Golden Transcript 011923

Our in-depth look at the housing crisis

Trickling up:

BY TAYLER SHAW AND LUKE ZARZECKI COLORADO COMMUNITY MEDIA

A home means everything to Shelley Gilson, a 50-year-old single mother of three girls who works as a guest service agent at an airline.  “It’s one word: priceless,” she

said.

e rising cost of housing in the Denver area has made it di cult for her to a ord a home. She spent years bounding around working for low pay, including to several a ordable housing communities across the state.

Eventually, more than a decade ago, she found a home at Orchard Crossing Apartments in Westminster. It is an a ordable housing community that includes Section 8 housing, the federal government program that provides vouchers to low-income families, the disabled and elderly.

SEE TRICKLING UP, P10

Golden applies for $3 million grant for a ordable housing project

Habitat for Humanity looks to acquire 5-acre Xcel Energy property

BY CORINNE WESTEMAN CWESTEMAN@COLORADOCOMMUNITYMEDIA.COM

O cials hope that one day there will be 125 Habitat for Humanity townhomes and condos on the Xcel Energy property along South Golden Road, so locals can buy permanently a ordable homes.

While the idea is a long time coming, it also has a long way to go before it becomes reality.

On Jan. 10, the City of Golden and Habitat for Humanity of Metro Denver took some of the rst steps by applying for a $3 million a ordable housing grant from the Colorado Department of Local A airs.

Only municipalities can apply for the grant, so if successful, the city will serve as a pass-through agency and reimburse Habitat for its work on the 5-acre Xcel property. e money must be spent by May 2024.

Xcel listed its property at 17805 South Golden Road for sale in June, and Habitat is currently under contract and scheduled to close in February. If all goes well, Habitat plans to start design work this spring, site demolition over the summer, and

How housing is becoming less a ordable for more Coloradans

Je erson County o cials sworn in for new terms

Marinelli, Gonzalez begin first terms as Je co sheri , clerk & recorder

BY CORINNE WESTEMAN CWESTEMAN@COLORADOCOMMUNITYMEDIA.COM

Sheri Regina “Reggie” Marinelli has no time to rest on her laurels, saying, “ ere’s work to be done.”

After winning the November election, Marinelli kicked o her rst term as sheri during the Jan. 10 Je erson County Swearing-In Ceremony.

Likewise, Clerk & Recorder Amanda Gonzalez and Surveyor Robert Hennessy started their rst terms Jan. 10, while four other county ofcials began their second terms after being reelected in November.

e elected o cials remarked how important the occasion was, committing or recommitting themselves to improving the lives of Je co residents for the next four years.

Gonzalez thanked her family, friends and supporters for all their help during her rst-ever campaign. She said she ran for clerk & recorder to protect people’s right to vote and “make sure everyone’s voice is heard.”

Lesley Dahlkemper, who was reelected to a second term as District 3 county commissioner, was grateful for the voters’ trust in her. During her rst term, she and her colleagues were forced to charter unknown waters during the COVID-19 pandemic. She felt fortunate that Je co had such strong internal and external partners during that time, adding how collaboration in general is key to elected o cials’ work.

She and other elected o cials commended county sta members for their tireless e orts and innovation, with Dahlkemper saying they make Je co what it is.

Treasurer Jerry DiTullio thanked his sta for weathering two years of budget cuts and COVID-19-related challenges. He also shared how his o ce is working with the state legislature to improve seniors and veterans’ lives.

“We’re working hard for the citizens of Je erson County,” he continued.

go unseen and unheard because of the nature of their work. During her

Clerk & Recorder Amanda Gonzalez, center right, hugs one of her supporters during the Jan. 10 Je erson County Swearing-In Ceremony. Gonzalez, a newcomer to Je co politics, was elected to her first term as Clerk & Recorder in November.

rst term, her sta had to handle the pandemic, the opioid epidemic, mass fatalities, sta ng shortages and budget cuts, and other harrowing circumstances. She praised their very critical work and dedication, adding how her sta members make all the di erence.

As they start new jobs or new terms, the elected o cials re ected on how much serving Je co means to them.

Marinelli shared how she hadn’t considered how important becoming Je co’s rst female sheri would be, until several people told her on Election Night how much it meant to them — how their daughters could become anything they wanted.

She said she doesn’t take this job lightly, especially given how di cult the past few years have been for those in law enforcement.

Assessor Scot Kersgaard, quoting other public gures, described elected o ce as “where poetry meets prose, where vision meets action.”

He described how, four years ago, on his rst day as assessor, someone asked if he planned to run for reelection. Only one day into his new job and with reelection four years out, the question took him aback.

Ultimately, he responded: “If I’m having fun.”

Coroner Annette Cannon also believed her sta ’s e orts usually

Sheri Regina “Reggie” Marinelli takes the oath of o ce during the Jan. 10 Je erson County Swearing-In Ceremony. Marinelli, who’s been with the Je co Sheri ’s Department for 36 years, was elected to her first term as sheri in November. She’s also the first woman to hold the o ce.

PHOTOS BY CORINNE WESTEMAN

Commissioner Lesley Dahlkemper talks to Surveyor Robert Hennessy during the Jan. 10 Je erson County Swearing-In Ceremony. Dahlkemper was reelected for a second term as District 3’s county commissioner in November, and Hennessy ran unopposed for his first term as surveyor.

site development after that.

Building 125 units will take several years, city and Habitat representatives stated, as the nonpro t hopes to rally community members for their help in building them.

Habitat’s goal is to turn the property into the city’s rst a ordable homeownership project. e townhomes and condos will be one- to four-bedroom units and will be sold to households with average incomes around 80% of the area median income.

e nonpro t will place the property into a land trust, so all subsequent owners will have to meet similar criteria to purchase from the initial owners, Habitat representatives explained to City Council.

“ is development provides the

opportunity to make a generational impact in Golden where homeownership is out of reach for lowmiddle income households,” Janet Maccubbin, the city’s a ordable housing policy coordinator, stated in a memo to City Council.

During the Jan. 10 meeting, Maccubbin described how DOLA o cials are very excited about the application and the partnership between Habitat and the city.

She emphasized that, as Habitat proceeds with this project, it will have to go through all the public processes for planning and zoning.

at likely won’t start until later this year, but Golden wanted to apply for the grant now because of the unique opportunity.

“ is is how we, as a city, can help support a ordable housing opportunities,” Maccubbin said of the DOLA grant application.

Kate Hillberg, Habitat’s director of real estate, said her organization

knew the property was going to be decommissioned eventually and has been keeping an eye on it for several years.

“It’s such a meaningful investment in Golden that we had to go after this,” Hillberg said. “ … (Without the grant) it’ll take us longer to get started, but it doesn’t stop the project.”

Councilors wondered if the project is successful who will decide who can buy a unit. Considering local re ghters, teachers and other employees who need a ordable housing, they wondered whether locals could have rst preference.

Hillberg answered that it’s based on who gets their documents together rst, saying Habitat can’t speci cally hold out units for anyone, but it can market to Golden employees and residents rst.

Overall, the councilors were excited about the opportunity, with Councilor JJ Trout saying that she

and her predecessor on City Council have been watching this property for years. Given that it’s close to transit stops, schools, grocery stores, parks and more, Trout said it’s a perfect location for future housing.

Councilor Don Cameron said he gave Habitat a tour of the property a few years ago, adding, “I’m stoked that it’s come to fruition.”

However, Mayor Laura Weinberg reminded everyone how the grant application is the rst step of many for the whole project. Habitat still needs to go through all the necessary steps regarding land use and development, she and the councilors emphasized, telling everyone who’s interested in the project to stay tuned.

“I’m sure we’ll be talking about this property for many meetings to come,” Weinberg said, adding how she hopes the grant application is successful.

Fannie Mae Requires Appraisers to Use a Measuring Standard Realtors Don’t Use

How we measure the gross living area of a home is important, but there is little consistency. Different websites may use different numbers for the same home, primarily because they tend to have only one field for square footage.

Below, I’ll write about Fannie Mae’s new rules for measuring homes, but it’s up to each real estate website operator which number it uses for square footage. For example, the web pages that we create for each of our listings has only one square footage field, so I choose to display finished square footage. Only the MLS (see box at right) has fields to distinguish between finished, unfinished, above-grade, basement and total square feet.

Zillow is an example of a website which features only the total square footage in each listing, even if half that area is unfinished basement space. It doesn’t show the breakdown of finished vs. unfinished space or basement vs. abovegrade space unless you click on a link titled “See more facts and features.”

Trulia, which is owned by Zillow, has a link “See all” which lists “finished area” if you scroll down far enough, but that’s all. I find this ironic, because both Trulia and Zillow provide a ton of information not found on the MLS, but they downplay or omit the most important detail of all — the breakdown of square footage.

Redfin, which gets the full feed from our MLS, also features only the total square feet and has no link that I could find which displays a breakdown. And, like both Trulia and Zillow, it prominently features “price per square foot,” but that figure is based on the total

Our

Prior Office

square feet, which is really misleading.

Golden Real Estate’s website, like those three, gets its active listings from the MLS, but our display is managed by the MLS, and all listings on our website use the finished square footage number, which is, I believe, the most useful number to use. But, once again, that’s the only square footage number that is displayed.

The MLS has its own consumer-facing website, which is www. REcolorado.com, where you can search for listings. On that site, the total square footage is featured, but scroll down and you see the following breakdown, which is as good as we agents see:

those numbers could be wrong.

Lenders, of course, want to know that the square footage is accurate and consistent, so recently Fannie Mae mandated that all appraisers follow the ANSI (American National Standards Institute) standard, which can result in appraisals which come up with different numbers than in the MLS listing on which the buyer relied.

The ANSI standards don’t allow for space with ceiling heights under 7’ to be

included in the gross living area, and the square footage of staircases can only be counted on the level from which the staircase descends. Also, if even part of a level is below grade, the entire level has to be counted as “basement,” which conflicts with MLS rules which say the lower level or a bi-level or tri-level home (which is at least partially below grade) can be counted as above-grade square footage. Listed comps in any appraisal, however, always include MLS numbers.

How Many Square Feet Is Your Home? That Depends...

There are three different square footage numbers for every MLS listing, and which of those figures is advertised on other websites can confuse buyers. So, here is a quick tutorial on square footage terminology..

Above-Grade square footage used to be called “Main” square footage or simply square footage without any modifier. As the new name suggests, it does not include basement square footage. But that begs the question, “what is a basement?”

ranch” home, the lower level is included in “above-grade” square footage for the same reason. (A “raised ranch” is defined as a home where you have to climb a flight of stairs to get to the “main” level. The “main” level is defined as the level with the kitchen.)

Finished square footage includes all the finished square feet, including in a basement. If the basement is unfinished (or there is no basement), this number will be the same as the “Above Grade” number.

On those other websites, you’d only see 3,166 square feet and $271/sq. ft. for the listing shown here.

The numbers provided above are entered by the listing agent. Our only obligation in providing them is to indicate the source, It could be from public records, or it could be from a prior appraisal. We could also measure it ourselves, but that is really unlikely. The only requirement is that we disclose the source. The safest choice is public records, but

on S. Golden Road Is For Sale

In a split-level home, the lower level, which is often below grade, is included as “above-grade” square footage, since there is frequently a basement below that level. In a “raised

Total square footage is what the name suggests, whether finished or unfinished. For a listing with a partially finished basement, all three square footage numbers will be different.

How to Avoid the Most Common Real Estate Mistakes

doesn’t have to share his commission, he (or she) should reduce their commission. That’s called a “variable commission.” Yet only 15% of listings on the MLS have a variable commission. Good for the agent, not so good for you!

The original office of Golden Real Estate and currently vacant, this unique 1,318square-foot office building at 17695 S. Golden Road (originally a restaurant) is powered by 20 kilowatts of solar panels, which more than meets the energy needs of the building in addition to charging up to three electric vehicles at three Level 2 charging stations. The monthly bill from Xcel Energy is $12.56. There is no natural gas service, because the building is heated and cooled by a state-of-the-art heat pump/ mini-split system powered by those solar panels. This is a true “net zero energy” building and was planned to be “The Net Zero Store,” but we decided to stick to real estate and sell the building. For a showing, call Jim Smith at 303-525-1851. You can take a narrated video tour and view interior and exterior photos at www.SouthGoldenBuilding.online

Mistake #1: Listing with a Friend or Relative It seems that we all know someone who is a real estate agent, and how do you not list your home with that friend or relative? The answer can be pretty simple. List with the right agent and have that agent pay a 25% referral fee to your friend or relative. They’ll earn a commission without doing any work, and you’ll get the better listing agent and possibly a higher price for your home.

Mistake #2: Not Having a Variable Commission When your listing agent

Mistake #3: Not Using the Same Agent to Buy/Sell When you’re buying a replacement home in the same market, choose the best agent for listing your home and have that agent reduce his or her commission in return for earning a commission on the purchase of your replacement home.

Jim Smith

Broker/Owner, 303-525-1851

Jim@GoldenRealEstate.com

$995,000

1214 Washington Ave., Golden 80401

Broker Associates:

JIM SWANSON, 303-929-2727

CHUCK BROWN, 303-885-7855

DAVID DLUGASCH, 303-908-4835

TY SCRABLE, 720-281-6783

GREG KRAFT, 720-353-1922

Golden chooses natural grass for Ulysses Park multi-use fields

BY CORINNE WESTEMAN CWESTEMAN@COLORADOCOMMUNITYMEDIA.COM

By Jan. 1, 2025, Golden o cials hope to have two natural grass multi-use elds installed at Ulysses Park. At that point, the city could stop using Rooney Road Sports Complex, allowing the site to revert to Je co Open Space use.

On Jan. 10, Golden City Council directed sta to pursue natural grass elds over arti cial turf at Ulysses Park. While the latter would o er users more playable hours, most councilors preferred grass for nancial reasons and health, safety and environmental concerns.

e city intends to install the two multi-use elds where the two southernmost baseball elds are, and is working on a nal design for an updated Ulysses Park.

According to Parks & Recreation Director Rod Tarullo, the capital costs of installing two natural grass elds would be about $5.7 million. But, putting in arti cial turf would cost about $2 million more.

However, his sta also found that annual maintenance for grass would cost $98,372 versus turf’s $44,973.

Looking at a 10-year period, including installation and maintenance, Parks & Recreation sta

determined that two arti cial turf elds would cost $8.1 million total. Meanwhile, two natural grass elds would cost $6.7 million. us, sta recommended City

• To provide support and empathy in an inclusive environment.

• To provide help for those in need in our community.

• To operate a food pantry in the Golden area for the benefit of local families and individuals.

• To provide short-term financial assistance to those experiencing crisis or sudden hardship

• To provide consultation and advice regarding additional support services in the vicinity.

Council pursue the two grass multiuse elds, which they said could be installed by end of 2024. e project was already approved in the city’s 2023 budget. us, sta said the next step will be presenting the nal designs for City Council’s approval, which will likely be in the fall.

City o cials said they’d heard mixed feedback on whether locals preferred grass or turf. Some Rooney Road eld users, like Colorado Ice Soccer, preferred the turf option as it would give them more playing time during the colder months.

Councilor Don Cameron also leaned toward turf for how many additional hours it’d give local teams to practice and play. However, he acknowledged he was in the minority as all the other councilors seemed to favor grass. e decision ultimately came down to costs for Councilor JJ Trout, as she said, “I de nitely value kiddos playing outside and being active, but I also have to make nancial decisions for the entire city.”

Councilor Casey Brown pointed out how the community’s list of wants for parks and recreation opportunities hasn’t changed much over the years. ere’s always interest in additional pickleball courts or new playground equipment, he said, adding, “We have to be balancing how we’re paying for all those things.”

Councilor Paul Haseman was con dent Tarullo’s sta could maximize playing time on natural grass. He also pointed out that, if the grass doesn’t work and there’s more demand than expected, the city could always reconsider installing turf at Ulysses Park.

Leaving Rooney Road

Since August, o cials have

discussed not renewing Golden’s lease at Rooney Road Sports Complex, which is up in 2026, and building multi-use fields at Ulysses Park instead. With the Ulysses Park plan moving forward, city staff members said they were deciding how to handle the exit from RRSC — whether to stay through the end of the lease or leave early.

RRSC opened in 2007, and the city has a 20-year lease for $100. The fields, which are atop a former county landfill, are at the end of their life cycle and need to be replaced.

Jeffco Open Space owns the complex and the surrounding Tincup Ridge Park, which it’s hoping to develop more in the coming years.

If Golden decided to renew the lease, Jeffco would shrink the lease boundaries and turn one of the fields into a slash processing center, Tarullo has previously described.

Thus, Golden officials have said moving multiuse fields from Rooney Road to Ulysses Park would give the city better amenities at a site it has more control over.

Additionally, RRSC has experienced subsidence over the last 15 years, and Tarullo has said there’s no guarantee that it won’t experience more subsidence if Golden updates the fields. Plus, the site has limited amenities — portable restrooms, temporary light fixtures and no landscaping — to ensure nothing punctures the former landfill.

With Golden deciding to move multi-use fields to Ulysses Park, the city must return RRSC to its original state, per its lease agreement with the county. Tarullo has previously estimated $976,000 to $1.35 million, but said Golden might be able to negotiate that down.

A youth soccer team practices on one of the Ulysses Park ballfields Aug. 25. Golden plans to install two grass multi-use fields at Ulysses Park by the end of 2024.

FILE PHOTO BY CORINNE WESTEMAN

El Rancho reopens after getting its liquor license

BY DEB HURLEY BROBST DBROBST@COLORADOCOMMUNITYMEDIA.COM

El Rancho restaurant has opened. e restaurant, which had a soft opening Jan. 11, got its liquor license from Je erson County on Jan. 13 and opened that day, according to Olivia Mo ett, a spokeswoman for Bonanno Concepts, which is operating the restaurant.

Denver restaurateurs Frank and Jacqueline Bonanno, who own seven restaurants in the Denver area, will operate the historic restaurant to be called El Rancho Colorado that closed abruptly last summer.

e dinner menu includes a bit of everything: comfort food, wild game, steaks, sandwiches, a touch of Mexican and things chef Frank Bonanno is having fun playing with, Mo ett explained. ere’s also a big salad bar.

It is open for dinner Wednesdays through Sundays, with live music on Friday and Saturday nights. Breakfast, brunch and lunch will be added, and the brewery should be operating soon.

“We will work our way to a sevenday schedule but with no real timeline,” Mo ett said. “We will have to see how sta ng goes.”

Mo ett promises that El Rancho looks much like patrons remember with a few updates such as reupholstered chairs and more art.

“We’re put tiny new touches on it,” she said. “We’re proud of how it’s come together.”

El Rancho is celebrating its 75th year, and it’s exciting to be part of the next era of history, Mo ett said, noting, “We want to do it right.”

History e El Rancho restaurant opened in a log cabin in 1947. In 1953, a banquet room and gift shop were added, plus it became designated as a post o ce. When Interstate 70 was being built in the mid-1960s, the owners convinced the Colorado highway department to name the exit “El Rancho.”

According to Golden History Park and Museum, El Rancho is said to have the most photographed view of the Continental Divide in America.

El Rancho has had several owners over the last few decades, and the owners who bought the property in 2015 abruptly closed the restaurant this past summer after a nasty battle over the restaurant’s management.

In November, Jack and Sherry Buchanan of Evergreen with Northstar Ventures and Travis McAfoos bought the El Rancho property for $2.7 million, and they signed a lease and operating agreement with Bonanno Concepts.

Northstar Ventures will not be involved in the restaurant’s operation. Instead, it will focus on working to develop the parcel across the street from El Rancho.

Cars filled the parking lot on Jan. 11 at El Rancho Colorado as the new operators, Bonanno Concepts, held a soft opening.

PHOTOS BY DEB HURLEY BROBST

Bartenders wait behind the bar to create beverages for guests.

A server shows the blue uniforms with the El Rancho logo.

Be bold, get cold

Winter weather doesn’t deter

Golden Plunge Club’s visits to Clear Creek

BY CORINNE WESTEMAN CWESTEMAN@COLORADOCOMMUNITYMEDIA.COM

While Evergreen and other places around the country kick o every year with a Polar Plunge, some Goldenites have taken it to the next level with daily plunges in Clear Creek.

Yes — even in the wintertime.

e recent icy conditions along Clear Creek haven’t deterred Will Hanlon, Tom Hilsabeck, Rob Kehoe and others over the past three weeks. Rather than visiting Parfet Park in the mornings as they usually do, they’ve been plunging near the Golden History Museum in the afternoons instead.

“It can be addicting,” Kehoe said of daily cold-water plunges. “Eventually, you start to crave it.”

ey call their group the Golden Plunge Club, which they started in late 2020.

ere are about 12 members, although not everyone plunges daily.

ere are a few core members who visit Clear Creek almost every day, but some days draw more members than others. Even some of their outof-town relatives have joined them during their visits.

Eight members have earned matching club sweaters by doing 10 or more plunges in water 50 degrees or colder.

Anyone completing a cold-water plunge, whether once or regularly, is advised to do so with caution.

e members are very careful not to spend too long in the water and are prepared with towels and extra clothes afterward. Plunging when it’s sunny outside also helps a lot, they said.

On Jan. 6, Hanlon, Hilsabeck and Kehoe — who founded the club — took a quick dip in Clear Creek, with Hanlon measuring the water temperature at 36 degrees.

e three described several health bene ts associated with cold-water plunges, such as reduced in ammation, improved circulation, better sleep, and more. ey added that it’s a great way to get the body ready for the day, which is why they typically plunge in the mornings.

Hanlon described it as a great daily ritual.

Between March and September, members sometimes jump in the creek multiple times a day. In the summer, they might sit in the creek for 30-45 minutes during the heat of the day.

January is undoubtedly the worst time for a daily plunge, they said. Hanlon commented how a one- or two-minute immersion is very doable when the water’s 40 degrees or warmer. But, when it’s colder than 40 degrees, it’s miserable.

On Jan. 12, the water was still icy, although the sun was shining overhead as Michelle and Hunter Sport and John Souther braved the cold waters with Hanlon, Hilsabeck and Kehoe.

Souther said he met Hanlon when he was tubing on Clear Creek in January 2021. e Sports said they were house-hunting in Golden last February when they met some members.

“ ey were some of the rst people we ever met when we moved here,” Michelle said. “ … We spend ve to 10 minutes with each other every day. It’s great bonding time.”

Souther and the Sports, all of whom have earned their club sweaters, said they try to plunge as often as they can. ey appreciated how Golden has a creek that they can visit daily for cold plunges in the winter and cool-down visits after summer runs.

Kehoe felt likewise, adding, “It’s a gem to have in your backyard.”

Anyone interested in joining the Golden Plunge Club can contact Will Hanlon via @goodwillrunner on Instagram.

John Souther, center, and other Golden Plunge Club members brave the cold waters of Clear Creek on Jan. 12. The uno cial club started in late 2020, with at least one club member plunging into Clear Creek almost every day.

PHOTOS BY CORINNE WESTEMAN

Golden’s Tom Hilsabeck grabs a piece of ice while plunging into Clear Creek Jan. 6. Hilsabeck is part of the uno cial Golden Plunge Club, a group of about a dozen people who take a dip in Clear Creek almost every day.

Golden Plunge Club members Rob Kehoe and Tom Hilsabeck take a dip in Clear Creek Jan. 5 near the Golden History Museum. The two helped start the uno cial club in late 2020 by plunging into the creek almost every day.

Members of the Golden Plunge Club watch a piece of ice float during their Jan. 12 visit to Clear Creek. Group members plunge into the creek almost every day, regardless of the weather.

Golden Plunge Club members Tom Hilsabeck, Will Hanlon and Rob Kehoe wear their club hoodies after their Jan. 6 visit to Clear Creek. Members have to earn their hoodies with a certain number of cold-weather plunges.

Soap-making and blacksmithing and calligraphy — oh my!

tinged, amount into a mold. Using a bamboo stick, students created swirls and patterns in the mixture.

BY ANDREW FRAIELI AFRAIELI@COLORADOCOMMUNITYMEDIA.COM

Blacksmithing, soap-making and calligraphy: 20th-century heritage crafts that have been brought into the 21st century at Heritage Lakewood.

“Our focus, as a site, and by proxy, the programs, is the 20th century,” said Stephen Luebke.

As the museum programs specialist, or just the educator, as he calls himself, Luebke hunts for class ideas and develops and runs them. According to Luebke, the classes have been running for years, ebbing and flowing in funding, but always trying to appeal to many.

A couple of different classes run every month at Belmar Park, what the city calls a “20th-century history park and museum.” Most recently was soap-making.

“The point of cold-press is to look pretty. You have to be patient, but it’s pretty,” Katrina Hoing, the teacher for the soap-making class, said in her January class. As she elaborated throughout, the technique she teaches is cold-press, which allows colorful patterns to be made in the soap bars.

Hoing, a paralegal, has been

teaching the class for the last three years and has been making soap herself for the last 10.

“It just kind of became an addiction at some point,” she said.

For the class, she worked with four students making two fivepound batches of scented cherry that would be ready for Valentine’s Day. A mix of coconut, olive oil and almond oil was combined with water and lye and mixed to make something of a pudding consistency.

A small amount was separated and dyed red before pouring the now red and original, yellow-

Because of the cold-press technique, the molds have to sit for 24 hours before Hoing cuts them into bars. After that, she leaves them to sit for another four weeks to allow the chemical reaction of lye turning the oils into soap to finish.

“You can’t wash your hands with olive oil and have clean hands,” Hoing joked.

According to Luebke, most of the classes at the moment have existed for years, with people being hired as others leave — Hoing being one of those people. She stumbled into teaching the course, but the course had already existed before her. People have approached Luebke to make a class though, like the blacksmith.

“Our blacksmithing program is a direct result of him,” said Luebke.

The next blacksmithing class is in March.

“If someone approaches us with an idea, we’ll kind of mull it over, do some research,” he continued. “I try to see if it’s possible, run the numbers, see if there’s a market for it, whether that market is saturated — just in the area.”

Blacksmithing, he added, fit well into the program’s 20th-century craft focus, and was certainly not competing with any other programs nearby.

For other classes, Luebke has

hunted down teachers, like the upcoming youth skateboard deck design class in February. This class, he explained, will be taught by a local graffiti artist that works with the city in other projects.

Luebke also highlighted how he aims for a variation of people in classes. The blacksmithing class, for example, has had students from 16 all the way to 80, he said.

The next class offered will be an introduction to calligraphy, taught on Jan. 21. The full class list can be found on Heritage Lakewood’s website.

Meet Kane!

info@fas4pets.org

Katrina Hoing (middle) teaches soapmaking at Heritage Lakewood Belmar Park, helping students like Leanne Marquez (left) and Karen Co ey (right) mold and design their cold-press soap creations.

PHOTO BY ANDREW FRAIELI

Crafters can enjoy various classes at Heritage Lakewood

District Attorney’s o ce tells of the past year and looks to the future

BY ANDREW FRAIELI AFRAIELI@COLORADOCOMMUNITYMEDIA.COM

“I don’t think I ever planned on coming into o ce with a global pandemic happening,” said Colorado First Judicial District Attorney Alexis King. With it came challenges to how courtrooms operated, jails handled booking and a backlog of cases for the DA’s o ce.

But it also brought transparency to the o ce and new programs to keep people from ending up in court in the rst place. Moving into the new year, King told of cold cases being solved, backlogs dissipating and what she hopes to achieve in 2023 during a recent interview with Colorado Community Media.

What actually caused the backlog of cases during COVID-19 was not what most people thought, she said, but “because we could not put enough people in the same room for jury selection, especially in major cases.” While she said the DA’s o ce has gotten back on track in the last six months, it did bring some positive change.

Since jails in Je erson County are still su ering from COVID-19 outbreaks, people with charges have been, and are, attending court through video streaming rather than in person, forcing a break in what King described as traditionally rigid schedules and expectations in the courts. is has allowed people who may want to support those with charges in court to tune in rather than have to visit court in person, she explained, as people may not be able to take a day o . It’s also allowed more exibility to DA o ce sta who may be sick or at home.

“At the end of the day I do think it has increased accessibility,” King said.

e DA’s o ce has also launched multiple preemptive programs this past year to keep people from entering court in the rst place.

Called the Pathways Diversion Program, it aims to resolve issues before cases are even led. One example she gives is uninsured or

unlicensed drivers.

“One of the biggest things we battle is actually folks who don’t have insurance or don’t have their driver’s license,” she said. “In that courthouse, many, many people are coming through the doors because of those issues. And many, many, people are picking up warrants because of those issues, and they’re the kind of issues that snowball.”

e program o ers navigation to work with the DMV to get relicensed if they can, and to get insured, investing in those costs rather than a cycle of nes and fees, she said.

Internally, the DA’s o ce has also worked on transparency, launching a Data Transparency Dashboard. King explained that she and her counterpart in Arapahoe county, George Brauchler, worked to create a public-facing database with basic information on the number of cases, un led cases, how people have pled guilty, sentences and race and ethnicity data.

“We really wanted to have more data internally, and also more data externally,” King said. “We felt these

were all things incredibly important for the community to be able to access.”

Eight other o ces are joining the database as well, she elaborated.

To King, the major internal advantage of the database is having all the data in one place and being able to analyze it. With that, she said a disparity analysis will be released to the public in February.

“It’s kind of an in-depth look at race and ethnicity at key decision points where DA’s hold a lot of in uence, and what happens,” she explained. “Sharing data, and leadership, all require vulnerability. It only has meaning if everyone can have an informed conversation around what’s actually happening.”

Looking toward the upcoming year, the o ce is working with the Equity Project — an organization that helps organizations advance equity e orts — to create “actionable steps” from the disparity analysis, King said.

“ at is internal, but it will a ect external work because we are in the people business,” she elaborated.

“What we do is impact people outside this o ce.”

Starting July 1, due to Colorado’s Enhance Law Enforcement Integrity Act passed in 2020, all local law enforcement agencies and the Colorado state patrol must be issued body-worn cameras. Another major goal for 2023, according to King, is how to utilize the thousands of body-worn cameras that will be coming online.

“We want to be able to utilize all that data effectively, and that is a massive amount of data,” she said. Part of that utilization is an analysis of the data to better the DA’s office.

“Every DA in this building wants to make sure they’re doing the right thing, and that’s very community-defined,” King said. And this data could help find that definition, along with the disparity analysis to “define the right thing as far as justice goes.”

King also explained that having precise data helps when asking for funding, and it allows for precise conversations about issues affecting Jefferson County.

“I feel like we can have more informed conversations about what matters to Jeffco, as opposed to having conversations that are more maybe even Denver-centric,” she explained. “Where we can say look, this is what the issue is here in Jeffco, and these are numbers you can rely upon.”

King’s personal goals as DA for this year are still embedded in data, wanting to not just use bodycamera footage and the office’s dashboard as a diagnostic tool, but for something more. What that is yet, she doesn’t know. She also wants to work on staff retention.

“It’s not the easiest to convince people that the DA right now is the place to be to make meaningful change, so we’re working on that,” King said. “One of my personal goals is making sure we have a retention plan and we’re really rewarding our staff that just do an incredible job every day.”

Colorado First Judicial District Attorney Alexis King, sitting in her o ce in Golden, told of the o ce’s achievements from the past year and what she hopes to accomplish in 2023.

PHOTO BY ANDREW FRAIELI

The Long Way Home Examining the impacts of the housing crisis

People across the metro area are struggling to a ord a place to live. Minimum wage earners might spend upwards of 60% of their paychecks on rent. Many millennials, now entering their 40s, have accumulated less wealth than prior generations and are struggling to nd a rst home they can a ord. At the same time, those who might sell, baby boomers, are prone to hold onto their homes, unable to downsize in the supercharged market. ese and other factors, including homelessness, a history of racial disparities where 71% of white Coloradans own homes but only 42% of Black Coloradans do, and a slow down in building that began more than a decade ago during the Great Recession, add up to constitute what some experts call a crisis in housing a ordability and availability.

Over the last six months, two dozen journalists, editors and sta at Colorado Community Media worked to answer questions on why this is happening, how

we got here and what the solutions are. e work to nd the answers carried our journalists along the Front Range to talk to mayors, housing authorities, experts and, most importantly, lower- and middle-class families experiencing the crisis rst hand.

Our reporters and editors also held focus groups, talking directly to prospective homebuyers, like the single mom worried that another rent increase could land her in her car and the real estate agent who understood the problems but worried about a lack of solutions.

Over the next four weeks, Colorado Community Media provides an in-depth look at how the current crisis impacts our communities. In Week 1, e Long Way Home breaks down how we got here. On Week 4, we look at how local, state and federal governments are investing millions of dollars into a range of possible solutions — from helping the homeless to a ordable housing programs.

Mount Evans means recovery

Contributors to theproject include:

TRICKLING UP

FROM PAGE 1

From work to school to neighborhood events, the program has created a way for Gilson’s family to be a part of a community. With housing and communities come resources, though not all are created equal. Gilson explained that in her prior communities — predominantly lower socioeconomic status and people of color — it resulted in a lack of resources, such as academic and mental health.

at’s why she moved to Westminster, where she has lived for 12 years.

“I wanted my kids to have a stable education and stable housing,” she said.

It’s not just low-income residents who struggle to a ord housing. Across the metro area and along the Front Range, rising in ation and mortgage rates, a long-term building slowdown and increasingly crowded cities and towns have combined to create what some observers and experts say is a housing crisis.

More and more people throughout the metro area are nding the cost of renting or buying a home eating up signi cant portions of their budgets.

“ at’s the No. 1 reason that people move, is they can’t keep up with their rent (and) utilities payments,” said Heidi Aggeler, managing director and co-founder of Root Policy Research, a Denver-based community planning and housing research rm.

ere’s a term for it: “cost-burdened,” which describes households paying more than 30% of their income on housing. A little more than 700,000

households in Colorado are costburdened, most of which are renters, according to a November 2021 report from Root Policy Research.

“We’ve never done a very good job of housing extremely low-income people and families and helping to move them out of poverty,” Aggeler said. “We’ve never had enough resources to adequately address that.”

People who make $25,000 or less a year have long faced a housing crisis on some level, Aggeler said. But now, the number of people who make more money and are feeling the pinch of high housing costs is growing.

It has become increasingly common for middle-income households with incomes of roughly $35,000-$75,000 to experience cost burden, according to Root Policy Research.

As long as Colorado continues to be an attractive place for people to move to, invest in and retire, Aggeler thinks housing challenges will continue.  ere are also too few options for would-be buyers. Many nd the cost of single-family homes beyond their reach but have few options a step below that, such as condos.

“If you believe that Colorado will be a place that employers will continue to want to move to, then I think … the outlook may not be good unless we accelerate production and density and fund housing at the level that is needed,” Aggeler said.

The cost of housing

Practically every community in the metro area is facing its own housing a ordability and availability issues.

South of Denver, in Lone Tree, Mayor Jackie Millet said there is a “housing crisis.”

“I think it varies in severity throughout our state, but I do think it is a problem that is a ecting all of Colorado,” she said. “ ere’s so much supply pressure on our market right now that we have, then, created this crisis.”

Not everyone is describing it as a crisis, but those who use that word point to the numbers across the metro area, as the costs of singlefamily homes and townhomes have skyrocketed.

Northwest of Denver, in Arvada, the median sale price of a singlefamily home was $667,000 as of late 2022, according to the Colorado Association of Realtors. at’s up by 71% from 2017, when the price was around $390,000.

e story is similar in Brighton, northeast of Denver, where the median sale price increased by approximately $225,000 over that period.

Littleton, south of Denver, saw an increase of approximately $300,000 in the price of single-family homes from 2017 to 2022.

Lone Tree saw an increase of $473,750.

“What we have seen is our housing prices doubling and our wages have not been keeping up,” Millet said.

From 2000 to 2019, median rents rose at a faster rate than median renter household incomes did “in every Colorado county and city with 50,000+ residents,” according to Root Policy Research.

Many residents want a home of their own, Millet said.

“ at was our ultimate goal, and that is also the way most of us accumulated wealth,” she said.

When the cost of buying or renting is too high, however, people cannot establish these roots, she added.

Supply versus demand

One of the main causes of the rise in cost-burdened households and lack of a ordable housing is that production has failed to keep up with demand.

ere was a 40% decrease in the number of homes built between 2010 and 2020 in Colorado, according to the 2022 “A ordable Housing Transformational Task Force Report.”

Susan Daggett, executive director of the Rocky Mountain Land Use Institute, said the crash of 2007 a ected housing supply. People left the construction industry and many companies went bankrupt.

“ e housing market bottomed out, people left the construction industry, a lot of people went bank-

rupt,” she said.

At the same time that housing development slowed, Colorado’s population grew.

“In the meantime, the population has grown tremendously and the supply just hasn’t been able to catch up with that demand,” Daggett said.

In 2010, Colorado had a population of 5,029,196, according to the U.S. Census Bureau. By 2022, the population was estimated at 5,839,926 — a roughly 16% increase.

As of June 2021, Colorado’s for-sale housing inventory was 13% of what is needed for a functioning sales market, according to Root Policy Research’s report. A functioning sales market means there are enough units so that people can move easily, such as being able to upsize or downsize, Aggeler said.

To return the housing market to a functioning level, Colorado would need an average of 44,250 units built each year until 2030, according to the report, published in November 2021. is would be 1.6 times the state’s current production levels.

Ted Leighty — the CEO of the Colorado Association of Home Builders, an a liate organization of the National Association of Home Builders — said, overall, depending on who is talking, Colorado is some-

where between 175,000 to 200,000 units short of demand.

“ at’s really challenging to come back from, especially, you know, the pace by which we were able to produce new housing in Colorado,” Leighty said.

He hates to use the word “crisis” when discussing housing in Colorado, describing it instead as a major challenge.

Leighty explained the challenge comes down to the ve L’s — lumber and other building materials, labor, land, loans and access to capital, and local government. All have played roles in slowing down housing construction, especially since the Great Recession, leading to higher demand and decreased a ordability.

“ ese are always our main cost drivers for residential construction,” Leighty said. “All ve of those right now, and have been, unfortunately, for the last several years, been huge challenges for us.”

He said high lumber costs and some supply chain issues have improved marginally recently, but they still pose problems for developers.

Also, there is a labor shortage.

“We’ve seen a little bit of uptick in (the) labor participation rate for construction, but not nearly enough,” Leighty said. “We’ve got

an aging skilled labor demographic, and we haven’t done a great job replacing that labor with younger, skilled laborers.”

In addition to training the laborers of the next generation, Leighty said a “sound immigration policy” could help bring more workers to projects.

“ ere’s a pretty big de cit, and we need to do all we can, policy standpoint and otherwise, to increase labor,” Leighty said.

During the pandemic, there was a perception the housing market was hot, Leighty said.

“It was the most challenging hot market ever on record — to source materials, to source labor, to get projects through the pipeline was immeasurable in how di cult it was,” Leighty said.

The market cools

But there are signs the hot market is cooling.

Lending issues have recently risen to the top of many homebuyers’ concerns. Leighty cites concerns for in ation, economic uncertainty and rising interest mortgage rates.

Imagine a $500,000 home that roughly a year ago a person could buy at a 3% rate, Leighty said. eir

Thu

powered by

Just so you know, you aren’t quite out of the woods yet. At least as far as the gift giving season goes. You still have one more coming up that usually requires some thought, a bit of expense and makes you to su er through another barrage of ads about jewelry and perfumes with a few ower shops thrown in for good measure.

If you hadn’t noticed the “seasonal” aisle in the grocery store turning red and heart shaped, I’m talking about Valentine’s Day here. You know when that is, but I’m just giving you a heads-up about it now so you remember and don’t end up trying to nd a card and owers on Feb. 14 when everything good is all picked over.

And, for all you single people out there, Feb. 15th marks the rst day since November that it’s safe to start dating again without having to try and buy sentimental gifts for someone you barely know yet. “Is it too much? Not enough? Who knows? I just met this person and have no idea what he/she expects.” Yeah, been there, done that before I met my wife. It’s always awkward.

AVENUE FLASHES

VOICES

But in the meantime, you can look forward to something kind of fun coming up on Jan. 27. at’s when the new show at Miners Alley Playhouse opens, and it looks like a really good and unique musical with ties to Denver.

It’s called “ e Great American Trailer Park Musical.” Although the original show opened O -Broadway in New York and had it’s regional debut in Florida, it’s actually based on a book by Betsy Kelso with words and music composed by Denver’s own David Nehls.

Speaking of Florida, the story is actually set in a trailer park there. I guess that’s why the promo for it mentions that it will “keep your toes tappin’ all the way to the Piggly Wiggly.” We don’t have those around here, but it sounds funny no matter where they are.

So, basically the story revolves around a new tenant at Armadillo

Acres and she’s wreaking havoc all over Florida’s most exclusive trailer park. When Pippi, the stripper on the run, comes between the Dr. Philloving Jeannie and her tollbooth collector husband, the storms begin to brew. Yes, it just your average AllAmerican musical odyssey through agoraphobia (you can look that one up), adultery, hysterical pregnancy, strippers, hu ng, electric chairs, an, roadkill, toll collecting, spray cheese, guns and disco. Basically, it has a little something for everyone. “ e Great American Trailer Park Musical” will have performances at 7:30 p.m. on ursday-Saturday nights and at 2 p.m. on Sundays through March 5. Tickets are available at di erent price points online at minersalley.com. Miners Alley Playhouse is located at 1224 Washington Ave. here in Golden.

Also opening on Jan. 27 is the Foothills Art Center’s annual Members’ Show. It features works of art in all mediums from some of our most talented local artists. is show is always a hit and lets you see what kind of wonderful artists live right in your own neighborhood. e show runs

through March 26.

is year they will also be including the Power of Process: A Je co Student Exhibition, which highlights works by some of our top high school artists.

Foothills Art Center is located at 809 15th St. in Golden. Its hours are 10 a.m.- 5 p.m. Monday, Tuesday, ursday, Friday and Saturday and noon - 5 p.m. Sunday. e center is closed on Wednesdays.

For more information, visit foothillsartcenter.org. or call 303-2793922.

So, that should give you a couple of things to plan on down the road a bit. But that’s not all that’s happening on the weekend of January 27-29. Tune in next week to see what else I have cooked up for you. Same bat time, same bat channel.

John Akal is a well-known jazz artist/drummer and leader of the 20-piece Ultraphonic Jazz Orchestra. He also is president of John Akal Imaging, professional commercial photography and multimedia production. He can be reached at jaimaging@aol.com.

For this year, a resolution for our kids’ future

As we all are taking down the tree, putting away the menorah and otherwise wrapping up from the holidays, we turn our attention to the new year. We think about what we’d like it to look like and things we would like to accomplish before next year at this same time. While some make resolutions, others aren’t as formal in their goal setting. New Year’s resolutions are often about selfimprovement like exercising more, or about increasing happiness with a new job or a new home. For parents, it often involves the whole family and is often designed toward our ultimate goal for our kids – that they grow up happy and healthy. It’s what every parent wants when it comes to their kids.

ere are many ways we do that every day. It involves things like teaching them to eat well and look both ways before crossing the street. What if we think a bit further into the future and look at the state of the planet they will be inheriting from us? If you are concerned about the climate crisis and the future we are leaving our children and grandchildren, and recent polls show that most people are, then here are some

SARA KUNTZLER

resolutions that can help you do your part.

These are things everyone can do this coming year to ensure our kids grow up in a healthy environment: Carpool: there are likely other families close by that have kids at the same school. Carpooling saves on ll-ups for the car and as a bonus it saves time too. Exploring other ways to get to school like biking or walking is great exercise. It also lets kids get some of the wiggles out so they can settle in and focus in class better.

Ditch the disposable school lunch packaging: ere are so many great options these days like beeswax wraps and reusable silicone bags.

Hand-me-down and consignment clothes: they save resources and money. It’s something to think about for adults as well. Fast fashion has people treating their wardrobe as if it’s disposable, which uses a tremendous amount of resources.

LINDA SHAPLEY Publisher

lshapley@coloradocommunitymedia.com

MICHAEL

A publication of

Call first: 27972 Meadow Dr., #320

Evergreen, CO 80439, 303-566-4100

Mailing Address: 750 W. Hampden Ave., Suite 225 Englewood, CO 80110

Phone: 303-566-4100 Web: GoldenTranscript.net To subscribe call 303-566-4100

KRISTEN

CORINNE

MINDY NELON

Gifts: the same applies to all the stu we buy including gifts. ink about low impact gifts for your kids and the gifts you need for all those birthday parties. Experiences are a fun way to give a memorable day without the plastic stu that most moms will say they have enough of.  Meatless Monday: Eating meat has a huge impact on our planet. e greenhouse gas emissions of the meat industry are about equal to that of the entire transportation sector — all the emissions from driving and ying. Lower your impact by removing meat from your diet one day a week. If you’ve already successfully done that, bump up to two or three days a week.  Get involved: Join an organization that helps you understand how to best use your limited time to make an impact on the decisions that are being made that will a ect the air your child breathes, their health and their future. at is our number one goal at Mountain Mamas. We monitor the decisions that our elected o cials are making so that you don’t have to. When there’s an important decision that will impact our kids’ future, we let you know. We also let you know

Marketing Consultant mnelon@coloradocommunitymedia.com

AUDREY BROOKS Business Manager abrooks@coloradocommunitymedia.com

ERIN FRANKS Production Manager efranks@coloradocommunitymedia.com

LINDSAY NICOLETTI Operations/ Circulation Manager lnicoletti@coloradocommunitymedia.com

how to make your opinion heard and above all make it easy for you. Research your family’s carbon footprint to get personalized advice on ways to reduce it: Several organizations o er carbon calculators.

Can one person solve these problems on their own? Not likely, but if everyone does their part, we get a lot closer. And importantly, if we all join together to tell our elected o cials that we want them to address the climate crisis, then signi cant changes can be made. Use your new year’s resolution this year to make big changes for the future generations that are counting on us.

Join the discussion, get involved and take action.

Sara Kuntzler lives in Arvada with her husband and two young children. She is the Colorado Program Manager for Mountain Mamas, a nonpro t organization working towards a clean, livable planet for future generations. You can learn more about Mountain Mamas and get involved at www.mtnmamas. org or on Facebook/Instagram @ CoMtnMamas.

Columnists & Guest Commentaries

Columnist opinions are not necessarily those of the Transcript.

We welcome letters to the editor. Please include your full name, address and the best number to reach you by telephone.

Email letters to kfiore@coloradocommunitymedia.com

Deadline Wed. for the following week’s paper.

Golden Transript (ISSN 0746-6382)

A legal newspaper of general circulation in Je erson County, Colorado, the Golden Transcript is published weekly on Thursday by Colorado Community Media, 27972 Meadow Dr. Suite 320, Evergreen CO, 80439.

PERIODICALS POSTAGE PAID AT EVERGREEN, COLORADO and additional mailing o ces.

POSTMASTER: Send address change to: Golden Transcript, 750 W. Hampden Ave., Suite 225, Englewood, CO 80110

As a part of his workout, he included time standing on in atable balance discs in between sets of weightlifting. His goal was to maintain his balance on the disc for 45 seconds while standing on each leg. Sometimes he stayed in balance for more than 45 seconds, and other times he lost his balance quickly.

As I watched his routine, I became curious. When we both nished our workout, I approached him to ask about his workout and goals for the balance disc.

He shared with me that he was using the balance disc for several reasons. He wanted to make sure he was working on the little muscles around his ankles and knees. And he also felt like it improved his balance when walking, hiking, gol ng and skiing. en I asked him about why he was able to remain standing on one leg on the balance disc sometimes for a minute or more, and other times he lost his balance early or in just 10 or 15 seconds.

His response didn’t shock me. He shared that when he was able to maintain his focus on staying in bal-

LETTER TO THE EDITOR

There is still time to have your opinion heard

On Dec. 14, the Je co Planning Commission approved the rezoning of the 14-acre property just east of King Soopers on South Golden Road in Pleasant View to accommodate a mega-project of 350+ luxury rental apartments and townhomes. e proposal includes a property line of 800 feet, four stories tall and only a 10-foot setback. Tim Rogers, Chairman of the Planning Commission, pointed out at the hearing that this will create a wall or tunnel e ect along Golden Road. As a two-lane street with a turn lane in the center, South Golden Road was never designed to carry that amount of tra c.

is tra c will not only impact the residents of Pleasant View, but when tra c is heavy, the neighborhoods to the north of Golden Road will simply use Quaker Street to Golden

ABOUT LETTERS TO THE EDITOR

Colorado Community Media welcomes letters to the editor. Please note the following rules:

• Email your letter to kfiore@coloradocommunitymedia.com. Do not send via postal mail. Put the words “letter to the editor” in the email subject line.

• Submit your letter by 5 p.m. on Wednesday in order to have it considered for publication in the following week’s newspaper.

• Letters must be no longer than 400 words.

• Letters should be exclusively submitted to Colorado Community Media and should not submitted to other outlets or previously posted on websites or social media. Submitted letters become the property of CCM and should not be republished elsewhere.

• Letters advocating for a political candidate should focus on that candidate’s qualifications for o ce. We cannot publish letters that contain unverified negative information about a candidate’s opponent. Letters advocating for or against a political

Our focus controls our balance

ance on the disc, he could stay on for longer periods of time. He always stood in front of a mirror in the gym and would center his eyes on his chest in the re ection. e times when he achieved the greatest success were when he remained focused on his position. However, he said that when he lost his balance early it was because he allowed his mind to drift onto other things going on in his life.

How many of us lose our balance in life when we allow ourselves to become distracted? We all want balance, yet too often we wind up being our own worst enemy as we spread ourselves too thin. When we do this, we invite distraction into our lives, knocking us o balance and out of harmony. And when we nd ourselves feeling like we have lost it and balance is nowhere to be found, we should remember the lesson from my friend in the gym and reacquire

our focus.

e rst thing we need to do is to understand our priorities and where we want balance and harmony in our lives. Once we are completely aware of what is truly important to us, then we can align our expectations and boundaries so that we don’t give way to the distractions that pop up. And most importantly, after establishing our priorities and setting our boundaries, is that we remain focused on the people, activities and things in life that bring us the greatest joy and satisfaction.

Let’s face it, distractions come at us all day long, life happens. ey come in the form of calls, texts, emails, news, social media, unexpected circumstances and situations. We can never completely avoid being sidetracked, but we can minimize our chances of being distracted by knowing and owning our priorities and remaining focused on those.

Not taking the time to think through and commit to what is most important to us is like trying to drive somewhere that we have never been without GPS or a map. And as the

old quote by Lewis Carroll goes, “If you don’t know where you are going, any road will get you there.”

Where are we missing our balance? Is it at home? At work? In our relationships? If we could improve the harmony in our lives, where would it create the greatest impact? For me, my balance comes when I remain focused on the ve Fs in life: my faith, family, friends, tness and nances, and in that order. And now thanks to my new friend from the gym, I can add the sixth F, focus.

Are you nding balance in the most important areas of your life? Would a little more focus and less distractions help you nd your balance? I would love to hear your story at gotonorton@gmail.com and when we can maximize balance by minimizing distractions, it really will be a better than good life.

Michael Norton is an author, a personal and professional coach, consultant, trainer, encourager and motivator of individuals and businesses, working with organizations and associations across multiple industries.

OBITUARIES

Hills Road through the Golden neighborhoods of Southridge and Rimrock.

e nal rezoning will be voted on by the county commissioners on Jan. 24. I encourage anyone opposed to the magnitude of this development to contact the commissioners prior to the hearing. is area is going to be developed — we ask that it be done responsibly.

Please let your voice be heard by contacting our county commissioners.

Contact information: Main phone number: 303-2718525

Andy Kerr, District 2 - akerr@jeffco.us

Tracy Kraft- arp, District 1 - tktharp@je co.us

Lesley Dahlkemper, District 3ldahlkem@je co.us

Bonnie Dreblow, Golden

candidate or ballot issue will not be published within 12 days of an election.

• Publication of any given letter is at our discretion. Letters are published as space is available.

• We will edit letters for clarity, grammar, punctuation and length and write headlines (titles) for letters at our discretion.

• Please don’t send us more than one letter per month. First priority for publication will be given to writers who have not submitted letters to us recently.

• Submit your letter in a Word document or in the body of an email. No PDFs or Google Docs, please.

• Include your full name, address and phone number. We will publish only your name and city or town of residence, but all of the information requested is needed for us to verify you are who you say you are.

• Letters will be considered only from people living in Colorado Community Media’s circulation area in Adams, Arapahoe, Clear Creek, Denver, Douglas, Elbert, Jefferson and Weld counties.

age 92, of Tewksbury, MA, formally of Golden, CO, passed away Jan. 13, 2023. Beloved wife of the late John M. Roberts. Mother of the late Kathleen Roberts and her surviving husband Peter Mitchell of Wellesley, Jean M. Roberts and her husband Kenny Tamarkin of Andover and Mary Routhe and her husband Larry of Fuquay, NC. Grandmother of Gina Mitchell, Tanya Greenblatt, Noah and Emily Tamarkin, John Routhe, and Katy Matthews. Great grandmother of Joshua, Michael and eodore Greenblatt, John Routhe, Jr. and Ethan Routhe, Kennedy, Hunter, and Cameron Matthews. Sister of the late Charles

Gesser and Florence Petri. Calling hours were Wednesday, Jan. 18, from 4-6 p.m. at the Farmer & Dee Funeral Home, 16 Lee St., Tewksbury. Funeral Mass was celebrated urs., Jan. 19th at 10 a.m. at St. William’s Church, 1351 Main St., Rte. 38, Tewksbury. ose attending are asked to meet at church. Private interment was at Woodlawn Cemetery, Wellesley. In lieu of owers, donations in her memory may be made to the Michael J. Fox Foundation at www.michaeljfox.org or to Global Catalytic Ministries at www.catalyticministries.com. For obituary see www.farmeranddee.com

In Loving Memory

ROBERTS

Lillian (Gesser) Roberts March 17, 1930 - January 13, 2023

The perfect storm: Many factors led to today’s housing crisis

BY DEB HURLEY BROBST DBROBST@COLORADOCOMMUNITYMEDIA.COM

Kim Howard of Evergreen has been in her 2,600-square-foot home for 40 years. Now alone, the 70-year-old is looking to downsize and move closer to Denver, but she can’t nd a smaller home with the same or lower mortgage payments.

She feels guilty staying because she knows the house is a perfect size for a young family, but she’s staying because she can’t a ord to move. Rising interest rates in the last year aren’t helping, since that increases monthly payments on any home she could buy.

“I’m going to wait it out … because it has to make economic sense,” Howard said. “I can’t a ord to move, and that puts a damper on those who want to move in. We need more a ordable housing for retired and rst-time buyers instead of large, expensive homes that we can’t a ord.

“I feel kind of guilty. (Young families) are desperately looking to start their lives, and we senior citizens can’t a ord to move. Unless someone provides for those rst-time home buyers and for seniors who want to downsize, it’s not going to happen.”

Howard’s story is typical of the issues faced by many in the metro area when it comes to housing. While it seems like the crisis came on suddenly, it cannot be attributed to one moment or incident. Instead, think of it like the spokes on a bicycle wheel, with the center being the current housing situation.

Each spoke contributes to rising costs and shrinking availability, starting with the Great Recession that began in 2007, the loss of builders and labor, the dichotomy of home ownership between baby boomers and millennials, and more recently the pandemic, the consequences of the Marshall Fire and the popularity of short-term rentals.

Couple all that with population increasing in metro Denver, and it’s a recipe for disaster for many: higher home prices, increasing number of unhoused, lack of places to both buy or rent, frustrated home buyers and more.

A perfect storm has combined to create what many experts say constitutes a housing crisis throughout the Denver area and into the foothills — from Brighton to Empire and everywhere in between. It’s been brewing since the Great Recession more than a decade ago that created a harsh economic downturn, pushing skilled workers who built homes out of their careers.

It’s been exacerbated by a rising younger population and part-time residents who converted residences in some of the state’s most attractive settings into vacation homes, the skyrocketing costs of homes and increases in interest rates.

“ ere’s no incentive in the traditional market structure that we have around housing to build for those who are struggling economically,” said Phyllis Resnick, executive director and lead economist for the Colorado

Futures Center, an independent, nonpartisan, academic nonpro t. “We think (the housing market) is feeling unhealthy for folks because housing that is a ordable to lower-middle to low-income households is still very di cult to nd and isn’t probably being built at the rate it’s needed.”

Great Recession

e metro area’s housing challenges start with the Great Recession that began in late 2007, part of a national trend where the housing market crashed. Before the recession, rising home prices, loose lending practices and low interest rates were the norm. When the economy soured, many homeowners could not keep up with their payments, prompting a rash of foreclosures.

According to real estate data company RealtyTrac, 6.3 million homes went through foreclosure in the United States from January 2006 to April 2016, more than double the norm of around 250,000 foreclosures per year. According to the Colorado Department of Local A airs, from 2006 to 2016, Colorado saw 299,775 foreclosures.

With foreclosures came a glut of available homes that ooded the market, according to real estate agent Gaye Ribble with e Ribble Group, a real estate rm that o ers homebuying services across the metro area. In the Denver metro area at the peak of the recession, 45,000 homes were on the market, Ribble said, when a balanced market is roughly 10,000 to 12,000 homes.

“As a result, builders were reluctant to get back in and buy land, buy materials, pay wages and build — all the capital expenses they incur before selling a single home,” said Tupper Briggs with Madison & Co. Properties, a real estate agent for more than four decades. “ ey did not add to the supply of housing for years.”

In other words, Ribble said, “builders stopped building homes because of the glut, and some builders went out of business because of the lack of

work.”

Loss of tradespeople

e Colorado Futures Center bears out what Ribble noticed. A 2018 study by Resnick and Jennifer Newcomer, research director, examined the factors contributing to the growing cost of housing in Colorado. Much of it could be traced to the Great Recession. e decrease in units built after the recession was linked, in part, to limited amounts of developable land, rising material costs and little incentive to build entry-level housing, according to the study. A bigger issue turned out to be the closure of several local construction companies and the related issue of a shortage of labor in specialty trades.

“Labor was short, it was a mixed story on materials, and there were some regulatory barriers, but I think we came away thinking that part of the biggest problem was we lost a lot of people in the development and building ecosystem,” Resnick said.

According to a 2014 report published by the U.S. Bureau of Labor Statistics, “Housing: Before, During and After the Great Recession,” construction industries experienced signi cant job losses during the recession.

From 2003 to 2013, for example, the residential construction industry experienced a 26.8% decrease in employment, which the report said was “precipitated by the recent recession.” e report also showed from 2003 to 2013, the number of businesses in the residential construction industry decreased by 10.8%.

Lone Tree Mayor Jackie Millet said she thinks the recession absolutely impacted the growth of housing.

“ e bottom fell out of the market, the tradespeople — we lost people in the trades, we didn’t have people coming into the trades, and we lost that time,” Millet said. “And it’s, you know, cyclical, so we have been playing catch-up ever since then.”

Ted Leighty, the CEO of the Colorado Association of Home Builders,

said the Great Recession made a lot of people more cautious, including banks, lenders and builders.

ere were fewer land developers coming out of the recession, he said, so more builders have had to become their own land developers.

“ eir access to capital and their cost of capital has increased greatly since the recession,” Leighty said.

Ribble added: “Not only every year are we lagging (in home construction), but we were never able to make up for six years with no new construction. During that time, population continued to increase.”

Population growth, interest rates

According to the U.S. Census Bureau, the seven-county metro area has seen a substantial rise in population in roughly the past decade. Douglas, Arapahoe and Adams County each grew by more than 80,000 people, with Je erson County gaining more than 45,000 people.

When the Federal Reserve lowered interest rates to move the United States out of the Great Recession, many more people who wanted to buy a home could. Rates remained low as the economy rebounded. at increased demand across the housing market. As demand rose, prices across the metro area began to skyrocket, creating a crunch. Fewer homes were available and many people were simply priced out of the market.

Real estate agents interviewed by Colorado Community Media agree that the Federal Reserve should have increased the ultra-low interest rates to keep the market more balanced.

Baby boomers, millennials and shortterm rentals

Adding to the housing challenges is stagnation. Baby boomers, those nearing retirement age and older, aren’t leaving their homes. Meanwhile millennials, some now new to Colorado and in their 40s, are looking to get into their rst home and sometimes even a second home such as a short-term rental that can be used for both vacation and added income..

Boomers, many of whom are empty nesters, aren’t downsizing for many reasons. While some simply don’t want to move, others want to downsize but can’t nd a good deal on a home in the community they want.

According to Jackie White, a real estate agent in the Conifer and Evergreen area for nine years, if a baby boomer sells a home for $1.5 million, that person isn’t going to nd a home about half the size for $750,000.

“ at doesn’t feel good to them,” White said. “Add to that, because of low inventory of homes, kids can’t a ord to buy homes in the communities they grew up in, so there are fewer multigenerational families in one community. Kids can’t easily check in on their parents.”

Many millennials can’t a ord homes that are for sale. at eventually will change as baby boomers are forced to sell as they age, White said.

The housing market in metro Denver continues to recover after issues stemming to the Great Recession that started in late 2007.

PHOTO BY DEB HURLEY BROBST

Low Rate of Pay:

How minimum wages are failing to keep pace with housing costs

BY ANDREW FRAIELI AFRAIELI@COLORADOCOMMUNITYMEDIA.COM

In recent years, minimum wages have slowly increased, with Denver reaching $17.29 an hour, and the suburbs surrounding the city being lower, based on the state of Colorado’s minimum of $13.65 an hour.

While workers have welcomed the increases, apartment rental prices have outpaced those gains for workers, with almost 60% of a minimum wage worker’s paycheck expected to go to a landlord.

at’s the highest proportion in a decade, and a calculation that doesn’t include other expenses, such as utilities.

“We’ve seen over the years that the minimum wage actually erodes over time, and periodically has to be readjusted,” said economist Markus Schneider.

Schneider, chair of the Economics Department at the University of Denver, said these cost-of-living adjustments to the minimum wage do help workers — both Denver and the state make adjustments to their minimum wages — but despite increases, the adjustments don’t completely stave o the consequences of rising in ation and skyrocketing housing costs on low-income workers.

Even after a decade, workers are still forced to dedicate too much of their salaries to housing, and it’s only worsened.

A “living wage” is what is needed to keep up with the costs of living, the “very ne line between thenancial independence of the working poor and the need to seek out public assistance or su er consistent and severe housing and food insecurity,” according to MIT’s Living Wage calculator. MIT describes it “as a minimum subsistence wage.”

For the metro area, that living wage is $19.62, well above the state minimum wage and even Denver’s. e cost-of-living adjustment that both minimum wage rates are tied to is called the Consumer Price Index — a “positive step in the right direction,” according to Schneider.

“At the same time, the minimum wage is below a living wage,” Schneider said. “It’s, at best, going to keep it in proportion.”

at means the disparities won’t grow as badly as they could, but will still not keep up with a living wage.

In 2010, the state minimum wage was $7.24 an hour. Rent for a studio in the metro area was $638, according to U.S. Housing and Urban Development fair market rent data.

at came out to half of a worker’s wages, which the National Low Income Housing Coalition — a nonpro t that aims to end the a ordable housing crisis through policy and data research — deems una ordable, as is anything upwards of 30% of wages spent on rent and utilities. e coalition considers paying upwards of 30% as placing workers at risk for homelessness.

By 2023, the situation had only grown worse for minimum-wage

workers. While their wages rose to $13.65 an hour, metro-area studio apartment rents hit $1,390, meaning workers have to pay almost 60% of their wages to keep a roof over their head.

Part of the gap between the index increases and rent is inequality, Schneider said.

CPI is calculated by looking at how much change there is in the average price of household items, food, energy, rent, electronics and more, weighted by how big that category is in the household budget.

is calculation is for the entire metro area, though. With di erent parts having di erent wages and costs of rent, the CPI can become skewed for some.

“ e CPI for Colorado is going to be very responsive to what’s happening in Denver just because that’s the big population center,” Schneider said. “We know that Denver has actually had a hotter housing market, and housing is a big component of what that living wage means.”

However, higher minimum wages do not cause rents to increase, in his view.

“ ere’s really not much evidence for it — in the ranges that we’re talking about raising minimum wages,” he said. “If we raised it by a factor of two, or even of ve, then yes, that’s probably a big thing. But we’re talking about just getting closer to a living wage — I’m very skeptical that it’s a big e ect.”

“Certainly not a big impact on the price aspect, because even when people get up to that living wage, it’s really only going to impact relatively cheap housing, and relatively bottom end of the rent market — you’ll see some of those rents go up a little bit. But the average rent in Denver isn’t going to budge much.” is leads to CPI not adjusting enough for the lowest wage earners in the metro area, and not keeping up with their rising rents. As Schneider said, the adjustments are better than nothing, but still do not set minimum-wage workers to earn a living wage — a goal that, since more than a decade ago, has only become further away.

“When people make more money, particularly at the bottom end, when we’re talking about pushing poverty line or at least well below the living wage, they’re likely to move to a nicer neighborhood or closer to a nicer school, which means the rents in the places that they were living won’t be a ected that much,” Schneider said.

According to MIT, a “livable wage” for Colorado is about $19.16 an hour, and the Denver-Aurora-Lakewood metro area “livable wage” is even higher at $19.62 per hour. Current minimum wage in the state is far less at $13.65 an hour, with Denver’s being $17.29 per hour. Both the state and Denver may be increasing minimum wage year over year to follow in ation or cost of living, but they may never actually reach a “livable wage” when they are already so far behind.

Colorado state’s minimum wage, and Denver’s own minimum wage, rise incrementally based on the Consumer Price Index (CPI). is is functionally a measurement of the cost of living, measured by the U.S Bureau of Labor Statistics. It includes food, housing costs, transport, medical care and recreation among others, all broken down to smaller parts like gas, and electric bills. MIT’s “living wage” considers many of the same categories, but is stricter.

“ e living wage is the minimum income standard that, if met, draws a very ne line between the nancial independence of the working poor and the need to seek out public assistance or su er consistent and severe housing and food insecurity,” according to MIT’s Living Wage calculator. “In light of this fact, the living wage is perhaps better de ned as a minimum subsistence wage for persons living in the United States.” eir calculator uses Fair Market Rents (FMRs) — which “represents the cost to rent a moderately-priced dwelling unit in the local housing market” — along with local utility prices, to determine housing costs.

According to e National Low Income Housing Coalition (NLIHC), a nonpro t that aims to end the a ordable housing crisis through policy and data research, anything upwards of “the generally accepted

With voter approval, the state will embark on an e ort to have more a ordable housing statewide. SHUTTERSTOCK IMAGE

Inflation is hurting the ability of minimum-wage workers to keep a roof over their heads. SHUTTERSTOCK

CRISIS

FROM

As Ribble noted: “In 18 years, this issue will resolve itself because baby boomers won’t be in their homes any longer.”

But at that point, some millennials will be in their 60s. For that generation, the dream of home ownership is still alive for many, Briggs said.

“ e millennial demographic is larger and more powerful than the baby boomers,” Briggs said. “ ey are the bulge in the snake, and we baby boomers are sitting on our homes, getting old and not moving.”

Short-term rental ownership is becoming more popular, especially among millennials.

“Close to 50% of buyers (in Clear Creek County) ask if it can be a short-term rental,” said Josh Spinner, longtime Clear Creek County real estate agent.

More recent issues

e COVID-19 pandemic brought a new trend. Many people were able to work from home and some decided to move out of urban areas to more scenic, less populated towns, real estate agents said.

“Whoever would have thought home prices would have gone up during COVID?” Spinner asked rhetorically. “Who could have predicted that? In addition to arti cially low interest rates, we had a lot of arti cial stimulus money. It de es logic that prices would go up in a pandemic.” e Colorado Futures Center study agreed.

“ e disruption of COVID and the almost complete lack of (market) churn really distorted supply with respect to what was available for sale,” Resnick said. “We believe, and we’re still working through all of this, that was a somewhat signi cant contributor in the run-up in prices.”

Briggs said the transition to people working remotely wasn’t an easy one.

COST

standard of spending no more than 30% of gross income on rent and utilities,” is considered una ordable housing, though. is brings needed wages, according to NLIHC, even higher than MIT’s livable wage that already lies on the razor’s edge of nancial independence and public assistance.

Other major costs in MIT’s calculation are food and transportation, which take up another $9,160 per year — $4,153 and $5,007 respectively. Housing, food and transport together take up 75% of their salary — which leaves some room for the $4,814 cost for “clothing, personal care items, and housekeeping supplies,” and $2,768 for medical care, but none for the $7,929 in annual taxes.

MIT speci es that the calculation “accounts only for the basic needs of a family. It does not account for what many consider the basic necessities enjoyed by many Americans,” such as dining out and other forms of entertainment, but it also “... does not

“ e seeds of remote work were there before COVID,” he said.

“People started looking at their living arrangements and decided they wanted an o ce in their homes.

ey discovered if they work remotely, they could work where they wanted. ey decided to get out of the city and into the suburbs or bedroom communities.

“ ey no longer were commuteoriented in making (home-buying) decisions. Instead, they were qualityof-life focused because they were able to do that. at created a surge in people moving from one place to another.”

e COVID-19 pandemic didn’t help, Millet in Lone Tree said, as well as the subsequent supply-chain issues.

“ e demand has continued to increase that whole time, and supply has been falling further and further behind,” Millet said. “When you don’t have enough supply, price goes up — and that’s the space that we’re sitting in.”

en toward the end of the pandemic, the Marshall Fire in Boulder County took place, burning 1,100 homes. at added to the situation — many families looking for temporary or permanent housing, further depleting the number of homes on the market.

Building homes

City and county planners say they are seeing more builders wanting to build residential developments recently, but they are facing several issues.

“ ere’s a housing shortage because we can’t get homes built fast enough,” said Chris O’Keefe, Je erson County planning director.

“In Je erson County, we have a lot of land but not a lot of land that is shovel ready.”

He noted that it doesn’t help when members of the community don’t want new high-density residential development near them.

“Recently we’ve seen some areas where … developers have wanted to

rezone for higher density,” O’Keefe said. “ e community sometimes is not supportive of higher density.”

In Clear Creek County, little developable land is available, and most of the building permits are for singlefamily homes.

“Over the last 20 years, buildingpermit applications that we are seeing for single-family homes indicate that homes are getting larger and more expensive,” said Fred Rollenhagen, community development director for Clear Creek County. “We are not seeing as many smaller or middle-class type homes like what we saw 20 years ago.”

Lakewood, for example, also doesn’t have large parcels available for residential development except in the Rooney Valley along C-470, where a residential development is under construction with plans for 1,200 homes when complete.

“As a rst-tier suburb of Denver, our vacant land is minimal,” said Paul Rice, manager of planning and development assistance for the City of Lakewood. “Other than the Rooney Valley, there are not a lot of development opportunities that are easy.

“A developer has to work to make a project successful. Lakewood is not an easy place to develop. Most everything is redevelopment. Developing land is a matter of aggregating property to create property that can be redeveloped.”

What’s to come

A 2022 analysis from Newcomer and Resnick on housing a ordability in Colorado found that the share of housing a ordable to people making the median Colorado income dropped 25% between 2015 and 2020. e same research found that statewide housing prices would need to fall by 32% to return to the a ordability levels the state saw in 2015.

“Market correction alone will not restore relative a ordability without considerable market pain,” the 2022 analysis concluded.

Newcomer said it wouldn’t be easy

for the housing market to become more balanced.

“We do need to nd ways to build, essentially, a parallel market that’s incentivized di erently,” Newcomer said. “ e normal constructs of housing development in the full market don’t incentivize doing anything di erently. We have, especially with this disruption because of the pandemic and supply chain issues, these elevated costs from material goods to labor and so on. It’s going to be really hard for those to come back down in the overall market environment now.”

When projecting what housing production may look like in 2023, Leighty said a lot of it depends on mortgage rates.

“Will we see a recession? What will we see that necessarily starts to bring down the federal funds rate and then, you know, brings down the mortgage rates?” Leighty asked, highlighting the uncertainty of the future.

e Colorado and U.S. economies are projected to avoid a recession in 2023, but the “path for continued expansion is narrow” and “a wide array of unforeseen shocks could push the economy into a downturn,” according to the Colorado Legislative Council Sta ’s December 2022 Economic and Revenue Forecast.

Leighty thinks 2023 may start slowly for home builders.

“Builders, they’ll move cautiously on land acquisition until there’s probably more clarity, especially in (interest) rates,” he said.

Real estate agent Briggs thinks the relationship between home buyers and sellers is changing.

“Although we’ll probably see more price negotiation in speci c transactions, housing values will not decline overall, and there certainly won’t be a crash,” Briggs said. “But the days of multiple o ers and overasking selling prices are numbered. We can also expect it to take longer to sell as buyers sharpen their pencils when considering an o er.”

rent. For a studio apartment in Denver with an FMR in 2022 of $1,236 per month, the “housing wage” would be $23.77 an hour before taxes — 1.5times what a minimumwage worker currently makes. is is even higher than MIT’s $20.61 an hour “livable wage” for a studio apartment and even includes utilities, as MIT’s wage is only enough to be on the brink of nancial ruin.

Based on NLIHC’s metric, no housing in Denver is actually “affordable” to a minimum-wage worker. It may never reach this point

Denver’s 2020 minimum-wage ordinance began with increasing minimum wage to $12.85 per hour in January 2020, then $14.77 in January 2021, then $15.87 in January 2022, and $17.29 this year.

provide a nancial means for planning for the future through savings and investment or for the purchase of capital assets.”

And this is all for single adults without children. A single adult with

one child brings the livable wage from $20.61 an hour to $39.96.

NLIHC’s “Out of Reach” reports use “housing wage” as the wage a full-time worker must make to a ord FMRs without spending over 30% on

From now onward, it’s tied to CPI. According to the ordinance, “the Denver minimum wage rate shall increase by an amount corresponding to the prior year’s increase, if any, in the Consumer Price Index …” But this wage is already below the “living wage” determined by MIT, so staying on par with the CPI will only ever keep the minimum wage stable, not increase its value.

Castle Pines Colorado

SHUTTERSTOCK IMAGE

TRICKLING UP

monthly payment might be around $2,600.

By July 2022, as rates rose to roughly 5%, the payment for the same house would rise to $3,500. at’s an increase of more than 34%.

“So, how do you get back down to that $2,600, you know, something that’s more achievable for the average home buyer?” Leighty asked rhetorically.

In December, rates on a 30-year xed mortgage were more than 6.5%, according to Bankrate.

Higher mortgage rates caused a spike in cancellation rates for homesale contracts last summer, reaching above 40% — causing further disruptions, Leighty said.

“By the time the home was ready, or maybe even wasn’t ready yet, they knew what their debt-to-income ratio was going to be and that it had increased immensely, and they could no longer a ord it, so they canceled,” he said.

By comparison, the cancellation rate was 13% in July 2021 and 18% in 2019.

Due to these high cancellation rates, it is likely there will be fewer homes on the market in the next few quarters, Leighty said, further exacerbating housing issues.

Yet Matthew Leprino, a spokesperson for the Colorado Association of Realtors, explained there’s an upshot for some potential homebuyers. ere are more homes available now than in years past as the market reacts to the changing economy.

“ e story that I’ve been telling a lot of clients lately is, ‘Yeah, you can pay a higher interest rate now than you were a year ago, but you’re paying $100,000 less for the house,’” he said.

ere are more properties available now than any time since October of 2019, he said.

“It’s a better time to buy now than in the last three years,” Leprino said. A balanced market’s months’ supply of inventory stands at about four months. For the metro area, October 2022 was the rst time that number hit two months or above since October 2019.

e metro Denver area hasn’t reached a balanced market for housing since at least 2014, when the Colorado Association of Realtors started tracking that data — and Leprino suspects it’s been much longer than that.

“Number one, houses are a lot more expensive than they used to be,” Leprino said. “Number two, there’s not enough of them.”

The role of local governments and zoning

Local governments have played a huge role in the lack of housing supply and lack of a ordability in Colorado, Leighty said.

He notes they play a role through their regulations, land use zoning and entitlement process and their fees.

Zoning can be a signi cant factor in the housing issues people see today, Aggeler of Root Policy Research said. It refers to when a city or county divides its land into di erent sections and designates an intended use for each, such as industrial or residential development.

“Really, the problem, it’s very simple: ere’s a scarcity of housing for people of all income levels,” said Pat Cronenberger, vice chairperson for South Metro Housing Options, the City of Littleton’s public housing authority. “Colorado is a popular place. People want to be here, and we have restrictive zoning laws that really don’t make it easy to build housing.”

“And that’s all contributed to high rents and big, skyrocketing home prices,” she said.

One of the more controversial zoning issues across the metro area is how dense a city can build.

“People are very afraid of adding units, very afraid of density — and I think probably overly so,” Aggeler said. “We should be zoning artfully, in a way that preserves what we love about communities but also provides opportunity for other people to live there.”

Leighty said some local elected ofcials have expressed concerns that if they approve denser housing units, they could be recalled “because there’s so many people that believe we have — we’re growing too fast.”

“But the numbers belie all of that,” he said. “Our net migration is still positive.”

Net migration refers to the di erence between the number of immigrants and the number of emigrants throughout the year.

“ at’s how you’re going to attack this issue, right, is allowing greater density — taking down the land costs a little bit by being able to do more with less as far as more construction on less land,” Leighty said. “Zoning plays a huge role in our ability to bring new product on the market.”

A lot of communities in Colorado are mostly single-family homes, resulting in lower density and forcing developments to sprawl out.

With the dominance of singlefamily homes, many communities in Colorado face a “missing middle,” meaning there are not a lot of diverse housing options such as townhomes, cottage courts, accessory dwelling units and duplexes.

Part of the reason for that is because of a policy change, Leighty said.

“We made it really, really easy to sue for what they call ‘construction defects’ on multifamily for-sale condominiums,” he said.

Multifamily for-sale condominiums went from roughly 20% of the market to about 2% of the market when going into the recession, Leighty said. By 2017, it rose to about 12% of the market, but then the pandemic hit.

“If you kept that 20% pace of condominiums, you wouldn’t be in the same situation you are now. You wouldn’t necessarily be in market equilibrium, right? But you wouldn’t be … 200,000 units shy either,” Leighty said.

Condominiums are a really important product, he said, as they provide places for young professionals and families to achieve homeownership and for empty nesters to downsize.

“ at product has been absolutely missed in this marketplace and it has certainly contributed to our inability to keep up with demand,” Leighty said.

Lone Tree Mayor Jackie Millet said in 2004, she served on the city’s planning commission and approximately 20% of the new buildings were condos.

“To my recollection, in Lone Tree, we haven’t seen one in probably 15 years. And the ones that are being built in the metro region are either — they’re very, very expensive,” she said. “ at was our supply of entrylevel housing, and it is no longer being produced.”

Millet thinks the constructiondefects law played a signi cant role in the supply of the entry-level housing market. She also knows of residents who wish to remain in the community and want to downsize, but cannot nd any a ordable options.

Typically, Millet believes the markets should resolve the issues themselves.

“But in my opinion, the markets have been corrupted by a number of things,” Millet said. “And so I do feel at this point, we must do something other than just complain about it, because we’ve seen it increase as a priority issue for our residents and our businesses.”

“If we just keep complaining about it, which is what we’ve been doing, without taking any kind of action to increase the supply of housing that people can a ord, the problem is just going to get worse.”

FROM PAGE 12

A vast view of homes from Blu s Regional Park and Trail in Lone Tree on Oct. 21, 2022.

PHOTO BY TAYLER SHAW

Connect with elected o cials at Central Je co Town Hall

Reps. Chris deGruy Kennedy, Monica Duran, Sheila Lieder and Sens. Lisa Cutter and Jessie Danielson will hold a

Central Je co Town Hall from 9:3011:30 a.m. Jan. 21 at  West Metro Fire headquarters, 433 S. Allison Parkway in

Lakewood. is is an opportunity for community members to connect with their elected o cials, ask questions

and receive an overview of their priorities during the 2023 legislative session. Co ee and doughnuts will be provided.

Je co will shu e kids from 16 closing elementary schools to ones falling behind in reading and math Seventeen

and fewer than half of kids met or exceeded expectations in math at 15 schools.

BY ERICA BREUNLIN COLORADO SUN

Many students transferring from schools on Je co Public Schools’ closing list will go next year to elementary schools that have performed poorly on state standardized tests, with some showing signi cant lags in student scores even before the pandemic hijacked in-person learning, according to a Colorado Sun analysis of state data.

e district’s school board in November unanimously approved closing 16 elementary schools in the wake of a steep dip in enrollment. A birth rate decline was one of the ma-

jor causes of the district seeing fewer students — a trend rocking districts across the state and country.

Results from the Colorado Measures of Academic Success — the state’s set of standardized exams — show that at eight of the Je co schools that will receive students from schools that will close, fewer than half of pupils met or exceeded grade-level expectations in English language arts in 2019. At 14 schools, fewer than half of kids met or exceeded expectations in math.

Meanwhile, in 2022, fewer than half of students met or exceeded grade-level expectations in English language arts at nine schools,

e academic performance of schools set to close is even worse: In both 2019 and 2022, 14 closing schools posted scores in which fewer than half of students met or exceeded grade-level expectations in English language arts. Not one school excelled in math — fewer than half of kids met or exceeded expectations in both 2019 and 2022 at all closing schools, according to state data.

e academic struggles reverberating across Je co elementary schools raise the question of how the receiving schools will manage an in ux of students while also trying to help kids make signi cant gains.

“We don’t shy away from the fact that we need to improve our academic outcomes for our students,” said Dave Weiss, chief of schools for Je co Public Schools, Colorado’s second-largest district. “And so we’re aware of how each of our schools are performing, and we’re working as a district right now through our district’s strategic plan to implement resources and curriculum that will support improvements.”

It’s not just the 17 receiving elementary schools that are struggling. Academic performance districtwide has remained “relatively at” in the past few years, Weiss said. e district of nearly 68,000 students is focused on helping all its schools inch forward.

At the state level, 45.7% of kids in grades 3-5 met or exceeded gradelevel expectations in English language arts in 2019, down to 43.1% in 2022, state data shows. In math, 36.7% of students in grades 3-5 met or exceeded expectations in 2019, down to 35% in 2022.

Districtwide e orts to help students better grasp reading and math are in motion. Under Je co’s new strategic plan, the district is focused on better monitoring of student progress and is exploring the best ways to track student outcomes, said Tara Peña, chief of family, school and community partnerships for the district.

e district is also introducing new resources to aid educators in teaching literacy and math skills, Weiss said. Most elementary schools are diving into “HMH Into Reading,” a curriculum based on literacy research that allows teachers to tailor instruction to individual students, without having to create their own instructional materials. Additionally, ve elementary schools are beginning to implement a program called “Illustrative Mathematics”

this school year with 30 more debuting it next year. e program, which is also part of curriculum in the district’s middle and high schools, equips teachers with lessons tailored for students who struggle to reach grade-level standards, Weiss said.

“One of our goals eventually is that kindergarten through algebra, students will be using ‘Illustrative Mathematics’ as the resource,” he said. “ at way, the vocabulary, the content, the structure are all the same.”

Individual elementary schools are also preparing to open their doors to new students while continuing to prioritize improvements to academic performance this year.

At Powderhorn Elementary School in Littleton, Principal Tom Szczesny said he is collaborating with other principals and instructional coaches throughout the district and planning times to shadow classes at each others’ schools to understand teachers’ approaches to math lessons.

“We can make sure that our practices are aligned and that we’re learning from each other,” said Szczesny, whose school will take in students from nearby Colorow Elementary School next year.

Another component of helping students reach their potential in math and reading revolves around simply building relationships with them, he said.

“Part of our jobs as educators is to stay connected with our students, know who our students are, develop, maintain, foster our relationships with students while promoting their academic excellence,” Szczesny said.

Other Je co schools are also driving momentum around bridging ties between students from closing schools and the peers they’ll sit beside at their new school come fall. A retired Je co administrator is helping the closing and receiving schools gure out how to develop a sense of community starting now, Peña said.

“What does the new school community need to look like, and how do we create that culture of belonging at the receiving school where the students and families still feel seen?” she said. For example, one pair of schools is planning a joint summer camp while another set of schools has created a pen pal program among third graders.

The challenges of running a school with low enrollment — and the ways they hurt academic outcomes

Academic performance was not one of the factors that Je co’s board and district leadership considered

Dry January: giving up drinks for a month

People all over Colorado are spending the month of January sober; here’s why

BY OLIVIA JEWELL LOVE OLOVE@COLORADOCOMMUNITYMEDIA.COM

Chances are if you’re on social media, you’ve heard of “Dry January,” the trend of giving up alcohol for the rst month of the year. According to some Colorado residents, the challenge isn’t new, but it is worth a try.

Kara Rowland, a 39-year-old Denver resident, is on her third year of the challenge. She has family at home in D.C. taking on the challenge with her, but as far as her local Colorado group goes, she’s doing it alone.

“Out here it really is a solo e ort,” Rowland said. “You can’t go a block here, especially in downtown Denver, without hitting a brewery.”

It’s not just the city that experiences the alcohol-heavy social culture. Steve Indrehus is the director of brewing operations at Tommyknocker Brewery in Idaho Springs. He said alcohol was a big part of older generations, like his.

Others continue to sound o on social media, explaining their reasons for going sober all year long, and saying the social landscape in society doesn’t exactly make it easy.

Indrehus thinks now however, he’s

starting to see a shift.

“ e younger generations aren’t leaning on alcohol as hard for social interaction,” he said.

“Dry January” is a phenomenon Indrehus has seen grow over the years, even beyond the month.

“ e non-alcoholic category is entering our culture and becoming a stable part of our culture,” he said.

Tommyknockers has ventured into the category, o ering a NA version of its most popular beer, the Blood Orange IPA.

Indrehus himself is participating in

“Dry January,” explaining that he can already see a di erence in his focus and sleep. He said he also likes the aspect of leaving his comfort zone.

“I like uncomfortable, challenging things,” he said.

Indrehus said there are some misconceptions about NA beer, mainly in that people expect it to be cheaper. He explained that it’s actually the opposite.

“Most people would think NA beer would be less expensive because it doesn’t have alcohol, but it’s actually more expensive,” he said.

Essentially, brewers like the team at Tommyknockers have to go through the process of making beer but then take the alcohol out, which takes more time, labor and money.

Rowland, a self-proclaimed craft beer enthusiast, has been exploring NA options during the month.

“I went to dinner with a friend last Saturday and the restaurant had some NA options,” she said. “ ere’s some, if I gave it to you, you would not know it’s a NA beer.”

Besides taking the month to get perspective of her drinking habits, Rowland said she’s also seen positive e ects on her body.

“I think having zero alcohol improves your sleep,” she said.

She also noticed a renewed glow in her complexion.

“Maybe it’s a placebo e ect, but I look in the mirror and I swear my skin looks a little better,” she said.

Dr. Manan Shah, ENT and Chief Medical O cer at Wyndly, said the improvements in sleep are just one real side e ect of “Dry January.” He explained that better sleep is one of the biggest bene ts he sees from giving up alcohol.

“Alcohol a ects your sleep, even if you only have one or two drinks, your sleep will markedly improve if you drop alcohol,” he said.

Shah added that dropping the drink can also help decrease your risk of cancer, improve sex drive, help weight loss and support a healthy immune system.

SHUTTERSTOCK IMAGE

when determining which schools to shutter and which schools to open up to a ected students.

Instead, they looked at elementary schools that had an enrollment of fewer than 220 students or that were using 45% or less of their building capacity. e district also assessed geography, taking into account whether at least one other elementary school was less than 3.5 miles away with enough room to accommodate kids from the nearby closing school.

“We were really focused primarily on schools that were unsustainable because of their size,” Weiss said. “ at’s really what was driving this process.”

Je co has the capacity to teach about 100,000 students, but with a declining birth rate in Je erson County and fewer school-aged children than two decades ago, the district is facing 30,000 empty seats, Peña said.

Kevin Welner, director of the National Education Policy Center and a professor at the University of Colorado’s School of Education, said Je co Public Schools took the right approach in focusing on factors other than test scores when determining which schools to consolidate.

Test scores do “a poor job in re ecting the actual quality of instruction in the school,” Welner said. “Instead what they’re measuring is poverty and lack of op-

portunities to learn associated with poverty.”

If the burden of school closures is placed on schools with lower test scores, he added, “then that burden is being placed on schools serving already marginalized communities. It’s the poor-get-poorer problem.”

As many of Je co’s schools have shrunk, they have lacked the resources to provide students the well-rounded set of programs, Weiss said.

Factors like school enrollment and building capacity “really were more concrete for us and made a little more sense in terms of just how we could potentially best support our students by getting them in a building that was a little more healthy size wise and could provide more resources to our kids,” he said.

District administrators and teachers say that smaller student counts in a school have far-reaching e ects on the kinds of opportunities kids

can tap into and the support they receive, which then shapes how well they learn. Districts are allocated state funds largely based on how many students are enrolled in their schools — and that impacts how many sta a school can a ord to hire and the extent of resources they can give students, including after school programs and mental health services.

“ e money follows the students, and when there’s a small number of students, we don’t have enough nancially to support some of those things,” Weiss said, adding that underutilized school buildings have been ine cient for the district to maintain.

e sacri ces some schools have had to make have cut more directly into the classroom, with schools in some instances combining two grade levels.

“When we have a school that’s small enough that they can’t run one classroom at one grade level, that’s a problem,” Weiss said.

Little Elementary School in Arvada is among the low-enrollment schools that will receive students from Parr Elementary, less than a mile away in Arvada. Little has the capacity to educate more than 400 kids, but currently has just under 250.

“We have to kind of pick and choose what resources we can put into place, and sometimes that means that we’re not able to afford all the di erent things,” Little Elementary School Principal Julie Waage said.

The Je co Public Schools Board of Education heard another update on the e ects of possible elementary school consolidation.

FILE PHOTO

SEE SHUFFLE, P26

A Golden Homecoming:

Adam Thistlewood closing out basketball career at Mines

alum records

first double-double of college career, named to prominent watch list

BY CORINNE WESTEMAN CWESTEMAN@COLORADOCOMMUNITYMEDIA.COM

When it comes to playing basketball, there’s no place like home for Golden’s Adam istlewood.

e Colorado School of Mines senior forward had a stellar performance Jan. 14, recording the rst double-double of his college career against University of Colorado Colorado Springs.

Additionally, the Golden High School alumnus was also named to the Bevo Francis Award watch list, which is an annual award that recognizes the best overall season for a non-Division I player.

istlewood’s enjoying his nal year of college basketball at Mines, after transferring from Colorado State University. He graduated with a bachelor’s degree in computer science last spring and plans to complete a master’s program at Mines.

istlewood’s transfer also marks the third generation of Oredigger basketball players in his family. His grandpa and parents all played at Mines.

He described how special it’s been to return to Golden and don a jersey that means so much to his family.

“It’s a blessing,” he continued. “ … Being able to come back and do the same thing they did, I really don’t have any words. I’m just honored and thankful.”

The Demon-turned-Ram

istlewood’s family has strong athletic ties all around Golden.

His grandpa, Donald istlewood, played basketball at Mines and graduated in 1957 with a bachelor’s degree in metallurgical engineering.

His dad, David, played basketball at Golden High School and later at Mines. ere, he met fellow basketball player and future wife, Kelly. She was inducted into the Mines Athletic Hall of Fame in 2001 for her performance in both basketball and softball.

eir oldest son, Kyle, also attended Mines for computer science and played on the club volleyball team. eir middle son, Ryan, had a successful basketball career at GHS before going to George Fox University and later West Point.

So, by the time Adam, the youngest, started at GHS, Mines coaches were well-acquainted with the family and had their eyes

on him as he became a standout for the Demons.

Former GHS boys basketball coach John Anderson described Adam istlewood as “the hardest-working kid I’ve ever coached.” He’d have someone open the gym for him before school and be there so late after practice that Anderson would have to kick him out.

“He has a perfect engineer’s mind,” Anderson continued.

“He’s laser-focused.”

istlewood’s average of 22.3 points and 8.4 rebounds per game during his senior year helped lead the Demons to a 21-4 overall record and a 2017-18 league title.

He had intended to play for Drake the following season, but Coach Niko Medved got the CSU job. So, istlewood headed to Fort Collins.

While Mines had been recruiting istlewood while he was still at GHS, Anderson described, he decided to go the Division I route rst.

“I think (going to CSU rst) helped him to come out of his shell socially,” Anderson said. “ … Getting that experience of playing for Coach Medved at CSU, and meeting his ancée there was awesome. … I’m glad he went that route and then ended up back at Mines.”

Current GHS coach Lou Vullo rst met istlewood through club basketball. Although he started at GHS the year after istlewood graduated, the two stayed in touch while istlewood was at CSU. Vullo was excited to see him return to Golden.

“He’s a stand-up guy — a hard worker and very committed,” Vullo said. “ … He’s a prototypical Demon.”

The Ram-turned-Oredigger

At CSU, istlewood started most games his rst three seasons. During his junior season, he averaged 9.1 points, 3.6 rebounds and 29.4 minutes per game while shooting 43.3% from the eld.

In 2021-22, though, he battled several injuries before and during the season. He played in 24 games, starting in 16 of them, and averaged 2.4 points, 1.8 rebounds and 12.4 minutes per game.

With one more year of eligibility thanks to COVID-19 and with a bachelor’s degree under his belt, istlewood decided to play his nal year of basketball for his hometown Orediggers. Given his family’s STEM-heavy background and his relatives’ legacy at Mines, he said pursuing a master’s degree at Mines was a no-brainer.

“It was a perfect t, academically and athletically,” he said. “And

Mines senior forward and Golden High School alumnus Adam Thistlewood transferred to Mines for his final year of eligibility. Thistlewood played four years at Colorado State University, where he graduated with a bachelor’s degree in computer science. He’s pursuing a master’s degree in computer science at Mines.

Mines senior forward Adam Thistlewood (31) attempts a three-point shot during the Dec. 10 home game against Black Hills State.

PHOTOS BY CORINNE WESTEMAN

GHS

then, I’m home. … It’s been a dream come true.”

istlewood said the academics are exactly what he expected: “Di cult but rewarding.”

On the court, istlewood has had an awesome season for the Orediggers, Coach Pryor Orser said. e forward has averaged 16.3 points, 6.9 rebounds and 31.1 minutes per game thus far.

Orser described how istlewood’s stepped into a leadership role on the team and become a well-rounded player, which is exactly what the coaches wanted.

“He’s everything we thought he was,” Orser said. “ … He’s an ultimate team player.”

Playing in Golden again has been a highlight for istlewood, as he’s seen several high school friends, former coaches and other community members cheering him on this season. For him, it’s a full-circle moment.

Orser added: “He’s fun to watch. He’s a great player, and he’s fun in our system. He makes other players around him better as well.”

Coming full circle

After he nishes out this season, istlewood’s priority will be nishing up his master’s degree in 2023-24. After that, though, he’s not sure what’s next. He’d love to play basketball overseas, but he’s also more than happy to start a career in software engineering, he described.

In the interim, he’s enjoying being back in Golden. He visits his family once a week and has gone back to GHS a few times — most recently to shoot hoops with the Demons over winter break.

Vullo described how istlewood’s always willing to come back for the youth basketball camps GHS hosts in the summer. e participants are always excited to see him and hear what he has to teach.

“He’s not just a great basketball player, but a great person,” Vullo said.

Anderson was incredibly proud of his former player for how much he’s grown over the last ve years. He believed istlewood’s a great t at Mines, saying, “How exciting that he’s back and playing in Golden, where he should be.”

No matter what happens this season or beyond, istlewood’s happy to be home. He said “the stars truly aligned” so he could play one nal season in Golden.

“I’m a proud Demon and a proud Oredigger,” he said.

Daily Masses: 8:30am, Mon-Sat

Confessions: 8am Tue-Fri; 7:30am & 4:00pm Sat

Saturday Vigil Mass: 5:00pm

Sunday Masses: 7:30, 9:00, 11:30am, 5:30pm

Adam Thistlewood’s mom, Kelly, also played basketball at Colorado School of Mines and was inducted into the university’s Athletic Hall of Fame. Adam’s season at Mines marks three generations of Oredigger basketball players in his family.

Colorado School of Mines senior forward Adam Thistlewood helped the 2017-18 Golden High School boys basketball team win the league title his senior year.

Mines senior forward Adam Thistlewood, center, attempts a shot over Black Hills State defenders during the Dec. 10 men’s basketball game at Colorado School of Mines. Thistlewood, a Golden High School alumnus, transferred to Mines for his final year of eligibility after playing four years at Colorado State University. PHOTOS BY CORINNE WESTEMAN

Adam Thistlewood’s dad, David, also played basketball at Golden High School and Colorado School of Mines. He was also an assistant coach for the Demons during Adam’s time at GHS.

SHUFFLE

FROM

UP

ELZZ

The school previously had full-time art, music and physical education classes, but without adequate funding, it now shares teachers of those subjects with other schools.It has also had to forgo educators who can give students extra time and help learning critical reading and math skills and can only afford to hire a part-time social worker and social emotional learning specialist, while other schools bring those staff members on full time, Waage said.

Her school could also use more paraprofessionals so students have more opportunities for small-group and individual instruction.

“With the consolidation, we have the option to bring back some of those additional supports for our students,” Waage said. “It’s definitely a challenge when you’ve got so much more room in your building than what you have (in terms of) students. Without the students, we can’t afford the staff, and so we’re really limited in what we’re allowed to do.”

Jenn Withee, principal of Green Gables Elementary School in Lakewood, understands the pain of scaling back on critical resources for children in their earliest years of learning. Withee was principal of Fitzmorris Elementary School in Arvada during the last school year and oversaw the school until it closed in the spring due to dwindling enrollment.

Withee was concerned about her former school’s enrollment and budget when she took the helm in July 2021 and the school’s enrollment was down about 30 students from projections, prompting the school to cut a teacher.

“When we lost that teacher in September and I just continued to look at our numbers and our classrooms and the experience for kids when there were five firstgraders in a room,” Withee said, “I just, I knew there was potential for closure because sustainability was just not there.”

The minimal number of stu -

dents hindered the school’s ability to meet their needs from the beginning of the day before school started to the end. Many parents struggled with care before and after school, Withee said, but the school lacked the budget to pay staff to look after students during those hours.

The school also lacked enough staff members to manage clubs and tutor students throughout the school year, Withee said. With a scarcity of staff, the school operated with one teacher per grade — “if that,” she said. That restricted how much educators could collaborate on the standards they were trying to get students to meet and how well they could learn from one another in their approaches to teaching.

Two teachers at Fitzmorris Elementary School presided over classrooms containing two grade levels, Withee noted.

“I truly believe that part of equity is ensuring that all kids receive high quality grade-level instruction every day, and split classrooms make that very difficult,” she said.

“We do it because we have to, but I just genuinely believe it’s not what’s best, even with your most masterful teachers,” Withee added.

By consolidating schools to maximize classroom space, district administrators say students will be surrounded by more educators and will access more of the resources that can help accelerate their learning.

“In schools that are resourced we do see better results,” Weiss said. “We do. And so, you know, right now, it was about these communities that don’t have the resources they need. It was more about us making sure that we got those kids to a place where they could get those resources. That was the priority.”

This story is from The Colorado Sun, a journalist-owned news outlet based in Denver and covering the state. For more, and to support The Colorado Sun, visit coloradosun.com. The Colorado Sun is a partner in the Colorado News Conservancy, owner of Colorado Community Media.

Market Place

Classifieds

Instruction

GUITAR LESSONS

Beginner – advanced acoustic and electric I can teach you what you want to learn! Songs – music theory etc. Lessons are taught in my home. 30 years teaching experience. Any day, any time flexible scheduling. Call Leon 303-427-1953 Misc.

Notices

Health & Beauty

VIAGRA and CIALIS USERS!

50 Generic Pills SPECIAL $99.00 100% guaranteed. 24/7 CALL NOW! 888-445-5928 Hablamos Espanol

Medical

Attention oxygen therapy users!

Inogen One G4 is capable of full 24/7 oxygen delivery. Only 2.8 pounds. Free info kit. Call 877-929-9587

Miscellaneous

Safe Step. North America’s #1 Walk-in tub. Comprehensive lifetime warranty. Top-of-the-line installation and service.

Now featuring our free shower package & $1600 off - limited time! Financing available. 1-855-4171306

Switch and save up to $250/yr on talk, text & data. No contract or hidden fees. Unlimited talk & text with flexible data plans. Premium nationwide coverage. 100% U.S. based customer service. Limited time get $50 off any new account. Use code GIFT50. 1-855-903-3048

BATH & SHOWER UPDATES in as little as ONE DAY! Affordable prices - No payments for 18 months!

Lifetime warranty & professional installs. Senior & Military Discounts available. Call: 855-761-1725

MobileHelp, America’s premier mobile medical alert system. Whether you’re home or away. For safety & peace of mind. No long term contracts! Free brochure! 1-888489-3936

Miscellaneous

Prepare for power outages today with a GENERAC home standby generator $0 Down + Low Monthly Pmt Request a free Quote. Call before the next power outage: 1-855-948-6176

Become a published author. We want to read your book! Dorrance Publishing trusted since 1920. Consultation, production, promotion & distribution. Call for free author`s guide 1-877-729-4998 or visit dorranceinfo.com/ads

The Generac PWRcell solar plus battery storage system. Save money, reduce reliance on grid, prepare for outages & power your home. Full installation services. $0 down financing option. Request free no obligation quote. 1-877-539-0299

Eliminate gutter cleaning forever! LeafFilter, the most advanced debrisblocking gutter protection. Schedule free LeafFilter estimate today. 20% off Entire Purchase. 10% Senior & Military Discounts. Call 1-833-6101936

DISH TV $64.99 190 Channels + $14.95 High Speed Internet. Free Installation, Smart HD DVR included, Free Voice remote. Some Restrictions apply. Promo Expires 1/21/23. 1-866-479-1516.

Donate Your Car to Veterans Today! Help and Support our Veterans. Fast - FREE pick up. 100% tax deductible. Call 1-800245-0398

Miscellaneous

!!OLD GUITARS WANTED!!

GIBSON, FENDER, MARTIN, etc. 1930’s to 1980’s. TOP DOLLAR PAID. CALL TOLL FREE 1-866-433-8277

Colorado Statewide Network

OXYGEN

Health & Beauty

Free high speed internet if qualified. Govt. pgm for recipients of select pgms incl. Medicaid, SNAP, Housing Assistance, WIC, Veterans Pension, Survivor Benefits, Lifeline, Tribal. 15 GB internet. Android tablet free w/one-time $20 copay. Free shipping. Call Maxsip Telecom! 1-833-758-3892

Attention Homeowners! If you have water damage and need cleanup services, call us! We’ll get in & work with your insurance agency to get your home repaired and your life back to normal ASAP! 855-7677031

Caring for an aging loved one? Wondering about options like seniorliving communities and in-home care? Caring.com’s Family Advisors help take the guesswork out of senior care for your family. Free, noobligation consult: 1-855-759-1407

Scrap Metal, Batteries, Appliances, Wiring, Scrap Plumbing/Heating, Cars/Parts, Clean out Garages/Yards, Rake, Yard work done w/chainsaw, Certified Auto Mechanical / Body Work & paint available Also can do inside or outside cleaning 303-647-2475 / 720-323-2173

HughesNet– Finally, super-fast internet no matter where you live. 25 Mbps just $59.99/mo! Unlimited Data is Here. Stream Video. Bundle TV & Internet. Free Installation. Call 866-499-0141

Colorado’s high school graduation rate jumped in 2022

But so did the dropout rate

BY ERICA BREUNLIN THE COLORADO SUN

Colorado’s four-year high school graduation rate for the class of 2022 ticked up to 82.3%, jumping 0.6 percentage points from the previous year, according to data released by the Colorado Department of Education.

e increase marks a turnaround from 2021, when the state’s high school graduate rate dropped for the rst time in more than a decade, dipping from 81.9% for the graduating class of 2020 to 81.7%.

However, the state’s dropout rate also increased 0.4 percentage points from 2021 to 2.2% — the rst time the dropout rate went up since 2015, according to a news release from the state education department. Across the state, 10,524 students in grades 7-12 dropped out during the last school year while nearly half of all 178 school districts saw a year-overyear increase to their dropout rates.

e most recent boost in the state’s graduation rate adds to a trend of improvements since 2010, when Colorado changed how data is reported. e four-year graduation rate has increased by 9.9 percentage points in that time period, according to the release.

Last year, 56,284 students completed high school in four years

— an increase of 442 students from 2021, according to the Department of Education.

“I’m so excited that last year more kids than ever graduated from Colorado public schools, with increased

graduation expectations and despite the challenges of the pandemic,” Colorado Education Commissioner Katy Anthes said in a statement. is is the rst year Colorado expanded ways that students can

earn enough credits to graduate. Individual school districts can use a “menu” provided by the state that allows students to demonstrate their readiness for their next step, including through standardized assessments like the SAT and ACT, an extensive capstone project or completion of courses that earn them college credit while they’re still in high school.

Additionally, the state’s graduation rates for students who earned a diploma over six and seven years also increased, according to the media release.

Students of color also made notable strides in graduating. e four-year graduation rate for students of color in 2022 was 76.8% — 0.7 percentage points more than the previous year. Black students saw an increase of 1.4 percentage points from 2021, with a graduation rate of 77.4% while Hispanic students’ graduation rate was 75.1%, 0.9 percentage points higher than the previous year. Still, achievement and opportunity gaps persist between students of color and their white peers, whose 2022 graduation rate was 87.3%.

is story is from e Colorado Sun, a journalist-owned news outlet based in Denver and covering the state. For more, and to support e Colorado Sun, visit coloradosun.com. e Colorado Sun is a partner in the Colorado News Conservancy, owner of Colorado Community Media.

Kile Studer celebrated his graduation with family and coworkers at the McDonald’s where he works on Sept. 20. COURTESY OF JENNY STEVENSON

PUBLIC NOTICES

MIDFIRST BANK

CRS §38-38-103

FORECLOSURE SALE NO. J2200293

Legals

Public Trustees

COMBINED NOTICE - PUBLICATION

CRS §38-38-103

FORECLOSURE SALE NO. J2200326

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On November 9, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

James A. Doremus

Original Beneficiary(ies)

Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Ideal Home Loans LLC, its successors and assigns Current Holder of Evidence of Debt Citizens Bank NA f/k/a RBS Citizens NA Date of Deed of Trust July 15, 2019 County of Recording Jefferson Recording Date of Deed of Trust July 19, 2019

Recording Information (Reception No. and/or Book/Page No.) 2019061752**

Original Principal Amount $246,000.00

Outstanding Principal Balance $272,797.27

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 17, FRANKLIN SQUARE SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO

**This loan has been modified through a Loan Modification Agreement recorded 02/03/2022 at Reception No. 2022014164 in the records of the Jefferson county clerk and recorder, Colorado.

Also known by street and number as: 9267 Gray Ct, Westminster, CO 80031.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 24, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

Lynn Yale Sharpe

Original Beneficiary(ies)

Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for New York Community Bank, its successors and assigns Current Holder of Evidence of Debt

Freedom Mortgage Corporation Date of Deed of Trust January 23, 2016

County of Recording Jefferson

Recording Date of Deed of Trust January 25, 2016

Recording Information (Reception No. and/or Book/Page No.) 2016007275**

Original Principal Amount $215,000.00

Outstanding Principal Balance $207,136.17

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Lot 6, Block 1, Lakewood Hills Filing No. 4, County of Jefferson, State of Colorado.

**This loan has been modified through a Loan Modification Agreement recorded 04/25/2018 at Reception No. 2018036955 in the records of the Jefferson county clerk and recorder, Colorado.

Also known by street and number as: 63 Ward Ct, Lakewood, CO 80228.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

records.

Original Grantor(s) Jennifer L. Bresnahan

Original Beneficiary(ies)

Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Broker Solutions, Inc. dba New American Funding, its successors and assigns Current Holder of Evidence of Debt Broker Solutions Inc. dba New American Funding Date of Deed of Trust October 17, 2017

County of Recording Jefferson Recording Date of Deed of Trust October 17, 2017

Recording Information (Reception No. and/or Book/Page No.) 2017107036**

Original Principal Amount $351,500.00 Outstanding Principal Balance $329,335.30

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 19, BLOCK 20, MOUNTAIN VIEW ESTATES, 5TH FILING, COUNTY OF JEFFERSON, STATE OF COLORADO.

**This loan has been modified through a Loan Modification Agreement effective October 1, 2019.

Also known by street and number as: 775 Urban Street, Lakewood, CO 80401.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

Date of Deed of Trust April 22, 2019 County of Recording Jefferson Recording Date of Deed of Trust April 23, 2019

Recording Information (Reception No. and/or Book/Page No.) 2019031160

Original Principal Amount $505,672.00 Outstanding Principal Balance $427,919.56

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Part of the NE 1/4 NW 1/4 of Section 32, Township 3 South, Range 69 West of the 6th P.M., described as follows: Beginning at the Southwest corner of said NE 1/4 NW 1/4 of said Section 32; thence North along the West line of said NE 1/4 NW 1/4 of Section 32, 110.00 feet; thence East parallel with the South line of the NE 1/4 NW 1/4 of said Section 32, a distance of 150 feet; thence South parallel with the West line of said NE 1/4 NW 1/4 a distance of 110.00 feet to the South line of said NE 1/4 NW 1/4; thence West along the South line of said NE 1/4 NW 1/4 a distance of 150 feet to the point of beginning, County of Jefferson, State of Colorado

Also known by street and number as: 2300 YOUNGFIELD ST, LAKEWOOD, CO 80215.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

December 26, 2018 County of Recording Jefferson Recording Date of Deed of Trust December 31, 2018

Recording Information (Reception No. and/or Book/Page No.) 2018116520

Original Principal Amount $333,500.00

Outstanding Principal Balance $328,509.20

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations of the terms thereof

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 1, BLOCK 2, MEADOWGLEN FILING NO. 2, COUNTY OF JEFFERSON, STATE OF COLORADO.

Also known by street and number as: 9193 W 81ST LN, ARVADA, CO 80005.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 03/02/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 03/02/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/ First Publication: 1/12/2023 Last Publication: 2/9/2023

Name of Publication: Golden Transcript

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 03/09/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/ First Publication: 1/19/2023 Last Publication: 2/16/2023

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 11/01/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado

By: Christine Thompson, Deputy, for Public Trustee

Name of Publication: Golden Transcript

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 03/02/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/16/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 12/29/2022

Last Publication:1/26/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 11/01/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado

By: Lyndsay Smith, Deputy, for Public Trustee

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 11/17/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado By: Lyndsay Smith, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Anna Johnston #51978

Barrett Frappier & Weisserman, LLP 1391 Speer Boulevard, Suite 700, Denver, CO 80204 (303) 350-3711

Attorney File # 00000009565045

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

https://liveauctions.govease.com/

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER

DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 11/09/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado

Public Trustee

for

By: Barbara Lyons, Deputy,

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Amanda Ferguson #44893

Halliday, Watkins & Mann, P.C.

355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155

Attorney File # CO10423

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200326

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 10/24/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado

By: Christine Thompson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Amanda Ferguson #44893

Halliday, Watkins & Mann, P.C.

355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # CO12063

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice No. J2200293

First Publication: 12/29/2022

Last Publication:1/26/2023

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2200315

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On November 1, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Amanda Ferguson #44893 Halliday, Watkins & Mann, P.C. 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # CO-20685

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200315

First Publication: 1/12/2023 Last Publication: 2/9/2023

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2200333

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On November 17, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) JAMES HARLEY WADSWORTH, JR Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CALIBER HOME LOANS, INC., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: N. April Winecki #34861

Janeway Law Firm, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (855) 263-9295

Attorney File # 22-028741

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200307

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J2200292

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 24, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Charles Wilson Edinger

Original Beneficiary(ies)

Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Bank of England, its successors and assigns Current Holder of Evidence of Debt Reverse Mortgage Funding LLC Date of Deed of Trust October 24, 2017

County of Recording Jefferson Recording Date of Deed of Trust October 30, 2017

Recording Information (Reception No. and/or Book/Page No.) 2017111685

Original Principal Amount $520,500.00

have been violated as follows: THE LIEN OF THE DEED OF TRUST BEING FORECLOSED MAY NOT BE A FIRST LIEN. You are notified as follows: the undersigned, on behalf of the Holder, gives notice and declares a violation of the covenants of said Deed of Trust including, but not limited to the failure to pay the debt in full following the death of the Borrower. The Holder elects to foreclose and demands that the Public Trustee give notice, publish for sale and sell said property to pay the debt and expenses of sale, all as provided by law and the terms of said Deed of Trust.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Lots 17 and 18, Block 111, Edgewater, Jefferson County, Colorado.

Also known by street and number as: 2430 Ames Street, Edgewater, CO 80214.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/16/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 12/29/2022

Last Publication: 1/26/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/24/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado

By: Christine Thompson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Amanda Ferguson #44893 Halliday, Watkins & Mann, P.C. 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # CO-20006

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice No. J2200292

First Publication: 12/29/2022

Last Publication: 1/26/2023

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2200298

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 24, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

JUSTIN L. NASH AND DAHLILA L. NASH

Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR GUILD MORTGAGE COMPANY , ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt

COLORADO HOUSING AND FINANCE AUTHORITY

Date of Deed of Trust November 24, 2015

County of Recording Jefferson Recording Date of Deed of Trust November 25, 2015

Recording Information (Reception No. and/or Book/Page No.) 2015125542

Original Principal Amount $282,292.00

Outstanding Principal Balance $267,758.82

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Borrower's failure to make timely payments as required under the Evidence of Debt and Deed of Trust.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 15, BLOCK 10, SANDRA-TERRI SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO.

Also known by street and number as: 5103 INDEPENDENCE STREET, ARVADA, CO 80002.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST. NOTICE

The current holder of the Evidence of Debt

secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/16/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 12/29/2022

Last Publication: 1/26/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/24/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: N. April Winecki #34861 Janeway Law Firm, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (855) 263-9295 Attorney File # 19-022345

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200298

First Publication: 12/29/2022

Last Publication: 1/26/2023

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J2200328

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 17, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Barbara Buell Paige AND Joshua W. Brown

Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CHERRY CREEK MORTGAGE CO., INC., ITS SUCCESSORS AND ASSIGNS

Current Holder of Evidence of Debt WELLS FARGO BANK, N.A. Date of Deed of Trust July 29, 2008 County of Recording Jefferson Recording Date of Deed of Trust August 12, 2008

Recording Information (Reception No. and/or Book/Page No.) 2008076984

Original Principal Amount $159,861.00

Outstanding Principal Balance $124,214.95

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 11, BLOCK 5, SHERIDAN GREEN SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO

Also known by street and number as: 11517 Marshall Street, Westminster, CO 80020.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

OF SALE

NOTICE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 03/09/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 1/19/2023

Last Publication: 2/16/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 11/17/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado

By: Lyndsay Smith, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Lynn M Janeway #15592 Janeway Law Firm, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (855) 263-9295 Attorney File # 22-028602

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200328

First Publication: 1/19/2023

Last Publication: 2/16/2023

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J2200314

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 1, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Patrick Valdez and Jennifer Valdez

Original Beneficiary(ies) U.S. Bank National Association

Current Holder of Evidence of Debt U.S. Bank National Association Date of Deed of Trust October 04, 2016

County of Recording Jefferson Recording Date of Deed of Trust October 28, 2016

Recording Information (Reception No. and/or Book/Page No.) 2016112441

Original Principal Amount $100,000.00

Outstanding Principal Balance $99,953.60

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the Deed of Trust and other violations thereof

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 6, BLOCK 8, CARMAC HEIGHTS BLOCKS 6 TO 12, COUNTY OF JEFFERSON, STATE OF COLORADO.

Also known by street and number as: 1366 Chase St S, Lakewood, CO 80232-5933.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 03/02/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 11/01/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Ilene Dell'Acqua #31755 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122

Attorney File # CO-22-943992-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice No. J2200314

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2200331

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On November 17, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) BENJAMIN J MARTINEZ

Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. ACTING SOLELY AS NOMINEE FOR MARKETPLACE HOME MORTGAGE, LLC.

Current Holder of Evidence of Debt MSR Asset Vehicle LLC Date of Deed of Trust May 31, 2016

County of Recording Jefferson

Recording Date of Deed of Trust June 01, 2016

Recording Information (Reception No. and/or Book/Page No.) 2016051985

Original Principal Amount $320,400.00 Outstanding Principal Balance $305,375.72

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the Evidence of Debt secured by the Deed of Trust and other violations of the terms thereof

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 63, WILLIAMSBURG FILING NO. 2, COUNTY OF JEFFERSON, STATE OF COLORADO.

Also known by street and number as: 7917 S FLOWER CT, LITTLETON, CO 80128.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 03/09/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 1/19/2023 Last Publication: 2/16/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 11/17/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado By: Barbara Lyons, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Anna Johnston #51978

Barrett Frappier & Weisserman, LLP 1391 Speer Boulevard, Suite 700, Denver, CO 80204 (303) 350-3711 Attorney File # 00000009634858

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200331

First Publication: 1/19/2023 Last Publication: 2/16/2023

Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2200300

To Whom It May Concern: This Notice is given with regard to

FIRST LIEN.

CONDOMINIUM UNIT NO G101, PONDEROSA RIDGE, COUNTY OF JEFFERSON, STATE OF COLORADO, ACCORDING TO THE CONDOMINIUM MAP THEREOF RECORDED JUNE 17, 2004 AT RECEPTION NO F2046139, FIRST AMENDMENT TO THE AMENDED AND RESTATED CONDOMINIUM MAP FOR CLOVER HILL CONDOMINIUMS RECORDED APRIL 1, 2005 AT RECEPTION NO F2195412, AND THE AMENDED AND RESTATED DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS OF THE CLOVER HILL CONDOMINIUMS RECORDED JUNE 17, 2004 AT RECEPTION NO F2046138, FIRST AMENDMENT TO THE AMENDED AND RESTATED DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS OF THE CLOVER HILL CONDOMINIUMS RECORDED APRIL 1, 2005 AT RECEPTION NO F2195411, IN THE RECORDS OF THE CLERK AND RECORDER OF THE COUNTY OF JEFFERSON, COLORADO, AS AMENDED FROM TIME TO TIME INCLUDING THE EXCLUSIVE RIGHT TO USE LCE PARKING UNIT NO 14, AS DEFINED AND DESCRIBED PURSUANT TO THE AMENDED AND RESTATED DECLARATION AND DEPICTED ON THE MAP

Also known by street and number as: 857 S Van Gordon Ct, Apt G101, Lakewood, CO 80228-3215.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/16/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 12/29/2022

Last Publication: 1/26/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 10/24/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado By: Christine Thompson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Ilene Dell'Acqua #31755

McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122

Attorney File # CO-22-945618-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200300

First Publication: 12/29/2022

Last Publication: 1/26/2023

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2200308

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 1, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Leslie Dunstan

Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for Caliber Home Loans, Inc., Its Successors and Assigns Current Holder of Evidence of Debt Caliber Home Loans, Inc. Date of Deed of Trust June 20, 2016 County of Recording Jefferson Recording Date of Deed of Trust June 27, 2016

Recording Information (Reception No. and/or Book/Page No.) 2016061536

Original Principal Amount $186,700.00

Outstanding Principal Balance $174,369.73

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the Deed of Trust and other violations thereof

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 8, BLOCK 1, COUNTRYSIDE FILING NO. 9, COUNTY OF JEFFERSON, STATE OF COLORADO.

Also known by street and number as: 10366 Owens Cir,

Broomfield, CO 80021-3763.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 03/02/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 11/01/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado

DATE: 11/09/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado

By: Jenniffer L Johnson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Harry L. Simon, Esq. #7942

The Law Office of Harry L. Simon, P.C. 10200 East Girard Avenue, Building B, Suite 120, Denver, CO 80231 (303) 758-6601 Attorney File # CCU v. Kelly

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200318

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2200327

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On November 9, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

CRS §38-38-103

FORECLOSURE SALE NO. J2200323

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 9, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

Johnny Gonzales Original Beneficiary(ies) V.R.M. Pension Plan Trust

Current Holder of Evidence of Debt New Direction Trust Company as Custodian FBO Sandra Craft Roth IRA Date of Deed of Trust August 19, 2019

County of Recording Jefferson

Recording Date of Deed of Trust August 21, 2019

Recording Information (Reception No. and/or Book/Page No.) 2019074467

Original Principal Amount $436,000.00

Outstanding Principal Balance $436,000.00

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to make payments as required by the terms of the Promissory Note and Deed of Trust.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

CONDOMINIUM UNIT NO 390, BUILDING NO. 61, AS SHOWN ON THE FIRST AMENDED CONDOMINIUM MAP OF GREEN MOUNTAIN TOWNHOUSES (SECOND FILING) RECORDED NOVEMBER 20, 1967 IN THE OFFICE OF THE CLERK AND RECORDER OF JEFFERSON COUNTY, COLORADO, RECEPTION NO. 260230 AND ACCORDING TO AND SUBJECT TO THE CONDOMINIUM DECLARATION RECORDED OCTOBER 14, 1966 IN BOOK 1902 AT PAGE 744, INCLUDING ALL PORTIONS OF A CONDOMINIUM UNIT AND INTEREST AS DEFINED IN SAID DECLARATION, COUNTY OF JEFFERSON, STATE OF COLORADO.

Also known by street and number as: 661 S Xenon Ct, Lakewood, CO 80228-2820.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 03/02/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 11/09/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado

By: Jenniffer L Johnson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Ilene Dell'Acqua #31755

By:

Christine Thompson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Holly R.Shilliday #24423

McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122

Attorney File # CO-22-946615-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200308

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2200318

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 9, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) John Kelly Original Beneficiary(ies) Colorado Credit Union Current Holder of Evidence of Debt Colorado Credit Union Date of Deed of Trust August 18, 2018

County of Recording Jefferson Recording Date of Deed of Trust August 24, 2018

Recording Information (Reception No. and/or Book/Page No.) 2018078099

Original Principal Amount $34,000.00

Outstanding Principal Balance $37,805.00

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to make monthly payments

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

Lot 4, Block 10, North Arvada Park Second Addition Third Filing, County of Jefferson, State of Colorado

Also known by street and number as: 6537 Otis Street, Arvada, CO 80003.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 03/02/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

Original Grantor(s) Sarah P. White

Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for United Wholesale Mortgage, its successors and assigns Current Holder of Evidence of Debt NewRez LLC d/b/a Shellpoint Mortgage Servicing Date of Deed of Trust September 10, 2019

County of Recording Jefferson Recording Date of Deed of Trust November 07, 2019

Recording Information (Reception No. and/or Book/Page No.) 2019106816

Original Principal Amount $386,650.00

Outstanding Principal Balance $367,524.26

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 17, BLOCK 4, WESTBOROUGH - FILING NO.2, COUNTY OF JEFFERSON, STATE OF COLORADO.

Also known by street and number as: 3057 S Garland Ct, Lakewood, CO 80227.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 03/02/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 11/09/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado

By: Barbara Lyons, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Amanda Ferguson #44893

Halliday, Watkins & Mann, P.C. 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155

Attorney File # CO21062

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200327

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION

Lot 32, Block 3, Briarwood Park, County of Jefferson, State of Colorado Also known by street and number as: 317 S. Queen Cir., Lakewood, CO 80226.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 03/02/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 11/09/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Joseph A. Murr #14427

Murr Siler & Accomazzo, P.C. 1999 Broadway, Suite 3100, Denver, CO 80202 (303) 534-2277

Attorney File # 7230.012

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200323

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2200330

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 17, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Jeanette A. Duff and Robert F. Duff

Original Beneficiary(ies)

Mortgage Electronic Registration Systems, Inc., as beneficiary, as nominee for Home Mortgage Experts, Inc., its successors and assigns Current Holder of Evidence of Debt

Freedom Mortgage Corporation Date of Deed of Trust July 03, 2019

County of Recording Jefferson Recording Date of Deed of Trust July 09, 2019

Recording Information (Reception No. and/or Book/Page No.) 2019057734

Original Principal Amount $309,999.00

Outstanding Principal Balance $306,627.51

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 03/09/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 1/19/2023

Last Publication: 2/16/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 11/17/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado

By: Barbara Lyons, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Amanda Ferguson #44893 Halliday, Watkins & Mann, P.C. 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155

Attorney File # CO21047

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200330

First Publication: 1/19/2023

Last Publication: 2/16/2023

Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2200317

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 9, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Patricia A. Peterson and Kenneth M. Peterson

Original Beneficiary(ies) Bank of the West Current Holder of Evidence of Debt Bank of the West Date of Deed of Trust September 28, 2007

County of Recording Jefferson Recording Date of Deed of Trust October 16, 2007

Recording Information (Reception No. and/or Book/Page No.) 2007117105

Original Principal Amount $20,000.00

Outstanding Principal Balance $15,980.50

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the Deed of Trust and other violations thereof

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 330, ALLENDALE, FOURTH FILING, COUNTY OF JEFFERSON, STATE OF COLORADO.

Also known by street and number as: 6140 Quail St, Arvada, CO 80004.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122

Attorney File # CO-22-946820-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200317

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2200313

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On November 1, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) STEPHEN MICHAEL SEWALK

Original Beneficiary(ies)

PENTAGON FEDERAL C.U.

Current Holder of Evidence of Debt

PENTAGON FEDERAL CREDIT UNION

Date of Deed of Trust December 27, 2016

County of Recording Jefferson Recording Date of Deed of Trust January 10, 2017

Recording Information (Reception No. and/or Book/Page No.) 2017003259

Original Principal Amount $600,000.00

Outstanding Principal Balance $525,134.10

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Pursuant to, but not limited to, Paragraph 18, of the Deed of Trust, the debt has been accelerated and immediate payment in full of all sums are due because all or any part of the Property or any Interest in the Property has been sold or transferred without Lender’s prior written consent.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 61, VILLAGE ESTATES AT RIVA CHASE, COUNTY OF JEFFERSON, STATE OF COLORADO.

Also known by street and number as: 22141 CHIPPEWA LN, GOLDEN, CO 80401.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 03/02/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 11/01/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado

By: Jenniffer L Johnson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Anna Johnston #51978

Barrett Frappier & Weisserman, LLP

1391 Speer Boulevard, Suite 700, Denver, CO 80204 (303) 350-3711

Attorney File # 00000009586686

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200313

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION

CRS §38-38-103

FORECLOSURE SALE NO. J2200321

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On November 9, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

MICHAEL J BULLOCK

Original Beneficiary(ies)

TRUHOME SOLUTIONS, LLC

Current Holder of Evidence of Debt TRUHOME SOLUTIONS, LLC Date of Deed of Trust July 15, 2015

County of Recording Jefferson Recording Date of Deed of Trust July 17, 2015

Recording Information (Reception No. and/or Book/Page No.) 2015074528

Original Principal Amount $544,581.00 Outstanding Principal Balance $516,115.46

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 8, BLOCK 3, LEYDEN ROCK SUBDIVISION FILING NO. 5, COUNTY OF JEFFERSON, STATE OF COLORADO.

APN #: 2026218008

Also known by street and number as: 8647 WINDY ST, ARVADA, CO 80007.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 03/02/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 11/09/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado

By: Christine Thompson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Alison L. Berry #34531

Janeway Law Firm, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (855) 263-9295

Attorney File # 17-015957

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200321

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2200312

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On November 1, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

Eugene A. Heslin

Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR REVERSE MORTGAGE FUNDING LLC, ITS SUCCESSORS AND ASSIGNS

Current Holder of Evidence of Debt REVERSE MORTGAGE FUNDING LLC

Date of Deed of Trust November 23, 2020

County of Recording Jefferson

Recording Date of Deed of Trust December 01, 2020

Recording Information (Reception No. and/or Book/Page No.) 2020158720

Original Principal Amount $862,500.00

Outstanding Principal Balance $233,832.03

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: This is a Home Equity Conversion Deed of Trust or other Reverse Mortgage. Borrower has died and the property is not the principal residence of any surviving Borrower, resulting in the loan being due and payable.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 41, MARSHDALE PARK SECOND ADDITION, COUNTY OF JEFFERSON, STATE OF COLORADO.

Also known by street and number as: 6594 Marshmerry Ln, Evergreen, CO 80439.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 03/02/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 11/01/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado

By: Lyndsay Smith, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Lynn M Janeway #15592 Janeway Law Firm, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (855) 263-9295 Attorney File # 22-028607

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 84, GOVERNOR'S RANCH FILING NO. 5, COUNTY OF JEFFERSON, STATE OF COLORADO.

PARCEL ID NUMBER: 5915314001

Also known by street and number as: 9685 WEST POWERS CIRCLE, LITTLETON, CO 80123.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 03/02/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 1/12/2023 Last Publication: 2/9/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 11/09/2022 Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado By: Christine Thompson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Alison L. Berry #34531 Janeway Law Firm, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (855) 263-9295

Attorney File # 22-028695

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200322

First Publication: 1/12/2023 Last Publication: 2/9/2023

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2200303

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On October 24, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) RENEE S DAVIS

Original Beneficiary(ies) SAXON MORTGAGE, INC Current Holder of Evidence of Debt U.S. BANK TRUST NATIONAL ASSOCIATION, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY AS OWNER TRUSTEE FOR RCF 2 ACQUISITION TRUST C/O U.S. BANK TRUST NATIONAL ASSOCIATION Date of Deed of Trust April 11, 2003

County of Recording Jefferson

Recording Date of Deed of Trust April 18, 2003

Recording Information (Reception No. and/or Book/Page No.) F1729022

Original Principal Amount $178,200.00

Outstanding Principal Balance $175,959.57

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 11, BLOCK 3, BOULEVARD PLAZA SUBDIVISION, COUNTY OF JEFFERSON, STATE OF COLORADO.

Also known by street and number as: 9411 NORTHWEST BRENTWOOD WAY, WESTMINSTER, CO 80021.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt

secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/16/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/ First Publication: 12/29/2022 Last Publication: 1/26/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 10/24/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado By: Jenniffer L Johnson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Anna Johnston #51978 Barrett Frappier & Weisserman, LLP 1391 Speer Boulevard, Suite 700, Denver, CO 80204 (303) 350-3711

Attorney File # 00000009443334

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200303

First Publication: 12/29/2022

Last Publication: 1/26/2023

Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J2200306

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 24, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) Leland Linder and Penny Linder Original Beneficiary(ies) Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Ditech Financial LLC, its successors and assigns

Current Holder of Evidence of Debt NewRez LLC d/b/a Shellpoint Mortgage Servicing Date of Deed of Trust August 26, 2019 County of Recording Jefferson Recording Date of Deed of Trust September 06, 2019 Recording Information (Reception No. and/or Book/Page No.) 2019081034**

Original Principal Amount $219,535.00 Outstanding Principal Balance $208,202.82

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

The West 154 feet of the Property described as follows:

That part of the SW1/4 of the NE1/4 of Section 11, Township 3 South, Range 69 West of the 6th P.M.; Beginning at the center of Wadsworth Avenue , 200 feet South of a point 50 feet Southerly at right angles from the centerline of the Denver and Northwestern Right of Way; thence South 94.5 feet to the center point of said avenue; thence S89 degrees 47'E, 462 feet; thence North, 79 feet to the South boundary of said Railway Right of Way; thence Northwesterly along said boundary, 27 feet; thence N89 degrees 47'W, 439 feet to the point of beginning, except the West 30 feet thereof, County of Jefferson, State of Colorado.

**The legal description was corrected by an Affidavit of Correction recorded 10/17/2022 at Reception No. 2022094075 in the records of the Jefferson County Clerk and Recorder, State of Colorado.

Also known by street and number as: 6052 Wadsworth Blvd, Arvada, CO 80003.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

If applicable, a description of any changes to the deed of trust described in the notice of election and demand pursuant to affidavit as allowed by statutes: **The legal description was corrected by an Affidavit of Correction recorded 10/17/2022 at Reception No. 2022094075 in the records of the Jefferson County Clerk and Recorder, State of Colorado.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein,

has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/16/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 12/29/2022

Last Publication: 1/26/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/24/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado

By: Jenniffer L Johnson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Amanda Ferguson #44893

Halliday, Watkins & Mann, P.C. 355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155 Attorney File # CO-20093

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice No. J2200306

First Publication: 12/29/2022

Last Publication: 1/26/2023

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION CRS §38-38-103 FORECLOSURE SALE NO. J2200329

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On November 17, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

Tinh Nguyen AND Trinh Thi Diem Nguyen Original Beneficiary(ies)

MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR QUICKEN LOANS INC., ITS SUCCESSORS AND ASSIGNS Current Holder of Evidence of Debt LAKEVIEW LOAN SERVICING, LLC Date of Deed of Trust July 16, 2019

County of Recording Jefferson Recording Date of Deed of Trust July 22, 2019

Recording Information (Reception No. and/or Book/Page No.) 2019061934

Original Principal Amount $402,500.00

Outstanding Principal Balance $379,447.48

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 3, BLOCK 6, SUN VALLEY ESTATES FILING NO. 3, COUNTY OF JEFFERSON, STATE OF COLORADO.

PARCEL ID NUMBER: 300071238

Also known by street and number as: 864 S Hoyt St, Lakewood, CO 80226-4022.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 03/09/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 1/19/2023

Last Publication: 2/16/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A

NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 11/17/2022

of Jefferson, State of Colorado

By: Lyndsay Smith, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Lynn M Janeway #15592

Janeway Law Firm, P.C. 9800 S. Meridian Blvd., Suite 400, Englewood, CO 80112 (855) 263-9295

Attorney File # 22-028767

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200329

First Publication: 1/19/2023

Last Publication: 2/16/2023

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION

CRS §38-38-103

FORECLOSURE SALE NO. J2200301

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 24, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s)

Dixon D. Barta and Terri B. Brill

Original Beneficiary(ies)

Mortgage Electronic Registration Systems, Inc., as Beneficiary, as nominee for Fieldstone Mortgage Company, its successors and assigns Current Holder of Evidence of Debt Citibank, N.A., not in its individual capacity, but solely as owner trustee of the New Residential Mortgage Loan Trust 2020-1 Date of Deed of Trust September 30, 2005

County of Recording Jefferson Recording Date of Deed of Trust October 05, 2005

Recording Information (Reception No. and/or Book/Page No.) 2005093499

Original Principal Amount $336,000.00

Outstanding Principal Balance $224,310.34

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the Deed of Trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

All of Lot 16, Gallegos Subdivision, Except the East 179 feet thereof, and all of the West 293 feet of the North 132 feet of the Southwest Quarter of the Northeast Quarter of the Southwest Quarter of Section 1, Township 4 South, Range 70 West of the 6th Principal Meridian, except that part conveyed to Jefferson County for Orchard Street, County of Jefferson, State of Colorado.

Also known by street and number as: 15905 W. 8th Place, Golden, CO 80401.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/16/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law.

https://liveauctions.govease.com/

First Publication: 12/29/2022

Last Publication: 1/26/2023

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION

CRS §38-38-103

FORECLOSURE SALE NO. J2200309

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust:

On November 1, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Original Grantor(s) TROY S. ANDERSON

Original Beneficiary(ies) MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. AS NOMINEE FOR CTX MORTGAGE COMPANY, LLC

Current Holder of Evidence of Debt WILMINGTON SAVINGS FUND SOCIETY, FSB, AS TRUSTEE OF QUERCUS MORTGAGE INVESTMENT TRUST

Date of Deed of Trust

August 14, 2008

County of Recording Jefferson Recording Date of Deed of Trust August 25, 2008

Recording Information (Reception No. and/or Book/Page No.) 2008080622

Original Principal Amount $120,389.00

Outstanding Principal Balance $114,111.29

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the deed of trust and other violations thereof.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

UNIT 302. BUILDING 6385, THE GRACE PLACE CONDOMINIUMS, AS SHOWN ON THE CONDOMINIUM MAP RECORDED APRIL 30, 1985 AT RECEPTION NO. 85039667 AND AS DEFINED AND DESCRIBED IN THE CONDOMINIUM DECLARATION FOR GRACE PLACE CONDOMINIUMS. RECORDED AUGUST 16, 1984 AT RECEPTION NO. 84077730, COUNTY OF JEFFERSON, STATE OF COLORADO.

PURSUANT TO AFFIDAVIT PURSUANT TO § 38-35-109(5), C.R.S. RECORDED ON 10/3/2017 AT REC. NO. 2017101753

Also known by street and number as: 6385 OAK STREET #302, ARVADA, CO 80004.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

If applicable, a description of any changes to the deed of trust described in the notice of election and demand pursuant to affidavit as allowed by statutes: PURSUANT TO AFFIDAVIT PURSUANT TO § 38-35-109(5), C.R.S. RECORDED ON 10/3/2017 AT REC. NO. 2017101753

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 03/02/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 11/01/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado

By: Christine Thompson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Anna Johnston #51978

Original Grantor(s)

Janis L Hazelbaker who acquired title as Janis Lee Hazelbaker

Original Beneficiary(ies)

Mortgage Electronic Registration Systems, Inc. ("MERS") as nominee for Citibank, N.A., Its Successors and Assigns

Current Holder of Evidence of Debt NewRez LLC, F/K/A New Penn Financial, LLC, D/B/A Shellpoint Mortgage Servicing Date of Deed of Trust January 31, 2013

County of Recording Jefferson Recording Date of Deed of Trust March 07, 2013

Recording Information (Reception No. and/or Book/Page No.) 2013028082

Original Principal Amount $122,987.00

Outstanding Principal Balance $94,750.56

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the Deed of Trust and other violations thereof

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

LOT 50, BLOCK 1, DUTCH RIDGE SUBDIVISION FILING NO. 3, COUNTY OF JEFFERSON, STATE OF COLORADO.

Also known by street and number as: 6780 S Independence St, Littleton, CO 80128-4050.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/16/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/

First Publication: 12/29/2022 Last Publication: 1/26/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED; DATE: 10/24/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado By: Christine Thompson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is: Ilene Dell'Acqua #31755 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122

Attorney File # CO-22-945966-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200302

First Publication: 12/29/2022

Last Publication: 1/26/2023

Name of Publication: Golden Transcript

COMBINED NOTICE - PUBLICATION

CRS §38-38-103

FORECLOSURE SALE NO. J2200304

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 24, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

THE LIEN FORECLOSED MAY NOT BE A FIRST LIEN.

CONDOMINIUM UNIT NO. 305, BUILDING NO. 2, RIVA RIDGE CONDOMINIUMS IN ACCORDANCE WITH THE DECLARATION RECORDED ON NOVEMBER 19, 1979 AT RECEPTION NO. 79105348 AND AMENDMENTS RECORDED JANUARY 2, 1980 AT RECEPTION NOS. 80000150 AND 80000151 AND CONDOMINIUM MAP RECORDED ON NOVEMBER 19, 1979 AT RECEPTION NO. 79105349 AND RECORDED JANUARY 2, 1980 AT RECEPTION NO. 80000152, COUNTY OF JEFFERSON, STATE OF COLORADO TOGETHER WITH THE EXCLUSIVE RIGHT TO USE THE FOLLOWING LIMITED COMMON ELEMENTS, STORAGE SPACE B305 AND B305A, PARKING SPACE 108, CARPORT SPACE N.A., COUNTY OF JEFFERSON, STATE OF COLORADO.

Also known by street and number as: 519 Wright Street, # 305, Lakewood, CO 80228.

THE PROPERTY DESCRIBED HEREIN IS ALL OF THE PROPERTY CURRENTLY ENCUMBERED BY THE LIEN OF THE DEED OF TRUST.

NOTICE OF SALE

The current holder of the Evidence of Debt secured by the Deed of Trust, described herein, has filed Notice of Election and Demand for sale as provided by law and in said Deed of Trust.

THEREFORE, Notice Is Hereby Given that I will at public auction, at 2 p.m. on Thursday, 02/16/2023 via remote, web-based auction service, sell to the highest and best bidder for cash, the said real property and all interest of the said Grantor(s), Grantor(s)' heirs and assigns therein, for the purpose of paying the indebtedness provided in said Evidence of Debt secured by the Deed of Trust, plus attorneys' fees, the expenses of sale and other items allowed by law, and will issue to the purchaser a Certificate of Purchase, all as provided by law. https://liveauctions.govease.com/ First Publication: 12/29/2022 Last Publication: 1/26/2023

Name of Publication: Golden Transcript

IF THE SALE DATE IS CONTINUED TO A LATER DATE, THE DEADLINE TO FILE A NOTICE OF INTENT TO CURE BY THOSE PARTIES ENTITLED TO CURE MAY ALSO BE EXTENDED;

DATE: 10/24/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado

By: Christine Thompson, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Holly R.Shilliday #24423 McCarthy & Holthus, LLP 7700 E. Arapahoe Road, Suite 230, Centennial, CO 80112 (877) 369-6122

Attorney File # CO-22-945345-LL

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200304

First Publication: 12/29/2022

Last Publication: 1/26/2023

Name of Publication: Golden Transcript

City and County

PUBLIC NOTICE

A public hearing will be held before the Arvada City Council scheduled for February 6, 2023, at 6:15 p.m., Arvada City Hall, 8101 Ralston Rd., Arvada, when and where you may speak on the matter to consider a Major Modification and Rezoning for Ralston Gardens, a 1.23 acre parcel of land approximately located at the southeast corner of Ralston Road and Garrison Street.

City of Arvada City Council /s/ Kristen Rush, City Clerk

Legal Notice No. 415524

First Publication: January 19, 2023

Last Publication: January 19, 2023

Publisher: Jeffco Transcript

PUBLIC NOTICE

building orientation and configuration requirement of LDC 5-1-2-6(B)(1); To construct a new fueling station and convenience store with a detached fuel pump canopy where the fueling canopy does not adhere to the required 40-foot setback from all streets in LDC 3-1-3-8(A)(3)(i); and to construct a new fueling station and convenience store with a detached fuel pump canopy where the fueling canopy does not adhere to the required site design standard of LDC 4-3-3-4(F)(2) which requires a canopy to be located behind or to the side of a building. A 0.885 – acre parcel of land approximately located at 6401 Wadsworth Byp. Members of the public may attend. To submit written public comment to be considered by the Commission, email comments to cedboardsandcommission@arvada.org by 5 p.m. on 2/6/2023. Additional information can be obtained froM

https://www.arvadapermits.org/etrakit3/search/ project.aspx?activityno=DA2022-0052,

CITY OF ARVADA PLANNING COMMISSION /s/ Tim Knapp, Secretary

Legal Notice No. 415527

First Publication: January 19, 2023

Last Publication: January 19, 2023

Publisher: Jeffco Transcript

PUBLIC NOTICE

A public hearing will be held before the Arvada Board of Adjustment scheduled for February 7th, 2023 at 6:15 p.m., Arvada City Hall, 8101 Ralston Rd., Arvada, when and where you may speak on the matter to consider Kum & Go #2299, To construct a new fueling station and convenience store with a detached fuel pump canopy that does not adhere to the 35 percent frontage zone requirement of Table 2-1-4-3A; to construct a new fueling station and convenience store with a detached fuel pump canopy where two parking stalls do not adhere to the required 20-foot parking setback of Table 2-1-4-3A; and to construct a new fueling station and convenience store with a detached fuel pump canopy where the trash receptacle is not located within an interior side or rear yard and does not adhere to the required twenty-foot setback from streets in LDC 5-1-6-5(B)(1). A 0.885 – acre parcel of land approximately located at 6401 Wadsworth Byp. Members of the public may attend. To submit written public comment to be considered by the Commission, email comments to cedboardsandcommission@arvada.org by 5 p.m. on 2/6/2023. Additional information can be obtained from https://www.arvadapermits.org/etrakit3/search/ project.aspx?activityno=VAR2022-0001

CITY OF ARVADA BOARD of ADJUSTMENT /s/ Tim Knapp, Secretary

Legal Notice No. 415525

First Publication: January 19, 2023

Last Publication: January 19, 2023 Publisher: Jeffco Transcript

Summons and Sheriff Sale

Public Notice

DATE: 10/24/2022

Holly Ryan, Public Trustee in and for the County of Jefferson, State of Colorado

By: Barbara Lyons, Deputy, for Public Trustee

The name, address, business telephone number and bar registration number of the attorney(s) representing the legal holder of the indebtedness is:

Amanda Ferguson #44893

Halliday, Watkins & Mann, P.C.

355 Union Blvd., Suite 250, Lakewood, CO 80228 (303) 274-0155

Attorney File # CO20631

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice No. J2200301

First Publication: 12/29/2022

Last Publication: 1/26/2023

Name of Publication: Golden Transcript

Barrett Frappier & Weisserman, LLP 1391 Speer Boulevard, Suite 700, Denver, CO 80204 (303) 350-3711

Attorney File # 00000009538109

The Attorney above is acting as a debt collector and is attempting to collect a debt. Any information provided may be used for that purpose.

©Public Trustees' Association of Colorado Revised 1/2015

Legal Notice NO. J2200309

First Publication: 1/12/2023

Last Publication: 2/9/2023

Name of Publication: Golden Transcript COMBINED NOTICE - PUBLICATION CRS §38-38-103

FORECLOSURE SALE NO. J2200302

To Whom It May Concern: This Notice is given with regard to the following described Deed of Trust: On October 24, 2022, the undersigned Public Trustee caused the Notice of Election and Demand relating to the Deed of Trust described below to be recorded in the County of Jefferson records.

Recording Information (Reception No. and/or Book/Page No.) 2006058897

Original Principal Amount $65,000.00

Outstanding Principal Balance $56,622.36

Pursuant to CRS §38-38-101(4)(i), you are hereby notified that the covenants of the deed of trust have been violated as follows: Failure to pay principal and interest when due together with all other payments provided for in the evidence of debt secured by the Deed of Trust and other violations thereof

A public hearing will be held before the Arvada Planning Commission scheduled for February 7th, 2023 at 6:15 p.m., Arvada City Hall, 8101 Ralston Rd., Arvada, when and where you may speak on the matter to consider a Conditional Use and Major Modification for MARSHALL POINTE, a 4.36 – acre parcel of land approximately located at the southeast corner of Marshall St and W 52nd Ave. Members of the public may attend. To submit written public comment to be considered by the Commission, email comments to cedboardsandcommission@arvada.org by 5 p.m. on 2/6/2023. Additional information can be obtained from https://www.arvadapermits.org/etrakit3/search/ project.aspx?activityno=DA2022-0070.

CITY OF ARVADA PLANNING COMMISSION /s/ Tim Knapp, Secretary

Legal Notice No. 415526

First Publication: January 19, 2023

Last Publication: January 19, 2023

Publisher: Jeffco Transcript

PUBLIC NOTICE

A public hearing will be held before the Arvada Planning Commission scheduled for February 7th, 2023 at 6:15 p.m., Arvada City Hall, 8101 Ralston Rd., Arvada, when and where you may speak on the matter to consider Kum & Go #2299, To construct a new fueling station and convenience store with a detached fuel pump canopy where the building does not adhere to the

SPRINGMAN, BRADEN, WILSON & PONTIUS, P.C. – Attorney for Plaintiff Deborah L. Wilson, #27915 Paul Farrer #30996 Kristi Bunge, #34182 Karen Kelly-Braem, #36282 4175 Harlan St #200 Wheat Ridge CO 80033

Ph:(303) 685-4633 Fax:(303) 685-4627

E-mail: sbwp@sbwp-law.com Case No. 2022CV031293 Div. 8

SUMMONS

THE PEOPLE OF THE STATE OF COLORADO TO THE ABOVE NAMED DEFENDANT(S):

You are hereby summoned and required to file with the Clerk an answer or other response to the attached Complaint. If service of the summons and complaint was made upon you within the State of Colorado, you are required to file your answer or other response within 21 days after service upon you. If service of the summons and complaint was made upon you outside the State of Colorado, or by publication, you are required to file your answer or other response within 35 days after such service upon you.

If you fail to file your answer or other response to the complaint in writing within the applicable time period, judgment by default may be entered against you by the court for the relief demanded in the complaint and without further notice.

Dated: November 9th, 2022

Springman, Braden, Wilson & Pontius, P.C.

By: /s/ Karen Kelly-Braem

In accordance with C.R.C.P. 121 §1-26(9), a printed copy of this document with the original signatures is being maintained by the filing party and will be made available for inspection by other parties or the Court upon request.

This summons is issued pursuant to rule 4, C.R.C.P., as amended. A copy of the complaint must be served with this summons. This form should not be used where service by publication is desired.

TO THE CLERK: If the summons is issued by the clerk of the court, the signature block for the clerk, deputy, and the seal of the court should be provided by stamp, or typewriter, in the space to

DISTRICT COURT, JEFFERSON COUNTY, COLORADO 100 Jefferson County Parkway, Golden, CO 80401

Plaintiff(s):GOLDEN RIDGE CONDOMINIUM ASSOCIATION, INC., a Colorado nonprofit corporation vs. Defendant(s): MATTHEW P. RILEY, BLACK NIGHT FINANCIAL SERVICES, a Florida corporation, JERRY DIPULLIO in his capacity as TREASURER and PUBLIC TRUSTEE of JEFFERSON COUNTY

the left of the attorney’s name.

NOTE:

Legal Notice No. 415444

First Publication: January 5, 2023

Last Publication: February 2, 2023

Publisher: Golden Transcript

Misc. Private Legals

Public Notice

and Sons

The U.S. Department of the Air Force is initiating the Second Five-Year Review of the environmental remedies implemented at Operable Units (OUs) 1, 2, 3, 4, 5, and 6 at Air Force Plant Peter J. Kiewit and Sons (AFP PJKS), Colorado. AFP PJKS was placed on the National Priorities List in November 1989. The U.S. Environmental Protection Agency and Colorado Department of Public Health and Environment provide regulatory oversight support concerning environmental cleanup measures.

Five-Year Reviews are required by the Comprehensive Environmental Response, Compensation, and Liability Act (CERCLA), commonly known as Superfund, and the National Contingency Plan or NCP. The purpose of a Five-Year Review is to evaluate the implementation and performance of a remedy to determine if the remedy is or will be protective of human health and the environment. Five-Year Reviews also identify issues discovered during the review, if any, and provide recommendations to address them. The Five-Year Review Report documents the methods used for the review, and the findings and conclusions based on a records review and a site inspection. The Second Five-Year Review includes evaluation of the following OUs:

OU 1 (Soil) consists of solid waste management units (SWMUs) 5, 7, 29, 30, 36, 37, 38, and 43.

The 2013 Record of Decision determined SWMUs 5, 7, 30, 36, 37, 38, and 43 were suitable for unlimited use/unrestricted exposure (UU/UE), while restricted closure with land use controls (LUCs) and limited cover was selected as the remedy for SWMU 29. The 2019 Explanation of Significant Differences (ESD) revised the remedy for SWMU 29 to include excavation and off-site disposal of polychlorinated biphenyl (PCB)-contaminated soil to levels allowing UU/UE, as well as elimination of limited cover maintenance and annual inspections.

OU 2 (Soil) consists of SWMUs 6, 10-13, 28, 31, 32, 39, 42, 44, 45, 47, and 49. The 2013 Record of Decision determined all SWMUs were suitable for UU/UE, except for SWMUs 12, 13, and 31. The 2013 Record of Decision selected restricted closure with LUCs as the remedy for SWMU 13, and restricted closure with LUCs and limited covers for SWMUs 12 and 31. The 2019 ESD revised the remedy for SWMUs 12, 13, and 31 to include excavation and off-site disposal of PCB-contaminated soil to levels allowing UU/UE, as well as elimination of limited cover maintenance and annual inspections at SWMUs 12 and 31.

OU 3 (Soil) consists of SWMUs 8, 9, 14-27, 34, 35, 48, 50-56, and CSA-3. The 2013 Record of Decision determined all SWMUs were suitable for UU/UE, except for SWMUs 8, 13, 15-17, 19-22, 24, 25, and 34. The 2013 Record of Decision selected restricted closure with LUCs as the remedy for SWMUs 13, 15-17, 19-22, 24, 25, and 34, and restricted closure with LUCs and limited covers for SWMUs 8 and CSA-3. The 2019 ESD determined SWMUs 13, 15-17, 19-22, 24, 25, and 34 were at conditions suitable for UU/UE. The remedy for SWMU 8 was also revised to include excavation and off-site disposal of PCB-contaminated soil to levels allowing UU/UE and elimination of limited cover maintenance and annual inspections.

OU 4 (Groundwater) consists of SWMU 3. The 2013 Record of Decision selected in-situ bioremediation with restrictive notice as the remedy for OU 4. The 2019 ESD revised the remedy for OU 4 by eliminating remedial action objective #1, which stated, “Reduce the concentration of TCE contaminated groundwater in the down-gradient portion of the source areas at the transition points (where bedrock groundwater transitions to the alluvial system).”

OU 5 (Groundwater) consists of SWMUs 1 and 2. The 2013 Record of Decision selected in-situ bioremediation with restrictive notice as the remedy for OU 5. The 2019 ESD revised the remedy for OU 5 by eliminating remedial action objective #1, which stated, “Reduce the concentration of TCE contaminated groundwater in the down-gradient portion of the source areas at the transition points (where bedrock groundwater transitions to the alluvial system).”

OU 6 (Soil) consists of SWMUs 4, 33, 40, 41, and 46. The 2013 Record of Decision determined SWMUs 4, 40, 41, and 46 were suitable for UU/ UE, while restricted closure with LUCs was selected as the remedy for SWMU 33. The 2019 ESD determined SWMU 33 was at a condition suitable for UU/UE.

The Second Five-Year Review Report is scheduled for completion by August 7, 2023. Upon completion of the Second Five-Year Review Report, a public notice will be published to announce its availability for public review online at the Air Force’s public administrative record website (https://ar.afcec-cloud.af.mil/Default.aspx) and at:

Colorado Department of Public Health and Environment 4300 Cherry Creek Drive South Denver, Colorado 80246

Please contact Sarah Lave at (719) 556-6665 or via email at sarah.lave.1@us.af.mil or Rob Stites at (303) 312-6658 or via email at stites.rob@epa. gov if you have any questions or comments about

this AFP PJKS Five-Year Review.

Legal Notice No. 415522

First Publication: January 19, 2023

Last Publication: January 19, 2023

Publisher: Jeffco Transcript Public Notice

Case # 2022-081 Cert # 2006-01288

NOTICE OF PURCHASE OF REAL ESTATE AT TAX SALE AND OF APPLICATION FOR ISSUANCE OF TREASURER’S DEED

To Every Person in Actual Possession of Occupancy of the hereinafter Described land, Lot or Premises and to the Person in whose name the same was Taxed or Specially Assessed and to all Person having an Interest or Title of Record in or to the said Premises and, To Whom it May Concern, and more especially CRAIG L. VAN PELT GEORGE FLESSA, DECEASED 7416 PARK VISTA EL CERRITO, CA 94530

You and each of you are hereby notified that on the 25TH day of OCTOBER, A.D. 2007, the then county Treasurer of the County of Jefferson and State of Colorado sold at public sale to CERISE ENTERPRISES L.L.C., Applicant, who has made demand for a Treasurer’s Deed for the following described real estate situated in the County of Jefferson and State of Colorado to LOTS 26, 27, 28, BLOCK C, CRAGMONT, AKA: VACANT LAND, That said tax sale was made to satisfy the delinquent 2006 taxes assessed against said real estate for the year 2006 that said real estate was taxed in the name of GEORGE FLESSA the statutory period of redemption expired OCTOBER 25, A.D. 2010; that the same has not been redeemed; that said property may be redeemed at any time before the Tax Deed is issued; that a Tax Deed will be issued to the said, CERISE ENTERPRISES L.L.C., lawful holder of said certificate, on the 8TH day of MAY at 5:00 P.M., A.D. 2023, unless the same has been redeemed on or before 5:00 P.M. of said date.

WITNESS my hand and seal this 9TH Day of JANUARY, A.D. 2023.

Jerry DiTullio Jefferson County Treasurer

Legal Notice No. 415491

First Publication JANUARY 19, 2023

Final Publication FEBRUARY 2, 2023

Publisher: Golden Transcript Public Notice

Unity Chiropractic will be destroying patient files dated December 31st, 2015 and prior on March 20th, 2023. If you are interested in your file please contact our office by February 18th, 2023. Shipping and handling may apply.

Legal Notice No. 415488

First Publication: January 19, 2023 Last Publication: January 19, 2023 Publisher: Golden Transcript Public Notice

District Court Jefferson County, Colorado 100 Jefferson County Parkway Golden, CO 80401

In the Interest of: Frank Ray Williamson

Attorney for Frances Leneal Williamson (Petitioner): Preston J. Branaugh, Esq., Branaugh Law Offices, PC 8700 Ralston Road, Arvada, CO 80002 Phone Number: 303.893.4122 Case Number: 2022PR031478

NOTICE OF HEARING BY PUBLICATION

PURSUANT TO § 15-10-401, C.R.S.

To: Scott Williamson Last Known Address, if any: 9235 W. 66th Avenue, Arvada, CO 80004

A hearing on Petition for Guardianship for Adult and Petition for Conservatorship of Adult for Appointment of Frances Leneal Williamson as Guardian and Conservator for above Frank Ray Williamson will be held at the following time and location or at a later date to which the hearing may be continued:

Date: February

linquent 2018 taxes assessed against said real estate for the year 2018 that said real estate was taxed in the name of, ROBERT B. HIGGINS AND JEANNE L. HIGGINS that the statutory period of redemption expired OCTOBER 14, A.D. 2022; that the same has not been redeemed; that said property may be redeemed at any time before the Tax Deed is issued; that a Tax Deed will be issued to the said, GUY M. DELUCA AND MARGARET L. DELUCA, lawful holder of said certificate, on the 1ST day of MAY at 5:00 P.M., A.D.2023, unless the same has been redeemed on or before 5:00 P.M. of said date.

WITNESS my hand and seal this 3RD Day of JANUARY, A.D. 2023

Jerry DiTullio Jefferson County Treasurer

Legal Notice No. 415458

First Publication JANUARY 12, 2023

Final Publication JANUARY 26, 2023

Publisher: Golden Transcript

Public Notice

Dr. Scott Hahn, D.C. and Dr. Leah Hahn, D.C. of Body In Balance Chiropractic, 755 Heritage Road, Unit 110, Golden, CO 80401, will be destroying all records of patients who have not been seen since January of 2016, per Colorado State regulations. Patients can secure their records by calling 303-215-0390, before the final date of March 2nd, 2023.

Legal Notice No. 415486

First Publication: January 19, 2023 Last Publication: February 9, 2023 Publisher: Golden Transcript Public Notice

Case # 2022-082 Cert # 200601287

NOTICE OF PURCHASE OF REAL ESTATE AT TAX SALE AND OF APPLICATION FOR ISSUANCE OF TREASURER’S DEED

To Every Person in Actual Possession of Occupancy of the hereinafter Described land, Lot or Premises and to the Person in whose name the same was Taxed or Specially Assessed and to all Person having an Interest or Title of Record in or to the said Premises and, To Whom it May Concern, and more especially

PATRIC GALVIN 36 BEAR DR EVERGREEN, CO 80439

You and each of you are hereby notified that on the 25TH day of OCTOBER, A.D. 2007, the then county Treasurer of the County of Jefferson and State of Colorado sold at public sale to CERISE ENTERPRISES L.L.C., Applicant, who has made demand for a Treasurer’s Deed for the following described real estate situated in the County of Jefferson and State of Colorado to wit; TRACT A, AMENDED PLAT MOUNT CARBON PARK ESTATES FILING NO. 3, AKA: VACANT LAND, That said tax sale was made to satisfy the delinquent 2006 taxes assessed against said real estate for the year 2006 that said real estate was taxed in the name of PATRIC GALVIN the statutory period of redemption expired OCTOBER 25, A.D. 2010; that the same has not been redeemed; that said property may be redeemed at any time before the Tax Deed is issued; that a Tax Deed will be issued to the said, CERISE ENTERPRISES L.L.C., lawful holder of said certificate, on the 1ST day of MAY at 5:00 P.M., A.D. 2023, unless the same has been redeemed on or before 5:00 P.M. of said date.

WITNESS my hand and seal this 3RD Day of JANUARY, A.D. 2023.

Jerry DiTullio Jefferson County Treasurer

Legal Notice No. 415459

First Publication JANUARY 12, 2023

Final Publication JANUARY 26, 2023 Publisher: Golden Transcript

Storage Liens/Vehicle Titles

PUBLIC NOTICE

Notice of Sale of Lien Property

Notice is hereby given that a public auction will be held on 1/25/2023 at 12:00 p.m. at 5965 Sheridan Blvd., Jefferson County, City of Arvada, Colorado. The Attic Self Storage will sell to satisfy the lien on property stored at 5965 Sheridan Blvd., Arvada, Colorado 80003 by the following persons: No. 438Anthony Ortega 11840 Columbine St., Thornton, CO 80233 No. 450David Jimenez 4344 Quivas St., Denver, CO 80211

Misc. household and other

This notice is being published on 1/12/2023 and 1/19/2023 in the newspaper in accordance with C.R.S. Sect. 38-21.5-101 (Colorado Law.) This sale is subject to prior cancellation in the event of settlement between landlord and obligated party.

Contact: The Attic Self Storage -- 303-456-2882

Legal Notice No.: 415465

First Publication: January 12, 2023

Last Publication: January 12, 2023

Publisher: Golden Transcript

Notice to Creditors

PUBLIC NOTICE

NOTICE TO CREDITORS

Estate of Mary Jane Dunlap, Deceased Case Number: 2022PR31524

Public Notice

NOTICE TO CREDITORS

Estate of JAMES LYLE RUTERBORIES, also known as JAMES L. RUTERBORIES, and JAMES RUTERBORIES, Deceased Case Number: 23PR30013

All persons having claims against the above named estate are required to present them to the personal representative or to Jefferson County District Court, Colorado on or before May 19, 2023, or the claims may be forever barred.

The original of this document is on file at the law office of Donald Glenn Peterson /s/. Donald Glenn Peterson

Donald Glenn Peterson

– Attorney for Personal Representative

4100 E. Mississippi Avenue, Suite 410 Denver, CO 80246

Telephone: (303) 758-0999

Legal Notice No.415483 First Publication: January 19, 2023 Last Publication: February 2, 2023 Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of CARMELITA JOAN EYESTONE, Deceased Case Number: 2022PR31476

All persons having claims against the above named estate are required to present them to the personal representative or to District Court of Jefferson County, Colorado or on or before May 5, 2023, or the claims may be forever barred.

Gene L. Fahlsing, Personal Representative 20410 Brookmont Road Morrison, Colorado 80465

Legal Notice No. 415429

First Publication: January 5, 2023 Last Publication: January 19, 2023 Publisher: Golden Transcript

PUBLIC NOTICE

NOTICE TO CREDITORS

Estate of RUBY E. MARUYAMA, Deceased Case Number:2022PR31570

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May 19, 2023, or the claims may be forever barred.

Jan L. Maruyama, Personal Representative 3051 South Bellaire Denver CO 80222

Legal Notice No. 415493

First Publication: January 19, 2023 Last Publication: February 2, 2023 Publisher: Jeffco Transcript

Public Notice

NOTICE TO CREDITORS

Estate of Cathrine Hibben Sandoval, a/k/a Cathrine H. Sandoval, a/k/a Cathrine Sandoval, Deceased Case Number: 2023PR30018

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before 5/19/2023, or the claims may be forever barred.

Julio Sandoval, Personal Representative 10859 W. Dartmouth Ave. Lakewood, CO 80227

Legal Notice No. 415499

First Publication: January 19, 2023 Last Publication: February 2, 2023

Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of Richard M. Kreutzer, Deceased Case Number: 2023PR30035

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before May 26, 2023, or the claims may be forever barred.

Anne K. Hebert

Personal Representative

Patrick R. Thiessen (40185) FRIE, ARNDT, DANBORN & THIESSEN P.C. 7400 Wadsworth Blvd, Ste. 201 Arvada, CO 80003

Phone Number: 303-420-1234

Attorney for Anne K. Hebert

Personal Representative

Legal Notice No. 415529

First Publication: January 19, 2023

Last Publication: February 2, 2023

Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of Paul F. Schuster, Deceased Case Number 2022PR31438

Public Notice

NOTICE TO CREDITORS

Estate of Robert Allen Vest, also known as Robert A. Vest, also known as Robert Vest, Deceased Case Number: 2022PR31530

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before May 5, 2023, or the claims may be forever barred.

William A. Vest, Personal Representative 944 S. Fairplay St., Aurora CO 80012

Legal Notice No. 415420

First Publication: January 5, 2023

Last Publication: January 19, 2023

Publisher: Golden Transcript

PUBLIC NOTICE

NOTICE TO CREDITORS

Estate of Robert E Mumford Jr., Deceased Case Number: 22PR 572

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May 19, 2023, or the claims may be forever barred.

Monica G Mumford, Personal Representative 2044 S. Robb Way Lakewood, CO 80227

Legal Notice No. 415489

First Publication: January 19, 2023

Last Publication: February 2, 2023

Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of Barbara Joan Grebe, a/k/a Barbara J. Grebe, a/k/a Barbara Grebe, Deceased Case Number: 2023PR30027

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before May 26, 2023, or the claims may be forever barred.

Karen Elaine Dorr

Personal Representative Patrick R. Thiessen (40185)

FRIE, ARNDT, DANBORN & THIESSEN P.C. 7400 Wadsworth Blvd, Ste. 201 Arvada, CO 80003

Phone Number: 303-420-1234

Attorney for Karen Elaine Dorr

Personal Representative

Legal Notice No. 415528

First Publication: January 19, 2023 Last Publication: February 2, 2023

Publisher: Golden Transcript

Public Notice

Jefferson Combined Court 100 Jefferson County Parkway Golden, CO 80401

In the Matter of the Estate of: ELEANOR G DE SMET, a/k/a ELEANOR G DESMET, a/k/a ELEANOR DE SMET, Deceased

Tony C. Rossi #45051 Rossi Law, LLC 6215 Corporate Dr, Ste 101 Colorado Springs, CO 80919

Phone: (303) 859-4173

Email: Tony@RossiLawLLC.com Case Number: 2022PR031558

NOTICE OF NON-APPEARANCE HEARING BY PUBLICATION

A hearing on the PETITION FOR ADJUDICATION OF INTESTACY AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE will be held at the following time and location or at a later date to which the hearing may be continued:

Date:February 23, 2023 Time: 8:00 a.m.

Address: 100 Jefferson County Parkway, Golden, CO 80401

Tony C. Rossi, Rossi Law, LLC 6215 Corporate Dr, Ste 101, Colorado Springs, CO 80919

Legal Notice No. 415432

First Publication: January 5, 2023 Last Publication: January 19, 2023

Publisher: Jeffco Transcript

Public Notice

TO CREDITORS

NOTICE

Estate of Josephine G. Yakich, aka Josephine Goodnough Yakich, aka Josephine Yakich, Deceased Case Number: 2022PR31537

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before May 19, 2023, or the claims may be forever barred.

COUNTY PKWY #2520 GOLDEN, CO 80419 You and each of you are hereby notified that on the 14TH day of OCTOBER, A.D. 2019, the then county Treasurer of the County of Jefferson and State of Colorado sold at public sale to, JEFFERSON COUNTY, Assignor of, GUY M. DELUCA AND MARGARET L. DELUCA, Applicant, who has made demand for a Treasurer’s Deed for the following described real estate situated in the County of Jefferson and State of Colorado to wit; THE NORTH 10 FEET OF LOT 5, ASPEN LANE, ALSO KNOWN AS TRACT/KEY A, LOT 5, ASPEN LANE, AKA: VACANT LAND That said tax sale was made to satisfy the de-

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May 12, 2023, or the claims may be forever barred.

Douglas Dunlap, Personal Representative 10346 W. Lambuth Place Lakewood, Colorado 80235

Legal Notice No. 415469

First Publication: January 12, 2023

Last Publication: January 26, 2023 Publisher: Jeffco Transcript

All persons having claims against the above named estate are required to present them to the· personal representative or to District Court of Jefferson County, Colorado or on or before May 5, 2023 or the claims may be forever barred.

Nicholas Schuster, Personal Representative c/o Allen Rozansky, Esq. 2301 Blake Street Denver, Colorado 80205

Legal Notice No. 415436

First Publication: January 5, 2023

Last Publication: January 19, 2023

Publisher: Golden Transcript

David Eli Yakich, Personal Representative c/o Schafer Thomas Maez PC, 4 Garden Center #200

Broomfield, Colorado 80020

Legal Notice No. 415505

First Publication: January 19, 2023

Last Publication: February 2, 2023

Publisher: Jeffco Transcript

PUBLIC NOTICE

NOTICE TO CREDITORS

Estate of Richard A. Veno, deceased Case Number: 23PR2

All persons having claims against the above named estate are required to present them to

Air Force Plant Peter J. Kiewit and Sons, Colorado

Second Five-Year Review for Air Force Plant Peter J. Kiewit

the Personal Representative or to District Court of Jefferson County, Colorado on or before May 12, 2023, or the claims may be forever barred.

Karla Kalahar, Personal Representative 5426 S. Taft St. Littleton, CO 80127

Legal Notice No.415464

First publication: January 12, 2023

Last publication: January 26, 2023

Publisher: Jeffco Transcript

Public Notice

NOTICE TO CREDITORS

Estate of SALVATORE J. CATANZARO, aka SALVATORE JOHN CATANZARO, aka SAM CATANZARO, Deceased Case No. 2022PR31532

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May 19, 2023, or the claims may be forever barred.

Kathleen A. Prentice, Co-Personal Representative 11857 Crescent Park Drive Golden, CO 80403

Cindy M. McKinley, Co-Personal Representative Box 74 Parachute, CO 81635

Sam J. Catanzaro, Co-Personal Representative 3340 46th Ave. S. Minneapolis, MN 55406

Legal Notice No. 415475

First Publication: January 12, 2023

Last Publication: January 26, 2023

Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of David Russell Fern, aka David R. Fern, aka David Fern, Deceased Case Number: 2022PR31561

All persons having claims against the abovenamed Estate are required to present them to the Personal Representative or to the Jefferson County District Court on or before May 18, 2023, or the claims may be forever barred.

Mark A. Fern, Personal Representative 10233 Cavaletti Drive Littleton, CO 80125

Legal Notice No. 415466

First Publication: January 12, 2023

Last Publication: January 26, 2023

Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of Gabriele Kinn, Deceased Case Number: 2022PR31384

All persons having claims against the above named estate are required to present them to the personal representative or to District Court of Jefferson County, Colorado, on or before May 5, 2023, or the claims may be forever barred.

Cynthia Cowey Co-Personal Representative for the Estate of Gabriele Kinn 855 Corporate Drive, Colorado Springs, CO 80919

Kenneth Lauck

Co-Personal Representative for the Estate of Gabriele Kinn 11807 Josephine Street, Thornton, CO 80233

Legal Notice No. 415421

First Publication: January 5, 2023

Last Publication: January 19, 2023

Publisher: Jeffco Transcript

Public Notice

Jefferson Combined Court 100 Jefferson County Parkway Golden, CO 80401

In the Matter of the Estate of: IRMA ROSE PERRI , a/k/a IRMA R PERRI, a/k/a IRMA PERRI, Deceased

Tony C. Rossi #45051 Rossi Law, LLC

6215 Corporate Dr, Ste 101 Colorado Springs, CO 80919 Phone: (303) 859-4173

Email: Tony@RossiLawLLC.com Case Number: 2022PR031557

NOTICE OF NON-APPEARANCE HEARING BY PUBLICATION

A hearing on the PETITION FOR ADJUDICATION OF INTESTACY AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE will be held at the following time and location or at a later date to which the hearing may be continued:

Date: February 23, 2023

Time: 8:00 a.m.

Address: 100 Jefferson County Parkway, Golden, CO 80401

Tony C. Rossi, Rossi Law, LLC

6215 Corporate Dr, Ste 101, Colorado Springs, CO 80919

Legal Notice No. 415433

First Publication: January 5, 2023

Last Publication: January 19, 2023

Publisher: Jeffco Transcript

Public Notice

NOTICE TO CREDITORS

Estate of James M. Nerone, a/k/a James McQuen Nerone, a/k/a James Nerone, Deceased

Case Number: 2022PR31470

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before May 12, 2023, or the claims may be forever barred.

Michael G. Nerone, Personal Representative 12498 County Road 74 Eaton, CO 80615

Legal Notice No. 415422

First Publication: January 5, 2023

Last Publication: January 19, 2023

Publisher: Golden Transcript

PUBLIC NOTICE

NOTICE TO CREDITORS

Estate of JANE E. STEWARD, a/k/a JANE ELLEN STEWARD, a/k/a JANE STEWARD, a/k/a JANE E. JOHLGREN, a/k/a JANE ELLEN JOHLGREN, a/k/a JANE JOHLGREN, Deceased Case Number: 2022PR31568

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May 18, 2023, or the claims may be forever barred.

James Steward, Personal Representative 3492 W. 21st Avenue Golden Colorado 80401

Legal Notice No. 415455

First Publication: January 12, 2023

Last Publication: January 26, 2023

Publisher: Golden Transcript Public Notice

Jefferson Combined Court 100 Jefferson County Parkway Golden, CO 80401

In the Matter of the Estate of: AGNES CIARMAITARO, Deceased

Tony C. Rossi #45051 Rossi Law, LLC 6215 Corporate Dr, Ste 101 Colorado Springs, CO 80919 Phone: (303) 859-4173 Email: Tony@RossiLawLLC.com Case Number: 2022PR031559

NOTICE OF NON-APPEARANCE HEARING BY PUBLICATION

A hearing on the PETITION FOR ADJUDICATION OF INTESTACY AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE will be held at the following time and location or at a later date to which the hearing may be continued:

Date:February 23, 2023 Time: 8:00 a.m.

Address: 100 Jefferson County Parkway, Golden, CO 80401

Tony C. Rossi, Rossi Law, LLC 6215 Corporate Dr, Ste 101, Colorado Springs, CO 80919

Legal Notice No. 415430

First Publication: January 5, 2023 Last Publication: January 19, 2023 Publisher: Jeffco Transcript

Public Notice

NOTICE TO CREDITORS

Estate of Dee Anne Maxson, aka Dee A. Maxson, Deceased Case Number 2022PR31566

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before May 19, 2023, or the claims may be forever barred.

Shaun Pearman Attorney to the Personal Representative c/o Pearman Law Firm 4195 Wadsworth Blvd.

Legal Notice No. 415498

First Publication: January 19, 2023

Last Publication: February 2, 2023

Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of Virginia Mae Plastino, aka Virginia M. Plastino, aka Virginia Plastino, Deceased Case Number: 2022 PR31520

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before May 12, 2023, or the claims may be forever barred.

Personal Representative Richard J. Plastino 2135 S. Owens Court Lakewood, Colorado 80227

Legal Notice No. 415462

First Publication: January 12, 2023

Last Publication: January 26, 2023

Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of Timothy John Toner, aka Timothy J. Toner, aka Timothy Toner, Deceased, Case Number: 2022PR030981

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Jefferson County District Court, Golden, Colorado on or before May 5, 2023, or the claims may be forever barred.

Personal Representative: Patrick R. Toner 12412 Pacific Avenue, Apt. #9

Los Angeles, CA 90066

Legal Notice No. 415441 First Publication: January 5, 2023 Last Publication: January 19, 2023 Publisher: Jeffco Transcript Public Notice

NOTICE TO CREDITORS

Estate of Judith R. Billings, a/k/a Judith Rea Billings, a/k/a Judith Billings, a/k/a Judy Billings, Deceased Case Number: 2022PR031505

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before May 5, 2023, or the claims may be forever barred.

Richard A. Billings, Personal Representative c/o Janine A. Guillen, Esq. Lone Tree Professional Center 9222 Teddy Lane Lone Tree, CO 80124

Legal Notice No. 415424

First Publication: January 5, 2023 Last Publication: January 19, 2023 Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of NEIL HUNTER KNOWLTON JR., Deceased Case Number: 2022PR31548

All persons having claims against the abovenamed estate are required to present them to the Personal Representative (NEIL HUNTER KNOWLTON III) or to JEFFERSON COUNTY COMBINED COURT, PROBATE DIVISION (100 Jefferson County Parkway, Golden, CO 80401) on or before May 5, 2023, or the claims may be forever barred.

/s/ Kimberly Ruddell

KIMBERLY RUDDELL, Esq.

Attorney for Personal Representative 1801 California Street, Suite 2400 Denver, CO 80202

Legal Notice No. 415435

First Publication: January 5, 2023 Last Publication: January 19, 2023 Publisher: Golden Transcript Public Notice

NOTICE TO CREDITORS

Estate of ALAN WAYNE PEACOCK, also known as ALAN W. PEACOCK, and as ALAN PEACOCK, Deceased Case Number: 2022PR31539

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before May 5, 2023, or the claims may be forever barred.

Alicia Peacock, Personal Representative c/o M. Lisa Clore, Esq. Lisa Clore, LLC 5500 Greenwood Plaza Blvd., Suite 130 Greenwood Village, CO 80111

Legal Notice No. 415442

First Publication: January 5, 2023 Last Publication: January 19, 2023 Publisher: Golden Transcript

PUBLIC NOTICE

NOTICE TO CREDITORS

Estate of John Titus Larson, aka John T. Larson, aka John Larson, deceased Case Number: 2022PR031473

All persons having claims against the above named estate are required to present them to the Personal Representative or to District Court of Jefferson County, Colorado on or before May 05, 2023, or the claims may be forever barred.

Karen R. Christopherson Personal Representative 32186 Castle Court, Ste. 301 Evergreen, Colorado80439

Legal Notice No. 415416

First publication: January 05, 2023 Last publication: January 19, 2023 Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of David Clifford Gobble, aka David C. Gobble, and David Gobble, Deceased Case Number: 2022PR31529

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before May 12, 2023, or the claims may be forever barred.

Lexi Cera Gobble, Personal Representative 17759 E. 103rd Avenue

Commerce City, Colorado 80022

Legal Notice No. 415452

First Publication: January 12, 2023 Last Publication: January 26, 2023 Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of KENNETH D. DAWSON, a/k/a KENNETH DAVID DAWSON, a/k/a KENNETH DAWSON, a/k/a KEN DAWSON, Deceased Case Number: 2022PR31495

All persons having claims against the abovenamed estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before May 5, 2023, or the claims may be forever barred.

/s/ signature on original in office

Signature of Attorney for Person Giving Notice Joseph H. Lusk, #33948 c/o: BOATRIGHT, RIPP & LUSK, LLC 4315 Wadsworth Blvd. Wheat Ridge, CO 80033 Ph: 303-423-7134

Legal Notice No. 415439

First Publication: January 5, 2023

Last Publication: January 19, 2023 Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of Natalie Wendel Loeb, a/k/a Natalie W. Loeb, a/k/a Natalie Loeb, Deceased Case Number: 2022PR31523

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before May 19, 2023, or the claims may be forever barred.

Natascha Romeo, Personal Representative Patrick R. Thiessen (40185) FRIE, ARNDT, DANBORN & THIESSEN P.C. 7400 Wadsworth Blvd, Ste. 201 Arvada, CO 80003 Phone Number: 303-420-1234

Attorney for Natascha Romeo Personal Representative

Legal Notice No. 415502

First Publication: January 19, 2023

Last Publication: February 2, 2023

Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of ROGER TRENGOVE, also known as ROGER R. TRENGOVE, also known as ROBERT R. TRENGOVE, II, Deceased Case Number 2022 PR 31493

All persons having claims against the above named estate are required to present them to the personal representative or to District Court of Jefferson, County, Colorado on or before May 19, 2023 or the claims may be forever barred.

Merry Eve Trengove Personal Representative 4170 Eaton St. Denver, CO 80212

Legal Notice No. 415500

First Publication: January 19, 2023 Last Publication: February 2, 2023

Publisher: Jeffco Transcript

Public Notice

NOTICE TO CREDITORS

Estate of Alfred Joseph Frank, a/k/a Alfred Frank, a/k/a Alfred J. Frank, Deceased Case Number: 23PR005

All persons having claims against the above named estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado, on or before May 19, 2023, or the claims may be forever barred.

Denise L. O'Rourke Personal Representative 2901 East 9th Ave. Denver, CO 80206

Legal Notice No. 415494 First Publication: January 19, 2023 Last Publication: February 2, 2023

Publisher: Jeffco Transcript

Public Notice

NOTICE TO CREDITORS

Estate of Kazuye May Nakamura, a/k/a Kazuye M. Nakamura, a/k/a Kazuye Nakamura, a/k/a May Nakamura, Deceased Case Number: 2022PR31528

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before May 12, 2023, or the claims may be forever barred.

Brady McFarland & Lord LLC

Attorney to the Personal Representative 6870 W. 52nd Ave, Suite 103 Arvada, CO 80003

Legal Notice No. 415470

First Publication: January 12, 2023

Last Publication: January 26, 2023

Publisher: Golden Transcript

PUBLIC NOTICE

NOTICE TO CREDITORS

Estate of Jeanette Ann Anderson, Deceased Case Number: 22PR573

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May 21, 2023, or the claims may be forever barred.

Brian Snell, Personal Representative 11722 West Lake Avenue Littleton, Colorado 80127

Legal Notice No. 415487

First Publication: January 19, 2023

Last Publication: February 2, 2023

Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of Heather Marie Wallingford, a/k/a Heather M. Wallingford, a/k/a Heather Wallingford, Deceased Case Number: 2022PR31517

All persons having claims against the above named estate are required to present them to the

personal representative or to the District Court of Jefferson County, Colorado on or before May 12, 2023, or the claims may be forever barred.

Brady McFarland & Lord LLC Attorney to the Personal Representative 6870 W. 52nd Ave, Suite 103 Arvada, CO 80003

Legal Notice No. 415471

First Publication: January 12, 2023

Last Publication: January 26, 2023

Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of JOSEPHINE M. CARUSO-WILSON, aka JOSEPHINE M. CARUSO WILSON, aka JOSEPHINE CARUSO WILSON, aka JOSEPHINE M. WILSON, aka JOSEPHINE MARIE C. WILSON, aka JOSEPHINE WILSON, Deceased Case Number: 2022 PR 31549

All persons having claims against the above named estate are required to present them to the personal representative or to District Court of Jefferson County, Colorado on or before May 19, 2023 or the claims may be forever barred.

Harla M. Rossi, Personal Representative 8404 Everett Way, Unit A Arvada, CO 80005

Legal Notice No. 415501

First Publication: January 19, 2023 Last Publication: February 2, 2023 Publisher: Jeffco Transcript

Public Notice

NOTICE TO CREDITORS

Estate of Mildred Elaine Casey, a/k/a Mildred E. Casey, a/k/a Mildred Casey, a/k/a Elaine M. Casey, Deceased. Case Number: 2022PR31531

All persons having claims against the abovenamed estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before May 12, 2023, or the claims may be forever barred.

Brad Allen Warren, Personal Representative 17792 E. Kansas Pl. Aurora, Colorado 80017

Legal Notice No. 415456 First Publication: January 12, 2023 Last Publication: January 26, 2023

Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of Linda Kathleen Powell, aka Linda K Powell, and Linda Powell, Deceased Case Number: 2022PR31425

All persons having claims against the abovenamed estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before May 5, 2023, or the claims may be forever barred.

Kathryn M. Kaeble, Esq

Attorney to the Personal Representative Brady, McFarland & Lord, LLC 6870 W. 52nd Ave., #103 Arvada, CO 80002

Legal Notice No. 415415

First Publication: January 5, 2023

Last Publication: January 19, 2023

Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of Michael Joseph Carrico, a/k/a Michael J. Carrico, a/k/a Michael Carrico, a/k/a Mike Carrico, Deceased Case Number: 2022 PR 31471

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before June 1, 2023, or the claims may be forever barred.

Rene’ P. Koller, Esq.

Attorney to the Personal Representative 5400 Ward Road, #1-201 Arvada, CO 80002

Legal Notice No. 415463

First Publication: January 12, 2023

Last Publication: January 26, 2023

Publisher: Golden Transcript

PUBLIC NOTICE

NOTICE TO CREDITORS

Estate of JOHN WARREN ENSIGN, Deceased Case Number: 2022PR31527

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May 12, 2023, or the claims may be forever barred.

John C. Ensign

Personal Representative PO Box 443

Glenwood Springs, CO 81602

Legal Notice No. 415461

First Publication: January 12, 2023

Last Publication: January 26, 2023

Publisher: Jeffco Transcript

Public Notice

NOTICE TO CREDITORS

Estate of James William Root, a.k.a. James W. Root, Deceased Case Number: 2022PR31422

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May

19, 2023, or the claims maybe forever barred.

Darlene H. Root, Personal Representative 1230 Everett Ct Lakewood, CO 80215

Legal Notice No. 415480

First Publication: January 19, 2023

Last Publication: February 2, 2023

Publisher: Golden Transcript

PUBLIC NOTICE

NOTICE TO CREDITORS

Estate of EUNICE FAYE COONEY, Deceased Case Number: 22PR540

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May 19, 2023, or the claims may be forever barred.

Person Giving Notice: Baysore & Christian Fiduciary Services, LLC

By: Lisa Dunn 7000 E. Belleview Ave., Ste 150 Greenwood Village, CO 80111 303-798-6900

Legal Notice No. 415503

First Publication: January 19, 2023

Last Publication: February 2, 2023

Publisher: Golden Transcript

Public Notice

NOTICE TO CREDITORS

Estate of Paula Kay Rumsey, aka Paula K. Rumsey, aka Paula Rumsey, Deceased Case Number: 2022PR31546

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before May 5, 2023, or the claims may be forever barred.

Brian E. Rumsey, Personal Representative 1262 S. Dudley Street Lakewood, Colorado 80232

Legal Notice No. 415418

First Publication: January 5, 2023 Last Publication: January 19, 2023 Publisher: Golden Transcript

PUBLIC NOTICE

NOTICE TO CREDITORS

Estate of Beverly Hanson Bemis, aka Beverly H. Bemis, aka Beverly Bemis, deceased Case Number: 2022PR031502

All persons having claims against the above named estate are required to present them to the Personal Representative or to District Court of Jefferson County, Colorado on or before May 05, 2023, or the claims may be forever barred.

Kenneth Eaton Bemis, IV Personal Representative 32186 Castle Court, Ste. 301 Evergreen, Colorado80439

Legal Notice No. 415417

First publication: January 05, 2023 Last publication: January 19, 2023 Publisher: Golden Transcript

PUBLIC NOTICE

NOTICE TO CREDITORS

Estate of John Knox Munn III Deceased Case Number: 22PR 562

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May 12, 2023, or the claims may be forever barred.

Heidi Meredith, Personal Representative 12931 Spruce Street Thornton, Colorado 80602

Legal Notice No. 415460

First Publication: January 12, 2023

Last Publication: January 26, 2023

Publisher: Jeffco Transcript

PUBLIC NOTICE

NOTICE TO CREDITORS

Estate of Ann Kallas, Deceased

Case Number: 22PR458

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May 19, 2023, or the claims may be forever barred.

Lewis N. Kallas

Personal Representative 45618 Summit Road Parker, CO 80138

Legal Notice No. 415485

First Publication: January 19, 2023

Last Publication: February 2, 2023

Publisher: Jeffco Transcript

PUBLIC NOTICE

NOTICE TO CREDITORS

Estate of Olga Chikaloff, Deceased

Case Number: 2022PR31550

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May 12, 2023, or the claims may be forever barred.

Alexander Chikaloff

Personal Representative

779 S. Alkire Street Lakewood, CO 80228

Legal Notice No. 415454

First Publication: January 12, 2023

Last Publication: January 26, 2023

Publisher: Golden Transcript Public Notice

Jefferson Combined Court 100 Jefferson County Parkway Golden, CO 80401

In the Matter of the Estate of: MARY KOMARU, Deceased

Tony C. Rossi #45051

Rossi Law, LLC 6215 Corporate Dr, Ste 101 Colorado Springs, CO 80919 Phone: (303) 859-4173 Email: Tony@RossiLawLLC.com Case Number: 022PR031556

NOTICE OF NON-APPEARANCE HEARING BY PUBLICATION

A hearing on the PETITION FOR ADJUDICATION OF INTESTACY AND FORMAL APPOINTMENT OF PERSONAL REPRESENTATIVE will be held at the following time and location or at a later date to which the hearing may be continued:

Date:February 23, 2023 Time: 8:00 a.m.

Address: 100 Jefferson County Parkway, Golden, CO 80401

Tony C. Rossi, Rossi Law, LLC 6215 Corporate Dr, Ste 101, Colorado Springs, CO 80919

Legal Notice No. 415431

First Publication: January 5, 2023

Last Publication: January 19, 2023

Publisher: Jeffco Transcript Public Notice

NOTICE TO CREDITORS

Estate of Clint Derek Petersitzke, a/k/a Clint D. Petersitzke, Deceased Case Number: 2022PR31498

All persons having claims against the above named estate are required to present them to the personal representative or to the District Court of Jefferson County, Colorado on or before May 5, 2023, or the claims may be forever barred.

Karen F. McCoy, Personal Representative c/o Janine A. Guillen, Esq. Lone Tree Professional Center, 9222 Teddy Lane Lone Tree, CO 80124

Legal Notice No. 415419

First Publication: January 5, 2023

Last Publication: January 19, 2023

Publisher: Golden Transcript PUBLIC NOTICE

NOTICE TO CREDITORS

Estate of Geraldine Anne Richardson, Deceased Case Number: 22PR549

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Jefferson County, Colorado on or before May 12, 2023, or the claims may be forever barred.

Loretta Anne St. George Personal Representative 945 Reese, PO Box 609, Silverton, CO 81433,

Legal Notice No. 415453

First Publication: January 12, 2023

Last Publication: January 26, 2023

Publisher: Jeffco Transcript Public Notice

NOTICE TO CREDITORS

Estate of Bonnie Joan Johannsen, Deceased Case Number : 2023PR30005

All persons having claims against the abovenamed estate are required to present them to the personal representative or to District Court of Jefferson County, Colorado on or before May 19, 2023, or the claims may be forever barred.

Laurie Gallegos, Personal Representative c/o Keith L. Davis JD

Davis Schilken, PC 7887 E. Belleview Ave., Suite 820 Denver, CO 80111

Legal Notice No. 415497

First Publication: January 19, 2023

Last Publication: February 2, 2023

Publisher: Golden Transcript

Name Changes

PUBLIC NOTICE

Public Notice of Petition for Change of Name

Public Notice is given on January 04, 2023, that a

Petition for a Change of Name of a Adult has been filed with the Jefferson County Court.

The Petition requests that the name of Jin-Sol Tark be changed to Jinsol Lucas Tark Case No.: 22C1822

By: Megan Grossman Clerk of the Court / Deputy Clerk

Legal Notice No.415490

First publication: January 19, 2023

Last publication: January 19, 2023

Publisher: Golden Transcript

PUBLIC NOTICE

Public Notice of Petition for Change of Name

Public notice is given on November 14, 2022, that a Petition for a Change of Name of a minor child has been filed with the Jefferson County Court.

The Petition requests that the name of

Kaleb Francisco Mills be changed to Kaleb Francisco Millz Case No.: 22 C1441

/s/ Mario Flores Clerk of Court / Deputy Clerk

Legal Notice No. 415509

First Publication: January 19, 2023

Last Publication: January 19, 2023

Publisher: Golden Transcript

PUBLIC NOTICE

Public Notice of Petition for Change of Name

Public Notice is given on January 04, 2023, that a Petition for a Change of Name of a Minor Child has been filed with the Jefferson County Court.

The Petition requests that the name of Remington Brady Binns be changed to Remington Quint Binns. Case No.: 22C1821

By: Megan Grossman Clerk of the Court / Deputy Clerk

Legal Notice No. 415504

First publication: January 19, 2023 Last publication: January 19, 2023

Publisher: Golden Transcript

PUBLIC NOTICE

Public Notice of Petition for Change of Name

Public Notice is given on December 30, 2022, that a Petition for a Change of Name of a Adult has been filed with the Jefferson County Court.

The Petition requests that the name of Hope Glory Gardner be changed to Hope Glory Jaarsma Case No.: 22C1743

By: Mario Flores Clerk of the Court / Deputy Clerk

Legal Notice No. 415492 First publication: January 19, 2023 Last publication: January 19, 2023 Publisher: Golden Transcript

PUBLIC NOTICE

Public Notice of Petition for Change of Name

Public notice is given on January 4, 2023, that a Petition for a Change of Name of a Minor Child has been filed with the Jefferson County Court.

The Petition requests that the name of Dasodo Alfred Ramos be changed to Dasodo Alfred Chmura Case No.: 22C1768

/s/ Mario Flores Clerk of Court / Deputy Clerk

Legal Notice No. 415482

First Publication: January 19, 2023 Last Publication: January 19, 2023 Publisher: Golden Transcript

Public Notice

Jefferson County, Colorado 100 Jefferson County Parkway Golden, Colorado 80401

In the Matter of the Petition of: Parent / Petitioner: Valerie Mondragon Minor Child: Isabella Viola Brito to Change the Child's Name to: Isabella Viola Mondragon Case Number: 22C1756 Division H Courtroom 360

NOTICE TO NON-CUSTODIAL PARENT BY PUBLICATION

Notice to: Bernard Mike Brito, non-custodial parent.

Notice is given that a hearing is scheduled as follows:

Date: 1/26/2023 Time: 9:30 a.m. Location: 100 Jefferson County Parkway, Golden, Co 80104

For the purpose of requesting a change of name for Isabella Viola Brito.

At this hearing the Court may enter an order changing the name of the minor child.

To support or voice objection to the proposed name change, you must appear at the hearing.

Date: January 3, 2023

Legal Notice No.: 415468

First Publication: January 12, 2023 Last Publication: January 26, 2023 Publisher: Jeffco Transcript Sentinel

Public Notice

District Court Jefferson County, Colorado 100 Jefferson County Parkway, Golden, CO80401

In the Matter of the Petition of: Parent/Petitioner: MAKAYLA M. BERG

For Minor Child: AVALYN LAVELLE RUGG to Change the Child’s Name to: AVALYN LAVELLE BERG

Attorney for Petitioner: Mychael R. Dave, Esq., #29475 Hoffman Nies Dave & Meyer LLP 5350 S. Roslyn St., Ste. 100 Greenwood Village, CO 80111

Phone Number: 303.860.7140 E-mail: mdave@hn-colaw.com Case Number: 2022CV31382 Division 9

NOTICE TO NON-CUSTODIAL PARENT BY PUBLICATION

Notice to: ERIC RUGG, non-custodial parent

Notice is given that a hearing is scheduled as follows:

Date: February 23, 2023

Time: 8:00 a.m.

Location: Jefferson County District Court 100 Jefferson County Parkway, Div. 9 Golden, CO 80401

for the purpose of requesting a change of name for Avalyn Lavelle Rugg

At this hearing the Court may enter an order changing the name of the minor child. To support or voice objection to the proposed name change, you must appear at the hearing.

Date: January 12, 2023

Signature of Attorney for Petitioner Mychael R. Dave 5350 S. Roslyn St., Ste. 100, Greenwood Village, CO 80111 Address

Legal Notice No. 415523

First Publication: January 19, 2023

Last Publication: February 2, 2023 Publisher: Jeffco Transcript

Public Notice

County Court, Jefferson County, Colorado 100 Jefferson County Parkway, Golden CO 80401

In the Matter of the Petition of:

Parent/Petitioner: Allis Hammond for Minor Child: Carter-Paul Seyed Jafari to Change the Child’s Name to: Carter Paul Hammond-Poot Attorney: Cantafio & Song, PLLC 1875 Lawrence St, Suite 730 Denver Phone Number: 303-813-12 E-mail: cwatson@fncslaw.com FAX Number:Atty. Reg. #: 56620 Case Number: 22C40589

NOTICE TO NON-CUSTODIAL PARENT BY PUBLICATION

Notice to: Mohamed Ali Jafaripour, non-custodial parent.

Notice is given that a hearing is scheduled as follows:

Date: February 15, 2023 Time: 9:00am Location: 100 Jefferson County Parkway, Golden CO 80401 (or Virtually) for the purpose of requesting a change of name for Carter-Paul SeyedJafari

At this hearing the Court may enter an order changing the name of the minor child.

To support or voice objection to the proposed name change, you must appear at the hearing. Date: 12/28/2022

/s/ Allis Hammond Signature of Parent/Petitioner Allis Hammond 165 S. Flower Circle Lakewood, CO 80232

Legal Notice No. 415484

First Publication: January 26, 2023 Last Publication: February 9, 2023 Publisher: Jeffco Transcript

PUBLIC NOTICE

Public Notice of Petition for Change of Name

Public notice is given on November 14, 2022, that a Petition for a Change of Name of a Minor Child has been filed with the Jefferson County Court.

The Petition requests that the name of Johnathan Alexander Mills be changed to Johnathan Alexander Millz Case No.: 22 C1440

/s/ Mario Flores Clerk of Court / Deputy Clerk

Legal Notice No. 415506

First Publication: January 19, 2023 Last Publication: January 19, 2023

Publisher: Golden Transcript

PUBLIC NOTICE

Public Notice of Petition for Change of Name

Public notice is given on November 14, 2022, that a Petition for a Change of Name of a Minor Child has been filed with the Jefferson County Court.

The Petition requests that the name of Isaac Ray Mills be changed to Isaac Ray Millz Case No.: 22 C1439

/s/ Mario Flores

Clerk of Court / Deputy Clerk

Legal Notice No. 415507

First Publication: January 19, 2023

Last Publication: January 19, 2023

Publisher: Golden Transcript

PUBLIC NOTICE

Public Notice of Petition for Change of Name

Public notice is given on November 14, 2022, that a Petition for a Change of Name of an adult has been filed with the Jefferson County Court.

The Petition requests that the name of John Francisco Mills be changed to John Francisco Millz Case No.: 22 C1438

/s/ Mario Flores

Clerk of Court / Deputy Clerk

Legal Notice No. 415508

First Publication: January 19, 2023

Last Publication: January 19, 2023

Publisher: Golden Transcript

(Adoption/Guardian/Other)

Public Notice

Juvenile Court, Jefferson County, Colorado Court Address: 100 Jefferson County Pkwy Golden, CO 80401

IN THE MATTER OF THE PETITION OF: Robin Scott Travis (name of person(s) seeking to adopt):

FOR THE ADOPTION OF A CHILD

RESPONDENT: NAPOLEAN PRICE

Leonard Berenato, Esq. Atty. Reg. #: 13693 1626 Washington Street Denver, Colorado 80203

Telephone Number: (303) 831-1669

Fax Number: (303) 832-4515

E-Mail: lberenato@1626washingtonlaw.com Case Number: 22JA30022

NOTICE OF ADOPTION PROCEEDING AND SUMMONS TO RESPOND

PURSUANT TO §19-5-203, C.R.S.

To the above-named Respondent(s):

You are hereby notified that a Petition for Adoption and a Petition to Terminate Child-Legal Relationship has been filed and if you wish to respond to the Petition, you must file your Response with the clerk of this Court within 35 days after this Notice is served on you.

Your response must be accompanied by the applicable filing fee of $192.00.

Your failure to file a Response, or to appear, within 35 days after service, and, in the case of an alleged father, your failure to file a claim of paternity under Article 4 of Title 19, C.R.S., within 35 days after service, if a claim has not previously been filed, may likely result in termination of your parental or your alleged parental rights to the minor child.

Date: 1/10/2023

Court Clerk Petitioner’s Attorney

Legal Notice No. 415496

First Publication: January 19, 2023

Last Publication: January 19, 2023

Publisher: Golden Transcript

Public Notice

District Court Jefferson County, Colorado 100 Jefferson County Parkway, Golden, Colorado 80401

THE PEOPLE OF THE STATE OF COLORADO

In the Interest of: Monavelli Ria Rodriquez, Child September 26, 2013: Date of Birth

UPON THE PETITION OF: Adrian Leon and Sara Leon Petitioner(s) AND CONCERNING: Jeremy Rodriquez, Respondent Case No.: 22JA71

NOTICE OF ADOPTION PROCEEDING AND SUMMONS TO RESPOND PURSUANT TO §19-5-105(5), C.R.S.

To the above named Respondent(s):

You are hereby notified that a Petition for Adoption has been filed and if you wish to respond to the Petition, you must file your Response with the clerk of this Court within 35 days after this Notice is served on you.

Your response must be accompanied by the applicable filing fee of $192.00.

Your failure to file a Response, or to appear, within 35 days after service, and, in the case of an alleged father, your failure to file a claim of paternity under Article 4 of Title 19, C.R.S., within 35 days after service, if a claim has not previously been filed, may likely result in termination of your parental or your alleged parental rights to the minor child.

The following documents are also served herewith: (check as appropriate)

[x] Petition for (Stepparent, Kinship, Custodial) Adoption

[x] Petition to Terminate the Parent-Child Legal Relationship (JDF 520).

[x] Affidavit of Abandonment (JDF 525)

Date: January 11, 2023

Clerk of Court/Deputy Clerk

Legal Notice No. 415511

First Publication: January 19, 2023

Last Publication: January 19, 2023

Publisher: Golden Transcript

The proposed Ordinance and accompanying documents are available in electronic form on the City’s official website, http://www.ci.wheatridge. co.us/legal-notices and at www.wheatridgespeaks.org. Specific plans for the proposed changes are available for inspection at the Wheat Ridge City Hall. Due to the COVID-19 Pandemic, upon appointment, request and notification, copies are also available in printed form.

The February 2, 2023 Planning Commission meeting will be conducted as a virtual meeting and (if allowed on that date per COVID-19 restrictions) will also be in person in City Council Chambers at 7500 W. 29th Avenue. Any person wishing to submit written documents for Commission’s consideration at the meeting must file them with Community Development staff. Written comments may be submitted on Wheat Ridge Speaks at www.wheatridgespeaks.org until noon on February 1. Alternatively, written documents or comments must be received no later than noon on the day of the meeting by emailing todean@

ci.wheatridge.co.us or mailing to City of Wheat Ridge,

adopt the flood hazard delineation maps for Clear Creek dated September 2, 2022 as a local flood hazard area.

The proposed Ordinance and accompanying documents are available in electronic form on the City’s official website, http://www.ci.wheatridge. co.us/legal-notices and at www.wheatridgespeaks.org. Specific plans for the proposed changes are available for inspection at the Wheat Ridge City Hall. Due to the COVID-19 Pandemic, upon appointment, request and notification, copies are also available in printed form.

The February 2, 2023 Planning Commission meeting will be conducted as a virtual meeting and (if allowed on that date per COVID-19 restrictions) will also be in person in City Council Chambers at 7500 W. 29th Avenue. Any person wishing to submit written documents for Commission’s consideration at the meeting must file them with Community Development staff. Written comments may be submitted on Wheat Ridge Speaks at www.wheatridgespeaks.org until noon on February 1. Alternatively, written documents or comments must be received no later than noon on the day of the meeting by emailing todean@ ci.wheatridge.co.us or mailing to City of Wheat Ridge, Attn: Planning Division, 7500 W. 29th Avenue, Wheat Ridge CO 80033.

All interested citizens are invited to participate in the virtual meeting in any one of the following ways: •Provide comments in advance on Wheat Ridge Speaks at www.wheatridgespeaks.org

meeting will be conducted as a

and (if

them

will

to submit

consideration

must

Written comments may be submitted on Wheat Ridge Speaks at www.wheatridgespeaks.org until noon on February 1. Alternatively, written documents or comments must be received no later than noon on the day of the meeting by emailing todean@ ci.wheatridge.co.us or mailing to City of Wheat Ridge, Attn: Planning Division, 7500 W. 29th Avenue, Wheat Ridge CO 80033.

All interested citizens are invited to participate in the virtual meeting in any one of the following ways:

•Provide comments in advance on Wheat Ridge Speaks at www.wheatridgespeaks.org

•Join the live meeting through the Zoom web link provided on the calendar on the City’s website at www.ci.wheatridge.co.us/calendar.

•Join the live meeting by calling (669) 900-6833 with code 859 8570 6155 and Passcode: 268801

• Join the meeting in person, if permitted by COVID-19 restrictions; meeting format will be noted on the calendar on the City’s website at www.ci.wheatridge.co.us/calendar.

•Watch the meeting live on Comcast Channel 8

•Watch the meeting live on YouTube at www.ci.wheatridge.co.us/view

Legal Notice No. 41532

First Publication: January 26, 2023 Last Publication: January 26, 2023

City of Wheat Ridge

virtual meeting

allowed on that date per COVID-19 restrictions)

also be in person in City Council Chambers at 7500 W. 29th Avenue. Any person wishing

written documents for Commission’s

at the meeting

file

with Community Development staff.