CrossTech Magazine - New Mastercard report reveals key trends and opportunities (17th Edition)

Industry Leader: Industry Leader

PRISCILLA STEFANY D'OLIVEIRA

BELLO FRIEDMAN CrossTech, COO

Senior Vice President | Digital Partnerships

Retail & Commerce, Latin America & the Caribbean

To Keep in Mind: Hugo Cuevas-Mohr InsideCEO Job CrossTech,

Innovación y bancarización

Fintecha través Insights: del bienestar Nabil Kabbani Neofie, CEO

Opinion: Vivian Portella To Mind B&TKeep Group, in Director Pioneering the Future of Cross-Border Payments

NEW MASTERCARD

REPORT REVEALS KEY TRENDS

AND OPPORTUNITIES

TO DIGITIZE REMITTANCES IN Latin America and the Caribbean

EDITOR’S LETTER Welcome to this special edition of our magazine, celebrating the CrossTech Fintech Payments Conference 2024—a cornerstone event for professionals in B2B, fintech, and international payments.

Our mission is to enrich learning, catalyze growth, and spur innovation in the international payments arena, equipping businesses to thrive in an ever-evolving market. Therefore, the outstanding success of our conferences is a testament to the collective efforts and dedication of our esteemed sponsors and exhibitors; Mastercard, UniTeller, Bitso Business, Bantrab, Banco Daycoval, NetXD, Paysend, NIUM, Almond FinTech, Flex Money Transfer, Sights Pan, and Banco W. Diego Muñoz

Their innovative contributions are driving transformative change across global financial services. By fostering collaboration and sharing groundbreaking insights, they set new standards for efficiency and integration in payment solutions, thereby enhancing connectivity and fostering economic opportunities worldwide.

We hope you enjoy this edition, filled with insights and stories of progress made possible by our incredible partners. Their steadfast support and dedication to fostering innovation and collaboration have been vital in shaping a thriving, integrated future in fintech. As we explore these pages, we share their excitement for the promising opportunities ahead, where together, we will continue to break new ground and forge fresh pathways in the dynamic landscape of financial technology. Thank you for joining us on this journey of discovery and growth.

Priscilla D'Oliveira COO, CrossTech

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IN THIS EDITION

AROUND THE WORLD

PRISCILLA D’OLIVEIRA Navigating the Fintech and B2B Expansion within cross-border payments

INSIDE JOB

INNOVACIÓN Y BANCARIZACIÓN A TRAVÉS DEL BIENESTAR - AROUND THE WORLD

INDUSTRY LEADER

STEFANY BELLO Senior Vice President | Digital Partnerships Retail & Commerce, Latin America & the Caribbean

TO KEEP IN MIND

PIONEERING THE FUTURE OF CROSS-BORDER PAYMENTS

• • • •

AGENDA CONFERENCE FLOOR PLAN HIGHLIGHTED PANELS SPEAKERS

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2024 AWARDS CATEGORIES

The 2024 CrossTech Innovation Awards is an event recognizing exceptional contributions in the cross-border payment industry. It focuses on the latest technological innovations that enhance efficiency, security, and access to financial services. The awards emphasize the importance of creativity, leadership, and innovation in shaping the future of cross-border payments, highlighting the integration of traditional fintech and emerging blockchain/crypto technologies. This year, the event is notably enriched by Mastercard as its exclusive sponsor, whose commitment to innovation significantly impacts the sector's evolution. Mastercard's involvement underscores the importance of visionary leadership and technological prowess in driving advancements in the industry.

FINTECH-DRIVEN CROSS-BORDER PAYMENT SOLUTION FINTECH-DRIVEN CROSS-BORDER

PAYMENT SOLUTION 2024

OUTSTANDING INNOVATIVE BLOCKCHAIN/CRYPTO CROSS-BORDER PAYMENT SOLUTION

BY A FINTECH COMPANY

2024

This award recognizes fintech companies that innovate cross-border remittance solutions prioritizing affordability, accessibility, and reliability.

OUTSTANDING INNOVATIVE BLOCKCHAIN/CRYPTO CROSS-BORDER PAYMENT SOLUTION BY A FINTECH COMPANY Fintech companies leveraging blockchain technology and crypto-based solutions to create transformative cross-border payment networks.

WOMEN LEADERSHIP & IMPACT IN THE CROSS-BORDER PAYMENTS INDUSTRY WOMEN’S LEADERSHIP & IMPACT IN THE CROSS-BORDER PAYMENTS INDUSTRY

2024

CROSS-BORDER PAYMENT SERVICE AND PRODUCT INNOVATION AWARD

2024

This award recognizes outstanding women leaders who have significantly contributed to the cross-border payments industry, demonstrating exceptional leadership, innovation, and advocacy for diversity and inclusion.

CROSS-BORDER PAYMENT SERVICE AND PRODUCT INNOVATION AWARD: This prestigious award recognizes mature companies that have established themselves as leaders in the fintech industry for five years or more.

Around the World

Navigating the Fintech and B2B Expansion within cross-border payments In the rapidly evolving landscape of financial technology (Fintech) and business-to-business (B2B) growth, navigating regional opportunities and challenges becomes not only a complex endeavor but also a potentially rewarding one.

As the industry continues to expand, companies are increasingly looking to tap into new markets, each with its unique regulatory, cultural, and economic environment. This article seeks to shed light on the intricate landscape of Fintech and B2B growth, offering insights and practical strategies from industry experts to navigate these waters successfully.

The Regional Opportunities The global Fintech market is thriving, driven by innovative technologies such as blockchain, artificial intelligence (AI), and mobile payments.

The market, which was valued at approximately $150 billion in 2021, is projected to soar to over $320 billion by 2026, growing at a compound annual growth rate (CAGR) of 13.2% (Market Research Future). This growth, however, is not uniform across all regions.

Priscilla D'Oliveira Friedman CrossTech, COO

Asia-Pacific (APAC) has emerged as a hotspot for Fintech innovation, thanks in part to the rapid digital transformation in countries like China, India, and Singapore. For instance, in Southeast Asia alone, 70% of the population uses at least one form of digital payment (eMarketer). Similarly, Europe, bolstered by its unified regulatory framework under the PSD2 directive, provides fertile ground for Fintech companies looking to offer cross-border services.

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Around the World

Leveraging these opportunities requires a deep understanding of local market dynamics.

Companies must conduct thorough market research to identify gaps in the financial services sector that can be filled with innovative solutions. Building strong relationships with local stakeholders, including governments, financial institutions, and technology partners, is crucial for navigating the regulatory landscape and gaining market entry.

•

Regulatory Engagement: Proactively engaging with regulators can help companies understand compliance requirements, influence regulatory developments, and secure necessary licenses.

•

Technology Innovation: Continuously innovating to offer superior, user-friendly solutions can help companies differentiate themselves in competitive markets.

The Challenges

As an industry expert, I suggest understanding and adapting to the local landscape is key to navigating the new dynamics of Fintech market.

Despite the opportunities, the path to Fintech and B2B growth is fraught with challenges.

Regulatory hurdles pose the most significant barrier to entry in many regions. Each country has its own set of financial regulations, which can be stringent and complex to navigate. For example, while the European Union offers a relatively harmonized regulatory environment, the US financial regulatory system is fragmented, with different rules across states.

Navigating these regulatory waters requires a strategic approach, including investing in legal expertise and engaging with regulators early in the expansion process. Moreover, cultural and linguistic differences can also impact the adoption of Fintech solutions. What works in one region may not necessarily resonate with users in another due to differences in financial behavior, trust in digital services, and technology literacy. Companies must tailor their offerings to meet the local preferences and needs, which may involve redesigning their solutions or adopting new business models.

Strategies for Success To overcome these challenges and capitalize on the opportunities, Fintech and B2B companies should adopt a multi-faceted strategy. This includes: •

Local Partnership and Collaboration: Working with local partners can provide valuable insights into the market, help navigate regulatory requirements, and facilitate market entry.

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REVOLUTIONIZING CROSS-BORDER REMITTANCES: A CUSTOMER SUCCESS STORY WITH BITSO AND FÉLIX PAGO Using Blockchain Technology for Faster, Cost-Effective Transfers

Félix Pago encountered substantial hurdles in the remittance landscape, primarily catering to businesses and individuals sending money to Mexico. Traditional methods were plagued by high fees, sluggish processes, and unreliability.

This success narrative delves into Félix Pago's collaboration with Bitso, which surmounted these challenges, introducing a swifter, cost-efficient, and user-centric solution.

CHALLENGES AND SOLUTION 1. High Fees: Traditional remittance methods imposed hefty fees, diminishing the recipient's funds. Conversely, Félix Pago's partnership with Bitso introduced a flat fee per transaction, markedly reducing costs.

2. Slow and Inconvenient: Traditional remittance methods we re often protracted, taking days or weeks. Félix Pago's WhatsApp-based service processed transactions in less than a minute, providing unparalleled speed and convenience.

3. Unreliable: Traditional remittance methods encountered delays and losses. Bitso's robust security measures ensured the safety of user funds, bolstering the reliability of the service.

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COMPARISON TO TRADITIONAL OPTIONS Félix Pago's WhatsApp-based remittance service surpasses traditional options across various metrics: • Speed: Transactio ns completed in less than a minute, compared to several days or weeks.

• Fees: A flat fee of USD $2.99 per transaction, significantly lower than traditional remittance methods.

• Convenience: Direct transactions from WhatsApp, eliminating the need for physical visits or complex websites.

• Security: Bitso's security mitigate fraud and theft risks.

measures

• Scalability: The partnership facilitates expansion to more countries and users.

Features

Felix Pago

Traditional Options

Speed

Instant

Several days or weeks

Fees

Flat fee

Can be much higher

Convenience

Can be completed directly from WhatsApp

Require users to visit a physical location of use a website

Security

Bitso uses its security measures

Vulnerable to fraud and theft

Scalability

Can be expanded to more countries and users

More limited

A comparison table delineates the advantages of Félix Pago's enhanced service through Bitso over traditional options.

What It Means:

SOLUTION IMPACT AND RESULTS The project's mechanics represent a strategic partnership between Félix Pago and Bitso. Félix Pago assumes responsibility for managing the user interface and integrating with WhatsApp, enhancing its brand visibility and customer engagement.

Meanwhile, Bitso efficiently handles the complexities of blockchain technology and establishes direct connections to LATAM banking systems, bolstering Félix Pago's operational efficiency and market reach.

Faster time-to-market with seamless integration process; reaching integration within 1 day.

Enabling real-time payments without the need of prefunding, resulting in capital efficiency.

Leveraging our regulatory coverage and direct banking integrations to reach a wide audience in a compliant manner.

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Inside job

CASO BANTRAB: INNOVACIÓN Y BANCARIZACIÓN A TRAVÉS DEL BIENESTAR

Premio a la inclusión financiera Por promover la apertura de cuentas monetarias o de ahorro para migrantes guatemaltecos con pasaporte a través de la aplicación YoLo, Fintech Americas otorgó a Herbert Hernández, Gerente General de Bantrab, el Premio Platino País, en la categoría Experiencia del Cliente.

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Inside job

Bantrab nace en 1966 con un compromiso genuino por promover el bienestar de los guatemaltecos. En 2022, el banco reflexiona sobre su misión y traza la Estrategia Bienestar, la cual descansa en tres pilares: el financiero, el social y de desarrollo, y el digital.

Esta estrategia se ha convertido en la punta de lanza de la institución para promover la bancarización de los guatemaltecos a través de iniciativas innovadoras, como YoLo, una aplicación que permite abrir una cuenta monetaria o de ahorros, pagar y recibir dinero, mediante un proceso en línea y sin visitar ningún Centro de Negocios Bantrab.

Herbert Hernández, Gerente General de Bantrab, recuerda que YoLo, lanzada en 2020, se convirtió en una herramienta de bancarización durante la pandemia del COVID-19, porque únicamente se requiere que las personas validen su identidad mediante el escaneo de su Documento Personal de Identificación (DPI) o pasaporte y una selfi. A la fecha, más de 100 mil personas han sido beneficiadas con esta app.

Yolo es la Billetera electrónica que te permite abrir una cuenta bancaria desde tu celular, pagar y cobrar sin contacto con un código QR o un link, solicitar productos, y hacer retiros de efectivo en cajeros, centros de negocio y agentes Bantrab. Todo de manera fácil, rápida y sin ir al banco.

consulados de Los Ángeles, San Francisco, San Bernardino, Maryland, Providence, Riverhead, Lakeworth y Raleigh, con el fin de facilitar a los migrantes guatemaltecos el envío de remesas, acceso a educación financiera y darles acompañamiento para que puedan adquirir un producto financiero en su país de origen.

MÁS CERCA DE LA COMUNIDAD

Bantrab también cuenta con Remesas Bantrab, una aplicación para que los residentes en Estados Unidos realicen envío de dinero sin costo y en tiempo real a sus familiares y amigos en Guatemala.

Otra iniciativa que impulsa el banco son los Centros de Asesoría Financiera en Estados Unidos. En 2023, abrió ocho dentro de los

Este esfuerzo se complementa con Mi Agente Bantrab, una red de comercios afiliados a Bantrab, en donde los clientes pueden realizar transacciones y gestiones bancarias. A la fecha, cuenta con más de 800 agentes bancarios en el territorio guatemalteco.

han abierto una cuenta a través de YoLo. +100 mil Guatemaltecos

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Latin America and the Caribbean

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To Keep in Mind

Pioneering the Future of Cross-Border Payments In an era defined by rapid technological advancement, the cross-border payments sector has undergone a remarkable digital transformation, marked by groundbreaking innovations. Yet, challenges persist for both businesses and individuals, from cost and transparency issues to the need for real-time options and robust transaction repair mechanisms.

In this dynamic landscape, financial institutions and corporations grapple with compliance, security, and operational efficiency concerns, navigating varying regulatory prerequisites across jurisdictions and countries.

UniTeller has emerged as an industry leader in enabling seamless movement of funds across international borders. With a global network spanning over 200,000 payment points and 4,200 banks and mobile wallets worldwide, UniTeller addresses the unique needs of its diverse clientele, providing comprehensive payment processing solutions that prioritize efficiency and security in every transaction.

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To Keep in Mind

Empowering Global Transactions UniTeller's vision positions the company as the primary provider of cross-border processing services, introducing a unique Product Suite designed to redefine cross-border payments.

UniTeller Digital Link: Redefining Remittances as a Service UniTeller’s industry-leading “Remittance as a Service” platform, UniTeller Digital Link, equips businesses with flexible, end-to-end cross-border payment processing services.

This platform, encompassing Full Turnkey White-Label solutions and API integrations, operates within a best-in-class compliance and licensing framework, enabling enterprises to conduct real-time cross-border payments without interruption.

UniTeller Cross-Border Send: Simplified Real-Time Payments UniTeller Cross-Border Send provides businesses with unprecedented access to real-time payments. A single API grants instant access to a diverse array of payment options—P2P, B2C, C2B, and even B2B—along with one of the most competitive payment networks spanning over 200,000 cash pick-up locations and 4,200 banks and mobile wallets across 100+ countries.

UniTeller Cross-Border Pay: Elevating Cross-Border Payment Dynamics UniTeller Cross-Border Pay empowers payer institutions with unique access to multiple transaction providers and networks through one single API integration. Payer institutions gain access to a network of money transfer operators (MTOs), corporations, banks, and retailers, driving cross-border transaction growth.

UniTeller Business Payments: Redefining Commercial Transactions With the global B2B payments landscape projected to reach an impressive $54 trillion in 2023, the need for efficiency, reliability, and security has never been more paramount.

UniTeller's International Business Payments Solutions offer a seamless avenue for transaction management, enabling enterprises to effortlessly process real-time, low-value payments to over 50 countries.

With a robust payment gateway API and digital solutions, UniTeller facilitates streamlined cross-border payments for B2C, B2B, and C2B transactions.

Join us in embracing the future of cross-border payments—an era defined by efficiency, reliability, and security. Explore the comprehensive suite of UniTeller's services and solutions at https://uniteller.com/.

By leveraging UniTeller's simplified API, integration times are drastically reduced, and hidden costs are eliminated, simplifying the process with remarkable transparency.

Businesses benefit from a seamless payment experience, complete with AML checks, transaction screening, distribution networks, and FX conversions.

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FINTECH

PAYMENTS 20 24 MARRIOTT MARQUIS,

NEW YORK MAY 23 - 24

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Exhibitors

Sponsors

Partners

13 21

AGENDA DAY 1

MARRIOT MARQUIS MAY 23, 2024

09:00 - 09:10

WELCOME PARTICIPANTS

09:10 - 09:15

2024 INNOVATION AWARDS LAUNCH

09:15 - 10:00

Future of CrossTech Payments: Navigating the Fintech Frontier in 2024 Moderator: Hugo Cuevas-Mohr (CrossTech) Panelists: Alberto Guerra (UniTeller), Gabriele Zuliani (Bitso Business), Stefany Bello (Mastercard)

10:00- 10:45

Moderator: Brion Bonkowski (Tern) Panelists: Carlos Naudon (Ponce Bank) and Alfredo Sarria (99FinTech)

10:45 - 11:45

11:45 - 12:30

Navigating Regional Opportunities & Challenges in Fintech Growth

Compliance Discussion Forum: Best Practices: Building Trust and Security in Cross-Border Payments

Sponsored by

Moderator: Juan Llanos (Félix Pago) Panelists: Rob Ayers (Capital Compliance), Eduardo Díaz (UniTeller), & Brian Frankel (Payoneer)

Fintech Transformation: From Investment to Returns

Compliance Discussion Forum: Crypto Fintechs and Cross-Border Payments

Moderator: Priscilla D’Oliveira (CrossTech) Panelists: Brion Bonkowski (Tern), Lisa Lanham (GT Law), & Jairo Riveros (Paysend)

Moderator: Marina Olman-Pal (GT Law) Panelists: Giray Hasanali (ARF Finance) Christina Rea (RayCor Consulting), & Jesimin Berman (Papaya Global)

13:15 - 13:35

ANNOUNCEMENT BY

13:35 - 14:30

LUNCH SPONSORED BY

14:30 - 15:15

Moderator: Kathryn Tomasofsky (MSBA) Panelists: Luis Trujillo (PAARC), Amy Greenwood-Field (McGlinchey Stafford), & Adam Atlas (Adam Atlas Attorneys)

Sponsored by

COFFEE BREAK SPONSORED BY

Moderator: Priscilla D’Oliveira (CrossTech) Panelists: Beatriz Bravo (Paysend), Alejandro del Rio Nicolau (Paymentology) and Kofi Owusu Nhyira (Nsano Limited)

12:30 - 13:15

Compliance Discussion Forum: Global Compliance Trends and Future Regulatory Outlook for Cross-Border Fintech

New York: Breaking Ground in Cross-Border Innovation

Fintech M&As: Learning from Market Experience Moderator: Priscilla D’Oliveira (CrossTech) Panelists: Alberto Guerra (UniTeller), Ernesto Luciano (Former Intermex Wire Transfer), & Mark Corritori (Mastercard)

15:15 - 16:15

16:15 - 17:00

COFFEE BREAK

Fintech & Bank Partnerships Moderator: Ron Mazursky (NYPAY) Panelists: Luis Trujillo (PAARC) Hal Ramakers (Brightwell), & Rob Ayers (RemitOne)

17:00 - 20:00

WELCOME RECEPTION SPONSORED BY

Panel

Event/Meal

Compliance Forum

22

AGENDA DAY 2

MARRIOT MARQUIS MAY 24, 2024

WELCOME PARTICIPANTS

10:00 - 10:15

10:15 - 11:00

Sponsored by

Fintechs: From Domestic to International Markets Moderator: Hugo Cuevas-Mohr (CrossTech) Panelists: John Walsh (Sightspan), Michael Bermingham(NIUM), & Arnoldo Reyes (MoneyGram)

11:00- 11:45

Growing a Fintech: Opportunities & Challenges (O&C) Moderator: Juan Llanos (Félix Pago) Panelists: Adam Swartzbaugh (Almond Fintech), Amar Das (Fast Funds) & Elisabeth Bohlmann (Qubika)

11:45 - 12:45

12:45 - 13:30

COFFEE BREAK SPONSORED BY

Successful Partnerships in Cross-Border Fintechs & B2Bs Moderator: Erick Schneider (CrossTech) Panelists: Fernando Gutierrez (UniTeller), Puru Poudyal (iPay Remit) & James Cresswell (Paysend)

13:30 - 14:15

Driving Change: Women at the Forefront of Fintech Evolution Moderator: Priscilla D’Oliveira (CrossTech) Panelists: Priscilla Hazel (Nsano Limited)

14:15 - 14:25

ANNOUNCEMENT BY

14:25 - 15:30

LUNCH SPONSORED BY

15:30 - 16:15

Borderless Innovations: A Conversation with Cross-Border Payments Founders

Discussing the Impact of Crypto and Stablecoins in Cross-Border Payments

Moderator: Priscilla D’Oliveira (CrossTech) Panelists: Adam Swartzbaugh (Almond Fintech), Manuel Godoy (Félix Pago), & Francisco Sánchez (MoneyTrans)

Moderator: Erick Schneider (CrossTech) Panelists: Thales Freitas (Bitso Business) & Jacqueline Chilton (Pangea)

16:15 - 17:15

17:15 - 18:00

COFFEE BREAK

Portuguese Track: Insights do Mercado B2B Brasileiro: Tendências, Desafios e Oportunidades

Sponsored by

Moderator: Priscilla D’Oliveira (CrossTech) Panelists: Vivian Portella (B&T Cambio), & Robson Aranha (Banco Daycoval)

18:00 - 18:30

CLOSING

Panel

Event/Meal

Compliance Forum

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D1

D2

D1

D2

PLATINUM P1

P1 INTERVIEWS

CONFERENCE FLOOR PLAN

DIAMOND

G1

G2

G3

GOLD G1

S1

S2

G2

G3

S2

S3

S3

SILVER NETWORKING TABLES SPONSORED BY

S1

MARRIOTT MARQUIS HOTEL CONFERENCE LAYOUT

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Highlighted Panels

SPEAKERS

Future of CrossTech Payments: Navigating the Fintech Frontier in 2024

HUGO CUEVAS-MOHR CROSSTECH

ALBERTO GUERRA UNITELLER

GABRIELE ZULIANI BITSO BUSINESS

STEFANY BELLO MASTERCARD

Join us for an insightful panel discussion as we delve into the dynamic industry of CrossTech Payments within the Fintech landscape. Explore the latest trends and innovations shaping cross-border payments in the Fintech industry, from blockchain technology to artificial intelligence, and gain insights into the cutting-edge solutions driving transformation in payment ecosystems.

SPEAKERS

PRISCILLA D’OLIVEIRA CROSSTECH

ADAM SWARTZBAUGH ALMOND FINTECH

MANUEL GODOY FELIX PAGO

FRANCISCO SANCHEZ MONEYTRANS

Borderless Innovations: A Conversation with Cross-Border Payments Founders

Join us for a dynamic panel discussion featuring visionary founders and leaders in the realm of cross-border payments. Explore the innovative strategies, challenges, and opportunities shaping the landscape of global transactions. Gain insights into emerging technologies, regulatory frameworks, and market trends driving the evolution of cross-border payments.

Engage with industry pioneers as they share their experiences, successes, and visions for the future of international finance.

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Highlighted Panels

SPEAKERS

PRISCILLA D’OLIVEIRA CROSSTECH

ALEJANDRO DEL RIO PAYMENTOLOGY

BEATRIZ BRAVO PAYSEND

KOFI OWUSU-NHYIRA NSANO LTD

Navigating Regional Opportunities & Challenges in Fintech and B2B Growth

Join us for an engaging discussion as we unveil the intricate landscape of regional opportunities and challenges in the growth of Fintech. In this panel, industry experts will provide valuable insights and practical strategies for navigating the diverse terrain of Fintech expansion.

SPEAKERS

Fintech Transformation: From Investment to Returns

HUGO CUEVAS-MOHR CROSSTECH

BRIAN BONKOWSKI TERN

LISA LANHAM GT LAW

JAIRO RIVEROS PAYSEND

Participate in a thought-provoking panel discussion where industry experts discuss the intricacies of transitioning a Fintech company from a focus on growth-oriented investment to profitability. This session analyzes the opportunities and challenges inherent in this transformation, shedding light on the strategies and considerations essential for achieving sustainable returns in the Fintech sector.

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Highlighted Panels

SPEAKERS

Fintech and B2B M&As: Learning from Market Experience

PRISCILLA D’OLIVEIRA CROSSTECH

ALBERTO GUERRA UNITELLER

ERNESTO LUCIANO INTERMEX WIRE TRANSFER FORMER

MARK CORRITORI MASTERCARD

Industry experts discuss the opportunities and challenges of mergers and acquisitions (M&As) in the cross-border payments industry. This session presents an exclusive chance to acquire invaluable insights derived from practical experiences, delving into the nuances of M&As and their ramifications on the Fintech domain.

SPEAKERS

HUGO CUEVAS-MOHR CROSSTECH

ADAM SWARTZBAUGH ALMOND FINTECH

MICHAEL BERMINGHAM NIUM

ARNOLDO REYES MONEYGRAM

Fintechs: From Domestic to International Markets

Explore the intricacies of expansion and global growth. This session is tailored to examine the opportunities and hurdles encountered by Fintech enterprises as they transition from local to international markets, offering invaluable insights beneficial for entrepreneurs, industry experts, and investors alike.

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Highlighted Panels

SPEAKERS

JUAN LLANOS FELIX PAGO

ADAM SWARTZBAUGH ALMOND FINTECH

ELIZABETH BOHLMANN QUBIKA

AMAR DAS FAST FUNDS

Growing a Fintech: Opportunities & Challenges (O&C)

Embark on a journey of growth and discovery with our insightful session tailored specifically for Fintech entrepreneurs and industry enthusiasts. This session deep dives into the dynamic landscape of Fintech growth, offering a comprehensive exploration of the opportunities and challenges that come with scaling your Fintech venture to new heights.

SPEAKERS

Successful Partnerships in Cross-Border Fintechs & B2Bs

ERICK SCHNEIDER CROSSTECH

FERNANDO GUTIERREZ UNITELLER

PURU POUDYAL IPAY REMIT

JAMES CRESSWELL PAYSEND

Come join us for an enlightening panel discussion where industry experts will explore the essential collaborations required for Fintech & B2B growth. This session will unveil the critical partnerships that Fintech and B2B companies must establish to thrive in the competitive landscape. From leveraging complementary Fintech partnerships to integrating essential components such as AI and regtech, we'll uncover the key stepping stones necessary for success in the evolving Fintech industry.

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SPEAKERS

ADAM ATLAS ADAM ATLAS ATTORNEYS

ADAM SWARTZBAUGH ALMOND FINTECH

ALBERTO GUERRA UNITELLER

ALEJANDRO DEL RIO PAYMENTOLOGY

ALFREDO SARRIA 99FINTECH

AMAR DAS FAST FUNDS

AMY GREENWOOD-FIELD MCGLINCHEY STAFFORD

ARNOLDO REYES MONEYGRAM

BEATRIZ BRAVO PAYSEND

BRIAN BONKOWSKI TERN

BRIAN FRANKEL PAYONEER

CARLOS NAUDON PONCE BANK

EDUARDO DÍAZ UNITELLER

ELIZABETH BOHLMANN QUBIKA

ERICK SCHNEIDER CROSSTECH

ERNESTO LUCIANO INTERMEX WIRE TRANSFER FORMER

FERNANDO GUTIERREZ UNITELLER

FRANCISCO SANCHEZ MONEYTRANS

GABRIELE ZULIANI BITSO

GIRAY HASANALI ARF FINANCE

HAL RAMAKERS BRIGHTWELL

HUGO CUEVAS-MOHR CROSSTECH

JACQUELINE CHILTON PANGEA

CHRISTINA REA RAYCOR CONSULTING

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JAIRO RIVEROS PAYSEND

JAMES CRESSWELL PAYSEND

JESIMIN BERMAN PAPAYA GLOBAL

JOHN WALSH SIGHTSPAN

JUAN LLANOS FELIX PAGO

KATHRYN TOMASOFSKY MSBA

KOFI OWUSU-NHYIRA NSANO LTD

LISA LANHAM GT LAW

LUIS TRUJILLO PAARC

MARCELO THEODORO INTERMEX

MARINA OLMAN GT LAW

MARK CORRITORI MASTERCARD

MICHAEL BERMINGHAM NIUM

PRISCILLA D’OLIVEIRA CROSSTECH

PRISCILLA HAZEL NSANO LIMITED

PURU POUDYAL IPAY REMIT

ROB AYERS CAPITAL COMPLIANCE EXPERTS

ROBSON ARANHA BANCO DAYCOVAL

RON MAZURSKY NYPAY

THALES FREITAS BITSO BUSINESS

VIVIAN PORTELLA B&T

STEFANY BELLO MASTERCARD

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OUR TEAM

Hugo Cuevas Mohr President & CEO CrossTech Priscilla D’Oliveira COO CrossTech

Juan Posada Director of Business Intelligence

Ana González Director of Content Andrés Orozco Conference Sales Director

David Lederman Marketing Director

Maria A. Garcia Sales & Community Manager

Marcela Molina Creative Manager

Diana Jofre Executive Assistant & HR Coordinator

Virginia Martínez Technology & Online Events Admin Debbie Martell Data Entry & Customer Service Analyst

Jennifer Holguin Lead Consultant

Isabel Cortes UK Consultant

Lourdes Soto COO GlobalReg

We are thankful to all our staff and the supporting team of collaborators who help us develop our conferences in each of the cities and regions we select to host them.

Without their help, it would be impossible for us to give all the participants in our in-person and virtual events the unique experience we strive to give everyone attending.

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