What's OnMy Mind
Running From Heartache
I realized something on the way to the airport that I’d never seen so clearly before: I’m a runner.
Not a marathoner or jogger—but a runner from heartache, from pain, from the unbearable moments when someone I love is slipping from this life to the next.
at day, my dear friend was dying. And instead of sitting beside her bed as she took her nal breaths, I was driving to the airport to pick up her sisters. Praying we’d make it back in time. It felt like something I could do—something tangible in a situation that made me feel powerless.
e truth is, I’ve watched too many people I love die. My heart can hardly bear one more goodbye. So yes, I run. But not because I don’t care, because I care so much.
Even in my running, though, I knew Jesus was with her. His presence lled that room even when I couldn’t. And I realized He was with me, too, sitting in the car, holding me together in the middle of my escape.
“ e Lord is close to the brokenhearted; He rescues those whose spirits are crushed.”
— Psalm 34:18, NLT
at day, He rescued me again—not by changing the circumstances, but by reminding me that love and loss are both sacred ground.
Sometimes running isn’t about escaping; it’s about surviving. It’s the heart’s way of saying, “I can’t do this again,” while God whispers, “You’re not alone.”
I think of David’s longing in Psalm 55:6 (NLT): “Oh, that I had wings like a dove; then I would y away and rest!” I’ve felt that so many times. But even David, in his eeing, was never beyond God’s reach.
Psalm 139:7–10 reminds us that there’s nowhere we can go where God isn’t already waiting. Even in the running, He’s there.
So I’m learning that maybe it’s okay to run sometimes, if, in the end, I run to Jesus.
Because no matter where my feet carry me, down highways of grief or across miles of surrender—He’s always beside me, guiding, comforting, waiting with arms open. “Come to Me, all of you who are weary and carry heavy burdens, and I will give you rest.”
— Matthew 11:28, NLT
Obituaries and Memorials
Obituaries, Memorial Messages & photos are always FREE in our publications~ Please tell the funeral home to send obituary to us or you can e-mail to carbonvalley@gmail.com. Because we are a monthly paper, most funeral dates will be past. You may post funeral service information at www.facebook.com/CarbonValleyConsumerReport and we will share with the community.
Norma Jean McCleary
November 20, 1954 — October 20, 2025
Norma Jean was the third of six children born to Daniel and Cynthia Toussaint in St. Johnsbury, Vermont. She grew up in Vermont, Rhode Island and New York, where she graduated Salutatorian in 1972 from Shenandoah High School. She attended Cornell University and later joined Sharon, working in Hartford, CT.
From Connecticut, she moved to Oklahoma, where she met her rst husband, Robert, and worked at Tulsa’s prestigious 5-star Polo Grill Restaurant, as a chef and manager. Her skills and delectable food were written about in Bon Appetit Magazine.
A few years later, she met the love of her life, Jim McCleary, in Sand Springs, Oklahoma. ey married on September 1, 1990, in Vestal, New York, beginning a beautiful partnership that would last 35 years. Her youngest brother RJ shared, “On the day Norma and Jim got married, Norma was looking up at Jim on the steps of the church. e look in Norma Jean’s eyes was a look of pure love and happiness. Something I will never forget. We all should be more like her: Kind, Loving, Godfearing, Caring, and Generous.”
Little sister, Sharon, remarked, “I was blessed to be Norma’s maid of honor for both marriages, but especially to Jim, the man she was meant to spend the rest of her life with. Both times I was honored and humbled.”
eir journey together took them from Houston to Nevada before they settled in Frederick, Colorado, ey spent the last 31 years in their current home, blessed with many loving neighbors who continued to ll their lives with friendship and joy.
For many years, Norma and Jim attended Rocky Mountain Christian Church where she ws baptized 25 years ago. She also sang in the choir and participated in many large Christmas choir productions. She had a lovely voice, and it was a pleasure to stand next to her during worship songs. However, her singing started when she was a youngster. Her dad always had them singing for company at home! She started singing in grade school and sang in choir through high school. Norma was a member of the Elite Choir and traveled to Iceland with the group. Plus, she sang as a trio with Pat and Sharon on the guitar.
For more than a decade, Norma and Jim attended Purpose Church. While there, Norma established a sewing group within the church and made hundreds of dresses and shorts for children in Africa through Little Dresses for Africa (LDFA). Her sister, Pat, joined in from Pennsylvania and added 150 dresses to the shipments. She helped with many events at Purpose. She especially loved the annual Bon Fire gathering. Danny, her younger brother, was blessed to attend the most recent one with her and Jim.
She enjoyed playing games like Parcheesi, cards, and Backgammon in the evening with Jim and house guests. “As sweet as she was, she was a ruthless backgammon player! She relished kicking my butt,” her brother Danny said. “It was always fun but challenging playing games with her.”
Norma regularly sat in her glider rocker reading, knitting or relaxing and petting Jack the cat in her lap. She often read several books at a time and shared them with her friends. She was industrious and rarely stopped “doing” until bedtime, especially during the holidays.
She shared plates of goodies, including ginger snaps, all homemade, with so many in the neighborhood. “She always gave me gifts from her kitchen and garden,” says Daina, one of the Grant Street girls. “Her love for the Lord was such a testament to me. She was constantly encouraging me and always beaming with the love of Jesus. An amazing light of
God that was put out way too soon. Time for those of us who stood in that light with her to begin to spread it! Grant Street will never be the same. She will be greatly missed.”
If Norma found out someone was sick or the spouse out of town, it was common to nd her at the front door with o erings of fresh soup and bread or dessert or just-picked veggies from her garden. She utilized her gift of hospitality to gather people together, encouraging neighbors to become friends.
Danny shared a perfect example, “I was out to visit with Norma just before she was placed in hospice. She was in a great deal of pain, but she insisted on making ciabatta rolls. She made dough on Friday & sent me home with a dozen fresh rolls. She was an unbelievable cook & baker. I’ll share the last 6 ciabatta rolls on November 8, with my son, Nate, and my uncle, in memory of my sister.”
Norma met all the neighbors as she walked the blocks daily. She always had a heartfelt hello and sincere smile, especially for the children. e rstborn of Norma’s siblings, Kathi said, “ e rst time she saw my then ninemonth-old son, Jared, she was beyond delighted. I can’t describe her joy. It was a beautiful moment to see. She was a loving, beautiful and brilliant woman.
Pat, second born sister, shared the same sentiment regarding Norma, “I always marveled at her intelligence, creativity and her willingness to patiently try to teach me.”
Pat shared many fond memories of her little sister:
• My childhood companion…building forts, or royal beds, or hide and seek under a wheelbarrow…she was always by my side
• Switching classes reluctantly at my insistence. She always wanted to please
• Balancing on a seesaw at Miontonomi Park in Newport, sharing our hopes and dreams
• As we got older the joy of being reunited. And the tears that would come when we went our separate ways
• Hundreds of hours of phone conversations over many years. She understood me better than anyone.
• Her true, pure love for Jesus. And her unique way of sharing that love on such a relatable level. I was humbled by her deep faith.
• Her unexpected quick wit! How she could make me laugh like no one else.
• Her quiet insistence that my girls needed a dog. And as it turned out, I was the one who ended up delighted.
• e “night-time forgeties”! A slip of the tongue on my part that made her laugh soooo hard! And many times, over the years! I can still hear that laughter. I pray I always will.
• So many memories…I was truly blessed that she was not only my sister, but my dear, life-long friend and con dant. How I love you, my Norma.
Younger sister, Sharon says, “Norma was my sister. She was my rst roommate, rst friend, rst con dant.
“We were opposites; she was serious and studious, me...not so much.
“We shared more than a room growing up. We built trust, understanding, tolerance. We sang, read books, shared clothes, and did chores together. She was always beside me in family photos.
“As the years went by, things didn’t change. She went to Ivy League, me, community college. She brought me to
her world of learning, I in turn, brought her to mine when we went into the working world.
Again, she became my roommate. Even back then she acted as a stabilizer, someone who grounded her younger sister.
“And then, as mature adults, we became friends again. Miles apart, totally di erent in our approach to life, but inseparable souls. She continued to guide me, unbeknownst to her. She never condoned my way of living but gently talked and guided my beliefs to understand a more spiritual way of looking at life.
“I was not done learning to be a better person. Now, I will talk to the heavens seeking counsel and advice.
“Norma, you were my rst forever friend. I will beyond miss you, my dear sister. Love, Sharon”
Norma adored her pets Lily dog, Jack the cat, and Pablo the parrot. ere were several other pet Shih Tzus: Ted, Molly, Petey, and her cat Reba, and others which passed over the years.
Besides sewing, knitting, crocheting, and reading, Norma enjoyed painting, gardening, camping with Jim, traveling, and hosting gatherings. She walked every day, usually more than once.
Most of all, though, Norma loved Jesus. She was a true “Titus 2 Woman,” a role model for those watching her. She had a patient and forgiving spirit. To use Danny’s words, “She was kind, sel ess, and someone you knew you could always trust.” His tribute to Norma included, “Her smile was as big and warm as her heart. She was truly one of a kind, just the nicest person anyone could ever meet.”
Danny nished with, “She was also the most spiritual person I know. She loved Jesus and wore her beliefs on her sleeve. Her joy for the Lord was infectious!”
May each of us consider Norma as we truly knew her. May we be compelled to pursue the Lord she loved, her true north and higher power, whom she allowed to guide her in all her ways. e Grant Street Girls will always miss her wisdom, knowledge, and friendship at our Bible studies, on walks, or during impromptu visits on our block. God knew what he was doing when He placed each of us along Grant Street. ank you, Jesus, for this gift.
Norma was proceeded in death by her parents, grandparents: Roland and Norma Toussaint, and Clarence and Lydia Colby, her nephew, Jared Toussaint, and her brother-in-law, Wayne Hillmann.
She is survived by her husband, Jim McCleary, siblings: Kathi Toussaint of SC, Pat Hillmann of PA, Sharon Toussaint (Scott) of NY, Danny Toussaint (Debbie) of SC, RJ Toussaint of NY, many cousins, nieces, and nephews and other extended family members.
Gifts can be made to Purpose Church, in memory of Norma, for Little Dresses for Africa (LDFA), a sewing group Norma established within the church to make dresses and shorts for children in Africa.
Her service was held November 8, 2025 at Purpose Church in Firestone, Colorado.
Keep Up With Local Happenings
If you want to know what’s going on in Firestone, Frederick, and Dacono, LIKE www.facebook.com/CarbonValleyConsumerReport and get regular noti cations.
Carbon Valley Holiday Festival Dec. 6, Saturday
FREDERICK: Festival of Lights is one of three great events that make up the Carbon Valley Holiday Festival. Spend the day dashing from the Town of Firestone’s Holiday Festival to the City of Dacono’s Holiday Festival, and ultimately to our own celebration in Downtown Frederick. e evening revs up at 5:30 pm with the Festival of Lights Parade (from Maple to Main St.). en, follow the crowd to Crist Park (105 Fifth St.) to count down to the lighting of the tree at 6 pm. Stay and enjoy a night full of festive fun, including free horse-drawn carriage rides, an ice sculpture interactive display, sel es with Santa, and carolers lling the park with holiday cheer.
DACONO: Get ready, Dacono! e Carbon Valley Holiday Festival is coming Saturday, December 6th at 4 p.m. at our NEW location: Clem DuFour Park!
Enjoy a holiday petting zoo, delicious chili, hot chocolate, and sweet treats, plus festive performances by Homyak PK-8 students and a special visit from Santa Claus! And the highlight of the night, a spectacular Holiday Drone Light Show that will dazzle the skies with color, movement, and magic! is high-tech display, presented by the brilliant team at the Innovation Center of St. Vrain Valley Schools, will make this year’s festival one to remember. Join us as we light up Clem DuFour Park with holiday spirit. Mark your calendars and follow us here or at DaconoCO.gov for updates!
FIRESTONE: 170 Grant Ave. is year, we’re adding something brand new — a magical outdoor movie featuring e Muppet Christmas Carol on large LED screens! Movie times are 12 p.m. and 2 p.m.
From 1:30–2:00 p.m., enjoy a special holiday performance by Legacy School of Dance! eir talented dancers will bring festive cheer to the stage with routines sure to delight the whole family. Bundle up, grab some cocoa, and stroll through our festive vendors. And of course, Santa will be there for photos — so bring your cameras and your holiday smiles!
Area Mayors’ Report—For those of us who don’t attend meetings
Responsible Growth: Discover Built for Mead, the Town of Mead’s platform for business development, community growth, and economic opportunity. Residents and business owners can visit to read about local businesses, view the business directory, and stay informed on economic development trends. Built for Mead provides resources on zoning, permits, and licensing, highlights available commercial and industrial properties, and shares success stories from businesses thriving in Mead. Learn more about how Mead is growing responsibly and explore opportunities for both businesses and residents by visiting builtformead.com
FREDERICK MAYOR, TRACIE CRITES
As we wrap up another remarkable year in Frederick, I want to extend my sincere appreciation to our entire community. You enrich our town and make it the very special place it is. I’m inspired every day by what we’ve achieved together.
The Town will soon share Frederick’s Top 10 Accomplishments of 2025, showcasing the progress made toward our strategic goals and our shared commitment to being Built On What Matters. From infrastructure investments to public safety initiatives, these
DON CONYAC
Hello Firestone Residents, First, I would like to wish all of you a very Merry Christmas and holiday season. This is a wonderful time of the year where we celebrate with family and friends, and although it can get hectic, it is the time to be grateful for what and who we have in our lives.
Reliable Infrastructure: This year’s roadwork presented challenges requiring coordination across multiple jurisdictions. Thanks to the 1% Street Improvement Fund approved by voters in 2021, several major projects were completed, including full reconstruction of Welker Avenue from 1st Street to I-25, as well as reconstruction on Mountain View Drive, Mead Street, Mulligan Street, and the west entrance of Mulligan Lake. Additional work included concrete repairs in Coyote Run and Margil Farms, along with crack seal and slurry seal treatments at Margil Farms, Hilltop Road, and County Road 5. The Street Improvement Fund, funded by an additional 1% sales and use tax, is collected annually and may be applied to the subsequent fiscal year.
Public Safety: Mountain View Fire Rescue provides free Car Seat Safety Checks in Mead on the third Friday of every month. These appointments are available for families with children of all ages and all car seat types, including infant, convertible, and booster seats. Appointments must be reserved through Mountain View Fire Rescue. Checks take place from 10 a.m. to 12 p.m. at 441 3rd Street in Mead.
Fiscal Stability: The Board of Trustees approved the 2026 Town of Mead municipal budget during a public hearing on
accomplishments reflect our collective dedication to Frederick’s future.
In November, we gathered for the Annual Business Awards Ceremony, honoring outstanding local businesses and individuals whose innovation and commitment to community truly stand out. Congratulations to this year’s recipients:
♦ Large Business of the Year: Stapp Interstate Toyota
♦ Small Business of the Year: MECO Coffee Collective
♦ Family Award: Acupuncture & Natural Medicine Center
♦ Respect Award: Erie Coffee Roasters
♦ Empowerment Award: Mile High Metal Works
♦ Dedication Award: Butternut Kitchen
Your contributions strengthen our local economy and enhance the character of Frederick.
Ready for the holidays? Festival of Lights on December 6 is the perfect way to get into the holiday spirit. From the festive parade along Fifth Street Downtown to the magical moment when our tree lights up Crist Park, it’s a picture-perfect sight of small-town charm and shared traditions.
On December 6th the Carbon Valley Holiday Festival will be held at Miners Park from 12;00pm to 4:00pm. This has been an annual event for several years. I hope that you will take some time and go enjoy the festival.
The Santa Cops Giving Tree is now up:
The Firestone Police Department now has its sharing tree decorated in the lobby of their building (9900 Park Avenue, Firestone) with special ornaments that contain wishes from children enrolled in the Firestone Santa Cops Program. To participate in the sharing tree, please pick one of these special ornaments, purchase a gift for the child, wrap the gift, and affix the ornament to the package. Please return the gift to the sharing tree by Tuesday, December 16, 2025. This event is near and dear to my heart. If you can, please stop by the Police station and check out the giving tree. I also want to thank all
October 27. Like all municipalities in Colorado, Mead is required by law to adopt a balanced budget each year, ensuring that planned expenditures do not exceed available revenues. With several major capital projects nearing completion, the 2026 budget reflects a shift from construction to strategic planning and operational focus. Next year will include fewer large-scale projects as the Town prioritizes maintaining financial stability and setting long-term goals to guide future investments and community initiatives.
Connected Community: This year’s holiday celebration is bigger than ever, expanding to two days! Kick off the festivities on Friday, December 5, with the Parade of Lights and tree lighting. Then join us Saturday, December 6, for Merry Mead Christmas at the Community Center, featuring a vendor market, Santa, free family activities, and the Mead Area Chamber of Commerce Tree Drawing. Stay updated on Mead’s events and projects by subscribing to our monthly Mead Messenger and signing up for email notifications: bit. ly/mead-emails. If you are new to Mead, check out the Resident Information page at bit.ly/47PocLg
This season also brings our community together in meaningful ways. Thank you for your generous support of Thanksgiving Dinner In A Box and the Santa Cops Program. Your kindness ensures families across Frederick feel the joy and warmth of the holidays.
Looking ahead, the proposed 2026 Budget is available for public review, and residents are invited to share feedback at the second public hearing on December 3. Your input helps shape the Town’s priorities for the coming year, ensuring we continue investing responsibly in projects that strengthen our community.
There are so many ways to stay connected year-round — Download the Town APP, visit our website FrederickCO.gov, follow the Town of Frederick on social media, or sign up for our Frederick Flash e-newsletter to get updates delivered straight to your inbox. Staying informed keeps our community strong and united.
From all of us at the Town of Frederick, we wish you peace, joy, and good health this holiday season. Let’s carry the spirit of community and connection into 2026 – together.
those that make this event possible.
On November 4th, the town had two questions on the ballot. One was to elect a trustee to fill the vacancy left by the resignation of Linda Haney. So, I would like to welcome newly elected John Damsma to the Board of Trustees. He will be sworn in at the December Board meeting. The second question was asking the residents to move town Board elections from the First Tuesday in April of even numbered years to the First Tuesday in November of even numbered years, when most other elections occur. The question passed and starting in 2026 the towns election will now be in November.
As always, you. Can contact us at www.firestoneco.gov, on Facebook @firestonecolorado, on Instagram @firestonecolorado, on LinkedIn @townoffirestone and on
and
MEAD MAYOR, COLLEEN WHITLOW
Going Full Digital
After 26 wonderful years of printing and delivering our community newspaper, we’re excited to announce the next chapter in our story: we’re going fully digital! Rising postage costs and new tari s on printing supplies have made traditional print increasingly di cult to sustain—but instead of slowing down, we’re stepping forward with renewed energy and vision.
The best news? Your paper will look exactly the same—just no longer printed on paper. You’ll still enjoy the same (but more) trusted content, familiar layout, and local stories you’ve counted on for nearly three decades. Now, you can read every issue anytime at www.issuu.com/ consumerreport and on Facebook, Instagram, and X for updates, features, and community highlights. If you prefer delivery straight to your inbox, simply email carbonvalley@gmail.com and we’ll add you to our list.
Going digital allows us to reach even more readers, more quickly, and without the rising costs that a ect so many publications. Our online circulation continues to grow, and our readers remain among the most loyal you’ll nd anywhere—many have been with us since the very beginning. at longevity, reputation, and community trust create an incredible opportunity for local businesses.
and grandson. Don’t
yourself, you
kind. We love you and are so proud of you! Love, Mom, Dad, and Oma
Miss Z!
Hopefully, becoming a teenager won’t take the authenticity or natural reactions, love, and generosity from you. You are the kindest human and exhibit so much of the Holy Spirit already. It’s such a joy to be around you. I’m blessed to be your grandma and we’re all blessed by your precious presence on this earth. You are so loved ZoeAnn. Happy 13th Birthday. May this be a beautiful year, filled with goodness, for you.
To our advertisers: there’s never been a better time to partner with us. Your message will travel farther, last longer, and connect with an engaged audience that values high-quality local content. Together, we can continue strengthening the vibrant community we all love. ank you for supporting us through every season. e best is ahead!
Happy 5th birthday Jesse!
- Aunt Maura, Uncle Keegan, and Delilah”
Happy birthday Laila! Mommy, Daddy and Thomas love you so much and love to see your silly face everyday!
Strength Training Classes!
Join us for Strength Training Classes 3 times per week on Mondays & Fridays at 9:30am, and Wednesday evenings at 7pm. See website for details and how to sign up! Visit https://beginlifeanew.com/group-fitness-classes/ or call 303.828.2856 for more info. Tracy Rewerts, NASM Certi ed Personal Trainer, Orthopedic & Arthritis Fitness Specialist, Corrective Exercise Specialist.
Frederick Town Services are Moving!
e Town of Frederick is making changes to improve how we serve our residents and community. Beginning December 1, 2025, all Town in-person services will be at one central location at Town Hall (401 Locust St.). Here’s what to know:
Town Hall will now handle all in-person services, including utility bill payments.
Administrative Services (311 Fifth St.) will be open by appointment only for Human Resources, Communications, and Finance.
e utility payment drop box will stay open at 311 Fifth St. ese changes re ect our continued commitment to e ciency, accessibility, and excellent customer service.
Holiday Pet Sitting
Holidays are here..Im Donna Calabrese with A Breeze Pet Friends..I am here to help you with any of your Pet care needs...I do in your home Pet sitting...daily dog walking..I care for all farm animals...I am fully Insured and Bonded with a pet CPR cert. Please call or text me at 720 879 1423 or email abreezepets@yahoo.com. HAPPY HOLIDAYS
Kristen’s Closet & 20th Annual Santa Runs by FFFD
Kristen’s Closet was inspired by fellow re departments in Colorado that o er free medical equipment to the communities and residents they serve. e program will open in the fall of 2025 in a small shed owned by the Frederick-Firestone Fire District (FFFD), located directly between FFFD’s Administration Building and Station 2 in Frederick. e story behind the name, Kristen’s Closet, is to honor and remember FFFD’s Community Risk Reduction (CRR) Specialist, Kristen Hayes, who passed away in February 2025 after a battle with leukemia. Kristen was an inspiration not only in the community but also within the District, due to her passion for risk reduction among the residents in the communities she served. Kristen’s passion and work will always be remembered, and Kristen’s Closet will be a small mark in doing that. Her love of CRR, her passion, and kindness represent the FFFD as we work toward providing this free service of free medical equipment to the residents within our District.
SANTA RUNS: Dec. 19-21, e Santa Run Parade consists of three nights, where the Fire District personally bring Santa throughout residential neighborhoods in Frederick, Firestone, and its surrounding areas. Kids and parents can see Santa, see a re engine, and greet re ghters without leaving the safety of their neighborhood.
Christmas Cookie Exchange
We’re so excited to host the rst Carbon Valley Community Cookie Exchange! One of the best parts of the recall e ort has been meeting so many wonderful neighbors, and we want to keep that spirit going. Come connect, share your favorite cookies, and celebrate this amazing community together.
No politics, no recall talk — just cookies, conversation, and good company!
Bring 3 dozen cookies to share.
Skate Park Lighting Improvements
We’re making improvements to the lighting system at Frederick Skate Park to reduce light impacts while keeping the park safe to skate. e park is now temporarily closed for safety. Heavy equipment is on-site, and large trucks are moving in and out of the area. Crews need room to work, and it’s not safe to have everyday activities like skateboarding, biking, and rollerblading in the park during this phase of construction.
e project will divide the existing lights into three zones, each controlled by a convenient push-button system. Users will press the button to turn on the lights while they’re actively using the park, and the lights will automatically turn o when not in use. To enhance safety, we are also installing ve new 16-foot-tall security lights that provide low-level lighting when the main lights are o .
Via Mobility Services
Frederick seniors (60+) and people with special abilities can ride free with Via Mobility Services, a customer-focused transportation program that helps those unable to drive due to age, health, disability, or income stay connected and independent. Service runs Monday through Friday, 8 am to 3 pm, with rides available within Frederick, Firestone, Dacono, Boulder, Longmont, Louisville, and Lafayette (some routes are limited to speci c days). Registration is required before your rst ride. Contact a Via Mobility Specialist by calling 303-444-3043.
Firestone’s Interim Town Manager Appointment
During the meeting on Wednesday, November 12, 2025, the Board of Trustees approved an Appointment & Temporary Assignment Agreement to appoint Raelynn Ferrera as Interim Town Manager. To ensure continuity of operations and leadership within the organization, the Board found it necessary to appoint an Interim Town Manager while a recruitment process is conducted to ll the position permanently.
As Interim Town Manager, Ms. Ferrera will assume and perform all duties, responsibilities, functions, and authority of the Town Manager. e Board of Trustees plans to discuss the recruitment process for a Town Manager soon.
RV & Self Storage + Luxury Garage Condos 14,000 sq ft of enclosed self storage AVAILABLE NOW
e past 24 months have been extremely challenging for nonpro ts everywhere—Richard Lambert Foundation included. Like many organizations, we’ve felt the strain of rising costs, shifting funding priorities, and the growing needs of the families we serve. Yet through it all, we remain steadfast: to provide hope, healing, and a ordable grief support for anyone navigating life after loss.
If you know me personally, you know that asking is out of my comfort zone..... especially tough for a nonpro t director! But we’re in a situation that needs attention as we head into the new year, and I need your help.
Rates •Convenient Online Bill Pay Secure Gate Access•24/7 Surveillance Monitoring No Long Term Commitment•Contactless Online Move-In on Website
I’ve launched my personal Colorado Gives fundraising campaign HERE with a goal to raise $5,000 by December 31, 2025 to help ensure that no one has to grieve alone. Your support directly sustains the counseling, support groups, and community programs that so many families depend on, regardless of their ability to pay.
If you’re able, please consider including the Richard Lambert Foundation in your yearend giving. Every dollar truly makes a di erence and helps us continue o ering a place of compassion, connection, and healing for those who need it most.
ank you for believing in our mission and for standing beside me, and our team, as we continue to honor lives, build hope, and bring healing to our community.
When buying a home, you are confronted with several types of insurance. Some are required by the lender, some by contract, some are simply a good idea, and some may be luxuries. You should ask questions so you can make the best decision possible, so let’s look at some of the types of insurance you’ll encounter.
Title insurance - Title insurance insures the Buyer of a property that he is getting clear title to the property without liens or encumbrances. A title insurance company researches the county records to see what items have been recorded on the property. e title commitment will show what loans need to be paid o or other requirements to transfer clear title. e Exceptions section shows the items that a buyer is taking the property “subject to” such as easements, HOA or Metro District documents, mineral leases, covenants, etc. e title insurance company has traditionally been chosen by the seller but can be selected by the buyer as well.
Homeowner’s insurance - Often called a homeowners or re policy, this is the insurance that covers losses caused by re, hailstorms or other casualties on the property. Lenders usually require the Buyer to have insurance in an amount equal or greater than the loan amount. Homeowner’s insurance premiums have increased greatly over recent years so getting quotes from di erent companies is advisable. Some o er lower rates if they have other business from the insured party, such as auto or life insurance. Coverage for other items such as liability or contents can vary greatly, so make sure you compare apples with apples. Prices can also vary if the insurance company is also insuring other things such as your vehicles.
Flood insurance - Like homeowner’s insurance, ood insurance is required by the lender if the property is in a ood hazard area. Fees for this type of insurance are determined by the type of ood plain as well as the elevation of the home.
Mortgage insurance - Often called PMI (Private Mortgage Insurance), this is insurance to cover the lender on the mortgage in case of default. On conventional loans this coverage is required when the loan exceeds 80% of the purchase price. On FHA and VA loans this also applies and is a combination of up front and monthly fees. ere is usually a process for getting rid of the PMI once the loan to value ratio is lower.
Mortgage Life insurance - Mortgage life insurance is usually term life insurance that is obtained in the amount of the loan on the property. us, if the Buyer dies, the loan on the house is paid o . While usually not a requirement, this kind of insurance can provide family security in the event that one of the wage earners passes away. You want to look at your entire nancial picture to make an appropriate decision on life insurance.
Home Warranty Plans - is is another type of insurance that can be purchased at the time a home is purchased. Home warranty plans cover major items in the home, such as the furnace or appliances. It is not a replacement for
Area Churches
Abundant Life Church | Pastor Jim Coleman
4380 CO-66 | Longmont 80504
970.535.0311 | www.alcworshipwarriors.org
New Horizons Christian Church 701 Carbondale St. | Dacono Pastor Rob Thomas
303.833.3013 | www. NHCC.LIFE
L.I.F.E. Fellowship Frederick 451 Oak Street | Frederick Pastor Brady Thornton
303.304.1159 | www.lifefrederick.org
Rocky Mountain Christian Church 5860 Majestic Street | Frederick Pastor Matt Cote
303.652.2211 | www.rmcc.org
Carbon Valley Church of Christ
Thunder Valley K-8 in Frederick Pastor Clayton Johnson
720.438.5430 | www.carbonvalley.church
RINN United Methodist Church
Rev. Lin Cheek, Pastor 3783 Bella Rosa Pkwy | Frederick
303.776.1578 | www.rinnumc.org
Destiny Church | Pastor Rob Rocca
307 S Fulton Avenue | Ft Lupton www.yourdestinychurch.org
Purpose Church | Pastor Brian Thompson 9993 Cty Rd 11 | Firestone
303.651.1640 | www.purpose.church
Guardian Angels Catholic Church
109 S. 3rd St. | Mead Rev. Ronald Cattany, KHS 970.535.0721 | www.meadangels.org
Awhile back I was blessed to be a part of the High Plains Honor Flight. Two hundred men and women were taken to Baltimore and DC to tour the war monuments. We ew there and enjoyed a Hilton hotel, all of the meals, and buses to DC- all free of charge due to the generosity of individuals and businesses in northern Colorado. We were given hats and jackets and a small knapsack- plus honor and respect for two days. Most were Vietnam war veterans; a few were Korean War vets. When we returned, we each got a homemade quilt and wooden plaque to commemorate the trip. It was a wonderful never-to-be-forgotten blessing for a lot of old folks like me.
What struck me most were the thousands who have perished in service to this country, and the motto on the free jackets which stated: “All gave some; some gave all”. None who served wanted to die, but many did. Like we all will one day, which brings me back to the point of this article: please make your peace with God before you stand before Him on judgement Day.
ere are only two choices in eternity- smoking or non-smoking. is is not a suggestion for tobacco users versus non-tobacco users; it is the heaven or hell choice before us. Virtually all men and women would choose heaven rather than hell if they were serious, but that ‘door’ is only opened by the Lord Jesus Christ, who died so we could have eternal life. I am speaking as if this will be my nal plea to you- choose life, not eternal death.
If you would understand the times, then get aboard the only train traveling heavenward- the one with Jesus in the locomotive. e ride is free, the companionship is delightful, and the destination is certain. None of us knows when our time is over, so choose life now. Tomorrow not only never comes, but it may be too late for you. Do it today while you can.
Jim pastors at Abundant Life Church, 4380 Highway 66, just 3 tenths of a mile east of I25 on the south side. Look for the blue awnings on the building or the sign by the highway. 10:00 am on Sundays. Bring the kids. Check out our website at www. alcworshipwarriors.org
Ready to Tell Ministries
Grant Reed, founder of *Ready to Tell Ministries*, lives in Firestone, Colorado, with his wife and their two children. For more than eight years, the Reed family has called the Tri-Town area home. Grant’s wife serves as a school psychologist at Firestone Charter, and together they are active members of White Fields Community Church in Longmont, where they continue to serve and grow in faith.
Grant’s journey into ministry took an unexpected turn in June, when God redirected his plans. Having been preparing to plant a church in Firestone, Grant instead felt the Lord leading him toward a new and grace-centered mission—founding *Ready to Tell Ministries* under the leadership and covering of White Fields Community Church.
*Ready to Tell Ministries* exists to equip believers to share their faith naturally and con dently. Grant often observes that many Christians feel the weight of the Great Commission yet struggle to know where to begin. ey love Jesus but often feel uncertain or even afraid to speak about Him with neighbors, coworkers, or friends. rough Ready to Tell, Grant helps believers discover that faith-sharing can ow authentically from their own God-given voice and personal story. As he often reminds participants in his workshops, “Your story matters!”—a truth rooted in Revelation 12:11, that we overcome “by the blood of the Lamb and by the word of our testimony.”
Frontier Church-Carbon Valley
701 Carbondale St. | Dacono
Pastor Steve Osborn
720.418.8400 | www.frontierchurchcv.org
St. Theresa Catholic Church
5503 Bella Rosa Pkwy | Longmont
Father Hernan Florez Albarracin 303.833.2966 | https://www.sttheresafred.org/
Calvary Chapel Carbon Valley Frederick, Colorado
Pastor Joe Kitto
720.201.3337 | www.calvarycarbonvalley.church
Flatirons Church | Pastor Jim Burgen 355 W South Boulder Rd | Lafayette 303.664.5524 | www.flatironschurch.com
White Fields Community Church 2950 Colorful Ave. | Longmont
Pastor Nick Cady 303.775.3485 | www.whitefieldschurch.com
Carbon Valley Lutheran Church 10916 Cimarron St (behind Ziggis) | Firestone 720.745.8590 | www.carbonchurch.com
Tri Town Baptist Church
420 Johnson Street | Frederick 303-833-2826 | www.tritownbaptist.com
Mt. Calvary Lutheran Church
650 S. Park Ave. | Ft. Lupton, CO. 80621 303-857-6827 | www.mtcalvaryluth.org
Mead United Methodist Church 511 Palmer Ave | Mead 80542 970.535.4249 | Pastor Kay Marsh
St. Brigit Episcopal Church 110 Johnson Street | Frederick 720.208.0280 | www.stbrigit.org
Although Ready to Tell Ministries is based in Firestone, its vision reaches beyond the Tri-Town area to serve Colorado, the broader United States, and even Canada. e ministry is devoted to empowering believers to communicate the gospel with love, clarity, and con dence—always in grace-centered ways that honor each person’s unique story, relationships, and faith journey.
Grant’s heart for evangelism also inspired his upcoming book, e Blue Line: Recognizing Moments of Spiritual Openness, releasing next week. e book draws from Jesus’ words in John 4:35—“the elds are white for harvest”—and invites readers to recognize where God is already at work around them, joining Him in divine appointments throughout everyday life.
rough Ready to Tell Ministries, his teaching, and his writing, Grant Reed continues to encourage believers to live ready—to notice where God is moving and to share the Good News of Jesus Christ with grace and con dence.
For more information contact Grant Reed, Founder, Ready to Tell Ministries, 720545-4022, www.rd2tell.com or get his book on Amazon at www.bit.ly/49NMtpF
Keep Up With Local Happenings
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Let’s Study the Bible: Hanukkah
Hanukkah’s not in the Bible! Oh yes it is. Hanukkah is the Festival of Lights, or the Feast of Dedication. is story can be found in an apocryphal text called e Maccabees. Israel found itself between two world powers, and were victims of the Selucid war. In 175 BCE Antiochus the 4th Epiphanes, (referred to as Epimanes which means ‘Madman’). During this war he invaded the temple in Jerusalem, took the golden altar, lamp stand, o ering table, and all the xtures, cups, bowl sensors, etc. On the 15th of Kislev he erected an idol of Zeus in the sanctuary, and sacri ced a pig on the altar, thus desecrating the Holy Temple. is is referred to as the abomination of desolation in Daniel 11. During this war a Priestly family left Jerusalem to save their lives. ey formed a small army and fought against those who had overtaken Jerusalem. Eventually they won and were able to take possession of the temple. e miracle in the story is when the priests re-dedicated the temple. ey tried to light the menorah; but only had one day’s worth of oil. It took 7 days to create pure oil to use in the menorah. ey wanted to light the menorah as quickly as possible so they used the one vial of oil while they started making pure oil. at one vial burned clear and bright for eight days which is why we refer to this holiday as the Festival of Lights. Because of this miracle, they started a yearly celebration by lighting candles to remember how God had provided light for them in His temple. How does this relate to the Bible? Look up John 8:12, Matthew 5:14, Psalm 119:105. So we are to be ‘Christ like’ in our ‘being a light to the world’. Jesus himself participated in this festival (John 10:22-23). Try it this year Dec.14- Dec. 22. ere is much information about this online. Send me any questions you have, I would love to do Bible study with you. FirestoneBibleStudy@gmail.com
