A JOLT TO JOINT TENANCY: A WARNING SHOT TO SENIORS
A SoCal Senior Publication
UNDERSTANDING THE BASICS OF LONG-TERM CARE COVERAGE page
Custom medications to fit the unique needs of each individual patient
+ ENTERTAINMENT GUIDE - AUGUST EVENTS DAY-BY-DAY
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Contents 8 A Jolt to Joint Tenancy: A Warning Shot to Seniors
A JOLT TO JOINT TENANCY: A WARNING SHOT TO SENIORS page
A SoCal Senior Publication
UNDERSTANDING THE BASICS OF LONG-TERM CARE COVERAGE page
10 Reverse Mortgage Purchase: Downsizing for Retirement
Custom medications to fit the unique needs of each individual patient
12 COVER FEATURE:
18 Non-Surgical Hair Replacement Options
Custom Medications for Fit the Unique Needs of Each Individual Patient
20 Understanding the Basics of Long-Term Care Coverage
OC Pharmacy + ENTERTAINMENT GUIDE - AUGUST EVENTS DAY-BY-DAY
22 The Benefits of California Propositions 60 and 90 24 Staying on Track with Your Heart Health 26 Understanding Medicare
16 Senior Living: You Donâ€™t Have to Dodge the Conversation
28 Orange Coast Memorial Medical Center: Setting a New Standard for Emergency Care 32 HIFU for Prostate Cancer Treatment 34 Addressing Depression Naturally 40 Entertainment Guide: August Events Day-by-Day
30 Caring for Aging Parents
36 The Life Review of a War Hero and Patriarch AUGUST 2015 4 SORBET MAGAZINE
46 Senior Center & Community Center Classes around OC
TESTIMONIALS “Our firm is pleased to be a contributor to the inaugural issue of Sorbet which will no doubt be a beneficial resource to the senior community. We have been in several other publications the Sorbert’s editor has created and they have always been a pleasure to read (Orange Magazine, HB Magazine, Newport Mesa Magazine, South County Magazine, Marmalade Magazine). As estate planning attorneys and fiduciaries, we serve the senior community and look forward to meeting many of Sorbet’s readers.” - Elaine Watrous, The Law Offices of Donald A. Hunsberger “I have been advertising with Community Publications consistently since the launch of South County Magazine several years ago. The primary reason for this continued investment is the results we get in terms of brand awareness, lead generation, and sales. Another good reason is Community Publications’ outstanding customer service and their sincere desire to contribute their advertiser’s success. My advice is to try them. I’m sure it will be worth it.” - C. Lawrence “Larry” Thomas, Long-term Care Insurance - Insurance 101
A SoCal Senior Publication
AUGUST 2015 PUBLISHER Community Publications, LLC. EDITOR Jody Robinson firstname.lastname@example.org (714) 596-6611 ASSISTANT EDITOR Sara Watt
“When I was asked if I wanted to be included in Community Publications new magazine Sorbet, I had no hesitation. Working with Jody Robinson over the past few years, I knew she would create another professional, easy to read, and informative magazine that would appeal to seniors. I felt Sorbet would be the perfect fit for me to be able to inform seniors regarding Sleep Apnea treatment alternatives.” - Scott E. West, D.D.S. “As an Orange County real estate professional who specializes in the senior market, I am always looking for new and better avenues to reach new clients. With attractive design, interesting articles, and information pertinent to seniors, Sorbet is the definitive periodical for the growing senior market. Not only will it assist me in expanding my real estate business, Sorbet will also be a valuable resource to the expanding 55+ population in
the OC.” - Bruce Ballantine, Evergreen Realty
“Simply put, advertising in the magazines produced by Community Publications works. My participation has resulted in new customers and the process couldn’t have been easier. Not only did they offer design services at no charge, they created a great ad without needing much input from me because they took the time to really understand my business. The resulting ad does a great job of getting my ‘message’ out - I’m very pleased.” - Betty Darroch, Mission Wigs
Mission Viejo Wigs
“I placed an ad in the community magazines produced by Community Publications to increase awareness of my product, but I had no idea the impact it would have! I’ve received great response and would definitely recommend these community publications to other local business owners.” - Kathy Crifasi, HipzBag AUGUST 2015 6 SORBET MAGAZINE
ADVERTISING INQUIRIES (714) 469-3495 ACCOUNT EXECUTIVES Marlo Andersen Anthony Arcurio Eric Bergstrom Kathy Mitchell Kim Roberson CONTRIBUTING WRITERS Bruce Ballantine Angela Clark Ken Earwood Donald A. Hunsberger Denice Merrill Robert Pugach, MD Randy Rose Ivar Roth, DPM C. Lawrence “Larry” Thomas Scott E. West, DDS CONTRIBUTING PHOTOGRAPHY Omeed Askari, Askario Photo www.askariophoto.com Community Publications, LLC. P.O. Box 73188 San Clemente, CA 92673
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A Jolt to Joint Tenancy:
WARNING SHOT TO SENIORS By Donald A. Hunsberger
As some senior citizens have learned, even long-standing basics of the law don’t withstand the needs of government agency to pay the costs of health care.
n California, the Department of Health Services (DHS) operates under a regulation that changes the common law character of joint tenancy. This regulation, known as 22 CCR 50960.12 [DHS 12], effectively overhauled the legal concept of the Right of Survivorship previously practiced under California Common Law. Under the Right of Survivorship, which existed in joint tenancy definitions before California even became a state, if a person owned property with a someone who was joint tenant instead of a tenant in common, the first person’s death caused the rights of that deceased in that property to die with him or her, making his or her interest pass to the other owner or owners instantly at the moment of his or her death with no requirement of a will, a trust, a deed, or probate. The death wiped out the ownership interest of the deceased joint tenant, and the interests of the other owner or owners immediately increased without any actions required on their parts. In other words, a one-half owner of a property who survived the death of a joint tenant would have expected to become the full owner of that property after the other joint tenant died, without any creditors having the ability to attack the property through the deceased’s estate un-
less they had previously filed a lien against the property. The amazing thing is that DHS has published materials that make it appear that its one regulation is the “law of California,” which clearly it is not. It is a single rule of one solitary agency. Unfortunately, as often happens with illconceived laws, the effects of DHS 12 have reached beyond their intended consequences. Consider the impact on Robert, an 80+ year-old man who felt concern over the plight of a long-term friend, Harry. Harry had home problems, so Robert, who had a large debt-free home that was paid off, let Harry move into his home. The two widowers enjoyed the arrangement, since it meant that they both had someone to talk to in the morning. Robert wanted to avoid the cost of a will or a trust, so he found a computer program at a stationery store and printed out a new deed for his home which named Robert’s son Frank and Robert’s friend Harry as joint tenants with him on his property. Robert’s goal was to have his property automatically pass at the time of his death under Section 13050 of the Probate Code to both his friend Harry, and to his son Frank. Robert planned to have Harry own the home jointly with Frank as survivors after Robert died; the
AUGUST 2015 8 SORBET MAGAZINE
next step was for Frank to receive the home by Right of Survivorship from Harry when Harry died. If Robert had talked to Harry about his plan, he would have learned that Harry had already started to feel the effects of Alzheimer’s disease, and would not outlive Robert. Harry spent two years in a long-term care center, sponsored by Medi-Cal, and died owing a significant sum to the state. After Harry’s death DHS filed a lien against Robert’s property (without his knowledge) for the funds spent on Harry’s stay at the center. When Robert died his son Frank received the home by Right of Survivorship, subject to the lien from the state. The result did not affect the rights of the Nursing Home debtor, Harry; instead, it was the legal rights of the survivor Robert, which were violated. It is important to remember that Harry had never contributed financially to the cost of Robert’s home. In fact, he had never paid rent to Robert, and he had never paid any of the additional costs of running the household that came from his living with Robert. Robert’s generosity had been a wonderful impulse, but he should have asked an advisor about whether the step of putting his friend on his home as a joint tenant was the best way to help his friend. Joint tenancy has always carried multiple tax and control problems for estate planning that make it inefficient; the DHS 12 provisions that eliminate the effects of the Right of Survivorship make it far too dangerous to use for senior planning purposes. Hunsberger Law is a full-service estate and business planning legal firm, with estate planning attorneys and a licensed, professional fiduciary on staff. Connect with Don Hunsberger by calling (714) 663-8000 or visiting www. hunsbergerlaw.com
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Reverse Mortgage Purchase Downsizing for Retirement By Howard Platte, Golden Empire Mortgage, Inc
The recent Case Study below is about a client that we were able to help achieve her goals for retirement through implementing the use of the FHA insured reverse mortgage program. Many people are unaware of how a reverse mortgage can be used to purchase a new home rather than being used to stay in their present home. Such is the case with the beginning of this story. It is the end of the story that makes this such a great example of a Reverse Mortgage success. Kathy was a client that I have known for many years. I have helped her and various other members of her family to purchase and refinance many homes and investment properties over the years. But this time it was different.
unaware of how we could use this method to purchase a home. Her Realtor had never heard of the program either. After another meeting with her and her Realtor we were able to give her a loan pre-approval based on this little known program. We explained that based on her particular
Kathy called inquiring about how she could possibly qualify to downsize to a less expensive home in anticipation of retirement. She was not quite ready for retirement but was anticipating doing so in the coming years. She had recently changed jobs and she was no longer comfortable with the idea of keeping up mortgage payments on her North Orange County home. The idea was to sell her present home and purchase a less expensive home with a smaller mortgage or none at all. She had a first mortgage of about $330,000 and a second mortgage of about $72,000. She had already secured a buyer who would pay her approximately $750,000 for the property. After all the expenses of sale were paid, Kathy was going to net about $310,000.
THE PROBLEM There were actually two problems standing between Kathy and her goals. The first was that with only $310,000 to purchase a new home her choices were very limited or almost impossible in Orange County. That amount of money would only buy a condominium in Orange County. She was accustomed to a single family home and wanted room for visiting family members. The second problem was that she didnâ€™t want a mortgage payment. Although she was still working, she wanted her earnings to be used to build her savings for retirement.
THE SOLUTION After an initial meeting I suggested the FHA Reverse Mortgage Purchase program for Kathy. She was completely AUGUST 2015 10 SORBET MAGAZINE
qualifying situation she could buy a home with about 45% down and put have no monthly mortgage payment as long as she remained in the home and paid the taxes and insurance.
THE RESULT Kathy was able to find a $482,000 single family home and put $232,000 as a down payment.* This new home required no monthly mortgage payments at all. She was able to then use the other $78,000 from the sale of her home to pay off all of her other debts. We also helped Kathy understand how to transfer her low proposition 13 taxes from her previous home to her new one.
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THE BOTTOM LINE Our client was able to remain in a single family home, do so without any new mortgage payment, retain her old super low property tax basis and prepare herself for a much more comfortable retirement. We were able to work closely with her Realtor, the listing Realtor and her financial planner to understand how this could be achieved and how it was a win-win for all concerned. Then we followed through and executed the plan. Another great result accomplished by careful planning and a coordinated effort.
Howard Platte is a contributing writer and veteran of over 30 years in the mortgage business. He is recognized as an expert on Reverse Mortgage Financing as well as traditional mortgage financing. He can be reached at his offices at Golden Empire Mortgage 714.572.0727. *Each borrowerâ€™s qualification and potential loan amount is based on his or her age, income and financial capacity. The numbers illustrated above are not the same for each scenario and cannot be relied upon in your own situation.
Ruth Page CA License # 0C07116
(949) 297-3917 Porter, Page and Company, Inc. Insurance and Financial Services
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Custom medications to fit the unique needs of each individual patient By Jody Robinson • cover photography by Omeed Askari, Askario Photo
When you’re feeling under the weather and need your prescription filled, there is something said for speedy service that is professional and above all: caring. Chances are, you’ve spent more time than you wanted to in the waiting room at your doctor’s office, you don’t feel well, and the last thing you want to do is stop somewhere else to fill your prescriptions.
ll of it is enough to make you want to call your mother to come take care of you. Well, that’s exactly what the folks at OC Pharmacy had in mind when they opened for business. “It’s about being family. It’s about offering and delivering a higher standard of care for our patients,” says MJ Kazemi, owner of San Juan Capistrano-based OC Pharmacy. “OC Pharmacy opened in August 2008 on the premise that patients are people, not prescriptions. Big drugstores pressure pharmacists and their staff to increase their daily prescription count. We’re not about that here. We want
people to feel welcome and comfortable when they walk in. Because we are so specialized in care, we make the time to listen to your needs and address any questions you might have. It’s also our duty to make sure you get a good deal for your medicine.” A traditional pharmacy can only dispense commercial drugs from large brand and generic drug companies (such as Pfizer, Teva, Greenstone, etc.) – referred to as “Big Pharma” in the industry. A compounding pharmacy, on the other hand, can dispense those commercial drugs in addition to creating customized doses and
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combinations of drugs within a lab at the pharmacy. As an example of what a compounding pharmacy can do that a traditional pharmacy cannot: “A baby is born with organ failure. The doctor wants to prescribe a drug that doesn’t exist in a dose safe for newborns. MJ can take the tablet form of the prescribed medication and make it into a solution of a lower, baby-safe, dose. The next problem is that many medicines have a coating that masks the flavor of the medicine and helps with digestion. When these tablets are crushed, the nasty bitter flavor is exposed. Through trial and error (or the baby’s parents’ input), MJ can find out baby’s favorite flavor and create a pediatric dose of a medication in solution form. They can then provide a special pacifier that will deliver the flavored medication to baby without any fuss.” “Some patients suffer from painful conditions where their nerves “fire” too fast sending constant pain signals to the brain,” says MJ. “Most physicians will prescribe narcotics for the pain, but that doesn’t really address the problem. We can make a topical pain cream that both helps quell the pain and calm the nerves down so they aren’t firing so fast. With that type of compound we address the problem – the nerve – and over time the patient requires less pain medication - thereby avoiding oral nar-
cotic addiction. There are cases where patients will even self-taper from oral narcotics while using topical pain management compounds.” To create a particular pharmaceutical product to “fit the unique needs of each individual,” MJ combines and/or processes appropriate ingredients, according to a physician’s prescription, utilizing various tools in the compounding lab. This may be done for medically necessary reasons (i.e. changing the form of a medication from a solid pill to a liquid), to avoid a non-essential ingredient that a person may be allergic to, or to obtain a specific dose of a particular ingredient, or combination of ingredients, and dispensed in way that makes it easier for the patient to ingest or apply. The core of OC Pharmacy’s customer base runs the gamut from infants to seniors and everyone in between, for every imaginable ailment or disease condition that can be better treated with custom medications (compounds). “People going through menopause and andropause see magnificent benefits from bio-identical hormone replacement therapy (BHRT) compounds. Older folks with arthritis can find solace in our topical arthritis compounds. Diabetic patients can form painful open sores on their feet – sores that can heal much better with custom compounds
STATE OF THE INDUSTRY While compounding pharmacies offer patients the alternative of a more effective, customized medicine, the industry itself is currently in a state of upheaval and uncertainty, according to MJ. Many national chain pharmacies are owned by insurance companies who wield influence with politicians and drug companies. As a result, local, independent compounding pharmacies are finding it increasingly difficult to compete in an environment of unfair pricing and reimbursement practices, she says. “It’s imperative that patients who wish to have the option of customized medicine make their opinions known to their local representatives and state policy-makers or having the choice of using a compounding pharmacy may be another casualty in today’s ever-changing healthcare industry.”
From (L): Omeed Askari, Farid Askari, Cris Alvarez, MJ Kazemi, Travis Kross, Sadaf Bahadoran, Jennifer Duenas, Samyar Attarian and Eric Gerlache.
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Doctors don’t dole out the same diagnosis to everyone, nor do they recommend the same dose of a drug to every patient - so why should our medicine be standardized? designed to keep the wound clean and promote faster healing,” says MJ. “Fussy babies will take their medication with ease when it’s flavored and dispensed through our special baby-binky dispenser or baby bottle dispensing devices. Many young athletes who are hurt on the field can use topical pain compounds instead of taking oral narcotics (and potentially heal faster!). Men and women who suffer from sexual dysfunctions can use customized compounds to help them resolve things in the bedroom. “The possibilities are endless. The sky is the limit. We believe compounding is the way medicine should be. Doctors don’t dole out the same diagnosis to everyone, nor do they recommend the same dose of a drug to every patient - so why should our medicine be standardized?”
MEDICARE ENROLLMENT AND YOUR LOCAL PHARMACY Plans change every year, even the one you currently have. So to help their customers navigate the process, the professionals at OC Pharmacy will sit down with patients beginning in October to review their 2016 Medicare insurance options. “We will walk the patient through the entire plan selection process, from comparison of pricing, services, when they might fall into the Medicare gap (aka donut hole), even whether they will be forced to mail order or not,” says MJ. “They’ll make the Medicare enrollment call here in the pharmacy with one of our employees. At the end of the process, the patient will know exactly how much they’ll be paying out of pocket for 2016, and the pharmacy will have the new Medicare insurance information, in addition to helpful information such as whether a patient will need to switch to an alternative drug to save money. These time savers let us work with the doctor months in advance to make sure the transition to 2016 is smooth for the patient, the doctor, and the pharmacy.” As an added bonus, OC Pharmacy is offering this Medicare enrollment service at no charge through year-end 2015.
CUSTOMIZED CARE AND UNCOMPROMISING CUSTOMER SERVICE Before mass production of medications, community pharmacists with compounding experience were more common. Today, these specialists are fewer and far between. But luckily for those of us who live in South County, OC Pharmacy is truly our “neighborhood” pharmacy with all the “extras” and personal attention to detail you won’t find in a chain-store experience.
Flu shots will be arriving in late August/ early September for the 2015 season. OC Pharmacy will offer the trivalent (3-virus) flu vaccine at $22 and the quadrivalent (4-virus) flu vaccine at $36.
Add this to their free local delivery service (in San Juan Capistrano) and the large number of insurance companies they deal with and you are sure to become a lifelong fan. Even if you don’t live locally, they deliver for a nominal fee and will ship to California addresses. “We wanted to bring back the tradition of providing quality healthcare,” says MJ’s son Omeed Askari. “Because of this, we have grown so much and it’s our ultimate goal to be the top, if not only choice of personalized pharmacy in the area.” Speaking of growing, OC Pharmacy has their happy patients to thank for that! Word-of-mouth advertising has reached many local households, and people rave they have never felt more cared for and listened to than at OC Pharmacy. In addition to its stellar service, OC Pharmacy also offers immunizations (see sidebar on flu shots), diabetic supplies and durable equipment such as wheelchairs and walkers. The OC Pharmacy family consists of pharmacists who hold PharmD degrees from excellent schools and are registered pharmacists (RPh) in the state of California, Certified Pharmacy Technicians and an administrative team largely comprised of MJ and her family members. In addition to always “striving to go the extra mile for the patient,” Omeed adds that OC Pharmacy is part of a professional organization called the Professional Compounding Centers of America (PCCA), which allows MJ and her staff access to thousands of compounding formulas, ideas and resources. “Some ingredients we use can only be purchased from PCCA, and to do that you must be a member,” says Omeed. “The organization is constantly researching and developing new medication delivery vehicles that helps put us on the cutting-edge of industry knowledge to better serve our clients. Because patients and their specific conditions are unique, each individual’s medicine should be uniquely created for them.” Speak to the experts at OC Pharmacy today by calling (949) 429.5326. They are delighted to answer any questions you might have. OC Pharmacy is located at 31654 Rancho Viejo Road in San Juan Capistrano. Visit www.ocpharmacy.net for locations, hours and more information.
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You Don’t Have to Dodge the Conversation By Angela Clark, MBA, RN
Senior living can be a scary conversation for many people while in fact most don’t know where to start or even what options are available in their local community.
oday, it’s still common for people to still use terms to describe senior living options as “The Home,” “Facility” or a “Room” while in actuality senior living communities offer stylish apartment type living with restaurant-style dining including many services such as entertainment, housekeeping and transportation. Today, there are a wide variety of options to meet any social or medical need spanning from true independent living to research based programs that support a better quality of life for those afflicted with an Alzheimer’s diagnosis. The biggest question tends to be “How do I start the conversation with my parents or spouse about researching
Senior living choices can be as simple as to downsize your home, have housekeeping services, provide socialization, or transportation. Times have changed and these are not “old folk homes.”
a senior living option before a crisis occurs?” Additionally, the idea of sifting through all the many choices can be a both overwhelming and confusing. After all, this decision will probably be one of the more important decisions you and your family will make - so it is important to do your research and make the best decision that will enhance the aging process. Here are a few tips to start the process:
Don’t wait for a crisis to start the conversation. Plan early and make sure it is an ongoing discussion. In a crisis you will often be rushed to make quick reactionary decisions. Senior Living communities have a lot to offer and you want to be able to take advantage of all they have with their services.
FIND AN EXPERT:
It’s always best to work with an expert in senior living someone who not only knows all the options, but is willing to sit down with you and your loved ones to truly understand the needs and desired lifestyle.
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Touring senior communities is truly the best way to educate yourself on all the many choices available today. How can you make decisions on something you have never experienced? Many people have a perception of what senior living is. Go experience it firsthand.
Making any change often creates fear of the unknown. Seniors often make statements such as: “I am not ready,” “I am not moving from my home,” or “I don’t need that yet.” Senior living choices can be as simple as to downsize your home, have housekeeping services, provide socialization, or transportation. Times have changed and these are not “old folk homes.” It is important to listen to the concerns of the senior and then address those concerns again when you are visiting communities to keep the conversation headed in the right direction.
FIND AN EXPERIENCED SENIOR:
Engage other seniors you may know that have already made the move to senior living to talk to you or your loved one. Ask them to come with you as you tour your options. If you don’t have friends that have made the decision yet, ask the community to match you with likeminded individuals so you can ask questions about their experience. This is the best way everyone can get a great picture of what life can be like in a community.
SPEAK FROM THE HEART:
In the end it is important that your communication states your concern and avoids judgment or criticizing. Share your own emotions and concerns in relation to what you are seeing and feel your loved one requires. For example, “Dad I am really concerned that you are having pain, it’s getting harder for you to clean the house and cook nutritious meals consistently. This can really affect your health in the long run. There are some options we can explore that might make life easier for you.” Lastly, it is always important to share that you are concerned and this is about a peace of mind for everyone. The right senior living decision is always an informed one.
Angela Neale Clark MBA, RN is the CEO and Founder of Living Your Choice, a free Placement Company that guides seniors and their families to build a customized plan for senior living options. Angela has had over twenty years experience in the industry and has helped thousands of families. She can be reached at 800-419-9098 ext. 801 or visit www.LivingYourChoice.com
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Full Strands, Inc. By Jody Robinson
It’s exceptionally rare to find hair artists who truly cares about their customers’ needs and are dedicated to finding the perfect solution – and have the skill and experience to actually make achieve your desired results.
ith years of experience in helping women who have fine and thinning hair challenges “feel beautiful again,” Debora Routhe and Carly Elliott are the go-to “dream team” behind the Mission Viejo-based Full Strands, Inc. – the go-to professionals for clients searching for non-surgical hair replacement options and hair extensions. Debora is an American Board Certified Haircolorist and cutting specialist while Carly is an extension expert with vast experience in adding volume and length to any type of hair. “When it comes to hair extensions or hair restoration/ replacement, it’s not size fits all,” says Debora. “What sets our business apart from others is our dedication to continuing education. We continually seek to discover better products and techniques to give our customers the hair of their dreams. Further, we are full-time behind the chair hairdressers. We are well versed in all aspects of color, design, and styling. This experience allows us to make all hair systems and extensions look incredibly natural and undetectable.” Eight years ago, after an increasing number of her clients came to her with fine and thinning hair concerns, Debora made it her mission to find ways to help. “I sought out solutions and became certified in numerous techniques,” she says. “Our business in the non-surgical hair replacement industry has grown by word of mouth from our satisfied customers. We are truly making a difference for women who felt for so long that they had
nowhere to go and could find no acceptable solutions for their fine and thinning hair. We have seen self-confidence come back for the clients we serve. They no longer feel self conscious or embarrassed of their appearance. We are excited to come to work every day and transform our clients into the best version of themselves. We live to make people feel beautiful!” Equally passionate about giving back to the community, Full Strands supports South County Outreach, a nonprofit organization dedicated to preventing hunger and homelessness by helping people help themselves with a food pantry, homeless prevention counseling, and rapid re-housing programs. “The most rewarding aspect of owning this business is that we get to do what we want to do,” says Debora. “We get to choose the products, the hair systems, extensions, and the tools we work with. We selected the salon decor and pick the music we listen to. We have created a wonderful environment for our clients to enjoy an in which our creativity can flourish.” Full Strands is located at 27741 Crown Valley Parkway, Suite 201, Studio 21 in Mission Viejo. Debora and Carly can be reached by calling (949) 300-3625.
AFTER AUGUST 2015 18 SORBET MAGAZINE
ARE YOUR MEDICATIONS BEING COVERED? Medicare Review
As a Local Orange County Agent/Broker
lan benefits and prescription drug coverage can change from year-to-year. In the next few months, I will be going through my annual certifications from Aetna to United Healthcare (and several in between, just to name a few!) This is the mandatory training, testing, and certification process that’s required of all Brokers, EVERY year! A Certified and Licensed Agent/Broker, is there to help you to enroll into the plan of your choice, offering several different companies. You can always do some research on your own, but may find this a little overwhelming. We are here to help you.
Medications are the biggest hidden moving part -make sure you have an Agent/Broker that can compare and verifies your costs for 2016 in your annual review. If you have worked with an Agent that didn’t offer to review your medications to verify the plan you are on is still the best fit for you, they are probably not a Medicare Insurance Broker and you may want to consider reviewing with one this next year (2016 benefits).
New Plans are released Oct 15th – Dec 7th each year. CALL ME NOW TO START HELPING YOU make this important decision through a careful assessment of your needs. I’ve been doing this for over 10 years…
Orange County Local Sales Broker Specializing in Medicare Plan Choices Over 10 years experience. phone #
There is no fee or additional cost to you for this service!
CA LIC# 0D99790
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Trusted by California Homeowners for all of their mortgage financing needs since 1975. AUGUST 2015 19 SORBET MAGAZINE
Understanding the Basics of Long-term Care Coverage By C. Lawrence “Larry” Thomas
When long-term care insurance came on the scene in the mid-1980s, the policies were comparatively simple, with only a few options. While there are lots of choices today, there are still some basics that are important to understand. HOW DOES LTC COVERAGE FINANCE THE CARE? What LTC coverage does is create a “pool of money” or a dedicated “long-term care fund” which will be used to pay for covered care. The size of the pool or fund is one of the principle factors that determine the cost of the coverage.
HOW IS THE AMOUNT OF MONEY IN THE POOL OR FUND DETERMINED?
The first step is to research the cost of long-term care in the buyer’s geographic area. In Orange County the median cost of a semi-private room in a nursing home is $247 per day or about $90,000 per year. A nursing home is the most expensive care as it covers all long-term care needs and room and board twenty-four hours-per-day, seven daysper-week. Care in an assisted living facility, adult day care, and home care are less expensive, but may not cover all the buyer’s living costs. For our purposes here, let’s say we want the “pool” to be based on $225 per day. Next we select a “multiplier” which is loosely based on the number of days of care. Since history shows that a 4-year or 1,460 day multiplier would cover most people’s LTC needs, we’ll use that number. So, we have $225 x 1,460 for a pool of $328,500.
DOES THAT MEAN THE COVERAGE ONLY LASTS 4 YEARS?
Not necessarily. There is no time limit. It may take many more years for the pool to completely deplete. Sometimes, all or part of the money isn’t needed for LTC services. Some LTC coverage is designed with features that use the remainder of the pool for benefits such as a life insurance or for the return of the premiums paid for the coverage.
HOW IS THE MONEY DISTRIBUTED FROM THE POOL?
There are two possible ways, “reimbursement” and “indemnity.” Each method requires that the insured meet
the requirements for the commencement of benefits. Reimbursement means that the insurance company reimburses actual long-term care expenses. Indemnity means that the insured is sent a predetermined payment (say $5,000 per month) and the insured pays his or her own expenses. Indemnity benefits would be paid until the pool is depleted or until the insured no longer needs LTC services.
WHAT IF LTC ISN’T NEEDED RIGHT AWAY AND COSTS RISE?
Long-term Care policies have “inflation protection” options that can be added. Inflation protection may include several optional levels. For example, generally, the highest level of protection is 5%, compounded; meaning that the pool of money is increased by 5% per year on a compounded basis. Of course the actual design and administration of inflation protection benefits varies with each long-term care insurance carrier. Long-term care coverage, while sounding complex, is much easier to understand once one becomes familiar with its terminology. A glossary of terms is available at no cost. To receive the glossary, or if you have questions, please call or email me (my contact information is below). There is never a charge for providing information and consultation. C. Lawrence “Larry” Thomas began working with long-term care and Medicare programs in the mid1980s. He is currently associated with Insurance 101 Services to provide longterm care solutions to seniors and those approaching. Larry can be reached at (949) 374-3316 or email@example.com. CA Insurance License # 0C79256.
AUGUST 2015 20 SORBET MAGAZINE
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There are over 500 scenarios for collecting your Social Security. Who will guide you? Nearly 100% of Living Trusts have conflicts that can be fixed. •
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Hearing exam is always free. This is not a medical exam and is intended for amplification only. Offers cannot be combined with other offers or previous purchases.
Income Planning / Asset Protection Estate Preservation / San Juan Capistrano CA Lic OC 53805 / TheStoddardGroup.com AUGUST 2015 21 SORBET MAGAZINE
The Benefits of California Propositions 60 & 90 By Bruce Ballantine
There are two propositions in California that may be of financial benefit to seniors when they sell their homes and downsize to a smaller residences.
roposition 60 is a constitutional amendment approved by the voters of California in 1986. It is codified in the Revenue & Taxation Code, and allows the transfer of an existing Proposition 13 base year value from a former residence to a replacement residence within the same county, if certain conditions are met. This benefit is open to homeowners who are at least 55-years old and are able to meet all qualifying conditions. Proposition 90, approved in 1988, extends the transfer of assessed valuation to those moving into other counties within the state. Participation by each county is voluntary and as of November 2014, only 10 counties have passed an ordinance authorizing inter-county transfers: Alameda, El Dorado, Los Angeles, Orange, Riverside, San Bernardino, San Diego, San Mateo, Santa Clara and Ventura.
7 The replacement dwelling must have been purchased or newly constructed on or after 11/06/86.
WHAT ARE THE ELIGIBILITY REQUIREMENTS FOR PROPOSITIONS 60/90?
8 This is a one-time only benefit. Once you have filed and received this tax relief, neither you nor your spouse who resides with you can ever file again, even upon your spouse’s death or if the two of you divorce. The only exception is that if you become disabled after receiving this tax relief for age, you may transfer the base year value a second time because of the disability, which involves a different claim form.
1 You, or a spouse residing with you, must have been at least 55 years of age when the original property was sold.
HOW DO I FILE FOR PROPOSITION 60/90 TAX RELIEF?
It is important to check with the County Assessor’s office in the county to which you plan to relocate before selling your present home and buying a new one.
2 The replacement property must be your principal residence and must be eligible for the homeowners’ exemption or disabled veterans’ exemption. 3 The replacement property must be of equal or lesser “current market value” than the original property. The “equal or lesser” test is applied to the entire replacement property, even if the owner of the original property purchases only a partial interest in the replacement property. 4 The replacement property must be purchased or built within two years (before or after) of the sale of the original property. 5 To receive retroactive relief from the date of transfer, you must file your claim within three years following the purchase date or new construction completion date of the replacement property. 6 Your original property must have been eligible for the homeowners’ or disabled veterans’ exemption either at the time it was sold or within two years of the purchase or construction of the replacement property.
After both transactions are complete, an application must be filed with the county assessor where the replacement property is located. The claim form, BOE-60-AH, Claim of Person(s) at Least 55 Years of Age for Transfer of Base Year Value to Replacement Dwelling, may be obtained from the assessor’s office. If you have any questions, I am more than happy to assist you by pointing you in the right direction to obtain further details. It should be noted, however, being a REALTOR® does not automatically make a person an expert in tax law. It is highly recommended you speak with an attorney and/or Certified Public Accountant if you are considering taking advantage of Proposition 60 or 90.
Bruce Ballatine, SRES, CSA is a Realtor Associate with Evergreen Realty. CalBRE #001783833. He can be reached at (949) 632-2923 or firstname.lastname@example.org
AUGUST 2015 22 SORBET MAGAZINE
INSURANCE SERVICES FOR SENIORS AND THOSE APPROACHING Medicare/Health Insurance Marketplace-Covered Calif./Life
Call STEPHANIE FRISCH 949.351.2443
(CA Lic: 0F18674)
InsuranceEducation@att.net | www.YourInsuranceEducation.com Long-term Care Coverage/Annuities/Life Insurance
Call LARRY THOMAS, 949.374.3316 (CA Lic: 0C79256)
email@example.com | www.lawrencethomasins.com
Subject of the Month: Financing Long-term Care Services Financing long-term care services (assistance with eating, dressing, bathing, toileting, and transferring â€“ i.e., from a bed to a chair and walking) either in a facility or at home can be very costly; $7,000 to $10,000 per month is common today. There are three choices for financing this assistance: Choice 1, Self-fund: Liquidate and spend your personal assets or receive personal or financial assistance from family or friends. Choice 2: Liquidate and spend your personal assets until you qualify for MediCal long-term care coverage which will pay for all or part of you care depending on you personal situation. Choice 3: Fund this care through an insurance company by the purchase of either long-term care insurance or innovative long-term care coverage combined with life insurance or an annuity With this choice, if you never need long-term care or donâ€™t use the entire benefit, you still have the end-oflife benefit that will transfer to your beneficiaries. For details, give us a call. There is never a charge for information or consultations.
AUGUST 2015 23 SORBET MAGAZINE
Staying on Track with Your Heart Health Did you know that heart disease is the leading cause of death for men and women? According to the Centers for Disease Control and Prevention (CDC), about 730,000 Americans experience a heart attack annually.
f you have diabetes, a poor diet, are overweight or don’t regularly exercise, you could be at risk for a heart attack or heart disease. Additionally, high LDL (bad) cholesterol, a waxy, fat-like substance that clogs your arteries may slow down the flow of blood to your heart and brain, and can lead to chest pain, heart attack, stroke or other health problems. So, what can you do to protect your heart and keep it healthy? CalOptima, the health insurance provider for thousands of adults and children throughout Orange County, offers these tips: • It’s all about your diet: following a diet that is low in salt, total fat, saturated fat (such as fatty beef or cheese made with whole milk) and cholesterol helps to keep your heart healthy. It’s also important to incorporate plenty of fresh fruits and vegetables into your daily meals. • Exercise: lack of physical activity can negatively impact your heart – like any muscle, it needs to be exercised. The CDC recommends taking a brisk 10-minute walk three times a day, five days a week to help stay healthy. Check with your doctor to make sure it is safe for you to be active and get moving! • Visit your doctor: if you have a family history of heart disease, it’s important that you see your primary physician or cardiologist on a regular basis. Make sure to bring a copy of the results of any recent heart tests, a
list of your medications, questions about any other diagnostic tests you may need and if you’ve noticed any new health problems to your appointment. • Take your medications: there’s a reason why your doctor has prescribed specific When you have a medications for you to heart problem, it is take. Follow each medivery important you cine’s directions – let you take good care of your doctor know if you have heart. any strange side effects. Also, avoid suddenly stopIf you have any of the ping your medications unheart attack symptoms less directed by a medical below, call 9-1-1 improfessional. mediately or go to the emergency room right Additionally, make a point away: to avoid smoking – if you do smoke, quit as soon as pos• Chest pressure or sible. Remember regular vispain, most likely on its to your doctor can help to the left side of your keep you out of the hospital. body • Neck or jaw pain Sometimes, women can • Shoulder or arm have a heart attack without pain the “typical” symptoms. In• Sweaty stead, they may have pain in • Shortness of breath their stomach, feel dizzy, light • Nausea and vomitheaded, and pressure in their ing back or feel very tired.
CalOptima is a county organized health system, and provides publicly funded health care coverage for low-income children, adults, seniors and people with disabilities in Orange County. In total, CalOptima serves more than 736,000 members with a network of more than 7,000 primary care doctors and specialists, as well as 30 hospitals. AUGUST 2015 24 SORBET MAGAZINE
If Choosing the Right Medicare Coverage is Puzzling to You, Give Us a Call and We Will Help You Make Sense of It.
MEDICARE OPTIONS HMO ADVANTAGE, SUPPLEMENT or PRESCRIPTION DRUGS Are you considering a MEDICARE Plan this year? We are licensed and certified to provide cost comparisons and find a plan that is right for you! Call us today if you are: • Newly eligible for Medicare? • New to the Area? • Retiring or Losing Employer Health Insurance Coverage? • Confused about Medicare options overall?
YOUR MEDICARE AGENTS Susan White 949-303-6783 Ca. Insur. Lic. #0I78297 Richard White 949-392-0579 Ca. Insur. Lic. #OG87086 WE DO NOT WORK FOR MEDICARE
Call for your complimentary insurance analysis today! No “FEE” to you! • We make “house calls!”
AUGUST 2015 25 SORBET MAGAZINE
Understand Medicare? Still Working? By Denice Merrill
I live in Orange County and lots of us are still working even after the age of 65. Many people postpone enrolling into Medicare because they are still on their employer health insurance benefits or their spouses. Below is some information that may clear up a few mysteries... Q: What if I’m still working and on my employer group plan or my spouse’s employer plan? A: Typically Part A (hospital), is sent to you prior to your 65th birthday. You earned it through your taxes paid. Part B (doctors, specialist, those services outside the hospital), does not need to be initialized until you leave your employer coverage. Once you leave you will need to initialize your Part B to not incur a penalty. Social Security (SS) will withdraw the premium from your monthly SS check, or if you delay your SS you can pay it directly on a quarterly basis. Medicare will begin the first of the month following your exit from the employer plan ~ no lapse in coverage. You may also choose to activate Part B and go onto a Medicare Plan and continue working. This may be a savings to both you and possibly your employer - worth finding out. Call if you would like some help doing a comparison. Q: Can I go onto Cobra until I can figure out all the Medicare Options? A: Highly discouraged. Cobra does not qualify as “creditable health insurance coverage” and you will incur a penalty to pay a higher part B premium and Part D (drugs) that stays with you year after year! We are available to educate you on your options at no charge. You will be
Once you turn 65 you will get your Part A. If you have no other “creditable coverage” you have 3 months prior to your birthday, your birthday month and 3 months after to initialize your part B and to enroll in a supplemental plan to cover the gaps in your “Federal Medicare” plan.
able to make a decision with your eyes wide open on your options. For more details or questions about activating your Medicare, call me direct - I’m here to help. (No dharge-EVER)
Please be AWARE of any emails or phone calls you get regarding soliciting the sale of a medicare policy. Medicare is a highly regulated Federal program. Phone calls and emails are not allowed unless “you” have invited the contact.
Denice Merrill is a local Orange County Broker whose goal is to present choices in Medicare Insurance and simplify the process. As an Independent Agent, she can provide an unbiased review compare plans/ help minimize costs. She does not work for Medicare. CA Lic# 0D99790
AUGUST 2015 26 SORBET MAGAZINE
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AUGUST 2015 27 SORBET MAGAZINE
Setting a New Standard for Emergency Care IN AN EMERGENCY, SECONDS CAN MAKE ALL THE DIFFERENCE IN SAVING A LIFE.
or almost two decades, our community has relied on Orange Coast Memorial Medical Center to provide emergency services 24 hours a day, 7 days a week.
As the area’s population has grown and matured, the hospital has experienced a steep rise in the demand for acute care. Over the past nine years, visits to the emergency room at Orange Coast Memorial have increased by more than 44 percent. They now treat over 32,000 ill and injured people a year in the same square footage that served emergency patients when the hospital first opened its doors to the community in 1996. That’s an average of almost 90 patients per day. As a result, paramedics must increasingly bypass the hospital’s emergency room because it is too full to accept any more patients. Patient volumes are projected to increase another 29% over the next ten years, bringing the average number of emergency visits to over 100 per day. With this expected upsurge in the number of patients who will require care, and the severity of the conditions for which they seek treatment, a new facility with improved access is essential. To meet this growing need, Orange Coast Memorial has plans to build a new Emergency Pavilion that will be twice the size of the current facility and will double their treatment capacity. Occupying 11,400 square feet, it will contain a total of 27 treatment rooms, including 16 private treatment suites, one of which is designed exclusively for young children, and a “fast track” evaluation station which will facilitate rapid medical evaluations.
It will also offer separate entrances for both ambulances and walk-in patients, along with accommodations for bedside registration and increased infection control. The project includes a comfortable reception lobby with seating for 35 patients and visitors, enhanced space for physician consultations, and an adjacent chapel and healing garden. This comprehensive expansion will allow Orange Coast Memorial physicians and staff to provide top-quality emergency care in an efficiently designed, modern setting. It will address the limitations of the existing facilities and provide the community with easy access and reduced wait times. As a nonprofit hospital, Orange Coast relies on philanthropy to help fund facility enhancements such as this. Gifts received by the Orange Coast Memorial Foundation from individuals and businesses throughout the community play a vital role in strengthening the hospital’s ability to fund advanced technology purchases and provide crucial patient programs and services. In support of the new Emergency Pavilion, the Orange Coast Memorial Foundation is hosting its thirteenth annual Fall Gala on Saturday, October 17, 2015 at the RitzCarlton in Laguna Niguel. “Light up the Night” is the theme of this year’s event which will feature an evening of fine dining, musical entertainment, dancing and a live and silent auction. For more information regarding the Orange Coast Memorial Foundation and their upcoming event, please call (714) 378-7397 or visit them online at memorialcare.org/ocmf.
AUGUST 2015 28 SORBET MAGAZINE
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Q. SO, HOW DO YOU SELECT THE RIGHT DENTIST TO MAKE AN APPLIANCE THAT WILL BE SUCCESSFUL FOR YOU? A. GET A YES TO THE 10 QUESTIONS BELOW: 1. Does the Dentist have over 10 years experience in this field? 2. Does the Dentist work with more than one type of appliance? 3. Is the Dentist able to show you his Success Stories? 4. Does the Dentist work closely with Sleep Centers in your area. 5. Does the Dentist follow-up with you to make sure you get the best results? 6. Is the Dentist a Diplomate of a Sleep Academy? 7. Does the Dentist have good reviews on Healthgrades and Yelp? 8. Is the Dentist a Medicare Provider? 9. Is the Dentist’s Staff well trained on billing Medical Insurance? 10. Does the Dentist have an informative website on this subject.
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SCOTT E. WEST D.D.S., F.A.G.D. • Diplomate of the Academy of Clinical Sleep Disorder Disciplines • 22672 Lambert St. #603, Lake Forest CA, 92630 AUGUST 2015 29 SORBET MAGAZINE
Aging Parents By Ken Earwood
Thanks to healthier lifestyles and advances in modern medicine, there are more Americans over the age of 65 than there have ever been.
he U.S. Census Bureau estimates that by 2030, more than 20 percent of U.S. residents will be aged 65 and over, com- pared with 13 percent in 2010 and 9.8 percent in 1970. As our nation ages, many Americans are turning their attention to caring for aging parents. For many people, one of the most difficult conversations to have involves talking with an aging parent about extended medical care. The shifting of roles can be challenging, and emotions often prevent important information from being exchanged and critical decisions from being made. When talking to a parent about future care, it’s best to have a strategy for structuring the conversation. Here are some key concepts to consider.
COVER THE BASICS Knowing ahead of time what information you need to find out may help keep the conversation on track. Here is a checklist that can be a good starting point: • Primary physician • Specialists • Medications and supplements • Allergies to medication • It is also important to know the location of medical and estate management paperwork, including: • Medicare card • Insurance information • Durable power of attorney for healthcare • Will, living will, trusts and other documents
BE THOROUGH Remember that if you can collect all the critical information, you may be able to save your family time and avoid future emotional discussions. While checklists and scripts may help prepare you, remember that this conversation could signal a major change in your parent’s life. The transition
from provider to dependent can be difficult for any parent and has the potential to unearth old issues. Be prepared for emotions and the unexpected. Be kind, but do your best to get all the information you need.
KEEP THE LINES OF COMMUNICATION OPEN This conversation is probably not the only one you will have with your parent about their future healthcare needs. It may be the beginning of an ongoing dialogue. Consider involving other siblings in the discussions. Often one sibling takes a lead role when caring for parents, but all family members should be honest about their feelings, situations, and needs.
DON’T PROCRASTINATE The earlier you can begin to communicate about important issues, the more likely you will be to have all the information you need when a crisis arises. How will you know when a parent needs your help? Look for indicators like fluctuations in weight, failure to take medication, new health concerns, and diminished social interaction. These can all be warning signs that additional care may soon become necessary. Don’t avoid the topic of care just because you are uncomfortable. Chances are that waiting will only make you more so. Remember, whatever your relationship with your parent has been, this new phase of life will present challenges for both parties. By treating your parent with love and respect—and taking the necessary steps toward open communication—you will be able to provide the help needed during this new phase of life. Ken Earwood is a professional financial advisor with more than 20 years of experience serving clients in the financial service industry. CA Lic. #: OC44710. He can be reached at 16531 Bolsa Chica St. Ste. 304 HB, CA 92649. E-mail: firstname.lastname@example.org or call (714) 840-9283, ext. Securities offered through Parkland Securities, LLC. Member FINRA/SIPC. 1. U.S. Census Bureau, 2014 2. Note: Power of attorney laws can vary from state to state. An estate strategy that includes trusts may involve a complex web of tax rules and regulations. Consider working with a knowledgeable estate management professional before implementing such strategies.
AUGUST 2015 30 SORBET MAGAZINE
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HIFU for Prostate Cancer Treatment
An interview with Robert Pugach, MD - one of the most experienced HIFU surgeons in the United States by Yvette M. Manard, MPH
ccording to the American Cancer Society, almost 250,000 prostate cancer cases will be diagnosed annually in the United States and will result in 29,000 deaths every year. These are frightening numbers. But, with prevention strategies and education about new treatment options, you can help do a lot to prevent becoming one of these statistics.
minimally invasive procedure that I am very excited about is High Intensity Focused Ultrasound (HIFU). HIFU is a treatment for prostate cancer that utilizes ultrasound waves to heat and destroy cancer cells without an incision! Q: How does HIFU work?
Dr. Robert Pugach, Medical Director of Pacific Coast Urology Medical Center, answers questions about concerns regarding the prevention, diagnosis and treatment of prostate cancer and how HIFU (High Intensity Focused Ultrasound) is advancing treatment and improving outcomes.
A: Precisely focused ultrasound waves raise the temperature of the targeted prostate tissue in a matter of seconds. It can destroy cancer cells while leaving structures outside the targeted tissue unharmed. Side effects of traditional treatments, like urine leakage and erectile dysfunction, are dramatically reduced.
Q: Why are there so many cases of prostate cancer cases? Can it be prevented?
Q: Since HIFU isn’t performed in the United States where do you treat your patients?
A: This common cancer strikes men far too often. One reason is our increasing life expectancy – prostate cancer is a disease of getting older and most men now live long enough to develop it. I am a strong advocate of annual PSA screening and a simple physical examination. Most cases of prostate cancer can be cured when it is detected at an early stage. New research is showing us the genetic basis of prostate cancer. We’re now able to look at prostate cancer at a molecular level to understand which tumors are aggressive and which ones can be observed without treatment. Common substances like Vitamin E may actually increase the risk of developing prostate cancer while natural additives like flaxseed and lycopenes may help to prevent it. Q: How is prostate cancer treated? I’m scared about the side effects! A: Historically, the conventional treatment for prostate cancer is the surgical removal of the prostate. While, nowadays, surgery is done robotically, it still has the potential to cause significant side effects, such as permanent urine leak- age and erectile dysfunction. Radiation may slow the cancer growth but it often allows it to grow again, making future treatment difficult. At Pacific Coast Urology Medical Center, we’re focused on keeping you whole if you need treatment for prostate cancer. Q: Are there non-surgical options to treat prostate cancer that don’t use radiation? A: Yes! One procedure is called cryoablation. It utilizes subfreezing temperatures to kill cancers cells. A more advanced,
A: Currently HIFU isn’t being performed in the US as it is going through the rigorous FDA approval process. It’s unfortunate that we don’t offer it here yet, and that’s due to our FDA. But it’s available throughout the world – from Europe to Asia, the Middle East, South and Central America, Mexico and Canada. The technology is not new to the United States as it originated in 1970’s at the Indiana University School of Medicine! I travel outside of the U.S. every 2 months to treat patients with prostate cancer with HIFU. Q: I understand that you are the 4th most experienced HIFU urologist in the US. What has been your experience with this technology? A: I am pleased to be among the most experienced urologists in the US to use HIFU technology. Many years ago, I became fascinated with the HIFU technology because it is a non-invasive treatment for prostate cancer that significantly improves outcomes related to a man’s quality of life issues. HIFU fit perfectly within the focus of my minimally invasive urologic practice and I gained a great deal of experience to offer this treatment to my patients. We are now at the cusp of being able to treat small prostate cancers in less than an hour and allow patients to return to normal activities within a few days without the side effects of erectile dysfunction or incontinence.
Connect with Dr. Pugach by calling (888) 735-4336 or visit www.pacificcoasturology.com
AUGUST 2015 32 SORBET MAGAZINE
Addressing Depression - Naturally by Mary McPherson
Depression can affect us all no matter whether we’re living a life of luxury or have lost everything in the economic upheaval.
epression does not skip you because of your social standing, bank account, accomplishments, even if there’s nothing but happy moments around you, why then would you still feel depressed? Research has found that the brain out of balance and the lack of harmony between the lobes can cause imbalances that could possibly lead to disorders such as depression, anxiety, insomnia and more. Most of us turn to medications, but these same medications can possibly cause the afflictions we are expecting them to treat. Brainwave Optimization is a unique highly scientific yet holistic approach. Over 80,000 people have successfully participated, and the number grows every day. What are they experiencing?We start with an intensive scientific evaluation of your brainwaves, using a very advanced com-puter program in the initial assessment. We determine where the imbalances and frequencies levels are in the initial assessment. We can then create a plan customized to your specific needs. Over the next 5 days, you can relax in our zero gravity chair while listening to audio feedback being created by your own brainwave fre-quencies and mirrored back through this ad-vanced technology. This clinically proven process can be viewed on our website,www.awokenlife.com, under “What is Brainwave optimization? Have you ever heard someone say “just think positive, look at the bright side or just get over it” and think “easy for you to say?” Depression is a real thing and the answer can be as easy as relaxing for five days while having Brainwave Optimization at Awoken Life. “The best part of this process was to be able to bring myself to a calm state and focus on me and smooth me over. I have been able to manage my high anxiety through the visualizations. I would highly recommend this to anyone,” says Awoken LIfe client Cheryl D., San Clemente. “This technology may seem odd, but the more you look at it and understand it, the more it makes sense. If the brain is out of balance, how can it com-municate to the rest of the
Have you ever heard someone say “just think positive, look at the bright side or just get over it” and think “easy for you to say?” Depression is a real thing and the answer can be as easy as relaxing for five days while having Brainwave Optimization at Awoken Life.
body? This is a more balanced way of doing things and more holistic since you are able to get off medications. The value of doing brainwave optimization is huge! I spent a lot more money on a lot dumber things and with this, you aren’t a patient for life. You get help and then move on with your life. One amaz-ing thing I discovered after my treatment was that I had even forgotten about the Rx of Xanax I had at home. I just felt no need anymore. I now live in a state of reality in-stead of a state of fear.” Another Awoken Life client, Dana Point res-ident Vince adds “I cannot put this in to words how much this has changed my life. Struggles of alcohol dependency, depres-sion, spelling and even my fear of heights suddenly became manageable. I went in to this a total skeptic and was made in to a be-liever. Thank you for giving me a life I never thought possible.”
A MESSAGE FROM MARY
Awoken Life is dedicated to helping people achieve their potential, through Brainwave Optimization, guided visualization and even hypnotherapy. It’s our goal to see you get-ting back to your life as soon as possible. Mary McPherson is the founder of Awoken Life Brainwave Optimization™, where she helps adults and children achieve brain balance and harmony in order to live healthier, happier, and more abundant lives. Connect with Mary and Awoken Life by calling (949) 661-6909 or visit www.awokenlife.com. Call today for a complimentary consultation. Awoken Life Brainwave Optimization is located at 30320 Rancho Viejo Road, Suite 104 in San Juan Capistrano.
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The Life Review of a War Hero and Patriarch A Story of Courage, Resilience and Family by Denise Carson
hen her father, Richard Bentley, entered Hospice Care of the West, Karen Garber, felt the palpable 11th hour strike on his life until documentary filmmaker, Jay Gianukos, arrived. From behind the video camera, Jay asked questions to guide Mr. Bentley and his family on a tour of his life that will now live on for generations. From his Park Terrace home in Rancho Santa Margarita, Mr. Bentley relived his days serving as a pilot in World War II, prison camp and the aftermath of the war that reminds me of the “Unbroken” movie out in theaters now. Mr. Bentley is a striking resemblance to Clint Eastwood. As Mr. Bentley tells his stories, we feel as though we have stepped into scenes from Eastwood’s Hollywood films. Mr. Bentley tells us that it’s relationships with people that make the journey interesting and worthwhile. Recording his life story gave the family something to hold onto at a time when they felt him slipping away. The life review video program at Hospice Care of the West is the only one of its kind in the country. Life review guides like Jay record wisdom and personal history in an interview with the hospice patient that is then edited with music and family archival photos. The life review video is then given as a gift to the family. In the life review, Mr. Bentley also talks about how important his mother and grandfather were in building the man he is today. His grandfather AUGUST 2015 36 SORBET MAGAZINE
travelled from England to America at just 17 years old in search of a new life. Likewise, Bentley turned out to be a wanderlust kid growing up in Minnesota with big dreams of one day living in a tropical paradise. At age 16, he hitchhiked to San Francisco and then made his way down to San Diego where he stowed away on a boat to Hawaii. He landed a job with Filipino migrant workers in the sugar cane fields. The sugar cane field foreman had a reputation for treating the migrant workers like slaves. One day, he tried to push Mr. Bentley, who was a very mild mannered man. Finally, Bentley had enough. He turned around, punched the foreman in the head and knocked him out. Everyone thought he was dead. Mr. Bentley rose to become a local hero and earned the name “One-Punch Bentley.”
He left the cane fields to work for a company that delivered oil to Pearl Harbor. Yet, on the morning of December 7, 1941, he didn’t deliver oil to the harbor but he did see the Japanese planes flying so low that he could see the pilot. The day after the attack on Pearl Harbor, he returned to the mainland to become a pilot to fly in World War II. He flew 31 bombing missions from North Africa to Europe. On the last mission his plane crashed off the coast of Sicily. He swam in the ocean for two hours, until an Italian fisherman picked him up. Upon arriving on shore, he was taken to the Italian war quarters and became a prisoner of war to the Germans. General George Patton liberated the prison camp. So, Mr. Bentley recalled seeing the commander in action on the day of his freedom. After the war, Mr. Bentley became an aerospace engineer. As the Project Manager of the Early Bird-Syncom Satellite, he made the first transatlantic phone call a reality.
Some 25 years later when Mr. Bentley returned to Hawaii with his family, his daughter Karen recalled all the Filipinos running up to her father, who was a local legend. They were all cheering “One-Punch Bentley.” He will remain a local legend in Hawaii. And for us, Mr. Bentley will be forever be remembered for serving our country and giving us gems of wisdom to live by. In the last week of his life, Karen and the Bentley family watched the life review video that Jay created and gave as a gift from Hospice Care of the West. “Watching the video is like my father is right there in the room talking to us,” Karen said. “It is a real conversation and Jay just brings my father to life for us. He captured the calm and loving presence of our family’s patriarch. The video is just priceless and so comforting for our family. I feel love and pride for my dad when I watch it. And, I tell all my friends they must record their parents’ stories, before it’s too late.”
To watch Richard Bentley’s Life Review Video visit: OurLifeCelebrations.com. For more information on Hospice Care of the West, call 800-405-1159 or visit www.HospiceCareoftheWest.com. To reach Denise Carson, author of the book Parting Ways: email@example.com AUGUST 2015 37 SORBET MAGAZINE
August - Arts & Entertainment
Day by Day
Dana Point Farmers Market & Craft Fair Farmer’s Market/Arts and Crafts Fair; Dana Point. Each Saturday, California farmers bring fresh produce to sell at the Dana Point Farmers Market. The first Saturday of each month features an Arts and Craft Fair. Free admission. 9am-1pm (craft fair runs till 3pm). La Plaza Park. Pacific Coast Highway and Golden Lantern. . Headlands Interpretive Walk 9:00am-12:00pm Docent-led tour of Dana Point Preserve, Hill- top Park and Harbor Point Park. Register at Nature Center or call (949) 248-3527
Santa Ana Art Walk; First Saturday Of The Month. Join fellow Orange County residents on the first Satruday of the month in the Artists Village for the Downtown Santa Ana Art Walk which will feature arts, crafts, live entertainment and all things art. Held on the 2nd Street Promenade between Broadway Avenue and Spurgeon Street in Downtown Santa Ana, galleries participating offer arts of all types including ceramics, 3d modeling, contemporary art and more. 201 N Bush St Santa Ana. (714) 834-1171. www.downtown-santaana.com
Festival of the Arts A special promotion (funded in part by Bank of America): Passport to the Arts for only $23. Includes unlimited admission all summer long to the Festival of Arts, the Sawdust Art Festival and Art-A-Fair, plus a one-time, all-day free parking pass with each Passport purchased. Order online at LagunaBeachPassport.com. Passports also available for purchase on-site at each festival location during the summer. Offer excludes Pageant of the Masters. Valid through August 31, 2015. For info, visit www.LagunaFestivalofArts.org
The Art Gallery/Coastal Wonders-Solo Exhibit with Brian Blood; Capturing the beauty of the California Coast. “With plein air, you have to be quick on your feet, adjust to changing conditions, and be patient. With the color, you have to be true to what is going on at that time. What you see dictates what colors to use on your palette.” – Brian Blood. Roger’s Gardens is dog friendly. Free. General hours 9am-6pm. Roger’s Gardens. 2301 San Joaquin Hills Road, Corona Del Mar. (949) 640-5800.
Full Moon Dinner Cruises Whatever you’re celebrating, few places are as beautiful as the deck of a Hornblower yacht on the night of full moon over Newport Beach. Enjoy champagne, an elegant dinner, and plenty of time to stargaze on the outdoor deck with the ones you love. Leaves from Newport Beach Hornblower South, 2431 W PCH at 7:30 PM Boarding time: 7 pm. Price: $84.95 per person *Tax, service charge and landing fee additional. (949) 646-0155.
2015 OC Fair; It’s “One Big Party” for the 2015 OC Fair, July 17-August 16, as it celebrates its 125th anniversary with 23 days of food, rides, shopping, exhibits and animals. Enjoy world-renowned performers in the Pacific Amphitheatre and exciting events in The Hangar and Action Sports Arena. Admission: Varies. 88 Fair Drive, Costa Mesa. 714-708-1500.
Just Plein Fun; The Debra Huse Gallery and the Balboa Island Improvement Association are proud to present the tenth annual Just Plein Fun. Fourteen award-winning artists from across the country will paint scenes on beautiful Balboa Island, California July 27th-August 1st from sunrise to sunset. There will be a “Brush Off” on Marine Avenue from 4-6 pm. The public will watch as the artists compete to capture the best Balboa Island downtown scene and enjoy live music while the artists paint. Debra Huse Gallery. 229 Marine Ave., Suite E, Balboa Island.
AUGUST 2ND- AUGUST 16TH
Movie Mondays @ Segerstrom Center for the Arts; One of Julia Robert’s most memorable films, My Best Friend’s Wedding is the perfect movie for a summer date night picnic. When Julianne (Julia Roberts) discovers her long-time friend Michael (Dermot Mulroney) is engaged, she suddenly realizes her love for him and sets to break off the wedding to his young college student fiancée, Kimmy (Cameron Diaz). Scheming and sabotage ensue in this refreshingly entertaining romantic comedy. Free. Setup begins at 5:30pm, movie starts at dusk (approx. 8pm).
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JULY - ARTS & ENTERTAINMENT Prior to the show (7:30pm) there are audience participation events. Segerstrom Center for the Arts. 600 Town Center Drive, Costa Mesa. (714) 556-2121.
purchase. No liquor or smoking. Free. 5275 Orange Avenue, ; Cypress. (714) 229-6780. Note: today’s band will be Bruce Springsteen Tribute-Josh Tanner.
Activity/Program; Located in our community room, come learn the art of table tennis! Registration is required. Free. 5:30pm-8:15pm. Aliso Viejo Public Library. 1 Journey Aliso Viejo. (949) 360-1730.
First Thursdays Art Walk; First Thursday of Every Month From 6pm to 9pm
Surf City Nights; Every Tuesday night three blocks of Main Street close to traffic and open to fun. Shops spread out with sidewalk sales, the streets fill with unique vendors, and the farmers set up with fresh, seasonal produce and flowers. A variety of performers provide hours of lively entertainment. 5pm-9pm. Downtown Huntington Beach.
6th Annual Sunset Jazz at Newport: “B3” BLUES, JAZZ & SWING with the TONY MONACO QUARTET featuring RICKEY WOODARD plus vocalist MIKE COSTLEY with Graham Dechter, Matt Witek; The producers of the very successful Newport Beach Jazz Party, Joe Rothman and John McClure, together with THE JAZZ CRUISE, the world’s only full ship charter dedicated to “Straight-Ahead Jazz” present their 11 week series of Wednesday nights, starting July 8 and concluding on September 16, at the Newport Beach Marriott Hotel & Spa. SUNSET JAZZ AT NEWPORT, will feature straight ahead jazz performed by some of the most popular artists from the Newport Beach Jazz Party and The Jazz Cruise. . 900 Newport Center Dr. Newport Beach. 949.759.5003. Brea Concerts in the Park: Lively music of various genres will be presented. This is the perfect place to enjoy free entertainment and get to meet some new friends. Guests are encouraged to bring their folding chairs or blankets and get comfortable on the lawn. Bring your own picnic or just show up and you can purchase delicious tri-tip sandwiches, ice cold drinks, and snacks that are offered for sale by community partners. Free admission. 6:30pm8pm. City Hall Park. 401 South Brea Blvd, Brea. (714) 9907771. Note: today’s band is Conganas Quartet (Latin Jazz, Salsa). Tillandsia Wreath-Gardening Class; Get creative with versatile tillandsias! Craft your own living wreath with a variety of exotic “air plants.” Learn how to assemble, design and care for your creation. Instructors are Erin McCoy and Carol Younger. Pre-registration required. $55 Friends, $60 Non-Members. 9am. Sherman Library and Gardens. Corona Del Mar. 2647 East Coast Highway, Corona Del Mar. (949) 673-2261.
Concerts on the Green: Spend musical Saturday nights at the Cypress Civic Center Green. Food available for
The First Thursday Art Walk in Laguna Beach illustrates artwork from several galleries located on the North Coast Highway, Central Downtown and the South Coast Highway. The event highlights and celebrates the cultural art scene of Laguna Beach and is free to attend. Conveniently, there are free trams offered by the city to shuttle attendees to the art galleries. (949) 683-6871. www.firstthursdaysartwalk. com
City of Dana Point Pacific Coast Highway Trolley: Free Dana Point Pacific Coast Highway Trolley Service every Thursday through Sunday will run from Capistrano County Beach to the Ritz Carlton and Monarch St. Regis where it will connect with the Laguna Beach Trolley. Stops near major hotels, the Lantern District, Strand Beach, Dana Point Harbor, Doheny State Beach among other locations near Dana Point. Dana Point Harbor 34402 Pacific Coast Highway , Dana Point. Fri- 12 noon to 10pm, Sat- 10 am to 10pm, Sun- 10am to 8pm. 949-248-3554. Huntington Beach Farmer’s Market; Affiliated with Orange County Farm Bureau Sponsored Certified Farmers’ Markets. California certified farmers’ markets are the real thing - places where genuine farmers sell fruits, nuts and vegetables directly to the public. Every farmer who sells at a certified market is inspected by the county agricultural commissioner to make sure he/she actually grows the commodity being sold. Pier Plaza, Main Street & Pacific Coast Highway (next to the pier), Huntington Beach. 1 PM - 5 PM (rain or shine). Laguna Hills Farmer’s Market; California certified farmers’ markets are the real thing - places where genuine farmers sell fruits, nuts and vegetables directly to the public. Laguna Hills Mall Parking Lot the 5 Freeway and El Toro Road Laguna Hills. 9 AM - 1 PM (rain or shine) Ribs, Pigs & Watermelons - Pro BBQ Competition and Summer Festival; American Family Housing is proud to present our 4th annual Pigs, Ribs and Watermelons Professional BBQ competition and Beer festival at Huntington State Beach! This event is American Family Housing’s largest fundraiser. All proceeds from this event will raise much needed funding to continue the work of American Family Housing (AFH) which will directly benefit homeless adults and families. Fri: 5 p.m. to 10 p.m., Sat: 10 a.m. to 8 p.m. (BBQ Competition Day), Craft Beer Tasting 1:00 p.m. to 5:00 p.m., Sun: 10 a.m. to 5 p.m. Huntington State Beach . 22300 PCH, Huntington Beach. 714-897-3221.
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“To Every Thing There is a Season.” By Beverly Blake and Tom Scott
In the theatre, the turning of these seasons can tell us a lot: about theatres and their directors, venues and their audiences, experiences and their reception.
ach theatre has its own procedures for sifting through all the possibilities for production, as well as its own unique set of criteria for selecting its season’s offerings – but there are similarities, too. The artistic director(s) and their creative team must consider whether a particular play will satisfy their audience. Does the combined season provide variety, fun and some deeper thinking challenges? Are they choosing plays that are possible to produce within the venue? Are plays being chosen that the production team can actually execute (ie: Melodramas require a director who is familiar with that unique style). Do the plays appeal to and/or educate the
audience we wish to attract? Is the play appropriate for the community in which it will be performed? Should we select a play to challenge our audience? Will the audience have a preconceived picture of this play based on a recent touring production or movie? Is the play still timely or has a change in the mores or society in general made it dated? On the practical side we must consider - do we have a balanced yearly production schedule? Have we planned a season of production dates to avoid conflict with other organizations event dates where possible? How many performances are planned per play? Camino Real Playhouse has an advantage in that it has two stages. The Mainstage offers more mainstream productions with a general audience appeal while the black box theatre, Stage II, offers more new works and cutting edge themes. This combination gives our patron base the best of all theatrical worlds.
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JULY - ARTS & ENTERTAINMENT AUGUST 8TH
Dana Point Farmers Market Seasonal produce, flowers and much more at La Plaza Park each Saturday. 9 a.m.-1 p.m. 949.248.3500, www. danapoint.org.
Dana Point Summer Concert Series; The Who Show (Who Tribute) & Led ZepAgain (A Tribute to Led Zeppelin). All concerts are held Sunday’s from 2:30pm-6pm. Food, beer, wine, water & soda are sold and served on site. Bring you own chairs or blankets. Dogs are allowed on leashes. Sea Terrace Park PCH & Niguel Rd, Dana Point.
Dana Wharf Live Music Cruise Cruise aboard the 95-foot Dana Pride which has upper deck seating as well as inside seating in it’s large galley, making it one of the most comfortable rides on the water. The boat also features a full bar including wine, beer (domestic and imported), and mixed drinks. Sit back, relax and enjoy the live music as we cruise through Dana Point Harbor at sunset. Admission: $19 per person. 8 PM to 9:30 PM. 34675 Golden Lantern St , Dana Point.
Concerts on the Green at Festival of the Arts Chieli Minucci and Special EFX with special guest Marion Meadows. Sit back, relax, and enjoy the sounds of award-winning musicians as they perform live as part of the Festival of Arts “Concerts on the Green” series. Concerts are free with Festival of Arts admission. Limited seating available in reserved section for $25 per person per concert. The perfect soundtrack to Saturday afternoons from 1 – 2:30pm in Laguna Beach. For info, www.LagunaFestivalofArts.org Whale Walk and Talk Learn about the area’s largest mammal visitor on this 1.5mile walk through the Dana Point Headlands conservation area. Offered on the second Saturday of the month, except in October and November. Hear about California gray whale migration patterns, different whale species and learn how to spot, watch and identify whales. 9 a.m.-11 a.m. Dana Point Nature Interpretive Center, 34558 Scenic Drive, Dana Point. 949.248.3527. Second Saturday Book Sale at Dana Point Library The Friends of the Dana Point Library have a book sale on the second Saturday of the month, in the storage room adjacent to the library. Books at bargain prices. 11 a.m.-2:30 p.m. 33841 Niguel Road,. www.ocpl.org. 949.489.3956 7th Annual Lobsterfest at Newport Beach Hosted by Newport Dunes Waterfront Resort & Marina, Lobsterfest promises fun and entertainment with a percentage of the proceeds benefiting Make-AWish® Orange County and Inland Empire, and Leadership Tomorrow. A true celebration of summer, Maine lobster is flown in fresh and prepared on site with traditional seafood accompaniments and kids’ activities with Camp James and live entertainment. Tickets, advance purchase: Gen Admission $60, Children $20. Tickets purchased at the door: GenAdmission $80, Children $25. Special VIP tickets, which include all-you-can-eat lobster, complimentary wine, valet parking and reserved seating in advance, $150. 101 N. Bayside Drive, Newport Beach (enter off PCH). Call (949) 478-3468, or visit lobsterfestatnewportbeach.com.
The San Clemente Fiesta Music Festival; The San Clemente Fiesta Music Street Festival - This event features food and game booths sponsored by local nonprofit organizations, three stages with continuous live music throughout the day, contests for all ages, a Salsa Challenge, arts & crafts show and much more. 9 a.m. until 7 p.m. 100 & 200 block of Avenida Del Mar, San Clemente.
Dana Wharf Whale Watching; Delight in the exciting sights and sounds of the magnificent ocean creatures off Dana Point. Known as a landmark for marine life sightings, Dana Wharf’s ocean adventure cruises offer rare glimpses into a huge variety of underwater wildlife and gorgeous scenic views you’ll never forget. Dana Point Harbor, Dana Point 10am, 12 noon, 2pm.
Casa Wellness Wednesday: Yoga Practice multiple yoga traditions. Bring your own mat. Class is suitable for beginners to seasoned practitioners. 9 a.m. Admission $5, free for members. Casa Romantica, 415 Avenida Granada, San Clemente, www.casaromantica. org. 949.498.2139. Sunset Jazz at Newport Beach: John Pizzarelli Quartet. On the beautiful grounds of the Newport Beach Marriott Hotel & Spa, 5 pm. Newport Beach Marriott Hotel & Spa 900 Newport Center Drive Newport Beach. Phone: (949) 759-5003. Taking place in the Rose Garden (and the Seaview Terrace on 7/29 and 8/5) of the Marriott- the producers will present two sets with the first starting at 6:00pm and the second at 7:30pm. Both one hour sets are included in the price of each ticket. Doors will open at 5:00pm with table service featuring food & beverage, at reasonable prices.
Yappy Hour Follow Fido to happy hour at The Ritz-Carlton, Laguna Niguel for this monthly cocktail party. Four-legged friends can enjoy complimentary biscuits while lapping up chicken, cheese, beef and bacon flavored water. Their human counterparts can purchase burgers, brews and wine. Funds raised in the 2015 Yappy Hour season will help support Canine Companions for Independence which provides service dogs to the disabled and the
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JULY - ARTS & ENTERTAINMENT
Huntington Beach Farmer’s Market; Pier Plaza, Main Street & Pacific Coast Highway (next to the pier), Huntington Beach. 1 PM - 5 PM (rain or shine).
Dana Point Summer Concert Series; The Kelly Fitzgerald Band (Blend of Folk/Blues/Rock) & Gino Walker & The Gang w/ special appearance by Derek Bordeaux & Vivian Ross (Funk & Soul Celebration). All concerts are held Sunday’s from 2:30pm-6pm. Food, beer, wine, water & soda are sold and served on site. Bring you own chairs or blankets. Dogs are allowed on leashes. Heritage Park 34400 Old Golden Lantern Rd. Dana Point
Laguna Hills Farmer’s Market; Laguna Hills Mall Parking Lot the 5 Freeway and El Toro Road Laguna Hills. 9 AM - 1 PM (rain or shine)
nation’s veterans. 5 p.m.-8 p.m. 1 Ritz Carlton Drive, Dana Point, www.ritz-carlton.com.
Dana Point Farmers Market Seasonal produce, flowers and much more at La Plaza Park each Saturday. 9 a.m.-1 p.m. 949.248.3500, www. danapoint.org. Dana Point History Tour This two-hour docent-led walking tour explores the history of the Headlands area and covers approximately 1.5 miles in distance. Tours run on the third Saturday of the month and have rotating themes. Maximum tour capacity is 10 people. 9 a.m.-11:30 a.m. Nature Interpretive Center, 34558 Scenic Drive, Dana Point, www.danapoint.org. RSVP to 949.248.3527. Bioluminescence Cruise The Ocean Institute’s nighttime Bioluminescence Cruise aboard the RV Sea Explorer provides a unique opportunity to learn about and witness the remarkable ability of some marine animals to glow in the dark. 8 p.m. $35 for adults, $22 for children ages 4 to 12. 24200 Dana Point Harbor Drive, Dana Point, 949.496.2274, www.ocean-institute.org. Bee Gees Gold Tribute at Lido Live John Acosta as Barry Gibb has performed in Bee Gees Tributes all over the world. His portrayal of lead singer Barry Gibb is with a zest for detail, like no other. $24 Advance; $30 Day of. 9 pm - 11:30 pm Lido Live, 3459 Via Lido Newport Beach. 949-723-0250.
39th Anniversary Art Event with Seven World Class Artists. Our biggest and most anticipated show of the year! We will be celebrating our 39th Anniversary with an incredible group of world-renown artists unveiling a stellar collection of new work, including impressionism, abstracts, colorful florals, painted and etched metal, intricate marquetry, and sculpture. Meet artists: Dario Campanile, Larissa Morais, Kalman Radvanyi, Andrea Razzauti, Bugagiar Twins, Michael Talbot and Caroline Zimmermann. Warm alohas, refreshments and pupus served! Lahaina Galleries, 1173 Newport Center Dr , Newport Beach. 949.721.9117
Doggie Date Night It’s a patio party for your pup! Bring your best friend down to Fred’s Mexican Cafe on Monday nights for Doggie Date Night and get a free doggie dinner with the purchase of an entrée. 5 PM. Fred’s Mexican Café 300 PCH., #201 Huntington Beach. 714-797-8226
Surf City Nights- This weekly street fair takes place along a closed-off section of Main Street and 5th Street in downtown Huntington Beach and features a certified farmer’s market, live entertainment, food and merchant vendors. Recurring weekly on Tuesday 5 PM – 9 PM. Downtown Huntington Beach 200 Main Street. 714-5368300
Sunset Jazz at Newport: Tribute to the Ray Brown Trip with John Clayton, Larry Fuller, Jeff Hamilton: On the beautiful grounds of the Newport Beach Marriott Hotel & Spa, will feature some of the most popular artists from the Newport Beach Jazz Party and The Jazz Cruise! 5:00 pm. Newport Beach Marriott Hotel & Spa 900 Newport Center Drive Newport Beach. (949) 759-5003.
Summer Sunset Cocktail Cruise. This dynamic cruise dishes up complimentary appetizers and relaxing background music, plus bar specials. From cozy inside seating, to outdoor decks open to the evening sky, there’s no better midweek break. Hornblower’s Sunset Cocktail Cruise gives guests a front row seat to all the action in the marina! Offered every Thursday (June - Sept) Board at 5:45pm | Cruises from 6:15- 8:15 pm $35 per person + tax/landing fee/service charge. Hornblower Cruises & Events 2431 W. Coast Highway, #101 Newport Beach. (949) 631-2469
Huntington Beach Farmer’s Market; Pier Plaza, Main Street & Pacific Coast Highway (next to the pier), Huntington Beach. 1 PM - 5 PM (rain or shine).
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JULY - ARTS & ENTERTAINMENT Laguna Hills Farmer’s Market: Laguna Hills Mall Parking Lot the 5 Freeway and El Toro Road Laguna Hills. 9 AM - 1 PM (rain or shine)
Dana Point Farmers Market Seasonal produce, flowers and much more at La Plaza Park each Saturday. 9 a.m.-1 p.m. 949.248.3500, www. danapoint.org. Concerts on the Green at Festival of the Arts Russell Ferrante Trio with special guest Bob Mintzer. Sit back, relax, and enjoy the sounds of award-winning musicians as they perform live as part of the Festival of Arts “Concerts on the Green” series. Concerts are free with Festival of Arts admission.The perfect soundtrack to Saturday afternoons from 1 – 2:30pm in Laguna Beach. For info, www.LagunaFestivalofArts.org
Anaheim Craft and Vintage Fair Visit the Anaheim Craft and Vintage Fair to shop for one of a kind antiques and vintage collectibles and for handmade items from local crafters. No multi-tiered marketers. Real art and handmade items! Food will also be sold, including some Eastern European favorites, baked goods and homemade jam in many flavors! Stop on by and have a great time! 9 AM to 4 PM. Annunciation Byzantine Catholic Church, 995 N. West St., Anaheim. 714-906-9630 www.eventsandculture.com Dana Point Summer Concert Series; Summer Concert Series: December of 63 (Frankie Valle & The Four Seasons Tribute) & The Fabulous Ultra Tones (70’s Disco) All concerts are held Sunday’s from 2:30pm-6pm. Food, beer, wine, water & soda are sold and served on site. Bring you own chairs or blankets. Dogs are allowed on leashes. Heritage Park 34400 Old Golden Lantern Rd.
AUGUST 25TH (JULY 8TH- AUGUST 31ST)
Pageant of the Masters “The Pursuit of Happiness” The Pageant of the Masters is arguably one of the most unique productions in the entire world. Audiences are amazed and enchanted by ninety minutes of tableaux vivants (“living pictures”), incredibly faithful re-creations of classical and contemporary works of art, with real people posing to look exactly like their counterparts in the original pieces. This summer’s production of “The Pursuit of Happiness” will explore the many sources of happiness, both ancient and modern, through the theatrical performance of
“living pictures.” The 2015 Pageant of the Masters will be a sentimental journey through depictions of pastimes and activities that gave people joy long before the instant gratification of the computer age. 650 Laguna Canyon Road, Laguna Beach. 8:30 PM. (949) 497-6582.
Disc Golf Weekly Amateur League TournamentEnjoy one of the nation’s first 18-hole (basket) disc golf courses in beautiful Central Park. Weekly Amateur League Tournaments are open to all levels, handicap assigned. Admission: $6 Recurring weekly on Wednesday, 5:00 PM. Huntington Beach Disc Golf Course, 18281 Goldenwest St. Huntington Beach. 714-425-9931
Dana Wharf Whale Watching; Delight in the exciting sights and sounds of the magnificent ocean creatures off Dana Point. Known as a landmark for marine life sightings, Dana Wharf’s ocean adventure cruises offer rare glimpses into a huge variety of underwater wildlife and gorgeous scenic views you’ll never forget. Dana Point Harbor, Dana Point 10am, 12 noon, 2pm.
Huntington Beach Farmer’s Market; Pier Plaza, Main Street & Pacific Coast Highway (next to the pier), Huntington Beach. 1 PM - 5 PM (rain or shine). Laguna Hills Farmer’s Market; Laguna Hills Mall Parking Lot the 5 Freeway and El Toro Road Laguna Hills. 9 AM - 1 PM (rain or shine)
Dana Point Farmers Market Seasonal produce flowers and much more at La Plaza Park each Saturday. 9 a.m.-1 p.m. 949.248.3500, www. danapoint.org.
Dana Point Summer Concert Series; Summer Concert Series: DC Babylon & The Hanging Gardens Band (Jazz to Rock) & Springsteen (The Premier Tribute to the Boss). All concerts are held Sunday’s from 2:30pm-6pm. Food, beer, wine, water & soda are sold and served on site. Bring you own chairs or blankets. Dogs are allowed on leashes. Heritage Park 34400 Old Golden Lantern Rd.
Have an event to showcase? Email firstname.lastname@example.org AUGUST 2015 44 SORBET MAGAZINE
Classes around OC:
Arts & Crafts, Entertainment, Fitness and More! Community & Susi Q Center
Restorative Yoga with Roz – Tues 7 pm- 8 pm Cardio Hip Hop Wed 6:45 pm- 7:45 pm
*Yoga/Mat-Pilates – Fri 1:30 pm - 2:45 pm *Bead Weaving Class Fri 10 am - 11:50 am
*Gentle Yoga Class Wed 11:30 am-1 pm *Int./Adv. Watercolor Thu 1 pm - 4 pm *Yoga Fitness Mon 9 am - 10 am
Laguna Woods Village Community Center
Lakeview Senior Center Woodbridge Community Park
PC Computer Workshop - Mon 10 am- 4 pm & Sat 10 am- 1pm Table Tennis (Novice) Th 9 am-10 am Table Tennis (Intermediate) Tues 1 pm-2 pm Table Tennis Robot Lessons Mon 2 pm- 3 pm
*Intermediate Chair Exercises Fri 9 am – 10 am *Intermediate Chair Exercises Mon 9 am -10 am *Beginning Chair Exercises Tues 9:30 am -10:30 am *Beginning Chair Exercises, Weds 9 am-10 am *Country Line Dance Mon 10:30 am - 11:50 am *Country Line Dance Thu 9 am-10:20 am *Country Line Dance Fri 10:30 am - 11:50 am *Creative Writing Weds 1 pm - 3:50 pm *Piano- Beginning Mon 11 am – 2 pm *Piano- Intermediate Mon 2 pm-5 pm *Watercolor Painting (Beginning) - Fri 9 am- 12 pm
380 Third Street Laguna Beach (949) 497-2441
Florence Sylvester Memorial Senior Center 23721 Moulton Parkway Laguna Hills (949) 380-0155 *Bead Weaving – 10 am - 11:50 am
Norman P. Murray Community and Senior Center 24932 Veterans Way Mission Viejo (949) 470-3062
Park Walks Mon-Wed Fri at 8 am Outdoor Tai Chi (Basic Beginning) - Mon 9 am Croquet competition Tues 9 am Playground with Grandkids Weds 9 am Lawn Bocce Ball - Thurs 10 am Singles Evening Stroll Fri 6 pm
Bell Tower Community Center 22232 El Paseo Rancho Santa Margarita (949) 216-9700 Zumba with Tania Mon 7 pm – 8 pm Zumba with Tania – Wed 7 pm – 8 pm AM Yoga with Roz Mon 8:30 am - 9:30 am AM Yoga with Roz Fri 8:30 am - 9:30 am PM Yoga with Roz Tues 6 pm- 7 pm
24351 El Toro Rd Laguna Woods (949) 597-4267
Leisure World Community Services 24351 El Toro Rd Laguna Woods (949) 597-4659
Fitness Center - Mon, Weds and Fri from 6 am – 5 pm Tues and Thu from 6 am – 7 pm Sat from 6 am – 2 pm
City of Lake Forest Senior Center 25550 Commercentre Drive Lake Forest (949) 855-9444
B-I-N-G-O - Th 10 am-2 pm Foot Peddlers Walking Club Mon 10:30 am Senior Bowling League at Forest Lanes Fri 1 pm- 3:30 pm
Rancho Senior Center 3 Ethel Coplen Way Irvine (949) 724-6800
* Aerobic Strength And Pilates - Tues 2:30 pm - 3:45 pm * Aerobic Strength And Pilates - Th 12 pm-1:15 pm
20 Lake Road Irvine (949) 724-6900
Anaheim Senior Center
Tone Chime Choir Wed 12 noon Dapper Tappers - Fri 10:00 am Genealogy (Intermediate) - Last Monday of each month 3 pm Hatha Yoga - Tues 10 am Line Dance Tues 9 am & Wed 8:45 am Physical Fitness Tues 2 pm & Thu 9 am Spanish (Beginning) Tues 8:30 am Spanish (Beg & Inter) 9 am & 10 am Tai Chi - Mon 9 am Watercolors - Mon 11 am Friendship Luncheon - 2nd Tues of each month 12 noon Membership Luncheon last Sat 12:00 noon Membership Office Tues & Thu 9 am – 3 pm Movie Day - 1st Weds of each month at 1 pm Pinochle Sun 12 pm & Tues 5 pm Pool Room - Mon – Thu 9 am to 4:45 pm, Fri 11 am to 4:45 pm & Sat 11 am to 3:45 pm Senior Lounge - Mon – Fri 9 am to 4:55 pm & Sat 11 am to 4 pm Table Tennis Open Play – Thu 9 am – 5 pm Volleyball Mon 7:45 pm & Wed 8:30 am
250 E. Center St Anaheim (714) 765-4510
Orange Senior Center
Billiards - Mon – Thu 9 am - 4:45 pm, Fri 11 am – 4:45 pm & Sat 9 am – 3:45 pm Bingo – Thu 1 pm & Sat 12 noon Bobble Ball Practice - Fri 9 am Bridge Duplicate Sun 1 pm & Wed 12:30 pm Bridge Open - Wed 9 am Bridge Party - Tue 12 noon Bunco - 4th Fri 1 pm Canasta - Mon & Fri 1 pm Crocheting - Tues 8 am Dominoes - Fri 5:30 pm Balance & Mobility Tues & Thu 12:30 pm
Bingo - Daily at 9:15 am (except on party days) Live Entertainment - Mon, Th and Fri 10:30 am – 11:30 am. Bridge Mon, Tues and Wed at 1 pm. Chess - Tues 1 pm. Scrabble - Thu 1 pm. Backgammon - Thu 1 pm. Bible Sharing - Thu 10 am. Stamp Club - Weds 9 am. Computer Workshop - Fri 9 am.
AUGUST 2015 46 SORBET MAGAZINE
170 S. Olive St. Orange (714) 538-9633
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Published on Jul 29, 2015