complete Engineering Corporation is undertaking the US$ 449

when they actually gathered to exchange turns in drinking the illicit alcohol in many places within the area.

A man believed to be in his early 40s said that the alcohol was also used as hand sanitizer for those that could not afford to buy conventional sanitizers from shops.

Mike Musonda, a youth of Ipusukilo Township, however, said that most young people had resorted to drinking potent beverages due to high unemployment levels in the district. “We drink so that we

can forget about our problems in such kinds of drinks.

We also love these brands because we cannot afford to buy the expensive ones that some people buy. Moreover, we have received information that this specific alcohol can help us protect ourselves from the corona virus" he said.

Mr Musonda said that youths were struggling to make ends meet hence a number of them involving in such an activity.

Another youth, Edwin Mbulo, acknowledged the

negative effects of consuming such alcoholic beverages frequently but could not avoid it because of desperation to find ways of preventing Covid-19.

But the Kitwe City Council has warned that it would not tolerate brewing and consuming illicit drinks such as kachasu, which was a danger to people's health.

Council Public Relations Manager, Roy Kuseka, said that health inspectors from the council would be on the ground to ensure that the culprits were brought to book.

Kafulafuta water project at 80 p.c. million projected to extract 160, 000 cubic meters of water from the 125 million cubic meter dam every day to supply the four towns.

In an interview, Mr Mwaba said that works to start filling up the dam would have commenced this Month if it were not for the Covid-19 pandemic. He said due to the pandemic, about 200 local workers at the site had been sent home on paid leave.

Most of the workers, he

Kitwe Covid-19 dry port abandoned

said, came from Mpongwe and Masaiti where the isolation centre was and did not want to take the risk or risk them from infection.

And Mr Mwaba also assured the public that the financing challenges regarding the payments to the contractor at the dam were being addressed.

He said the Ministry of Water Development, Sanitation and Environmental Protection and that of Finance were looking into the matter.

THE dry port which was established in Zamtan area on the Kitwe-Ndola highway to screen for Covid-19 has been abandoned.

Kitwe City Council and health personnel established the dry port last month so that people entering the city from Lusaka and other parts of the country could be screened and vehicles disinfected, but it was no longer operating.

A check by the Daily Nation showed that the dry port was no longer operational.

Nkana Member of Parliament, Alexander Chiteme, said he was disappointed that the dry port was no longer operating because the idea was aimed at intensifying COVID-19 preventing measures.

Mr Chiteme, who is also National Development Planning Minister, was speaking when he donated assorted medicines and items like face-masks, Television sets, hypochlorous acid and others to Buchi main clinic and Buchi chest clinic He promised to engage his

11

counterpart at the Ministry of Health, Dr Chitalu Chilufya, so that the dry port could be re-established, adding that if it meant paying officers, he would mobilize resources for them.

“As MPs, we welcomed the idea because it was one of the ways to intensify our efforts in preventing the spread of Covid-19, but I really don’t know why it was stopped. Anyway, I will talk to Dr Chitalu Chilufya,’’ Mr Chiteme said

Mr Chiteme “We should ensure that Kitwe is locked down through effective preventive measures.

Let us work in close collaboration to fight this disease. Those who can provide sanitizers, let them do so. What we need is close collaboration in ensuring we reduce the chances of COVID 19 spreading to this place,’’

Kitwe District Commissioner, Chileshe Bweupe, has said Kitwe should ensure a lockdown to avoid spreading the disease.

“We should ensure that Kitwe is locked down through effective preventive measures. Let us work in close collaboration to fight this disease. Those who can provide sanitizers, let them do so. What we need is close collaboration in ensuring we reduce the chances of COVID 19 spreading to this place,’’ he said

Katombora UPND MP finally gets to his constituency

By ANDREW MUKOMA KATOMBORA Member of Parliament Derrick Livune has finally joined his electorate, sensitising them about the Covid-19 Mr Livune and his Livingstone counterpart, Mathews Jere, were accused of abandoning the electorate following their victory in 2016.

Last week, he joined in sensitising people in his constituencies about the pandemic after several complaints that MPs in Southern Province were actively involved in the Covid-19 preventive measures.

Mr Livune at the weekend

Millennium Radio

distribute hand wash buckets and soap to the people in Ngwezi and Musokotwane wards.

He told the people in the two wards that he could not sit idle and watch the Covid-19 ravage the globe and Zambia, hence his decision to join the fight against the pandemic.

"We shall not rest with preventive measures as we wait upon God in his own mercy and wisdom to heal and bring life to normalcy," he said.

Mr Livune also inspected the World Bank funded Kasensa Boarding Secondary School being constructed in Ngwezi Matanki area.

12

Tunesday 12, May 2020

Features

By MUTISUNGE ZULU

T

HE Bank of Zambia (BoZ) on April 3 announced stimulus monetary measures to support financial system stability following the outbreak of the Coronavirus.

Covid-19 has brought with it, unique credit risks that will require a cushion passed on to counterparties such as corporates, SMEs and micro entrepreneurs, through the commercial banking system.

This is what led to the credit line mechanism in a K10 billion ($545 million equivalent) facility to commercial banks for a period of 3-5 years priced at a 100 basis points above the benchmark policy rate.

(MPR+100bps = 12.5 percent).

This is the Medium-Term Emergency Funding Lending Facility (MTELF). The facility is to be looked at in tandem with the other relaxed credit and capital provisions to provide banks with space to extend borrowing in a turbulent macroeconomic environment.

Guidelines for the measures were shared weeks later to compass operationalisation of the MTELF. What is the MTELF? The K10bn Medium Term Emergency Loan Facility is a credit line that the central bank extended to commercial banks, for three credit uses namely, onward lending, restructuring and refinancing of their asset books.

The facility is for banks that may require liquidity - in emergency situations for the three reasons highlighted pointing to cushion buffers for Covid-19-related credit shocks.

The MLTF is a like a credit card which one only draws on in emergency circumstances, the implication being banks are under no obligation to draw on it if they have no use for it. This is for banks that have credit pipelines they need to service yet do not have adequate liquidity to meet this criterion.

Under no circumstances is one obliged to draw on their credit card if they are cash flush.

The myth around banks shying away from the facility. It is misleading and inaccurate to conclude that banks are shying away from monetary stimulus based on one or two banks that are not keen on drawing on the K10bn let alone the shying away could be attributed to an array of reasons.

It could be because they do not meet the criteria from a collateral perspective or are not comfortable with other provisions the guidelines require. The guidelines are vivid in prescription as to the requirements for commercial banks to draw on.

But inferring from the health of the commercial banking industry with 18 banks, given the liquidity skews, it is very unlikely that banks would shy away given the elevated cost of funding versus the pricing of the MTELF at 12.5 percent.

The facility provides an opportunity for lower cost of funding

ARE BANKS SHYING AWAY FROM K10BN ‘EMERGENCY FACILITY’ opportunity for banks that have both long and short cash positions.

How so? Commercial banks funding models benchmark of the government security curve which is currently elevated with 1-year paying 29 percent and 5-year bonds priced at 33 percent.

The BoZ MTELF is priced at 12.5 percent whose spread below the Kwacha curve is an opportunity for yields to climb down significantly. In layman’s terms, the MLTEF provides latitude for lending rates to ebb lower which will support domestic credit and ultimately economic growth especially in a suppressed environment post Covid-19 pandemic period.

Correlation between MLETF and COVID relief packages A few banks have announced Covid credit packages which on the face of it, citizens have tied to the K10bn facility because the two fall in the same period. Arguably one is poised to believe if banks announced these packages, then ideally, they drew on the K10bn facility to accommodate the restructure, refinance or onward lending.

However, the relief packages are not in any way fully linked to the lending facility and could be on the back of already existing liquidity that banks already had.

Additionally, there was no liquidity crisis by the time the Bank of Zambia announced intervention measures.

The central bank took a forward-looking view gauging the Covid-19 credit risks that would grip the Zambian market inferred from the rising unemployment, currency weakness, supply disruptions all because of the social distancing and lock down health protocols to curb the spread of the pandemic.

Most key banks in Zambia are resilient enough from a capital perspective to absorb Covid-19 shocks – even without requiring additional lines – as such were able to extend relief packages.

However, Covid-19 credit risks are forecast to deepen in the subsequent months and will require that for financial stability, those

that may not be cushioned for these risks are then buffered from withering away and crippling the economy.

This is where the regulator, the Bank of Zambia who is the lender of last resort threw a life – line to those in want through a K10bn facility.

Was the economy given a K10bn cash boost?

No. Contrary to most technocrats that loosely explain the MLTEF, the economy was never injected with K10bn. Commenting on faculties that some experts are not specialists in has misled the average borrower especially the SME’s and MSMEs that there is K10bn that they can rush to draw from. There have been very inaccurate statements like, “The BoZ injected K10bn cash into the economy,” “SMEs should draw from the K10bn to cushion Covid-19 impacts,” “BOZ is giving K10bon to SMEs” etc.

The truth of the matter is banking will not change an inch at all, the same lending rules and criteria will apply save the requirements for assistance will be relaxed in the period under focus.

The central bank will take credit risk on commercial banks which will then take risk on corporates, SMEs, MSMEs and individuals impacted by Covid-19 shocks.

Should they need more liquidity to deal with long pipelines, they can then approach the Bank of Zambia for funding (the celebrated K10bn facility).

But why perceived low uptake

by SMEs? Finance Minister Dr. Bwalya Ng’andu highlighted last week that uptake of relief packages was still anemic and that access to the facility would be extended to Non-Bank Financial Institutions (NBFIs) to allow for wider channeling of funds to counterparties.

To clarify this issue, Zambia has been in partial lockdown which until h May 8, 2020 was relaxed with President Edgar Lungu announcing re-opening of sectors such as education, casinos, cinemas and restaurants.

A personal observation is that

some Micro to Small Medium Sized Enterprises (MSMEs) businesses were still operational in the partial lockdown to include barber shops, salons and grocery stores especially in markets.

Of course observing the safety health protocols. As such, Covid-19 has affected them but not as severe as being reported. It is critical and imperative to understand the microstructure and classification of SME businesses in Zambia split by region especially that some areas have not reported any Coronavirus cases as such business is being conducted as usual.

Other SMEs in Covid-19 hit areas, are still operational as they provide services - downstream business - to large corporates such as banks, insurance companies, medical facilities such as private hospitals, Mobile Network Operators, and chain stores. These have continued to operate normally for business continuity purposes for essential service provision.

There are SMEs that have been genuinely impacted severely too in this period and will require financial assistance. Perhaps the reason why the purported uptake of debt relief packages is low could be due to an array of reasons key of which are firstly that SMEs have not fully borne the brunt of Covid-19 impact because they continue to offer services to larger corporates.

Secondly, it may be because of the higher interest cost stereotype of credit facilities in Zambia given an elevated interest rate environment.

What can Banks or NBFIs do to address the asymmetry?

More vivid awareness about the expected costs, requirements for qualification which has not happened much.

It is imperative that this sector should know the difference between a facility in Covid-19 period through debt relief package and one before the pandemic.

Zambian’s treat debt with caution as no one would like to widen their debt burden in COVID era.

There are immense opportunities for financial institutions to

address this information asymmetry that exists. With a deepening Covid-19 related credit risks, numbers seeking debt relief packages will shore higher in subsequent periods.

Until then, banks should increase awareness and clarity on the relief packages. It may be too premature to conclude on the weak uptake thereof. The central bank did provide for relaxed capital and provisioning requirements for banks.

However, a key challenge for FI’s would be to translate that benefit in the debt relief packages on offer. This is a component that should be addressed in the awareness to the public.

How will the vulnerable and smaller brackets be catered for?

President. Edgar Lungu, in his second and third address speech has placed emphasis on the need for barber shops and salons to be allowed to access funding in this pandemic period.

Analysing the President’s speech, it is evident that the tone from the top is vivid around his empathy as a leader for smaller business houses that have been severely impacted by Covid-19 related shocks.

The President refers to “my grandmother at the market in Chilenje selling Chikanda (African Polony), the barber shops and salon owners,” affected by social distancing health protocols in a partial lockdown that have their livelihoods impacted, all need to be assisted financially somehow because these are faculties of society that are the most prone to shocks as they possess very little to no buffers at all against Covid-19 business related shocks compared to larger corporations.

President Lungu pronounces these issues for technocrats to then operationalise. It is clear that aid must be extended to businesses irrespective of size in this economic turbulent period.

An understanding of how bank and non-bank financial institutions can assist the smaller brackets, is what the economy seeks. If

marketeers that are accustomed to Marketeer Funds or if MSMEs in the agriculture sector subscribe to Cooperatives or some savings group of some sort, then how can these bodies benefit from liquidity to onward benefit their members?

How can FI’s and NBFI’s assist their existing portfolio so that no one is left behind? Financial Institutions are obliged to take risk on SMEs and MSMEs too as they are the engine of growth.

The nervousness of the public around SME funding accessibility has always been clouded with the “Access to Finance” challenges ranging from meeting basic lending criteria such as collateral to historic default risk concerns that FI’s have been exposed to over the years.

These times the economy is experiencing, are extraordinary and require exceptional solutions. The same way the Bank of Zambia is taking risk on commercial banks in a K10bn emergency credit facility, is the same way banks and non-bank institutions, in a patriotic fashion will be expected to take risk on SMEs too. That is the condition for accessing the cheap funds from BoZ. It is not my pay grade to dictate how banks should manage that sector of the economy, however one thing that stands out is that commercial banks and non-bank financial institutions should flex to some degree to accommodate the SMEs during this pandemic period because they remain key to Zambia’s development agenda.

The central bank has already set the criteria by providing quotas with which accessing K10bn should be backed with. A significant portion is to sectors prescribed by the Seventh National Development Plan of which SMEs are part of. In reiteration, to say banks are shying away from the monetary stimulus is a grave misconception.

Mutisunge Zulu is an Economist, Strategist and Financial Analyst currently serving as National Secretary for the Economics Association of Zambia.

DAILY

Tuesday 12 May, 2020

WORLD NEWS

13

PM SQUEEZED …Embattled PM Thabane's coalition folds, spells end of his tenure MASERU - Lesotho Prime Minister Thomas Thabane’s coalition fell apart in parliament yesterday, spelling the end of his tenure and paving the way toward a resolution of a political crisis that has engulfed the kingdom since

late last year.

National Assembly Speaker Sephiri Motanyane announced the collapse of his governing majority and said Thabane, 80, would have to step down by May 22.

Thabane’s spokesman did

not immediately respond to a request for comment.

Thabane has been under pressure to resign over a case in which he and his current wife are suspected of conspiring to murder his ex-wife. His current wife, Maesaiah has

been charged while Thabane has been named as a suspect though has yet to be formally charged. They both deny any involvement.

The case has divided his party and triggered sporadic unrest. Thabane had prom-

Thomas Thabane’s ised to retire, but had been dragging his feet on when to do so.

“We have verified that the four-party coalition agreement has been terminated and there is a formation of a new government,” Motanyane said.

Sam Rapapa, deputy chairman of Thabane’s All Basotho Convention (ABC) party, said all parties had provisionally agreed on Finance Minister Moeketsi Majoro to replace Thabane.

“Thabane is now a caretaker prime minister until May 22 when a new prime minister is sworn in,” Rapapa said.

Members of the ABC, opposition parties and South African mediators have been pressing Thabane to leave.

King Letsie III last week assented to legislation that prevented Thabane from dissolving parliament and calling an election in the event of a vote of no confidence against him.

Political instability frequently boils over in Lesotho, which has experienced several coups since independence from Britain in 1966. Its conflicts often draw in South Africa, whose central mountains encircle the tiny, mountain kingdom and supplies it drinking water. – REUTERS.

Nigeria's Lagos risks new coronavirus lockdown if social distancing ignored LAGOS - Africa's largest city Lagos could return to lockdown to halt the coronavirus if residents continue to ignore social distancing rules, the governor warned on Saturday.

Nigeria's economic hub emerged yesterday from a fiveweek stay at home order that left the city's large number of poor struggling to make ends meet.

But since the easing of the restrictions people have been seen thronging markets and banks despite orders remaining in place to avoid mass gatherings.

"It is disappointing to see the crowd at banks and markets across the state flouting the guidelines," Lagos governor Babajide Sanwo-Olu wrote on Twitter.

"We will be forced to take the painful decision of bringing the state under lockdown if it remains clear that Lagosians are determined to flout the rules."

Nigeria, Africa's most populous nation, has confirmed 3, 912 infections and 117 deaths from the novel coronavirus.

Lagos, a city of some 20 million people, has been the country's main hotspot and the daily increase in recorded cases has doubled in the past few days.

Meanwhile, Senegal’s holy city of Touba is fighting a second wave of Covid-19 infections, dashing hopes that swift action by authorities had stopped the new coronavirus from spreading in the onetime epicentre. – REUTERS.

NEWS IN BRIEFS

Burundi quarantine order locks out poll observers BUJUMBURA - Burundi has told the regional bloc East African Community (EAC) that any observers sent to monitor its general elections will have to be quarantined for 14 days on arrival to curb the spread of coronavirus.

The elections are only nine days away and the order effectively bars observers from scrutinising the voting process. The country has also declined to allow UN and civil society observers to monitor the elections. – BBC.

Djibouti delays Covid-19 lockdown DJIBOUTI - Djibouti, the tiny Horn of Africa nation with the highest number of coronavirus cases on the continent per capita, on Sunday reversed course on a plan to begin lifting lockdown measures this week, saying it was premature.

"The government, through the voice of the prime minister, has decided to extend the confinement for another week until May 17," Foreign Minister Mahmoud Ali Youssouf said in a Twitter post. – AFP.

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COPPERBELT PROVINCE NDOLA NORTHRISE 5 bedroom house K1.5m.itawa 2x3 bedroom house K800,000 .Ndola Mufulira road several plots 30m x 40m K35,000 per plot. Lufwanyama emerald and copper mines seeking partners or purchasers. Lufwanyama Farm 25 acres K100,000. Chingola Maiteneke 2 bedrooms K80,000.Ndola rural farms 100ha K1m.800ha K4m.150ha K750,000.Mitengo 3 bedroom house K 300,000.K itwe Bulangililo 7 rooms K 200,000.

EASTERN PROVINCE CHIPATA City Commercial Plot 4 acres Great East Road front at old Musekela turn off suitable for shopping mall, hotel, motel, filling station or housing estate K 1m. K alongwezi 3 bedroom house K750,000.

CASTLE SHOPPING CENT

PRIME SHOP FOR RE

LUAPULA PROVINCE Mansa town complex 6x2 bedroom flats k3m all. Chembe Mansea road front 17 acres for shopping mall, filling station seeking partnership between investor and land owner.

1250Sq metres prime shop fo a secure clean shopping comp Kafue Road.

LUSAKA PROVINCE PALABANA 2ha to 200ha K100,000 per ha, fertile arable land ,virgin soils 24km from Silverest waterfalls, Lusaka East Opposite Mikango barracks entrance 300m off tarred Leopards Hill road, 5ha suitable for shopping complex ad filling station K 2m.

LEOPARDS Hill road,21km from crossroads 800m off tarmac,Njolwe several plots 40m x 50m 100,000. 50m x 80m.K150,000.Leopards Hill Palabana road junction plot 40m x 50m K120,000.2ha to 20ha K80,000 per ha. Waterfalls 5 acres K1m. Restaurant business Chelstone K2m.

SECURE

CHONGWE tollgate 5 aces K1,500,000.Chinyunyu 200 acres K20,000 per acre. Kanakantapa 15 acres K 200,000.22 acres with 3 bedroom house,3 fish ponds, poultry capacity 25,000 birds Zesco power k3m.

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LUSAKA KABWE road 75km from Lusaka ,Great North Roadfront and 300m off several plots ranging 2ha(5acres) to 20ha (60 acres) ranging tar roadfront K120,000 per acre. 300m off tarmac K35,000 per acre. ten acres 4 bedroom house plus poultry K2m.

09 09

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MAKENI WEST ,KACHETA area,36km from Cairo road 200 acres being sub-divided into: plots 30m x40m K25,000.40m x 50m k40,000.50m x 80m K70,000.Farms 5 acres K250,000.ten acres K500,000.15 acres K750,000.20 acres K1m.westwood ten acres plus 4 bedroom house K1m.

The shop has facilities such

COMMERCIAL Properties: Lusaka City Center, Cairo Road Roundabout, plot 3100sq next to Universal church K30m. Massmedia Commercial building K35m.three big warehouses Lusaka K afue Great North roadfront near Makeni Mall K 50m. đ&#x;‘‘đ&#x;‘‘ame area 2 acres with an office block plus big empty space K30m.Same area 4 acres wallfenced, workshops plus parking yard for transporters K30m. Chinika warehouse 4,400 sqm K11m.

DR CHAKUTAWANGA FROM Complex comprising shops, showrooms, storerooms ,office, warehouses near levy park on MALAWI. HE CHALLENGES CAR FOR SALE Kabelenga road, Fairview K50m.Rhodes Park 2x 2 bedroom houses K4m. Roma Zambezi road 4 YOU NOW. To solve your probbedroom house K8m.Chilanga Musamba 9 shops 5 toilets can be school K1.5m.

Storage

C

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CAR FOR SALE: Toyota Regious lems in 7days, love affairs, bring HOUSES-Makeni Oriental,2 bedrooms plus big plot space over K1,300,000.

Bus for sale @k30,000before negotiaback one lost acre lovers, many diseases chilanga quarry road ten room house plus poultry K3m. Chilanga behind golf club six bedrooms ble call 0977632552/0955716988 like: STDs, TB, enlargement, low double storey,K 2m. Barlastone đ&#x;‘‘đ&#x;‘‘ark, three house5, 4 and 3 bedrooms on 8 acres K 9m.

INV-0777-03-25 kavundula get rich Chunga extension 9rooms plus 4 rooms K 400,000. Nyumba Yanga onesperm, bedroom house on & bigtoplot K350,000.

TWIKATANE – 3 Bedroom quickly. Call: 0972-592781/0969house with servants quarter 962862. Inv0243-02-19 Chalala Borderview incomplete 5 bedrooms K 500,000. 2x3 bedroom flats k1,600,000 C HOUSESCAR FOR HIRE wall off fenced, on titleK500,000.Tokyo Ring road 2x2 off Shantumbu Road Libala South Lilayi paved road 3 yard bedrooms for sale. Contact 0977-562608 / 8 rooms K200,000.Chilenje bedroom,2x 1 bedroom, shop wallfence K2m.Chipata Compound south 2x2 bedrooms K850,000.Kamwala South 2x2 bedrooms 0967-546543 INV0248-12-04 K600,000.Makeni East 3 bedrooms k700,000. .....................................................

PROF:Estatees SUZZA 20m A STRONGAND PLOTS-Kafue Shikoswe with slab,12 x 30 K45,000. 12m x 30m K35,000. x 30m FOR40m SALE STATE LODGEK 45,000. Behind kafue police camp x 100m K 130,000.

Hillside 40m x 50m K 150,000.Green EXPERIENCED (40YRS) HERBfields 30m x 87m K 50,000.Mpande areaPLOT 3 acres K 180,000.one K 60,000.K asaka ten acres PRIME 50X100M. GreatacreALIST IN PROBLEMS SOLVING K1,500,000. location and dual road access.

5 IN 1 PACKAGE FOR MEN SIZE Contact 0978-674133/ 0953CHILANGA MAPEPE 6km off farmers junction,10 acres K1m. 5 acres K500,000.17acres K1.7m.

(HERBAL), Safari ranch 26 acres wirefenced.

Challets, pool, dinning hall, otherPERMANENT facilities for weekend and MAG964342 INV0783-04-26 fromCoLusaka K15m. Quarry road 20 acres K2m. IC MONEY, BRINGING BACK CARSholiday FOR outings RENT. 26km Ipsum, LOST LOVERS SAME DAY, FIrolla, NORTHERN Noah k750 PROVINCE weekly k2,800 F FOR RENT monthly.

Contact: KASAMA nearKATANTUMUChishimba Falls,530 acres and 312 acres,K3000 per acre.

NANCIAL PROBLEMS, QUICK KA.J.CAR HIRE Plot 1422 los FOR RENT: 3 B/D semidetached MARRIAGE, BODY PAINS, NORTHWESTERN PROVINCE Angeles Road Kayama – Lusaka. flat in đ&#x;‘‘đ&#x;‘‘Hđ&#x;‘‘đ&#x;‘‘ k3000 x 2 months PREGNANCY PROBLEMS, SOLWEZI Chingola road near St Dorothy mission 60km from Solwezi and 100km from Chingola,2km 1-month security fee callfor copper, cobalt, gold seeking Cell: 0972-209090 0968639128 off tarmac 2ha/ to 2000ha farms plus K7,000 per ha, Mwinilungu mines QUICK BUYING AND SELLING 0977804398 INV-0775-03-23 Inv9944-20-11 partnerships or outright purchase. ..................................................... PROPERTIES, HIP AND BUMS, C COMPANY PROVINCE FLAT FOR RENT: 3bed- DELAYED PENSIONS, JOB C WESTERN K aoma REGISTRATION near đ&#x;‘‘đ&#x;‘‘BZ farms 178ha(445 acres) K 6,000 per ha. room flat for rent in PHI PROMOTION AND PROTECSOUTHERN WE OFFER THEPROVINCE FOLLOWING Lusaka @k4,000 p/m call TION, WIN TENDER AND CONCHIRUNDU from border 17 acres open price.

SERVICES AT 12km AFFORDABLE 0977632552/0955716988 INV- TRACTS, PEOPLE WHO DON’T SIAVONGA road junction plot for lodge 40m x 100m K120,000. charges on your behalf formation 0777-03-25 KAFUE gorge roadfront 17 acres open price.

PRODUCE REMOVE BAD LUCK of limited company by eight shares MONZE town center shops..................................................... in complex K8m.

BLACK MAGIC AND WITCHCHOMA old macha road plot 40m x 100m open price. business names, partnership, FOR RENT MEANWOOD NDEchange of company directors/ KE PHASE 1, 3 bed roomed CRAFT, QUICK RESULTS CALL/ secretary annual returns, ZRA Msc with water pump and elec- WATSUP 0975-752971. PAY AF-

InThe The In

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‘LET’S FINISH’

…Forest happy with FAZ decision not to cancel Super Division

By MICHAEL MIYOBA

M

TN/FAZ Super Division table toppers Forest Rangers has hailed the Football Association of Zambia (FAZ) over its stance to resume games once the Covid-19 pandemic normalises.

FAZ says it has submitted recommendations to both CAF and FIFA for the FAZ Super Division to be decided on the pitch.

FAZ vice president Rix Mwe-

emba said the league will not end prematurely as suggested by some clubs which believe that it wouldn’t be a good idea for the league to resume.

Speaking in an interview, Forest Rangers head coach Tennant Chilumba said the Super Division should not be cancelled as suggested by some clubs because there are a few games remaining before it can be concluded.

Chilumba who has made a huge difference at Rangers after he was

fired at Kabwe Warriors recently said it would be unfair to cancel the Super Division because teams such as Forest and NAPSA Stars have invested a lot of resources to dominate the division.

Chilumba said time has come for teams such as Forest Rangers and NAPSA Stars to play continental football after working very hard this year. Chilumba said the top three teams have done very well and deserve to represent the country at continental level.

He said there are no big teams in the Super Division which has Forest Rangers, NAPSA Stars, Green Eagles and Nkana in the top four.

“NAPSA have done well, Green Eagles have also done very well and have played continental football the past two years so if Green Eagles can play even Forest can play continental football,” Chilumba said.

“If you look at the league the way we played, there is nothing like a big team, if Green Eagles man-

aged to beat Orlando Pirates in South Africa, would you say Eagles is a small team? It is high time we competed in continental football because the whole point why we compete in the league is to play continental and to win the league,” he said.

He noted that it is not a fluke that Forest Rangers are dominating the Super Division with 46 points, 0ne point ahead of second-placed NAPSA Stars after 25 rounds of games played.

PUBLIC NOTICE LUSAKA CITY COUNCIL CITY OF LUSAKA PLANNING AUTHORITY THE URBAN AND REGIONAL PLANNING ACT No. 3, SECTION 53(2) OF 2015 OF THE LAWS OF ZAMBIA

NOTICE TO THE PUBLIC

The application may be viewed at the Office of the Town Clerk of Lusaka City Council; P.O Box 30077, Lusaka and sub mission s or observant ions on the application may be made to the planning authority without charge. Submissions or observations must be in writing and made within the period of 4 weeks begi1ming on the first date of the period for the publication of this notice being 11th May, 2020 and ending on 11th June, 2020.

Alex Mwansa TOWN CLERK For/ THE CITY OF LUSAKA PLANNING AUTHORITY Date of erection of site notice being 11th May , 2020

"

1NV7164

BENSON ZULU intends to apply for planning permission for a Change of Land use from Residential to Commercial (Storage warehouse, offices and guard house), at Sub B 806/Farm 915, Sub B 807 Farm 915 and Sub B 805 Farm 915 off Lilayi Road. Lilayi, Lusaka. The plots measure approximately 1624 square meters in extent.