CrossTech Magazine Industry Leader - Jim Filice (19th Edition)
Fintech Insight
TOP 5 CROSS-BORDER PAYMENT TRENDS SHAPING 2025
CROSSTECH
Around the World
THE BORDERLESS BLUEPRINT: HOW FINTECHS ARE REWIRING GLOBAL PAYMENTS INFRASTRUCTURE
HUGO CUEVAS-MOHR
Crypto News
STABLECOINS, AI, AND EMBEDDED FINANCE: THE TRIFECTA RESHAPING INTERNATIONAL PAYMENTS IN 2025
ERICK SCHNEIDER
TRANSFORMING GLOBAL PAYMENTS: VISA DIRECT’S VISION FOR A BORDERLESS FUTURE Industry Leader
After decades in cross-border payments, I can say with certainty: there has never been a more exciting, transformative moment than now.
EDITOR’S LETTER
At CrossTech Fintech Payments 2025, we are witnessing not just evolution, but reinvention. Our cover features a leader from Visa Direct, a company embodying the new reality—where real-time, global connectivity is no longer a goal but a foundation.
This year’s edition highlights the pioneers redefining infrastructure, the convergence of stablecoins, AI, and embedded finance, and the founders building financial ecosystems that put people first. These changes are not theoretical—they are already reshaping how money moves, how trust is built, and how opportunity is unlocked. Our agenda reflects the urgency of this transformation. From AI-driven compliance to real-time payment innovation, the conversations here are shaping tomorrow’s financial landscape.
The remarkable success of our conferences is a reflection of a collective vision, commitment, and innovation of our esteemed sponsors and Visa Direct, Mastercard, Uniteller, Banco Daycoval, Almond Fintech, Paymentology, Felix Pago, Cobre, B&T Cambio & Arf
At CrossTech, we believe that infrastructure is about enabling movement—of money, of people, of possibility.
Here’s to building stronger, more connected possibilities across borders!
WEB EDITOR CREATIVE LEAD
Virginia Martinez
Marcela Molina
CONTENT DIRECTOR GRAPHIC DIRECTOR
Ana González
help@crosstechpayments.com
Diego Muñoz
The views and opinions expressed in this magazine are those of the authors and contributors and do not necessarily reflect.the position of CrossTech,The Platinum Network or IMTC.The Contect here is for informational purposes only and should not be taken as investment, ousiness, compliance, or legal advice. Content contained within this publication is not to be reproduced in whole or part without the prior written consent of the company. We welcome quotes of our articles by mentioning “CrossTech Magazine” or #crosstech and share the quote with us using our social media channels.
The Founders Leading the Charge: Visionaries Driving Cross-Border Fintech Innovation
Stablecoins, AI, and Embedded Finance: The Trifecta Reshaping International Payments in 2025
By Erick Schneider CrossTech Board Member By CrossTech
Transforming Global Payments: Visa Direct’s Vision for a Borderless Future
The Borderless Blueprint: How Fintechs Are Rewiring Global PaymentsInfrastructure
Pioneers of Fintech: The Founders Reimagining Global Payments
By Nabil Kabbani – Board Member, CrossTech
Behind every fintech revolution is a founder—or founding team—driven not just by opportunity, but by purpose. The individuals transforming cross-border payments today are not only technologists or business leaders—they are connectors, challengers, and builders redefining how financial access, trust, and speed work at a global scale.
While headlines often focus on the tech, it’s the people who are powering the movement. These founders are solving for the complexities of compliance, the unpredictability of global corridors, and the vast financial gaps that still exist in underserved communities. Their ability to adapt and think globally from day one is what sets them apart.
In Africa, visionaries like Dare Okoudjou of MFS Africa are weaving together mobile money networks into a continental infrastructure that mirrors what SWIFT was to traditional banking. In Latin America, Bitso’s Daniel Vogel is leveraging blockchain to deliver faster, cheaper remittances, pushing financial access into unbanked corners. Meanwhile, in Southeast Asia, Moses Lo and his team at Xendit are simplifying digital
commerce infrastructure, enabling cross-border growth for thousands of merchants.
What unites these leaders is their mastery of operating between complexity and clarity. They must decode regulatory uncertainty, navigate currency controls, and convince local partners to trust global vision. But their most potent advantage isn’t technology—it’s proximity to the problem. Many of them are building products that reflect personal frustrations or deeply local needs. This intimacy with the end user enables powerful, scalable solutions.
They are also ecosystem builders. Across regions, we’ve seen fintech leaders move beyond their companies to influence regulatory development, establish collaborative industry networks, and empower emerging founders. In Africa, this has meant building mobile money ecosystems that span borders. In Latin America, fintech pioneers are advocating for blockchain-based financial access. And in Southeast Asia, payment infrastructure innovators are helping small businesses expand globally by embedding finance into regional commerce platforms.
Today’s leading fintech founders aren’t just building companies—they’re shaping regulatory conversations, mentoring new entrants, and catalyzing regional innovation. Their work goes far beyond profit; it’s about influence and infrastructure.. Today’s leading fintech founders aren’t just building companies—they’re shaping regulatory conversations, mentoring new entrants, and catalyzing regional innovation. Their work goes far beyond profit; it’s about influence and infrastructure.
Another hallmark of this new wave of fintech leadership is a relentless focus on inclusion. Whether it’s embedding microloans in digital wallets or democratizing access to foreign exchange, these founders are enabling people to participate in the global economy who never could before. Inclusion isn’t a feature—it’s the mission.
As global financial flows grow more complex, the industry’s future will continue to be guided by these bold, globally-minded founders. Their vision isn’t bound by borders, and neither is their ambition. They are not just creating faster ways to move money—they’re building the financial highways of tomorrow.
Outro: The next chapter of global fintech isn’t being written in boardrooms alone—it’s being drafted by founders who listen, learn, and lead from the front lines. As they challenge old systems and create new ones, these innovators are showing the world that changing how money moves means changing who gets to move with it.
www crosstechpayments com L A T A M 2 0 2 5
SEPT 9 - 10
Épica Eventos y Convenciones 12 Calle 2-25, Cdad de Guatemala 01010
2 Days
200 Attendees
Cross-border Payments, Fintechs
Regional Economic Hub in Central America
High Volume of Remittances
Growing Fintech and Banking Sector
Untapped Market Opportunities
Access to Wider Central American and Caribbean Markets
Local Talent and Network Expansion
Cultural and Touristic Appeal
Stablecoins, AI, and Embedded Finance:
The Trifecta Reshaping International Payments in 2025
By Erick Schneider CrossTech Board Member
Working closely with banks, fintechs, and financial platforms across the Americas, I’ve seen firsthand how the landscape of crossborder payments is undergoing a profound transformation. At the heart of this shift are three powerful forces — stablecoins, artificial intelligence (AI), and embedded finance — each playing a distinct role in building a financial infrastructure that is faster, smarter, and more inclusive than anything the legacy system ever offered.
The convergence of these technologies is accelerating innovation at an unprecedented pace. While each holds value individually, it’s their intersection that is truly unlocking seamless, intelligent, and hyper-personalized global financial flows.
Stablecoins have evolved far beyond speculative crypto assets to become trusted tools for international settlement. Fiatbacked digital currencies like USDC and EURC are delivering real-time transfers, transparency, and value stability that traditional banking systems still struggle to match. In 2024 alone, stablecoins facilitated over $7 trillion in on-chain transfer volume, with more than half tied to practical use cases like remittances, business payouts, and merchant settlements (source: Circle Research, 2024). In high-inflation economies across Latin America, for instance, stablecoins have become a critical alternative for preserving value and enabling efficient cross-border money movement, empowering families and businesses alike.
AI is enhancing every layer of cross-border payments — from fraud detection to FX pricing to customer service. By analyzing vast volumes of transaction data, AI tools are flagging suspicious patterns in real time, automating compliance processes, and offering predictive insights into cash flow management. In the Americas, where large populations remain underserved by formal credit systems, AI models trained on blockchain transaction histories are unlocking new possibilities for on-chain credit scoring, fraud risk prediction, and wallet-level identity mapping. These innovations are extending financial access where traditional systems have struggled to reach.
Embedded finance takes these advances even further, weaving financial services directly into non-financial platforms. E-commerce marketplaces, gig economy apps, and digital wallets are enabling crossborder transactions to happen seamlessly behind the scenes. In regions like Central America and the Caribbean, embedded payment solutions are allowing small merchants and freelancers to receive stablecoin payments and instantly convert them to local currencies, bypassing the need for traditional banks. Global platforms like Uber, Shopify,
and Fiverr are actively scaling these rails, setting a new standard for value exchange across borders.
Together, these three forces are creating a new financial stack — open, real-time, and user-centric. This transformation isn’t just about moving money faster; it’s about reimagining the economics and experience of global finance. Businesses can now scale internationally with fewer barriers. Individuals have unprecedented access to secure, efficient financial tools. And financial institutions are rethinking their roles in a digital-first economy that prizes agility and transparency.
As regulatory frameworks mature and adoption continues to grow, stablecoins, AI, and embedded finance have moved beyond future trends — they are now the foundation of the next phase of cross-border payments. The companies embracing this trifecta today aren’t just adapting to change; they are actively shaping the future.
In my view, the future of crossborder finance belongs to those who are willing to leverage technology thoughtfully, collaborate across industries, and build systems that are both inclusive and resilient. Across the Americas and beyond, this new financial order isn’t on the horizon — it’s already here, running on-chain, and reshaping opportunity at a global scale.
Transforming Global Payments: Visa Direct’s Vision for a Borderless Future
Visa has been at the forefront of transforming global payments. How is Visa Direct uniquely positioned to drive innovation and efficiency in crossborder transactions?
Visa Direct is positioned to help revolutionize cross-border transactions1 by addressing the long-standing challenges of speed, transparency, and complexity. Traditionally, sending money across borders has been cumbersome and opaque. Recognizing this, Visa is committed to helping build the next-generation infrastructure for cross-border money movement, helping make it fast, transparent, and simple.
As a global money movement solution, Visa Direct is important to this transformation. It enables financial institutions to transfer funds across borders to over 11 billion eligible cards, accounts and wallets in more than 195 enabled countries and territories, and in 150+ different currencies. This extensive reach and capability are designed to make cross-border payments swift, secure and reliable.
Interview with Jim Filice, Vice President, Head of Money Movement, North America, Visa Inc.
End-users benefit from a seamless, convenient payment experience and recipients of cross-border transactions enjoy the speed and reliability of the Visa network, enhancing their overall experience.
With Visa Direct, we are helping drive innovation and efficiency in global payments, enhancing the experience of cross-border transactions
What key trends are you observing in the cross-border payments space, and how is Visa adapting or leading in response to these shifts?
The cross-border payments landscape is rapidly evolving, influenced by changing consumer expectations and technological advancements. Given how many of us now send money across-borders to friends and family, consumer flows are often the first to come to mind. But B2B cross-border flows are vast. In fact, in new flows we estimate there is $200 trillion of annual payments volume, with about $145T in B2B and $55T in other flows2.
To better understand these trends, Visa surveyed 6,500 people aged 18 to 80 across 13 markets. We found that there is a notable absence of a dominant ‘go-to’ cross-border payment method among many consumers.
Our survey revealed that, when it comes to cross-border payments, 66% of consumers would prefer to have a single, dependable provider they can consistently rely on. And yet only 16% of respondents have one. This highlights a significant opportunity to address this gap
for simplicity and trust in crossborder payments for the 71% of consumers looking for guidance on payment options.
Unsurprisingly, Gen Z and Millennials are leading the charge as the most active segment for digital, cross-border transactions. That doesn’t mean, however, they are casting caution to the wind. In fact, 75% of Gen Z respondents have paused crossborder payments due to security concerns.
Security is the foremost concern influencing consumers’ choice of provider. Fear of fraud is the primary barrier to adoption, with many users prioritizing secure transactions above all else.
To address these concerns, Visa leverages its trusted brand and extensive network, built over decades of payment leadership. With Visa Direct on the market for over ten years, we have refined our infrastructure through years of high volume, ensuring we can operate a network at scale.
Our automated controls, advanced payout networks, tokenized transactions, and robust security measures add layers of protection that are designed to meet the evolving needs of the market.
1Availability varies by geography. Please refer to your Visa representative for more information on availability
2Data collected as part of the Visa Direct Global Market Sizing research project conducted by EY and Visa Inc., 2022
Can you share a recent strategic initiative or partnership that demonstrates Visa’s commitment to improving global money movement?
A recent strategic initiative that comes to mind is our partnership with a leading digital remittance company
They have integrated Visa Direct into their white-label digital remittances platform. This integration empowers both financial and non-financial institutions to offer streamlined crossborder remittances, reducing the complexities typically associated with cash transactions
Our initial focus with them is on the US and Latin American markets, specifically targeting the $64 billion US-Latin America corridor, where the need for efficient money transfers is rapidly increasing.
For businesses, we partnered with a leading commercial payments platform, to bring global, real-time money movement to their SMB customers. These businesses faced challenges with existing payment methods (e.g., global ACH and wires) that could take days to settle, highlighting the need for more efficient cross-border payment solutions
To address these challenges, they partnered with Visa Direct to enable real-time money movement to over 4 billion eligible Visa cards and launched a virtual card to further enhance its payment capabilities.
This partnership with Visa Direct allowed their SMB customers to benefit from faster payment delivery, thereby improving their cash flow management and reducing the risk of incurring late fees or penalties
These partnerships highlight Visa’s ongoing efforts to innovate and enhance the efficiency of global money movement, helping ensure faster, more reliable financial transactions across borders
How is Visa leveraging technologies such as AI, blockchain, or real-time payments to improve transparency, speed, and security in cross-border remittances?
We are continuously investing in our network and leveraging the latest technologies to ensure the high levels of speed, security and trust that are core to our brand and critical for cross-border remittances
Our MTO clients like MoneyGram, Remitly, Xoom, and Western Union are sending remittances with Visa Direct, and creating modern, simple, and realtime experiences for their customers and giving choice on how send and receive funds
We employ AI and machine learning to combat fraud across our network. Between October 2022 and September 2023, these measures prevented $40 billion in fraudulent activities. Not all these activities were cross-border, but the point remains the same. Reducing fraud in cross-border transfers like remittances translates to significant savings for both consumers and businesses.
We are at the forefront of digital currency innovations and are working so that our network remains the best way for businesses and consumers to pay and get paid. Currently, we are piloting a USDC settlement program that enables Visa issuers and acquirers to settle transactions with Visa using stablecoins, starting with USDC. This will enable seven-day settlement for issuers and acquirers reducing risk, collateral requirements, and potentially
enabling acquirers to payout merchants more frequently. While I can’t share too much at this time, we are looking at other opportunities to use stablecoins to create efficiencies in cross-border payments and new money movement flows
What is your long-term vision for Visa’s role in shaping the future of global financial inclusion and borderless commerce?
In 2024, we advanced our mission to transform money movement by launching the enhanced Visa Direct which unified our four standalone money movement capabilities – Visa B2B Connect, Currencycloud, YellowPepper, and Visa Direct into a single, powerful portfolio. This integration puts the power of money movement in our clients’ hands by offering a modular, end-to-end approach for global money transfers, providing flexibility and control.
As a single-entry point for money movement needs, our network supports financial institutions, fintechs, businesses, and governments with flexible solutions along the money movement lifecycle, from collecting, to holding, converting, and sending funds.
This is an evolving and dynamic solution that we will deliver over time. We are working hard on making integration into the full portfolio of products in our Visa Direct suite easier. To that end, we’ve also launched Visa Direct Connect — a single API integration that provides Visa customers with access to Visa Direct for Account, Visa Direct for Card & Visa Direct for Wallet through a single connection. Our goal is to add Visa B2B Connect and Currencycloud to Visa Direct Connect in 2025.
Visa Direct will spearhead our drive for better domestic and cross-border money movement, empowering payment flows like C2C, B2B, G2C and B2C, and
putting the power of money movement in your hands3
What inspired you to pursue a leadership career in financial services, and how did your journey lead you to your current role at Visa?
I’ve always had a deep interest in the intersection of technology and payments and its potential to enhance the lives of consumers or boost the productivity and competitiveness of businesses.
I first had the opportunity to merge technology and payments in the late 1990s, during my time at Motorola, where I was involved in a project aimed at enabling card payments via a Motorola cellphone.
While our hardware was somewhat cumbersome and the user experience limited, this initiative could be regarded as one of the early concepts of what we now recognize as Tap to Phone, which has recently been implemented across Visa’s network, or even an early precursor to Apple Pay.
Since that time, I always found myself pursuing a career at the intersection of payments and technology. Eventually leading me to Visa almost 7 years ago.
At Visa, we aim to be the best way to pay and be paid by delivering the infrastructure, the security and the technology that powers the innovation that our clients deliver to businesses and consumers everywhere.
I’m proud and excited about our work in helping bring scale to realtime payments in North America and improving the speed, transparency, and predictability of cross border payments, impacting the lives of individuals and economies around the world.
Contributing to Visa’s mission and witnessing the significant impact our ecosystem has on the daily lives of individuals, businesses, and the global economy is both humbling and inspiring.
When you’re not building the future of payments, what’s one hobby, activity, or passion project that recharges you?
Enjoying time with my family, whether it’s skiing, golfing, boating or sitting by the lake, puts everything into perspective. My 15-year-old son Cole reminds me daily about any friction he experiences in his young financial services life. After all, the innovations that we dream about and bring to market, in some way, shape or form, must positively impact our future, otherwise, it’s not delivering on the scale that we have come to expect at Visa.
Jim Filice
Vice President, Head of Money Movement, North America, Visa Inc.
Jim Filice currently serves as Vice President and Head of North America Money Movement. In this role, Jim is responsible for strategy and market engagement in realtime payments, including money movement experiences delivered by financial institutions, fintech, bigtech and enabling partners.
3Use cases are for illustrative purposes only. Program providers are responsible for their programs and compliance with any applicable laws and regulations
Jim has 25+ years of payments and fintech experience with a variety of payment ecosystem participants across North America, Australia and UK markets. His passion is in delivering innovative and seamless payment solutions that uplift businesses and consumers everywhere.
Along with several Executive Leadership and Strategy designations from Insead and Queen’s University, Jim holds an Honors Bachelor of Mathematics from the University of Waterloo, and a Business degree from Sir Wilfred Laurier University.
The Borderless Blueprint: How Fintechs Are Rewiring Global Payments Infrastructure
By Hugo Cuevas-Mohr CEO - CrossTech
Cross-border payments are being transformed – not only by institutions with the largest footprints, but also by those with the sharpest and focused vision. As someone who has spent decades watching the payments ecosystem evolve, I’ve never seen a more profound shift than the one happening now. Fintechs are not merely improving global money movement – they are redefining it from the ground up, creating infrastructure that is as agile as it is inclusive.
What’s emerging is a new financial architecture – one that is borderless by design. Unlike legacy systems tethered to national banking frameworks, these modern fintechs are engineered for interoperability. They use open APIs, embedded finance, and cloud-native technologies to move seamlessly across regulatory environments and user expectations. Their architecture isn’t just digital – it’s dynamic, capable of adapting to the needs of a Kenyan farmer, a Filipino gig worker, or a Brazilian entrepreneur without losing cohesion.
This isn’t theory. It’s already in motion. Take Nium, a Singapore-based company operating in over 220 markets and supporting transactions in 100 currencies, including real-time payments in 100 of them. Or Latin American innovators like EBANX and dLocal, who have enabled global merchants to process local payments in Brazil and beyond without a physical presence. They’ve shown that global scale doesn’t require a global footprint – it requires intelligence, precision, and relentless local understanding.
At CrossTech, we’ve watched closely how these players succeed not just by building better pipes – but by understanding the terrain. Many operate in high-friction environments, where compliance isn’t a box to check – it’s a moving target. These companies don’t treat regulation as a constraint. Instead, they integrate KYC, AML, and licensing requirements into their core systems from day one, often leveraging AI to stay ahead of shifting rules and fraudulent behaviors.
What’s especially telling is how these fintechs approach user experience. Financial lives are hyper-local. The Latin American e-commerce boom, the rise of mobile wallets across Africa, and the digital remittance surge in Southeast Asia all point to this truth: success comes from meeting people where they are. Mobile-first tools, intuitive design, and culturally relevant customer support aren’t features – they’re fundamentals.
Four major trends are shaping this next chapter in cross-border payments:
Deepening partnerships between fintechs and traditional institutions.
The rise of real-time payment rails that reduce lag and opacity.
Smarter compliance infrastructure powered by AI.
And the maturation of blockchain and open banking as connective tissue, not disruptors.
Many believe that we are at an inflection point but I believe we have not reached it yet. Global transactions are no longer the domain of global giants. Instead, we’re seeing nimble,
tech-forward firms act as bridges – between cash and digital economies, between banks, wallets and cards, between developed and emerging markets. They are expanding access, reducing friction, and quietly rewriting what financial inclusion means in the 21st century. Settlement systems are being improved constantly, and new rails are making this happen using crypto solutions, blockchains and stablecoins. The time has come for every single cross-border payment company to take these options seriously.
At CrossTech, we don’t just observe this transformation – we’re part of it. From conversations on our stages to product launches in our ecosystem, we’ve seen firsthand the ambition, risk-taking, and strategic clarity that define this new era. As these fintechs build what’s next, they remind us that infrastructure, at its best, isn’t about laying rails – it’s about enabling movement. Of money, of people, of possibility.
The future of payments will not be determined by borders – it will be determined by those who have the courage to build beyond them.
Top 5 Cross-Border Payment Trends Shaping 2025
By CrossTech
As the global economy becomes more interconnected, cross-border payments are no longer just a technical necessity—they’re a strategic pillar for economic growth, financial inclusion, and digital transformation.
From São Paulo to Singapore, Nairobi to Berlin, the payments landscape is evolving rapidly in response to shifting regulatory frameworks, technological breakthroughs, and rising customer expectations. In 2025, the most forwardlooking players are not simply building faster systems—they’re designing more resilient, secure, and interoperable ecosystems. This article outlines five key trends shaping the global movement of money, spotlighting how innovation, collaboration, and infrastructure modernization are driving the next wave of transformation in cross-border finance.
1. AI vs. AI Fraud: The New Compliance Arms Race
Around the world, financial institutions and fintechs are rapidly deploying AI-powered tools to combat an evolving wave of cyber threats. Fraudsters are using generative AI to create sophisticated, cross-border scams, prompting a global rise in RegTech investments. In regions ranging from Europe to Southeast Asia and Latin America, regulators are encouraging real-time monitoring, machine learning-based anomaly detection, and AI-driven onboarding processes to stay ahead. The result: a global shift from manual oversight to scalable, intelligent compliance infrastructure.
2. Real-Time Payments: From Domestic Hype to Global Reality
Real-time payment systems are now the backbone of digital economies across the globe. Brazil’s PIX, India’s UPI, Singapore’s FAST, and the EU’s SEPA Instant are not just domestic successes—they’re inspiring new international use cases. Fintechs are integrating these networks to enable instant merchant settlements, gig economy payouts, and low-cost remittances across borders. While implementation rates vary, the trajectory is clear: RTP is no longer aspirational—it’s becoming an international standard that transcends borders and currencies.
3. Bank-Fintech Partnerships Go Strategic, or Go Home
Across continents, the synergy between fintechs and traditional financial institutions is reshaping the future of cross-border finance. Whether in Africa, Southeast Asia, Latin America, or Europe, banks are turning to agile fintech partners for digital onboarding, compliance innovation, and corridor-specific payment solutions. These partnerships are no longer optional—they’re mission-critical. The most successful collaborations are rooted in mutual trust, shared infrastructure, and a commitment to both scale and regulation.
4.
Stablecoins Step into the Spotlight
As the hype around speculative cryptocurrencies fades, stablecoins are emerging as essential tools for real-world financial applications. From Asia to Africa and Latin America, fiatbacked digital currencies like USDC, EURC, and regional stablecoins are powering near-instant cross-border settlements, bypassing outdated correspondent banking rails. Their utility is especially clear in highfriction corridors where liquidity gaps and FX volatility persist. While regulatory clarity varies worldwide, fintechs in jurisdictions with clear frameworks are already positioning stablecoins as core infrastructure for the next era of global payments.
5. Tokenization as Infrastructure, Not Buzzword
Global payment networks are embracing tokenization not as a security add-on, but as a foundational design principle. In Europe, AsiaPacific, and parts of Latin America, tokenized payment credentials are protecting users from fraud while enabling seamless multi-rail transactions. Identity tokenization is also gaining ground in remittance services, embedded finance, and B2B platforms, where privacy and data protection regulations are tightening. As trust becomes the currency of digital finance, tokenization is emerging as a global standard for compliance and user-centric security. In an era defined by digital acceleration and regulatory complexity, cross-border payments are undergoing a profound reinvention. These five trends—ranging from AI-led fraud defense to real-time rails and stablecoin settlement— signal a future where trust, speed, and transparency are no longer trade-offs but expectations. Across emerging and developed markets alike, the winners of 2025 will be those who adapt quickly, partner wisely, and invest in infrastructure that transcends borders. The evolution is not just technological—it’s structural, and it’s global.
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FROM IDEA TO GLOBAL SCALE LESSONS FROM TOP FINTECH FOUNDERS
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THE POWER OF STRATEGIC PARTNERSHIPS IN FINTECH & B2B PAYMENTS
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STATE-LEVEL TAXATION IN FINTECH: OPERATIONAL IMPACT AND INDUSTRY ADAPTATION
The Cross-border Fintech Disruption: Trends and Innovation
In this power-packed opening session, industry leaders and fintech disruptors will take the stage to explore how real-time technology, AI-driven compliance, and next-gen financial ecosystems are accelerating financial inclusion and redefining global money movement. Expect exclusive insights, forward-thinking strategies, and an enriched conversation on the future of digital payments. Be part of the discussion that sets the tone for the industry’s next big leap—where speed, security, and seamless experiences take center stage.
Moderator:
Speakers:
From Idea to Global Scale – Lessons from Top Fintech Founders
Building and scaling a cross-border fintech startup requires strategic vision, adaptability, and the right market fit. This session will feature top fintech founders and investors discussing the key challenges of international expansion, securing funding, and navigating regulatory complexities. Attendees will learn from real-world success stories and gain actionable insights on achieving growth in the competitive payments industry. Whether you’re an entrepreneur or an investor, this session is your roadmap to fintech success.
Moderator:
Speakers:
The Power of Strategic Partnerships in Fintech & B2B Payments
Strategic partnerships between fintechs, banks, and payment providers are fueling innovation and business expansion in the cross-border payments industry. This session will explore how companies are collaborating to enhance transaction efficiency, customer experience, and financial inclusion. Case studies will showcase successful partnerships that have driven growth and market penetration. Learn how industry players are leveraging partnerships to navigate the evolving financial ecosystem.
Stablecoins at the Forefront: Reshaping Cross-Border Payments
Stablecoins are quickly becoming a foundational component of modern crossborder payment infrastructure, promising real-time, low-cost, and transparent transactions. As adoption accelerates, both established financial institutions and fintech innovators are rethinking how value moves across borders. This panel will examine how stablecoins like USDG and others are integrated into global payment ecosystems, the evolving regulatory considerations, and the practical use cases driving demand, from merchant settlements to remittance corridors. Join this timely discussion to gain actionable insights and connect with industry leaders at the forefront of stablecoin-enabled financial innovation.
Moderator:
Speakers:
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Our Team
Hugo Cuevas Mohr CEO CrossTech
Juan Posada Director of CrossTech Events
Andrés Orozco Sales Director
Ana González Director of CrossTech Connect
Marcela Molina Creative Lead
Sara Aragao Content & Marketing Assistant
David Lederman Marketing Director
Maria A. Garcia
Sales Operations & Customer Success Liaison
Diana Jofre Management Coordinator
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We are thankful to all our staff and the supporting team of collaborators who help us develop our conferences in each of the cities and regions we select to host them. Without their help, it would be impossible for us to give all the participants in our in-person and virtual events the unique experience we strive to give everyone attending.
LatAm & Caribbean Gateway: Strategic hub for cross-border payments
Remittances & Financial Inclusion: Solutions for diaspora banking and underserved markets.
Regulatory & Compliance: Deep dive into AML, fraud, and payment regulations.
B2B & Consumer Payments: Innovations in real-time transactions and digital wallets
Regional Decision-Makers: High-level networking with financial leaders in emerging markets
